Podcasts about national foundation

Credit card debt has been rising at one of the fastest rates in history. The amount Americans owed on credit cards hit an record high of over $1.2 trillion at the end of 2024. And people are not only spending more on plastic, they're also paying down less, carrying high balances and shelling out more in interest and also late fees. A third of Americans now have more credit card debt than emergency savings, according to an annual survey from Bankrate. MPR News host Angela Davis talks about why credit card debt is growing and strategies for tackling it. Guests: Chris Farrell is a senior economics contributor for MPR News and Marketplace. His new 12-part series for Marketplace, “Buy Now, Pay Later,” focuses on the worrisome trend of older Americans carrying debt into retirement. Joanne Lundberg is the financial counseling supervisor at LSS Financial Counseling, a service of Lutheran Social Service of Minnesota. She is based in Duluth. Resources mentioned during the show: The National Foundation for Credit Counseling provides advice on how to avoid and handle credit card debt and manage your credit score. It also provides referrals to nonprofit organizations that can work with people individually on reducing credit card debt. The nonprofit organization LSS Financial Counseling runs a debt management program.

Send us a textIn this conversation, Dr. Paul Offit and pediatrician Jessica Hochman discuss the importance of vaccinations, the challenges of vaccine hesitancy among parents, and the need for nuanced conversations in public health. They explore the impact of the COVID-19 pandemic on public trust, and the science behind vaccination schedules. The discussion emphasizes the importance of understanding parental concerns while advocating for the safety and efficacy of vaccines. About Paul A. Offit, MD!Paul A. Offit, MD, is Director of the Vaccine Education Center and professor of pediatrics in the Division of Infectious Diseases at Children's Hospital of Philadelphia. He is the Maurice R. Hilleman Professor of Vaccinology at the Perelman School of Medicine at the University of Pennsylvania.Dr. Offit is an internationally recognized expert in the fields of virology and immunology, and was a member of the Advisory Committee on Immunization Practices to the Centers for Disease Control and Prevention. He is a member of the Food and Drug Administration Vaccines and Related Biological Products Advisory Committee, and a founding advisory board member of the Autism Science Foundation and the Foundation for Vaccine Research, a member of the Institute of Medicine and co-editor of the foremost vaccine text, Vaccines.He is a recipient of many awards including the J. Edmund Bradley Prize for Excellence in Pediatrics from the University of Maryland Medical School, the Young Investigator Award in Vaccine Development from the Infectious Disease Society of America, a Research Career Development Award from the National Institutes of Health, and the Sabin Vaccine Institute Gold Medal.Dr. Offit has published more than 160 papers in medical and scientific journals in the areas of rotavirus-specific immune responses and vaccine safety. He is also the co-inventor of the rotavirus vaccine, RotaTeq, recommended for universal use in infants by the CDC. For this achievement, Dr. Offit received the Luigi Mastroianni and William Osler Awards from the University of Pennsylvania School of Medicine, the Charles Mérieux Award from the National Foundation for Infectious Diseases, and he was honored by Bill and Melinda Gates during the launch of their Foundation's Living Proof Project for global health.In 2009, Dr. Offit received the President's Certificate for Outstanding Service from the American Academy of Pediatrics. In 2011, he received the Humanitarian of the Year Award from the BiologicDr Jessica Hochman is a board certified pediatrician, mom to three children, and she is very passionate about the health and well being of children. Most of her educational videos are targeted towards general pediatric topics and presented in an easy to understand manner. For more content from Dr Jessica Hochman:Instagram: @AskDrJessicaYouTube channel: Ask Dr JessicaWebsite: www.askdrjessicamd.com-For a plant-based, USDA Organic certified vitamin supplement, check out : Llama Naturals Vitamin and use discount code: DRJESSICA20-To test your child's microbiome and get recommendations, check out: Tiny Health using code: DRJESSICA Do you have a future topic you'd like Dr Jessica Hochman to discuss? Email Dr Jessica Hochman askdrjessicamd@gmail.com.The information presented in Ask Dr Jessica is for general educational purposes only. She does not diagnose medical conditions or formulate treatment plans for specific individuals. If you have a concern about your child's health, be sure to call your child's health care provider.

Clark wants to help you to save more, spend less, and if you're struggling with debt - avoid ripoffs that target debt with more debt. Know how to get legit help if you're in too deep. Also today - a warning for all travelers involving a serious, fast-growing crime happening here in the U.S. and abroad.  Dig Out Of Debt: Segment 1 Ask Clark: Segment 2 Travel Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Warning: Here's What Those Debt Settlement Companies Don't Tell You Clark Howard's 2025 Credit Card Debt Elimination Strategy How To Get Out of Debt in 7 Steps 6 Things To Know Before Contacting the National Foundation for Credit Counseling Why You Should Keep Old Credit Card Accounts Open How and When To Cancel a Credit Card Best Airline Credit Cards for 2025: Are They Right For You? Best Travel Credit Cards: Top Rewards Picks for 2025 Follow Clark Howard's #1 Rule To Travel Cheap How To Save Money With Google Flights Best Free Streaming Services in 2025: Movies and TV for Cord Cutters Credit Score Experts: How To Take Your Score from ‘Good' To ‘Exceptional' Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Sponsors Credit Karma Learn more about your ad choices. Visit megaphone.fm/adchoices

EM Burlingame is a author, father, green beret, and currently is a Senior Research Fellow at the National Foundation for Integrative Medicine. He talks positives of the Trump Administration, who the real enemy is, pharma, Europe being finished, removing women from power, hope in Gen Z, Elon, cartels, the fight coming to America and much more. PLEASE SUBSCRIBE LIKE AND SHARE THIS PODCAST!!!   WatchShow Rumble- https://rumble.com/v6pvyxu-its-time-to-remove-women-from-power-em-burlingame.html YouTube- https://youtu.be/cbA3JcZwiD4     Follow Me X- https://x.com/CoffeeandaMike IG- https://www.instagram.com/coffeeandamike/ Facebook- https://www.facebook.com/CoffeeandaMike/ YouTube- https://www.youtube.com/@Coffeeandamike Rumble- https://rumble.com/search/all?q=coffee%20and%20a%20mike Apple Podcasts- https://podcasts.apple.com/us/podcast/coffee-and-a-mike/id1436799008 Gab- https://gab.com/CoffeeandaMike Locals- https://coffeeandamike.locals.com/ Website- www.coffeeandamike.com Email- info@coffeeandamike.com   Support My Work Venmo- https://www.venmo.com/u/coffeeandamike Paypal- https://www.paypal.com/biz/profile/Coffeeandamike Patreon- http://patreon.com/coffeeandamike Locals- https://coffeeandamike.locals.com/ Cash App- https://cash.app/$coffeeandamike Buy Me a Coffee- https://buymeacoffee.com/coffeeandamike Bitcoin- coffeeandamike@strike.me   Mail Check or Money Order- Coffee and a Mike LLC P.O. Box 25383 Scottsdale, AZ 85255-9998   Follow E.M. X- https://x.com/EMBurlingame Substack- https://substack.com/@emburlingame YouTube- https://www.youtube.com/@NewNobility/videos   Sponsors Vaulted/Precious Metals- https://vaulted.blbvux.net/coffeeandamike Independence Ark Natural Farming- https://www.independenceark.com/

Show Notes In this conversation, Simon and Amitabh discuss the current state of the world characterized by a polycrisis, primarily driven by neoliberalism. They explore the implications of this crisis on civil society, the role of the left, and the importance of grassroots movements. The dialogue emphasizes the need for emotional engagement in advocacy and the potential for change through collective action and solidarity. Key Reflections We are facing a polycrisis that is a manifestation of neoliberalism. The current crisis is the biggest since World War II. Neoliberalism has shed its humane pretenses. The left has become too centrist and lacks radicalism. Grassroots movements are essential for systemic change. Civil society must focus on holding power accountable. Emotional engagement is crucial in advocacy work. Generational divides exist but are not the only factor in activism. International aid needs to be reimagined for effective collaboration. There is a growing quest for freedom and justice worldwide. Keywords polycrisis, neoliberalism, left politics, civil society, grassroots movements, international aid, activism, generational perspectives, emotional engagement, human dignity Brief Bio Amitabh Behar, Executive Director of Oxfam International, is a global civil society leader with decades of experience in human rights, economic inequalities, governance, and social justice. Previously CEO of Oxfam India, he has held leadership roles in CIVICUS, Navsarjan, and Yuva. He serves on several global boards, including the Global Fund for Community Foundation and the Norwegian Human Rights Fund. Before Oxfam, he was Executive Director of the National Foundation for India and co-chaired the Global Call to Action Against Poverty, a network of over 11,000 civil society organizations. His work focuses on democracy, philanthropy, and citizen participation.

“The loneliness of Australia is going to be one of many fairly dramatic changes”, says David Rennie towards the end of this utterly absorbing episode. On Wednesday 12 February I interviewed David Rennie in DFAT's studio in Canberra. David was visiting Australia for the week, hosted by Asia Society Australia and supported by the National Foundation for Australia-China Relations. David is geopolitics editor at The Economist having recently returned to London after six years living in China as Beijing bureau chief. He launched the Chaguan column on China in that role and last November launched a new column on geopolitics for the newspaper, The Telegram. David joined The Economist in 2007 and in addition to London and Beijing has been based in Brussels and Washington in that time. He is the co-host of the excellent Drum Tower podcast, launched in late 2022. Our discussion is not about Australia at all, really, but about China and the US under Donald Trump. Rival great powers, but perhaps with an increasingly converging worldview which portends, according to David, loneliness for Australia. This is one of the podcast's most important episodes of the past few years and I think worth the time for all those interested in international affairs. Australia in the World is written, hosted, and produced by Darren Lim, with research and editing this episode by Walter Colnaghi and theme music composed by Rory Stenning. Relevant links David Rennie (bio): https://mediadirectory.economist.com/people/david-rennie/ The Economist, The Telegram (column): https://www.economist.com/topics/the-telegram The Economist, Drum Tower (podcast): https://www.economist.com/audio/podcasts/drum-tower Peter Varghese, “Trump's Gaza grab shows America is no better than China”, Australian Financial Review, 6 February 2025: https://www.afr.com/policy/foreign-affairs/trump-s-gaza-grab-shows-america-is-no-better-than-china-20250206-p5la0x Chappell Roan (Spotify page): https://open.spotify.com/artist/7GlBOeep6PqTfFi59PTUUN   Bobby Timmons Trio (Spotify page): https://open.spotify.com/artist/47jpbb07933jSiHmir7yda

Happy Valentine's Day!  One way to help keep love alive is being honest about money matters and talking over financial goals with your partner.  Clark talks about different ways couples can navigate finances successfully. Also, the average cost of a wedding has hit a new high! But there are other ways to think about the big day, and beyond. Financial Fidelity: Segment 1 Ask Clark: Segment 2 Wedding Expense: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Howard's 5 Money Tips for Couples How Couples Can Get on the Same Page About Money 6 Things To Know Before Contacting the National Foundation for Credit Counseling How To Spot and Avoid Gift Card Scams The One and Only Exception to Clark Howard's 'No Gift Card' Rule How To Talk to Your Partner About Money Before Marriage SAVE Money On Your Wedding Marriage, money and happiness: A timeline I Need Plane Tickets for an International Trip. Should I Buy Now or Wait? 5 Steps To Getting a Good Deal on a Hotel Room Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Host Shirley Rooker speaks with Bruce McClary of the National Foundation for Credit Counseling, who discusses the special needs of military and the many frauds targeting other consumers. He describes how the debt relief promised may only increase the debt load, how promises to erase credit card debt may backfire and other scams that trap consumers. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Host Shirley Rooker speaks with Bruce McClary of the National Foundation for Credit Counseling, who discusses the special needs of military and the many frauds targeting other consumers. He describes how the debt relief promised may only increase the debt load, how promises to erase credit card debt may backfire and other scams that trap consumers. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Joining us for this episode of Managed Care Cast is Robert H. Hopkins, Jr, MD, mnedical director at the National Foundation for Infectious Diseases and NFID liaison to the Advisory Committee on Immunization Practices, who will help separate fact from fiction about avian influenza and discuss what needs to be done to prevent a future escalation.

Sloane discovered her love for music at age 8 when her parents bought her a guitar to help distract her from her mother's battle with an aggressive spinal cancer. Music carried her through several joyful years of her mother's remission. However, she recently received news that her mother was once again fighting cancer. Following a successful operation, Sloane's mother is currently on the mend. However, in a cruel twist of fate, the family learns that her father is also battling cancer. His late-stage diagnosis has the family grappling with the reality that he's fighting for his life. Watching "The Voice" has been a longtime family tradition, so it's the perfect time for Sloane to find herself on that stage. Sloane began songwriting and gigging at an early age. Her songs have gained her recognition from various prestigious organizations, including the Jazz Aspen Festival, Women Who Rock and the National Foundation for YoungArts. One of her songs landed her a spot opening for Ann Wilson of Heart at a gala. Currently, in her freshman year at the Clive Davis Institute at NYU, Sloane is pursuing a degree in recorded music.Become a supporter of this podcast: https://www.spreaker.com/podcast/arroe-collins-unplugged-totally-uncut--994165/support.

A colorized transmission electron micrograph of H5N1 virus particles (purple). Photo courtesy of NIAID and CDC. As wildfires continue smoldering in Los Angeles, looming over the horizon is another worrying development — the growing spread of bird flu. This strain of highly pathogenic avian influenza (HPAI) — first detected in the United States in February 2022 — has swept through poultry and dairy farms across the country and has jumped over to infecting humans as well. In December, the first fatal human case of the H5N1 virus was reported in Louisiana. According to latest figures from the Centers for Disease Control, so far there have been 67 human cases of bird flu nationwide since 2024, 38 of which occurred in California, the most out of any state. Yesterday, the CDC confirmed that a San Francisco child was the second child in the Bay Area, and the country, to contract the virus. So how serious is the situation? How worried should we be? What should we be doing to safeguard ourselves and animals? To answer these questions, Earth Island Journal editor-in-chief and Terra Verde cohost Maureen Nandini Mitra talks with the two experts, Dr. Maurice Pitesky from the University of California, Davis' School for Veterinary Medicine, and Dr. William Schaffner of the National Foundation for Infectious Diseases. Note: Here is an interactive map from UC Davis School for Veterinary Medicine that shows the entire outbreak in the Americas.   The post Bird Flu has Spread to Humans. How Worried Should We Be? appeared first on KPFA.

EM Burlingame is a author, father, green beret, and currently is a Senior Research Fellow at the National Foundation for Integrative Medicine. He talks Sam Shoemate's recent appearance on the Shawn Ryan Show, Matt Livelsberger's “manifesto,” why Vegas is more significant than the New Orleans attacks, predictive programming, Trump, Elon, China, Russia, and much more. PLEASE SUBSCRIBE LIKE AND SHARE THIS PODCAST!!!   Video Version of Show Rumble- https://rumble.com/v65yhqd-coffee-and-a-mike-em-burlingame-which-one-will-stick-with-the-populist.html YouTube- https://youtu.be/GYNFJFoVgPw?si=9d0d9yLW_ayrKHEu   Follow Me Twitter/X- https://x.com/CoffeeandaMike IG- https://www.instagram.com/coffeeandamike/ Facebook- https://www.facebook.com/CoffeeandaMike/ YouTube- https://www.youtube.com/@Coffeeandamike Rumble- https://rumble.com/search/all?q=coffee%20and%20a%20mike Apple Podcasts- https://podcasts.apple.com/us/podcast/coffee-and-a-mike/id1436799008 Gab- https://gab.com/CoffeeandaMike Locals- https://coffeeandamike.locals.com/ Website- www.coffeeandamike.com Email- info@coffeeandamike.com   Support My Work Venmo- https://www.venmo.com/u/coffeeandamike Paypal- https://www.paypal.com/biz/profile/Coffeeandamike Patreon- http://patreon.com/coffeeandamike Locals- https://coffeeandamike.locals.com/ Cash App- https://cash.app/$coffeeandamike Mail Check or Money Order- Coffee and a Mike LLC P.O. Box 25383 Scottsdale, AZ 85255-9998   Follow E.M. X- https://x.com/EMBurlingame Locals- https://shoulderinggiants.locals.com/ YouTube- https://www.youtube.com/@NewNobility/videos   Sponsors Vaulted/Precious Metals- https://vaulted.blbvux.net/coffeeandamike Independence Ark Natural Farming- https://www.independenceark.com/

Happy Holidays! Please enjoy this Best Of episode. Clark returns January 3rd. How do we determine our “magic number” - the amount we need to retire? Clark weighs in on the debate about how much it takes to be financially secure, and how to start and keep making progress. Also today -private placements, hedge funds, limited partnerships, private equity - beware of this type of non-traditional investment “opportunity”. Even when they're legit, there's no liquidity, and extremely high expenses. It pays to know why you need to avoid investing with anyone who is not a fiduciary. How Much Do You Need To Retire: Segment 1 Ask Clark: Segment 2 Risky Investment Pitches: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How Much Do You Need To Retire? How to Start Investing: 10 Steps (Clark.com) How To Save Money: Spend Less & Build Your Savings Warning: Here's What Those Debt Settlement Companies Don't Tell You Clark Howard's 2024 Credit Card Debt Elimination Strategy 6 Things To Know Before Contacting the National Foundation for Credit Counseling Best 529 College Savings Plans By State How To Open a Roth IRA The AJC: Atlanta hedge fund manager charged in $10M fraud scheme Best Financial Advisors in 2024 Should You Make Your Child an Authorized User on Your Credit Card? Best Credit Cards for Students: Top Picks for 2024 Travel Archives - Clark Howard 4 Ways To Get Your Free Credit Score Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Forbes senior contributor Stuart Anderson joins host Lauren Clarke to discuss his article highlighting 2024's most inspiring immigration stories. Anderson, executive director of the National Foundation for American Policy, shares remarkable stories, including Albert Oso Asari, a Ghanaian tech entrepreneur who overcame H-1B visa challenges to found a billion-dollar company; six immigrant construction workers who tragically died in the Baltimore bridge collapse; Gil Howard, an 82-year-old professor who has taught over 400 Afghan women to drive; and Bernard Kimono, a Congolese refugee who rose from a Tanzanian refugee camp to join the U.S. national soccer team.GUEST: Stuart Anderson, Executive Director, National Foundation for American Policy & Senior Contributor to ForbesHOST: Lauren ClarkePRODUCER: Adam BelmarSHOW RESOURCE LINKS:The Most Inspiring Immigration Stories Of 2024Stuart Anderson on ForbesNational Foundation for American Policy

Unfortunately, companies like National Debt Relief are spending a ton of money getting in front of people that carry debt to manipulate and deceive you into believing their debt settlement program is the relief you have been seeking. They are the last resort- please don't work with a debt settlement if you can try other options first. Your credit coach explains 3 other options to try prior to debt settlement, including Credit Counseling agencies. Check out National Foundation for Credit Counseling first: https://www.nfcc.org/ Questions@CreditKristi.com and please give me a review!

Dr. Jeanine Cook-Garard learns about RSV and other respiratory illnesses by talking with Dr. Robert H. Hopkins, Jr., the medical director of the National Foundation for Infectious Diseases.

Sloane discovered her love for music at age 8 when her parents bought her a guitar to help distract her from her mother's battle with an aggressive spinal cancer. Music carried her through several joyful years of her mother's remission. However, she recently received news that her mother was once again fighting cancer. Following a successful operation, Sloane's mother is currently on the mend. However, in a cruel twist of fate, the family learns that her father is also battling cancer. His late-stage diagnosis has the family grappling with the reality that he's fighting for his life. Watching "The Voice" has been a longtime family tradition, so it's the perfect time for Sloane to find herself on that stage. Sloane began songwriting and gigging at an early age. Her songs have gained her recognition from various prestigious organizations, including the Jazz Aspen Festival, Women Who Rock and the National Foundation for YoungArts. One of her songs landed her a spot opening for Ann Wilson of Heart at a gala. Currently, in her freshman year at the Clive Davis Institute at NYU, Sloane is pursuing a degree in recorded music.Become a supporter of this podcast: https://www.spreaker.com/podcast/arroe-collins-like-it-s-live--4113802/support.

EM Burlingame is a author, father, green beret, and currently is a Senior Research Fellow at the National Foundation for Integrative Medicine where he founded and leads the Jason Dawson and Stewart McGurk Brain Health Research Fellowship. He talks the results of the election, the next phase of the revolution, Elon, fear of hot civil war, Ukraine approved for long-range missiles being a distraction and much more. PLEASE SUBSCRIBE LIKE AND SHARE THIS PODCAST!!!   Video Version of Show Rumble- https://rumble.com/v5qptzz-coffee-and-a-mike-em-burlingame-fear-of-hot-civil-war.html   Follow Me Twitter/X- https://x.com/CoffeeandaMike Instagram- https://www.instagram.com/coffeeandamike/ Facebook- https://www.facebook.com/CoffeeandaMike/ Rumble- https://rumble.com/search/all?q=coffee%20and%20a%20mike Apple Podcasts- https://podcasts.apple.com/us/podcast/coffee-and-a-mike/id1436799008 Gab- https://gab.com/CoffeeandaMike Locals- https://coffeeandamike.locals.com/ Website- www.coffeeandamike.com Email- info@coffeeandamike.com   Support My Work Venmo- https://www.venmo.com/u/coffeeandamike Patreon- http://patreon.com/coffeeandamike Locals- https://coffeeandamike.locals.com/ Cash App- https://cash.app/$coffeeandamike Mail Check or Money Order- Coffee and a Mike LLC P.O. Box 25383 Scottsdale, AZ 85255-9998   Follow E.M. X- https://x.com/EMBurlingame Locals- https://shoulderinggiants.locals.com/ YouTube- https://www.youtube.com/@NewNobility/videos   Sponsors Vaulted/Precious Metals- https://vaulted.blbvux.net/coffeeandamike Independence Ark Natural Farming- https://www.independenceark.com/

Collaboration with faith-based organizations is one of the most underutilized ways that housing professionals can build their business in the communities they serve. In this episode, Hermond Palmer, Senior Vice President of Outreach and Inclusion at the National Foundation for Credit Counseling shares how lenders can support faith-based organizations and convert those relationships into repeat business.

Welcome to Hilary Topper on air. Today we will explore pivotal moments in medical history and their lasting impact on our world today. We will be delving into the story of polio—a disease that once gripped the world with fear and has since become a symbol of the power of vaccines. We'll discuss the polio epidemics of the 1940s and 50s, the groundbreaking vaccines that led to its decline, the emergence of post-polio syndrome, and the current status of polio globally. Polio in Children In the mid-20th century, polio was a name that struck fear into the hearts of families worldwide. This highly infectious disease, caused by the poliovirus, would often lead to paralysis and even death, predominantly affecting children. The epidemics of the 1940s and 50s were particularly severe, with thousands of cases reported annually in countries like the United States. Public pools were closed, and parents kept their children away from crowds, hoping to protect them from this invisible enemy. How it Impacted Me I talk about this topic because it actually affected me personally. You see, my mother, Phyllis Kahn Mass was a polio victim. Her parents thought she got it from a public pool. She was the only one in her class to have it and she was hospitalized for more than a year in an Iron lung. Iron Lung For those of you unfamiliar, the iron lung is a type of negative pressure ventilator, a mechanical respirator that was widely used in the mid-20th century, particularly during the polio epidemics. It was a large, horizontal cylinder that encases most of a patient's body, leaving only the head exposed. The device worked by varying the air pressure inside the cylinder to stimulate breathing, effectively assisting patients who have lost control of their respiratory muscles due to conditions like polio. The iron lung was invented by Philip Drinker and Louis Shaw in 1928 and became a crucial tool for treating respiratory failure caused by polio. During the polio outbreaks of the 1940s and 1950s, iron lungs were a common sight in hospitals, helping patients with paralyzed diaphragms breathe. Although largely obsolete today due to modern ventilators and the near eradication of polio, the iron lung remains an iconic symbol of the era. My Mother I remember my grandmother telling me that she went to the hospital every day but was unable to go near my mother because she had to wear a type of hazmat suit, in fear that she and my grandfather would carry the disease. My uncle was a little boy. He stayed with various relatives. When my mother finally got out of the hospital and came home, all of the friends she once had, were gone. They wanted nothing to do with her or her family. Everyone was a victim. A year or so later, they moved from the Bronx to Long Beach, Long Island. In 1955, Dr. Jonas Salk, developed the first effective polio vaccine. This injectable, inactivated vaccine was a breakthrough in medical science, offering hope to millions. A few years later, Dr. Albert Sabin introduced an oral vaccine, which became widely used due to its ease of administration and effectiveness. These vaccines drastically reduced polio cases, turning the disease from a public health crisis into a manageable condition. March of Dimes I remember my mother telling me about the march of dimes and how important they were to her. The March of Dimes, originally known as the National Foundation for Infantile Paralysis, played a crucial role in the fight against polio. Founded by President Franklin D. Roosevelt in 1938, the organization was instrumental in funding research and supporting the development of the polio vaccine. Through widespread fundraising efforts, including the famous "March of Dimes" campaign, the organization raised significant funds to support scientists like Dr. Jonas Salk, who developed the first effective polio vaccine. This vaccine, announced in 1955, led to a dramatic decline in polio cases and was a pivotal moment in public health history. The March of Dimes' efforts not only helped eradicate polio in the United States but also set the stage for its ongoing mission to improve the health of mothers and babies. While the vaccines were successful in curbing new infections, many who had survived polio were left with lasting effects. Decades later, these individuals began experiencing new symptoms, a condition now known as post-polio syndrome (PPS). PPS manifests as muscle weakness, fatigue, and joint pain, occurring years after the initial recovery from polio. It's believed to result from the gradual deterioration of motor neurons that were previously damaged and then repaired during the original polio infection. Post Polio Although, polio has been nearly eradicated, thanks to the continued efforts of the Global Polio Eradication Initiative, which began in 1988. Through comprehensive immunization campaigns, polio remains endemic in only a few regions. However, vigilance is key, as outbreaks can occur if vaccination efforts wane. The fight against polio continues, with a focus on reaching every child to ensure a world free from this disease. The disease unfortunately still affects those who were victims in their childhood. Although their symptoms improved and many were released from the hospital, when they reached middle age, the symptoms returned as post polio syndrome. Post-polio syndrome, or PPS, is a condition that can develop many years after a person has recovered from polio. It's estimated that a significant number of polio survivors experience PPS, where they encounter new symptoms such as muscle weakness, fatigue, and joint pain. This syndrome arises because the motor neurons that were once damaged and adapted to regain function gradually deteriorate over time. This deterioration leads to the recurrence of symptoms, often affecting mobility and quality of life. Listen in to the rest of the podcast as I also interview Mary McManus, MSW, Author of A Most Unlikely Runner: Inspiration From the Heart of a Warrior, available on Amazon. Mary was also inflicted with the disease and now lives with Post Polio Syndrome. Special Thanks: To our sponsors for making this podcast possible -- The Russo Law Group, Vimazi shoes, Medi-Dyne, and PlayTri.

EM Burlingame is a author, father, green beret, and currently is Senior Research Fellow at the National Foundation for Integrative Medicine where he founded and leads the Jason Dawson and Stewart McGurk Brain Health Research Fellowship. He talks the state of U.S. military, future of Israel, how the elections might play out, Elon, Trump, declining birth rates, his serialized novel As Rome Burns, and much more. PLEASE SUBSCRIBE LIKE AND SHARE THIS PODCAST!!!   Video Version of Show Rumble- https://rumble.com/v5kr8et-coffee-and-a-mike-em-burlingame-what-the-resentful-might-do.html   Follow Me Twitter/X- https://x.com/CoffeeandaMike Instagram- https://www.instagram.com/coffeeandamike/ Facebook- https://www.facebook.com/CoffeeandaMike/ Truth Social- https://truthsocial.com/@coffeeandamike Gettr- https://gettr.com/user/coffeeandamike Rumble- https://rumble.com/search/all?q=coffee%20and%20a%20mike Apple Podcasts- https://podcasts.apple.com/us/podcast/coffee-and-a-mike/id1436799008 Gab- https://gab.com/CoffeeandaMike Locals- https://coffeeandamike.locals.com/ Website- www.coffeeandamike.com Email- info@coffeeandamike.com   Support My Work Venmo- https://www.venmo.com/u/coffeeandamike Patreon- http://patreon.com/coffeeandamike Locals- https://coffeeandamike.locals.com/ Cash App- https://cash.app/$coffeeandamike Mail Check or Money Order- Coffee and a Mike LLC P.O. Box 25383 Scottsdale, AZ 85255-9998   Follow E.M. X- https://x.com/EMBurlingame Locals- https://shoulderinggiants.locals.com/ YouTube- https://www.youtube.com/@NewNobility/videos   Sponsors Vaulted/Precious Metals- https://vaulted.blbvux.net/coffeeandamike Independence Ark Natural Farming- https://www.independenceark.com/        

RSV is a common infectious respiratory virus that is easily transmittable. Those infected have cold-like symptoms. The good news is an RSV vaccine can help reduce the risk of contracting the virus. This is important for older Americans over the age of 60 who may have a higher risk for contracting RSV, especially those living with chronic health conditions, says Robert H. Hopkins MD, medical director of the National Foundation for Infectious Diseases (NFID). He explains vaccine guidelines.Fearless Fabulous You is broadcast live Wednesdays at 12 Noon ET on W4WN Radio - Women 4 Women Network (www.w4wn.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). Fearless Fabulous You Podcast is also available on Talk 4 Media (www.talk4media.com), Talk 4 Podcasting (www.talk4podcasting.com), iHeartRadio, Amazon Music, Pandora, Spotify, Audible, and over 100 other podcast outlets.

RSV is a common infectious respiratory virus that usually causes cold-like symptoms but can lead to serious illness or even death. Sue Peschin, CEO and President of the Alliance for Aging Research and Dr. Robert Hopkins, Jr., Medical Director for the National Foundation for Infectious Diseases share information about the virus.Support WITF: https://www.witf.org/support/give-now/See omnystudio.com/listener for privacy information.

#BRN #Finance #1849 | The Top 5 Debts to Prioritize Paying Off Before Retirement | Bruce McClary, National Foundation for Credit Counseling   | #Tunein: broadcastretirementnetwork.com | #Independent. #GetTheFullStory. #JustTheFacts. #Everyday. #AllInOnePlace.

A panel of immigration experts moderated by UVA Law professor Kevin Cope discuss how immigration issues may influence the upcoming election, and how the outcome could shape U.S. immigration policy. Panelists include National Foundation for American Policy Executive Director Stuart Anderson, attorney Tanishka V. Cruz, UVA Law professor Amanda Frost and UVA professor Jennifer Lawless. The event was sponsored by UVA Law's Immigration, Migration and Human Rights Program, and co-sponsored by the Miller Center, the American Constitution Society and the Federalist Society. (Sept. 23, 2024, University of Virginia School of Law)

Today, Clark discusses the two main problems with gift cards and what one state is trying to do to prevent gift card scams. Also in this episode, the scourge of ATM fees. Learn where they are the highest, and how you can avoid paying them. Gift Card Problems & Reforms: Segment 1 Ask Clark: Segment 2 Avoiding ATM FEES: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Gift Card Scams | Consumer Advice / Gift Cards - Clark.com The Nation's First Law Protecting Against Gift Card Draining Has Passed. Will It Work? TPG's guide to understanding EU261 flight compensation How to get compensation for delayed or canceled flights 5 of Clark Howard's Most Extreme Frugal Hacks Why Clark Thinks These Are the Best 2 Travel Rewards Cards Right Now Costco Travel: 5 Things To Know Before You Book Booking a Cruise? Here Are 5 Ways To Do It for Less Cancel for Any Reason Trip Insurance: Should You Buy It? This Mistake at the ATM Could Be Costing You More Than $248 a Year New York Post: ATM fees hit record high in US — cities where you'll pay the most Cash machines now cost more than ever to use Paying money to get your own cash: Some big retailers charge for cash-back requests How To Avoid ATM Fees Credit Union vs. Bank: What's the Difference? Automatic Bill Pay: How It Works and How To Do It Safely 6 Things To Know Before Contacting the National Foundation for Credit Counseling Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Living with MS is expensive. A recent study funded by the National MS Society found the average cost of living with MS in the United States is $88,487 a year.  Even with insurance, that can turn out to be a heavy lift. One thing you don't need is to be worrying about money while you're already worrying about MS. So, when I think about discussing budgeting and managing your personal finances when you're living with MS, I think we're really talking about preserving your quality of life. Joining me with strategies for budgeting and managing debt when you're living with MS is the Senior Vice President of Membership and Media Relations at the National Foundation for Credit Counseling, Bruce McClary. We'll also tell you about the updated Pathways to Cures Research Roadmap and the first ever global landscape analysis of MS research funding. We're sharing very encouraging results from the Phase 2 open-label extension study of Fenebrutinib, an experimental BTK inhibitor. We'll give you the details of a pilot study that demonstrated what may be a successful treatment for sexual dysfunction among men and women living with MS. We'll tell you why middle-aged people with MS may want to consider resistance training. And we'll tell you how to register for the National MS Society's Voting Without Barriers webinar.  We have a lot to talk about! Are you ready for RealTalk MS??! This Week: Budgeting for Living with MS  :22 The Pathways to Cures Research Roadmap has been updated and refined  1:25 There's very encouraging news from the Phase 2 open-lable extension study of Fenebrutinib    5;31 Results from a pilot study point to successful treatment for sexual dysfunction among men and women living with MS  6:35 Study results show that resistance training is beneficial for middle-aged people with MS  9:52 We're 8 weeks away from election day in the U.S. and the National MS Society is hosting a webinar about access to polling places  11:36 Senior Vice President of Membership and Media Relations at the National Foundation for Credit Counseling, Bruce McClary, shares tips and strategies for taming your household budget and budgeting for living with MS  15:49 Share this episode  33:16 Have you downloaded the free RealTalk MS app?  33:36 SHARE THIS EPISODE OF REALTALK MS Just copy this link & paste it into your text or email: https://realtalkms.com/367 ADD YOUR VOICE TO THE CONVERSATION I've always thought about the RealTalk MS podcast as a conversation. And this is your opportunity to join the conversation by sharing your feedback, questions, and suggestions for topics that we can discuss in future podcast episodes. Please shoot me an email or call the RealTalk MS Listener Hotline and share your thoughts! Email: jon@realtalkms.com Phone: (310) 526-2283 And don't forget to join us in the RealTalk MS Facebook group! LINKS If your podcast app doesn't allow you to click on these links, you'll find them in the show notes in the RealTalk MS app or at www.RealTalkMS.com RealTalk MS Episode 297: From the Pathways To Cures Global Summit (Part 1) https://realtalkms.com/297 RealTalk MS Episode 298: From the Pathways to Cures Global Summit (Part 2) https://realtalkms.com/298 The Refined Pathways To Cures Research Roadmap https://journals.sagepub.com/doi/10.1177/13524585241266483 The First Global Landscape Analysis of Multiple Sclerosis Research Funding https://journals.sagepub.com/doi/full/10.1177/13524585241265961 STUDY: Tibial Nerve Stimulation in the Management of Primary Sexual Dysfunction in Patients with Multiple Sclerosis: A Pilot Randomized Control Trial https://link.springer.com/article/10.1007/s10072-024-07687-2 STUDY: Is Resistance Training an Option to Improve Functionality and Muscle Strength In Middle-Aged People with Multiple Sclerosis? A Systematic Review and Meta-Analysis https://www.mdpi.com/2077-0383/13/5/1378 REGISTER for the Voting Without Barriers Webinar https://p2a.co/Dqy1Xpk Join the RealTalk MS Facebook Group https://facebook.com/groups/realtalkms Download the RealTalk MS App for iOS Devices https://itunes.apple.com/us/app/realtalk-ms/id1436917200 Download the RealTalk MS App for Android Deviceshttps://play.google.com/store/apps/details?id=tv.wizzard.android.realtalk Give RealTalk MS a rating and review http://www.realtalkms.com/review Follow RealTalk MS on Twitter, @RealTalkMS_jon, and subscribe to our newsletter at our website, RealTalkMS.com. RealTalk MS Episode 367 Guest: Bruce McClary Privacy Policy

Clark shares some tough new stats about American credit card debt. If you are in debt, you are definitely not alone. Know the strategies that can set you on a path to freedom from debt.  Later, insurers are exploring some interesting ways to cut down on the critical problem of distracted driving. Clark has his own way of banishing phone use while behind the wheel. Credit Card Debt: Segment 1 Ask Clark: Segment 2 Phone Addiction & Distracted Driving: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Credit card debt: Inflation, interest rates have more Americans carrying balances over Axios: Stretched consumers Clark Howard's 2024 Credit Card Debt Elimination Strategy 6 Things To Know Before Contacting the National Foundation for Credit Counseling Xfinity Deal: Save Up to $1,500 on Internet and Cell Phone Service Cell Phone Plans  /  Streaming TV  /  Internet Archives - Clark Howard How Many Credit Cards Should I Have? My 7 Rules for Using Credit Cards - Clark Howard Best Airline Credit Cards for 2024: Are They Right For You? Gamification gets drivers to put down their phones, study finds Pay-Per-Mile Insurance: Is It Worth It? Mile Auto Insurance: A Firsthand Review How to Shop for Lower Car Insurance Homeowners Insurance Archives - Clark Howard 5 Steps To Getting a Good Deal on a Hotel Room Should You Ever Book a Nonrefundable Hotel Room? 5 Things You Should Re-Shop To Save Money Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn how Gen Z is tackling their debt in the final episode of our three-part series "Gen Z & the Debt Trap." We'll talk with 20-year old Michenzie Sommerville, who shares how after struggling to keep up with her auto loan, her car was repossessed. We'll hear from Corebridge Financial on how Gen Zers are using social-media apps like TikTok to learn about financial literacy at a younger age than other generations. Also, financial experts from organizations like the National Foundation for Credit Counseling and the Financial Therapy Association explain how to manage personal debt and prevent collecting more. Tadeo Ruiz Sandoval hosts.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Today, choosing the right phone plan could save you up to $1500 a year. Clark introduces our new Phone Plan Finder tool to help you cut through the confusion and make that choice much easier. Then Clark discusses a great new retirement savings option for part-time and self-employed workers. Also - It's vital to understand your liability risks and insure accordingly, which for many, includes umbrella insurance. New Roth Options: Segment 1 Ask Clark: Segment 2 Liability Insurance: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Phone Plan Finder – Find the Best Plan For You - Clark.com Changes in Retirement Savings Rules to Know Before Year's End - WSJ 6% of Your Paycheck Is Becoming the New Standard for 401(k) Saving The 3 Biggest Mistakes You Can Make With Your 401(k) The 401(k) Rollover Mistake That Costs Retirement Savers Billions - WSJ 401(k) Rollover: How To Roll Over a 401(k) (Clark.com) What Is a SEP IRA and Who Is Eligible? What Is a SIMPLE IRA and How Does It Work? Certificate of Deposit (CD): What Is It, Best Places To Open One What Is a Roth 401(k) and How Does It Work? Rollovers From a 529 Plan to Roth IRA: What to Know Umbrella Insurance Covers Worst-Case Scenarios. There Are Now More of Them. - WSJ What Is Umbrella Insurance and Do You Need It? (Clark.com) 6 Things To Know Before Contacting the National Foundation for Credit Counseling Why Clark Says You Should ‘Ignore' Paze as Trendy New Payment Option Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of Managed Care Cast we speak with Jeffery A. Goad, PharmD, MPH, 2024-2025 president of the National Foundation for Infectious Diseases, on the recent report from the World Health Organization and UNICEF on public immunization rates, with national and global health implications.

There's growing concerns youth hearing loss could be at an all-time high. Globally, one in five young people have been diagnosed with hearing issues - and the WHO has predicted over one billion young adults risk permanent avoidable hearing loss. National Foundation for Deaf and Hard of Hearing CEO Natasha Gallardo says the problem stems from prolonged use of loud headphones and personal devices. "It's mainly whether or not that tinnitus is ongoing - and really, what are your listening habits? Are they contributing to that tinnitus and the potential for that to become permanent?" LISTEN ABOVESee omnystudio.com/listener for privacy information.

Join hosts Marla Dalton, PE, CAE, and William Schaffner, MD, for an engaging conversation with Jeffery A. Goad, PharmD, MPH, professor of pharmacy practice and associate dean of academic affairs at Chapman University School of Pharmacy, and the first pharmacist to serve as president of the National Foundation for Infectious Diseases (NFID). Goad shares his insights on the critical role pharmacies play in vaccination, his expertise in travel medicine, and his top priorities as NFID President.Show notesA nationally recognized expert on travel medicine and immunization across the lifespan, he co-founded the Pharmacist Professional Group at the International Society of Travel Medicine and is a past president of the California Immunization Coalition and the California Pharmacists Association. He is a frequent conference presenter and was recently honored as a fellow of the American Society of Health-System Pharmacists.

Today - auto theft is a huge problem around the country, and thieves have figured out a way to duplicate your car keys by intercepting the signal, often from outside your home. Clark shares a cheap easy way to help prevent this.  Also, key warnings if you're looking for a remote job, as unfortunately we're hearing from a lot of job seekers who've been ripped off by employment-related scams. Prevent Car Theft: Segment 1 Ask Clark: Segment 2 Remote Job Scams: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to protect your keyless car from theft Search: Key Fob Pouch Protectors How To Find Cheap Flights in 3 Easy Steps Using Cellular Data Internationally: Buying a Local SIM Card 5 Steps To Getting a Good Deal on a Hotel Room How To Plan a Trip: Clark's Best Travel Tips To Save Money Target Date Funds: Clark's Favorite Retirement Investment How To Open a Roth IRA Watch for these red flags when searching remote job listings If you're out of work, don't fall for a phony job offer Submit a complaint | Consumer Financial Protection Bureau 6 Things To Know Before Contacting the National Foundation for Credit Counseling Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Are These Organizations Still Nonprofits? A Deep Dive into Nonprofit Status and the Blurring Lines Overview This week on the Nonprofit Newsfeed, George Weiner, Chief Whaler of Whole Whale, and Nick Azulay, Senior Manager of Digital Strategy at Whole Whale, delve into the complex and evolving landscape of nonprofit status. They question whether certain large organizations still meet the true spirit of what it means to be a nonprofit. Key Topics and Highlights NCAA's Historic Settlement: The NCAA, a nonprofit with nearly $1 billion in revenue, recently settled to pay college athletes $2.7 billion. This raises questions about whether the organization still aligns with its original nonprofit mission of fostering amateur sports. PGA Tour and Saudi Investment: The PGA Tour, another nonprofit, announced a merger with the Saudi Public Investment Fund's LiveGolf. This billion-dollar deal casts doubt on whether taxpayer dollars should support such ventures. OpenAI's Nonprofit Status: OpenAI, which started as a nonprofit, now controls a highly profitable LLC valued at $80 billion. This shift has led to legal scrutiny and questions about whether it still adheres to its nonprofit mission. The Linux Foundation: With $177 million in revenue and high executive salaries, the Linux Foundation faces scrutiny about its contribution to the public good and whether it still qualifies as a nonprofit. Critical Insights and Quotes George Weiner: "When you cross that line toward profiting off the community you're trying to protect, it's time to review that." Nick Azoulay: "Should your tax dollars be subsidizing the Saudi investment into American golf influence? That's a hard pill to swallow." Calls to Action For Nonprofits: Reflect on whether your organization still aligns with its original mission and the broader public good. For Donors and Volunteers: Scrutinize the nonprofits you support to ensure they adhere to their stated missions and use funds responsibly. Closing Thought The conversation highlights the need for a national discussion about what truly constitutes a nonprofit. As organizations grow and evolve, it's crucial to revisit their missions and ensure they continue to serve the public good. Additional Stories Universal Analytics Data Deletion: A reminder for organizations to download their data from Universal Analytics before it is permanently deleted. Robin Hood AI Poverty Challenge: An exciting opportunity offering up to $1 million for innovative projects addressing poverty in New York City. National Foundation for Transplant Closure: The closure of this organization leaves many organ transplant patients without critical funds. Feel-Good Story: The Growhaus nonprofit in Denver is planting vegetable gardens in food deserts, providing fresh produce and empowering families.

Are These Organizations Still Nonprofits? A Deep Dive into Nonprofit Status and the Blurring Lines Overview This week on the Nonprofit Newsfeed, George Weiner, Chief Whaler of Whole Whale, and Nick Azulay, Senior Manager of Digital Strategy at Whole Whale, delve into the complex and evolving landscape of nonprofit status. They question whether certain large organizations still meet the true spirit of what it means to be a nonprofit. Key Topics and Highlights NCAA's Historic Settlement: The NCAA, a nonprofit with nearly $1 billion in revenue, recently settled to pay college athletes $2.7 billion. This raises questions about whether the organization still aligns with its original nonprofit mission of fostering amateur sports. PGA Tour and Saudi Investment: The PGA Tour, another nonprofit, announced a merger with the Saudi Public Investment Fund's LiveGolf. This billion-dollar deal casts doubt on whether taxpayer dollars should support such ventures. OpenAI's Nonprofit Status: OpenAI, which started as a nonprofit, now controls a highly profitable LLC valued at $80 billion. This shift has led to legal scrutiny and questions about whether it still adheres to its nonprofit mission. The Linux Foundation: With $177 million in revenue and high executive salaries, the Linux Foundation faces scrutiny about its contribution to the public good and whether it still qualifies as a nonprofit. Critical Insights and Quotes George Weiner: "When you cross that line toward profiting off the community you're trying to protect, it's time to review that." Nick Azoulay: "Should your tax dollars be subsidizing the Saudi investment into American golf influence? That's a hard pill to swallow." Calls to Action For Nonprofits: Reflect on whether your organization still aligns with its original mission and the broader public good. For Donors and Volunteers: Scrutinize the nonprofits you support to ensure they adhere to their stated missions and use funds responsibly. Closing Thought The conversation highlights the need for a national discussion about what truly constitutes a nonprofit. As organizations grow and evolve, it's crucial to revisit their missions and ensure they continue to serve the public good. Additional Stories Universal Analytics Data Deletion: A reminder for organizations to download their data from Universal Analytics before it is permanently deleted. Robin Hood AI Poverty Challenge: An exciting opportunity offering up to $1 million for innovative projects addressing poverty in New York City. National Foundation for Transplant Closure: The closure of this organization leaves many organ transplant patients without critical funds. Feel-Good Story: The Growhaus nonprofit in Denver is planting vegetable gardens in food deserts, providing fresh produce and empowering families.

How do we determine our “magic number” - the amount we need to retire? Clark weighs in on the debate about how much it takes to be financially secure, and how to start and keep making progress. Also today -private placements, hedge funds, limited partnerships, private equity - beware of this type of non-traditional investment “opportunity”. Even when they're legit, there's no liquidity, and extremely high expenses. It pays to know why you need to avoid investing with anyone who is not a fiduciary. How Much Do You Need To Retire?: Segment 1 Ask Clark: Segment 2 Risky Investment Pitches: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The “Magic Number” Needed to Retire Comfortably Is More Than You Think Americans Believe They Will Need $1.46 Million to Retire Comfortably According to Northwestern Mutual 2024 Planning & Progress Study - Apr 2, 2024 Retirement crisis looms as Americans struggle to save How to Start Investing: 10 Steps (Clark.com) How To Save Money: Spend Less & Build Your Savings Warning: Here's What Those Debt Settlement Companies Don't Tell You Clark Howard's 2024 Credit Card Debt Elimination Strategy 6 Things To Know Before Contacting the National Foundation for Credit Counseling Best 529 College Savings Plans By State How To Open a Roth IRA The AJC: Atlanta hedge fund manager charged in $10M fraud scheme Best Financial Advisors in 2024 Should You Make Your Child an Authorized User on Your Credit Card? Best Credit Cards for Students: Top Picks for 2024 Travel Archives - Clark Howard 4 Ways To Get Your Free Credit Score Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Right now in the U.S. we have record credit card debt, a huge stressor on so many.  To add insult to injury, supposed credit repair companies make things worse for those struggling to get back on their feet. What you need to know.  Also, Clark translates the scare stories out now about the stock market and offers direction for investors.    Debt Relief Scams: Segment 1 Ask Clark: Segment 2 Investing & Dollar-Cost Averaging: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Americans' credit scores are falling. That hasn't happened in a decade Maxed Out: Inside America's Credit Card Debt Crisis -- and What We Do Next NYTimes: Judge Blocks Debt Settlement Company From Resuming Operations Carrying credit card debt? How to avoid debt relief scams How To Send a ‘Drop Dead' Letter to a Collection Agency 6 Things To Know Before Contacting the National Foundation for Credit Counseling Clark Howard's 2024 Credit Card Debt Elimination Strategy Is an HSA the Best Way To Save for Future Medical Expenses? Will Social Security Run Out? Should investors keep riding the US markets runaway train? Barrons.com: Worried About Investing in a Frothy Market? Try Dollar-Cost Averaging. Should You Sell or Stay Put in the Stock Market? (Clark.com) Best Investment Companies for Investors in 2024 5 of Clark Howard's Most Extreme Frugal Hacks Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

We can't wait for you to meet our guest, Jake “Body by Jake®” Steinfeld, a guiding light for health & wellness in lifestyle, sports, and entertainment for over four decades. Fueled by his "Don't Quit" mindset, Jake will motivate you, inspire you and have you laughing throughout our entire conversation. Jake has trained a myriad of well-known clients including Harrison Ford, Steven Spielberg, Bette Midler, Madonna and many, many more and has the stories to show for it! Jake was appointed by Governor Arnold Schwarzenegger as Chairman of the California Governor's Council on Physical Fitness & Sports® in 2006 and served until 2011. Named Chairman of the National Foundation for Governors' Fitness Councils® in 2012, Jake brought his "DON'T QUIT!" attitude to the national stage following his belief that “academics and fitness go hand in hand.” Through the cooperation of public and private partnerships he has created DON'T QUIT! Fitness Centers which are awarded to underserved elementary and middle schools in every state in the USA. Jake's life journey has led to some fascinating stories from acting in films such as Eddie Murphy's "Coming To America" to founding Major League Lacrosse®, the first pro Lacrosse league. We think you'll be inspired through Jake's positive energy to say "Don't Quit" as you aspire to be your best self.  Be sure to follow the Crazy Amazing Humans podcast on Spotify, Apple Music, YouTube, our website or wherever you listen. Go find us, hit subscribe, and then you'll be notified about our latest Crazy Amazing Humans podcast episode. Please like and subscribe to our YouTube channel. Don't forget to subscribe to our newsletter so you can be the first to know about a new episode. Follow us on Instagram for inspirational and informative content between podcasts!

This week, the Ryans bring on Jody Thomas from the National Foundation for Women Legislators (NFWL) to talk about the NFWL, its mission, and more. They cover the NFWL's role in supporting female legislators through professional development, mentorship, and networking. You won't want to miss this fun and informative conversation! The Ryans also recap the DMGS 2024 State Capitol Building Bracket Challenge, which saw over 5,000 votes on our Twitter/X. The winner for the inaugural challenge was Nebraska! Thanks to everyone for voting. About the NFWL:THE VISION OF NFWL is to empower and inspire elected women to become thought leaders who shape America's future.THE MISSION OF NFWL is to provide strategic resources to elected women for leadership development, exchange of diverse legislative ideas, and effective governance through conferences, state outreach, educational materials, professional and personal relationships, and networking. We encourage the election and/or appointment of women to public office.Since 1971, the number of women serving in state legislatures has more than quintupled. Today they hold 2,307, or 31.2% of the 7,383 seats nationwide. Currently, 24 women serve in the US Senate and 120 serve in the US House of Representatives, while 95 women hold statewide elective office. Of those, there are 9 women Governors, 19 Lt. Governors, 8 Attorneys General and 21 Secretaries of State. From Washington, DC to local city councils, women are making a big difference in politics and how our country is run. Women chair numerous committees, they influence policy and they understand the importance of building bipartisan coalitions in support of the nation's most pressing concerns to ensure widespread change in both thought and policy on a variety of issues.That's where the National Foundation for Women Legislators comes in! Since 1938, NFWL has served as a forum for elected women from across the country to be empowered through information and experience. As the oldest organization for elected women in America and the ONLY one that includes women on the city, county and state levels, we encourage our members to take leadership roles and form connections across the aisle. We know that only by working together, can we achieve our goals.Learn more: https://www.womenlegislators.org/

Join host Mike "C-Roc" in an inspiring episode featuring the one and only Jake Steinfeld, a fitness icon, entrepreneur, and philanthropist. In this episode, Jake shares his insights on the transformative power of commitment and visualization, drawing from his remarkable journey to success. From his early days visualizing success while mowing lawns to becoming a fitness mogul, Jake emphasizes the importance of believing in oneself and one's dreams. He reveals how commitment fuels the journey towards achieving goals, whether it's conquering personal fitness milestones or making a difference in communities nationwide. The conversation delves into Jake's philanthropic endeavors, particularly his mission to promote fitness in schools across America through the National Foundation for Governors' Fitness Councils. With unwavering dedication, Jake has spearheaded initiatives to provide fitness centers to elementary and middle schools, empowering students to lead healthier lives. Listeners are treated to anecdotes from Jake's encounters with individuals from diverse backgrounds, reinforcing his belief in the resilience and potential of the human spirit. From inner-city schools to rural communities, Jake's experiences underscore the importance of giving back and offering opportunities for others to thrive. Amidst the challenges and setbacks of life, Jake's message resonates: never quit. Through perseverance and a positive mindset, one can overcome obstacles and emerge stronger. As the episode concludes, Jake leaves listeners with a powerful reminder to stay in the game and never give up, backed by the timeless wisdom of his favorite poem. Don't miss this uplifting conversation that will ignite your passion, fuel your determination, and inspire you to reach for the stars. Tune in to gain valuable insights from a true visionary and trailblazer, Jake Steinfeld. Website: https://bodybyjake.com https://www.instagram.com/officialbodybyjake/?hl=en

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark discusses an important factor for many that is purposely ignored by credit card review sites - interest rates on cards. How do you find the best deal?  Clark Stinks: Segments 1 & 2 Best Credit Card Rates: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Choose the Right Dog Rescue Group 4 Things To Know Before You Sign Up for YouTube TV The Platinum Card® from American Express Review 2023: Is It Worth It? How To Find and Choose a Financial Advisor Should I Buy Additional Insurance From a Rental Car Company? My Credit Card Offers Some Rental Car Coverage. Why Do I Still Need To Involve My Primary Auto Insurance? NYTimes.com: Looking for a Lower Credit Card Interest Rate? Good Luck. CFPB - Credit card data: Small issuers offer lower rates Why Are More People Using Small Banks And Credit Unions? Navy Federal Visa cashRewards Card Review: Cash Back Credit Card Credit Union vs. Bank: What's the Difference? Home Equity Loans & Lines of Credit: 7 Common Questions Answered 6 Things To Know Before Contacting the National Foundation for Credit Counseling How one couple paid off $40K of debt in 24 months Clark Howard's 2024 Credit Card Debt Elimination Strategy Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

This week the Education Select Committee said that Ofsted and the Government must rebuild trust and make major changes to school inspections.This follows months of news coverage of the death of Ruth Perry, the headteacher who killed herself following an Ofsted inspection at her primary school. The coroner ruled that it contributed to her death.This week we ask - what's the point of Ofsted?David is joined by the following experts: Sam Freedman, senior fellow at the Institute for Government John Jerrim, Professor of Education and Social Statistics, at UCL Carole Willis, Chief Executive, National Foundation for Educational Research Colin Diamond, Professor of Educational Leadership, University of BirminghamProduction team: Nick Holland, Kirsteen Knight and Charlotte McDonald Production Co-ordinator: Gemma Ashman Sound: Hal Haines and Neil Churchill Editor: Richard Vadon

Credit card debt is up 50% in the last 3 years with default rates on the rise, as higher interest rates exacerbate the problem. What would Clark do? Also today, many people have been waiting for the market to normalize before buying a vehicle. Clark shares good news and smart approaches to the purchase of both new and used cars.  Credit Card Debt Strategy: Segment 1 Ask Clark: Segment 2 Car Buying Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes.com: Lugging Credit Card Debt Into 2024? Now's the Time to Make a Plan. Credit card delinquencies surpass pre-pandemic levels Why debt settlement companies are the wrong way to deal with high credit card debt 6 Things To Know Before Contacting the National Foundation for Credit Counseling CREDIT CARD DEBT - Clark.com What Fee Level Does Clark Consider Acceptable For a Company 401(k)? How To Open a Roth IRA What Is a Thrift Savings Plan? 2024 will be the best year to buy a new car since 2019, economist says USA TODAY: Buying a car? FTC reveals crackdown on illegal scams to save you money The new CARS Rule: What you need to know The Best Car-Buying Services in 2024 How to Buy a New Car in 5 Steps / How to Buy a Used Car in 7 Steps What Are the Pros and Cons of the Costco Car Buying Program? Avoid the #1 Mistake That Car Buyers Make Credit Card Car Rental Insurance: What You Need To Know Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

The Immigration Nerds host Lauren Clarke is joined by Stuart Anderson, executive director of the National Foundation for American Policy, to discuss his Forbes article, "The Most Inspiring Immigration Stories Of 2023." Hit play and learn about a teenage immigrant from Ethiopia who became one of America's top young scientists; a Mexican immigrant who became a successful entrepreneur; a Vietnamese refugee who won an Academy Award; and a group of Ukrainian refugees who helped Mississippi tornado victims.GUEST: Stuart Anderson, Executive Director, National Foundation for American Policy & Senior Contributor, ForbesHOST: Lauren ClarkePRODUCER: Adam BelmarSHOW RESOURCE LINKS: The Most Inspiring Immigration Stories Of 2023 By Stuart Anderson, Senior Contributor, Forbes

Happy Thanksgiving Week! Please enjoy this Best Of episode. Clark returns from travel adventures November 27th. People tend to carry a lot of embarrassment, shame and or anger around debt and other financial mistakes. Counselor Clark would like a word with you…. Also, water bills are up by about 50% over the last several years. Clark discusses the factors leading to this increase and what you can do about it. Facing Debt: Segment 1 Ask Clark: Segment 2 Rising Water Bills: Segment 3 Ask Clark: Segment 4 Mentioned on the show The Hill: Americans are hiding their credit card debt Clark.com - Credit Card Debt 6 Things To Know Before Contacting the National Foundation for Credit Counseling Best Cash Back Credit Cards With No Annual Fee /  CREDIT CARDS NYTimes: Water Bills Are Rising. Here's What to Do About It. Should You Buy Cell Phone Insurance? Cell Phone Protection: These Credit Cards Will Replace Your Stolen or Damaged Phone Will Mark Cuban's Prescription Company Really Save You Money? 10 Ways To Save on Prescription Drugs Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

People tend to carry a lot of embarrassment, shame and or anger around debt and other financial mistakes. Counselor Clark would like a word with you…. Also, water bills are up by about 50% over the last several years. Clark discusses the factors leading to this increase and what you can do about it. Facing Debt: Segment 1 Ask Clark: Segment 2 Rising Water Bills: Segment 3 Ask Clark: Segment 4 Mentioned on the show The Hill: Americans are hiding their credit card debt Clark.com - Credit Card Debt 6 Things To Know Before Contacting the National Foundation for Credit Counseling Best Cash Back Credit Cards With No Annual Fee  /  CREDIT CARDS NYTimes: Water Bills Are Rising. Here's What to Do About It. Should You Buy Cell Phone Insurance? Cell Phone Protection: These Credit Cards Will Replace Your Stolen or Damaged Phone Will Mark Cuban's Prescription Company Really Save You Money? 10 Ways To Save on Prescription Drugs Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

A trend you may have noticed  - stores and restaurants are opening later and/or closing earlier. Post Covid we're seeing new patterns.  Also, from the Supreme Court decision to the latest in loan forgiveness, Clark has an update on student loan debt.  Sooner Than Later Service: Segment 1 Ask Clark: Segment 2 Student Loan Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show America Is Becoming a Nation of Early Birds Resy - Book Your Reservation Your Guide to DIY Home Security Systems 6 Things To Know Before Contacting the National Foundation for Credit Counseling How To Find and Choose a Financial Advisor Biden Administration to Wipe Out $39 Billion in Student Loans - The Wall Street Journal. You could still be eligible for student loan forgiveness under this plan 1 in 3 federal student loan borrowers spent money they thought was going to be forgiven—here's where relief stands NYTimes.com: Ways You Can Still Cancel Your Federal Student Loan Debt Best Investment Companies for Investors in 2023 Are Money Market Funds a Safe Place To Stash My Savings? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Good news if you're interested in life on the road - specifically RV life. If you're in the market, Clark explains why it's a good time to buy, and offers direction on what type of RV to choose. Also  today, travel agents almost went extinct, but the industry is growing again. Get Clark's advice on when you need a travel agent, and the best way to choose one.  The RV Market: Segment 1 Ask Clark: Segment 2 When & How To Hire A Travel Agent: Segment 3 Ask Clark: Segment 4 Mentioned on the show RV Market Slows as Inflation, Rising Rates Cool Demand - The Wall Street Journal. Clark Howard's 5 Money Tips for Couples 6 Things To Know Before Contacting the National Foundation for Credit Counseling Amazon discontinues Amazon Halo effective July 31 (aboutamazon.com) 15 of the Best Free Workout And Fitness Apps Is Apple Card Worth It? 5 Things To Know in 2023 When Do You Need a Travel Agent? TripIt - Highest-rated trip planner and flight tracker Your Passport Could Be Useless -- Even if It's Not Expired Authorized User vs. Joint Account Holder: Understanding the Difference for Credit Cards How To Save Money With Google Flights Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices