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Tonight's "Everything Can Still Happen" deep sleep meditation with Michelle offers a unique journey to cultivate hope and manifest your dreams. You'll travel a colorful pathway to a tranquil dreamscape, releasing anxiety and self-doubt along the way. This guided practice uses vivid visualizations and affirmations to help you believe that all your desires are tangible realities, preparing your subconscious for a future filled with fulfillment and possibilities. Lie down, relax, and embrace the powerful truth that "everything can still happen." It's time to dream away.Original Script, Narration, Calm Music & Production by Michelle Hotaling, Dreamaway Visions LLC 2025 All Rights ReservedYOUTUBE: https://www.youtube.com/michellessanctuary/INSTAGRAM: https://instagram.com/michellessanctuary/FACEBOOK:https://www.facebook.com/michellessanctuary/TIKTOK: http://www.tiktok.com/@michellessanctuary/TWITTER: http://twitter.com/michsanctuary/Email Michelle: michellessanctuary@gmail.comIf you would like to support this channel:https://www.buymeacoffee.com/michsanctuaryhttps://www.paypal.me/michellessanctuaryhttps://www.venmo.com/michellehotalingCheck out my new podcast, Meditation Tides, for guided meditations and let the tides of your breath bring the tranquility you deserve. https://podcasters.spotify.com/pod/show/meditationtides/Michelle's Sanctuary is a place where you may enjoy high quality relaxing stories for sleep and guided sleep meditations completely FREE with a focus on mental vacations, sleep hypnosis, manifestations, and using your imagination to enjoy relaxing adventures before bedtime. Grown-ups deserve bedtime stories too!Having firsthand experience with anxiety, insomnia, and a strong desire to connect with my higher self and live my best life, I have tailored these recordings in ways that I have personally found helpful. This channel is not a replacement for consultations with a doctor or medical professional but can help you find more balance and a healing night's sleep. I always welcome comments, feedback & suggestions.
Grown men wish their friends 'good night.' A man is fired after not wearing pants on a work zoom. And a man decides to sail around the world and a make-up company drops off a care package. Are you okay with this? See omnystudio.com/listener for privacy information.
Has the Commanders name grown on you after the NFC championship game season?
6pm: More than half of Americans don’t know what Memorial Day is: Study // American Patriotism Was at an All-Time Low—But Gen Z Can Change That Six veterans on the best way to honor Memorial Day // A culture of commemoration is still thriving in this Dutch town 80 years after its liberation // Guest - Shari Elliker Live from the unemployment line // Grown men are wishing their friends sweet dreams. The internet can't get enough
4pm: More than half of Americans don’t know what Memorial Day is: Study // American Patriotism Was at an All-Time Low—But Gen Z Can Change That Six veterans on the best way to honor Memorial Day // A culture of commemoration is still thriving in this Dutch town 80 years after its liberation // Guest - Shari Elliker Live from the unemployment line // Grown men are wishing their friends sweet dreams. The internet can't get enough.
The Cryptid Kids must track down Cthunkle before he can steal the magical power of an entire world. Lessons include: Being all-powerful would take all the surprises out of life; when playing make-believe, we all get to add to the story. This story is part of a Guilds & Goblins campaign, where What If World characters (and guests) play an original tabletop RPG for kids and families. Real-life dice rolls, usually with a 20-sided die (or d20), help us tell the story, along with your questions. Listen to episodes 327, 328, 330, 331, 341, 342, 344, 345, & 354, Cryptid Kids #1 to #9, to start from the beginning! Subscribe and show your Support! Want more kids podcasts for the whole family? Grown-ups, subscribe to Starglow+ here. Learn more about Starglow Media here. Follow Starglow on Instagram and YouTube Eric and Karen O'Keeffe make What If World. Our producer is Miss Lynn. Character art by Ana Stretcu, episode art by Lynn Hickernell, podcast art by Jason O'Keefe, and theme song by Craig Martinson.
We are brining you one of your favourite episodes on this holiday Monday. As our teens get older, we start to realize something big: our voice — the one they used to hang on every word of — isn't the loudest in their world anymore. Suddenly, we're just one of many voices competing for space. Their friends matter. Like, really matter. The people they hang out with can shape everything — for better or worse. Are we on the sidelines watching it all unfold, or are we still able to step in and say, “Hey… I'm not sure about this”? We brought in Marybeth Bock, MPH (Master of Public Health), to talk about how parents can approach these moments from a place of curiosity instead of judgment — and why that shift can make all the difference. Marybeth writes for platforms like Raising Teens Today, Grown and Flown, and Collegiate Parent, and she gets it. Check her out on Instagram at @mbbock for more real-talk wisdom on raising teens.This podcast is presented by The Common Parent. The all-in-one parenting resource you need to for your teens & tweens. We've uncovered every parenting issue, so you don't have too.Are you a parent that is struggling understanding the online world, setting healthy screen-time limits, or navigating harmful online content? Purchase screen sense for $49.99 & unlock Cat & Nat's ultimate guide to parenting in the digital age. Go to https://www.thecommonparent.com/guideFollow @thecommonparent on Instagram: https://www.instagram.com/thecommonparent/ Hosted on Acast. See acast.com/privacy for more information.
"Spring Ball at the Castle" is an immersive bedtime story for grown-ups, brought to life with calm female voice narration. Journey to a storied castle nestled deep within an ancient forest, where time is unfelt and vibrant bluebells carpet rolling hills.Witness the enchanting spectacle of a rare night-blooming flower, its iridescent petals unfurling just for this first grand soirée of spring. Explore the castle's wonders: from the lush butterfly conservatory where delicate wings flutter, to the serene hummingbird sanctuary alive with tiny, jeweled creatures.This cozy sleep story for adults offers a peaceful escape into a dreamlike world of wisteria-draped chandeliers, moonlit gardens, and the soothing sounds of renewal. Find your calm, embrace deep relaxation, and let your imagination bloom with this beautiful story.It's time to dream away.Original Script, Narration, Sleep Music, and Production by Michelle Hotaling, Dreamaway Visions LLC 2025 All Rights ReservedYOUTUBE: https://www.youtube.com/michellessanctuary/INSTAGRAM: https://instagram.com/michellessanctuary/FACEBOOK:https://www.facebook.com/michellessanctuary/TIKTOK: http://www.tiktok.com/@michellessanctuary/TWITTER: http://twitter.com/michsanctuary/Email Michelle: michellessanctuary@gmail.comIf you would like to support this channel:https://www.buymeacoffee.com/michsanctuaryhttps://www.paypal.me/michellessanctuaryhttps://www.venmo.com/michellehotalingCheck out my new podcast, Meditation Tides, for guided meditations and let the tides of your breath bring the tranquility you deserve. https://podcasters.spotify.com/pod/show/meditationtides/Michelle's Sanctuary is a place where you may enjoy high quality relaxing stories for sleep and guided sleep meditations completely FREE with a focus on mental vacations, sleep hypnosis, manifestations, and using your imagination to enjoy relaxing adventures before bedtime. Grown-ups deserve bedtime stories too!Having firsthand experience with anxiety, insomnia, and a strong desire to connect with my higher self and live my best life, I have tailored these recordings in ways that I have personally found helpful. This channel is not a replacement for consultations with a doctor or medical professional but can help you find more balance and a healing night's sleep. I always welcome comments, feedback & suggestions.
Ronald F. Levant, Ed.D., A.B.P.P., L.P., M.B.A., L.H.D. (Hon.) Professor Emeritus, Psychology The University of Akron spoke to Bill about Grown men are wishing their friends sweet dreams. The internet can't get enough. "Well thanks man, I appreciate that," one friend responds.
Relax and feel safe with tonight's deep sleep meditation, "The Peace Capsule."Enter deep, restorative sleep with this guided meditation narrated by a soothing female voice. Designed to release anxiety, recover from trauma, calm your nervous system, and create a safe inner sanctuary. Experience profound tranquility and stress relief as you journey towards blissful rest with two visualizations of your personal peace capsule. As you set your intention to prioritize your peace, you soon learn that you are the keeper of your peace. It's time to dream away.Original Script, Narration, Calm Music & Production by Michelle Hotaling, Dreamaway Visions LLC 2025 All Rights ReservedYOUTUBE: https://www.youtube.com/michellessanctuary/INSTAGRAM: https://instagram.com/michellessanctuary/FACEBOOK:https://www.facebook.com/michellessanctuary/TIKTOK: http://www.tiktok.com/@michellessanctuary/TWITTER: http://twitter.com/michsanctuary/Email Michelle: michellessanctuary@gmail.comIf you would like to support this channel:https://www.buymeacoffee.com/michsanctuaryhttps://www.paypal.me/michellessanctuaryhttps://www.venmo.com/michellehotalingCheck out my new podcast, Meditation Tides, for guided meditations and let the tides of your breath bring the tranquility you deserve. https://podcasters.spotify.com/pod/show/meditationtides/Michelle's Sanctuary is a place where you may enjoy high quality relaxing stories for sleep and guided sleep meditations completely FREE with a focus on mental vacations, sleep hypnosis, manifestations, and using your imagination to enjoy relaxing adventures before bedtime. Grown-ups deserve bedtime stories too!Having firsthand experience with anxiety, insomnia, and a strong desire to connect with my higher self and live my best life, I have tailored these recordings in ways that I have personally found helpful. This channel is not a replacement for consultations with a doctor or medical professional but can help you find more balance and a healing night's sleep. I always welcome comments, feedback & suggestions.
Angel Reese and Caitlin Clark rivalry overhyped, RGIII vs. Ryan Clark, NBA Conference Finals preview, Cleveland Browns QB Depth ChartBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-3-point-conversion-radio--1516409/support.
00:04:20 - 00:14:25: FBI's Role in January 6 and Lack of TransparencyKash Patel and Dan Bongino's evasive responses on FBI's involvement in January 6, suggesting a deep state operation. Critique of their alignment with the party line, lack of clarity, and distrust in forthcoming information being filtered through Congress. Mentions Jeffrey Epstein's death as a non-suicide, reflecting broader skepticism of official narratives.00:31:50 - 00:42:13: Media Manipulation and PropagandaDiscussion of Caitlin Johnstone's article on how Western media uses distortions, emphasis, and omissions to shape narratives, particularly on Israel-Palestine. Emphasis on the need to focus on raw data to counter manipulation, with examples of underreported issues like starvation in Gaza versus overreported stories like Russia-Ukraine.00:46:29 - 00:59:40: Lab-Grown Meat as a Control MechanismCritique of lab-grown meat as a tool for corporate control, removing self-sufficiency in food production. Discussion of its ethical and environmental claims as hollow, with concerns about engineered scarcity and dependence on conglomerates. Mentions the unappetizing nature of lab-grown products like the “world's largest cultivated chicken nugget.”01:13:29 - 01:17:16: Montana's Ban on Warrantless Data PurchasesMontana's Senate Bill 282 prohibits law enforcement from buying personal data (e.g., geolocation, financial records) without a warrant, closing the data broker loophole. Critique of government's data buying/selling practices, with DMVs profiting millions (e.g., Florida: $77M, California: $52M in 2017).01:19:55 - 01:26:01: Meta's Facial Recognition Glasses and Surveillance RisksMeta plans to integrate facial recognition into Ray-Ban smart glasses, enabling real-time identification of passersby, raising severe privacy concerns. Unlike fixed cameras, mobile glasses are harder to detect, potentially enabling mass surveillance by individuals or government.01:27:35 - 01:37:47: Transphobia Investigation Over Lucy SkeletonBrazilian woman faces up to three years in prison for calling Lucy the skeleton female, deemed transphobic by activists who argue ancient fossils could have had modern gender identities. Critique of this as an attack on objective reality and scientific fact.01:55:04 - 02:00:25: Israel's Ethnic Cleansing and Occupation of GazaNetanyahu admits to ethnic cleansing goals in Gaza, citing destruction of homes and lack of countries accepting Palestinian refugees. Israel's blockade and use of food to lure starving civilians criticized as inhumane, with growing disapproval even among Republicans (Pew: 37% unfavorable views by 2025).02:00:42 - 02:12:27: Measles Panic and Vaccine DangersMedia exaggerates measles as the “world's most infectious disease” (e.g., one DC case, 300 in Texas out of 31 million). Child's death misattributed to measles was due to medical error (delayed antibiotics for pneumonia). Critique of vaccine schedules causing autism/allergies and mercury (thimerosal) in vaccines, requiring hazmat cleanup but injected into children.02:17:42 - 02:34:50: Susan Monterey's CDC Appointment and Biosecurity ConcernsSusan Monterey, appointed CDC director, criticized for biosecurity ties (ARPA-H, BARDA, DARPA) and vaccine advocacy. RFK Jr.'s endorsement as a Maha supporter questioned as a betrayal, given her support for AI-driven health projects (e.g., predicting diseases from personal data) and high-risk biomedical research, likened to pandemic manufacturing.02:34:50 - 02:42:09: NGOs and Government Funding Woke IdeologyUS government (CIA, USAID) and NGOs (Ford, Rockefeller Foundations) funded gay pride and transgenderism since the 1980s, evolving into woke ideology. Framed as a satanic agenda to destroy Western civilization, driven by spiritual forces beyond earthly institutions, with government as a tool of higher powers.02:47:22 - 03:03:14: Biological Computers and Brain-Computer InterfacesCortical Labs' Cow One uses human brain cells for neural networks, trained to play Pong, with potential for drug testing. DARPA, NIH, and Obama's BRAIN Initiative fund BCIs for military applications (e.g., memory transfer, neuro-weapons), raising concerns about mind control, transhumanism, and technocratic control via public-private partnerships.Follow the show on Kick and watch live every weekday 9:00am EST – 12:00pm EST https://kick.com/davidknightshow Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silver For 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code KNIGHT Find out more about the show and where you can watch it at TheDavidKnightShow.comIf you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-showOr you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-david-knight-show--2653468/support.
General Authority Seventy Elder David P. Homer told students to choose faith and take advantage of this pivotal time in their lives during his devotional address on Tuesday. Article: https://www.byui.edu/radio/campus-news/general-authority-seventy-tells-students-to-choose-faith
In Whentendo, the land of video games, the Cryptid Kids must track down Cthunkle and face a horde of disgruntled monsters. But what is the Colossal squidopus after this time? Lessons include: Making a small pact with yourself is more fun and less pressure than setting a huge goal; rushing through a game defeats the purpose of play! Subscribe and show your Support! Supporters listen ad-free, and get over 30 bonus episodes and counting! Grownups, help your kids share questions & ideas at hello@whatifworldpodcast.com, via voicemail at 205-605-WHAT (9428), or on Instagram @whatifworldpodcast Want more kids podcasts for the whole family? Grown-ups, subscribe to Starglow+ here. Learn more about Starglow Media here. Follow Starglow on Instagram and YouTube Eric and Karen O'Keeffe make What If World. Our producer is Miss Lynn. Character art by Ana Stretcu, episode art by Lynn Hickernell, podcast art by Jason O'Keefe, and theme song by Craig Martinson.
Unwind with Rainy Day in the Coziest Attic, a deep sleep story designed to ease anxiety, calm the mind, and guide you gently into relaxation, restorative sleep. Perfect for anyone seeking help with insomnia, stress relief, or a soothing bedtime routine, this immersive experience transports you to cozy attic on a rainy day.Imagine a quaint New England seaside village, where a grand Victorian home shelters you from the rain. In the attic, glowing with candlelight and filled with the scents of aged books and warm tea, you'll discover a sanctuary of nostalgia, comfort, and quiet reflection. Listen to the gentle rain sounds, soft narration, and rich ambient details that lull you into a deeply relaxed state. It's time to dream away.Original Script, Recording, Music, and Production by Michelle Hotaling, Dreamaway Visions LLC 2025 All Rights ReservedYOUTUBE: https://www.youtube.com/michellessanctuary/INSTAGRAM: https://instagram.com/michellessanctuary/FACEBOOK:https://www.facebook.com/michellessanctuary/TIKTOK: http://www.tiktok.com/@michellessanctuary/TWITTER: http://twitter.com/michsanctuary/Email Michelle: michellessanctuary@gmail.comIf you would like to support this channel:https://www.buymeacoffee.com/michsanctuaryhttps://www.paypal.me/michellessanctuaryhttps://www.venmo.com/michellehotalingCheck out my new podcast, Meditation Tides, for guided meditations and let the tides of your breath bring the tranquility you deserve. https://podcasters.spotify.com/pod/show/meditationtides/Michelle's Sanctuary is a place where you may enjoy high quality relaxing stories for sleep and guided sleep meditations completely FREE with a focus on mental vacations, sleep hypnosis, manifestations, and using your imagination to enjoy relaxing adventures before bedtime. Grown-ups deserve bedtime stories too!Having firsthand experience with anxiety, insomnia, and a strong desire to connect with my higher self and live my best life, I have tailored these recordings in ways that I have personally found helpful. This channel is not a replacement for consultations with a doctor or medical professional but can help you find more balance and a healing night's sleep. I always welcome comments, feedback & suggestions.
Douro Tinto is often called a “Steakhouse Wine” but that really doesn't do it justice. This fabulous wine from the Douro region of Portugal - an area most famous for the fortified wine Port - is a rich, smooth, and lovely drinking wine that needs to be on your table. Grown on very steep hillsides, the variety of the grapes in the blend can include up to 50 varieties, but the majority of the blend is usually Touriga Nacional, Touriga Franca, and Tinta Roriz - which is the Portuguese name for Tempranillo, most famously in Rioja wines from Spain. Because of the wide-variety of grapes used, the blends can vary, but overall you can expect a lush, juicy wine with enough acidity that it pairs amazingly well with food. If you are looking for an alternative to your rich Syrah or Bordeaux or Napa Cab, and you want a wine with more balance and less punch-you-in-the-face oak, Douro Tinto is a wine you have to seek out. Wines reviewed in this episode: 2019 Quinta das Carvalhas Douro Tinto, 2021 Wine & Soul Manoella Douro TintoSend us a Text Message and we'll respond in our next episode!Contact The Wine Pair Podcast - we'd love to hear from you!Visit our website, leave a review, and reach out to us: https://thewinepairpodcast.com/Follow and DM us on Instagram: https://www.instagram.com/thewinepairpodcast/Send us an email: joe@thewinepairpodcast.com
Western leaders embrace ex-wanted terrorist Abu Mohammad al-Jolani now that he is leading Syria after the fall of the Assad regime. Plus: Red states push to ban lab-grown meats in an effort to protect the meat industry. Reason's Emma Camp explains why these laws violate free market principles. -------------------------------------------------- Watch full episodes on Rumble, streamed LIVE 7pm ET. Become part of our Locals community Follow System Update: Twitter Instagram TikTok Facebook LinkedIn
The chancellor, Rachel Reeves, has said the economy is "beginning to turn a corner", after figures showed that output grew by more than expected in the first three months of the year. The figures don't take into account last month's tax rises or the impact of President Trump's global tariffs. Also: Sir Keir Starmer says the UK is in talks about creating hubs in other countries for processing failed asylum seekers. And the railway carriage that was used by Sir Winston Churchill has been restored.
Welcome to your easy sleep meditation. In this gentle bedtime meditation, you'll journey to the Shores of Sleep—a peaceful, dreamlike place where the day's worries melt away and deep rest begins.
Send us a textThis week we are digging into our favorite's archive and playing the dance game take a picture. A Message for Grown-ups: All participants assume responsibility of risk of injury so before starting an episode clear a suitable area (recommended at least 6ft x 6ft) for jumping, walking, turning, and sitting and make sure any and all sharp corners, objects, slick spots, pets, and non participants are safely outside the designated dancing space!Support the showThanks for listening! Follow us on Facebook and Instagram for the latest Listen.Think.Leap! news!
#176 It would seem impossible, but people find ways to act badly, even on a cruise vacation! Recently there was yet another brawl on a cruise ship. I don't know if it's the cruiseline or the people or the alcohol, but to me it's a bit ridiculous. In this episode I talk about the latest fight I heard about and why I can't understand the nonsense! See if you agree!Support the show
In this episode, Rev. Leray Glendenning, Pastor and Director of Firm Foundations Intensives with Life Skills International, discusses the psychology behind the Apostle Paul's instruction on forgetting what is behind. Drawing from Paul Hegestrom's work, “Broken Children, Grown-up Pain: Understanding the Effects of Your Wounded Past", Leray leads us through the process of remembering the wounds from the past to understanding how they impact us and finding healing through the power of the Holy Spirit. To learn more, call Life Skills International at 806.348.7171 or visit their website at lifeskillsintl.org.
In Petey the Pirate's acceptance meditation, we will ride on an interstellar unicorn to visit Planet Perfect, cause a major traffic jam in New What City, and help Petey accept his true self. Lessons include: Seeing yourself and your problems from a distance can be very relaxing; sharing our authentic selves is more important than trying to please others. Subscribe and show your Support! Supporters listen ad-free, and get over 30 bonus episodes and counting! Grownups, help your kids share questions & ideas at hello@whatifworldpodcast.com, via voicemail at 205-605-WHAT (9428), or on Instagram @whatifworldpodcast Want more kids podcasts for the whole family? Grown-ups, subscribe to Starglow+ here. Learn more about Starglow Media here. Follow Starglow on Instagram and YouTube Eric and Karen O'Keeffe make What If World. Our producer is Miss Lynn. Character art by Ana Stretcu, episode art by Lynn Hickernell, podcast art by Jason O'Keefe, and theme song by Craig Martinson.
We're featuring Wine Educator and Event Creator Kurtis Kolt . Top Drop 2025, his sensational small wine fest runs next week in Vancouver and Calgary. Wine Educator, judge and Event Co-Ordinator Kurtis Kolt. His thoughts on 2025 Washington Grown/Crafted in BC Wines His impressive Top Drop Events this coming week in Vancouver and Calgary. Kurtis Kolt is a Vancouver-based wine & hospitality consultant who writes about wine, presents seminars, hosts events, judges' competitions, works with restaurants on their wine programs, and so on. Kurtis has been running restaurants around Vancouver, eventually receiving the 'Sommelier of the Year' award at the 2010 Vancouver International Wine Festival. KK is also the co-founder of Top Drop, a series of terroir-focused trade and consumer festival-style events, dubbed "the nerdiest, most awesome wine festival in Canada." TOP DROP In Vancouver May 13 and Calgary May 15. Kurtis books very select wineries (and their winemakers) Check out the participants - https://vancouver.topdrop.ca/en/exhibitors Dubbed “The One Wine Tasting of the Year You Shouldn't Miss,” by Western Living magazine, Top Drop Vancouver and Top Drop Calgary‘s Main Events return with continued focus on sustainably-farmed, handcrafted wines offering a distinct sense of place, without heavy-handed winemaking trickery to get in the way. His latest project is Free Spirit!, a celebration of the world of non-alc wine, beer, and spirits! Kurtis joins us on Tasting Room Radio to also talk about the Grown in Washington - Crafted in BC 2025 Wines, now being seen on BC shelves. www.topdrop.ca www.winebc.com www.kurtiskolt.com @Kurtis Kolt
Grown men acting like blippi. Singing songs with a lisp. Manifesting and more
Special 10th Anniversary Home BrewedMay 2nd - 2015 was the day the very first WAPL Home Brewed hit the 100K watt airwaves.A decade later we're still bringing you the best Original / Independent music from Wisconsin and the Midwest.Join us as we Turn On & Tap In to some of the artists featured on that very first show along with other Independent Artists from around the Badger State. ♫ This Week's Featured Home Brewed Artists ♫Cory Chisel and the Wandering Sons / Traveling Suitcase / Three Springs / Bomber & Red / Haunted Heads / Christopher Gold and the New Old Things / Johnny Cordova + Johnny Cee / Dig Deep / Dan Stelzer / RedHawks / The Lately / Lucas Cates BandTap In Saturday Mornings - 9am on 105.7 FMStreaming LIVE at wapl.com & the WAPL Mobile App.Podcasts - iTunes or the WAPL Mobile AppProduced & Hosted by John JordanCHEERS to Your Ears!!
Waking up in the middle of the night can be so frustrating and this bedtime meditation is to help repair broken sleep. You are listening to "Go Back to Sleep: The Healing Forest Cabin," a guided sleep meditation that will help you get back to sleep fast. Find comfort as you immerse yourself in the tranquil sounds of a soothing forest and cozy cabin where starlight whispers dreamy messages, bringing a night of deep restorative slumber. It's time to dream away.Original Script, Recording, Music, and Production by Michelle Hotaling, Dreamaway Visions LLC 2025 All Rights ReservedYOUTUBE: https://www.youtube.com/michellessanctuary/INSTAGRAM: https://instagram.com/michellessanctuary/FACEBOOK:https://www.facebook.com/michellessanctuary/TIKTOK: http://www.tiktok.com/@michellessanctuary/TWITTER: http://twitter.com/michsanctuary/Email Michelle: michellessanctuary@gmail.comIf you would like to support this channel:https://www.buymeacoffee.com/michsanctuaryhttps://www.paypal.me/michellessanctuaryhttps://www.venmo.com/michellehotalingCheck out my new podcast, Meditation Tides, for guided meditations and let the tides of your breath bring the tranquility you deserve. https://podcasters.spotify.com/pod/show/meditationtides/Michelle's Sanctuary is a place where you may enjoy high quality relaxing stories for sleep and guided sleep meditations completely FREE with a focus on mental vacations, sleep hypnosis, manifestations, and using your imagination to enjoy relaxing adventures before bedtime. Grown-ups deserve bedtime stories too!Having firsthand experience with anxiety, insomnia, and a strong desire to connect with my higher self and live my best life, I have tailored these recordings in ways that I have personally found helpful. This channel is not a replacement for consultations with a doctor or medical professional but can help you find more balance and a healing night's sleep. I always welcome comments, feedback & suggestions.
The next round of the Grown Ass Woman Era group is here! We start May 14th, 2025 - book a call with me here or send me an email at info@emilygoughcoaching.com for details. This is an intimate and curated group, and I personally chat with each person before joining to make sure it's a good fit. ************************** I'm bringing you this powerful conversation with my best friend Kat, who is also the co-coach I bring in to work with me for my Grown Ass Woman Era coaching group. We're talking about: The power of being witnessed in your pain and celebrated in your joy Wounding many women carry around not trusting other women - and how it's standing in the way of some of the most powerful and healing relationships available to you Being safe within yourself to put the sword down and truly come home within yourself, rather than feeling a constant hypervigilance and need to be the strong independent woman 24/7 Killing off your good girl and FINALLY taking full responsibility for your life and relationships by having your grown woman take the wheel Stepping into your full power, unapologetically. Welcome to your Grown Ass Woman Era. CONNECT WITH EMILY Book A Private Coaching Call With Emily To Work Together COUPLES COACHING with Emily & Kelly Gardner (apply here) Get Your FREE Guide “The Four Tools Missing From Your Relationship” here Follow Emily on Instagram: @emilygoughcoach Website: https://emilygoughcoaching.com/ BOOK: “You Grow Me: The Next Level Human Philosophy of Love, Sex and Romantic Connection CONNECT WITH KAT I Am Love Healing Centre EPISODES REFERENCED Episode #337 - Touch Starvation, Cuddle Therapy & the Power of Healing the Masculine with Kat
Annnndddd,— we're back! It's time for Season 8 and your hosts, Nicky Trendz and Manny Oso are ready to bring you back more story starters and conversational tid-bits. We start off strong as today's subject is about Maturing and realizing what it takes being Grown to Understand. Maybe things that didn't make sense as a kid. Let's finish this sentence together “Maturing is… ______.Nicky Trendz starts off with realizing her right to occupy space. Actually, her right o occupy her OWN space. Especially the space she rents, like her apartment. Manny Oso brings up that maturing is realizing how little time 24 hours really is. And how none of us will ever get the same days off like we thought we would. Maturing is hard to measure, and we all go thru it a different way and at different times. When it hits us, it's hard to tell if we are the first one or just the next on to think “is this right?”Anyways, you tell us!What level of maturity do you think you've hit? And how did you realize it?To keep up with the Ducks in charge follow:FB & IG: @BubblebathstoriesNicky Trendz IG: @nickyTRENDZManny Oso IG: @gotnotime4dissFor official Merch head over to Bubblebathstories.co☎️ Or call us at 347-878-1144 !!!
Send us a textIn this episode of Small Business Big Dreams, I sit down with Dan Kjeldbjerg, President of Poul's Landscaping & Nursery, and Jennifer, the company's Director of Marketing, to explore the story behind one of the Midwest's most respected names in landscaping. Founded in 1966 by Danish immigrant Paul (Poul) Kjeldbjerg, this family business has blossomed from a single-truck operation into a multi-acre, multi-generational powerhouse offering full-service landscape design, installation, and nursery production throughout Chicagoland and beyond.Dan shares how he and his brother Alan helped evolve the company after joining in the 1980s and '90s, using their backgrounds in marketing and horticulture to bring new life into the business their father started from humble beginnings. Jennifer gives insight into how the brand continues to modernize while staying rooted in its legacy—through strong storytelling, authentic community connections, and showcasing the beauty of their work in ways that resonate with new generations of homeowners and professionals alike.We talk about how Poul's Landscaping has expanded its footprint—from planting the first trees at their Long Grove property in the '80s to operating a 112-acre wholesale nursery in Wadsworth—all while maintaining a reputation for excellence, craftsmanship, and personal service. From residential landscapes to large-scale nursery operations, Dan and Jennifer explain how the company continues to thrive through thoughtful leadership, passion for the craft, and a commitment to nurturing not just plants, but people and partnerships.What You'll Learn in This Episode:✅ How Poul's Landscaping started with a single pickup and a dream ✅ The evolution of a family-run business into a regional leader in landscaping and nursery operations ✅ How Dan and Jennifer balance legacy with innovation and growth ✅ The importance of storytelling, branding, and relationship-building in a traditional industry ✅ Insights into running multi-acre operations, seasonal cycles, and team management ✅ What it takes to thrive in the green industry for over five decadesWhy Poul's Landscaping & Nursery Stands Out:With deep family roots and a relentless commitment to quality, Poul's Landscaping & Nursery has become synonymous with professionalism, reliability, and nature-inspired design. Their ability to combine generational experience with modern strategy—from operations to marketing—makes them a standout example of how traditional businesses can grow with purpose while staying true to their core values.Perfect For:
In honor of BooGie's birthday on May 10, we're re-releasing our episode on DOPE, one of his personal favorites!If you're of a certain age (a.k.a. GROWN), then Rick Famuyiwa's 2015 film Dope is definitely for you. And even if you're on the younger tip, this is a great homage to what we consider the Golden Age of Hip Hop music and culture.Topics discussed:This movie's wild, not-for-the-faint-of-heart rideThe gold mine of '90s Hip Hop jamsShameik Moore: dynamic leading manRick Famuyiwa gifts us a tribute to Hip Hop culture, as he did with Brown Sugar.A powerful social message about stereotyping based on socioeconomic status Also check out: Our episode on Brown SugarCreditsHip Hop Movie Club is produced by your HHMCs JB, BooGie, and DynoWright. Theme music by BooGie. And remember: Don't hate...graduate!Check us out:Join us on May 28th at the Lower Macungie Library for a screening and panel discussion of We Want the Funk, the new documentary from PBS. Go to lowermaclib.org to register. Check out our live event schedule and more at our Linktree.Hip Hop Movie Club on:FacebookInstagram ThreadsBlueskySubstack (newsletter)Website
Parenting doesn't end when your kids become adults—and neither does the complicated relationship we have with shame as parents. In this powerful conversation, I'm joined by family coach, former educator, and licensed mental health expert Anastasia Arauz to explore how shame weaves its way into our parenting, our family dynamics, and even into the lives of our adult children. Anastasia brings her rich background in counseling, play therapy, and education to help us uncover the hidden ways shame impacts how we show up as parents—and more importantly, what we can do about it. Her work empowers moms to lead their families with love, clarity, and resilience, while also prioritizing their own well-being. In this episode, we discuss: How shame sneaks into your parenting even when you "know better" The connection between shame and unhealthy family dynamics Why our unhealed shame can unintentionally burden our children Practical steps to parent from a place of confidence instead of fear Strategies to break cycles of guilt, perfectionism, and self-criticism in parenting Whether your children are toddlers, teenagers, or fully grown adults, it's never too late to examine how shame is operating in your family—and to make powerful shifts toward healthier, more joyful relationships. Connect with Anastasia: Website Instagram: @anastasiaju YouTube TikTok: @anastasia.arauz4 LinkedIn Links and Resources: [Free Download] Steps to Healing from Complex Shame™: here Are you a writer? Join me in person at the HopeWriters Writing Retreat—a beautiful weekend designed to help you craft, connect, and confidently step into your calling. For one week only, we're offering a Mother's Day special—your spot is just $97 with the code MOM2026. (Valid from April 18th - April 24th) Sign up here Connect with me: Dr. Zoe Shaw on Instagram Dr. Zoe Shaw on Facebook Dr. Zoe Shaw Website
There are no hopeless situations, only people who've become hopeless. This is key to remember when walking through hardships and trials. When clients come to me, oftentimes they have grown hopeless and we work together to combat the lies of the enemy with God's truths, this helps them rediscover their hope. The Bible does not sugar coat suffering, it is filled with stories of despair and suffering. The Bible models how God uses stories of despair and turns them into hope and times of preparation. Check out this podcast if you need to hear from God if you need a reminder of the hope of Christ.
We are back with another episode! This week we catch up on the drama surrounding Shannon Sharpe, Mary J Blige and ex-friend Misa Hylton, and the viral interview with a pastor and his first lady. Follow us on IG and Twitter @Tripledosepod. Don't forget to subscribe to our Youtube as well!
In What If World's first mini-musical, Mama Jamma, Poppa Loo, Zack and Zizi get sent off into three different fairytales, courtesy of Jenkins, the trickster fairy. Can they learn their lessons and find their way back to each other? Lessons include: If you have something important to say, don't let yourself be silenced; be careful and use common sense in unfamiliar settings; rudeness seldom gets results. A very special thanks to Chris Kerrigan, who wrote the musical numbers for this very special episode. He writes music for grown-ups as Compassion Fatigue, and you can hear him on Apple, Spotify, and wherever you listen. This remastered classic first aired on November 13th, 2017. Subscribe and show your Support! Want more kids podcasts for the whole family? Grown-ups, subscribe to Starglow+ here. Learn more about Starglow Media here. Follow Starglow on Instagram and YouTube Eric and Karen O'Keeffe make What If World. Our producer is Miss Lynn. Character art by Ana Stretcu, episode art by Lynn Hickernell, podcast art by Jason O'Keefe, and theme song by Craig Martinson.
Escape to the serene North Fork with "Rainy Night at the Lavender Inn," a calming bedtime story for grown-ups featuring the gentle rhythm of rain sounds and narration by a soothing female voice. Tonight's immersive sleep story takes place in the cozy ambiance of a historic farmhouse inn, surrounded by rolling fields of lavender and the sparkling blue Long Island Sound. As the rain falls, you find refuge in your cozy suite and fall into a deep sleep. It's time to dream away.Original Script, Recording, Production, and Music by Michelle Hotaling, Dreamaway Visions LLC 2025 All Rights ReservedYOUTUBE: https://www.youtube.com/michellessanctuary/INSTAGRAM: https://instagram.com/michellessanctuary/FACEBOOK:https://www.facebook.com/michellessanctuary/TIKTOK: http://www.tiktok.com/@michellessanctuary/TWITTER: http://twitter.com/michsanctuary/Email Michelle: michellessanctuary@gmail.comIf you would like to support this channel:https://www.buymeacoffee.com/michsanctuaryhttps://www.paypal.me/michellessanctuaryhttps://www.venmo.com/michellehotalingCheck out my new podcast, Meditation Tides, for guided meditations and let the tides of your breath bring the tranquility you deserve. https://podcasters.spotify.com/pod/show/meditationtides/Michelle's Sanctuary is a place where you may enjoy high quality relaxing stories for sleep and guided sleep meditations completely FREE with a focus on mental vacations, sleep hypnosis, manifestations, and using your imagination to enjoy relaxing adventures before bedtime. Grown-ups deserve bedtime stories too!Having firsthand experience with anxiety, insomnia, and a strong desire to connect with my higher self and live my best life, I have tailored these recordings in ways that I have personally found helpful. This channel is not a replacement for consultations with a doctor or medical professional but can help you find more balance and a healing night's sleep. I always welcome comments, feedback & suggestions.
In this episode, Carina invites her children to share their perspectives on having a mother who is an avid runner and marathoner. The conversation explores the impact of running on family dynamics, the balance between personal goals and parenting responsibilities, and the lessons learned through the discipline of running. The children express their admiration for their mother's dedication while also sharing moments of resentment and the challenges of balancing family life with running. Ultimately, the episode highlights the positive influence of a mother's commitment to her passions on her children's growth and resilience.
Story at-a-glance Lab-grown "UnReal Milk" is being developed by Brown Foods using mammalian cells in bioreactors. It's marketed as environmentally friendly despite lacking comprehensive safety testing Other companies like Perfect Day are creating synthetic dairy alternatives that also lack long-term safety data while making questionable environmental claims Raw milk from grass fed cows contains essential nutrients like C15:0 fat that support mitochondrial health, diabetes prevention, and weight management not found in synthetic alternatives The push for lab-made food isn't about providing options but replacing traditional food sources, thus removing consumer control over what they consume Take control of your health by buying from local farms, avoiding lab-grown foods, understanding ingredients, supporting real food with purchasing power, and advocating for food freedom policies
In this fun episode, Sonia and Roberta ask the question: Am I too grown for this? They talk about the trends, habits, and guilty pleasures they've outgrown — and the ones they're proudly holding onto. From fashion and concerts to dating and slang, they break down what's still a vibe and what's getting left behind.Like. Follow. Share. Website: grownandgrowingpodcast.comFacebook: @GrownandgrowingpodcastInstagram: @GrownandgrowingpodcastYouTube: Grown and Growing PodcastEmail: grown.growingpodcast@gmail.com
Fred meets Jonathan Mangum, host of “Let's Make a Deal,” and they become famous by inventing Coffee Soup. Everything's going great until Cthunkle tries to take over! Lessons include: You don't have to be what people expect you to be; we should take time to consider what we want to share online and how we share it. Jonathan Mangum is cohost of a new comedy podcast for grown-ups called Wayne Brady's What If with Jonathan Mangum. We had a blast exploring your What Ifs together in this very special guest episode! Subscribe and show your Support! Want more kids podcasts for the whole family? Grown-ups, subscribe to Starglow+ here. Learn more about Starglow Media here. Follow Starglow on Instagram and YouTube Eric and Karen O'Keeffe make What If World. Our producer is Miss Lynn. Character art by Ana Stretcu, episode art by Lynn Hickernell, podcast art by Jason O'Keefe, and theme song by Craig Martinson.
Keith discusses strategies for building wealth in real estate, emphasizing efficient property operations and leveraging. He suggests setting tenant occupancy limits, sub-metering utilities, and increasing rentable space. He explains the leverage ratio, which measures the relationship between debt and equity, and advises maintaining a high ratio for better returns. Hear his take on the Florida's real estate market, including falling property values, oversupply, and rising insurance premiums. Despite these issues, Keith remains optimistic about Florida's long-term potential due to its population growth and low taxes. Free Resources: Connect with a free GRE Investment Coach at GREinvestmentcoach.com Show Notes: GetRichEducation.com/551 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Automatically Transcribed With Otter.ai Keith Weinhold 0:00 Welcome to GRE I'm your host. Keith Weinhold, today, the two things you've got to focus on if you're ever going to build wealth as a real estate investor, why Trump wants to fire Fed Chair Jerome Powell, then, is Florida real estate doomed with falling property values, a housing oversupply, spiking insurance premiums and slowing population growth. It's episode 551, of get rich education. Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being the flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, who delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com Speaker 1 1:16 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:32 Welcome to GRE from Manhattan, Kansas to the finance capital of Manhattan in New York City, and across 188 nations worldwide, you are back inside get rich Education. I'm your host, and my name is Keith Weinhold. I think you know that by now, because we deliver weekly shows more steadily and predictably than a new tariff policy. I've got more on tariffs in a funny clip on Trump wanting to fire Jerome Powell in stories on that level soon. But first, you know one thing that I've made you mindful of lately is that a successful real estate investor needs to pay attention to two big things if you want to build wealth First, keep your property operations efficient. This is your cash flow function. And second look at your net worth statement, and be mindful that you are leveraging as many dollars as you responsibly can. Let me break down both of these for you so that you can see what I really mean here the first one, keeping your property operations efficient. That means that right up front, with a new tenant in the application, find out how many tenants are going to live there, and firmly let them know that they cannot exceed this or that they're in violation of the lease. Can you get 20% more rent, or even 50% more rent by furnishing your unit and marketing it not as a long term rental, but as a midterm rental, and targets, say health professionals that are traveling if you're in a hot rental market. Can you simply keep the rent the same, but have new incoming tenants pay a utility bill for you that you had previously been paying by sub metering your utilities. Other examples of taking the rental property you already have and making it more efficient, you know, there are more classic items, like increasing your rentable space, renting out separate on site, storage space, adding a carport, charging pet rent or just boosting the curb appeal. Can you build an adu on your property? How about appealing your property taxes or automating your rent collection. Why don't you take a look at your insurance policies? You know, a lot of them have $1,000 deductibles. Well, if you're an economically resilient investor, consider raising your deductibles to 5k that way you lower your insurance premium and increase your cash flow that way. I mean really, putting in insurance claims can be somewhat of a pain anyway. Okay, well, right. There were maybe, I don't know, 10 or 15 quick ideas for streamlining your property's operations and increasing your cash flow. Now, don't try to do every one of them, but if there's at least one or two that you can think of as low hanging fruit to go ahead and harvest with the nature of what you've got going in your portfolio. And you know, ideas like I just shared there, you can hear about that on some other real estate investing platforms. But you know what the bigger gain. Is that you can actually make they take less work and fewer people talk about these things all right, and that's the second thing I'm talking about. Yes, it is typically more profitable for you and less work for you. If, instead of all those things, you increase your leverage ratio. Now, doing this does not help your cash flow, it helps your net worth. And net worth is something that you can later convert to cash flow. And this second one increasing your leverage that's a strategy that you just don't hear about on very many real estate investing platforms. So I haven't discussed leverage ratio in a long time. So let's talk about what it is, how you can improve yours, and then what it does for building your wealth. Okay, it's the relationship between your debt and your equity, and here's how to determine yours, and then I'll tell you how you're performing. Once you've determined yours, you might even be able to do it roughly in your head. All you do is take the total value of all the real estate that you own and divide it by your loan balances. That's it. Say you own a million dollars worth of real estate and you've got 500k of total debt on all that real estate. Well, it's really simple. Just divide your value a million bucks, buy your debt, 500k and your leverage ratio is two to one. Let's just call that two. If you're looking to build wealth, that number of two is kind of low. It should be higher. It means that you've got 50% equity in your property. Now say that instead, on the day that you bought that million dollars in real estate, you only made a 200k down payment. That's awesome. A million bucks divided by 200k your leverage ratio is five. All right. Well, what are these numbers really mean? Like this two and this five? All right, it's important because it is what you use to multiply your real estate's rate of appreciation by in order to find your rate of return. So just say that your real estate appreciates 4% this year. If your leverage ratio is just two, that's only an 8% return on your skin in the game. But if you've got more debt and your leverage ratio is five, then a 4% return means you've got a 20% return on your skin in the game. Do that keep your leverage ratio high? Now, what if your leverage ratio falls all the way down to a one. What does that mean? Oh, dear, you're not really doing much to build wealth because all of your properties are paid off. You don't have any mortgages on them. So if you're down to a one, all you've got working for you, from an appreciation standpoint, is compound interest. That's the point at which you've fallen from a compound leverage instrument down to a compound interest instrument. And as we know here at GRE which is counter to the mainstream world. And yeah, the mainstream world is where you have to work all of your life at a job you hate. And that's what you'll do if all you have is unlevered compound interest, all right, and if all you have is unlevered compound interest, well, don't book your Blue Origin flight quite yet. You're not going to go on one you can count on sitting behind a desk for decades instead. All right. Well, how do you determine your leverage ratio? Again, it's your total real estate value divided by your equity. All right. Now, how do you keep your number high? By making new purchases with 20 to 25% down payments, and by not making new purchases is another way, and instead performing cash out refinances or doing both, you know another way to increase your leverage ratio, and you might not have thought about this, it's when real estate values fall. Now, that's surely not a desirable way to do it, and it doesn't happen often, but when real estate values fall, that drops both your real estate's value and your equity value by the same amount. And interestingly, with some of the ways that I described that you can add value to a property earlier, like a carport, that makes your cash flow better, but it does make your leverage ratio worse at the same time, a way to decrease your leverage ratio fast and lower your wealth building potential fast is to make an extra principal payment of a few 1000 bucks. I mean that one act alone might drop it from, say, a 3.14 to a three point. One Two over night. But look, I don't know what real estate markets you're invested in, and if you tell me what your number is, I'm gonna know how much your future wealth building power is, because you're keeping dollars not merely compounding, but leveraged. And if your number falls below about two and a half, which means 40% equity, that's typically when I begin looking to refinance or sell an equity heavy property, to do a 1031 into a bigger one. So two and a half, that's the number where you often want to take action. And really this is all just a fresh way of approaching an enduring mantra here at GRE Oh yeah, financially free beats debt free, and this sure can make you a mutineer among the masses. And I've been talking about these mutineers sort of things a lot lately, even with a tinge of irreverence. Perhaps you might remember that three weeks ago here on the show, I discussed how, depending on your circumstance, you can even make a car loan good debt, and how a seven figure income is the new six figures and then, yes, perhaps more irreverence. Last week in your free audio course, it was pretty iconoclastic to break down in detail how a 38% rate of return from just everyday buy and hold real estate is not risky at all. And last week's episode 550 the free course, that's probably the most important episode we've done in a long time. For a beginning real estate investor, if you've got any relative or friend in your life that you know, do you have someone around you that just doesn't get it about real estate investing, that really doesn't understand why you do this, please go ahead and share last week's episode with him. Episode 550 now on to the actual person of one, Donald John Trump. And why do I always say his name that way? I don't know. I'm not sure how that ever got started, but I don't say that as often as I call myself a remorseless slack jaw. In any case, the President wants to fire the Fed Chair Jerome Powell. This is nothing new. It just flared up again. I mean, here's the latest flare up. Listen to how Trump says he's never been fond of Powell. Okay, key in on that. This is Tom llamas on NBC, nightly news. You'll also hear the voices of Trump, Powell and Elizabeth Warren in Washington. Unknown Speaker 8:38 There's a mounting standoff between President Trump and the Chairman of the Federal Reserve. The President blasting Jerome Powell for not lowering interest rates, accusing him of playing politics. Gabe Gutierrez is at the White House with markets on edge and his trade war escalating. President Trump is lashing out at the Federal Reserve Chairman he once appointed, writing on social media that Jerome Powell's termination cannot come fast enough. I don't think he's doing the job. He's too late, always too late. Slow. And I'm not happy with him. I let him know it, and if I want him out, he'll be out of there real fast, believe me, the rebuke coming after this warning from Powell Wednesday, tariffs are highly likely to generate at least a temporary rise in inflation, the President now slamming him for not cutting interest rates to help the economy. We have a Federal Reserve Chairman that is playing politics, somebody that I've never been very fond of, actually, but he's playing politics. Powell says the Fed needs more clarity before making a move. We're never going to be influenced by any political pressure. People can say whatever they want. That's fine. Trump had previously said he would not try to replace Powell, and earlier this week, the Treasury Secretary stressed the importance of an independent federal reserve. I believe that monetary policy is a jewel box that's got to be preserved. Democrats warning of chaos if Powell is ousted, if Chairman Powell can be fired by the President of the United States, it will crash the markets in the United States. Powell, whose term as Fed Chair ends next year, has said the President does not have the legal authority to fire him. If he asked you to leave, would you go? No. Keith Weinhold 14:38 In that clip, Trump said he's never been very fond of pow dude. You appointed him, you You appointed him as Fed Chair in your first term, where you must have liked him more than any of the other candidates. Geez. Now you may or may not like Powell, but I don't see how. He's playing politics before lowering interest rates, it's completely sensible for him to see how the tariffs play out first. The Fed has long been independent of the executive branch, so they're supposed to be Trump wants Powell to lower interest rates. And remember, Powell already cut rates a full 1% late last year, and I really don't even agree with that cut when inflation was still elevated. Trump says Powell is always too late. Well, everyone agrees that Powell was too late to raise rates back in 2022 I mean, that had to do with the whole gaff where he said that inflation is just transitory, and no one will let Powell forget that. But do you give pal credit for a soft landing? I mean, he since brought down inflation while keeping us out of a recession, that's the definition of a soft landing. You know, I don't fully give pal credit there, just a little but remember, by that point, the inflation damage has already been done. It's already hurt a lot of people, and that's not changing. Now, of course, the inflation enriched you and it enriched me, because we're the real estate investors, and inflation is always going to do that for us. What happened is that Trump is frustrated because he saw the European Central Bank just lower their rates. So that's why he wants to see that happen here too. Because of course, lower rates can help the economy, at least in the short term. So I wondered about what you think. So what I did is I asked you in our latest Instagram poll, the question I asked was simply, should Jerome Powell be retained or fired? I was a little surprised at the result. 38% of GRE Instagram poll respondents said pal should be retained, and 62% said fired. I didn't think as many as 62% would say fire Powell. My best guess is that it's because you want lower interest rates on mortgages, and my next best guess is that you want to fire Powell, not because you dislike him, but more because you want to abolish the Fed completely, which I guess means that Powell would be fired that way. Did you hear about what happened when Donald Trump called tech support? Yeah. He told them, my tariffs aren't working. Tech Support responded with, did you try turning them off and back on again. Hey, coming up shortly is Florida real estate doomed. If you'd like to reach out to us here at the show, you can do so at get rich education.com/contact, that's whether you have a comment or a question or a concern or a content suggestion you can communicate either through voice or email on our contact page, there one thing that we don't need, respectfully, are booking agents for shows reaching out to us. You know, I used to say that we have 50 times as many guest requests to be on the show with me here as we do available spots, but now it is more than 50x and I'm really grateful to host a platform where I guess a lot of people want to join in and contribute here, but the reality is that we only have one show a week, and a lot of weeks like this one I don't have any guests at all on the Show. That page is monitored by my terrific executive assistant, Brenda, just like most everyone here at GRE She's an active real estate investor too, and again, comments, questions or concerns about the show, please contact us at the contact page and get rich education.com/contact. More. Next you're listening to get rich education. You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing. Check it out. Text family to 66866, to learn about freedom family investments, liquidity fund again. Text family to 66866 Hey, you can get your mortgage loans at the same place where I get mine, at Ridge lending group NMLS, 42056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Caeli Ridge personally. Start Now while it's on your mind at Ridge lendinggroup.com, that's ridgelendinggroup.com. T. Harv Ecker 20:45 This is the millionaire minds. T. Harv Ecker, you're listening to the powerful Get rich education with Keith Weinhold. Don't quit your day dream. Keith Weinhold 21:10 Welcome back to get rich Education. I'm your host. Keith Weinhold is Florida real estate doomed. Most anyone that pays attention has probably noticed that the Sunshine State has some areas, well, really, a number of them where property values have actually fallen. This is tied to the fact that there's an inventory over supply. There have been spiking insurance premiums tied to hurricanes. And what about the slowing population growth, and since the pandemic, Florida has had some of the fastest growing, highest appreciating markets in the entire nation. But today, in fact, there's a giant home builder there KB Homes that finds Florida's housing market. In their words, it's weak enough that they are cutting prices this spring. And KB Homes is ranked number 545 on the fortune 1000 so they're pretty sizable. And then an even larger home builder, Lennar, they basically said the same thing. The CEO of KB Homes said, quote, demand at the start of this spring selling season was more muted than what we have seen historically, despite a healthy level of traffic in our communities. So we took steps to reposition our communities to offer the most compelling value, and buyers responded favorably to those adjustments. End of the quote, yes, that is a genteel way of saying that we had to cut prices to get buyers like I mentioned to you, starting, gosh, probably a year ago or more, that other home builders have, instead of cutting prices, offered mortgage rate buy downs to buyers, be mindful though of how much your home builder is paying for those buy downs and how much you are at the closing table. Now, as we know, nationally, there's still a housing supply shortage, but KB, who does business in other states, says that Florida is the weakest, and that's due to over supply. Now let's forget about in migration for a second. Okay, that weakness is because a lot of communities are overbuilt to the point that the in migration rate cannot keep up with the over building. And of course, it's hard to generalize. Florida is a big, populous state of 23 million people. Southwest Florida has been hit the hardest that's pretty well documented. Punta Gorda, home values are down 9% year over year. Cape Coral down 7% let's go to the opposite end of the state, and Jacksonville, up in Northeast Florida that has about seven months of housing supply. It's actually pretty close to a balanced market between buyers and sellers, and then in the center of the state, Orlando, there's six months of supply that is a balanced market where there is normalcy in negotiation between buyers and sellers and a smattering of offers on one property And no one rushing and doing things like waving their inspection and then Miami Fort Lauderdale, you know, I really don't talk about them much on the show, because their prices are too high to work well as long term cash flowing rentals, both KB and Lennar say that they're keeping an eye on tariffs and that the changes to immigration have not changed their operations very much yet, because, remember, a lot of construction laborers are immigrants, and if they get deported, and then you need to hire native born US labor. Well, home prices go up, all right. Well, what about the Florida insure? Crisis. You know, over the past few years in Florida, a bunch of carriers have just withdrawn. They have pulled out of the state, farmers, insurance, bankers, insurance, Lexington insurance, all pulled out. Farmers told The New York Times that this business decision was necessary to effectively manage risk exposure. Similarly, AAA is another carrier, and they said that they're not going to renew some policies. They said the markets become challenging. 2022 catastrophic hurricane season that really contributed to an unprecedented rise in reinsurance rates, and that made it more costly for insurance companies to operate there at all. And prior to that, the market was already strained and had increased claims costs due to inflation and excessive litigation. That's what triple A said. All right, so where does this leave homeowners? Well, some are already relying on state and federal insurance programs, like the National Flood Insurance Program. There's a state carrier called citizens now, flood insurance is not required outside of a special hazard flood area, but that doesn't mean that a home is going to escape flooding if a hurricane passes through, but having insurance it does help along and accelerate the recovery process. Florida has some of the best Building Code adoption and enforcement in the country, and that fact alone has saved 1000s of homes and billions of dollars. But modern building codes are not necessarily applied retroactively to older homes. So it's those homes and properties that really have more exposure to hurricanes, those older properties, and a lot of Floridians are just skipping insurance coverage altogether so that they don't have to pay the premiums. They don't have any coverage. If you don't have a lien holder, you can do that. You can skip it, right? Well, like, How bad is it? Exactly? Just, how much have Florida insurance premiums been jacked up at this point. They've increased 60% on average between 2019, and 2023, and while homeowners and investors are primarily bearing that rising cost burden, I mean, insurers are feeling that squeeze as well. It's not just that the incidence of hurricane events is up, but premiums rise, of course, when the cost of labor in materials that it takes to replace and rebuild a damaged home have gone up as well things like concrete and structural steel and now, of course, as real estate investors, we can eventually pass on the cost of our higher insurance premiums to the tenant in the form of a rent increase, But when it goes up 60% in just four years. It's really hard to keep up with that. Florida's infrastructure is under some strain, too, and I see this when I drive the Tampa area. Every few years, I see more and more traffic. It takes me longer to get places like it takes me two or three cycles to go through a traffic light, where it only took me one cycle a few years ago. So roads and schools and utilities are under some duress to keep up with the population growth over the past decade, statewide commute times are up 11% you know, really that shouldn't be a surprise. I mean, that is common in any high growth area. Now, when it comes to insurance rate increases, there is a good chance that the worst is now over. Yes, Florida, insurance rate increases have been slowing down. The average rate increases have dropped quite a bit from 21% back in 2023 to a projected just two tenths of 1% for 2025 okay. I mean, that's basically no change expected for this year. Citizens, property insurance, that state option that I mentioned earlier, their rates are also shrinking, with some policyholders experiencing rate decreases of 5% or more. Now, I told you on a previous show that if you're looking to add rental property in Florida, go with new build properties for low insurance rates. But now I actually got a hold of some real policies between some of my properties and some of my friends properties. I've got them right in front of me here on a 1970s build single family home. I mean, the premiums can be high. We're basically paying 1% or more of the property's value in insurance premiums each year. So a 250k A valued single family rental that was built 50 years ago has a premium of $3,000 in some cases. I mean, that's a lot, but a close friend of mine recently went to GRE marketplace, got connected with one of our Florida providers. There, he bought a new construction duplex for I forget it was either 400k or 420k it's in Ocala, Florida, which is the central part of the state, and his 12 month insurance premium is $694. Wow. What a low premium for a duplex. That's why you go new build in Florida. Newer properties were built to today's construction and wind mitigation codes, and they have low insurance rates. And his duplex also appraised for 10k more than the purchase price. He has both sides already rented. And in fact, he closes on the property today, and yeah, I recommended that he go to GRE marketplace and get into Florida property, because that is indeed what he was interested in, and I sure wasn't going to stop him. So suffice to say, I clearly do not believe that Florida real estate is doomed. Florida has long been the antidote to high tax, high cost states, it has attracted snowbirds and retirees and hourly workers and increasingly younger professionals unable to crack housing markets elsewhere. Since the pandemic, millions of people have flocked to the state. I mean, when you look at a list of the fastest growing metro areas of the United States. I mean, Florida domination continues. You've still got big ones up there, like Lakeland of Florida is actually at the top of the population growth leaderboard nationally for metros with 500,000 or more people, Port St Lucie is also up there. It's third nationally, and Orlando is fourth. Three of the top four population growth metros are still in Florida, but this promise of sunshine and opportunity that has been replaced by something just a little less Sunny. I mean, you've got the rising home prices like Florida's not that cheap anymore, this diminishing affordability and this growing pressure on infrastructure, but Florida has definitely not completely lost its shine. People across the country are still moving to Florida, but not at the same rate that they did a few years ago, and the state is still seeing more people arrive then depart, besides the weather and the beaches that people love, of course, there's zero state income tax, and Governor Ron DeSantis has even proposed eliminating the property tax, like I mentioned to you on the show a while ago, although we can't count on eliminating the property tax anytime soon, if it ever happens. But wow, what a real estate boom that property tax elimination would create. So for the long term, which is what real estate investing is, I still like Florida. One thing that I don't like is trying to catch a falling knife, and that is analogous to say, investing in an area that is going down and has no future. Florida's got a future. It's got some challenges, just like anywhere in the US, but the reason it has a future is because more population growth is almost a guarantee. You don't get many guarantees in investing. Just look at the decennial census figures. Okay, this is the population of Florida every 10 years, starting in the year 1900 that's when they had 528,000 people, yeah, only about a half million people in the entire state, and I'll do some rounding here every 10 years after that. So in 1910 it was up to 750,000 people, then a million, 1,000,005 1,000,009 now we're up to 1950 where it grew to 2.8 million people, and then 5,000,006 point 8,000,009.7, 1316, 18.8 and then 21 and a half million in 2020, and it's 23 and a half million today. Now I only went as far back as 1900 there, but their census data goes back to at least 1830 and the growth has always been torrid, just uninterrupted. Every 10 years. There has been substantial to massive growth for at least 200 years, and Florida has still. Grown more than 2% per year each of the past couple years. In fact, it is still first place of all 50 states for population growth. So areas that are over supplied with housing in Florida are going to be absorbed. So Florida real estate is definitely not doomed. And in fact, adding more Florida real estate at this time, you know, that could very well be the type of thing where 10 years from now, or even five years from now, when their population is substantially bigger and there's less housing available. I mean, it could potentially look like a wise buy that you're able to get property at this time with less competition and maybe even a small discount here in the mid 2020s, and today, you can find three Florida markets listed at GRE marketplace. What else is happening at GRE marketplace? We've added two new markets, and they are also in the South. They are Jackson, Mississippi and Montgomery, Alabama. Yes, these areas are investor advantaged, and they have prices lower than most Florida markets. Though, I don't know that you'll see the net migration inflows into Jackson and Montgomery that you will in a lot of Florida markets. Jackson has a metro population of 600,000 and Montgomery 400,000 they both have really low property taxes. And there's something else that these two new GRE marketplace cities have in common. Any guess both Jackson and Montgomery are state capitals, yes, so they do have a base of government jobs. So check out gremarketplace.com read more about those cities. And of course, we even connect you with free investment coaching there to help you get matched up with some good property. Thanks for listening. Until next week, I'm your host. Keith Weinhold, don't quit your Daydream. Speaker 2 37:10 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively. Keith Weinhold 37:34 You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got paywalls and pop ups and push notifications and cookies disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter. You also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text GRE to 66866, while it's on your mind, take a moment to do it right now. Text, GRE to 66866. The preceding program was brought to you by your home for wealth, building, getricheducation.com.
The Real Estate Guys Radio Show - Real Estate Investing Education for Effective Action
Not every investment pays off quickly. Some are built to grow steadily, rewarding patience and a long-term perspective. In this episode, we explore a unique form of agricultural investing that takes the long view … teak. Grown over decades, this hardwood asset follows nature's pace, not the market's. And with trees as your tenants, there's little to manage—just steady growth over time. Our guest, Mike Cobb, has spent more than 30 years developing real estate across Latin America. Nearly 25 years ago, he planted his first teak trees—now he's preparing for his first harvest. He explains why teak caught his attention, how it delivers long-term returns, and how investors can get started with surprisingly little capital. We also turn our Market Spotlight on Boise, Idaho with boots-on-the-ground insights from Ken Hozak. Tune in and discover how to move beyond quick returns to building something lasting and sustainable! Since 1997, The Real Estate Guys™ radio show features real estate investing ideas, strategies, interviews, and all kinds of valuable resources. Visit the Special Reports Library under Resources at RealEstateGuysRadio.com
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Hart and Fitzy recap the Celtics' victory in Game 4 of their first round series against the Orlando Magic, and they discuss the fact that Boston has been growing tougher as a unit as the series has gone along, a trait that could help them in their pursuit of another championship.
Drift to sleep with this sleep story for grown-ups, "The Forest Library." Narrated by a soothing female voice, tonight's bedtime story begins with a peaceful walk through a sun-dappled forest. Discover a secret treehouse library, a haven founded by a sisterhood of readers. Spend a dreamy spring afternoon perusing the library, discovering the perfect novel to enjoy on the deck overlooking a gentle stream and the whispering forest, as curious woodland animals emerge. Surrender to the serenity of this hidden retreat before drifting off to sleep in a cozy, starlit alcove nestled high within the trees. It's time to dream away.Original Script, Recording, Production, and Music by Michelle Hotaling, Dreamaway Visions LLC 2025 All Rights ReservedYOUTUBE: https://www.youtube.com/michellessanctuary/INSTAGRAM: https://instagram.com/michellessanctuary/FACEBOOK:https://www.facebook.com/michellessanctuary/TIKTOK: http://www.tiktok.com/@michellessanctuary/TWITTER: http://twitter.com/michsanctuary/Email Michelle: michellessanctuary@gmail.comIf you would like to support this channel:https://www.buymeacoffee.com/michsanctuaryhttps://www.paypal.me/michellessanctuaryhttps://www.venmo.com/michellehotalingCheck out my new podcast, Meditation Tides, for guided meditations and let the tides of your breath bring the tranquility you deserve. https://podcasters.spotify.com/pod/show/meditationtides/Michelle's Sanctuary is a place where you may enjoy high quality relaxing stories for sleep and guided sleep meditations completely FREE with a focus on mental vacations, sleep hypnosis, manifestations, and using your imagination to enjoy relaxing adventures before bedtime. Grown-ups deserve bedtime stories too!Having firsthand experience with anxiety, insomnia, and a strong desire to connect with my higher self and live my best life, I have tailored these recordings in ways that I have personally found helpful. This channel is not a replacement for consultations with a doctor or medical professional but can help you find more balance and a healing night's sleep. I always welcome comments, feedback & suggestions.
Fred the Cat and JFDog have swapped places. Now they fear a two-headed mushroom monster will destroy the Observatorium before it can be rebuilt. Lessons include: Home is where your family is; just because someone is different, it doesn't mean they're dangerous. Subscribe and show your Support! Grownups, help your kids share questions & ideas at hello@whatifworldpodcast.com, via voicemail at 205-605-WHAT (9428), or on Instagram @whatifworldpodcast Want more kids podcasts for the whole family? Grown-ups, subscribe to Starglow+ here. Learn more about Starglow Media here. Follow Starglow on Instagram and YouTube Eric and Karen O'Keeffe make What If World. Our producer is Miss Lynn. Character art by Ana Stretcu, episode art by Lynn Hickernell, podcast art by Jason O'Keefe, and theme song by Craig Martinson.
Want to Start or Grow a Successful Business? Schedule a FREE 13-Point Assessment with Clay Clark Today At: www.ThrivetimeShow.com Join Clay Clark's Thrivetime Show Business Workshop!!! Learn Branding, Marketing, SEO, Sales, Workflow Design, Accounting & More. **Request Tickets & See Testimonials At: www.ThrivetimeShow.com **Request Tickets Via Text At (918) 851-0102 See the Thousands of Success Stories and Millionaires That Clay Clark Has Helped to Produce HERE: https://www.thrivetimeshow.com/testimonials/ Download A Millionaire's Guide to Become Sustainably Rich: A Step-by-Step Guide to Become a Successful Money-Generating and Time-Freedom Creating Business HERE: www.ThrivetimeShow.com/Millionaire See Thousands of Case Studies Today HERE: www.thrivetimeshow.com/does-it-work/
The What If Question that's been asked more than any other finally gets answered! Your favorite dog and cat characters switch places in the first episode of this two-part story. Lessons include: Everyone deserves a home; it takes imagination to see from someone else's perspective; it's important to always clean up our messes, especially out in nature! Subscribe and show your Support! Grownups, help your kids share questions & ideas at hello@whatifworldpodcast.com, via voicemail at 205-605-WHAT (9428), or on Instagram @whatifworldpodcast Want more kids podcasts for the whole family? Grown-ups, subscribe to Starglow+ here. Learn more about Starglow Media here. Follow Starglow on Instagram and YouTube Eric and Karen O'Keeffe make What If World. Our producer is Miss Lynn. Character art by Ana Stretcu, episode art by Lynn Hickernell, podcast art by Jason O'Keefe, and theme song by Craig Martinson.
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