Podcasts about Total cost

In questo episodio.Come un fornitore crea valore reale per l'aziendaL'importanza cruciale del Total Cost of OwnershipIl ruolo dell'Intelligenza Artificiale nel supportare la ricercaE di come, nonostante il digitale, le scoperte migliori avvengano ancora sul campo, grazie al networking.La sessione di prova del corso per usare l'IA nel proprio processo di vendita https://pugnimalago.it/ia/Il corso gratuito  https://pugnimalago.it/corsovv/ Ecco come posso aiutarti con le 4SSistemaVuoi approfodire il tema di cosa voglia dire realmente #venderevalore? Ecco il minicorso gratuito che te lo spiega semplice. https://pugnimalago.it/corsovv/ StrategiaPrendi la giusta strategia. Scarica l'ebook gratuito e partecipa al mese di accoglienza https://pugnimalago.it/strategyearStrutturalo conosci bene il tuo processo di vendita? Se vuoi il mio libro su questo tema lo trovi qui https://www.amazon.it/Analizza-processo-vendita-Paolo-Pugni/dp/B0CYBLVGTK/ inoltre ecco il videocorso gratuito sul processo di vendita https://www.youtube.com/watch?v=4dOKslfKveI&list=PLsvBLLrj9ZsV-k29B4q2js6fK1xBWe6Yt&index=10&t=56sStrumentiVuoi capire come la vendita assistita dall'IA può aiutarti a prendere le migliori decisioni? Registrati qui per avere tutto quello che ti serve https://tally.so/r/mOpKyK Per ricevere i miei appunti personali sul tema VendereValore,  vai qui https://pugnimalago.it/appuntie inoltreLeggi gli articoli che ti aiutano a decidere da quali clienti andare e come qui https://pugnmalago.it/basta-suonare-il-campanelloIl romanzo sulla vendita Il valore del venditore lo trovi qui https://www.amazon.it/Valore-del-Venditore-vendita-sconti/dp/B0D7S96PVT/ in formato podcast è qui  https://www.spreaker.com/show/il-valore-del-venditoreDove trovi tutti i nostri articoli nel nostro blog https://pugnimalago.it/articoli/Per entrare nel gruppo di discussione sulla vendita La compagnia: https://t.me/joinchat/f3f4aMd5rLhkNWY8Il canale Telegram d Vendere Valore è questo https://t.me/venderevaloremostra meno

Summary this episode of the Be a Smarter Homeowner podcast, hosts Elizabeth Dodson and John Bodrozic discuss the essential steps for first-time homeowners. They cover the importance of understanding how to operate and maintain a home, the significance of regular maintenance, and how to prioritize home projects based on inspections. The conversation also delves into budgeting for homeownership, including the total cost of ownership and the balance between DIY projects and hiring professionals. The hosts emphasize the need for preparation and awareness to navigate the complexities of homeownership successfully. Takeaways Homeownership is a journey that requires understanding and preparation. Knowing how your home operates is crucial for effective management. Regular maintenance can prevent costly repairs in the future. Creating a maintenance calendar helps keep track of necessary tasks. Prioritizing projects based on inspections can save time and money. Understanding the total cost of ownership is essential for budgeting. DIY projects can save money but require time and effort. Home inspections provide a snapshot but do not replace ongoing maintenance. Engaging with neighbors can provide support and resources for home care. Planning and budgeting for home projects is key to successful homeownership. Chapters 00:40 Welcome to Homeownership 03:36 Understanding Your Home's Operations 06:30 Maintenance and Care for Your Home 12:36 Prioritizing Home Projects 18:46 Managing Home Expenses 24:32 The Total Cost of Homeownership 30:39 Becoming a Smarter Homeowner

In this impactful and inspiring episode of Unstoppable Mindset, host Michael Hingson sits down with Ronald Cocking—performer, educator, and co-founder of the Looking Glass Studio of Performing Arts—to reflect on a remarkable life shaped by rhythm, resilience, and love. Ron's journey into the performing arts began at just five years old, when his passion for tap dance ignited a lifelong commitment to dance and musical theater. From his first professional role at age 15 in My Fair Lady to founding one of Southern California's most impactful arts schools, Ron's story is one of dedication, creativity, and community.   But perhaps the most moving part of Ron's story is his 49-year partnership—both personal and professional—with the late Gloria McMillan, best known as Harriet Conklin from Our Miss Brooks. Together, they created a legacy of mentorship through the Looking Glass Studio, where they taught thousands of students across generations—not just how to act, sing, or dance, but how to live with confidence and integrity.   Ron also reflects on the legacy Gloria left behind, his continued involvement in the arts, and the words of wisdom that guide his life:   “Teach a man to fish and you feed him for a lifetime.” “To find happiness, take the gifts God has given you and give them away.”   This is more than a story of a career in the arts—it's a touching tribute to passion, partnership, and purpose that will leave you inspired.   Highlights:   00:48 – Hear how early radio at home shaped a lifetime love for performance. 03:00 – Discover why drumming and tap both trained his ear for rhythm. 06:12 – Learn how a tough studio change led to ballet, jazz, and tumbling basics. 08:21 – See the “sing with your feet” method that makes tap click for students. 10:44 – Find out how a teen chorus role in My Fair Lady opened pro doors. 13:19 – Explore the drum-and-tap crossover he performed with Leslie Uggams. 15:39 – Learn how meeting Gloria led to a studio launched for $800. 18:58 – Get the long view on running a school for 44 years with family involved. 23:46 – Understand how Our Miss Brooks moved from radio to TV with its cast intact. 32:36 – See how 42nd Street proves the chorus can be the star. 41:51 – Hear why impact matters more than fame when students build careers. 43:16 – Learn what it takes to blend art and business without losing heart. 45:47 – Compare notes on marriage, teamwork, and communication that lasts. 48:20 – Enjoy a rare soft-shoe moment Ron and Gloria performed together. 56:38 – Take away the “teach to fish” approach that builds lifelong confidence.   About the Guest:   My father was a trumpet player, thus I heard music at home often in the early 50's and was always impressed and entertained by the rhythms and beats of Big Band music… especially the drummers.  Each time I would see Tap dancers on TV, I was glued to the screen.  It fascinated me the way Tap dancers could create such music with their feet!   In 1954, at age 5, after begging my Mom and Dad to enroll me in a Tap class, my Dad walked in from work and said “Well, you're all signed up, and your first Tap class is next Tuesday.  I was thrilled and continued studying tap and many other dance forms and performing and teaching dance for all of my life.     In my mid teens, I became serious about dancing as a possible career.  After seeing my first musical, “The Pajama Game” starring Ruth Lee, I new I wanted to do musical theatre.  I got my first professional opportunity at age 15 in “My Fair Lady” for the San Bernardino Civic Light Opera Association and loved every minute of it… and would continue performing for this organization well into my 30's   I met Gloria McMillan in the late 60's while choreographing a summer musical for children.  Gloria's daughter was doing the role of Dorothy in “The Wizard of Oz”.  Then, about 3 or 4 years later I would meet Gloria again and the sparks flew.  And, yes, she was Gloria McMillan of “Our Miss Brooks” fame on both radio and television.  Wow, was I blessed to have crossed paths with her.  We shared our lives together for 49 years.   On November 4, 1974, Gloria and I opened a performing arts school together named “The Looking Glass Studio of Performing Arts”.  We would teach and manage the school together for 44 years until we retired on June 30, 2018.  We moved to Huntington Beach, California and spent 3 beautiful years together until she left to meet our Lord in heaven on January 19, 2022.   Ways to connect with Ron:   Lgsparon@aol.com     About the Host:   Michael Hingson is a New York Times best-selling author, international lecturer, and Chief Vision Officer for accessiBe. Michael, blind since birth, survived the 9/11 attacks with the help of his guide dog Roselle. This story is the subject of his best-selling book, Thunder Dog.   Michael gives over 100 presentations around the world each year speaking to influential groups such as Exxon Mobile, AT&T, Federal Express, Scripps College, Rutgers University, Children's Hospital, and the American Red Cross just to name a few. He is Ambassador for the National Braille Literacy Campaign for the National Federation of the Blind and also serves as Ambassador for the American Humane Association's 2012 Hero Dog Awards.   https://michaelhingson.com https://www.facebook.com/michael.hingson.author.speaker/ https://twitter.com/mhingson https://www.youtube.com/user/mhingson https://www.linkedin.com/in/michaelhingson/   accessiBe Links https://accessibe.com/ https://www.youtube.com/c/accessiBe https://www.linkedin.com/company/accessibe/mycompany/ https://www.facebook.com/accessibe/       Thanks for listening!   Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode? Leave a comment in the section below!   Subscribe to the podcast   If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can subscribe in your favorite podcast app. You can also support our podcast through our tip jar https://tips.pinecast.com/jar/unstoppable-mindset .   Leave us an Apple Podcasts review   Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts.       Transcription Notes:   Michael Hingson ** 00:00 Access Cast and accessiBe Initiative presents Unstoppable Mindset. The podcast where inclusion, diversity and the unexpected meet. Hi, I'm Michael Hingson, Chief Vision Officer for accessiBe and the author of the number one New York Times bestselling book, Thunder dog, the story of a blind man, his guide dog and the triumph of trust. Thanks for joining me on my podcast as we explore our own blinding fears of inclusion unacceptance and our resistance to change. We will discover the idea that no matter the situation, or the people we encounter, our own fears, and prejudices often are our strongest barriers to moving forward. The unstoppable mindset podcast is sponsored by accessiBe, that's a c c e s s i capital B e. Visit www.accessibe.com to learn how you can make your website accessible for persons with disabilities. And to help make the internet fully inclusive by the year 2025. Glad you dropped by we're happy to meet you and to have you here with us.   Michael Hingson ** 01:20 Well, hi there, wherever you are and wherever you happen to be today. Welcome to unstoppable mindset. I'm your host, Mike hingson, and today we get to chat with Ron Cocking, who is Ron. Well, we're going to find out over the next hour. And Ron was married for many years to another person who is very famous, and we'll get to that, probably not as well known to what I would probably describe as the younger generation, but you're going to get to learn a lot about Ron and his late wife before we're done, and I am sure we're going to have a lot of fun doing it. So let's get to it. Ron, welcome to unstoppable mindset. We're glad you're here.   Ron Cocking ** 01:59 Thank you. I'm so glad to be here. Michael, this. I've been looking forward to this.   Michael Hingson ** 02:04 I have been as well, and we're going to have a lot of fun doing it.   Ron Cocking ** 02:08 Do you one note on that last name? It is cocking. Cocking, he comes right? Comes from a little townlet in the coal mining country of England called Cockington.   Michael Hingson ** 02:20 I don't know why I keep saying that, but yeah, cocky, no   02:23 problem.   Michael Hingson ** 02:24 Well, do you go up to the reps recreations at all?   Ron Cocking ** 02:28 Oh my gosh, Gloria. And I know you and Gloria, did do you still do it? I've it's on my schedule for September.   Michael Hingson ** 02:35 I'm gonna miss it this year. I've got a speech to give. So I was going to be playing Richard diamond at recreation. Well, I'll have to be Dick Powell another time, but I thought that you you were still doing   02:50 it. I'm planning on it cool.   Michael Hingson ** 02:53 Well, tell us about the early Ron cocking and kind of growing up in some of that stuff. Let's start with that.   Ron Cocking ** 02:59 Well, the early part of my story was when I was born just a little before television came in, before everyone had a TV in their home. How old are you now? If I maybe, you know, I am now 76   Michael Hingson ** 03:12 Okay, that's what I thought. Yeah, you're one year ahead of me. I'm 75   Ron Cocking ** 03:16 I was born in 49 and so my earliest remembrances my mom and dad and my brother and I lived with our grandfather, and we had no television, but we had this big it must have been about three to four foot tall, this big box on the floor in a very prominent spot in the living room. And that was the Sunday afternoon entertainment. I remember my family sitting around, and I listened and I laughed when they did, but I had no idea what was going on, but that was the family gathering. And just, I know we'll talk about it later, but I I just have this notion that at that time I was laughing, not knowing what I was laughing at, but I bet I was laughing at my future   Michael Hingson ** 04:02 wife, yes, yes, but other things as well. I mean, you probably laughed at Jack Benny and Amos and Andy and   Ron Cocking ** 04:09 yeah, I remember listening to all those folks, and it was just amazing. Then when television came about and my father was a trumpet player, and I loved his trumpet playing, and he practiced often at home. He would sit in his easy chair and play some tunes and scales and that sort of thing. But what captured my ear and my eyes when I went to on rare occasions when I could go to his engagements, it was always the drummer that just stuck out to me. I was mesmerized by the rhythms that they could produce. And when TV came about, I remember the old variety shows, and they often would have tap dancers like. Had a stair gene, Kelly, Peg Leg Bates and the Nicholas brothers, and I just, I was just taken back by the rhythms. It sounded like music to me. The rhythms just made me want to do it. And so I started putting that bug in my parents ears. And I waited and waited. I wanted to take tap dance lessons. And one day, my dad walks in the back door, and I said, Dad, have you signed me up yet? And he said, Yep, you start next Tuesday at 330 in the afternoon. So I was overjoyed, and I went in for my first lesson. And mind you, this was a private tap class. Total Cost of $1.25 and we had a pianist for music, no record player, live piano, wow. And so I, I rapidly fell in love with tap dance.   Michael Hingson ** 05:56 And so you did that when you weren't in school. Presumably, you did go to school.   Ron Cocking ** 06:00 Oh, yeah, I did go to school. Yeah, I did well in school, and I enjoyed school. I did all the athletics. I played little league, and eventually would be a tennis player and water polo and all that stuff. But all through the years, after school was on the way to the dance classes.   Michael Hingson ** 06:16 So you graduated, or I suppose I don't want to insult drumming, but you graduated from drumming to tap dancing, huh?   Ron Cocking ** 06:24 Well, I kept doing them both together. I would dance, and then when my dad would practice, I would beg him to just play a tune like the St Louis Blues, yeah, and so that I could keep time, so I pulled a little stool up in front of an easy chair, and one of the arms of the chair was the ride cymbal, and the other one was the crash cymbal, and the seat of the chair was my snare drum. I would play along with him. And eventually he got tired of that and bought a Hi Fi for my brother and I, and in the bedroom I had a Hi Fi, and I started to put together a set of drums, and I spent hours next to that, Hi Fi, banging on the drums, and I remember it made me feel good. One day, my mom finally said to me, you know, you're starting to sound pretty good, and that that was a landmark for me. I thought, wow, somebody is enjoying my drumming,   Michael Hingson ** 07:18 but you couldn't do drumming and tap dancing at the same time. That would have been a little bit of a challenge. A challenge.   Ron Cocking ** 07:23 No, I would practice that the drums in the afternoon and then head for the dance studio later. And in this case, I was a local boy. I grew up in Riverside California, and my first tap teacher was literally maybe two miles from our house. But that didn't last long. She got married and became pregnant and closed her studio, and then I she recommended that I go see this teacher in San Bernardino by the name of Vera Lynn. And which I did, I remember walking into this gigantic classroom with a bunch of really tall kids, and I was maybe seven or eight years old, and I guess it was kind of an audition class, but after that evening, I she put me in the most appropriate classes, one of which was ballet, which I wasn't too excited about, but they all told me, If you're going to be a serious dancer, even a tap dancer, you need to get the basic body placement from ballet classes. And I said, Well, I am not going to put any tights and a T shirt on. But they finally got me to do that because they told me that the Rams football team took ballet class twice a week at that time. Ah. Said, no kidding. So they got me, they they got you. They got me into ballet class, and then it was jazz, and then it was tumbling, and so I did it all.   Michael Hingson ** 08:43 I remember when we moved to California when I was five, and probably when I was about eight or nine, my brother and I were enrolled by my mother. I guess my parents enrolled us in a dance class. So I took dance class for a few years. I learned something about dancing. I did have a pair of tap shoes, although I didn't do a lot of it, but I, but I did dance and never, never really pursued it enough to become a Gene Kelly or Fred Astaire. Well, few of us do. I didn't dislike it. It just didn't happen. But that was okay, but it was fun to, you know, to do it and to learn something about that. And so I even today, I I remember it, and I appreciate it. So that's pretty cool.   Ron Cocking ** 09:32 Well, you would understand what I always told my students, that tap dancing is like singing a song with your feet. Yeah. And I would sing, I would say, you all know, happy birthday, right? So I would sing it, and they would sing it along, and then I'd said, then I would sing it again, and I would sing it totally out of rhythm. And they would wrinkle their nose and look at me and say, okay, so what are you doing? And I'd say, Well, you don't recognize it because the rhythm is not correct. So then I would. Would tap dance Happy birthday, and I'd say, you sing along in your mind and I'm going to tap dance it. And that would always ring a bell in their mind, like, Oh, I get it. The rhythm has to be right on the button, or the people aren't going to recognize   Michael Hingson ** 10:16 that was very clever to do.   Ron Cocking ** 10:18 Yeah, thank you. And they got it, yeah, they got it, yeah,   Michael Hingson ** 10:22 which is even, even more important. That's pretty clever. Well, so you did that, and did you do it all the way through high school,   Ron Cocking ** 10:30 all the way through high school? And I think when I was 15, I was, I think I was in the eighth grade, maybe ninth, but I was 15 and got my first chance to I was cast in a professional show for San Bernardino civic light opera Association. And the show was My Fair Lady, and it was my English and journalism teacher at the junior high who had been cast. He was a performer also, but something came up and he couldn't follow through, so he had given the association my name, and I was out in the backyard. My mom came out. Said, Hey, San Bernardino clo just called and they want, they want to see it tonight at seven o'clock. So I put on my dance clothes and went over, and the director, by the name of Gosh, Gene Bayless, came out, and he showed me a couple of steps. And he said, Yeah, let's do it together. And he said, Boy, you unscramble your feet pretty well there kid. And he he looked over into the costumers and said, measure this guy. Let's put him in the show. So I was beside myself. And long story short, I Gosh, I'm over the over the years, I my first show was at age 15 with them, and I participated, did shows with them, until I think my last show, I was about 38 years old, and that last show was anything goes with Leslie uggums, wow.   Michael Hingson ** 11:52 So what part did you play on my fair lady?   Ron Cocking ** 11:55 I was just a chorus kid. I remember in the opening when Eliza sings, that wouldn't it be lovely? Wouldn't it be lovely? I was a street sweeper. I remember I had a broom, and there were three of us, and we were sweeping up that street and working in and around. Eliza Doolittle, of   Michael Hingson ** 12:11 course, being really spiteful. You just said a little while ago, you were beside yourself. And the thing that I got to say to that, quoting the Muppets, is, how do the two of you stand each other? But anyway, that's okay, good in the original Muppet Movie, that line is in there. And I it just came out so fast, but I heard it. I was going, Oh my gosh. I couldn't believe they did that. But anyway, it was so cute, very funny. That's great. So and then you were, you eventually were opposite Leslie UB,   Ron Cocking ** 12:39 yes, that was one of the high points talking about dancing and drumming at the same time. In fact, I used to give a drum a basic drum summer camp where I would teach tappers the basics of music notation, quarter notes, eighth notes, 16th notes. And then we would put a tap orchestra together. Everybody had their own music stand and their own drum pad. I would conduct, and we would play little pieces, and they would they would drum a rhythm, tap, a rhythm, drum, a rhythm, tap, a rhythm. And so anyway, it came full circle. One of the highlights of my dance slash drumming career was this show I did with Leslie uggums, the director had done this prior, and he knew it would work, and so so did the conductor in the entre Act. The top of the second act, the pit orchestra starts and plays like eight measures. And then there were six of us on stage, behind the main curtain, and we would play the next 16 bars, and then we would toss it back to the pit, and then toss it back to us, and the curtain would begin to rise, and we were right into the first song that Leslie uggums sang to get into the second act. Then she wanted to add a couple of songs that she liked, and she was very popular in with the audiences in San Bernardino, so she added a couple of songs, and I got to play those songs with her and and that was just so thrilling. And I with the scene finished, I had to have my tap shoes on, on the drum set. I had to hop down from the riser, and came out, brought one of my Toms with me, and played along with another featured tap dancer that kind of took over the scene at that point. So it was, it was really cool.   Michael Hingson ** 14:31 So with all this drumming, did you ever meet anyone like buddy rip?   Ron Cocking ** 14:35 No, I never met any famous drummers except a man by the name of Jack Sperling, which was one of my drumming idols,   Michael Hingson ** 14:44 Donnie Carson was quite the drummer, as I recall,   Ron Cocking ** 14:48 yeah, he did play yeah and boy, his his drummer, Ed Shaughnessy on his on The Tonight Show was phenomenal. Yeah, he's another of my favorites, yeah,   Michael Hingson ** 14:57 well, and I remember. I guess Johnny Carson and Buddy Rich played together, which was kind of fun. They   Ron Cocking ** 15:07 played together, and so did Ed Shaughnessy and Buddy Rich did a little competition on the show one time I realized, yeah,   Michael Hingson ** 15:15 right, yeah. Well, and it's interesting to see some of the performers do that. I remember once trying to remember whether what show it was on, maybe it was also a Tonight Show where Steve Martin substituted for Johnny, but he and the steel Canyon, the Steve Canyon band, came out. Of course, he was great on the band, and then flat and Scruggs or flat came out. Or which one? Yeah, which one did the banjo flat, I think, but they, but they banjo together, which was fun?   Ron Cocking ** 15:51 Oh, wow, yeah, yeah. Steve Martin is a tremendous band. He is, Whoa, yeah. I,   Michael Hingson ** 15:56 I have a hard time imagining fingers moving that fast, but that's okay, me too. I saved my fingers for Braille, so it's okay. So where did you go to college?   Ron Cocking ** 16:07 I went to for two years to Riverside City College, Riverside Community College, and then I went for two years to San Bernardino Cal State, San Bernardino, and I was majoring in English because I thought I may want to do some writing. But in the meantime, I became married, I became a father, and so I was trying to work and study and maintain a family life, and I just couldn't do it all. So I didn't quite finish a major at Cal State San Bernardino. I continued actually a nightclub drumming career. And now, now we're getting up to where this our performing arts studio began between Gloria and I.   Michael Hingson ** 16:50 So was it? GLORIA? You married first?   Ron Cocking ** 16:53 No, okay, no, Gloria was married. Gloria was a prior, prior marriage for 20 some years, or 20 years, I guess. And I had been married only two years, I think. And when we first, well, we actually met while we were both. I'll tell you the story in a minute, if you want to hear it. Sure, the first time I ever met Gloria Macmillan, I had no idea who she was, because she her name was Gloria Allen at the time that was, that was her married name that she took after the arm is Brooks TV show. Well, she took that the new name before the TV show even ended. But I was choreographing a children's summer musical, and the director came up said, hey, I want you to meet this young lady's mom. So the young lady was Gloria's daughter, her oldest daughter, Janet. And I said, Sure. So he said, This is Gloria. Allen, Gloria, this is Ron. And we shook hands, and I said, Nice to meet you. And that was it. And so the show happened. It ran for a couple of weeks, and Gloria was a wonderful stage mom. She she never bothered anyone. She watched the show. She was very supportive of her daughter. Didn't, didn't stage manage   Michael Hingson ** 18:09 whatsoever, which wasn't a helicopter mom, which is good,   Ron Cocking ** 18:12 definitely that, which was just really cool. So and so I was maybe three, four years later, so Gloria obviously knew that I could dance, because she had seen me choreographed. So I got a phone call from Gloria Allen, and I said, Okay, I remember her. She wanted to meet because she was thinking about starting an acting school and wanted someone to teach actors some dance movement. So I went over for a interview and took my little at that time, about two and a half year old, daughter, three year old, and we chatted, and oh my gosh, I just this, this beautiful woman swept me off my feet. And of course, I by the end of the conversation, I said, Gosh, you know, we talked about how we would integrate the acting and the dance, and I said, Can I have your phone number? Nope, I got the old well, we'll call you. Don't call us. And so I had to wait for a few days before I got a call back, but I got a call back, and I don't remember a lot of details, but the sparks flew really, really quickly, and we started planning our school. And if you can believe that this was 1973 when we started planning, maybe it was early 74 and we invested a whole total of $800 to get ourselves into business. We bought a record player, some mirrors, some paint, and a business license and a little shingle to hang out front. We had a little one room studio, and we. Opened on November 4, 1974 and we would close the studio on June 30, 2018 Wow.   Michael Hingson ** 20:08 Yeah. So you, you had it going for quite a while, almost, well, actually, more than 40 years. 44 years. 44 years, yes. And you got married along the way.   Ron Cocking ** 20:20 Well along the way, my my wife always said she fell in love with my daughter, and then she had to take me along with her. Yeah. Well, there you go. So we were together constantly, just running the school together. And then eventually I moved over to San Bernardino, and it was, gosh, some 1213, years later, we got married in on June 28 1987 and but nothing really changed, because we had already been living together and raising five children. GLORIA had four from a private prior marriage, and I had my little girl. So we we got all these five kids through elementary and junior high in high school, and they all went to college. And they're all beautiful kids and productive citizens, two of them still in show biz. Her son, my stepson, Christopher Allen, is a successful producer now and of Broadway shows. And our daughter, Barbara Bermudez, the baby that Gloria fell in love with. She's now a producer slash stage manager director. She does really well at big events with keynote speakers. And she'll, if they want her to, she will hire in everything from lighting and sound to extra performers and that sort of thing. And she's, she's just busy constantly all over the world, wow.   Michael Hingson ** 21:43 Well, that's pretty cool. And what are the other three doing?   Ron Cocking ** 21:47 One is a VP of Sales for it's a tub and shower company, jacuzzi, and the other one is a married housewife, but now she is a grandmother and has two little grandkids, and they that's Janet, the one that I originally had worked with in that children's show. And she and her husband live in Chino Hills, California, which is about 40 minutes from here. I live in Huntington Beach, California now,   Michael Hingson ** 22:14 well, and I'm not all that far away from you. We're in Victorville. Oh, Victorville, okay, yeah, the high desert. So the next time you go to Vegas, stop by on your way, I'll do that, since that's mainly what Victorville is probably most known for. I remember when I was growing I grew up in Palmdale, and Palmdale wasn't very large. It only had like about 20 703,000 people. But as I described it to people, Victorville wasn't even a speck on a radar scope compared to Palmdale at that time. Yeah, my gosh, are over 120,000 people in this town?   Ron Cocking ** 22:51 Oh, I remember the drive in the early days from here to Vegas in that you really felt like you could get out on the road all alone and relax and take it all in, and now it can be trafficking all all the   Speaker 1 ** 23:04 way. Yeah, it's crazy. I don't know. I still think they need to do something to put some sort of additional infrastructure, and there's got to be another way to get people to Vegas and back without going on i 15, because it is so crowded, especially around holidays, that one of these days, somebody will get creative. Maybe they'll get one of Tesla's tunnel boring tools, and they'll make a tunnel, and you can go underground the whole way, I don't know,   Ron Cocking ** 23:32 but that would be, that would be great. Something like that would happen.   Michael Hingson ** 23:38 Well, so you you started the school and and that did, pretty cool. Did, did Gloria do any more acting after our Miss Brooks? And then we should explain our Miss Brooks is a show that started on radio. Yes, it went on to television, and it was an arm is Brooks. Miss Brooks played by e vardin. Was a teacher at Madison High, and the principal was Osgood Conklin, played by Gail Gordon, who was absolutely perfect for the part. He was a crotchety old curmudgeon by any standards. And Gloria played his daughter, Harriet correct. And so when it went from radio to television, one of the things that strikes me about armas Brooks and a couple of those shows, burns and Allen, I think, is sort of the same. Jack Benny was a little different. But especially armas Brooks, it just seems to me like they they took the radio shows and all they did was, did the same shows. They weren't always the same plots, but it was, it was radio on television. So you, you had the same dialog. It was really easy for me to follow, and it was, was fascinating, because it was just like the radio shows, except they were on television.   Ron Cocking ** 24:56 Yeah, pretty much. In fact, there were a lot, there's lots of episodes. Episodes that are even named the same name as they had on the radio, and they're just have to be reworked for for the television screen,   Michael Hingson ** 25:08 yeah, but the the dialog was the same, which was so great,   Ron Cocking ** 25:13 yeah, yeah. And to see what was I going to add, it was our Miss Brooks was one of the very few radio shows that made the transition to television with the cast with the same intact. Yeah, everybody looked like they sounded. So it worked when they were in front of the camera. Yeah,   Michael Hingson ** 25:33 it sort of worked with Jack Benny, because most of the well, all the characters were in it, Don Wilson, Mary, Livingston, Dennis day, Rochester, world, yeah. And of course, Mel Blanc, yeah, oh.   Ron Cocking ** 25:49 GLORIA tells a story. She she and her mom, Hazel, were walking down the street on the way to do a radio show in the old days in Hollywood, and here comes Mel blank, he says, he pulls over. Says, Hey, where are you girls headed because I know that he probably recognized them from being at at CBS all the time, and they said, We're headed to CBS. He said, hop in. Oh, that's where I'm going. So Mel Brooks gave her a ride to the Mel Blanc, yeah, would have been   Michael Hingson ** 26:15 fun if Mel Brooks had but that's okay, Young Frankenstein, but that's another story. It is. But that's that's cool. So did they ever? Did she ever see him any other times? Or was that it?   Ron Cocking ** 26:30 No, I think that was it. That's the one story that she has where Mel Blanc is involved.   Michael Hingson ** 26:36 What a character, though. And of course, he was the man of a million voices, and it was just incredible doing I actually saw a couple Jack Benny shows this morning and yesterday. One yesterday, he was Professor LeBlanc teaching Jack Benny how to play the violin, which was a lost cause.   Ron Cocking ** 26:59 Actually, Jack Benny was not a bad view. No,   Michael Hingson ** 27:01 he wasn't violent. No, he wasn't. He had a lot of fun with it, and that stick went straight in from radio to television, and worked really well, and people loved it, and you knew what was going to happen, but it didn't matter. But it was still   Ron Cocking ** 27:16 funny, and I'm sure during the transition they there was a little bit of panic in the writers department, like, okay, what are we going to do? We got to come up with a few shows. We got to get ahead a little bit. So the writing being just a little different, I'm sure that's part of the reason why they went back and kind of leaned on the old, old script somewhat, until they kind of cut their teeth on the new this new thing called television   Michael Hingson ** 27:39 well, but they still kept a lot of the same routines in one way or another.   Ron Cocking ** 27:45 Yeah, when they work, they work, whether you're just listening or whether you're watching,   Michael Hingson ** 27:48 right, exactly what other shows made it from radio to television with the cast   Ron Cocking ** 27:53 intact? You know, I am not up on that number. I   Michael Hingson ** 27:57 know there were a couple that did. RMS, Brooks was, well, oh no, I was gonna say Abbott and Costello, but that was different, but our Miss Brooks certainly did. If   Ron Cocking ** 28:09 the Bickersons did, I forget the two actors that did that show, but that was a really, Francis   Michael Hingson ** 28:13 Langford and Donna Michi could be, but I think burns and Allen, I think, kept the same people as much as there were. Harry bonzell was still with them, and so on. But it was interesting to see those. And I'm awake early enough in the morning, just because it's a good time to get up, and I get and be real lazy and go slowly to breakfast and all that. But I watched the Benny show, and occasionally before it, I'll watch the burns and Allen show. And I think that the plots weren't as similar from radio to television on the burns and Allen show as they weren't necessarily in the Benny show, but, but it all worked.   Ron Cocking ** 28:58 Yeah, yeah. That's why they were on the air for so long?   Michael Hingson ** 29:02 Yeah, so what other kind of acting did Gloria do once? So you guys started the school   Ron Cocking ** 29:10 well after she well, when we started the school, we found ourselves, you know, raising five children. And so I continued playing nightclub gigs. I had one, one nightclub job for like, five years in a row with two wonderful, wonderful musicians that were like fathers to me. And Gloria actually went to work for her brother in law, and she became a salesperson, and eventually the VP of Sales for a fiberglass tub and shower business down here in Santa Ana. So she drove that 91 freeway from San Bernardino, Santa Ana, all the time. But in,   Michael Hingson ** 29:47 yeah, you could do it back then, much more than now. It was a little better   Ron Cocking ** 29:51 and but in, but twist in between, she managed. Her mom still did a little bit of agency. And she would call Gloria and say. Want you to go see so and so. She did an episode of perfect strangers. She did an episode with Elliot of the guy that played Elliot Ness, stack the show Robert Stack the show was called Help Wanted no see. I guess that was an in but wanted, anyway, she did that. She did a movie with Bruce Dern and Melanie Griffith called Smile. And so she kept, she kept her foot in the door, but, but not, not all that much she she really enjoyed when John Wilder, one of her childhood acting buddies, who she called her brother, and he still calls her sis, or he would call her sis, still. His name was Johnny McGovern when he was a child actor, and when he decided to try some movie work, he there was another Johnny McGovern in Screen Actors Guild, so he had to change his name to John Wyler, but he did that mini series called centennial, and he wanted Gloria for a specific role, to play a German lady opposite the football player Alex Karras. And they had a couple of really nice scenes together. I think she was in three, maybe four of the segments. And there were many segments, it was like a who's who in Hollywood, the cast of that show   Michael Hingson ** 31:28 does that was pretty cool.   Ron Cocking ** 31:32 But anyway, yeah, after Gloria finished armas Brooks, she became married to Gilbert Allen, who, who then became a Presbyterian minister. So Gloria, when you said, Did she continue acting? There's a lot of acting that goes on being a minister and being a minister's wife, and she would put together weddings for people, and that sort of thing. And she did that for 20 years. Wow. So she Gloria was a phenomenon. She did so many things. And she did them all so very well, in my   Speaker 1 ** 32:04 opinion. And so did you? Yeah, which is, which is really cool. So you, but you, you both started the school, and that really became your life's passion for 44 years. Yes,   Ron Cocking ** 32:16 we would get up in the mornings, go do a little business, come home, have a little lunch, go back about 132 o'clock, and we would normally crank up about four after the kids get out of school, and we would teach from four to nine, sometimes to 10. Go out, have some dinner. So yeah, we pretty much 24/7 and we had had such similar backgrounds. Hers on a national radio and television scale, and mine on a much more local, civic light opera scale. But we both had similar relations with our our moms after after the radio tapings and the TV things. GLORIA And her mom. They lived in Beverly Hills, right at Wilshire and Doheny, and they had their favorite chocolate and ice cream stops. And same thing for me, my mom would take me there, two doors down from the little studio where I was taking my tap classes. There was an ice cream parlor, haywoods ice cream. And that was, that was the the lure, if you go in and if you do your practicing, Ronnie, you can, I'll take it for an ice cream so that I did my practicing, had plenty of little treats on the way, so we had that in common, and we both just had very supportive moms that stayed out of the way, not, not what I would call a pushy parent, or, I think you mentioned the helicopter, helicopter, but it   Michael Hingson ** 33:37 but it sounds like you didn't necessarily need the bribes to convince you to tap dance, as you know, anyway, but they didn't hurt.   Ron Cocking ** 33:46 No, it didn't hurt at all, and it was something to look forward to, but I I just enjoyed it all along. Anyway, I finally got to to really showcase what I could do when I was cast as the dance director in the show 42nd street. Oh, wow. And I was lucky. We were lucky. San Bernardino clo was able to hire John Engstrom, who had done the show on Broadway. The earlier version that came, I think it was on Broadway in the mid or to late 70s. He had worked side by side with Gower Champion putting the show together. He told us all sorts of stories about how long it took Gower to put together that opening dance. Because everything in the opening number you you see those steps later in the show done by the chorus, because the opening number is an audition for dancers who want to be in this new Julian Marsh show. So the music starts, the audience hears, I know there must have been 20 of us tapping our feet off. And then a few seconds later, the curtain rises about two and a half feet. And then they see all these tapping feet. And then the main curtain goes out, and there we all are. And. I my part. I was facing upstage with my back to the audience, and then at some point, turned around and we did it was the most athletic, difficult, two and a half minute tap number I had ever done, I'll bet. But it was cool. There were five or six kids that had done it on Broadway and the national tour. And then during that audition, one more high point, if we have the time, we I was auditioning just like everybody else. The director had called and asked if I would audition, but he wasn't going to be choreographing. John Engstrom was so with there was probably 50 or 60 kids of all ages, some adults auditioning, and at one point, John pulled out one of the auditioners, and he happened to be one of my male tap dance students. And he said, Now I want everybody to watch Paul do this step. Paul did the step. He said, Now he said, Paul, someone is really teaching you well. He said, everybody that's the way to do a traveling timestamp so and that, you know, I'll remember that forever. And it ended up he hired. There were seven myself and seven other of my students were cast in that show. And some of them, some of them later, did the show in Las Vegas, different directors. But yeah, that, that was a high point for me.   Speaker 1 ** 36:19 I'm trying to remember the first time I saw 42nd street. I think I've seen it twice on Broadway. I know once, but we also saw it once at the Lawrence Welk Resorts condo there, and they did 42nd street. And that was a lot of that show was just a lot of fun. Anyway,   Ron Cocking ** 36:39 it's a fun show. And as John said in that show, The chorus is the star of the show.   Speaker 1 ** 36:45 Yeah, it's all about dancing by any by any definition, any standard. It's a wonderful show. And anybody who is listening or watching, if you ever get a chance to go see 42nd street do it, it is, it is. Well, absolutely, well worth it.   Ron Cocking ** 37:00 Yeah, good. Good show. Fantastic music, too. Well.   Michael Hingson ** 37:03 How did you and Gloria get along so well for so long, basically, 24 hours a day, doing everything together that that I would think you would even be a little bit amazed, not that you guys couldn't do it, but that you did it so well, and so many people don't do it well,   Ron Cocking ** 37:21 yeah, I don't know I from, from the the first time we met, we just seemed to be on the same wavelength. And by the way, I found out as time went by, Gloria was like Mrs. Humble. She wasn't a bragger, very humble. And it took me a while to find out what an excellent tap dancer she was. But when we went to the studio in the early days, we had, we just had one room. So she would teach actors for an hour, take a break. I would go in teach a tap class or a movement class or a ballet class. I in the early days, I taught, I taught it all. I taught ballet and jazz and and and and   Michael Hingson ** 38:01 tap. Well, let's let's be honest, she had to be able to tap dance around to keep ahead of Osgoode Conklin, but that's another story.   Ron Cocking ** 38:09 Yeah. So yeah, that. And as our studio grew, we would walk every day from our first studio down to the corner to a little wind chills donut shop wind chills donuts to get some coffee and come back. And about a year and a half later, after walking by this, this retail vacant spot that was two doors from our studio, we said, I wonder if that might be, you know, something for us, it had a four lease sign. So, long story short, we released it. The owner of the property loved knowing that Gloria Macmillan was that space. And so luckily, you know when things are supposed to happen. They happen as people would move out next to us, we would move in. So we ended up at that particular studio with five different studio rooms. Wow. And so then we can accommodate all of the above, acting, singing classes, all the dance disciplines, all at the same time, and we can, like, quadruple our student body. So then we made another move, because the neighborhood was kind of collapsing around us, we made another room and purchased a building that had been built as a racquetball club. It had six racquetball courts, all 20 by 40, beautiful hardwood. We made four of them, five of them into studios, and then there was a double racquetball racquetball court in the front of the building which they had tournaments in it was 40 by 40 we moved. We made that into a black box theater for Gloria. And the back wall of the theater was one inch glass outside of which the audiences for the racquetball tournaments used to sit. But outside the glass for us, we had to put curtains there, and out front for us was our. Gigantic lobby. The building was 32,000 square feet. Wow, we could it just made our heart, hearts sing when we could walk down that hallway and see a ballet class over here, a tap class over there, singers, singing actors in the acting room. It was beautiful. And again, it was just meant for us because it was our beautiful daughter, Kelly, who passed away just nine months after Gloria did. She's the one that said, you guys ought to look into that. And I said, Well, it's a racquetball court. But again, the first moment we walked in the front door, you start. We started thinking like, whoa. I think we could make this work. And it worked for another 20 years for us and broke our hearts to basically rip it apart, tear the theater down, and everything when we were moving out, because we we couldn't find another studio that was interested in in coming in, because they would have had to purchase the building. We wanted to sell the building. Yeah. So anyway, of all things, they now sell car mufflers out of there.   Michael Hingson ** 41:02 That's a little different way, way. Yeah, social shock, did any of your students become pretty well known in the in the entertainment world?   Ron Cocking ** 41:11 I wouldn't say well known, but a lot of them have worked a lot and made careers. Some of our former students are now in their 50s, middle 50s, pushing 60, and have done everything from cruise ship to Las Vegas to regional some national tours, even our son, Christopher, he did the national tour of meet me in St Louis with Debbie Boone, okay, and he's the one that is Now a successful producer. He's his latest hit. Well, his first, what can be considered legitimately a Broadway hit show was the show called shucked, and it opened about two years ago, I think, and I finally got to go back to New York and see it just a month before it closed. Very hilarious. Takes place in Iowa. The whole show is built around a county in which everybody that lives there makes their living off of corn, making whiskey. And it is a laugh, way more than a laugh a minute. But anyway, we had one of Gloria's acting students who was hired on with a Jonathan Winters TV sitcom called Davis rules. It ran for two seasons, and here he was like 16 or 17 years old, making, I think it was. He was making $8,000 a week, and he was in heaven. He looked like the Son he played, the grandson of Jonathan Winters and the son of Randy Quaid and so he, yeah, he was in heaven. And then after that, he did a very popular commercial, the 711 brain freeze commercial for Slurpee. The Slurpee, yeah, and he made the so much money from that, but then he kind of disappeared from showbiz. I don't know what he's doing nowadays,   Speaker 1 ** 43:00 but it's, it's, it's interesting to, you know, to hear the stories. And, yeah, I can understand that, that not everybody gets to be so famous. Everybody knows them, but it's neat that you had so many people who decided to make entertainment a career. So clearly, you had a pretty good influence on a lot of, a lot of kids.   Ron Cocking ** 43:20 Yes, I over the years, Gloria and I felt like we had 1000s of children of our own, that they that we had raised together. It's really a good feeling. And I still get phone calls. We got a phone call once a few years back from from one of our students who had been trying to crack the nut in New York, and she called us like 530 in the morning, because, of course, it was Yeah, but she had just signed her first national tour contract and was going to go out with the show cabaret. So fortunately, we were able to drive up to Santa not let's see, it's just below San San Jose. The show came through San Jose, and we got to see her up there. But those kinds of things are what made us keep teaching, year after year, all these success stories. Of course, we have former students that are now lawyers. Those are actors. Well, we   Michael Hingson ** 44:17 won't hold it and we understand, yeah and they are actors, by all means. How many teachers did you have in the studio when you had the big building?   Ron Cocking ** 44:26 Gosh, at one time, we had 10 or 12 teachers, teaching vocal teachers, two or three ballet teachers, jazz teachers, and you both taught as well. And we both continued teaching all through that time. We never just became managers, although that's that was part of it, and mixing business with art is a challenge, and it takes kind of a different mindset, and then what an unstoppable mindset you have to have in order to mix business with performing, because it's too. Different sides of your brain and a lot of patience and a lot of patience. And guess who taught me patience? Uh huh, Gloria Macmillan.   Michael Hingson ** 45:09 I would Conklin's daughter, yes, and I'll bet that's where she learned patience. No, I'm just teasing, but yeah, I hear you, yeah. Well, I know Karen and I were married for 40 years, until she passed in November of 2022 and there's so many similarities in what you're talking about, because we we could do everything together. We had challenges. Probably the biggest challenge that we ever had was we were living in Vista California, and I was working in Carlsbad, and the president of our company decided that we should open an office, because I was being very successful at selling to the government, we should open an office in the DC area. And so we both got excited about that. But then one day he came in and he had this epiphany. He said, No, not Virginia. I want you to open an office in New York. And Karen absolutely hated that she was ready to go to Virginia and all that.   Speaker 1 ** 46:15 But the problem for me was it was either move to New York or take a sales territory that didn't sell very much anymore. The owner wasn't really willing to discuss it, so we had some challenges over that, but the marriage was strong enough that it that it worked out, and we moved to New Jersey, and Karen made a lot of friends back there, but, you know, we always did most everything together. And then when the pandemic occurred, being locked down, it just proved all the more we just did everything together. We were together. We talked a lot, which is, I think one of the keys to any good marriages, and you talk and communicate.   Ron Cocking ** 46:56 Yes, in fact, when after we closed the studio in 2018 it took us a few more months to sell our home, and then when we moved down here, it was only about, I don't know, I don't know if it was a full year or not, but the pandemic hit and but it really didn't bother us, because we had, we had been working the teaching scene for so many years that we basically Were done. We basically walked out of the studio. We did. Neither of us have the desire to, well, let's continue in at some level, no, we cherished our time together. We have a little porch out in front of our home here, and it gets the ocean breeze, and we would sit for hours and chat. And oddly enough, not oddly, one of our favorite things to do, we have a website that we went to that had, I think, every radio show of armas Brooks ever made. And we would sit listen to those and just laugh. And, in fact, Gloria, there are some. She said, You know what? I don't even remember that episode at all. So yeah, that that was an interesting part. But yeah, Gloria and I, like your wife and you really enjoyed time together. We never talked about needing separate vacations or anything if we wanted to do something. We did it   Speaker 1 ** 48:16 together, yeah, and we did too. And you know, for us it was, it was out of desire, but also was easier for us, because she was in a wheelchair her whole life. I was I'm blind. I've been blind my whole life. And as I tell people, the marriage worked out well. She read, I pushed, and in reality, that really is the way it worked, yeah, yeah. Until she started using a power chair. Then I didn't push. I kept my toes out of the way. But still, it was, it was really did meld and mesh together very well and did everything   Ron Cocking ** 48:49 together. That's fantastic. I'm proud of you, Michael, and it really   Michael Hingson ** 48:53 it's the only way to go. So I miss her, but like, I keep telling people she's somewhere monitoring me, and if I misbehave, I'm going to hear about it. So I got to be a good kid,   Ron Cocking ** 49:04 and I'll hear I'll get some notes tonight from the spirit of Gloria McMillan too. I prayed to her before I went on. I said, please let the words flow and please not let me say anything that's inappropriate. And I think she's guided me through okay so far.   Michael Hingson ** 49:20 Well, if, if you do something you're not supposed to, she's gonna probably hit you upside the head. You know, did you two ever actually get to perform together?   Ron Cocking ** 49:30 Oh, I'm glad you asked that, because, well, it had been years since I knew that she was a darn good tap dancer. In fact, I had a tap dancing ensemble of of my more advanced kids, and if they wanted to dedicate the extra time that it took, we rehearsed them and let them perform at free of charge once they made it to that group, they they did not pay to come in and rehearse with me, because I would spend a lot of time standing there creating so. So we were doing a performance, and we wanted to spotlight, I forget the exact reason why we wanted to spotlight some of Gloria's career. Talk about radio a little bit. And I said, Gloria, would you do a little soft shoe routine? And because we had invited a mutual friend of ours, Walden Hughes, from the reps organization, and he was going to be the guest of honor, so I talked her into it. At first she wasn't going to go for it, but we had so much fun rehearsing it together. And it wasn't a long routine, it was relatively short, beautiful music, little soft shoe, and it was so much fun to say that we actually tap danced together. But the other times that we actually got to work together was at the old time radio conventions, mostly with reps, and that's really when I got to sit on stage. I was kind of typecast as an announcer, and I got to do some commercials. I got to sing once with Lucy arnazza. Oh, life, a life boy soap commercial. But when Gloria, Well, Gloria did the lead parts, and oh my gosh, that's when I realized what a superb actress she was. And if I don't know if you've heard of Greg Oppenheimer, his father, Jess Oppenheimer created the I Love Lucy shows, and so Gloria loved Jess Oppenheimer. And so Greg Oppenheimer, Jess Son, did a lot of directing, and oh my gosh, I would see he came in very well prepared and knew how the lines should be delivered. And if Gloria was not right on it, he would say, No, wait a minute, Gloria, I want you to emphasize the word decided, and that's going to get the laugh. And when he gave her a reading like that man, the next time she went through that dialog, just what he had asked for. And I thought, Oh my gosh. And her timing, after watching so many armist Brooks TV and listening to radio shows. GLORIA learned her comedic timing from one of the princesses of comedy timing is Eve Arden, right? They were so well for obvious reasons. They were so very similar. And if you have time to story for another story, do you know have you heard of Bob Hastings? He was the lieutenant on McHale's navy. McHale's Navy, right? Yeah. Well, he also did a lot of old time radio. So we went up to Seattle,   Michael Hingson ** 52:32 our two grandkids, Troy Amber, he played, not Archie. Was it Henry Aldridge? He was on,   Ron Cocking ** 52:40 I think you're right. I'm not too up on the cast of the old time radio show. Yeah, I think you're right. But anyway, he was there, and there was an actress that had to bow out. I don't know who that was, but our grandsons and Gloria and I, we walked in, and as usual, we say hi to everybody. We're given a big packet of six or eight scripts each, and we go to our room and say, Oh my gosh. Get out the pencils, and we start marking our scripts. So we get a phone call from Walden, and he said, hey, Ron Bob. Bob Hastings wants to see Gloria in his room. He wants to read through he's not sure if he wants to do the Bickersons script, because he you know, the gal bowed out and right, you know, so Gloria went down   Michael Hingson ** 53:23 couple of doors, coming   Ron Cocking ** 53:26 Yes, and she so she came back out of half an hour, 40 minutes later, and she said, well, that little stinker, he was auditioning me. He went in and she went in and he said, Well, you know, I don't know if I want to do this. It doesn't seem that funny to me. Let's read a few lines. Well, long story short, they read the whole thing through, and they were both, they were both rolling around the floor. I'll bet they laughing and so and then jump to the following afternoon, they did it live, and I was able to watch. I had some pre time, and I watched, and they were just fantastic together. I left after the show, I went to the green room, had a little snack, and I was coming back to our room, walking down the hall, and here comes Bob Hastings, and he says, oh, Ron. He said, Your wife was just fantastic. So much better than the other girl would have been. So when I told GLORIA That story that made her her day, her week. She felt so good about that. So that's my Bob Hastings story. Bob Hastings and Gloria Macmillan were great as the Bickersons.   Speaker 1 ** 54:29 Yeah, that was a very clever show. It started on the Danny Thomas show, and then they they ended up going off and having their own show, Francis Langford and Donna Michi, but they were very clever.   Ron Cocking ** 54:42 Now, did you realize when now that you mentioned Danny Thomas? Did you realize that Gloria's mom, Hazel McMillan, was the first female agent, talent agent in Hollywood? No, and that's how you know when the. They moved from from Portland, Oregon, a little city outside of Portland. They moved because Gloria's mom thought she had talent enough to do radio, and it wasn't a year after they got here to LA that she did her first national show for Lux radio at the age of five. That was in 1937 with with Edward G Robinson. I've got a recording of that show. What's what show was it? It was a Christmas show. And I don't remember the name of the of it, but it was a Christmas show. It was Walden that sent us. Sent   Michael Hingson ** 55:33 it to us. I'll find it. I've got it, I'm sure.   Ron Cocking ** 55:35 And so, yeah, so, so Gloria was a member of what they called the 500 club. There was a group of, I don't know, nine or 10 kids that by the time the photograph that I have of this club, it looks like Gloria is around 12 to 14 years old, and they had all done 500 or more radio shows. Wow, that's a lot of radio show. There's a lot of radio So Gloria did, I mean, I got a short my point was, her mom was an agent, and when Gloria was working so consistently at armas Brooks, she said, Well, I'm kind of out of a job. I don't need to take you. GLORIA could drive then. And so she came back from the grocery store, Ralph's market near Wilshire and Doheny, and she came back said, Well, I know what I'm going to do. I ran into this cute little boy at the grocery store. I'm going to represent him for television. And she that's, she started the Hazel McMillan agency, and she ran that agency until she just couldn't anymore. I think she ran it until early 1980s but she, my god, she represented people like Angela Cartwright on the Danny Thomas show and Kathy Garver on, all in the family a family affair. Family Affair. Yeah. Jane north. Jane North went in for Dennis the Menace. He didn't get the role. He came back said, Hazel, I don't think they liked me, and they didn't. They didn't call me back or anything. Hazel got on that phone, said, Look, I know this kid can do what you're asking for. I want you to see him again. He went back and they read him again. He got the part, yeah,   Michael Hingson ** 57:21 and he was perfect for it.   Ron Cocking ** 57:22 He was perfect for that part was, I'm sorry.   Michael Hingson ** 57:27 It's sad that he passed earlier this year.   Ron Cocking ** 57:29 Yeah, he passed and he had, he had a tough life, yeah,   Michael Hingson ** 57:36 well, you know, tell me you, you have what you you have some favorite words of wisdom. Tell me about those.   Ron Cocking ** 57:45 Oh, this goes back to the reason why I came across this when I was looking for something significant to say on the opening of one of our big concert programs. We used to do all of our shows at the California theater of Performing Arts in San Bernardino, it's a really, a real gem of a theater. It's where Will Rogers gave his last performance. And so I came across this, and it's, I don't know if this is biblical, you might, you might know, but it's, if you give a man a fish, you feed him for a day. If you teach a man to fish, you feed him for a lifetime. And that's what I felt like Gloria and I were trying to do. We wanted to teach these kids as as professionally. We treated our students as they were, as if they were little professionals. We we expected quality, we expected them to work hard, but again, Gloria taught me patience, unending patience. But we knew that we wanted them to feel confident when the time came, that they would go out and audition. We didn't want them to be embarrassed. We want we wanted them to be able to come back to us and say, Boy, I felt so good at that audition. I knew all the steps I was and I and I read so well it was. And thank you. Thank you. Thank you. And so that aspect of it, we felt that we were feeding them for a lifetime, but we also were creating all of these arts patrons, all these lovers of the arts, 1000s of kids now love to go to musicals and movies and plays because they've kind of been there and done that at our studio. And so anyway, that's and whether, whether or not it was their confidence in show business or whether it was their confidence we've had so many calls from and visits from parents and former students saying, Boy, I just was awarded a job. And they said my my communication skills were excellent, and I owe that to Gloria. I was on the beach the other day, and I looked over and there was this young man and his wife. I assumed it was his wife. It was they were setting. Up their beach chairs, and I looked and I say, Excuse me, is your name Brandon? And he said, No, but he said, Is your name Ron? And I said, Yes. He said, No, my name is Eric. And I said, Eric puentes. And so we reminisced for a while. He took tap from me. He took acting from Gloria, and he said, you know, he was sad to hear of Gloria's passing. And he said, You know, I owe so much to Gloria. I learned so much about speaking in front of groups. And he is now a minister. He has his own church in Redlands, California, and he's a minister. And of all the billion people on the beach, he sits next to me. So that's one of those things when it's supposed to   Michael Hingson ** 1:00:41 happen. It happens. It does. Yeah, well, and as we talked about earlier, you and Gloria did lots of stuff with reps, and I'm going to miss it this time, but I've done a few, and I'm going to do some more. What I really enjoy about people who come from the radio era, and who have paid attention to the radio era is that the acting and the way they project is so much different and so much better than people who have no experience with radio. And I know Walden and I have talked about the fact that we are looking to get a grant at some point so that we can train actors or people who want to be involved in these shows, to be real actors, and who will actually go back and listen to the shows, listen to what people did, and really try to bring that forward into the recreations, because so many people who haven't really had the experience, or who haven't really listened to radio programs sound so forced, as opposed to natural.   Ron Cocking ** 1:01:46 I agree, and I know exactly what you're saying. In fact, Walden on a couple of at least two or three occasions, he allowed us to take some of Gloria's acting students all the way to Seattle, and we did some in for the spurred vac organization Los Angeles, we did a beautiful rendition of a script that we adapted of the Velveteen Rabbit. And of all people, Janet Waldo agreed to do the fairy at the end, and she was exquisite. And it's only like, I don't know, four or five lines, and, oh my gosh, it just wrapped it up with a satin bow. And, but, but in some of our kids, yeah, they, they, they were very impressed by the radio, uh, recreations that they were exposed to at that convention.   Speaker 1 ** 1:02:37 Yeah, yeah. Well, and it's, it is so wonderful to hear some of these actors who do it so well, and to really see how they they are able to pull some of these things together and make the shows a lot better. And I hope that we'll see more of that. I hope that we can actually work to teach more people how to really deal with acting from a standpoint of radio,   Ron Cocking ** 1:03:04 that's a great idea. And I know Walden is really sensitive to that. He Yeah, he would really be a proponent of that.   Michael Hingson ** 1:03:10 Oh, he and I have talked about it. We're working on it. We're hoping we can get some things. Well, I want to thank you for being here. We've been doing this an hour already.  

È il titolo (un po' criptico) di un approfondito report che Motus-e ha pubblicato a inizio ottobre e che analizza il "Total Cost of Ownership" dei veicoli nel settore della logistica e del trasporto pubblico locale, comparando le varie motorizzazioni. Dal report emerge un segnale importante: ovvero che almeno per certe categorie di mezzi, e a certe condizioni, una flotta di veicoli elettrici risulta già oggi economicamente vincente anche in assenza di incentivi o agevolazioni. E questo è un dato interessante, visto che l'evoluzione tecnologica non potrà che allargare sempre di più, nei prossimi anni, questa platea di situazioni favorevoli all'elettrico. Ne parliamo con Francesco Naso Segretario Generale di Motus-E.

Cześć! Dzisiaj mam dla Was wyjątkowy odcinek — nagranie z pierwszej konferencji Fundamenty Ecommerce B2B, podczas której wystąpił Artur Stempień, Expert Solution Engineer w PrestaShop.Artur od lat wspiera agencje i partnerów technologicznych w integracjach i rozwoju funkcjonalności PrestaShop, a na scenie konferencji opowiedział o jednym z najważniejszych pojęć w świecie e-commerce: TCO, czyli Total Cost of Ownership – całkowity koszt posiadania sklepu internetowego.W tym odcinku dowiesz się, dlaczego TCO to coś znacznie więcej niż tylko koszt wdrożenia, jak obliczyć ten wskaźnik, co wchodzi w jego skład i jak pomaga podejmować lepsze decyzje biznesowe. Jeśli planujesz uruchomić platformę B2B lub chcesz świadomie zarządzać kosztami istniejącego sklepu — ten odcinek jest właśnie dla Ciebie.O Arturze Stempień:Expert Solution Engineer w PrestaShop. Od lat związany z technologiami webowymi i e-commerce. Pomaga agencjom oraz partnerom w integracjach, wdrożeniach i rozwoju platformy PrestaShop. Odpowiada za program certyfikacji, rozwój narzędzi dla ekspertów oraz wspiera agencje w tworzeniu stabilnych i skalowalnych rozwiązań e-commerce.Zapraszam do posłuchania!

Understanding and applying Total Cost of Ownership to your truck or fleet is critical for maximizing profits and productivity.Brian Antonellis, senior vice president of fleet operations at Fleet Advantage explains what TCO does and how you can put it to work for your fleet today.

Show Highlights: What's captive insurance, and how does it work? [05:13] Control over risk attracting agribusinesses to captives. [07:18] How captives offer an underwriting income opportunity. [08:58] Financial and tax benefits in captives compared to self-insurance. [12:54] Get to know TrueNorth Companies and their unique strengths. [16:43] Rural risk factors in ag and insurance market challenges. [20:20] Understand the real costs involved in deductibles. [28:45] How are evolving market cycles redefining co-op insurance? [32:29] Analyze your “total cost of risk” beyond premiums. [39:08] Why partnering with a proactive, consultative broker matters. [42:32] Explore TrueNorth Companies at https://truenorthcompanies.com/. Find Lane Danielsen at LinkedIn at https://www.linkedin.com/in/lane-danielsen-99675456/. Lane can also be reached via email at ldanielsen@truenorthcompanies.com. To connect with Jonathan Stark on LinkedIn, go to https://www.linkedin.com/in/jonathan-stark-649865b7/. If you are interested in connecting with Joe, go to LinkedIn: https://www.linkedin.com/in/joemosher/, or schedule a call at www.moshercg.com.  

Im aktuellen Podcast hatte ich Joschi Jennermann zu Gast, den CEO der neu gegründeten Elli Mobility. Er blickt auf eine lange Karriere im VW-Konzern zurück, unter anderem mit Erfahrungen im Carsharing bei WeShare, und verantwortet nun die Ausrichtung von Elli Mobility auf das B2B-Geschäft. Im Gespräch wurde deutlich, dass Elli 2018 als zentrale Einheit im VW-Konzern für Laden und Energie gegründet wurde. Heute deckt das Unternehmen ein breites Portfolio ab – von Wallboxen und Stromtarifen bis hin zum ersten Großspeicher in Salzgitter. Elli Mobility selbst fokussiert sich auf Flottenlösungen. Basis ist die Tank- und Ladekarte, die durch Services wie Autowäsche oder Heimladen ergänzt wird. Ziel ist es, Unternehmen bei der Transformation von Verbrennerflotten über Mischflotten hin zu vollelektrischen Flotten zu begleiten. „Der klare Mehrwert der Elli Mobility ist, diese Komplexität zu vereinfachen,“ wie Joschi betont. Ein zentrales Thema war die Kostenoptimierung. Vom öffentlichen Laden über Homecharging bis hin zur Elektrifizierung von Unternehmensstandorten mit PV-Anlagen und bidirektionalem Laden spannt sich eine Kette von Maßnahmen, die die Betriebskosten deutlich senken können. Parallel dazu wächst das Portfolio um Beratungsleistungen und die Integration bestehender Systeme – auch über VW hinaus. Kunden sollen nicht auf ein geschlossenes Ökosystem festgelegt werden, sondern flexible, praxisnahe Lösungen erhalten. Spannend waren auch Einblicke in eine aktuelle Umfrage, die Elli Mobility unter Fuhrparkmanagern durchgeführt hat. 56 Prozent der befragten Unternehmen wollen trotz allgemeiner Sparzwänge ihre Flottenbudgets halten oder sogar erhöhen. 69 Prozent investieren aktiv in E-Mobilität, sowohl in Autos als auch in Ladeinfrastruktur. Zwei Drittel der Fuhrparkverantwortlichen sehen die Total Cost of Ownership als zentrales Steuerungselement – ein klarer Treiber für den Wandel. Beim Blick nach vorn erwartet Joschi, dass die Elektrifizierung im B2B-Bereich schneller vorankommt als im Privatkundenmarkt. Jedes zweite neu zugelassene Auto entfällt bereits heute auf den gewerblichen Bereich. Die Realität bleibe jedoch für die nächsten Jahre eine Mischung aus Verbrenner-, Hybrid- und Elektroflotten. Nun aber genug der Vorrede – steigen wir direkt ins Gespräch mit Joschi Jennermann ein.

For this episode of CIBC Mellon Industry Perspectives, we look at the TCR rule at less than half a year out from implementation with a focus on industry preparedness for Canadian investment fund managers and dealers. Speakers discuss key considerations at this point, including any outstanding areas in focus and potential challenges that may be encountered when this regulation takes effect January 1, 2026. The discussion features Steve Braugiroux, Associate Vice President, National Bank of Canada and Ronald C. Landry, Vice President, Head of Segment Solutions and Canadian ETF Services, CIBC Mellon. It is moderated by Jon Diebel, Client Executive, CIBC Mellon.This presentation contains the presenter'spersonal views and not those of CIBC Mellon or any other person. It may beconsidered advertising, and provides general information only and neither the presenternor CIBC Mellon nor any other person are, by means of this presentation,rendering accounting, business, financial, investment, legal, tax, or otherprofessional advice or services.  This presentation is intended forgeneral informational purposes only. It may not be regarded as comprehensivenor as a substitute for professional advice.  Before taking any particularcourse of action, contact your professional advisor to discuss these matters inthe context of your particular circumstances.  Neither the presenter norCIBC Mellon accept responsibility for any loss or damage occasioned by yourreliance on information contained in this presentation. ©2025 CIBC Mellon. CIBC Mellon is alicensed user of the CIBC trade-mark and certain BNY trade-marks, and is thecorporate brand of CIBC Mellon Trust Company. None of CIBC Mellon TrustCompany, CIBC, The Bank of New York Mellon Corporation and their affiliatesmake any representations or warranties as to its accuracy, currency orcompleteness, makes any commitment to update any information.  No part ofthe presentation is an offer or solicitation in respect of any particularstrategy and may not be construed as such.  Services referred to may notbe offered in all jurisdictions nor by all companies.CIBC Mellon does not provide investment orasset management services. This presentation, either in whole or in part, mustnot be reproduced nor referred to without the express written permission of CIBC Mellon. Trademarks, service marks and logos belong to their respectiveowners.

The Government says it won't make the same mistakes as the last if hit with an event similar to the Covid-19 pandemic. A Treasury report has calculated the total cost of the pandemic at $66 billion. It puts New Zealand among the highest spenders as a proportion of GDP on the Covid response in advanced economies. Finance Minister Nicola Willis told Ryan Bridge nearly half of the spending was on unnecessary initiatives. She says it didn't make a difference to the economy, and racked up huge amounts of debt. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Eight out of every ten vans you sell today still burn diesel, but the numbers say they don't have to. Paul Kirby, founder of EV Essentials and host of the EV Café, breaks down the REAL cost equation that's pushing giants like BT, British Gas and the AA to flip their fleets. Listen and learn: 00:45 Why that “range-anxiety” line is five years out-of-date 06:30 The charging-at-home problem - and the simple tariff hack that slashes running costs to 7 pence per mile 14:10 How one OEM priced an e-van LOWER than its diesel twin (and what it means for residuals) 24:40 Total-Cost-of-Ownership for dummies: the 4 levers every sales manager must show business buyers 31:15 Drivers can kill any deal—Paul's playbook for getting “bums on seats” and turning sceptics into EV lifers 38:20 What the 2030 ZEV mandate really means for dealerships, leasing companies and front-line sales staff Perfect for dealer principals, sales teams and anyone who's still hearing “I'll wait till the tech's ready.” About Symco Training: Symco Training was founded in 2000 by Simon Bowkett and it was his belief that the business had to offer its clients something different. That difference was clear to Simon from his days in the dealership when he experienced many sales trainers who had all the answers, but were unable, unwilling or both to actually show the delegate how they could be implemented. It remains the ethos of the business today. You see, Symco only employ trainers that are committed to delivering not only in spiring and insightful training, but are equally as happy to demonstrate these skills and techniques with real customers in your own showroom. We believe in order for sales training to be effective and in Simon's words ‘real world', it needs to be tried and tested in the only place it matters the showroom floor. There is no room for theory when your goals are for your team to sell more cars, hours or parts and retain more profit. In dealerships around the world the focus applied by many of the sales executives is to try and sell a deal. Symco specialise in getting your teams to focus on selling themselves, the product and then supporting this with the deal. To find out more visit: www.symcotraining.co.uk

In this episode of the Personal Finance Podcast,  we are going to talk about  21 Money Traps Smart People still fall into. Watch this episode on Youtube. How Andrew Can Help You:  Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Go to https://joindeleteme.com/PFP20/ for 20% off! DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc.  This episode is sponsored by Plaud https://www.plaud.ai/ — an AI wearable gadget that takes notes of meetings and calls. With Plaud, you don't have to take notes and make summaries anymore. Shop outdoor furniture, grills, lawn games, and WAY more for WAY less. Head to wayfair.com  Visit www.functionhealth.com/PERSONALFINANCE  or use gift code PERSONALFINANCE100 at sign-up to own your health.  Get 50% Off Monarch Money, the all-in-one financial tool at www.monarchmoney.com/PFP   Links Mentioned in This Episode:  How to Run the Numbers When You Buy a House! (Total Cost of Ownership!) The Million Dollar Money Decisions You Should Be Focusing On Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

It's another Mastercast episode this week on the Sales Transformation Podcast as Phil is joined by another recent graduate of our master's programme: Ivano Fossati, Chief Revenue Officer EMEA at SAP Customer Experience.  Ivano shares insights from his Master's project on 'Value-Based Selling in the Age of Innovation', emphasising a shift from traditional ideas of Total Cost of Ownership to a model that focuses more on innovation. He discusses the importance of emotional intelligence, customer value, and internal collaboration, as well as how his ideas have been implemented within SAP.  Highlights include:  [03:36] – Value-Based Selling in the Age of Innovation – what led to the title? [19:13] – What drives emotions during selling can differ by stakeholder [34:20] – Shifting to a listening mindset   Connect with Philip Squire on LinkedIn  Connect with Ivano Fossati on LinkedIn  Join the discussion in our Sales Transformation Forum group.  Make sure you're following us on LinkedIn and Twitter to get updates on the latest episodes! Also, take our Mindset Survey and find out if you are selling to customers the way they want to be sold to today.

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Niklas Siemer is joined by Howard Holton from GigaOM and Mark Wright from SAP to discuss GigaOm's groundbreaking Total Cost of Ownership (TCO) report on SAP Build. The conversation dives deep into how SAP Build's AI-powered development tools can dramatically improve developer efficiency, reduce costs, and transform application development.

Niklas Siemer is joined by Howard Holton from GigaOM and Mark Wright from SAP to discuss GigaOm's groundbreaking Total Cost of Ownership (TCO) report on SAP Build. The conversation dives deep into how SAP Build's AI-powered development tools can dramatically improve developer efficiency, reduce costs, and transform application development.

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger Picture The D's are backing off the climate agenda for now, the [DS][WEF] are not to happy about this. Trump release EO to shutdown green subsidies. Trump sends out more tariff letters. Tariffs have already brought in 100 billion, soon the gov will be funded externally. Trump wants congress to investigate Powell, is the audit next? Trump has always been using the Art of the Deal tactics against the [DS]. The people see it as chaos, he is not making progress, but in the silent war he is defeating the [DS]. Epstein psyop will give Trump leverage in the end, the more he doesn't want to talk about the more the news will want to know if he is involved. The [DS] began their insurrection the shadow presidency then the shadow government, information warfare, irregular warfare, they are now planning a color revolution which will lead into an insurgency. Trump has built the counterinsurgency to counter the [DS]. Economy Politico Deeply Disappointed That Democrats Are ‘Retreating' on Climate Change – Especially in California The liberal outlet Politico is deeply disappointed that Democrats seem to be ‘retreating' on the issue of climate change, especially in deep blue California. From Politico: Democrats retreat on climate: ‘It's one of the more disappointing turnabouts'SACRAMENTO, California — Here are some Twitter/X reactions: Source: thegatewaypundit.com Trump Issues Order To End Green Energy Gravy Train, Cites National Security President Donald Trump issued an executive order calling for the end of green energy subsidies by strengthening provisions in the One Big Beautiful Bill Act on Monday night, citing national security concerns and unnecessary costs to taxpayers. The order argues that a heavy reliance on green energy subsidies compromise the reliability of the power grid and undermines energy independence. Trump called for the U.S. to “rapidly eliminate” federal green energy subsidies and to “build upon and strengthen” the repeal of wind and solar tax credits remaining in the reconciliation law in the order, directing the Treasury Department to enforce the phase-out of tax credits.  .” Source: dailycaller.com (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/KobeissiLetter/status/1942324782848258200 set to go live on August 1st. President Trump says any retaliation will be met with increased tariffs.  Pattern Repeats – Imported Durable Goods Creating Deflation on U.S Consumer Prices    there is little to no end result in price increases in the final price of consumer goods (Consumer Price Index). In fact, there is a slight deflationary aspect on CPI data from imported durable goods.  The lower price of arriving imported durable goods is effectively putting downward pressure on US consumer prices.  [Source – WH Council of Economic Advisors]  tariffs do not impact the final price of goods to USA consumers; there are just too many factors, too many elements within the Total Cost of Goods (TCG) within supply chain.  Global energy prices, domestic energy prices, currency evaluations and fluctuations, state/govt subsidies to manufacturers,

This week Charli is joined by Tomas DobrovolskisConnect with him on LinkedInJoin us at EPIC, November 5th and 6th at San Jacinto College in Pasadena, TXFind us @EmpoweringPumps on Facebook, LinkedIn,  Instagram and Twitter and using the hashtag #EmpoweringIndustryPodcast or via email podcast@empoweringpumps.com   

Blending financial planning directly into existing business intelligence (BI) platforms like Microsoft Power BI and Qlik are on the rise. But have you questioned why, and what drives this shift? In this episode of the Don't Panic It's Just Data podcast, Kevin Petrie, BARC analyst, sits down to chat with Thomas Gorr, Director of Product Management for xP&A and BI at insightsoftware, and Henri Rufin, Head of Responsible Data & Analytics at Radiall.The speakers stress how the integration of financial planning in BI platforms is driven by the need to move beyond traditional Excel-based planning. This is because it often leads to data silos and errors. Their conversation spotlights how integrated BI and planning solutions improve collaboration across departments. Going deeper, BI can also provide a unified view of data and help organizations be more agile and proactive in volatile markets.Gorr and Rufin explain how separating your financial data makes less sense, and why traditional tools like Excel are no longer significant.Watch this podcast to discover how embedding planning capabilities within BI platforms, such as Qlik and Power BI, offer a seamless experience, greater flexibility, and real-time collaboration.Learn how organisations are adapting to volatile market conditions through agile planning, and gain a glimpse into the evolving landscape of financial planning. Tune in to gain expert insights and practical strategies for a more collaborative and data-driven future!TakeawaysThe integration of planning into BI platforms is essential for collaboration.Excel is prone to errors and creates silos in data management.Organizations need to adapt to dynamic market conditions for effective planning.Stakeholder engagement is crucial for successful financial planning.Advanced planning solutions offer flexibility and real-time collaboration.Data governance is necessary to support planning processes.The total cost of ownership is lower with integrated planning solutions.BI platforms provide a unified experience for users.Future planning will focus on platform integration and advanced analytics.Companies must evolve their planning capabilities to remain competitive.Chapters00:00 Introduction to Financial Data Management03:04 The Shift Towards Integrated Planning08:30 Collaboration in Dynamic Markets11:05 The Role of Stakeholders in Planning15:10 Moving Beyond Excel19:19 Total Cost of Ownership in Planning Solutions25:06 Future of Integrated Financial PlanningAbout insightsoftwareinsightsoftware is a global provider of comprehensive solutions for the Office of the CFO. They believe actionable business strategies begin and end with financial data that's accessible and easy to understand. They offer solutions across financial planning and analysis (FP&A), accounting, and operations. This transforms how teams operate, empowering leaders to make timely and informed decisions.

On this week's show we look at how the strategies keep changing in the streaming wars. We spend your money and design a home theater system for less than $2000. And as usual we read your email and take a look at the week's news. News: Broadcast Schedule's New Paradigm 75% of Streamers Have Tried an Ad-Supported Plan Google TV users will soon be asked to rate apps Viewers can now add Apple TV+ to a DIRECTV subscription Top Streaming Services Change Up Strategies A Business Insider article suggests the streaming wars have shifted from competition to strategic alliances and distinct priorities. Netflix now prioritizes engagement over subscriber numbers, revamping its homepage with vertical video to rival YouTube and TikTok. Disney focuses on subscriber growth through bundles with Hulu and ESPN, aiming for profitable expansion. Warner Bros. Discovery's Max emphasizes profitability, leveraging high-quality content to retain subscribers rather than competing with Netflix's scale. Engagement is key as streamers build ad businesses. Netflix, with 8% of U.S. connected TV watch time, uses engagement to reduce churn and support its $2.2 billion ad business. Amazon's Prime Video scales ads by enabling them for all users unless they opt out, using shopping data to boost ad effectiveness. While Netflix and Amazon focus on engagement for ads, Disney, Paramount+ (79 million subscribers), and Peacock (41 million) prioritize subscriber growth, though neither is profitable yet. Profitability is critical for WBD, which has cut Max's content spending to focus on financial sustainability, leveraging HBO's legacy content. Its bundling with Disney+ and Hulu supports international growth. Apple TV+ faces high churn due to its limited library, leaving its strategy unclear. As streamers balance growth, engagement, and profitability, alliances and niche strategies redefine success in a crowded market. Home Theater System for under $2000 Ok so you bought a house and spent all your money but you already had a 70” TV from your previous home. And while that has been great you want something more out of your TV watching experience. Somehow you scrape together a $2000 budget and want to know what kind of “Home Theater” System you can cobble together to provide you with immersive surround sound. For this exercise we are assuming a typical living room (e.g., ~15x20 ft) and a focus on movies and general entertainment. We will emphasize value and performance while keeping the setup beginner-friendly. Key Considerations Room Size: Our medium-sized living room can benefit from a 5.1 or possibly a 5.1.2 (Dolby Atmos) setup for surround sound. We have chosen to stay with a 5.1 system for budget concerns. Priorities: Clear dialogue, deep bass, and immersive surround effects are key for movies and gaming. Music performance is secondary but still considered. Components: You'll need an AV receiver, speakers (front, center, surrounds), a subwoofer, and a streaming device.  Setup: We opted for wired speakers for reliability and cost savings over wireless systems, which can eat into the budget. Recommended System AV Receiver: Denon AVR-S760H 2021 Model  ($500 from Amazon) We are on a budget so a 2021 model that does everything you need for a small family room on a budget is absolutely the right call here. Don't overlook last year's models on your A/V equipment. No one will walk into your house and whisper about last years (or four years ago) model behind your back. This is a 7.2-channel receiver with 75W per channel, supporting 4K/120Hz, Dolby Atmos, DTS:X, and room calibration (Audyssey). It's versatile, beginner-friendly, and handles modern formats for movies and gaming. 6 HDMI inputs (3 with 8K support), Bluetooth, Wi-Fi, and HEOS for streaming. Refurbished units can save even more. Speaker System: RSL CG3M 5.1 home theater system ($850 Direct from RSL) We splurged a little on the speakers. The CG3Ms will not disappoint! We have been fans of RSL since we had Joe Rogers on the show about 15 years ago. He is a musician and understands what music is supposed to sound like and has designed speakers with that in mind.  This compact speaker system will put you right in the middle of a concert or movie! You really can't get better at this price. The 300 watt 10” subwoofer is plenty for your small to medium sized family room.   Speaker Wire and Cables: Monoprice ($50 Budget) Pretty much from day one we have been saying buy good cables but don't spend a lot of money doing so. $50 at Monoprice goes a long way for your Speaker and HDMI cables.   Streaming Device: ($150 Budget) A streaming device enhances your home theater by providing access to all kinds of entertainment options, including Netflix, Hulu, and Disney+,and YouTube. These dedicated streaming devices offer faster performance, regular software updates, and broader app compatibility. They also support advanced features like 4K HDR, Dolby Atmos, and voice control, elevating your viewing experience with superior picture and sound quality. Additionally, devices like Roku, Amazon Fire TV, or Apple TV are portable, affordable, and easy to set up, making them a versatile upgrade for any home theater, regardless of your TV's age or brand. Sales Tax: $90 - $150 Unfortunately we can't forget the tax man. There are a few places in the US that do not have a sales tax and other areas range from 6% up to 10%. Total Cost: ~$1,640-$1,700 This leaves ~$300-$360 for a programmable remote, Atmos, or height speakers. Or a year of a new streaming service.  This system balances cost, performance, and future expandability, delivering an elevated experience for your new home without breaking the bank.

This one's personal, Justin's been a client of mine for years, and in this episode, we finally unpack the horror story we've been sitting on for two years. What started as a killer commercial deal turned into a sewer line lawsuit with a surprise twist… and a happy ending (yes, with beer). We talk due diligence, problem-solving under pressure, and lessons from navigating the unexpected.

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Ross from Houston faces a common challenge in channel sales: how do you create brand preference for your product when you're selling through distributors who carry multiple competing lines and competitors who undercut your price? His company builds industrial dust-collection equipment and ducting, but they don't sell direct—meaning they rely heavily on distributors, contractors, and engineers to choose their brand over cheaper alternatives. Below, you'll find key insights on how to drive more “pull-through” sales to your channel partners and convince every stakeholder—from designers to installers—to pick your product. Why Pull-Through in Channel Sales Matters When you sell through distribution, you lose a lot of direct control. Your product is on the shelf (literally or figuratively) alongside competitors, and the distributor or contractor can often steer buyers toward any brand they choose. Pull-through happens when the end user, contractor, or engineer specifically requests your brand—making your distributor the middleman who fulfills the preference you created. Educate & Collaborate With Specifiers Ross' sales team already does lunch-and-learn sessions with engineering firms. Those engineers create the specs that contractors must follow, so if your product is “baked in” early, that's a massive advantage later when the contractor goes shopping. But the real test comes when the contractor or installer sees a cheaper alternative on the distributor's line card. Key Steps: Educate engineers on the deeper value and functionality of your product, so they'll insist on it in their specs. Collaborate with contractors. Even if they're not the final decision-maker, they can heavily influence whether your premium line or a cheaper knockoff is chosen. Brand Preference vs. Price Objections The toughest hurdle for a premium brand is the classic price objection. If the competitor's line undercuts you, how do you prove your extra value? Unearth the Real Cost of Going Cheap. Show specifiers and end users the Total Cost of Ownership—that cheaper or less-robust solutions can lead to higher maintenance, safety issues, or inefficiencies down the line. Highlight Success Stories. Gather testimonials or case studies from buyers who saved time, boosted reliability, or lowered total cost of ownership by choosing your brand. Create Tools and Guides. Develop clear documentation or ROI calculators that help buyers see beyond sticker price—especially useful if the distributor's rep isn't fully equipped to present your value. Dealing with the Distributor as a Gatekeeper You can do all the contractor or engineer training you want, but if the distributor's inside salesperson steers a buyer to a cheaper product, you still lose. That's why building the distributor relationship is non-negotiable. Action Items: Train the Distributor's Sales Reps. Show them exactly how to pitch your brand's advantages, from installation ease to long-term reliability. Reward Them for Advocacy. If possible, offer spiffs or incentives when they successfully sell your line. In some cases, highlight how your product can reduce their support headaches and returns, making their life easier. Co-Sell on Big Deals. Bring major opportunities to the distributor, or volunteer to go on key calls together. When you help them close deals, they become more loyal to you. Get Proactive and Strategic One pitfall in channel sales is that your rep can become just a “help desk” for the distributor—always fixing problems instead of actively driving new deals. But a proactive approach can turn that support into a competitive edge: Offer On-Site or Virtual Coaching. Whenever the distributor or contractor hits a snag, your rep steps in, demonstrating expertise. This builds trust and brand loyalty. Balance Support with Hunting. While your reps should help,

What's the real difference between negotiation strategy and tactics, and why does it matter so much in high-stakes deals? In this episode of Sales Reinvented, we're joined by Stuart Foster, an international sales performance coach, who answers this question and shares his expertise on navigating complex negotiations.  Stuart reveals how understanding the balance between strategy and tactics can be the key to closing deals, building long-term relationships, and ensuring mutual success. Whether you're negotiating with a tough buyer or trying to secure a lasting partnership, Stuart's actionable advice will equip you with the tools you need to master the art of negotiation. Outline of This Episode (0:51) What is the difference between negotiation strategy and tactics? (1:26) How should strategy and tactics complement each other in a deal? (2:22) Stuart's go-to negotiation strategy for high-stakes deals (5:28) The role of planning in negotiation strategy and tactics (6:55) Common negotiation strategies in complex sales (8:55) How to handle aggressive negotiation tactics from buyers (10:30) Stuart's top three negotiation strategy dos and don'ts (13:38) Real-world example of applying strategy and tactics in a high-stakes deal Connect with Stuart Foster Connect on LinkedIn Connect With Paul Watts  LinkedIn Twitter  Subscribe to SALES REINVENTED Audio Production and Show notes by PODCAST FAST TRACK https://www.podcastfasttrack.com

Supercharge your analysis with AI! Get 15% of your membership with our special link here: https://finchat.io/csi/The Nvidia GTC Keynote from Jensen Huang was packed full of data for investors. Is the AI boom over? Or is Nvidia's value proposition to customers only just starting? Chip Stock Investors Nick and Kasey break down a pivotal moment in the GTC event, and discuss whether the AI data center trade will re-accelerate or not.Sign Up For Our Newsletter: https://mailchi.mp/b1228c12f284/sign-up-landing-page-short-formJoin us on Discord with Semiconductor Insider: https://ko-fi.com/chipstockinvestor/tiersSafeguard your personal information with Aura's monitoring service – try it free for two weeks and see where your data might be lurking: https://aura.com/chipstockinvestor

For fleet managers, timing is everything when it comes to vehicle replacement. Wait too long, and maintenance costs spike while reliability plummets. Replace too soon, and you could be throwing away thousands on a vehicle that still has life left in it.In this episode of The Fleet Code, we explore a third option: remanufacturing. Jonathan Carr, President of Vehicle Reman, joins us to break down the numbers behind replacement vs. remanufacturing, which fleets benefit the most, and how to minimize downtime while maximizing cost savings.View a transcription and show notes for this episode here →Takeaways from this episode: Use data to determine when a vehicle is costing you more than it's worthIf your vehicles are highly upfitted, replacement might not be the best optionThink long-term and decide where remans could fit into your immediate–, future–, and even transitionary plansGuest: Jonathan Carr, President, Vehicle RemanAdditional Links and Resources:Learn more about Vehicle Reman (website)How to Calculate the Total Cost of Ownership for Your Fleet (blog)Developing a Fleet Vehicle Replacement Strategy (white paper)

Health plans often underestimate the full financial burden of their core administration systems. This episode shines a light on the hidden costs buried and spread throughout the lifecycle of a typical core admin vendor contract. We will discuss what total total cost of ownership is, how to evaluate it, and what to do when costs are unexpectedly higher than you anticipated due to spread-out expenses, complex integrations, and recurring upgrades. Listeners will learn how to identify the operational “patchwork” that keeps plans tethered to legacy models and discover why taking a shorter, more honest view of long-term costs can reveal hidden savings. The conversation explores how integrated ecosystems provide stability, transparency, and scalability, positioning plans to invest in growth rather than wasting unoptimized resources.

Free laundromats are hard to find, but can be a great way to break into the industry. But are they really free?? In this episode of The Laundromat Millionaire Show, Tim Richardson shares his "free laundromat" story and the real costs that went into creating his amazing new store.Referenced Links: Our Sponsor: H-M Company Drain Troughs: https://www.draintroughs.comTim's Facebook: https://www.facebook.com/LASDRICHThe Deluxe Laundry Spa website: https://deluxelaundryspa.com/Our Website: https://www.laundromatmillionaire.comOur Online Course: https://dave-menz.mykajabi.com/sales-pageOur Youtube channel: https://youtube.com/c/LaundromatMillionaireOur Podcast: https://laundromatmillionaire.com/podcast/Our Facebook: https://www.facebook.com/laundromatmillionaire/Our Facebook Group: https://www.facebook.com/groups/laundromatmillionaireOur LinkedIn: https://www.linkedin.com/in/dave-laundromat-millionaire-menz/Our Instagram: https://www.instagram.com/laundromatmillionaire/Our laundromats: https://www.queencitylaundry.comOur pick-up and delivery laundry services: https://www.queencitylaundry.com/deliveryOur WDF & Delivery Workshop: https://laundromatmillionaire.com/pick-up-delivery-workshop/LaundroBoost Marketing Company: https://laundroboostmarketing.com/Suggested Services Page: https://www.laundromatmillionaire.com/servicesWDF & Delivery Dynamics: A Complete Business Blueprint: https://laundromatmillionaire.com/wdf-delivery-dynamics-a-business-blueprint/Torrance Memorial Hospital: https://www.torrancememorial.org/Dave's Book on Amazon: https://www.amazon.com/Laundromat-Millionaire-Grit-Elevate-Industry/Hubspot: https://www.hubspot.com/products/Beyond Scared Straight TV Show: https://www.imdb.com/title/tt1707374/Timestamps0:00:00 Episode 92 Intro0:02:50 Tim Richardson's Journey into the Laundry Industry0:15:13 Researching the Industry and Finding the right Laundromat to Buy0:23:44 Understanding Working with Brokers0:26:21 The Quality of Laundry Industry Resources0:38:29 Focusing on Your Desired Customer0:43:57 Initial Costs on a “FREE Laundromat”0:45:33 Timelines and the Transformation0:49:28 Total Cost of Project0:52:10 Lessons on Store Layout 0:54:28 Shift from Commodity to Service Focus0:55:08 The First Day Open and Growth from there1:00:03 Final Thoughts and Contact Info

In this episode, Jeffrey discusses using a TCO (Total Cost of Ownership) tool to evaluate project options Each week, Jeffrey will be sharing his knowledge on Service Delivery (Mondays) and Service Management (Thursdays). Jeffrey is the founder of Service Management Leadership, an IT consulting firm specializing in Service Management, Asset Management, CIO Advisory, and Business Continuity services.  The firm's website is www.servicemanagement.us.   Jeffrey has been in the industry for 30 years and brings a practical perspective to the discussions. He is an accomplished author with seven acclaimed books in the subject area and a popular YouTube channel with approximately 1,500 videos on various topics.  Also, please follow the Service Management Leadership LinkedIn page.

Send us a textWhat strategic decisions can lead to long-term success in real estate investments?Dive into this engaging episode of Weiss Advice with Yonah as he interviews Andy McQuade, a multifaceted real estate consultant. Andy shares his journey from the supply side of building materials to consulting for multifamily operators. With over two decades of experience, Andy highlights the critical role of procurement, the concept of total cost of ownership (TCO), and how thoughtful decision-making can shape the future of real estate investments.[00:01 - 09:32] From Lumberyards to Real Estate ConsultingAndy's early career journey and his unexpected leap into entrepreneurshipThe impact of growing up with an entrepreneurial fatherLessons from working in corporate environments[09:33 - 18:19] Mastering Procurement in Multifamily Real EstateThe meaning and importance of procurement in real estateHow procurement can drive efficiency and long-term savingsInsights on avoiding common operational pitfalls[18:20 - 27:46] Total Cost of Ownership: A Game-ChangerAndy's realization of TCO's importance in real estatePractical applications of TCO in multifamily propertiesAdapting IT-based principles to real estate decision-making[27:47 - 37:00] The Power of Networking and EducationAndy's involvement with Real Estate Investment Associations (REIAs)How these groups foster learning and community among real estate investorsInsights into the importance of staying updated on local policies[37:01- 46:06] Building Success and Finding FulfillmentReflections on defining success and balancing personal life with professional goalsAndy's thoughts on the evolution of his career and what's nextEncouraging entrepreneurs to focus on their strengths while delegating weaknessesConnect with Andy:Linktree: https://linktr.ee/andymcquadeLEAVE A 5-STAR REVIEW by clicking this link.WHERE CAN I LEARN MORE?Be sure to follow me on the below platforms:Subscribe to the podcast on Apple, Spotify, Google, or Stitcher.LinkedInYoutubeExclusive Facebook Groupwww.yonahweiss.comNone of this could be possible without the awesome team at Buzzsprout. They make it easy to get your show listed on every major podcast platform.Tweetable Quotes:“Don't focus on putting band-aids on your weaknesses because you'll constantly be chasing your tail. Focus on the things you're good at.” – Andy McQuade“Procurement isn't just about buying things; it's about shaping the direction of an entire company.” – Andy McQuadeSupport the show

This episode outlines the factors influencing divorce expenses, including attorney fees, filing fees, and additional costs. Attorney fees vary based on experience and case complexity, with contested divorces costing more due to disputes over issues like custody or property. Uncontested divorces, where parties agree on terms, are less expensive and faster. This episode is based on an article titled: The Total Cost of a Divorce To learn more about our Louisville, KY family law attorneys or to schedule an initial consultation, please call 855-805-0595 or email info@stangelawfirm.com.Become a supporter of this podcast: https://www.spreaker.com/podcast/family-law-talk--6410781/support.

On this episode FDE+ we've got something special for you as we dive an incredible conversation with Diane Prince, Founder of Recruiting Agency 360. From discussing profit calculations and the role of Employer of Record (EOR) in payroll and compliance to emphasizing the importance of recurring revenue and niche market fit, Diane covers it all. She opens up about her journey in the staffing industry, the significance of having a clear vision, and her business strategies that paved the way for her success.We'll also explore actionable business development tips, including effective and authentic cold outreach, the growing trend towards temporary workforce by 2030, and the unique advantages of temp staffing over direct hires.Get ready to learn, engage, and envision bigger goals for your business as Diane answers your burning questions and offers practical advice for achieving growth and scaling your staffing agency. This episode is packed with valuable insights and strategies that you won't want to miss.________________Follow Diane on LinkedIn: LinkedIn | Diane PrinceWant to learn more about Crelate? Book a demo hereFollow Crelate on LinkedIn: https://www.linkedin.com/company/crelate/Subscribe to our newsletter: https://www.crelate.com/blog/full-desk-experience

Have you ever stopped to consider the real costs—and sacrifices—of borrowing someone else's money? Whether it's a mortgage, car loan, or another form of financing, the hidden fees, penalties, and long-term credit impacts can quickly add up. Beyond the numbers, debt can bring stress, limit opportunities, and force tough choices in your personal and professional life. Doug Hoyes and Ted Michalos provide expert insights to help you confidently navigate borrowing, avoid costly mistakes, and make decisions that protect your finances and peace of mind. Timestamps: (1:00) – Get Interested in Your Interest Rates (3:25) – Understanding Origination Fees and Insurance Costs (8:05) – Why Doug and Ted Recommend Paying on Time (10:15) – Prepayment Penalties and Other “Hidden” Fees (15:10) – Discretionary Spending or Needing to Borrow More (17:10) – How Borrowing Impacts Your Credit Score (19:30) – Debt Causes Stress and Limits Opportunities (21:15) – Why Banks Encourage You to Finance   (24:00) – Practical Advice – How to Read Your Loan Contract (26:50) – The Bottom Line: Calculating the Total Cost (29:00) – Knowing When to Seek Professional Help Learn more from Hoyes Michalos: Debt Repayment Calculator Debt To Income Ratio Calculator Budgeting Course Sign Up for Our Newsletter HERE Smart Borrowing and Loan Management Tips Hoyes Michalos YouTube Channel Hoyes Michalos Instagram Hoyes Michalos Facebook Hoyes Michalos TikTok Hoyes Michalos Twitter (X) Hoyes Michalos LinkedIn Straight Talk on Your Money by Doug Hoyes Find a Hoyes Michalos Office in Your Area Here Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personalized advice from a qualified financial advisor. Always consult with a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions or strategies discussed.

We want to hear from you! Send us a text message.With U.S. manufacturing facing a potential shortfall of 7.5 million skilled workers, how can we bring jobs back and build the workforce to sustain them?In this episode of The TechEd Podcast, host Matt Kirchner sits down with Harry Moser, founder and president of the Reshoring Initiative, to explore the critical intersection of reshoring manufacturing, workforce development, and technological advancement. With decades of experience in manufacturing and workforce advocacy, Harry shares actionable insights for educators, policymakers, and business leaders aiming to strengthen America's industrial future.From addressing workforce shortages to overcoming supply chain risks, Harry explains the importance of apprenticeships, hands-on learning, and reshoring strategies like total cost of ownership (TCO) analysis. He also reveals why countries like Switzerland excel in workforce preparation and what the U.S. must do to compete.Listen to learn:How reshoring addresses a 45% cost gap with China to protect U.S. supply chains and economic security.Why FAME apprenticeships produce $98K earners within five years, rivaling or exceeding college degree outcomes.How TCO analysis helps manufacturers uncover hidden costs, making U.S. production viable in 50% of cases.What the U.S. can learn from Switzerland, where 60% of students enter apprenticeships & fuel their industrial workforce.How reshoring has grown U.S. manufacturing jobs 25x since 2010—and the critical steps needed to sustain it.3 Big Takeaways from this Episode:1. Reshoring is essential for U.S. economic and national security in an era of global uncertainty.The U.S. faces a 45% manufacturing cost gap with China, but Total Cost of Ownership (TCO) analysis shows that 50% of cases favor reshoring when hidden costs like tariffs and geopolitical risks are factored in. Harry Moser emphasizes the dangers of supply chain disruptions and reliance on foreign manufacturing for critical goods.2. Apprenticeships are a high-earning alternative to traditional college degrees, with faster results.Graduates of programs like FAME earn an average of $98,000 annually within five years, far surpassing many degree holders. They also start earning earlier, graduate debt-free, and enter the workforce with advanced technical skills in high demand.3. The U.S. must address a projected 7.5 million skilled worker shortfall in manufacturing.Harry Moser highlights Switzerland's apprenticeship model, where 60% of students gain hands-on skills through advanced training programs, as an example the U.S. could emulate. Building similar pathways could help meet workforce needs and drive manufacturing growth.Resources in this Episode:To learn more about the Reshoring Initiative, visit: reshorenow.orgTry the Total Cost of Ownership Estimator®Instagram - Facebook - YouTube - TikTok - Twitter - LinkedIn

In this episode of Making Cents of Money, we discuss the costs of car ownership and the impact it could have on your budget. Are you ready to see if you're prepared to purchase a vehicle? Tune in to learn more. Show Notes: MCOM Episode 74: Credit Reports Update: https://soundcloud.com/idfpr/episode-74-credit-reports-update?utm_source=clipboard&utm_medium=text&utm_campaign=social_sharing MCOM Episode 70: The Impact of Compound Interest: https://soundcloud.com/idfpr/episode-70-the-impact-of-compound-interest?utm_source=clipboard&utm_medium=text&utm_campaign=social_sharing Comparing Commute Costs Calculator: https://bicycleuniverse.com/car-free-millionaire/ Calculating Cost of Ownership • Edmund's True Cost to Own ® Calculator: https://www.edmunds.com/tco.html • What Is the Total Cost of Owning a Car? via NerdWallet: https://www.nerdwallet.com/blog/loans/total-cost-owning-car/ • Illinois Tollway Trip Calculator: https://ua.getipass.com/trip-calculator Can Your Budget Handle It? • Budgeting & Financial Planning episode list for Making Cents of Money: https://on.soundcloud.com/CJbxcrPsLRzCXVW78 • Budgeting Web Page from University of Illinois Student Money Management Center: https://www.studentmoney.uillinois.edu/learn/budgeting • You can also use something like this budget worksheet from the CFPB: https://files.consumerfinance.gov/f/documents/cfpb_well-being_monthly-budget.pdf Manufacturer vs Extended Warranties • CFPB Article, “What is the difference between a manufacturer's warranty and an extended vehicle warranty or service contract?”: https://www.consumerfinance.gov/ask-cfpb/what-is-the-difference-between-a-manufacturers-warranty-and-an-extended-vehicle-warranty-or-service-contract-en-825/ Title and Registration • ILLINOIS Registration Renewal and ID Cards: https://www.ilsos.gov/departments/vehicles/title_and_registration/regid.html • FAQ on Title & Registration in Illinois: https://www.ilsos.gov/departments/vehicles/faq.html • Buying or Selling a Used Vehicle Pamphlet from IL Sec of State: https://www.ilsos.gov/publications/pdf_publications/sos_dop141.pdf • Seller's Report of Sale Form: https://www.ilsos.gov/publications/pdf_publications/vsd703.pdf Don't Forget Monthly Costs • Edmund's True Cost to Own ® Calculator: https://www.edmunds.com/tco.html Two Types of Financing • CFPB's Take Control of Your Auto Loan Guide: https://files.consumerfinance.gov/f/documents/201606_cfpb_take-control-of-your-auto-loan-guide.pdf Know Your Resources • Kelly Blue Book: https://www.kbb.com • NADA Guides: https://www.nadaguides.com/Cars • Edmunds True Market Value: https://www.edmunds.com/tmv.html • CarFax History-Based Value: https://www.carfax.com/value/ Research & Compare • CFPB Auto Loan Worksheet: https://files.consumerfinance.gov/f/documents/201606_cfpb_auto-loan-worksheet.pdf • CFPB Site on Auto Loans: https://www.consumerfinance.gov/consumer-tools/auto-loans/ • FTC Used Cars Site: https://consumer.ftc.gov/features/used-cars • Prioritize debt repayment: https://powerpay.org/ Auto Loan Calculator Examples: • NerdWallet Car Loan Calculator: https://www.nerdwallet.com/blog/loans/car-loan-calculator/ • Bankrate Auto Loan Calculator: https://www.bankrate.com/calculators/auto/auto-loan-calculator.aspx Know Your Credit • Get Free Weekly Credit Reports from Equifax, Experian, & TransUnion: https://www.annualcreditreport.com/ • Ep. 74 – Credit Reports Update: https://blogs.uofi.uillinois.edu/view/7550/1222872163 Insurance • State of Illinois Mandatory Insurance: https://www.ilsos.gov/departments/vehicles/mandatory_insurance.html Tips to Protect Yourself • FTC article: “Put the brakes on phony online car sales”: https://www.consumer.ftc.gov/blog/2019/06/put-brakes-phony-online-car-sales • Buying a Used Car from FTC: https://www.consumer.ftc.gov/features/feature-0040-used-cars

In this episode, Stacey Richter speaks with Rob Andrews, CEO of the Health Transformation Alliance (HTA) and former Congressman, about the strategic steps jumbo employers can take to achieve improved health outcomes while reducing cost. They delve into the importance of using data to discern effective practices, negotiate contracts, and hold intermediaries accountable. To Read The Show Notes With All Mentioned Links, Visit the Episode Page. If you enjoy this podcast, be sure to subscribe to the free weekly newsletter to be a member of the Relentless Tribe. The discussion highlights maternal health as a critical area of focus, with successful interventions shown to reduce NICU admissions and overall healthcare costs. Andrews emphasizes the role of self-insured employers in driving systemic changes that align financial incentives with health outcomes. This encore is very relevant after the shows with Cora Opsahl (EP452), Claire Brockbank (EP453), and Marilyn Bartlett (EP450). Getting better health for the 160 million Americans covered by commercial insurance is all about rates, rights, and power. 07:34 How did Rob get to his current role? 09:08 The problem of maternal health and mortality rate, and how self-insured employers wind up directly and indirectly paying for this. 10:27 Why economic consequences move the needle, and why sometimes they don't. 12:26 Why the best way to address costs isn't to re-shift costs but to address them directly. 13:22 Why compensation that isn't dependent on outcomes is a problem. 16:23 “Strategy's not what people say; it's what they do.” 18:21 How do you operationalize saving money with better outcomes? 26:26 How do employers turn conflict into collaboration? 28:20 What is the win-win-win structure among employers, payers, and providers in Rob's eyes? 30:53 To whom should the task of risk adjustment fall? 34:43 “Better contracts do improve outcomes.”  

The education and BFSI sectors in India are embracing desktop virtualization to modernize their operations and reduce costs. In the latest episode of The Edge & Beyond podcast, Michelle Dawn Mooney hosts a discussion with key figures from Intel and INP, focusing on how their partnership is reshaping computing for these sectors through the Intelligent Desktop Virtualization (IDV) initiative.Ashish Agarwal of Intel explains the vision, stating, “IDV addresses the limitations of traditional thin clients, offering scalable and robust solutions tailored for the evolving demands of modern ICT labs and banking environments.” Manoj Dubey of INP adds, “With Intel's technology, we're developing cost-effective, high-performance solutions that transform the user experience, especially in remote and underserved areas.”The episode highlights the importance of reducing Total Cost of Ownership (TCO) while leveraging AI and Intel's 12th Gen processors to deliver immersive, multimedia-rich experiences. The guests also discuss future developments, including expanded use cases beyond education and BFSI.For more on how Intel and INP are driving desktop virtualization in India, listen to the podcast and connect with the guests:Ashish AgarwalManoj DubeySubscribe to To The Edge & Beyond podcast on Apple Podcasts and Spotify for more insights from leaders in the Intel and Edge Network group.

The education and BFSI sectors in India are embracing desktop virtualization to modernize their operations and reduce costs. In the latest episode of The Edge & Beyond podcast, Michelle Dawn Mooney hosts a discussion with key figures from Intel and INP, focusing on how their partnership is reshaping computing for these sectors through the Intelligent Desktop Virtualization (IDV) initiative.Ashish Agarwal of Intel explains the vision, stating, “IDV addresses the limitations of traditional thin clients, offering scalable and robust solutions tailored for the evolving demands of modern ICT labs and banking environments.” Manoj Dubey of INP adds, “With Intel's technology, we're developing cost-effective, high-performance solutions that transform the user experience, especially in remote and underserved areas.”The episode highlights the importance of reducing Total Cost of Ownership (TCO) while leveraging AI and Intel's 12th Gen processors to deliver immersive, multimedia-rich experiences. The guests also discuss future developments, including expanded use cases beyond education and BFSI.For more on how Intel and INP are driving desktop virtualization in India, listen to the podcast and connect with the guests:Ashish AgarwalManoj DubeySubscribe to To The Edge & Beyond podcast on Apple Podcasts and Spotify for more insights from leaders in the Intel and Edge Network group.

Description: A new roof is a big investment. Roofers should be able to help both homeowners and commercial property owners account for the lifecycle of the materials they choose, durability and performance attributes, aesthetics over time and warranty to truly explain the total cost of ownership of a roof.    In this RLW, join roofer Jason Totin, president and owner of Totin Too out of Wexford, Pennsylvania as he shares his 20+ years of roofing knowledge on Selling Total Cost of Ownership to Property Owners. He'll be joined by Jason King, territory sales manager for DaVinci Roofscapes, the leading composite roofing manufacturer in the country. Jason has years of hands-on experience in the roofing and remodeling industry where he learned that investing in the best made materials brings the highest return on investment for property owners.    Learn more at RoofersCoffeeShop.com!  https://www.rooferscoffeeshop.com/     Are you a contractor looking for resources? Become an R-Club Member today! https://www.rooferscoffeeshop.com/rcs-club-sign-up     Sign up for the Week in Roofing!  https://www.rooferscoffeeshop.com/sign-up     Follow Us!   https://www.facebook.com/rooferscoffeeshop/   https://www.linkedin.com/company/rooferscoffeeshop-com   https://x.com/RoofCoffeeShop   https://www.instagram.com/rooferscoffeeshop/   https://www.youtube.com/channel/UCAQTC5U3FL9M-_wcRiEEyvw   https://www.pinterest.com/rcscom/   https://www.tiktok.com/@rooferscoffeeshop   https://www.rooferscoffeeshop.com/rss     #DaVinciRoofscapes #RoofersCoffeeShop #MetalCoffeeShop #AskARoofer #CoatingsCoffeeShop #RoofingProfessionals #RoofingContractors #RoofingIndustry 

In this episode of the Personal Finance Podcast, we're going to talk about how to figure out how much you will spend in retirement by age. How Andrew Can Help You:  Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Monarch Money: Get an extended 30 day free trial at monarchmoney.com/pfp Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. This show is sponsored by Better Help. Go to betterhelp.com/pfp and be on your way to your best self. Go to joindeleteme.com/pfp20 for 20% off!  Links Mentioned in This Episode:  The 1-3-6 Method For Building & Managing Your Emergency Fund How to Run the Numbers When You Buy a House! (Total Cost of Ownership!) Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Personal Finance Podcast Money Q&A, we're going to talk about should I reduce my 401k contributions to save for a house? Today we are going to answer these questions!  Question 1: Should I reduce my 401(K) Contributions to Save for a House? Question 2: How do I find my Old 401(k)?! Question 3:How to Pay Of Debt Step-By-Step Question 4: One-third of the US population's background info is now public How Andrew Can Help You:  Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Monarch Money: Get an extended 30 day free trial at monarchmoney.com/pfp Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Go to joindeleteme.com/pfp20 for 20% off! This show is sponsored by Better Help. Go to betterhelp.com/pfp and be on your way to your best self.  Links Mentioned in This Episode:  How to Run the Numbers When You Buy a House! (Total Cost of Ownership!) The 1-3-6 Method For Building & Managing Your Emergency Fund How to Create a Bulletproof Wealth Protection Plan Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

The energy storage market is truly moving faster than ever, and with it, the complexity of building and managing these projects and products that serve our need for 24/7 renewable power. It does, however, raise a number of interesting, if not troubling questions:How does this rapid change impact the Total Cost of Ownership for battery energy storage projects?Are there hidden costs to this pace of growth?As we watch the industry scale, it has started to feel a bit like companies are rushing projects (and products) to market in a race to meet market demand and be “first” in a number of key areas, not the least of which is power density and battery size. So we have to ask, “how big is too big?”And, as sites begin to move closer to population centers, what do we do about the inevitable concerns surrounding noise ordinances? Is Noise the next challenge in front of the industry?I asked these and many others of today's special guest while we were live on our PowerUp Live stage recently at RE+ 2024.With over 12.5 gigawatt-hours of contracted storage systems, including 8.5 gigawatt-hours already in operation, Wärtsilä Energy Storage & Optimisation (ES&O) is rapidly expanding its global footprint across key markets, from the US and Canada to Chile, the UK, and beyond. With the market moving faster than ever, Wärtsilä is tackling both technical and logistical challenges, ensuring that its battery storage systems are ready to meet demand.Andy Tang, Vice President of Wärtsilä ES&O, brings nearly two decades of expertise in battery storage and grid edge development to the table. And in our conversation, he addresses head on the impacts of rising energy density on Total Cost of Ownership (TCOE) and the hidden costs associated with larger, more complex systems. Expect to learn:Whether the race to greater energy-density batteries is really “good” for the market.The emerging challenge of noise and how Wärtsilä is addressing it through advanced design and site planningTang's advice for procurement managers in vendor & product selection.Watch this and other insightful conversations recorded live at the PowerUp Live Podcast Stage over at www.suncast.live!If you want to connect with today's guest, you'll find links to his contact info in the show notes on the blog at https://mysuncast.com/suncast-episodes/.Our Platinum Presenting Sponsor for SunCast is CPS America!SunCast is proudly supported by Trina Solar.You can learn more about all the sponsors who help make this show free for you at www.mysuncast.com/sponsors.Remember, you can always find resources, learn more about today's guest and explore recommendations, book links, and more than 730 other founder stories and startup advice at www.mysuncast.com.Subscribe to Valence, our weekly LinkedIn Newsletter, and learn the elements of compelling storytelling:

Rushi Lala is the founder and managing partner of AbsoluteLabs, a firm that specializes in helping consumer brands innovate, adapt, optimize, and achieve breakthrough results. 

“Passer en SaaS ne veut pas dire qu'on a plus de dette technique. On l'a juste mutualisée”. Dans ce quatrième épisode de la série spéciale Tech, Laurent Kretz demande conseil à Kévin Couvet, le CTO de CosaVostra, pour optimiser et anticiper au mieux sa dette technique. Un site e-commerce sera toujours contraint d'évoluer avec son écosystème, en ajoutant des couches de développement, des interfaçages et des plugins. L'ensemble de ces éléments constitue la dette technique qui, à terme, devra forcément être refondue. Kevin nous explique comment anticiper au mieux ce chantier inévitable et ainsi maîtriser au mieux le Total Cost of Ownership de son site. Dans cet épisode, on parle de :00:04:55 - Passer en mode SaaS pour mutualiser sa dette technique ; 00:07:00 - Se faire accompagner par un dev pour éviter que les nouvelles couches ne fassent régresser le site ;00:09:55 - Anticiper les mises à jour en SaaS ; 00:12:25 - Développer son site open source de manière à ce qu'il puisse évoluer facilement ; 00:17:00 - Scaler grâce à la bonne architecture serveur. Et quelques dernières infos à vous partager : Suivez Le Panier sur Instagram lepanier.podcast !Inscrivez- vous à la newsletter sur leanier.io pour cartonner en e-comm ! Écoutez les épisodes sur Apple Podcasts, Spotify ou encore Podcast AddictLe Panier est un podcast produit par CosaVostra, du label Orso Media.

It's a common misconception that pre-construction consists solely of estimating costs based on drawings and coordinating subcontractor bids. Pre-construction might begin with feasibility studies and initial concepts, which help determine what is financially viable. It comprises a wide range of tasks until building begins, with designs finalized and budgets secured. The pre-construction phase involves a large amount of work. Today, we are joined by Steve Dell'Orto, the founder & CEO of ConCntric, a cloud-based construction software platform for pre-construction and construction cost estimating. With 26 years of experience in the construction industry, Steve is well-equipped to drive digital transformation in this field. He is dedicated to using his expertise to enhance innovation and technology in real estate and construction. Together with his team, Steve aims to make the built world more affordable, predictable, and sustainable, positioning them to significantly impact the future of the industry. He joined us today to discuss ways to maximize pre-construction success while also improving collaboration, affordability, and outcome certainty. Steve starts the conversation by explaining what pre-construction is and how people mistakenly view pre-construction as merely estimating costs. Steve then kindly shares the importance of the alignment of all stakeholders around common objectives, saying that successful project delivery relies on effective communication and collaboration, ensuring that everyone understands the value being provided and works towards the shared goal of a high-quality outcome. We also talk about the role of technology in renovating the construction industry. By integrating workflows and automating procedures, you may improve communication, save time, and allow skilled workers to focus on their strengths. Collaboration and transparency in gathering ideas from many stakeholders can result in substantial advancements and innovation throughout the industry. As we continue our conversation, we focus on the following aspects of the pre-construction process: the primary problem, the non-linear nature of pre-construction, risk mitigation prior to construction, the black-box approach, and the role of AI in the construction industry.   EPISODE HIGHLIGHTS [01.56] Steve's career journey at Clark Construction Group. [05.12] What is pre-construction? [08.07] Impact of the lack of financial commitment.  [12.31] The impact of a good pre-construction process.  [16.08] The importance of aligning all stakeholders around common objectives. [20.52] Careful selection of partners and clear communication.  [23.40] The importance of leveraging technology to modernize the construction industry. [27.00] Augmenting existing expertise.  [31.04] The main pain problem in the pre-construction process.  [36.15] How the non-linear nature of pre-construction influences data quality and decision-making. [39.30] Mitigating risks before construction.  [42.07] The black-box approach.  [44.00] The difference between information and data. [45.13] The role of AI in construction.  [48.32] The biggest shift in construction regarding technological application.    TIPS & TOOLS TO IMPLEMENT TODAY Always put yourself in the client's shoes Focus on the Total Cost of Ownership Prioritize Transparency and Structure Embrace Technology for Efficiency Gradual Integration of Technology   Are people problems eroding your company's profits? Discover proven strategies to lead, strategize, and sell effectively, ensuring your projects stay profitable. Elevate your construction business by purchasing Construction Genius: Effective, Hands-On, Practical, Simple, No-BS Leadership, Strategy, Sales, and Marketing Advice for Construction Companies today and turn your people problems into profit!: https://www.amazon.com/Construction-Genius-Effective-Hands-Leadership/dp/B0BHTRDY1T/ Is an executive or leader in your company struggling? Reach out to Eric to discuss how his transformative executive approach can help. Schedule a 10 minute call with Eric today to learn more: 10minuteswitheric.youcanbook.me   RESOURCES Connect with Steve LinkedIn - linkedin.com/in/stevedellorto/  Website - concntric.com/

Join us for our live event as we sit down with Founding Attorney, Lewis Landerholm, to discuss what a legal retainer is, why it's required, and how it works in a legal matter.If you would like to speak with one of our attorneys, please call our office at (503) 227-0200, or visit our website at https://www.pacificcascadelegal.com.Disclaimer: Nothing in this communication is intended to provide legal advice nor does it constitute a client-attorney relationship, therefore you should not interpret the contents as such.

 In this episode of the Personal Finance Podcast, we're going to do a Money Q&A about what are the Best Real Estate Books, Index Funds, and Mortgage Loans - Rapid FIRE  Today we are going to answer these questions: Question 1: Favorite Place to Set-Up A Roth IRA? Question 2: Real Estate Investing Book  Question 3: Why is the 6% Interest rate the Threshold for High Interest Debt?  Question 4: I want to upgrade my house in 6 years, Where do I park the money?  How Andrew Can Help You:  Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Monarch Money: Get an extended 30 day free trial at monarchmoney/pfp Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Delete Me: Use Promo Code PFP for 20% off!   Links Mentioned in This Episode:  10 Incredible Benefits of a Taxable Brokerage Account! 8 Steps to Running The Numbers on a Rental Property (THIS YEAR!) How to Run the Numbers When You Buy a House! (Total Cost of Ownership!) How to Run the Numbers on a Rental Property (And the Mistakes You MUST Avoid) Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

Consumer Reports offers new data that shows just how affordable Teslas are to own through the first decade of ownership, the Cybertruck gets a pricey new accessory, Tesla's craziest new Supercharger location makes notable construction progress, and more! If you enjoy the podcast and would like to support my efforts, please check out my Patreon at https://www.patreon.com/teslapodcast and consider a monthly pledge. Every little bit helps and there are stacking bonuses in it for you at each pledge level, like early access to each episode at the $5 tier and the weekly Lightning Round bonus mini-episode (AND the early access!) at the $10 tier! And don't forget to leave a message on the Ride the Lightning hotline anytime with a question, comment, or discussion topic for next week's show! The toll-free number to call or Skype is 1-888-989-8752. The Tesla raffle from ChesedChicago is back! For your chance to win a Tesla (including a Cybertruck!) or $50,000 cash and help a great cause in the process, head to https://ccraffle.com, where you can get $25 off two tickets or $500 off of 15 tickets by using the promo code “RTL” (without the quotes).  Go to xcelerateauto.com/xcare to find the extended warranty policy that's right for you and your Tesla, and don't forget to use the discount code “Lightning” for $100 off your purchase. P.S. Get 15% off your first order of awesome aftermarket Tesla accessories at AbstractOcean.com by using the code RTLpodcast at checkout. Grab the SnapPlate front license plate bracket for any Tesla at https://everyamp.com/RTL/ (don't forget the coupon code RTL). 

In this episode of the Personal Finance Podcast, we're going to do a Money Q&A about is now the right time to buy a house? Today we are going to answer these questions:  Question 1: Is now a good time to Buy a House?  Question 2: How to Get Around Personal Guarantees?  Question 3: Can you withdraw your contributions in a Roth 401(K)?  How Andrew Can Help You:  Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Monarch Money: Get an extended 30 day free trial at monarchmoney/pfp Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Delete Me: Use Promo Code PFP for 20% off!   Relevant Episodes:  The Mega-Back Door Roth IRA (How to Get an Extra $43,500 in Your Roth!) Roth 401(K) Vs Traditional 401(K): Which Should You Consider Based on Income! Should You Save for A House or Contribute to an IRA?! Buy VS. Rent: Is Buying a House a Good Investment? How to Buy a House The Right Way In 2024 How to Run the Numbers When You Buy a House! (Total Cost of Ownership!) Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Personal Finance Podcast, we are going to talk about how to buy a house the right way in 2024. How Andrew Can Help You:  Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel!  Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Monarch Money: Get an extended 30 day free trial at monarchmoney/pfp Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Delete Me: Use Promo Code PFP20 for 20% off!  Links Mentioned in This Episode:  Here is the Total Cost of Ownership Calculator Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices