Podcasts about Kumiko

In this episode of the Miko Love podcast, host Kumiko Love shares her transformative journey from being over $77,000 in debt to achieving financial freedom & fulfillment. She reflects on the emotional and practical aspects of her experience, discussing the importance of family support, the challenges of budgeting, and the mindset shifts necessary for lasting financial success. Kumiko emphasizes that being debt-free is not just about the numbers, but about understanding one's relationship with money and the deeper motivations behind financial goals.EPISODE RESOURCESCreate a realistic budget that actually works: https://courses.thebudgetmom.com/p/building-blocks-of-budgetingWatch my Attack Your Debt Mini Lesson: https://youtu.be/aAutYJLHm00Read the article "My Debt Story – Accomplishing the Unimaginable": https://thebudgetmom.com/my-debt-story-accomplishing-the-unimaginable/EPISODE CHAPTERS00:00 Introduction to the Journey03:00 The Impact of Debt Freedom05:51 The Road to Debt Repayment11:59 Facing Financial Hardships18:10 The Role of Family and Support23:58 Building a Sustainable Budget29:49 The Importance of Mindset in Financial Success35:58 Life After Debt: New PerspectivesAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love podcast, host Kumiko Love engages with wellness expert Kristel Bauer to explore the complexities of work-life balance. They discuss whether true balance is achievable or merely a myth, the evolution of balance in modern life, and the importance of defining personal balance based on individual values and priorities. The conversation emphasizes the significance of mindfulness, community support, and the need to embrace imperfection in the pursuit of a fulfilling life. Listeners are encouraged to reflect on their own definitions of balance and to seek resources that support their well-being.KEY TAKAWAYSThe concept of balance has evolved with technology and modern work culture.Finding inner balance is more important than striving for external balance.Personal definitions of balance vary and should reflect individual values.Community support is crucial in navigating work-life challenges.Living a fulfilling life involves prioritizing meaningful relationships and experiences.Embracing imperfection can lead to a more satisfying pursuit of balance.Asking for help is a sign of strength, not weakness.EPISODE CHAPTERS00:00 Exploring Work-Life Balance: Myth or Reality?02:53 The Evolution of Balance in Modern Life06:51 Defining Personal Balance: Individual Perspectives11:06 Finding Inner Balance: The Work-Life Tango15:41 Mindfulness and Daily Habits for Stress Management20:45 The Importance of Community and Support23:19 Living a Fulfilling Life: The Bigger Picture27:22 Embracing Imperfection in the Pursuit of Balance32:34 Finding Resources and Support for BalanceABOUT KRISTELKristel Bauer is a top Keynote Speaker, corporate wellness and performance expert sharing insights for more happiness and success. Bauer is the author of Work-Life Tango: Finding Happiness, Harmony & Peak Performance Wherever You Work and she is the host of the "Live Greatly" podcast.More from Kristel:➡️ Order her book, Work-Life Tango: Finding Happiness, Harmony and Peak Performance Wherever You Work: https://bit.ly/3DUdPgs➡️ Listen to her podcast, Live Greatly: https://podcasts.apple.com/us/podcast/live-greatly/id1500457853➡️ Find her on Instagram: https://www.instagram.com/livegreatly_co/About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love Podcast, host Kumiko Love speaks with Maya Corbic, a financial educator passionate about teaching kids about money. They discuss the importance of financial literacy in today's consumer-driven society, the impact of social media on children's spending habits, and effective methods for teaching financial concepts to kids of different ages.Maya shares her journey from being a first-generation immigrant to becoming a CPA and a financial educator, emphasizing the need for parents to be transparent about money and to instill good financial habits in their children. They also explore various allowance methods, the significance of investing for kids, and how to encourage saving over spending. The conversation concludes with success stories that highlight the importance of building confidence in financial literacy.EPISODE CHAPTERS>> 00:00 Introduction to Financial Literacy for Kids>> 03:02 Maya's Journey: From Immigrant to Financial Educator>> 06:10 The Importance of Financial Literacy in a Consumer Society>> 08:56 Navigating Social Media's Impact on Kids' Spending Habits>> 12:00 Teaching Financial Concepts to Different Age Groups>> 14:59 Allowance Methods: Balancing Work and Financial Education>> 17:58 Conversations About Money: Transparency with Kids>> 20:58 Investing for Kids: Starting Young>> 23:47 Encouraging Saving Over Spending>> 26:58 Balancing Financial Independence with Providing for Kids>> 30:10 Success Stories: Building Confidence in Financial LiteracyABOUT MAYAMaya Corbic, CPA, CA is the author of a kids' book "From Piggy Banks to Stocks: The Ultimate Guide for a Young Investor" and the founder of the Wealthy Kids Investment Club. Her popular Instagram account @teach.kids.money that has 171K+ subscribers inspires parents to raise financially independent kids.Her work has been featured in CBS News, NBC, ABC, Fox, CP24, etc.The Book, From Piggy Banks To Stocks, The Ultimate Guide for a Young Investor  https://amzn.to/41590KoThe Free 4-Step Cheat Sheet on How I Successfully Invest With My Kids https://www.wealthykids.club/4-step-cheat-sheetMy Wealthy Kids Investment Club https://www.wealthykids.club/About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love podcast, host Kumiko Love discusses the critical issue of running safety for women. As she trains for her first ultra marathon, she reflects on the risks women face while running, sharing personal experiences and tragic stories of women who have been harmed or murdered. Kumiko emphasizes the importance of safety precautions, community support, and raising awareness about these issues to create safer environments for all runners.KEY TAKEAWAYSEvery woman who runs has to think about safety.Women face unique risks while running.Statistics show that 84% of women have been harassed while running.Self-defense tools can provide an extra layer of protection.Community support is crucial for safety.We need to demand safer communities for all.Raising awareness is essential to change the narrative.EPISODE CHAPTERS>> 00:00 Introduction to the Journey>> 01:01 The Reality of Running Safety for Women>> 05:20 Heartbreaking Stories of Women Runners>> 08:11 Precautions for Personal Safety>> 14:36 The Need for Safer Communities>> 18:48 Raising Awareness and ConclusionLINKS MENTIONED IN THE EPISODE:Self-defense running tool Go Guarded: https://goguarded.com/Garmin LiveTrack Feature: https://support.garmin.com/en-US/?faq=HbqxxbiBGA3mDhlLX4GUw8About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3064: Budgeting doesn't have to feel restrictive or complicated. Kumiko of The Budget Mom breaks down four common myths that hold people back from taking control of their finances, debunking the idea that budgeting is boring, too much math, or unnecessary. With a simple mindset shift, a budget can become a tool for financial freedom, allowing you to plan for both your needs and wants while creating a future that aligns with your goals. Read along with the original article(s) here: https://www.thebudgetmom.com/budgeting-lies-vs-truths/ Quotes to ponder: "If budgeting isn't fun, you are completely doing it wrong." "You have to look at budgeting as something that allows you to spend the money you do have on the things that matter most and are the most important to you." "Your budget is a plan, a guide on how you should spend your future dollars." Episode references: Equity Trust: https://www.InvestorUnleashed.com/optimal Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3064: Budgeting doesn't have to feel restrictive or complicated. Kumiko of The Budget Mom breaks down four common myths that hold people back from taking control of their finances, debunking the idea that budgeting is boring, too much math, or unnecessary. With a simple mindset shift, a budget can become a tool for financial freedom, allowing you to plan for both your needs and wants while creating a future that aligns with your goals. Read along with the original article(s) here: https://www.thebudgetmom.com/budgeting-lies-vs-truths/ Quotes to ponder: "If budgeting isn't fun, you are completely doing it wrong." "You have to look at budgeting as something that allows you to spend the money you do have on the things that matter most and are the most important to you." "Your budget is a plan, a guide on how you should spend your future dollars." Episode references: Equity Trust: https://www.InvestorUnleashed.com/optimal Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3064: Budgeting doesn't have to feel restrictive or complicated. Kumiko of The Budget Mom breaks down four common myths that hold people back from taking control of their finances, debunking the idea that budgeting is boring, too much math, or unnecessary. With a simple mindset shift, a budget can become a tool for financial freedom, allowing you to plan for both your needs and wants while creating a future that aligns with your goals. Read along with the original article(s) here: https://www.thebudgetmom.com/budgeting-lies-vs-truths/ Quotes to ponder: "If budgeting isn't fun, you are completely doing it wrong." "You have to look at budgeting as something that allows you to spend the money you do have on the things that matter most and are the most important to you." "Your budget is a plan, a guide on how you should spend your future dollars." Episode references: Equity Trust: https://www.InvestorUnleashed.com/optimal Learn more about your ad choices. Visit megaphone.fm/adchoices

In this deeply personal episode of the Miko Love Podcast, host Kumiko Love shares her journey through grief following the unexpected loss of her mother. She discusses the challenges faced in navigating the autopsy process, the lack of information provided by hospitals, and the emotional turmoil that ensued.Kumiko advocates for legislative change through 'Shirley's Law,' aimed at ensuring families are informed of their rights and options regarding autopsies. The episode emphasizes the need for transparency and compassion in healthcare, especially during times of loss.SIGN & SHARE THE PETITIONhttps://chng.it/ZHYFSQqjv8EPISODE CHAPTERS00:00 Introduction to a Personal Journey01:30 The Unexpected Loss of a Loved One06:15 Navigating Grief and Autopsy Decision12:20 Advocating for Autopsy Rights15:50 Call to Action and Legislative ChangeAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love Podcast, host Kumiko Love reflects on the significance of choosing a word for the year as a guiding principle for personal growth.She shares her own word for 2025, 'consistency,' and discusses how it has shaped her journey. Kumiko emphasizes the importance of small, consistent actions in achieving goals and encourages listeners to select their own words for the year, providing practical steps to do so.The episode concludes with a reflection on the past year and a motivational message for the new year ahead.KEY TAKEAWAYSChoosing a word for the year can be transformative.Small actions lead to significant results over time.Reflection on the past year is essential for growth.Your chosen word should resonate with your personal goals.It's important to show up for yourself consistently.Progress is not always linear; embrace the journey.Celebrating small victories is crucial for motivation.Creating a vision board can help keep your word visible.The new year is about continuing your journey, not starting over.IMPACTFUL QUOTES"Real change comes from the simple act of doing.""Progress isn't always linear and that's okay."EPISODE CHAPTERS>> 00:00 Introduction to the Miko Love Podcast>> 00:30 Reflecting on the New Year>> 01:54 The Tradition of Choosing a Word for the Year>> 03:51 Kumiko's Word for 2025: Consistency>> 07:42 Implementing Consistency in Daily Life>> 10:28 Choosing Your Own Word for the Year>> 12:50 Reflecting on 2024 and Looking Ahead to 2025About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this reflective episode, Kumiko Love, the host of the Miko Love Podcast, shares insights from the first season, highlighting key moments, listener engagement, and the importance of community.She discusses standout episodes, including topics like invisible labor and investing for beginners, and emphasizes the lessons learned throughout her podcasting journey. Looking ahead, she teases exciting topics for season two, including mental health and financial empowerment, while expressing gratitude for her audience's support.KEY TAKEAWAYSThe podcast achieved over 35,000 downloads in its first season.Starting messy is better than not starting at all.Chasing perfection hinders progress in any journey.Season two will include new guests and solo episodes.Listener feedback is crucial for shaping future content.The journey continues even during the podcast break.EPISODE CHAPTERS>> 00:00 Reflecting on Season One>> 02:55 Key Takeaways from Notable Episodes>> 05:49 Looking Ahead to Season TwoAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of The Miko Love Podcast, host Kumiko Love uncovers the unseen world of invisible labor—the mental and emotional work that keeps households running yet often goes unrecognized.Kumiko explores the different forms of invisible labor, from the mental load of planning and organizing to the emotional labor of managing relationships. She dives deep into its emotional and societal toll, revealing how this imbalance disproportionately affects women and impacts families and communities.Through heartfelt insights and research-backed examples, Kumiko sheds light on why this hidden work matters and why it's time to start acknowledging and redistributing it. The episode wraps up with actionable strategies for fostering healthier relationships, creating equity at home, and valuing the labor we don't always see.IMPACTFUL QUOTES"Invisible labor is the mental load we carry.""You're not failing when you ask for help.""The work you do matters, even if unseen."KEY TAKEAWAYSInvisible labor is the mental load we carry.It often falls disproportionately on women.Invisible labor can cause burnout and resentment.Cognitive, emotional, and anticipatory labor are key types.Invisible labor affects mental health and relationships.Recognition of invisible labor is crucial for equity.Societal norms contribute to the invisibility of this labor.Open conversations can help redistribute responsibilities.Teaching children about shared responsibilities is vital.Asking for help is a sign of strength, not failure.EPISODE CHAPTERS00:00 Introduction to Invisible Labor 02:52 Understanding the Concept of Invisible Labor06:09 The Emotional Toll of Invisible Labor08:58 Types of Invisible Labor11:53 The Societal Impact of Invisible Labor15:11 Solutions and Moving ForwardAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of The Miko Love Podcast, Kumiko Love sits down with Jeremy Schneider, the founder of @PersonalFinanceClub, to make investing less intimidating and more accessible. Jeremy shares his inspiring journey from a struggling entrepreneur to achieving financial independence, offering straightforward strategies and lessons for anyone looking to build wealth.They cover:The essential steps to start investing and build confidence.Budgeting and living below your means to free up money for investments.How to use target date index funds and three-fund portfolios for a simple, effective investment strategy.The role of compound interest in accelerating wealth-building.Common investing mistakes to avoid, including chasing trends or market timing.Kumiko also introduces Hello Nectarine, Jeremy's new service designed to offer accessible, conflict-free financial advice, empowering listeners to take control of their finances with confidence.If you're ready to demystify investing and make smarter money moves, this episode is packed with practical tips and inspiration to help you get started.IMPACTFUL QUOTES"Live below your means, invest early and often.""Simplicity serves the individual investor."EPISODE CHAPTERS00:00 Introduction to Investing Basics 10:10 Key Principles of Wealth Building20:01 Understanding Investment Accounts30:06 Choosing Investments: Simplicity vs. Complexity39:00 The Three Fund Portfolio Explained45:11 The Power of Compound Interest48:07 Introducing Hello Nectarine: A New Financial ServiceABOUT JEREMYJeremy Schneider is a successful entrepreneur and personal finance expert! After starting an internet company in college and selling it at the age of 34 for over $5M and retiring at 36, Jeremy has dedicated his life to teaching personal finance. He founded Personal Finance Club, a community of champions of the individual investor who help further financial education and went on to found Nectarine, an advice-only financial advisor marketplace. Jeremy likes playing beach volleyball and writing bios about himself in the third person.Instagram: instagram.com/personalfinanceclub Website: personalfinanceclub.comAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of The Miko Love Podcast, host Kumiko Love, an Accredited Financial Counselor (AFC), sits down with Jessica Moorhouse, an Accredited Financial Counselor Canada (AFCC), to explore the unique aspects of their certifications and their shared passion for financial education.They discuss their journeys to becoming accredited, the challenges of working in financial counseling, and the importance of regulatory oversight in the industry. The conversation highlights the shift from one-on-one client work to broader educational efforts, emphasizing financial literacy, budgeting, and support for underserved communities.Jessica also shares insights from her upcoming book, delving into the emotional barriers to financial success and the importance of self-identity, happiness, and community in fostering a healthy relationship with money. EPISODE CHAPTERS00:00 Introduction to the AFC Designation02:46 The Unique Value of AFC Counseling06:02 Personal Journeys to Becoming AFCs09:11 The Importance of Financial Education12:03 Challenges in the Financial Counseling Field14:51 Navigating the Financial Industry Landscape17:57 The Role of Regulatory Bodies21:07 Transitioning from One-on-One to Mass Education26:21 The Foundation of Financial Education30:33 Understanding Yourself Before Your Money31:58 The Hidden Barriers to Financial Freedom36:37 The Toxic Relationship with Money40:52 Finding Happiness Beyond Financial Success45:47 The Importance of Self-Identity48:13 Book Release and Community ConnectionABOUT JESSICAJessica is a sought-after money expert, TV personality and speaker. She is an Accredited Financial Counsellor Canada®, an award-winning financial content creator and the host of the chart-topping More Money Podcast (4+ million downloads). As a personal finance educator for over 12 years, she has given presentations throughout North America and is regularly featured by major Canadian and US media including CBC News, CTV News, BNN Bloomberg, the Toronto Star, Forbes and USA Today. Her debut book Everything but Money: The Hidden Barriers Between You and Financial Freedom comes out on December 31, 2024 (HarperCollins Canada).  Website: https://jessicamoorhouse.com Podcast: https://jessicamoorhouse.com/podcast Book: https://jessicamoorhouse.com/boAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

Starlight So Bright Then Gone This week on the podcast, Brian and Darryl are reviewing Superman & Lois Season 4 Episode 8, and Cobra Kai (cobra kai, cobra kai, cobra kai) Season VI: Part 2. Episode Index Intro: 0:07 Supes & Lolo: 9:23 Cobra Kai: 33:26 Out of 5 That Suit Just Melts Off You Darryl: 4.52/5 Brian: 4.56/5 Episode 8: Sharp Dressed Man Summary: In Superman & Lois Season 4, Episode 8, titled “Sharp Dressed Man,” Lex Luthor, portrayed by Michael Cudlitz, reemerges as a calculated and dangerous force, shedding his rugged prison look for a clean-cut, tailored appearance to reinvent his public image. Lex strategically appears on The Godfrey! Show, hosted by Gordon Godfrey (Tom Cavanagh), where he challenges Lois Lane to a live debate. Their confrontation becomes a public spectacle, with Lex using manipulative tactics to undermine Lois while simultaneously orchestrating chaos behind the scenes. His associate, Milton Fine, hacks John Henry and Natalie's supersuits, leading to Superman crashing through Lex's windows during the broadcast, an event Lex exploits to damage Lois and Superman's credibility while elevating his own standing. Directed by Cudlitz himself, the episode solidifies Lex's transformation into a more comic-accurate portrayal, blending themes of public perception, manipulation, and personal vendettas, while setting the stage for the season's climactic conflicts. Overall, “Sharp Dressed Man” delves into themes of public perception, manipulation, and the personal vendettas between Lex Luthor and the Kent family, setting the stage for the series' concluding episodes. Cobra Kai (Netflix) Out of 10 ShItButts Darryl: 7.25/10 Brian: 8.17/10 Season VI – Part 2 Episode 6: “Benvinguts a Barcelona” The teams are welcomed in Barcelona, letting them enjoy the city on their first day while the competition starts the next day. Robby tries to talk to Tory about her decision to rejoin Cobra Kai but has no luck doing so. The Miyagi-Do boys lose their hotel rooms to Kwon and Cobra Kai after losing a bet and are forced to split rooms with the girls. The Miyagi-Do members get upset when they find out that Robby knew Kreese spoke to Tory before her mom died and didn’t tell them. Tory asks Robby for a break; she feels it is for the best since they both need to focus on the competition. Daniel and Johnny try to get along with the other senseis and sponsors, but things get hard when Johnny almost gets into an argument with another guest, Wolf, who turns out to be the sensei of Hong Kong dojo Iron Dragons. Chozen arrives drunk, disappointed after going to Japan to look for Kumiko, as he thinks she is romantically involved with another man and his behavior results in the three of them being thrown out. On the tournament’s first day, four teams are placed on the mat and must protect their captains or else the whole team gets eliminated. Robby gets distracted, causing him to lose to Kwon and Miyagi-Do loses the round. Yoon, Tory, and Kwon face off against the other standing team: the Iron Dragons who have all their six members standing. The two captains Zara and Axel go against the Cobra Kai trio alone and beat them, showing that they are a team that will be feared. Episode 7: “Dog in the Fight” Johnny and Daniel are having issues on how to motivate the team as Miyagi-Do doesn’t do very well in the second event of the tournament, and they need to earn more points to avoid elimination. Daniel gets a message from Serrano, a former Sekai Taikai contestant who claims to know Miyagi, and decides to meet him for answers at the given address; however, he gets captured by some thugs and a former student of Cobra Kai, Dennis de Guzman, forcing him to miss the next event of the tournament, resulting in Johnny having to step up. Tension between Miguel and Robby arise when Miguel tells him he is wasting his opportunity to be captain since his issues with Tory have clearly affected his fights. He tells Robby he should either step up or hand over the captain position. Devon admits to Johnny that she cheated, but he encourages to do her best and promises not to say anything. Miyagi-Do advances to the next round thanks to Miguel’s victory against two fighters from an Irish dojo. However, he and Johnny have to return home when Rosa calls and tells them that Carmen is having complications with her pregnancy and is at the hospital. Episode 8: “Snakes on a Plane” After Miguel’s departure, Johnny asks Amanda to contact Kenny and convince him to replace Miguel. However, Kenny explains to Amanda that he has no interest in being part of the team because he still thinks that Anthony was the one who used the laxatives on him. Miguel and Johnny fight on the plane as he tells Johnny that he didn’t support him in the tournament. Zara gets jealous of the attention that Tory receives from the other contestants and sleeps with Robby after he gets drunk at a bar while Tory witnesses a kiss between them. Amanda has Anthony apologize to Kenny, but it ends in a fight between them. Johnny apologizes to Miguel, and they make amends after the latter hits an annoying passenger. Axel and Sam encounter each other on the beach, and he tries kissing her after an encounter with Yoon and Kwon but leaves disappointed after learning she has a boyfriend. Yasmine dumps Demetri after Hawk calls Moon and inadvertently shows Demetri dancing with a Spanish girl at the bar. To get rid of her guilt, Devon calls Kenny and confesses that she was the one who spiked his drink with laxatives recently. Kenny reconciles with Anthony and accepts the trip to Barcelona. After her steady recovery, Carmen tells Johnny and Miguel to return to Barcelona and win. Chozen and Da-eun have a sexual encounter and, along with Daniel and Kreese, find out that Terry Silver was working with Wolf and Dennis to abduct Daniel. Episode 9: “Blood In Blood Out” Three months prior, Silver is freed of all his charges and meets Wolf in Thailand, promising to pay his debts in exchange for buying Iron Dragons and humiliating Miyagi-Do during the Sekai Taikai. Johnny returns to Barcelona with Miguel and Kenny, who is replacing Devon. She apologizes to Kenny, and they make amends. The other team members distrust Kenny, thinking he is secretly working with Silver, so they don’t tag him in the next group challenge. Silver offers Kenny a spot in his dojo, but he refuses and shows him a middle finger after he helps Miyagi-Do win following Robby tagging him. The team celebrates. In order to mess with Silver, Johnny & Chozen decided to exploit Kreese by putting a spa ticket on his locker at the place of the eunjangdo which has gone missing, causing Kreese to punch Silver. Da-eun accuses Chozen for stealing the eunjangdo, and warns him to give it back or it will complicate everything with Kreese turning against him. Miyagi-Do goes against Cobra Kai on the elimination round, and Tory confronts Robby on his hookup with Zara. He learns Kwon messed with him, making him believe there was something between him and Tory. Robby defeats Kwon, making Miyagi-Do advance to the tournament of champions, while Cobra Kai is eliminated. Silver hands Daniel an envelope, showing that Mr. Miyagi killed his opponent during the Sekai Taikai. After Kreese finds his eunjangdo back in the locker, he states it’s not over until he says so. Episode 10: “Eunjangdo” Daniel is confirmed by Gunther the information Silver handed him is legit,clearly upsetting him.Tensions run high as Cobra Kai prepares to return home after being eliminated, only to receive a second chance when it is revealed the Russian dojo Tiger Strike has been disqualified due to four of its students failing a drug test. The Sekai Taikai tournament of champions, consisting of duels between only the captains of the top four teams (Cobra Kai, Iron Dragons, Miyagi-Do and Furia de Pantera), begins with Axel pitted against Robby and Sam and Tory facing each other. Kwon and Zara win their respective matches against their opponents with Kwon’s decisive knockout earning Cobra Kai special points. However, in the match between Axel and Robby, Robby is pushed by Axel into the Cobra Kai students where Kwon elbows him in the ribs with a cheap shot. As Miguel tries to come to his aid, he is knocked down by Axel, as he finds out Miguel is Sam’s boyfriend, setting everyone on edge. Host Gunther Braun warns all the competitors to get off the mats, only to be knocked unconscious by an enraged Sensei Ivanov of Tiger Strike. This ignites a brawl with all the tournament competitors, where Johnny and Daniel face off against Wolf. Robby faces off against the entirety of the Cobra Kai except for Tory who fights Zara. Miguel and Axel duel, and Sam, after beating the Irish girl captain, helps Robby and Tory dispose of Cobra Kai and Zara respectively. Meanwhile, Kreese goes after Silver with his eunjangdo, but it slips out of his belt during the chaos. Upon discovering this, he fights Silver hand-to-hand. Silver sucker punches Kreese and lands more blows on him, until the latter is saved by Johnny. When Kwon attacks Sam, Axel stops his fight with Miguel and attacks Kwon, throwing him into a camera. Kwon then notices the fallen eunjangdo and grabs it, intending to kill Axel. However, Axel counters his attacks, causing Kwon to fall on the knife, fatally impaling his own chest. As everyone stares in shock, Gunther yells for the feed to be cut. Contact Us The Infamous Podcast can be found wherever podcasts are found on the Interwebs, feel free to subscribe and follow along on social media. And don't be shy about helping out the show with a 5-star review on Apple Podcasts to help us move up in the ratings. @infamouspodcast facebook/infamouspodcast instagram/infamouspodcast stitcher Apple Podcasts Spotify Google Play iHeart Radio contact@infamouspodcast.com Our theme music is ‘Skate Beat’ provided by Michael Henry, with additional music provided by Michael Henry. Find more at MeetMichaelHenry.com. The Infamous Podcast is hosted by Brian Tudor and Darryl Jasper, is recorded in Cincinnati, Ohio. The show is produced and edited by Brian Tudor. Subscribe today!

In this episode of the Miko Love Podcast, host Kumiko Love discusses the psychological tactics used by retailers during the holiday season that often lead consumers to overspend.She explores various marketing strategies such as scarcity, social proof, emotional marketing, and the influence of technology on consumer behavior. Kumiko also provides practical strategies for listeners to maintain a strict holiday budget and make intentional purchasing decisions, emphasizing the importance of experiences over material gifts.KEY TAKEAWAYSThe holiday season is filled with marketing tactics that can lead to overspending.Understanding consumer psychology can help you make informed decisions.Scarcity and urgency are powerful motivators in retail marketing.Emotional marketing plays a significant role in holiday spending.Awareness of your emotions is crucial to resisting unnecessary purchases.Retailers use anchoring to skew your perception of value.Door buster deals are designed to lure you into stores for bigger purchases.Countdown timers create a false sense of urgency to buy.Buy more, save more promotions often lead to unnecessary spending.Setting a strict holiday budget can help you avoid impulse purchases.EPISODE CHAPTERS>> 00:00 Navigating Holiday Spending: An Introduction>> 04:37 Understanding Marketing Tactics: The Psychology Behind Spending>> 09:04 Sneaky Sales Strategies: How Companies Manipulate Prices>> 14:12 The Role of Technology: Targeted Ads and Influencer Marketing>> 18:31 Staying Disciplined: Strategies for Smart Holiday SpendingAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of The Miko Love Podcast, host Kumiko Love and therapist Laura Caruso dive into attachment styles and their impact on relationships. They unpack the origins and types—secure, anxious, avoidant, and disorganized—and discuss how childhood experiences shape these patterns. The conversation highlights the importance of self-awareness, the potential for change, and the value of therapy in breaking generational cycles.Kumiko and Laura also explore the link between attachment styles and narcissism, the role of confidence in building secure relationships, and the complexities of parenting and emotional regulation. They share insights into overcoming fears as parents and emphasize the power of communication and seeking support for healthier relationships and family dynamics.EPISODE CHAPTERS>> 00:00 Introduction to Attachment Styles>> 02:49 Understanding Attachment Theory>> 06:04 Types of Attachment Styles>> 08:45 Impact of Childhood on Attachment>> 12:09 Identifying Your Attachment Style>> 15:04 Narcissism and Attachment Styles>> 17:58 Evolving Attachment Styles>> 21:09 Building Secure Attachments>> 23:30 Navigating Parenting Fears and Responsibilities>> 27:15 Understanding Attachment Styles in Relationships>> 31:34 The Impact of Life Events on Attachment Styles>> 38:00 Regulating Emotions and Seeking Reassurance>> 41:24 Attachment Styles and Major Life TransitionABOUT LAURALaura is a therapist and relationship expert based in New York City. She practices from a relational lens and prides herself as a down-to-earth and “no bullshit” therapist. She is working on a revolutionary, self-customized course called Wired for Connection (W4C) to help you reprogram attachment for stronger, healthier relationships, which launches December 1st. You can follow her on Instagram for updates about the launch, including major discounts for pre-registration.Instagram: https://www.instagram.com/lauracaruso.therapy/ Website: https://www.wellpsychnyc.com/ About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love podcast, host Kumiko Love delves into the complex topic of spending guilt, exploring its emotional and psychological roots, societal pressures, and practical strategies to overcome it. Kumiko emphasizes the importance of reframing one's mindset about spending, viewing money as a tool for enhancing life rather than a source of stress. She provides actionable strategies such as value-based spending, creating a guilt-free spending fund, and practicing gratitude to help listeners cultivate a healthier relationship with their finances.IMPACTFUL QUOTES"Spending is often equated with recklessness.""Spending money isn't a moral failing.""Money is a tool, and it is meant to be used.""Embrace the concept of enough to let go of guilt."EPISODE CHAPTERS>> 00:00 Introduction to Spending Guilt>> 03:07 Emotional Roots of Spending Guilt>> 05:53 Psychological Factors Behind Spending Guilt>> 09:09 Societal Pressures and Spending Guilt>> 11:52 Reframing Your Mindset on Spending>> 15:08 Practical Strategies to Overcome Spending Guilt>> 17:53 Conclusion and Key TakeawaysKEY TAKEWAYSSpending guilt is a common emotional experience.Upbringing influences our beliefs about money and spending.Societal pressures equate financial responsibility with frugality.Spending can be part of a healthy financial life.Recognizing money as a tool can shift your mindset.Value-based spending aligns purchases with personal values.Practicing gratitude can reduce feelings of guilt after spending.Tracking emotional spending triggers helps identify patterns.Embracing the concept of enough can alleviate spending guilt.Intentional spending enhances financial well-being.About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2907: Regularly checking your credit report and understanding how credit works can save you from costly mistakes. In this article, Kumiko breaks down six common credit myths that could lead to poor financial decisions. From clarifying how credit inquiries work to explaining why keeping a balance on your credit card won't help your score, this guide empowers you with the facts you need to protect your credit and improve your financial well-being. Read along with the original article(s) here: https://www.thebudgetmom.com/6-credit-myths-that-can-cost-you-money/ Quotes to ponder: "It's essential to pay off your credit card balances each month, not just to save money on interest, but also to keep your balance-to-limit ratio low." "Some believe this myth because they think that having a balance demonstrates responsible credit use. However, proving you are responsible with credit doesn't mean you have to carry a balance." "If you track your spending and manage credit cards the right way, there's nothing inherently wrong or dangerous about those little pieces of plastic." Episode references: Federal Trade Commission - Identity Theft: https://www.consumer.ftc.gov/features/identity-theft AnnualCreditReport.com: https://www.annualcreditreport.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2907: Regularly checking your credit report and understanding how credit works can save you from costly mistakes. In this article, Kumiko breaks down six common credit myths that could lead to poor financial decisions. From clarifying how credit inquiries work to explaining why keeping a balance on your credit card won't help your score, this guide empowers you with the facts you need to protect your credit and improve your financial well-being. Read along with the original article(s) here: https://www.thebudgetmom.com/6-credit-myths-that-can-cost-you-money/ Quotes to ponder: "It's essential to pay off your credit card balances each month, not just to save money on interest, but also to keep your balance-to-limit ratio low." "Some believe this myth because they think that having a balance demonstrates responsible credit use. However, proving you are responsible with credit doesn't mean you have to carry a balance." "If you track your spending and manage credit cards the right way, there's nothing inherently wrong or dangerous about those little pieces of plastic." Episode references: Federal Trade Commission - Identity Theft: https://www.consumer.ftc.gov/features/identity-theft AnnualCreditReport.com: https://www.annualcreditreport.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2907: Regularly checking your credit report and understanding how credit works can save you from costly mistakes. In this article, Kumiko breaks down six common credit myths that could lead to poor financial decisions. From clarifying how credit inquiries work to explaining why keeping a balance on your credit card won't help your score, this guide empowers you with the facts you need to protect your credit and improve your financial well-being. Read along with the original article(s) here: https://www.thebudgetmom.com/6-credit-myths-that-can-cost-you-money/ Quotes to ponder: "It's essential to pay off your credit card balances each month, not just to save money on interest, but also to keep your balance-to-limit ratio low." "Some believe this myth because they think that having a balance demonstrates responsible credit use. However, proving you are responsible with credit doesn't mean you have to carry a balance." "If you track your spending and manage credit cards the right way, there's nothing inherently wrong or dangerous about those little pieces of plastic." Episode references: Federal Trade Commission - Identity Theft: https://www.consumer.ftc.gov/features/identity-theft AnnualCreditReport.com: https://www.annualcreditreport.com Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Miko Love Podcast, host Kumiko Love delves into the pervasive issue of comparison, particularly in the context of social media. She discusses how comparison can rob individuals of joy and self-worth, leading to anxiety and distress.Kumiko emphasizes the importance of embracing one's unique journey and offers actionable strategies to combat the negative effects of comparison, including practicing gratitude, setting personal goals, and limiting social media exposure. The episode encourages listeners to focus on their own growth and celebrate their achievements, no matter how small.IMPACTFUL QUOTES"Comparison really is the thief of joy.""You're comparing your entire full story to someone else's edited version.""Gratitude is a powerful antidote to envy."EPISODE CHAPTERS>> 00:00 Introduction to Comparison and Its Impact>> 06:02 The Role of Social Media in Comparison>> 12:14 Embracing Your Unique Journey>> 17:54 Strategies to Overcome ComparisonKEY TAKEWAYSComparison is harmful and can chip away at self-worth.Social media often presents a highlight reel, not reality.Gratitude shifts focus from lack to abundance.Your journey is unique; stop measuring against others.Limit social media exposure to reduce comparison triggers.Celebrate your own wins, no matter how small.Surround yourself with positive influences.Mindfulness helps refocus on your own path.Setting personal goals aligned with values is key.Digital detox can provide mental space for self-reflection.About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love Podcast, host Kumiko Love dives into a variety of topics centered around personal finance, budgeting, and the journey of financial fulfillment. She shares her own experiences as The Budget Mom, discusses the importance of motivation versus self-discipline in budgeting, and offers insights on balancing family spending with long-term financial goals. Kumiko also emphasizes the significance of teaching children about money management, shares success stories from her community, and provides practical advice on building an emergency fund and handling joint finances in relationships.KEY TAKEAWAYSFinancial freedom and financial fulfillment are two different concepts.Staying motivated in budgeting requires self-discipline and routine.Life events can shift your perspective on spending and saving.Sinking funds help manage holiday spending stress-free.Teaching kids about money involves showing them how to provide value.EPISODE CHAPTERS>> 00:00 Introduction to the Miko Love Podcast>> 01:26 The Journey of The Budget Mom>> 09:22 Staying Motivated on a Budget>> 15:27 Balancing Family Spending and Long-Term Goals>> 20:04 Managing Holiday Spending with Sinking Funds>> 25:18 Teaching Kids About Money>> 30:00 Success Stories from the Budget Mom Community>> 34:15 Building an Emergency Fund>> 38:13 Handling Joint Finances in RelationshipsAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love Podcast, host Kumiko Love engages with spending coach Paige Pritchard to explore the emotional and psychological aspects of spending.They discuss how emotional triggers, such as boredom and sadness, lead to impulse shopping and overspending. The conversation emphasizes the importance of self-awareness, understanding one's triggers, and developing healthier spending habits.They also touch on the impact of social media on consumer behavior and the value of delayed gratification in financial decision-making. The episode concludes with practical advice for listeners on how to navigate their spending habits with compassion and understanding.IMPACTFUL QUOTES"Emotional spending will always be part of our lives.""100% of the spending that you do is emotional spending.""Boredom is probably the most common trigger."EPISODE CHAPTERS>> 00:00 Introduction to Emotional Spending>> 02:47 Understanding Emotional Triggers>> 06:08 The Role of Environmental Triggers>> 08:54 Identifying Internal and External Triggers>> 12:14 The Three A's of Spending Awareness>> 15:04 Creating Healthy Spending Habits>> 18:00 The Importance of Delayed Gratification>> 20:50 Social Media's Impact on Spending>> 23:52 Finding Balance in Retail Therapy>> 26:47 Conclusion and ResourcesABOUT PAIGEPaige Pritchard is a spending coach who helps women overcome impulse shopping and overspending. After struggling with her own spending habits and blowing through her $60,000 salary at 22, she turned her finances around by paying off $40,000 in student debt, cash flowing her MBA, and building a six-figure investment portfolio by 29. A certified life coach since 2020, Paige now coaches thousands of women through her podcast, The Money Love Podcast, and her group coaching membership, Overcoming Overspending. Her work has been featured in NBC News, The Washington Post, BuzzFeed, and more.Instagram: @overcoming_overspendingPodcast: The Money Love PodcastFree Masterclass: Why You Impulse Shop & How To StopWork with Paige: Overcoming Overspending MembershipAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love Podcast, host Kumiko Love dives into the world of sourdough baking with expert Andra Stefanescu. They discuss the journey of sourdough, its health benefits, and the rise in popularity during the COVID-19 pandemic. Andra shares her personal experiences, tips for beginners, and the importance of understanding the process behind sourdough baking. The conversation also touches on the mental health benefits of baking, the essential tools and ingredients needed, and the significance of community support in starting this rewarding hobby.EPISODE CHAPTERS>> 00:00 Introduction to Sourdough Passion>> 05:24 Andra's Sourdough Journey>> 11:10 The Rise of Sourdough During COVID>> 16:55 Health Benefits of Sourdough>> 21:36 Getting Started with Sourdough>> 27:23 Essential Tools and Ingredients>> 32:03 Achieving the Perfect Crust and Crumb>> 39:40 Understanding Sourdough Discard>> 43:26 Coaching and Classes in Sourdough Baking>> 50:33 Mental Benefits of Sourdough BakingYou can watch me make sourdough here!ABOUT ANDRAAndra Stefanescu is a self taught sourdough home baker, passionate not only about making bread, but also about helping others get on the sourdough journey or improve their bakes.She's been making sourdough bread for 5 years, as nothing quite compares to it. It's the joy of a fresh warm loaf of bread and sharing it with others, controlling what goes in, the health benefits, but also the therapeutic effect of handling dough. And above all, it's fascinating how with just three ingredients, water, flour and salt, you can make the most delicious bread at home.Andra is offering Online Sourdough Courses, as well as One to One Coaching for those having very specific questions or challenges they need support with.Follow Andra on Instagram!About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love Podcast, host Kumiko Love interviews Randi Orm, an accomplished ultra marathon runner and coach. They discuss Randi's inspiring journey in running, the emotional connections to the sport, and the importance of mental toughness.Kumiko shares her own running experiences and goals, including her transition from casual running to preparing for her first marathon and aspirations for ultra marathons. The conversation also touches on balancing running with life commitments, nutrition for endurance athletes, and the challenges faced during Randi's participation in the reality show Race to Survive New Zealand. The episode concludes with a powerful message about the transformative impact of running on personal growth and emotional healing.IMPACTFUL QUOTES"You don't need to be fast or go far to be a runner."EPISODE CHAPTERS>> 00:00 Introduction to the Miko Love Podcast>> 05:19 Meet Randi Orme: A Running Inspiration>> 08:39 The Emotional Connection to Running>> 14:51 Starting Your Running Journey>> 18:39 Building Mental Toughness in Running>> 38:55 Balancing Running with Life Commitments>> 49:57 Transitioning from Marathon to Ultra Marathon>> 01:15:27 Challenges Faced on Race to Survive New Zealand>> 01:23:03 The Impact of Running on LifeKEY TAKEWAYSConsistency is key when starting a running journey.It's okay to walk during a race; it doesn't make you less of a runner.Nutrition plays a crucial role in endurance training.ABOUT RHANDIRhandi Orme is a dedicated running coach and personal trainer with over 21 years of experience, residing in Northern Utah with her husband and five kids. As an ultra marathon champion and accomplished athlete, Rhandi has set impressive personal records, including a 1:23 half marathon, a 3:03 marathon, and an 18-hour 100-miler. She's also an ironman triathlete and mountaineer.Beyond her athletic achievements, Rhandi was a cast member on the hit USA Network TV show "Race to Survive New Zealand." When she's not coaching or running, you can find her enjoying the outdoors with her family, cooking, baking, or diving into a good book.Check out Rhandi's website for more details on her coaching program, where she helps runners of all levels achieve their personal bests and conquer new challenges!About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this special episode, Kumiko Love answers your most pressing questions submitted by listeners! From budgeting tips and financial strategies to personal insights and life advice, Miko dives deep into the topics that matter most to you. Tune in for a candid, informative, and inspiring conversation tailored to your curiosities and concerns.Today's questions include:The hardest part of being an entrepreneur: Kumiko shares the challenges she faces in running her business.Best high-yield savings accounts: She provides recommendations for high-yield savings accounts.Next dream to conquer: Kumiko discusses her next personal or professional goal.Buy now, pay later options: She offers insights into using buy now, pay later services.Favorite Peloton instructors: Kumiko shares her top Peloton instructors and how they motivate her.Challenges of being a mom: She talks about balancing motherhood with other responsibilities.Starting over on a debt-free journey: Kumiko provides advice for those starting over in their journey to become debt-free.Managing finances with ADHD: She discusses strategies for managing finances while living with ADHD.Applying money to debt after paying bills: Kumiko explains how to allocate funds toward debt after covering monthly expenses.Journey towards minimalism: She shares her experiences and progress toward adopting a minimalist lifestyle.Setting clear financial goals: Kumiko emphasizes the importance of setting clear and actionable financial goals.High-Yield Savings AccountLooking for a safe and smart way to grow your savings? I personally use and love Ally's High-Yield Savings Account. With competitive interest rates, zero monthly maintenance fees, and easy access to your funds, it's a great option for anyone looking to maximize their savings without any hassle. Whether you're saving for a big goal or just want to see your money work harder for you, Ally makes it simple to stay on top of your financial game.Learn more about Ally High-Yield Savings Accounts HEREEPISODE CHAPTERS>> 00:00 Introduction and Overview>> 00:51 The Challenges and Rewards of Being an Entrepreneur>> 06:06 Choosing the Best High-Yield Savings Account>> 11:22 Conquering Dreams: Early Retirement and Homesteading>> 15:24 Favorite Peloton Instructors: Jess Sims and Rebecca KAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode, Kumiko Love discusses the importance of setting boundaries in various areas of life, including emotional, mental, physical, financial, and personal. She shares her personal journey and struggles with setting boundaries and provides practical tips for establishing and maintaining them. Kumiko emphasizes the significance of saying no without guilt, walking away from toxic relationships, giving oneself permission to have privacy, prioritizing time and energy, making self-care a non-negotiable, and setting financial boundaries. She also encourages listeners to embrace the courage to disappoint others and prioritize their own well-being.IMPACTFUL QUOTES"Setting boundaries is self-care.""When you say no to something that doesn't serve you, you're saying yes to something that does.""It's okay to love someone from afar."EPISODE CHAPTERS>> 00:00 Introduction and Overview>> 03:19 The Power of Setting Boundaries>> 05:17 Saying No Without Guilt>> 09:38 Walking Away from Toxic Relationships>> 12:29 Giving Yourself Permission to Have Privacy>> 18:17 Prioritizing Time and Energy>> 20:40 Making Self-Care Non-Negotiable>> 25:28 Setting Financial Boundaries>> 28:37 Embracing the Courage to Disappoint Others>> 31:00 ConclusionMy Journey to Buying My Dream Home With CashAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of The Miko Love Podcast, Kumiko Love chats with C-section recovery specialist Nicole Alfred.Nicole opens up about her personal journey, emphasizing the importance of scar massage, proper postpartum care, and the challenges of both physical and emotional recovery.They also tackle societal pressures to "bounce back" after childbirth and highlight the significance of self-care and mental well-being. Nicole offers valuable tips on preparing for a C-section, creating a birth prep ritual, and shares resources to support C-section recovery.IMPACTFUL QUOTES"When you learn to accept and process what you've been through, you don't look at your body as a failure. You look at it as a powerful tool that helped to bring this baby earth side."EPISODE CHAPTERS>> 00:00 Introduction and Personal Experience with Traumatic C-Section>> 02:20 The Importance of C-Section Scar Massage>> 03:46 Societal Pressure to Bounce Back After Childbirth>> 11:33 The Need for Better Postpartum Care for C-Section Moms>> 27:37 Accepting and Celebrating the Post-C-Section Body>> 29:00 Rehabilitation and Support: The Key to Successful C-Section Recovery>> 39:00 Preparing for a C-Section: Creating a Birth Prep Ritual>> 41:40 Nurturing Yourself During C-Section Recovery>> 44:25 Resources for C-Section Recovery: Nicole's Programs and SupportABOUT NICOLE ALFREDNicole Alfred is a cesarean recovery coach, registered massage therapist, and mother of three. She has given birth three times by C-section: one emergent and traumatic, the other two empowered and planned.Her different experiences opened her eyes to the lack of support mothers receive post-operatively. Nicole sees a need for much more emotional and physical attention. Nicole believes there are important steps that new mothers need to take, beginning immediately after surgery and continuing through the first 12 weeks postpartum, to optimize their recovery.These steps include restoring normal function with everyday movements, wound & scar healing, core muscle system recovery, and connecting with the incision scar to facilitate emotional processing and healing.Get her FREE Belly Shelf Guide here or go to her website!About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2843: Kumiko from TheBudgetMom.com shares essential budgeting tips to prevent unexpected expenses from derailing your financial plans. Discover how to plan for gifts, clothing, home maintenance, medical expenses, memberships, entertainment, pet supplies, and personal care to maintain a balanced budget and achieve financial peace of mind. Read along with the original article(s) here: https://www.thebudgetmom.com/8-important-things-that-are-missing-from-your-budget/ Quotes to ponder: "Budgeting is all about planning. It's vital that you plan ahead and include gift giving in your budget." "If you completely deprive yourself while trying to spend less and save more, you will fail." "Pets are part of the family, at least in my home they are." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2843: Kumiko from TheBudgetMom.com shares essential budgeting tips to prevent unexpected expenses from derailing your financial plans. Discover how to plan for gifts, clothing, home maintenance, medical expenses, memberships, entertainment, pet supplies, and personal care to maintain a balanced budget and achieve financial peace of mind. Read along with the original article(s) here: https://www.thebudgetmom.com/8-important-things-that-are-missing-from-your-budget/ Quotes to ponder: "Budgeting is all about planning. It's vital that you plan ahead and include gift giving in your budget." "If you completely deprive yourself while trying to spend less and save more, you will fail." "Pets are part of the family, at least in my home they are." Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Miko Love Podcast, Kumiko dives into the growing threat of data breaches and identity theft, a concern that's becoming all too common as companies face increasing security challenges. She shares practical steps to safeguard your money and assets, including freezing your credit, using two-factor authentication, and staying vigilant for signs of compromise. Kumiko also clarifies the difference between a credit freeze and a credit lock, and stresses the importance of regularly checking your credit report. Tune in to learn how to take proactive measures to protect yourself and minimize the impact of potential data breaches. TAKEAWAYSFreeze your credit with all three major credit bureaus to prevent criminals from accessing your financial accounts and opening new ones in your name.Implement two-factor authentication for all your online accounts to add an extra layer of security.Regularly monitor your credit and be vigilant for any signs of compromise, using tools like Credit Karma for notifications and pulling your credit report.Choose a credit freeze over a credit lock, as freezes offer more legal protections and are free of charge.Contact each of the three major credit bureaus — Equifax, Experian and TransUnion — individually to freeze your credit:Equifax: Call the automated line at 800-349-9960 or customer care at 888-298-0045, or go online.Experian: Go online to initiate, or for information call 888‑397‑3742. TransUnion: Call 800-916-8800 or 888-909-8872, or go online. Request copies of your credit report from the main credit reporting agencies – Equifax, Experian, and TransUnion  – and examine them for any unexplained accounts opened in your name. You are entitled to order a free copy of your credit report from each of the major credit reporting agencies every 12 months through AnnualCreditReport.com.Get free identity monitoring with Credit Karma here! About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this special episode, Kumiko Love answers your most pressing questions submitted by listeners! From budgeting tips and financial strategies to personal insights and life advice, Miko dives deep into the topics that matter most to you. Tune in for a candid, informative, and inspiring conversation tailored to your curiosities and concerns. Today's questions include:Managing a Large Social Media Following: Kumiko discusses the challenges of handling a large audience and the difficulty of keeping up with messages and comments.Mastering New Skills: She shares her drive to quickly learn and master new skills, and how this has shaped her journey.Starting a Natural Skincare Business: Kumiko talks about her passion for natural skincare and the process of launching her own business.Saving Past Expense Trackers: She emphasizes the importance of keeping past expense trackers and how they can aid in maintaining a budget.Work-Life Balance: Kumiko offers advice on finding balance between work and personal life, drawing from her own experiences.Love for Running: She shares insights into her running routine and how it contributes to her well-being.Son's Transition to Big Brother: Kumiko talks about her son's new role as a big brother and how the family is adjusting.Debt-Free Journey Advice: She concludes the episode with practical advice for those currently navigating their debt-free journey.EPISODE CHAPTERS>> 00:00 Introduction and Purpose of the Episode>> 05:21 Finding Drive and Motivation>> 20:31 Running as a Replacement for Emotional Spending>> 35:24 Advice for the Debt-Free Journey>> 39:11 Conclusion and Call to ActionAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

Kumiko discusses the challenges of increasing income for single moms and the importance of negotiation with Fotini Iconomopoulos, the negotiator. Fotini shares her background and negotiation strategies, emphasizing the 'say less' mentality. She provides valuable advice on preparing for salary negotiations and the significance of nonverbal communication in negotiation settings. In this conversation, Fotini Iconomopoulos shares valuable insights on negotiation skills, body language, and self-advocacy. She emphasizes the importance of confidence, preparation, and strategic communication in negotiation scenarios. Fotini also provides practical exercises and advice for women in salary negotiations. The conversation concludes with information on where to find Fotini's book and additional resources.IMPACTFUL QUOTES"Take that power pose and you will get a lot more.""The two most powerful words in negotiation are 'based on'.'""I want you to psych yourself up instead of psyching yourself out."EPISODE CHAPTERS>> 00:00 Introduction and Audience Overview >> 03:20 Empowering Single Moms: Increasing Income Challenges >> 08:23 The 'Say Less' Mentality in Negotiation>> 15:58 Preparing for Salary Negotiations: 'Feel Good' Folder Approach>> 51:33 Practical Exercises for Improving Negotiation SkillsABOUT FOTINIBest-selling author of HarperCollins' “Say Less, Get More: Unconventional Negotiation Techniques to Get What You Want” Fotini Iconomopoulos is the person Fortune 50 executives call into to help with their high stakes negotiations or to empower their teams through her intensive workshops on negotiation, communication and persuasion.Fotini occasionally returns to the classroom as an instructor of MBA Negotiations at the Schulich (SHOE-lick) School of Business at York University in Toronto. She's a regular media guest on outlets including CBC, Forbes and Harvard Business Review, she's been recognized with a number of awards including a Top 40 under 40 award.You can learn more about her work and find more of her tips at www.fotiniicon.com or get her book here!About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this conversation, Kumiko interviews Danielle Remigio about grief and loss, sharing their personal experiences of losing their parents and the challenges they faced. Inspired by Danielle's TEDx talk, 'Cleaning Up the Grief Process,' they discuss grief clutter and the importance of creating space for grief.The conversation highlights the need for open communication, empathy, and support when dealing with grief. They explore acknowledging and accepting grief, the role of support from loved ones, unexpected emotions, and the impact of milestones. They also offer advice for those navigating the grieving process.  IMPACTUFL QUOTES"I need to not stay silent and try to bottle it all up because other people don't know how to react." "Grief is not something that is linear"EPISODE CHAPTERS>>00:00 Introduction and Personal Stories of Loss>> 06:58 Cleaning Up the Grief Process: Navigating Loss and Grief>> 14:01 Understanding Grief Clutter: Emotional and Practical Burdens>> 21:00 Navigating the Complexities of Grief>> 25:49 The Importance of Support and Validation>> 29:00 Unexpected Emotions and the Anger Phase>> 32:07 The Impact of Milestones and Reminders>> 35:12 Evolving Perspectives on Grief>> 38:16 Advice for Navigating the Grieving Process ABOUT DANIELLE Danielle Remigio (she|her) is a Boston, MA based higher education administrator with a background in psychology, crisis response, and college student development.After losing both her parents within 18 months in 2016/17, she turned her personal focus to understanding her own grief and created a TEDxTalk called CLEANing Up the Grief Process to help others understand their grief and how to help others through difficult times. Her professional motto is "Analyze, Individualize, Empathize". Through empathy, intentionality, and a good plan, we can help one another through the darkness. DANIELLE'S LINKS & RESOURCESTo connect with Danielle, follow her at @dl_remigio on Instagram or https://www.linkedin.com/in/dlynremigio/ for information on how to work with her for training, speaking, or writing engagements. About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

Kumiko has 4 kids and she wants to know what to do to make sure her kids are set up financially for life.  This episode is packed with actionable advice to help your kids understand and appreciate the value of money from an early age. Check out "How To Teach Your Kids About Money" here: https://www.erinskyekelly.com/how-to-teach-your-kids-about-money  _______________________________

In this episode of The Healers Café, Manon Bolliger, FCAH, RBHT (facilitator and retired naturopath with 30+ years of practice) speaks with Kumico Kanayama and using intuitive shiatsu to open energy centers and release toxins form the body. For the transcript and full story go to: https://www.drmanonbolliger.com/kumico-kanayama     Highlights from today's episode include: Kumico Kanayama  Because it's energy we are dealing with energy, energy isn't limited. Everybody has a such a beautiful different energies. So, it just took me a long time to understand the field but after shiatsu everybody just smiles. Kumico Kanayama  And then I start to realize all the pressure points is so powerful and then energy pathways is also very, very powerful. So, I apply my entire body and then work on the pressure points by opening closing, opening closing techniques to create flow of energy and release stagnant energies. Kumico Kanayama  13:29 Our bodies are so special, some miraculous. So, we have bones and muscles. So, we stretch, and they open the joint and they apply my thumb and turn around and they close it. Stretch, open, press my thumb, and close by holding bones.   ABOUT KUMICO KANAYAMA Kumiko Kanayama is a shiatsu Grandmaster and the Founder of The Five Lights Center, the longest-running shiatsu foundation in America. A versatile practitioner, Kumiko's many years of practice led her to develop her own style, known as Intuitive Shiatsu™. She has built a thriving practice with devoted clients such as Gisele Bündchen and Nicole Kidman. Her insights have been featured in Insider, Best Life, Well+Good, Parade, Runner's Digest, The Village Voice, You Aligned & Acupuncture Today. Visit: www.fivelightscenter.com to learn more. Core purpose/passion: Kumiko is committed to helping bring spiritual serenity and human touch communication as a means to harmony, not only in her own life but in the lives of those she touches. Bringing the balance and goodness of shiatsu beyond bodywork into the lives of as many as she possibly can. Website | Facebook | Instagram | LinkedIn | Yelp | YouTube |   ABOUT MANON BOLLIGER, FCAH, RBHT  As a de-registered (2021) board-certified naturopathic physician & in practice since 1992, I've seen an average of 150 patients per week and have helped people ranging from rural farmers in Nova Scotia to stressed out CEOs in Toronto to tri-athletes here in Vancouver.  My resolve to educate, empower and engage people to take charge of their own health is evident in my best-selling books:  'What Patients Don't Say if Doctors Don't Ask: The Mindful Patient-Doctor Relationship' and 'A Healer in Every Household: Simple Solutions for Stress'.  I also teach BowenFirst™ Therapy through and hold transformational workshops to achieve these goals. So, when I share with you that LISTENING to Your body is a game changer in the healing process, I am speaking from expertise and direct experience". Manon's Mission: A Healer in Every Household!  For more great information to go to her weekly blog:  http://bowencollege.com/blog.  For tips on health & healing go to: https://www.drmanonbolliger.com/tips  Follow Manon on Social – Facebook | Instagram | LinkedIn | YouTube | Twitter | Linktr.ee | Rumble   ABOUT THE HEALERS CAFÉ:  Manon's show is the #1 show for medical practitioners and holistic healers to have heart to heart conversations about their day to day lives.  Subscribe and review on your favourite platform: iTunes | Google Play | Spotify | Libsyn | iHeartRadio | Gaana | The Healers Cafe | Radio.com | Medioq | Follow The Healers Café on FB: https://www.facebook.com/thehealerscafe   Remember to subscribe if you like our videos. Click the bell if you want to be one of the first people notified of a new release. * De-Registered, revoked & retired naturopathic physician after 30 years of practice in healthcare. Now resourceful & resolved to share with you all the tools to take care of your health & vitality!

The Miko Love Podcast is where curiosity meets conversation. I'm Kumiko Love, also known as The Budget Mom, and I'm excited to take you on this journey. This podcast delves into a diverse range of topics beyond personal finance.I'll be sharing personal stories and engaging in thought-provoking discussions on subjects such as homesteading, sourdough, grief, postpartum care, mental health, entrepreneurship, and so much more.My goal is to encourage a holistic approach to financial decisions, aligning choices with your values, goals, and aspirations. I'll be bringing on expert guests to provide informative and realistic conversations. This podcast is your platform for personal growth, connection, and positive change. TAKEAWAYSThe Miko Love podcast goes beyond personal finance and explores a wide range of topics that ignite curiosity and inspire.Financial decisions should be aligned with values, goals, and aspirations, taking a holistic approach to life.The podcast aims to provide informative and realistic conversations, featuring expert guests to share their knowledge and insights.The podcast serves as a catalyst for personal growth, connection, and positive change in listeners' lives.EPISODE CHAPTERS>> 00:00 Introduction to the Miko Love Podcast>> 02:19 Diving into the World of Discovery>> 03:17 True Wealth Beyond Financial Success>> 05:44 Aligning Financial Decisions with Life>> 08:37 Overcoming Fear and Taking Action>> 10:02 Real and Honest Conversations>> 13:52 Catalyst for Personal Growth and Positive ChangeAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

Part 6 of our Kyoto Vacation comes to an end today with the third and final season of Sound! Euphonium, which also happens to be the most recent production from Kyoto Animation, having finished airing just a few weeks ago! This season (and the accompanying Ensemble Contest OVA) tells the story of Kumiko's final year in High School and the Kitauji Band's last shot at taking the Gold at Nationals, and it proves to be a divisive set of episodes amongst our hosts. Sean loved it just as much if not more than the previous seasons, finding it a thoughtful and touching portrait of the cyclical realities of high school life as a teacher, while Jonathan found it mostly frustrating in its thematic gaps, narrative repetition, and lack of focus on the music or performance. Our in-house composer and musical expert Thomas Lack joins to help moderate, and it makes for a really engaging, deep discussion that goes beyond just talking about the anime itself. Enjoy, and come back on August 4th for the premiere of the seventh and final part of our Kyoto Vacation, “Through Rain or Shine: The Life and Times of Violet Evergarden,” the last set of episodes for this season of the podcast.Time Chart:Theme Song: 0:00:00 – 0:01:30 Intro, History, and Ensemble Contest OVA: 0:01:30 – 0:43:32Eyecatch Break: 0:43:32– 0:44:09Sound! Euphonim the Movie Review: 0:44:09 – 2:44:36End Theme: 2:44:36 – 2:46:06Support the show at Ko-fi ☕️ https://ko-fi.com/weeklystuffRead the book 200 Reviews by Jonathan R. Lack in Paperback or on Kindle – https://a.co/d/bLx53vKFollow The Weekly Stuff Wordcast newsletter for regular updates and extra content! https://www.jonathanlack.comSubscribe to The Weekly Stuff Podcast on YouTube: https://www.youtube.com/c/TheWeeklyStuffPodcastVisit our website and subscribe to Japanimation Station on all podcast platforms: http://japanimationstation.com/Subscribe to The Weekly Stuff Podcast on all podcast platforms: http://www.weeklystuffpodcast.com“re:CAPTURE” and “ice” – Original Music & Lyrics by Thomas Lack, featuring Hatsune Miku & Megurine Luka. https://www.thomaslack.com

What Do You Call the Husband of the Queen? The King… Consort. This week on the podcast, Brian and Darryl are talking The Boys season 4 finale, House of the Dragon season 4 episode 5, and the first third of Cobra Kai season 6! Episode Index Intro: 0:07 The Boys: 17:07 House of the Dragon: 31:15 Cobra Kai: 42:24 The Boys (Amazon Prime) Out of 5 This is How the Whole Season Should Have Beens Darryl: 3.75/5 Brian: 4.15/5 Out of 10 Give Me More Homelander Times Darryl: 4/10 Brian: 6.32/10 Episode 8: “Season Four Finale” / “Assassination Run” Written by: Jessica Chou & David Reed Directed by: Eric Kripke Air Date: July 14, 2024 Summary: While Butcher recovers, Mallory and Ryan visit him, where the latter is told of Homelander’s crimes and that he must kill him. However, Ryan refuses, accidentally kills Mallory, and leaves, Butcher embraces his dark side of Kessler. Homelander tasks the remaining Seven with eliminating everyone at Vought who has incriminating evidence against them; Ashley injects herself with V. While Frenchie develops the virus, The Boys monitor Singer in a bunker where they discover Annie is the shapeshifter and a fight ensues; the real Annie arrives and kills the shapeshifter. When Homelander reveals that Neuman is a Supe on air live, she calls on Hughie to protect her and Zoe in exchange for help. When The Boys and Neuman meet, Butcher arrives, kills Neuman with his new superpowers, and steals the virus. Sage reveals to Homelander that his plan has been a success when Singer is arrested for conspiring with The Boys to kill Neuman. Speaker of the House Steven Calhoun becomes the new President of the United States, swears allegiance to Homelander and declares martial law, delegating Homelander and his army of superhumans. The rest of The Boys are ambushed and captured by Vought troopers led by Supes but Annie manages to escape. Butcher leaves with the virus. In a mid-credits scene, Calhoun shows Homelander where Soldier Boy is being held captive. House of the Dragon (HBO Max) Out of 5 Sitting in a Field Wondering Where You Went Wrongs Darryl: 4/5 Brian: 4.14/5 Episode 5: “Regent” Written by: Ti Mikkel Directed by: Clare Kilner Air Date: July 14, 2024 Summary: Corlys, Rhaenyra and Baela mourn Rhaenys’ death. Criston parades Meleys’ head through King’s Landing, though the near-starving smallfolk consider it a bad omen. Aegon has survived but is comatose and severely burned, while Sunfyre is presumed near-dead; Criston withholds telling Alicent what truly happened at the battle. Daemon dreams of incest with his mother, who calls him her favorite son. The Small Council reject Alicent as regent and elect Aemond instead, both because he is male and because they want a dragonrider on the throne. Aemond orders the city gates shut, preventing blacksmith Hugh Hammer and his family from fleeing. Jeyne Arryn tells Rhaena she wanted a mature dragon for protection rather than two dragon hatchlings. At the Twins, Jace obtains the Freys’ allegiance in exchange for Harrenhal. Rhaenyra sends Elinda to King’s Landing to spy. Daemon declares he will reign as king once a large enough army is raised; he orders the Blackwoods to ravage the Brackens and forces their fealty. Alys criticizes his ruthlessness and the riverlords denounce his atrocities. Rhaenyra laments lacking riders for Vermithor and Silverwing, the only dragons large enough to challenge Vhagar; Jace suggests searching other houses for Valyrian descendants. Cobra Kai (Netflix) Out of 10 You Really Are a Cream Puff, but Not Reallys Darryl: 8/10 Brian: 8.58/10 Episode 1: “Peacetime in the Valley” Written by: Bob Dearden Directed by: Joel Novoa Air Date: July 18, 2024 Summary: Following the demise of Cobra Kai, the students of both Miyagi-Do and Eagle Fang prepare for the Sekai Taikai. After disagreements over their training styles, Johnny and Chozen challenge each other to a fight. Daniel learns that Chozen’s pride was wounded when Silver stabbed him in the back and Kumiko did not reply to his voice messages. Miguel tries to ease the tension between Sam and Tory while Robby attempts to make amends with Kenny, but he encounters Shawn, who tells him to leave Kenny alone. Robby and Miguel take on Shawn while Sam and Tory try to reason with Kenny into joining their dojo, but to no avail. After receiving a text message, Johnny goes to Coyote Creek, where Stingray tells him to retake the Cobra Kai brand with Kreese and Silver gone. The next morning, Johnny concedes and tells Daniel that Miyagi-Do has the right to represent the students in the Sekai Taikai, but he and Chozen still have their fight. After a talk with Shawn, Kenny joins Miyagi-Do. Elsewhere, Kreese enters Kim Da-eun’s dojo, telling the students that Cobra Kai is back. Episode 2: “The Prize” Written by: Joe Piarulli & Luan Thomas Directed by: Joel Novoa Air Date: July 18, 2024 Summary: Kreese proposes to Master Kim to have his dojo represent Cobra Kai in the Sekai Taikai, only to be turned down after Da-eun’s previous partnership with Silver ended in failure. Master Kim then agrees to the proposal if Kreese ventures to a remote island and recovers his ancient family knife deep within a cave. Kreese finds the knife, but is bitten by an albino cobra, causing him to see hallucinations of Silver and Johnny. Meanwhile, Miguel discovers that Kyler is the subject of hazing by a fraternity that has no plans of letting him in. With the help of Miguel, Demetri, Eli, and Brucks, Kyler takes down the fraternity at their party. After the Diaz apartment experiences a leaky ceiling due to clogged sewage pipes, Johnny gets a sales job at LaRusso Auto Group to save up for a new home. Upon conquering his inner demons and vanquishing his sole weakness, Kreese beheads the cobra and returns to Master Kim with the knife and the dead cobra’s head, determined to not allow anyone to stop him from his goal – not even Johnny. Episode 3: “Sleeper” Written by: Mattea Greene Directed by: Ralph Macchio Air Date: July 18, 2024 Summary: Kreese takes control of the Kim dojo training, focusing on the delinquent Kwon and molding him. That night, after some prodding by Kreese to use his anger for a purpose, Kwon defeats Yoon, the dojo’s top student, in a fight and rips off the King Cobra badge as a personal souvenir, affirming his role as the leader. At the Miyagi house, Daniel, Chozen, and Amanda discover a chest hidden under the floor. Upon opening the chest, they discover Mr. Miyagi co-owned a boxing gym and reportedly fled the country to China after he was wanted for assault and robbery in 1947. After noticing the friendship between Sam and Tory making them weak in their training, Johnny invites them to Devon’s home for a slumber party. Despite Johnny’s plan failing, Sam and Tory suddenly get into an argument before they apologize to each other for their wrongdoings. The next day, the Miyagi-Do dojo learns that the Sekai Taikai will be hosted in Barcelona, and that only six fighters will be allowed to represent each dojo. Episode 4: “Underdogs” Written by: Chris Rafferty Directed by: Sherwin Shilati Air Date: July 18, 2024 In order to determine the six fighters who will represent Miyagi-Do in the Sekai Taikai, Daniel and Johnny bring in Barnes to shake down the dojo. Hawk, Robby, Miguel, Sam, Tory, Mitch, Kenny, Nate, Chris, Demetri, Devon, and Anthony are chosen by Barnes for the second round of eliminations. The next day, the top 12 engage in a battle royale, where each student must rid another of their flags. Tory, Robby, Sam, and Miguel immediately advance. Anthony doubts himself after receiving a bloody nose from Kenny during the battle royale. Johnny confronts Barnes upon learning Devon did not make the cut. The next morning, Barnes has Hawk, Demetri, Devon, and Kenny run through the forest and capture two flags to determine the final lineup. Devon captures the first flag after Kenny suddenly experiences diarrhea while Demetri defeats Hawk to make the team. Kenny accuses Anthony of spiking his water with Mitch’s laxative, when in reality it was Devon, while Daniel suspects Johnny had a part in getting Devon in the lineup. Episode 5: “Best of the Best” Written by: Michael Jonathan Smith Directed by: Sherwin Shilati Air Date: July 18, 2024 Summary: Tory encounters Kreese while returning from the Medical Center, who warns her not to trust Miyagi-do. Daniel and Johnny decide have Sam, Tory, Miguel, and Robby fight each other to secure their spots as team captains. Tory returns home, only to discover her mother has passed away due to an undetected blood clot. On the day of the contest, Robby defeats Miguel to become male captain. During the girls’ fight, Tory displays aggression and is about to score the winning point when Daniel intervenes before she reveals to everyone of her mother’s death and leaves the team, forfeiting the female captain position to Sam. This incident causes an argument between Daniel and Johnny over how they should have handled the situation. Hawk is selected to take over Tory’s spot in the team, with Demetri being slightly displeased at the turn of events. As Robby and Sam are given their captain headbands, Daniel suddenly recognizes a similar headband from Mr. Miyagi’s chest and realizes his sensei fought in the Sekai Taikai too as a team captain and that his headband was actually bloodied at the ends, making Daniel question his beliefs. The Miyagi-Do team arrives in Barcelona for the tournament, where they encounter Kreese and Da-eun’s new four-member Cobra Kai representing South Korea, led by Kwon and Tory. Infamous Shirts for Naked Bodies… You’ll feel “shirty” when you buy our gear from the Flying Pork Apparel Co. Contact Us The Infamous Podcast can be found wherever podcasts are found on the Interwebs, feel free to subscribe and follow along on social media. And don't be shy about helping out the show with a 5-star review on Apple Podcasts to help us move up in the ratings. @infamouspodcast facebook/infamouspodcast instagram/infamouspodcast stitcher Apple Podcasts Spotify Google Play iHeart Radio contact@infamouspodcast.com Our theme music is ‘Skate Beat’ provided by Michael Henry, with additional music provided by Michael Henry. Find more at MeetMichaelHenry.com. The Infamous Podcast is hosted by Brian Tudor and Darryl Jasper, is recorded in Cincinnati, Ohio. The show is produced and edited by Brian Tudor. Subscribe today!

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1382: Kumiko from The Budget Mom.com reveals the unique advantage self-employed individuals have in shaping their own retirement plans. By setting SMART goals, automating savings, and choosing the right retirement accounts, you can secure a financially stable future while enjoying the freedom of self-employment. Read along with the original article(s) here: https://www.thebudgetmom.com/how-to-save-for-retirement-when-you-are-self-employed/ Quotes to ponder: "Retirement is in your hands - and while that might make it seem stressful, it's actually an exciting opportunity to make the most of it." "By incorporating it into your budget and automating your savings, you are 'paying yourself first.' Your future is as much of a priority as your bills and current cost of living." "It's never too late to start. Yes, late is better than never. Don't let negative thoughts or shame prevent you from saving for your future." Learn more about your ad choices. Visit megaphone.fm/adchoices

WELCOME TO THE MIKO LOVE PODCAST!This is a space where curiosity meets conversation. I'm your host, Kumiko Love, and when I am not educating about personal finance as The Budget Mom, I'm here diving into the exploration of my own passions and exploring a range of captivating topics.Every Wednesday, join me as we explore a range of topics that ignite curiosity and inspire learning. Whether I'm sharing personal insights in solo episodes or diving deep with expert guests, this podcast is your go-to for fresh perspectives and engaging discussions about life.The Miko Love Podcast thrives because of your support. Here's how you can help us grow and spread the word:Follow @TheBudgetMom on social media (links below).Subscribe to the podcast on your favorite platform—multiple platforms if you can!Leave us a review. Reviews significantly boost podcasts and help us reach more listeners. If you're unsure what to write, share what currently interests you right now! This could be a hobby, passion, or new life adventure!About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

Part 6 of our Kyoto Vacation continues with the second Sound! Euphonium movie, and the one that directly follows on the events of the TV show to continue the story of Kumiko in her 2nd year at Kitauji. And it may be the most divisive episode of the season so far, as although Sean loved the film and found it a compelling exploration of Kumiko moving into her role as senpai to a new group of first-years, Jonathan was mostly unmoved, finding the film narratively insubstantial and awkwardly structured. But it makes for a really great conversation that helps us arrive at what the core of Sound! Euphonium is, the differences between the source material and Kyoto Animation's adaptation, and what exactly it is we do – or don't – respond to in this series. Enjoy, and come back next week for the final episode of Part 6, as we review the just-completed Sound! Euphonium season 3, including the Ensemble Contest OVA. Time Chart:Theme Song: 0:00:00 – 0:01:30 Intro & History: 0:01:30 – 0:21:33Eyecatch Break: 0:21:33– 0:22:09Sound! Euphonim the Movie Review: 0:22:09 – 2:00:54End Theme: 2:00:54 – 2:02:25Support the show at Ko-fi ☕️ https://ko-fi.com/weeklystuffRead the book 200 Reviews by Jonathan R. Lack in Paperback or on Kindle – https://a.co/d/bLx53vKFollow The Weekly Stuff Wordcast newsletter for regular updates and extra content! https://www.jonathanlack.comVisit our website and subscribe to Japanimation Station on all podcast platforms: http://japanimationstation.com/“re:CAPTURE” and “ice” – Original Music & Lyrics by Thomas Lack, featuring Hatsune Miku & Megurine Luka. https://www.thomaslack.com

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2785: Kumiko from TheBudgetMom.com provides a comprehensive guide for managing debt collection. She offers practical steps to assess your financial situation, prioritize payments, and choose the best approach to settle debts. Her advice empowers readers to take control of their finances and work towards rebuilding their credit. Read along with the original article(s) here: https://www.thebudgetmom.com/has-your-debt-been-sent-to-collections-here-are-your-options/ Quotes to ponder: "You can't build a successful plan to deal with debt collectors until you gather the facts about who you owe money to and how much you owe." "Your best bet is usually to save enough money so that you can try to negotiate a debt settlement on your own." "I know what it's like to feel overwhelmed by debt. Yet even as a single mom with limited income, I was able to take control of my budget and start turning my financial life around." Episode references: Credit Karma: https://www.creditkarma.com/ Experian: https://www.experian.com/ AnnualCreditReport.com: https://www.annualcreditreport.com/index.action Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2785: Kumiko from TheBudgetMom.com provides a comprehensive guide for managing debt collection. She offers practical steps to assess your financial situation, prioritize payments, and choose the best approach to settle debts. Her advice empowers readers to take control of their finances and work towards rebuilding their credit. Read along with the original article(s) here: https://www.thebudgetmom.com/has-your-debt-been-sent-to-collections-here-are-your-options/ Quotes to ponder: "You can't build a successful plan to deal with debt collectors until you gather the facts about who you owe money to and how much you owe." "Your best bet is usually to save enough money so that you can try to negotiate a debt settlement on your own." "I know what it's like to feel overwhelmed by debt. Yet even as a single mom with limited income, I was able to take control of my budget and start turning my financial life around." Episode references: Credit Karma: https://www.creditkarma.com/ Experian: https://www.experian.com/ AnnualCreditReport.com: https://www.annualcreditreport.com/index.action Learn more about your ad choices. Visit megaphone.fm/adchoices

Part 6 of our Kyoto Vacation is titled ‘Yamada Naoko Strikes Back; or, I Have no Voice and I Must Sound! Euphonium,' and in this week's episode, both halves of that title meet, and then some. We are discussing the 2018 film Liz and the Blue Bird, a spin-off/side story to the main Sound! Euphonium narrative, focusing on the oboe and flute players Mizore and Nozomi as they navigate their unusual, fraught friendship while rehearsing a major solo for the Kansai competition. With an entirely different visual aesthetic and Yamada Naoko's unmistakable voice shining through in every frame, Liz and the Blue Bird stands tall all on its own as a singular masterpiece, and to fully break down just how great the film is, we've brought in Jonathan's concert-band-veteran brother, Thomas – also Japanimation Station's in-house composer – as a guest on today's episode. Enjoy, and come back next week as we dive into Kumiko's second year at Kitauji High with the awkwardly titled 2019 film Sound! Euphonium: The Movie – Our Promise: A Brand New Day. Time Chart:Theme Song: 0:00:00 – 0:01:30 Intro & History: 0:01:30 – 0:47:16Eyecatch Break: 0:47:16– 0:47:52Liz and the Blue Bird Review: 0:47:52 – 3:06:29End Theme: 3:06:29 – 3:07:59Support the show at Ko-fi ☕️ https://ko-fi.com/weeklystuffRead the book 200 Reviews by Jonathan R. Lack in Paperback or on Kindle – https://a.co/d/bLx53vKFollow The Weekly Stuff Wordcast newsletter for regular updates and extra content! https://www.jonathanlack.comSubscribe to The Weekly Stuff Podcast on YouTube: https://www.youtube.com/c/TheWeeklyStuffPodcastVisit our website and subscribe to Japanimation Station on all podcast platforms: http://japanimationstation.com/Subscribe to The Weekly Stuff Podcast on all podcast platforms: http://www.weeklystuffpodcast.com“re:CAPTURE” and “ice” – Original Music & Lyrics by Thomas Lack, featuring Hatsune Miku & Megurine Luka. https://www.thomaslack.com

Thomas debriefs us on 20th Century Boys, we divide up our manga to decide which ones Thomas can take for his new house, we cry over Kumiko, Mary does the anime heardle, and we challenge our community to recommend us some seasonal anime this time around. And, finally, we finish our Angel Beats watchalong.

Part 6 of our Kyoto Vacation continues with Sound! Euphonium 2, the aptly titled second season of Kyoto Animation's beloved adaptation of Takeda Ayano's novels. This batch of episodes picks up right where the first left off, with the students of the Kitauji High Concert Band working hard to make it to Nationals, but this time working through a lot more interpersonal drama. Where the first season focused on protagonist Kumiko's relationship with trumpet prodigy Reina, Season 2 follows Kumiko's encounters with estranged oboe and flute players Mizore and Nozomi, and the fraught journey of the mysterious third-year Euphonium player Asuka. It's another great set of episodes, and while Jonathan was very slightly less impressed than Sean, his concert band veteran brother Thomas writes in with a sternly-worded letter to set him straight. Enjoy, and come back next week for our review of the Sound! Euphonium spin-off film, Naoko Yamada's Liz and the Blue Bird!Time Chart:Theme Song: 0:00:00 – 0:01:30 Intro & Review Part 1: 0:01:30 – 0:44:32Eyecatch Break: 0:44:32 – 0:45:10Sound! Euphonium 2 Review: 0:45:10 – 3:03:40End Theme: 3:03:40 – 3:05:10Support the show at Ko-fi ☕️ https://ko-fi.com/weeklystuffRead the book 200 Reviews by Jonathan R. Lack in Paperback or on Kindle – https://a.co/d/bLx53vKFollow The Weekly Stuff Wordcast newsletter for regular updates and extra content! https://www.jonathanlack.comSubscribe to The Weekly Stuff Podcast on YouTube: https://www.youtube.com/c/TheWeeklyStuffPodcastVisit our website and subscribe to Japanimation Station on all podcast platforms: http://japanimationstation.com/Subscribe to The Weekly Stuff Podcast on all podcast platforms: http://www.weeklystuffpodcast.com“re:CAPTURE” and “ice” – Original Music & Lyrics by Thomas Lack, featuring Hatsune Miku & Megurine Luka. https://www.thomaslack.com

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2753: Kumiko from TheBudgetMom.com outlines crucial advice on eliminating unsecured debt, student loans, and mortgages before retirement to secure a financially stable future. By proactively addressing these debts, you can enjoy your retirement with peace of mind and freedom from financial burdens. Read along with the original article(s) here: https://www.thebudgetmom.com/3-debts-you-should-eliminate-before-retirement/ Quotes to ponder: "The simple truth is, you can't afford to have a majority of your income eaten up by debt payments." "If you have a credit card with a $5,000 balance with 18% interest, it will take you roughly 84 months to pay it off." "It's critical to take steps to ensure you have an effective debt management strategy in place and to take early action steps to eliminate debt before you retire." Episode references: Federal Student Aid - Income-Driven Repayment Plans: https://studentaid.gov/manage-loans/repayment/plans/income-driven Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1594: Kumiko of TheBudgetMom.com tackles the common dilemma of whether to close a credit card after paying it off. She weighs the pros, like avoiding temptation and minimizing fees, against the cons, such as the potential negative impact on your credit score. Her conclusion is nuanced, advocating for keeping the account open under certain conditions, especially when planning significant financial moves like buying a house. Read along with the original article(s) here: https://www.thebudgetmom.com/should-you-cancel-your-credit-card-after-paying-it-off/ Quotes to ponder: "The number one reason most people choose to close their credit cards is to avoid temptation." "If your credit card is charging you fees, you should think about closing it." "Closing a credit card account can hurt you if you are attempting to get a mortgage." Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2628: Kumiko from TheBudgetMom.com offers practical guidance for those struggling financially during the Coronavirus pandemic. Her actionable advice includes creating a bare bones budget, consolidating debts, and negotiating with creditors to navigate through these challenging times effectively. Read along with the original article(s) here: https://www.thebudgetmom.com/what-to-do-if-you-cant-afford-to-pay-your-bills/ Quotes to ponder: "Tracking your spending is a critical step to managing your finances at any time, especially when money is tight." Episode references: Gabi: https://www.gabi.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices