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We’ve all heard of the new electric vehicles that Tesla and other manufacturers are producing, but when you look at electric vehicles from a broader fleet perspective, the possibilities for reducing carbon emissions long-term are exciting! The Smart Energy Decisions team believes this issue of fleet and public transportation conversion to be a key component in moving the energy transition forward, so this conversation was especially interesting to us. Our guests on this episode are Catherine Kummer, Climate Advisor for the American Cities Climate Challenge to the City of Charlotte, NC, and Michael Luhrs, Vice President of Market Strategy and Solutions for Duke Energy. Speaking from their unique positions, each of them provides a wonderful perspective on the issues driving the move toward fleet and public transportation electrification, how it’s being accomplished on the ground, how the issue impacts corporations, and what role utilities like Duke are playing in making the transition possible. It’s exciting to hear what’s happening and what is projected to happen in the years to come. Don’t miss this enlightening and encouraging conversation. You will want to hear this episode if you are interested in... Catherine Kummer’s background in renewable energy and transportation [1:44] Michael Luhrs’ work with clean energy and energy efficiency at Duke Energy [2:39] What is driving interest in electric vehicle pilot programs in cities? [3:42] The key drivers of corporate initiatives to create electrified fleets [11:06] Why utilities are embracing the move toward electrification of vehicles [13:47] Reasons cities and businesses believe electrification of vehicles is essential [17:57] Why the total cost of ownership makes the Electric Vehicle (EV) transition a total win [22:28] The role utilities need to play in the EV transition [33:21] Barriers to making the EV switch and how to overcome them [43:55] Looking 3 to 5 years into the future when it comes to vehicle electrification [49:50] Charlotte, NC is leading the charge in electrifying its fleets When asked what is fueling the drive behind the electrification of municipality fleets and public transportation, Catherine says that, quite honestly, it’s the cities themselves. As the Climate Advisor for the City of Charlotte, NC she has a front-row seat to the initiatives that the City Hall and City Council are taking in this important step toward the smart energy transition. The city of Charlotte has implemented an aggressive public education campaign surrounding its clean energy goals, which include community outreach and engagement via many platforms. The city has also put into place two new policies that support electrification goals. These come directly from their Strategic Energy Action plan and aim to entirely electrify the city's fleet by 2030. Currently, as part of that plan, they are working toward the addition of 27 electric vehicles to their light-duty fleet, at an investment of over $740,000, which would make 42 total electric vehicles for the city. The city is also ensuring that the charging infrastructure required is part of that expansion. It’s cities like Charlotte that are leading the way nationwide. Corporate & utility drivers toward electrification of vehicles When it comes to why corporations are moving toward the electrification of their vehicles, Michael puts it best when he says it's about sustainability and efficiency — or being clean and cost-effective. Duke Energy has recognized that its constituents are taking on the mantle of the renewable energy transition. With that, corporations are adapting to provide the value to their customers that they want and need. A significant benefit can also be derived from the cost savings involved when implementing electric vehicles. Maintenance, fuel expenditures, noise and emissions pollution, and more go into these savings. Utilities see the fundamental shift occurring globally in the form of mandates from many cities around the globe that ban emission-producing vehicles by specific dates. Utility companies like Duke can look across the value chain to both produce and deliver the resources needed. The initial load increase for utilities will only be 2% to 4% in most cases, but long term, that demand will grow. The ability to put the infrastructure needed in place is the strength of the value proposition utilities provide. The total cost of ownership enables the cost of EVs to make sense Much of the debate about the cost of electrifying municipal or corporate fleets and public transportation has to do with the initial outlay of cash required to get started. While it is a significant upfront investment, that should not be allowed to be the deciding factor. Why? Simply put, it’s an extremely short-sighted approach. Both Catherine and Michael speak persuasively about the long-term benefits that come from fleet electrification in terms of cost reduction, emissions reduction, and other infrequently considered benefits. Because of this issue, Catherine has developed her own “Total Cost of Ownership” calculations to show exactly how and when cost reductions will occur in the implementation of the Charlotte plan so that all stakeholders can see the black and white of the issue and make informed decisions that benefit the big picture. Connect With Our Guests Catherine Kummer - Climate Advisor American Cities Climate Challenge Catherine Kummer serves as a Climate Advisor for the City of Charlotte as part of the Bloomberg Philanthropies American Cities Climate Challenge—and in partnership with NRDC (Natural Resources Defense Council)—which works to accelerate climate action in 25 cities throughout the United States. Catherine joined the Climate Challenge advising the City of Charlotte after spending the last eight years as the Senior Director of Green Innovation for the National Association of Stock Car Auto Racing, NASCAR. A native of Raeford, North Carolina, Catherine holds a B.A. from the University of North Carolina at Chapel Hill, an M.A. in Sustainability from Wake Forest University and Executive Education for Sustainability Leadership from Harvard University. Follow Catherine Kummer on LinkedIn Michael Luhrs - VP Market Strategy & Solutions Michael Luhrs serves as Vice President of Market Strategy and Solutions for Duke Energy. In this role, he is responsible for bringing integrated solutions across the digital and physical energy infrastructure to provide unique value and solutions nationally. Michael’s strong focus on innovation, transformation and growth of customer solutions has proven successful with improving and accelerating departments through disciplined innovation, strategy alignment, revenue growth, regulatory adaptation and driving cost efficiencies. The teams aligned under Michael’s purview are: Home & Business Services, Market Strategy, Connected Communities, Solutions Development, Solutions Partner, Transportation Electrification, and Portfolio Structuring. Collectively, the Market Strategy and Solution team generate approximately $500M in EBIT each year. The functions of these departments lead the evolution of the business from strategy to solutions development to execution across all customer segments. They cover a broad range of solutions from demand response, non-regulated products (such as behind the meter energy protection and insurance/risk mitigation services), digital infrastructure services, small cell and macro wireless, outdoor lighting, and electrification of transportation. Michael offers more than 20 years of experience in the energy industry. Known for his excellence in business strategy and operations, Michael is a creative thinker and problem solver. He has a knack for developing client-centered solutions and generating a positive impact to the bottom line. Before assuming his current position, Michael served as General Manager of Business Excellence for Duke Energy. Prior to the merger with Progress Energy in 2012, Michael served as General Manager of Energy Supply Finance for Progress Energy. He has held several other leadership roles including Resource Planning Manager, Audit Manager, as well as roles in Generation Operations. Born in Colorado, Michael holds a Bachelor of Science degree in Chemical Engineering, as well as Bachelor of Arts degrees in both Management Finance and Economics, from North Carolina State University. He was also distinguished with Summa Cum Laude and Phi Beta Kappa honors. Follow Michael Luhrs on LinkedIn Connect With Smart Energy Decisions https://www.smartenergydecisions.com/ Follow them on Facebook Follow them on Twitter Follow them on LinkedIn
It’s not often that people get started investing in real estate by being the one who helps others fund the deal. Why? Simply because people usually don’t have a lot of capital starting out. So they turn to institutional or private lenders for support. In the case of Josh Plave, thanks to familial upbringing and financial savvy, he embarked on his real estate journey being on the other side of the table, the lending side. Having been raised by a CPA, he grew up understanding the importance and power of planning for one’s future. So starting at just age 16, Josh opened his first individual retirement account, and began investing for his future. Somewhere along the road, having secured a good paying job, he stumbled across the awesome power of real estate investing. Up to this point, he’d only been putting money away for retirement paycheck by paycheck. (Real glamorous, we know…) He put two and two together and realized that he can jump straight into multi-family real estate with the capital he already had and grow it even further by lending it out to others. This allowed him the opportunity to save himself some growing pains and develop a scalable system much faster. Up to date, Josh focuses on multi-family syndications and looks to continue growing his wealth with an emphasis on having enough passive cash flow to provide for his growing family. Takeaways from our conversation with Josh: 1) Understand how retirement accounts work. This can be a very beneficial thing to learn about because it grants you access to a whole new realm of private money. Most people already have their money tied up for retirement anyway, so they’re basically just sitting there waiting to be used. By having the knowledge to leverage this money, as well as the creativity to create winning scenarios, you can use that to your advantage to grow wealth all around. 2) Tax savings combined with compound interest. On their own, these two items are already quite powerful. Put them together, and their power becomes ten-fold. Being able to save money from paying taxes and reinvesting it into something that grows passively, you really do create two pennies with a single penny. The tax code is your friend, use it. 3) Josh’s steps to invest in syndications while working a full time job: 1. Be aggressive with your contributions. 2. Understand how much control you have over your account(s). 3. Roll over your 401(k) into a self-directed IRA. Key Terms: 1) Unrelated debt-financed income (UDFI): This is what you use in order to finance your investment, i.e. The mortgage for the property. Your 30% down payment is being leveraged. The other 70% becomes… 2) Unrelated business income tax (UBIT): This is the part of your investment that gets taxed, even when using a Roth IRA. But because these are technically business expenses, you can depreciate the leveraged part of the investment. 3) Deprecation: A paper loss that you claim on the value of the property because of perceived wear and tear. This so-called “loss” can be taken for a certain amount of years at a fixed amount. This results in the ability to deduct against taxable income, thus reducing the amount of taxes owed. 4) Cost segregation: In essence, this is itemizing the expenses of an investment in order to accelerate the depreciation. This is done to frontload the tax write offs and have access to capital sooner rather than later. And with multi-family real estate, cost segregation is sure to have more leveraging power. It doesn’t mean less taxes are paid, it just gives you more flexibility of when to pay them. 5) Depreciation recapture: Remember those sweet tax write offs from depreciation? Those costs are then paid (or recaptured) when the investment is sold, as a way to make up for some of the taxes that were deferred or otherwise not accounted for. If Josh could go back and talk to his 16 year old self, he’d tell him, “Trust [your] gut.” An unexpected benefit of real estate investing, Josh said, was the ability to have the flexibility to dictate his schedule and have the total control of his time. A piece of advice Josh would tell his friends looking to get started in real estate would be to “Educate, educate, educate!” Josh recommends using Expensify to help you keep track of your receipts and expenses come tax time. Josh recommends reading Multi-Family Millions: How Anyone Can Reposition Apartments for Big Profits by David Lindahl to help you learn everything you need regarding apartment syndications. If you’d like to get in touch with Josh, visit: www.walltomain.com
I met Anna 5 years ago when we both interned for James Franco’s Studio 4. I left LA while she went on to work for James Franco and experience the true hustle and bustle of the film industry. Fast forward to 2020. and just 10 months before our conversation, she had left her life in LA and moved to Louisiana to gallop racehorses! Why? Simply because it is a life that leaves her more fulfilled. And she’s only 23! Here are some key points in our conversation:[1:15] How Anna and I know each other.[3:30] Anna’s experience as a young woman in the film industry.[5:00] How working in Hollywood at a young age impacted her growth and the search for her truth. [7:20] The first time she remembers feeling sexy.[9:00] What she’s doing now and how the career shift has empowered her and brought her happiness.[14:12] Letting go of acting.[19:55] SEXY[28:10] What sexy means to her now.Follow her on instagram @annalmclain to keep up with her latest films and horse riding adventures. For more information visit www.findyoursexy.co or follow me on Instagram @kelcyvalletta.
Have you built an avatar to find out who your perfect customer is? If you haven't then you should. However, the fact that you haven't is actually a good thing! Why? Simply because most people do it wrong and forget the most crucial part of the process Forgetting this part is the difference between thriving and being miserable. Today, I am going to show you the component you need to add to your avatar (MANDATORY) to have the business that you dream of All the answers are in today's episode --- Support this podcast: https://anchor.fm/freedom-by-choice/support
Whether it's a kindergarten classroom, the grass in a backyard, or the health of a marriage, the interesting thing about chaos is that all you have to do for it to take over is……nothing. The kids start fighting, the weeds sprout and the grass gets shin-high, the relationship gets distant and strained—do nothing and order, health, and function slip away. Why? Simply because it takes energy and intent to stave off chaos. In this message, we'll see that God created human beings in his image so that we could join with him in the good work of creating and sustaining order in the world. And we'll ask what that means for us here & now.
This is just casual conversation for us; we talk about poop all day long. Why? Simply because it's very important for our overall health. Let's talk about how many times a day you should be going to the bathroom, what are some of the causes of constipation and what are some things we can do to just go...Can’t get enough FUNC YOU UP? Follow @michellemiller_msacn and @physiologicnyc for more functional nutrition and health.In the meantime, leave us a review on iTunes and follow us on Spotify.FUNC YOU UP! is a Physio Logic wellness podcast and covers the best in wellness, nutrition, and functional medicine in eight minutes or less. With Michelle Miller (Functional Nutritionist), Samantha Wineke (Functional Medicine Health Coach), and Diana Orchant (Functional Medicine Dietitian-to be). #FunctionalNutrition#FunctionalMedicine#Constipation
A "Calamity" can be defined as a great misfortune, and or disaster. Often, we classify any calamity as being "all bad," when in fact calamities are really "all good". This gives us Christians ample authority to say, "when it's all bad, it's really all good". Why? Simply because any calamity provides unique opportunities to share the Gospel to a new audience, from a fresh perspective. Join us this Sunday as we're encouraged by the Apostle Paul's calamity and how he modeled the very attitude that "when it's all bad, it's really all good," in our sermon "For His Glory," from Philippians 1:19-26.
For better or worse (probably worse), credit cards are a major part of our financial world now. Cash is becoming less and less convenient to use every year, and debit cards continue to lack the same level of fraud protection that credit cards enjoy. This isn't coincidence either. Jesse attended a "payments trends" conference in 2019, where the main topic was how to make payments easier, to remove as much friction as possible from the process of buying things. Why? Simply put, when you spend more money, more often, payment vendors make more money. The problem is, you can't win the credit card game. Not only do payment vendors make money when you spend, the banks that underwrite credit card debt know (because they have studied human behavior) that when you swipe a credit card, you tend to spend more money. Credit card points and rewards are carefully designed to entice you to spend more money, because banks know that you will likely carry higher debt levels with a credit card. So if you can't win the game, maybe the solution is just to opt out. Sign up for a free 34-day trial of YNAB at www.youneedabudget.com Also, go to https://www.youneedabudget.com/bootcamp/ to sign up for the YNAB Debt Bootcamp!
At a certain point, many people simply give up on their goals, dreams and aspirations. Why? Simply because they are not making progress as quickly as they would like to. In this episode I will tell you about 2 things you can do to keep yourself motivated and on track to achieving what you want. Please share the link to this podcast episode with anyone you think might find it beneficial. And, don't forget, if you like this episode, please leave a review AND come follow me on Facebook at: The Life You Were Born To Live. https://www.facebook.com/thelifeyouwereborntolive You can also watch my Tree Of Life Video to see how it's possible to turn your knowledge and experience into a full-time business. Here's the link for that: https://www.findthecouragetochange.com/free-video-tree-of-life --- Send in a voice message: https://anchor.fm/life-change-secrets/message
Steve Wilburn is sharing his thoughts on how we need to make time for the things we know is important. Why? Simply because God has a desire to use us!
On today's episode, we'll talk about 'She's Beyond the Food Chapter 6-My Journey 2.0' From Shame to Fame. That was the title of episode 101 of The Beyond The Food Show Podcast in which I shared my in-depth personal story for the first time. I asked one of my friends Sean Croxton to interview me. I gave him carte blanche... the result was amazing. My Story 1.0 As a public figure, I had shared my origin story in occasion before mainly inside my programs or during my public workshop but never to this level of vulnerability of this interview. Certainly, I remember being very anxious before, during, and after the recording. But the greatest gift came a few days after the interview when it hit me: I no longer need to hide my imperfections, my mistakes, my errors. That is to say, although I was scared of what people would say, the relief of being completely transparent was by far greater. From Shame to Fame episode 101 of our Intuitive Eating podcast was just another chapter in my story... She's Beyond the Food: My Life Story From that interview, I gradually became more confident in sharing the events in my life that brought me to the greatest learning. To synthesize the failure into learning. To process the lowest points in my life into inspiring stories that support my life’s teaching. She’s Beyond The Food podcast episode series was born in March 2019 with Chapter 1 when I shared my business struggle. I shared with the audience how I faced a business failure and how I changed this event. It was by far one of the most well-received episodes because of the vulnerability I was willing to express and share. The lesson here: the teacher teaches best when not perfect. So, I decided to build upon this impactful episode and released: Episode 183-Chapter 2: I shared my life long struggle with exercise Episode 187-Chapter 3: I shared my journey quitting Keto Episode 190-Chapter 4: My experience gaining weight in public eyes Episode 195–Chapter 5: My journey in accepting my body She's Beyond the Food Chapter 6 Today’s episode is about She’s Beyond The Food Chapter 6-it’s my story 2.0. It’s a follow up to episode 101 From Shame to Fame in which I shared 7 lessons learned from my experienced life up to now. The stories that made me who I’m today. The stories that crafted the Going Beyond The Food Method. Lesson 1: Weight stigma is real and freaking powerful Lesson 2: Diet Culture is a powerful monster but it’s optional Lesson 3: Repeat or evolve… my choice. Lesson 4: It’s Beyond the Food Lesson 5: Wellness Diet & healthy body Lesson 6: You can’t hate yourself to happiness or health Lesson 7: Intuitive Eating: gateway to health & happiness Life happens to me or for me One of the biggest lessons I shared in this episode is the shift that I had to do in my late thirties where I stopped looking at life happening to me but instead life happening for me. I spent 25 years believing that I was the victim of the external circumstances and that life was working against me. In other words, I was in the victim mindset... That victim mindset kept me going in circle for 25 years chasing one diet after another and with every failure I was angrier at the world and resentful of my life. In fact, I lost and gain large amounts of weight at least 12 times never learning anything from each failure but instead repeating the same formula the next time. And then one day, every part of me collapsed. I hit my rock bottom and was forced to look at myself and my life from a different perspective. With faith and coaching, I gradually shifted to a mindset of “Life happens for me, not to me”. I began the process of asking myself: What can I learn from this event? What is this person trying to teach me? With every question came learning, growth, and transformation. I took back my power and my life. I shifted to being in charge of my life instead of being the victim of life. Are you willing to be uncomfortable? Knowing what I know today, what I’ve learned from my lessons and my teachers is that what was holding me back in the victim mindset, the life-happens-to-me-not-for-me mindset, was the unwillingness to be uncomfortable. When you shift to being empowered, one thing becomes clear really quickly... things will get uncomfortable. Why? Simply because you have no one else to blame but you! You see when you assume full responsibility, you must be willing to be uncomfortable. The willingness to be uncomfortable is what kept me stuck for 25 years but at the same time crafted the most beautiful journey for my life. It’s also what keeps some of my students from transforming when they start feeling discomfort, they disappear and go back to their comfort zone. I hope that today’s episode She’s Beyond The Food Chapter 6 - My story 2.0 inspires you to begin the process of writing your own story. Of asking yourself “What is there for me to learn in this event? What is this person trying to teach me? Mentioned on the show: Get Started with our FREE Intuitive Eating Introduction Course October 2019 Intuitive Eating Project Registration Podcast Episode 101
In Episode 1, Nakiso and Mike set the context for their new podcast series on Disruptive Innovation. In today’s increasingly fast-paced digital economy, both the life-span of organizations and the average tenure of C-Suite executives has collapsed. Why? Simply because the majority of leadership teams are ill-prepared to keep their core businesses competitive while simultaneously redefining and reinventing their business models and offerings to remain relevant. There are a number of fundamental reasons, which are covered. Distinctions between invention, innovation and disruptive, societal changing innovations are drawn. The discussion centers on best practices in future-proofing your organization, regardless of industry, size of organization, sector or country of origin, by diving into specific “role models” from the US, China and Australia. In addition, cultural norms, behaviors and practices to be avoided that are obstacles to innovation are also reviewed. Companies mentioned: Intuit Atlassian Xiaomi Haier
Why have prices for services like health care and education risen so much over the past fifty years? When I looked into this in 2017, I couldn’t find a conclusive answer. Economists Alex Tabarrok and Eric Helland have written a new book on the topic, Why Are The Prices So D*mn High? (link goes to free pdf copy, or you can read Tabarrok’s summary on Marginal Revolution). They do find a conclusive answer: the Baumol effect. T&H explain it like this: In 1826, when Beethoven’s String Quartet No. 14 was first played, it took four people 40 minutes to produce a performance. In 2010, it still took four people 40 minutes to produce a performance. Stated differently, in the nearly 200 years between 1826 and 2010, there was no growth in string quartet labor productivity. In 1826 it took 2.66 labor hours to produce one unit of output, and it took 2.66 labor hours to produce one unit of output in 2010. Fortunately, most other sectors of the economy have experienced substantial growth in labor productivity since 1826. We can measure growth in labor productivity in the economy as a whole by looking at the growth in real wages. In 1826 the average hourly wage for a production worker was $1.14. In 2010 the average hourly wage for a production worker was $26.44, approximately 23 times higher in real (inflation-adjusted) terms. Growth in average labor productivity has a surprising implication: it makes the output of slow productivity-growth sectors (relatively) more expensive. In 1826, the average wage of $1.14 meant that the 2.66 hours needed to produce a performance of Beethoven’s String Quartet No. 14 had an opportunity cost of just $3.02. At a wage of $26.44, the 2.66 hours of labor in music production had an opportunity cost of $70.33. Thus, in 2010 it was 23 times (70.33/3.02) more expensive to produce a performance of Beethoven’s String Quartet No. 14 than in 1826. In other words, one had to give up more other goods and services to produce a music performance in 2010 than one did in 1826. Why? Simply because in 2010, society was better at producing other goods and services than in 1826. Put another way, a violinist can always choose to stop playing violin, retrain for a while, and work in a factory instead. Maybe in 1826, when factory owners were earning $1.14/hour and violinists were earning $5/hour, so no violinists would quit and retrain. But by 2010, factory workers were earning $26.44/hour, so if violinists were still only earning $5 they might all quit and retrain. So in 2010, there would be a strong pressure to increase violinists’ wage to at least $26.44 (probably more, since few people have the skills to be violinists). So violinists must be paid 5x more for the same work, which will look like concerts becoming more expensive.
“Follow me and I will make you fishers of men!” Those word are the invitation of Jesus. We’re invited to share the message of Jesus with others, a message that they will not know about unless we tell them. We know that we’re supposed to share it, but we don’t! Why? Simply because of FEAR. Join us as Randy unpacks a simple principle when it comes to being a fisherman.
In today's episode we have Connor Young, the founder of Ample Foods, who doesn't really fit the norm of most Silicon Valley entrepreneurs. Why? Simply because Connor and his team actively promote a much healthier way of living, in which you actually make sure your body gets all the essential nutrients it needs no matter how many days you have until your MVP roll-out or how many VCs you're pitching that day.Listen to this week's episode to hear the first half of our interview with Connor that focuses on Ample Foods, their magical food replacements that taste like heaven and Connor's definitely not boring journey through the health & fitness sectors. And two weeks from now, you'll get a chance to listen to the second half of the interview where we dig deeper into all things nutrition.Three Things You Will Learn1) What Is Ample & Who Is It ForConnor founded Ample with a simple goal in mind: to solve the issue of living a health conscious life next to a busy schedule. Unfortunately as life gets faster, our schedules get tighter, but the number of hours in a day remain the same, sometimes our diets suffer the consequences. Which is what Connor's friends experienced as well, when they started to bug him for a solution. As he couldn't find a reasonable solution that was already on the market, he decided to create one. And this is how Ample was born. Ample is a meal replacement that includes your optimal nutrition in powder form packed into a very minimalistic plastic bottle. All you have to do is some water, shake it up and enjoy not just a healthy and nutritious, but also very tasty meal.You can get Ample in 3 different versions. The OG, which is higher in protein, is for anyone and everyone. Ample V, the plant-based version, is for all vegans or those who are lactose intolerant. And Ample K is for people following a Keto diet and look for something very low in carbs. Press play to learn more about the difference between Ample and other meal replacement companies. And of course to decide which of the 3 Ample versions should be your emergency!2) The Path From CrossFit Through Sales To NutritionBefore founding Ample, Connor had gone through a very interesting journey in the health & fitness industry. He started with a degree in Biology, became obsessed with CrossFit during college which then led him to opening his own CrossFit gym. After getting bored with CrossFit, he joined a big corporate to sell their medical devices to hospitals. He realized that the medical industry was broken and wanted to get out of the system as his goal was to make a real difference.Tracing back the root cause of the problem to the poor diets & exercising routines of people, he then built a patient engagement physical therapy platform. However quickly arrived to the conclusion that physical therapy is another sector where he couldn't make a difference.So then when a bunch of his friends highlighted another major problem in their own lives, which is not having the time or the access to proper nutrition next to their schedules, he started working on Ample. Listen to this week's episode to hear all about Connor's interesting story and his first nutrition lab aka his own kitchen!3) The Ample CommunityThe immediate short-term goal of Ample is to provide everyday individuals with the optimal nutrition on their busiest day. However the long-term vision is much bigger than this. Connor doesn't only want to build a brand, he also wants to build a community. A community that is built around a health conscious way of living. A community that spreads this idea and grows continuously. And he wants to use Ample as a tool to turn this vision into reality. Listen on to learn more about why Connor thinks that we need this big shift in our current lifestyles and how Ample will help us in getting there!
“REHAB” – a word that’s both prized and despised by most first responders, especially, firefighters. Why? Simply put, because it takes them away from the job they were doing. Prized? Because you get a quick breather, a cold drink and, if you’re lucky, a towel. This old model of rehab comes from the age when we told firefighters who were having difficulties dealing with some of the tragedy and trauma, to “Suck it up!” That command is no longer appropriate, and neither is poor or even incorrect rehab! My guest, Erica Wood, is a veteran firefighter and paramedic. And one of her greatest concerns is the well-being of emergency personnel; both those she works with and in the greater fire service, as well. In this podcast, Erica discusses the importance of proper rehab for emergency workers who are fighting a major fire, dealing with a structural collapse, mitigating a HAZMAT incident or other major emergencies. For example, Erica explains that drinking an ice-cold drink after exiting a building where you had been fighting fire, pulling down walls and ceilings, all while wearing all your bunker gear and keeping that heat inside you, is not a healthy idea! Neither is the pizza, hot dogs and hamburgers that the friendly guy from the burger joint in town, sends over! Listen, as Erica explains what the real purpose of on-scene rehab is supposed to be about and the correct ways to carry it all out. One of most important things to remember is that rehab is not a punitive measure; it’s sole purpose is to care for the well-being of every emergency worker on the scene. Tune in and you may be pleasantly surprised. Find “5-Alarm Task Force” on our website, www.dalmatianproductions.tv or on your favorite podcast platform. Stay Safe & Stay Well!
We settle in with the TTD boys after, before and right now! This episode is with the Alec Baldwin yet again Ryne DiPerna (and possibly for forever?) We do touch on some deep subjects and then, take off like an unsure pilot. We are dodging fake news and creating a new narrative. Why? Simply because... If It's Wednesday It's Teach These Devils!
A follow up and probably the finale to my small humble list of awareness for everyone ignorant of them, must know! Why? Simply because we live as one and the things we do affect each other in good ways or bad. So let’s try and make more of the good ones insyaAllah! #thechoiceisyours
Recently, I had clients who were trying to increase their sales, but for some reason everything felt difficult, stressful and exhausting. As hard as they were promoting, nothing was moving the needle like it should have been. Why? Simply because they had too many offers. Chances are, you might be making the same mistake, and in this episode I’ll tell you how to fix it. Get Access to the Full Show Notes! To get access to the full story and the resources mentioned, visit MarketingYourBusiness.com/88
Welcome to another episode of the Mark My Words Podcast. In today’s episode, Mark discusses BREXIT and lays out what’s going to happen post BREXIT and what it means for property investors and their investments? Get Marks inside-track on our economic situation and why now, is still a good time to be investing in property. The main consequence of Brexit is lots of changes surrounding trade and our relationship with the European Union, changes to rules around lending and the general legislative framework that we follow in the UK. Brexit is the biggest project the government has undertaken since the second world war and as a result, lots of the UK market has gone ‘soft’. The brake has been applied to the market and once we get some level of certainty from the government, from the EU and from our Brexit deal we will start to see an increased economic growth, in business and in property. Mark suspects at the end of the Brexit period the economy will see a big release of capital and movement with our economy, our property prices and our rental values. KEY TAKEAWAYS Generally speaking, residential property investors are better insulated against legislative changes than commercial investment and standard retail businesses. Why? Simply because people will always need somewhere to live. There are 70 million people in the UK and they all need a home. Brexit also doesn’t necessarily mean all UK migrants will ‘go home’ there will still be a form of immigration in place to fill jobs and to keep the economy growing. There will always be a demand for new housing in the UK, we are about 100,000 homes short and currently cannot keep up with demand for housing. Because of the supply and demand imbalance you’ll most likely see property prices rise and rents increase. Brexit doesn’t mean ‘stop investing in property’ lots of property markets around the UK have gone ‘soft’ and dropped around 20-25% since Brexit started. The property market will continue to be ‘soft’ until we get some certainty. Lending for both development finance, long-term finance and commercial finance is now easier than ever before, certainly easier than in 2008-2010. Mark recently went to Funding Circle for a loan and was offered £240,000 unsecured at 2.7% per anum. Banks and financial institutions are lending at much better rates than in the last ten years. If you look across the three commercial sectors, retail has become a lot more negative, industrial is very positive due to trade counters and smaller businesses and the office market is also clearly very strong. BEST MOMENTS “We are short of housing demand by about 100,000 homes each year” “RICS are saying rents will go up by 10-15% in the next year to 18 months.” “Lots of investors retract from buying property when there is a lot of negativity in the media and uncertainty around our economic situation, what you need to do is look at the opportunity here” “Our European cousins economy is probably growing about 1% more each year because they don’t have the level of uncertainty the UK has currently” “The Retail market is in a slow-motion crash due to online growth and online retailers” “It is in the European Unions interest to do a deal!” ABOUT THE HOST Mark Homer is an entrepreneur investor. He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, as well as co-authoring the UK’s best selling property books. Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined. CONTACT THE HOST Email: Markhomer@progressiveproperty.co.uk LinkedIn: https://www.linkedin.com/in/markhomer1 Facebook: https://www.facebook.com/markprogressive Twitter: https://twitter.com/markprogressive
Today’s topic may be considered controversial by some and I may get judged for it. On the other hand, some may actually like it and have a breakthrough. Whichever reaction this episode sparks in you, I just want to clarify that my podcast is all about understanding how wealthy people think and giving you alternate ways of thinking when it comes to your views on money and how you want to embrace and pursue it. The following story is just one way to personify how wealthy individuals think and act vs. how the everyday person does. So, Lori and I went surfing this past weekend to recharge. We drove down to the beach, unloaded our boards and proceeded to the parking ticket line. Because it was a weekend, you can imagine the line was long (about 11 people deep from our position). Quickly figuring out that it was taking each person around 5 minutes to get their ticket, I knew I didn’t want to waste nearly an hour to get ours. So, I walked over to the ticket attendant and asked what the fine would be if we didn’t have a ticket. He said $50. With a ticket price of $15, I made the decision to park the truck without a ticket and pay the extra $35. Why? Simply put, the extra $35 wasn’t worth my time. Nor was it worth getting ticked off and potentially putting a damper on our day. “Sometimes rules are just guidelines – depending on what your values are.” Now I’m sure there were some people in line that saw me speak to the attendant and then park my car without a ticket, and thought, “what a rich asshole.” But the fact of the matter is, I was just making a decision based on the result of my time/money equation. “Is it worth X amount of dollars for me to do Y?” Time is the most valuable thing you have, so use it wisely. I would love to hear your thoughts on this lesson. Please share if you had a breakthrough or if you think I should have followed the rules. I love hearing all perspectives. In This Episode We Talk about: Chris’ parking meter story Placing a higher value on your time How wealthy people think and act vs. the everyday person Resources: Now accepting applications for the 2019 For the Love of Money Mastermind. Go to fortheloveofmoney.com/mastermind to apply! For more stories and tips on becoming unapologetically wealthy, follow me @Chriswharder on Instagram and check out fortheloveofmoney.com.
Up to four million Americans have chronic fatigue. Why? Simply put, it's a combination of symptoms that can be treated, naturally, to help prevent recurring fatigue throughout our busy lives. Watch Dr. Hotze's video below to learn more! To find more of Dr. Hotze's video podcasts, visit Dr. Hotze's Wellness Revolution playlist on YouTube. Subscribe to the audio version for new episodes twice a week at hotzepodcast.com and don't forget to give us a 5-star rating and positive review on iTunes!
The life of the man who, when elected Dictator of Rome, decided to give that power back to the Senate, after just 16 days. Why? Simply because he finished the task he was given to do. And then, he went to plant lettuce in the outskirts of Rome. Partial Transcript Hello, this is Abel, speaking from Beijing, China. Welcome to my podcast. The Tale of Rome, Episode 20 – Lucius Quinctius Cinncinatus. — “Marcia! When father told you what happened to your mom, did he tell you what a certain Appius Claudius did? “ — “You mean, To Mom?” — “No, not to mom. He didn’t do anything to mom, personally. I mean, what he did in general, in Rome. “ Marcia and Aunt Julia stayed up late that night, something very unusual in ancient Rome, where people — especially Plebeians, went to sleep right after sunset, and rose way before sunrise. Aunt Julia told her the story of the wicked Decemvirs, those ten men elected by the Senate, a...
It’s that time of year when Dr. Richardson and I (Etienne A. Gibbs) would like to take time to send special and heartfelt holiday wishes and music to all our faithful audience family and friends in appreciation and thanks. So, this Christmas Eve we want to do something different.What and Why? Simply because we're in the holiday mood and we want to send Shoot Outs in the best way possible.So here goes: To our faithful Stateside family and friends: It’s time for carols and snow, time for being on the go. So take a moment here and there to show those most special that you care. To our local faithful family and friends: Take delight in all the fun. Spread warm wishes to everyone. Enjoy the season while it’s here for its memories will last throughout the year. To our fellow-Rotarians, past and present: May the magic and the thrill of the holiday season stretch on. Happy Holidays to you and yours! To our current and past fellow-faculty and staff of UVI: Warmest greetings of the Season and Best Wishes for Happiness in the New Year. To all our former UVI students: Here's wishing you a Beautiful Holiday Season and a New Year of Peace and Happiness. To the IT and Library staff of the Ralph Paiewonsky Library: Remembering you with warm wishes for a happy and peaceful holiday season. For all Small Businesses everywhere: Warmest Holiday Greetings and Prosperous New Year Wishes! To each and everyone, friends we know or friends we haven't met yet: May your Christmas sparkle with moments of love, laughter, and goodwill.
Homily from the 14th Sunday in Ordinary Time. Jesus says to rejoice because his disciples' names are written in Heaven. Why? Simply because they are his disciples. Their identity makes them worthy of Heaven. Why do we know they are disciples? Because they act like disciples. And so should we.
Physicianassistantboards.com - most of you will make this mistake. Why? Simply due to a lack of experience. I'm here to make sure you don't :)
All Scripture is given by inspiration of God, and is profitable for doctrine, for reproof, for correction, for instruction in righteousness, that the man of God may be complete, thoroughly equipped for every good work. Restoration On Fire is your one source to hear the truth about growing in your faith. Whether you have fallen or not, it is God who is going to restore you. sadly, man, even in the church will fail in that restoration process. Why? Simply because most church leaders do not understand restoration, or worse, the Word of God, in such a manner as to be helpful in restoration. This site, the podcasts and myself are striving to change this for any who desire to be better. Either one who has fallen, or church leaders who recognize the need to be better, Restoration On Fire is here. Listen to today's podcast and let's move forward together!
There are 3 Things I wish everyone knew about church history – church lovers, church haters and everyone in between. Why? Simply put, knowing these 3 Things clarifies what the church is, who it's for, and it makes belief less scripted – but more important. It's not that we think everyone will agree and thus connect to a church. It's that everyone will develop a more clear sense of why they are or are not part of a local church.
The Barren’s is unlike most bands you will encounter. They do not easily fit within any specific genre category. Rather, they conform to many including Psychedelic Rock, Experimental Rock, Alternative, and Rock, blending the familiar sounds of Pink Floyd, the Ramones, The Pixies, The Shins, Radiohead, and Temper Trap. Founded in upstate New York, Debbie Chou, Colin Fitz, Chris Gersbeck, Mike Koene, and Jay Sharp relocated in New York City to pursue their music careers as The Barrens. The Barrens has one previous EP called, Worming. Three years later in 2011, The Barrens released their latest and full length album and simply called it, The Barrens. The LP begins with the title, “Claw Remains,” a very pseudo Pink Floyd song, then transitions into a very psychedelic, yet heavy metal track called, “Felt” which has an almost Black Sabbath sound with a thunderous guitar introduction played by Colin Fitz (Fitzgerald), Mike Koene, and Debbie Chou. When the song breaks into vocals, it’s hard not to compare Fitz’s voice to Black Francis of the Alternative Rock band, the Pixies. In the next track called, “Bottem of the Well,” the band takes a new direction and delivers a sound that is both indie rock and perhaps surf rock-esk, that is more harmonious and less heavy metal, because the song is up beat, fast paced and appears to include the vocals from all five members of the band. “In and of Ice” is not just a song, but also a journey as they incorporate the bass drum, tambourine throughout the song. Include the angelic voice of Debbie Chou, and you have a unique yet enjoyable song from beginning to end. The entire The Barrens album is hard to turn away from. Without being aware, you might find yourself listening to every track again and again. Why? Simply because its unpredictable. There are a lot of hills and valleys and when you think you have them figured out, they change in another direction, making it even more enjoyable then the previous song. While The Barrens may fall outside of the mainstream formula, you will be compelled to give it a second glance or you may do what I did and find yourself listening for hours and hours, not realizing you were caught in a “barren” trance. Listen to the full interview with The Barrens on The Great Unknowns Presents with Mikey Jayy, originally aired on KGUP 106.5FM “The Emerge Radio Networks”. Find more of The Barrens at: Facebook Bandcamp Follow on Twitter Myspace Reverbnation iTunes Find more episodes like these in our section: Interviews & Shows Don't miss a single episode of The Great Unknowns Presents. Subscribe with iTunes and Zune *COPYRIGHT NOTICE. All featured artists and writers retain all copyrights to their material
During Mike's Course - Mike & Billy discuss how the New Year started for Mike just unbelieveable! Mike & Billy interview Scott Gibbons from True Ympact - www.trueympact.com. Every year, amateur golfers spend millions on over-sized drivers, premium golf balls, expensive irons, putters and much more. But let's be realistic. You could give a Professional PGA Player a $100 set of starter clubs, and they'd still beat the vast majority of amateurs, even if the amateurs are playing with the most expensive gear on the market. Why? Simply put, 95% of your game has nothing to do with your gear. The PGA Pros know this. They've fine tuned the mechanics of their swing, ensuring that when their club strikes the golf ball, their arms, hands and club face are at the optimum position for impact -- every time.Here's how the True Ympact™ golf swing training aid will help your game:TrueYmpact™ works with every club in your bag. It's helpful to golfers at every skill level. (see Golf.com review below)You can improve your full swing, bunker shots, chipping, pitching... even putting with True Ympact™. It will help you train your arms, hands & muscles to consistently find the perfect impact position for your golf swing. The TrueYmpact™ golf swing training aid is guaranteed to improve at least one part of your golf game within 30 days or you'll receive a full refund.This golf swing training aid was just reviewed by Golf.com, where Gary Van Sickle wrote: "This is what I consider the ultimate compliment for a golf training aid -- it's as useful for good players as it is for beginners or high-handicappers. That is a rarity."Mike & Billy also interview Jim Delaby, PGA "In Da Lobby" and discuss the GTR Shag Bag Membership - Click Here for more information on the GTR Shag Bag Membership.Avila Beach Golf Resort - www.avilabeachresort.com Blacklake Golf Resort - www.blacklake.comInn at Avila Beach - www.avilabeachca.comAvila LaFonda Hotel - www.avilalafondahotel.comSlickstix - www.slickstix.comFor more information on Golf Talk Radio with Mike & Billy visit www.golftalkradio.com and visit www.centralcoasttoday.com for Golf Talk TV with Mike & Billy.