The Jon Sanchez Show

Today on the Jon Sanchez Show at 3pm, we'll be joined by Dr. Dennis Sanchez, the AI Doctor.  Today, we'll discuss how OpenAI vows to certify 10 million Americans in AI by 2030 and how Wal-Mart plans to train all 1.6 million of its American staff in AI and how this could redefine how people enter the workforce-especially those without a traditional college degree.

Roth IRAs can offer substantial benefits.  Tax deferred growth, tax free withdrawals and no Required Minimum Distributions.  But if you are single and your Modified Adjusted Income is greater than $150,000 or your joint income exceeds $236,000, you are not eligible for a Roth contribution.  However, there is a work around and it's called the Backdoor Roth.  We'll explain how it works, the benefits and the rules, this afternoon on the Jon Sanchez Show at 3pm.

Mortgage rates fell this week to their lowest level in nearly a year due to widespread expectations that the Federal Reserve will cut rates next week.  The average 30-year fixed mortgage rate fell to 6.35%. That's the lowest level since October.  But there is still one major problem with the housing market and we'll let you know what it is, today on the Jon Sanchez Show at 3pm.

One of the many questions we help our clients answer when we are planning for their retirement is the following….Should I keep my home once I retire or should I cash out, invest the proceeds and enjoy a simple life of being a renter?  If this question has crossed your mind, you are not alone.  Many current and future retirees are considering this.  But what are the pros and cons?  We'll let you know, this afternoon on the Jon Sanchez Show at 3pm.For more information or questions on today's topic, please visit sanchezgaunt.com and schedule an appointment with our team.

Have you hit the big 5-0 and realized your retirement savings account is looking a little… light? Don't panic. Today on The Jon Sanchez Show at 3pm, we'll walk you through the smart moves you can make right now to get back on track, build financial security, and make sure your golden years are everything you want them to be.

As usual, it was a week full of surprises.  From the near conclusion of earnings season, the market's reaction on Tuesday to the lower courts ruling on tariffs then, today's Non Farm Payroll report.  We'll recap the week on Wall Street and let you know our opinion on what the market is telling, this afternoon on the Jon Sanchez Show at 3pm.

Just a few years ago, home buyers were elbowing their way through crowded open houses, inspections were being waived, and sellers chose buyers based upon a letter and of course the best offer.  Today, buyers are taking their time and haggling over prices, they want contingencies and more importantly, they are backing out of deals.  How does the process work if you decide not to move forward with your offer?  We'll let you know, today on the Jon Sanchez Show at 3pm.

Living the American Dream now costs just over $5 million.  That's the lifetime household price tag Investopedia calculated for eight pillars of classic American middle class aspirations, from homeownership and retirement, to weddings, kids, new cars and even your best friend….your dog.  So how can you afford this?  We'll let you know, this afternoon on the Jon Sanchez Show at 3pm.

Here's a thought….could tariffs, or lack thereof, send mortgage rates soaring?  That is the concern as this morning.  As you heard on this show Friday, a federal appeals court Friday afternoon, ruled that most of President Trump's global tariffs are illegal.  Today, we watched U.S. as well as global bond yields surge and mortgage rates move higher.  Why?   We'll share with you the details, today on the Jon Sanchez Show at 3pm.

Wall Street hit fresh record highs this week, fueled by better than expected GDP and Fed Signals with a possible interest rate cut in September. Tech stocks surged and inflation remains a bit sticky and a challenge. We're gonna break it all down for you this afternoon on thr Jon Sanchez Show as recap the week on Wall Street today at 3.

One of the most common ways to create wealth is by starting a business.  You've heard me say many times that I truly believe it has never been easier to start a business than right now, thanks to AI.  This afternoon on the Jon Sanchez Show at 3pm, we'll be joined by Dr. Dennis Sanchez, the AI Doctor, who will share with us 5 powerful ways you can use Microsoft 365 CoPilot to quickly and effectively launch a business.

During his speech on Jackson Hole this morning, Fed Chair Jerome Powell opened the door to a September Rate Cut, stirring in major market rallies as traders ramp up the odds to nearly 90%. What did Chairmen Powell say and what does it mean for you? We'll break down the takeaways from Labor Market concerns to inflation signals and what might be next for intrest rates.

Imagine dedicating decades to your career, only to face an unexpected layoff in your 50s or 60s. This is much more devastating vs a layoff earlier in your career.  What challenges do older workers face, and how can they protect their financial future? Today on The Jon Sanchez Show at 3pm, we'll explore the emotional, financial, and retirement planning hurdles of being laid off later in life—and the strategies to overcome them

Today on The Jon Sanchez Show we're going to help you answer the following question if you are looking to buy a primary or a rental.  Should I buy now and refi later, or should I  wait it out? We'll weigh payments, inventory, and negotiating power with broker Cory Edge and mortgage pro Dwight Millard. Plus: buydowns, credits, and the smartest contract terms in today's market, all at 3pm!”

In early 2023 the CEO of IgniteTech laid off nearly 80% of his staff because they refused to adapt AI fast enough.  Two years later, he says he would do it again.  Could this happen to you in your company?  Today on the Jon Sanchez Show at 3pm, we'll be joined by Dr. Dennis Sanchez, The AI Doctor, to discuss how and why you should adapt AI when asked by your employer.

Wall Street heads into the weekend near record highs—thanks to a big bet from Warren Buffett, Fed-rate cut hopes, and big swings in healthcare and chips. We've got everything from retail data to tariff news and who's leading—and lagging—the charge, today on the Jon Sanchez Show at 3pm.

Two very positive things have happened over the last 48 hours in the world of real estate.  One, mortgage applications surged 10.9% for the week ending August 9th.  Secondly, mortgage rates as of Thursday morning are at a 52 week low.  So, sellers, it may be time to list and negotiate.  Buyers…..get that pre-approval letter.  Today on the Jon Sanchez Show at 3pm, we'll make our case as to why the time is now to sell and/or buy.

Despite all-time highs across the S&P 500 and Nasdaq — and markets betting on Federal Reserve rate cuts — the truth beneath the surface isn't all sunshine. Today on The Jon Sanchez Show at 3pm, we'll expose the cracks in the calm-looking market, uncover the risks lurking behind record numbers, and point you to the real opportunities.

Your home isn't just where you live—it could also be your ticket to extra income! Today on The Jon Sanchez Show at 3pm, we'll explore creative, practical, and even potentially tax-smart ways to turn your primary residence into a money-making machine. From adding an ADU to renting on Airbnb, we'll cover strategies that could put money in your pocket every month—without selling your home!

Today on the Jon Sanchez Show at 3pm, I'll be joined by Dr. Dennis Sanchez for our weekly AIdiscussion. Today, we will be talking about the big announcement last week in the world ofAI...the new version of ChatGPT-5. We'll let you know what it can do for you, your businessand your life.

It was a week of highs, pauses, and pivots on Wall Street! From earnings surprises to interest rate whispers, the markets gave us plenty to unpack. Join us this afternoon for the Jon Sanchez Show at 3pm  as we break down the winners, the laggards, and what it all means for your money. 

Today on the Jon Sanchez Show at 3pm, we're diving into the July real estate report for Northern Nevada. Prices, inventory, interest rates, and what it all means for buyers and sellers heading into the fall. If you're thinking about making a move, don't miss this market update!

What separates the wealthy from everyone else? It's not luck—it's how they think. Today on The Jon Sanchez Show at 3pm, we'll reveal the powerful habits, beliefs, and decisions that self-made millionaires live by—and how you can apply them starting right now. This is a mindset shift you don't want to miss!

Could the American Dream lie outside the US? A number of homebuyers are looking beyond our borders not just for a retirement home or investment, but for an actual place to live. Coming up the Jon Sanchez Show at 3pm, we'll tell you why parts of the Carribean are suddenly a hot new real estate market...for middle class Americans.

What do you hire a 22-year-old college graduate for these days?  For a growing number of bosses, the answer is not much—AI can do the work instead.  So, if you are a young person entering the workforce or someone with a few grey hairs who is transitioning to another career, your new competitor is AI.  Today on the Jon Sanchez Show at 3pm, we'll be joined by Dr. Dennis Sanchez to advise on how to make AI your friend and not your foe.

It's been a wild ride this past week with jobs, tariffs, trade and interest rates dominating the news. Coming up on the Jon Sanchez Show, we'll help you digest today's job report and make sense of all the headlines from the week that was when it comes to your money. Plus, does the weak jobs report mean a rate cut is near? The week in review and more today at 3pm.

Condo sellers haven't faced a market this weak in more than a decade. Prices are down, supply is up and sellers often feel lucky to get an offer.  In several parts of the country, prospective buyers hold most of the cards. Sellers are eager to unload condominiums.  If you're a condo buyer, you hold the cards and we'll tell you why, this afternoon on the Jon Sanchez Show at 3pm.

All eyes are on the Fed today—will they hold steady, hike, or hint at cuts ahead? The markets on edge, and your portfolio could be too. Join us this afternoon as we break down the decision, the market reaction, and what it means for your money—right here on The Jon Sanchez Show at 3pm!"

Are you sitting on a gold mine and don't even know it? Today on The Jon Sanchez Show, we're going to unlock the secrets of building long-term wealth through real estate — whether you're a first-time buyer, a seasoned investor, or planning your retirement income. From cash flow to tax advantages, appreciation to leverage — real estate remains one of the most powerful tools for wealth creation. Let's dive in at 3pm!"

This afternoon on the Jon Sanchez at 3pm, we'll recap the volatile day and once again, look ahead to the incredibly busy week ahead.  Then, we'll be joined by Dr. Dennis Sanchez aka the AI Doctor to discuss a very important topic….Are you on the positive side of AI?  Meaning, are you being AI reactive in your personal and business life or are you being proactive?  Hopefully, it is the latter!

It's been a wild week on Wall Street with interest rates, trade pacts, home sales and a Presidential visit to the fed all playing a role in what the markets did. Coming up on The Jon Sanchez Show at 3pm, we'll make sense of everything that happened and impacted your money as well as a  look ahead to next week and the very important Fed meeting.

New figures from home sales data show the Western Region of the country was down more than 14% year over year.  Coming up on the Jon Sanchez Show at 3pm, the boys and I will be joined by a very special guest, Richard Lace of Lace Appraisals to help us break down the dismal numbers and explain, especially when compared to the Midwest and South, why we were down so much.

Jimmy Buffet created a $275 million estate before he passed away in 2023.  Two days ago, his wife who is a co-trustee of his estate and the other co-trustee, his business manager, have now sued each other, something I am sure Jimmy Buffet would be furious about.  You see, he thoughtfully created his living trust but he made one major mistake.  I'll tell you what it is, so you don't do the same thing, today on the Jon Sanchez Show at 3pm.

A new report from Realtor.com says that the people between the ages of 60-80 now control an astounding $19 trillion or nearly 40% in housing wealth.  But guess what?  Gen Xers own $14 trillion, millennials $9.9 trillion and Gen Zer's only $4.38 trillion.  But will they share the wealth and free up some inventory? We'll let you know the answer, today on the Jon Sanchez Show at 3pm.

Your company's CEO is literally comparison shopping right now.  You cost your company thousands of dollars in salary plus benefits, you want vacation days and you have anopinion.  AI costs less than a coffee budget and never complains.  Jobs are being slashed due to AI and you need to ask if you are next.  This afternoon on the Jon Sanchez Show at 3pm, we'll be joined by an AI expert, my brother Dr. Dennis Sanchez to discuss an AI Survival Guide.

It's been a crazy week on Wall Street….fom earnings shocks and inflation data swings to more Fed jawboning, Trump's threats and a market looking for direction. I'll break down what moved the markets, which sectors shined, and which ones stumbled. Plus, we'll talk about what this week's action means for your money heading into next week. Tune in at 3pm—I'll help you cut through the noise and make sense of it all… only on The Jon Sanchez Show!

Are they just giving up? A new report appears to show home sellers are sick of having to lower the price of their house over and over again and are just pulling out of the market. Is that happening here? Also, today's NAHB data shows homebuilders are slashing prices.  Coming up on the Jon Sanchez Show at 3pm, we'll see if this is a trend, and what you can do if your home is not selling at the price you want.

He won't fire him, yet. but President Trump didn't hold back on how he felt on Fed Chair Jerome Powell's job performance. Coming up on the Jon Sanchez Show at 3pm, what the consequences of firing Powell could be, and why won't Powell just lower the interest rate like the President wants?

One very prominent American economist is NOT very bullish on housing right now. In fact, he says the market for homes is in such dire straits, he's offering a "red flare" warning that it could soon impact the rest of the American economy, and not in a good way. Coming up on the Jon Sanchez Show at 3pm today, we'll ask the experts, Cory and Dwight, if they agree?

After decades of hard work, building wealth, raising families, and chasing dreams, the next chapter awaits. But here's the truth: retirement isn't just a date on a calendar—it's a strategy. This afternoon on the Jon Sanchez Show at 3pm, I'll review 9 essential steps to retire with confidence, clarity, and purpose—so you don't just stop working… you start living.”

Jon walks you through how the latest round of tariffs and the passage of President Trump's major tax bill affect you and your business.

How did the local housing market shape up in June? Jon and Cory Edge with Edge Realty recap it all for you.

Planning for your retirement? Maybe you've already started the process. Either way, Jason Gaunt says you'll need to follow these pivotal steps for a smooth transition.

Are you tired of dealing with constantly renting homes and apartments? Join Jon and Dwight Millard as they give you seven ways you can go from renter to homeowner, and what to look out for when applying for a mortgage.

Jon and Jason Gaunt talk about the inverse affect on the stock market brought on by "One Big Beautiful Bill" passage.