Podcast appearances and mentions of Scott Ramsey

In this episode we update and continue the conversation with Suzanne and Scott Ramsey regarding their research into the alleged 1948 UFO crash in Aztec, NM. They will discuss their latest book, “It Came to Earth at Aztec, New Mexico Revealed: The Recovery of a UFO.” Later in the episode they also reveal a surprising find having to do with a contractor and recovered technology. https://www.theaztecincident.com/The Truth about one of New Mexico's most astounding events, buried for more than 60 years. After 35+ years of researching this amazing case, we share what we know about this fascinating piece of history that changed the world directly and indirectly. This multi-faceted case differs from most UFO cases as we are able to document with thousands of documents from the FBI, CIA, Army, Air Force and qualifications of the witnesses.Including pre-incident sightings by police and military, witnesses at the crash site, physical evidence, inside of the craft, the 16 occupants, recovery of the craft, scientists that worked on the craft, clean up and cover-up. Explore the Cover ups, False Allegations and misinformation that discredited this incident leading the public to write it off to a hoax. Meet the many people touched directly by this incident and the impact that it had on each of them.Please help the channel grow. ☕️ SUBSCRIBE, like, comment, and click the YouTube Notification Bell so you don't miss a show.Thank you! https://www.youtube.com/mysticloungeHALF LIGHT documentary: https://tubitv.com/movies/678744/half-light

Greg Pouge talks with President and CEO of the Nashville Sports Council.

Mizzou Football is ready to go bowling! Matt and Brad chat with Nashville Sports Council President and CEO Scott Ramsey about the Music City Bowl, the Tigers' matchup with Iowa, and all there is to do for fans heading to the game. Later, the guys get you caught up on everything going on around Mizzou Athletics.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Steve Cavendish and Braden Gall talk Nashville sports, media and business with CEO of the Nashville Sports Council Scott Ramsey. Nashville landed the FCS National Championship game in 2026 and 2027. How does the changing Playoff format impact the Music City Bowl and Nashville's chances at an College Football Playoff National Championship? How is stadium construction viewed by the NFL re: a Super Bowl? Brought to you by: 8th and Roast Coffee Co. The beans are better. Sign up to Lower Broad Hockey here.

Greg Pogue with special guest Scott Ramsey from Nashville Sports Council, talking Nashville sports and the music city bowl.

In the third hour, DVD was joined by TransPerfect Music City Bowl President Scott Ramsey to discuss the Iowa vs Missouri and more. Derrick Mason was given Head advisory for Amy Adams by Adam Vingan and they talked more titans to end the show 

TransPerfect Music City Bowl president Scott Ramsey on the Iowa vs Missouri match-up and more. 

In the final hour of the Chase & Big Joe Show, the guys started the hour talking about college football. The playoff bracket is set! Did the committee get it right? Plus, Chase threw around an idea about the playoff selection. Listen to hear more. Later in the hour, Music City Bowl President Scott Ramsey joined the show to discuss the upcoming bowl game here in Nashville! To end the show as always, the guys end with Celebrity Birthdays. 

Music City Bowl President Scott Ramsey joined the show to discuss the upcoming bowl game here in Nashville! Who do you think will win? Listen to hear more.

Send us a textWelcome back to Headfirst: A Concussion Podcast. Today, we're thrilled to have Dr. Scott Ramsey as our guest. Dr. Ramsey is an Assistant Professor at the School of Nursing, Faculty of Applied Science at the University of British Columbia, and also serves as a clinical nurse at British Columbia Children's Hospital. Before transitioning to his current roles, he was a high-level athlete in the Western Hockey League, playing for teams such as the Chilliwack Bruins, Seattle Thunderbirds, and Medicine Hat Tigers. -       Introduction-       What Is a Concussion? (2:32)-       Dr Ramsey's Personal Experiences with Concussions and Defining Fragmented Care (4:00)-       Role as a Research, Associate Professor and Clinical Nurse (11:40)-       Concussion Presentation in the Emergency Department (14:00)-       Advice for Paediatric Population and Parents (23:24)-       Differences Between Adult and Paediatric Presentation of Concussion (25:32)-       Dr Ramsey's PhD on Follow Up Care in British Columbia and the Findings (28:20) -       Biggest Advice Movie Forward (33:30)  Dr Scott Ramsey:Twitter/X: scottramsay25 Journal Articles:Concussion Education in Children and Youth: A Scoping Review: https://journals.sagepub.com/doi/abs/10.1177/2377960820938498 Follow-up visits after a concussion in the pediatric population: An integrative review: https://content.iospress.com/articles/neurorehabilitation/nre220216  Subscribe, review and share for new episodes which will drop fortnightlySocial media:Twitter: @first concussionFacebook: Headfirst: A concussion podcastInstagram: Headfirst_ Concussion  Email: headfirstconcussion@gmail.com 

As the temperature drops with the leaves, so too do we fall further into harvest season. And with the harvest comes apples. And with apples… Well, you know where this is going.It's another juicy cidercast on BSR, with ambassadors from several cider states here to dish out what to expect this cider season. In the studio today is Middletown, CT's Ronald Sansone of Spoke + Spy Ciderworks and president of the Cider Institute of North America; Jonathan Oakes of Medina, New York, President of the New York Cider Association, and proprietor of Steampunk Cider; Ben Wenk of Three Springs Fruit Farm in Adams County, Pennsylvania, and current board president of the Pennsylvania Cider Guild; and finally Scott Ramsey of Beacon, NY, and executive director of the New York Cider Association.Different state cider associations, competitions, and festivals have grown and changed quite a bit over the past 15 years. Tune in to catch up on the state of cider! Heritage Radio Network is a listener supported nonprofit podcast network. Support Beer Sessions Radio by becoming a member!Beer Sessions Radio is Powered by Simplecast.

We all have a connection to water. More than the reason that it keeps us alive, we are also connected to nature and its bodies of water. Corinna Bellizzi sits down with Dr. Scott Ramsey, core faculty for Prescott College, who shares how he integrates Blue Mind science in their Sustainability Education doctoral program. They explore how our unique connection to water transcends emotional, cultural, and economic aspects. He also talks about his foundation of the Alaska Outdoor Science School that offers multi-day programs centered on social and environmental justice. Corinna and Dr. Scott also take time to remember Dr. Wallace J. Nichols, marine biologist, author, and creator of Blue Mind science, who recently passed away. Together, they celebrate his efforts that inspired both of them to take care of the environment.About Dr. Scott RamseyDr. Scott Ramsey (he/him) is core faculty for Prescott College's Sustainability Education doctoral program, teaching a wide range of courses including Climate Advocacy and Praxis, Sustainability Principles and Practice, and Academic Writing.As a lifelong learner, Scott's passion for the natural world fuels his desire to teach, engage, and inspire students to create a sustainable and just future through education and stewardship.Scott's decades of involvement as a wilderness guide and environmental educator compelled him to start the Alaska Outdoor Science School, which celebrates the wisdom of nature through multi-day programs that highlight the nexus between social and environmental justice. Guest Website: http://www.alaskaoss.comGuest Social:https://www.instagram.com/exploreaosshttps://www.facebook.com/ExploreAOSS Additional Resources Mentioned:https://www.wallacejnichols.orghttps://prescottcollege.eduPlease subscribe on your favorite podcasting platform – and join the Care More Be Better Community! When you visit our website and join our email list, you'll receive a FREE 5-Step Guide To Unleash Your Inner Activist!Website: https://www.caremorebebetter.comYouTube: https://www.youtube.com/@caremorebebetterInstagram: https://www.instagram.com/CareMore.BeBetterFacebook: https://www.facebook.com/CareMoreBeBetterLinkedIn: https://www.linkedin.com/company/care-more-be-betterTwitter: https://twitter.com/caremorebebettr Join the Care More. Be Better. Community! (Social Links Below)Website: https://www.caremorebebetter.comYouTube: https://www.youtube.com/channel/UCveJg5mSfeTf0l4otrxgUfgInstagram: https://www.instagram.com/CareMore.BeBetterFacebook: https://www.facebook.com/CareMoreBeBetterLinkedIn: https://www.linkedin.com/company/care-more-be-betterTwitter: https://twitter.com/caremorebebettrClubhouse: https://www.clubhouse.com/club/care-more-be-better Support Care More. Be Better: A Social Impact + Sustainability PodcastCare More. Be Better. is not backed by any company. We answer only to our collective conscience. As a listener, reader, and subscriber you are part of this pod and this community and we are honored to have your support. If you can, please help finance the show (https://www.caremorebebetter.com/donate). Thank you, now and always, for your support as we get this thing started!

The Light Gate: ABOUT THE GUESTS: Scott & Suzanne Ramsey & Frank Thayer PhD are the leading researchers of the UFO crash of Aztec, New Mexico Discussion: UFOs and the crash at Aztec Episode 59 June 3, 2024 Scott Ramsey first became aware of the Aztec Flying Saucer Story back in 1988 on a business trip to Farmington, New Mexico. Upon returning home to North Carolina he began digging into the story to see if there was anything to the claim. On a return trip to the Four Corners area in 1989 he visited what the locals referred to be the crash/landing site. He found that the deeper he dug into the story, the more there seemed to be truth to the claim. Suzanne was introduced to the Aztec Flying Saucer story as a child in South Dakota. It was her mother who while reading Frank Scully's book, Behind the Flying Saucers, shared the story with the family around the dinner table. Years later Suzanne was reintroduced to the topic when Scott Ramsey, a researcher of the Aztec Flying Saucer, was a guest on her news talk radio show and again when she was assisting as a translator with a Japanese film crew filming Scott's research. Shortly after this Scott and Suzanne married and reside in North Carolina. Suzanne an entrepreneur, writer, artist, researcher, and interviewer has enjoyed her background in communications/public relations in working on this incredible story with Scott. She is President of Carolina Country Provisions/Uncle Scott's All Natural Root Beer and farms with organic practices on the Ramsey Farm and Produce. The Ramsey's have been on more than 175 radio/blog shows. Their work has been shown on the History Channel, Telemundo (Mexico), CBS Australia, Japan's 60 Minutes as well as German and Finnish Television. Frank Thayer, Ph.D. was born and raised in New Mexico. He is a writer, editor, photographer, and educator, both in New Mexico and in Canada, where he worked for 11 years. Teaming up with the Ramseys, he was co-author for two major books on the Aztec flying saucer incident. He became dedicated to Aztec research after first meeting the Ramseys in 2006. Thayer earned all three of his degrees at New Mexico State University and is now Professor Emeritus at the university where he also served as journalism department head from 2002-2008. In addition to the Aztec books, he has authored six other books since 2011, both non-fiction and fiction. www.theaztecincident.com

The Light Gate: ABOUT THE GUESTS: Scott & Suzanne Ramsey & Frank Thayer PhD are the leading researchers of the UFO crash of Aztec, New Mexico Discussion: UFOs and the crash at Aztec Episode 59 June 3, 2024 Scott Ramsey first became aware of the Aztec Flying Saucer Story back in 1988 on a business trip to Farmington, New Mexico. Upon returning home to North Carolina he began digging into the story to see if there was anything to the claim. On a return trip to the Four Corners area in 1989 he visited what the locals referred to be the crash/landing site. He found that the deeper he dug into the story, the more there seemed to be truth to the claim. Suzanne was introduced to the Aztec Flying Saucer story as a child in South Dakota. It was her mother who while reading Frank Scully's book, Behind the Flying Saucers, shared the story with the family around the dinner table. Years later Suzanne was reintroduced to the topic when Scott Ramsey, a researcher of the Aztec Flying Saucer, was a guest on her news talk radio show and again when she was assisting as a translator with a Japanese film crew filming Scott's research. Shortly after this Scott and Suzanne married and reside in North Carolina. Suzanne an entrepreneur, writer, artist, researcher, and interviewer has enjoyed her background in communications/public relations in working on this incredible story with Scott. She is President of Carolina Country Provisions/Uncle Scott's All Natural Root Beer and farms with organic practices on the Ramsey Farm and Produce. The Ramsey's have been on more than 175 radio/blog shows. Their work has been shown on the History Channel, Telemundo (Mexico), CBS Australia, Japan's 60 Minutes as well as German and Finnish Television. Frank Thayer, Ph.D. was born and raised in New Mexico. He is a writer, editor, photographer, and educator, both in New Mexico and in Canada, where he worked for 11 years. Teaming up with the Ramseys, he was co-author for two major books on the Aztec flying saucer incident. He became dedicated to Aztec research after first meeting the Ramseys in 2006. Thayer earned all three of his degrees at New Mexico State University and is now Professor Emeritus at the university where he also served as journalism department head from 2002-2008. In addition to the Aztec books, he has authored six other books since 2011, both non-fiction and fiction. www.theaztecincident.com

Steve Cavendish and Braden Gall talk Nashville sports, media and business. Scott Ramsey of the Music City Bowl and the Nashville Sports Council joins us to talk bowl games, selection process and the future of big events in Nashville. What are we going to get first, when are we going to get it and what needs to happen for us to land a Super Bowl? Lamestream Sports is BTYB Jasper's on West End. Be sure to subscribe to the 440 YouTube page and turn on those notifications.

In the final hour of Taco Tuesday's 3 Man Front we heard from the CEO of the Nashville Sports Counsil Scott Ramsey and he gave a deep dive of Nashville and the Music City Bowl, 'WTIS,' 'Molly Marinates' and read your texts! See omnystudio.com/listener for privacy information.

In the second hour of Caroline, WIlly, and D-Mase, Caroline and the guys continue their conversation about Treylon Burks. Can Treylon Burks be more involved in the Titans offense? Later in the hour Scott Ramsey with the Nashville Sports Council talks about this year's Music City Bowl matchup. To end the hour, Clint Hurdle joined the show talking about the MLB Winter Meetings here in Nashville. Later in the conversation, Clint talked about his new form of getting everyone to play baseball with Bat Around. It's the TopGolf of baseball. Listen to hear more.

Scott Ramsey with the Nashville Sports Council talks about this year's Music City Bowl matchup.

Our weekly "Jared vs Joe" debate as Joe Rexrode and Caroline Fenton join us talking Titans and other hot topics.  Who wins this week?  We react to a thought from Jared vs Joe and wrap up the show with a visit from Scott Ramsey of the Music City Bowl.

Caroline hops on for her weekly visit talking about the college football playoff & team that made it. Then President and CEO of the Nashville Sports Council Scott Ramsey joins to discuss the Music City Bowl & the impact of a new Titans stadium in the future. Joe rants on the college football playoff once more. 

Scott Ramsey who is a part of the Nashville Sports Council talked about the Music City Bowl coming up. Will you be going? 

In the second hour of the Chase and Big Joe Show, the guys talked with Scott Ramsey who is a part of the Nashville Sports Council, and talked about the Music City Bowl coming up. Later in the hour, the guys continued to discuss the college football playoff rankings. Did Florida State get snubbed? What about Georgia? Did Alabama deserve to be in the playoffs? Let us know.  Later in the hour, Jonathan Hutton joined the show and shared his thoughts on the Titans and their overtime loss to the Colts. Hutton also shared his thoughts on the injuries and what the team should do going forward. After this Sunday's game is there more promise in the future of Will Levis being the Titans franchise QB? Where do the Titans go from here? Let us know. To end the show as always with Celebrity Birthdays. Who do you think will win?

Scott Ramsey of the Nashville Sports Council joined 3HL to talk about Music City Bowl, how and why they selected Auburn and Maryland, and more You can listen to 3HL and 104.5 The Zone no matter where you are in the world. Just subscribe to our channel by clicking on the links below  104.5 The Zone App  Apple Store - https://itunes.apple.com/us/app/104-5-the-zone/id383299700?mt=8  Google Play - https://play.google.com/store/apps/details?id=com.airkast.WGFXFM   3HL on Apple Podcast  https://podcasts.apple.com/us/podcast/3hl/id1103395659   3HL on Spotify  https://open.spotify.com/show/3O2pLdz4xu1GGc1ueCG9UD?si=475f849bc5274c78  3HL on Stitcher  https://listen.stitcher.com/yvap/?af_dp=stitcher://show/424124&af_web_dp=https://www.stitcher.com/show/424124&deep_link_value=stitcher://show/424124  3HL on Podchaser  https://www.podchaser.com/podcasts/3hl-503331 See omnystudio.com/listener for privacy information.

Terry's Titans report, Bears knock off Vikings, CFB playoff reveal tonight, Tony Basilio talks Vols, Where will Tennessee go bowling?, Stat of the Day, Scott Ramsey talks Music City Bowl, and Bet of the Day.

Cider Week New York is closer than ever! Want to be ready for the event before ​​October 6? Check out this special episode featuring Paige Flori of Boutique Wine, Spirits and Cider from Fishkill, NY, and returning guest Scott Ramsey, Executive Director of the New York Cider Association.Get the scoop from these Cider Week veterans on how the changes to the program over the past 12 years have changed the event for the better. Learn about who is at the cutting edge of New York cider. Hear how Scott and Paige pushed each other to make this year's Cider Week greater than ever.Raise a glass of cider for Cider Week New York 2023!Photo Courtesy of Jacqueline Kraisky.Heritage Radio Network is a listener supported nonprofit podcast network. Support Beer Sessions Radio by becoming a member!Beer Sessions Radio is Powered by Simplecast.

Cider Week New York is coming up! Want the scoop on quality hard cider and great pairings? Listen in to this special episode featuring Rachel Freier, Cider Week event producer and cheesemonger at large, and a special appearance from Scott Ramsey, Executive Director of the New York Cider Association.Track the journey of Cider Week here, as the event is set to feature more producers and events than ever before. While the Covid-19 pandemic turned Cider Week on its head, Rachel and Scott used the opportunity to build out the programming over the subsequent years.Stay tuned for a follow up episode featuring more from Scott!Heritage Radio Network is a listener supported nonprofit podcast network. Support Beer Sessions Radio by becoming a member!Beer Sessions Radio is Powered by Simplecast.

Brian Harman wins The Open, NFL injuries over the weekend, Scott Ramsey talks Nash. Sports Council, Mark Stoops talks Kentucky Football, Stat of the Day, Collusion with NFL running backs?, and Plaster's "Bet of the Day."

NashvilleBanner.com Steve Cavendish and Braden Gall talk Nashville sports, media and business. Our guest today is Nashville Sports Council president Scott Ramsey SEC Media Days value to Nashville Building the Nashville event brand Permanent SEC football event in Nashville? Growth of the Music City Bowl Hosting College Football Playoff games How do events figure into the new stadium How fast can Nissan Stadium flip? Grand Prix coming in August Steve and Braden recap SEC Media Days from Nashville. Lamestream Sports is BTYB Jasper's on West End. Be sure to subscribe to the 440 YouTube page and turn on those notifications.

Scott Ramsey, president of the Nashville Sports Council, went 1-on-1 with Jimmy to talk SEC Media Days in Nashville and its importance. See omnystudio.com/listener for privacy information.

Nashville Sports Council President and CEO joined 3HL to discuss Nashville hosting SEC Media Days and the future for Nashville hosting CFB events. You can listen to 3HL and 104.5 The Zone no matter where you are in the world. Just subscribe to our channel by clicking on the links below  104.5 The Zone App  Apple Store - https://itunes.apple.com/us/app/104-5-the-zone/id383299700?mt=8  Google Play - https://play.google.com/store/apps/details?id=com.airkast.WGFXFM   3HL on Apple Podcast  https://podcasts.apple.com/us/podcast/3hl/id1103395659   3HL on Spotify  https://open.spotify.com/show/3O2pLdz4xu1GGc1ueCG9UD?si=475f849bc5274c78  3HL on Stitcher  https://listen.stitcher.com/yvap/?af_dp=stitcher://show/424124&af_web_dp=https://www.stitcher.com/show/424124&deep_link_value=stitcher://show/424124  3HL on Podchaser  https://www.podchaser.com/podcasts/3hl-503331 See omnystudio.com/listener for privacy information.

Nashville Sports Council President and CEO joined 3HL to discuss Nashville hosting SEC Media Days and the future for Nashville hosting CFB events. You can listen to 3HL and 104.5 The Zone no matter where you are in the world. Just subscribe to our channel by clicking on the links below  104.5 The Zone App  Apple Store - https://itunes.apple.com/us/app/104-5-the-zone/id383299700?mt=8  Google Play - https://play.google.com/store/apps/details?id=com.airkast.WGFXFM   3HL on Apple Podcast  https://podcasts.apple.com/us/podcast/3hl/id1103395659   3HL on Spotify  https://open.spotify.com/show/3O2pLdz4xu1GGc1ueCG9UD?si=475f849bc5274c78  3HL on Stitcher  https://listen.stitcher.com/yvap/?af_dp=stitcher://show/424124&af_web_dp=https://www.stitcher.com/show/424124&deep_link_value=stitcher://show/424124  3HL on Podchaser  https://www.podchaser.com/podcasts/3hl-503331 See omnystudio.com/listener for privacy information.

As a young man, Dennis Balthaser would look into the night sky and wonder at the secrets it held. Some years later Dennis bought a book about UFOs and his wonder turned to investigation. Today he has a library with over 90 books in reference to ufology. Dennis served 3 years ('59-62) with the United States Army in the 815th Engineering Battalion. After some 33 years in Civil Engineering, Dennis retired from the Texas Department of Transportation in 1996. Having been keenly interested in the Roswell Incident of 1947, Dennis decided to move to Roswell, New Mexico, to pursue his avocation: Ufology. Initially Dennis worked as an Engineering Consultant in Roswell, volunteering his time at the International UFO Museum and Research Center on weekends. Nine months later he resigned from the engineering firm, assuming the duties of IUFOMRC Operations Manager. He served on the Board of Directors and became the UFO Investigator for the Museum as a full time volunteer from 1996 until 1998, then began his research as an independent researcher. Due to his love of ufology, his dedication and his exhaustive work, Dennis is regarded as a leading investigator and ufologist by his peers, communicating regularly with such well known researchers as Stanton Friedman, Frank Warren, Scott Ramsey (scottr@ExpressWireServices.com), and others in their quests to find the truth. Dennis is a Certified Mutual UFO Network Field Investigator, a member of Great Pyramid of Giza Research Association, and belongs to several ufology organizations.

On this episode of The Collective, we speak with Scott Ramsey, an Assistant Strength and Conditioning Coach with Texas Tech University. Scott currently works with both Men's and Women's Golf at Texas Tech. We discuss how Scott implements the “Conjugate” training system with his teams, the role of an internship coordinator, and how to promote autonomy with your athletes.

As a young man, Dennis Balthaser would look into the night sky and wonder at the secrets it held. Some years later Dennis bought a book about UFOs and his wonder turned to investigation. Today he has a library with over 90 books in reference to ufology. Dennis served 3 years ('59-62) with the United States Army in the 815th Engineering Battalion. After some 33 years in Civil Engineering, Dennis retired from the Texas Department of Transportation in 1996. Having been keenly interested in the Roswell Incident of 1947, Dennis decided to move to Roswell, New Mexico, to pursue his avocation: Ufology. Initially Dennis worked as an Engineering Consultant in Roswell, volunteering his time at the International UFO Museum and Research Center on weekends. Nine months later he resigned from the engineering firm, assuming the duties of IUFOMRC Operations Manager. He served on the Board of Directors and became the UFO Investigator for the Museum as a full time volunteer from 1996 until 1998, then began his research as an independent researcher. Due to his love of ufology, his dedication and his exhaustive work, Dennis is regarded as a leading investigator and ufologist by his peers, communicating regularly with such well known researchers as Stanton Friedman, Frank Warren, Scott Ramsey (scottr@ExpressWireServices.com), and others in their quests to find the truth. Dennis is a Certified Mutual UFO Network Field Investigator, a member of Great Pyramid of Giza Research Association, and belongs to several ufology organizations.

March Madness scoreboard update, Derek Carr headed to New Orleans , Scott Ramsey joins to talk the SEC Tournament, SEC Tournament preview, Stat of the Day, Jan van Breda Kolff joins to talk Vanderbilt and SEC hoops, Derrick Henry trade rumors, and Plaster's Bet of the Day

MAINE, 2021: On Mother's Day weekend in 2021, skeletal remains were discovered in a shed on private property belonging to a man who had passed away months earlier. Though it would take months for the identity of the body to be confirmed, Danielle McNaughton knew in the pit of her stomach that it was her mother, Denise Scott Ramsey. The circumstances of Denise's death are suspicious, but will Danielle ever have answers about what happened to her mom? The story took over the headlines that spring, but since then, little has been discussed and little is known about this case. That's why Danielle is on Dark Downeast.View source material and photos for this episode at darkdowneast.comFollow @darkdowneast on Instagram, Facebook, and TikTokTo suggest a case, email hello@darkdowneast.comSupport Dark Downeast on Buy Me a CoffeeShop Dark Downeast merch at darkdowneast.com/shop

As a young man, Dennis Balthaser would look into the night sky and wonder at the secrets it held. Some years later Dennis bought a book about UFOs and his wonder turned to investigation. Today he has a library with over 90 books in reference to ufology. Dennis served 3 years ('59-62) with the United States Army in the 815th Engineering Battalion. After some 33 years in Civil Engineering, Dennis retired from the Texas Department of Transportation in 1996. Having been keenly interested in the Roswell Incident of 1947, Dennis decided to move to Roswell, New Mexico, to pursue his avocation: Ufology. Initially Dennis worked as an Engineering Consultant in Roswell, volunteering his time at the International UFO Museum and Research Center on weekends. Nine months later he resigned from the engineering firm, assuming the duties of IUFOMRC Operations Manager. He served on the Board of Directors and became the UFO Investigator for the Museum as a full time volunteer from 1996 until 1998, then began his research as an independent researcher. Due to his love of ufology, his dedication and his exhaustive work, Dennis is regarded as a leading investigator and ufologist by his peers, communicating regularly with such well known researchers as Stanton Friedman, Frank Warren, Scott Ramsey (scottr@ExpressWireServices.com), and others in their quests to find the truth. Dennis is a Certified Mutual UFO Network Field Investigator, a member of Great Pyramid of Giza Research Association, and belongs to several ufology organizations.The XZBN Network Programming is brought to you by BEAUTIFUL MIND COFFEE - For the coffee that your brain will love, visit Beautiful Mind Coffee, www.beautifulmindcoffee.ca.

Steve Layman visits with Nashville Sports Council President & CEO Scott Ramsey to discuss a wide range of topics. How did this year's Music City Bowl matchup of Kentucky and Iowa come together - and all the dominoes that had to fall in place to bring that game together. Also how Scott manages his time from bowl season to the SEC Tournament and other huge events in town. Plus how the new Titans' stadium will impact future events in Nashville, such as the College Football Playoff and Super Bowl. And finally his dealings with Belmont Vice President/Director of Athletics Scott Corley and Belmont's respected place in the Nashville sports landscape.

Our reaction to Jalin Hyatt's big night - and Music City Bowl CEO Scott Ramsey discussing the big goals for this game on NYE and beyond.See omnystudio.com/listener for privacy information.

"Jared vs Joe" to begin this hour as Jared and Joe Rexrode debate the latest on the Titans and Robinson firing.  We take some phones and wrap up the show talking some Music City Bowl with Scott Ramsey of the Nashville Sports Council.

Sitting down with Scott Ramsey getting to talk about Bobcats and Wolf trapping 

Hour three of today's SportsTalk featured John & Jimmy talking all things SEC with Blake Toppmeyer of The USA Today Network, Jimmy's interview with Scott Ramsey about the Vols playing in Nashville, Titans and more.  See omnystudio.com/listener for privacy information.

Hour three of today's SportsTalk featured John & Jimmy talking all things SEC with Blake Toppmeyer of The USA Today Network, Jimmy's interview with Scott Ramsey about the Vols playing in Nashville, Titans and more.  See omnystudio.com/listener for privacy information.

Scott Ramsey of the Nashville Sports Council talked with Jimmy Hyams at SEC Spring Meetings in Nashville. See omnystudio.com/listener for privacy information.

Shannon Westin, Veena Shankaran, and Scott Ramsey discuss the issue of financial toxicity among low- and middle-income cancer patients.   TRANSCRIPT The guest on this podcast episode has no disclosures to declare. Dr. Westin: Welcome to JCO After Hours. I am your fearless leader, Shannon Westin, the editor for social media of the Journal of Clinical Oncology, and it's my great pleasure to bring you another episode. Today, we are going to be talking about a paper published in the January 7th version of the JCO called “Risk of Adverse Financial Events in Cancer Patients: Evidence From a Novel Linkage Between Cancer Registry and Credit Records.” And none of the participants have any conflicts of interest. I am joined by two amazing people. First, let me introduce Dr. Veena Shankaran. She is a physician in the Seattle Cancer Care Alliance, professor in the Division of Medical Oncology at the University of Washington School of Medicine, and co-director of the Hutchinson Institute for Cancer Outcomes Research at Fred Hutch Cancer Research Center. Hey, welcome. Dr. Shankaran: Hi, Shannon. Thanks for having me. Dr. Westin: I'm so excited to have you. And she's joined by her colleague, Dr. Scott Ramsey, who is a professor in the cancer prevention program in the Public Health Sciences Division at Fred Hutch and the director of the Hutchinson Institute for Cancer Outcomes Research at Fred Hutch. Welcome, Dr. Ramsey. Dr. Ramsey: Shannon, great to be here. Dr. Westin: This is such an exciting paper and so very timely. We've been certainly hearing—I wouldn't say a lot but more and more about financial toxicity over the last few years, I'd say very appropriately. So, let's start with the basics. Let's make sure we level set. Can you educate our listeners on what financial toxicity is and what it means for patients with cancer? Dr. Shankaran: Yeah, absolutely. I can start. Financial toxicity, I think, is a relatively recently recognized complication, if you will, of cancer treatments. And really, I would say over the last decade or so, the literature has just sort of exploded describing kind of the various aspects of this big problem. I think one conceptual model that sort of helps me understand financial toxicity was developed by Robin Yabroff and Reggie Tucker-Seeley that really describes financial toxicity is that trifecta of material, financial hardship, kind of what we think of as out-of-pocket expenses, debt, the money that you pay to get cancer care. The other aspect is sort of the indirect coping mechanisms related to the cost of cancer care, like forgoing treatment, forgoing surveillance, cutting back on treatment-related cost concerns. So, more of the behavioral aspects. The final aspect is sort of the psychosocial-psychological aspect of financial hardship, which is really just the distress related to how am I going to pay for all of this? How is this going to affect my children and sort of our financial well-being? It's a big problem, a broad problem that touches on a variety of issues and also affects families and caregivers too. Dr. Ramsey: I would add that financial toxicity really got into the literature probably seven or eight years ago. The term itself was coined by an oncologist, Yousuf Zafar, at Duke University. He told me he actually heard it from a patient who, when he was describing all the toxicities of cancer treatments, the patient said, ”Well, don't forget financial toxicity.” And so, that's how the term, according to Yousuf, was coined. He published a series of case reports on patients who experienced financial toxicity. And our group did a study where we linked federal bankruptcy records to the cancer registry and found about a 65% higher risk of bankruptcy among cancer patients. We also did a subsequent paper looking at mortality among cancer patients who went bankrupt compared to cancer patients who did not and found excess mortality. So, we do have evidence that severe financial toxicity, i.e. bankruptcy can actually affect survival. And now, since that time, there have been other papers that have looked at quality of life, adherence to therapy and have found those as adverse impacts as well. Dr. Westin: Well, that makes sense when you're looking at that trifecta. I hadn't heard that. That was really educational for me. But looking at the ways that patients cope with this issue and actually foregoing their cancer treatment. And I think I've certainly heard about that in terms of like diabetics, like maybe taking their insulin every other day versus every day. You could see where we would see something similar in a patient with cancer. Do we have any data to know how common this is across our patients with cancer? Are there specific cancers where we see this more commonly, or is this kind of every cancer type is at risk? Dr. Shankaran: The non-adherence aspect? Yeah, I mean, I think in the studies that we've done, it hasn't been reported terribly commonly by patients. So, probably on the order of 7 to 10% of patients in the studies that we've done, though you have to imagine it's much, much more common and prevalent, particularly in cancers where people are taking oral cancer therapies, and these tend to be associated with a lot of high out-of-pocket costs, these drugs that go through the prescription plans. Actually, I mention a few papers that have been published over the years by Stacie Dusetzina, who's a wonderful colleague of ours, who's looked at how changes in copay, not even by a lot of money, but just slight increases in copays for these oral cancer medicines can significantly impact not only adherence to prescriptions that have been built, but whether or not people actually fill their prescriptions. Dr. Westin: Wow, that makes sense. So, what led you all to this particular work that's described in the paper in the JCO? Dr. Ramsey: As I mentioned, we had this bankruptcy study where we linked federal bankruptcy—and bankruptcy is an extreme form of adverse financial outcome. And I think our interest was, well, what happens with less extreme forms of adverse financial outcomes. And that led us, I think, to search for ways to characterize less severe forms, and Veena and I have done surveys over the years where we've asked patients, but it's very hard to define something that's on a population-wide level. So, we came to this idea of using credit report data and that led to a very long journey—I think it was about a two-year journey—to get one of the credit reporting agencies to agree to allow us to link their database with the cancer registry in our state. Dr. Shankaran: I always laugh when we talked about the study, because I feel like we've spent years—I mean, two years might be right, Scott, but in my head, it feels like closer to a decade—just trying to make this happen, because it was a long process trying to link the credit records to the cancer registry data. And to add to what Scott already said, part of our motivation for doing this is that there have been a lot of studies that have used survey-level data and where we've asked patients to describe what their financial burden is, and it's substantial. Sunny reports anywhere from 30 to 75% of cancer patients report financial hardship. These surveys, they're subject to interpretation, whether patients understand the question being asked. There's bias in terms of who participates in a study in the first place. And so, our feeling was, can we be a little bit more methodical in trying to understand what the impact is and looking at measures that—almost everyone has access to credit on some level or the other. So, it's a very kind of standard way of looking at people's financial status to use credit data. So, that was our goal in trying to understand, as Scott said, at a population level, what is the impact? Dr. Westin: One, that's brilliant, and that makes total sense. And anytime you can get population-level data, as opposed to the kind of trying to get people to answer questions and give you details, is always ideal. But I loved your aside about the two-year process because we have trainees listen to this or young investigators, and it's always good for them to understand sometimes the amount of time that can come—and this is obviously a really high-impact paper and so important, but even when we're doing just simple retrospective studies, the amount of time sometimes that goes into it, I love that kind of background, just to tell people it's okay if it takes a long time. It's still going to have an impact and still going to be important. That's a great segue into just really a review of some of the methods that you used for the study, what were your primary outcomes, and how you laid everything out. Dr. Shankaran: Yeah, so we essentially went to the credit agency—TransUnion, in this case—and asked them to provide us with a long list of credit attributes that we were able to link with the cancer registry. And there were many, many items that they gave us of credit data, of which we went through them all and really tried to understand the financial literature, the landscape of what credit measures are important, what indicates kind of this spiraling down towards bankruptcy, what happens first, what happens next? And so, with a lot of guidance from the economic literature and the folks from the credit agencies, we defined three categories of financial hardship that we looked at. The first one was what we categorized as severe financial hardship, which we described as inability to pay the bills as evidenced by third-party collections or charge-offs, which are basically kind of like collections where it's not worth it to the creditor to actually collect on it. The next is the kind of more of the impacts on or events that suggests potential action against a person's property. So, tax liens, delinquent mortgage payments, on to the most severe kinds of financial hardships, actually losing a home through foreclosure or repossession by the bank. And so, we took individuals with cancer, matched them by age and sex to individuals without cancer, and essentially looked to see how common these events were in the cancer population versus the non-cancer population, and then controlling for confounding factors that could also influence this association between cancer diagnosis and financial hardship. We found that cancer patients had a significantly higher, 71% greater risk of adverse financial events than individuals without cancer. Dr. Westin: That's so interesting and then can you take us through the bottom line of what y'all found? Dr. Shankaran: Well, the bottom line is that when you take people with cancer and similar people without cancer, cancer diagnosis has a significant impact on risk for major credit events that are likely to have, we think, long-term impacts on people's financial health. And that's a problem, and this does not seem right, and it should not happen that people who develop a disease, for the most part, no fault of their own. I mean, this is a major health shock that leads to potentially severe and long-term effects on people's financial health. Dr. Ramsey: And overall, the excess risk for any of these adverse financial outcomes was about 71% higher for the cancer patients compared to the non-cancer patients. Dr. Westin: Wow. That's an incredible number. I read your paper, but still hearing it just is incredible. So, what can we do? What recourse do we have here? How can we help support these patients? Dr. Shankaran: Well, I think you touched on this a little bit earlier, Shannon, which is that, how do we screen people for financial risk in the first place? How can we identify those who are most likely to develop these adverse events? I wouldn't say that screening everyone's credit score and credit status is really feasible at the clinic level, but our hope is to use these data along with other studies we've done to see if we can develop risk scores to try and predict those who would be most likely for these kinds of severe credit impacts. I think, in addition to screening, what we're really thinking about a lot, and I'll let Scott add to this in a second, but is what can we do at the clinic level to help avoid financial hardship. And we've been doing a lot of work on developing financial navigation interventions, which is essentially kind of like patient navigation, where you're trying to get people to their appointments and get them there on time, but really instead of navigating the logistics, navigating more of the financial aspects. So, hooking them up with resources for copay assistance or lodging, transportation, in the hopes that kind of comprehensively addressing all the financial aspects of care can help, ultimately, people stay on treatment and live better, have better outcomes. Dr. Ramsey: Yeah, and I'd add that I think the immediate things that we can do for patients—Veena outlined very well—screening people to find out people who are financially fragile, getting those folks to financial counseling services so that they can adjust their spending and saving so that they can withstand what could be months or years of excess costs due to cancer. It's worth noting that a lot of people don't choose to enter cancer, and they come with the financial situation they have, and some are well off, and some are very tenuous. And in order to prevent people getting into a disastrous situation, having someone look at their current situation is critical, and we've worked with a bankruptcy judge who says often it's the people that are kind of in the low or middle income that are at the biggest risk for falling because they have expenses that we all have, cable bills and car payments and everything else. And they don't think about adjusting those when they have cancer because they don't think this is going to be an issue, and pretty soon the added expense of paying for cancer care and the loss of work and the caregiving needs pile on to all the other expenses, and before they realize it, they're in serious trouble. It's much harder to get out of trouble at that point than to try to adjust your expenses to accommodate what's going to be a long journey for many people with cancer. Dr. Westin: What about more globally? I think that you addressed kind of at the clinic level. What about from an advocacy standpoint? Drug charges are the elephant in the room here, right? And I think one of you mentioned copays. I feel like we do quite a bit of targeted therapy in GYN oncology with PARP inhibitors and now lenvatinib and pembrolizumab, and it's just such a wide range. I have patients that have $0 copays and patients that it's going to be $2000 dollars a month or even more. So, how do we level that? And how can we advocate to our lawmakers to try to reduce the bonkers costs right now of targeted therapies and novel drugs in America? Dr. Ramsey: Well, I think it'd be easy to blame the pharma companies and the high price of drugs, but it really is a multifaceted problem. And I personally think we do need to have some policy discussions about what we can do to address this because it's so prevalent. I should add that it goes beyond cancer.  People with other chronic diseases surely suffer the same problem. But yes, the drugs are very expensive. But there's also the insurance plans have copay and deductible structures that really are beyond the means of many Americans. I mean, as we mentioned, in the paper, a federal reserve study found that only 40% of US households could afford a $400 unexpected bill in their average life. And we know that's going to happen in probably the first week of a cancer diagnosis or more. So, I think the insurance needs to be restructured to address the fact that people can't afford the out-of-pocket costs that are part of the insurance system right now. I also think physicians need to have some role in this. Most of us don't prescribe thinking about the cost and its impact. In situations where there is an option between different regimens, one which would have a bigger out-of-pocket burden and one would have less, if we know the patient's financially fragile and the outcomes are similar, it's worth having that conversation to try to protect our patients. So, yes, the prices of drugs, we need to address that, but we also need to address insurance coverage. And as providers, we need to be mindful of what we're prescribing and how that impacts patients. Dr. Shankaran: I'll just add to what Scott said. I think one of the key things that we need in order to accomplish that goal of trying to be mindful about what we're prescribing is understanding what the costs are. So, there's very little cost transparency. You probably can't tell your patients that you treat how much the drug is going to cost them until you run it through the billing coordinator or people try and pick up the medication at the pharmacy or the bill comes to their house. So, we have not good strategies in place to be able to identify the cost in real-time and also the cost of alternatives. So, it's only helpful that we can adjust our decisions and include cost information in the shared decision-making process so long as we actually have that information. So, I think that's kind of part of the problem. I totally agree with everything Scott said, and will just add the way insurance works is that you pay more for things that are expensive for the most part, and you reach a cap at some point, which is one of the many good things that came out of the Affordable Care Act is that there are at least limits on how much you can spend over the course of a year for most insurance plans. But that limit is around $13,000 for a family over the course of a year. And given what Scott just said about how much liquid cash that most households have—it's $400 or less in most households in America—that's going to be really hard for most people to cope with. Dr. Westin: Well, thank you both. That went by so fast, and I really appreciate how in-depth you were able to get in a really accessible way, especially for somebody like me, who is just a novice at this and actually has been known to say, “I'm blissfully unaware of the cost of that,” which now I'm thoroughly chastened and will work very hard to expand my understanding so that my patients are in a better situation. So, thank you both for all of your hard work in this area. Really, really appreciate everything you've done and can't wait to see what comes next. And with that, I think we'll close this episode of JCO After Hours. Thanks to all our listeners, and we will see you next time.   The purpose of this podcast is to educate and to inform. This is not a substitute for professional medical care and is not intended for use in the diagnosis or treatment of individual conditions. Guests on this podcast express their own opinions, experience, and conclusions. Guest statements on the podcast do not express the opinions of ASCO. The mention of any product, service, organization, activity, or therapy should not be construed as an ASCO endorsement.

Ralph Russo on the end of the regular season of college football, the Snow Bowl in Louisiana & his wishlist of bowl games; Roman Harper on his excitement going into the Cotton Bowl, building the foundation of Alabamas program & pulling the curtain back on the Music City Bowl; Scott Ramsey on building the Music City Bowl as a premier destination & experience.

When I become better at who I am, in other words who God created me to be, I can contribute to the team more. That's a quote from Scott Ramsey, a team member of one of the most God-honoring companies we have had the pleasure of being partnered with. And it's at the core of their success as a business. When each team member seeks to know themselves, to honor God with their unique gifts and talents, their work rises to a higher level. .... And then the team rises to a higher level. .... And the service to clients rises to a higher level. .... And the company is risen to a higher level. .... And God is glorified in every moment of the company's daily existence. .... We invite you today, to pray and ask God “How can I become better at who I am at work today?”