Podcasts about money dates

What if the patterns you experience in love and money aren't random… but perfectly mirrored? In this episode, we go DEEP into what I call the Venus Codes: the subconscious patterns around worth, safety, receiving, and self-trust that quietly shape both your relationships and your financial reality. This is one of those episodes that creates real-time breakthroughs. As you listen, you'll start noticing connections you may have never consciously linked before - why certain cycles repeat, why ease can feel uncomfortable, and why love and money often seem to rise and fall together. Grab your journal for this one. Something is going to click.   Dreamaway Sessions Referenced in the Episode These are the money dates and tapping sessions mentioned throughout the episode, all available inside the Dreamaway library, plus two upcoming sessions: Money, Receiving & Regulation Palms Wide Open Spending Salve Trust in Your Financial Wellbeing The Universe Has My Bills Money Boss You Are Worth It: Price Increases & Raises Attachment, Overgiving & Worth The Overgiving Wound (90 Min Sesh) Healing Attachment Styles in Love (90 Min Sesh) Healing Attachment Styles in Money Too Good to Not Be True Love, Safety & Partnership Deeply Chosen, Deep Partnership SOON - New "Have it All In Love" - read description below   Join us in the premier Dreamaway Membership for so many resources including 40+ Dreamaway-exclusive tapping sessions (90 minutes of deep-dive subconscious rewiring/EFT tapping), visualizations, 40+ tapping "Money Dates" (abundance programming), daily tapping videos, weekly energy readings, astrological updates, and so much more! https://haleyhoffmansmith.com/dreamaway   @dreamawaymembership on IG   Try a Taste of Dreamaway for FREE: https://www.haleyhoffmansmithprograms.com/offers/y5bMkDqb/checkout   Order my book, You Have the Magic:  https://youhavethemagic.com/  @haleyhoffmansmith on IG/TikTok   FEBRUARY IN DREAMAWAY: THE HEART PORTAL   Have it ALL In Love (Safety x Spark)  | SUNDAY, FEBRUARY 22ND 2:00-3:30pm ET (2.22 at 2pm) You get to have it all in love… the deep safety and the electric spark.

Money and marriage—two things God designed to bless us, but they can also be two of the greatest sources of stress. What if we turned financial conflict into connection? Dr. Shane Enete joins us today to share six creative ways couples can build stronger relationships by having intentional financial conversations—what he calls “money dates.”Dr. Shane Enete is an Associate Professor of Finance at Biola University and founded the Biola Center for Financial Planning. He is also the author of the book Whole Heart Finances: A Jesus-Centered Guide to Managing Your Money with Joy.Why You Need to Talk About Money—IntentionallyMany couples avoid conversations about money out of fear. A study of 2,000 couples found that half of them were uncomfortable discussing money because they worried it would lead to conflict. The irony is that by avoiding those talks, the conflict only deepens.On average, couples argue about money 58 times a year. But what if, instead of waiting for issues to flare up, you set aside regular time to talk about your finances together—proactively and prayerfully?That's the heart behind the idea of money dates. You might have to rip off the bandage at first, but we want to help couples make these conversations not just necessary—but enjoyable.Turning Financial Talks Into DatesThese aren't meant for finger-pointing but for course correction—a time to realign your financial goals with your values.But also, why not make it a date? Dating can be a lot of fun if you're intentional. So why not combine something enjoyable with something that's often uncomfortable? When you connect in a fun environment, even money talk becomes more meaningful.The key is consistency. Whether it's over dinner, coffee, or a quiet walk, having a regular rhythm of financial connection helps you stay on the same page as a couple—and deepens your trust.Money Date #1: Share Your Money StoryEvery person brings a financial backstory into marriage—habits, fears, and attitudes shaped by family and early experiences.Think of it as your money autobiography. Reflect on what you learned about money growing up, what messages you received from your parents, and how those experiences influence your decisions today.Take your spouse out for dinner and share those stories. You'll gain empathy and understanding for each other's perspectives. When you know your partner's money story, their spending or saving habits make a lot more sense.Try this: Ask each other, “What's your earliest memory of money?” The answers may surprise you—and bring you closer.Money Date #2: Give TogetherGenerosity is one of the most unifying acts a couple can experience. Here are a few ways to make generosity a shared journey:Set a giving goal. Track your family's progress and celebrate milestones together.Join a giving circle. Partner with friends or your small group to pool resources for a cause you all care about.Create a stretch goal. As your income grows, commit to increasing your giving percentage over time.These conversations shift the focus from money as a source of stress to money as a means of Kingdom impact.Money Date #3: Cook the BooksThis one's both literal and figurative! Instead of going out, stay home and cook a meal together—or grab takeout for a picnic. Use the relaxed environment to talk about your budget rhythm:Who tracks expenses?What budgeting tools or apps will you use?How often will you review spending?The FaithFi app can help simplify this process. It lets couples track giving, spending, and saving all in one place—while keeping biblical wisdom at the center.Money Date #4: Check Your Credit (at the Spa!)Debt can carry emotional weight, so create a peaceful setting for this conversation. A spa day is perfect. It's relaxing—and you can often find affordable day passes.While you unwind, discuss:How much debt do you currently carry?How did your family handle debt growing up?What boundaries would you like to establish regarding credit use?This isn't about blame. It's about caring for each other and agreeing on a plan that both of you believe in.Money Date #5: Number Your DaysThis one takes its inspiration from Psalm 90:12: “Teach us to number our days, that we may gain a heart of wisdom.”Couples should view estate planning as an act of love and care. When you prepare a will, name a guardian, or establish a power of attorney, you're doing something deeply selfless—caring for others even after you're gone.Spend a date identifying:Who will serve as executor or guardian for your children?How do you want your assets used to bless others?What legacy of faith and generosity do you want to leave behind?Growing Together Through Financial StewardshipMoney dates are about far more than numbers. They're about connection, empathy, and shared purpose. When couples talk about money in ways that honor God and each other, they grow in wisdom—and unity.When you come together around money with openness and grace, you draw closer not just to each other, but to the heart of God.———————————————————————————————————————Dr. Enete's full article, “Six Great Money Dates,” appears in the 2nd issue of Faithful Steward magazine. When you become a FaithFi Partner with a monthly gift of $35 (or $400 annually), you'll receive Faithful Steward magazine and other exclusive resources to help you grow as a faithful steward. Visit FaithFi.com/Partner to learn more.On Today's Program, Rob Answers Listener Questions:My employer closed over six months ago, and I've been unemployed since. My unemployment benefits are gone, and I'm paying my mortgage and bills from savings, which are running low. I've owned my home for over 30 years and have good credit. How can I protect my home, and is mortgage forbearance a good option without hurting my credit?I own a condo, and our HOA has issued two large special assessments for roof repairs—first $1,000 per unit for several months, and now another $781 per month. The original contractor was paid and disappeared. Are there government agencies that can investigate or protect owners in this situation, and what rights do I have?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Six Great Money Dates (Article by Dr. Shane Enete - Faithful Steward: Issue 2)Our Ultimate Treasure: A 21-Day Journey to Faithful StewardshipWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Money and marriage: while God designed these two things to bless us, they can also be two of the greatest sources of stress. What if we turned financial conflict into connection? On the next Faith & Finance Live, Dr. Shane Enete joins Rob West to share six creative ways couples can build stronger relationships by having intentional financial conversations—what he calls “money dates.” Then, it’s on to your calls. That’s Faith & Finance Live—biblical wisdom for your financial decisions. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.

Cada año, miles de puertorriqueños toman la decisión de irse de la isla con la esperanza de una vida más estable y mejores oportunidades económicas.Pero…¿realmente les va mejor?En el episodio 303 de Café on a Budget, analizamos los datos reales de la diáspora puertorriqueña en Estados Unidos, sin romanticismos ni miedo, para que puedas tomar decisiones informadas y no emocionales. Enlaces y anuncios: Masterclass: Como ahorrar $10,000 en el 2026 sin presupuestos extremosCuando: 14 de febrero de 2026 Hora: 9:30am ASTCosto: Gratis para los primeros 50 registrosRegistro:https://www.cafeonabudget.com/ahorros2026 ☕ ¿Listo/a para convertirte en la persona que maneja sus finanzas con poder? Separa tu llamada gratis de 15 minutos con nosotros y descubre tu próximo paso.https://calendly.com/coab/consulta-de-15-mins-con-coab Enterate primero de todos los detalles del próximo Masterclasshttps://www.cafeonabudget.com/newsletter ☕7 SIMPLES PASOS PARA EL SALDO DE DEUDAS: Descarga nuestra guía gratis de saldo de deudas con los 7 pasos para saldar tus deudas de alto interés en 2 años o menos...https://www.cafeonabudget.com/deudas ❤️ GUÍA GRATIS: 5 Money Dates para conectar con tu pareja https://www.cafeonabudget.com/moneydate Síguenos en nuestras Redes Sociales:InstagramFacebookTikTokYouTube

En este Medio Pocillo, Manuel y Suhailly reflexionan sobre sus 14 años como consultores en el gobierno federal: carreras lucrativas, pero poco satisfactorias.Con el tiempo entendieron que, aunque esos trabajos no los llenaban, sí les dieron destrezas clave para emprender y construir Café on a Budget.Si estás en un trabajo que no te llena, tal vez no es tu destino… pero puede ser tu entrenamiento. Enlaces y anuncios: Masterclass: Como ahorrar $10,000 en el 2026 sin presupuestos extremosCuando: 14 de febrero de 2026 Hora: 9:30am ASTCosto: Gratis para los primeros 50 registrosRegistro:https://www.cafeonabudget.com/ahorros2026 ☕ ¿Listo/a para convertirte en la persona que maneja sus finanzas con poder? Separa tu llamada gratis de 15 minutos con nosotros y descubre tu próximo paso.https://calendly.com/coab/consulta-de-15-mins-con-coab Enterate primero de todos los detalles del próximo Masterclasshttps://www.cafeonabudget.com/newsletter ☕7 SIMPLES PASOS PARA EL SALDO DE DEUDAS: Descarga nuestra guía gratis de saldo de deudas con los 7 pasos para saldar tus deudas de alto interés en 2 años o menos...https://www.cafeonabudget.com/deudas ❤️ GUÍA GRATIS: 5 Money Dates para conectar con tu pareja https://www.cafeonabudget.com/moneydate Síguenos en nuestras Redes Sociales:InstagramFacebookTikTokYouTube

Let's talk faith. This episode is an overhaul of how you'll view your future - BEST. CASE. SCENARIO. ONLY. These principles have been helping me so much and I can't wait for you to let them - and the faith they bring - in. You're meant for big & wonderful things and it's all working out for you. Book mentioned: Miracle Power of Your Mind by Joseph D Murphy  Join us in the premier Dreamaway Membership for so many resources including 40+ Dreamaway-exclusive tapping sessions (90 minutes of deep-dive subconscious rewiring/EFT tapping), visualizations, 40+ tapping "Money Dates" (abundance programming), daily tapping videos, weekly energy readings, astrological updates, and so much more! https://haleyhoffmansmith.com/dreamaway   @dreamawaymembership on IG   Try a Taste of Dreamaway for FREE: https://www.haleyhoffmansmithprograms.com/offers/y5bMkDqb/checkout   Order my book, You Have the Magic:  https://youhavethemagic.com/ @haleyhoffmansmith on IG/TikTok

En este episodio de Café on a Budget, hablamos de por qué tantas personas viven cheque a cheque, incluso cuando sus ingresos han aumentado, y por qué este problema no siempre tiene que ver con irresponsabilidad.En este episodio conversamos sobre:Qué significa realmente vivir cheque a chequePor qué este patrón es más común de lo que pensamosCómo el aumento de ingresos no necesariamente rompe el cicloEl rol del estilo de vida, las obligaciones fijas y la falta de margenPor qué muchas personas no tienen espacio para ahorrar aunque “ganen bien”La diferencia entre sobrevivir y tener control financieroCómo empezar a crear margen sin esperar “ganar más”Qué cambios pequeños pueden ayudarte a salir del modo supervivencia Enlaces y anuncios: Queremos agradecerte por ser parte de nuestra comunidad.Por eso, estamos regalando UNA consulta financiera de 90 minutos completamente GRATIS con Suhailly y Manolo.¿Como participar?1️⃣ Déjanos un review en Apple Podcasts2️⃣ Cuéntanos qué te ha aportado Café on a Budget, qué episodio te marcó o cómo el contenido ha impactado tus finanzas

Ahorrar es una de las metas financieras más comunes…y al mismo tiempo, una de las más abandonadas.En este Medio Pocillo de Café on a Budget, hablamos de por qué tantas personas sienten que “no pueden ahorrar”, aunque en la mayoría de los casos sí existe una oportunidad real —aunque sea pequeña— para comenzar. Enlaces y anuncios: Queremos agradecerte por ser parte de nuestra comunidad.Por eso, estamos regalando UNA consulta financiera de 90 minutos completamente GRATIS con Suhailly y Manolo.¿Como participar?1️⃣ Déjanos un review en Apple Podcasts2️⃣ Cuéntanos qué te ha aportado Café on a Budget, qué episodio te marcó o cómo el contenido ha impactado tus finanzas

Let's talk GLOW. That undeniable, irresistible, magnetic *somethin somethin* that we just HAVE sometimes, not because we're having a good hair day or have a little bronze, but something deeper. Where people notice and ask, what's different?! But it's just from within. In this ep., I break down how to activate and stay in YOUR custom glow frequency this year and beyond - which is truly cultivated from the inside out.  THIS Saturday, January 24th: The Glow Up: Confidence, Radiance & Deep Self-Love 12:00–1:30PM ET Your official 2026 main-character activation. This is your inner world makeover on how you view yourself, to re-align you with the most magnetic radiance there is: your own profound self-love. The Glow Up is always an inside job, first. When we clear the old stories, self doubt, and fear, it shifts our entire aura in a way that's undeniable. You deserve to feel wholly confident in all of you and become your own biggest fan! Think: stepping into rooms with quiet power, showing up online without overthinking, trusting your own magic like it's muscle memory. We'll rebuild your self-concept until your reflection- in both mirrors and moments - radiates the truth: you are the glow.   Join us in the premier Dreamaway Membership for so many resources including 40+ Dreamaway-exclusive tapping sessions (90 minutes of deep-dive subconscious rewiring/EFT tapping), visualizations, 40+ tapping "Money Dates" (abundance programming), daily tapping videos, weekly energy readings, astrological updates, and so much more! https://haleyhoffmansmith.com/dreamaway   @dreamawaymembership on IG   Try a Taste of Dreamaway for FREE: https://www.haleyhoffmansmithprograms.com/offers/y5bMkDqb/checkout   Order my book, You Have the Magic:  https://youhavethemagic.com/  @haleyhoffmansmith on IG/TikTok  

En este episodio de Café on a Budget, hablamos sobre la diferencia entre cómo los Gen Z y los millennials ven la vivienda, la independencia y la comodidad.Hemos notado que muchos jóvenes hoy sienten que comprar casa es la única salida para dejar el hogar de sus padres, mientras que para generaciones anteriores era común —y hasta estratégico— vivir con roommates por un tiempo.En este episodio conversamos sobre:Cómo cada generación responde al contexto económico que le tocó vivirPor qué los millennials normalizaron roommates, espacios pequeños e incomodidadLa realidad de Gen Z enfrentando rentas históricamente altas y casas fuera de alcanceCómo los roommates pueden acelerar tu vida financiera (si se usan con intención)El riesgo de buscar comodidad sin base financieraPor qué un poco de incomodidad estratégica puede darte más opciones en el futuroNo se trata de sufrir ni de vivir mal, sino de entender el costo real de cada decisión y elegir conscientemente. Enlaces y anuncios: Queremos agradecerte por ser parte de nuestra comunidad.Por eso, estamos regalando UNA consulta financiera de 90 minutos completamente GRATIS con Suhailly y Manolo.¿Como participar?1️⃣ Déjanos un review en Apple Podcasts2️⃣ Cuéntanos qué te ha aportado Café on a Budget, qué episodio te marcó o cómo el contenido ha impactado tus finanzas

Arrancando el 2026, muchas personas dicen:“Este es el año que compro casa.”Pero entre querer, planificar y estar listo, hay una diferencia enorme.En este Medio Pocillo de Café on a Budget hablamos sobre lo que realmente significa estar preparado para comprar una casa en Puerto Rico hoy, especialmente en un mercado con inventario limitado, requisitos estrictos y un proceso que no perdona la improvisación. Enlaces y anuncios: Queremos agradecerte por ser parte de nuestra comunidad.Por eso, estamos regalando UNA consulta financiera de 90 minutos completamente GRATIS con Suhailly y Manolo.¿Como participar?1️⃣ Déjanos un review en Apple Podcasts2️⃣ Cuéntanos qué te ha aportado Café on a Budget, qué episodio te marcó o cómo el contenido ha impactado tus finanzas

En este episodio 300 de Café on a Budget, celebramos en vivo junto a nuestra comunidad y compartimos las lecciones más importantes que hemos aprendido creando este podcast… y construyendo una vida financiera con intención.Hablamos de identidad, disciplina, paciencia y por qué el éxito financiero no se trata de motivación, sino de compromiso sostenido.En este episodio descubrirás:Por qué asumir una identidad correcta cambia tus resultados financierosQué tienen en común el dinero, los hábitos y el éxito a largo plazoCómo crear sistemas simples que te ayuden a avanzarLa importancia de celebrar tus pequeños logrosPor qué la comunidad puede ser el mayor activo en tu vida financiera Enlaces y anuncios: Queremos agradecerte por ser parte de nuestra comunidad.Por eso, estamos regalando UNA consulta financiera de 90 minutos completamente GRATIS con Suhailly y Manolo.¿Como participar?1️⃣ Déjanos un review en Apple Podcasts2️⃣ Cuéntanos qué te ha aportado Café on a Budget, qué episodio te marcó o cómo el contenido ha impactado tus finanzas

En este Medio Pocillo hablamos sobre los desafíos que tienen las miles de personas varadas en Puerto Rico tras el cierre del espacio aéreo en el Caribe, y lo que esa experiencia revela sobre cómo muchos viajan sin tener sus finanzas en orden.Hablamos de personas que:Vieron sus viajes duplicarse o triplicarse en costoCompraron boletos de $5,000 “a tarjetazo limpio”No tenían ahorros, ropa, medicamentos ni margen financieroEntraron en ansiedad por no poder regresar a trabajar a tiempoEste medio pocillo no es sobre no viajar, es sobre viajar con conciencia y preparación. Enlaces y anuncios: Queremos agradecerte por ser parte de nuestra comunidad.Por eso, estamos regalando UNA consulta financiera de 90 minutos completamente GRATIS con Suhailly y Manolo.¿Como participar?1️⃣ Déjanos un review en Apple Podcasts2️⃣ Cuéntanos qué te ha aportado Café on a Budget, qué episodio te marcó o cómo el contenido ha impactado tus finanzas

En este episodio hablamos de lo que pasa cuando los días se llenan de trabajo, pagos y rutina, pero faltan dirección, intención y claridad. Conversamos sobre metas, propósito, deuda, y cómo el piloto automático puede mantenernos ocupados… pero estancados.Este episodio no busca darte respuestas rápidas.Busca hacerte las preguntas correctas para comenzar el 2026 más presente y más consciente.Si al escucharlo sientes incomodidad, no es casualidad.☕ Gracias por estar aquí y por quedarte. Enlaces y anuncios: Queremos agradecerte por ser parte de nuestra comunidad.Por eso, estamos regalando UNA consulta financiera de 90 minutos completamente GRATIS con Suhailly y Manolo.¿Como participar?1️⃣ Déjanos un review en Apple Podcasts2️⃣ Cuéntanos qué te ha aportado Café on a Budget, qué episodio te marcó o cómo el contenido ha impactado tus finanzas

Arrancamos el 2026 con un Medio Pocillo Bíblico.En este Medio Pocillo traemos una enseñanza bíblica clásica —la parábola de los talentos (Mateo 25:14–30)— y la miramos desde una perspectiva financiera y de vida real.No importa si eres creyente o no.Aquí no venimos a predicar, venimos a extraer principios prácticos que aplican directamente a cómo manejas tu dinero, tus oportunidades y tus decisiones.  Enlaces y anuncios: Queremos agradecerte por ser parte de nuestra comunidad.Por eso, estamos regalando UNA consulta financiera de 90 minutos completamente GRATIS con Suhailly y Manolo.¿Como participar?1️⃣ Déjanos un review en Apple Podcasts2️⃣ Cuéntanos qué te ha aportado Café on a Budget, qué episodio te marcó o cómo el contenido ha impactado tus finanzas

El 2025 fue el año en que muchas personas vieron su dinero con claridad por primera vez. En este último episodio del 2025 no venimos a compartir estadísticas ni teoría financiera. Hacemos una pausa para compartir lo que realmente vimos a lo largo del año a través de conversaciones reales con personas reales en los diferentes espacios de Café on a Budget. Si este año sentiste que ganas dinero pero no avanzas, si algo no te cuadra pero no sabes por dónde empezar, o si llevas tiempo escuchándonos sin dar el paso… Este episodio es una invitación honesta a no ignorar lo que ya estás viendo. Enlaces y anuncios: Queremos agradecerte por ser parte de nuestra comunidad.Por eso, estamos regalando UNA consulta financiera de 90 minutos completamente GRATIS con Suhailly y Manolo.¿Como participar?1️⃣ Déjanos un review en Apple Podcasts2️⃣ Cuéntanos qué te ha aportado Café on a Budget, qué episodio te marcó o cómo el contenido ha impactado tus finanzas

En este Medio Pocillo de Café on a Budget cerramos el año con una conversación necesaria:no todo lo que parece abundancia es prosperidad, y no toda la riqueza trae paz.Muchas veces usamos estas palabras como si fueran lo mismo, pero entender la diferencia puede cambiar por completo cómo tomas decisiones con tu dinero… y con tu vida.En este episodio hablamos de:Qué significa realmente abundancia (y por qué no siempre es positiva)Cómo la riqueza es abundancia de lo que aporta valorPor qué la prosperidad no es cuánto tienes, sino cómo te sientes y cómo lo sostienesLa importancia de alinear dinero, valores y decisionesPor qué hacer más dinero no siempre resuelve el estrés financieroEste episodio es una invitación a reflexionar, especialmente al cerrar el año, sobre qué estás persiguiendo… y si eso realmente te está dando paz. Enlaces y anuncios: Queremos agradecerte por ser parte de nuestra comunidad.Por eso, estamos regalando UNA consulta financiera de 90 minutos completamente GRATIS con Suhailly y Manolo.¿Como participar?1️⃣ Déjanos un review en Apple Podcasts2️⃣ Cuéntanos qué te ha aportado Café on a Budget, qué episodio te marcó o cómo el contenido ha impactado tus finanzas

En este episodio de Café on a Budget te contamos la impactante historia de Gary Winnick, un billonario que fue considerado durante años el hombre más rico de Los Ángeles. Pero tras su muerte en 2023, salió a la luz la verdad de su estilo de vida extravagante. Descargalo y entérate…   Enlaces y anuncios: Queremos agradecerte por ser parte de nuestra comunidad.Por eso, estamos regalando UNA consulta financiera de 90 minutos completamente GRATIS con Suhailly y Manolo.¿Como participar?1️⃣ Déjanos un review en Apple Podcasts2️⃣ Cuéntanos qué te ha aportado Café on a Budget, qué episodio te marcó o cómo el contenido ha impactado tus finanzas

Una historia se fue viral… y tocó un nervio.En este Medio Pocillo de Café on a Budget hablamos sobre el caso de una pareja que estaba a punto de casarse, hasta que él descubrió que ella tenía $15,000 en deuda de tarjetas de crédito y decidió no seguir adelante.¿Es eso un deal breaker?¿Es una excusa para no casarse?¿O es una conversación financiera que llegó demasiado tarde?Aquí te contamos! Enlaces y anuncios: Queremos agradecerte por ser parte de nuestra comunidad.Por eso, estamos regalando UNA consulta financiera de 90 minutos completamente GRATIS con Suhailly y Manolo.¿Como participar?1️⃣ Déjanos un review en Apple Podcasts2️⃣ Cuéntanos qué te ha aportado Café on a Budget, qué episodio te marcó o cómo el contenido ha impactado tus finanzas

Most couples think they're “broken” because they argue about money. The truth? You're probably more normal than you realize—you've just never been taught how to talk about money without going to war.In this 12 Days of Giving episode, I sit back down with financial therapist Ashley Quamme to walk through a real couple we'll call Mark and Mary—late 30s, three kids, decent income, solid marriage… until money comes up. He's the anxious saver, constantly bracing for the layoff that may never come. She's the practical spender who wants to make memories with their kids and not live like everything is on fire. The money isn't the problem. Their stories about money are. ashley-2-2025Ashley takes us into their backstory: Mark's single-mom, count-every-penny upbringing and Mary's “we're fine, we don't talk about money much” childhood. We break down how those early money memories hijack their adult arguments—why he feels panicked when they're not maxing accounts, and why she feels controlled and judged when he questions holiday spending. None of this is “just numbers.” This is nervous systems, fear, and unspoken expectations running the show.Then we get into the actual work: how Ashley helped them stop avoiding each other, set up structured money dates, and build rules of engagement so they're not trying to solve their financial life at 9:30 p.m. half-asleep and pissed off. We talk about what to do when you hit a stalemate, why “we'll talk about it later” usually means “never,” and how they finally landed on a savings target that calmed his anxiety without killing all joy for her.This is not some dramatic, on-the-brink-of-divorce situation. This is a normal couple that refused to settle for “fine” and chose to do the work before things blew up. If you and your partner are mostly good—but money convos feel tense, defensive, or like the same fight on repeat—this episode is your mirror and your playbook.

Grab your journal and pen and let's get deep. As we prepare for a brand new year, it's time for a BREAKTHROUGH OF ALL BREAKTHROUGHS. This episode will help you understand what your subconscious deems as the biggest blocks between where you are now and where you most want to be. Expect AHA!s left & right so you can start taking aligned, consistest, and massive action.  Try a Taste of Dreamaway for FREE (includes the It's Allowed to be Fun session): https://www.haleyhoffmansmithprograms.com/offers/y5bMkDqb/checkout   Join us in the premier Dreamaway Membership for so many resources including 40+ Dreamaway-exclusive tapping sessions (90 minutes of deep-dive subconscious rewiring/EFT tapping), visualizations, 40+ tapping "Money Dates" (abundance programming), daily tapping videos, weekly energy readings, astrological updates, and so much more! https://haleyhoffmansmith.com/dreamaway   @dreamawaymembership on IG Order my book, You Have the Magic:  https://youhavethemagic.com/  @haleyhoffmansmith on IG/TikTok

En este episodio de Café on a Budget, rompemos las 5 mentiras más comunes del crédito que están afectando el puntaje de miles de personas sin que lo sepan.Si tú pagas a tiempo y tu score baja… este episodio es para ti. Recuerda que no es esfuerzo...es estrategia. Enlaces:

No todos usamos el crédito igual… y tu “estilo” dice mucho sobre tu salud financiera. En este Medio Pocillo te decimos cuales son los 5 tipos de embrolla'o. No es para juzgar… es para que entiendas cómo te relacionas con el crédito y qué necesitas cambiar para construir un futuro financiero más estable.

En el episodio 296 de Café on a Budget, Manuel y Suhailly desmontan uno de los métodos de consumo más peligrosos (y populares) del 2025: los planes Buy Now Pay Later (BNPL) —Klarna, Afterpay, Affirm, PayPal Pay in 4 y todas sus variantes.En medio del boom de compras navideñas y del récord de consumidores utilizando estos planes, te explicamos cómo realmente funcionan, por qué pueden parecer “inofensivos” y cómo es que terminan atrapando a miles de personas en ciclos de deuda interminables sin darse cuenta. Enlaces:

En este Medio Pocillo te contamos la verdad detrás de mucha gente que parece que le va brutal, pero en realidad está ahogándose financieramente.Las apariencias pueden engañar — y hoy te compartimos las señales más comunes de que alguien se ve bien… pero está pela'o, junto a lo que de verdad hacen las personas que están construyendo estabilidad financiera. Enlaces:

Where did the magic go? In this deep-dive episode, I share tangible suggestions and ideas to totally fall back in love with your life and the pursuit of your dreams and goals - as well as a roadmap to help you understand where/why you may have fallen out of it. MAGIC BOOST! Join us in the premier Dreamaway Membership for so many resources including 40+ Dreamaway-exclusive tapping sessions (90 minutes of deep-dive subconscious rewiring/EFT tapping), visualizations, 40+ tapping "Money Dates" (abundance programming), daily tapping videos, weekly energy readings, astrological updates, and so much more! https://haleyhoffmansmith.com/dreamaway   @dreamawaymembership on IG   Try a Taste of Dreamaway for FREE: https://www.haleyhoffmansmithprograms.com/offers/y5bMkDqb/checkout   Order my book, You Have the Magic:  https://youhavethemagic.com/  @haleyhoffmansmith on IG/TikTok           DECEMBER DREAMAWAY: GET THE MAGIC BACK   90 Minute Session: GET THE MAGIC BACK (Inner Child Reunion) | Saturday, 12.13 1:30-3pm ET   Somewhere along the way, the things that once lit us up started to feel like boxes to check.   We traded wonder for "strategy," imagination for optimization. But your inner child never went anywhere… they've just been waiting for you to loosen your grip and let them play again. Let's get back into the FUN of it all. How would your life feel if you let your inner child take the driver's seat of the magic carpet ride? Can you let more play, ease, and FLOW in? Think: tapping under fairy-light energy, laughter-through-tears, deep exhale, "I forgot how good this feels." By the end, you'll feel the shift head to toe and in the energy all around you….the same way a child does when they finally convince the adults to stop cleaning and join the giggles in the pillow fort. ;)      THURSDAY, DECEMBER 18TH, 7:30-8:30pm ET  Money Date: Enchanted Receiving Frequency (It's All Possible)    Remember when you were a kid, and you wanted something REALLY big? Or, maybe even something that 'doesn't exist' (for me, it was a 'ring you could point at anything and it would instantly materialize something!…ya, that was in my note to Santa!)  Over time, we were taught to be realistic about what we ask for in life. To water down our fantastical wishes. Poise to give, and try to forget about receiving. But we CAN reclaim the enchanted miracle energy of childhood wish granting!  This money date is all about RECEIVING in the most magical way, believing 1) we are worth it and 2) magical, magical things can happen in 2026 and beyond.      Visualization: Eyes of Wonder. In this visualization, borrow the eyes of your inner child as you review your life. Your inner child holds so much vast wisdom for you. They can see your blind spots, what you've taken for granted, and where you can PLAY even more. This visualization will guide you back into the magic of make believe, seeing the world as your sandbox again. Expect deeper clarity and the ability to see more possibilities! (Sunday, 12.21, as part of the Sunday Slumber Party)   90 MINUTE REPLAY: Blissed Out | Saturday, December 6th 11:30am-1pm       SUNDAY SLUMBER PARTIES     Sunday, December 7th: My Money Works for Me x Subconscious Spellwork   Sunday, December 14th: Holiday Spending x Inner Child Security   Sunday, December 21st: Spending Salve x Eyes of Wonder (NEW!) x Capricorn Season Intention Setting Ceremony   Sunday, December 28th: It's Okay to Want Money x Cord Cutting       BONUS: 12 Days of Magic. 12.1-12.12 Every day, unlock a gift of magic: a little prompt that you can easily do that day to feel MORE magic and MORE connected to your inner child.    Tapping Minis theme: ENJOYMENT & BLISS, RELEASING BLAH/DREAD 

El Índice de Fragilidad Financiera reveló que 44% de los consumidores en Puerto Rico están al borde del atraso o la quiebra.En este episodio explicamos qué está pasando, por qué tu dinero no rinde y qué puedes hacer desde hoy para protegerte.Hablamos de:

En este Medio Pocillo, Manuel y Suhailly comparten tres señales claras de que necesitas una estructura financiera antes de que termine el año. Si sientes que ganas bien pero tu dinero “desaparece”, vives esperando el próximo cheque o aún no tienes metas para el 2026, este Medio Pocillo es para ti. Aprende cómo una buena estructura puede darte claridad, control y verdadera libertad financiera.Únete a la comunidad con la oferta especial de Black Friday—primer enlace en las notas. Enlaces: CYBER MONDAY DEAL!!

En este episodio Manuel y Suhailly abren su corazón para compartir cómo han sido estos primeros cinco años desde que regresaron a Puerto Rico, después de más de una década viviendo en EE.UU. Un episodio íntimo, honesto y lleno de gratitud, donde hablan de todo. Este episodio es para ti si: ✨ Estás pensando regresar a Puerto Rico. ✨ Estás empezando un negocio (o soñando con uno). ✨ Quieres emprender en pareja. ✨ Te interesa conocer el detrás de cámaras de Café on a Budget. ✨ Necesitas un recordatorio de que no tienes que tenerlo todo resuelto para comenzar. Enlaces: CYBER MONDAY DEAL!!

This week's episode is one of those that genuinely came from a full-blown epiphany moment. I realized how often we wait for the world to "prove" something to us before we believe it - that we're talented, successful, loved, or on the right path - when really, we can only receive the proof when we are first In a space of internal certainty. But great news! Your brain literally can't tell the difference between something real and something vividly imagined, which means you can feed yourself the feeling of proof right now. When you believe first, and live as if it's already done..... that's when the world finally catches up and reflects it back to you.    Join us in the premier Dreamaway Membership for so many resources including 40+ Dreamaway-exclusive tapping sessions (90 minutes of deep-dive subconscious rewiring/EFT tapping), visualizations, 40+ tapping "Money Dates" (abundance programming), daily tapping videos, weekly energy readings, astrological updates, and so much more! https://haleyhoffmansmith.com/dreamaway   @dreamawaymembership on IG   Try a Taste of Dreamaway for FREE: https://www.haleyhoffmansmithprograms.com/offers/y5bMkDqb/checkout   Order my book, You Have the Magic:  https://youhavethemagic.com/  @haleyhoffmansmith on IG/TikTok

Las revoluciones tecnológicas siempre vienen acompañadas de miedo, resistencia y titulares apocalípticos… pero también de oportunidades gigantescas para quienes saben adaptarse.En el episodio 293 de Café on a Budget, te llevamos por un viaje histórico para demostrar que lo que estamos viviendo hoy con la inteligencia artificial no es nuevo. De hecho, se repite la historia una y otra vez.Si te encantó este viaje histórico, compártelo con tu corillo. Enlaces:

En este Medio Pocillo ponemos bajo la lupa la idea de una hipoteca a 50 años: qué significa, de dónde sale y, sobre todo, si realmente te conviene. Enlaces:

What if there was a formula for manifestation....and it's not just about "thinking positive" or working harder? In this special 11/11 episode, I break down the 4-part energetic recipe that creates quantum shifts: subconscious alignment, vibrational frequency, divine timing, and inspired action. You'll learn how to spot what's missing when something isn't manifesting, how to shift from hustle to magnetic pull, and how to work with your subconscious to turn your biggest dreams into inevitabilities. Plus: the annual "111 Wishes" ritual, why resistance halts momentum veryyyy conveniently (what up subconscious), and how to become a walking wish fulfilled. A must-listen for anyone ready to stop waiting and start receiving. Try a Taste of Dreamaway for FREE: https://www.haleyhoffmansmithprograms.com/offers/y5bMkDqb/checkout Join us in the premier Dreamaway Membership for so many resources including 40+ Dreamaway-exclusive tapping sessions (90 minutes of deep-dive subconscious rewiring/EFT tapping), visualizations, 40+ tapping "Money Dates" (abundance programming), daily tapping videos, weekly energy readings, astrological updates, and so much more! https://haleyhoffmansmith.com/dreamaway   @dreamawaymembership on IG   Order my book, You Have the Magic:  https://youhavethemagic.com/  @haleyhoffmansmith on IG/TikTok

Puede que hoy sientas que tu situación financiera no tiene remedio… pero créenos, todo problema de dinero tiene solución.En este episodio de Café on a Budget, Manuel y Suhailly hablan sobre el impacto emocional que tienen las crisis financieras en el hogar y como puedes mantener la calma en medio de la tormenta.Hablamos de:

Decimos que no tenemos tiempo para mirar nuestras finanzas, hacer un presupuesto o monitorear los gastos… pero sí tenemos tiempo para todo lo demás. En este Medio Pocillo, Manuel y Suhailly desmontan una de las excusas más comunes —y más costosas— cuando se trata del dinero: “no tengo tiempo.” Enlaces: Masterclass GRATIS: Finanzas en Tiempos de Inteligencia ArtificialSabado 22 de Noviembre 9:30AM (hora de Puerto Rico)Registrate aquí: https://www.cafeonabudget.com/ai ☕ ¿Listo/a para convertirte en la persona que maneja sus finanzas con poder? Separa tu llamada gratis de 15 minutos con nosotros y descubre tu próximo paso.https://calendly.com/coab/consulta-de-15-mins-con-coab Se de los primeros en enterarte de las clases que vienen en noviembre y diciembre en Cafe on a Budget, suscribete aquí: https://www.cafeonabudget.com/newsletter ☕7 SIMPLES PASOS PARA EL SALDO DE DEUDAS: Descarga nuestra guía gratis de saldo de deudas con los 7 pasos para saldar tus deudas de alto interés en 2 años o menos...https://www.cafeonabudget.com/deudas ❤️ GUÍA GRATIS: 5 Money Dates para conectar con tu pareja https://www.cafeonabudget.com/moneydate Síguenos en nuestras Redes Sociales:InstagramFacebookTikTokYouTube

Los millennials somos la generación más educada de la historia… y también la más endeudada. En este episodio, Manuel y Suhailly analizan por qué, a pesar de los títulos universitarios y la preparación académica, muchos siguen viviendo cheque a cheque.

¿Qué lleva a un jugador que gana más de 26 millones al año a arriesgarlo todo por $200,000?Manuel y Suhailly analizan el reciente escándalo de apuestas en la NBA y lo conectan con lo que realmente mueve nuestras decisiones de dinero: nuestra relación emocional con él.

FOOLPROOF FAITH... in other words, how to PERSIST 'in the end', or as if it's already happened, without needing proof. AHA moments inbound, thanks to a recent (humbling) realization and my deep dives on Neville Goddard's work! Join us in the premier Dreamaway Membership for so many resources including 40+ Dreamaway-exclusive tapping sessions (90 minutes of deep-dive subconscious rewiring/EFT tapping), visualizations, 40+ tapping "Money Dates" (abundance programming), daily tapping videos, weekly energy readings, astrological updates, and so much more! https://haleyhoffmansmith.com/dreamaway Dreamaway November 2025 - CERTAINTY: SELF CONCEPT Month 90 Minute Session: I AM Certain - Self-Image Certainty | Tuesday, 11/11 7-8:30pm ET In this powerful session, we'll be moving from seeking proof to embodying the identity of our ultimate self concept. This session will convince your brain that "you are already that which you want to be," as Neville Goddard would say, in a portal designed to dissolve every trace of doubt connected to the old story about your identity. You'll be led to reunite with who you REALLY are, and come to expect the world to reflect it back to you… because you must first be to yourself what you want to be to others. This is the paradigm shift, and the return home to who you've always been. Money Date: I Am Already Wealthy | Satuday, November 22nd, 3-4pm ET How does one FEEL wealthy? When we're stressed about money, bills, and the future, it can be so difficult to be in the energy of the WEALTH-wish fulfilled. This powerful money date is the internal shift you've been craving. You'll become aware of your vast abundance in consciousness first, clear fear and scarcity from the root via tapping, and experience a complete shift in your assumption about your wealth. Then, your external reality has no choice but to follow. Visualization: Euphoria Reps (Practice How GOOD It Can Feel) This visualization is your permission slip to rehearse joy, to train your body to normalize ecstasy, and to rewire your subconscious to expect things to go better than imagined. Build emotional familiarity with euphoria itself. INTRODUCING: THE SUNDAY SLUMBER PARTY SERIES Join us at 8pm ET every Sunday for a new version of energy readings…. Where WE'RE the spell casters for the week. We'll do a one hour tapping replay together, a related visualization, then do a rapid card pull for the week ahead. Sunday, November 2nd: Paid for What You Love Money Date x Manifestation Embodied Visualization Sunday, November 9th: Right on Time Bonus Session x Walk Yourself Home Visualization Sunday, November 16th: Future Self Wealth Identity Money Date x Main Character Energy Visualization Sunday, November 23rd: Lotto Winner Money Date x Euphoria Reps NEW Visualization x Sagittarius Intention Setting Ceremony Sunday, November 30th: Consistency Bonus Session x Electrified by Your Goals Visualization @dreamawaymembership on IG Try a Taste of Dreamaway for FREE: https://www.haleyhoffmansmithprograms.com/offers/y5bMkDqb/checkout Order my book, You Have the Magic: https://youhavethemagic.com/ @haleyhoffmansmith on IG/TikTok

Comprar un carro no debería sentirse como una trampa… pero para la mayoría de las personas, sí lo es. En este episodio de Café on a Budget, Manuel y Suhailly conversan con Carlos Torres, asesor de compradores de autos en Puerto Rico, quien a través de su plataforma Asesores PR, ayuda a las personas a ahorrar entre $5,000 y $15,000 en la compra de su vehículo — y a no caer en las tácticas de venta más comunes de los dealers. Hablamos de: 

Los números dicen una cosa, pero la realidad cuenta otra.Aunque muchas personas se sienten inseguras con la economía, el gasto con tarjetas de crédito sigue creciendo, y los bancos están más confiados que nunca.El mensaje es claro: el crédito no es progreso, es un préstamo contra tu futuro.Y mientras el consumidor sigue gastando, la economía se sostiene en la cuerda floja. Enlaces: ☕ ¿Listo/a para convertirte en la persona que maneja sus finanzas con poder? Separa tu llamada gratis de 15 minutos con nosotros y descubre tu próximo paso.https://calendly.com/coab/consulta-de-15-mins-con-coab ❤️ GUÍA GRATIS: 5 Money Dates para conectar con tu pareja https://www.cafeonabudget.com/moneydate ☕7 SIMPLES PASOS PARA EL SALDO DE DEUDAS: Descarga nuestra guía gratis de saldo de deudas con los 7 pasos para saldar tus deudas de alto interés en 2 años o menos...https://www.cafeonabudget.com/deudas Síguenos en nuestras Redes Sociales:InstagramFacebookTikTokYouTube

What if your reality isn't responding to what you want… but to who you believe yourself to be? In this episode, we're diving deep into the most life-altering concept in manifestation: your self-concept. Through the lens of my latest Neville Goddard research, I'm breaking down how your internal identity quietly scripts your entire external world....and how shifting your I am and your secret convictions about yourself will change everything you experience. We talk detachment, proof vs. knowing, and why the version of you who already has it isn't “out there”..... that version of you already inside of you, waiting to be remembered and activated. Expect goosebumps, aha moments, and a whole new level of confidence in who you already are. SIGN UP FOR POTIONS by October 29th, 2025: https://www.universe.com/events/potions-energetic-elixirs-for-the-subconscious-tickets-JBWNKF Join us in the premier Dreamaway Membership for so many resources including 40+ Dreamaway-exclusive tapping sessions (90 minutes of deep-dive subconscious rewiring/EFT tapping), visualizations, 40+ tapping "Money Dates" (abundance programming), daily tapping videos, weekly energy readings, astrological updates, and so much more! https://haleyhoffmansmith.com/dreamaway @dreamawaymembership on IG Dreamaway November 2025 CERTAINTY: SELF CONCEPT Month  90 Minute Session: I AM Certain - Self-Image Certainty | Tuesday, 11/11 7-8:30pm ET  In this powerful session, we'll be moving from seeking proof to embodying the identity of our ultimate self concept. This session will convince your brain that “you are already that which you want to be,” as Neville Goddard would say, in a portal designed to dissolve every trace of doubt connected to the old story about your identity. You'll be led to reunite with who you REALLY are, and come to expect the world to reflect it back to you… because you must first be to yourself what you want to be to others. This is the paradigm shift, and the return home to who you've always been.   Money Date: I Am Already Wealthy | Satuday, November 22nd, 3-4pm ET How does one FEEL wealthy? When we're stressed about money, bills, and the future, it can be so difficult to be in the energy of the WEALTH-wish fulfilled. This powerful money date is the internal shift you've been craving. You'll become aware of your vast abundance in consciousness first, clear fear and scarcity from the root via tapping, and experience a complete shift in your assumption about your wealth. Then, your external reality has no choice but to follow.   Visualization: Euphoria Reps (Practice How GOOD It Can Feel)  This visualization is your permission slip to rehearse joy, to train your body to normalize ecstasy, and to rewire your subconscious to expect things to go better than imagined. Build emotional familiarity with euphoria itself.   MAKEOVER #1: THE SUNDAY ENERGY READINGS. INTRODUCING: THE SUNDAY SLUMBER PARTY SERIES Join us at 8pm ET every Sunday for a new version of energy readings…. Where WE'RE the spell casters for the week. We'll do a one hour tapping replay together, a related visualization, then do a rapid card pull for the week ahead.    Sunday, November 2nd: Paid for What You Love Money Date x Manifestation Embodied Visualization   Sunday, November 9th: Right on Time Bonus Session x Walk Yourself Home Visualization    Sunday, November 16th: Future Self Wealth Identity Money Date x Main Character Energy Visualization   Sunday, November 23rd: Lotto Winner Money Date x Euphoria Reps NEW Visualization x Sagittarius Intention Setting Ceremony    Sunday, November 30th: Consistency Bonus Session x Electrified by Your Goals Visualization   MAKEOVER #2: Minis Magic In lieu of group coaching, let's do a little something for everyone. Fill in THIS form with a request for a tapping series. The cows will review the results and sense the overarching themes, and create a themed set of four minis for the vault.   90 Min Replay: it's Already Happened: Saturday, November 8th 11am-12:30pm ET

Money and marriage—two things God designed to bless us, but they can also be two of the greatest sources of stress. What if we turned financial conflict into connection?Dr. Shane Enete joins us today to share six creative ways couples can build stronger relationships by having intentional financial conversations—what he calls “money dates.”Dr. Shane Enete is an Associate Professor of Finance at Biola University and founded the Biola Center for Financial Planning. He is also the author of the book Whole Heart Finances: A Jesus-Centered Guide to Managing Your Money with Joy.Why You Need to Talk About Money—IntentionallyMany couples avoid conversations about money out of fear. A study of 2,000 couples found that half of them were uncomfortable discussing money because they worried it would lead to conflict. The irony is that by avoiding those talks, the conflict only deepens.On average, couples argue about money 58 times a year. But what if, instead of waiting for issues to flare up, you set aside regular time to talk about your finances together—proactively and prayerfully?That's the heart behind the idea of money dates. You might have to rip off the bandage at first, but we want to help couples make these conversations not just necessary—but enjoyable.Turning Financial Talks Into DatesThese aren't meant for finger-pointing but for course correction—a time to realign your financial goals with your values.But also, why not make it a date? Dating can be a lot of fun if you're intentional. So why not combine something enjoyable with something that's often uncomfortable? When you connect in a fun environment, even money talk becomes more meaningful.The key is consistency. Whether it's over dinner, coffee, or a quiet walk, having a regular rhythm of financial connection helps you stay on the same page as a couple—and deepens your trust.Money Date #1: Share Your Money StoryEvery person brings a financial backstory into marriage—habits, fears, and attitudes shaped by family and early experiences.Think of it as your money autobiography. Reflect on what you learned about money growing up, what messages you received from your parents, and how those experiences influence your decisions today.Take your spouse out for dinner and share those stories. You'll gain empathy and understanding for each other's perspectives. When you know your partner's money story, their spending or saving habits make a lot more sense.Try this: Ask each other, “What's your earliest memory of money?” The answers may surprise you—and bring you closer.Money Date #2: Give TogetherGenerosity is one of the most unifying acts a couple can experience. Here are a few ways to make generosity a shared journey:Set a giving goal. Track your progress as a family and celebrate milestones together.Join a giving circle. Partner with friends or your small group to pool resources for a cause you all care about.Create a stretch goal. As your income grows, commit to increasing your giving percentage over time.These conversations shift the focus from money as a source of stress to money as a means of Kingdom impact.Money Date #3: Cook the BooksThis one's both literal and figurative! Instead of going out, stay home and cook a meal together—or grab takeout for a picnic. Use the relaxed environment to talk about your budget rhythm:Who tracks expenses?What budgeting tools or apps will you use?How often will you review spending?The FaithFi app can help simplify this process. It lets couples track giving, spending, and saving all in one place—while keeping biblical wisdom at the center.Money Date #4: Check Your Credit (at the Spa!)Debt can carry emotional weight, so create a peaceful setting for this conversation. A spa day is perfect. It's relaxing—and you can often find affordable day passes.While you unwind, discuss:How much debt do you currently carry?How did your family handle debt growing up?What boundaries would you like to establish regarding credit use?This isn't about blame. It's about caring for each other and agreeing on a plan that both of you believe in.Money Date #5: Number Your DaysThis one takes its inspiration from Psalm 90:12: “Teach us to number our days, that we may gain a heart of wisdom.”Couples should view estate planning as an act of love. When you prepare a will, name a guardian, or establish a power of attorney, you're doing something deeply selfless—caring for others even after you're gone.Spend a date identifying:Who will serve as executor or guardian for your children?How do you want your assets used to bless others?What legacy of faith and generosity do you want to leave behind?Growing Together Through Financial StewardshipMoney dates are about far more than numbers. They're about connection, empathy, and shared purpose. When couples talk about money in ways that honor God and each other, they grow in wisdom—and unity.When you come together around money with openness and grace, you draw closer not just to each other, but to the heart of God.———————————————————————————————————————Dr. Enete's full article, “Six Great Money Dates,” appears in the latest issue of Faithful Steward magazine—available to all FaithFi Partners.When you become a FaithFi Partner with a monthly gift of $35 (or $400 annually), you'll receive Faithful Steward magazine and other exclusive resources to help you grow as a faithful steward. Visit FaithFi.com/Partner to learn more.On Today's Program, Rob Answers Listener Questions:I'm a single mom, 31 years old, raising my 5-year-old son without any child support. I've managed to save about $42,000 in a separate account, but now I'd like to start investing that money for his future. I want something safe and low-risk—something that will be there for him when he needs it. What would you recommend?My 27-year-old daughter has a traditional 401(k) from her previous job here in the U.S., but she's now working overseas. She's planning to roll her 401(k) into an IRA with Fidelity. Since she's still young and making this move, would this be a good time to consider one of those backdoor Roth conversions you've discussed before?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Money and marriage: while God designed these two things to bless us, they can also be two of the greatest sources of stress. What if we turned financial conflict into connection? On the next Faith & Finance Live, Dr. Shane Enete joins Rob West to share six creative ways couples can build stronger relationships by having intentional financial conversations—what he calls “money dates.” Then, it’s on to your calls. That’s Faith & Finance Live—biblical wisdom for your financial decisions. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.

A los 30, muchos sienten la presión de tenerlo “todo resuelto”: casa, ahorros, inversiones y estabilidad. Pero la verdad es que, en el mundo real, las cosas pueden ser muy diferentes.En este episodio, Manuel y Suhailly te cuentan los verdaderos hitos que deberías alcanzar a tus 30 años (y algunos que puedes soltar sin culpa). Hablamos de cómo construir una base sólida, por qué compararte con otros puede ser tóxico, y cómo prepararte para un futuro económico que cambia más rápido que nunca. Enlaces: ☕ ¿Listo/a para convertirte en la persona que maneja sus finanzas con poder? Separa tu llamada gratis de 15 minutos con nosotros y descubre tu próximo paso.https://calendly.com/coab/consulta-de-15-mins-con-coab ❤️ GUÍA GRATIS: 5 Money Dates para conectar con tu pareja https://www.cafeonabudget.com/moneydate ☕7 SIMPLES PASOS PARA EL SALDO DE DEUDAS: Descarga nuestra guía gratis de saldo de deudas con los 7 pasos para saldar tus deudas de alto interés en 2 años o menos...https://www.cafeonabudget.com/deudas Síguenos en nuestras Redes Sociales:InstagramFacebookTikTokYouTube

En este Medio Pocillo, Manuel y Suhailly analizan lo que pocos se atreven a decir: estamos viviendo una recesión, aunque los titulares digan lo contrario.Desde los aumentos inexplicables en las facturas de LUMA hasta los despidos masivos en Estados Unidos y el impacto de la inteligencia artificial en el mercado laboral, la conversación revela cómo el costo de vida continúa subiendo mientras la clase media desaparece..Si sientes que todo está más caro, que el dinero no rinde y que el futuro laboral se vuelve incierto, este episodio te ayudará a entender qué está pasando y qué pasos tomar para no quedarte atrás. Enlaces: ☕ ¿Listo/a para convertirte en la persona que maneja sus finanzas con poder? Separa tu llamada gratis de 15 minutos con nosotros y descubre tu próximo paso.https://calendly.com/coab/consulta-de-15-mins-con-coab ❤️ GUÍA GRATIS: 5 Money Dates para conectar con tu pareja https://www.cafeonabudget.com/moneydate ☕7 SIMPLES PASOS PARA EL SALDO DE DEUDAS: Descarga nuestra guía gratis de saldo de deudas con los 7 pasos para saldar tus deudas de alto interés en 2 años o menos...https://www.cafeonabudget.com/deudas Síguenos en nuestras Redes Sociales:InstagramFacebookTikTokYouTube

I shifted some BIG things this last week and stepped onto a 'golden timeline'...and it was actually so much easier than I thought. Here's your guide to having the most magical week ever, starting with your micro choices! Can't wait to hear how things shift as you apply this! Get the Unlock Your Inner Magic replay for only $55 through 10/16/25 at 11:59pm EST - https://www.haleyhoffmansmithprograms.com/offers/xjSPQR6z/checkout?coupon_code=SHIFTS FREE Sparkle Up Your Manifesting Magic visualization: https://www.haleyhoffmansmithprograms.com/manifestingmagic   Join us in the premier Dreamaway Membership for so many resources including 40+ Dreamaway-exclusive tapping sessions (90 minutes of deep-dive subconscious rewiring/EFT tapping), visualizations, 40+ tapping "Money Dates" (abundance programming), daily tapping videos, weekly energy readings, astrological updates, and so much more! https://haleyhoffmansmith.com/dreamaway   @dreamawaymembership on IG   Try a Taste of Dreamaway for FREE: https://www.haleyhoffmansmithprograms.com/offers/y5bMkDqb/checkout   Order my book, You Have the Magic:  https://youhavethemagic.com/  @haleyhoffmansmith on IG/TikTok

We LOVE some good subconscious rewiring work... but in this episode, we're taking it from a totally new perspective. Your subconscious mind doesn't see your limiting beliefs & programming as "good" or "bad".... it's neutral. It simply believes whatever story it's been told the most. Which means it's time to start treating your subconscious like your BFF instead of your frenemy, because it responds to YOU and all of your reprogramming efforts! Which, as we know, contributes to that massive shift in 95% of our reality. I'm sharing exactly how I reprogrammed my subconscious over the past two months, including the subtle shifts, the daily rituals, and the aha moments that led to one of my favorite quantum leaps yet. Includes:

A very special ep. - just wanted to hang out with you guys on this special day and chat/reflect on the journey that led me to today and a lot of behind the scenes stories etc. :)   Led Me To You out tn at midnight!!    Join us in the premier Dreamaway Membership for so many resources including 40+ Dreamaway-exclusive tapping sessions (90 minutes of deep-dive subconscious rewiring/EFT tapping), visualizations, 40+ tapping "Money Dates" (abundance programming), daily tapping videos, weekly energy readings, astrological updates, and so much more! https://haleyhoffmansmith.com/dreamaway   @dreamawaymembership on IG   Try a Taste of Dreamaway for FREE: https://www.haleyhoffmansmithprograms.com/offers/y5bMkDqb/checkout   Order my book, You Have the Magic:  https://youhavethemagic.com/ @haleyhoffmansmith on IG/TikTok