Podcasts about zooming

Jensen Huang's keynote GTC address is scheduled for Monday afternoon. Charles Schwab's Kevin Horner joins Morning Movers to discuss Nvidia's (NVDA) chart patterns in the short-term and long-term. Over the past 30 trading days, Kevin points to a "banded" range between $173-$193. Zooming out to the 1-year timeframe, he reiterates the focus on that $193 level but adds the 200-day moving average as a key technical level to track into the weekend.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

Religious belief is supposed to fade as societies get richer and more educated. So why do newer surveys show the opposite pattern in the United States, with college grads and post grads often *more* likely to attend church than people with only a high school education? We unpack what the data can and cannot prove, why earlier secularization theories missed key realities, and how a smaller but more committed religious share can still look like a “revival” in daily life.We also get into the deeper driver behind the numbers: meaning. For many young adults, especially Gen Z, the loss of stable community and shared moral language can feel like a vacuum. We talk through why “science versus faith” is often framed as a conflict, how that framing breaks down in real life, and why congregations can function as durable social institutions that provide belonging, support, and a place to raise kids with values that feel coherent.Zooming out globally, the story changes fast. Western Europe continues to secularize, but the global south tells a different tale. We explore why sub Saharan Africa may become the centerpiece of global Christianity, from fertility rates and a very young age structure to the practical role churches play where public institutions are weak. We also debate the risks of religion blending with partisan politics and the growing connection between schooling choices, religious communities, and family life.If you found this conversation useful, subscribe, share it with a friend, and leave a review with your biggest question about where faith, community, and demographics are headed next.Support Our WorkThe Center for Demographics and Policy focuses on research and analysis of global, national, and regional demographic trends and explores policies that might produce favorable demographic results over time. It involves Chapman students in demographic research under the supervision of the Center's senior staff.Students work with the Center's director and engage in research that will serve them well as they look to develop their careers in business, the social sciences, and the arts. Students also have access to our advisory board, which includes distinguished Chapman faculty and major demographic scholars from across the country and the world.For additional information, please contact Mahnaz Asghari, Associate Director for the Center for Demographics and Policy, at (714) 744-7635 or asghari@chapman.edu.Follow us on LinkedIn:https://www.linkedin.com/company/the-feudal-future-podcast/Tweet thoughts: @joelkotkin, @mtoplansky, #FeudalFuture #BeyondFeudalismLearn more about Joel's book 'The Coming of Neo-Feudalism': https://amzn.to/3a1VV87Sign Up For News & Alerts: http://joelkotkin.com/#subscribeThis show is presented by the Chapman Center for Demographics and Policy, which focuses on research and analysis of global, national and regional demographic trends and explores policies that might produce favorable demographic results over time.

This week's deep dive explores a powerful theme shaping the modern threat landscape: invisible signals. From the devices we wear and drive to the AI systems we increasingly rely on, our technology is constantly emitting data — sometimes to protect us, sometimes to expose us.We begin with a new Android app called Nearby Glasses, designed to alert users when smart glasses like Meta's Ray-Bans are detected nearby via Bluetooth manufacturer identifiers. It's a citizen-built countermeasure to always-on wearable cameras, highlighting rising tensions between convenience and consent in public spaces.Next, we examine research showing that tire pressure monitoring systems (TPMS), mandatory in U.S. vehicles since 2007, broadcast unencrypted, persistent identifiers. Researchers captured millions of signals and demonstrated how vehicles can be passively tracked using inexpensive radio equipment. No hacking required — just poorly designed IoT architecture turning cars into rolling beacons.From physical signals to digital footprints, a new study reveals that AI can deanonymize social media users by correlating small details across platforms. What once required nation-state resources can now be done with commodity large language models, fundamentally challenging the concept of online anonymity.We then dive into the “Truman Show” investment scam — a sophisticated fraud operation that uses AI-generated personas, fake group chats, fabricated media coverage, and sham trading apps to create a fully immersive illusion of legitimacy. Rather than stealing trust directly, scammers now manufacture entire digital realities where trust feels inevitable.AI agents themselves are also reshaping security assumptions. Modern assistants can access files, write code, and interact with online services using a user's privileges. Researchers warn that prompt injection attacks — hidden malicious instructions embedded in content — can manipulate these agents into leaking data or performing harmful actions. When AI combines sensitive access, untrusted input, and outbound communication, it becomes a new form of insider risk.That risk was underscored by the OpenClaw vulnerability, which allowed malicious web pages to brute-force a local AI agent gateway and potentially hijack it. The lesson: “local” no longer means secure. Any system with elevated privileges must be treated as a governed identity.On the defensive side, AI is accelerating security improvements. Anthropic used a large language model to analyze Firefox's codebase, identifying over 100 flaws in two weeks, including 22 confirmed security bugs. AI is compressing months of review into days — but the same acceleration applies to attackers.Finally, Operation Candy in Sweden demonstrates how digital evidence can unravel vast criminal networks. Two seized phones exposed an international drug and money laundering operation spanning multiple continents, proving that even small data points can collapse large hidden systems.Zooming out, the pattern is clear: wearables broadcast presence, cars broadcast identity, AI strips away anonymity, scams construct synthetic realities, assistants act autonomously, and devices quietly record history. Signals are everywhere — visible and invisible — and AI is amplifying their impact.The question is no longer whether your technology emits signals. It's who is listening — and whether they're protecting you or profiling you.

I'm not afraid to say that I have a complicated relationship with time, from when I was working in corporate, to mat leave, to running my own business. Time is something that I'm always finding new ways to make the most of. In this episode, I'm sharing the calendar reset I'm committing to taking a long overdue family vacation. This doesn't mean that I'll have a rigid system, or a perfect solution, it's just an honest look at what's not working and a realistic plan to fix it.In this episode, we cover:(00:00) Intro(03:29) Andrea's history with time(03:57) High school and university years(04:51) The advertising era(07:26) COVID and finding rhythm(09:24) Returning to corporate after mat leave(11:37) The moment something had to give(13:18) Why she left corporate(16:14) Life now: two kids, three business areas (17:10) Being your own worst boss(19:28) The shadow side of entrepreneurial freedom(21:39) Why time blocking fails working parents(23:38) Creating a calendar on your own terms(24:45) Syncing your calendar with your cycle(28:16) The Sunday calendar reset(29:51) Zooming out to 4–6 weeks(30:31) Andrea's Q2 plan(32:12) Where to find Andrea + special requestKEY TAKEAWAYYou don't need a perfect system — you need to zoom out, protect your non-negotiables, and let everything else fall into place around them.Related episode Ep. 72: Understanding your cycle as a working mother for optimized health, mood, and productivity with Dr. Liza Klassen – Spotify or AppleAbout Andrea Barr, host of All Figured Out:Andrea is a certified career and life coach for parents. Through her coaching, she supports parents in finding better work-life rhythms so they can continue to grow personally and professionally without sacrificing family time.Connect with AndreaWebsite | ⁠https://www.andreabarr.com/⁠  Instagram | https://www.instagram.com/allfiguredoutandrea | https://www.instagram.com/allfiguredout.podcast Listen to All Figured Out

Now what did you think about what I said in this week's episode...Welcome to this week's Blonde Intelligence. I am your host, Ms. Roni, and I always seek to give you exquisite cranial repertoire. Reaction culture isn't a sideshow anymore—it's the engine pushing songs, stories, and careers across hip hop. We dig into why labels now court music reactors, how on-camera breakdowns amplify indie releases, and what happens when a clever TV cue turns into a PR wildfire. From first-listen rewinds to compilation videos that capture the exact second a room flips, we trace how creators set the temperature for beefs, bars, and brand power.We also unpack the latest friction around 50 Cent and the Harris family, asking smart questions about timing, verse placement, and how public sentiment can shift when the next generation lands clean shots. Family drops can project unity, but they also invite rankings that split fanbases; we explore both sides while highlighting the moments where King's punchlines pop and where mix clarity could lift the vocals above dense production. The broader current is unmistakable: the South's torch is real. Atlanta's legacy, Memphis's lineage, and Texas's constant churn keep feeding new voices into a scene where co-signs matter and craft still carries weight.Zooming out, we examine why rap beef, for all its mess, sharpens the art. Freestyles over classic beats revive the archives, pull receipts, and challenge writers to level up. Reactors thrive here, curating turning points, measuring crowd energy, and translating complex lyric layers for new ears. For artists, this is a playbook moment: build your own platform, partner with reputable reactors, tighten your engineering, and treat every drop like it will be paused, quoted, and replayed. If you're ready to think like a creator and perform like a competitor, this wave can carry you.If this breakdown sparked something for you, follow the show, share it with a friend who loves lyric analysis, and leave a quick review so more indie artists and curious fans can find us. Don't forget to Like, Share, and Subscribe.@Buzzsprout @SpotifySupport the show

Today's conversation is one about history — but also about now. About 1968 and about 2026. About who gets control over their own body — and who never truly has. About the quiet, complicated ways parents try to protect their children, and the unintended harm that can hide inside "what's best." About the tension between safety and freedom. Between acceptance and autonomy. Between love and control. We're so excited to talk with a podcast favorite, Kate Schatz, about her new book Where The Girls Were, in today's episode, and we REALLY dive into everything we mentioned above, and more. If this resonates, please share - we think this is a book and conversation that everyone should be having and reading right now.  What to listen for:  How personal this topic is for Kate, and the return to her creative storytelling roots That each parent wants what's best for their children – and the ways that show up differently for each set of circumstances Zooming into a tiny nugget of a topic (birds) and out to a tremendously wide topic (abortion rights) What to do differently:  Grab this novel and discuss it with your book club Share this idea with your elders to see if they have any stories from their generation Talk with the younger generation about pregnancy, how the body works, different experiences people have accessing healthcare – anything to normalize these conversations so they don't feel as alone as the main character does in the novel!  About the author:  Kate Schatz is a feminist author from California. She's the New York Times bestselling author of Do the Work: An Anti-Racist Activity Book, with W. Kamau Bell, and the "Rad Women" book series (including Rad American Women A-Z, Rad Women Worldwide, and Rad American History A-Z). Her book of fiction, Rid of Me: A Story, was published as part of the cult-favorite 33 1/3 series.

Turning 34 felt like an invitation to pause and zoom out — not just to think about the year ahead, but about the entire lifetime ahead.In this episode of Your Next Best Move, I'm sharing a reflection on lifetime thinking : the practice of releasing the pressure to have everything figured out right now and choosing to play the long game instead.I walk you through:Three things I'm deeply grateful for in this lifetime Four things I'm excited about in the lifetime aheadHow the “100-year-old test” can help you make grounded, intentional decisions todayThis episode is an invitation to slow down, expand your perspective, and reconnect with the magic of a long, unfolding life, especially in the midst of motherhood, ambition, and becoming.If you've been feeling pressure to “figure it all out,” I hope this reminds you that you don't have to. You're allowed to grow, evolve, and dream - one next best move at a time!xoDeanna Let's connect!IG: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠deanna_hope⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠W: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.deannahope.ca/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠FB: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Your Next Best Move Podcast⁠Keywords: Lifetime Thinking, Motivation for Moms, Personal Growth, Self-Leadership, Legacy Building, Motherhood and Identity, Vision Casting, Long-Term Thinking, Your Next Best Move Podcast

In this episode, Ryan Burklo and Alex Collins discuss the complexities of navigating stock market opinions and the futility of market timing. They emphasize the importance of a diversified investment strategy and the need for long-term planning, especially as individuals approach retirement. The conversation highlights the noise created by market predictions and the necessity of focusing on personal financial goals rather than external pressures. Check out our website:  https://www.builtforlifenotjustwealth.com/ Find us on YouTube: https://www.youtube.com/@builtforlifenotjustwealth/ Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now Check out our Instagram: https://www.instagram.com/ryanburklofinance?igsh=ZTJzN3Jnajd5M2Mw Ryan Burklo's LinkedIn profile: https://www.linkedin.com/in/ryanburklo/ Alex Collin's LinkedIn profile: https://www.linkedin.com/in/alexandercollins/ For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo   #BuiltForLifeNotJustWealth #stockmarket #markettiming #diversification #retirementplanning #financialadvice #investmentstrategies #marketpredictions #wealthmanagement #financialliteracy #economic trends   Takeaways Market timing does not work; it's about time in the market. Predictions are often just guesses; focus on planning instead. Diversification is key to a healthy investment portfolio. Understanding the market means looking beyond just the S&P 500. Many investors are over-concentrated in a few stocks. Zooming out helps to see the bigger picture of investments. Retirement planning should start well before retirement age. It's important to align your financial strategy with personal goals. The financial landscape has changed; past strategies may not apply today. Planning for the future is quieter but more impactful than predictions. Chapters 00:00 Navigating Market Opinions 03:09 Understanding Market Timing and Predictions 05:45 The Importance of Diversification 11:59 Planning for Retirement and Market Valuation  

Wells Fargo upgraded Alphabet (GOOGL) to an Overweight rating with a price target of $387 up from $354. Ben Watson examines the technical patterns taking place on the chart of Google's parent company. On a short-term 5-day chart, he underlines the $314-$315 point of control where a majority of the trading volume has been taking place. Zooming out to the 1-year timeframe, Ben says the longer-term uptrend is still intact but notes that GOOGL did drop below its 50-day moving average. ======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

In this Sunday Solo, Sarah explores “the long story”—the idea that our lives are part of a vast web of interconnection across people, lifetimes, timelines, and dimensions. She shares why zooming out can be genuinely soothing (your anxiety stays valid… it just gets smaller), then offers personal stories that cracked open her trust in reincarnation: a striking synchronicity thread featuring Robert Redford, and her child's vivid memories of an “old dad.” Sarah also explains how she experiences the Akashic Records—less like immediate, verifiable proof and more like resonance, pattern recognition, and a deep felt sense of being seen without judgment. The episode closes with an invitation: try shifting perspective into the long story, and share your own experiences.   Keywords + topics: Medium Curious Podcast, Sarah solo, long story, zooming out of anxiety, reincarnation, past lives, soul groups, Akashic Records, synchronicities, spiritual comfort, metaphysical, consciousness, intuition, mediumship, Perdita Finn, Jim Tucker, Linda Howe, pathway prayer. Key Takeaways Perspective is medicine. Zooming out doesn't invalidate anxiety—it helps it stop running the whole show. Follow the thread. Synchronicities can be “breadcrumb trails” that build meaning over minutes, weeks… or lifetimes. Kids sometimes say the quiet part out loud. Past-life-style memories (whether you interpret them literally or symbolically) can reveal how mysterious consciousness is. Akashic Records = resonance over receipts. For Sarah, the records feel less like “proof” and more like pattern, knowing, and deep compassion. The long story reduces pressure. If love and learning continue, you don't have to perfect everything in one lifetime. Scarcity shifts with consciousness. A change in mindset—from separation to “one with the cosmos”—can change the felt experience of need.   “When you're losing yourself, who you are, go sit under a tree.”

 “There is no way that I can suffer from scarcity when I know that I am one with the cosmos.”   Linda Howe: How to Read the Akashic Records; Accessing the Archive of the Soul and its Journey Jim Tucker  Life Before Life: A Scientific Investigation of Children's Memories of Previous Lives Medium Curious Website: https://www.mediumcurious.com Jane's Website: https://www.janemorganmedium.com Sarah's Website: https://www.sarahrathke.com Jane's new cohort 'Source Studio'; https://www.janemorganmedium.com/higher-calling Instagram: @mediumcuriouspod https://mediumcuriouspod.substack.com/   



Soaring gold prices reshape Korea's rituals진행자: 최정윤, Tannith Kriel기사 요약: 오르는 금값에 오랜 기간 한국의 전통이었던 돌잔치 등의 모습이 바뀌고 있다.[1] Gold has long been woven into the fabric of Korean life. The precious metal has traditionally marked key rites of passage, from births and marriages to other major milestones.-weave into: 깊이 스며들다.-fabric: 사회 등의 구조-rite: 의례[2] But soaring gold prices are reshaping customs, prompting cutbacks and substitutions in traditions once taken for granted.-cutback: 삭감, 감축-take for granted: 당연한 일로 여기다, 대수롭지 않게 여기다[3] The spot price of gold in Korea hovered at around 245,000 won ($168) a gram as of Thursday, representing a roughly 80 percent increase from 138,000 won a year earlier, according to the Korea Exchange. Before a sharp sell-off earlier this week, the metal had peaked at 269,810 won.-spot price: 현물 가격-sell-off: 매각[4] Zooming out, the scale of the rally becomes even clearer. Gold prices have climbed more than threefold over the past five years and are now over five times higher than levels seen a decade ago. As prices soar, Koreans are increasingly moving away from gold at key life events, rethinking long-held customs amid mounting costs.-zoom out:-mounting: 증가하는기사 원문: https://www.koreaherald.com/article/10671172

Saxophonist & composer Chris Potter returns to ‘Pablo Held Investigates’ for an in-depth conversation, recorded just before heading out on their European tour together. Zooming in on their repertoire, Chris shares insights into his compositional process. Other topics include Herbie Hancock's ‘Actual Proof’, what Chris pays attention to when listening to Charlie Parker and John Coltrane, playing on ‘Alegria’ by Wayne Shorter and much more.Catch the Pablo Held Trio & Chris Potter on their ongoing February 2026 European tour: Feb 18 – Munich (DE) // Unterfahrt Feb 19 – Hamburg (DE) // Laeiszhalle Feb 20 – Bonn (DE) // BeethovenhausFeb 21 – Dortmund (DE) // Domicil Feb 23 – Aachen (DE) // Theater Aachen Feb 24 – Engelsholm (DK) // Agerumsladen Feb 25 – Trondheim (NO) // Dokkhuset Feb 26 – Echternach (LUX) // Trifolion https://pabloheld.com

Walmart (WMT) starts the holiday-shortened week with a price target hike to $150 from the analysts at Redburn. Ben Watson joins Morning Movers to look at the chart. On the short-term picture, he sees a bounce off of the $126 support level and sees "strong momentum to the upside" near all-time highs around $135. Zooming out, Ben notes a possible bull flag pattern developing ahead of Walmart's earnings. With that study in mind, Ben puts the possible upside resistance level at $142 but cautions that the earnings event could swing shares either way.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

A statewide shocker kicks off the show: New Mexico won't have a Republican candidate on the U.S. Senate ballot. We break down how missed signatures, donor fatigue, and midterm turnout math created a no-go zone for would-be challengers—and why that doesn't mean the GOP is finished in the state. From there we head to the Roundhouse, where the Clear Horizons bill—marketed as climate progress—collapsed after seven Democrats joined Republicans to vote it down. We pull back the curtain on committee routing, fiscal alarms, and why ratepayers likely dodged a spike in energy costs.The conversation widens to schools and power brokers. Big promises about reading coaches, outdoor classes, and on-campus doctors sound inspiring, but we ask where the measurable literacy gains will come from and how entrenched union leadership continues to stall reforms that worked elsewhere. Then we turn to voter integrity, as the SAVE Act ignites cable-news fireworks. With broad public support for ID at the polls, we cut through the noise on access, verification, and the difference between real obstacles and rhetorical ones.Zooming out, we explore the leftward shift inside the Democratic Party that's shrinking the space for moderates, especially among younger voters who increasingly identify as democratic socialists. Pair that trend with new polling showing more voters view Democrats as “too liberal,” and you get a volatile primary-versus-general dynamic. Meanwhile, inflation cools, job growth holds, and the narrative around the economy shows signs of life—if candidates can communicate it.We also take a hard look at America's marijuana problem: daily use now exceeds alcohol, potency has spiked, and evidence ties heavy cannabis consumption to psychosis and rising schizophrenia risk in young men. New Mexico's light-touch legalization left gaps in regulation and healthcare capacity, and walking it back won't be easy. Finally, foreign policy clarity matters: A muddled answer on Taiwan contrasts with Marco Rubio's muscular Munich speech on deterrence, energy realism, and allied resolve. Plus, a quick game-cam check from 11,000 feet—lean snow, handsome bucks, and a plan to move the cameras.If this episode challenged your thinking or gave you a clearer read on New Mexico's politics, tap follow, share it with a friend, and leave a review so more listeners can find the show.Website: https://www.nodoubtaboutitpodcast.com/Twitter: @nodoubtpodcastFacebook: https://www.facebook.com/NoDoubtAboutItPod/Instagram: https://www.instagram.com/markronchettinm/?igshid=NTc4MTIwNjQ2YQ%3D%3D

Charles Schwab's Kevin Horner switches on the technical analysis for Onsemi (ON) ahead of its earnings report out after Monday's close. On the 30-day timeframe, he notes an upward resistance level around $66 with downside support near $58. Zooming out to the daily 1-year chart, he reiterates the same levels for ON's technical makeup but adds that the 50-day moving average is hovering near $58 as well.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

Ever have one of those days where your dog absolutely loses their mind over something they handled fine yesterday, and you're left standing there like, “Cool, cool, cool, love this for us, what just happened?”That wasn't random. And no, your training didn't “stop working.”In this episode, we're talking about trigger stacking (aka death by a thousand paper cuts). The stuff everyone sort of mentions, but usually only in the context of obvious triggers, like “too many dogs on a walk”, while completely ignoring the itchy ears, the bad sleep, the construction noise, the pain flare, the weird vibe from earlier in the day, and the fact that your dog has been holding it together with duct tape and good intentions.We break down why “zero to 60” isn't actually a thing, how health and everyday stress quietly hijack your plans, and why you can't train your way out of a body that's overwhelmed. And because enrichment is for pets, their people, and the professionals that support them, we're getting into how this applies to you. Because if you've ever snapped at an email, cried over “nothing”, or felt personally victimized by a minor inconvenience… congrats, you've experienced trigger stacking too.This episode isn't about finding the one trigger to fix. It's about zooming out, trading frustration for curiosity, and building plans that give all the nervous systems room to breathe.TLDL (too long, didn't listen): 3 Key Takeaways 1️⃣ The blow-up wasn't random - Trigger stacking is what happens when small stressors quietly add up until coping collapses. It isn't random; it is cumulative.2️⃣ Behavior is information, not a failure - When your dog can't cope, that's data about unmet needs. Don't panic that your training is “broken”.3️⃣ Trigger stacking calls for curiosity, not control -  Zooming out leads to better decisions, less guilt, and more sustainable support.For the full episode show notes, including the resources mentioned in this episode, go here.More from Pet HarmonyPet Parents: enrichment ideas and practical behavior tips

January delivered a sobering wake-up call for Greater Vancouver real estate. Sales volumes collapsed 29% year over year—on top of 2025 already being the weakest sales year in a quarter century. That makes this not just a slow start to the year, but one of the most severe demand contractions the market has faced in decades. Against that backdrop, this episode dives into the newly released February data to answer the question on everyone's mind: how close are we to the bottom—and could 2026 actually be worse than 2025?The discussion begins with a critical stabilizing metric: mortgage arrears. Despite mounting pressure elsewhere, Canada's arrears rate remains flat at 0.25%, with just over 12,000 mortgages delinquent out of nearly five million. By global standards, this is extraordinarily low—especially compared to the U.S., where arrears sit more than six times higher. Historically, Canada has never experienced sustained spikes in this metric, suggesting that while prices are falling, systemic mortgage distress has not yet materialized.From there, attention shifts to a growing concern for long-term growth: British Columbia's rising perception as “uninvestable.” Recent legal developments surrounding the Prince Rupert Port Authority underscore a broader risk narrative—projects approved at every level can still face years of legal uncertainty. As foreign capital grows more cautious, the downstream consequences become clear: fewer housing starts, tighter supply down the road, and higher costs borne by everyday Canadians.The episode then tackles a powerful and timely issue—seller psychology. In one of the most competitive markets in over a decade, many sellers are attempting to cut commissions in an effort to preserve net proceeds. The irony is stark. With inventory at multi-year highs, days on market stretching to seven-year peaks, and price cuts routinely reaching $100,000–$150,000, execution matters more than ever. In a 9% sales-to-active ratio environment—the lowest in 13 years—pricing mistakes aren't corrected, they're punished. The takeaway is clear: this is the kind of market where experience, exposure, and strategy matter most.Zooming out, Toronto provides a cautionary parallel. GTA prices are now down 27% from their 2022 peak, sales are at post-financial-crisis lows, and inventory has surged to record January levels. Vancouver's February data shows similar stress. Sales fell to just 1,104 transactions—down 38% month over month and 29% year over year—ranking among the weakest months in two decades. Inventory now sits 38% above long-term averages, while prices continue their steady descent. The benchmark HPI has dropped for ten consecutive months, pulling values back to late-2021 levels.The episode closes with a crucial reminder: housing downturns don't stay contained within housing. Falling prices ripple outward—reducing government revenues, slowing construction, tightening credit, and ultimately weighing on employment and consumer spending. Some price correction is healthy. Prolonged, disorderly declines are not. The risk ahead isn't that the market is adjusting—but that we underestimate how deeply housing is embedded in Canada's entire economic system.This episode offers a clear, data-driven look at where we stand, why the bottom isn't in yet, and why the next phase of this cycle will demand far more discipline. _________________________________ Contact Us To Book Your Private Consultation:

"To be a good writer, you have to really get into the visceral parts of the experience, right? You have to bring someone into that experience with you, which requires you to go back and understand every detail, every memory, all the visceral aspects of the experience, the sounds, the smells, everything that was happening," says Jane Marie Chen, author of Like a Wave We Break.Today we have Jane Marie Chen, author of Like a Wave We Break: A memoir of Falling Apart and Finding Myself. It's published by Harmony. It's a book whose ancestor is very clearly Eat, Pray, Love. A story of the cost of achievement and ambition, how childhood trauma permeates deep into adulthood, and the long nonlinear road to healing. Jane, being the entrepreneur she is, has quite the ecosystem around her memoir. At her website, there's a self-worth quiz. I don't feel like failing, so I'm not gonna take it. If I can't copy off the smart kid, then why take the test, am I right? She does speaking and leadership coaching, workshops on building resilience, and she recently delivered a TED talk about resilience.Jane is the former CEO and co-founder of Embrace Global, which developed infant incubators that helped more than 1,000,000 babies, many of which would have died without this technology. She was recognized as Forbes Impact 30 and receive the Economist Innovation Award, Fast Company Innovation Award, and the World Economic Forum Social Entrepreneur of the Year Award. She has an MBA from Stanford and a Masters in Public Administration from Harvard. Didn't I just have some clown on the show who studied at Yale and Harvard. What the fuck am I doing? If I don't feel inadequate, I don't feel alive, man.You can learn more about Jane at janemariechen.com and follow her, let's just say on the gram, at janemarie.chen.In this podcast, we talk about: How she wrote the book to help people The importance of surfing in her life What's enough? Burnout Writing the visceral Zooming in and Zooming out Playing with timelines Working with a collaborative writer Writing to leave the past in the past And not wanting to write a prescriptive memoirSome pretty rich shit, man, parting shot on, shit if I know, so let's queue up the montage. Here's Jane Marie Chen, huh!Order The Front RunnerWelcome to Pitch ClubShow notes: brendanomeara.com

This week Miles “the King of the Wooks”/Weed should Taste Good and I are on the road again headed to @herbage_magazine “Best of Oklahoma” Best of Herbage isn't a trade show or a banquet. It's a culture gathering. Daytime connection, a real awards moment, and a late-night fireside chapter for the inner circle. The Event is on Sat so we will be literally pulling over to do the show live from the mobile ADS studio. Joining us again on the trip will be Terry from @operationgreenhealing and we were invited by @slim_shaney2022 from @Vpdpros and @safetymeetingbluegrass who will be performing at the event. Dave the landlady and Vinny will be holding it down @sohicafe/ studio, and @Andrea.Reyes the Cannabis Nutritionist will be Zooming in from Vegas to fill us in on her Cannabis Journey. Andrea has created a corporate wellness model called Performance Rejuvenation™. With this platform, she helps companies with 15+ employees, integrate 4-day structured juicing resets designed to improve metabolic function, mental clarity and overall workplace performance. Whether we are talking Humans or plants, Nutrition is where it all starts. In plants it's all about a healthy Rhizosphere and in humans it's the gut biome if you treat these two right the rest is easy. I know Katie is gonna love this guest and it's always good to step it up when it comes to learning more about self care . So get that @dabx GO rig charged your @jerome_baker bong Clean with some ice

Texas has found itself in the spotlight over the past few days, and for pretty interesting reasons at that. First, we saw a Texas special election that flipped a deeply Republican district at the state level. In a seat Donald Trump carried by roughly 17 points, Democrats managed to pull off a low-turnout win. This was not a wave election, and pretending otherwise does not help anyone. Special elections are weird, electorates are tiny, and turnout models collapse. But the direction still matters.However, Republicans continue to rely on a coalition that is extremely Trump-centric. When he is not on the ballot, participation drops, especially among lower-propensity voters. Democrats, by contrast, have been showing up consistently in off-cycle contests. While that does not guarantee success in a general election year, it is enough to justify early anxiety. If Republicans cannot reliably mobilize their voters without Trump himself, Texas becomes less static than it has been for decades.Politics Politics Politics is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.That volatility should be a gift to Democrats. Instead, the Texas Democratic Senate primary is rapidly becoming a cautionary tale. Senator John Cornyn's seat is up, Ken Paxton is leading on the Republican side, and Democrats should be salivating. Paxton is polarizing, ethically radioactive, and deeply divisive. In theory, this is the opening Democrats have been waiting for.In practice, the primary is turning ugly. James Talarico, a rising star with genuine crossover appeal, now finds himself in a five-alarm crisis after a viral allegation that he described Colin Allred as a “mediocre Black man” while expecting to face him in the race. The context, the intent, and the precise wording are now almost secondary. What matters is that the damage landed squarely where a Texas Democrat cannot afford it: trust with Black voters.Colin Allred's response was not subtle. He went directly at Talarico, endorsed Jasmine Crockett, and framed the controversy as a racial and moral failing, not a messaging mistake. Talarico's apology attempted to split the difference, acknowledging poor phrasing without directly calling the accuser a liar. That move may have been legally cautious, but politically it validated the outrage. With the primary weeks away and a runoff likely, Democrats are now locked into a prolonged intraparty fight that makes the eventual nominee weaker, not stronger.Zooming out, this is why Texas continues to torment Democrats. Structural conditions occasionally line up. Republican candidates overreach. Demographic change inches forward. But the moment opportunity appears, the coalition turns inward. Instead of clearing the field and running a disciplined campaign against Ken Paxton, Democrats are now litigating identity, intent, and trust in public.The tragedy here is not ideological. It is tactical. Texas Democrats do not need a perfect candidate. They need a boring one who does not give voters a reason to hesitate. Every additional week spent tearing down a potential nominee is a week Paxton gets for free. If Democrats manage to lose this race, it will not be because Texas is unwinnable. It will be because they couldn't get out of their own way.Chapters00:00:00 - Intro00:02:37 - Drama in Texas00:18:02 - Michael Cohen on Texas, Midterms, and More00:38:36 - Update00:38:52 - Clintons00:41:00 - Shutdown00:43:15 - Republicans' House Margin00:44:22 - Michael Cohen on Texas, Midterms, and More, con't01:19:52 - Wrap-up This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.politicspoliticspolitics.com/subscribe

Why does February feel so emotionally charged — and why does it seem impossible to ignore what's happening both inside us and out in the world right now?  In this episode, Nicole and Christina Luna explore the energetic landscape of February, beginning with the Human Design New Year and the themes that set the stage for what's unfolding. From Aquarius season's push toward authenticity and truth to the emotional intensity that marks the start of the month, they offer context for why so many people feel activated, unsettled, or deeply called at this moment. They highlight the powerful emotional circuitry present throughout February, including why sensitivity, principles, and fairness are taking center stage. Nicole and Christina talk about emotional waves, disappointment, and uncertainty — not as signs that something is wrong, but as invitations to develop greater emotional awareness and resilience. This episode reframes emotional discomfort as part of the growth process rather than something to fix or avoid. Zooming out to the collective level, they examine themes of community, leadership, and the social agreements we've relied on for generations. What does it really mean to care? Who is responsible for taking action when systems no longer feel supportive or aligned? With major energetic shifts on the horizon, this discussion asks you to consider your role within the larger whole — and whether now is the time to engage more consciously. If you've been feeling the urge to speak up, reassess your direction, or understand why emotions seem closer to the surface than usual, this episode offers clarity, perspective, and grounding. February may be unpredictable, but it also carries the potential for meaningful insight, connection, and intentional choice. Listen now! Get the monthly calendar that shows you which transits are happening when at nicolelaino.com/transit To download the Secret Podcast on how to Build & Scale Your Business with Human Design click here: nicolelaino.com/secretpodcast We have a NEW HD membership community!! It is all about creating alignment, action, and consistency in your business with Human Design. To join The HD Authority Lab at the special pre-sale rate, click here: http://nicolelaino.com/lab  or DM Nicole "Lab" on Instagram for info.   Connect with Christina: Visit her website at https://www.lunation.live/ Follow her on Instagram https://www.instagram.com/lunation.live  Check out her YouTube Channel at: https://www.youtube.com/@Lunascopes Be sure to visit nicolelaino.com/podcastlinks for all of the current links to events, freebies, and more! If you enjoyed this week's episode, I'd so appreciate you doing a few things for me:  Please subscribe to the podcast on Apple Podcasts, Spotify, or wherever you listen! Rate and review the podcast on Apple Podcasts.  Tag me @nicolelainoofficial on your IG stories with a story of you listening to the podcast and I'll make sure to share your post!  Interested in learning more about working with me? Click here to learn more about how we can work together.   

Amazon's new AI shopping agent could reshape how people discover and buy products online. Scott breaks down Amazon's “Buy for Me” initiative, which is an AI-driven shopping flow that can surface off-site products and redirect shoppers to external stores. He unpacks what it could mean for conversion, attribution, and Shopify seller economics. Learn how it works in practice, and why it matters for sellers who rely on traditional storefront traffic. If the shopping experience starts on Amazon and finishes elsewhere, the rules around discovery, trust, and conversion can shift fast. Scott also explains agentic commerce, where AI drives more purchase decisions, and why the impact will vary: small businesses can adapt faster, while larger organizations face more friction. Zooming out to 2026, Scott weighs bearish risks, such as white-collar layoffs, against bullish tailwinds that could keep demand strong and create new e-commerce opportunities. Episode Notes: 00:40 - Amazon's Buy for Me AI Agent 04:51 - Agentic Commerce & Human-in-the-Loop vs. Human-Out-of-the-Loop 05:59 - Widespread AI Adoption and Its Impact 10:45 - Amazon Reviews: Policy Update 12:31 - Bear Case for Amazon & E-Commerce in 2026 15:13 - Bull Case for Amazon & E-Commerce in 2026   Related Post: Top 10 TikTok Marketing Agencies for DTC and CPG Brands   Scott's Links: LinkedIn: linkedin.com/in/scott-needham-a8b39813 X: @itsScottNeedham Instagram: @smartestseller YouTube: www.youtube.com/@smartestamazonseller2371 Newsletter: https://www.smartscout.com/newsletter-sign-up Blog: https://www.smartscout.com/blog

Subscribe to Throwing Fits on Patreon. Bonjour! This week, Jimmy is getting over a cold and Larry is Zooming in from Paris—where he's technically at Fashion Week, but literally not really because he's actually on a business trip and it's also his wife's birthday on top of that—to chat the PFW social media playbook, Air France La Première, From the World of John Wick: Ballerina, the charm of Rubirosa's, Auralee's joie de vivre, getting terminally mogged by a male model, letting the clubstaurant find you, fashion beers and fashion beards, Ralph Lauren glazing blowback, A.PRESSE's continued hyperbolic accession, the lost art of tempered and measured reactions, the two sides of the wild brand dinner conversation coin, a hater's view of everything unfolding from back home, whether or not a fashion show is ever worth potentially missing your flight, RIP Valentino, finding yourself back in the content mines, baby's first ISO post, and much more.

Heartbreak has a shape, and tonight it looked like a perfect throw to Cole Kmet that deserved a different ending. We sit with the loss to the Rams and refuse to look away from the fine print: Caleb Williams was electric, the drops were brutal, and the fourth-quarter edges weren't sharp enough. Pride is real, so is frustration, and both can push a team forward if you translate emotion into habits.We dig into the sequence that swung the game, why route effort matters when the ball is late or underthrown, and how veterans like Kmet steady a rookie-heavy supporting cast. Caleb's leadership arc shows up on the field and behind the mic—taking blame, spreading credit, and setting a tone that demands more from everyone, including DJ Moore. We talk development without excuses: cleaner stems, stronger hands, smarter situational football, and the boring details that separate “almost” from “advance.” The Soldier Field crowd and the weather did their part. Now the offense needs to match that energy snap to snap.Zooming out, we tackle the Mike Tomlin step-down and what it means for Steelers culture, plus a blunt look at the AFC's shifting hierarchy. The Patriots look ahead of schedule, and that should make a lot of teams uncomfortable. We sort quarterback narratives that got loud this weekend—who elevated, who folded, and why context matters when you hang 30 and still walk off a loser. Finally, we circle back to Chicago's runway: keep Kmet, rebuild Loveland's confidence, demand relentless effort from every route, and give Caleb the infrastructure to turn highlight throws into winning scripts.If you felt the sting and still see the future, you're in the right place. Hit follow, share this with the diehard in your life, and drop your take: what single change would have flipped this game—and what's the first move you make this offseason?Support the show-----------https://www.MTPshow.comOur Social Mediahttps://linktr.ee/MTPSHOW-----------Hosts: Mike Marcangelo, Dave Clarke, Rayshawn Buchanan, Bob KellyProducer: Craig D'AlessandroInquiries: Craig@mtpshow.com

Sharon Liese, an Overland Park filmmaker, said the documentary “Seized” is a “microcosm of what's going on in the country and world.” Zooming in on the 2023 Kansas newspaper raid, the documentary will premiere this month at the Sundance Film Festival.

Wes and Scott talk about why mobile web apps often feel “janky” compared to native—and how to fix it. They cover input zooming, accidental horizontal scroll, pointer/user-select quirks, frame rate consistency, full-page refreshes, and more. Show Notes 00:00 Welcome to Syntax! 01:11 Brought to you by Sentry.io 02:57 Zooming inputs 06:11 Horizontal scrolling 08:49 Proper use of pointer-events: none, and user-select: none 11:27 Allowing zoom on everything 16:37 Cleaning up the “jank” 19:48 Full page refresh 24:05 Slow loading times 29:50 Cumulative layout shift 32:47 Address bars and viewport units Dynamic Viewport Units 35:34 Full-width scroll traps Hit us up on Socials! Syntax: X Instagram Tiktok LinkedIn Threads Wes: X Instagram Tiktok LinkedIn Threads Scott: X Instagram Tiktok LinkedIn Threads Randy: X Instagram YouTube Threads

Send us a textTwo programs, two roads to the same stage. Miami arrives on a heater, leaning into pressure, speed, and opportunistic plays. Indiana shows up like a metronome—disciplined run game, cleaner defense, and a quarterback who knows when to be Clark Kent and when to flash the cape. We put their strengths under the brightest light: can Miami force a shootout, or does Indiana's structure suffocate the tempo and win the margins?We unpack Fernando Mendoza's profile with real comps—think Matt Ryan's command, Jimmy Garoppolo's rhythm, a touch of Brock Purdy's moxie. The takeaway isn't hype; it's fit. Right system, right timeline, real staying power. Wrong situation, and early draft status becomes an anchor. From there, we shift to the sidelines, comparing staff cohesion and identity. Indiana's continuity shows in the small things—receivers finishing blocks at 40–0, a defense that communicates through motion. Miami's staff counters with disruptive ideas and personnel that can flip a quarter in three snaps.Zooming out, we get honest about the 12-team playoff, why byes have been a trap, and how a 16-team field could level games and calendars. We also call out the quiet advantages of staying home for a title—less travel, familiar climate—without overplaying the crowd factor in a city that often arrives late. Finally, we test a big question: can Indiana sustain this rise in an NIL and transfer era? Culture still compounds, but it now has to coexist with aggressive roster building and big-money suitors.You'll leave with clear score predictions, the matchup levers that matter, and early picks for next year's contenders. If you enjoy smart football talk without fluff, hit follow, share this with a fan who loves game theory as much as highlights, and drop your score pick in theSubscribe for exclusive content: https://www.buzzsprout.com/1530455/support Buzzsprout - Let's get your podcast launched!Start for FREETactical BrotherhoodThe Tactical Brotherhood is a movement to support America.Dubby EnergyFROM GAMERS TO GYM JUNKIES TO ENTREPRENEURS, OUR PRODUCT IS FOR ANYONE WHO WANTS TO BE BETTER.ShankitgolfOur goal here at Shankitgolf is for everyone to have a great time on and off the golf courseSweet Hands SportsElevate your game with Sweet Hands Sports! Our sports gloves are designed for champions,Buddy's Beard CareBuddy's Beard Care provides premium men's grooming products at an affordable price.Deemed FitBe a part of our movement to instill confidence motivation and a willingness to keep pushing forwardWebb WesternWebb Western is for those who roll up their sleeves and do what it takes to get the job done. Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showFollow us on all social mediaX: @mikebonocomedyInstagram: @mikebonocomedy@tiktok: @mikebono_comedianFacebook: @mikebonocomedy

professorjrod@gmail.comIn this episode of Technology Tap: CompTIA Study Guide, we explore how proactive detection surpasses reactive troubleshooting in cybersecurity. For those preparing for their CompTIA exam, understanding the subtle clues and quiet anomalies attackers leave behind is essential for developing strong IT skills and excelling in tech exam prep. We dive deep into the critical indicators that help you detect security compromises early, providing practical knowledge essential for your technology education and IT certification journey. Join us as we equip you with expert insights to sharpen your detection abilities and enhance your competence in protecting systems effectively.We walk through the behaviors that matter: viruses that hitch a ride on clicks, worms that paint the network with unexplained traffic, and fileless attacks that live in memory and borrow admin tools like PowerShell and scheduled tasks. You'll learn how to spot spyware by the aftermath of credential misuse, recognize RATs and backdoors by their steady beaconing to unknown IPs, and use contradictions—like tools disagreeing about running processes—as a signal for rootkits. We also draw a sharp line between ransomware's loud chaos and cryptojacking's quiet drain on your CPU and fan.Zooming out, we map network and application signals: certificate warnings and duplicate MACs that hint at man-in-the-middle, DNS mismatches that suggest cache poisoning, and log patterns that betray SQL injection, replay abuse, or directory traversal. Along the way, we talk about building Security+ instincts through scaffolding—A+ for OS and hardware intuition, Network+ for protocol fluency, and Security+ for attacker behavior—so indicators make sense the moment you see them.If you want a sharper eye for subtle threats and a stronger shot at your Security+ exam, this guide will train your attention on the tells adversaries can't fully hide. Subscribe, share with a teammate who handles triage, and leave a review with your favorite indicator to watch—we'll feature the best ones in a future show.Support the showArt By Sarah/DesmondMusic by Joakim KarudLittle chacha ProductionsJuan Rodriguez can be reached atTikTok @ProfessorJrodProfessorJRod@gmail.com@Prof_JRodInstagram ProfessorJRod

Put Him on Trial. Put ICE on Trial. Put Noem on Trial. Uprising in Iran. Trump's Latest Outrageous Weekend Post. Jerome Powell Punches Back. Pour One Out for Kittle.  Independent Americans host Paul Rieckhoff returns for a raw, solo “Manosphere Monday” to break down the most urgent story in America: the killing of Minneapolis activist and mother Renee Good  by ICE officer Jonathan Ross, who was caught on video calling her a “fucking bitch” as he shot her. Paul calls it murder. And explains why Ross, Kristi Noem, and ICE itself must be put on trial, elevating the powerful, hopeful statement from Good's wife, Becca, as a model of courage and what “right” looks like in the face of rising tension in Minneapolis and nationwide.​   Zooming out, Paul connects this murder to Trump's larger, calculated plan: a wartime-style ICE expansion targeting veterans with bonuses and lowered standards, an unchecked “forever war 2.0” abroad, and the dismantling of independent media from PBS NewsHour Weekend to targeting the Pentagon Press Corps. He makes the case that ICE has become an unaccountable extension of Trump's military power at home and issues a direct call to veterans, cops, independents, and all conscientious Americans to be the circuit breakers who refuse unlawful orders, expose abuses, and stand up before more Americans are killed and more streets become battlefields. This is a time for truth. And this episode is bringing it.  Because every episode of Independent Americans with Paul Rieckhoff breaks down the most important news stories--and offers light to contrast the heat of other politics and news shows. It's independent content for independent Americans. In these trying times especially, Independent Americans is your trusted place for independent news, politics, inspiration and hope. The podcast that helps you stay ahead of the curve--and stay vigilant. -WATCH video of this episode on YouTube now. -Learn more about Paul's work to elect a new generation of independent leaders with Independent Veterans of America. -Join the movement. Hook into our exclusive Patreon community of Independent Americans. Get extra content, connect with guests, meet other Independent Americans, attend events, get merch discounts, and support this show that speaks truth to power.  -Check the hashtag #LookForTheHelpers. And share yours.  -Find us on social media or www.IndependentAmericans.us.  -And get cool IA and Righteous hats, t-shirts and other merch now in time for the new year.  -Check out other Righteous podcasts like The Firefighters Podcast with Rob Serra, Uncle Montel - The OG of Weed and B Dorm.  Independent Americans is powered by veteran-owned and led Righteous Media.  And now part of the BLEAV network!  Ways to listen: Spotify • Apple Podcasts • Amazon Podcasts  Ways to watch: YouTube • Instagram  Social channels: X/Twitter • BlueSky • Facebook    Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Andy sits down with Dave Sutter, CEO and co-founder of OpenTrade, to unpack why stablecoins are rapidly becoming the most important financial primitive in crypto — and arguably the missing link between digital assets and traditional finance. Why you should listen Dave traces his journey from building early Bitcoin wallets and launching one of the first dollar-backed stablecoins, through years working with major regulated institutions, to founding OpenTrade in 2023. His core thesis is simple but bold: stablecoins are no longer a niche crypto product — they are evolving into internet-native dollars used by hundreds of millions of people worldwide for real payments, savings, and cross-border commerce The conversation dives deep into OpenTrade's role as institutional-grade "yield-as-a-service" infrastructure for stablecoins, enabling fintechs, neobanks, and platforms to embed yield directly into their apps without building complex financial plumbing themselves. Dave explains how OpenTrade allows users to earn yield across a wide spectrum — from ultra-safe U.S. Treasuries and money market funds, through higher-yield bonds and private credit, to delta-neutral crypto strategies and curated DeFi markets — all while keeping funds liquid and accessible. This shift, he argues, flips the old crypto narrative on its head: stablecoins are no longer just a parking spot between trades, but a competitive alternative to bank savings accounts that offer better yields with fully reserved, transparent structures. Zooming out, Dave makes the case that stablecoins are not just a technological upgrade but a reinvention of money itself — permissionless digital cash that anyone with an internet connection can hold, move, and earn on. He points to growing regulatory clarity, adoption by giants like Visa, PayPal, and Stripe, and even banking lobby warnings about deposit flight as evidence of how disruptive this shift really is. His bold conviction: stablecoin market capitalization will exceed $10 trillion within the next decade. The episode wraps with rapid-fire hot takes on Bitcoin vs multi-chain futures, the convergence of DeFi and real-world finance, and a shared love of science fiction — fitting for a conversation about a financial future that, as Dave puts it, is already here but not evenly distributed. Supporting links Stabull Finance OpenTrade Andy on Twitter  Brave New Coin on Twitter Brave New Coin   If you enjoyed the show please subscribe to the Crypto Conversation and give us a 5-star rating and a positive review in whatever podcast app you are using.

First off — Happy New Year. To kick off the year, this week's episode of the Wealth Formula Podcast is a solo one from me. I spend the episode walking through my outlook for 2026 and sharing a few predictions for how I think this cycle is going to play out. Lately, I keep hearing the same question phrased in different ways. The economy feels tight, but markets are holding up. Growth is coming in stronger than expected, inflation is easing, and yet a lot of the signals people usually rely on just don't seem to be lining up. That disconnect is really the starting point for this episode. Rather than reacting to headlines or making short-term calls, I wanted to step back and talk through the mechanics of what's actually driving this environment — and why it looks so different from the cycles most of us learned about. A lot of it comes down to debt, policy constraints, how capital moves today, and the growing influence of technology. When you start looking at those pieces together, some of the things that feel confusing begin to make a lot more sense. This isn't meant to be alarmist or overly optimistic. It's simply an attempt to frame the environment clearly so you can think about it more intelligently — especially if you're deploying capital or deciding whether it makes sense to sit on the sidelines. If you've felt like the economy and the markets aren't really speaking the same language right now, I think you'll find this episode useful. Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com.  You need to be out of the dollar and into the investor class because that that widening gap between those who have, who own things, who own assets and those who do not is gonna continue to widen. Welcome everybody. This is Buck Joffrey with the Wealth Formula Podcast, and today I am going to do something a little bit different. I’m gonna kind of give you. My perspective, maybe predictions I dare say about, uh, the upcoming year in 2026, how I look at it, what I think, uh, uh, is likely outcome and why. Not that I am any smarter than any of you on this stuff, but I’ve actually kind of sat down and, and thought about, you know, the things that are going on in the macroeconomic. Side of things and, um, put some stuff together and, uh, hopefully you’ll enjoy it. We’ll have, uh, that right after these messages. Wealth formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net, the strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account. As your money accumulates, you borrow from. Your own bank to invest in other cash flowing investments. Here’s the key. Even though you’ve borrowed money at a simple interest rate, your insurance company keeps paying you compound interest on that money even though you’ve borrowed it at result, you make money in two places at the same time. That’s why your invest. Get supercharged. This isn’t a new technique. It’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its backbone. Turbocharge your investments. Visit Wealthformulabanking.com. Again, that’s wealthformulabanking.com. Welcome back everyone, and, uh, happy New Year to you. I forgot to even say that in the intro. How rude of me. Hopefully you had a great holiday, you had a great Christmas, and you’re bringing in the new year with a vision of health and wealth and PO prosperity and all that stuff. So anyway, let’s talk a little bit about, uh, you know what I am. Kinda looking at for 2026. Now, when you think about, well, what are these predictions and what could they be and all that, um, interest rates, inflation markets, you know, uh, let’s set the foundation for how I’m thinking about it, because everything else really kind of builds on it. And the most important thing to understand is that debt. Is really now I think the main character in the economy. I know we, people have been talking about this for a very long time, but I think, I think the debt issue is really, really becoming something that cannot be ignored, and I’ll get into that in a while. Obviously, I’m not saying that inflation and interest rates don’t matter. They matter enormously. Uh, those are the things that people actually feel, right? Higher prices, higher mortgage rates, higher insurance costs. What I’m saying is that the level of debt now determines really how decisions on those things are made from policy makers. You know, how do they respond to inflation and interest rates, recessions market stress. What debt does is it actually kinda limits the range of choices around how policy makers react to all these things. So once you see that, the behavior of the economy starts to, I think, make a lot more sense. So let’s start with. Sovereign debt, and I’m gonna start really basic here because the question is, you know, what exactly is sovereign debt? Okay. And sovereign debt is the money a government owes, okay? In the US it exists because the government consistently spends more than it collects in taxes, and that gap is called the deficit. When that happens year after year, you have an accumulation of debt. Now, when debt is low, it’s, it’s pretty manageable, right? But when debt gets very large, it starts to influence policy decisions, and that’s where we are right now. Uh, here’s the key mechanic that I think most people don’t really think about, right? Governments don’t pay off debt the way you and I, you know, pay off our debt, like mortgage or whatever. They always refinance it, right? So when the US government borrows money, it issues bonds. That’s how it does, those bonds have maturity dates, and when you buy a bond, you’re, you know, you’re loaning the government money. So when a bond matures, the government owes that principle back to you. Right? So that’s, that’s kind of how well we talk about, we talk about debt, but the government doesn’t save money over time to pay off that bond. Like, I mean, that’s the way you would think about it for you and me, right? I mean, at some point you’re like, ah, I really need to pay off this debt. I’m just gonna pay it off with this money that I saved. Instead, what they do is when a bond comes due, it issues a new bond and uses the money from that new bond to pay back the old one. Okay. Now, if that sounds familiar, uh, to you, it’s because it’s pretty much what we would call in plain English refinancing, right? Now imagine though, the government issued a bond a few years ago when interest rates were near zero. That bond matures today, interest rates are much higher, right to pay off the old bond. The government issues a new one at today’s higher rates. So the debt doesn’t disappear, it just becomes more expensive to carry, right? I mean, it’s just like you got a mortgage, you know you had a, a great rate, but you only got it for seven years and all of sudden you gotta refinance it. Gosh, all of a sudden that rate went really higher and your payments are much higher, and the debt payments going up, you know, for the government, what adds to that deficit? It’s a really, really vicious cycle. Now, take that process and multiply it across trillions of dollars of debt. Now you can start seeing why interest rates matter so much in a high debt system. Now, what makes this especially important right now is that for over the last several years, the US issued a very large amount of short-term debt. Short-term debt matures quickly, and that means large portions of government debt. Come due every year and have to be refinanced at whatever the interest rate exists at the time. So even if deficit stock growing tomorrow, which they won’t, the government would still need smooth functioning financial markets just to keep refinancing what it al what already exists now. This is why the economy has become so sensitive to interest rates, liquidity and confidence. Higher interest rates increase the cost of refinancing, right? We’ve mentioned that already. And that pushes deficits higher and forces even more borrowing. So I mentioned liquidity. What is that? Well, liquidity is about how easily money moves through the system. When liquidity is good, bonds are easily absorbed. Banks lend markets function normally, and when liquidity dries up, refinancing becomes fragile. That stress. Stress in the market spreads quickly. And then finally, confidence I mentioned too. Why does confidence matter? Well, confidence matters because investors need to believe that the system is gonna hold together. When confidence weakens, guess what happens? Well, what would happen if you think about it with a loan, a higher risk loan? While investors demand higher yields like refinance, it becomes even more expensive. And problems compound fast. Now, this is why Pol policymakers are extremely uncomfortable with high borrowing costs, reduced lending, falling asset values, and deep recessions. Recessions, by the way, don’t make debt easier to manage. They make it harder by reducing tax revenue and worsening debt ratios. Now that brings me to a, something that I am feeling sort of back and forth with. Um. You know, a listener who sent me some commentary about, you know, the fear of going back to 1970s, eighties style interest rates. But the thing is that I just don’t think that comparison works, and here’s why. Okay, so in the 1970s, the US had far less debt. Interest rates could go very high without threatening the government’s ability to refinance itself. Now today, with debt much larger relative to the economy, very high rates don’t just fight inflation. They stress the entire financial structure, right? You can’t just say, oh, we’re gonna make super high rates because the cost of all that debt the government has is gonna be extraordinarily expensive. Now, that doesn’t mean that rates can’t rise. It means policymakers have far less tolerance for how high and how long rates can stay elevated. It’s a completely different system from the 1970s and eighties. So I think trying to put things into that context is probably not, um, not a, a good way to think about it. So why am I fo focusing on this right now? Uh, instead of a few years ago, because again, we stu we didn’t suddenly become a high debt economy this year. So what changed? Well timing a massive amount of debt that was issued at very low interest rates, as I mentioned before, is now maturing and being refinanced at much higher rates, and that shift is no longer theoretical. It’s happening in real time. Last year, much of that low uh, rate, debt was still in place. Interest costs hadn’t fully reset, but going into 2026, they have no, I, I keep talking about, you know, how much we’re paying an interest, right? Because again, that’s a big difference between now and the 1970s when you could have, you know, you didn’t have as much debt so you could pay more interest on it. Right now, the US is now spending roughly a trillion dollars a year just on interest. Her perspective, right? I mean, what’s a trillion dollars? Uh, what does that even mean for the normal person? Well, for Perce perspective, that’s the defense budget. $1 trillion. It’s more than Medicare, more than most major federal programs. And the thing is that money doesn’t do anything, right. It doesn’t create growth. It just services past borrowing. And this is the point where debt stops being background noise, kind of an annoyance that people just say, well, we’ll kick it to the next generation. It start starts actively shaping, uh, policy decisions because it’s, it’s a thing that you gotta pay for. You gotta keep paying for it. So the takeaway I want you to carry forward is simple. We now live in a system where policymakers don’t have the luxury of letting things break when debt is low. Governments can tolerate deep recessions like you saw in the seventies and eighties and long recoveries. When debt is high, they can’t because even small shocks can just really get outta control quickly. And that’s the framework I think, uh, that I’m using as we move into interest rates, inflation, and what all this means for markets going into 2026. So let’s talk about interest rates. You’ve heard me say that I think that interest rates are gonna come down. Um, they’re gonna continue to tick down a little bit. I don’t think a lot, but I do think there’ll probably be at least one more rate cut. I think, you know, you’re probably gonna have some, um, uh, some lowering in the 10 year and, and the bond market in general. Uh, but interest rates are not gonna go back to 2010, right? They just aren’t. And. The 2010s were not normal. There were a very specific period created by very specific conditions, right? Inflation was persistently low, uh, but just wouldn’t go up. Globalization, uh, push prices down. Capital was abundant. Debt levels, well, they were high, but they’re rising, but they hadn’t become what they are now. And because of that, central banks could hold rates near zero without much consequence. That environment, unfortunately, does not exist now. So today, debt is much higher. Inflation risk is real again, and investors expect to be compensated for lending money long term. So even when rates decline from current levels, they do not return, uh, they will not return to where people, uh, anchor them psychologically. If they’re thinking about the 2000 tens, they’re gonna settle higher. Within the 2000 tens baseline, you see policymakers are kind of stuck if rates, uh, say too high for too long. We mentioned this before. Refinancing government debt becomes increasingly expensive. Interest costs rise, deficits, widen, and then you get that financial stress that’s spreads through the credit markets. But if rates are pushed too low for too long, borrowing accelerates. And that’s. When inflation resurfaces and confidence in the currency weakens, so then that’s the tug of war. So policymakers, uh, you know, they, they can no longer choose between high rates and low rates. They’re gonna be choosing how to manage, uh, the trade-offs, right? So what’s gonna happen is that you’re gonna see that rates are gonna move within a range. Uh, they come down when something breaks, they move back up when inflation pressures recurrent. Um, that’s why volatility matters more than the exact. Level of rates going forward, in my opinion. So we’re, we’re not returning to free money. We are also not headed to a permanent 1970 style high rate world. What we are doing is entering a time where borrowing costs matter. Again, refinancing is not guaranteed, and rate swings are part of the system, and that naturally leads to the question of inflation. So once you understand why rates. You know, don’t go back to the 2010. The next question becomes, uh, well, if policymakers can’t keep rates high for long and they can’t push them back to zero either, then what are they actually trying to ac accomplish? Well, the answer is that, that the goal is kind of shifted for decades. Economic policy was focused on disinflation, um, you know, pushing inflation lower and lower. Over time, uh, and inflation was actually treated as a failure, and that made sense. In a world with lower debt in a high debt world, that logic sort of breaks down, right? Deflation, which is actually falling prices, increases the real value of debt. Think about that for a moment. Like just in terms of. You know, you have a mortgage and you know, sometime, you know, your parents might have like a 30 year mortgage or something like that, that they’ve had for 25 years. They’ve been paying it off and it’s great. But the bigger thing to notice is the amount of money that they borrowed is actually very small in real world dollars because it’s, you know, 25 years later. See, inflation is bad when it’s, you know, you’re dealing with it, but inflation is. Good at one other thing, which is it’s good at eroding debt. It will make, uh, the amount of the value of the, you know, the actual money that you owe on debt lower over time. So that’s why you can’t have deflation, right? You can’t have deflation because that increases the real value of the debt. It discourages spending, slows growth and makes refinancing harder. So in today’s system, deflation is way, way more dangerous than moderate inflation. And so because of that inflation really isn’t something that I think is quite as important that has to be eliminated at all costs. That, you know, you have to be right at 2%, which is, you know, kind of what the, the fed his, his target is, right? Instead, what you gotta do is you gotta manage it. Of course, that doesn’t mean you want runaway inflation. What they wanna do is have enough inflation to keep nominal growth positive and prevent debt burdens from become heavier again. Why? What do I mean by that? You gotta have enough inflation to erode the debt that we have, right? So this is why that 2% inflation target should be understood. As, you know, kind of aspirational, but not absolute because having a little higher inflation, yeah, it hurts people. It’s, uh, it hurts people on a day-to-day basis, but actually helps with that. So even at, uh, you know, inflation sell a bit higher than, than, than the, you know, 2% fed target say it’s 4%, it’s actually eroding, uh, you know, it is eroding purchasing power, but it’s also eroding debt. It’s, it’s stabilizing debt dynamics. From the system’s perspective, of course that’s helpful. But for us, we’re paying for things on a day-to-day basis to see the cost of eggs and all that. It’s, it’s frustrating, right? And that tension between system stability and personal cost, it’s one of the defining features of the economy heading into 2026. So when you see policymakers tolerate inflation, uh, longer. Then you think they should or step in quickly When markets kind of wobble, it’s not confusion or incompetence, it’s actually constraint because debt limits the available choices. Rates are managed within a range. Inflation is guided and not eliminated. Now put those together and you get the environment we’re moving into, which is an economy where markets can look. Resilient, even while people feel stretched, right? I mean, that’s kinda what we’re feeling. Everybody’s like, oh, these markets are doing fantastic, you know? But then, you know, you look at consumer confidence, it goes down. It’s been going down every month. This is an environment where asset prices recover faster than wages, and we’re understanding how policy reacts becomes a real advantage. So that’s kind of my macro setup for 2026. Um, you know, with that framework, we can start looking into the first prediction I’ll make. And again, these are not, you know, crazy predictions. Uh, they are just generalized things that I think you’re gonna see. So, like the first one is that the markets will stop being reliable proxy for the economy. You could argue that’s already happened, right? Markets in the economy kind of stopped correlating. We saw it after the financial crisis, right? We saw it very clearly even during COVID. The decoupling itself is not new. What’s new is that that decoupling is no longer temporary. It’s become the baseline that’s become the new normal. Uh, for most of modern history people had a fairly reliable mental model, right? You probably do. If you grew up in the eighties and nineties, uh, as a kid or whatever, when the economy felt bad, layoffs, we growth falling in con incomes, markets usually reflected the pain. Right. Sometimes there was a gap. Sometimes markets recovered a little earlier, but eventually things kinda re converged. The economy healed. We just caught up in the markets and lived experience kinda lined up. Now that’s the model that most people still have in their heads, and that’s why so many people feel so confused right now. I mean, I feel confused by it. So what’s changed going into 2026? You know, it, it is, it’s structural Now. We’re no longer living in a system where policy intervenes only during emergencies. We are, uh, in a system where policy is always on, debt is permanently high, rates are actively managed, inflation is tolerated rather than eliminated. And as a result of that, markets aren’t really necessarily responding primarily to how. The economy feels to people they’re responding. Uh, you know, it’s responding to refinancing needs. Liquidity management. Uh, confidence preservation. That’s a very different signal. COVID is the clearest example of that ship, but it’s, it’s important to understand it correctly. So in 2020, the economy was literally shut down, right? Unemployment exploded. Uh, small businesses were collapsing, right? Like, this is COVID and yet markets bottom quickly. We saw that and then bam. All time highs, even though life kind of felt terrible for a lot of people. And that wasn’t because the economy was healthy, it was because policy overwhelmed fundamentals. And at the time that felt extraordinary. It felt very different. Like this doesn’t make any sense. What’s different now is that we’re still using the same playbook but with out in obvious crisis. So intervention is no longer reactive. It’s, you know, uh, it’s preventative. So what do I predict for 2026? Well, markets are gonna stop being a reliable proxy for economic health. Uh, you, you people can just stop talking about that. Like it, like it, it means anything anymore. Markets going to increasingly reflect how constrained policymakers are and how much liquidity is in the system, and how aggressively risk is being managed. They’re not gonna, the markets are not gonna tell you. About affordability, wage pressure, or whether life feels easier or harder for people. Right. Those are completely gonna, those are, it’s just a standard thing now that those are uncorrelated and the gap is not, uh, abnormal anymore. It’s. The operating environment. So what do you do with that information? Well, for an individual investor, this environment requires a real mindset shift, right? You can’t rely on your gut anymore. You can’t say, man, I feel like this economy doesn’t feel good. So the market’s gonna look at the, I mean, you, you, you know, a lot of people feel like the economy doesn’t feel good to them because of inflation, because of what happened with interest rates and all that stuff, right? But look it, you’ve got. Record breaking, uh, stock market numbers. You can’t rely on your gut anymore. Your gut is telling you the economy feels bad. For many people, that’s absolutely true. Costs are high. Again, things feel tight, and the instinct is to wait to sit in cash. To assume markets would reflect that pain, but that instinct used to work. And in this system it doesn’t because markets are no longer pricing in how the economy feels. They’re pricing policy response. Liquidity and constraints. So if you wait for the economy to feel good before you act, it’s gonna be way too late. So instead of asking, does the economy feel weak, you need to start asking different questions. You need to ask how constrained policymakers are, how quickly liquidity will return if markets wob on it, and where capital tends to flow first when policy steps sit. In other words. You gotta start really thinking about investing, right? Like you gotta, like right now. Now I’ve talked, I’ve beat this over many times before, but you know, you have, if you’re, if you’re saving money right now and you’re looking and you are wondering what to do, look for things that are on sale now. I spent real estate’s on sale right now. Right? Get your money into the markets one way or another. That’s what I would say. Whatever it is that you want to invest in. Don’t let your money just erode because this lack of correlation is, it’s a really, really important thing and it’s, it’s gonna continue to happen and you know what else is gonna happen Because of that, you’re gonna see an increasing widening up the wealth gap. People whose income is tied primarily to wages are, are gonna experience that inflation directly, right? Their money’s trapped in the real economy where costs rise faster than income. But investors on the other hand, have an opportunity to participate in the markets that are supported by this sort of unnatural infrastructure that I just mentioned, right? As asset prices are gonna continue going up. Now, I’m not here to judge whether that’s a good thing or a bad thing, I’m just telling you how it’s functions. So the investor class increasingly benefits from asset appreciation, right? Early access to liquidity. While lower income groups often can participate in that upside. Even as their cost of living rise, because they’re not in the markets, they’re not, they don’t own assets. So again, you have to stop, you know, using how the economy feels is your primary investing signal. If you wanna protect and grow your wealth in this environment, you need to understand how policy reacts, how you know liquidity moves, how assets behave when the system is under constraint. And in other words, uh, you know. Frankly, you just need to be part of the winning class, which is the investor class. Alright, so that’s kind of, uh, hopefully that made sense to you. Here’s another prediction for you, and this is probably more related to some of the things that we talk about usually, but I’ll say that multifamily and commercial real estate are going to finish their washout, and the window is gonna start to really close again. I’ve talked about this. Before, you’ve probably heard me say this, but let’s talk about multifamily and commercial real estate again, because you know, this audience doesn’t need just theory. You’ve already lived through the pain or the past two years you’ve seen deals blow up, capital calls go out, refinancings fail. So the real question going on in 2026 is not whether real estate breaks. It’s already, it already did. It already did. The real question is how much longer this phase lasts and what replaces it. My view is that 2025 into early 2026, um, represents the final phase of this unwind in the beginning of stabilization. I’m not predicting an immediate boom, not a return to 2021 by any means, but the end of obvious distress. So what’s happened already from 2022 to 2024? Multifamily and commercial real estate absorbed the fastest rate shock in modern history. Many of you lived through that. I lived through that. It’s painful. Debt costs doubled or tripled. Cap rates moved hundreds of basis points. You know, bridge debt structures broke, uh, refinancing assumptions collapsed. Now, a lot of the deals, I mean, I would say most of the deals, uh, uh, that, you know, kind of imploded, uh, shared the same DNA, you know, peaking price, uh, purchases, uh, during peak prices in 2021, early 2022. Uh, you know. Floating rate thin or negative cash flow based on, you know, the rates at the time. Maybe it was positive business plans that were really dependent on refi and rent growth. Um, those deals though, have largely already defaulted, recapitalize, or, you know, they’re being quietly handed back. And that matters because markets don’t keep breaking the same wave forever. If, if you’re seeing right now and if you’re in our investor club, you are. 30% discounts on a regular basis. Right? On a regular basis compared to the peak. Don’t assume that’s gonna last. That this is the key point I wanna make very clearly. If you’re looking at multifamily or commercial deals today that are trade trading at that 30% below where they were a couple years ago, you should not assume that window stays opening. Definitely because the level of discount there, uh, the level of discount exists because. Dried up liquidity, uh, because of that violent rate reset, uh, uncertainty. But here’s the thing, markets don’t stay frozen forever and as soon as pricing stabilizes, even at higher cap rates, which are going to be higher than they were, because you’re not gonna see interest rates down at zero, capital is gonna start to move again. And stabilization doesn’t require rates to go back to zero. It just requires some level of predictability. So here’s the sequence of what happens first, you know, the distress slows, uh, you see less and less defaults, and then slowly but surely cap rates stop expanding, right? That alone brings back buyers. Then as rates drift mo lower and volatility declines, lenders reenter selectively, debt becomes a billable again. It’s not cheap. It’s definitely usable and that brings more liquidity. When I say liquidity, in this context, I’m talking about just more deals getting done. And once liquidity returns, cap rates don’t stay wide forever. They compress, right? It’s competition. And again, when they compress, they’re not gonna go back to 2021 levels, but enough to meaningfully lift asset values from distressed pricing. This can happen faster than people expect, right? People underestimate the fact that there is an enormous amount of capital sitting on the sidelines right now in money market funds, short term treasuries, private capital, waiting for clarity. That capital isn’t, you know, permanent. The moment investors believe that rates of peak, that prices of stabilized downside risks is contained, that money starts to chase yield. When it does the transition from, nobody wants this, everyone wants exposure again, can happen surprisingly fast. In other words, I’m not saying I think this will happen in 26, but the shift from a market that is on sale, which I’ve described it as to a market that is starting to look a little frothy, can really be just a couple of years. And in that situation, I’d rather be a net seller, right? You wanna be accumulating. During this phase of for sale so that you can sell in froth. So what this means is that the market is, you know, uh, is not a market to wait for everything to feel perfect, because by the time it does, the obvious discounts are gonna be gone. And if you wait for perfect clarity, you’re gonna be competing, you competing with institutional capital, with large private funds and, and, and yield hungry money coming outta cash. The opportunity is not assuming distress lasts forever. It is. It’s in recognizing when the market is transitioning from forced selling, which is what is happening even now to price discovery. So ultimately, the prediction is this multifamily and commercial real estate, that that washout is completed in 2026 and the window created by distress really starts to close. Deep discounts don’t persist. Once market stabilized, which I think is what’s gonna happen, and then I think you’re gonna start to see a shift. You’re gonna start to see more deals, more liquidity, and that’s gonna return faster than people expect. In other words, this is gonna be the end of, you know, sort of this bargain basement, you know, panic pricing. And once real assets stabilize and liquidity returns, attention inevitably turns, uh, to the currency, those assets are priced in. Which brings us to the prediction number three. That dollar, okay, the dollar doesn’t collapse, but it does continue to erode. It slowly leak, right? Let’s talk about the dollar, ’cause you hear about this all the time, right? A nausea, you hear the, the weakening of the dollar. Um, this is one of those topics that where people tend to jump to extremes. You know, on one side you hear the dollar is about to collapse. On the other side you hear the dollar’s strong and everything’s fine. I think, um, the truth is somewhere in, in the middle. And my prediction for 2026 is simple. Um, again, the dollar doesn’t really explode. It doesn’t get replaced. It can just continues to erode slowly but surely. And that’s how reserve currencies actually behave when debt gets high. Right. So why no collapse, right? Because you got like people out there, uh, worried about the collapse of the US dollar. The US dollar is gonna remain dominant, not because it’s perfect, but because there’s no real alternative at scale. There just isn’t. Okay? There’s no other currency with markets as deep, as liquid and as widely used for trade debt and collateral. So, you know, reserve currencies, you know, you hear about the, the worry about us being the reserve currency. Well, reserve currencies don’t disappear overnight. They erode gradually, but they don’t disappear overnight. And that erosion shows up not as a crash, but again as persistent inflation, right? It’s rising, you know, real asset prices, which is again, where you wanna be, and a slow loss of purchasing power over time. Again, that brings us back to the whole issue of debt we were talking about, right? So in a highly indebted system, policymakers are not incentivized to aggressively defend the currency at all costs, right? So very high interest rates might strengthen the dollar in the short term, but they also make debt harder to service and financial stress worse, right? So instead of choosing strength or collapse. Um, you know, policy drifts towards tolerance, right? Inflation is allowed to run a little hotter than people expect, because again, it’s gonna erode that debt. The currency weakens slowly, therefore, rather than violently, right? Again, currency weakening. It’s that, it, it’s so entwined with this idea of inflation because debt becomes easier to manage in real terms. And one of the things I hear, and I’ve been sort of in these conversations back and forth with, um. At least one of you out there, uh, in, in emails is that, you know, I hear, uh, that, that, that there’s a, a serious problem for interest rates because of, you know, China, uh, selling US treasuries. And because of that you might get the collapse of the dollar. In fact, in this conversation, it was not only about China, but also Europe. Which, you know, I hadn’t actually heard anybody mention that before, but I guess that’s out there in the ecosystem and some of the newsletters. Now, all that sounds scary, but it really misunderstands how the system actually works. What exactly happens when someone or a country sells treasuries? Well, they don’t dis, they, they don’t just destroy the dollars. What they’re doing is they just swap $1 asset for another, right? The dollars don’t even lead the system. They change hands. So this idea of China selling off all it t trade, well, China’s been, uh, reducing its treasury holdings for years and the dollar hasn’t collapsed. The market absorbed it because treasuries are the deepest, most liquid market in the world. And then this idea of Europe, of of Europe actually dumping treasuries because, you know, they’re not happy with Donald Trump and what he’s doing in Ukraine and all that, that would be an absolute nightmare for, for Europe. That would hurt their own economy. That’s the last thing that an indebted government wants. So foreign selling, yeah, sure it’s gonna move yields, but it, it’s not gonna implode the dollar. But the reality of the, uh, erosion of the dollar is real. I don’t think anybody questions that anymore, and I think that is another reason that you need to be buying. Real assets. You need to be buying equity. You need to be on the side of the investor class. Okay? That’s, that’s how you combat all of this. So the real takeaway here ultimately is that, you know, it isn’t, uh, to abandon the dollar, right? It isn’t. It’s, it’s just to stop pretending that holding cash is neutral. It’s not, it, most of your wall suits and assets that, that can’t adjust. You know, they can’t grow as, you know, as, as asset prices grow, then you’re making a bet on currency stability that literally no one believes is, is going to be the base standard anymore. Everybody knows, every economist, every country, every everywhere knows that these currencies are eroding. You don’t freak out about the dollar, but don’t, don’t, don’t be like heavily in dollars. Start getting into the markets. Alright, well, you know, I’m talking a lot about esoteric macro stuff, but let’s kind of get into some stuff that you might think is fun, more fun maybe. Okay. You, a lot of you are into Bitcoin. Well, I think that, you know, Bitcoin is gonna continue to mature. And the next look, leg up looks like, you know, because of more adoption, not because of hype, which isn’t maybe not as, as, as fast and violent, but it’s, it’s, it’s a lot more predictable. For those of you who are still unfortunately listening to the likes of Peter Schiff about Bitcoin, you gotta stop doing that because Bitcoin is not tulips. Right? A lot of people still talk about it like it’s a fad that could just vanish. We’re long past that phase. Bitcoin is, is, is a $2 trillion asset and in the history of the world, there has never been a $2 trillion asset that went to zero. Is it volatile? Yeah, it is. It can absolutely continue to be wildly volatile, but you’re not going to zero. And my prediction is not overly crazy. It’s just that. Bitcoin is going to continue to increase in price, but it’s not become, not because of speculative, uh, you know, because it’s a speculative trade anymore, right? I think it’s because of adoption. Uh, adoption is going to become the real meaningful driver of market capitalization. So what do I mean by that? It just means more people are seeing it as a real asset, and it has to become, when it becomes a real asset class, everyone has to have some of it. Every major institution has to have some of it because it’s an its own asset class. And when they do that, it just drives up the entire market capitalization of that asset. And when you have an asset that has a finite amount, which in the case of Bitcoin, there will never be more than 21 million Bitcoin. You have constant adoption, constant slow, but persistent growth in market capitalization, the asset has to become more expensive. Now, what do I mean by this adoption? Well, places that you would never think in a million years, a few years ago, that that would be buying Bitcoin or you know, ETFs, B to Bitcoin ETFs are doing. So Harvard. Harvard is a great example. Because it’s not, it’s not crypto influencer, right? It’s actually one of the most conservative, brand sensitive pools of capital in the world. But their endowment management, uh, disclosed roughly 443, uh, million dollars in its position in BlackRock, uh, BlackRock, iShares Bitcoin, Bitcoin Trust, which is ibi for those of you who, who, uh, don’t know, that’s how you can just go to your New York Stock Exchange and, and buy. Bitcoin ETFs with ibit. Now, whether you love this whole Bitcoin idea or hate it or whatever, that’s a signal that is increasingly treated like a portfolio asset. It’s not a fringe experiment, and it’s not only universities. Uh, institutional comfort is it’s just there, right? Um, custody, uh, custody regulated vehicles, positioning, size, risk controls, those kinds of things are all become part of the Bitcoin uh, environment. Many countries are already holding meaningful amounts of Bitcoin. Uh, even the US has, there’s a, there is a formalized Bitcoin reserve. Now we aren’t actively buying it, but here’s an interesting thing with Bitcoin, you can, when it is, uh, the way that the US is accumulating Bitcoin is through seizures. Alright? Bad guy gets caught. His boats, his house and his Bitcoin get, uh, confiscated. So the US will sell the house, they will sell the gold, they will sell the boats, but they will keep the Bitcoin. What does that tell you? You know? And, and there’s a lot of nations that are actually openly holding and, and buying Bitcoin. I mentioned the US China. This always seems to be, uh, you know, anti Bitcoin. Well, they actually own quite a bit the UK, Ukraine, Bhutan, El Salvador. Bottom line is there’s a big change in narrative, right? That this is a real asset. So this is something that, you know, even if it’s 1% of a major, uh, institution’s assets or less than that, or whatever, it’s part of it. And that adoption alone can move prices from, from here. And that’s what I think a lot of people miss because they’re like, well, you already had a big move and you know, instead a hundred, it’s 80 or 90 or a hundred, whatever. It’s, it’s not going much better, bigger than that. Well, Bitcoin is, is actually really small relative to global pools of capital. So at this stage, adoption alone. Not even the crazy mania of the past can make a non-trivial increase in market capitalization and therefore a mark, you know, a non-trivial increase in the actual price of Bitcoin. All it’s gonna take, and you’re gonna see this, you’re gonna see more endowments, you’re gonna see more sovereign wealth pool, pensions, mod model portfolios, all they guys daisy side, when you know, even with a small allocation. It doesn’t take too much to overwhelm the available float because Bitcoin is scarce and a lot of it’s held tightly. So as far as Bitcoin goes, what do I think is gonna happen? I believe all time highs are gonna get challenged. They’re gonna get broken again in 2026, not because again, everyone’s suddenly becoming a crypto maximas, but because adoptions could just gonna continue to grow. The wild card, I should say, is that the US moving from, we hold. What we seized in terms of Bitcoin to actively acquiring reserves could be enormous catalyst. And there is a lot of talk about this right now. Um, if the market ever believes that the US is a consistent buyer, even in a constrained budget neutral way, that changes the psychology fast. And in that scenario, I think 200,000 plus, uh, $200,000 plus Bitcoin by the end of 2026 becomes very plausible. Zooming out. I’ve said this before, you may think I’m crazy, but again, because of adoption, I think that Bitcoin is at a million dollars five to seven years from now. So what does that mean for you? Well, I mean, I think at the end of the day, if you don’t own some, you might want to, I’m not gonna give you financial advice, but again, just like Harvard’s doing it, you know, major, major endowments are saying, well. You know, maybe we’ll just buy, like, you know, 2% of that, 2% of our, our, uh, endowment will be made of something like that, right? Uh, you know, it’s just even a very small amount, but exposure to it makes a lot of sense. So I think that is something to highly consider if you are still on zero when it comes to Bitcoin. All right, now here’s my last, uh, prediction. You may have heard me talking about this before as well, that AI becomes a deflationary force that policy makers finally wake up to. And I think this is actually one of the most important and misunderstood economic developments, um, that is currently already out there. But I think it’s, it’s gonna be really recognized. By the end of 2026. Okay. Artificial intelligence is gonna stop being just a tech story, and it’s gonna become a macroeconomic story. I think that by the end of 2026, artificial intelligence is clearly, uh, you know, it’s clearly, um, going to be boosting corporate earnings while beginning to materially reshape the labor force. Um, and what’s gonna happen is that central banks and policymakers are gonna start treating it. Is a genuinely deflationary force over the next several years, and they’re gonna try to have to figure out what to do about it. And again, going back to our earlier conversation, because deflation is really a real problem for a country with an enormous amount of debt. So let’s get a little bit into the whole deflationary uh, conversation. So artificial intelligence at its core is a productivity machine, right? It allows companies to produce more. Without, with fewer inputs, fewer hours, fewer people, fewer stakes and productivity always shows up in profits before it shows up in everyday life. Right now, lower cost per transaction, faster execution, fewer people doing the same amount of work, widening margins without price increases. That’s the tell. That’s when profits rise without raising prices, something deflationary is happening underneath the surface. The biggest impact there is the labor market, right? It’s gonna be impossible to ignore. And this is where the conversation really shifts because artificial intelligence doesn’t need to eliminate jobs outright to matter. It only needs to reduce the number of people required to do it, right? So you’re thinking the labor markets, you’re gonna see a lot of this. You’re gonna see more slowing in hiring. Um, even while productivity expectations rise, and I think by late 2026, the public conversation is gonna change from will artificial intelligence affects jobs someday to why aren’t companies hiring the way they used to? And of course, that’s when people are gonna start paying attention and they’re gonna notice it’s deflationary because it’s going to be because artificial intelligence is gonna push down the cost. Of services, administration, customer support, research, and eventually decision making itself. That’s why it’s, it’s deflationary, it’s structural, right? Just think of all those things you can do for so much cheaper. That is what deflation is, right? And again, we mentioned before deflation is not something central banks are comfortable with because of debt and because debt heavy systems rely on nominal growth. Deflation makes debt heavier in real terms as opposed to what we said before, which is that inflation actually erodes debt. And that is a, a very, very challenging problem. And by 2026, I think you’re gonna hear a lot about this, you know, policy problem that we have. Which is innovation versus, you know, deflation. You make a lot of money, but are still worried about retirement. Maybe you didn’t start earning until your thirties. Now you’re trying to catch up. Meanwhile, you’ve got a mortgage, a private school to pay for, and you feel like you’re getting further and further behind. Now, good news, if you need to catch up on retirement, check out a program put out by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your money from creditors, and provide finance. Financial protection to your family if something happens to you. The concepts here are used by some of the wealthiest families in the world and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealthformulabanking.com. Alright, well, so that’s basically it for my, uh, predictions. And I know I’ve kind of. Off on many different tangents, so hopefully it’s useful to you at least to start thinking and doing some of your own research. Bottom line is this, I mean, as, as a investor, what can you do? I think the big story here is understanding that, um, you need to be out of the dollar and into the investor class because that that widening gap between those who have. Who own things, who own assets, and those who do not is gonna continue to widen. And so, you know, my best, uh, won’t call it advice, but my own belief is that it is a, it is a very good time to look around and look for assets that are underpriced because I think everything is going to expand and it’s gonna ex expand. Uh, and you don’t wanna be caught, you know, on the, uh, dollar side of that equation. So. That’s it for me this week on Wealth Formula Podcast. Happy New Year. I’ll see you next week. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit wealthformularoadmap.com.

Welcome back to Snafu with Robin Zander. In this episode, I'm joined by Jeff Jaworsky, who shares his journey from a global role at Google to running his own business while prioritizing time with his children. We talk about the pivotal life and career decisions that shaped this transition, focusing on the importance of setting boundaries—both personally and professionally. Jeff shares insights on leaving a structured corporate world for entrepreneurship and the lessons learned along the way. We also explore the evolving landscape of sales and entrepreneurship, highlighting how integrating human connection and coaching skills is more important than ever in a tech-driven world. The conversation touches on the role of AI and technology, emphasizing how they can support—but not replace—essential human relationships. Jeff offers practical advice for coaches and salespeople on leveraging their natural skills and hints at a potential future book exploring the intersection of leadership, coaching, and sales. If you're curious about what's next for thoughtful leadership, entrepreneurship, and balancing work with life, this episode is for you. And for more conversations like this, get your tickets for Snafu Conference 2026 on March 5th here, where we'll continue exploring human connection, business, and the evolving role of AI. Start (0:00) Early life and first real boundary Jeff grew up up in a structured, linear environment Decisions largely made for you Clear expectations, predictable paths Post–high school as the first inflection point College chosen because it's "what you're supposed to do" Dream: ESPN sports anchor (explicit role model: Stuart Scott) Reality check through research Job placement rate: ~3% First moment of asking: Is this the best use of my time? Is this fair to the people investing in me (parents)? Boundary lesson #1 Letting go of a dream doesn't mean failure Boundaries can be about honesty, not limitation Choosing logic over fantasy can unlock unexpected paths Dropping out of college → accidental entry into sales Working frontline sales at Best Buy while in school Selling computers, service plans, handling customers daily Decision to leave college opens capacity Manager notices and offers leadership opportunity Takes on home office department Largest sales category in the store Youngest supervisor in the company (globally) at 19 Early leadership challenges Managing people much older Navigating credibility, age bias, exclusion Learning influence without authority Boundary insight Temporary decisions can become formative Saying "yes" doesn't mean you're locked in forever Second boundary: success without sustainability Rapid growth at Best Buy Promotions Increasing responsibility Observing manager life up close 60-hour weeks No real breaks Lunch from vending machines Internal checkpoint Is this the life I want long-term? Distinguishing: Liking the work Disliking the cost Boundary lesson #2 You can love a craft and still reject the lifestyle around it Boundaries protect the future version of you Returning to school with intention Decision to go back to college This time with clarity Sales and marketing degree by design, not default Accelerated path Graduates in three years Clear goal: catch up, not start over Internship at J. Walter Thompson Entry into agency world Launch of long-term sales and marketing career Pattern recognition: how boundaries actually work Ongoing self-check at every stage Have I learned what I came here to learn? Am I still growing? Is this experience still stretching me? Boundaries as timing, not rejection Experiences "run their course" Leaving doesn't invalidate what came before Non-linear growth Sometimes stepping down is strategic Demotion → education Senior role → frontline role (later at Google) Downward moves that enable a bigger climb later Shared reflection with Robin Sales as a foundational skill Comparable to: Surfing (handling forces bigger than you) Early exposure to asking, pitching, rejection Best Buy reframed Customer service under pressure Handling frustrated, misinformed, emotional people Humility + persuasion + resilience Parallel experiences Robin selling a restaurant after learning everything she could Knowing the next step (expansion) and choosing not to take it Walking away without knowing what's next Core philosophy: learning vs. maintaining "If I'm not learning, I'm dying" Builder mindset, not maintainer Growth as a non-negotiable Career decisions guided by curiosity, not status Titles are temporary Skills compound Ladders vs. experience stacks Rejecting the myth of linear progression Valuing breadth, depth, and contrast The bridge metaphor Advice for people stuck between "not this" and "not sure what next" Don't leap blindly Build a bridge Bridge components Low-risk experiments Skill development Small tests in parallel with current work Benefits Reduces panic Increases clarity Turns uncertainty into movement Framing the modern career question Referencing the "jungle gym, not a ladder" idea Careers as lateral, diagonal, looping — not linear Growth through range, not just depth Connecting to Range and creative longevity Diverse experiences as a competitive advantage Late bloomers as evidence that exploration compounds Naming the real fear beneath the metaphor What if exploration turns into repeated failure? What if the next five moves don't work? Risk of confusing experimentation with instability Adding today's pressure cooker Economic uncertainty AI and automation reshaping work faster than previous generations experienced The tension between adaptability and survival The core dilemma How do you pursue a non-linear path without tumbling back to zero? How do you "build the bridge" instead of jumping blindly? How do you keep earning while evolving? The two-year rule Treating commitments like a contract with yourself Two years as a meaningful unit of time Long enough to: Learn deeply Be challenged Experience failure and recovery Short enough to avoid stagnation Boundaries around optional exits Emergency ripcord exists But default posture is commitment, not escape Psychological benefit Reduces panic during hard moments Prevents constant second-guessing Encourages depth over novelty chasing The 18-month check-in Using the final stretch strategically Asking: Am I still learning? Am I still challenged? Does this align with my principles? Shifting from execution to reflection Early exploration of "what's next" Identifying gaps: Skills to acquire Experiences to test Regaining control External forces aren't always controllable Internal planning always is Why most people get stuck Planning too late Waiting until: Layoffs Burnout Forced transitions Trying to design the future in crisis Limited creativity Fear-based decisions Contrast with proactive planning Calm thinking Optionality Leverage Extending the contract Recognizing unfinished business Loving the work Still growing Still contributing meaningfully One-year extensions as intentional choices Not inertia Not fear Conscious recommitment A long career, one organization at a time Example: nearly 13 years at Google Six different roles Multiple reinventions inside one company Pattern over prestige Frontline sales Sales leadership Enablement Roles as chapters, not identities Staying while growing Leaving only when growth plateaus Experience stacking over ladder climbing Rejecting linear advancement Titles matter less than skills Accumulating perspective Execution Leadership Systems Transferable insight What works with customers What works internally What scales Sales enablement as an example of bridge-building Transition motivated by impact Desire to help at scale Supporting many sellers, not just personal results A natural evolution, not a pivot Built on prior sales experience Expanded influence Bridge logic in action Skills reused Scope widened Risk managed Zooming out: sales, stigma, and parenting Introducing the next lens: children Three boys: 13, 10, 7 Confronting sales stereotypes Slimy Manipulative Self-serving Tension between reputation and reality Loving sales Building a career around it Teaching it without replicating the worst versions Redefining sales as a helping profession Sales as service Primary orientation: benefit to the other person Compensation as a byproduct, not the driver Ethical center Believe in what you're recommending Stand behind its value Sleep well regardless of outcome Losses reframed Most deals don't close Failure as feedback Integrity as the constant Selling to kids (and being sold by them) Acknowledging reality Everyone sells, constantly Titles don't matter Teaching ethos, not tactics How you persuade matters more than whether you win Kindness Thoughtfulness Awareness of the other side Everyday negotiations Bedtime extensions Appeals to age, fairness, peer behavior Sales wins without good reasoning Learning opportunity Success ≠ good process Boundaries still matter Why sales gets a bad reputation Root cause: selfishness Focus on "what I get" Language centered on personal gain Misaligned value exchange Overselling Underdelivering The alternative Lead with value for the other side Hold mutual benefit in the background Make the exchange explicit and fair Boundaries as protection for both sides Clear scope What's included What's not Saying no as a service Preventing resentment Preserving trust Entrepreneurial lens Boundaries become essential Scope creep erodes value Clarity sustains long-term relationships Value exchange, scope, and boundaries Every request starts with discernment, not enthusiasm What value am I actually providing? What problem am I solving? How much time, energy, and attention will this really take? The goal isn't just a "yes" Both sides need to feel good about: What's being given What's being received What's being expected What's realistically deliverable Sales as a two-sided coin Mutual benefit matters Overselling creates future resentment Promising "the moon and the stars" is how trust breaks later Boundaries as self-respect Clear limits protect delivery quality Good boundaries prevent repeating bad sales dynamics Saying less upfront often enables better outcomes long-term Transitioning into coaching and the SNAFU Conference Context for the work today Speaking at the inaugural SNAFU Conference Focused on reluctant salespeople and non-sales roles Why coaching became the next chapter Sales is everywhere, regardless of title Coaching emerged as a natural extension of sales leadership The origin story at Google Transition from sales leadership to enablement Core question: how do we help sellers have better conversations? Result: building Google's global sales coaching program Grounded in practice and feedback Designed to prepare for high-stakes conversations The hidden overlap between sales and coaching Coaching as an underutilized advantage Especially powerful for sales leaders Shared core skills Deep curiosity Active listening Presence in conversation Reflecting back what's heard, not what you assume The co-creation mindset Not leading someone to your solution Guiding toward their desired outcome Why this changes everything Coaching improves leadership effectiveness Coaching improves sales outcomes Coaching reshapes how decisions get made A personal inflection point: learning to listen Feedback that lingered "Jeff is often the first and last to speak in meetings" The realization Seniority amplified his voice Being directive wasn't the same as being effective The shift Stop being the first to speak Invite more voices Lead with curiosity, not certainty The result More evolved perspectives Better decisions Sometimes realizing he was simply wrong The parallel to sales Talking at customers limits discovery Pre-built pitch decks obscure real needs The "right widget" only emerges through listening What the work looks like today A synthesis of experiences Buyer Seller Sales leader Enablement leader Executive coach How that shows up in practice Executive coaching for sales and revenue leaders Supporting decision-making Developing more coach-like leadership styles Workshops and trainings Helping managers coach more effectively Building durable sales skills Advisory work Supporting sales and enablement organizations at scale The motivation behind the shift Returning to the core questions: Am I learning? Am I growing? Am I challenged? A pull toward broader impact A desire to test whether this work could scale beyond one company Why some practices thrive and others stall Observing the difference Similar credentials Similar training Radically different outcomes The uncomfortable truth The difference is sales Entrepreneurship without romance Businesses don't "arrive" on their own Clients don't magically appear Visibility, rejection, iteration are unavoidable Core requirements Clear brand Defined ICP Articulated value Credibility to support the claim Debunking "overnight success" Success is cumulative Built on years of unseen experience Agency life + Google made entrepreneurship possible Sales as a universal survival skill Especially now Crowded markets Economic uncertainty Increased competition Sales isn't manipulation It's how value moves through the world Avoiding the unpersuadable Find people who already want what you offer Make it easier for them to say yes For those who "don't want to sell" Either learn it Or intentionally outsource it But you can't pretend it doesn't exist The vision board and the decision to leap December 18, 2023 45th birthday Chosen as a forcing function Purpose of the date Accountability, not destiny A moment to decide: stay or go Milestones on the back Coaching certification Experience thresholds Personal readiness Listening to the inner signal The repeated message: "It's time" The bridge was already built Skills stacked Experience earned Risk understood Stepping forward without full certainty You never know what's on the other side You only learn once you cross and look around Decision-making and vision boards Avoid forcing yourself to meet arbitrary deadlines Even if a date is set for accountability (e.g., a 45th birthday milestone), the real question is: When am I ready to act? Sometimes waiting isn't necessary; acting sooner can make sense Boundaries tie directly into these decisions They help you align personal priorities with professional moves Recognizing what matters most guides the "when" and "how" of major transitions Boundaries in the leap from corporate to entrepreneurship Biggest boundary: family and presence with children Managing a global team meant constant connectivity and messages across time zones Transitioning to your own business allowed more control over work hours, clients, and priorities The pro/con framework reinforced the choice Written lists can clarify trade-offs For this example, the deciding factor was: "They get their dad back" Boundaries in entrepreneurship are intertwined with opportunity More freedom comes with more responsibility You can choose your hours, clients, and areas of focus—but still must deliver results Preparing children for a rapidly changing world Skill priorities extend beyond AI and automation Technology literacy is essential, but kids will likely adapt faster than adults Focus on human skills Building networks Establishing credibility Navigating relationships and complex decisions Sales-related skills apply Curiosity, empathy, observation, and problem-solving help them adapt to change These skills are timeless, even as roles and tools evolve Human skills in an AI-driven world AI is additive, not replacement Leverage AI to complement work, not fear it Understand what AI does well and where human judgment is irreplaceable Coaching and other human-centered skills remain critical Lived experience, storytelling, and nuanced judgment cannot be fully replaced by AI Technology enables scale but doesn't replace complex human insight The SNAFU Conference embodies this principle Brings humans together to share experiences and learn Demonstrates that face-to-face interaction, stories, and mutual learning remain valuable Advice for coaches learning to sell Coaches already possess critical sales skills Curiosity, active listening, presence, problem identification, co-creating solutions These skills, when applied to sales, still fall within a helping profession Key approach Use your coaching skills to generate business ethically Reframe sales as an extension of support, not self-interest For salespeople Learn coaching skills to improve customer conversations Coaching strengthens empathy, listening, and problem-solving abilities, all core to effective selling Book and resource recommendations Non-classical sales books Setting the Table by Danny Meyer → emphasizes culture and service as a form of sales Unreasonable Hospitality by Will Guidara → creating value through care for people Coaching-focused books Self as Coach, Self as Leader by Pam McLean Resources from the Hudson Institute of Coaching Gap in sales literature Few resources fully integrate coaching with sales Potential upcoming book: The Power of Coaching and Sales  

Lithium, a crucial input in the batteries powering electric vehicles, has the potential to save the world from climate change. But even green solutions come at a cost. Mining lithium is environmentally destructive. We therefore confront a dilemma: Is it possible to save the world by harming it in the process? Having spent over a decade researching mining and oil sectors in Latin America, Thea Riofrancos is a leading voice on resource extraction. In this episode, we discuss her 2025 book Extraction: The Frontiers of Green Capitalism, in which she draws on groundbreaking fieldwork on the global race for lithium. Taking readers from the breathtaking salt flats of Chile's Atacama Desert to Nevada's glorious Silver Peak Range to the rolling hills of the Barroso Region of Portugal, the book reveals the social and environmental costs of “critical minerals.” She takes stock of new policy paradigms in the Global South, where governments seek to leverage mineral assets to jumpstart green development. Zooming out from lithium, we also discuss the evolving geopolitics and geoeconomics of energy transition, critical minerals, and green technology supply chains. — Thea Riofrancos is an Associate Professor of Political Science at Providence College, a Strategic Co-Director of the Climate and Community Institute, and a fellow at the Transnational Institute. Her research focuses on resource extraction, climate change, the energy transition, the global lithium sector, green technologies, social movements, and the Latin American left. She explored these themes in her book, Resource Radicals: From Petro-Nationalism to Post-Extractivism in Ecuador (Duke University Press, 2020), peer-reviewed articles in Cultural Studies, World Politics, and Global Environmental Politics, and her coauthored book, A Planet to Win: Why We Need a Green New Deal (Verso Books, 2019). Her essays have appeared in outlets including The New York Times, Financial Times, The Washington Post, Foreign Policy, The Guardian, and more. Thea's latest book, which we discuss on this episode, is Extraction: The Frontiers of Green Capitalism (W.W. Norton 2025). Extraction: The Frontiers of Green Capitalism (W.W. Norton 2025) The Security–Sustainability Nexus: Lithium Onshoring in the Global North in Global Environmental Politics 2022 Resource Radicals: From Petro-Nationalism to Post-Extractivism in Ecuador (Duke University Press, 2020) A Planet to Win: Why We Need a Green New Deal (Verso Books, 2019) Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/environmental-studies

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This Live Show episode was broadcast live on Thursday, January 8, 2026. For more information on the show, please visit our YouTube page at https://youtube.arcaderepairtips.com/. All of our past episodes can be found there as well as the upcoming schedule for our future episodes. On this episode, Tim and Jonathan discussed the following topics… Question […] The post Live Show – Episode 107 – A Dark and Zooming Flywheel appeared first on Arcade Repair Tips.

This episode opens the year with one of the most consequential—and complicated—weeks in GLP-1 obesity medicine. We break down three stories that, taken together, reveal why patients are increasingly reading past headlines and demanding accountability from the industry. First, we examine early-phase trial data from Arrowhead Pharmaceuticals, after headlines claimed its experimental INHBE-targeting therapy “nearly doubled” the weight loss of Zepbound. We walk through what the data actually showed, why the comparison was misleading, how trial design and dosing matter, and why Phase 1 results should never be treated as superiority claims. Next, we turn to a major access milestone: the official launch of oral Wegovy, the first FDA-approved GLP-1 pill for obesity from Novo Nordisk. We discuss how this pill differs from compounded oral semaglutide, why its pricing strategy is so disruptive, and what this launch means for people who have avoided injectable medications. We also explore how direct-to-consumer access, telehealth partnerships, and retail pharmacy distribution signal a broader shift in how obesity care is being delivered. Finally, we address the most ironic—and uncomfortable—story of the week: manufacturing quality concerns involving branded Wegovy pens, reported to include biological particulate matter, at the same time Novo Nordisk continues a years-long public and legal campaign against compounded GLP-1 medications on safety grounds. We discuss FDA inspection history, the acquisition of Catalent, and why credibility depends on consistency—especially when millions of patients are paying close attention. This episode isn't anti-pharma or pharma-friendly. It's patient-first. And it asks a simple question: Who do we trust when science, marketing, access, and manufacturing all collide at once? Episode Timestamps 00:00 — Why this first episode of 2026 matters 02:10 — Hair found in Wegovy pens and why patients notice hypocrisy 06:15 — Arrowhead trial headlines vs. what the data actually shows 11:40 — Why tirzepatide dosing and trial design matter 17:30 — What INHBE targeting may actually be good for (and what it's not) 21:45 — Sponsor: SHED and access pathways for obesity care 25:10 — Oral Wegovy officially launches: what's different this time 30:20 — How the Wegovy pill works and why bioavailability matters 35:40 — Pricing, telehealth, Costco, and direct-to-consumer access 41:50 — Why pills lower barriers for millions of patients 46:10 — Manufacturing quality, Catalent, and FDA citations 52:30 — Why safety arguments against compounding are being scrutinized 58:40 — Zooming out: access, accountability, and patient trust 1:02:00 — Final thoughts and what to watch next Topics Covered GLP-1 trial hype vs. real-world context Phase 1 data limitations and headline inflation Tirzepatide dosing and misleading comparisons Oral Wegovy vs. compounded oral semaglutide GLP-1 pill pricing and insurance implications Direct-to-consumer pharma and telehealth disruption Manufacturing quality and FDA oversight Compounding pharmacies and healthcare system resilience Patient trust, transparency, and credibility in obesity medicine Useful Links & Resources On The Pen Links & Advocacy: https://otplinks.com Sponsor – SHED (use code OTP25): https://tryshed.com FDA Drug Safety & Recalls: https://www.fda.gov/drugs Follow On The Pen: YouTube: https://youtube.com/@onthepen Substack: https://onthepen.substack.com Support the Show If this episode helped you better understand what's really happening in obesity medicine: Leave a 5-star rating and review Hit Subscribe so you don't miss future episodes Join us live Mondays, Wednesdays, and Fridays at 12pm Eastern on YouTube Patients deserve clarity. That's what we're here for. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Lithium, a crucial input in the batteries powering electric vehicles, has the potential to save the world from climate change. But even green solutions come at a cost. Mining lithium is environmentally destructive. We therefore confront a dilemma: Is it possible to save the world by harming it in the process? Having spent over a decade researching mining and oil sectors in Latin America, Thea Riofrancos is a leading voice on resource extraction. In this episode, we discuss her 2025 book Extraction: The Frontiers of Green Capitalism, in which she draws on groundbreaking fieldwork on the global race for lithium. Taking readers from the breathtaking salt flats of Chile's Atacama Desert to Nevada's glorious Silver Peak Range to the rolling hills of the Barroso Region of Portugal, the book reveals the social and environmental costs of “critical minerals.” She takes stock of new policy paradigms in the Global South, where governments seek to leverage mineral assets to jumpstart green development. Zooming out from lithium, we also discuss the evolving geopolitics and geoeconomics of energy transition, critical minerals, and green technology supply chains. — Thea Riofrancos is an Associate Professor of Political Science at Providence College, a Strategic Co-Director of the Climate and Community Institute, and a fellow at the Transnational Institute. Her research focuses on resource extraction, climate change, the energy transition, the global lithium sector, green technologies, social movements, and the Latin American left. She explored these themes in her book, Resource Radicals: From Petro-Nationalism to Post-Extractivism in Ecuador (Duke University Press, 2020), peer-reviewed articles in Cultural Studies, World Politics, and Global Environmental Politics, and her coauthored book, A Planet to Win: Why We Need a Green New Deal (Verso Books, 2019). Her essays have appeared in outlets including The New York Times, Financial Times, The Washington Post, Foreign Policy, The Guardian, and more. Thea's latest book, which we discuss on this episode, is Extraction: The Frontiers of Green Capitalism (W.W. Norton 2025). Extraction: The Frontiers of Green Capitalism (W.W. Norton 2025) The Security–Sustainability Nexus: Lithium Onshoring in the Global North in Global Environmental Politics 2022 Resource Radicals: From Petro-Nationalism to Post-Extractivism in Ecuador (Duke University Press, 2020) A Planet to Win: Why We Need a Green New Deal (Verso Books, 2019) Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

Lithium, a crucial input in the batteries powering electric vehicles, has the potential to save the world from climate change. But even green solutions come at a cost. Mining lithium is environmentally destructive. We therefore confront a dilemma: Is it possible to save the world by harming it in the process? Having spent over a decade researching mining and oil sectors in Latin America, Thea Riofrancos is a leading voice on resource extraction. In this episode, we discuss her 2025 book Extraction: The Frontiers of Green Capitalism, in which she draws on groundbreaking fieldwork on the global race for lithium. Taking readers from the breathtaking salt flats of Chile's Atacama Desert to Nevada's glorious Silver Peak Range to the rolling hills of the Barroso Region of Portugal, the book reveals the social and environmental costs of “critical minerals.” She takes stock of new policy paradigms in the Global South, where governments seek to leverage mineral assets to jumpstart green development. Zooming out from lithium, we also discuss the evolving geopolitics and geoeconomics of energy transition, critical minerals, and green technology supply chains. — Thea Riofrancos is an Associate Professor of Political Science at Providence College, a Strategic Co-Director of the Climate and Community Institute, and a fellow at the Transnational Institute. Her research focuses on resource extraction, climate change, the energy transition, the global lithium sector, green technologies, social movements, and the Latin American left. She explored these themes in her book, Resource Radicals: From Petro-Nationalism to Post-Extractivism in Ecuador (Duke University Press, 2020), peer-reviewed articles in Cultural Studies, World Politics, and Global Environmental Politics, and her coauthored book, A Planet to Win: Why We Need a Green New Deal (Verso Books, 2019). Her essays have appeared in outlets including The New York Times, Financial Times, The Washington Post, Foreign Policy, The Guardian, and more. Thea's latest book, which we discuss on this episode, is Extraction: The Frontiers of Green Capitalism (W.W. Norton 2025). Extraction: The Frontiers of Green Capitalism (W.W. Norton 2025) The Security–Sustainability Nexus: Lithium Onshoring in the Global North in Global Environmental Politics 2022 Resource Radicals: From Petro-Nationalism to Post-Extractivism in Ecuador (Duke University Press, 2020) A Planet to Win: Why We Need a Green New Deal (Verso Books, 2019) Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/latin-american-studies

Lithium, a crucial input in the batteries powering electric vehicles, has the potential to save the world from climate change. But even green solutions come at a cost. Mining lithium is environmentally destructive. We therefore confront a dilemma: Is it possible to save the world by harming it in the process? Having spent over a decade researching mining and oil sectors in Latin America, Thea Riofrancos is a leading voice on resource extraction. In this episode, we discuss her 2025 book Extraction: The Frontiers of Green Capitalism, in which she draws on groundbreaking fieldwork on the global race for lithium. Taking readers from the breathtaking salt flats of Chile's Atacama Desert to Nevada's glorious Silver Peak Range to the rolling hills of the Barroso Region of Portugal, the book reveals the social and environmental costs of “critical minerals.” She takes stock of new policy paradigms in the Global South, where governments seek to leverage mineral assets to jumpstart green development. Zooming out from lithium, we also discuss the evolving geopolitics and geoeconomics of energy transition, critical minerals, and green technology supply chains. — Thea Riofrancos is an Associate Professor of Political Science at Providence College, a Strategic Co-Director of the Climate and Community Institute, and a fellow at the Transnational Institute. Her research focuses on resource extraction, climate change, the energy transition, the global lithium sector, green technologies, social movements, and the Latin American left. She explored these themes in her book, Resource Radicals: From Petro-Nationalism to Post-Extractivism in Ecuador (Duke University Press, 2020), peer-reviewed articles in Cultural Studies, World Politics, and Global Environmental Politics, and her coauthored book, A Planet to Win: Why We Need a Green New Deal (Verso Books, 2019). Her essays have appeared in outlets including The New York Times, Financial Times, The Washington Post, Foreign Policy, The Guardian, and more. Thea's latest book, which we discuss on this episode, is Extraction: The Frontiers of Green Capitalism (W.W. Norton 2025). Extraction: The Frontiers of Green Capitalism (W.W. Norton 2025) The Security–Sustainability Nexus: Lithium Onshoring in the Global North in Global Environmental Politics 2022 Resource Radicals: From Petro-Nationalism to Post-Extractivism in Ecuador (Duke University Press, 2020) A Planet to Win: Why We Need a Green New Deal (Verso Books, 2019) Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/critical-theory

Lithium, a crucial input in the batteries powering electric vehicles, has the potential to save the world from climate change. But even green solutions come at a cost. Mining lithium is environmentally destructive. We therefore confront a dilemma: Is it possible to save the world by harming it in the process? Having spent over a decade researching mining and oil sectors in Latin America, Thea Riofrancos is a leading voice on resource extraction. In this episode, we discuss her 2025 book Extraction: The Frontiers of Green Capitalism, in which she draws on groundbreaking fieldwork on the global race for lithium. Taking readers from the breathtaking salt flats of Chile's Atacama Desert to Nevada's glorious Silver Peak Range to the rolling hills of the Barroso Region of Portugal, the book reveals the social and environmental costs of “critical minerals.” She takes stock of new policy paradigms in the Global South, where governments seek to leverage mineral assets to jumpstart green development. Zooming out from lithium, we also discuss the evolving geopolitics and geoeconomics of energy transition, critical minerals, and green technology supply chains. — Thea Riofrancos is an Associate Professor of Political Science at Providence College, a Strategic Co-Director of the Climate and Community Institute, and a fellow at the Transnational Institute. Her research focuses on resource extraction, climate change, the energy transition, the global lithium sector, green technologies, social movements, and the Latin American left. She explored these themes in her book, Resource Radicals: From Petro-Nationalism to Post-Extractivism in Ecuador (Duke University Press, 2020), peer-reviewed articles in Cultural Studies, World Politics, and Global Environmental Politics, and her coauthored book, A Planet to Win: Why We Need a Green New Deal (Verso Books, 2019). Her essays have appeared in outlets including The New York Times, Financial Times, The Washington Post, Foreign Policy, The Guardian, and more. Thea's latest book, which we discuss on this episode, is Extraction: The Frontiers of Green Capitalism (W.W. Norton 2025). Extraction: The Frontiers of Green Capitalism (W.W. Norton 2025) The Security–Sustainability Nexus: Lithium Onshoring in the Global North in Global Environmental Politics 2022 Resource Radicals: From Petro-Nationalism to Post-Extractivism in Ecuador (Duke University Press, 2020) A Planet to Win: Why We Need a Green New Deal (Verso Books, 2019) Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/economics

On this week’s Monday NFL Football recap, Will Compton and Taylor Lewan break down all the biggest storylines heading into another crucial slate of games as the playoff picture continues to take shape. The boys kick things off with Ravens vs. Steelers, diving into what this matchup means for the AFC North and how both teams are trending at this point in the season. From there, they preview Chargers vs. Patriots, looking at what to expect from each side and where both teams stand as the year winds down. The conversation then shifts to Sam Darnold, as Will and Taylor debate whether he can truly get it done when the pressure is on. Zooming out, the guys talk NFC momentum and why the conference still feels wide open, before breaking down Packers vs. Bears, including what they’re seeing from both teams and how the rivalry continues to evolve. To close things out, they turn their attention to AFC momentum, discussing which teams are peaking at the right time and who they trust heading into the playoff push. As always, it’s a full breakdown of the games, the narratives, and what actually matters as the season rolls on. Timestamp Chapters: 0:00 Open 1:29 Ravens v Steelers 5:04 Chargers v Patriots Preview 9:14 Can Sam Darnold Get It Done? 13:44 NFC Momentum 25:24 Packers v Bears 29:55 AFC Momentum 44:50 #TierTalk 1:07:00 Jim Beam - Taste Of The Offseason See omnystudio.com/listener for privacy information.

For a special edition of The Gateway Podcast, Abby Llorico sits down with STLPR's Visuals Editor, Brian Munoz, for a closer look at the stories behind some of the most poignant and important images from our team this year. We'll be back in your feed with news storytelling January 2.

Jamie Merchant, the author of Endgame, joins us to talk about the current chaos. Start with the spectacle and you miss the structure. We step past the daily outrage to map Trumpism as a regime built by a new insurgent fraction of capital—tech oligarchs, private equity, and venture investors—who are eager to smash norms, rewrite rules, and route public money through tariffs, defense contracts, and boutique industrial policy. Their rise squeezes out the old asset-management establishment, pushes it toward the Democrats, and locks the opposition into a politics of “normality” that cannot mobilize the base or contest power.We trace the media's role in this shift: a long slide from public-service reporting to algorithmic engagement that rewards emotional spikes and partisan framing. Biden's term tried to stabilize the system with CHIPS, infrastructure, and managed globalization, but even light-touch AI regulation, the SVB collapse, and worker pushback inside tech drove Valley elites rightward. Meanwhile, the stock market's euphoria masks a real economy straining under a profitability crisis. AI's massive data-center build may juice capex and energy demand, but unless it raises productivity broadly, we're sitting on a bubble that deepens monopoly dynamics without delivering shared growth.Zooming out, we argue we're living through a new state-capitalist era with less capacity: the government takes bigger stakes, centralizes power in the executive, and leans on tariffs as revenue, even as planning expertise and administrative muscle erode. The postwar managerial state—Keynesian levers, technocratic confidence, public legitimacy—is gone. That's why policy-first left populism keeps hitting a wall. Without a living, rooted class subject, electoral surges can't endure. We sketch a different route: rebuild working-class civil society—mutual aid, cultural institutions, education, and cross-sector networks that bridge immigrants, service workers, industrial remnants, and professionals. Strategy begins where the regime is weakest: in the social substrate it can't manage or monetize.Hear candid takes on the investor realignment behind Trumpism, the AI bubble loop, why Democrats are structurally stuck, and how to make organizing matter when the state can't—or won't—govern for the whole. If this resonates, share it with a friend, subscribe, and leave a review to help others find the show.Send us a text Musis by Bitterlake, Used with Permission, all rights to BitterlakeSupport the showCrew:Host: C. Derick VarnIntro and Outro Music by Bitter Lake.Intro Video Design: Jason MylesArt Design: Corn and C. Derick VarnLinks and Social Media:twitter: @varnvlogblue sky: @varnvlog.bsky.socialYou can find the additional streams on YoutubeCurrent Patreon at the Sponsor Tier: Jordan Sheldon, Mark J. Matthews, Lindsay Kimbrough, RedWolf, DRV, Kenneth McKee, JY Chan, Matthew Monahan, Parzival, Adriel Mixon, Buddy Roark, Daniel Petrovic,Julian

Brandon Sammut (Chief People and AI Transformation Officer at Zapier), Jenny Molyneaux (VP of People, Vercel), and Valerie Gobeil (Head of Talent Management, Workleap) joined us for a live session on how HR teams are actually using AI today. We talked about how to get organizations AI-ready, avoid “AI debt,” make smarter build vs buy decisions, and we walked through live demos of AI-powered performance reviews, hiring workflows, interview coaching, engagement insights, and more.----  Downloadable PDF with top takeaways: https://modernpeopleleader.kit.com/episode272Sponsor Links:

Featuring Dr. Lauren Hartman M.D.Dr. Jim sits down with Dr. Lauren Hartman, a double board-certified specialist in Adolescent Medicine and Pediatrics, contributor to Psychology Today, and author of the forthcoming book Freeing Children & Young Adults from Shame, Scales & Stigma.In this episode, Dr. Hartman breaks down what every parent, clinician, and educator needs to understand about eating disorders—and why it's not your fault. She highlights the essential role families can play in the healing process and offers practical guidance for supporting adolescents with compassion and clarity.We explore the Barbie effect, the rise of GLP-1 medications, and how social media and comparison culture fuel distorted body image and perfectionism. Dr. Hartman underscores the absurdity of our societal ideals: the original 1959 Barbie, scaled to human size, would stand 5'9”, weigh 110 pounds, measure 39–18–33, and—ironically—would meet criteria for anorexia. And Barbie's measurements haven't improved much since.Zooming out, we look at the cultural forces that perpetuate body shaming and misunderstanding about what “healthy” truly means. Dr. Hartman shares how to talk with adolescents about their eating disorders, what treatments show the strongest evidence, and how to navigate parental shame without derailing recovery.Finally, we discuss the powerful role of Internal Family Systems (IFS) as an integrative therapeutic approach for adolescents and families—an essential model for clinicians working in this space.This episode is a must-listen for anyone supporting young people on the path toward healing, nourishment, and self-compassion.WCMI networking group A networking group for mindfulness-focused clinicians dedicated to learning together & collaborating for more information click here

Where are global real estate markets headed in 2026? Watch our 2026 Global Real Estate Outlook panel to find out.With expert guests, including:Nasir Alamgir – Head of US & European Real Estate DebtAlex Gilbert – Co-CEO of Artemis, a Barings CompanyNick Pink – Head of European Real Estate Equity Mike Flynn – Head of Japan Real EstateModerated by Co-Head of Global Investments, David MihalickEpisode Segments:(01:00) – Introductions (03:30) – The fundamental backdrop for RE debt(08:55) – The European landscape(11:40) – Opportunities in US equity(15:20) – How APAC real estate stacks up today(20:42) – Why 2026 may be a “stock pickers” market(24:47) – Zooming in on the office sector(29:16) – Demographics as a structural driver(32:35) – Areas of opportunity in APAC(35:24) – Opportunities across sectors & risk profiles(40:49) – Affordability & the cost of development(43:30) – Bold predictions for 2026Make sure to follow our LinkedIn newsletter, Where Credit is Due to stay up-to-date on our latest public & private credit market insights.IMPORTANT INFORMATIONAny forecasts in this podcast are based upon Barings' opinion of the market at the date of preparation and are subject to change without notice, dependent upon many factors. Any prediction, projection or forecast is not necessarily indicative of the future or likely performance. Investment involves risk. The value of any investments and any income generated may go down as well as up and is not guaranteed. PAST PERFORMANCE IS NOT NECESSARILY INDICATIVE OF FUTURE RESULTS. Any examples set forth in this podcast are provided for illustrative purposes only and are not indicative of any future investment results or investments. The composition, size of, and risks associated with an investment may differ substantially from any examples set forth in this podcast. No representation is made that an investment will be profitable or will not incur losses. Barings is the brand name for the worldwide asset management and associated businesses of Barings LLC and its global affiliates. Barings Securities LLC, Barings (U.K.) Limited, Barings Global Advisers Limited, Barings Australia Pty Ltd, Barings Japan Limited, Barings Real Estate Advisers Europe Finance LLP, BREAE AIFM LLP, Baring Asset Management Limited, Baring International Investment Limited, Baring Fund Managers Limited, Baring International Fund Managers (Ireland) Limited, Baring Asset Management (Asia) Limited, Baring SICE (Taiwan) Limited, Baring Asset Management Switzerland Sarl, and Baring Asset Management Korea Limited each are affiliated financial service companies owned by Barings LLC (each, individually, an “Affiliate”).NO OFFER: The podcast is for informational purposes only and is not an offer or solicitation for the purchase or sale of any financial instrument or service in any jurisdiction. The material herein was prepared without any consideration of the investment objectives, financial situation or particular needs of anyone who may receive it. This podcast is not, and must not be treated as, investment advice, an investment recommendation, investment research, or a recommendation about the suitability or appropriateness of any security, commodity, investment, or particular investment strategy.Unless otherwise mentioned, the views contained in this podcast are those of Barings and are subject to change without notice. Individual portfolio management teams may hold different views and may make different investment decisions for different clients. Parts of this podcast may be based on information received from sources we believe to be reliable. Although every effort is taken to ensure that the information contained in this podcast is accurate, Barings makes no representation or warranty, express or implied, regarding the accuracy, completeness or adequacy of the informationAny service, security, investment or product outlined in this podcast may not be suitable for a prospective investor or available in their jurisdiction.Copyright in this podcast is owned by Barings. Information in this podcast may be used for your own personal use, but may not be altered, reproduced or distributed without Barings' consent.25-5011565

We are Virginia Sole-Smith and Corinne Fay and it's time for your Indulgence Gospel — Thanksgiving Edition! We often skip an episode drop on this day, but given how high pressure Thanksgiving can be for food, bodies and people, we thought...maybe you need a little Indulgence Gospel, a little Butter, and a little distraction from whatever your holiday weekend entails?We've got you: A Helen Rosner-inspired fashion epiphany. Thoughts and feelings about Black Friday. A very good Corinne clothing rant.Our secret shame places. And more! You do need to be a paid Just Toast subscriber to listen to this full conversation. Membership starts at just $5 per month! Join Just Toast! Don't want an ongoing commitment? Click "buy for $4!" to listen to just this one.

We've heard a lot about how young men have shifted to the right...but this week's election showed young women moving to the left as well. Gen Z expert Rachel Janfaza, founder of The Up and Up, joins Sarah to discuss why young women have shifted to the left, why their male peers have shifted to the right, and why their life priorities are so different. They also discuss Gen Z's relationship with technology like AI, why Gen Z is a lonely generation, and the differences between Gen Z-ers who came of age before the pandemic, and after. show notes: Get your first three months with Mint Mobile for $15/month at https://MintMobile.com/THEFOCUSGROUP. JOB ALERT: Sarah is looking for a qualitative researcher to join her team! Apply here. By Rachel Janfaza in The Up and Up: More on the two gen zs Young women are the story (And here's how to piss them off...) Nearly half of high schoolers have had a relationship with AI or know someone who has Twice as many young people say religion is gaining influence in American life Trad Husbands > Trad Wives