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Zach sits down with James and Molly Christensen, a married couple and fellow therapists based in Sacramento, who spent more than six years in couples therapy before it actually worked. They burned through eight therapists, logged over a hundred sessions, and came within reach of a marriage that had been quietly failing for years. The fact that they are now both practicing couples therapists themselves makes this conversation something rare: a behind-the-curtain look at what the struggle actually looks like from inside.The conversation gets honest fast. James names what he had to face: narcissism, manipulation, a sense of superiority, and an inability to take feedback without it threatening his identity. Molly describes her own side of the dynamic, a deeply people-pleasing, avoidant woman who had been raised to see relationships as transactional, and who spent years wondering whether her instincts about James were accurate or whether she was the one losing her mind. The turning point for both of them came in the form of an intensive with a therapist who was finally skilled enough to hold them both, call them both out in the moment, and care enough about James to be blunt with him without losing him. James started recording every session and listening back four times. By the fourth listen, he could hear himself clearly. That's when things shifted.What runs underneath this whole episode is a conviction that most couples are doing "recovery lounge" therapy, showing up, going through the motions, and feeling okay about it, without ever actually growing. James makes the case that conflict is not the problem in most marriages. Avoidance is. The goal, for both of them as clients and now as clinicians, is more conflict with less anger, which means developing the capacity to say what you actually think, to your spouse, with genuine care behind it, and to hold your ground when they push back. That's differentiation. That's the work. And if you get through it, Zach notes, the intimacy on the other side is real.Key TakeawaysFiring your therapist is sometimes the right call. If you're not making progress after significant time, the fit may be the problem, not the process.Being resistant to therapy is often not about therapy. Molly's refusal to engage was partly a refusal to let James dictate her path. Understanding the resistance tells you a lot about the relationship dynamic.Narcissism has four components worth knowing: fragility (inability to take criticism), a sense of superiority, indifference to others, and manipulation as a means of protecting a false self.The breakthrough often requires a therapist who combines genuine care with genuine bluntness. Truth without love is abusive. Love without truth is just convenient. Both together is what actually moves people.Conflict is not the enemy. Avoidance is. Couples who never fight aren't at peace, they're just not saying what they really think, and it costs them.Differentiation is the ability to stay grounded in yourself when your partner is not okay. It's not about getting them to back down. It's about whether you can hold your own truth without crumbling under pressure.The tools from research-based approaches like Gottman are only as useful as the people holding them. If underlying traits like narcissism or avoidance are untreated, the tools won't stick.When couples heal, families heal. James and Molly both note that their children have noticed the difference, and that the work they've done has changed the floor their kids are jumping from.Guest InfoJames Christensen Licensed couples therapist based in Sacramento, California. Former Air Force pilot with 22 years of military service before transitioning to therapy. Specializes in high-conflict couples using the Crucible approach. Brings his own history as a client, over six years in couples therapy, to his clinical work.Website: https://jamesmchristensen.com/Molly Christensen Associate therapist (currently under supervision), working at a nonprofit and accepting sliding scale and insurance clients. Followed James into the field after their shared experience in therapy. Brings her perspective as a former people-pleaser and avoidant partner to her work with couples.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Hosts: Ed Jones (Owner of Nutrition World) & Clint Powell A variety of topics all related to living a healthy life Presented by: Nutrition World www.nutritionw.com Broadcasting from the Nooga Dentistry Studio www.noogadentistry.com Production of: Whitfield Media Group www.vitalhealthradio.com Title: Impact of Tennessee Hemp Bill, Discussion of Polypharmacy & Deprescribing  with Dr. Curt Dearing [0:00:00] Ed's Media & Product Updates Preview of main topics: Upcoming Tennessee hemp bill and its negative impact on people using hemp for anxiety, pain, and insomnia. Dr. Curt Deering will discuss polypharmacy and deprescribing. Ed's recent appearances on multiple TV outlets (Fox Phoenix & LA, Be Well NY, CBS Detroit). Discussion of testing the AquaTru water filtration system at home as a potential recommendation (microplastics, partial fluoride removal). Mention that peptides are a growing topic; reference to Noel Lawson as go‑to for prescribed peptides [0:10:42]  Tennessee Hemp Bill & Hemp Industry Impact Introduces guest: Dwayne Madden, owner of Hemp House, as a respected local expert. As of July 1 in Tennessee: All Delta‑8 products will no longer be available for in‑state sale. Many THCA products and all vape products will be gone from shops. CBD and Delta‑9 edibles will have caps: Max 15 mg per serving. Max 300 mg per package. Dwayne notes: Heavy users (e.g., serious pain/conditions) will need to consume many servings to reach effective doses. Law doesn't limit how many packages a person can buy, so total milligrams aren't truly stopped—just made inconvenient. Dwayne explains regulatory control moved: From Tennessee Department of Agriculture (2017–2023) To the ABC (Alcoholic Beverage Commission) Board. Key impacts: All products must now go through distributors, similar to alcohol. Distributors collect taxes and sit between producers and retailers. Small operators like Dwayne cannot qualify for distributor licenses , so he must pay a distributor to move product from his own lab to his own stores. Ed frames this as “follow the money trail” and a way to crush competition. In Tennessee after July 1: No in‑state online hemp sales. Banned products (Delta‑8, etc.) not criminalized for possession or use, only for sale. Potential Workaround: Consumers can order from out‑of‑state websites (e.g., North Carolina), receive products in Tennessee Money leaves the local economy, hurting Tennessee businesses. Ed and Dwayne suggest alcohol industry is likely threatened because many people are reducing alcohol use by using hemp products instead  Dwayne notes: Alcohol sales have declined while hemp sales rose. Regulators appear to be protecting alcohol interests via hemp restrictions. [0:17:41] Federal Regulations & State Opt‑Outs Upcoming federal regulations in November: Expected to be similarly “ugly and nasty” for hemp nationwide. States will have an option to opt out of these federal hemp rules. Tennessee's stance: Governor has stated Tennessee will NOT opt out, so federal restrictions will apply here. Other states (e.g., North Carolina) might opt out, keeping their markets more open. Industry response: Advocacy groups Tennessee Growers Coalition and Hemp Law Group monitor legislation and organize pushback. Some supportive legislators exist, but political drive to reverse current law is limited. Dwayne and Ed distinguish: Reasonable regulation (ID checks, lab tests, dosage clarity, education) vs. A “wipeout/control/takeover” by shifting to ABC and forcing distributor reliance. Dwayne: Says credible local shops (Hemp House, Chattanooga peers like BeeGrity, Snapdragon, etc.) already follow high standards. States this law is not about safety but about control and revenue capture, and will hurt small farmers and businesses. [0:25:55] What Consumers Should Do Before Deadline Practical advice: Stock up now on products that will disappear: Delta‑8 gummies (popular for sleep, anxiety, pain). Other higher‑milligram THC/CBD edibles. Flower and vapes. Hemp House is running clearance sales to move remaining inventory. Dosing notes: Many people do well with ½ Delta‑8 gummy for sleep/anxiety/pain. Some need more or less; staff helps tailor doses for goals. Hemp House will close its North Shore/Tremont Street flagship store by July 1 due to expected sales hit. Remaining Hemp House locations: Ringgold Road (East Ridge) near Spring Creek. Ooltewah by Food City on Lee Highway. Hixson Pike near Workout Anytime and Publix. Broader impact: Other Chattanooga hemp businesses have large staffs (some near 100 employees) and will be heavily affected. The industry is described as grassroots, farmer‑driven, and passionately quality‑focused. [0:33:20] Polypharmacy & Deprescribing with Dr. Curt Dearing Ed introduces Dr. Curt Dearing, clinical pharmacist at Nutrition World (30+ years experience). Curt's background: Formerly fully conventional pharmacist; later “veil lifted” as he discovered green pharmacy (nutritional & botanical alternatives). Current mission: Community outreach to medical schools and residency programs Teach about nutritional and natural alternatives not covered in standard curriculums. Traditional training provides almost zero meaningful nutrition or green pharmacy education. Polypharmacy: use of 5 or more prescription medications. Curt notes: Majority of Americans 65+ meet this definition. Average American receives ~17 prescriptions per year (not all concurrent). Consequences: Increased ER visits due to drug side effects. Estimated ~250,000 deaths/year from drug‑induced causes. Curt's role: Specializes in deprescribing: safely reducing or eliminating unnecessary pharmaceuticals and replacing them with effective natural options when possible.  How Curt Works with Patients & Their Doctors Curt provides coaching, not independent prescribing. Creates detailed packets (10–18+ pages) explaining: Why certain drugs may no longer be needed. Evidence for natural alternatives (e.g., supplements, lifestyle changes). Encourages clients to take the packet to their doctor and have an informed discussion. Patients often fear how their doctors will react to attempts to deprescribe. Green Pharmacy Approach (as described by Dr. Curt Dearing) Using nutritional, botanical, and lifestyle-based therapies either instead of or alongside pharmaceuticals. Focusing on root causes and supporting the body's own healing mechanisms, not just pushing lab numbers in a certain direction. Why polypharmacy is a problem: Increases side effects, drug–drug interactions, and emergency room visits. Contributes to cognitive decline, gut problems, and overall worse health. Often leads to the “prescribing cascade”: Drug A causes side effects → a new drug is added for those side effects → more side effects → more drugs, and so on. How Dr. Curt Dearing uses green pharmacy to reduce polypharmacy: Curt creates a comprehensive list of all medications and supplements. Asks: “Why was this started?” and “Is it still needed?” Looks for: Drugs with no clear current indication. Drugs where a natural option can give similar or better benefit with fewer risks. Drugs that can be safely tapered or sometimes stopped outright (always in coordination with the prescriber). Identifies which meds are likely causing the most harm or least benefit. Some drugs require slow, structured tapering (e.g., sleep meds, acid blockers). Others may be candidates for direct discontinuation after medical agreement. Replacing or supporting with natural alternatives ( please note this is not medical advice, this is a discussion of personal examples in collaboration with medical oversight) Cholesterol: Instead of (or in place of some) statin use, Curt uses berberine and bergamot (Berbercol). In Ed's brother's case, his cholesterol numbers improved on green-pharmacy options, matching or exceeding statin outcomes without the same side‑effect burden. Pain & inflammation: Uses curcumin (for most people), and Boswellia when curcumin isn't enough. Gut/acid issues: Long-term proton pump inhibitor (PPI) use (e.g., omeprazole, lansoprazole) is flagged as harmful to gut microbiome and nutrient absorption. Curt builds step-down plans (tapering PPIs) while supporting the gut with natural measures instead of leaving people on a PPI for 30 years. Focus on side benefits, not side effects. Green pharmacy interventions are chosen because they: Address root causes (e.g., metabolic health, inflammation, gut integrity). Often have multiple positive effects (e.g., berberine helping blood sugar and lipids; curcumin helping joints and systemic inflammation). The aim is fewer total drugs, fewer side effects, better overall function. Clients are encouraged to work with their doctor, so deprescribing is: Planned, Monitored, and Integrated with their existing care. Curt and Ed both acknowledge there are situations where “rescue medicine” is necessary: Severe pain where an opioid is appropriate. Acute crises where drugs are needed as a bandage. The green pharmacy view: Use those drugs as short‑term tools, Then remove or reduce them once the immediate crisis passes, While implementing natural strategies to decrease the need for long‑term prescriptions. [0:56:26] Final Segment  At‑home HPV testing for cervical cancer Ed explains HPV is a major driver of cervical cancer Historically, women had to schedule an in‑office visit for cervical screening, which creates barriers (cost, fear, time, discomfort, lack of insurance). He notes there is now an option for at‑home HPV testing for cervical screening. Intended to increase access for women who aren't getting regular screening. Ed strongly approves of this as a valuable preventive tool and encourages women who haven't been tested to consider it. Ed cites new data showing: Microplastics are found in 100% of human stool samples tested in one study. Higher levels of microplastics are now being linked to gallstones. Broader concerns: Everyday plastic exposure (especially with food and drink) means these particles can: Interact with cells, Drive inflammation, Contribute to premature cellular aging and reduced energy. Practical countermeasures he recommends: Avoid heating food in plastic or placing hot food into plastic containers/wrap (e.g., Saran wrap, plastic take‑out containers). Filter drinking water to remove microplastics (he's trialing the AquaTru system at home, which he says removes 100% of microplastics and much of the fluoride). Improve indoor air quality to reduce airborne microplastic exposure. Ed highlights a serious, long‑term job opening at Nutrition World: Not a summer or short‑term job. Best for someone philosophically aligned with healthy eating and the “green pharmacy” approach. Interested candidates should: Go into the store and speak with Scott, Elisha, or Matt and complete an application.  The post Radio Show / Podcast – May 31, 2026 first appeared on Vital Health Radio.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Latrease Price-Gistard. Purpose of the Interview The interview aims to educate listeners on the mortgage industry, highlight the role and benefits of working with an independent mortgage broker, and provide practical advice on home financing options, credit challenges, and programs that support homeownership. It also shares Latrease’s entrepreneurial journey and lessons learned. Key Takeaways Background and Career Path Latrease has a finance degree and started in investment operations in 1999. Transitioned from auto financing and co-owning a car dealership to mortgage lending. Became an independent mortgage broker in 2022 after being laid off during rising interest rates. Role of an Independent Mortgage Broker Holds her own license and partners with multiple lenders to offer tailored loan products. Advocates for borrowers to ensure they get the right product, not just approval. Specializes in helping first-time buyers, self-employed individuals, and those with unique challenges. Home Financing Insights Reverse Mortgages: Typically for seniors 62+, often used by those 75+ with equity and limited retirement funds. Provides tax-free cash without monthly payments; debt settled upon sale or refinance. Zero Down Payment Programs: Offers up to 3% for down payment, attached to the mortgage; other programs provide up to 5% for down payment and closing costs. FHA 203K Program: Allows buyers to finance home purchase and renovations in one loan—ideal for fixer-uppers. Credit Challenges Programs exist for credit scores as low as 500, but require higher down payments (10–20%) and result in higher interest rates. Latrease consults and provides “what-if” scenarios to help clients improve credit over time. Entrepreneurial Lessons Mistakes: Starting without enough capital and a strong pipeline; economic timing matters. Advice: Build capital, secure a solid client pipeline, and understand market conditions before going independent. Notable Quotes On independence:“As a broker, you serve as that advocate for your borrower to make sure they’re getting the right loan product.” On reverse mortgages:“The beauty of it is there are no monthly payments going back to the institution. The debt is paid off when the home is sold or refinanced.” On credit challenges:“Programs go as low as 500 credit score, but those borrowers need 10–20% down.” On entrepreneurial advice:“Make sure you have strong capital and a solid pipeline before stepping out on faith.” On perseverance:“It’s all about follow-through. It’s all about your dream and whether you want to make it happen.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

What if one person putting their neck out for you was all it took to change the entire trajectory of your life? In this episode, Nas Vou, founder of Do It Digital and host of CEO Insights, shares how a journey that started at McDonald's at age 14 led him from chronic illness and corporate sales in Australia to running a growth-focused digital agency from the Mediterranean island of Cyprus. Along the way, one man at Coca-Cola put his reputation on the line for a young, ambitious kid without a degree, and nothing was ever the same after that. Nas didn't get the role he applied for at first. He got the one below it. Then he got the one he originally wanted. Then he built a career on the back of what that one referral made possible. Today he helps B2B companies sign clients using high-converting funnels and outbound strategies, and he still sends thank-you messages to the man who made it all possible.   [00:04:00] What He Does and Who He Serves Founder of Do It Digital, helping B2B companies sign clients Specializes in outbound strategies, sales funnels, and lead generation Hosts CEO Insights podcast on Spotify, YouTube, and Apple [00:05:00] From McDonald's to the Mediterranean Started working at 14; wanted his own money and his own destiny Got sick with glandular fever and chronic fatigue early in his career Cut his teeth in sales; discovered he was naturally wired for people Spent the last eight years transitioning from coaching into agency work [00:07:00] Client Impact: From Website to Strategic Partner Started with a single website project for a consultant Client kept giving more projects as trust grew They became full strategic partners, serving the client's own clients A transactional project turned into a friendship, a partnership, and a network [00:10:20] Why Referrals Should Never Lead with Commission Leading with "send me referrals and I'll pay you" is the wrong message Referrals work because you want to deepen the relationship, not make money Your reputation travels with every person you refer Only refer people whose character and competence you can stand behind [00:13:40] The Relationship That Changed Everything: Ashon Cohen Was 19 with no degree when he asked Ashon, a Coca-Cola rep, to help him get an interview Ashon put his name and reputation on the line to get Nas in the door Nas got the role and bought a house at 22 He credits that one referral for the entire trajectory that followed [00:17:00] What That Referral Made Possible Coca-Cola gave him world-class sales training and professional development That career momentum opened doors that would have taken years otherwise He still messages Ashon on LinkedIn to say thank you His belief: sometimes all you need is one person to give you a chance [00:21:40] When the Student Is Ready Serendipity in relationships happens when you are ready to receive it Trust of character plus trust of competence equals zero friction People who have been in the right rooms think about relationships differently Values alignment is what makes connections last across distance and time [00:26:00] One 26-Minute Conversation, Four Incredible People Had Craig Ballantyne on his podcast; one conversation led to four connections Kevin was the fourth or fifth person to come from that single introduction Geography stopped mattering once shared values were in place Podcasts and communities are how you scale one-to-one relationship building [00:29:00] Closing Thought: Deepen What You Already Have Ask yourself: how can you deepen the relationships you already have? Moving countries showed him how quickly you can lose the networks you relied on Consistent conversations keep connections alive across distance and time   KEY QUOTES "Trust of character and trust of competence. When those two trusts are there, there's zero friction and things can just flow." - Nas Vou "Without people, nothing really matters. As long as humans are around, people will always need people." - Nas Vou CONNECT WITH NAS VOU Website: https://www.doitdigital.agency LinkedIn: https://www.linkedin.com/in/nasvou Facebook: https://www.facebook.com/nas.vou   Thanks for tuning in! If you liked my show, please LEAVE A 5-STAR REVIEW, like, and subscribe! Find me on: Apple Podcasts | Spotify | iHeart Radio | Stitcher

An airhacks.fm conversation with Martin Kouba (@martunek) about: ZX Spectrum Didaktik clone, Basic listings from ABC magazine, Laser Squad and Wall Breaker games, writing a Pascal fantasy strategy game called Fury as a teenager, first Java 1.4 contact at university, pushing Java 5 annotations against XML configuration in a first telco job, OC4J as Oracle Application Server with Orion lineage, switching to JBoss, seam framework as glue between backend and frontend, Hibernate, reporting a Seam security issue and being invited to Red Hat, CDI TCK migration from JBoss Test Harness to arquillian and from Subversion to GitHub, writing CDI and Bean Validation TCK with XML-based assertion extraction from the specification text, normative specifications producing high-quality LLM code generation for CDI, JAX-RS and JPA, prototype-first approach to writing API specifications, deprecation annotations needing since-version, removal-version and replacement, asynchronous CDI events and fireAsync, transactional observers, Java SE CDI container standardization and its removal from the MicroProfile Core profile, joining the Quarkus team from day one, building ArC as the build-time CDI implementation, why @Specializes is not supported in Quarkus, Qute templating library, Quarkus WebSocket Next and the limits of the Jakarta WebSocket API, Quarkus scheduler with Duration-based intervals, Quartz integration, Quarkus component test based on Weld JUnit, MCP Java SE STDIO server with zero dependencies using ServiceLoader and Function, building the Quarkiverse MCP server from the first MCP specification version, the missing MCP TCK and the new conformance test suite Martin Kouba on twitter: @martunek

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Latrease Price-Gistard. Purpose of the Interview The interview aims to educate listeners on the mortgage industry, highlight the role and benefits of working with an independent mortgage broker, and provide practical advice on home financing options, credit challenges, and programs that support homeownership. It also shares Latrease’s entrepreneurial journey and lessons learned. Key Takeaways Background and Career Path Latrease has a finance degree and started in investment operations in 1999. Transitioned from auto financing and co-owning a car dealership to mortgage lending. Became an independent mortgage broker in 2022 after being laid off during rising interest rates. Role of an Independent Mortgage Broker Holds her own license and partners with multiple lenders to offer tailored loan products. Advocates for borrowers to ensure they get the right product, not just approval. Specializes in helping first-time buyers, self-employed individuals, and those with unique challenges. Home Financing Insights Reverse Mortgages: Typically for seniors 62+, often used by those 75+ with equity and limited retirement funds. Provides tax-free cash without monthly payments; debt settled upon sale or refinance. Zero Down Payment Programs: Offers up to 3% for down payment, attached to the mortgage; other programs provide up to 5% for down payment and closing costs. FHA 203K Program: Allows buyers to finance home purchase and renovations in one loan—ideal for fixer-uppers. Credit Challenges Programs exist for credit scores as low as 500, but require higher down payments (10–20%) and result in higher interest rates. Latrease consults and provides “what-if” scenarios to help clients improve credit over time. Entrepreneurial Lessons Mistakes: Starting without enough capital and a strong pipeline; economic timing matters. Advice: Build capital, secure a solid client pipeline, and understand market conditions before going independent. Notable Quotes On independence:“As a broker, you serve as that advocate for your borrower to make sure they’re getting the right loan product.” On reverse mortgages:“The beauty of it is there are no monthly payments going back to the institution. The debt is paid off when the home is sold or refinanced.” On credit challenges:“Programs go as low as 500 credit score, but those borrowers need 10–20% down.” On entrepreneurial advice:“Make sure you have strong capital and a solid pipeline before stepping out on faith.” On perseverance:“It’s all about follow-through. It’s all about your dream and whether you want to make it happen.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sonia Balfour Fears. Purpose of the Interview The interview aims to educate listeners on the mortgage industry, highlight the role and benefits of working with an independent mortgage broker, and provide practical advice on home financing options, credit challenges, and programs that support homeownership. It also shares Latrease’s entrepreneurial journey and lessons learned. Key Takeaways Background and Career Path Latrease has a finance degree and started in investment operations in 1999. Transitioned from auto financing and co-owning a car dealership to mortgage lending. Became an independent mortgage broker in 2022 after being laid off during rising interest rates. Role of an Independent Mortgage Broker Holds her own license and partners with multiple lenders to offer tailored loan products. Advocates for borrowers to ensure they get the right product, not just approval. Specializes in helping first-time buyers, self-employed individuals, and those with unique challenges. Home Financing Insights Reverse Mortgages: Typically for seniors 62+, often used by those 75+ with equity and limited retirement funds. Provides tax-free cash without monthly payments; debt settled upon sale or refinance. Zero Down Payment Programs: Offers up to 3% for down payment, attached to the mortgage; other programs provide up to 5% for down payment and closing costs. FHA 203K Program: Allows buyers to finance home purchase and renovations in one loan—ideal for fixer-uppers. Credit Challenges Programs exist for credit scores as low as 500, but require higher down payments (10–20%) and result in higher interest rates. Latrease consults and provides “what-if” scenarios to help clients improve credit over time. Entrepreneurial Lessons Mistakes: Starting without enough capital and a strong pipeline; economic timing matters. Advice: Build capital, secure a solid client pipeline, and understand market conditions before going independent. Notable Quotes On independence:“As a broker, you serve as that advocate for your borrower to make sure they’re getting the right loan product.” On reverse mortgages:“The beauty of it is there are no monthly payments going back to the institution. The debt is paid off when the home is sold or refinanced.” On credit challenges:“Programs go as low as 500 credit score, but those borrowers need 10–20% down.” On entrepreneurial advice:“Make sure you have strong capital and a solid pipeline before stepping out on faith.” On perseverance:“It’s all about follow-through. It’s all about your dream and whether you want to make it happen.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Iran fires a missile and hits a U.S. Destroyer near Jask Island. The U.S. begins Operation Freedom escort service, but Lloyds of London says…. You are NOT insured if you are hit. How many will take that risk? Trump’s Big Beautiful Ballroom LIE. The Proof….. A data and Command Center is going to be built by Clark Construction who Specializes in building CRITICAL Infrastructures….. Bomb Shelters. NO dancing in this 90,000 Square Foot Ballroom. How many lies are you aware of from Donald Trump?

Wesley Rowlands helps business owners build long-term net worth through strategic investing and disciplined financial planning. With nearly 20 years of experience across Wall Street, consulting, and private wealth management, Wesley specializes in translating complex financial strategies into clear, actionable guidance that supports sustainable wealth growth.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Latrease Price-Gistard. Purpose of the Interview The interview aims to educate listeners on the mortgage industry, highlight the role and benefits of working with an independent mortgage broker, and provide practical advice on home financing options, credit challenges, and programs that support homeownership. It also shares Latrease’s entrepreneurial journey and lessons learned. Key Takeaways Background and Career Path Latrease has a finance degree and started in investment operations in 1999. Transitioned from auto financing and co-owning a car dealership to mortgage lending. Became an independent mortgage broker in 2022 after being laid off during rising interest rates. Role of an Independent Mortgage Broker Holds her own license and partners with multiple lenders to offer tailored loan products. Advocates for borrowers to ensure they get the right product, not just approval. Specializes in helping first-time buyers, self-employed individuals, and those with unique challenges. Home Financing Insights Reverse Mortgages: Typically for seniors 62+, often used by those 75+ with equity and limited retirement funds. Provides tax-free cash without monthly payments; debt settled upon sale or refinance. Zero Down Payment Programs: Offers up to 3% for down payment, attached to the mortgage; other programs provide up to 5% for down payment and closing costs. FHA 203K Program: Allows buyers to finance home purchase and renovations in one loan—ideal for fixer-uppers. Credit Challenges Programs exist for credit scores as low as 500, but require higher down payments (10–20%) and result in higher interest rates. Latrease consults and provides “what-if” scenarios to help clients improve credit over time. Entrepreneurial Lessons Mistakes: Starting without enough capital and a strong pipeline; economic timing matters. Advice: Build capital, secure a solid client pipeline, and understand market conditions before going independent. Notable Quotes On independence:“As a broker, you serve as that advocate for your borrower to make sure they’re getting the right loan product.” On reverse mortgages:“The beauty of it is there are no monthly payments going back to the institution. The debt is paid off when the home is sold or refinanced.” On credit challenges:“Programs go as low as 500 credit score, but those borrowers need 10–20% down.” On entrepreneurial advice:“Make sure you have strong capital and a solid pipeline before stepping out on faith.” On perseverance:“It’s all about follow-through. It’s all about your dream and whether you want to make it happen.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Latrease Price-Gistard. Purpose of the Interview The interview aims to educate listeners on the mortgage industry, highlight the role and benefits of working with an independent mortgage broker, and provide practical advice on home financing options, credit challenges, and programs that support homeownership. It also shares Latrease’s entrepreneurial journey and lessons learned. Key Takeaways Background and Career Path Latrease has a finance degree and started in investment operations in 1999. Transitioned from auto financing and co-owning a car dealership to mortgage lending. Became an independent mortgage broker in 2022 after being laid off during rising interest rates. Role of an Independent Mortgage Broker Holds her own license and partners with multiple lenders to offer tailored loan products. Advocates for borrowers to ensure they get the right product, not just approval. Specializes in helping first-time buyers, self-employed individuals, and those with unique challenges. Home Financing Insights Reverse Mortgages: Typically for seniors 62+, often used by those 75+ with equity and limited retirement funds. Provides tax-free cash without monthly payments; debt settled upon sale or refinance. Zero Down Payment Programs: Offers up to 3% for down payment, attached to the mortgage; other programs provide up to 5% for down payment and closing costs. FHA 203K Program: Allows buyers to finance home purchase and renovations in one loan—ideal for fixer-uppers. Credit Challenges Programs exist for credit scores as low as 500, but require higher down payments (10–20%) and result in higher interest rates. Latrease consults and provides “what-if” scenarios to help clients improve credit over time. Entrepreneurial Lessons Mistakes: Starting without enough capital and a strong pipeline; economic timing matters. Advice: Build capital, secure a solid client pipeline, and understand market conditions before going independent. Notable Quotes On independence:“As a broker, you serve as that advocate for your borrower to make sure they’re getting the right loan product.” On reverse mortgages:“The beauty of it is there are no monthly payments going back to the institution. The debt is paid off when the home is sold or refinanced.” On credit challenges:“Programs go as low as 500 credit score, but those borrowers need 10–20% down.” On entrepreneurial advice:“Make sure you have strong capital and a solid pipeline before stepping out on faith.” On perseverance:“It’s all about follow-through. It’s all about your dream and whether you want to make it happen.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Latrease Price-Gistard. Purpose of the Interview The interview aims to educate listeners on the mortgage industry, highlight the role and benefits of working with an independent mortgage broker, and provide practical advice on home financing options, credit challenges, and programs that support homeownership. It also shares Latrease’s entrepreneurial journey and lessons learned. Key Takeaways Background and Career Path Latrease has a finance degree and started in investment operations in 1999. Transitioned from auto financing and co-owning a car dealership to mortgage lending. Became an independent mortgage broker in 2022 after being laid off during rising interest rates. Role of an Independent Mortgage Broker Holds her own license and partners with multiple lenders to offer tailored loan products. Advocates for borrowers to ensure they get the right product, not just approval. Specializes in helping first-time buyers, self-employed individuals, and those with unique challenges. Home Financing Insights Reverse Mortgages: Typically for seniors 62+, often used by those 75+ with equity and limited retirement funds. Provides tax-free cash without monthly payments; debt settled upon sale or refinance. Zero Down Payment Programs: Offers up to 3% for down payment, attached to the mortgage; other programs provide up to 5% for down payment and closing costs. FHA 203K Program: Allows buyers to finance home purchase and renovations in one loan—ideal for fixer-uppers. Credit Challenges Programs exist for credit scores as low as 500, but require higher down payments (10–20%) and result in higher interest rates. Latrease consults and provides “what-if” scenarios to help clients improve credit over time. Entrepreneurial Lessons Mistakes: Starting without enough capital and a strong pipeline; economic timing matters. Advice: Build capital, secure a solid client pipeline, and understand market conditions before going independent. Notable Quotes On independence:“As a broker, you serve as that advocate for your borrower to make sure they’re getting the right loan product.” On reverse mortgages:“The beauty of it is there are no monthly payments going back to the institution. The debt is paid off when the home is sold or refinanced.” On credit challenges:“Programs go as low as 500 credit score, but those borrowers need 10–20% down.” On entrepreneurial advice:“Make sure you have strong capital and a solid pipeline before stepping out on faith.” On perseverance:“It’s all about follow-through. It’s all about your dream and whether you want to make it happen.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Latrease Price-Gistard. Purpose of the Interview The interview aims to educate listeners on the mortgage industry, highlight the role and benefits of working with an independent mortgage broker, and provide practical advice on home financing options, credit challenges, and programs that support homeownership. It also shares Latrease’s entrepreneurial journey and lessons learned. Key Takeaways Background and Career Path Latrease has a finance degree and started in investment operations in 1999. Transitioned from auto financing and co-owning a car dealership to mortgage lending. Became an independent mortgage broker in 2022 after being laid off during rising interest rates. Role of an Independent Mortgage Broker Holds her own license and partners with multiple lenders to offer tailored loan products. Advocates for borrowers to ensure they get the right product, not just approval. Specializes in helping first-time buyers, self-employed individuals, and those with unique challenges. Home Financing Insights Reverse Mortgages: Typically for seniors 62+, often used by those 75+ with equity and limited retirement funds. Provides tax-free cash without monthly payments; debt settled upon sale or refinance. Zero Down Payment Programs: Offers up to 3% for down payment, attached to the mortgage; other programs provide up to 5% for down payment and closing costs. FHA 203K Program: Allows buyers to finance home purchase and renovations in one loan—ideal for fixer-uppers. Credit Challenges Programs exist for credit scores as low as 500, but require higher down payments (10–20%) and result in higher interest rates. Latrease consults and provides “what-if” scenarios to help clients improve credit over time. Entrepreneurial Lessons Mistakes: Starting without enough capital and a strong pipeline; economic timing matters. Advice: Build capital, secure a solid client pipeline, and understand market conditions before going independent. Notable Quotes On independence:“As a broker, you serve as that advocate for your borrower to make sure they’re getting the right loan product.” On reverse mortgages:“The beauty of it is there are no monthly payments going back to the institution. The debt is paid off when the home is sold or refinanced.” On credit challenges:“Programs go as low as 500 credit score, but those borrowers need 10–20% down.” On entrepreneurial advice:“Make sure you have strong capital and a solid pipeline before stepping out on faith.” On perseverance:“It’s all about follow-through. It’s all about your dream and whether you want to make it happen.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

In today's episode, Janice talks about how to find a therapist who specializes in a specific topic or diagnosis and how to connect with the right therapist. --This content is for informational and educational purposes only and is not a substitute for professional medical or mental health advice. Engaging with this content does not create a therapist-client relationship. Please consult a qualified professional for personal health concerns.If you are in crisis, call or text 9-8-8 or contact emergency services at 911.

For the March Teaming Against Trauma Podcast, Anna-Claire chatted with Kali and Amelia- two amazing therapists/forensic interviewers from our clinical team - about body safety! Listen to learn about what KPCAC offers to keep children safe and how parents/caregivers can start the conversation early with the children in their care and keep it going through the teen years. Recommended Books: Ages 3-8 My Body Belongs To Me: By Jill Starishevsky : Uses simple, reassuring language to teach children that their body belongs to them and that they have the right to say no to unwanted touch. I Said No! By Kimberly King : Written from a kid's perspective; very relatable and empowering. My Body! What I Say Goes! By Jayneen Sanders : Teaches children about body autonomy, safe vs. unsafe touches, and the power of saying “no” in a very fun, engaging way. Recommended Websites National Children's Advocacy Center-www.nationalcac.org : Offers resources for parents, caregivers, and educators on preventing child abuse and talking to kids about body safety. Provides training, guidance for disclosures, and community support programs. Great for learning how to respond if a child shares something concerning. Darkness to Light-www.d2l.org : Provides practical, easy-to-follow training for parents, caregivers, and communities. Focuses on prevention, recognizing warning signs, and teaching kids about boundaries and body safety in a calm, empowering way.  National Children's Alliance-www.nationalchildrensalliance.org : Focuses on supporting child advocacy centers across the country. Offers resources and guidance for parents on child protection, safety education, and navigating the legal and support systems if abuse occurs.  Stop It Now!-www.stopitnow.org : Specializes in prevention and education. Provides tips for talking to children about body safety, recognizing early warning signs, and building safe environments.    Want to learn more about KPCAC?Visit kayphillipscac.org

The MidPacker Pod is part of the Freetrail network of Podcasts.Join the Newsletter at: ⁠MidPack Musings SubStack⁠⁠Support the MidPacker Pod on ⁠Patreon⁠.⁠Check Out MPP Merch Make sure you leave us a rating and review wherever you get your pods.Looking for 1:1 Ultra Running Coaching? Check out Troy's Coaching PageSTOKED TO PARTNER WITH  HYPERLYTE LIQUID PERFORMANCE - 10% off your orderTRAINING PEAKS - 20% off a premium annual subscriptionPLAY ON RELIEF - 20% off your first orderVACATION RACES - 15% off any Ultra, Half Marathon, or TrailfestUSE PROMO CODE MIDPACKER FOR A SWEET DISCOUNTWAHOO FITNESS -  Use Code MIDPACK: When you pick up a Wahoo KICKR RUN get a free TRACKR Heart Rate Monitor chest strap. Remember to add the TRACKR to the cart and the code will apply to discount.“It's not about the FKT… it's about surviving the adventure.”Cody Taylor's story is one of reinvention, grit, and going all-in on a new path. A former touring drummer whose music career came to a halt during the pandemic, Cody found a new outlet in running, and didn't just dip his toes in…he dove headfirst into the deep end . What started as a way to cope quickly turned into a passion for extreme endurance.Transitioned from musician to endurance athlete during the pandemicSet FKT on the Bruce Trail (900km) and the International Appalachian Trail (650km, 85,000 ft gain)Specializes in unsupported efforts—carrying all gear, filtering water, and surviving soloLearned through raw experience—trial by fire, adapting on the fly, and solving problems in real timeNow coaching athletes through New Normal, helping everyday runners reach big goalsCody's approach is simple but powerful: do hard things, learn fast, and keep showing up. His journey is a reminder that it's never too late to pivot, and that growth lives just outside your comfort zone.Cody's LinksIG: @codytaylorperformanceWebsite: https://findyournewnormal.caRelevant Linkshttps://findyournewnormal.cahttps://fastestknowntime.com/athlete/cody-taylorhttps://brucetrail.orghttps://www.sia-iat.comPartner Links: Hyerlyte Liquid Performance - https://www.hyperlyteliquidperformance.comMade by the ultra-endurance athlete, for the ultra-endurance athlete.More Carbs, More Dirt, More Miles.Check them out at hyperlyteliquidperformance.comUse the code MIDPACKER for 10% off your individual order and 10% off your first subscription order.PlayOn Relief - https://playonrelief.comProven Pain Relief for People Who Refuse to Stop!All Natural, Fast Acting, Long Lasting, Targeted ReliefUse MIDPACKER for 20% off your first orderTraining Peaks A training app as versatile as you. Start your free trial at  https://www.trainingpeaks.com/midpackerUse MIDPACKER at checkout for 20% off an Annual Premium SubscriptionVacation Races - https://www.vacationraces.comEpic Races on public lands near the most iconic National Park in the US.Use MIDPACKER at checkout for 15% the registration of any Ultra, Half, or TrailfestWahoo Fitness - https://www.wahoofitness.comKICKR RUN invites the rhythm, flow, and freedom of outdoor running inside.It's not running indoors. It's running, reimagined.Run Your WayBuy the Wahoo KICKR RUN use code MIDPACK to get a free TRACKR Heart Rate Monitor chest strap. Remember to add the TRACKR to the cart and the code will apply to discount.⁠Run Trail Life⁠ - https://runtraillife.comFind Official MPP Merch on RTL!!Use MIDPACKERPOD to double the donation from your purchase. Visit RunTrailLife.com to check out our line of Hats and Organic cotton T's.⁠Freetrail⁠ - https://freetrail.comVisit Freetrail.com to sign up today.Cody Taylor, FKT, Bruce Trail, International Appalachian Trail, unsupported running, ultra running, endurance adventure, trail running, New Normal coaching, resilience, mindset, entrepreneurship, trail community, ultra endurance

What if the person who transformed your entire career is also someone you haven't spoken to in seven years? In this episode, Ryan Ellefsen shares how he helps businesses take credit cards, lower processing fees, and protect their revenue as VP of EasyPay Direct, a merchant services company he recently joined after 20 years in the industry. EasyPay serves coaches, consultants, speakers, and internet marketers,  processing payments for names like Tony Robbins, Grant Cardone, and Frank Kern across 34 US locations. Ryan built his career expertise under the mentorship of Steve Thorne, CEO of NMR (National Marketing Resources), eventually rising from Processing Manager to VP and co-building what became Platinum Payment Systems. Today, Ryan is known for his transparent, relationship-first approach to merchant services — always insisting on a face-to-face conversation before onboarding any client, no matter how small. Ryan honors Steve Thorne, the man who hired him at $70,000/year when he was making $23,400 as a Spanish teacher in Utah. Phil Smith introduced Ryan to Steve while both were in an MBA program, and Steve believed in Ryan enough to bring him into NMR, where Ryan spent 10 transformative years climbing from Processing Manager all the way to VP. Under Steve's roof, Ryan co-built a merchant processing company that eventually merged into Platinum Payment Systems.   [00:03:41] Reconnected Through a Mutual Friend Kevin and Ryan originally met years ago at Genius Network Recently reconnected via mutual friend Anthony Simon through an email introduction Neither realized in the intro email that they already knew each other [00:03:51] VP of EasyPay Direct: What He Does and Who He Serves Merchant services company helping businesses accept credit cards and get funding Specializes in the coach, consultant, speaker, author, and internet marketing space Serves major names like Tony Robbins, Grant Cardone, and Frank Kern Recently joined after 20 years in the industry; he and CEO Brad Weimert were friendly competitors for two decades [00:05:04] EasyPay vs. PayPal: The Key Difference PayPal is better for card-present transactions like retail stores EasyPay specializes in card-not-present, high-risk: coaching, big-ticket packages, phone sales High-risk means future fulfillment over time, high-ticket pricing, sold over the phone Premier company in the country for internet marketing and coaching businesses [00:07:55] What Inspires Ryan Most: Giving People a Fair Deal Has an affinity for the person being ripped off by hidden fees Philosophy: everybody can win — a 10-year relationship beats a 6-month windfall Sometimes helps small businesses where he makes almost nothing — and loves it Tries to learn something from every single conversation [00:13:02] How EasyPay Lowers Your Rates Over Time EasyPay has its own gateway to manage multiple banks from a single login Uses Level 3 Advantage and tokenization to lower interchange rates Can lower interchange by up to 75 basis points (0.75%) EasyPay's margin stays fixed; all savings go directly to the client [00:18:40] The Industry's Dirty Secret: Watch Your Statements Processors can legally raise your rates by burying notice in statement fine print Not calling to cancel is considered acceptance of new terms They raise rates 5 –10 basis points at a time. Visa changes rates every six months and they go up more often than down [00:26:15] Started as a Spanish Teacher Making $23,400 a Year Graduated college, went on a church mission to South America from 1991 to 1993 Came back, majored in Spanish teaching, played sports, had fun First teaching job in Utah in 1997 paid $23,400/year Started a carpet cleaning business in school that eventually made 10x his teaching salary [00:28:00] Phil Smith Introduces Ryan to Steve Thorne Met Phil Smith in his MBA cohort Phil introduced him to Steve Thorne, CEO of NMR (National Marketing Resources) in Kearney, Missouri Steve hired Ryan as Processing Manager at $70,000/year nearly triple his teaching salary His bonus in year two was bigger than his entire teaching salary [00:29:05] Ten Years at NMR: From Manager to VP Progressed from Processing Manager → Director → Managing Director → VP NMR and sister company PMI did infomercial production for Dean Graziosi, Anthony Morrison, and others Did hundreds of millions in coaching and big-ticket event sales Ryan pitched starting a merchant processing company; Steve challenged him to make it a million-dollar idea. [00:30:31] When a Great Relationship Fractures Ryan and Steve haven't spoken in seven years following a lawsuit Ended in a no-fault settlement — neither side got what they wanted Ryan still considers Steve one of the best, most honest people he's ever met "If he ever catches wind of this podcast… I would welcome that" [00:35:20] What Steve's Mentorship Still Looks Like Today After the split, became VP of a digital marketing company within 6 months Core lesson from Steve: how to treat people with genuine sincerity "Nobody who's ever met Steve Thorn dislikes Steve Thorn" Attributes his versatility and confidence across industries entirely to Steve's tutelage   KEY QUOTES "My philosophy is that everybody can win. If you can set up a relationship that makes some money for the next 10 years, that's way better than a relationship that makes you a whole bunch of money for six months." - Ryan Ellefsen "Steve Thorn transformed my life. If he hadn't given me that opportunity, I wouldn't be where I am today and I wouldn't have what I have today." - Ryan Ellefsen "Nobody who's ever met Steve Thorn dislikes Steve Thorn. He's sincere. He's a good guy and he just knows how to treat people. And so I learned a lot from him in that regard." - Ryan Ellefsen CONNECT WITH RYAN ELLEFSEN

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Latrease Price-Gistard. Purpose of the Interview The interview aims to educate listeners on the mortgage industry, highlight the role and benefits of working with an independent mortgage broker, and provide practical advice on home financing options, credit challenges, and programs that support homeownership. It also shares Latrease’s entrepreneurial journey and lessons learned. Key Takeaways Background and Career Path Latrease has a finance degree and started in investment operations in 1999. Transitioned from auto financing and co-owning a car dealership to mortgage lending. Became an independent mortgage broker in 2022 after being laid off during rising interest rates. Role of an Independent Mortgage Broker Holds her own license and partners with multiple lenders to offer tailored loan products. Advocates for borrowers to ensure they get the right product, not just approval. Specializes in helping first-time buyers, self-employed individuals, and those with unique challenges. Home Financing Insights Reverse Mortgages: Typically for seniors 62+, often used by those 75+ with equity and limited retirement funds. Provides tax-free cash without monthly payments; debt settled upon sale or refinance. Zero Down Payment Programs: Offers up to 3% for down payment, attached to the mortgage; other programs provide up to 5% for down payment and closing costs. FHA 203K Program: Allows buyers to finance home purchase and renovations in one loan—ideal for fixer-uppers. Credit Challenges Programs exist for credit scores as low as 500, but require higher down payments (10–20%) and result in higher interest rates. Latrease consults and provides “what-if” scenarios to help clients improve credit over time. Entrepreneurial Lessons Mistakes: Starting without enough capital and a strong pipeline; economic timing matters. Advice: Build capital, secure a solid client pipeline, and understand market conditions before going independent. Notable Quotes On independence:“As a broker, you serve as that advocate for your borrower to make sure they’re getting the right loan product.” On reverse mortgages:“The beauty of it is there are no monthly payments going back to the institution. The debt is paid off when the home is sold or refinanced.” On credit challenges:“Programs go as low as 500 credit score, but those borrowers need 10–20% down.” On entrepreneurial advice:“Make sure you have strong capital and a solid pipeline before stepping out on faith.” On perseverance:“It’s all about follow-through. It’s all about your dream and whether you want to make it happen.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Latrease Price-Gistard. Purpose of the Interview The interview aims to educate listeners on the mortgage industry, highlight the role and benefits of working with an independent mortgage broker, and provide practical advice on home financing options, credit challenges, and programs that support homeownership. It also shares Latrease’s entrepreneurial journey and lessons learned. Key Takeaways Background and Career Path Latrease has a finance degree and started in investment operations in 1999. Transitioned from auto financing and co-owning a car dealership to mortgage lending. Became an independent mortgage broker in 2022 after being laid off during rising interest rates. Role of an Independent Mortgage Broker Holds her own license and partners with multiple lenders to offer tailored loan products. Advocates for borrowers to ensure they get the right product, not just approval. Specializes in helping first-time buyers, self-employed individuals, and those with unique challenges. Home Financing Insights Reverse Mortgages: Typically for seniors 62+, often used by those 75+ with equity and limited retirement funds. Provides tax-free cash without monthly payments; debt settled upon sale or refinance. Zero Down Payment Programs: Offers up to 3% for down payment, attached to the mortgage; other programs provide up to 5% for down payment and closing costs. FHA 203K Program: Allows buyers to finance home purchase and renovations in one loan—ideal for fixer-uppers. Credit Challenges Programs exist for credit scores as low as 500, but require higher down payments (10–20%) and result in higher interest rates. Latrease consults and provides “what-if” scenarios to help clients improve credit over time. Entrepreneurial Lessons Mistakes: Starting without enough capital and a strong pipeline; economic timing matters. Advice: Build capital, secure a solid client pipeline, and understand market conditions before going independent. Notable Quotes On independence:“As a broker, you serve as that advocate for your borrower to make sure they’re getting the right loan product.” On reverse mortgages:“The beauty of it is there are no monthly payments going back to the institution. The debt is paid off when the home is sold or refinanced.” On credit challenges:“Programs go as low as 500 credit score, but those borrowers need 10–20% down.” On entrepreneurial advice:“Make sure you have strong capital and a solid pipeline before stepping out on faith.” On perseverance:“It’s all about follow-through. It’s all about your dream and whether you want to make it happen.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Latrease Price-Gistard. Purpose of the Interview The interview aims to educate listeners on the mortgage industry, highlight the role and benefits of working with an independent mortgage broker, and provide practical advice on home financing options, credit challenges, and programs that support homeownership. It also shares Latrease’s entrepreneurial journey and lessons learned. Key Takeaways Background and Career Path Latrease has a finance degree and started in investment operations in 1999. Transitioned from auto financing and co-owning a car dealership to mortgage lending. Became an independent mortgage broker in 2022 after being laid off during rising interest rates. Role of an Independent Mortgage Broker Holds her own license and partners with multiple lenders to offer tailored loan products. Advocates for borrowers to ensure they get the right product, not just approval. Specializes in helping first-time buyers, self-employed individuals, and those with unique challenges. Home Financing Insights Reverse Mortgages: Typically for seniors 62+, often used by those 75+ with equity and limited retirement funds. Provides tax-free cash without monthly payments; debt settled upon sale or refinance. Zero Down Payment Programs: Offers up to 3% for down payment, attached to the mortgage; other programs provide up to 5% for down payment and closing costs. FHA 203K Program: Allows buyers to finance home purchase and renovations in one loan—ideal for fixer-uppers. Credit Challenges Programs exist for credit scores as low as 500, but require higher down payments (10–20%) and result in higher interest rates. Latrease consults and provides “what-if” scenarios to help clients improve credit over time. Entrepreneurial Lessons Mistakes: Starting without enough capital and a strong pipeline; economic timing matters. Advice: Build capital, secure a solid client pipeline, and understand market conditions before going independent. Notable Quotes On independence:“As a broker, you serve as that advocate for your borrower to make sure they’re getting the right loan product.” On reverse mortgages:“The beauty of it is there are no monthly payments going back to the institution. The debt is paid off when the home is sold or refinanced.” On credit challenges:“Programs go as low as 500 credit score, but those borrowers need 10–20% down.” On entrepreneurial advice:“Make sure you have strong capital and a solid pipeline before stepping out on faith.” On perseverance:“It’s all about follow-through. It’s all about your dream and whether you want to make it happen.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Industrial Talk is onsite at MD&M West and talking to Frederic Borne, VP at Resonetics about "Medtech manufacturing and microfabrication solutions". Fred Borne, a physics engineer and leader at Resonetics, discussed the company's expertise in medtech manufacturing, particularly in interventional cardiology, advanced diagnostics, minimally invasive surgeries, and bioelectronics. Resonetics specializes in microfabrication, including laser micromachining, and has expanded its capabilities through acquisitions, such as MemorySays for nitinol production. Borne highlighted the company's role in developing fiber optic sensors and implantable batteries, emphasizing their applications in neuromodulation and cardiac devices. He also touched on the potential of brain-computer interfaces and the future of neuromodulation technology. Outline MD&M West Event Introduction Industrial Talk, sponsored by MD&M West and the News and Brews team.Highlights the importance of MD&M West in delivering medtech automation, packaging, plastics, and design under one roof.Emphasizes the innovation, energy, and conversation at the event.Thanks the listeners for tuning in and celebrating the people driving industrial innovation. Welcome to Industrial Talk Podcast Scott reiterates the podcast's dedication to celebrating industry professionals worldwide.Encourages listeners to put MD&M West on their calendar for next year.Mentions the importance of meeting people like Fred Borne at the event. Introduction of Fred Borne Fred shares his background as a physics engineer specializing in fiber optics.Mentions his education at Laval University in Quebec City, one of the top photonics optics schools in North America.Discusses his career in fiber optics and the acquisition of memory says by Resonetics. Resonetics and Market Solutions Fred explains that Resonetics is a top 10 contract design manufacturing company for the medtech industry.Specializes in interventional cardiology, advanced diagnostics, minimally invasive surgeries, and bioelectronics.Highlights the company's expertise in microfabrication and the acquisition of memory says for the production of nitinol.Discusses the company's ability to provide micro components of nitinol, stainless steel, and other materials. Microfabrication and Medical Applications Scott and Fred discuss the concept of microfabrication and its applications in medical devices.Fred explains the use of laser micro machining for creating extremely small components.Mentions the company's ability to handle various materials and the importance of precision in their work.Discusses the challenges and innovations in the medical device manufacturing process. Fiber Optic Sensors and Medical Implantable Batteries Fred explains his role at Resonetics, managing the fiber optic sensors and medical implantable batteries divisions.Discusses the use of fiber optic sensors in blood pressure monitoring and other medical devices.Highlights the applications of fiber optic sensors in diagnostics and heart pumps.Explains the use of medical implantable batteries in cardiac applications and neuromodulation devices. Neuromodulation and Future Technologies Fred discusses the growing field of neuromodulation and its applications in medical devices.Explains the use of neuromodulation devices to treat conditions like urinary incontinence and asthma.Mentions the use of neuromodulation devices for sleep apnea...

In this episode, the hosts break down a highly optimized, $34M freight brokerage specializing in weird, mission-critical loads—one of the best businesses they've seen, and totally out of reach for most buyers.Business Listing – https://drive.google.com/file/d/1ir1uPXvP33JxMYO-AkT5Qv3DsjmL2o_j/view?usp=sharingWelcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.Looking to build a professional website in minutes? Try Wix: https://wix.pxf.io/c/6898629/3115214/25616?trafcat=templateHubSpot is the backbone for how businesses scale without chaos. Try them out here: https://go.try-hubspot.com/OeG9Vr

In this episode, the hosts break down a highly optimized, $34M freight brokerage specializing in weird, mission-critical loads—one of the best businesses they've seen, and totally out of reach for most buyers.Business Listing – https://drive.google.com/file/d/1ir1uPXvP33JxMYO-AkT5Qv3DsjmL2o_j/view?usp=sharingWelcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.Looking to build a professional website in minutes? Try Wix: https://wix.pxf.io/c/6898629/3115214/25616?trafcat=templateHubSpot is the backbone for how businesses scale without chaos. Try them out here: https://go.try-hubspot.com/OeG9Vr

Get my new book: https://bronsonequity.com/fireyourselfDownload my new special report - How to Use Inflation to Your Advantage - www.bronsonequity.com/inflationJoin Bronson Hill on the Mailbox Money Show for a replay of this empowering "Women & Wealth" webinar, spotlighting trailblazing female leaders reshaping real estate and alternative investing.Kaaren HallFounder and CEO of UDirect IRA Services, a leading self-directed IRA custodian. Expert in alternative assets inside retirement accounts (real estate, precious metals, crypto, syndications). Author of The BiggerPockets Guide to Self-Directed IRA Investing.Christina SuterWealth consultant and registered investment adviser at Christina Suter Wealth Consulting. Focuses on coaching investors, psychology of money, and building long-term wealth through real estate and diversified assets. Known for practical, mindset-driven guidance.Ashley WilsonFounder of Bar Down Investments, multifamily operator with thousands of units managed. Author of The Only Woman in the Room. Specializes in value-add multifamily acquisitions, operations, and scaling in challenging market cycles.Veena JettiFounder & CEO of Vive Funds, a multifamily investment firm. Has raised over $400 million and controls more than $1 billion in multifamily assets. Expert in large-scale acquisitions, distressed opportunities, and institutional-grade syndication strategies.From rate-cap realities and development tailwinds to the psychology of fear vs. opportunity, this session delivers actionable strategies for navigating 2025–2026 volatility while celebrating female excellence in a male-dominated space.TIMESTAMPS0:36 - Welcome2:00 - Panelist Introductions: Christina Suter, Kaaren Hall, Ashley Wilson, Veena Jetti3:00 - Market Overview & Current Sentiment3:35 - Kaaren Hall: Crypto & Metals Surge in Self-Directed IRAs4:48 - Ashley Wilson: Multifamily Holding Pattern & Foreclosure Pressures6:23 - Veena Jetti: Best Time to Buy Amid Retail Fear8:00 - Christina Suter: Disconnect in Pricing, 2026 Loan Maturities Opportunity10:55 - Q&A: Rate Caps Realities & Misunderstandings13:07 - Ashley: Rate Caps Not a Full Shield13:35 - Veena: Rate Cap Accrual & Cash Flow Challenges16:16 - Bronson: Modular Development Niche in Fire Areas20:48 - Christina: Development with HUD Financing Opportunity21:29 - Veena: Retail Investor Mindset Shift & Institutional Focus27:07 - Fixed-Rate Debt & Long-Term Holds28:00 - Veena: Retail vs. Institutional Investor Resilience30:44 - Ashley: Industry Education Gaps & Long-Term Game34:19 - Accredited Investor Changes Discussion35:17 - Kaaren: Syndications Still #1, Crypto Rising36:11 - Wealth Forum Plug & Upcoming Event38:13 - Women in Real Estate: Overcoming Doubt & Representation39:21 - Kaaren: Value Over Gender Perception39:47 - Ashley: Superpower of Women Investors, Role Modeling43:07 - Christina: Psychological Approach & Team Alignment47:23 - Ashley: Comfort in Male-Dominated Spaces, Collaboration51:30 - Closing & Contact InfoJoint the Wealth Forum: bronsonequity.com/wealthConnect with the Guests:Christina Suter:Email: info@christinasuter.comText/Call: 310-463-5942Website: https://christinasuter.com/Veena Jetti:Instagram: https://www.instagram.com/veenajetti/28-Day Guide: https://www.sixfiguredealchallenge.com/join-veenaLinkedin: https://www.linkedin.com/in/veena-jetti/Ashley Wilson:Website: https://www.badashinvestor.com/Linktree: https://linktr.ee/BadAshInvestorInstagram: https://www.instagram.com/BadAshInvestor/Conference Connect: https://conferenceconnect.com/search?type=speakerKaaren Hall:Website: https://udirectira.com/https://www.ocreia.com/Linkedin: https://www.linkedin.com/in/kaarenhall/Facebook: https://www.facebook.com/kaaren.hall/#WomenInRealEstate#WealthBuilding#MultifamilyInvesting#SelfDirectedIRA#MarketCycleOpportunities#PassiveIncome#AlternativeAssets

What should you really expect when you walk into a therapist's office for the first time? In this episode, Catholic therapist Adam Cross, LMFT (#116623) explores the heart of what therapy offers with fellow clinician Katelyn Smedley, LMFT (#99805) Katelyn shares her approach to working with women and families, emphasizing that the most important thing clients should leave with after their first session is hope. Katelyn Smedley, LMFT Email: katelyn.lmft@gmail.com Phone: (805) 914-8253 Currently accepting new clients Fully virtual therapy sessions Specializes in women and families. Catholic Therapy Center Website: catholictherapycenter.com This conversation goes deeper than typical therapy discussions. Katelyn explains how Catholic therapy invites people to discover their true identity as beloved children of God, moving beyond merely surviving trauma to experiencing true resurrection and freedom. From practical tools like the "size of problem" scale to the profound difference between Catholic and secular mindfulness, this episode offers both encouragement and concrete guidance for anyone considering therapy. Topics covered: Why hope is the foundation of the therapeutic journey Setting realistic expectations for what therapy can (and can't) do The Catholic understanding of identity and healing How resurrection theology transforms our approach to trauma Practical tools for managing overwhelming expectations The difference between surviving and thriving What makes Catholic mindfulness uniquely powerful If you're wondering whether therapy is right for you or what makes Catholic counseling different, this conversation will give you clarity and hope. Have questions? Visit my website: adamcrossmft.com Adam Cross, LMFT #116623

Why should healthcare organizations prioritize specialist agencies—and what can they borrow from specialization to grow faster themselves? In this week's podcast, I sit down with Corey Quinn, President & CEO at Corey Quinn, Inc. to explore why specialization is more than a preference—it's a practical strategy for reducing risk, accelerating results, and building durable marketing partnerships in healthcare.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Latrease Price-Gistard. Purpose of the Interview The interview aims to educate listeners on the mortgage industry, highlight the role and benefits of working with an independent mortgage broker, and provide practical advice on home financing options, credit challenges, and programs that support homeownership. It also shares Latrease’s entrepreneurial journey and lessons learned. Key Takeaways Background and Career Path Latrease has a finance degree and started in investment operations in 1999. Transitioned from auto financing and co-owning a car dealership to mortgage lending. Became an independent mortgage broker in 2022 after being laid off during rising interest rates. Role of an Independent Mortgage Broker Holds her own license and partners with multiple lenders to offer tailored loan products. Advocates for borrowers to ensure they get the right product, not just approval. Specializes in helping first-time buyers, self-employed individuals, and those with unique challenges. Home Financing Insights Reverse Mortgages: Typically for seniors 62+, often used by those 75+ with equity and limited retirement funds. Provides tax-free cash without monthly payments; debt settled upon sale or refinance. Zero Down Payment Programs: Offers up to 3% for down payment, attached to the mortgage; other programs provide up to 5% for down payment and closing costs. FHA 203K Program: Allows buyers to finance home purchase and renovations in one loan—ideal for fixer-uppers. Credit Challenges Programs exist for credit scores as low as 500, but require higher down payments (10–20%) and result in higher interest rates. Latrease consults and provides “what-if” scenarios to help clients improve credit over time. Entrepreneurial Lessons Mistakes: Starting without enough capital and a strong pipeline; economic timing matters. Advice: Build capital, secure a solid client pipeline, and understand market conditions before going independent. Notable Quotes On independence:“As a broker, you serve as that advocate for your borrower to make sure they’re getting the right loan product.” On reverse mortgages:“The beauty of it is there are no monthly payments going back to the institution. The debt is paid off when the home is sold or refinanced.” On credit challenges:“Programs go as low as 500 credit score, but those borrowers need 10–20% down.” On entrepreneurial advice:“Make sure you have strong capital and a solid pipeline before stepping out on faith.” On perseverance:“It’s all about follow-through. It’s all about your dream and whether you want to make it happen.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Latrease Price-Gistard. Purpose of the Interview The interview aims to educate listeners on the mortgage industry, highlight the role and benefits of working with an independent mortgage broker, and provide practical advice on home financing options, credit challenges, and programs that support homeownership. It also shares Latrease’s entrepreneurial journey and lessons learned. Key Takeaways Background and Career Path Latrease has a finance degree and started in investment operations in 1999. Transitioned from auto financing and co-owning a car dealership to mortgage lending. Became an independent mortgage broker in 2022 after being laid off during rising interest rates. Role of an Independent Mortgage Broker Holds her own license and partners with multiple lenders to offer tailored loan products. Advocates for borrowers to ensure they get the right product, not just approval. Specializes in helping first-time buyers, self-employed individuals, and those with unique challenges. Home Financing Insights Reverse Mortgages: Typically for seniors 62+, often used by those 75+ with equity and limited retirement funds. Provides tax-free cash without monthly payments; debt settled upon sale or refinance. Zero Down Payment Programs: Offers up to 3% for down payment, attached to the mortgage; other programs provide up to 5% for down payment and closing costs. FHA 203K Program: Allows buyers to finance home purchase and renovations in one loan—ideal for fixer-uppers. Credit Challenges Programs exist for credit scores as low as 500, but require higher down payments (10–20%) and result in higher interest rates. Latrease consults and provides “what-if” scenarios to help clients improve credit over time. Entrepreneurial Lessons Mistakes: Starting without enough capital and a strong pipeline; economic timing matters. Advice: Build capital, secure a solid client pipeline, and understand market conditions before going independent. Notable Quotes On independence:“As a broker, you serve as that advocate for your borrower to make sure they’re getting the right loan product.” On reverse mortgages:“The beauty of it is there are no monthly payments going back to the institution. The debt is paid off when the home is sold or refinanced.” On credit challenges:“Programs go as low as 500 credit score, but those borrowers need 10–20% down.” On entrepreneurial advice:“Make sure you have strong capital and a solid pipeline before stepping out on faith.” On perseverance:“It’s all about follow-through. It’s all about your dream and whether you want to make it happen.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Latrease Price-Gistard. Purpose of the Interview The interview aims to educate listeners on the mortgage industry, highlight the role and benefits of working with an independent mortgage broker, and provide practical advice on home financing options, credit challenges, and programs that support homeownership. It also shares Latrease’s entrepreneurial journey and lessons learned. Key Takeaways Background and Career Path Latrease has a finance degree and started in investment operations in 1999. Transitioned from auto financing and co-owning a car dealership to mortgage lending. Became an independent mortgage broker in 2022 after being laid off during rising interest rates. Role of an Independent Mortgage Broker Holds her own license and partners with multiple lenders to offer tailored loan products. Advocates for borrowers to ensure they get the right product, not just approval. Specializes in helping first-time buyers, self-employed individuals, and those with unique challenges. Home Financing Insights Reverse Mortgages: Typically for seniors 62+, often used by those 75+ with equity and limited retirement funds. Provides tax-free cash without monthly payments; debt settled upon sale or refinance. Zero Down Payment Programs: Offers up to 3% for down payment, attached to the mortgage; other programs provide up to 5% for down payment and closing costs. FHA 203K Program: Allows buyers to finance home purchase and renovations in one loan—ideal for fixer-uppers. Credit Challenges Programs exist for credit scores as low as 500, but require higher down payments (10–20%) and result in higher interest rates. Latrease consults and provides “what-if” scenarios to help clients improve credit over time. Entrepreneurial Lessons Mistakes: Starting without enough capital and a strong pipeline; economic timing matters. Advice: Build capital, secure a solid client pipeline, and understand market conditions before going independent. Notable Quotes On independence:“As a broker, you serve as that advocate for your borrower to make sure they’re getting the right loan product.” On reverse mortgages:“The beauty of it is there are no monthly payments going back to the institution. The debt is paid off when the home is sold or refinanced.” On credit challenges:“Programs go as low as 500 credit score, but those borrowers need 10–20% down.” On entrepreneurial advice:“Make sure you have strong capital and a solid pipeline before stepping out on faith.” On perseverance:“It’s all about follow-through. It’s all about your dream and whether you want to make it happen.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Where did things go astray with the 'thought partners?'

Full Second Hour on December 24, 2025

Send us a textToday's episode is extra special because we're welcoming back one of the original Well Hello Disney family members—Brittany B! If you've been here since the early days (we're talking 2022, under 1,000 followers), then you might remember when Brittany was planning her very first Walt Disney World trip with her two young kids. What started as a mom planning her first Disney vacation has turned into something truly magical.Fast forward three years, and Brittany has gone from first-time Disney mom to full-blown travel agent and content creator, helping other families confidently plan their own magical vacations. In this episode, we sit down mom-to-mom and dive deep into the realities of traveling to Disney with little kids—because it's magical, but it's also a lot.We cover everything from:Navigating Walt Disney World with young kidsWhat it's really like taking little ones on Disney Cruise LineHandling overstimulation, exhaustion, and big emotionsStroller life—how much we need them, love them, and rely on themTips for enjoying the parks without the pressure to “do it all”This conversation is packed with real-life experience, practical advice, and reassurance for parents who want the magic without the meltdown. We also chat about our shared love for Disney, how Brittany's journey has evolved, and what we're most excited about for the future of Disney travel.So grab a pen and paper—because you're going to want to take notes. If you're planning a trip to Walt Disney World or a Disney Cruise with young kids, this is the episode for you.Guest: Brittany B ✨ OG Well Hello Disney family member ✨ Disney-loving mom, content creator & travel advisor ✨ Specializes in family-friendly Disney vacationsFind Brittany on Instagram:

A powerful and eye-opening conversation between Dr Ron Ehrlich and world-renowned pediatrician

What if a stranger inviting you to build a boat halfway around the world led to meeting your wife, building a family, and discovering your life's work? In this episode, John Caprani, video advertising specialist for home service businesses, shares his unconventional journey from Ireland to West Africa to Fiji and finally to Spain. After meeting a Swiss sailor named Hans in 2011, John packed everything for a one-way ticket to Senegal to build a 72-foot wooden sailboat. That adventure led to a job in Fiji doing construction project management, where he met his wife within six weeks, married her six months later, and became a father 10 months after that. Six years later, with two kids under three and a deep dissatisfaction with his corporate job, John made the leap into entrepreneurship at age 37. Now specializing in video advertising for home service businesses generating $1M to $5M annually, he's helped clients book $800K in 30 days and $95K in 40 days using a simple approach that most marketers overlook: putting the founder on camera and building trust through personality instead of just showcasing work. John reveals why trust matters more than perfect craftsmanship when entering someone's home, why employees can never sell as effectively as founders on video, and how narrowing his focus to home services transformed his results.   [00:02:20] The Technology That Makes the World Smaller John is in Valencia, Spain (nine hours ahead of Seattle) Zoom and modern technology make global conversations seamless Kevin used to commercial fish in Alaska before technology like this existed The ability to work from anywhere is now a reality [00:04:00] What John Does: Video Advertising for Home Service Businesses Spent years as a copywriter but found it hard to sell to uneducated buyers Shifted 18 months ago to focus specifically on home service businesses Serves businesses doing upgrades: walls, paving, air conditioning, barns, storage units, renovations, landscaping Specializes in video advertising on Facebook and Instagram only Works with businesses selling high-ticket services for the home [00:06:33] Why Home Services Is Different: Trust Over Technique Local business marketing is not as sophisticated as e-commerce or online coaching Most local businesses aren't doing video marketing at all Those who do focus on work being done (pictures of installations) which doesn't solve the real problem John's approach: focus on personality and the business owner themselves [00:08:38] Kevin's Parallel Journey: Carpet Cleaning in 1995 Started carpet cleaning and restoration business in 1995 Blew through $300K in first year following traditional industry approach Advertised "two rooms and a hallway for $59.95" (then dropped to $49.95) Key lesson: trust is huge when you're in people's homes while they're at work [00:13:04] John's Background: From Father's Business to Sailing Father was entrepreneur in publishing, graphic arts, and printing Tried entrepreneurial things as teenager but they didn't work out Spent twenties traveling, went to UK, learned woodworking skills Learned artisan craft skills, made lovely things, lived hand to mouth existence Everything changed when he got married, needed more stability [00:14:20] The Construction Years: Getting Promoted Out of Success Friend offered job in construction industry doing project management for holiday resort renovations Was good at project management, actually being on site Got promoted out of job he was good at into job he sucked at: marketing and sales Had to learn copywriting and marketing to sell to traveling business clients [00:15:40] The Big Decision: Quit at 37 with Two Kids Under Three In 2018, didn't want to stay in construction, wanted freedom Knew online meant he could travel, move countries, income unaffected Was 37, married, two kids under age three Had enough money to live for maybe three or four months Quit job in September 2018, got first couple of clients, took it from there [00:20:16] The Jockey and the Horse John likens his role to being a jockey "The horse you ride on is most of the race won" Not magic on his part, certain factors need to be in place When it works, it really works [00:22:00] The Sweet Spot: Five to Fifteen Person Teams Prefers smaller businesses: 5-15 people team Direct relationship with founder No layers of bureaucracy Say "Can you help me?" John says "Yes," they say "Okay, let 'er rip" Bigger businesses (20-30+ people) have marketing team in-house, bureaucracy, people covering their own ass [00:23:08] The Non-Negotiable: A Good Assistant on the Phone John needs business owner to have assistant who is good on the phone When leads come in, owner should NOT be doing screening or appointment setting Owners are often best salesperson but definitely not best appointment setter They start to hate it because it's beneath them, then they hate John [00:27:00] The One-Way Ticket to Senegal Hans said: "I'm not gonna buy your ticket there, but I'll pay for everything after. I want to see that you get there on your own steam" "Show up at Dakar Airport in Senegal on such and such day, I'll be there to pick you up" John packed up, sold his vehicle, got one-way ticket to Dakar Worked together for 10-11 months building the boat, launched it, did sailing together [00:27:47] The German Guy in Fiji Hans was going to sail elsewhere, John didn't want to go back to Ireland Asked Hans: "Do you know anybody else who might have something interesting?" Hans: "I know this German guy in Fiji doing work on holiday resorts" German guy called a few days later: "I need a man. Can you be here in two weeks?" John: "Would you buy me a ticket?" German: "I'll send you a ticket today" Packed up from London, jumped on plane to Fiji [00:29:40] From Project Management to Sales to Entrepreneurship Started doing dusty construction project management on site in Fiji Got better at job, got promoted to sales Had to learn about selling Led to 2018 decision: "I have these sales skills, I know copywriting, I want out of construction, let's quit and go do my own thing" [00:30:06] The Big Leap: Married, Kids, No Steady Paycheck Pretty big step going from steady paycheck to own thing Mentally tough, but felt like it was now or never at 37 with two kids under three "Gun to the head moment, and gun to the head is a great motivator" Family helped: gave them place to stay while getting on feet in Ireland Wife was rock solid: "I don't understand why you're doing this, but if you want to do it, I'll support you" [00:32:20] The Turning Point: Everything's Actually Okay About 18 months after quitting, I was constantly worried: "Is this gonna fail?" Looked at himself: "Everything's okay. We've still got a place to live. Kids still have shoes. We have food. Nobody's going hungry" "This might not be working perfectly, but it's working. I've covered the basics. We're surviving and I can grow from here" [00:33:20] Five Years Later: Life in Valencia, Spain In 2024, decided time to move on from Ireland Glad to spend those years there, reconnect with family Wanted kids to know his family, wanted wife to become Irish citizen Sold up everything, packed into two cars, road tripped from Ireland to Spain Life has become so much better since moving to Spain [00:36:00] The Integration Life: No Rules About When You Work Don't have work-life balance with entrepreneurship Do get work-life integration if you're smart about it Bring everything in, don't live by rules about finishing work at certain time or can't do anything on weekends Do what you can when you can, find time to get everything in [00:39:38] Where to Find John Website: firedigitalmarketing.com (short video explaining what he does and how it helps) Facebook: John Caprani (most active there) Can get sense of who he is, his opinions and thoughts before reaching out Best place to connect [00:42:40] Repetition Over Perfection First time around won't be perfect, won't be what you feel is perfect in your mind Kevin's coach had him make 24-25 videos in one day walking through a process Every time got more comfortable, didn't have to think about what to say, got the flow [00:44:06] What Really Works: Belief and Confidence All the fancy copywriting, hacks, tactics are good, valuable, useful But what really works better than anything else: somebody who believes in what they do and has some confidence in themselves That'll convert better than anything   KEY QUOTES "If you are an eight out of 10 at your work, but you're like 10 out of 10 in terms of a human being and being trustworthy, people would care about that more than being a 10 out of 10 in the work and maybe being a five out of 10 in the character side of things." - John Caprani "Gun to the head is a great motivator. It'll get you to do shit you wouldn't normally do." - John Caprani "You don't get work-life balance [as an entrepreneur], but you do get work-life integration if you're smart about it." - John Caprani "There's nobody but the founder of a business who really has the conviction and has enough on the line to actually sell it as effectively on video." - John Caprani "All the different fancy copywriting and hacks and tactics, in the end, what really works better than anything else is somebody who believes in what they do and has some confidence in themselves. That'll convert better than anything." - John Caprani CONNECT WITH JOHN CAPRANI 

What if six weeks and a few tiny shifts could change how you lead—without adding more hours? How much farther could you go if a community of high-achieving women had your back?In this episode you'll hear:Concrete wins from the first cohort—asking for promotions, negotiating pay, setting boundaries, and improving tough relationships.The core tools: owning and communicating your value, breaking limiting stories, self-validating, and saying no with grace.Why community matters—cross-industry perspectives, safe support, and celebrating small hinges that swing big doors.***Join the Waitlist for our ‘Next Lead Without the Grind' cohort!***Our next Lead Without the Grind cohort kicks off February 18, 2026. Join the waitlist here to be the first to receive news, updates, and information once enrollment officially opens in early 2026. About Amelia NoelAmelia is a Master Certified Executive Coach and creator of Breaking Free from the Grind. Former corporate director who learned these principles the hard way before helping 200+ professionals create sustainable success.About Melina CorderoMelina is a Leadership development expert and founder of P20 Leadership. Specializes in helping high-achieving women navigate male-dominated environments without losing themselves.   

Handing over a project is one of the most underestimated and misunderstood phases in manufacturing and industrial automation. In this episode of Manufacturing Hub, Vlad and Dave sit down to break apart real stories from the field covering MES rollouts, line commissioning, SCADA and ignition development, operational adoption, and the very real consequences of poor knowledge transfer. Most conversations online focus on the technical build, but very few people emphasize the point where engineering lets go and the operations team becomes the true owner of the system. This episode brings forward examples of both well executed handovers and catastrophic failures that every engineer, integrator, or manager can learn from.Vlad begins by walking through his experience building MES and data collection systems for food and beverage facilities where each plant had different architectures, legacy systems, undocumented networks, and obsolete PLCs. These initiatives required deep assessments, phased modernization, server deployments, KPI development, and the long journey from data collection to actual operational use. The most important insight is that success rarely comes from the technology alone. It comes from the extent to which operators, supervisors, and CI teams are trained, empowered, and aligned to use what has been built.Dave then shares a story from a multi year track and trace project that technically worked but failed at the operational handover stage because the one scheduler refused to schedule inside the system. The entire project was mothballed despite millions of dollars invested. The lesson is simple. Technology cannot compensate for missing stakeholder alignment and poor discovery. Human influence can halt even the most well engineered solution.Timestamps 00:00 Welcome and episode setup 01:20 Host introductions and backgrounds 04:00 Vlad's MES and data rollout projects across multiple plants 18:10 Biggest wins and failures from MES handovers 26:20 Dave's chocolate factory MES and traceability project 29:30 The scheduler says no and a multi million project gets mothballed 36:40 Lessons learned about scope creep and realistic timelines 42:00 Vlad's multimillion packaging line rollouts and OEE based handover 49:20 Internal versus external teams and who really owns change 58:50 Connected workforce at an orange juice plant and knowledge capture 01:15:00 Where project handovers are heading in the next three to five years 01:19:00 Career advice, books, and final thoughts HostsVladimir RomanovFounder of Joltek. Electrical engineer with an MBA from McGill University. More than a decade of experience across Procter and Gamble, Kraft Heinz, Post Holdings, and multiple systems integration roles. Specializes in OT systems, industrial data architecture, MES, SCADA, modernization, and digital transformation. Works with manufacturers to unlock value through data and operational decision support.https://www.joltek.com/team-members/vladimir-romanovDave GriffithFounder of Kaplan Solutions. Seventeen plus years of experience across aerospace, automation, system integration, MES delivery, and enterprise manufacturing systems. Dave specializes in ignition development, operations consulting, and project delivery frameworks that reduce risk and increase adoption across manufacturing teams.References Mentioned in the EpisodeNever Split The Difference by Chris Vosshttps://www.amazon.com/Never-Split-Difference-Negotiating-Depended/dp/0062407805How To Win Friends and Influence People by Dale Carnegiehttps://www.amazon.com/How-Win-Friends-Influence-People/dp/0671027034Traction by Gino Wickmanhttps://www.amazon.com/Traction-Get-Grip-Your-Business/dp/1936661837The E Myth Revisited by Michael Gerberhttps://www.amazon.com/Myth-Revisited-Small-Businesses-About/dp/0887307280Understanding Plant NetworksManufacturing Execution SystemsManufacturing Digital Maturity and AssessmentsControl System ModernizationEngineering Project Management EssentialsManufacturing Consulting and Change Management

What if you could help someone completely transform their career in just 45 minutes, not by training them to be someone they're not, but by revealing who they've always been? In this episode, Steve Woodruff, author of "Clarity Wins" and "The Point," shares his unexpected journey from Vanderbilt astronomy student dreaming of becoming an astronaut to becoming the "King of Clarity" who's spent 20 years helping professionals discover and communicate their true identity. Through a pivotal relationship with a manager-friend who made one simple observation ("Let Steve run with sales and Rob run with service because that's what you're good at"), Steve discovered that fitting people into their strengths, not training them to overcome weaknesses, is the ultimate key to success.  From consulting with pharmaceutical giants like Pfizer, Novartis, and GSK to leading 100 emerging leaders globally during the pandemic to transforming his own pastor's preaching, Steve has developed the Clarity Fuel Formula, a brain science-backed framework that helps anyone cut through noise and connect powerfully. His philosophy is simple but revolutionary: "You can't read the label of the jar you're in." We need someone on the outside to reveal who we really are. Steve reveals how he helps people experience that jaw-dropping moment when someone finally sees them (and they see themselves), why the first 15 seconds of any interaction matter most, how "memory darts" beat elevator pitches every time, and why his biggest professional thrill is attaching the right words to someone's identity and watching their entire career trajectory transform.   [00:03:59] The Journey: From Aspiring Astronaut to King of Clarity Childhood dream: becoming an astronaut Started at Vanderbilt University studying astronomy Hit a wall with calculus and physics, realized he loved words more than numbers Shifted to psychology, fascinated by how the human mind and communication work Moved into business sales and marketing [00:07:39] What Steve Does: Revealing Who People Really Are Works with corporations (pharma/biotech primarily) on communication training Developed the Clarity Fuel Formula: framework for clear communication in every format Real passion: entrepreneurs, solos, small businesses, and individuals Specializes in helping people discover their identity, purpose, and how to articulate it [00:09:23] Most Impactful Result: The Infrastructure Builder Met Jason, a sales training manager at pharma company, for networking lunch Through conversation, Steve identified Jason's core strength: infrastructure building Gave Jason the exact words to describe his superpower Jason found perfect role at training organization in disarray [00:12:00] Pandemic Pivot: Training 100 Leaders Globally via Zoom Companies forced to move training online during COVID Steve led personal branding workshop for 100 emerging leaders globally All done from his desk via Zoom, no travel for days required [00:14:38] What Inspires Steve: The Jaw-Drop Moment Most people (including himself for years) are only half-aware of who they really are People are guessing, trying different things without true north Has unique ability to ask questions and see themes emerge quickly The magic moment: 45-60 minutes in, holds up "figurative mirror" [00:17:04] The Relationship That Changed Everything During first 10-year career job, Steve and colleague split country for sales/service One person better at sales, other better at service, but both trying to do both This insight plus reading StrengthsFinder completely revolutionized Steve's view of work [00:21:41] Recent Impact: Transforming His Pastor's Preaching Steve's work applies 100% to church settings, not just business Pastor came to dinner, Steve discussed "memory darts" concept Memory darts: short, vivid ideas using analogies, illustrations, or stories instead of elevator pitches Pastor wanted to improve preaching and asked Steve for help [00:23:58] Where to Find Steve & His Resources Company: Clarity Fuel (clarityfuel.com redirects to stevewoodruff.com) Most active on LinkedIn with newsletter and regular posts about clarity Two books: "Clarity Wins" (branding, niches, pigeonholes) and "The Point" (universal framework for clear communication) The challenge: "The Point" is for 8 billion people, anyone, any role, any place, anytime [00:26:40] The First 15 Seconds: Why They Matter Most Success boils down to the first 15 seconds of any interaction Must earn attention with something interesting, relevant, and compelling Get rid of the elevator pitch (telling and selling) Learn to answer "What do you do?" in 15 seconds that makes people say "Huh? Tell me more" Biggest problem: TMI (Too Much Information)   KEY QUOTES  "You can't read the label of the jar you're in. We are not able to be objective about ourselves. We need someone on the outside who can look at us and say, this is really who you are." - Steve Woodruff "I'm not here to train people to become what they're not. I'm here to reveal to them who they are. When you try to train people to be what they're not, you're setting yourself and them up for a world of hurt." - Steve Woodruff "We have stewardship over our lives. We have one life. If we're wasting it, even with good intentions doing the wrong thing, that's a terrible shame." - Steve Woodruff "People don't need information. They need to know why they should care." - Steve Woodruff "Nobody wants to hear your monologue. They want to hear something that makes them say, 'What in the world are you talking about? Tell me about it.' And we're off and running." - Steve Woodruff CONNECT WITH STEVE WOODRUFF 

What if the work you do every day could help 15-25 families consider adoption with just a $1,500 Christmas card budget? In this episode, Graeme Watt, co-founder and leader of Anthem Creative, shares his remarkable journey from outdoor adventure guide to nonprofit founder to running a thriving creative agency that serves organizations pursuing human flourishing. Through pivotal relationships with two mentors - Tom Ko, his "fundraising Yoda," and Michael Gibney, his business mentor of 15 years - Graeme discovered how to build businesses that amplify good in the world. From Googling "how to start a nonprofit" at age 26 to celebrating 10 years running a full-service agency with his brother, Graeme reveals how the right relationships at the right time, combined with unwavering optimism and clear vision, can transform not just your business trajectory but your entire life's work. His agency operates with a simple filter: "Will this amplify human flourishing?" This principle guides everything from client selection to team building, creating a business that treats every project as an opportunity to make the world better. Graeme reflects on how mentorship shaped his leadership, why passion is the single greatest competitive advantage in hiring, and how one adoption agency campaign proved that creative work can genuinely change lives - one family at a time.   [00:04:00] What Graeme Does: Amplifying Good Through Creative Services Co-founder of Anthem Creative with his brother Mark Mission: Partner with organizations pursuing human flourishing to amplify their impact online Portfolio company structure with main operating company as creative agency Core filter for all decisions: "Will this amplify human flourishing?" Specializes in branding, custom web experiences, and film/documentary work [00:06:00] The Journey: From Outdoor Guide to Entrepreneur Studied ecotourism and outdoor leadership (not business) Worked as river guide and rock climbing guide early in career Married and moved to Edmonton, Alberta where outdoor industry didn't exist Started working with youth and students, creating experiments for young people At 26, Googled "how to start a nonprofit organization" and launched one from his living room [00:10:00] The Haiti Moment: Brothers Unite Graeme worked at World Vision Canada (large global NGO) Submitted innovation grant proposals that kept getting funded Hired his brother's agency for these innovation projects Graeme quit his nonprofit job and joined his brother full-time Just celebrated 10 years in business together [00:11:25] Most Impactful Result: The Adoption Agency Campaign Early in agency life, partnered with local adoption agency Handled complete rebrand: new name, website, video content, and collateral Agency wanted to run year-end digital ad campaign but had no budget Got creative: repurposed $1,500 Christmas card budget for digital ads Launched December 20th using brand hero video they'd already created [00:17:00] How They Met: Through a Designer's Introduction Met when Graeme was 26, starting nonprofit from scratch Introduced by Ian, a freelance designer working with Graeme Graeme was building a board and asked if anyone knew potential board members Tom had 30 years in nonprofit space, running successful consulting firm Graeme thought: "He's not gonna want anything to do with a guy like me" [00:18:07] Tom's Investment: Chairing the Board Tom was captivated by Graeme's passion and vision Immediately offered: "I would love to chair your board if you would have me" Became board chair when organization "wasn't even really an organization" Taught Graeme everything about fundraising, board leadership, governance, and agency agreements [00:24:00] How They Met: Through an Intern's Introduction Michael's daughter was Graeme's intern at World Vision Canada Graeme was running a coffee company on the side (social enterprise sourcing from Africa) Michael also involved in coffee and sourcing products from developing world [00:25:20] The Mentorship Terms: 30 Minutes of $900/Hour Time Graeme was looking for business-side mentor (had Tom for nonprofit side) Asked Michael directly: "Would you consider mentoring me?" Michael's conditions: "My time is really valuable—I charge $900/hour" Michael's offer: "I'll give you 30 minutes whenever you need it, but:" 15 years later, relationship still going strong [00:27:37] Michael's Lasting Impact: Believing Before Graeme Did Every major business decision has had Michael's voice in it In 15 years, has never steered Graeme wrong Saw things in Graeme that he didn't believe were there Believed in Graeme when he didn't believe in himself [00:29:00] Real-Time Impact: The 3D Printing Product Launch Operating partner designed proprietary product for global market 3D printed product with penny manufacturing costs and high margins Required expertise in international patent law and licensing agreements Called Michael 40 minutes before podcast recording [00:33:40] Philosophy: The Power of Pursuing Human Flourishing Commitment to human flourishing attracts incredible relationships and opportunities Right people show up at right times with needed expertise Until recently, never posted job openings—always went to network   KEY QUOTES "The ability to clearly communicate a future vision with conviction and passion—there are a few skills that are more valuable than that." - Graeme Watt "The glass is always half full with me. It's always optimistic. We're always gonna figure it out." - Graeme Watt "If you can constantly see the forest, then you don't get bogged down by the trees." - Graeme Watt "Whoever tells the best story wins." - Graeme Watt "If you give 51% and you give more than you expect in return, then that's a winning formula." - Graeme Watt (referencing Gary Vaynerchuk) CONNECT WITH GRAEME WATT

Hormones can change how you feel, but they don't change who you are. And no prescription can fix a life built on burnout and self-abandonment. In this episode, I'm getting real about what's happening in my own body right now, hormones out of whack again, depression, anxiety, fatigue, memory loss, and a complete loss of zest for life. My get-up and go has left the building. But here's what I know: what I'm feeling is real, but it doesn't make it true. I've been on HRT for years. I take amazing care of myself physically. I work with practitioners. I've done decades of emotional work. And I'm still navigating this. Because HRT can support your symptoms, but it's not a magic bullet for all the emotional work you've been avoiding. Taking physically good care of yourself doesn't mean you've taken emotionally good care of yourself. Your hormones don't tank out of nowhere—they reflect how you've been living. The chronic stress, the over-functioning, the self-abandonment, the patterns you've normalized for so long you don't even see them anymore. This episode is for high-achieving women in perimenopause, menopause, or post-menopause who are exhausted, overwhelmed, and wondering if they're losing their minds. If you're ready to blow up your life or feeling like a victim of your own body, this conversation will challenge everything you think you know about hormone health. I break down what hormones can do, what they can't do, and the deeper self-leadership work your body is demanding you finally pay attention to. Because hormone therapy can change your chemistry, but only you can change your capacity.   Key Takeaways The critical distinction: What you're feeling is real, but it doesn't make it true. Feelings are data, not facts Why HRT isn't enough: Hormone replacement can stabilize physiology but cannot regulate your nervous system. That's your job The real cause of hormone chaos: How chronic stress, over-functioning, emotional suppression, and self-abandonment drive hormonal decline Physical vs emotional self-care: Taking physically good care of yourself doesn't mean you've taken emotionally good care of yourself Common perimenopause symptoms: Depression, anxiety, brain fog, fatigue, dry eyes, memory loss, poor workout recovery, loss of zest for life The hormone-gut connection: Why your gut health directly impacts your hormones and moods. 95% of serotonin is made in your gut Foundations that matter: Sleep, protein and fiber at every meal, movement, minerals and hydration, downtime, and boundaries What separates women who blow up their lives from women who transform: Self-leadership, emotional responsibility, and the courage to examine your patterns The questions you need to ask yourself: What are you getting from staying in chaos? How long will you blame your hormones instead of admitting you're a big part of the problem? Peri/menopause as invitation: This phase is asking you to finally know yourself more deeply and address the emotional work you've been avoiding   Resources Mentioned Hormone & Health Practitioners: Ciara Foy (@ciarafoyinc) - Specializes in hormone health and weight management for high-achievers over 40 Jenn Pike (@jennpike) - Nutrition and exercise expert with extensive online resources Alyssa Morra (@alyssamorragutexpert) - Gut health specialist focused on digestive wellness and hormonal balance Take the Next Step If you're exhausted from feeling like a victim of your own body, if you recognize yourself in this episode and you're ready to lead yourself differently, book a free 15-minute Congruency Audit. We'll identify exactly where you're out of congruence with yourself and what needs to shift so you can navigate this phase with awareness instead of reactivity, with self-leadership instead of self-abandonment. Book your Congruency Audit

Join my online school for eBay sellers here. Get my BOLO books (eBook format) hereGet my BOLO books (printed format) hereFollow me on FacebookJoin my private Facebook group here.Find me on YouTube here.Visit my website here.Email your comments, feedback, and constructive criticism to me at Suzanne@SuzanneAWells.comSupport the show

This week, Melina Cordero is back on the podcast as we discuss the most common questions we've been getting about Lead Without the Grind, an incredible 6-week leadership accelerator that we've designed specifically for a cohort of 12 mid-to senior-level women in demanding corporate industries like finance, consulting, CRE, healthcare, and corporate law. Questions covered include:·       What are the specific time requirements for the program?·       What if I don't have any previous experience working with an executive coach?·       What if I'm the least experienced woman in the room?·       And much, much more!The Lead Without the Grind cohort kicks off October 8 – don't miss your opportunity to join below. *APPLY NOW! Enroll in the October 8 cohort of Lead without the Grind here. Have a question or want to chat before enrolling? Book a chat with Amelia here.Book a chat with Melina here.About AmeliaAmelia Noel is a Master Certified Executive Coach and creator of Breaking Free from the Grind. Former corporate director who learned these principles the hard way before helping 200+ professionals create sustainable success.About MelinaMelina Cordero is a Leadership development expert and founder of P20 Leadership. Specializes in helping high-achieving women navigate male-dominated environments without losing themselves.  

Are you exhausted by 2 PM every day? Struggling with ovarian cysts, thyroid issues, or chronic lower back pain?What if these aren't separate problems but connected through your body's energy system? Dr. Mary Sanders reveals how your chakras directly influence your hormones and why most women are unknowingly sabotaging their health by carrying everyone else's emotional baggage.What You'll Discover:The Hidden Connection Between Energy and Health:Why your afternoon energy crash is actually an adrenal issue rooted in your root chakraHow childhood conditioning creates physical symptoms decades laterThe real reason women develop ovarian cysts, uterine fibroids, and reproductive issuesThe Women's Energy Trap:Why being "highly sensitive" is actually making you sickHow carrying other people's emotions creates hormonal chaosThe technique that stops you from absorbing everyone else's energyKey Takeaways:Stop the Burnout Cycle: Dr. Mary's personal journey from successful chiropractor to completely burned out reveals the three warning signs every woman ignores - until her body forces her to listen.Ground First, Manifest Later: Why chasing higher chakras while ignoring your foundation is like building a house on quicksand. The grounding practice that changed everything.Detached Alignment: The boundary technique that lets you love others without destroying yourself. Learn to separate your energy from theirs - especially crucial for mothers and caregivers.About Dr. Mary SandersFormer chiropractor turned energy medicine expert after her own health crisis. Master's in Intuition Medicine, host of "Energy Medicine" podcast. Specializes in helping women recognize when they're energetically depleted and what to do about it.Dr. Mary's Website/PodcastSend us a Text Message! Sign up to receive exclusive bonus content ad VIP access for when my book launches in October!! It's called Empress Rising: Own Your Energy, Trust Your Wisdom, and Rewrite the Rules of Aging. Support the showJOIN THE ROYAL WAIT LIST! Sign up to receive exclusive bonus content and VIP access for the launch of my new book in October!

Join me and leadership development expert Melina Cordero as talk about Lead Without the Grind, an incredible 6-week leadership accelerator we've designed specifically for mid-to senior-level women in demanding corporate industries like finance, consulting, CRE, healthcare, and corporate law. We dive deep and share the EXACT shifts you need to make from go from “surviving the grind” and “paying the price of career success” to leading with calm confidence and creating sustainable success in your career.  And, share this episode with a friend, colleague, or work wife who is looking to step into their next level of leadership in their career – without sacrificing their sanity! *APPLY NOW! Enroll in the October 8 cohort of Lead without the Grind here. Have a question or want to chat before enrolling? Book a chat with Amelia here.Book a chat with Melina here.About AmeliaAmelia Noel is a Master Certified Executive Coach and creator of Breaking Free from the Grind. Former corporate director who learned these principles the hard way before helping 200+ professionals create sustainable success.About MelinaMelina Cordero is a Leadership development expert and founder of P20 Leadership. Specializes in helping high-achieving women navigate male-dominated environments without losing themselves.  

Guest: Oktay Kavrak, Director of Comms and Strategy at Leverage Shares & IncomeSharesCompany: Leverage Shares ETPsWebsite: www.leverageshares.com / www.incomeshares.com AUM: ~$2 Billion Bio:Oktay Kavrak is the Director of Communications & Strategy at Leverage Shares, the pioneer in single-stock ETPs, and IncomeShares, Europe's first options-based income ETPs on single stocks, indices, and commodities. He has been instrumental in bringing some of the most popular products to the London Stock Exchange, including the most traded ETP for three consecutive years.A CFA Charterholder, Oktay has built his career across banking, fund administration, and product strategy before taking on his current leadership role in the ETF industry. He has been quoted in Bloomberg, the Financial Times, CNN, and ETF Stream, and has appeared on CNBC, Benzinga, and others.Known for making complex financial products easy to understand, Oktay has built a following of more than 30,000 investors and professionals by sharing digestible, data-driven content across social media. When he's not deep in markets, he reminds himself - and his audience - that life is too short to overthink the petty things.Disclaimer:The views expressed in this interview are Oktay's own and not necessarily those of Leverage Shares. This content is for informational purposes only and should not be considered investment advice. Always do your own research.

Alan StraussSenior Partner, Director of Investor Relations at Crystal Capital Partners with $1B in assetsWebsitehttps://www.crystalfunds.com/BioAlan has been with the firm since 2009. During that time, he has helped lead the firm's investor relations department and continues to focus on client relations, sales, and marketing initiatives. He earned both his M.S.Ed. in Sport Administration and his B.S. in Broadcast Journalism and Spanish from the University of Miami.Crystal has over $1bn of AUM on its platform

Trent Lee — #1 ranked business broker in the U.S. seven years in a row, with 600+ closed sales totaling over $200M in deals and more than $15M in personal commission. Early hustle: Painted address numbers on neighborhood curbs and mowed lawns — learned value creation early. Current role: Licensed business broker & appraiser. Specializes in small to mid-sized businesses, valuations, and finding qualified buyers through cash, SBA loans, or seller financing. How he got here: Inspired watching his father sell his 700-employee company (private equity deal). Learned firsthand how CPAs, attorneys, and buyers operate in M&A. Started and sold businesses (financing consulting & medical alert response center). Frustrated with brokers he worked with → became one himself. How to become a business broker: Licensing depends on the state (some require real estate + broker permit, others none). Associations like IBBA help standardize training/education. Strong background in accounting, contracts, negotiations, and marketing is essential. Challenge: takes 12+ months before first commissions hit; most fail because they run out of money before their first big close. Earnings potential: Smaller deals: 8–15% commission. Larger/private equity deals: lower %. First year = expect $0 while building pipeline. Year 2+, even a few deals ($500K–$2M businesses) → six figures+. Industry is older (often second careers), but huge opportunity for those who survive the ramp-up. Why brokerage over ownership? Trent opts not to buy businesses himself. Brokerage gives income without employees, leases, or headaches. He's built wealth through business sales commissions, investing proceeds into 24 fully paid rental properties. Why so few business brokers? Most owners don't even know brokers exist (unlike real estate). Lack of awareness & high skill bar keeps supply small — which means big opportunity for specialists. For Buyers: Buying an existing business = easier path to cash flow than startups. Zero-money-down deals are rare clickbait; you'll usually need ~10% down. Can come from: personal cash/savings, self-directed retirement accounts, equity partner, or combination of buyer + seller financing. Buying with 0% down = 100% leverage → dangerous if market fluctuates. Better: leverage smartly so downturns = inconvenient, not devastating. Brokerage is a lucrative but long game; plan financially for the first year with no income. For buyers, don't chase unicorn “zero down” structures — get creative but realistic with 10% in. Buying an existing cash-flowing business is almost always better than starting from scratch. Email: trent@fcbblv.com 

Send us a textPet Chat today has a special guest: Wildlife rehabilitator Janie Girardin who shares her experiences caring for orphaned and injured animals at Spicy Paws Wildlife Sanctuary, explaining the delicate process of rehabilitation and eventual release back to nature.• Specializes in rehabilitating squirrels, rabbits, songbirds, and fawns• Currently caring for eight baby squirrels, five rabbits, and six fawns• Animals typically come into care when orphaned, injured, or showing distress signals• Uses a "soft release" approach, allowing animals to transition gradually back to the wild• Minimizes human contact to ensure animals retain their wild instincts• Explains how to tell when wildlife truly needs human assistance• Debunks myth that touching baby birds causes mother rejection• Advises keeping distressed wildlife "warm, dark and quiet" until professional help arrives• Warns against feeding baby animals without professional guidance• Becoming a rehabilitator requires specific training, testing, and licensingIf you'd like to support Spicy Paws Wildlife Sanctuary, visit their Facebook page.Our links:Our Website!  www.bunsenbernerbmd.comSign up for our Weekly Newsletter!Bunsen and Beaker on Twitter:Bunsen and Beaker on TikTokSupport the showFor Science, Empathy, and Cuteness!Being Kind is a Superpower.https://twitter.com/bunsenbernerbmd

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Abioduni Martin. He is the founder and owner of DEW, a company specializing in solar photovoltaic and signage installation. With a strong project management and business development background, he has successfully led DEW in executing projects for clients such as the City of Atlanta’s Department of Watershed, Porsche Atlanta, and Emory Musculoskeletal Institute. Under his leadership, DEW has distinguished itself by offering a holistic approach to both signage and solar solutions, covering design, production, installation, and maintenance. The company holds OSHA 10 and 30 certifications and is MBE-certified, further reinforcing its commitment to safety and diversity in the industry. Beyond business, Abioduni is passionate about workforce development, particularly in training and mentoring youth in solar energy, signage, and construction-related skills. Through a collaboration with Cherry Street Energy, DEW integrates real-world industry insights into its training curriculum while providing trainees employment opportunities. His dedication to advancing renewable energy and sustainable business practices aligns with the growing need for a clean energy economy, making him a key player in the industry’s future. #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.