The Jon Sanchez Show

The conversation explores the transformative impact of artificial intelligence on the real estate and banking sectors. It discusses how AI is reshaping property searches, mortgage approvals, and the overall buying and selling process. The hosts also delve into recent market reactions to banking fraud cases and the implications for regional banks. They highlight the importance of understanding loan issues and the role of AI in detecting fraud and customizing loan options. The discussion concludes with predictions about the future of AI in lending and real estate transactions.Chapters00:00 Introduction to the AI Impact on Real Estate02:27 Market Reactions and Banking Sector Concerns05:23 Understanding Private Credit Markets08:34 The Cockroach Theory in Financial Markets11:03 Exploring Distressed Assets and Bank Risks13:37 The Role of First Priority Liens15:56 The Consequences of Fraud in Lending18:46 Wrap-Up and Future Implications27:07 Weekend Plans and Family Activities29:38 Current Events and Social Issues30:33 Market Trends and Economic Insights34:07 AI's Impact on Real Estate41:31 The Future of Lending and AI Technology

In this episode, Jon G. Sanchez and Jason Gaunt review the latest market activity and explore the ongoing confusion around market trends. The conversation focuses on why asset protection has become a crucial component of sound financial planning. Jon and Jason outline key strategies involving trusts, LLCs, beneficiary designations, and the homestead exemption—explaining how each can play a role in helping individuals reduce exposure to lawsuits and financial risks.Listeners will gain valuable insight into practical ways to organize their financial structures, protect accumulated wealth, and prepare for changing market conditions. Whether you're evaluating your current estate plan or exploring retirement planning options, this discussion offers a timely look at wealth management in Reno and beyond.Chapters00:00 Navigating the Corporate Meeting Landscape00:56 Market Sentiment and Economic Indicators05:09 The Importance of Asset Protection14:08 Market Movements and Sector Performance21:47 Shrinking Attention Spans in Media Consumption24:18 Asset Protection Strategies for Families29:44 Understanding Revocable Trusts32:42 The Importance of Proper Titling and Beneficiary Designation34:35 Exploring the Homestead Exemption41:11 The Role of Umbrella Insurance

The conversation explores the transformative impact of artificial intelligence (AI) on the real estate industry, focusing on its applications in property search, pricing, and mortgage approvals. The hosts discuss the evolution of AI in real estate, the rise of data centers, and the implications for buyers, sellers, and lenders. They also touch on the stock market's response to AI advancements and the future of housing in a technology-driven world.Chapters00:00 Introduction to AI in Real Estate01:54 The Evolution of AI in Real Estate04:51 Data Centers and Their Impact on Real Estate07:45 Infrastructure Needs for Data Centers10:37 Market Reactions and Economic Implications10:39 AI's Role in Shaping Future Real Estate Trends18:21 The Role of AI in Real Estate20:57 AI-Powered Property Searches27:07 Mortgage Pre-Approval Revolution30:16 Future of Mortgage Funding

In this episode, Jason Gaunt, Jon Sanchez, Bailey Sanchez and Dr. Dennis Sanchez discuss the current state of the market, the impact of government layoffs, and the rise of solopreneurs leveraging AI. They explore the traits of successful solopreneurs, effective marketing strategies, and the importance of community building and continuous learning in today's business landscape.Chapters00:00 Introduction and Market Overview02:20 The Impact of Government Layoffs05:10 Market Reactions and Economic Indicators07:52 The Role of AI in Business10:42 Traits of Successful Solopreneurs13:19 Personal Stories and Experiences13:55 Conclusion and Future Insights18:57 Traits of Successful AI Solopreneurs: Focus and Niche21:46 Speed and Acuity: The Importance of Quick Decision Making24:41 Leveraging SEO and SEM for Business Growth26:15 Guerrilla Marketing: Cost-Effective Strategies for Success29:31 Sales Mentality: Automating Revenue Generation33:01 Commitment to Continuous Learning: The Key to Success

In this episode, Jon Sanchez and Jason Gaunt discuss the recent downturn in the stock market, driven by geopolitical tensions, particularly with China, and the implications of new tariffs. They analyze investor sentiment, the impact of AI valuations, and the upcoming earnings season, providing insights on how to manage portfolios in a volatile market environment.Chapters 00:00 Market Overview and Initial Reactions02:07 Impact of Tariffs on Market Dynamics04:56 Concerns Over AI Valuations and Bankruptcies07:33 Rare Earth Minerals and Their Significance10:08 Presidential Announcements and Market Responses10:52 Government Layoffs and Market Implications11:45 Understanding Beta and Portfolio Management19:16 Defensive Strategies in a Volatile Market20:31 Government Shutdown and Its Economic Impact26:26 Political Games and Economic Consequences30:23 Earnings Season: A Potential Market Stabilizer

The largest wealth transfer in U.S. history is underway, with trillions of dollars in property expected to shift from one generation to the next.In this episode of The Jon Sanchez Show, Jon, Cory Edge (Edge Realty) and Dwight Millard (Highlands Mortgage) explore what really happens when you inherit a home—and the critical financial, tax, and emotional decisions that follow.They outline the key factors to consider before deciding whether to sell, keep, or rent an inherited property, including how each choice may affect your overall financial plan.The conversation also highlights estate considerations, potential market impacts, and how inheritance fits into long-term wealth management in Reno and beyond.

In this episode, Jon Sanchez and Jason Gaunt of Sanchez Gaunt Capital Management (Reno, Nevada wealth managers) explore the unique challenges and opportunities of solo retirement.Whether due to divorce, the loss of a loved one, or personal choice, retiring alone presents distinct financial, emotional, and lifestyle considerations. Watch this episode as they discuss strategies to build a strong, independent, and joyful retirement without a partner by your side.Key Takeaways:Understand the financial vulnerabilities of solo retirement and how to mitigate them.Learn the importance of creating a detailed cash flow plan and building multiple income streams.Discover the emotional resilience needed to thrive in solo retirement and how to maintain social connections.Explore the significance of estate planning and having a trusted network for decision-making.Gain insights into managing healthcare costs and planning for long-term care.

On today's episode of The Jon Sanchez Show, Jon is joined by guest hosts Cory Edge of Edge Realty and Dwight Millard of Highlands Mortgage to explore what happens when you inherit a home.With the largest wealth transfer in history underway, trillions of dollars in real estate are expected to move from one generation to the next over the coming decade. Together, Jon, Cory, and Dwight discuss the key financial, tax, and emotional considerations that come with inheriting property. Should you keep it, sell it, or rent it?The trio examines the pros and cons of each option, along with how these choices fit into broader wealth management Reno strategies, including real estate planning, mortgage decisions, and long-term retirement planning.

In this episode of The Jon Sanchez Show, Jon, Jason Gaunt and Dr. Dennis Sanchez examine how artificial intelligence is reshaping entrepreneurship and what it takes to thrive in this new era.They discuss key characteristics of successful AI entrepreneurs—including adaptability, risk tolerance, and a growth mindset—and how these traits influence decision-making in rapidly changing markets.The conversation also reviews the recent OpenAI–AMD partnership and its implications for data center innovation, scalability, and the expanding world of solopreneurship. Whether you're an investor, business owner, or professional exploring AI-driven opportunities, this discussion offers timely insights into technology's evolving role in modern business strategy.

In this episode, Jon Sanchez and Jason Gaunt discuss the current state of the stock market, focusing on the impact of government shutdowns, market valuations, and emerging technologies like quantum computing and rare earths. They analyze market sentiment, the potential for a market drawdown, and the importance of having an exit strategy in a frothy market. The conversation also touches on sector performance and the outlook for upcoming economic data and earnings reports.

In this episode of The Jon Sanchez Show, the team reviews the current economic climate with a focus on how the government shutdown has influenced market performance and investor sentiment. The discussion highlights key labor market data and what it may signal for broader economic conditions. Beyond the headlines, the conversation explores creative real estate investment strategies and alternative cash flow opportunities—including billboards, solar energy leases, and data centers—as potential ways to diversify. The episode also examines updates in credit scoring, emerging real estate technology, and how innovation continues to shape long-term decision-making for investors.

The U.S. government has officially entered a shutdown, raising concerns for many Americans. On this episode of The Jon Sanchez Show, Jon Sanchez and Jason Gaunt review what this development could mean for federal employees, essential services, and the broader economy. They discuss how the stock market has historically responded to past shutdowns, outlines potential effects on personal finances, and examines what investors in Reno and beyond should be aware of when it comes to wealth management Reno, retirement planning, and portfolio considerations.

In this episode of The Jon Sanchez Show, we review the potential U.S. government shutdown and what it could mean for markets, economic reports, and real estate transactions. With the Non-Farm Payroll Report at risk of delay, Jon discusses the uncertainty this creates for investors and how real estate activity may be disrupted in the near term.

In this episode of The Jon Sanchez Show, Jon reviews current market activity before shifting focus to one of today's fastest-growing trends: solopreneurship. Millions of people are stepping into business ownership without payroll or employees—relying instead on technology to build income streams and grow personal wealth. Jon is joined by Dennis Sanchez, “The AI Doctor,” to examine how artificial intelligence is changing the way solopreneurs launch side hustles, scale full-time ventures, and manage their financial goals. The conversation highlights opportunities, risks, and the long-term considerations for individuals navigating this new business landscape.

Despite some mid-week volatility, Wall Street closed out with resilience. Inflation came in on target, jobs remain steady, and investors are looking ahead to next week's big data. The downside was a bit of a cool off in the AI space.  This afternoon on the Jon Sanchez Show at 3pm, we'll highlight the winners, the risks, and what could set the tone for October.

There's an old saying that goes like this……if your marriage can survive a home remodel, it can survive ANYTHING.  As mortgage rates fail to fall after last week's rate cut, many of you may be thinking about just staying put, yet you want a change.  How about a home remodel?  This afternoon on the Jon Sanchez Show at 3pm, we'll highlight 7 things you should consider so that your marriage can survive a home remodel.

One of the biggest retirement saving perks for workers age 50 and older is about to get some new restrictions starting next year.  Today on the Jon Sanchez Show at 3pm, we'll explain this new rule and how may impact your retirement savings plan.

Buying your first home can feel overwhelming, but with the right game plan, it's more possible than you think. Today, we'll walk through the smart steps every first-time buyer should know to turn that dream of homeownership into reality

In a surprising announcement this morning, Jensen Huang, the CEO of Nvidia announced his company was making a $100 billion investment into OpenAI, the company behind ChatGPT.  This investment will be a 10 gigawatt project, something no one has ever seen before.  So what does this mean for you and how you will use AI in the future?  Dr. Dennis Sanchez, the AI Doctor will let us know, today on the Jon Sanchez Show at 3pm.

Wall Street just smashed records — again. A rate cut, a massive tech bet, and bullish money flooding into the markets. But beneath that euphoria, risks are creeping in. Join us today for the Jon Sanchez Show at 3pm as we break down what's driving this rally… and where it could all go wrong.

This afternoon on the Jon Sanchez Show at 3pm, we'll be reviewing our local August real estate report.  You'll find out our new median price, how long it is taking to sell a home, our inventory levels and much more.  In addition, we'll be discussing why mortgage rates have risen almost ¼% just in the last two days.

Today, we received the fed's interest rate decision which was followed by Fed Chair Jerome Powell's news conference.  What did the fed do with interest rates and what hints did they give us regarding the direction of rates?  We'll discuss all of this and most importantly 7 ways today's decision may impact your financial life.

Today on the Jon Sanchez Show at 3pm, we'll be joined by Dr. Dennis Sanchez, the AI Doctor.  Today, we'll discuss how OpenAI vows to certify 10 million Americans in AI by 2030 and how Wal-Mart plans to train all 1.6 million of its American staff in AI and how this could redefine how people enter the workforce-especially those without a traditional college degree.

Roth IRAs can offer substantial benefits.  Tax deferred growth, tax free withdrawals and no Required Minimum Distributions.  But if you are single and your Modified Adjusted Income is greater than $150,000 or your joint income exceeds $236,000, you are not eligible for a Roth contribution.  However, there is a work around and it's called the Backdoor Roth.  We'll explain how it works, the benefits and the rules, this afternoon on the Jon Sanchez Show at 3pm.

Mortgage rates fell this week to their lowest level in nearly a year due to widespread expectations that the Federal Reserve will cut rates next week.  The average 30-year fixed mortgage rate fell to 6.35%. That's the lowest level since October.  But there is still one major problem with the housing market and we'll let you know what it is, today on the Jon Sanchez Show at 3pm.

One of the many questions we help our clients answer when we are planning for their retirement is the following….Should I keep my home once I retire or should I cash out, invest the proceeds and enjoy a simple life of being a renter?  If this question has crossed your mind, you are not alone.  Many current and future retirees are considering this.  But what are the pros and cons?  We'll let you know, this afternoon on the Jon Sanchez Show at 3pm.For more information or questions on today's topic, please visit sanchezgaunt.com and schedule an appointment with our team.

Have you hit the big 5-0 and realized your retirement savings account is looking a little… light? Don't panic. Today on The Jon Sanchez Show at 3pm, we'll walk you through the smart moves you can make right now to get back on track, build financial security, and make sure your golden years are everything you want them to be.

As usual, it was a week full of surprises.  From the near conclusion of earnings season, the market's reaction on Tuesday to the lower courts ruling on tariffs then, today's Non Farm Payroll report.  We'll recap the week on Wall Street and let you know our opinion on what the market is telling, this afternoon on the Jon Sanchez Show at 3pm.

Just a few years ago, home buyers were elbowing their way through crowded open houses, inspections were being waived, and sellers chose buyers based upon a letter and of course the best offer.  Today, buyers are taking their time and haggling over prices, they want contingencies and more importantly, they are backing out of deals.  How does the process work if you decide not to move forward with your offer?  We'll let you know, today on the Jon Sanchez Show at 3pm.

Living the American Dream now costs just over $5 million.  That's the lifetime household price tag Investopedia calculated for eight pillars of classic American middle class aspirations, from homeownership and retirement, to weddings, kids, new cars and even your best friend….your dog.  So how can you afford this?  We'll let you know, this afternoon on the Jon Sanchez Show at 3pm.

Here's a thought….could tariffs, or lack thereof, send mortgage rates soaring?  That is the concern as this morning.  As you heard on this show Friday, a federal appeals court Friday afternoon, ruled that most of President Trump's global tariffs are illegal.  Today, we watched U.S. as well as global bond yields surge and mortgage rates move higher.  Why?   We'll share with you the details, today on the Jon Sanchez Show at 3pm.

Wall Street hit fresh record highs this week, fueled by better than expected GDP and Fed Signals with a possible interest rate cut in September. Tech stocks surged and inflation remains a bit sticky and a challenge. We're gonna break it all down for you this afternoon on thr Jon Sanchez Show as recap the week on Wall Street today at 3.

One of the most common ways to create wealth is by starting a business.  You've heard me say many times that I truly believe it has never been easier to start a business than right now, thanks to AI.  This afternoon on the Jon Sanchez Show at 3pm, we'll be joined by Dr. Dennis Sanchez, the AI Doctor, who will share with us 5 powerful ways you can use Microsoft 365 CoPilot to quickly and effectively launch a business.

During his speech on Jackson Hole this morning, Fed Chair Jerome Powell opened the door to a September Rate Cut, stirring in major market rallies as traders ramp up the odds to nearly 90%. What did Chairmen Powell say and what does it mean for you? We'll break down the takeaways from Labor Market concerns to inflation signals and what might be next for intrest rates.

Imagine dedicating decades to your career, only to face an unexpected layoff in your 50s or 60s. This is much more devastating vs a layoff earlier in your career.  What challenges do older workers face, and how can they protect their financial future? Today on The Jon Sanchez Show at 3pm, we'll explore the emotional, financial, and retirement planning hurdles of being laid off later in life—and the strategies to overcome them

Today on The Jon Sanchez Show we're going to help you answer the following question if you are looking to buy a primary or a rental.  Should I buy now and refi later, or should I  wait it out? We'll weigh payments, inventory, and negotiating power with broker Cory Edge and mortgage pro Dwight Millard. Plus: buydowns, credits, and the smartest contract terms in today's market, all at 3pm!”

In early 2023 the CEO of IgniteTech laid off nearly 80% of his staff because they refused to adapt AI fast enough.  Two years later, he says he would do it again.  Could this happen to you in your company?  Today on the Jon Sanchez Show at 3pm, we'll be joined by Dr. Dennis Sanchez, The AI Doctor, to discuss how and why you should adapt AI when asked by your employer.

Wall Street heads into the weekend near record highs—thanks to a big bet from Warren Buffett, Fed-rate cut hopes, and big swings in healthcare and chips. We've got everything from retail data to tariff news and who's leading—and lagging—the charge, today on the Jon Sanchez Show at 3pm.

Two very positive things have happened over the last 48 hours in the world of real estate.  One, mortgage applications surged 10.9% for the week ending August 9th.  Secondly, mortgage rates as of Thursday morning are at a 52 week low.  So, sellers, it may be time to list and negotiate.  Buyers…..get that pre-approval letter.  Today on the Jon Sanchez Show at 3pm, we'll make our case as to why the time is now to sell and/or buy.

Despite all-time highs across the S&P 500 and Nasdaq — and markets betting on Federal Reserve rate cuts — the truth beneath the surface isn't all sunshine. Today on The Jon Sanchez Show at 3pm, we'll expose the cracks in the calm-looking market, uncover the risks lurking behind record numbers, and point you to the real opportunities.

Your home isn't just where you live—it could also be your ticket to extra income! Today on The Jon Sanchez Show at 3pm, we'll explore creative, practical, and even potentially tax-smart ways to turn your primary residence into a money-making machine. From adding an ADU to renting on Airbnb, we'll cover strategies that could put money in your pocket every month—without selling your home!

Today on the Jon Sanchez Show at 3pm, I'll be joined by Dr. Dennis Sanchez for our weekly AIdiscussion. Today, we will be talking about the big announcement last week in the world ofAI...the new version of ChatGPT-5. We'll let you know what it can do for you, your businessand your life.

It was a week of highs, pauses, and pivots on Wall Street! From earnings surprises to interest rate whispers, the markets gave us plenty to unpack. Join us this afternoon for the Jon Sanchez Show at 3pm  as we break down the winners, the laggards, and what it all means for your money. 

Today on the Jon Sanchez Show at 3pm, we're diving into the July real estate report for Northern Nevada. Prices, inventory, interest rates, and what it all means for buyers and sellers heading into the fall. If you're thinking about making a move, don't miss this market update!

What separates the wealthy from everyone else? It's not luck—it's how they think. Today on The Jon Sanchez Show at 3pm, we'll reveal the powerful habits, beliefs, and decisions that self-made millionaires live by—and how you can apply them starting right now. This is a mindset shift you don't want to miss!