Podcasts about Utility

Mani Fazeli, VP of Product at Shopify, joins the show to explore how agentic commerce is fundamentally transforming retail. From Sidekick's co-founder capabilities to Sim Gym's buyer simulations, Shopify is democratizing enterprise-level AI tools for merchants of all sizes. The conversation reveals why friction isn't always the enemy, how discovery is evolving beyond blue links, and why structured data is the new SEO.The Irreducible Human Meets Humanlike IntelligenceKey takeaways:Discovery has evolved from a one-shot search to multi-turn conversationsFriction has value: Some purchases deserve complexity, others need speedStructured data becomes critical for agentic commerce success[00:32:56] "Let's make special what's actually worth being special. And then let's be okay with the fact that the rest of it gets streamlined."[00:49:57] "Structured data becomes the new SEO. Every brand is going to have to worry about whether they have clean, well-structured, and well-understandable schemas."[00:04:20] "Utility above being flashy. Go right for the heart of what makes a difference in the merchant's life every single day."[00:33:39] "Until these systems become emotion aware, it's highly unlikely that they are completely eradicating the entire idea of manual human intervention in commerce."In-Show Mentions:Shopify Winter '26 EditionsAssociated Links:Check out Future Commerce on YouTubeCheck out Future Commerce Plus for exclusive content and save on merch and printSubscribe to Insiders and The Senses to read more about what we are witnessing in the commerce worldListen to our other episodes of Future CommerceHave any questions or comments about the show? Let us know on futurecommerce.com, or reach out to us on Twitter, Facebook, Instagram, or LinkedIn. We love hearing from our listeners! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

FreeBSD 15 release, moving from OpenBSD to FreeBSD, ZFS Boot Environments explained, and more... NOTES This episode of BSDNow is brought to you by Tarsnap (https://www.tarsnap.com/bsdnow) and the BSDNow Patreon (https://www.patreon.com/bsdnow) Headlines Welcome to the world FreeBSD 15.0-RELEASE Announcement (https://www.freebsd.org/releases/15.0R/announce/) and Release Notes (https://www.freebsd.org/releases/15.0R/relnotes/) We're (now) moving from OpenBSD to FreeBSD for Firewalls (https://utcc.utoronto.ca/~cks/space/blog/sysadmin/OpenBSDToFreeBSDMove) - Submitted by listener Gary News Roundup ZFS Boot Environments Explained (https://vermaden.wordpress.com/2025/11/25/zfs-boot-environments-explained/) Why I (still) love Linux (https://it-notes.dragas.net/2025/11/24/why-i-still-love-linux/) rocinante - A configuration management tool by the BastilleBSD team (https://github.com/BastilleBSD/rocinante) A Grown-up ZFS Data Corruption Bug (https://github.com/oxidecomputer/oxide-and-friends/blob/master/2025_11_24.md) and YouTube (https://www.youtube.com/watch?v=srKYxF66A0c) Tarsnap This weeks episode of BSDNow was sponsored by our friends at Tarsnap, the only secure online backup you can trust your data to. Even paranoids need backups. Feedback/Questions Claudio - A Silent Reflection (https://github.com/BSDNow/bsdnow.tv/blob/master/episodes/641/feedback/Claudio%20-%20Reflection.md) Send questions, comments, show ideas/topics, or stories you want mentioned on the show to feedback@bsdnow.tv (mailto:feedback@bsdnow.tv) Join us and other BSD Fans in our BSD Now Telegram channel (https://t.me/bsdnow)

Butler County's proposed data centers spur concerns from residents and business owners.

As we near the end of 2025, how was this year for you?  Personally?  Professionally? What was some of the biggest financial news in 2025? What are you looking forward to in 2026? As the year comes to an end, Shawn & George take a look back, and a small look forward at 2025 and 2026, including topics like: Mortgage / Interest Rates Grocery and Utility costs Government Shut Down Student Loan Adjustments Credit Card Debt Personal Guarantees Housing Market Let us know if you enjoy this episode and, if so, please share it with your friends! Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt   To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach   To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.  And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MyLegacy2026 

Summary This conversation explores the complex perceptions surrounding invasive species, examining why some are celebrated while others are vilified. The discussion delves into cultural, economic, and ecological factors that shape public opinion, highlighting the role of narratives and emotional responses in determining the status of various species. The hosts also reflect on the implications of these perceptions for wildlife management and conservation efforts. - ⁠⁠⁠⁠⁠⁠⁠⁠Leave a Review of the Podcast⁠⁠⁠⁠⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠Buy our Wild Fish and Game Spices⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠The Art of Venison Sausage Making⁠⁠⁠⁠⁠⁠⁠⁠ Links: Invasive Species Shirts and Stickers Takeaways: Invasive species are often judged through cultural, economic, and ecological lenses. Public perception can overshadow actual ecological impacts of species. Some introduced mammals are celebrated while others are seen as pests. Birds face an identity crisis as some are revered while others are loathed. Fish species are often categorized as beloved or villainous based on public sentiment. Utility and economic value play significant roles in species perception. Narratives surrounding species can influence their acceptance or vilification. Once labeled as invasive, species struggle to change public perception. Cultural traditions can shape how we view certain species. It's important to question our biases towards invasive species. Chapters: 00:00 The Villainization of Invasive Species 03:04 Cultural and Economic Perspectives on Invasive Species 04:53 Mammals: Heroes and Villains 22:33 Birds: The Identity Crisis of Invasive Species 26:45 The Journey of Feral Chickens 33:38 The Double Standard of Fish Species 41:10 Perception and Acceptance of Invasive Species 46:25 Conservation and Culinary Solutions Keywords: Invasive species, ecology, culture, hunting, perception, mammals, birds, fish, conservation, wildlife management Learn more about your ad choices. Visit megaphone.fm/adchoices

In this weekend's episode, three segments from this past week's Washington Journal. First: President Trump stuns House Republicans with a surprise pardon this week for Texas Democrat Henry Cuellar – whose Laredo seat Republicans were hoping to pick up in the midterms. We'll get the scoop from Gabby Birenbaum Washington Correspondent for the Texas Tribune. Then: A conversation with Shawn VanDiver -- founder and president of #AfghanEvac --a nonprofit run by American veterans helping to resettle Afghans who assisted the U.S. during the two-decade war. Plus: Electricity and utility prices are rising across the country as winter weather starts to kick in. We speak with Robinson Meyer – Founder of the website Heatmap News – about what's driving the increases. Learn more about your ad choices. Visit megaphone.fm/adchoices

What is RUBS in real estate, and how does the Ratio Utility Billing System actually work in multifamily properties? In this video, we break down RUBS utilities explained in simple terms and show how landlords split utilities when a property is not submetered. If you invest in rental property utilities, multifamily property management, or real estate operating expenses, understanding RUBS is essential. RUBS is a utility billing method that allocates water and sewer costs across tenants using factors such as number of occupants, square footage, bedrooms, or bathrooms. We explain why many older multifamily properties use RUBS, how landlords calculate tenant charges, and why submetering vs RUBS has become a major decision point for owners. You'll also learn why RUBS is often viewed as a rent increase, the challenges of fair allocation, and how water rate changes impact flat-fee billing. This episode is a complete landlord guide to utility billing systems, including when to implement RUBS, when to consider submetering installation for apartments, and how to reduce utility costs in multifamily buildings. If you're looking for the best way to bill tenants for water and sewer or want clarity on how landlords split utilities, this walkthrough will help you make a confident and informed decision. Links Referenced in Episode: SS257: SS257: Maximizing Multifamily Profits Beyond the Rent Check - https://youtu.be/oLOOKDMV5AQ Connect with the Global Investors Show, Charles Carillo and Harborside Partners: ◾ Setup a FREE 30 Minute Strategy Call with Charles: http://ScheduleCharles.com ◾ Learn How To Invest In Real Estate: https://www.SyndicationSuperstars.com/  ◾ FREE Passive Investing Guide: http://www.HSPguide.com ◾ Join Our Weekly Email Newsletter: http://www.HSPsignup.com ◾ Passively Invest in Real Estate: http://www.InvestHSP.com ◾ Global Investors Web Page: http://GlobalInvestorsPodcast.com/

FreeBSD is an OCI runtime, ZFS Disaster Recovery, Cleaning up Hammer, and some historical information, and more... NOTES This episode of BSDNow is brought to you by Tarsnap (https://www.tarsnap.com/bsdnow) and the BSDNow Patreon (https://www.patreon.com/bsdnow) Headlines FreeBSD Officially Supported in OCI Runtime Specification v1.3 (https://freebsdfoundation.org/blog/freebsd-officially-supported-in-oci-runtime-specification-v1-3) ZFS Enabled Disaster Recovery for Virtualization (https://klarasystems.com/articles/zfs-enabled-disaster-recovery-virtualization?utm_source=BSD%20Now&utm_medium=Podcast) News Roundup How I think OpenZFS's 'written' and 'written@' dataset properties work (https://utcc.utoronto.ca/~cks/space/blog/solaris/ZFSWrittenPropertyHowItWorks) Make sure your Hammer cleanup cleans up (https://www.dragonflydigest.com/2025/11/13/make-sure-your-hammer-cleanup-cleans-up) [TUHS] David C Brock of CHM: 2024 oral history with Ken Thompson + Doug McIlroy (https://www.tuhs.org/pipermail/tuhs/2025-November/032751.html) Special Issue “Celebrating 60 Years of ELIZA? Critical Pasts and Futures of AI” (https://ojs.weizenbaum-institut.de/index.php/wjds/announcement/view/8) Source and state limiters introduced in pf (https://undeadly.org/cgi?action=article;sid=20251112132639) Tarsnap This weeks episode of BSDNow was sponsored by our friends at Tarsnap, the only secure online backup you can trust your data to. Even paranoids need backups. Feedback/Questions Göran - grafana (https://github.com/BSDNow/bsdnow.tv/blob/master/episodes/640/feedback/G%C3%B6ran%20-%20grafana.md) Send questions, comments, show ideas/topics, or stories you want mentioned on the show to feedback@bsdnow.tv (mailto:feedback@bsdnow.tv) Join us and other BSD Fans in our BSD Now Telegram channel (https://t.me/bsdnow)

A woman is pulled from a burning row house in Massachusetts by a good Samaritan utility worker with a bucket truck moments before flames would overtake the very spot she evacuated to. A New Hampshire OnlyFans model is sentenced to jail and probation after filming herself urinating on food and hotel property during a months-long pee spree. Drew Nelson reports.See omnystudio.com/listener for privacy information.

Get the latest updates from our LinkedIn page! https://onelink.to/treesandlinesWelcome back to another episode of the Trees & Lines podcast. Josh Beaver, Senior Vice President, Forestry & Utility, at Eocene Environmental Group, joins us to discuss how leadership, collaboration, and innovation are shaping the next era of utility arboriculture. Josh shares insights on engaging new professionals, expanding opportunities for mentorship, and fostering a culture of growth and connection across the industry. He also reflects on the exciting momentum driving new technologies, diverse partnerships, and the continued evolution of the arboriculture community. Have a listen, hope you enjoy!#VegetationManagement #UtilityArboriculture #UtilityLeadership #Arboriculture #GridReliability #UrbanForestry #EnergyInfrastructure #Sustainability #ProfessionalDevelopment #LeadershipLessons #UtilityInnovation #Utilities #ExecutiveStrategy #CommunityEngagement Hosted on Acast. See acast.com/privacy for more information.

The conversation explores the transformation of utility billing through technology, comparing it to the ease brought by TurboTax in tax filing. It highlights how modern solutions streamline the billing process for both landlords and tenants, making payments more accessible and efficient.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Keywordsleadership, mentorship, adolescence, education, growth mindset, communication, David Yeager, Beards Book Club, youth development, parentingSummaryIn this episode of Beards Book Club, Garth Nichols and Jason Rogers explore the book '10 to 25' by Dr. David Yeager, which challenges traditional views on adolescence. They discuss the importance of understanding the ages 10 to 25 as a period rich with opportunities for growth rather than a time to merely survive. The conversation delves into three mindsets—enforcer, protector, and mentor—highlighting the significance of adopting a mentor mindset to foster better communication and development in young people. The hosts emphasize the role of tone and communication in leadership, the utility of puberty, and the need for a supportive environment that encourages growth. They invite listeners to reflect on their own approaches to mentoring and leadership, encouraging a shift towards partnership and understanding in guiding adolescents.TakeawaysThe ages 10 to 25 are opportunity-rich for growth.Mindsets in education can significantly impact youth development.The mentor mindset fosters partnership and faith in adolescents.Effective communication is key in leadership roles.Metaphors can make complex ideas more relatable and memorable.Puberty should be viewed as a time of potential, not just a challenge.Feedback should be seen as a collaborative process, not punitive.Creating a supportive environment is crucial for adolescent growth.Understanding the emotional changes during puberty can enhance mentorship.Soundbites:"Let's reframe the years, ages 10 to 25.""Puberty is the hardware upgrade.""How might you find that third path?"Chapters00:00 - Introduction to Beards Book Club and Adolescence03:35 - Understanding the 10 to 25 Age Range06:22 - Mindsets in Education: Enforcer, Protector, and Mentor09:10 - The Importance of Tone and Communication12:04 - Metaphors and Analogies in Learning14:26 - Reframing Puberty: A New Perspective16:59 - The Utility of Puberty and Growth Mindset17:42 - Challenges and Invitations for Growth

In this episode of Excess Returns, Matt sits down with Ben Hunt to break down his new Epsilon Theory essay, World War AI. They explore how the US government, markets, and Big Tech are rapidly shifting the AI narrative from productivity and progress toward a national security arms race with massive implications for energy, capital, jobs, inflation, and the broader economy. Ben explains why AI buildout is consuming enormous resources, how this echoes World War II scale mobilization, why consumers are already feeling the strain, and what policies could still steer the country toward a healthier economic path.Topics covered:• Why the AI narrative flipped from optimism to national security• How AI CapEx creates shortages of energy, capital, and investment elsewhere• The parallels between AI buildout and World War II economic mobilization• Why the promise of AI-driven productivity and leisure was never realistic• The coming squeeze on consumers through higher prices and reduced availability• Why energy bottlenecks and electricity scarcity may lead to rationing• The risk of stagflation and a shrinking job base as AI replaces human labor• The political paths this could take, from authoritarianism to backlash• Ben's three-policy plan: reshoring, energy expansion, and electricity caps• How investors should think about the boom-bust risk of hyperscale growth• Why awareness and public conversation are essential before the window closesTimestamps:00:00 AI narrative shift and the failure of the carrot01:20 Measuring narratives through Perscient Pro05:30 Why Ben wrote World War AI07:30 The carrot vs. the stick in AI storytelling11:00 Utility bills, consumer squeeze, and rising economic pressures12:30 World War II-level spending and debt dynamics15:30 Crowding out the consumer economy17:00 Interest rates, borrowing, and capital shortages20:00 Energy usage, electricity scarcity, and cost-push inflation24:00 Rationing risk and historical parallels26:00 Jobs, productivity, and AI's impact on labor31:00 The lack of new job creation in an AI-driven economy33:00 Why new-tech job optimism does not apply here38:00 Market skepticism and narrative extremes41:00 Political risk, backlash, and potential future paths42:20 The three policies: reshoring, energy buildout, electricity caps49:30 Investment implications and the boom-bust cycle55:00 How AI growth must be subordinated to broader economic goals57:00 Why connecting consumer pain to AI buildout is essential59:30 Early signs of state-level limits on data centers01:02:00 Where to follow Ben Hunt and the continuing story

Reproducible builds, Highly available ZFS Pools, Self Hosting on a Framework Laptop, and more... NOTES This episode of BSDNow is brought to you by Tarsnap (https://www.tarsnap.com/bsdnow) and the BSDNow Patreon (https://www.patreon.com/bsdnow) Headlines FreeBSD now builds reproducibly and without root privilege (https://freebsdfoundation.org/blog/freebsd-now-builds-reproducibly-and-without-root-privilege) How to Set Up a Highly Available ZFS Pool Using Mirroring and iSCSI (https://klarasystems.com/articles/highly-available-zfs-pool-setup-with-iscsi-mirroring?utm_source=BSD%20Now&utm_medium=Podcast) News Roundup Self hosting 10TB in S3 on a framework laptop + disks (https://jamesoclaire.com/2025/10/05/self-hosting-10tb-in-s3-on-a-framework-laptop-disks/) Crucial FreeBSD Toolkit (https://vermaden.wordpress.com/2025/07/08/crucial-freebsd-toolkit/) Some notes on OpenZFS's 'written' dataset property (https://utcc.utoronto.ca/~cks/space/blog/solaris/ZFSSnapshotWrittenProperty) vi improvements on Dragonfly (https://www.dragonflydigest.com/2025/10/28/vi-improvements) Big news for small /usr partitions (https://undeadly.org/cgi?action=article;sid=20251112121631) Tarsnap This weeks episode of BSDNow was sponsored by our friends at Tarsnap, the only secure online backup you can trust your data to. Even paranoids need backups. Feedback/Questions Patrick - Feedback (https://github.com/BSDNow/bsdnow.tv/blob/master/episodes/639/feedback/patrick%20-%20notes.md) Send questions, comments, show ideas/topics, or stories you want mentioned on the show to feedback@bsdnow.tv (mailto:feedback@bsdnow.tv) Join us and other BSD Fans in our BSD Now Telegram channel (https://t.me/bsdnow)

What do you expect from running a fire test? I would hope that it improves my state of knowledge. But do they do this? We often pursue them blindly, but it seems there is a way to do this in an informed way. In this episode we explore a rigorous, practical way to select and design experiments by asking a sharper question: which test delivers the most decision-changing information for the least cost, time, and impact. With Dr. Andrea Franchini of Ghent University, we unpack a Bayesian framework that simulates possible outcomes before you touch a sample, updates your state of knowledge, and quantifies the utility of that update as uncertainty reduction, economic value, or environmental benefit.First, we reframe testing around information gain. Starting from a prior distribution for the parameter you care about, we model candidate experiments and compute how each would shift the posterior. The gap between prior and posterior is the signal; diminishing returns tell you when to stop. In the cone calorimeter case on PMMA ignition time, early trials yield large gains, then the curve flattens, revealing a rational stopping point and a transparent way to plan sample counts and budgets. The same structure scales from simple statistical models to high-fidelity or surrogate models when physics and geometry matter.Then we tackle a post-fire decision with real financial stakes: repair a reinforced concrete slab, or accept residual risk. We connect Eurocode-based thermal analysis to two test options—rebound hammer temperature proxies and discoloration depth—and compute their value of information. By translating updated probabilities of exceeding 600°C into expected costs of repair versus undetected failure, we show how to choose the test that pays back the most. In the studied scenario, the rebound hammer provides higher value, even after accounting for testing costs, but the framework adapts to different buildings, cost ratios, and risk appetites.Beyond pass-fail, this approach helps optimize sensor layouts, justify added instrumentation, and balance multiple objectives—uncertainty, money, and environmental impact—without slipping into guesswork. If you're ready to move from ritual testing to evidence that changes outcomes, this conversation maps the path. Papers to read after this:Which test is the best? Choosing the fire test that maximizes the information gainQuantifying the expected utility of fire tests and experiments before execution----The Fire Science Show is produced by the Fire Science Media in collaboration with OFR Consultants. Thank you to the podcast sponsor for their continuous support towards our mission.

Five States Parties to the Anti-Personnel Mine Ban Convention have recently submitted instruments of withdrawal, citing national security and military necessity, while at least one other has taken steps to “suspend” the Convention. These developments raise important questions about whether anti-personnel mines retain any meaningful military utility in contemporary conflict. In this post, Erik Tollefsen, Head of the ICRC Weapon Contamination Unit and Pete Evans, Head of the ICRC Unit for Arms Carriers and Prevention examine this question from an operational perspective. They argue that advances in technology and the realities of modern warfare have significantly reduced the military relevance of anti-personnel mines, while their humanitarian consequences remain severe. They outline why some of the most frequently cited justifications – border security, the supposed benefits of “smart” mines, or perceived low cost – no longer withstand scrutiny, and why renewed interest in these weapons risks reversing decades of progress. The authors call on states to base decisions on rigorous, transparent assessments of current military relevance weighed against humanitarian and legal obligations. In a security environment defined by rapid innovation, they conclude that, now as at the Convention's adoption 30 years ago, anti-personnel mines have no place on the modern battlefield – and that reaffirming the norm against their use is more urgent than ever.

Welcome to "The Problem With" where each week we look into a problem to get a better understanding of it. This podcast has no sponsors, only my businesses and investments. Please check out the links below.

In this episode, we sit down with former Drop host and current EMWD Director of Public Affairs, Amanda Fine. We discuss EMWD's communications playbook surrounding FOG (fats, oils, and grease) awareness, and how we work to reach customers before the clog!

Nova Scotia Power's parent company Emera's President and CEO Scott Balfour joins host Francis Bradley for a conversation about Emera's growth from a privatized Crown Corporation in Nova Scotia to a major North American energy player with operations in Canada, Florida, New Mexico, Grand Bahama, and Barbados. They discuss the challenges of balancing reliability, sustainability, and affordability in the energy sector, and differences in rates of return. Scott emphasized the need for honest conversations about the costs of decarbonization and the importance of nation-building projects. The conversation closes with Scott's book recommendation.Links:EmeraNova Scotia PowerTECO Tampa ElectricScott Balfour at EmeraScott Balfour on LinkedInBook recommendation:The Coming Wave, by Mustafa Suleyman and Michael Bhaskar: https://the-coming-wave.com/

Stewart Butterfield is the co-founder of Slack and Flickr, two of the most influential products in internet history. After selling Slack to Salesforce in one of tech's biggest acquisitions, he's been focused on family, philanthropy, and creative projects. In this rare podcast appearance, Stewart shares the product frameworks and leadership principles that most contributed to his success. From “utility curves” to “the owner's delusion” to “hyper-realistic work-like activities,” his thoughts on craft, strategy, and leadership apply to anyone building products or leading teams.We discuss:1. Hyper-realistic work-like activities2. The owner's delusion3. Utility curves4. “Don't make me think”5. “We don't sell saddles here”6. Tilting your umbrella7. When to pivot—Brought to you by:WorkOS—Modern identity platform for B2B SaaS, free up to 1 million MAUsMetronome—Monetization infrastructure for modern software companiesLovable—Build apps by simply chatting with AI—Transcript: https://www.lennysnewsletter.com/p/slack-founder-stewart-butterfield—My biggest takeaways (for paid newsletter subscribers): https://www.lennysnewsletter.com/i/178320649/my-biggest-takeaways-from-this-conversation—Where to find Stewart Butterfield:• X: https://x.com/stewart• LinkedIn: https://www.linkedin.com/in/butterfield—Where to find Lenny:• Newsletter: https://www.lennysnewsletter.com• X: https://twitter.com/lennysan• LinkedIn: https://www.linkedin.com/in/lennyrachitsky/—In this episode, we cover:(00:00) Introduction to Stewart Butterfield(04:58) Stewart's current life and reflections(06:44) Understanding utility curves(10:13) The concept of divine discontent(15:11) The importance of taste in product design(19:03) Tilting your umbrella(28:32) Balancing friction and comprehension(45:07) The value of constant dissatisfaction(47:06) Embracing continuous improvement(50:03) The complexity of making things work(54:27) Parkinson's law and organizational growth(01:03:17) Hyper-realistic work-like activities(01:13:23) Advice on when to pivot(01:18:36) The importance of generosity in leadership(01:26:34) The owner's delusion—Referenced:• Slack: https://slack.com• Flickr: https://www.flickr.com• Cal Henderson on LinkedIn: https://www.linkedin.com/in/iamcal• Blok: https://blok.so• Brandon Velestuk on LinkedIn: https://www.linkedin.com/in/brandon-velestuk-6018721b• Magic Link: https://en.wikipedia.org/wiki/Magic_Link• Ticketmaster: https://www.ticketmaster.com• John Collison on X: https://x.com/collision• Patrick Collison on X: https://x.com/patrickc• Sundar Pichai on LinkedIn: https://www.linkedin.com/in/sundarpichai• Three Questions with Slack's CEO: https://www.technologyreview.com/2014/11/21/170330/three-questions-with-slacks-ceo• Six Sigma: https://www.6sigma.us• What is kaizen and how does Toyota use it?: https://mag.toyota.co.uk/kaizen-toyota-production-system• John Collison's post on X about passion projects: https://x.com/collision/status/1529452415346302976• Parkinson's law: https://www.economist.com/news/1955/11/19/parkinsons-law• We Don't Sell Saddles Here: https://medium.com/@stewart/we-dont-sell-saddles-here-4c59524d650d• Glitch: https://en.wikipedia.org/wiki/Glitch_(video_game)• IRC: https://en.wikipedia.org/wiki/IRC• This will make you a better decision-maker | Annie Duke (author of “Thinking in Bets” and “Quit,” former pro poker player): https://www.lennysnewsletter.com/p/making-better-decisions-annie-duke• The woman behind Canva shares how she built a $42B company from nothing | Melanie Perkins: https://www.lennysnewsletter.com/p/the-making-of-canva• Prisoner's dilemma: https://en.wikipedia.org/wiki/Prisoner%27s_dilemma• Stewart Little: https://en.wikipedia.org/wiki/Stuart_Little• Dharma and Greg: https://en.wikipedia.org/wiki/Dharma_%26_Greg• Stewart's post on X referencing “the owner's delusion”: https://x.com/stewart/status/1223286626991796224—Recommended books:• Principles: Life and Work: https://www.amazon.com/Principles-Life-Work-Ray-Dalio/dp/1501124021• Why Nothing Works: Who Killed Progress―and How to Bring It Back: https://www.amazon.com/Why-Nothing-Works-Killed-Progress_and/dp/154170021X• Positioning: The Battle for Your Mind: https://www.amazon.com/Positioning-Battle-Your-Al-Ries/dp/0071373586• Quit: The Power of Knowing When to Walk Away: https://www.amazon.com/Quit-Power-Knowing-When-Walk/dp/0593422996—Production and marketing by https://penname.co/. For inquiries about sponsoring the podcast, email podcast@lennyrachitsky.com.—Lenny may be an investor in the companies discussed. To hear more, visit www.lennysnewsletter.com

New Open Indiana Release, Understanding Storage Performance, a Unix OS for the TI99, FreeBSD Tribal knowledge, and more... NOTES This episode of BSDNow is brought to you by Tarsnap (https://www.tarsnap.com/bsdnow) and the BSDNow Patreon (https://www.patreon.com/bsdnow) Headlines Signifier flotation devices (https://davidyat.es/2025/09/27/signifier-flotation-devices) Open Indiana Hipster Announcement (https://openindiana.org/announcements/openindiana-hipster-2025-10-announcement/) Understanding Storage Performance Metrics (https://klarasystems.com/articles/understanding-storage-performance-metrics?utm_source=BSD%20Now&utm_medium=Podcast) News Roundup UNIX99, a UNIX-like OS for the TI-99/4A (https://forums.atariage.com/topic/380883-unix99-a-unix-like-os-for-the-ti-994a) Making the veb(4) virtual Ethernet bridge VLAN aware (https://undeadly.org/cgi?action=article;sid=20251029114507) FreeBSD tribal knowledge: minor version upgrades (https://vulcanridr.mataroa.blog/blog/freebsd-tribal-knowledge-minor-version-upgrades) It's been 10 years since ZFS's 10th aniversary its integration into Solaris - A Reflection (https://blogs.oracle.com/oracle-systems/post/happy-10th-birthday-zfs) Tarsnap This weeks episode of BSDNow was sponsored by our friends at Tarsnap, the only secure online backup you can trust your data to. Even paranoids need backups. Feedback/Questions Send questions, comments, show ideas/topics, or stories you want mentioned on the show to feedback@bsdnow.tv (mailto:feedback@bsdnow.tv) Join us and other BSD Fans in our BSD Now Telegram channel (https://t.me/bsdnow)

EELP director of State and Regional Climate Policies Dale Bryk talks with Jamie Van Nostrand, recent chair of the Massachusetts Department of Public Utilities, the entity that oversees investor-owned electric and gas utilities. Together, they dive into the regulatory frameworks that govern utilities, how those rules drive utility investments, and what that means for consumer energy bills in the transition to clean energy.    Transcript: https://eelp.law.harvard.edu/wp-content/uploads/2025/11/CleanLaw-EP111-Transcript.pdf

Jay Leno joins the conversation as deputies track a Jeep reported stolen. The show rolls into a big Disney giveaway, plus a wild story of a SoCal couple hit with an $8,000 utility bill. Sizzler is revamping as the nostalgic ’80s chain pushes for a full comeback. They also break down the skyrocketing cost to rebuild the Francis Scott Key Bridge—now estimated between $4.3 and $5.2 billion, more than double earlier projections. Mark highlights the new UCI all-electric hospital opening in December 2025, the first of its kind in the nation, noting he was an early adopter of solar. And Conway ends the hour with some classic “cold-slaps” at Thompson—insults, yes, but allegedly helpful. See omnystudio.com/listener for privacy information.

Natalie Brunell, journalist, author and host of Coin Stories, joins Jordan to explore why retail attention hasn't returned to Bitcoin despite new highs, and how to reach people outside the echo chamber. She shares her journey from mainstream TV to Bitcoin education and the thinking behind her new book, Bitcoin Is For Everyone.

Inside today's Moneycontrol Editor's Picks: International Holding Co.'s $1-billion acquisition of Sammaan Capital hits uncertainty, Hindustan Aeronautics fast-tracks Tejas Mk1A fighter deliveries, Xiaomi grapples with frozen funds and declining market share, new age tech firms mark strong presence on stock market. Also find 15th Finance Commission chairman NK Singh's interview on what Bihar's newly elected government should prioritise and Pratim Ranjan Bose's take on Bangladesh politics.

Utility-scale clean energy projects in development are still facing connection queues and regulatory barriers. RE+ may be done for 2025, but the debate is still going. Host Sylvia Leyva Martinez, Research Director at Wood Mackenzie, sits down with three leaders who are driving progress from different corners of the energy transition, from utility-scale project development to digital grid optimisation and solar system reliability. Sylvia Leyva Martinez and her guests discuss how federal and state regulations shape project timelines and financing, the latest innovations in the grid and the future of interconnection studies, the supply chain outlook for developers and technology providers, and how policy and software are converging to accelerate the energy transition. In this episode you'll hear from: Angela Amos from AES Clean Energy - As Director of Commercial Strategy & Innovation, Angela brings a unique vantage point that bridges policy, finance, and market execution. Drawing on her experience at AES, Uplight, and FERC, Angela shares how developers are navigating an evolving regulatory landscape, adapting to federal and state policy shifts, and rethinking how technology integration shapes long-term strategy. She also discusses how AES is approaching supply chain partnerships and what “innovation” really looks like at a global energy developer. Lindsey Williams from Shoals Technologies Group - Lindsey is VP of Marketing & Communications at Shoals, and she joins Sylvia to unpack the latest in solar and storage performance. Building on Shoals' recent focus on EBOS (Electrical Balance of System), Lindsey reflects on how component design, reliability, and digital monitoring are redefining project outcomes. She also shares what she heard from the floor at RE+, including the big industry talking points shaping developer confidence and long-term investment certainty in clean energy infrastructure. Inalvis Alvarez Fernandez from Simple Thread - Inalvis is a Senior Energy Technology Engineer at Simple Thread, and she explains how digital tools like Minerva are helping reduce project backlogs, streamline utility processes, and unlock grid capacity faster. Inalvis also discusses the challenges clean energy companies face scaling renewables and how regulatory clarity can enable more efficient technology deployment. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

OJ Simpson’s estate has agreed to pay nearly $58 million to the family of Ron Goldman, who was killed along with Nicole Brown Simpson in 1994. Although Simpson was acquitted in criminal court, he was later found liable in a civil trial and ordered to pay more than $33 million; interest and penalties have pushed the total dramatically higher. A flood advisory is in effect, and the show will be broadcasting live from Smart & Final in Yorba Linda this Friday, where Tim jokes about auctioning everything in his garage while begging the clouds to stop the rain. Attorneys representing survivors of the Eaton Fire in Altadena have filed a lawsuit against Southern California Edison and Genasys Inc., alleging the utility sparked the blaze and Genasys failed to send critical evacuation warnings, contributing to the death of a woman in the fire zone. Construction crews in both Topanga Canyon and Altadena are dealing with the latest round of storm damage and heavy rain impacts. See omnystudio.com/listener for privacy information.

Maura Healey's policies are the reason why the utility prices are skyrocketing and she appointed a biological man to the head of the Mass. Commission of Women's status.  Visit the Howie Carr Radio Network website to access columns, podcasts, and other exclusive content.

AP correspondent Haya Panjwani reports on consumers and their utility bills

Joseph Blackman interviewed Paul Cornejo, the operations manager at AOS Utility Services, about his role, career path, and the state of the public works industry. Paul Cornejo detailed his multiple responsibilities at AOS Utility Services, which include consulting, contract operations, and drone inspections, and emphasized the need for small companies to network and attend conferences to keep up with industry regulations like the AWQS sampling requirements. The discussion covered Paul Cornejo's advice for young professionals to dedicate time daily to studying for self-development, the importance of strong communication and troubleshooting skills for operations managers, and the different approaches needed when communicating with regulators versus students. Paul Cornejo shared a professional success story at Epcor Water where they received the President's award for repurposing a pre-aeration basin to meet Class A+ water requirements, and stressed the importance of appreciating employees to aid retention. The interview concluded with talking points on the public misconception of wastewater treatment, the necessity of direct potable water reuse, the need to introduce the industry to young people to address the "silver tsunami effect," and Paul Cornejo's advice for managers to lead by the Golden Rule. Give the show a listen and remember to thank you local Public Works Professionals.

Jesse Myers, Bitcoin Strategy Consultant of The Smarter Web Company, joins Jeremy Naylor as part of the UK Investor Magazine Aquis Showcase Series running up to the event on 19th November.Please register for the Aquis Showcase here using the code ‘UKINVEST' for a 20% discountThe Smarter Web Company provides web design, development and online marketing services on a subscription model, comprising an initial setup fee, annual hosting charges and optional monthly marketing fees. The business has identified opportunities to expand these core service offerings to its existing client base.Beyond organic expansion, The Smarter Web Company is pursuing a strategic acquisition programme to increase its client portfolio and recurring revenue streams. Management will evaluate potential acquisitions on a selective basis, proceeding only when market conditions and strategic fit align with their objectives. Hosted on Acast. See acast.com/privacy for more information.

Joe Hall coud do it all

11-14 Adam and Jordana 9a hour

November is Utility Scam Awareness Month, and some tricks of fraudsters can be shocking. Kayla Palmore with the Better Business Bureau's Tip-Off to the Rip-Off® on WBBM Newsradio has more.

Abigail Sawyer and Brian Turner of Advanced Energy United and the West Wide Governance Pathways Initiative launch committee discuss the renewed possibility of a seamless, westwide power market that would be governed by a regional organization. The recent passage of California's Assembly Bill 825 cleared the way for California entities to participate in such a market, which, with the load and resources of California's investor-owned utilities, presents a compelling opportunity for non-California entities. Brian also discusses lessons learned from market structures in the Eastern Interconnection and how the California Independent System Operator's extended day-ahead market hopes to avoid making the same mistakes.

November is Utility Scam Awareness Month, and some tricks of fraudsters can be shocking. Kayla Palmore with the Better Business Bureau's Tip-Off to the Rip-Off® on WBBM Newsradio has more.

Nov. 12, 2025- We explore the work of upstate utilities serving nearly 2 million New Yorkers, including upgrading their transmission capacity and investing in infrastructure. Our guest is Trish Nilsen, CEO of New York State Electric & Gas and Rochester Gas & Electric.

Peter Asmus, microgrid expert and author of the upcoming book "Alaska Microgrid Innovators," breaks down the current state of microgrids and battery storage. He explains why Alaska leads in microgrid innovation and what the rest of the U.S. needs to learn from remote communities.Peter Asmus brings over 15 years of experience covering the microgrid sector. He has authored five books on energy and provides consulting through his website https://www.peterasmus.com/. His latest work focuses on Alaska's pioneering role in developing community-scale microgrids for remote, off-grid locations.Key Discussion Points• Alaska leads microgrid innovation due to remote communities, high diesel costs, and military installations needing reliable power• Data centers now drive microgrid growth because utilities cannot provide power fast enough for AI infrastructure• Microgrid controllers have advanced significantly with AI integration, allowing different manufacturers' equipment to work together• Energy as a service models eliminate upfront costs. Peter's solar and battery system reduced his utility bill to under $10 per year• Community microgrids require utility involvement and experimentation with different ownership models rather than a one-size-fits-all approach• Open standards prevent vendor lock-in. The industry moved away from proprietary systems like early Apple iPhone models• Technology exists today for large-scale microgrid deployment. The main challenge is calculating the economic value of resilience• Utility costs in the U.S. increased 30% over the last three years, making distributed energy more economically competitiveAlaska shows us the future of microgrids. The lessons from remote communities apply everywhere resilience matters.Connect with Peter Asmus LinkedIn: https://www.linkedin.com/in/pathfindercommunications/Website: https://www.peterasmus.com/ Support the showConnect with Tim Clean Power Hour Clean Power Hour on YouTubeTim on TwitterTim on LinkedIn Email tim@cleanpowerhour.com Review Clean Power Hour on Apple PodcastsThe Clean Power Hour is produced by the Clean Power Consulting Group and created by Tim Montague. Contact us by email: CleanPowerHour@gmail.com Corporate sponsors who share our mission to speed the energy transition are invited to check out https://www.cleanpowerhour.com/support/The Clean Power Hour is brought to you by CPS America, maker of North America's number one 3-phase string inverter, with over 6GW shipped in the US. With a focus on commercial and utility-scale solar and energy storage, the company partners with customers to provide unparalleled performance and service. The CPS America product lineup includes 3-phase string inverters from 25kW to 275kW, exceptional data communication and controls, and energy storage solutions designed for seamless integration with CPS America systems. Learn more at www.chintpowersystems.com

Oklahoma's two biggest cities are providing help for utilities during the government shutdown.Undocumented students are fighting for in-state tuition.An exhibit of black equestrian life is coming to Oklahoma City.You can find the KOSU Daily wherever you get your podcasts, you can also subscribe, rate us and leave a comment.You can keep up to date on all the latest news throughout the day at KOSU.org and make sure to follow us on Facebook, Tik Tok and Instagram at KOSU Radio.This is The KOSU Daily, Oklahoma news, every weekday.

Thunderbolt on FreeBSD, ZFS on Illumos and Linux and FreeBSD, ZFS Compression, Home networking monitoring, LibreSSH and OpenSSH releases and more... NOTES This episode of BSDNow is brought to you by Tarsnap (https://www.tarsnap.com/bsdnow) and the BSDNow Patreon (https://www.patreon.com/bsdnow) Headlines Thunderbolt on FreeBSD (https://blog.feld.me/posts/2025/10/thunderbolt-on-freebsd) The broad state of ZFS on Illumos, Linux, and FreeBSD (as I understand it) (https://utcc.utoronto.ca/~cks/space/blog/solaris/ZFSOnIllumosLinuxAndFreeBSD) News Roundup zfs: setting compression and adding new vdevs (https://dan.langille.org/2025/10/18/zfs-setting-compression-and-adding-new-vdevs) The hunt for a home network monitoring solution (https://vulcanridr.mataroa.blog/blog/the-hunt-for-a-home-network-monitoring-solution) LibreSSL 4.2.0 Released (https://www.undeadly.org/cgi?action=article;sid=20251015043527) OpenSSH 10.2 released (https://www.undeadly.org/cgi?action=article;sid=20251010131052) - Related to 10.x versions : Post-Quantum Cryptography (https://www.openssh.com/pq.html) Check your IP infos using nginx (https://www.tumfatig.net/2025/check-your-ip-infos-using-nginx) Experimenting with Compression (just given an overview, I dont exepect you to read the all three writeups fully) Experimenting with compression off (https://dan.langille.org/2025/10/06/experimenting-with-compression-off/) Experimenting with compression=lz4 (https://dan.langille.org/2025/10/06/experimenting-with-compressionlz4/) Experimenting with compression=zstd (https://dan.langille.org/2025/10/06/experimenting-with-compressionzstd/) Compression results (https://dan.langille.org/2025/10/06/compression-results) Tarsnap This weeks episode of BSDNow was sponsored by our friends at Tarsnap, the only secure online backup you can trust your data to. Even paranoids need backups. Feedback/Questions Anton - Boxybsd (https://github.com/BSDNow/bsdnow.tv/blob/master/episodes/636/feedback/anton%20-%20boxybsd.md) Send questions, comments, show ideas/topics, or stories you want mentioned on the show to feedback@bsdnow.tv (mailto:feedback@bsdnow.tv) Join us and other BSD Fans in our BSD Now Telegram channel (https://t.me/bsdnow)

Episode 399: 

Sarah Williams, founder and CEO of Leading Culture and former director at GAP Consulting for 23 years, brings her accounting background and business growth strategy expertise to a spirited debate about ROI, value-based pricing, and why companies leave money on the table.  From her home in New Zealand (Mark's second favorite country), Sarah challenges conventional pricing wisdom—arguing that ROI applies to both B2B and B2C, that we should ignore competitors when determining value, and that the antidote to the curse of knowledge is thinking with a beginner's mind.  Mark pushes back on opportunity costs, explains why competitor pricing matters, and uses everything from vests to Louis Vuitton handbags to make his points in this engaging conversation about helping customers understand the true value of what they're buying.   Why You Have to Check Out Today's Podcast: Understand why teaching customers to think in ROI is the fastest way to eliminate buyer's remorse, increase prices, and differentiate from competitors who focus on features. Discover the beginner's mind approach that prevents the #1 mistake pricing experts make—assuming customers know what seems "obvious" to you. Master vulnerability-based trust by inviting customers to ask questions without fear—the counterintuitive sales technique that accelerates deals faster than "looking professional".   "Think in terms of value from the customer's perspective." – Sarah Williams   Topics Covered: 03:01 - Why ROI Should Be Everyone's Decision-Making Framework 06:10 - Helping Customers Think in ROI Terms: Your Job as the Provider 08:12 - Utility in Economics: The B2C Alternative to Monetary ROI 20:00 - The Opportunity Cost Debate: Pricing vs. Budgeting Decisions 25:19 - Differentiation Value: Starting with Competitor's Price, Then Adding 27:57 - Louis Vuitton vs. $40 Handbags: Conspicuous Consumption and What People Really Buy 32:31 - Starting with a Blank Slate: Thinking Myopically About Customer Value 35:32 - Final Advice: Think in Terms of Value from the Customer's Perspective   Key Takeaways: ROI on its own can be a decision-making framework. From the point of view of maybe even making a personal decision, I can think about, well, what's the return on investment? And that might even be an investment of my time." - Sarah Williams "We're doing our customers a disservice if we're not helping them to think in terms of ROI. Like, what really am I getting? Because buyer's remorse is really, really prevalent. People make split-second decisions now and then live to regret it 24 hours later." - Sarah Williams "In economics, there's this concept called utility, right? So, I think in terms of when you're thinking B2C, now you're shifting the conversation a little bit more towards the utility angle in economics." - Sarah Williams   People / Resources Mentioned: Jim Collins: Author of "Good to Great" Chip and Dan Heath: Authors of "Made to Stick" and the concept of the curse of knowledge Patrick Lencioni: Leadership expert who popularized vulnerability-based trust and predictive trust concepts GAP Consulting: Where Sarah served as director for 23 years Complete Learning Solutions: Where Sarah was Chief Inspiration Officer Louis Vuitton: Used as example of luxury pricing vs. commodity pricing iPhone: Example of blue ocean differentiation where customers don't compare competitor prices Huawei: Mentioned as iPhone alternative that iPhone users don't consider when upgrading   Connect with Sarah Williams: Email: sarah@leadingculture.co.nz Website: https://www.leadingculture.co.nz/home  AI Summit Link: https://www.leadingculture.co.nz/ai-summit-registration-page   Connect with Mark Stiving: LinkedIn: https://www.linkedin.com/in/stiving/ Email: mark@impactpricing.com  

Economic Indicators and AI in Business Guest: Gene Marks Gene Marks shared mixed economic indicators across the United States: slow activity in Las Vegas and struggling farm equipment manufacturers offset by busy utility distribution contractors benefiting from infrastructure spending programs. His main focus centered on artificial intelligence, advising businesses to integrate AI assistants like Grok or Claude to boost workplace productivity substantially. Marks cautioned that reliance on cloud infrastructure, highlighted by the recent AWS outage, combined with concerns about data privacy and security necessitate accepting calculated risks for potentially high rewards.

Economic Indicators and AI in Business Guest: Gene Marks Gene Marks shared mixed economic indicators across the United States: slow activity in Las Vegas and struggling farm equipment manufacturers offset by busy utility distribution contractors benefiting from infrastructure spending programs. His main focus centered on artificial intelligence, advising businesses to integrate AI assistants like Grok or Claude to boost workplace productivity substantially. Marks cautioned that reliance on cloud infrastructure, highlighted by the recent AWS outage, combined with concerns about data privacy and security necessitate accepting calculated risks for potentially high rewards.

Touch bases, touch grass, tune into the highest level of tunes. Tracks from MIRRORLESS, UTILITY, CYCLOPS, TWISTED TEENS, RANCOR, MERCY RUIN, MOPAR STARS, CAMOUFLAGE and more.  Learn more about your ad choices. Visit megaphone.fm/adchoices

In this special Investing 101 episode, the Rational Reminder hosts—Ben Felix, Dan Bortolotti, and Ben Wilson—team up to revisit the fundamental concepts that every investor should understand before diving deep into portfolio construction or market theory. Drawing from Ben's original "Investing 101" presentation and years of client experience, the trio lay out why investing matters, how inflation shapes your future, what stocks and bonds really represent, and why a disciplined, evidence-based approach beats prediction and luck every time. They unpack core ideas like financial independence, risk versus volatility, global diversification, and market efficiency, then connect them to practical tools like ETFs and Vanguard's asset allocation funds. Key Points From This Episode: (0:00:24) Why this episode revisits "Investing 101"—inspired by a listener still unsure how to begin. (0:05:03) Why investing matters: inflation erodes purchasing power, investing fights back. (0:06:33) The math of compounding: how a 7% return versus 2% changes your retirement entirely. (0:10:57) Saving early and often: habit formation beats late-life catch-up. (0:11:53) The trade-off between saving more and taking more investment risk. (0:14:04) Utility theory and the psychology of saving when young. (0:16:39) Marginal utility: when more money no longer adds happiness or purpose. (0:20:47) Stocks and bonds explained: ownership versus lending and the role of each. (0:23:11) The Japan story: a cautionary tale about chasing past winners. (0:26:49) Narrative investing: why investors love stories and get burned by them. (0:30:19) Market capitalization weighting—how global prices tell you what to own. (0:33:42) The stock market is not the economy: why news headlines mislead investors. (0:37:14) The power of diversification: why most individual stocks fail—and a few drive all returns. (0:41:56) Bonds, volatility, and inflation risk—why "safe" assets aren't risk-free. (0:44:41) Building your mix: matching volatility tolerance with long-term goals. (0:45:10) The behavioral challenge: risk is only useful if you can stay invested. (0:48:08) Active management as gambling: adding unrewarded noise to your portfolio. (0:51:43) The paradox of skill: why markets punish even brilliant active managers. (0:55:51) Efficient markets and Eugene Fama: the evidence that prices already reflect all information. (1:00:20) How small fees compound into big losses over decades. (1:03:07) The behavioral hurdle of indexing: trusting a system with "no one at the wheel." (1:04:54) The real value of financial advice: behavior, discipline, and holistic planning. (1:07:24) Implementing the plan: how asset allocation ETFs simplify everything. (1:11:41) Rebalancing and emotion: why automation protects investors from themselves. (1:14:24) Paying a bit more for simplicity: why 0.10% in fees can be worth it. Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/ Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemindRational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.caBenjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Dan Bortolotti — https://pwlcapital.com/our-team/ Dan Bortolotti on LinkedIn — https://ca.linkedin.com/in/dan-bortolotti-8a482310 Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)

Denelle Dixon, CEO of the Stellar Development Foundation, joined me to discuss Stellar's privacy strategy, the importance of tokenization, and the growing adoption of blockchain by traditional financial institutions—and more.Topics: - Focus on growth in Tokenization on Stellar - TradFi's Need for Privacy on Blockchains - Stellar's international expansion plans - Denelle's warning about Web3 continuing Web2 pitfalls - CLARITY Act passing and impact on crypto market Brought to you by

Many of us probably didn't realize that a portion of our utility bill goes to the city of Minneapolis to essentially fund a bigger and bigger government. The largest art robbery in the history of Minnesota involved stealing Norman Rockwell paintings. Johnny Heidt with guitar news. Heard On The Show:Minnesota Supreme Court rules transgender athlete ban is discrimination but opens door to further challengesNo deal yet between MPS and MFE; strike vote to take place in the coming daysTrump acknowledges he's seeking 'a lot of money' in damages from DOJSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The future of utility bills could hang in the balance with the Indiana Utility Regulatory Commission set to appoint three new members. Luckily for Statehouse Happenings, we got a guy! Our own panelist Jim Merritt serves on the committee making the recommendations to the governor. On this week's program, Rob Kendall and Abdul-Hakim Shabazz join Merritt to discuss what he and the panel are looking for in from applicants. See omnystudio.com/listener for privacy information.