Podcasts about ensures

On this week's edition of the Talking Michigan Transportation podcast, State Transportation Director Bradley C. Wieferich talks about the Fiscal Year 2027 budget agreement reached last week between Gov. Gretchen Whitmer and legislative leaders.The budget negotiations also produced an agreement to advance Senate Bill 71 to the governor's desk.  The bill ensures that unauthorized individuals who illegally climb or breach restricted portions of the Mackinac Bridge will face enhanced penalties.Wieferich also offers an update on the Rebuilding Michigan program with many projects completed but some major work ongoing across the state, including I-94 west of Detroit, another segment of I-475 in Genesee County, an extension of the US-23 Flex Route in Livingston County, I-96 in Ionia County and I-94 in Berrien County.

⚠️ Hidden Assets Can Ruin Your Divorce Settlement! | Los Angeles Divorce Failing to disclose assets during a divorce can create serious problems. Banks, investments, retirement funds, and even small accounts must be reported. Hidden assets are often discovered, and the court can reopen property division or impose penalties. This video explains the risks and importance of full financial disclosure in California divorces.

⏳ Does Divorce Really Take Years? | Los Angeles Divorce ⏳ Wondering if divorce always takes years to finalize in California? While some people expect long delays, most amicable divorces are completed much faster than contested cases. This video explains what causes delays, why paperwork and disagreements can slow things down, and how to keep the process moving efficiently.

⚖️ Court vs. Couples: Who Really Decides Your Divorce? | Los Angeles Divorce ⚖️ Wondering if a judge will decide everything during your divorce? In most amicable cases, spouses create their own agreements, and the court's role is usually limited to reviewing and approving them. This video explains how decisions are shared, why a judge often doesn't intervene, and how proper organization ensures your choices are respected.

✉️ How to Properly Serve Divorce Papers to an Out-of-State Spouse | Los Angeles Divorce Serving divorce papers to a spouse in another state can feel more complicated — but distance doesn't make proper service requirements disappear. In this video, we explain how out-of-state service works, why approved methods and proof of service matter, and how mistakes in interstate service can quietly delay your case. Divorce661 helps guide clients through every required step, making sure service is handled correctly and documented properly so your case keeps moving forward.

❌ Can I fix my divorce after filing it wrong? | Los Angeles Divorce ❌ Filing mistakes can happen in divorce, but don't worry—you can fix them! In this video, we explain how to handle errors in your divorce filings, the process of making corrections or amended filings, and how Divorce661 helps ensure your case moves forward without further delays.

ARCHIVE EPISODE: This is an archive episode with hosts Joe Giordano and Elena Volkova originally released in 2020.

❌ The Most Common Divorce Mistakes to Avoid | Los Angeles Divorce Many divorce delays don't happen because of conflict—they happen because of paperwork. In Los Angeles, the most common divorce mistakes involve missing signatures, incomplete disclosures, improper service, and overlooked attachments. These small technical errors can slow your case down without you realizing it. This video explains what actually causes delays—and how to avoid them.

Madeleine Lambert is a co-founder of Originality.ai, a platform that provides a toolset to help content marketers, writers and publishers navigate the world of generative AI so they can publish with integrity. The company, which launched one week before ChatGPT, also specializes in AI detection technology, with solutions that help defend copyright, detect plagiarism, and beyond. Madeleine was also the co-founder of the marketing company Content Refined which was sold in 2022.

Step 4 of the 10-part military finance essentials series. Spencer and Jamie explain how to create a realistic budget focusing on "the four walls": food, utilities, shelter, and transportation. Learn which budgeting tools work best, why tracking spending matters, and how to avoid the biggest financial trap in the military—buying too much car. Create a Realistic Budget Focus on the Four Walls first: Food Utilities Shelter (rent/housing) Transportation Then track: Other necessary expenses Discretionary spending Where money is actually going Recommended Apps: Monarch Money - $100/year (Spencer's current choice, replaced Mint.com) YNAB (You Need A Budget) - $109/year (Jamie's choice) Google Sheets or Excel - Free (works fine for beginners) Pen and paper - Free (better than nothing) Cash Envelope Method Key Points Military Advantages: Housing usually covered (BAH or base housing) Food access (DFAC for single members) Should be "almost zero situations" where four walls are an issue This frees up money for other goals Biggest Trap: Buying Too Much Car What to Look For The Goal: Align spending with your values—spend on what matters, cut what doesn't Important Reminders Budget = A Plan Not restrictive, just intentional Know what's coming in, what's going out Ensures you're being efficient with money Credit Cards Are NOT the Solution Don't solve overspending with credit cards Credit cards are great tools (right time, right place) Not for covering expenses you can't afford Not for living beyond your means If You're Behind: Focus on four walls FIRST Pay rent, utilities, food, transportation Everything else comes after Create safe, stable environment so you can focus on work/mission Resources Episode 48: Four Ways to Budget a Military Paycheck (deep dive) Monarch Money: monarchmoney.com YNAB: youneedabudget.com Military Money Manual Book: Full budgeting strategies   Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 22,000 military servicemembers and military spouses have graduated from the 100% free, Ultimate Military Credit Cards Course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Military Money Manual may receive compensation from JPMC. Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain. Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

Buying a horse is one of the hardest things to get right in this sport. Not because there aren't options, but because the right ones aren't always visible. The best horses are often off-market, spread across global networks, and difficult to compare without real context. This episode breaks down how the EquiRatings Horse Sourcing process actually works, building a global pool of horses, filtering that pool using performance data, and narrowing it down through experience, insight, and real conversations with riders and owners. From first search to final shortlist, it's about giving buyers a clearer view of the market and the confidence to make the right call. Highlights Why the best horses are often not publicly available How EquiRatings builds and filters a global pool of horses The role of data alongside rider feel and experience How shortlists are created and decisions are made The difference between the Complete and Light search models How the portal gives buyers a live view of the market Guests Sam Watson – Irish international event rider and co-founder of EquiRatings Samantha Lissington – Horse Sourcing Analyst: Evaluates talent and potential in horses, helping buyers understand value and opportunity. Combines real-world experience with a data-informed perspective. Rozzie Bainbridge – Horse Sourcing Client Communications: Supports communication across the EquiRatings horse sourcing service. Ensures clients feel informed, understood, and connected through every step of the journey.

1. Purpose of Trey’s Law Federal legislation introduced to prohibit Non‑Disclosure Agreements (NDAs) from silencing child victims of sexual abuse. Ensures victims cannot be legally barred from speaking about their own abuse. Victims may choose confidentiality, but it cannot be forced on them. 2. The Story Behind the Law Trey was abused for years at a Missouri summer camp. As an adult, during civil litigation, he was pressured to sign an NDA, which deeply harmed his ability to heal. Trey died by suicide at age 28. His sister, Elizabeth Phillips, has become a leading national advocate, pushing to change the law so no child experiences this again. 3. Widespread Problem of NDAs in Child Abuse Cases Across the country, predators and institutions use NDAs to: Silence victims. Protect institutions from reputational damage. Delay exposure long enough for statutes of limitations to expire. Children often do not disclose abuse until decades later due to delayed disclosure, grooming, and shame. 4. Systemic Issues at Certain Institutions Kanakuk Kamps (Missouri) highlighted as a major example: Numerous allegations and confirmed cases of abuse over decades. Accusations of institutional cover‑ups, pressure on victims, and secrecy agreements. Advocacy groups maintain public databases of known or alleged abusers. Some perpetrators remained in leadership roles or were moved to other ministries. 5. Survivor Testimony Impact A 19‑year‑old survivor, Jayden Harris, spoke publicly for the first time after being protected by Missouri’s version of Trey’s Law. She described being pressured by both her abuser and her own attorney to sign an NDA. Her testimony emphasized the power shift that occurs when victims know they cannot be silenced by law. 6. Bipartisan Support Trey’s Law has broad, bipartisan backing in the U.S. Senate: Lead sponsors: Sen. Ted Cruz (R) & Sen. Kirsten Gillibrand (D) Additional bipartisan co‑sponsors from both parties. Strong expectation the bill will pass. 7. The Harm of Shame & Silence Shame is a powerful reason victims—especially children—do not come forward. Survivors speaking out helps: Their own healing, Other victims feel less alone, Expose predators still active. 8. Call to Action for the Public Sharing the information widely on social media to raise awareness. Calling senators and representatives to urge passage of Trey’s Law. Supporting survivor advocacy organizations: FactsAboutKanakuk.com TreysLaw.org NMVAlliance.org Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the 47 Morning Update with Ben Ferguson and The Ben Ferguson Show Podcast Wherever You get You're Podcasts. And don't forget to follow the show on Social Media so you never miss a moment! Thanks for Listening YouTube: https://www.youtube.com/@VerdictwithTedCruz/ Facebook: https://www.facebook.com/verdictwithtedcruz X: https://x.com/tedcruz X: https://x.com/benfergusonshowYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.

1. Purpose of Trey’s Law Federal legislation introduced to prohibit Non‑Disclosure Agreements (NDAs) from silencing child victims of sexual abuse. Ensures victims cannot be legally barred from speaking about their own abuse. Victims may choose confidentiality, but it cannot be forced on them. 2. The Story Behind the Law Trey was abused for years at a Missouri summer camp. As an adult, during civil litigation, he was pressured to sign an NDA, which deeply harmed his ability to heal. Trey died by suicide at age 28. His sister, Elizabeth Phillips, has become a leading national advocate, pushing to change the law so no child experiences this again. 3. Widespread Problem of NDAs in Child Abuse Cases Across the country, predators and institutions use NDAs to: Silence victims. Protect institutions from reputational damage. Delay exposure long enough for statutes of limitations to expire. Children often do not disclose abuse until decades later due to delayed disclosure, grooming, and shame. 4. Systemic Issues at Certain Institutions Kanakuk Kamps (Missouri) highlighted as a major example: Numerous allegations and confirmed cases of abuse over decades. Accusations of institutional cover‑ups, pressure on victims, and secrecy agreements. Advocacy groups maintain public databases of known or alleged abusers. Some perpetrators remained in leadership roles or were moved to other ministries. 5. Survivor Testimony Impact A 19‑year‑old survivor, Jayden Harris, spoke publicly for the first time after being protected by Missouri’s version of Trey’s Law. She described being pressured by both her abuser and her own attorney to sign an NDA. Her testimony emphasized the power shift that occurs when victims know they cannot be silenced by law. 6. Bipartisan Support Trey’s Law has broad, bipartisan backing in the U.S. Senate: Lead sponsors: Sen. Ted Cruz (R) & Sen. Kirsten Gillibrand (D) Additional bipartisan co‑sponsors from both parties. Strong expectation the bill will pass. 7. The Harm of Shame & Silence Shame is a powerful reason victims—especially children—do not come forward. Survivors speaking out helps: Their own healing, Other victims feel less alone, Expose predators still active. 8. Call to Action for the Public Sharing the information widely on social media to raise awareness. Calling senators and representatives to urge passage of Trey’s Law. Supporting survivor advocacy organizations: FactsAboutKanakuk.com TreysLaw.org NMVAlliance.org Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the 47 Morning Update with Ben Ferguson and The Ben Ferguson Show Podcast Wherever You get You're Podcasts. And don't forget to follow the show on Social Media so you never miss a moment! Thanks for Listening YouTube: https://www.youtube.com/@VerdictwithTedCruz/ Facebook: https://www.facebook.com/verdictwithtedcruz X: https://x.com/tedcruz X: https://x.com/benfergusonshowYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.