Podcasts about grown

First Draft Episode #333: Karen M. McManus Karen M. McManus is the #1 New York Times bestselling author of young adult thrillers, including the One of Us Is Lying series (now a Peacock TV show), Two Can Keep a Secret, The Cousins, joins to talk about her latest, You'll Be the Death of Me. The presenting sponsor for this episode is Sips By, a multi-brand, personalized monthly tea subscription box. Use offer code "draftsips” for 50% off your first Sips By box! Links to Topics Mentioned In This Episode: Stephen King, author of thrillers like It, The Shining, and Carrie (and, uh, lots more) Agatha Christie, author of And Then There Were None, Murder on the Orient Express, and Death on the Nile. Lois Duncan, author of I Know What You Did Last Summer, Killing Mr. Duncan, and Down a Dark Hall Mary Higgins Clark, author of Where Are the Children?, Two Little Girls in Blue, and You Belong to Me The Hunger Games by Suzanne Collins Only Murders in the Building (TV show) Stephanie Perkins, New York Times bestselling author of Anna and the French Kiss and the horror novel There's Someone Inside Your House (watch the Netflix film adaptation Oct. 6!) talks about her newest scary book, The Woods Are Always Watching. Hear her First Draft interview here!

The galaxy's first space-grown New Mexican hatch chile peppers have been harvested from the International Space Station (ISS). Award-winning food writer Corby Kummer joined Boston Public Radio in studio Wednesday to discuss the space-grown chiles, and what these chiles could mean for the future of indoor farming. NASA employees brought 48 chile seeds aboard a spacecraft at the Kennedy Space Center in Florida for growth on the ISS. This past October —- the end of New Mexico's hatch chile season — the ISS crew harvested 7 mature hatch chiles. ISS crewmembers celebrated the growth of the peppers by throwing a taco party. “It's been very good for the mental health and psychology of the people in the space station, no doubt, to tender these plants and smell the leaves and smell the green,” Kummer said. The hatch chile seeds used in the ISS gardens were NuMex Española Improved, a hatch chile variety known for its early-maturity and medium-heat profile. The seeds were planted in an “oven-sized growth chamber” on the ISS, with NASA and ISS crew controlling lighting, temperature, trimming, and irrigation. The contained growth of these hatch chiles is big news for the future of indoor farming as well, Kummer notes. “There are billions of venture capital dollars being put into these indoor farms,” Kummer said. “This is like a very high profile, highly publicized example of growing things [indoors] if you control the humidity and the ultraviolet light.” Kummer is the executive director of the Food and Society policy program at the Aspen Institute, a senior editor at The Atlantic and a senior lecturer at the Tufts Friedman School of Nutrition Science and Policy.

What's good Grown ups, I haven't felt the best lately so I decided to let you guys in on why I've been a clever ghost and what steps I'm taking towards addressing myself, my mental health and my overall well being. I talked about my struggle with depression and anxiety, my enlightening and well needed therapy appointment, and I give some encouragement for you, so that you can know you are not alone and it is tougher more than ever to survive through these trying times and of course I have a treat for you at the end. A dope artist with cool word play he definitely brings a different element to the independent music world. Make sure to stream his latest EP and follow him for more music!Follow Android No.23IG-@AndroidNo23Twitter-@AndroidNo23Facebook-@androidno23Spotify-Android No. 23Apple music-Android No.23Soundcloud-Android No.23>>Subscribe to Grown Up Podcast and Follow me Twitter-@FamousD_95Instagram-@famousdee_95, @thegrownuppodcastFacebook page- Grown Up podcastYoutube-Grown Up with DeeWebsite-https://derricholland.wixsite.com/grownuppodcastSupport this show http://supporter.acast.com/grown-up-dholland. See acast.com/privacy for privacy and opt-out information.

On my September 2021 road trip I spent six days shooting in Theodore Roosevelt National Park. This was the longest I'd stayed in any one spot. It's also where I was most prolific in my image-making. This is Latitude Photography Podcast, Episode 135 for November 21, 2021 Watch this on YouTube: https://youtu.be/7r1Q1kuJBbE   Palouse Shoot-n-Print Workshop https://brentbergherm.com/workshops/palouse-shoot-n-print-workshop/   The price is increasing 18% for Latitude Photography School on Jan 2, 2022. Sign up today to lock in current prices. https://brentbergherm.com   Year-End Challenge: Go through your 2021 images and select 10–20 that represent your best efforts of the year. Submit them to the fb group for the show so we can see what you've been up to and so that we can also cheer you on. I'd also love some brief commentary. Tell us how you've GROWN over the last year. That would be amazing. Or tell us your challenges and tell us how you plan to grow this year. Main Topic   Discuss images from TRNP Reference slide deck images in fb group or on show notes website. Resources and Links   View the pics on the show notes website: https://latitudephotographypodcast.com/episode/135   New way to support the show. Donation page on the website. One dollar will send me one mile down the road. Thank you for your support! https://latitudephotographypodcast.com/donate/   Join the notifications list to stay in the know about all the things happening here on the podcast, on my website and workshops I'm planning. I plan to send you an update every 6–8 weeks and I'll include brief stories behind the images and as always, lessons learned while making them. https://brentbergherm.com/notifications/   Shop at lensrentals.com with my affiliate link and I'll get a small commission of the sale: https://www.pntrs.com/t/TUJGRktHSkJGTk1KSEpCRkpOSkVN   I also have an affiliate link with ThinkTank Photo http://bit.ly/2IMRhOT   Peak Design affiliate link https://bit.ly/3CEpsBp   Get yourself a copy of Lumenzia, the luminosity masking extension for Photoshop published by my friend Greg Benz. This is an affiliate link and I appreciate all the support you give by using these links. https://getdpd.com/cart/hoplink/21529?referrer=3zlus6bybwqosokkk&p=101487   Find me on facebook at https://www.facebook.com/brentberghermphoto/   Find the podcast facebook group at https://www.facebook.com/groups/latitudephotographypodcast/ You'll have to answer a question, who's the host of the show. Your answer is me. Brent. I'll also accept the name of any recent guests.   Find me on instagram @brentbergherm https://www.instagram.com/brentbergherm/   Find me on YouTube at https://www.youtube.com/c/brentberghermphotography Find me online at https://brentbergherm.com

Wendy A. Miller lives in Portland, Oregon. She is a member of Taste Life Twice Writers. Her story "Mom Conquers Volcano," appeared in Luck and Opportunity (2021) from the Personal Story Publishing Project and featured in their 6-Minute Stories Podcast. Other work has been in Adelaide Literary Magazine, Quail Bell Magazine, and Grown and Flown, where her essay ranked 14 in their "Parent Best Posts of 2020." Tiny Seed Literary Journal: Anthology Forest (Aug. 3, 2021) and The Weekly Avocet (#450) have published her poetry. Her website is www.wendyamiller.com .

Friend to the show and Florida A&M University Alum, Whitney Horsham stops by the kitchen table to chat with Jade and Keia about her HBCU experience and the transformative power of Black excellence. This special bonus episode of Gettin' Grown is presented commercial-free thanks to Target. Target is partnering with HBCU's to support the next generation of Black talent. https://gettingrown.co/ https://www.patreon.com/gettingrown Email: GettinGrownPodcast@gmail.com Twitter: @GettinGrownPod IG: @GettinGrownPod Facebook: www.Facebook.com/GettinGrownPodcast

Tony Winters has a unique origin story that truly shows how a dream can come true. We see a young man star struck by Hollywood grow up to be a man of Hollywood. He has been in everything from Days of Our Lives, The Young and the Restless, NCIS: Los Angeles, Criminal Minds, Grown-ish, and now his up and coming feature film National Champions. I hope you enjoy todays episode. You can find Who Did That Voice the podcast on all podcasting platforms, on social media and on YouTube.Facebook: https://www.facebook.com/whodidthatvoiceTwitter: https://twitter.com/whodidthatvoiceInstagram: https://www.instagram.com/whodidthatvoiceTikTok: https://www.tiktok.com/@whodidthatvoiceYouTube: https://www.youtube.com/whodidthatvoice24 

Back in November 2014 a new podcast was taking the world by storm. It was barely 2 months old at the time, but Serial, a new podcast from the creators of This American Life, hosted by Sarah Koenig, become the biggest podcast hit ever. Here's how their website describes the show... Serial will follow one story - a true story - over the course of a whole season. We'll follow the plot and characters wherever they take us and we won't know what happens at the end of the story until we get there, not long before you get there with us. Each week we'll bring you the latest chapter, so it's important to listen in order, starting with Episode 1. In typical fashion of other extraordinary storytelling podcasts (like my all-time favorite, now retired show, The Story with Dick Gordon), Serial has superior production elements, but mostly a compelling story. It's Baltimore, 1999. Hae Min Lee, a popular high-school senior, disappears after school one day. Six weeks later detectives arrest her classmate and ex-boyfriend, Adnan Syed, for her murder. He says he's innocent - though he can't exactly remember what he was doing on that January afternoon. But someone can. A classmate at Woodlawn High School says she knows where Adnan was. The trouble is, she's nowhere to be found. The case of this first season of Serial focuses on a single accuser named Jay. Jay tells police a story with vivid details about how Adnan murdered his ex-girlfriend, Hae. Without any DNA or other hard evidence, a jury quickly convicts him of first-degree murder. Is Jay telling the truth? What about the other testimony that came out during the trial. Sarah, the host of the show, reveals how so-called facts can be used and misused when accusations are made. Is Jay a false accuser? Adnan is in a Maryland maximum-security prison. There's not much he can do about it other than continue to proclaim his innocence. Well, there's actually quite a lot more he can do inside his own head. He can grow increasingly angry, bitter, resentful, and cynical. Who could blame him? Why Do People Falsely Accuse? It's ancient going back to the beginning. According to the Genesis record of the Old Testament, the first false accusation was the devil, disguised as a serpent, lying about God to Adam and Eve. God warned them to not eat of the tree in the midst of the Garden, the tree of knowledge of good and evil. God pronounced the punishment, "Thou shalt surely die." With the insertion of one word - "not" - the devil falsely accused God by telling them they would not die. Since then, the number of false accusations is beyond our ability to compute. Christians understand the biblical truth that Christ was crucified on the basis of false accusations. The Bible says it was for envy. In the Old Testament, the 9th commandment of the 10 is "Thou shalt not bear false witness against thy neighbor" Then why do people do it? I don't claim to be smart enough to know all the reasons, but I think we've all got quite a few good ideas based on our own experiences, the experiences of friends or family, and all the stories we've heard or read. Judas betrayed Christ for some money. That continues to be a big player for some I think. Greed and covetousness are major drivers for lots of people. It's manifested in divorce courtrooms all across the world I suppose. And like that sound clip from Serial, people can use kernels of truth mixed in with gobs of deceit to spin an accusation that will play to their favor. In an ugly divorce battle where the husband wants to hang onto more of his wealth and the wife wants to gain more of it...both can amplify the negative behaviors of the other. Dollars drive deceit. Finger-pointing isn't just child's play. Grown up's do it, too. All the stories we've seen on TV of the cellmate who enters a courtroom saying he heard a confession that never happened. He testifies against the defendant in exchange for a lighter sentence or some other benefit.

In tonight's episode of Crystal's Nightcap I went to Big Apple Circus, learned what Diwali celebrates, got assaulted by a train door, hit on by a grown child, and MORE!

Every week, Titans reporter Luke Worsham takes you behind the scenes of a question he asked during a Mike Vrabel press conference. This week, Luke asked Vrabel to explain the biggest ways the Titans have grown throughout the 2021 season.

On the November 12, 2021 episode of /Film Daily, /Film editorial director Peter Sciretta is joined by senior writer Brad Oman and senior writer Ben Pearson to talk about all the news coming out of Disney+ Day. [embed=​​] Opening Banter: In The News: All The Disney+ Day 2021 Trailers, First Looks, And News From Disney's Hype Extravaganza Fox:Brad: New Predator Movie: Dan Trachtenberg's Prequel Gets A Clever TitlePrey First Look: Dan Trachtenberg Makes A Predator Prequel "Predator" sequel is officially titled "Prey," and is set for release in summer 2022 Talk about the photo Rundown what we knew of the project The movie is set to release on Hulu in the United States and on Star internationally in summer 2022. It's currently unclear whether it will also get a theatrical release. Disney Animation:Ben: Tiana First Look: The Former Frog Princess Leaps To A New AdventurePrincess and the Frog is getting a follow-up. Described as a "new long-form musical series," Disney announced that it will be written and directed by Stella Meghie, who is known for directing "Jean of the Joneses," "The Weekend," "The Photograph," and episodes of "Grown-ish" and "Insecure." The series is described as one that "...follows newly crowned Princess of Maldonia on a new adventure, but her New Orleans past isn't far behind."  Anika Noni Rose is expected to reprise her role as Tiana "Tiana" comes to Disney+ in 2023. Brad: Chip 'N Dale Movie Teased By Andy Samberg And John Mulaney: A Comeback, Not A RebootWe knew it would star John Mulaney and "Brooklyn Nine-Nine" lead Andy Samberg. slated for spring 2022 on Disney+. Revealed it's not a reboot, they're calling it a comeback, and one that's been 30 years in the making. But what exactly does that mean? Pixar:Brad: Cars On The Road Brings Back Lightning McQueen And Mater For A Disney+ SeriesShort form anthology series Lightning McQueen and Mater (voiced by Owen Wilson and Larry the Cable Guy) will go on a variety of adventures with some wild  Concept art Coming 2022 Ben: 'Win or Lose' Concept Art Previews Pixar's First Original Long-Form Series for Disney+First original long form series from Pixar Concept art released Win or Lose is set to follow a middle school softball team and their coach (all pictured in the concept art) in the lead up to their first big championship game. Each episode will be told from the perspective of a different character Coming 2023 Mention: Pixar's Turning Red and Lightyear will both receive docuseries.  Star WarsBrad: Obi-Wan Kenobi First Look: The Legendary Jedi Returns In His Own SeriesBrad: Everything The Obi-Wan Kenobi Concept Art Tells Us About The TV Series The Obi-Wan Kenobi Series Will Feature The Jedi-Hunting Inquisitors — Here's What You Need To Know This is basically the only Star Wars thing on disney plus day…. Surprising?  Marvel:Ben: Spider-Man: Freshman Year Will Explore Peter Parker's Early Days In Disney+ Animated SeriesThe show follows Peter Parker "on his way to becoming Spider-Man in the MCU, with a journey unlike [any] we've ever seen and a style that celebrates the character's early comic book roots."  The series is set to be written and executive produced by Jeff Trammel, known for his work on other animated series such as "Craig of the Creek" and "The Owl House." Photo No word yet on whether or not Tom Holland will reprise his role Brad: Marvel Zombies Animated Series Coming To Disney+“The animated series from Marvel Studios reimagines the Marvel Universe as a new generation of heroes battle against an ever-spreading zombie scourge.” Release date: coming soon. Ben: X-Men: The Animated Series Is Getting A Disney+ Revival Called X-Men '97show will be a continuation of the 1990s classic series Teaser poster lol the show ended in 1997 with an episode called "Graduation Day," in which Charles Xavier is injured, the X-Men (and Magneto!) gather around him in a hospital bed, and he says his tearful goodbyes to everyone before dying. But suddenly, Lilandra, the Empress of the Shi'Ar Empire, appears in the room and claims she can save Xavier. She resurrects him using Shi'Ar techniques, but tells the group that he can only survive under Shi'Ar care, so she whisks him away while Xavier telepathically tells his pupils and friends that his spirit will live on in them. Will Xavier have a big role in the sequel series? 2023 release Brad: Agatha Harkness Disney+ Show Gets An Official Title And LogoThe show is officially called "Agatha: House of Harkness." We knew: Kathryn Hahn reprises and "WandaVision" showrunner Jac Schaeffer writing and executive producing What will the show be about?We don't know At the end of WandaVision, Wanda had trapped Agatha in her "Agnes" persona, taking away her magical abilities in the process. This suggests the show could be about Agatha getting her powers back. Or it could be a kind of prequel  Brad runs down the Marvel first look on Disney Plus:Moon Knight First Look: Oscar Isaac Enters The MCU Secret Invasion First Look: Nick Fury And The Skrulls Play Spy Games She-Hulk First Look: Meet The Mean Green Law Machine Of The MCU Ms. Marvel First Look: A Marvel Fangirl Becomes A Superhero How did Disney Plus Day go?Was it big or a disappointment? The cluster of a big announcement event through twitter Will Smith snafu Getting people to pay for disney plus to see trailers? What was missing?   Also mentioned:      All the other stuff you need to know: You can find more about all the stories we mentioned on today's show at slashfilm.com, and linked inside the show notes. /Film Daily is published every weekday, bringing you the most exciting news from the world of movies and television as well as deeper dives into the great features from slashfilm.com.  You can subscribe to /Film Daily on Apple Podcasts, Google Podcasts, Overcast, Spotify and all the popular podcast apps (RSS).  Send your feedback, questions, comments and concerns to us at peter@slashfilm.com. Please leave your name and general geographic location in case we mention the e-mail on the air. Please rate and review the podcast on Apple Podcasts, tell your friends and spread the word!  Thanks to Sam Hume for our logo.

Jade and Keia welcome Dr. Nadrea Njoku and Dr. Felecia Commodore to the kitchen table for a candid conversation about recent trends in HBCU giving and how best to support and sustain HBCUs and HBCU students both now and into the future. This special bonus episode of Gettin' Grown is presented commercial-free thanks to Target. Target is partnering with HBCU's to support the next generation of Black talent.

Whether you're scaling your company or aspiring to grow in your personal daily leadership, there's no greater terrain to *explore your own self-awareness* than the pursuit of career success. Alisa Cohn (named the Top Startup Coach in the world by the Thinkers50) has been coaching startup founders to grow into world-class CEOs for nearly 20 years. And on Glambition Radio, Alisa and I take a deep dive into the ‘real work' of leadership and growth… ourselves.  In her new book ‘From Start-Up to Grown-Up: Grow Your Leadership to Grow Your Business', Alisa provides a much-needed guide for business leaders to maximize strengths, defuse triggers, control self-doubt, and build on your motivators. The post From Start-up to Grown-up with Alisa Cohn— Glambition® Radio Episode 273 with Ali Brown appeared first on .

Suzie is back for a green round of facts in today's Tricky Trivia! Then we're talking about activism with Grace Young in Ask a Grown up. And finally we have Andrea in to tell us all about chopping and slicing in How To Time!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Mike Max talks with former Olympian and current running analyst Carrie Tollefson about the New York Marathon, protocols that need to be followed, how running has grown, preparing for the winter and more. See omnystudio.com/listener for privacy information.

Damona speaks on the killing of Alpo Martinez and blending street culture with rap music, Latto getting backlash for her choice of Halloween tributes, the reality of keeping women safe, men being stupid, voicemails & more! Get your real life advice from Damona on the show! Dial 267-225-2492 and leave a question for a chance to have your voicemail answered on an episode. Filmed on Location: RAMG Studio (Renaissance Arts & Media Group)Theme music: @TrvplawdBeats Comment & like on the Breakbeat Media YouTube page, subscribe wherever podcasts are available, and visit us at www.breakbeatmedia.com Executive Producers: Dave Mays & Brett JeffriesProducers: Tom Flies & Dre Smith

On this weeks episode of MTB - Britt, Mani and LG  are remote and without Lex who is working on a film project in Africa. They attempt to tackle the tragedy at the Astroworld Festival. The fall out of Kanye's epic Drink Champs episode. Men's attraction to spiritually toxic women. The cost of cutting corners. Grown men seeking validation as opposed to serving. All that and much more. This episode is powered by Northwest Pizza in Ashland, OR - Let's Bubble Productions  UPLFTRS  & THE REEF Studios in Oakland, CA. Listen to Nothing Lasts Forever by Kevin Allen hereListen to Conversations with Nation Season 2 Premier hereGrand Nationxl their debut album Twice On Sunday: Season 1 is out NOW! Konkrete Violet Purchase the Vinyl + Digital HEREEastshore Highway Purchase the Vinyl Here Follow Meet The Brave PodcastFollow ManiFollow LGFollow Brittny Nation (Producer)Follow Let's Bubble ProductionsFollow Northwest PizzaWatch WINNING FORMXLA.

1:27 Bookish Moment of the Week 1:46 - Unraveling Oliver by Liz Nugent  1:52 - Bookends bookshop in Pagosa Springs Colorado 2:46 - All the Lonely People by Mike Gayle 4:05 - The Afterlife of Holly Chase by Cynthia Hand 4:42 - My Plain Jane by Cynthia Hand, Jodi Meadows and Brodi Ashton 4:43 - My Lady Jane by Cynthia Hand, Jodi Meadows and Brodi Ashton 4:57 - A Christmas Carol by Charles Dickens 5:19 - Marley by Jon Clinch 6:06 Current Reads: 6:12 - God Spare the Girls by Kelsey McKinney (Kaytee) 6:32 - Sarah's Bookshelves Live 9:43 - A Glimmer of Death by Valerie Wilson Wesley (Meredith) 9:52 - Book Drop subscription 13:32 - Let's Tell This Story Properly by Jennifer Nansubuga Makumbi (Kaytee) Note: In the UK, this collection is published as Manchester Happened 14:23 - A Gentleman in Moscow by Amor Towles 16:10 - Grown by Tiffany D. Jackson (Meredith) 16:23 - White Smoke by Tiffany D. Jackson 16:36 - Novel Neighbor bookshop 22:03 - Race to the Sun by Rebecca Roanhorse (Kaytee) 23:23 - Black Sun by Rebecca Roanhorse 24:22 - Three Dark Crowns by Kendare Blake (Meredith) 25:55 - The Hunger Games by Suzanne Collins 25:56 - The Selection by Kiera Cass 25:58 - Furyborn by Claire Legrand 28:24 - A Court of Thorns and Roses by Sarah J. Maas  30:32 Deep Dive - What Makes a Good Book Club Book? 33:58 - Leave the World Behind by Rumaan Alam 34:42 - Bookend Homeschoolers Season 2: Episode 13 36:20 - A Good Neighborhood by Therese Ann Fowler 36:50 - Good Neighbors by Sarah Langan 38:12 - How the Word is Passed by Clint Smith 39:02 - The Southern Book Club's Guide to Slaying Vampires by Grady Hendrix 40:49 - This Is How It Always Is by Laurie Frankel 41:45 - The Push by Ashley Audrain 41:48 - The Need by Helen Phillips 42:53 - Roar by Ceclia Ahern 43:15 - The Women of Brewster Place by Gloria Naylor 43:45 - You Think It, I'll Say It by Curtis Sittenfeld 44:43 - Books We Want to Press Into Your Hands: 45:05 - The Immortal Life of Henrietta Lacks by Rebecca Skloot (Kaytee) 47:26 - The Power by Naomi Alderman (Meredith) 49:20 - The Handmaid's Tale by Margaret Atwood

2021 EP --- Support this podcast: https://anchor.fm/IAmJuanCharles/support

Going to the doctor can be scary, even if you're as macho as—Macho Supreme! This week in The Imagine Neighborhood™, Scotty needs to get his Merman Measles shot, but Macho is so afraid something bad might happen to Scotty at the doctor's office that he yoinks Scotty away in the Mach Billion! Will Scotty get back in time for his appointment with Dr. Alexander Camelguy, or will he . . . (apologies) . . . throw away his shot? Will Macho overcome his fears before he and the rest of the Neighborhood turn into a bunch of scaly-tailed, scene-stealing divas? Will listeners listen for the bonus content after the credits? It can feel unfair when something that helps you also hurts a little bit. And shots can hurt for a second, but a lot of people need them to stay healthy. In today's episode, we'll learn some things that you can do to help make getting a shot less stressful. Along the way, we'll hijack a spaceship, meet a very unusual medical professional, and make more Lin-Manuel Miranda musical references than, well, a Lin-Manuel Miranda musical. Grown-ups—as always, we'd love to see your family's drawings and creations inspired by the episode, and you can drop some knowledge with the discussion prompts and activity suggestions found in our newsletter. In the meantime, here's an excellent article—recommended by our newest rock star, Dr. Leslie, P!H!D!—about ways to help kids navigate their fears about shots. Stay safe, everyone. See you around the Neighborhood!

Greetings, it's been a while since I last released the  podcast, Journey to Healingwhile I was off line I spent the past 3 months finalizing all the details to enable all of you to take a journey to healingPlease enjoy this podcast and I appreciate each of youtheresa

The Sunday Times' tech correspondent brings on Uma Valeti, founder of Upside Foods, to talk about creating “cultivated meat” doing a taste test (4:00), the process (6:00), why he is working on this (10:20), his “aha” moments (12:15), signing a release to eat chicken (19:55), cutting out fetal bovine serum (23:10), the scaling challenge (26:00), and the importance of transparency (29:40). See acast.com/privacy for privacy and opt-out information.

98 | START, GROW, SCALE FOR COACHES FT. ERIN PORTER, Day 1: Our Coaching Mistakes + How We've Grown   In Today's Episode Lily is joined by Erin Porter for a 3 Day Live: START, GROW, SCALE FOR COACHES. Today is Day 1 we talk about the top 3 mistakes they've made as 6 figure coaches and how they grew from them. If you're a coach, this one is for you! Tune in today to hear more!   Experience The Ripple 2 Day Online Event: join here, The Quantum Ripple Effect Coaching Program: Become Certified in 6 coaching and healing modalities AND receive $1500 off by signing up

Master Gardener Elisabeth Mollica appeared on the KGEZ Good Morning Show with John Hendricks and Robin Mitchell on Thursday, 11-04-21 with more Tips To Grow On! 

Ashley Kehr Holds Degrees in Financing and Public Accounting and is a License Insurance Agent. She Purchased Her First Rental Property in 2014 and since then has Grown her Buy and Hold Portfolio Consisting of Residential Property, Commercial Property and Mobile Home Parks. Ashley is also the co-host of the BiggerPockets Real Estate Rookie Podcast with a Goal to help Newbies figure out the Actionable Steps Necessary to get their first deal. Currently, Ashley lives near Buffalo, NY on a Dairy Farm with her husband and three boys. She Spends most of her time Educating New Investors, Analyzing deals, Seeking the Next Adventure, and living a spontaneous life. In this episode we talked about: Ashley's Bio & Background Property Management The First Duplex Deal Investing in Mobile Home Parks A Pivot to Camp Grounds The Underwriting for Camp Grounds Regulatory Environment The Philosophy of the Trade-off between Potential Income and Value Real Estate Risks and Opportunities in the Next 2 years Mentorship, Resources and Lessons Learned Useful links: https://www.instagram.com/wealthfromrentals/?hl=en Transcriptions: Jesse (0s): Welcome to the working capital real estate podcast. My name is Jesper galley. And on this show, we discuss all things real estate with investors and experts in a variety of industries that impact real estate. Whether you're looking at your first investment or raising your first fund, join me and let's build that portfolio one square foot at a time. Ladies and gentlemen, my name is Jesper gala and you're listening to working capital the real estate podcast. My special guest today is Ashley Kerr. Ashley holds degrees in finance and public accounting and is a licensed insurance agent.   She purchased her first rental property in 2014 and has since grown her buy and hold portfolio consisting of residential property, commercial property and mobile home parks. Ashley is also the cohort cohost of the bigger pockets, real estate rookie podcast with a goal to help newbies in real estate, figure out the actual steps necessary to get their first deal. Currently. Ashley, we just talked about this. You live near Buffalo, New York on a dairy farm of all things with your husband and three boys. How are you doing   Ashley (1m 2s): Good. Thank you so much for having   Jesse (1m 3s): Me right on. So I guess just on that, on that point, you are in Buffalo, so we're probably just a two hour drive away from each other. The dairy farm is that that's a family run thing or?   Ashley (1m 15s): Yeah, so my husband's family, he's third generation. And basically when I moved out of my parents' house, I moved to here and lived down the pharmacist.   Jesse (1m 25s): I love it. We were just chatting before the show. I'm kind of on the heels of, of BP con in new Orleans. Ashley was, you were speaking on a panel, you mentioned before. It was a panel of, I guess, women in real estate. Is that correct?   Ashley (1m 40s): It was all about women that have succeeded in real estate and their advice to inspire other women to get started.   Jesse (1m 49s): Awesome. Great. Well, like they can attest to the fact that we had a great time out there. Didn't cross paths at this time, but maybe next year at next BB con.   Ashley (2m 0s): Yeah, definitely. I there's so many people there so many awesome people to me, it's hard to even get from point a to B because you just run into people. Maybe you met online or people you wanted to meet or just, you know, somebody that comes up to you that heard your story. Yeah.   Jesse (2m 15s): I couldn't agree more Ashley for our listeners that don't know you have a really great presence online, Instagram kind of showcases some of the stuff you're doing, but for those that don't don't know your background, could you give us a little bit of a background of, you know, how you started out, how you got into this world of real estate that we, that we all love?   Ashley (2m 36s): Yeah, of course I, so when I graduated college, I got married and I started working at a CPA firm and I was going to get licensed as a CPA and just work as an accountant. Well, I lasted about six months and I really hated it. So I ended up quitting my job and I was just going to be a stay at home mom. I was going to get pregnant, have babies and live on the farm. Well, about two weeks into my unemployment, my friend's dad approached me and he had a 40 unit apartment complex that he wanted me to run for him.   And so I agreed I could do it from home. It would be part-time. And basically from there, I grew a property management company for himself, for him and all of his properties. It ended up being about 80 residential and about 20 commercial properties that I was managing for him. So to start my first deal, I actually approached his son and said, look what your dad is doing. We should do this. And we bought our first duplex in 2014. And that was how I got started.   Just kind of watching somebody else learning from him and working for him. I gained a lot of experience and knowledge.   Jesse (3m 49s): That's incredible. And that was only, I mean, 2014, right? Not too long ago. Yeah. So in terms of basically saying here's a 40 unit apartment, what were the details, was that, was that something local that you could do or was it, you know, it wasn't across state lines.   Ashley (4m 6s): Yeah, it was right in the town, you know, 10 minutes from my house as in the town that I had gone to high school. And so I knew the town very well. It was very convenient to get to. And I started off with a small little office there that I could go to if need be. And actually just my first day was the first of the month. It was April 1st, 2013. And so all the rent checks are coming in and I was like so nervous that I wasn't going to track them properly. That all 40 checks that came in, I actually photocopied all of them before I actually deposited them.   And I spent pretty much, it took me, I think like full two full years to actually build out my systems and processes for property management. But it was definitely a learning experience. I ripped my hair out a lot. I cried and life is much better now not doing property management. I ended up outsourcing property management to a third party in February, 2020. So I gave up the property management on my properties and also with the same investor. So now I just do asset management for both of us.   Jesse (5m 11s): Was there a reason that a, that person had had come to you for managing that, that 40 unit? Or was it just happenstance?   Ashley (5m 21s): I actually grew up next door to him, his daughter and I were best friends growing up. And I actually went on vacation with their family when I had just quit my job just because I had nothing else to do. And I that's where they were talking about who needs help. And I think there was kind of this mindset. They had that because I was an accountant. I was capable of managing and running a building, which really wasn't true. I could do the bookkeeping for it. But as far as I had to spend a lot of time learning the rules, the regulations and stuff like that and how to make it actually run efficiently.   So, but that was really just it. The, it was more his wife and his kids like pushing him. You need somebody to help you. And so I ended up doing a lot of admin stuff for him too in personal assistant stuff. And then he brought me in an all these projects. I helped him build a 40,000 square foot dealership. I helped him purchase a dealership. I helped him start an insurance agency. So I'm so grateful for him, for him because he brought me in on so many opportunities that a lot of people don't have that I guess, advantage.   Jesse (6m 32s): Yeah, for sure. It's like the school of hard knocks for a few real estate. So property management is, is one of those professions where it's, it's a lot of hard work. It's a lot it's can be a very stressful job. And usually when you're doing a great job of it, nobody calls you and says, Hey, you're doing a great job. So usually you get the call when there's an issue. How did you, well, I guess first, when did you realize that that was something maybe you didn't want to do at least you personally doing for, for long-term and, and w was there a light bulb moment that, you know, you came across that you, you thought, Hey, let's, let's go buy real estate.   Like you're talking about.   Ashley (7m 8s): Yeah, actually the light bulb moment was when I helped him purchase the dealership. So I saw how he was purchasing a business and what he was doing was taking his properties that he owned and refinancing them, pulling the equity out. And he was able to make a cash offer on this business and purchase it. And I still remember sitting in the attorney's office at the closing table and he had had me set up the LLC. He had had me set up the bank account and I was the one signing that huge check that was given at the closing table.   And just the fact that he put that pen in my hand and had me write that check. I had never even seen a check that big of a month before I think really had an impact on me. And I saw like the power of the real estate that he had and how he used the equity to further advance his investments. So that was the biggest aha moment for me.   Jesse (8m 4s): Yeah. And you kind of got the, I mean, learning by osmosis by you actually doing it, but it's kind of like, I, at least I see it as there's that psychological barrier for a lot of people, as you know, with, with our industry, but you basically being the proxy, they're signing the check for him that I've, I probably broke down some psychological barriers about who can or can't buy real estate at that scale.   Ashley (8m 26s): Yeah, definitely. And even he had me do all of his financing. So anytime he went and got loans, I was in charge of that. I did all that. I worked with banks and that also helped me build a network of loan officers too, because I was super diligent about being timely in responding to loan officers, getting them what they wanted and working with them. And they liked that working relationship. And so when I started investing myself, I had a lot of loan officers that were very eager to work with me because they knew that I would provide to them what they needed to make the loan work.   Jesse (9m 2s): Yeah. Attention to detail and, and staying on top of them that didn't know traits that would explain or describe a CPA there. Yeah. So in terms of you, you pivoting to, or moving on to saying here's an opportunity that you think that you and this investor that you worked with that would purchase it, how did that property come along? What was that deal like?   Ashley (9m 24s): So I started talking to my, the investor son, just putting a little bug in his ear. Like, I think we should do this. And actually the first property that I found, I sent it to him. I said, I think this is the one we should buy. And we went and looked at it and we put an offer. It was accepted. And so he brought the money, he had savings that was going to be the cash offer on the property and how we structured. It was, we became 50 50. So I would do the property management, manage the remodel and do all the leasing.   And then he was the money guy. But also what we did was to make it less risky for him. He also received a monthly principal and interest payment every month. So he was making five and a half percent on his money. It was amortized over 15 years. And then he was getting 50% of the equity in the property and 50% of the cashflow and the property too. So it was a very, I guess, a good offer for him because it was less risky because he was tied into it so much in getting all this benefit from it.   And for me, it was just a way for me to get started, look like right now, I would never do that deal with anyone, but looking back like that got me started. And I I'm super grateful   Jesse (10m 43s): For that. And was that a, was that a local deal?   Ashley (10m 47s): Yeah, so it was in the same town where I was managing the, the apartment complexes and we stuck in that town for, I think our first three deals. And then for our fourth one, we ended up venturing into the city more and then starting to spread out.   Jesse (11m 2s): So in terms of you, you started in this, this duplex, you said for this first deal, and now, you know, just kind of touching on that. That's not a deal you would do now, but how has that growth to the second deal? Was it, was it zero to one or was it one to 10? Like how did, what was the type of deal that you did after that? Duplex,   Ashley (11m 21s): After the duplex was another duplex and it was actually on the same street, just a couple houses down and it went up for sale and my partner ended up putting a line of credit on his house and that's how we, we use that money to purchase the second one. And then we ended up doing a portfolio loan, putting a mortgage on both of them pulling the cash out of them. And that's how we purchased our third home right around the corner too. So we bought three just within a couple blocks of each other.   Jesse (11m 49s): Very cool. So in terms of over the, I guess now, well it's seven years, a little bit, almost eight over that process. You've, you've obviously ventured out to other areas in commercial real estate. Well, what was that process like? It was, there was this, it sounds like at the beginning, at least it was a gradual thing, but was there another, whether you call it a hot moment or was there a big leap in saying, okay, I'm going to, I'm going to try my hand at this, you know, this asset class or moving out into larger deals.   Ashley (12m 18s): Yeah. At first I was very focused on duplexes, small multifamily. The largest I bought in the beginning was a six unit. And then the smallest was a duplex. And I, I was really focused on that and I really became very confident and comfortable purchasing in my market on those properties. So a lot of people ask if I still consider myself a rookie, if I'm purchasing a small multifamily my market. No, I don't. I think I'm very experienced in that. Any other kind of investing? Yes, definitely in that.   So I, I stuck with that and then I ended up just having this opportunity to buy this mixed use commercial building and the investor that I worked for. He owned a liquor store and I saw the power of his liquor store and just the uniqueness of it. And it could be a cash cow and just kind of diversify your portfolio. And so I ended up buying my first commercial building, where I put the, the liquor store in that building. And that was my first kind of different strategy than I went after since then.   So that building finished in 2020, we opened up the liquor store in November, 2020, since then I have been like all over the place, especially hosting a podcast is so bad for my shiny object syndrome because I hear all these things that are like, I just want to do that. They're like sounds awesome. All these different things. So I spent a lot of time going after self storage, mobile home parks and campgrounds. And I recently went to four conferences back to back and I finally have realized that I'm going to focus on campgrounds.   I do have a mobile home park under contract, which I'm going to continue with that. It's a sweet deal. I did have a self storage under contract, but it fell through because the seller wouldn't do a phase two environmental study. Yeah. So the phase one recommended it and the owner said no. So I falling out of contract on that one. And then I'm working on getting a campground under contract now. But I think my big aha moment as to why I was focusing on campgrounds is I had a couple of people talk to me during the conference and really like point out to me what I'm struggling with.   And point out facts, such as look at all the successful investors I'm friends with. He said, look at your network. Are all of them going after like three big asset classes right now? And the answer was no, they're all focused on one. Maybe they started out focused on something like I started out focused multifamily, but then now I'm pivoting. I have that down. I have that strategy, you know, set it's running smoothly and now I can pivot on onto something else, but you don't see these experienced successful investors going after three or four large strategies at once and seeing what will work.   And then the second aha moment for me was I was telling somebody about this campground that I was offering on. And he was like, that's, that's it. And I was like, what are you talking about? I know I want to offer. And he's like, no, that's what you're excited about. He was like, you just spewed off so many different random facts and stats and all this stuff. When you've talked about self storage, your mobile home park, it's just like, oh yeah, I got a mobile home park under contract. Like you don't have that excitement. So that was a big aha moment for me too, was that I'm actually excited about investing in campus.   Jesse (15m 39s): So leading up to campgrounds, which I want to talk about because we, we don't, I don't think we've ever really gone into detail at all on the show, in terms of that process, that takes you from the first few investments to where you're doing these, you know, more commercial side of the business deals. How, how did that develop from the team point of view in terms of networking with other people or having other people influence the decisions you made for those future properties?   Ashley (16m 6s): Yeah. So up until this mobile home park that I have on our contract, I had never paid more than $152,000 on a property. And that was my sixth unit. Everything else had been below that. So my mobile home park is $750,000. That is a huge like jump for me. And that was like a huge mindset shift for me to get over that hurdle because I'd never even spent close to that amount of money or looked for that amount of money.   I've always done well with creative financing and finding money, but to find that much money was like, like nerve wracking. But I spent the last year and probably if you would have talked to me two months ago, I wouldn't even have realized this yet, but I spent the last year doing so much networking. There's a group of people. It next month will be our sixth time meeting up for various events or different things. And I think just talking with them, seeing what they're doing has really kind of helped me eliminate a lot of my limited mindset and knowing that I can achieve these things, I am capable of doing this.   And if I work hard enough, I'm going to find a way I'm not going to give up. And so that definitely helped just seeing what these other people are doing. I even had a James Dainer and he's an investor from Seattle and he runs a very successful company. He endangered, he actually let me come and job shadow him for three days. And I just got to like, see the inner workings of his mind. I got to sit in in all his meetings and that was so awesome. And it's such a cool opportunity. So if anyone is trying to, like, you feel stuck, reach out to people in your network and just go and watch what they're doing and see it.   And it's, it's definitely motivating. I get so pumped up after I surround myself with other investors.   Jesse (17m 59s): Yeah, for sure. And I mean it to the conferences or, you know, speaking with other like-minded individuals, even at, at BB con when we were in new Orleans, it is I think a relative thing where people, I hope that when listeners hear, you know, $20 million, $40 million deal it's, there is that aspect of like, it is relative. There was a, there was a point where, you know, somebody jumping from a million to $5 million or 100,000 to 500,000 or less is, you know, for that person, it's five times what they've done before 10 times, what they've done before.   But I feel like once you do that enough times, you get that aspect of, oh, wait a minute. It really is that the concepts are the same. The deals are bigger, right?   Ashley (18m 40s): 'cause, you're getting like the same ratio of compare, like your, your rental income to the purchase price. Like if that ratio is still the same, who cares if it's a hundred thousand dollars property or, you know, a $1 million property, I guess. Yeah.   Jesse (18m 55s): I find the way I conceptualize the moving from, you know, your first property or second property, not really, I guess more so when you move from certain size of properties, to me, there's a category of one you can continue to bootstrap and then another, you have to raise external capital. Right. And, and what that inflection point is, is going to be different on the individual, right. You know, if you're one or two individuals, there's a certain level where you cannot afford to purchase that property, unless you create a structure where you're raising capital.   And I'm curious for yourself that 700,000, you mentioned creative financing. Did you underwrite it from a pure debt point of view and put in your own capital, or was that something where you had to create a vehicle where you were raising capital?   Ashley (19m 41s): So I spent all my money on real estate. So I have no money. I actually did two offers to the seller. I did one where I'd go and just get a commercial loan to purchase the property. And then I did one at seller financing and I did the seller financing at his asking price. And I said, you know, I'm willing to negotiate on terms. And he told me, I knew $2,500 a month. So I took, and I amortized the loan over 25 years at three and a half percent.   And that came out to $2,500 a month. And so I got a nice interest rate, a long-term loan, and then he needed, he's actually, he lives on the property. So he's actually moving off the property and he's building a house. So he needed some money for that to build the house. So I am putting some money down on the property, but I actually sold a property. And that's, what's going to fund that down payment.   Jesse (20m 41s): There you go. So that's creative. It's funny, you mentioned that one deal that didn't go through because you had the phase two environmental where, you know, there are all these strategies that you can use where we have a property right now that we have contamination on it. And it's really a matter of, of remediation. And part of their creative strategy, most likely will be a purchaser that comes along where we have to do, you know, a short seller financing or VTB on it to get it, you know, get the environmental assessment. But again, like, it's really just a matter of thinking outside of the box. And I'm sure you, as an accountant, you're like, okay, 2,500, we'll figure out what numbers those need to be to make that payment happen.   Ashley (21m 17s): Yeah. As soon as he said that, I got like excited inside and I was like my smile and be like, okay, well, how about if we did it this?   Jesse (21m 27s): So if we were to pivot to the campgrounds, this is something that, I mean, I don't know a lot about, I know we had Brandon on talking more about, you know, mobile, mobile home parks seem to continue to be the trend. Obviously multifamily is on fire, but yeah, for, for a complete newbie campgrounds, how did you come across them? And, and why do you get so excited when you, when you, when you're talking about?   Ashley (21m 54s): So I actually came across this campground that was close to me for sale. It was actually on LoopNet. And I found that the day was listen, I got to be the first person to go and see it. And the older gentleman that owned it, he took me through the whole property, along with my broker. And just like, I could see so much value add and all these different revenue streams just popping out at me. And so that's what really got my interest. And like, my family had cam when we were younger, my parents still have an RV.   We have like family land that we turned into, like a private campground, I guess. But so I have some experience in that and I love the outdoors and camping, all these different things, but just walking through that property and seeing the potential, like just even Wade whacking, the property was going to add so much value. The basketball net had like rocks or something, like holding it down and I wasn't even faced the right way. And just like all these things just super easy improvements could increase the value of it.   The second thing that really enticed me about that property was that there, I think there was 164 sites and about 120 of those were seasonal. So people came in in the spring and this was in Buffalo. So campgrounds are closed in the winter, but they came in, in the spring, left their camper there, they paid a seasonal rate. And then they came and picked up in the fall. And that really limits the daily check-in checkout, which I kind of liked that model a lot more because I'd like to stay away from as much operation as possible. So I offered on that property.   Hannah was like my biggest offer after it was 1.4 million and they were asking 1.5 and they had me go through, I was getting bank financing on that. And they had me go through a bunch of hurdles, like sending them so much stock to make sure I was really a qualified buyer. And then they ended up getting an offer from a capital group out of Los Angeles that beat me out. They did offer 1.5 million and they ended up getting it, but it made like the Buffalo news and stuff that this campground was, they stopped taking stop doing showings because there was two competitive offers from a capital group in Los Angeles and local investor, which is me, but that was like, so he got the bug there.   And then I realized like after I lost that on it, like, wow, I was actually, I really enjoyed that. So I started looking a little bit more and reading about different revenue streams. I got a couple of people on the podcast, the real estate Wiki podcast too, who are investing in campgrounds and one that wanted to start investing, but had done a ton of research, had them on the podcast so I can learn some more. And so then from there I found another one and I'm currently trying to get one under contract now.   And I just did a, an episode on the bigger pockets, real estate podcast with David Green. And I mentioned on there that I'm looking for campgrounds and that was released yesterday and already today. I have so many people sending me deals. So anybody else   Jesse (25m 4s): I'm sure. Yeah. It's a, it's a great, you know, selfish or symbiotic. I don't know you want to call it, but where we can, we can have people, we can have guests on we're. I mean, the value, hopefully we're giving is we're, we're getting it in return from having the guest on. And obviously listeners just hearing a boat, like I would never have thought a campgrounds. Now I'm going to look into what's the, what's the Canadian market, like in campgrounds. Just curious. I'm curious though, from the, from the perspective of you come across this, this, this camp brown, you start seeing all the different revenue, potential revenue, streams, the underwriting for a campground obviously, or maybe not obviously, but from my perception, it seems like you're buying a bit more of an operational business.   It's not as much pure real estate, but when you're underwriting it, are you looking at it as a, you know, as somewhat similar to a cap rate, like you're looking at the yields annually, are you looking at which companies that you would need to employ to, to manage the thing? W what did that look like for you being, especially being an accountant where it seems like those types of things would be at the top of the list for you?   Ashley (26m 11s): Yeah. So actually what I did at first was I AIG Osborn had, he has an available a self storage deal analysis calculator. I actually took that. And I use that for that first property that I put an offer in. And I tailored that to like, okay, so he has, you know, the size of the storage units. How many of those units do they have? And then what's the, you know, the monthly rate for that. And I just like, changed it. Okay. There is, you know, 50 full RV hookup sites.   There's maybe 50 with only electric or something. And I just tailored it to kind of fit a campground. So I've been actually working on that because there is not really a template or a calculator to analyze a campground because they're so different. Each one is so unique with what they have to offer and what are those different revenue streams. That's also what entices me, because there's so much different ways you can generate revenue off of a campground.   So for the deal analysis, it's really been, so I'm only offering on my second one, I've analyzed maybe four or five in total now. And I just, I have to completely almost redo the spreadsheet every single time, because they're going to have different expenses. They're going to have a different income streams. So I really just start by making a list of what I think the revenue is. It can generate. And then I'm pulling comps. I'm looking at websites of other RV parks in the area.   And I'm like, okay, what is their daily rate? What's their seasonal rate. A lot of times it even says what they charge for different things. So like one campground had a zip line and ATVs or whatever, and you'd pay like $25 for a day pass, use the activities. Okay, well, I could do that online, and this is what I could charge. So pulling comps on the campgrounds, because that's going to be your competition. People are going to look at what's around, especially the seasonal, because seasonal campers usually don't live that far from where they're parking their camper, usually within an hour, because they're going there on weekends, you know, the days off or even just for a night sometimes, and then commuting bathroom work, blackout work.   The one that I had offered on first at the Mo the owner said, the majority of people there lived within 30 minutes of where they were keeping their campsite. So if they're looking in that area, that's definitely going to be, your competition is looking right there and see what amenities they have, and then kind of figure out the price. It's almost like a, how an appraiser does an appraisal, those do the bedroom, count the bathrooms and then compares them and like, okay, this is the average, this is what I can put that value to that property.   Jesse (29m 4s): It's almost like how many things can we unitize and figure out what those, what those costs are or income is in terms of the, as a complete outsider in this, in this sector. Is there a case for campgrounds? Like, are there situations where the campground you can purchase the business itself, but not the real estate? Or are those always kind of co-mingled   Ashley (29m 28s): No, you definitely can where you do like a land contract, but that would be something that I'm not interested in at all. I like the idea of owning the property. And I joked when I went this recent one I'm offering, I joke that in 10 years, I'm going to pay it off. I'm going to kick everybody out and I'm just going to build my dream house live there.   Jesse (29m 50s): So actually we were on one of the panels that we had in, at the conference we were talking about, well, it was, it was a question for a couple of us on the panel and it was talking about the regulatory environment. And I thought, it'd be interesting to ask you because New York state, I think is probably of all the states, it's probably has a little bit more of regulatory kind of work to get through from a landlord tenant perspective. How, how have you looked at real estate or how has that impacted how you look at real estate, especially in your, in your state?   Ashley (30m 23s): Yeah, so it's definitely not a landlord friendly state, New York by all means. So everything really changed for the worse in June of 2019. And even now just with COVID the, the regulations they put on, on evictions and everything like that has been awful to deal with and what tenants can get away with. And it definitely has deterred me from wanting to keep building a portfolio here. I think that I do have a nice sized portfolio.   And if I, which I do think I will continue doing a bunch of burgers is I'll, I'll go out of state and kind of diversify in different markets. Maybe do a couple here a year still, just because it's so easy for me. Cause I know the market and I know the properties and I get a lot of deals sent to me. But yeah, we, we were lucky. We didn't have too many people that didn't pay during COVID, but there's one person that hasn't paid since COVID and we can't evict them.   We can't do anything. So I was very thankful that I gave up property management before COVID hit, because I wouldn't be bald ripping my hair out even more. So that was nice. But yeah, I, I think that if you are investing on state, don't come to me here.   Jesse (31m 46s): Yeah. Yeah. I think there's a, there's definitely a different, I mean, we're, we're very, I think our whole country safer for Alberta is, is a challenging regulatory environment. I think rent stabilization and rent control. We had a professor actually from New York city from NYU that was talking about the history of rent control and rent stabilization in New York state and then across the country. But I think for us, I'm not sure if it's the same for you, but basically we have a certain amount that we can raise every year. And they're really the only time you can raise above that is when a new tenant comes in.   I'm not sure if it's the same kind of,   Ashley (32m 20s): Yeah, we don't have that like outside of Buffalo, cause that's more like New York city, but for us, the biggest thing is like in June when all of the, the laws kind of changed and they just changed so drastically. So it used to be a three-day notice before you could file a petition for eviction, but then it changed to a 10 day notice and then it just like made the whole eviction process a lot longer, the different rules and regulations they put in and just a lot easier for tenants to get away without paying rent just a lot more loopholes and things like that.   Jesse (32m 56s): Yeah, absolutely. I think one very like a stark difference between let's just use Buffalo, for example, compared to say our market in Toronto or I mean you could go LA you could go, Boston, Buffalo has been a very, I think yields centric type of market where you, the cap rates that you can achieve around your area, probably a lot higher than the cap rates we can achieve in our area. But I think that has been at the expense of potential equity growth. So how do you look at, at that when you are doing your underwriting and just generally your philosophy of, of that trade-off between, you know, potential income as opposed to value?   Ashley (33m 36s): Yeah, so like one thing is the 50% rule in the 1% rule. So the 1% rule says that the per your, the rent that you're charging each month is 1% of the purchase price. I can hit that all day long. What I can't hit is the 50% rule where 50% of your expenses are 50% of the monthly income because the property taxes are so high too. So that's like a, not even the, the laws at all, just property taxes are so high here too. So that's been kind of another reason for me to want to go out of state for my rental portfolio, because if I buy this $20,000 property, I can pay that off very quickly or just pay for that in cash.   But I'm still paying those properties taxes every single year. And those, I just sold a property that the property, it was 20,000. I had bought it for and the property taxes were about three grand a year on it. And, but I could go upstate and I could pay maybe, you know, 50, 60,000 for that same house, but only pay a thousand dollars in property taxes. And once that property is paid off, it's only a thousand that I'm paying every year instead of 3000. So that I would say is even more of a factor to me than the, the landlord tenant laws, even.   Jesse (34m 54s): Yeah. It's funny that we would be the inverse of that. The 1% is almost impossible if not impossible, but the 50%, which is, you know, for listers, like you have a, your, whatever your expense ratio is, that's really, really what it is, you know, as a percentage. So us, I think 30 to 40% is pretty, pretty normal. It, unless it's brand new and then you can get a little bit lower, but yeah, I didn't, you know, and I didn't even think of that from a property tax perspective. That's really, I always, I, when you mentioned that, I thought it would have just been just expenses in general, not necessarily property tax.   Ashley (35m 26s): Yeah. It's, it's definitely the property tax, but we actually in Erie county, which is the county that's in Buffalo and, or surrounds it, they actually have an Excel sheet that they, every year that they just put on the county website that tells you each town and what the tax rate is for those towns. And then it compares it for you. It says, okay, if you buy a hundred thousand dollar house, this is what your taxes would be on that property. And you can go through and see, and it shows, breaks it down from like town and county.   And then if there's a village to village tax and then school tax. So what you can do is you can go through there and say, okay, these are the desirable school districts. Well, what towns border that, where you're paying that low town and county tax, but you're getting into that school district because of that little bit of overlapping. So if you guys, and anybody wants to go and look search your county, I'm sure they probably do this too. If your county does and look at that and you can see what towns have the lowest tax rate tax rates.   So the last house that I, I just did a flip and that house had super, super low property taxes. It was in a small little town and the reason it had low property taxes was because there was like a garbage dump in the area landfill. And they pay the majority of the property taxes. Well, this property was like right on the edge of the border where you're not getting any smell from the landfill. And so it was kind of like an opportunity because you get that, you know, I, that property, I also purchased for 20,000, but instead of 3000 and proper Texas, it was only $850 a year in property taxes.   Just show the difference. Yeah.   Jesse (37m 12s): Yeah. I think that's, I mean, it's pretty amazing. Like you can have properties within, you know, 45 minutes an hour from each other and just have such a drastic price difference when it comes to property tax Ashley, in terms of the way that you're looking at the market right now, and fingers crossed, hopefully we're coming out of this thing, you know, in, in the right direction, when it comes to the lockdowns and restrictions, what is, where do you see opportunities over the next few years? You know, what's, what's kind of got your interest aside, you know, aside from, from the, what we've discussed here, but what are you excited about?   Ashley (37m 47s): Well, I guess, you know, I'm trying to stay away from that shiny object centers. Talking about teenagers is bad for me, but I think there'll be a opportunity for businesses. So going after businesses that maybe are sick of the COVID regulations, or maybe they did fall behind and during COVID and they just haven't been able to catch up. So I think there'll be opportunity there. So some of the businesses I'd be interested in are not really going to be ones that were impacted by COVID, but were actually empowered by COVID.   So they actually did better. So that would be like liquor stores, which I got one of those. And unfortunately we didn't get our like liquor license until basically the shutdown was kind of over, but looking at the kind of businesses that can survive COVID I think really piques my interest that if there was another shutdown or something like that happening again, that these businesses were thriving and they still do successful anyways, even when there isn't a shutdown.   So that was like a liquor store was a big one for me. And then I also like the idea of a laundry mat or a carwash, just the, the, the ease of the cash cow from those. And then I do have some experience managing a laundromat for that, that other owner. So yeah, those are any other business opportunities   Jesse (39m 18s): Working with that. Gentlemen is the gift that keeps on giving we've. We've looked at laundromats as well. It's just one of those compelling things that even without buying the real estate there, there still is a compelling case. If you can obviously do both. That's great. But I like your point in terms of businesses that have been resilient. I mean, we've seen in our own market, you know, whether it's technology, medical, technology companies, ghost kitchens, just companies that you didn't, you couldn't foresee how much, how explosive their growth would be prior to the pandemic, obviously for, you know, nobody has a crystal ball, but that that's, we do see those companies, a big driver of, of real estate at least locally here.   And I'm sure it's, it's the case where you are.   Ashley (39m 60s): Yeah. And even with auto dealerships. So I've been in because of the same investor I've been in the auto dealership industry and they are making more money now because of the shortage of cars. So every car that they're selling, it's getting selled at invoice or above because there's no cars available because all the chips and all the parts are stuck on a ship waiting to come into the us. But they they've said that they sold they're making as much as they did, but they're selling half of what they sold before.   COVID. So they're doing less work, making the same amount of money. So it's been almost beneficial to them to, I mean, there's definitely was some hardships, especially during the shutdown and things like that, but there's the PPP programs that I think helped a lot of, of businesses. So it's very interesting to see what businesses actually have benefited from COVID and have done better.   Jesse (40m 57s): Yeah. I couldn't agree more. Well, actually, I want to be respectful of your time here. There's four questions that we ask every guest that comes on the show. So before we kind of get on how people can reach out to you, if you're game for those all, I'll start them off. What's something that, you know, now it could be in your real estate or career in general that you wish you knew when you were starting out.   Ashley (41m 19s): So, one thing that I did not know was that you could go and get a loan for an investment property. I thought you had to make a cash, but you had to buy it in cash because that's how that other investor had purchased all of his properties. So I wish that I would have known that there was other options to me then just taking on a partner and I could have explored that. And not that I, you know, made a bad decision or anything like that, but I wish I wouldn't have had that limited mindset of that. You could only buy a property in cash, and I didn't even realize creative financing and all the different ways to purchase property until I actually found bigger pockets in 2017.   So that was three years later. And then I tripled my portfolio in a year and a half after just digging into the forums and learning all these different ways, you know, seller financing and private money, all these different things.   Jesse (42m 13s): Yeah. Just, just all the different resources. The next question is, you know what, since you were on a panel for women in real estate, maybe we'll, I'll kind of tweak the question a little bit. Typically we'll ask, you know, your view, what would you give as a recommendation to younger people coming into our industry, your view on mentorship, but why don't we say from a, especially from a female point of view, younger women coming into our industry, you know, what would be your advice to them? And, and just generally, and mentorship,   Ashley (42m 41s): I think that there are some women out there who think that they are at a disadvantage being a woman in real estate, because there's so many men doing it. Don't look at it like that. It is an opportunity and it is an advantage. You are going to stand out because you are a woman. If you go and look at a property with a broker, do you think he's going to remember the 20 other men that have looked at it and know he's going to remember that one woman that came, that you know, is investing in properties.   I think there's a lot of doubts and that, you know, you're going to get scammed by contractors because you're a woman, you know, don't know what you're doing. And that's also an advantage. You know, if a contractor is going to try and scam you, because you're a woman who's going to do it right off the bat. So if he's talking down to you or things like that, then you know, not to hire him or if it's a guy and the contractor is like, okay, he probably knows what he's doing. I'm going to scan them at them or something.   But I, I think use it to your advantage. And it's an opportunity. And if you feel like, because you are a woman that you are not being taken seriously, then you're talking to the wrong people. You're talking to the wrong person because I have more friends in real estate that are men than women and not a single one of them has ever talked down to me or made me feel like I don't belong. That it's a boys club at all. If anything, I feel like I've been more welcomed because I am a woman.   There's a million other men doing what I'm doing, but there's not as many women. So it's given me an opportunity, a like up and I think take advantage of that   Jesse (44m 25s): Great advice. Okay. Is there a resource, a podcast or book that you'd like, let listeners know about that you're listening to reading   Ashley (44m 36s): The real estate rookie puck.   Jesse (44m 41s): Yeah. As well.   Ashley (44m 44s): Yeah. If there is actually a book that I love and I think that anybody who's in business or the real estate or any other business should read this because no matter what, you're going to be dealing with people, and it's a hug your haters by Jay Baer. And it's a customer service based book. And basically it talks about like, if you received negative feedback or criticism, how to deal with that, and also how to kill people with kindness. So if you are a wholesaler and you're getting, you know, sellers that are, you know, or you know, how to work with them.   And so I, it's a, it's a great read. I, it's probably the, one of the, probably the only book that I've scribbled in that much before and like taken notes and highlighted things. And so   Jesse (45m 32s): That's great that I think that's the first on the show. I've never heard of it. We'll put a link up to that as well. Awesome. All right. My favorite question, first car, make and model.   Ashley (45m 42s): It was a green Bonneville. I don't even want the makeup upon GMC or Chevy or something, but That's basically about think of a vote.   Jesse (45m 57s): Yeah, just, just in a, in a what's it called in Buffalo with a PO thing. It's Pontiac. Pontiac Bonneville. Yeah. Awesome. Awesome. Well, Ashley, for, for people that like to kind of find out what you're doing online, like I said, you have great, great presence on, on Instagram and other platforms were where's the best bless area for people to reach out.   Ashley (46m 19s): It will be on Instagram app wealth from rentals. And then we also have a real estate rookie, a YouTube channel, and then a real estate rookie, a Facebook page. You guys just searched those.   Jesse (46m 32s): My guest today has been Ashley Kurt, Ashley, thank you for being part of working capital.   Ashley (46m 36s): Thank you so much for having me.   Jesse (46m 45s): Thank you so much for listening to working capital the real estate podcast. I'm your host, Jesse for galley. If you liked the episode, head on to iTunes and leave us a five-star review and share on social media, it really helps us out. If you have any questions, feel free to reach out to me on Instagram, Jesse for galley, F R a G a L E, have a good one. Take care.

It's your girls Cely and Justine, we are so hyped to bring a new episode of our podcast, As You Should, where we'll be breaking down all things Love Island, relationships and what's happening in the world. This week, Cely and Justine share share what they got up to this halloweeked. Celebrities, costumes, and music, OH MY! Are the girls growing up? Or will the mess continue? Tune in to find out this week, As You Should! If you enjoy today's episode please follow, rate and review and obvi don't forget to share it with the Justine to your Cely and the Cely to your Justine. If there is anything you want to hear from us or topics you think we should cover, DM us over on Instagram @thecelyvazquez and @justinejoy312   To dive deeper into each episode with Cely and Justine and other podcast listeners, plus receive exclusive bonuses relating to the show, come join The As You Should Podcast Facebook group.    And be sure to snap a screenshot and tag @thecelyvazquez and @justinejoy312 as you're listening to this week's episode. Remember to hashtag #asyoushouldpodcast, that way we can share your screenshot on our stories too!

Hi, my love muffins! I hope y'all are having a WONDERFUL Tuesday!! In today's episode we're chatting through 9 pieces of advice I have for anyone in their early 20's (or honestly any age)! These are things I'd tell my younger self. I appreciate the patience with me getting this up a little later than usual, my loves! Please enjoy! ( :  Grab your water, tequila, or ginger tea bb (add some honey to coat the throat), and let's dive into today's episode! We're chatting about 9 pieces of life advice! And MORE! — FIND ME ON INSTAGRAM https://www.instagram.com/themanifestdaily  SUBSCRIBE ON YOUTUBE https://www.youtube.com/c/DheandraNicolette?sub_confirmation=1 FOLLOW ME ON TIKTOK https://www.tiktok.com/@themanifestdaily ABOUT ME: Dheandra Nicolette is a content creator whose purpose in this life is to help other souls return to their highest self, so they can live their best life. Each week on her podcast, Manifest Daily, she shares her experiences and applications of spiritual lessons in a very easy and digestible format. No stranger to topics such as manifestation, parallel realities, quantum shifting, Akashic records and so much more, Dheandra has found that by sharing her unique perspective she's able to peel back the layers of societal masking and return to her authentic self while encouraging listeners to do the same.  — ABOUT THE PODCAST:  Manifest Daily is a spiritual and lifestyle podcast that provides all the energy and support that you need to return to your highest self and live your best life. Each week, I share lessons learned from my personal experience with manifestation, spiritual laws, everyday life and so much more!  So, slap on ya face masks, turn up the volume and let's dive in — and oh, and don't forget to share with a friend bb, sharing is caring after all ( ; Update Description

This episode is about nothing and everything. We're cleaning out the fridge. Join Jade and Keia at the kitchen table for a proverbial smorgasbord of conversation. Support the Show: This is Uncomfortable is a podcast from Marketplace about life and how money messes with it. Subscribe now wherever you get your podcasts. Celebrate your legacy. Invest in the future. Together, we are Black Beyond Measure. Visit Target.com/BlackBeyondMeasure to learn more. Order ahead on the McDonald's App and get two of your faves for just six bucks. Price and participation may vary. Single item at regular price. Limited time offer. Upstart is the lending platform that offers smarter interest rates. Visit Upstart.com/GROWN to find out how low your Upstart rate is, and the best part? It won't affect your credit! Ana Luisa is a great brand making beautiful, sustainable jewelry! Treat yourself or a loved one and get 10% off by visiting AnaLuisa.com/GROWN and using code GROWN. https://gettingrown.co/ https://www.patreon.com/gettingrown Email: GettinGrownPodcast@gmail.com Twitter: @GettinGrownPod IG: @GettinGrownPod Facebook: www.Facebook.com/GettinGrownPodcast

Tiffany D. Jackson is the critically acclaimed author of Allegedly, Monday's Not Coming, and Let Me Hear a Rhyme. Her most recent best-seller, Grown – inspired by the R. Kelly case -- shone a spotlight on predatory behavior and the biases faced by young black women. Now, Tiffany is back with her highly anticipated new YA novel, White Smoke. The chilling psychological thriller White Smoke combines supernatural scares with real-life themes surrounding racial prejudice and blended families. Described as “The Haunting of Hill House” meets “Get Out,” White Smoke tells the story of Marigold who moves with her newly blended family to the midwestern town of Cedarville. The picture-perfect home isn't all it's cracked up to be. Household items vanish, doors open on their own, shadows walk past rooms, voices can be heard in the walls, and there's a foul smell seeping through the vents only Marigold seems to notice. As the house closes in, Marigold learns that the danger isn't limited to her home. Cedarville has its secrets, too. And secrets always find their way through the cracks. A Walter Dean Myers Honor Book and Coretta Scott King John Steptoe New Talent Award winner, NYC native Tiffany D. Jackson received her Bachelor of Arts in film from Howard University, her Master of Arts in media studies from the New School, and has more than a decade in TV/Film experience. “Jackson conjures horrors both supernatural and otherwise in a masterful juxtaposition of searing social commentary and genuinely creepy haunts, as well as providing an authentic portrayal of tensions within a blended family.”— Kirkus Reviews, STARRED REVIEW

Should we set intentions when dating? Is there a right way to date? How do we get our "groove back" and get out there?! Our girlfriend guest Trenia Norford, a professional Matchmaker and founder of Connectricity, is here to get us back in the game!  Trenia shares with us: 1. How to date with "intention," 2. The red flags that are often missed, 3. The best tips for setting up your dating profile, and 4. The one thing she makes sure her girlfriends know before going on a date! Girl, you do not want to miss this conversation! You're Grown! You Got This!  If you are ready to get back out there, be sure to check out our girlfriend guest Trenia Norford on her website www.connectricity.com or on Instagram @connectricity    Please be sure to subscribe to this podcast and follow us on Instagram @growngirldivorce!

Every additional feature to a custom camper van elevates your trip to make it more comfortable and memorable. Max Rekowski, General Manager at Vansmith, talks about how he brings his natural love for the outdoors and ecological knowledge to custom camper van conversions. Max tells us how they have continually changed and transformed into what it is today. Grown from a team of one to nine in three short years, they take ultimate pride in our Vansmith builds. They use premium materials with an intuitive design that allows for easy-to-use elegance in “Mad-Maxing” your van. Max also opens up how they compromise with their client's most ridiculous requests and deal with the public's increased interest in the outdoors because of the pandemic.

FemTech Focus is a 501c3 non-profit organization founded to empower, equip, and bring together healthcare professionals, life-science entrepreneurs, and forward thinking investors to revolutionize women's health and wellness. FemTech Focus elevates the FemTech industry through increased awareness, providing resources to FemTech founders, & creating opportunities to support FemTech startups through exposure, networking, and access to capital.The FemTech Focus Podcast with Dr. Brittany Barreto is a meaningfully provocative conversational series that brings femtech experts – including doctors, scientists, inventors, and founders – on air to talk about the innovative technology, services, and products (collectively known as femtech) that are improving women's health and wellness. The podcast gives our host, Dr. Brittany Barreto, and guests an engaging, friendly environment to learn about the past, present, and future of women's health and wellness.Dr. Brittany Barreto is a scientist, serial entrepreneur, and venture capitalist. While finishing her PhD in Molecular and Human Genetics at Baylor College of Medicine, Brittany founded Pheramor, the first nationwide DNA-based dating app. She then embarked into venture capital as the Senior Venture Associate at Capital Factory and was tasked with launching the fund's Houston branch. Brittany now has her sights on advancing women's health. She is host of the FemTech Focus podcast which has 150+ episodes and 30 thousand downloads in 105 countries. Brittany is the co-founding partner of Coyote Ventures, a US-based venture fund investing in early-stage women's health startups.

Tiffany D. Jackson is the critically acclaimed author of Allegedly, Monday's Not Coming, and Let Me Hear a Rhyme. Her most recent best-seller, Grown – inspired by the R. Kelly case -- shone a spotlight on predatory behavior and the biases faced by young black women. Now, Tiffany is back with her highly anticipated new YA novel, White Smoke. The chilling psychological thriller White Smoke combines supernatural scares with real-life themes surrounding racial prejudice and blended families. Described as “The Haunting of Hill House” meets “Get Out,” White Smoke tells the story of Marigold who moves with her newly blended family to the midwestern town of Cedarville. The picture-perfect home isn't all it's cracked up to be. Household items vanish, doors open on their own, shadows walk past rooms, voices can be heard in the walls, and there's a foul smell seeping through the vents only Marigold seems to notice. As the house closes in, Marigold learns that the danger isn't limited to her home. Cedarville has its secrets, too. And secrets always find their way through the cracks. A Walter Dean Myers Honor Book and Coretta Scott King John Steptoe New Talent Award winner, NYC native Tiffany D. Jackson received her Bachelor of Arts in film from Howard University, her Master of Arts in media studies from the New School, and has more than a decade in TV/Film experience. “Jackson conjures horrors both supernatural and otherwise in a masterful juxtaposition of searing social commentary and genuinely creepy haunts, as well as providing an authentic portrayal of tensions within a blended family.”— Kirkus Reviews, STARRED REVIEW

Tiffany D. Jackson is the critically acclaimed author of Allegedly, Monday's Not Coming, and Let Me Hear a Rhyme. Her most recent best-seller, Grown – inspired by the R. Kelly case -- shone a spotlight on predatory behavior and the biases faced by young black women. Now, Tiffany is back with her highly anticipated new YA novel, White Smoke. The chilling psychological thriller White Smoke combines supernatural scares with real-life themes surrounding racial prejudice and blended families. Described as “The Haunting of Hill House” meets “Get Out,” White Smoke tells the story of Marigold who moves with her newly blended family to the midwestern town of Cedarville. The picture-perfect home isn't all it's cracked up to be. Household items vanish, doors open on their own, shadows walk past rooms, voices can be heard in the walls, and there's a foul smell seeping through the vents only Marigold seems to notice. As the house closes in, Marigold learns that the danger isn't limited to her home. Cedarville has its secrets, too. And secrets always find their way through the cracks. A Walter Dean Myers Honor Book and Coretta Scott King John Steptoe New Talent Award winner, NYC native Tiffany D. Jackson received her Bachelor of Arts in film from Howard University, her Master of Arts in media studies from the New School, and has more than a decade in TV/Film experience. “Jackson conjures horrors both supernatural and otherwise in a masterful juxtaposition of searing social commentary and genuinely creepy haunts, as well as providing an authentic portrayal of tensions within a blended family.”— Kirkus Reviews, STARRED REVIEW

In an ideal world, being a creative professional means you love what you do and your passion for your work fuels a meaningful and fulfilling life that also has a positive impact on the world. Whether you write, direct, produce, edit, or work on set - that's the dream we all set out to achieve when we join the industry. In the real world, however, you quickly discover that passion can also lead to exploitation. Toxic work environments, unreasonable deadlines and schedules, and unrelenting work hours extinguish even the deepest, hottest burning passions inside of us. Respect, dignity, and a basic appreciation for the work we do are essential ingredients in keeping that passion alive and sustaining us through long careers. Unfortunately, these concepts have been pushed aside in favor of faster, cheaper, better. Today I'm excited to discuss the realities of working on the production side of the industry with Shay'La Banks and Nickolaus Brown, both of whom work in the costume department and were recently featured with me in the recent Variety article IATSE Crew Members Share First-Hand Accounts of Set Life. Shay'La is a Costume Supervisor who has worked on shows such as The Voice, Insecure, Grown-ish & The Oscars. Nickolaus has been working in costumes for almost 25 years for films such as Free Guy, The Lake House, and Dukes of Hazzard, and TV shows like How to Get Away w/ Murder, Scandal, and Glee. This honest conversation gets to the very core of the many issues that production crews face while on set. You'll hear candid stories about the horrible conditions and disrespectful behavior they both endure on a routine basis and how it affects their health and relationships. You'll also hear that despite the enthusiasm they both have for their craft they both desperately crave the change that is so necessary in our industry. The energy from this conversation is palpable, and it's one of the most unique and interesting conversations I've had on the record in a long time. If you enjoy this format please let me know by leaving a review or emailing me directly. I'm considering doing more interviews like this so I'd love to hear your thoughts. Want to Hear More Episodes Like This One? » Click here to subscribe and never miss another episode   Here's What You'll Learn: Shay'La and Nickolaus describe their jobs and responsibilities on set. The biggest misconception of costume designer's jobs. The challenges that arise on set and how producers never understand what they are asking for. Nickolaus wants to know why is our time not respected? The unfair and unreasonable hours production crews are expected to work. Nickolaus worked 28 days straight on a pilot in Hawaii. The call sheet hours vs. the hours the costume department actually works. What is ‘Fraturday' and what is meant by ‘turnaround”? How the pandemic changed the perspective on work-life balance. The toll their jobs take on their physical bodies. The sad reality of the shows needs superseding the needs of the workers. KEY TAKEAWAY: You never stop ‘paying your dues' if you don't start to value yourself. The producers aren't trying to figure out a better way to do things because it's working for them. Why we need to get better at saying the word ‘no' to unreasonable expectations. The disconnect between how the budgets are made and how the work actually gets done. How you, as an individual, can start to affect change in the industry. Why Nickolaus believes the costume department is the lowest paid in the industry. How Shay'La talks to producers to negotiate more money or better schedules for herself and her department. KEY TAKEAWAY: We have to stand together, share information, and educate each other so we can advocate for ourselves. The demoralizing effect the new contract had on crews that thought there would be real change if a strike happened. What advice they would give to themselves just starting out in the business. Useful Resources Mentioned: IATSE Crew Members Share First-Hand Accounts of Set Life - Variety Dear Hollywood: We Don't Want to “Go Back to Normal." Normal Wasn't Working. Continue to Listen & Learn I Was Tired of Putting My Kids to Bed via FaceTime Every Night. Here's What I Did About It. Ep113: The Importance of Setting Boundaries, Advocating For Yourself, and Asking For Help | with Janace Tashjian Dear Hollywood...We Create Entertainment For a Living. We're Not Curing Cancer. Ep128: How to Have a Successful Career Without Sacrificing Family | with Farrel Levy Ep149: How Modern Society Is Damaging Your Brain (and the Simple Steps to Reverse It) | with Dr. Dave Jenkins Ep82: Real Talk About Mental Health and Depression | with Michael Kammes Ep01: Understanding the Link Between Creativity and Depression with Dr. Edison de Mello Ep165: How to Overcome Doubting Yourself When You Know You're Meant For More | with Sandy Zimmerman, ANW Ep141: Michelle Tesoro (ACE) On Playing Chess With Your Career (Instead of Checkers) - pt1 Ep142: Michelle Tesoro (ACE) On Playing Chess With Your Health & Well-Being (Pt2) Ep106: On the Vital Importance of "Being Nice" | with Jesse Averna, ACE Ep112: On Signing COVID Waivers, Kit Rental Fees, and Working Humane Hours | with Cathy Repola, MPEG National Executive Director Ep144: Redefining What It Means to Be “Productive” (and Aligning Your Values With Your Time) | with Tamara Torres Ep136: Promoting Mindfulness, Well-Being, and Sanity In the Edit Bay | with Kevin Tent, ACE Tired of Holding it Together All the Time? Here are Five Basic Needs to Get You Back On Track Our Generous Sponsor: This episode was brought to you by Ergodriven, the makers of the Topo Mat (my #1 recommendation for anyone who stands at their workstation) and now their latest product. New Standard Whole Protein is a blend of both whey and collagen, sourced from the highest quality ingredients without any of the unnecessary filler or garbage. Not only will you get more energy and focus from this protein powder, you will notice improvements in your skin, hair, nails, joints and muscles. And because they don't spend a lot on excessive marketing and advertising expenses, the savings gets passed on to you. Guest Bio: Shay'La Banks   Shay'La Banks is a Costume Supervisor & Creative Director that hails from Los Angeles by way of Riverside, California. Shay'La, a Cal State San Bernardino alum, began her career in the entertainment industry right after college in the casting department. With God's favor she met the right people and found fulfillment and success in the Costume Department, quickly working her way up the ranks to Costume Supervisor. Some of Shay'La's credits include Costume Supervising on shows such as The Voice, Insecure, Grown-ish & The Oscars amongst others. She knows it took a strong village to get her where she is so she is very passionate about giving back and mentoring youth. She leads by example & believes in operating with confidence, dignity and having a strong work ethic.This is why being on the board of FABRIC is a must. It means so much to her because everything FABRIC stands for and will do for the community speaks to her Life's mission statement. She attributes ALL her success to her strong faith & living a God-led life in which she strongly believes God led her to this Organization to help shine a light and create change for the people that need it the most.   Nickolaus Brown   Nickolaus Brown has been working in costumes for almost 25 years scouring Los Angeles and beyond for character driven fashion for film and television. He has a degree in fashion from the Fashion Institute of Technology and a degree in costume design from CalArts. He lives in Los Angeles with his dogs Scotch and Ripley.   Show Credits: This episode was edited by Curtis Fritsch, and the show notes were prepared by Debby Germino and published by Glen McNiel. The original music in the opening and closing of the show is courtesy of Joe Trapanese (who is quite possibly one of the most talented composers on the face of the planet).

Jade and Keia share space and time with Angel G, HBCU alum, entrepreneur, educator, creator, and curator of The Spice Suite. Join us for a conversation about purpose, service, building community, and embracing ease! This special bonus episode of Gettin' Grown is presented commercial-free thanks to Target. Target is partnering with HBCU's to support the next generation of Black talent.

Good morning and welcome to the ride! Get you a workstation before you start asking for a PS5. Learn more about your ad-choices at https://www.iheartpodcastnetwork.com

It's book club week and this month we're talking about A Special Place for Women by Laura Hankin. Capturing start-up culture can be a hit or miss, and we really think Laura Hankin got it right in this book. A Special Place for Women follows a daring reporter who infiltrates an exclusive female-run members club, whose members are far more powerful than she imagined. We also talk about not knowing what's next, Becca's Sweater status, and Grace's accidental trespassing adventure. Pick up A Special Place for Women Here  Startup Books we Like:  The Herd by Andrea Bartz Startup by Doree Shafrir  One by One by Ruth Ware Ripped from the headlines book Grown by Tiffany D. Jackson Admission by Julie Buxbaum Our favorite witch books The Ex Hex by Erin Sterling A Discovery of Witches by Deborah Harkness The Practical Magic Series by Alice Hoffman Obsessions  Grace - Stoney Clover Ln X American Girl, You Season 3, Succession Becca - Succession, The Big Leap What we've read this week Midnight in the Garden of Good and Evil by John Berendt The Ex Hex by Erin Sterling We're Speaking by Hitha Palepu November Book: Ghosts by Dolly Alderton Sponsors: Care Of - Go to takecareof.com and enter code BOP50 for 50% off your first order Better Help - Go to betterhelp.com/badonpaper for 10% off your first month  Join our Facebook group for amazing book recs & more! Like and subscribe to RomComPods. Available wherever you listen to podcasts. Visit Grace's blog, The Stripe. New posts daily! Follow us on Instagram @badonpaperpodcast. Follow Grace on Instagram @graceatwood and Becca @beccamfreeman.

There are two ways to get a divorce - settlement or trial. But, getting to settlement or trial may look different depending on the path you take. In this episode, Kimberly chats with her girlfriend guest, lawyer and law professor, Stephanie Tang. Stephanie helps us understand: The paths to resolution – litigation, mediation, collaboration The best path for your divorce, The reality of trial, and What her girlfriends know about getting divorced! Episode Girlfriend Guest: Stephanie Tang, Esq. is a divorce attorney and law professor in Chicago, IL.  Stephanie  helps individuals going through divorce get to a better place in their lives and feel prepared for their futures following a time of uncertainty. She strives to provide personalized attention to all of her clients and walk them through each step of the litigation or settlement process. As a certified mediator, Associate with the Collaborative Law Institute of Illinois, and member of the International Academy of Collaborative Professionals, Stephanie is able to offer clients an alternative to resolve their divorce outside of the courtroom. Please be sure to follow @growngirldivorce on Instagram for more information and support for yourself and your girlfriends. Please subscribe to this podcast so you don't miss any new episodes!  You're Grown! You Got This!

Alisa Cohn is an executive coach and the author of From Start-up to Grown-up. She has coached founders and executives at Venmo, Etsy, and DraftKings, along with enterprises such as Dell, Hitachi, and Pfizer. She writes for HBR and Inc and has been featured in Bloomberg, the BBC and New York Times. Top 3 Value Bombs: 1. You do not need to set goals; instead, you set directions. 2. When starting a business, the most important thing is building a thriving sustaining organization with a structure with people and having its own psychology management through successes and challenges. 3. The secret to great hiring is setting up a specific game plan about what you want to accomplish in 30 days, 60 days, and 90 days. Check out and get scripts and templates, especially for Fire Nation - Alisa's Website Sponsors: Thinkific: It's time to stop trading time for money and start reaching more clients and making a bigger impact - with online courses! Try Thinkific for free today at Thinkific.com/eof. HubSpot: Ditch the over-engineered, clunky and unreliable platforms that are costing you more time and money than they're worth, and check out the HubSpot CRM Platform today at HubSpot.com!

Alisa Cohn is an executive coach and the author of From Start-up to Grown-up. She has coached founders and executives at Venmo, Etsy, and DraftKings, along with enterprises such as Dell, Hitachi, and Pfizer. She writes for HBR and Inc and has been featured in Bloomberg, the BBC and New York Times. Top 3 Value Bombs: 1. You do not need to set goals; instead, you set directions. 2. When starting a business, the most important thing is building a thriving sustaining organization with a structure with people and having its own psychology management through successes and challenges. 3. The secret to great hiring is setting up a specific game plan about what you want to accomplish in 30 days, 60 days, and 90 days. Check out and get scripts and templates, especially for Fire Nation - Alisa's Website Sponsors: Thinkific: It's time to stop trading time for money and start reaching more clients and making a bigger impact - with online courses! Try Thinkific for free today at Thinkific.com/eof. HubSpot: Ditch the over-engineered, clunky and unreliable platforms that are costing you more time and money than they're worth, and check out the HubSpot CRM Platform today at HubSpot.com!

Grown-ups and children wanted to honor Jesus because he loved them so much. Find out what animal Jesus rode on and what the people hoped Jesus would become. Nature lesson about animals to ride. Memory Verse Psalm 18:1 Child helpers: Audrey, Isaac, and Elijah.Recorded and produced by: Ashley B. LarsonDon't forget to check out the coloring pages that go along with each lesson! https://startingwithjesus.com/spb-cp/If you have enjoyed this program and would like to know more, go to our website: www.startingwithjesus.comThe Bible and nature story material used in today's devotional podcast has been used with permission from My Bible First. If you would like your own copy, please visit their website-or call 1-877-242-5317.If you would like to purchase your own Memory Verse CD or Songbook, go to Ouchita Hills Store (https://www.ouachitahillsacademy.org/store?page=1&store_category_id=0&sort_by=title&is_ascending=1&search=).If you would like to purchase the full Scripture Songs and Little Lessons CD, go to thehomeplace.org.Songs from: Little Voices Praise Him, SDA Hymnal, Sabbath Songs For Tiny Tots, New Sabbath Songs For Tiny Tots, Memory Verse Verse Songs for Cradle Roll, Children's Songs For Jesus, and Scripture Songs and Little LessonsAll Bible verses are from the NKJV.Singers for this Quarter: Tory, Caleb, and Enoch Hall, Hudson Reeves, Michael and Amy NelsonEditing assist: My hubby Josh LarsonRachel Nelson: Music Recording and EditingRachel Lamming, Lily Canada, and Evie Rodriguez: Coloring Pages Lindsey Mills: Theme Music www.lindseymillsmusic.comGod: who gives talents for us to use for Him

“They don't build ‘em like they used to.” That famously nostalgic maxim whose utterance— despite how much the younger version of you rolled your eyes every time you heard it—ironically turns out to be true. Who knew? I'll tell you who, all the old people you arrogant little prat. So true in fact that “They don't build ‘em like they used to” qualifies as one of the Ten Commandments of growing old, right after “You can't take it with you,” and somewhere before “Death and taxes.”Anywho … it deserves repeating that “They don't build ‘em like they used to” is pretty much always true but also not necessarily a bad thing. We've already discussed how homes aren't built like they use to be. When it comes to care and craftsmanship that's not great. But when it comes to things like oh … engineering, ambient light, insulation, and—thank the gods—indoor plumbing, then we can all rejoice we don't build them like we used to.Things change. Time moves inexorably forward. Sometimes the past is built upon and improved. Sometimes the lessons of the past are neglected and forgotten. And so it goes with so many things. Yes it's true, we don't build cars or computers or homes or families or relationships or even cultures, companies, and countries like we used to. Is this good or is it bad? Yes. It's called nuance, America. Nuance, a word we seem to have forgotten and could all afford to get reacquainted with. And as mind bending and heart wrenching as it may at times be, I'm pretty sure wrestling with nuance and learning to accept nuance has always been and always will be a good and healthy and noble pursuit. Fact: life is usually not black or white. The past, the present, the future, are neither all good nor all evil. People—good Lord, especially people—are always absolutely 100% never absolutely 100% anything. Nuance.No one can live in the past, but also no one wants to reinvent the wheel. Therefore, we must find a way to revisit the past without getting marooned there. For me, that plan comes down to nurturing just a couple of simple ideals: wisdom and wonder. Wisdom is all about learning from the past. Wonder is all about welcoming new information, new ideas, new possibilities. We all start out life all wonder and no wisdom. As we grow hopefully wisdom grows too. But also as we grow wonder can wane. Like our aging bodies, our minds and souls can become stiff, inflexible, unmoving, unchanging. In such things there is no wisdom. For that very reason I chose long ago to no longer call myself a grown up. I am an adult, that's true, but grown up? Surely you jest. Grown up is past tense. If you're all grown up your done growing. You're done changing. You're just done. So maybe let's not be grown ups any more. Let's not become prisoners of our own hubris and inflexibility. Let's embrace wisdom and wonder. Let's be childlike, not childish. And let's be adults, but not pretend we're ALL grown up.Let's be wise enough to celebrate and learn from the best of the past. And let's be courageous enough to also let it go and embrace new possibilities. We're big enough to both lament and celebrate that “They don't build ‘em like they used to.” We really are. So let's get better at nuance, and at wisdom and wonder. Do this and I guarantee you will grow both wiser and younger, and very likely, you'll also get better at building yourself a beautiful life.

Gravitas, communication, and appearance are three areas that Alisa Cohn, the #1 Start-Up coach in the world, focuses on. And before you get up in arms about the idea of judging appearance, think of it from the perspective of "playing the part." Alisa coaches both founders and executives alike on how they show up as leaders. She has worked with C-suite executives at prominent start-ups (such as Venmo, Etsy, Draft Kings, The Wirecutter, Mack Weldon, and Tory Burch) and Fortune 500 companies (including Dell, IBM, and Microsoft). Google, Pfizer, and The New York Times to name a few.) With 20 years of experience, she's dumped all her wisdom into her new book, From Start-up to Grown-up. Whether you're a founder, a corporate executive, or hope to be one day, this episode is full of insider advice on everything from Alisa's tactics on how she built her initial client base to how she coaches her clients on leadership. Alisa speaks to what they need to be effective and how to handle self-doubt, failure, and anxiety. She stresses the importance of grit and resilience and why building your track record as someone good to work with can open a host of opportunities. *** This episode of LEAVE YOUR MARK is brought to you by Madison Reed, the hair color company revolutionizing the way women color their hair. This fast-growing disruptor brand offers luxurious, Smart-8 Free hair-color formula (that's free of harsh ingredients like PPD, ammonia, and parabens), that makes your hair look and feel fabulous. Madison Reed is truly your one-stop-shop for all things hair color. Whether you're at a Hair Color Bar or coloring at home with a Radiant Hair Color kit, you get the same amazing results every time. Madison Reed's proprietary color-matching technology coupled with a team of on-call colorists help women choose their perfect shade of hair color. With over 40 Hair Color Bars in 17 markets and many more to come, Madison Reed is fast becoming the leader in hair color. The full line of products can be found online at madison-reed.com and in Madison Reed Hair Color Bars, in addition to Ulta Beauty and Ulta Beauty at Target. First time customers can use ALIZA20 20% off + free shipping on Madison-Reed.com and local Hair Color Bar services.

Grown-ups and children wanted to honor Jesus because he loved them so much. Find out what animal Jesus rode on and what the people hoped Jesus would become. Nature lesson about animals to ride. Memory Verse Psalm 18:1 Child helpers: Audrey, Isaac, and Elijah.Recorded and produced by: Ashley B. LarsonDon't forget to check out the coloring pages that go along with each lesson! https://startingwithjesus.com/spb-cp/If you have enjoyed this program and would like to know more, go to our website: www.startingwithjesus.comThe Bible and nature story material used in today's devotional podcast has been used with permission from My Bible First. If you would like your own copy, please visit their website-or call 1-877-242-5317.If you would like to purchase your own Memory Verse CD or Songbook, go to Ouchita Hills Store (https://www.ouachitahillsacademy.org/store?page=1&store_category_id=0&sort_by=title&is_ascending=1&search=).If you would like to purchase the full Scripture Songs and Little Lessons CD, go to thehomeplace.org.Songs from: Little Voices Praise Him, SDA Hymnal, Sabbath Songs For Tiny Tots, New Sabbath Songs For Tiny Tots, Memory Verse Verse Songs for Cradle Roll, Children's Songs For Jesus, and Scripture Songs and Little LessonsAll Bible verses are from the NKJV.Singers for this Quarter: Tory, Caleb, and Enoch Hall, Hudson Reeves, Michael and Amy NelsonEditing assist: My hubby Josh LarsonRachel Nelson: Music Recording and EditingRachel Lamming, Lily Canada, and Evie Rodriguez: Coloring Pages Lindsey Mills: Theme Music www.lindseymillsmusic.comGod: who gives talents for us to use for Him

Vivica A. Fox is speaking with Da'Vinchi, the Haitian American actor with a magnetic charm. Da'Vinchi opens up about his audition experience for Marvel's “‘Jessica Jones”, playing Cash Mooney in ”Grown-ish” and what's next for his character Darnell Hayes in “All American”. Vivica and Da'Vinchi share their admiration for Executive Producer Curtis “50 Cent” as a creator of “Black Mafia Family” and the excellent direction of Tasha Smith on the highly anticipated Starz series. Da'Vinchi is making his Broadway debut in “Thoughts of a Colored Man” directed by Steve H. Broadnax III and starring Luke James Keith David, Dyllón Burnside, Bryan Terrell Clark, Forrest McClendon, and Tristan “Mack” Wilds. "Thoughts of a Colored Man" is produced by Brian Moreland, Ron Simons, Diana DiMenna, Samira Wiley, Sheryl Lee Ralph, the Shubert Organization, and The Nederlander Organization. Da'Vinchi is an all-around sports enthusiast, loves to create music, and lives his life to the fullest going beyond fear and living his best life! https://www.instagram.com/davinchi https://twitter.com/davinchijuste https://www.vivicafox.com/ https://www.instagram.com/msvfox/  https://www.facebook.com/VivicaAFox https://twitter.com/msvivicafox  https://stage29.tv/ https://twitter.com/stage29podcasts https://www.instagram.com/stage29podcasts/  https://www.facebook.com/Stage29Podcasts/  Learn more about your ad choices. Visit megaphone.fm/adchoices

In today's episode, Kate and Emma talk about food technology — everything from 3D printing to faux meat alternatives, from precision farming to aquaculture. We get into the ethical implications of making food in a lab, discussing the pros and cons as food technology relates to inequality, climate change, and health. We discuss how these technologies could be deployed responsibly to address current inefficiencies in our food system, while grappling with the downsides of these so-called miracle solutions.   Kate Glavan -- instagram.com/kateglavan/ Emma Roepke -- instagram.com/emma.roepke/ Sea Moss Girlies -- instagram.com/seamossgirlies/   Sea Moss Girlies on Patreon -- https://www.patreon.com/seamossgirlies Sea Moss Life Community Platform on Geneva https://links.genevachat.com/invite/03fa1998-a28f-4cc1-8bae-95dec9ecf0e6   Use code “SEAMOSS15” for 15% off your order from Goodfish. https://goodfish.com/ Learn more about your ad choices. Visit podcastchoices.com/adchoices

Jade and Keia discuss safety and share ways to stay alert to protect ourselves and others in these streets. Links From the Show: https://spierceconsulting.org/classes https://shopgettingrown.bigcartel.com/ https://www.patreon.com/gettingrown Shoutout to My Sis- Sponsored by Target's #BlackBeyondMeasure Campaign Congrats to Melissa Butler of The LipBar Cosmetics CEW Female Founder Award Honoree www.thelipbar.com HoopMobb- Home of the Hoop Earring IG: @thehoopmobb FB: Facebook.com/Hoopmobb www.hoopmobb.com Celebrate your legacy. Invest in the future. Together, we are Black Beyond Measure. Visit Target.com/BlackBeyondMeasure to learn more. Support the Show: Get your own workout hair routine today with 15% off your first purchase. Visit Mysunday2sunday.com and use code Grown. Engage your brain with fun puzzles and collect tons of cute characters with Best Fiends. Download the 5-Star Rated game on the Apple App Store and Google Play for free! That's FRIENDS without the R- Best Fiends! Upstart is the lending platform that offers smarter interest rates. Visit Upstart.com/GROWN to find out how low your Upstart rate is, and the best part? It won't affect your credit! Order ahead on the McDonald's App and get two of your faves for just six bucks. Price and participation may vary. Single item at regular price. Limited time offer. https://gettingrown.co/ https://www.patreon.com/gettingrown Email: GettinGrownPodcast@gmail.com Twitter: @GettinGrownPod IG: @GettinGrownPod Facebook: www.Facebook.com/GettinGrownPodcast

On today's episode we meet a ProvenAmzonCourse.com student who is expecting to sell $300K in her first full year of selling on Amazon. She has found dozens of profitable replens using our training and she's also a big fan of our coaching program! Her ROI on average is 50% and her net margins are about 20% and she's excited for the future!   We dive into topics like creating bundles that sell well without allowing for competitors, where she goes to source items that sell hundreds of times monthly as well as the details of the challenges and triumphs as she's grown her business. I know you'll enjoy spending some time with me with LuLu Lay.   Watch the interview on our YouTube channel: https://youtu.be/Io6fjLZkTdI   Check out today's sponsor: https://BuyMySKU.com BuyMySKU.com is a new service helping sellers find products to sell. Browse available products and fast track your hunt for bargains using BuyMySKU's simple website. They help you win the arbitrage game by directly connecting you with sellers of surplus inventory!     Show note LINKS:   Proven Amazon Course - https://ProvenAmazonCourse.com - Are you ready to be successful selling on Amazon? It's time to get instant access to the most widely used, most up to date, most creative and industry leading course in the "Learn to sell on Amazon" space. You'll find hundreds of recent success stories in our Free Facebook group from Amazon sellers using all manner of creative strategies from our ridiculously inexpensive yet powerful course!     Our Facebook group - https://www.facebook.com/groups/mysilentteam  100% FREE! Join 65,000 + members from around the world who are using the internet creatively every day to launch and grow multiple income streams through our exciting PROVEN strategies! There's no support community like this one anywhere else in the world   Humnbird.com - Lulu is using the branding services of Humnbird for her private label products.   JimCockrumCoaching.com Get a free session with a business consultant on our team at 1-800-994-1792 / 1-801-693-1688 or TEXT US at 385-284-7701 (US & Canada only for Text)       TheProvenConference.com - the videos from our recent live event are for sale here    Get smartphone alerts for new episodes with this free app (click this link with your smartphone) → SilentJim.com/updates   Hear all the episodes you've been missing at SilentJim.com/podcast