Podcast appearances and mentions of Benjamin Grant

Real Estate Investing Through Massive Foreclosure Periods Join us for an exclusive episode of the REFP podcast, focusing on "Real Estate Investing Through Massive Foreclosure Periods." In this enlightening episode, you'll dive into the following insights: Discover the secret to making money during economic downturns, a strategy that can set you apart from the crowd. Learn how to attract a specific group of unaffected renters for maximum cash flow, a targeted approach for consistent income. Uncover the extreme strategy of upgrading entire blocks or neighborhoods for massive returns, a visionary move with enormous potential. Understand how to measure Rent Resiliency™ and Price Resiliency™ to safeguard your property portfolio, vital skills for enduring market fluctuations. Explore the cutting-edge Real Estate Financial Planner™ software for optimized investment decisions, a tool that can elevate your investment game. Find out why cash flow and low expenses are key to weathering market storms, foundational principles for long-term stability. Master the art of timing the market and avoid missing out on incredible opportunities, nuanced skills that can lead to success. Learn how to minimize transaction costs and maximize your profits, a practical approach for every wise investor. Gain expert insights from Warren Buffett, Daniel Kahneman, Benjamin Grant, and Peter Lynch, wisdom from some of the brightest minds in investing and psychology. Unleash the power of acquiring properties during foreclosure periods with historically low interest rates, a unique opportunity for growth. Discover the advantages of holding properties through adverse market conditions and smart refinancing, strategic methods for thriving in uncertainty. Unlock hidden market indicators for accurate market timing predictions, a secret tool for the proactive investor. Understand the pros and cons of 1031 exchanges for capital gains tax avoidance, an advanced strategy for tax efficiency. Build a resilient portfolio with ample reserves and secure your financial future, the ultimate goal for every real estate investor. Plus much, much more... Don't miss out on this exclusive podcast episode! Get access now and take your real estate investing to the next level! Your journey to mastery might just begin with "Real Estate Investing Through Massive Foreclosure Periods." Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheetImprove Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Fort Collins real estate investor podcast? Book a free consultation to discuss.

Real Estate Investing Through Massive Foreclosure Periods Join us for an exclusive episode of the REFP podcast, focusing on "Real Estate Investing Through Massive Foreclosure Periods." In this enlightening episode, you'll dive into the following insights: Discover the secret to making money during economic downturns, a strategy that can set you apart from the crowd. Learn how to attract a specific group of unaffected renters for maximum cash flow, a targeted approach for consistent income. Uncover the extreme strategy of upgrading entire blocks or neighborhoods for massive returns, a visionary move with enormous potential. Understand how to measure Rent Resiliency™ and Price Resiliency™ to safeguard your property portfolio, vital skills for enduring market fluctuations. Explore the cutting-edge Real Estate Financial Planner™ software for optimized investment decisions, a tool that can elevate your investment game. Find out why cash flow and low expenses are key to weathering market storms, foundational principles for long-term stability. Master the art of timing the market and avoid missing out on incredible opportunities, nuanced skills that can lead to success. Learn how to minimize transaction costs and maximize your profits, a practical approach for every wise investor. Gain expert insights from Warren Buffett, Daniel Kahneman, Benjamin Grant, and Peter Lynch, wisdom from some of the brightest minds in investing and psychology. Unleash the power of acquiring properties during foreclosure periods with historically low interest rates, a unique opportunity for growth. Discover the advantages of holding properties through adverse market conditions and smart refinancing, strategic methods for thriving in uncertainty. Unlock hidden market indicators for accurate market timing predictions, a secret tool for the proactive investor. Understand the pros and cons of 1031 exchanges for capital gains tax avoidance, an advanced strategy for tax efficiency. Build a resilient portfolio with ample reserves and secure your financial future, the ultimate goal for every real estate investor. Plus much, much more... Don't miss out on this exclusive podcast episode! Get access now and take your real estate investing to the next level! Your journey to mastery might just begin with "Real Estate Investing Through Massive Foreclosure Periods." Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheetImprove Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Denver real estate investor podcast? Book a free consultation to discuss.

Real Estate Investing Through Massive Foreclosure Periods Join us for an exclusive episode of the REFP podcast, focusing on "Real Estate Investing Through Massive Foreclosure Periods." In this enlightening episode, you'll dive into the following insights: Discover the secret to making money during economic downturns, a strategy that can set you apart from the crowd. Learn how to attract a specific group of unaffected renters for maximum cash flow, a targeted approach for consistent income. Uncover the extreme strategy of upgrading entire blocks or neighborhoods for massive returns, a visionary move with enormous potential. Understand how to measure Rent Resiliency™ and Price Resiliency™ to safeguard your property portfolio, vital skills for enduring market fluctuations. Explore the cutting-edge Real Estate Financial Planner™ software for optimized investment decisions, a tool that can elevate your investment game. Find out why cash flow and low expenses are key to weathering market storms, foundational principles for long-term stability. Master the art of timing the market and avoid missing out on incredible opportunities, nuanced skills that can lead to success. Learn how to minimize transaction costs and maximize your profits, a practical approach for every wise investor. Gain expert insights from Warren Buffett, Daniel Kahneman, Benjamin Grant, and Peter Lynch, wisdom from some of the brightest minds in investing and psychology. Unleash the power of acquiring properties during foreclosure periods with historically low interest rates, a unique opportunity for growth. Discover the advantages of holding properties through adverse market conditions and smart refinancing, strategic methods for thriving in uncertainty. Unlock hidden market indicators for accurate market timing predictions, a secret tool for the proactive investor. Understand the pros and cons of 1031 exchanges for capital gains tax avoidance, an advanced strategy for tax efficiency. Build a resilient portfolio with ample reserves and secure your financial future, the ultimate goal for every real estate investor. Plus much, much more... Don't miss out on this exclusive podcast episode! Get access now and take your real estate investing to the next level! Your journey to mastery might just begin with "Real Estate Investing Through Massive Foreclosure Periods." Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheetImprove Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Jacksonville real estate investor podcast? Book a free consultation to discuss.

Real Estate Investing Through Massive Foreclosure Periods Join us for an exclusive episode of the REFP podcast, focusing on "Real Estate Investing Through Massive Foreclosure Periods." In this enlightening episode, you'll dive into the following insights: Discover the secret to making money during economic downturns, a strategy that can set you apart from the crowd. Learn how to attract a specific group of unaffected renters for maximum cash flow, a targeted approach for consistent income. Uncover the extreme strategy of upgrading entire blocks or neighborhoods for massive returns, a visionary move with enormous potential. Understand how to measure Rent Resiliency™ and Price Resiliency™ to safeguard your property portfolio, vital skills for enduring market fluctuations. Explore the cutting-edge Real Estate Financial Planner™ software for optimized investment decisions, a tool that can elevate your investment game. Find out why cash flow and low expenses are key to weathering market storms, foundational principles for long-term stability. Master the art of timing the market and avoid missing out on incredible opportunities, nuanced skills that can lead to success. Learn how to minimize transaction costs and maximize your profits, a practical approach for every wise investor. Gain expert insights from Warren Buffett, Daniel Kahneman, Benjamin Grant, and Peter Lynch, wisdom from some of the brightest minds in investing and psychology. Unleash the power of acquiring properties during foreclosure periods with historically low interest rates, a unique opportunity for growth. Discover the advantages of holding properties through adverse market conditions and smart refinancing, strategic methods for thriving in uncertainty. Unlock hidden market indicators for accurate market timing predictions, a secret tool for the proactive investor. Understand the pros and cons of 1031 exchanges for capital gains tax avoidance, an advanced strategy for tax efficiency. Build a resilient portfolio with ample reserves and secure your financial future, the ultimate goal for every real estate investor. Plus much, much more... Don't miss out on this exclusive podcast episode! Get access now and take your real estate investing to the next level! Your journey to mastery might just begin with "Real Estate Investing Through Massive Foreclosure Periods." Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheetImprove Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the McAllen real estate investor podcast? Book a free consultation to discuss.

Real Estate Investing Through Massive Foreclosure Periods Join us for an exclusive episode of the REFP podcast, focusing on "Real Estate Investing Through Massive Foreclosure Periods." In this enlightening episode, you'll dive into the following insights: Discover the secret to making money during economic downturns, a strategy that can set you apart from the crowd. Learn how to attract a specific group of unaffected renters for maximum cash flow, a targeted approach for consistent income. Uncover the extreme strategy of upgrading entire blocks or neighborhoods for massive returns, a visionary move with enormous potential. Understand how to measure Rent Resiliency™ and Price Resiliency™ to safeguard your property portfolio, vital skills for enduring market fluctuations. Explore the cutting-edge Real Estate Financial Planner™ software for optimized investment decisions, a tool that can elevate your investment game. Find out why cash flow and low expenses are key to weathering market storms, foundational principles for long-term stability. Master the art of timing the market and avoid missing out on incredible opportunities, nuanced skills that can lead to success. Learn how to minimize transaction costs and maximize your profits, a practical approach for every wise investor. Gain expert insights from Warren Buffett, Daniel Kahneman, Benjamin Grant, and Peter Lynch, wisdom from some of the brightest minds in investing and psychology. Unleash the power of acquiring properties during foreclosure periods with historically low interest rates, a unique opportunity for growth. Discover the advantages of holding properties through adverse market conditions and smart refinancing, strategic methods for thriving in uncertainty. Unlock hidden market indicators for accurate market timing predictions, a secret tool for the proactive investor. Understand the pros and cons of 1031 exchanges for capital gains tax avoidance, an advanced strategy for tax efficiency. Build a resilient portfolio with ample reserves and secure your financial future, the ultimate goal for every real estate investor. Plus much, much more... Don't miss out on this exclusive podcast episode! Get access now and take your real estate investing to the next level! Your journey to mastery might just begin with "Real Estate Investing Through Massive Foreclosure Periods." Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheetImprove Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Milwaukee real estate investor podcast? Book a free consultation to discuss.

Real Estate Investing Through Massive Foreclosure Periods Join us for an exclusive episode of the REFP podcast, focusing on "Real Estate Investing Through Massive Foreclosure Periods." In this enlightening episode, you'll dive into the following insights: Discover the secret to making money during economic downturns, a strategy that can set you apart from the crowd. Learn how to attract a specific group of unaffected renters for maximum cash flow, a targeted approach for consistent income. Uncover the extreme strategy of upgrading entire blocks or neighborhoods for massive returns, a visionary move with enormous potential. Understand how to measure Rent Resiliency™ and Price Resiliency™ to safeguard your property portfolio, vital skills for enduring market fluctuations. Explore the cutting-edge Real Estate Financial Planner™ software for optimized investment decisions, a tool that can elevate your investment game. Find out why cash flow and low expenses are key to weathering market storms, foundational principles for long-term stability. Master the art of timing the market and avoid missing out on incredible opportunities, nuanced skills that can lead to success. Learn how to minimize transaction costs and maximize your profits, a practical approach for every wise investor. Gain expert insights from Warren Buffett, Daniel Kahneman, Benjamin Grant, and Peter Lynch, wisdom from some of the brightest minds in investing and psychology. Unleash the power of acquiring properties during foreclosure periods with historically low interest rates, a unique opportunity for growth. Discover the advantages of holding properties through adverse market conditions and smart refinancing, strategic methods for thriving in uncertainty. Unlock hidden market indicators for accurate market timing predictions, a secret tool for the proactive investor. Understand the pros and cons of 1031 exchanges for capital gains tax avoidance, an advanced strategy for tax efficiency. Build a resilient portfolio with ample reserves and secure your financial future, the ultimate goal for every real estate investor. Plus much, much more... Don't miss out on this exclusive podcast episode! Get access now and take your real estate investing to the next level! Your journey to mastery might just begin with "Real Estate Investing Through Massive Foreclosure Periods." Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheetImprove Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Las Vegas real estate investor podcast? Book a free consultation to discuss.

Real Estate Investing Through Massive Foreclosure Periods Join us for an exclusive episode of the REFP podcast, focusing on "Real Estate Investing Through Massive Foreclosure Periods." In this enlightening episode, you'll dive into the following insights: Discover the secret to making money during economic downturns, a strategy that can set you apart from the crowd. Learn how to attract a specific group of unaffected renters for maximum cash flow, a targeted approach for consistent income. Uncover the extreme strategy of upgrading entire blocks or neighborhoods for massive returns, a visionary move with enormous potential. Understand how to measure Rent Resiliency™ and Price Resiliency™ to safeguard your property portfolio, vital skills for enduring market fluctuations. Explore the cutting-edge Real Estate Financial Planner™ software for optimized investment decisions, a tool that can elevate your investment game. Find out why cash flow and low expenses are key to weathering market storms, foundational principles for long-term stability. Master the art of timing the market and avoid missing out on incredible opportunities, nuanced skills that can lead to success. Learn how to minimize transaction costs and maximize your profits, a practical approach for every wise investor. Gain expert insights from Warren Buffett, Daniel Kahneman, Benjamin Grant, and Peter Lynch, wisdom from some of the brightest minds in investing and psychology. Unleash the power of acquiring properties during foreclosure periods with historically low interest rates, a unique opportunity for growth. Discover the advantages of holding properties through adverse market conditions and smart refinancing, strategic methods for thriving in uncertainty. Unlock hidden market indicators for accurate market timing predictions, a secret tool for the proactive investor. Understand the pros and cons of 1031 exchanges for capital gains tax avoidance, an advanced strategy for tax efficiency. Build a resilient portfolio with ample reserves and secure your financial future, the ultimate goal for every real estate investor. Plus much, much more... Don't miss out on this exclusive podcast episode! Get access now and take your real estate investing to the next level! Your journey to mastery might just begin with "Real Estate Investing Through Massive Foreclosure Periods." Free Real Estate Deal Analysis Spreadsheet: Download a copy of the newest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™ by going to:https://RealEstateFinancialPlanner.com/spreadsheetImprove Cash Flow: Book a consultation to improve cash flow using our proprietary 88 cash flow improving strategies.Real Estate Agent & Lender Collaborators: Interested in collaborating with us on the Kenosha real estate investor podcast? Book a free consultation to discuss.

Aaron & Joshua Potts are joined by several newly crowned Paris Olympic Qualifiers on the last day of the U.S. Olympic Trials. Nikki Hiltz, Rai Benjamin, Abdihamid Nur, Brandon Miller, and more join the podcast. Plus they talk to a couple college freshman who barley missed the team including the Moll sisters and Tinoda Matsatsa. Watch on YouTube: https://youtu.be/NcOsZjPCf5w TIME STAMPS 0:00 - Intro 2:12 - Nikki Hiltz 9:07 - Elle St. Pierre 15:10 - Rai Benjamin 21:51 - Grant Fisher 28:25 - Abdihamid Nur 32:46 - Parker Wolfe 37:01 - Hana & Amanda Moll 42:37 - Katie Moon 48:06 - Russell Robinson 51:51 - Brandon Miller 56:41 - Tinoda Matsatsa Follow us on Social Media ✔Instagram: https://www.instagram.com/2blackrunners ✔Aaron's IG: https://www.instagram.com/supahotpotts ✔Joshua's IG: https://www.instagram.com/mr.pottsible ✔YouTube: https://www.youtube.com/@2blackrunners ✔Website: https://www.running-report.com/

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Benjamin Grant is the founder of Overview, which started as a project of sharing 1 satellite image per day on Instagram, now to an audience of nearly 1.5 million. It has since turned into books, exhibitions and collaboration with huge brands like Louis Vuitton; all in an effort to showcase Earth using satellite images.---Episode Sponsor: OpenCageUse OpenCage for your geocoding needs with their API. They have a generous Free trial you can sign up to!---About Benjamin:Overview's websiteDaily Overview on InstagramLinkedIn ShownotesNote: Links to books are Amazon Affiliate links. I earn a small commission if you buy any of these books.Overview by Planetary CollectivePlanetary Collective's TwitterBenjamin's Books on Amazon (Affiliate Links)Timelapse (2020)Overview: A New Perspective on Earth (2016)Books & Podcast recommendations:Einstein's Dreams by Alan Lightman (Affiliate Link)Lex Fridman's podcast Timestamps00:00 Introduction03:01 Conversation begins: Benjamin describes himself04:42 What is Overview?06:50 The Origin Story of Overview21:43 The serendipitous value of unexpected software use25:20 Is it Photography or Curation?32:23 Talking about Climate, without being Doom and Gloom all the time36:24 Overview's Access to Images; Partnerships & Collaboration with image providers50:01 Thinking of satellite images like a photographer54:10 The Louis Vuitton collaboration01:00:53 Financials: How does a business like Overview run?01:04:47 Using anything else than optical?01:09:50 Having a specific audience in mind when sharing something01:14:17 Changing formats in social media01:18:28 Feedback from people following Daily Overview01:21:57 Books and podcast recommendation01:25:15 Benjamin's collaboration offer to the industryFeel free to reach out! - Website- My Twitter- Podcast Twitter- Read Previous Issues of the Newsletter- Edited by Peter Xiong. Find more of his work

On October 6, 2021, SHACK15 member Emma Riley moderated a conversation on climate displacement and creative impact with leaders in entertainment, media, and tech. The conversation focused on how storytellers can highlight this crisis and be a part of future solutions. Panelists included author Jesse Byrd, Daily Overview founder Benjamin Grant, and People Over Plastic producer Shilpi Chotray.

“The overview effect is an example of being exposed to something, perhaps one of the largest things  possible, which is the entirety of the Earth all at once.  It's “awe” in one of the grandest scales imaginable.”  -Benjamin Grant, Founder, OverviewBenjamin Grant is Founder of Overview (@DOverview).  Overview uses satellite and aerial imagery to demonstrate how human activity and natural forces shape our Earth.  Ben's newest book "Overview Timelapse" was released in October 2020 and named one of Barnes and Noble's best books of the year.  Ben's daily feature - Daily Overview - has attracted an Instagram following of more than 1 million followers, one of the largest for a brand with an environmental focus. And Ben's first book "Overview: A New Perspective of Earth" has been critically-acclaimed by the New York Times, The Economist, Fast Company, CNN and was selected as one of the "Best Books of 2016" by Amazon, The Smithsonian, and the Los Angeles Times.Enjoy the show!Climate Tech Cocktails (CTC) is a bootstrapped project.  Interested in sponsoring?  Please reach out to m@climatetechcocktails.com For show notes and past guests, please visit the CTC Substack.Follow CTC:TwitterInstagramFacebook

Cities have long weathered public health crises and emerged stronger because of them. Benjamin Grant, urban design policy director at SPUR, talks with Heather Knight about the ways San Francisco will be permanently changed by coronavirus. | Get unlimited Chronicle access: sfchronicle.com/pod Learn more about your ad choices. Visit megaphone.fm/adchoices

Cities have long weathered public health crises and emerged stronger because of them. In this episode of San Francisco City Insider, Benjamin Grant, urban design policy director at SPUR, talks with Heather Knight about the ways San Francisco will be permanently changed by coronavirus. | Get unlimited Chronicle access: sfchronicle.com/pod | Listen to SF City Insider: podfollow.com/insider Learn more about your ad choices. Visit megaphone.fm/adchoices

Benjamin Grant, soil scientist with Stand Fast Farms explains what to do for hemp harvesting, and what you should be looking for in a processor. Tammy Baldwin talks about the programs she has been pushing to get funding for that would impact WI agriculture. Bryce Knorr, commodities specialist shares insight to market trends. See omnystudio.com/listener for privacy information.

Über die Gäste Matthias Horx gilt als einflussreichster Trend- und Zukunftsforscher im deutschsprachigen Raum. Nach einer Laufbahn als Journalist (bei der Hamburger ZEIT, MERIAN und TEMPO) gründete er zur Jahrtausendwende das Zukunftsinstitut, das heute zahlreiche Unternehmen und Institutionen berät. Mehr über Matthias Horx erfahrt Ihr hier. Harry Gatterer ist Geschäftsführer und Hauptgesellschafter des Zukunftsinstituts. Sein Arbeitsschwerpunkt ist die Verknüpfung von gesellschaftlichen Trends mit unternehmerischen Entscheidungen. Er berät Unternehmen dabei, relevante Trends zu erkennen und zu nutzen. Mehr Details zu Harry Gatterer [findet Ihr hier](https://futureday.network/details/harry-gatterer/). Die Fragen an die Gäste Jedes Jahr mehr Events und mehr Kongresse. Ich bin selbst vor zwei Tagen über einen Blogartikel gestolpert, der sogar meinte: Kongresse sind die neuen Gottesdienste. Zitat: “Heute geht es auf diesen Veranstaltungen um die Entwicklung und Verbreitung von Erlösungsphantasien und darum, das eigene Gewissen zu entlasten.” Und der Future Day, den es seit dem Jahr 2000 gibt? Warum kommen da jährlich 800 Leute hin? Gerade in einer Zeit wie heute, wo wir uns remote zu jeder Zeit überall live einklinken können. Ist es wirklich der Wunsch nach Erlösung? Für alle, die wir noch nicht als Gäste zu einem der vielen vergangenen Termine begrüßen durften, ein paar Worte zum Aufbau, zur Dramaturige des Future Day: Es gibt jedes Jahr eine zentrale Beobachtung, einen Kerngedanken, der zu einer Leitfrage führt – und dann zu der Auswahl der rund 15 Vortragenden, die wir auf die Bühne holen. Der Impuls kommt von den Gastgebern Matthias Horx und Harry Gatterer. Und dieses Jahr auch von Karl Valentin: "Die Zukunft war früher besser" Was hat es damit auf sich? Und so kam die Leitfrage für den kommenden Future Day ans Licht: Wo haben wir zu naiv gedacht, wo zu wenig radikal? Und was ist zu tun, wenn wir die Zukunft erobern wollen? Unseren Fragen nähern wir uns jedes Jahr aus 4 Perspektiven, oder in 4 Themenblöcken. Dazu laden wir Menschen auf die Bühne ein, die wirklich was zu sagen haben, die auf positive Art irritieren können, und natürlich inspirieren. Wie zum Beispiel in den letzten Jahren Gerald Hüther, Benjamin Grant, Anna Rosling, oder Friedrich Liechtenstein. Diese Vorträge findet Ihr übrigens auch auf der Seite https://futureday.network/19 inklusive der Buchungsmöglichkeit für dieses Jahr. Deswegen gerade spannend, weil: bis zum 31.03. spart Ihr noch 200€ ––––––––––––––––––––––––– ––––––––––––––––––––––––– Melden Sie sich für unseren Newsletter an, um über neue Inhalte auf dem Laufenden zu bleiben: https://futureday.network/newsletter/ ––––––––––––––––––––––––– ––––––––––––––––––––––––– Future Day online https://futureday.network https://twitter.com/fd_journey https://www.facebook.com/fdjourney/ https://www.linkedin.com/company/future-day-gmbh

Civilization is both astonishing and astonishingly various when viewed from slightly above. Not so far above as to be lost in planetary context, but just high enough to see a fascinating thing whole, entire, intensely peculiar and informative. The glory is in the high-resolution details, in the perpetually surprising god’s-eye perspective, and in the shocking patterns that we arrange things in without even knowing it. Revel in a host of such images and the understanding that emerges from them with collector/curator Benjamin Grant, author of the book Overview and host of the Instagram project “Daily Overview.”

Hi everyone, welcome to another wealthy and wise Wednesday, hope you are doing good whether you are listening to the podcast or the video, hello. And today I wanted to talk about this concept that is very prevalent in financial planning world and the concept is called dollar cost averaging and essentially I think it gets misused quite often because dollar cost averaging is different than what most people think. [00:00:59] if you are investing in let's just 401K and each month, you invest in it, that is often referred to as the dollar cost averaging. When in reality it is just investing regularly and it is because you don't have a lump sum or you are not using a lump sum and you are just taking a portion of your income each week and you are investing into a mutual fund or your 401K or whatever that is. Well, that is technically not dollar cost averaging, even though many financial advisers called it that. Again it is just investing regularly kind of have the same effects, sometimes you buy high, sometimes you buy low and it is supposed to average out your purchases. [00:01:48] But true dollar cost averaging is only applicable when you have a lumps sum. Let's just a $100,000 to invest and you want to get it in the stock market but you are wondering oh should I put in the entire sum now or should I put in a little bit here and there and that is truly dollar cost averaging when you decide to spread that out. Let just say you know over a year period of time and let me just give you an example and the real question then becomes does this dollar cost averaging actually works? Because if it does, we want to take advantage of it and if it doesn't we want to avoid it. And again we are talking about having a lump sum, you are maybe you are just retiring and you have now got all these money sitting in the 401K, you want to roll it over into a portfolio or some sort and the question is, do you just dump it all in, maybe you sold the house, you have got this equity that you want to invest now, I mean there is a lot of reasons why you might have a lump sum. [00:03:02] could be just because your business and the income you bring in and you have built up this capital and now you are trying to decide do I jump in all at once or do I spread this thing. Let's look at a couple examples, let's just take Apple since it is a very popular company, let's just take Apple stock. Let's say you have a $120,000 and you are trying to determine if you should just you know dump in a $120,000 into Apple right away or take $10,000 a month for the next 12 months and use the strategy of dollar cost averaging. Okay, well first you have got to understand that, that is really not investing in a nutshell, that is more speculation. [00:03:51] only time investing is investing is when you really understand what you are investing in and why you are investing and you are buying at a lower price than its values. Always kind of referring to the Warren Buffet strategy and that is true value investing but we are going to throw that out the door right now and we are just going to assume you just like Apple stock, which is a good start but you don't know if it is valued high and low and so you are more of a speculator, you just want a $120,000 worth of Apple and the question is do you dump it all in now or put it $10,000 a month. [00:04:34] so let's look at starting out January 2nd, 2008 and what happened in 2008, we all know it is one of the worst years on record where everything just dropped down. So had you drop in a $120,000, January 2nd, 2008 well you would have lost about 56% of your money if you would have just look at it the next year and that is simply because you probably didn't look at value and price and you just jumped in. Now, had he used Dollar Cost Averaging in that situation, so January second, you put in 10000 February second, 10,000, March 2nd 10,000 and so forth. Then you would have only lost only 39%. [00:05:26] so dropping it all in January 2nd, 2008, you lose 56%-dollar cost averaging, you are only losing 39% so it made sense obviously to use dollar cost averaging in that scenario. That is when the market is pretty much losing all through the years. So let's that same experiments if you will, let's just go one year or later where the market has already taken in a hefty dive, prices are down, this by the way is when you should be buying when prices are below value and so it is January 7th, 2009 and now you have got that same choice, am I going a dollar cost average or am I going to dump it in. So here we could have more than double the portfolio value by investing in all at once, while dollar cost averaging returns two times less. [00:06:25] So dollar cost averaging basically does not work very well when we are in an uptrend, when market is moving on while you are buying less and less each month because the market keeps on escalating. We would have been much better off dropping it in all at once. So let's just simulate and investing a $120,000 into SNP500 index, the symbol for this is SPY and let's just say we are going to take again that same 10000 dollars over the next few months and we want to determine whether it is better to invest it all at once or to spread that out every month at $10,000 a month. Well, in the past 27 years, if you took every 12 months' investment in there, the investment within the SNP500 had you just invest it all at once, you return would have been about 8.77%. Using dollar cost averaging over those same period, your return would have neem 4.77 percent. [00:07:36] almost half the return using dollar cost averaging than you would have gotten putting it in a lump sum. Now, there are two reasons for that; one is just simply because a dollar cost averaging in upmarket, you are getting less for your dollars but the other is the drawdown or the low return in money-market or cash. So in other words, if you had a $120,000 you can put that in some sort of money market check in or saving account and that has such a low return that it ends up you know some of that money is getting zero return for the whole year while you are waiting for it to get into the market. Maybe not zero, maybe half a point or who knows, maybe lockout and get a point but anyway the idea is you have got a lot of money sitting there in cash and money market is doing nothing for you. So in the past 27 years, dollar cost averaging really hasn't worked, yet it is one of those things that is preached from the puppet so to speak every day from traditional financial advisers and again I have given a little slack because most of the people that I am working with are just looking to invest on a regular basis because they don't have a lump sum but for the most part those who come in [00:09:05] advisor with a lump sum, dollar cost averaging has proven over the last 27 years to really be a failed concept. [00:09:16] so what we have got to do if we do want a dollar cost averaging, more importantly and this is so much more important to dollar cost averaging, this is just buying when the price is lower than the value and substantially lower. You know Benjamin Grant, Warren Buffet, Charlie [00:09:32] they like values or prices when they are below about 50% of its value, so as you analyze your stock, if you go back to Apple and we look at its cash flow and when we look at its revenue, where it could be in the next 10 years, we will say okay, Apple have a fair value of 100 dollars a share. Well, what Warren Buffet and Benjamin Grant and all these people preach is that you should probably buy that when the price is about 50% lower than its value. So it is 50 dollars this year, what happens when the market becomes irrational and they do, becoming irrational actually within a 10-year period a time. [00:10:17] have a year or two in there where they are irrational and it gives you an opportunity to get in when the prices are below value, that is the most important thing. [00:10:27] because otherwise we are just speculating. If we don't really understand the value of a company and where it could be in 5 or 10, 20 years from now, then we are just speculating, we are just saying, oh I like this phone and I like Apple so I am going to just invest into it. Rather than really analyzing and understanding where a good price point will be. That is the most important thing, if we can determine price against value, that is a good opportunity and that's with anything whether you want to buy real estate, a business, gold, Apple or anything in between, those things have to be evaluated so that you are getting [00:11:11] and the prices below the value. [00:11:14] the second thing is if we are going to sit in cash or capital, if we are going to put it in a storage facility, we would like to do it in a place that give us a better return than a money market or cash or check in or savings or even a bond because all those things are taxable and once great storage place where you can store this money and get an above average return is in the high cash value life insurance because you not only have a tax free growth on that money but you have access to it whenever a market drop and you can take advantage of it. So to really combat this thing, you want to store your money in a facility where you get a better than average return, some tax benefits, access to it, and then when we have an opportunities come along whether it is an individual stock, whether it is real estate, gold, cryptos whatever you love and it has an opportunity there because the price is way below its value then you can get involved in that way. [00:12:33] but you really need to do your research, you really need to understand what your opportunity is, what you are looking for, you are looking to buy a business or some sort of an investment and then taking advantage of dips once you have even got in there, then you have another terminology called averaging down. If I love Apple at a 100 and I can buy it a 50 and I buy that 50 but then it subsequently drop to 30, I have really got to love it, that is even better and I averaged down and I can buy on dips and if it goes to 10 but I still see the fundamentals and the companies still moving forward, then I am even happier now I can even average it down further and so if I have done my homework and I really know what is going on inside that company or that business, then I want to take an advantage when those market even drop or dip further. [00:13:28] so rather than just pre-determined intervals, I am going to put $10,000 in on the second of the month, every month because you are speculating then you know build a strategy that is going to let you store your capital in a nice safe location, you can be very patient and keep building it up, I mean you might go 3, 4, 5 years before you even access that money for opportunities and that is okay. Main thing is, it is getting above rate of return. It is in tax free and liquid environment and you can take advantage. Dollar cost averaging in a nutshell really isn't working, it is a hyped strategy by most financial advisers and it is used incorrectly or I should say the terminology is used incorrectly. Investing regularly is not dollar cost averaging and so when we have a lump sum, we are better off storing that capital until we have opportunity coming along, where price is below value. [00:14:36] how many times can I say that? Well that is the last time I am going to say because we are out of time, we are ending this podcast and video right now, so I hope this was good information for ya, or wasn't too confusing, especially if you are listening in but if you are any questions, always shoot them to questions@wisemoneytools.com. I will answer them just as quick as I can and also take advantage of the subscription and make sure you are always stay tuned to the podcast and video. Anytime you want a strategy session reach out as well and we will take it from there. That is it for this week, great to be with you and thanks for tuning in and have a great week and we will talk to you next week. Take care.

Benjamin Grant verschafft Menschen eine neue Perspektive – im wahrsten Sinn des Wortes. Der Fotograf hat den sogenannten Overview-Effekt zum zentralen Thema seiner Arbeit gemacht. Dieser Effekt beschreibt die alles verändernde Erfahrung, die Astronauten machen, wenn sie zum ersten Mal aus dem Weltall auf die Erde herunter blicken. Diesen mindchanging Moment bringt Grant mit dem international bekannten Blog “Daily Overview” in unseren Alltag.

What the astronauts felt when they saw Earth from space changed them forever. Author and artist Benjamin Grant aims to provoke this same feeling of overwhelming scale and beauty in each of us through a series of stunning satellite images that show the effects human beings are having on the planet. "If we can adopt a more expansive perspective, embrace the truth of what is going on and contemplate the long-term health of our planet, we will create a better, safer and smarter future for our one and only home," Grant says. Hosted on Acast. See acast.com/privacy for more information.

Ce que les astronautes ont ressenti lorsqu'ils ont vu la Terre depuis l'espace les a transformés pour toujours. L'auteur et artiste Benjamin Grant cherche à provoquer ce même sentiment d'immensité et de beauté bouleversantes dans chacun de nous, à travers une série d'images satellites étonnantes qui montrent les effets que les êtres humains ont sur la planète. « Si nous pouvons adopter une perspective plus large, embrasser la vérité de ce qui se passe, et envisager la santé à long terme de notre planète, nous pouvons créer un avenir meilleur, plus sûr et plus intelligent pour notre seule et unique maison » déclare Grant.

Lo que los astronautas sintieron cuando vieron la Tierra desde el espacio los cambió de por vida. El autor y artista Benjamin Grant trata de provocar esta misma sensación de escala y belleza abrumadora en cada uno de nosotros a través de una serie de increíbles imágenes satelitales que muestran el efecto que los seres humanos están teniendo en el planeta. "Si podemos adoptar una perspectiva más extensa, adoptar la verdad de lo que está sucediendo y contemplar un remedio a largo plazo para nuestro planeta, vamos a crear un futuro mejor, más seguro e inteligente para nuestro único e irrepetible hogar", dice Grant.

O que os astronautas sentiram quando viram a Terra do espaço os mudou para sempre. O autor e artista Benjamin Grant pretende provocar esse mesmo sentimento de incrível magnitude e beleza em cada um de nós por meio de uma série de deslumbrantes imagens de satélite que mostram os efeitos do homem no planeta. "Se pudermos adotar uma perspectiva mais expansiva, abraçar a verdade do que está acontecendo e contemplar a saúde a longo prazo de nosso planeta, criaremos um futuro melhor, mais seguro e mais inteligente para nosso único lar", afirma Grant.

우주비행사들이 우주에서 지구를 바라보았을 때 느꼈던 것이 그들을 영원히 바꿨습니다 . 작가이자 화가인 벤자민 그랜트 씨는 우주비행사들이 느꼈을 그런 압도적인 규모와 아름다움을 일반인들도 느껴볼 수 있도록 하기 위해 인류가 지구에 어떤 영향을 끼쳤는지를 보여주는 일련의 충격적인 위성사진들을 통해 보여주고자 합니다. "만일 우리가 좀 더 광활한 관점을 가지고, 무슨 일이 일어나고 있는지에 대한 진실을 포용하며 우리 행성 지구의 장기적인 건강에 대해 숙고해보게 된다면, 우리 인류는 우리의 단 하나의 집 지구를 위해 더 나은, 더 안전하고 활기찬 미래를 만들어갈 수 있을 것입니다." 라고 그랜트는 말합니다.

What the astronauts felt when they saw Earth from space changed them forever. Author and artist Benjamin Grant aims to provoke this same feeling of overwhelming scale and beauty in each of us through a series of stunning satellite images that show the effects human beings are having on the planet. "If we can adopt a more expansive perspective, embrace the truth of what is going on and contemplate the long-term health of our planet, we will create a better, safer and smarter future for our one and only home," Grant says.

Are you the voice of Dr. Benjamin Grant, leader of Team Genesis?Get engulfed in the FarCorners Universe as FarCorners Studios host live voice-over auditions for its first animated teaser. Auditions are for Dr. Benjamin Grant aka Benjamin Axon. Get the 411 on Axon including some incredible spoilers!!! Character Info Benjamin Axon Caucasian, Male, Adult 5’11, 185lbs Compensation: $50, copy of completed work, and Team Genesis® #01 To audition, simply call in (646) 716-7994 and Lincoln Farquharson, FarCorners Studios' Editor-In-Chief and Chief Brand Steward will hear your audition. Those auditioning make sure you have registered at http://eepurl.com/cTR4G9 to receive your sides and character background. Celebrity photographer and closet geek, Bill Andrews, will narrate Dr. Grant's background while “Mini Con” creator, DJ, and Cosplayer Performance Artist, Peace Moore, announces next up for auditions. Our own Editor-In-Chief, Lincoln Farquharson, will conduct the interviews. YOU get to engage it all and comment on the OMGs as well as your fave voices for Dr. Grant. Share this page and/or the player. Only calls for auditions will be taken, but please, in the comments leave your hoorays for your favorite auditions (no negative feedback, please). CONNECT: Secure your FarCorners Studios' digital collection on Comixcology now https://goo.gl/fNgdx3 Follow FarCorners Studios at www.farcornersstudios.com and https://farcornersstudios.tumblr.com TODAY!!!!

Say you have an acquaintance you always see at the dog park or the playground. But one night, you run into them at the movies, and for a moment, it's confusing. Is there a word for that disorienting sense of someone or something being out of place? Yes! Plus: the term sea change doesn't have to do with winds changing direction on the surface of the sea. It's a kind of profound transformation that Shakespeare wrote about. Finally, Martha and Grant have recommendations for the book lovers on your gift list. Plus: titch, chocolate gravy, the overview effect, the cat's pajamas, snot otters, and zoomies. FULL DETAILS The book Lingo, by Dutch linguist and journalist Gaston Dorren, is an enjoyable whirlwind tour of languages throughout Europe. An anachronism is something that's placed in the wrong time period, like a Roman soldier wearing Birkenstocks. But what's the word for if someone or something is literally out of place geographically speaking? You can use the word anatopism, from the Greek word for "place," or anachorism, from Greek for "country." An eighth-grade history teacher from Denton, Texas, is teaching about colonial America, and wonders if there's a difference between the phrases to found a colony or establish a colony. The "Think and Grin" section of Boy's Life magazine has some pretty corny jokes, including one about a parking space. The word titch means "a small amount," and is most likely just a variant of touch. Quiz Guy John Chaneski offers a game that involves finding the synonym with the most syllables. For example, one synonym for the word dumb is vacuous. But can you think of another that has five syllables? A listener in San Antonio, Texas, has fond memories of chocolate gravy over biscuits, the word gravy in this sense having nothing to do with a meat-based sauce. Grant shares his mother's own recipe. Overview effect refers to the cognitive shift in awareness and sense of awe experienced by astronauts who observe Earth from space. The term also inspired the title of Benjamin Grant's new book, Overview: A New Perspective of Earth, a collection of spectacular images culled from satellite photographs. Where does the accent fall in the word Caribbean? Most English speakers stress the second syllable, not the third. The word derives from the name of the Carib Indians, also the source of the word cannibal. The Italian word ponte means "bridge," as in the Ponte Vecchio of Florence. Ponte now also denotes the Monday or Friday added to make for a long weekend. A sea change is a profound transformation, although some people erroneously use it to mean a slight shift, as when winds change direction on the surface of the ocean. In reality, the term refers to the kind of change effected on something submerged in salt water, as in Ariel's song from Shakespeare's The Tempest. It's book recommendation time! Grant recommends the Trenton Lee Stewart series for young readers, starting with The Mysterious Benedict Society. Martha praises Ronni Lundy's Victuals: An Appalachian Journey, with Recipes, a love letter to the cuisine, folkways, history, and language of Appalachia. A San Antonio, Texas, listener lives in a house built by his grandfather, who was from Finland. The house has a small window in an upper corner that supposedly was designed to ensure that evil spirits could escape from the house. He thinks it's called a grum hole. Ever heard of it? Why do we say I'm just joshing you? Was there a Josh who inspired this verb? A snot otter is a kind of salamander. The cat's pajamas, denoting something excellent, arose in the 1920's along with many similarly improbable phrases involving animals and their anatomy or possessions, including the gnat's elbow, the eel's ankles, and the elephant's instep. What do you call it when your dog or cat suddenly turns into a blur of fur, racing through the house? Trainers and behaviorists call those frenetic random activity periods or FRAPs. Other people just call them zoomies. This episode was hosted by Martha Barnette and Grant Barrett and produced by Stefanie Levine. -- A Way with Words is funded by its listeners: http://waywordradio.org/donate Get your language question answered on the air! Call or write with your questions at any time: Email: words@waywordradio.org Phone: United States and Canada toll-free (877) WAY-WORD/(877) 929-9673 London +44 20 7193 2113 Mexico City +52 55 8421 9771 Donate: http://waywordradio.org/donate Site: http://waywordradio.org/ Podcast: http://waywordradio.org/podcast/ Forums: http://waywordradio.org/discussion/ Newsletter: http://waywordradio.org/newsletter/ Twitter: http://twitter.com/wayword/ Skype: skype://waywordradio Copyright 2016, Wayword LLC.