Podcasts about Total cost

Understanding and applying Total Cost of Ownership to your truck or fleet is critical for maximizing profits and productivity.Brian Antonellis, senior vice president of fleet operations at Fleet Advantage explains what TCO does and how you can put it to work for your fleet today.

Show Highlights: What's captive insurance, and how does it work? [05:13] Control over risk attracting agribusinesses to captives. [07:18] How captives offer an underwriting income opportunity. [08:58] Financial and tax benefits in captives compared to self-insurance. [12:54] Get to know TrueNorth Companies and their unique strengths. [16:43] Rural risk factors in ag and insurance market challenges. [20:20] Understand the real costs involved in deductibles. [28:45] How are evolving market cycles redefining co-op insurance? [32:29] Analyze your “total cost of risk” beyond premiums. [39:08] Why partnering with a proactive, consultative broker matters. [42:32] Explore TrueNorth Companies at https://truenorthcompanies.com/. Find Lane Danielsen at LinkedIn at https://www.linkedin.com/in/lane-danielsen-99675456/. Lane can also be reached via email at ldanielsen@truenorthcompanies.com. To connect with Jonathan Stark on LinkedIn, go to https://www.linkedin.com/in/jonathan-stark-649865b7/. If you are interested in connecting with Joe, go to LinkedIn: https://www.linkedin.com/in/joemosher/, or schedule a call at www.moshercg.com.  

Im aktuellen Podcast hatte ich Joschi Jennermann zu Gast, den CEO der neu gegründeten Elli Mobility. Er blickt auf eine lange Karriere im VW-Konzern zurück, unter anderem mit Erfahrungen im Carsharing bei WeShare, und verantwortet nun die Ausrichtung von Elli Mobility auf das B2B-Geschäft. Im Gespräch wurde deutlich, dass Elli 2018 als zentrale Einheit im VW-Konzern für Laden und Energie gegründet wurde. Heute deckt das Unternehmen ein breites Portfolio ab – von Wallboxen und Stromtarifen bis hin zum ersten Großspeicher in Salzgitter. Elli Mobility selbst fokussiert sich auf Flottenlösungen. Basis ist die Tank- und Ladekarte, die durch Services wie Autowäsche oder Heimladen ergänzt wird. Ziel ist es, Unternehmen bei der Transformation von Verbrennerflotten über Mischflotten hin zu vollelektrischen Flotten zu begleiten. „Der klare Mehrwert der Elli Mobility ist, diese Komplexität zu vereinfachen,“ wie Joschi betont. Ein zentrales Thema war die Kostenoptimierung. Vom öffentlichen Laden über Homecharging bis hin zur Elektrifizierung von Unternehmensstandorten mit PV-Anlagen und bidirektionalem Laden spannt sich eine Kette von Maßnahmen, die die Betriebskosten deutlich senken können. Parallel dazu wächst das Portfolio um Beratungsleistungen und die Integration bestehender Systeme – auch über VW hinaus. Kunden sollen nicht auf ein geschlossenes Ökosystem festgelegt werden, sondern flexible, praxisnahe Lösungen erhalten. Spannend waren auch Einblicke in eine aktuelle Umfrage, die Elli Mobility unter Fuhrparkmanagern durchgeführt hat. 56 Prozent der befragten Unternehmen wollen trotz allgemeiner Sparzwänge ihre Flottenbudgets halten oder sogar erhöhen. 69 Prozent investieren aktiv in E-Mobilität, sowohl in Autos als auch in Ladeinfrastruktur. Zwei Drittel der Fuhrparkverantwortlichen sehen die Total Cost of Ownership als zentrales Steuerungselement – ein klarer Treiber für den Wandel. Beim Blick nach vorn erwartet Joschi, dass die Elektrifizierung im B2B-Bereich schneller vorankommt als im Privatkundenmarkt. Jedes zweite neu zugelassene Auto entfällt bereits heute auf den gewerblichen Bereich. Die Realität bleibe jedoch für die nächsten Jahre eine Mischung aus Verbrenner-, Hybrid- und Elektroflotten. Nun aber genug der Vorrede – steigen wir direkt ins Gespräch mit Joschi Jennermann ein.

For this episode of CIBC Mellon Industry Perspectives, we look at the TCR rule at less than half a year out from implementation with a focus on industry preparedness for Canadian investment fund managers and dealers. Speakers discuss key considerations at this point, including any outstanding areas in focus and potential challenges that may be encountered when this regulation takes effect January 1, 2026. The discussion features Steve Braugiroux, Associate Vice President, National Bank of Canada and Ronald C. Landry, Vice President, Head of Segment Solutions and Canadian ETF Services, CIBC Mellon. It is moderated by Jon Diebel, Client Executive, CIBC Mellon.This presentation contains the presenter'spersonal views and not those of CIBC Mellon or any other person. It may beconsidered advertising, and provides general information only and neither the presenternor CIBC Mellon nor any other person are, by means of this presentation,rendering accounting, business, financial, investment, legal, tax, or otherprofessional advice or services.  This presentation is intended forgeneral informational purposes only. It may not be regarded as comprehensivenor as a substitute for professional advice.  Before taking any particularcourse of action, contact your professional advisor to discuss these matters inthe context of your particular circumstances.  Neither the presenter norCIBC Mellon accept responsibility for any loss or damage occasioned by yourreliance on information contained in this presentation. ©2025 CIBC Mellon. CIBC Mellon is alicensed user of the CIBC trade-mark and certain BNY trade-marks, and is thecorporate brand of CIBC Mellon Trust Company. None of CIBC Mellon TrustCompany, CIBC, The Bank of New York Mellon Corporation and their affiliatesmake any representations or warranties as to its accuracy, currency orcompleteness, makes any commitment to update any information.  No part ofthe presentation is an offer or solicitation in respect of any particularstrategy and may not be construed as such.  Services referred to may notbe offered in all jurisdictions nor by all companies.CIBC Mellon does not provide investment orasset management services. This presentation, either in whole or in part, mustnot be reproduced nor referred to without the express written permission of CIBC Mellon. Trademarks, service marks and logos belong to their respectiveowners.

The Government says it won't make the same mistakes as the last if hit with an event similar to the Covid-19 pandemic. A Treasury report has calculated the total cost of the pandemic at $66 billion. It puts New Zealand among the highest spenders as a proportion of GDP on the Covid response in advanced economies. Finance Minister Nicola Willis told Ryan Bridge nearly half of the spending was on unnecessary initiatives. She says it didn't make a difference to the economy, and racked up huge amounts of debt. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Eight out of every ten vans you sell today still burn diesel, but the numbers say they don't have to. Paul Kirby, founder of EV Essentials and host of the EV Café, breaks down the REAL cost equation that's pushing giants like BT, British Gas and the AA to flip their fleets. Listen and learn: 00:45 Why that “range-anxiety” line is five years out-of-date 06:30 The charging-at-home problem - and the simple tariff hack that slashes running costs to 7 pence per mile 14:10 How one OEM priced an e-van LOWER than its diesel twin (and what it means for residuals) 24:40 Total-Cost-of-Ownership for dummies: the 4 levers every sales manager must show business buyers 31:15 Drivers can kill any deal—Paul's playbook for getting “bums on seats” and turning sceptics into EV lifers 38:20 What the 2030 ZEV mandate really means for dealerships, leasing companies and front-line sales staff Perfect for dealer principals, sales teams and anyone who's still hearing “I'll wait till the tech's ready.” About Symco Training: Symco Training was founded in 2000 by Simon Bowkett and it was his belief that the business had to offer its clients something different. That difference was clear to Simon from his days in the dealership when he experienced many sales trainers who had all the answers, but were unable, unwilling or both to actually show the delegate how they could be implemented. It remains the ethos of the business today. You see, Symco only employ trainers that are committed to delivering not only in spiring and insightful training, but are equally as happy to demonstrate these skills and techniques with real customers in your own showroom. We believe in order for sales training to be effective and in Simon's words ‘real world', it needs to be tried and tested in the only place it matters the showroom floor. There is no room for theory when your goals are for your team to sell more cars, hours or parts and retain more profit. In dealerships around the world the focus applied by many of the sales executives is to try and sell a deal. Symco specialise in getting your teams to focus on selling themselves, the product and then supporting this with the deal. To find out more visit: www.symcotraining.co.uk

In this episode of the Personal Finance Podcast,  we are going to talk about  21 Money Traps Smart People still fall into. Watch this episode on Youtube. How Andrew Can Help You:  Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Go to https://joindeleteme.com/PFP20/ for 20% off! DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc.  This episode is sponsored by Plaud https://www.plaud.ai/ — an AI wearable gadget that takes notes of meetings and calls. With Plaud, you don't have to take notes and make summaries anymore. Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com  Visit www.functionhealth.com/PERSONALFINANCE  or use gift code PERSONALFINANCE100 at sign-up to own your health.  Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP   Links Mentioned in This Episode:  How to Run the Numbers When You Buy a House! (Total Cost of Ownership!) The Million Dollar Money Decisions You Should Be Focusing On Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

It's another Mastercast episode this week on the Sales Transformation Podcast as Phil is joined by another recent graduate of our master's programme: Ivano Fossati, Chief Revenue Officer EMEA at SAP Customer Experience.  Ivano shares insights from his Master's project on 'Value-Based Selling in the Age of Innovation', emphasising a shift from traditional ideas of Total Cost of Ownership to a model that focuses more on innovation. He discusses the importance of emotional intelligence, customer value, and internal collaboration, as well as how his ideas have been implemented within SAP.  Highlights include:  [03:36] – Value-Based Selling in the Age of Innovation – what led to the title? [19:13] – What drives emotions during selling can differ by stakeholder [34:20] – Shifting to a listening mindset   Connect with Philip Squire on LinkedIn  Connect with Ivano Fossati on LinkedIn  Join the discussion in our Sales Transformation Forum group.  Make sure you're following us on LinkedIn and Twitter to get updates on the latest episodes! Also, take our Mindset Survey and find out if you are selling to customers the way they want to be sold to today.

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Niklas Siemer is joined by Howard Holton from GigaOM and Mark Wright from SAP to discuss GigaOm's groundbreaking Total Cost of Ownership (TCO) report on SAP Build. The conversation dives deep into how SAP Build's AI-powered development tools can dramatically improve developer efficiency, reduce costs, and transform application development.

Niklas Siemer is joined by Howard Holton from GigaOM and Mark Wright from SAP to discuss GigaOm's groundbreaking Total Cost of Ownership (TCO) report on SAP Build. The conversation dives deep into how SAP Build's AI-powered development tools can dramatically improve developer efficiency, reduce costs, and transform application development.

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger Picture The D's are backing off the climate agenda for now, the [DS][WEF] are not to happy about this. Trump release EO to shutdown green subsidies. Trump sends out more tariff letters. Tariffs have already brought in 100 billion, soon the gov will be funded externally. Trump wants congress to investigate Powell, is the audit next? Trump has always been using the Art of the Deal tactics against the [DS]. The people see it as chaos, he is not making progress, but in the silent war he is defeating the [DS]. Epstein psyop will give Trump leverage in the end, the more he doesn't want to talk about the more the news will want to know if he is involved. The [DS] began their insurrection the shadow presidency then the shadow government, information warfare, irregular warfare, they are now planning a color revolution which will lead into an insurgency. Trump has built the counterinsurgency to counter the [DS]. Economy Politico Deeply Disappointed That Democrats Are ‘Retreating' on Climate Change – Especially in California The liberal outlet Politico is deeply disappointed that Democrats seem to be ‘retreating' on the issue of climate change, especially in deep blue California. From Politico: Democrats retreat on climate: ‘It's one of the more disappointing turnabouts'SACRAMENTO, California — Here are some Twitter/X reactions: Source: thegatewaypundit.com Trump Issues Order To End Green Energy Gravy Train, Cites National Security President Donald Trump issued an executive order calling for the end of green energy subsidies by strengthening provisions in the One Big Beautiful Bill Act on Monday night, citing national security concerns and unnecessary costs to taxpayers. The order argues that a heavy reliance on green energy subsidies compromise the reliability of the power grid and undermines energy independence. Trump called for the U.S. to “rapidly eliminate” federal green energy subsidies and to “build upon and strengthen” the repeal of wind and solar tax credits remaining in the reconciliation law in the order, directing the Treasury Department to enforce the phase-out of tax credits.  .” Source: dailycaller.com (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/KobeissiLetter/status/1942324782848258200 set to go live on August 1st. President Trump says any retaliation will be met with increased tariffs.  Pattern Repeats – Imported Durable Goods Creating Deflation on U.S Consumer Prices    there is little to no end result in price increases in the final price of consumer goods (Consumer Price Index). In fact, there is a slight deflationary aspect on CPI data from imported durable goods.  The lower price of arriving imported durable goods is effectively putting downward pressure on US consumer prices.  [Source – WH Council of Economic Advisors]  tariffs do not impact the final price of goods to USA consumers; there are just too many factors, too many elements within the Total Cost of Goods (TCG) within supply chain.  Global energy prices, domestic energy prices, currency evaluations and fluctuations, state/govt subsidies to manufacturers,

This week Charli is joined by Tomas DobrovolskisConnect with him on LinkedInJoin us at EPIC, November 5th and 6th at San Jacinto College in Pasadena, TXFind us @EmpoweringPumps on Facebook, LinkedIn,  Instagram and Twitter and using the hashtag #EmpoweringIndustryPodcast or via email podcast@empoweringpumps.com   

Blending financial planning directly into existing business intelligence (BI) platforms like Microsoft Power BI and Qlik are on the rise. But have you questioned why, and what drives this shift? In this episode of the Don't Panic It's Just Data podcast, Kevin Petrie, BARC analyst, sits down to chat with Thomas Gorr, Director of Product Management for xP&A and BI at insightsoftware, and Henri Rufin, Head of Responsible Data & Analytics at Radiall.The speakers stress how the integration of financial planning in BI platforms is driven by the need to move beyond traditional Excel-based planning. This is because it often leads to data silos and errors. Their conversation spotlights how integrated BI and planning solutions improve collaboration across departments. Going deeper, BI can also provide a unified view of data and help organizations be more agile and proactive in volatile markets.Gorr and Rufin explain how separating your financial data makes less sense, and why traditional tools like Excel are no longer significant.Watch this podcast to discover how embedding planning capabilities within BI platforms, such as Qlik and Power BI, offer a seamless experience, greater flexibility, and real-time collaboration.Learn how organisations are adapting to volatile market conditions through agile planning, and gain a glimpse into the evolving landscape of financial planning. Tune in to gain expert insights and practical strategies for a more collaborative and data-driven future!TakeawaysThe integration of planning into BI platforms is essential for collaboration.Excel is prone to errors and creates silos in data management.Organizations need to adapt to dynamic market conditions for effective planning.Stakeholder engagement is crucial for successful financial planning.Advanced planning solutions offer flexibility and real-time collaboration.Data governance is necessary to support planning processes.The total cost of ownership is lower with integrated planning solutions.BI platforms provide a unified experience for users.Future planning will focus on platform integration and advanced analytics.Companies must evolve their planning capabilities to remain competitive.Chapters00:00 Introduction to Financial Data Management03:04 The Shift Towards Integrated Planning08:30 Collaboration in Dynamic Markets11:05 The Role of Stakeholders in Planning15:10 Moving Beyond Excel19:19 Total Cost of Ownership in Planning Solutions25:06 Future of Integrated Financial PlanningAbout insightsoftwareinsightsoftware is a global provider of comprehensive solutions for the Office of the CFO. They believe actionable business strategies begin and end with financial data that's accessible and easy to understand. They offer solutions across financial planning and analysis (FP&A), accounting, and operations. This transforms how teams operate, empowering leaders to make timely and informed decisions.

IBM Podcast: Transparenz trifft Effizienz – IT Financial Management mit FinOps, TBM und Lizenzmanagement Speakerinfos: Peter Brabec IBM Automation Expert bei IBM Österreich ist vor 19 Jahren mit der Acquisition der Firma DataPower zur IBM gestoßen. Er hat sowohl technischen als auch operativen und wirtschaftlichen Hintergrund und unterstützt Kunden bei den neuen Herausforderungen, die eine Hybrid Cloud Strategie bringt. Er hilft als Experte sowohl Sicherheits- und Compliance relevante Themen einzuordnen, sowie bei Integrations- und Transformationsthemen die wirtschaftliche und finanzielle Rentabilität zu bewerten und einen optimalen Lösungsansatz zu definieren. Alexander Kleczkowski IBM Automation Specialist bei IBM Österreich ist erfahrener IT Automation Seller mit Schwerpunkt FinOps-, Total Cost of Ownership (TCO)- und Lizenzmanagement-Lösungen. Er ist seit 2022 bei IBM tätig und setzt sein fundiertes Branchenwissen ein, um erfolgreiche Projektvermittlungen und Implementierungen für Kunden voranzutreiben. Seine Stärke liegt darin, Kundenbedürfnisse präzise zu erfassen, passgenaue Lösungen zu entwickeln und Projekte von der Planung bis zum Abschluss ergebnisorientiert zu begleiten.

On this week's show we look at how the strategies keep changing in the streaming wars. We spend your money and design a home theater system for less than $2000. And as usual we read your email and take a look at the week's news. News: Broadcast Schedule's New Paradigm 75% of Streamers Have Tried an Ad-Supported Plan Google TV users will soon be asked to rate apps Viewers can now add Apple TV+ to a DIRECTV subscription Top Streaming Services Change Up Strategies A Business Insider article suggests the streaming wars have shifted from competition to strategic alliances and distinct priorities. Netflix now prioritizes engagement over subscriber numbers, revamping its homepage with vertical video to rival YouTube and TikTok. Disney focuses on subscriber growth through bundles with Hulu and ESPN, aiming for profitable expansion. Warner Bros. Discovery's Max emphasizes profitability, leveraging high-quality content to retain subscribers rather than competing with Netflix's scale. Engagement is key as streamers build ad businesses. Netflix, with 8% of U.S. connected TV watch time, uses engagement to reduce churn and support its $2.2 billion ad business. Amazon's Prime Video scales ads by enabling them for all users unless they opt out, using shopping data to boost ad effectiveness. While Netflix and Amazon focus on engagement for ads, Disney, Paramount+ (79 million subscribers), and Peacock (41 million) prioritize subscriber growth, though neither is profitable yet. Profitability is critical for WBD, which has cut Max's content spending to focus on financial sustainability, leveraging HBO's legacy content. Its bundling with Disney+ and Hulu supports international growth. Apple TV+ faces high churn due to its limited library, leaving its strategy unclear. As streamers balance growth, engagement, and profitability, alliances and niche strategies redefine success in a crowded market. Home Theater System for under $2000 Ok so you bought a house and spent all your money but you already had a 70” TV from your previous home. And while that has been great you want something more out of your TV watching experience. Somehow you scrape together a $2000 budget and want to know what kind of “Home Theater” System you can cobble together to provide you with immersive surround sound. For this exercise we are assuming a typical living room (e.g., ~15x20 ft) and a focus on movies and general entertainment. We will emphasize value and performance while keeping the setup beginner-friendly. Key Considerations Room Size: Our medium-sized living room can benefit from a 5.1 or possibly a 5.1.2 (Dolby Atmos) setup for surround sound. We have chosen to stay with a 5.1 system for budget concerns. Priorities: Clear dialogue, deep bass, and immersive surround effects are key for movies and gaming. Music performance is secondary but still considered. Components: You'll need an AV receiver, speakers (front, center, surrounds), a subwoofer, and a streaming device.  Setup: We opted for wired speakers for reliability and cost savings over wireless systems, which can eat into the budget. Recommended System AV Receiver: Denon AVR-S760H 2021 Model  ($500 from Amazon) We are on a budget so a 2021 model that does everything you need for a small family room on a budget is absolutely the right call here. Don't overlook last year's models on your A/V equipment. No one will walk into your house and whisper about last years (or four years ago) model behind your back. This is a 7.2-channel receiver with 75W per channel, supporting 4K/120Hz, Dolby Atmos, DTS:X, and room calibration (Audyssey). It's versatile, beginner-friendly, and handles modern formats for movies and gaming. 6 HDMI inputs (3 with 8K support), Bluetooth, Wi-Fi, and HEOS for streaming. Refurbished units can save even more. Speaker System: RSL CG3M 5.1 home theater system ($850 Direct from RSL) We splurged a little on the speakers. The CG3Ms will not disappoint! We have been fans of RSL since we had Joe Rogers on the show about 15 years ago. He is a musician and understands what music is supposed to sound like and has designed speakers with that in mind.  This compact speaker system will put you right in the middle of a concert or movie! You really can't get better at this price. The 300 watt 10” subwoofer is plenty for your small to medium sized family room.   Speaker Wire and Cables: Monoprice ($50 Budget) Pretty much from day one we have been saying buy good cables but don't spend a lot of money doing so. $50 at Monoprice goes a long way for your Speaker and HDMI cables.   Streaming Device: ($150 Budget) A streaming device enhances your home theater by providing access to all kinds of entertainment options, including Netflix, Hulu, and Disney+,and YouTube. These dedicated streaming devices offer faster performance, regular software updates, and broader app compatibility. They also support advanced features like 4K HDR, Dolby Atmos, and voice control, elevating your viewing experience with superior picture and sound quality. Additionally, devices like Roku, Amazon Fire TV, or Apple TV are portable, affordable, and easy to set up, making them a versatile upgrade for any home theater, regardless of your TV's age or brand. Sales Tax: $90 - $150 Unfortunately we can't forget the tax man. There are a few places in the US that do not have a sales tax and other areas range from 6% up to 10%. Total Cost: ~$1,640-$1,700 This leaves ~$300-$360 for a programmable remote, Atmos, or height speakers. Or a year of a new streaming service.  This system balances cost, performance, and future expandability, delivering an elevated experience for your new home without breaking the bank.

This one's personal, Justin's been a client of mine for years, and in this episode, we finally unpack the horror story we've been sitting on for two years. What started as a killer commercial deal turned into a sewer line lawsuit with a surprise twist… and a happy ending (yes, with beer). We talk due diligence, problem-solving under pressure, and lessons from navigating the unexpected.

Plus - Bluesky launches blue check verification; Instagram is using AI to find teens lying about their age and restricting their accounts Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ross from Houston faces a common challenge in channel sales: how do you create brand preference for your product when you're selling through distributors who carry multiple competing lines and competitors who undercut your price? His company builds industrial dust-collection equipment and ducting, but they don't sell direct—meaning they rely heavily on distributors, contractors, and engineers to choose their brand over cheaper alternatives. Below, you'll find key insights on how to drive more “pull-through” sales to your channel partners and convince every stakeholder—from designers to installers—to pick your product. Why Pull-Through in Channel Sales Matters When you sell through distribution, you lose a lot of direct control. Your product is on the shelf (literally or figuratively) alongside competitors, and the distributor or contractor can often steer buyers toward any brand they choose. Pull-through happens when the end user, contractor, or engineer specifically requests your brand—making your distributor the middleman who fulfills the preference you created. Educate & Collaborate With Specifiers Ross' sales team already does lunch-and-learn sessions with engineering firms. Those engineers create the specs that contractors must follow, so if your product is “baked in” early, that's a massive advantage later when the contractor goes shopping. But the real test comes when the contractor or installer sees a cheaper alternative on the distributor's line card. Key Steps: Educate engineers on the deeper value and functionality of your product, so they'll insist on it in their specs. Collaborate with contractors. Even if they're not the final decision-maker, they can heavily influence whether your premium line or a cheaper knockoff is chosen. Brand Preference vs. Price Objections The toughest hurdle for a premium brand is the classic price objection. If the competitor's line undercuts you, how do you prove your extra value? Unearth the Real Cost of Going Cheap. Show specifiers and end users the Total Cost of Ownership—that cheaper or less-robust solutions can lead to higher maintenance, safety issues, or inefficiencies down the line. Highlight Success Stories. Gather testimonials or case studies from buyers who saved time, boosted reliability, or lowered total cost of ownership by choosing your brand. Create Tools and Guides. Develop clear documentation or ROI calculators that help buyers see beyond sticker price—especially useful if the distributor's rep isn't fully equipped to present your value. Dealing with the Distributor as a Gatekeeper You can do all the contractor or engineer training you want, but if the distributor's inside salesperson steers a buyer to a cheaper product, you still lose. That's why building the distributor relationship is non-negotiable. Action Items: Train the Distributor's Sales Reps. Show them exactly how to pitch your brand's advantages, from installation ease to long-term reliability. Reward Them for Advocacy. If possible, offer spiffs or incentives when they successfully sell your line. In some cases, highlight how your product can reduce their support headaches and returns, making their life easier. Co-Sell on Big Deals. Bring major opportunities to the distributor, or volunteer to go on key calls together. When you help them close deals, they become more loyal to you. Get Proactive and Strategic One pitfall in channel sales is that your rep can become just a “help desk” for the distributor—always fixing problems instead of actively driving new deals. But a proactive approach can turn that support into a competitive edge: Offer On-Site or Virtual Coaching. Whenever the distributor or contractor hits a snag, your rep steps in, demonstrating expertise. This builds trust and brand loyalty. Balance Support with Hunting. While your reps should help,

What's the real difference between negotiation strategy and tactics, and why does it matter so much in high-stakes deals? In this episode of Sales Reinvented, we're joined by Stuart Foster, an international sales performance coach, who answers this question and shares his expertise on navigating complex negotiations.  Stuart reveals how understanding the balance between strategy and tactics can be the key to closing deals, building long-term relationships, and ensuring mutual success. Whether you're negotiating with a tough buyer or trying to secure a lasting partnership, Stuart's actionable advice will equip you with the tools you need to master the art of negotiation. Outline of This Episode (0:51) What is the difference between negotiation strategy and tactics? (1:26) How should strategy and tactics complement each other in a deal? (2:22) Stuart's go-to negotiation strategy for high-stakes deals (5:28) The role of planning in negotiation strategy and tactics (6:55) Common negotiation strategies in complex sales (8:55) How to handle aggressive negotiation tactics from buyers (10:30) Stuart's top three negotiation strategy dos and don'ts (13:38) Real-world example of applying strategy and tactics in a high-stakes deal Connect with Stuart Foster Connect on LinkedIn Connect With Paul Watts  LinkedIn Twitter  Subscribe to SALES REINVENTED Audio Production and Show notes by PODCAST FAST TRACK https://www.podcastfasttrack.com

Supercharge your analysis with AI! Get 15% of your membership with our special link here: https://finchat.io/csi/The Nvidia GTC Keynote from Jensen Huang was packed full of data for investors. Is the AI boom over? Or is Nvidia's value proposition to customers only just starting? Chip Stock Investors Nick and Kasey break down a pivotal moment in the GTC event, and discuss whether the AI data center trade will re-accelerate or not.Sign Up For Our Newsletter: https://mailchi.mp/b1228c12f284/sign-up-landing-page-short-formJoin us on Discord with Semiconductor Insider: https://ko-fi.com/chipstockinvestor/tiersSafeguard your personal information with Aura's monitoring service – try it free for two weeks and see where your data might be lurking: https://aura.com/chipstockinvestor

For fleet managers, timing is everything when it comes to vehicle replacement. Wait too long, and maintenance costs spike while reliability plummets. Replace too soon, and you could be throwing away thousands on a vehicle that still has life left in it.In this episode of The Fleet Code, we explore a third option: remanufacturing. Jonathan Carr, President of Vehicle Reman, joins us to break down the numbers behind replacement vs. remanufacturing, which fleets benefit the most, and how to minimize downtime while maximizing cost savings.View a transcription and show notes for this episode here →Takeaways from this episode: Use data to determine when a vehicle is costing you more than it's worthIf your vehicles are highly upfitted, replacement might not be the best optionThink long-term and decide where remans could fit into your immediate–, future–, and even transitionary plansGuest: Jonathan Carr, President, Vehicle RemanAdditional Links and Resources:Learn more about Vehicle Reman (website)How to Calculate the Total Cost of Ownership for Your Fleet (blog)Developing a Fleet Vehicle Replacement Strategy (white paper)

Health plans often underestimate the full financial burden of their core administration systems. This episode shines a light on the hidden costs buried and spread throughout the lifecycle of a typical core admin vendor contract. We will discuss what total total cost of ownership is, how to evaluate it, and what to do when costs are unexpectedly higher than you anticipated due to spread-out expenses, complex integrations, and recurring upgrades. Listeners will learn how to identify the operational “patchwork” that keeps plans tethered to legacy models and discover why taking a shorter, more honest view of long-term costs can reveal hidden savings. The conversation explores how integrated ecosystems provide stability, transparency, and scalability, positioning plans to invest in growth rather than wasting unoptimized resources.

Free laundromats are hard to find, but can be a great way to break into the industry. But are they really free?? In this episode of The Laundromat Millionaire Show, Tim Richardson shares his "free laundromat" story and the real costs that went into creating his amazing new store.Referenced Links: Our Sponsor: H-M Company Drain Troughs: https://www.draintroughs.comTim's Facebook: https://www.facebook.com/LASDRICHThe Deluxe Laundry Spa website: https://deluxelaundryspa.com/Our Website: https://www.laundromatmillionaire.comOur Online Course: https://dave-menz.mykajabi.com/sales-pageOur Youtube channel: https://youtube.com/c/LaundromatMillionaireOur Podcast: https://laundromatmillionaire.com/podcast/Our Facebook: https://www.facebook.com/laundromatmillionaire/Our Facebook Group: https://www.facebook.com/groups/laundromatmillionaireOur LinkedIn: https://www.linkedin.com/in/dave-laundromat-millionaire-menz/Our Instagram: https://www.instagram.com/laundromatmillionaire/Our laundromats: https://www.queencitylaundry.comOur pick-up and delivery laundry services: https://www.queencitylaundry.com/deliveryOur WDF & Delivery Workshop: https://laundromatmillionaire.com/pick-up-delivery-workshop/LaundroBoost Marketing Company: https://laundroboostmarketing.com/Suggested Services Page: https://www.laundromatmillionaire.com/servicesWDF & Delivery Dynamics: A Complete Business Blueprint: https://laundromatmillionaire.com/wdf-delivery-dynamics-a-business-blueprint/Torrance Memorial Hospital: https://www.torrancememorial.org/Dave's Book on Amazon: https://www.amazon.com/Laundromat-Millionaire-Grit-Elevate-Industry/Hubspot: https://www.hubspot.com/products/Beyond Scared Straight TV Show: https://www.imdb.com/title/tt1707374/Timestamps0:00:00 Episode 92 Intro0:02:50 Tim Richardson's Journey into the Laundry Industry0:15:13 Researching the Industry and Finding the right Laundromat to Buy0:23:44 Understanding Working with Brokers0:26:21 The Quality of Laundry Industry Resources0:38:29 Focusing on Your Desired Customer0:43:57 Initial Costs on a “FREE Laundromat”0:45:33 Timelines and the Transformation0:49:28 Total Cost of Project0:52:10 Lessons on Store Layout 0:54:28 Shift from Commodity to Service Focus0:55:08 The First Day Open and Growth from there1:00:03 Final Thoughts and Contact Info

In this episode, Jeffrey discusses using a TCO (Total Cost of Ownership) tool to evaluate project options Each week, Jeffrey will be sharing his knowledge on Service Delivery (Mondays) and Service Management (Thursdays). Jeffrey is the founder of Service Management Leadership, an IT consulting firm specializing in Service Management, Asset Management, CIO Advisory, and Business Continuity services.  The firm's website is www.servicemanagement.us.   Jeffrey has been in the industry for 30 years and brings a practical perspective to the discussions. He is an accomplished author with seven acclaimed books in the subject area and a popular YouTube channel with approximately 1,500 videos on various topics.  Also, please follow the Service Management Leadership LinkedIn page.

Send us a textWhat strategic decisions can lead to long-term success in real estate investments?Dive into this engaging episode of Weiss Advice with Yonah as he interviews Andy McQuade, a multifaceted real estate consultant. Andy shares his journey from the supply side of building materials to consulting for multifamily operators. With over two decades of experience, Andy highlights the critical role of procurement, the concept of total cost of ownership (TCO), and how thoughtful decision-making can shape the future of real estate investments.[00:01 - 09:32] From Lumberyards to Real Estate ConsultingAndy's early career journey and his unexpected leap into entrepreneurshipThe impact of growing up with an entrepreneurial fatherLessons from working in corporate environments[09:33 - 18:19] Mastering Procurement in Multifamily Real EstateThe meaning and importance of procurement in real estateHow procurement can drive efficiency and long-term savingsInsights on avoiding common operational pitfalls[18:20 - 27:46] Total Cost of Ownership: A Game-ChangerAndy's realization of TCO's importance in real estatePractical applications of TCO in multifamily propertiesAdapting IT-based principles to real estate decision-making[27:47 - 37:00] The Power of Networking and EducationAndy's involvement with Real Estate Investment Associations (REIAs)How these groups foster learning and community among real estate investorsInsights into the importance of staying updated on local policies[37:01- 46:06] Building Success and Finding FulfillmentReflections on defining success and balancing personal life with professional goalsAndy's thoughts on the evolution of his career and what's nextEncouraging entrepreneurs to focus on their strengths while delegating weaknessesConnect with Andy:Linktree: https://linktr.ee/andymcquadeLEAVE A 5-STAR REVIEW by clicking this link.WHERE CAN I LEARN MORE?Be sure to follow me on the below platforms:Subscribe to the podcast on Apple, Spotify, Google, or Stitcher.LinkedInYoutubeExclusive Facebook Groupwww.yonahweiss.comNone of this could be possible without the awesome team at Buzzsprout. They make it easy to get your show listed on every major podcast platform.Tweetable Quotes:“Don't focus on putting band-aids on your weaknesses because you'll constantly be chasing your tail. Focus on the things you're good at.” – Andy McQuade“Procurement isn't just about buying things; it's about shaping the direction of an entire company.” – Andy McQuadeSupport the show

This episode outlines the factors influencing divorce expenses, including attorney fees, filing fees, and additional costs. Attorney fees vary based on experience and case complexity, with contested divorces costing more due to disputes over issues like custody or property. Uncontested divorces, where parties agree on terms, are less expensive and faster. This episode is based on an article titled: The Total Cost of a Divorce To learn more about our Louisville, KY family law attorneys or to schedule an initial consultation, please call 855-805-0595 or email info@stangelawfirm.com.Become a supporter of this podcast: https://www.spreaker.com/podcast/family-law-talk--6410781/support.

On this episode FDE+ we've got something special for you as we dive an incredible conversation with Diane Prince, Founder of Recruiting Agency 360. From discussing profit calculations and the role of Employer of Record (EOR) in payroll and compliance to emphasizing the importance of recurring revenue and niche market fit, Diane covers it all. She opens up about her journey in the staffing industry, the significance of having a clear vision, and her business strategies that paved the way for her success.We'll also explore actionable business development tips, including effective and authentic cold outreach, the growing trend towards temporary workforce by 2030, and the unique advantages of temp staffing over direct hires.Get ready to learn, engage, and envision bigger goals for your business as Diane answers your burning questions and offers practical advice for achieving growth and scaling your staffing agency. This episode is packed with valuable insights and strategies that you won't want to miss.________________Follow Diane on LinkedIn: LinkedIn | Diane PrinceWant to learn more about Crelate? Book a demo hereFollow Crelate on LinkedIn: https://www.linkedin.com/company/crelate/Subscribe to our newsletter: https://www.crelate.com/blog/full-desk-experience

Have you ever stopped to consider the real costs—and sacrifices—of borrowing someone else's money? Whether it's a mortgage, car loan, or another form of financing, the hidden fees, penalties, and long-term credit impacts can quickly add up. Beyond the numbers, debt can bring stress, limit opportunities, and force tough choices in your personal and professional life. Doug Hoyes and Ted Michalos provide expert insights to help you confidently navigate borrowing, avoid costly mistakes, and make decisions that protect your finances and peace of mind. Timestamps: (1:00) – Get Interested in Your Interest Rates (3:25) – Understanding Origination Fees and Insurance Costs (8:05) – Why Doug and Ted Recommend Paying on Time (10:15) – Prepayment Penalties and Other “Hidden” Fees (15:10) – Discretionary Spending or Needing to Borrow More (17:10) – How Borrowing Impacts Your Credit Score (19:30) – Debt Causes Stress and Limits Opportunities (21:15) – Why Banks Encourage You to Finance   (24:00) – Practical Advice – How to Read Your Loan Contract (26:50) – The Bottom Line: Calculating the Total Cost (29:00) – Knowing When to Seek Professional Help Learn more from Hoyes Michalos: Debt Repayment Calculator Debt To Income Ratio Calculator Budgeting Course Sign Up for Our Newsletter HERE Smart Borrowing and Loan Management Tips Hoyes Michalos YouTube Channel Hoyes Michalos Instagram Hoyes Michalos Facebook Hoyes Michalos TikTok Hoyes Michalos Twitter (X) Hoyes Michalos LinkedIn Straight Talk on Your Money by Doug Hoyes Find a Hoyes Michalos Office in Your Area Here Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personalized advice from a qualified financial advisor. Always consult with a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions or strategies discussed.

We want to hear from you! Send us a text message.With U.S. manufacturing facing a potential shortfall of 7.5 million skilled workers, how can we bring jobs back and build the workforce to sustain them?In this episode of The TechEd Podcast, host Matt Kirchner sits down with Harry Moser, founder and president of the Reshoring Initiative, to explore the critical intersection of reshoring manufacturing, workforce development, and technological advancement. With decades of experience in manufacturing and workforce advocacy, Harry shares actionable insights for educators, policymakers, and business leaders aiming to strengthen America's industrial future.From addressing workforce shortages to overcoming supply chain risks, Harry explains the importance of apprenticeships, hands-on learning, and reshoring strategies like total cost of ownership (TCO) analysis. He also reveals why countries like Switzerland excel in workforce preparation and what the U.S. must do to compete.Listen to learn:How reshoring addresses a 45% cost gap with China to protect U.S. supply chains and economic security.Why FAME apprenticeships produce $98K earners within five years, rivaling or exceeding college degree outcomes.How TCO analysis helps manufacturers uncover hidden costs, making U.S. production viable in 50% of cases.What the U.S. can learn from Switzerland, where 60% of students enter apprenticeships & fuel their industrial workforce.How reshoring has grown U.S. manufacturing jobs 25x since 2010—and the critical steps needed to sustain it.3 Big Takeaways from this Episode:1. Reshoring is essential for U.S. economic and national security in an era of global uncertainty.The U.S. faces a 45% manufacturing cost gap with China, but Total Cost of Ownership (TCO) analysis shows that 50% of cases favor reshoring when hidden costs like tariffs and geopolitical risks are factored in. Harry Moser emphasizes the dangers of supply chain disruptions and reliance on foreign manufacturing for critical goods.2. Apprenticeships are a high-earning alternative to traditional college degrees, with faster results.Graduates of programs like FAME earn an average of $98,000 annually within five years, far surpassing many degree holders. They also start earning earlier, graduate debt-free, and enter the workforce with advanced technical skills in high demand.3. The U.S. must address a projected 7.5 million skilled worker shortfall in manufacturing.Harry Moser highlights Switzerland's apprenticeship model, where 60% of students gain hands-on skills through advanced training programs, as an example the U.S. could emulate. Building similar pathways could help meet workforce needs and drive manufacturing growth.Resources in this Episode:To learn more about the Reshoring Initiative, visit: reshorenow.orgTry the Total Cost of Ownership Estimator®Instagram - Facebook - YouTube - TikTok - Twitter - LinkedIn

In this episode of Making Cents of Money, we discuss the costs of car ownership and the impact it could have on your budget. Are you ready to see if you're prepared to purchase a vehicle? Tune in to learn more. Show Notes: MCOM Episode 74: Credit Reports Update: https://soundcloud.com/idfpr/episode-74-credit-reports-update?utm_source=clipboard&utm_medium=text&utm_campaign=social_sharing MCOM Episode 70: The Impact of Compound Interest: https://soundcloud.com/idfpr/episode-70-the-impact-of-compound-interest?utm_source=clipboard&utm_medium=text&utm_campaign=social_sharing Comparing Commute Costs Calculator: https://bicycleuniverse.com/car-free-millionaire/ Calculating Cost of Ownership • Edmund's True Cost to Own ® Calculator: https://www.edmunds.com/tco.html • What Is the Total Cost of Owning a Car? via NerdWallet: https://www.nerdwallet.com/blog/loans/total-cost-owning-car/ • Illinois Tollway Trip Calculator: https://ua.getipass.com/trip-calculator Can Your Budget Handle It? • Budgeting & Financial Planning episode list for Making Cents of Money: https://on.soundcloud.com/CJbxcrPsLRzCXVW78 • Budgeting Web Page from University of Illinois Student Money Management Center: https://www.studentmoney.uillinois.edu/learn/budgeting • You can also use something like this budget worksheet from the CFPB: https://files.consumerfinance.gov/f/documents/cfpb_well-being_monthly-budget.pdf Manufacturer vs Extended Warranties • CFPB Article, “What is the difference between a manufacturer's warranty and an extended vehicle warranty or service contract?”: https://www.consumerfinance.gov/ask-cfpb/what-is-the-difference-between-a-manufacturers-warranty-and-an-extended-vehicle-warranty-or-service-contract-en-825/ Title and Registration • ILLINOIS Registration Renewal and ID Cards: https://www.ilsos.gov/departments/vehicles/title_and_registration/regid.html • FAQ on Title & Registration in Illinois: https://www.ilsos.gov/departments/vehicles/faq.html • Buying or Selling a Used Vehicle Pamphlet from IL Sec of State: https://www.ilsos.gov/publications/pdf_publications/sos_dop141.pdf • Seller's Report of Sale Form: https://www.ilsos.gov/publications/pdf_publications/vsd703.pdf Don't Forget Monthly Costs • Edmund's True Cost to Own ® Calculator: https://www.edmunds.com/tco.html Two Types of Financing • CFPB's Take Control of Your Auto Loan Guide: https://files.consumerfinance.gov/f/documents/201606_cfpb_take-control-of-your-auto-loan-guide.pdf Know Your Resources • Kelly Blue Book: https://www.kbb.com • NADA Guides: https://www.nadaguides.com/Cars • Edmunds True Market Value: https://www.edmunds.com/tmv.html • CarFax History-Based Value: https://www.carfax.com/value/ Research & Compare • CFPB Auto Loan Worksheet: https://files.consumerfinance.gov/f/documents/201606_cfpb_auto-loan-worksheet.pdf • CFPB Site on Auto Loans: https://www.consumerfinance.gov/consumer-tools/auto-loans/ • FTC Used Cars Site: https://consumer.ftc.gov/features/used-cars • Prioritize debt repayment: https://powerpay.org/ Auto Loan Calculator Examples: • NerdWallet Car Loan Calculator: https://www.nerdwallet.com/blog/loans/car-loan-calculator/ • Bankrate Auto Loan Calculator: https://www.bankrate.com/calculators/auto/auto-loan-calculator.aspx Know Your Credit • Get Free Weekly Credit Reports from Equifax, Experian, & TransUnion: https://www.annualcreditreport.com/ • Ep. 74 – Credit Reports Update: https://blogs.uofi.uillinois.edu/view/7550/1222872163 Insurance • State of Illinois Mandatory Insurance: https://www.ilsos.gov/departments/vehicles/mandatory_insurance.html Tips to Protect Yourself • FTC article: “Put the brakes on phony online car sales”: https://www.consumer.ftc.gov/blog/2019/06/put-brakes-phony-online-car-sales • Buying a Used Car from FTC: https://www.consumer.ftc.gov/features/feature-0040-used-cars

In this episode, Stacey Richter speaks with Rob Andrews, CEO of the Health Transformation Alliance (HTA) and former Congressman, about the strategic steps jumbo employers can take to achieve improved health outcomes while reducing cost. They delve into the importance of using data to discern effective practices, negotiate contracts, and hold intermediaries accountable. To Read The Show Notes With All Mentioned Links, Visit the Episode Page. If you enjoy this podcast, be sure to subscribe to the free weekly newsletter to be a member of the Relentless Tribe. The discussion highlights maternal health as a critical area of focus, with successful interventions shown to reduce NICU admissions and overall healthcare costs. Andrews emphasizes the role of self-insured employers in driving systemic changes that align financial incentives with health outcomes. This encore is very relevant after the shows with Cora Opsahl (EP452), Claire Brockbank (EP453), and Marilyn Bartlett (EP450). Getting better health for the 160 million Americans covered by commercial insurance is all about rates, rights, and power. 07:34 How did Rob get to his current role? 09:08 The problem of maternal health and mortality rate, and how self-insured employers wind up directly and indirectly paying for this. 10:27 Why economic consequences move the needle, and why sometimes they don't. 12:26 Why the best way to address costs isn't to re-shift costs but to address them directly. 13:22 Why compensation that isn't dependent on outcomes is a problem. 16:23 “Strategy's not what people say; it's what they do.” 18:21 How do you operationalize saving money with better outcomes? 26:26 How do employers turn conflict into collaboration? 28:20 What is the win-win-win structure among employers, payers, and providers in Rob's eyes? 30:53 To whom should the task of risk adjustment fall? 34:43 “Better contracts do improve outcomes.”  

The education and BFSI sectors in India are embracing desktop virtualization to modernize their operations and reduce costs. In the latest episode of The Edge & Beyond podcast, Michelle Dawn Mooney hosts a discussion with key figures from Intel and INP, focusing on how their partnership is reshaping computing for these sectors through the Intelligent Desktop Virtualization (IDV) initiative.Ashish Agarwal of Intel explains the vision, stating, “IDV addresses the limitations of traditional thin clients, offering scalable and robust solutions tailored for the evolving demands of modern ICT labs and banking environments.” Manoj Dubey of INP adds, “With Intel's technology, we're developing cost-effective, high-performance solutions that transform the user experience, especially in remote and underserved areas.”The episode highlights the importance of reducing Total Cost of Ownership (TCO) while leveraging AI and Intel's 12th Gen processors to deliver immersive, multimedia-rich experiences. The guests also discuss future developments, including expanded use cases beyond education and BFSI.For more on how Intel and INP are driving desktop virtualization in India, listen to the podcast and connect with the guests:Ashish AgarwalManoj DubeySubscribe to To The Edge & Beyond podcast on Apple Podcasts and Spotify for more insights from leaders in the Intel and Edge Network group.

The education and BFSI sectors in India are embracing desktop virtualization to modernize their operations and reduce costs. In the latest episode of The Edge & Beyond podcast, Michelle Dawn Mooney hosts a discussion with key figures from Intel and INP, focusing on how their partnership is reshaping computing for these sectors through the Intelligent Desktop Virtualization (IDV) initiative.Ashish Agarwal of Intel explains the vision, stating, “IDV addresses the limitations of traditional thin clients, offering scalable and robust solutions tailored for the evolving demands of modern ICT labs and banking environments.” Manoj Dubey of INP adds, “With Intel's technology, we're developing cost-effective, high-performance solutions that transform the user experience, especially in remote and underserved areas.”The episode highlights the importance of reducing Total Cost of Ownership (TCO) while leveraging AI and Intel's 12th Gen processors to deliver immersive, multimedia-rich experiences. The guests also discuss future developments, including expanded use cases beyond education and BFSI.For more on how Intel and INP are driving desktop virtualization in India, listen to the podcast and connect with the guests:Ashish AgarwalManoj DubeySubscribe to To The Edge & Beyond podcast on Apple Podcasts and Spotify for more insights from leaders in the Intel and Edge Network group.

Description: A new roof is a big investment. Roofers should be able to help both homeowners and commercial property owners account for the lifecycle of the materials they choose, durability and performance attributes, aesthetics over time and warranty to truly explain the total cost of ownership of a roof.    In this RLW, join roofer Jason Totin, president and owner of Totin Too out of Wexford, Pennsylvania as he shares his 20+ years of roofing knowledge on Selling Total Cost of Ownership to Property Owners. He'll be joined by Jason King, territory sales manager for DaVinci Roofscapes, the leading composite roofing manufacturer in the country. Jason has years of hands-on experience in the roofing and remodeling industry where he learned that investing in the best made materials brings the highest return on investment for property owners.    Learn more at RoofersCoffeeShop.com!  https://www.rooferscoffeeshop.com/     Are you a contractor looking for resources? Become an R-Club Member today! https://www.rooferscoffeeshop.com/rcs-club-sign-up     Sign up for the Week in Roofing!  https://www.rooferscoffeeshop.com/sign-up     Follow Us!   https://www.facebook.com/rooferscoffeeshop/   https://www.linkedin.com/company/rooferscoffeeshop-com   https://x.com/RoofCoffeeShop   https://www.instagram.com/rooferscoffeeshop/   https://www.youtube.com/channel/UCAQTC5U3FL9M-_wcRiEEyvw   https://www.pinterest.com/rcscom/   https://www.tiktok.com/@rooferscoffeeshop   https://www.rooferscoffeeshop.com/rss     #DaVinciRoofscapes #RoofersCoffeeShop #MetalCoffeeShop #AskARoofer #CoatingsCoffeeShop #RoofingProfessionals #RoofingContractors #RoofingIndustry 

In this episode of the Personal Finance Podcast, we're going to talk about how to figure out how much you will spend in retirement by age. How Andrew Can Help You:  Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Monarch Money: Get an extended 30 day free trial at monarchmoney.com/pfp Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. This show is sponsored by Better Help. Go to betterhelp.com/pfp and be on your way to your best self. Go to joindeleteme.com/pfp20 for 20% off!  Links Mentioned in This Episode:  The 1-3-6 Method For Building & Managing Your Emergency Fund How to Run the Numbers When You Buy a House! (Total Cost of Ownership!) Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

Companies are generating more data than ever, and storage costs are rising. Six Five Media hosts Mitch Lewis and Camberley Bates are joined by Broadcom Product Marketing Engineers Tom Nagelmeyer and John Nicholson, for a conversation on how modern solutions can significantly lower the Total Cost of Ownership (TCO) for storage. Their discussion covers: - The evolving landscape of data storage and its impact on TCO - How Broadcom's innovative solutions are setting new standards for storage efficiency - Real-world examples where modern storage solutions have made a difference - The role of software in optimizing storage costs - Future trends in storage technology and their implications for businesses  

In this episode of the Personal Finance Podcast Money Q&A, we're going to talk about should I reduce my 401k contributions to save for a house? Today we are going to answer these questions!  Question 1: Should I reduce my 401(K) Contributions to Save for a House? Question 2: How do I find my Old 401(k)?! Question 3:How to Pay Of Debt Step-By-Step Question 4: One-third of the US population's background info is now public How Andrew Can Help You:  Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Monarch Money: Get an extended 30 day free trial at monarchmoney.com/pfp Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Go to joindeleteme.com/pfp20 for 20% off! This show is sponsored by Better Help. Go to betterhelp.com/pfp and be on your way to your best self.  Links Mentioned in This Episode:  How to Run the Numbers When You Buy a House! (Total Cost of Ownership!) The 1-3-6 Method For Building & Managing Your Emergency Fund How to Create a Bulletproof Wealth Protection Plan Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

The energy storage market is truly moving faster than ever, and with it, the complexity of building and managing these projects and products that serve our need for 24/7 renewable power. It does, however, raise a number of interesting, if not troubling questions:How does this rapid change impact the Total Cost of Ownership for battery energy storage projects?Are there hidden costs to this pace of growth?As we watch the industry scale, it has started to feel a bit like companies are rushing projects (and products) to market in a race to meet market demand and be “first” in a number of key areas, not the least of which is power density and battery size. So we have to ask, “how big is too big?”And, as sites begin to move closer to population centers, what do we do about the inevitable concerns surrounding noise ordinances? Is Noise the next challenge in front of the industry?I asked these and many others of today's special guest while we were live on our PowerUp Live stage recently at RE+ 2024.With over 12.5 gigawatt-hours of contracted storage systems, including 8.5 gigawatt-hours already in operation, Wärtsilä Energy Storage & Optimisation (ES&O) is rapidly expanding its global footprint across key markets, from the US and Canada to Chile, the UK, and beyond. With the market moving faster than ever, Wärtsilä is tackling both technical and logistical challenges, ensuring that its battery storage systems are ready to meet demand.Andy Tang, Vice President of Wärtsilä ES&O, brings nearly two decades of expertise in battery storage and grid edge development to the table. And in our conversation, he addresses head on the impacts of rising energy density on Total Cost of Ownership (TCOE) and the hidden costs associated with larger, more complex systems. Expect to learn:Whether the race to greater energy-density batteries is really “good” for the market.The emerging challenge of noise and how Wärtsilä is addressing it through advanced design and site planningTang's advice for procurement managers in vendor & product selection.Watch this and other insightful conversations recorded live at the PowerUp Live Podcast Stage over at www.suncast.live!If you want to connect with today's guest, you'll find links to his contact info in the show notes on the blog at https://mysuncast.com/suncast-episodes/.Our Platinum Presenting Sponsor for SunCast is CPS America!SunCast is proudly supported by Trina Solar.You can learn more about all the sponsors who help make this show free for you at www.mysuncast.com/sponsors.Remember, you can always find resources, learn more about today's guest and explore recommendations, book links, and more than 730 other founder stories and startup advice at www.mysuncast.com.Subscribe to Valence, our weekly LinkedIn Newsletter, and learn the elements of compelling storytelling:

Rushi Lala is the founder and managing partner of AbsoluteLabs, a firm that specializes in helping consumer brands innovate, adapt, optimize, and achieve breakthrough results. 

“Passer en SaaS ne veut pas dire qu'on a plus de dette technique. On l'a juste mutualisée”. Dans ce quatrième épisode de la série spéciale Tech, Laurent Kretz demande conseil à Kévin Couvet, le CTO de CosaVostra, pour optimiser et anticiper au mieux sa dette technique. Un site e-commerce sera toujours contraint d'évoluer avec son écosystème, en ajoutant des couches de développement, des interfaçages et des plugins. L'ensemble de ces éléments constitue la dette technique qui, à terme, devra forcément être refondue. Kevin nous explique comment anticiper au mieux ce chantier inévitable et ainsi maîtriser au mieux le Total Cost of Ownership de son site. Dans cet épisode, on parle de :00:04:55 - Passer en mode SaaS pour mutualiser sa dette technique ; 00:07:00 - Se faire accompagner par un dev pour éviter que les nouvelles couches ne fassent régresser le site ;00:09:55 - Anticiper les mises à jour en SaaS ; 00:12:25 - Développer son site open source de manière à ce qu'il puisse évoluer facilement ; 00:17:00 - Scaler grâce à la bonne architecture serveur. Et quelques dernières infos à vous partager : Suivez Le Panier sur Instagram lepanier.podcast !Inscrivez- vous à la newsletter sur leanier.io pour cartonner en e-comm ! Écoutez les épisodes sur Apple Podcasts, Spotify ou encore Podcast AddictLe Panier est un podcast produit par CosaVostra, du label Orso Media.

It's a common misconception that pre-construction consists solely of estimating costs based on drawings and coordinating subcontractor bids. Pre-construction might begin with feasibility studies and initial concepts, which help determine what is financially viable. It comprises a wide range of tasks until building begins, with designs finalized and budgets secured. The pre-construction phase involves a large amount of work. Today, we are joined by Steve Dell'Orto, the founder & CEO of ConCntric, a cloud-based construction software platform for pre-construction and construction cost estimating. With 26 years of experience in the construction industry, Steve is well-equipped to drive digital transformation in this field. He is dedicated to using his expertise to enhance innovation and technology in real estate and construction. Together with his team, Steve aims to make the built world more affordable, predictable, and sustainable, positioning them to significantly impact the future of the industry. He joined us today to discuss ways to maximize pre-construction success while also improving collaboration, affordability, and outcome certainty. Steve starts the conversation by explaining what pre-construction is and how people mistakenly view pre-construction as merely estimating costs. Steve then kindly shares the importance of the alignment of all stakeholders around common objectives, saying that successful project delivery relies on effective communication and collaboration, ensuring that everyone understands the value being provided and works towards the shared goal of a high-quality outcome. We also talk about the role of technology in renovating the construction industry. By integrating workflows and automating procedures, you may improve communication, save time, and allow skilled workers to focus on their strengths. Collaboration and transparency in gathering ideas from many stakeholders can result in substantial advancements and innovation throughout the industry. As we continue our conversation, we focus on the following aspects of the pre-construction process: the primary problem, the non-linear nature of pre-construction, risk mitigation prior to construction, the black-box approach, and the role of AI in the construction industry.   EPISODE HIGHLIGHTS [01.56] Steve's career journey at Clark Construction Group. [05.12] What is pre-construction? [08.07] Impact of the lack of financial commitment.  [12.31] The impact of a good pre-construction process.  [16.08] The importance of aligning all stakeholders around common objectives. [20.52] Careful selection of partners and clear communication.  [23.40] The importance of leveraging technology to modernize the construction industry. [27.00] Augmenting existing expertise.  [31.04] The main pain problem in the pre-construction process.  [36.15] How the non-linear nature of pre-construction influences data quality and decision-making. [39.30] Mitigating risks before construction.  [42.07] The black-box approach.  [44.00] The difference between information and data. [45.13] The role of AI in construction.  [48.32] The biggest shift in construction regarding technological application.    TIPS & TOOLS TO IMPLEMENT TODAY Always put yourself in the client's shoes Focus on the Total Cost of Ownership Prioritize Transparency and Structure Embrace Technology for Efficiency Gradual Integration of Technology   Are people problems eroding your company's profits? Discover proven strategies to lead, strategize, and sell effectively, ensuring your projects stay profitable. Elevate your construction business by purchasing Construction Genius: Effective, Hands-On, Practical, Simple, No-BS Leadership, Strategy, Sales, and Marketing Advice for Construction Companies today and turn your people problems into profit!: https://www.amazon.com/Construction-Genius-Effective-Hands-Leadership/dp/B0BHTRDY1T/ Is an executive or leader in your company struggling? Reach out to Eric to discuss how his transformative executive approach can help. Schedule a 10 minute call with Eric today to learn more: 10minuteswitheric.youcanbook.me   RESOURCES Connect with Steve LinkedIn - linkedin.com/in/stevedellorto/  Website - concntric.com/

Join us for our live event as we sit down with Founding Attorney, Lewis Landerholm, to discuss what a legal retainer is, why it's required, and how it works in a legal matter.If you would like to speak with one of our attorneys, please call our office at (503) 227-0200, or visit our website at https://www.pacificcascadelegal.com.Disclaimer: Nothing in this communication is intended to provide legal advice nor does it constitute a client-attorney relationship, therefore you should not interpret the contents as such.

 In this episode of the Personal Finance Podcast, we're going to do a Money Q&A about what are the Best Real Estate Books, Index Funds, and Mortgage Loans - Rapid FIRE  Today we are going to answer these questions: Question 1: Favorite Place to Set-Up A Roth IRA? Question 2: Real Estate Investing Book  Question 3: Why is the 6% Interest rate the Threshold for High Interest Debt?  Question 4: I want to upgrade my house in 6 years, Where do I park the money?  How Andrew Can Help You:  Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Monarch Money: Get an extended 30 day free trial at monarchmoney/pfp Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Delete Me: Use Promo Code PFP for 20% off!   Links Mentioned in This Episode:  10 Incredible Benefits of a Taxable Brokerage Account! 8 Steps to Running The Numbers on a Rental Property (THIS YEAR!) How to Run the Numbers When You Buy a House! (Total Cost of Ownership!) How to Run the Numbers on a Rental Property (And the Mistakes You MUST Avoid) Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

Consumer Reports offers new data that shows just how affordable Teslas are to own through the first decade of ownership, the Cybertruck gets a pricey new accessory, Tesla's craziest new Supercharger location makes notable construction progress, and more! If you enjoy the podcast and would like to support my efforts, please check out my Patreon at https://www.patreon.com/teslapodcast and consider a monthly pledge. Every little bit helps and there are stacking bonuses in it for you at each pledge level, like early access to each episode at the $5 tier and the weekly Lightning Round bonus mini-episode (AND the early access!) at the $10 tier! And don't forget to leave a message on the Ride the Lightning hotline anytime with a question, comment, or discussion topic for next week's show! The toll-free number to call or Skype is 1-888-989-8752. The Tesla raffle from ChesedChicago is back! For your chance to win a Tesla (including a Cybertruck!) or $50,000 cash and help a great cause in the process, head to https://ccraffle.com, where you can get $25 off two tickets or $500 off of 15 tickets by using the promo code “RTL” (without the quotes).  Go to xcelerateauto.com/xcare to find the extended warranty policy that's right for you and your Tesla, and don't forget to use the discount code “Lightning” for $100 off your purchase. P.S. Get 15% off your first order of awesome aftermarket Tesla accessories at AbstractOcean.com by using the code RTLpodcast at checkout. Grab the SnapPlate front license plate bracket for any Tesla at https://everyamp.com/RTL/ (don't forget the coupon code RTL). 

Send us a Text Message.Michael Cannon is the Cato Institute's director of health policy studies and it is his third time on the podcast. He has been on The Washingtonian's list of most influential people for four years in a row. Today, we talk about why people think the American healthcare system is “free market” and the role of prices in determining health outcomes--- and how unfettered markets improve the lives of everyone in need of healthcare. He tells us about the ways government intervention, like patchwork, distorts and attempts to undistort prices, and how it leaves us all worse off. He leaves us with a bit of hope though, so tune in for a sunbeam of optimism in the thundering sky of our health policy landscape! Want to explore more?Michael Cannon on Medicare, a Great Antidote podcast.Michael Cannon on Employer-Sponsored Healthcare, a Great Antidote podcast.Keith Smith on Free Market Healthcare, an EconTalk podcast.Explore all the EconTalk episodes on healthcare. There are a lot! Richard McKenzie and Katherine Shelton, How Free-Market Kidney Sales Can Save Lives- and Lower the Total Cost of Kidney Transplants, at Econlib.Never miss another AdamSmithWorks update.Follow us on Facebook, Twitter, and Instagram.

In this episode of the Personal Finance Podcast, we're going to do a Money Q&A about is now the right time to buy a house? Today we are going to answer these questions:  Question 1: Is now a good time to Buy a House?  Question 2: How to Get Around Personal Guarantees?  Question 3: Can you withdraw your contributions in a Roth 401(K)?  How Andrew Can Help You:  Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Monarch Money: Get an extended 30 day free trial at monarchmoney/pfp Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Delete Me: Use Promo Code PFP for 20% off!   Relevant Episodes:  The Mega-Back Door Roth IRA (How to Get an Extra $43,500 in Your Roth!) Roth 401(K) Vs Traditional 401(K): Which Should You Consider Based on Income! Should You Save for A House or Contribute to an IRA?! Buy VS. Rent: Is Buying a House a Good Investment? How to Buy a House The Right Way In 2024 How to Run the Numbers When You Buy a House! (Total Cost of Ownership!) Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

How I'm I supposed to live my life with a car that only goes 300 miles per charge when I might need to go to the dry cleaner 4 miles from my house?BONUS EPISODES available on Patreon (https://www.patreon.com/deniersplaybook) SOCIALS & MORE (https://linktr.ee/deniersplaybook) CREDITS Created by: Rollie Williams, Nicole Conlan & Ben BoultHosts: Rollie Williams & Nicole ConlanExecutive Producer: Ben Boult Producer: Gregory Haddock Editor: Brittany TerrellResearchers: Carly Rizzuto, Canute Haroldson & James CrugnaleArt: Jordan Doll Music: Tony Domenick Special thanks: The Civil Liberties Defense CenterSOURCESAllen, S. (2016, August 22). The horror of alligator attack on boy at Disney World resort is detailed in new reports. Los Angeles Times.Better Offline. (2024, May 8). Enron Musk ft. Ed Niedermeyer.Contributor, G. (2023, August 13). Are Electric Cars Really Cheaper To Own And Drive Than Gas Cars? CleanTechnica. Coren, M. (2023, August 8). Advice | Is it cheaper to refuel your EV battery or gas tank? We did the math in all 50 states. Washington Post. Electric Classic Cars. (2021, January 4). VW Beetle converted to electric in a day. YouTube. Enel X Way. (2022, November 21). Future of gas stations vs EV chargers | Enel X Way. Www.enelxway.com. Energy.Gov. (n.d.). The Cost to Charge an Electric Vehicle Explained. Energy.gov. Retrieved May 14, 2024, from https://www.energy.gov/energysaver/cost-charge-electric-vehicle-explained#:~:text=Using%20the%20U.S.%20household%20averageFederal Highway Administration. (n.d.). National Household Travel Survey. Nhts.ornl.gov. Retrieved April 24, 2024, from https://nhts.ornl.gov/vehicle-tripsFischer, J. (2022, September 22). The Average Price of an Electric Car Keeps Dropping (2024 Update). CarEdge. Forest Breaking News. (2023, September 20). WATCH: Pete Stauber Tears Into Sec. Pete Buttigieg Over EV Mandates. Www.youtube.com. fueleconomy.gov. (2019). How many gas stations are there in the U.S? Fueleconomy.gov. Hoonigan. (2017, March 28). [HOONIGAN] DT 012: Electric Smart Car Burnouts, Donuts and Other Bad Ideas. YouTube. Jalopnik. (2020, June 2). Unboxing The World's Cheapest New Car Reveals It's So Much Better Than You Think. Www.youtube.com. Jalopnik. (2021, June 29). How The Cheapest Electric Car In The World Held Up After 1 Year. YouTube. Keley Blue Book. (2024, February 13). Kelley Blue Book Reports New-Vehicle Transaction Prices Continue to Tumble, Down 3.5% Year Over Year in January. Kelley Blue Book. Marklines. (2024, January 4). USA - Flash report, Automotive sales volume, 2023 - MarkLines Automotive Industry Portal. Www.marklines.com. Meyer, R., & Jenkins, J. (2024, May 8). ‎Shift Key with Robinson Meyer and Jesse Jenkins: Elon Musk Is Putting the EV Transition in Peril on Apple Podcasts. Apple Podcasts. Nadel, S. (2024, January 10). Charging Ahead: How EVs Could Drive Down Electricity Rates | ACEEE. Www.aceee.org. Not Just Bikes. (2023, March 6). These Stupid Trucks are Literally Killing Us. Www.youtube.com. Office of Energy Efficiency & Renewable Energy. (2022, March 21). FOTW #1230, March 21, 2022: More than Half of all Daily Trips Were Less than Three Miles in 2021. Energy.gov. Policy, A. P. (2024, March 7). Comparing the Total Cost of Ownership of the Most Popular Vehicles in the United States. Atlas Public Policy. Randall, T. (2023, March 9). US Electric Cars Set Record With Almost 300-Mile Average Range. Bloomberg.com. Shilling, E. (2022, January 27). Trucks And SUVs Are Now Over 80 Percent Of New Car Sales In The U.S. Jalopnik. Squires, A. (2023, June 27). Building the 2030 National Charging Network. Www.nrel.gov. St. John, J. (2024, May 2). Tesla's Supercharger team layoffs perplex EV charging industry. Canary Media. Sturges, D. (2023). Near to Far: A design for a new equitable and sustainable transportation system. Dan Sturges.The Economic Times. (2023, December 3). Trump on electric vehicles: “They don't go far, they cost a fortune.” Www.youtube.com. The International Council on Clean Transportation. (n.d.). Five things you know about electric vehicles that aren't exactly true. International Council on Clean Transportation. The Simpsons. (n.d.). The Simpsons - Electric car of the future. Www.youtube.com. Retrieved May 14, 2024, from https://www.youtube.com/watch?v=0wjyaF8ut_E. Season 14, Episode 7.Torchinsky, J. (2023, April 27). This Indian-Market Brochure For The New MG Comet EV Is Concentrated Cringe Injected Right Into Your Brain. The Autopian. Torchinsky, J. (2024a, January 5). You'll Never Guess The Technology That Hospital Beds And Premium Cars Share, And For Very Different Purposes. The Autopian. Torchinsky, J. (2024b, January 8). VW Will Be The First Carmaker To Offer Integrated ChatGPT After All None Of You Demanded It. The Autopian. Torchinsky, J. (2024c, January 24). EV Startup Canoo Announces Deal With Post Office To Provide A Comically Small Number Of Vans. The Autopian. Torchinsky, J. (2024d, January 30). America Is Missing Out on the Best Electric Cars. The Atlantic. Torchinsky, J. (2024e, February 27). Congratulations! You Have Achieved The Same Results As Apple's 10-Year-Long EV Program Which They Just Shut Down. The Autopian. Torchinsky, J. (2024f, March 29). Huge Smartphone Company Xiaomi Just Showed The World Their Under-$30,000 Tesla Model 3 Fighter. The Autopian. Torchinsky, J. (2024g, April 12). “Fully Automated AVs May Never Be Able To Operate Safely” Says One Of The Oldest Professional Computing Technology Organizations. The Autopian. Witt, J. (2022, December 12). Winter & Cold Weather EV Range Loss in 7,000 Cars. Www.recurrentauto.com.Additional Media: The horror of alligator attack on boy at Disney World resort is detailed in new reports - Los Angeles TimesAmerica Is Missing Out on the Best Electric Cars - The AtlanticRobinson Meyer, Elon Musk Is Putting the EV Transition in PerilEd Zitron, Enron Musk Ft. Ed NiedermeyerVW Beetle converted to electric in a dayHow The Cheapest Electric Car In The World Held Up After 1 YearUnboxing The World's Cheapest New Car Reveals It's So Much Better Than You Think[HOONIGAN] DT 012: Electric Smart Car Burnouts, Donuts and Other Bad IdeasI'm an electric car - The SimpsonsWATCH: Pete Stauber Tears Into Sec. Pete Buttigieg Over EV MandatesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of the Personal Finance Podcast, we are going to talk about how to buy a house the right way in 2024. How Andrew Can Help You:  Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel!  Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Monarch Money: Get an extended 30 day free trial at monarchmoney/pfp Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Delete Me: Use Promo Code PFP20 for 20% off!  Links Mentioned in This Episode:  Here is the Total Cost of Ownership Calculator Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Personal Finance Podcast, we are going to do a Money Q&A about what to do if you started investing late. Today we are going to answer these questions!  Question 1: What do I do with a high-interest mortgage?  Question 2: What do I do If I started Investing Late?  Question 3: How to get started in real estate investing? How Andrew Can Help You:  Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel!  Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Monarch Money: Get an extended 30 day free trial at monarchmoney/pfp Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Delete Me: Use Promo Code PFP20 for 20% off!  Links Mentioned in This Episode:  Here is the Total Cost of Ownership Calculator 26 Ways to Find Real Estate Deals (Some You Have Never Heard Of!) 5 Ways Rental Properties Will Make You A Real Estate Millionaire Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices