The Miko Love Podcast

In this episode of the Miko Love podcast, host Kumiko Love delves into the complex issue of habitual shopping, exploring its psychological roots, emotional triggers, and the societal influences that perpetuate compulsive spending. She emphasizes the importance of self-awareness, self-compassion, and community support in overcoming these habits. Listeners are encouraged to identify their spending triggers, regulate their emotional responses, and create a spending plan that aligns with their values and healing goals. Ultimately, the episode serves as a reminder that healing from habitual shopping is possible and that individuals can cultivate a healthier relationship with money and themselves.KEY TAKEAWAYSHabitual shopping is a coping mechanism for emotional pain.Dopamine plays a significant role in reinforcing shopping habits.Awareness is the first step to changing spending patterns.Your identity influences your financial behaviors.Regulating your nervous system can improve decision-making.Creating a spending plan should reflect your values and goals.Community support is vital in overcoming habitual shopping.You can rewrite your relationship with money and shopping.EPISODE CHAPTERS00:00 Introduction to Habitual Shopping02:50 Understanding the Psychology Behind Shopping Habits06:05 Identifying Triggers and Patterns09:01 The Role of Self-Compassion and Identity11:52 Regulating Your Nervous System15:13 Creating a Healing-Centered Spending Plan17:51 Building Community and Support for ChangeAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love Podcast, host Kumiko Love shares her personal journey of buying her dream home with cash. She discusses the importance of vision, discipline, and financial planning, as well as the emotional challenges she faced along the way. Kumiko emphasizes the significance of tracking progress, staying consistent, and believing in oneself, regardless of financial circumstances. Her story serves as an inspiration for anyone working towards their own financial goals, reminding listeners that they are capable of achieving their dreams.]KEY TAKEAWAYSEveryone's financial journey is different, and that's okay.Small savings can lead to significant success over time.Visualizing your dream home is crucial to achieving it.You must have a strategic financial plan to reach your goals.Listening to your heart is important in decision-making.Don't let others' opinions deter you from your dreams.Slow progress is still progress, and every step counts.OTHER RESOURCESWatch when I reveal to my son that I was able to buy us a home: https://youtu.be/QklH6gAVgjU?si=VFefvFXKtyO5tRRQRead the article: https://thebudgetmom.com/my-journey-to-buying-my-dream-home-with-cash/EPISODE CHAPTERS00:00 Introduction to the Journey02:45 The Dream of Homeownership06:04 Financial Planning and Vision08:54 The Decision to Buy with Cash12:11 Overcoming Challenges and Setbacks15:00 The Emotional Journey to Homeownership17:54 Investing for the Future21:13 The Importance of Tracking Progress24:05 Consistency and Small Goals26:51 The Final Steps to Homeownership30:05 Reflections on the JourneyAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love Podcast, host Kumiko Love explores the pervasive issue of perfectionism in the age of social media, particularly Instagram. She discusses how the definition of perfectionism has shifted from achievement to appearance, leading to emotional costs and pressures that affect not only adults but also children. Kumiko emphasizes the importance of redefining what 'enough' means and encourages listeners to choose presence over perfection in their lives.KEY TAKEAWAYSPerfectionism today is about being seen doing well, not just doing well.Social media has commercialized perfectionism, profiting off our insecurities.Perfectionism can chip away at our ability to show up honestly.'Enough' has been redefined by comparison rather than sufficiency.True contentment comes from resting and honoring our reality.IMPACTFUL QUOTES"To be accepted, they must be flawless.""Enough has been hijacked by comparison."EPISODE CHAPTERS00:00 Introduction to Perfectionism in the Social Media Era03:13 The Shift from Achievement to Appearance05:58 The Emotional Cost of Perfectionism09:14 Impact on Children and Future Generations12:00 Redefining 'Enough' and Choosing Presence Over PerfectionAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love podcast, host Kumiko Love shares her transformative journey from being over $77,000 in debt to achieving financial freedom & fulfillment. She reflects on the emotional and practical aspects of her experience, discussing the importance of family support, the challenges of budgeting, and the mindset shifts necessary for lasting financial success. Kumiko emphasizes that being debt-free is not just about the numbers, but about understanding one's relationship with money and the deeper motivations behind financial goals.EPISODE RESOURCESCreate a realistic budget that actually works: https://courses.thebudgetmom.com/p/building-blocks-of-budgetingWatch my Attack Your Debt Mini Lesson: https://youtu.be/aAutYJLHm00Read the article "My Debt Story – Accomplishing the Unimaginable": https://thebudgetmom.com/my-debt-story-accomplishing-the-unimaginable/EPISODE CHAPTERS00:00 Introduction to the Journey03:00 The Impact of Debt Freedom05:51 The Road to Debt Repayment11:59 Facing Financial Hardships18:10 The Role of Family and Support23:58 Building a Sustainable Budget29:49 The Importance of Mindset in Financial Success35:58 Life After Debt: New PerspectivesAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love podcast, host Kumiko Love engages with wellness expert Kristel Bauer to explore the complexities of work-life balance. They discuss whether true balance is achievable or merely a myth, the evolution of balance in modern life, and the importance of defining personal balance based on individual values and priorities. The conversation emphasizes the significance of mindfulness, community support, and the need to embrace imperfection in the pursuit of a fulfilling life. Listeners are encouraged to reflect on their own definitions of balance and to seek resources that support their well-being.KEY TAKAWAYSThe concept of balance has evolved with technology and modern work culture.Finding inner balance is more important than striving for external balance.Personal definitions of balance vary and should reflect individual values.Community support is crucial in navigating work-life challenges.Living a fulfilling life involves prioritizing meaningful relationships and experiences.Embracing imperfection can lead to a more satisfying pursuit of balance.Asking for help is a sign of strength, not weakness.EPISODE CHAPTERS00:00 Exploring Work-Life Balance: Myth or Reality?02:53 The Evolution of Balance in Modern Life06:51 Defining Personal Balance: Individual Perspectives11:06 Finding Inner Balance: The Work-Life Tango15:41 Mindfulness and Daily Habits for Stress Management20:45 The Importance of Community and Support23:19 Living a Fulfilling Life: The Bigger Picture27:22 Embracing Imperfection in the Pursuit of Balance32:34 Finding Resources and Support for BalanceABOUT KRISTELKristel Bauer is a top Keynote Speaker, corporate wellness and performance expert sharing insights for more happiness and success. Bauer is the author of Work-Life Tango: Finding Happiness, Harmony & Peak Performance Wherever You Work and she is the host of the "Live Greatly" podcast.More from Kristel:➡️ Order her book, Work-Life Tango: Finding Happiness, Harmony and Peak Performance Wherever You Work: https://bit.ly/3DUdPgs➡️ Listen to her podcast, Live Greatly: https://podcasts.apple.com/us/podcast/live-greatly/id1500457853➡️ Find her on Instagram: https://www.instagram.com/livegreatly_co/About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love Podcast, host Kumiko Love speaks with Maya Corbic, a financial educator passionate about teaching kids about money. They discuss the importance of financial literacy in today's consumer-driven society, the impact of social media on children's spending habits, and effective methods for teaching financial concepts to kids of different ages.Maya shares her journey from being a first-generation immigrant to becoming a CPA and a financial educator, emphasizing the need for parents to be transparent about money and to instill good financial habits in their children. They also explore various allowance methods, the significance of investing for kids, and how to encourage saving over spending. The conversation concludes with success stories that highlight the importance of building confidence in financial literacy.EPISODE CHAPTERS>> 00:00 Introduction to Financial Literacy for Kids>> 03:02 Maya's Journey: From Immigrant to Financial Educator>> 06:10 The Importance of Financial Literacy in a Consumer Society>> 08:56 Navigating Social Media's Impact on Kids' Spending Habits>> 12:00 Teaching Financial Concepts to Different Age Groups>> 14:59 Allowance Methods: Balancing Work and Financial Education>> 17:58 Conversations About Money: Transparency with Kids>> 20:58 Investing for Kids: Starting Young>> 23:47 Encouraging Saving Over Spending>> 26:58 Balancing Financial Independence with Providing for Kids>> 30:10 Success Stories: Building Confidence in Financial LiteracyABOUT MAYAMaya Corbic, CPA, CA is the author of a kids' book "From Piggy Banks to Stocks: The Ultimate Guide for a Young Investor" and the founder of the Wealthy Kids Investment Club. Her popular Instagram account @teach.kids.money that has 171K+ subscribers inspires parents to raise financially independent kids.Her work has been featured in CBS News, NBC, ABC, Fox, CP24, etc.The Book, From Piggy Banks To Stocks, The Ultimate Guide for a Young Investor  https://amzn.to/41590KoThe Free 4-Step Cheat Sheet on How I Successfully Invest With My Kids https://www.wealthykids.club/4-step-cheat-sheetMy Wealthy Kids Investment Club https://www.wealthykids.club/About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love podcast, host Kumiko Love discusses the critical issue of running safety for women. As she trains for her first ultra marathon, she reflects on the risks women face while running, sharing personal experiences and tragic stories of women who have been harmed or murdered. Kumiko emphasizes the importance of safety precautions, community support, and raising awareness about these issues to create safer environments for all runners.KEY TAKEAWAYSEvery woman who runs has to think about safety.Women face unique risks while running.Statistics show that 84% of women have been harassed while running.Self-defense tools can provide an extra layer of protection.Community support is crucial for safety.We need to demand safer communities for all.Raising awareness is essential to change the narrative.EPISODE CHAPTERS>> 00:00 Introduction to the Journey>> 01:01 The Reality of Running Safety for Women>> 05:20 Heartbreaking Stories of Women Runners>> 08:11 Precautions for Personal Safety>> 14:36 The Need for Safer Communities>> 18:48 Raising Awareness and ConclusionLINKS MENTIONED IN THE EPISODE:Self-defense running tool Go Guarded: https://goguarded.com/Garmin LiveTrack Feature: https://support.garmin.com/en-US/?faq=HbqxxbiBGA3mDhlLX4GUw8About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this deeply personal episode of the Miko Love Podcast, host Kumiko Love shares her journey through grief following the unexpected loss of her mother. She discusses the challenges faced in navigating the autopsy process, the lack of information provided by hospitals, and the emotional turmoil that ensued.Kumiko advocates for legislative change through 'Shirley's Law,' aimed at ensuring families are informed of their rights and options regarding autopsies. The episode emphasizes the need for transparency and compassion in healthcare, especially during times of loss.SIGN & SHARE THE PETITIONhttps://chng.it/ZHYFSQqjv8EPISODE CHAPTERS00:00 Introduction to a Personal Journey01:30 The Unexpected Loss of a Loved One06:15 Navigating Grief and Autopsy Decision12:20 Advocating for Autopsy Rights15:50 Call to Action and Legislative ChangeAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love Podcast, host Kumiko Love reflects on the significance of choosing a word for the year as a guiding principle for personal growth.She shares her own word for 2025, 'consistency,' and discusses how it has shaped her journey. Kumiko emphasizes the importance of small, consistent actions in achieving goals and encourages listeners to select their own words for the year, providing practical steps to do so.The episode concludes with a reflection on the past year and a motivational message for the new year ahead.KEY TAKEAWAYSChoosing a word for the year can be transformative.Small actions lead to significant results over time.Reflection on the past year is essential for growth.Your chosen word should resonate with your personal goals.It's important to show up for yourself consistently.Progress is not always linear; embrace the journey.Celebrating small victories is crucial for motivation.Creating a vision board can help keep your word visible.The new year is about continuing your journey, not starting over.IMPACTFUL QUOTES"Real change comes from the simple act of doing.""Progress isn't always linear and that's okay."EPISODE CHAPTERS>> 00:00 Introduction to the Miko Love Podcast>> 00:30 Reflecting on the New Year>> 01:54 The Tradition of Choosing a Word for the Year>> 03:51 Kumiko's Word for 2025: Consistency>> 07:42 Implementing Consistency in Daily Life>> 10:28 Choosing Your Own Word for the Year>> 12:50 Reflecting on 2024 and Looking Ahead to 2025About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this reflective episode, Kumiko Love, the host of the Miko Love Podcast, shares insights from the first season, highlighting key moments, listener engagement, and the importance of community.She discusses standout episodes, including topics like invisible labor and investing for beginners, and emphasizes the lessons learned throughout her podcasting journey. Looking ahead, she teases exciting topics for season two, including mental health and financial empowerment, while expressing gratitude for her audience's support.KEY TAKEAWAYSThe podcast achieved over 35,000 downloads in its first season.Starting messy is better than not starting at all.Chasing perfection hinders progress in any journey.Season two will include new guests and solo episodes.Listener feedback is crucial for shaping future content.The journey continues even during the podcast break.EPISODE CHAPTERS>> 00:00 Reflecting on Season One>> 02:55 Key Takeaways from Notable Episodes>> 05:49 Looking Ahead to Season TwoAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of The Miko Love Podcast, host Kumiko Love uncovers the unseen world of invisible labor—the mental and emotional work that keeps households running yet often goes unrecognized.Kumiko explores the different forms of invisible labor, from the mental load of planning and organizing to the emotional labor of managing relationships. She dives deep into its emotional and societal toll, revealing how this imbalance disproportionately affects women and impacts families and communities.Through heartfelt insights and research-backed examples, Kumiko sheds light on why this hidden work matters and why it's time to start acknowledging and redistributing it. The episode wraps up with actionable strategies for fostering healthier relationships, creating equity at home, and valuing the labor we don't always see.IMPACTFUL QUOTES"Invisible labor is the mental load we carry.""You're not failing when you ask for help.""The work you do matters, even if unseen."KEY TAKEAWAYSInvisible labor is the mental load we carry.It often falls disproportionately on women.Invisible labor can cause burnout and resentment.Cognitive, emotional, and anticipatory labor are key types.Invisible labor affects mental health and relationships.Recognition of invisible labor is crucial for equity.Societal norms contribute to the invisibility of this labor.Open conversations can help redistribute responsibilities.Teaching children about shared responsibilities is vital.Asking for help is a sign of strength, not failure.EPISODE CHAPTERS00:00 Introduction to Invisible Labor 02:52 Understanding the Concept of Invisible Labor06:09 The Emotional Toll of Invisible Labor08:58 Types of Invisible Labor11:53 The Societal Impact of Invisible Labor15:11 Solutions and Moving ForwardAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of The Miko Love Podcast, Kumiko Love sits down with Jeremy Schneider, the founder of @PersonalFinanceClub, to make investing less intimidating and more accessible. Jeremy shares his inspiring journey from a struggling entrepreneur to achieving financial independence, offering straightforward strategies and lessons for anyone looking to build wealth.They cover:The essential steps to start investing and build confidence.Budgeting and living below your means to free up money for investments.How to use target date index funds and three-fund portfolios for a simple, effective investment strategy.The role of compound interest in accelerating wealth-building.Common investing mistakes to avoid, including chasing trends or market timing.Kumiko also introduces Hello Nectarine, Jeremy's new service designed to offer accessible, conflict-free financial advice, empowering listeners to take control of their finances with confidence.If you're ready to demystify investing and make smarter money moves, this episode is packed with practical tips and inspiration to help you get started.IMPACTFUL QUOTES"Live below your means, invest early and often.""Simplicity serves the individual investor."EPISODE CHAPTERS00:00 Introduction to Investing Basics 10:10 Key Principles of Wealth Building20:01 Understanding Investment Accounts30:06 Choosing Investments: Simplicity vs. Complexity39:00 The Three Fund Portfolio Explained45:11 The Power of Compound Interest48:07 Introducing Hello Nectarine: A New Financial ServiceABOUT JEREMYJeremy Schneider is a successful entrepreneur and personal finance expert! After starting an internet company in college and selling it at the age of 34 for over $5M and retiring at 36, Jeremy has dedicated his life to teaching personal finance. He founded Personal Finance Club, a community of champions of the individual investor who help further financial education and went on to found Nectarine, an advice-only financial advisor marketplace. Jeremy likes playing beach volleyball and writing bios about himself in the third person.Instagram: instagram.com/personalfinanceclub Website: personalfinanceclub.comAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of The Miko Love Podcast, host Kumiko Love, an Accredited Financial Counselor (AFC), sits down with Jessica Moorhouse, an Accredited Financial Counselor Canada (AFCC), to explore the unique aspects of their certifications and their shared passion for financial education.They discuss their journeys to becoming accredited, the challenges of working in financial counseling, and the importance of regulatory oversight in the industry. The conversation highlights the shift from one-on-one client work to broader educational efforts, emphasizing financial literacy, budgeting, and support for underserved communities.Jessica also shares insights from her upcoming book, delving into the emotional barriers to financial success and the importance of self-identity, happiness, and community in fostering a healthy relationship with money. EPISODE CHAPTERS00:00 Introduction to the AFC Designation02:46 The Unique Value of AFC Counseling06:02 Personal Journeys to Becoming AFCs09:11 The Importance of Financial Education12:03 Challenges in the Financial Counseling Field14:51 Navigating the Financial Industry Landscape17:57 The Role of Regulatory Bodies21:07 Transitioning from One-on-One to Mass Education26:21 The Foundation of Financial Education30:33 Understanding Yourself Before Your Money31:58 The Hidden Barriers to Financial Freedom36:37 The Toxic Relationship with Money40:52 Finding Happiness Beyond Financial Success45:47 The Importance of Self-Identity48:13 Book Release and Community ConnectionABOUT JESSICAJessica is a sought-after money expert, TV personality and speaker. She is an Accredited Financial Counsellor Canada®, an award-winning financial content creator and the host of the chart-topping More Money Podcast (4+ million downloads). As a personal finance educator for over 12 years, she has given presentations throughout North America and is regularly featured by major Canadian and US media including CBC News, CTV News, BNN Bloomberg, the Toronto Star, Forbes and USA Today. Her debut book Everything but Money: The Hidden Barriers Between You and Financial Freedom comes out on December 31, 2024 (HarperCollins Canada).  Website: https://jessicamoorhouse.com Podcast: https://jessicamoorhouse.com/podcast Book: https://jessicamoorhouse.com/boAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love Podcast, host Kumiko Love discusses the psychological tactics used by retailers during the holiday season that often lead consumers to overspend.She explores various marketing strategies such as scarcity, social proof, emotional marketing, and the influence of technology on consumer behavior. Kumiko also provides practical strategies for listeners to maintain a strict holiday budget and make intentional purchasing decisions, emphasizing the importance of experiences over material gifts.KEY TAKEAWAYSThe holiday season is filled with marketing tactics that can lead to overspending.Understanding consumer psychology can help you make informed decisions.Scarcity and urgency are powerful motivators in retail marketing.Emotional marketing plays a significant role in holiday spending.Awareness of your emotions is crucial to resisting unnecessary purchases.Retailers use anchoring to skew your perception of value.Door buster deals are designed to lure you into stores for bigger purchases.Countdown timers create a false sense of urgency to buy.Buy more, save more promotions often lead to unnecessary spending.Setting a strict holiday budget can help you avoid impulse purchases.EPISODE CHAPTERS>> 00:00 Navigating Holiday Spending: An Introduction>> 04:37 Understanding Marketing Tactics: The Psychology Behind Spending>> 09:04 Sneaky Sales Strategies: How Companies Manipulate Prices>> 14:12 The Role of Technology: Targeted Ads and Influencer Marketing>> 18:31 Staying Disciplined: Strategies for Smart Holiday SpendingAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of The Miko Love Podcast, host Kumiko Love and therapist Laura Caruso dive into attachment styles and their impact on relationships. They unpack the origins and types—secure, anxious, avoidant, and disorganized—and discuss how childhood experiences shape these patterns. The conversation highlights the importance of self-awareness, the potential for change, and the value of therapy in breaking generational cycles.Kumiko and Laura also explore the link between attachment styles and narcissism, the role of confidence in building secure relationships, and the complexities of parenting and emotional regulation. They share insights into overcoming fears as parents and emphasize the power of communication and seeking support for healthier relationships and family dynamics.EPISODE CHAPTERS>> 00:00 Introduction to Attachment Styles>> 02:49 Understanding Attachment Theory>> 06:04 Types of Attachment Styles>> 08:45 Impact of Childhood on Attachment>> 12:09 Identifying Your Attachment Style>> 15:04 Narcissism and Attachment Styles>> 17:58 Evolving Attachment Styles>> 21:09 Building Secure Attachments>> 23:30 Navigating Parenting Fears and Responsibilities>> 27:15 Understanding Attachment Styles in Relationships>> 31:34 The Impact of Life Events on Attachment Styles>> 38:00 Regulating Emotions and Seeking Reassurance>> 41:24 Attachment Styles and Major Life TransitionABOUT LAURALaura is a therapist and relationship expert based in New York City. She practices from a relational lens and prides herself as a down-to-earth and “no bullshit” therapist. She is working on a revolutionary, self-customized course called Wired for Connection (W4C) to help you reprogram attachment for stronger, healthier relationships, which launches December 1st. You can follow her on Instagram for updates about the launch, including major discounts for pre-registration.Instagram: https://www.instagram.com/lauracaruso.therapy/ Website: https://www.wellpsychnyc.com/ About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love podcast, host Kumiko Love delves into the complex topic of spending guilt, exploring its emotional and psychological roots, societal pressures, and practical strategies to overcome it. Kumiko emphasizes the importance of reframing one's mindset about spending, viewing money as a tool for enhancing life rather than a source of stress. She provides actionable strategies such as value-based spending, creating a guilt-free spending fund, and practicing gratitude to help listeners cultivate a healthier relationship with their finances.IMPACTFUL QUOTES"Spending is often equated with recklessness.""Spending money isn't a moral failing.""Money is a tool, and it is meant to be used.""Embrace the concept of enough to let go of guilt."EPISODE CHAPTERS>> 00:00 Introduction to Spending Guilt>> 03:07 Emotional Roots of Spending Guilt>> 05:53 Psychological Factors Behind Spending Guilt>> 09:09 Societal Pressures and Spending Guilt>> 11:52 Reframing Your Mindset on Spending>> 15:08 Practical Strategies to Overcome Spending Guilt>> 17:53 Conclusion and Key TakeawaysKEY TAKEWAYSSpending guilt is a common emotional experience.Upbringing influences our beliefs about money and spending.Societal pressures equate financial responsibility with frugality.Spending can be part of a healthy financial life.Recognizing money as a tool can shift your mindset.Value-based spending aligns purchases with personal values.Practicing gratitude can reduce feelings of guilt after spending.Tracking emotional spending triggers helps identify patterns.Embracing the concept of enough can alleviate spending guilt.Intentional spending enhances financial well-being.About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love Podcast, host Kumiko Love delves into the pervasive issue of comparison, particularly in the context of social media. She discusses how comparison can rob individuals of joy and self-worth, leading to anxiety and distress.Kumiko emphasizes the importance of embracing one's unique journey and offers actionable strategies to combat the negative effects of comparison, including practicing gratitude, setting personal goals, and limiting social media exposure. The episode encourages listeners to focus on their own growth and celebrate their achievements, no matter how small.IMPACTFUL QUOTES"Comparison really is the thief of joy.""You're comparing your entire full story to someone else's edited version.""Gratitude is a powerful antidote to envy."EPISODE CHAPTERS>> 00:00 Introduction to Comparison and Its Impact>> 06:02 The Role of Social Media in Comparison>> 12:14 Embracing Your Unique Journey>> 17:54 Strategies to Overcome ComparisonKEY TAKEWAYSComparison is harmful and can chip away at self-worth.Social media often presents a highlight reel, not reality.Gratitude shifts focus from lack to abundance.Your journey is unique; stop measuring against others.Limit social media exposure to reduce comparison triggers.Celebrate your own wins, no matter how small.Surround yourself with positive influences.Mindfulness helps refocus on your own path.Setting personal goals aligned with values is key.Digital detox can provide mental space for self-reflection.About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love Podcast, host Kumiko Love dives into a variety of topics centered around personal finance, budgeting, and the journey of financial fulfillment. She shares her own experiences as The Budget Mom, discusses the importance of motivation versus self-discipline in budgeting, and offers insights on balancing family spending with long-term financial goals. Kumiko also emphasizes the significance of teaching children about money management, shares success stories from her community, and provides practical advice on building an emergency fund and handling joint finances in relationships.KEY TAKEAWAYSFinancial freedom and financial fulfillment are two different concepts.Staying motivated in budgeting requires self-discipline and routine.Life events can shift your perspective on spending and saving.Sinking funds help manage holiday spending stress-free.Teaching kids about money involves showing them how to provide value.EPISODE CHAPTERS>> 00:00 Introduction to the Miko Love Podcast>> 01:26 The Journey of The Budget Mom>> 09:22 Staying Motivated on a Budget>> 15:27 Balancing Family Spending and Long-Term Goals>> 20:04 Managing Holiday Spending with Sinking Funds>> 25:18 Teaching Kids About Money>> 30:00 Success Stories from the Budget Mom Community>> 34:15 Building an Emergency Fund>> 38:13 Handling Joint Finances in RelationshipsAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love Podcast, host Kumiko Love engages with spending coach Paige Pritchard to explore the emotional and psychological aspects of spending.They discuss how emotional triggers, such as boredom and sadness, lead to impulse shopping and overspending. The conversation emphasizes the importance of self-awareness, understanding one's triggers, and developing healthier spending habits.They also touch on the impact of social media on consumer behavior and the value of delayed gratification in financial decision-making. The episode concludes with practical advice for listeners on how to navigate their spending habits with compassion and understanding.IMPACTFUL QUOTES"Emotional spending will always be part of our lives.""100% of the spending that you do is emotional spending.""Boredom is probably the most common trigger."EPISODE CHAPTERS>> 00:00 Introduction to Emotional Spending>> 02:47 Understanding Emotional Triggers>> 06:08 The Role of Environmental Triggers>> 08:54 Identifying Internal and External Triggers>> 12:14 The Three A's of Spending Awareness>> 15:04 Creating Healthy Spending Habits>> 18:00 The Importance of Delayed Gratification>> 20:50 Social Media's Impact on Spending>> 23:52 Finding Balance in Retail Therapy>> 26:47 Conclusion and ResourcesABOUT PAIGEPaige Pritchard is a spending coach who helps women overcome impulse shopping and overspending. After struggling with her own spending habits and blowing through her $60,000 salary at 22, she turned her finances around by paying off $40,000 in student debt, cash flowing her MBA, and building a six-figure investment portfolio by 29. A certified life coach since 2020, Paige now coaches thousands of women through her podcast, The Money Love Podcast, and her group coaching membership, Overcoming Overspending. Her work has been featured in NBC News, The Washington Post, BuzzFeed, and more.Instagram: @overcoming_overspendingPodcast: The Money Love PodcastFree Masterclass: Why You Impulse Shop & How To StopWork with Paige: Overcoming Overspending MembershipAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love Podcast, host Kumiko Love dives into the world of sourdough baking with expert Andra Stefanescu. They discuss the journey of sourdough, its health benefits, and the rise in popularity during the COVID-19 pandemic. Andra shares her personal experiences, tips for beginners, and the importance of understanding the process behind sourdough baking. The conversation also touches on the mental health benefits of baking, the essential tools and ingredients needed, and the significance of community support in starting this rewarding hobby.EPISODE CHAPTERS>> 00:00 Introduction to Sourdough Passion>> 05:24 Andra's Sourdough Journey>> 11:10 The Rise of Sourdough During COVID>> 16:55 Health Benefits of Sourdough>> 21:36 Getting Started with Sourdough>> 27:23 Essential Tools and Ingredients>> 32:03 Achieving the Perfect Crust and Crumb>> 39:40 Understanding Sourdough Discard>> 43:26 Coaching and Classes in Sourdough Baking>> 50:33 Mental Benefits of Sourdough BakingYou can watch me make sourdough here!ABOUT ANDRAAndra Stefanescu is a self taught sourdough home baker, passionate not only about making bread, but also about helping others get on the sourdough journey or improve their bakes.She's been making sourdough bread for 5 years, as nothing quite compares to it. It's the joy of a fresh warm loaf of bread and sharing it with others, controlling what goes in, the health benefits, but also the therapeutic effect of handling dough. And above all, it's fascinating how with just three ingredients, water, flour and salt, you can make the most delicious bread at home.Andra is offering Online Sourdough Courses, as well as One to One Coaching for those having very specific questions or challenges they need support with.Follow Andra on Instagram!About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of the Miko Love Podcast, host Kumiko Love interviews Randi Orm, an accomplished ultra marathon runner and coach. They discuss Randi's inspiring journey in running, the emotional connections to the sport, and the importance of mental toughness.Kumiko shares her own running experiences and goals, including her transition from casual running to preparing for her first marathon and aspirations for ultra marathons. The conversation also touches on balancing running with life commitments, nutrition for endurance athletes, and the challenges faced during Randi's participation in the reality show Race to Survive New Zealand. The episode concludes with a powerful message about the transformative impact of running on personal growth and emotional healing.IMPACTFUL QUOTES"You don't need to be fast or go far to be a runner."EPISODE CHAPTERS>> 00:00 Introduction to the Miko Love Podcast>> 05:19 Meet Randi Orme: A Running Inspiration>> 08:39 The Emotional Connection to Running>> 14:51 Starting Your Running Journey>> 18:39 Building Mental Toughness in Running>> 38:55 Balancing Running with Life Commitments>> 49:57 Transitioning from Marathon to Ultra Marathon>> 01:15:27 Challenges Faced on Race to Survive New Zealand>> 01:23:03 The Impact of Running on LifeKEY TAKEWAYSConsistency is key when starting a running journey.It's okay to walk during a race; it doesn't make you less of a runner.Nutrition plays a crucial role in endurance training.ABOUT RHANDIRhandi Orme is a dedicated running coach and personal trainer with over 21 years of experience, residing in Northern Utah with her husband and five kids. As an ultra marathon champion and accomplished athlete, Rhandi has set impressive personal records, including a 1:23 half marathon, a 3:03 marathon, and an 18-hour 100-miler. She's also an ironman triathlete and mountaineer.Beyond her athletic achievements, Rhandi was a cast member on the hit USA Network TV show "Race to Survive New Zealand." When she's not coaching or running, you can find her enjoying the outdoors with her family, cooking, baking, or diving into a good book.Check out Rhandi's website for more details on her coaching program, where she helps runners of all levels achieve their personal bests and conquer new challenges!About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this special episode, Kumiko Love answers your most pressing questions submitted by listeners! From budgeting tips and financial strategies to personal insights and life advice, Miko dives deep into the topics that matter most to you. Tune in for a candid, informative, and inspiring conversation tailored to your curiosities and concerns.Today's questions include:The hardest part of being an entrepreneur: Kumiko shares the challenges she faces in running her business.Best high-yield savings accounts: She provides recommendations for high-yield savings accounts.Next dream to conquer: Kumiko discusses her next personal or professional goal.Buy now, pay later options: She offers insights into using buy now, pay later services.Favorite Peloton instructors: Kumiko shares her top Peloton instructors and how they motivate her.Challenges of being a mom: She talks about balancing motherhood with other responsibilities.Starting over on a debt-free journey: Kumiko provides advice for those starting over in their journey to become debt-free.Managing finances with ADHD: She discusses strategies for managing finances while living with ADHD.Applying money to debt after paying bills: Kumiko explains how to allocate funds toward debt after covering monthly expenses.Journey towards minimalism: She shares her experiences and progress toward adopting a minimalist lifestyle.Setting clear financial goals: Kumiko emphasizes the importance of setting clear and actionable financial goals.High-Yield Savings AccountLooking for a safe and smart way to grow your savings? I personally use and love Ally's High-Yield Savings Account. With competitive interest rates, zero monthly maintenance fees, and easy access to your funds, it's a great option for anyone looking to maximize their savings without any hassle. Whether you're saving for a big goal or just want to see your money work harder for you, Ally makes it simple to stay on top of your financial game.Learn more about Ally High-Yield Savings Accounts HEREEPISODE CHAPTERS>> 00:00 Introduction and Overview>> 00:51 The Challenges and Rewards of Being an Entrepreneur>> 06:06 Choosing the Best High-Yield Savings Account>> 11:22 Conquering Dreams: Early Retirement and Homesteading>> 15:24 Favorite Peloton Instructors: Jess Sims and Rebecca KAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode, Kumiko Love discusses the importance of setting boundaries in various areas of life, including emotional, mental, physical, financial, and personal. She shares her personal journey and struggles with setting boundaries and provides practical tips for establishing and maintaining them. Kumiko emphasizes the significance of saying no without guilt, walking away from toxic relationships, giving oneself permission to have privacy, prioritizing time and energy, making self-care a non-negotiable, and setting financial boundaries. She also encourages listeners to embrace the courage to disappoint others and prioritize their own well-being.IMPACTFUL QUOTES"Setting boundaries is self-care.""When you say no to something that doesn't serve you, you're saying yes to something that does.""It's okay to love someone from afar."EPISODE CHAPTERS>> 00:00 Introduction and Overview>> 03:19 The Power of Setting Boundaries>> 05:17 Saying No Without Guilt>> 09:38 Walking Away from Toxic Relationships>> 12:29 Giving Yourself Permission to Have Privacy>> 18:17 Prioritizing Time and Energy>> 20:40 Making Self-Care Non-Negotiable>> 25:28 Setting Financial Boundaries>> 28:37 Embracing the Courage to Disappoint Others>> 31:00 ConclusionMy Journey to Buying My Dream Home With CashAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of The Miko Love Podcast, Kumiko Love chats with C-section recovery specialist Nicole Alfred.Nicole opens up about her personal journey, emphasizing the importance of scar massage, proper postpartum care, and the challenges of both physical and emotional recovery.They also tackle societal pressures to "bounce back" after childbirth and highlight the significance of self-care and mental well-being. Nicole offers valuable tips on preparing for a C-section, creating a birth prep ritual, and shares resources to support C-section recovery.IMPACTFUL QUOTES"When you learn to accept and process what you've been through, you don't look at your body as a failure. You look at it as a powerful tool that helped to bring this baby earth side."EPISODE CHAPTERS>> 00:00 Introduction and Personal Experience with Traumatic C-Section>> 02:20 The Importance of C-Section Scar Massage>> 03:46 Societal Pressure to Bounce Back After Childbirth>> 11:33 The Need for Better Postpartum Care for C-Section Moms>> 27:37 Accepting and Celebrating the Post-C-Section Body>> 29:00 Rehabilitation and Support: The Key to Successful C-Section Recovery>> 39:00 Preparing for a C-Section: Creating a Birth Prep Ritual>> 41:40 Nurturing Yourself During C-Section Recovery>> 44:25 Resources for C-Section Recovery: Nicole's Programs and SupportABOUT NICOLE ALFREDNicole Alfred is a cesarean recovery coach, registered massage therapist, and mother of three. She has given birth three times by C-section: one emergent and traumatic, the other two empowered and planned.Her different experiences opened her eyes to the lack of support mothers receive post-operatively. Nicole sees a need for much more emotional and physical attention. Nicole believes there are important steps that new mothers need to take, beginning immediately after surgery and continuing through the first 12 weeks postpartum, to optimize their recovery.These steps include restoring normal function with everyday movements, wound & scar healing, core muscle system recovery, and connecting with the incision scar to facilitate emotional processing and healing.Get her FREE Belly Shelf Guide here or go to her website!About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this episode of The Miko Love Podcast, Kumiko dives into the growing threat of data breaches and identity theft, a concern that's becoming all too common as companies face increasing security challenges. She shares practical steps to safeguard your money and assets, including freezing your credit, using two-factor authentication, and staying vigilant for signs of compromise. Kumiko also clarifies the difference between a credit freeze and a credit lock, and stresses the importance of regularly checking your credit report. Tune in to learn how to take proactive measures to protect yourself and minimize the impact of potential data breaches. TAKEAWAYSFreeze your credit with all three major credit bureaus to prevent criminals from accessing your financial accounts and opening new ones in your name.Implement two-factor authentication for all your online accounts to add an extra layer of security.Regularly monitor your credit and be vigilant for any signs of compromise, using tools like Credit Karma for notifications and pulling your credit report.Choose a credit freeze over a credit lock, as freezes offer more legal protections and are free of charge.Contact each of the three major credit bureaus — Equifax, Experian and TransUnion — individually to freeze your credit:Equifax: Call the automated line at 800-349-9960 or customer care at 888-298-0045, or go online.Experian: Go online to initiate, or for information call 888‑397‑3742. TransUnion: Call 800-916-8800 or 888-909-8872, or go online. Request copies of your credit report from the main credit reporting agencies – Equifax, Experian, and TransUnion  – and examine them for any unexplained accounts opened in your name. You are entitled to order a free copy of your credit report from each of the major credit reporting agencies every 12 months through AnnualCreditReport.com.Get free identity monitoring with Credit Karma here! About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this special episode, Kumiko Love answers your most pressing questions submitted by listeners! From budgeting tips and financial strategies to personal insights and life advice, Miko dives deep into the topics that matter most to you. Tune in for a candid, informative, and inspiring conversation tailored to your curiosities and concerns. Today's questions include:Managing a Large Social Media Following: Kumiko discusses the challenges of handling a large audience and the difficulty of keeping up with messages and comments.Mastering New Skills: She shares her drive to quickly learn and master new skills, and how this has shaped her journey.Starting a Natural Skincare Business: Kumiko talks about her passion for natural skincare and the process of launching her own business.Saving Past Expense Trackers: She emphasizes the importance of keeping past expense trackers and how they can aid in maintaining a budget.Work-Life Balance: Kumiko offers advice on finding balance between work and personal life, drawing from her own experiences.Love for Running: She shares insights into her running routine and how it contributes to her well-being.Son's Transition to Big Brother: Kumiko talks about her son's new role as a big brother and how the family is adjusting.Debt-Free Journey Advice: She concludes the episode with practical advice for those currently navigating their debt-free journey.EPISODE CHAPTERS>> 00:00 Introduction and Purpose of the Episode>> 05:21 Finding Drive and Motivation>> 20:31 Running as a Replacement for Emotional Spending>> 35:24 Advice for the Debt-Free Journey>> 39:11 Conclusion and Call to ActionAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

Kumiko discusses the challenges of increasing income for single moms and the importance of negotiation with Fotini Iconomopoulos, the negotiator. Fotini shares her background and negotiation strategies, emphasizing the 'say less' mentality. She provides valuable advice on preparing for salary negotiations and the significance of nonverbal communication in negotiation settings. In this conversation, Fotini Iconomopoulos shares valuable insights on negotiation skills, body language, and self-advocacy. She emphasizes the importance of confidence, preparation, and strategic communication in negotiation scenarios. Fotini also provides practical exercises and advice for women in salary negotiations. The conversation concludes with information on where to find Fotini's book and additional resources.IMPACTFUL QUOTES"Take that power pose and you will get a lot more.""The two most powerful words in negotiation are 'based on'.'""I want you to psych yourself up instead of psyching yourself out."EPISODE CHAPTERS>> 00:00 Introduction and Audience Overview >> 03:20 Empowering Single Moms: Increasing Income Challenges >> 08:23 The 'Say Less' Mentality in Negotiation>> 15:58 Preparing for Salary Negotiations: 'Feel Good' Folder Approach>> 51:33 Practical Exercises for Improving Negotiation SkillsABOUT FOTINIBest-selling author of HarperCollins' “Say Less, Get More: Unconventional Negotiation Techniques to Get What You Want” Fotini Iconomopoulos is the person Fortune 50 executives call into to help with their high stakes negotiations or to empower their teams through her intensive workshops on negotiation, communication and persuasion.Fotini occasionally returns to the classroom as an instructor of MBA Negotiations at the Schulich (SHOE-lick) School of Business at York University in Toronto. She's a regular media guest on outlets including CBC, Forbes and Harvard Business Review, she's been recognized with a number of awards including a Top 40 under 40 award.You can learn more about her work and find more of her tips at www.fotiniicon.com or get her book here!About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

In this conversation, Kumiko interviews Danielle Remigio about grief and loss, sharing their personal experiences of losing their parents and the challenges they faced. Inspired by Danielle's TEDx talk, 'Cleaning Up the Grief Process,' they discuss grief clutter and the importance of creating space for grief.The conversation highlights the need for open communication, empathy, and support when dealing with grief. They explore acknowledging and accepting grief, the role of support from loved ones, unexpected emotions, and the impact of milestones. They also offer advice for those navigating the grieving process.  IMPACTUFL QUOTES"I need to not stay silent and try to bottle it all up because other people don't know how to react." "Grief is not something that is linear"EPISODE CHAPTERS>>00:00 Introduction and Personal Stories of Loss>> 06:58 Cleaning Up the Grief Process: Navigating Loss and Grief>> 14:01 Understanding Grief Clutter: Emotional and Practical Burdens>> 21:00 Navigating the Complexities of Grief>> 25:49 The Importance of Support and Validation>> 29:00 Unexpected Emotions and the Anger Phase>> 32:07 The Impact of Milestones and Reminders>> 35:12 Evolving Perspectives on Grief>> 38:16 Advice for Navigating the Grieving Process ABOUT DANIELLE Danielle Remigio (she|her) is a Boston, MA based higher education administrator with a background in psychology, crisis response, and college student development.After losing both her parents within 18 months in 2016/17, she turned her personal focus to understanding her own grief and created a TEDxTalk called CLEANing Up the Grief Process to help others understand their grief and how to help others through difficult times. Her professional motto is "Analyze, Individualize, Empathize". Through empathy, intentionality, and a good plan, we can help one another through the darkness. DANIELLE'S LINKS & RESOURCESTo connect with Danielle, follow her at @dl_remigio on Instagram or https://www.linkedin.com/in/dlynremigio/ for information on how to work with her for training, speaking, or writing engagements. About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

The Miko Love Podcast is where curiosity meets conversation. I'm Kumiko Love, also known as The Budget Mom, and I'm excited to take you on this journey. This podcast delves into a diverse range of topics beyond personal finance.I'll be sharing personal stories and engaging in thought-provoking discussions on subjects such as homesteading, sourdough, grief, postpartum care, mental health, entrepreneurship, and so much more.My goal is to encourage a holistic approach to financial decisions, aligning choices with your values, goals, and aspirations. I'll be bringing on expert guests to provide informative and realistic conversations. This podcast is your platform for personal growth, connection, and positive change. TAKEAWAYSThe Miko Love podcast goes beyond personal finance and explores a wide range of topics that ignite curiosity and inspire.Financial decisions should be aligned with values, goals, and aspirations, taking a holistic approach to life.The podcast aims to provide informative and realistic conversations, featuring expert guests to share their knowledge and insights.The podcast serves as a catalyst for personal growth, connection, and positive change in listeners' lives.EPISODE CHAPTERS>> 00:00 Introduction to the Miko Love Podcast>> 02:19 Diving into the World of Discovery>> 03:17 True Wealth Beyond Financial Success>> 05:44 Aligning Financial Decisions with Life>> 08:37 Overcoming Fear and Taking Action>> 10:02 Real and Honest Conversations>> 13:52 Catalyst for Personal Growth and Positive ChangeAbout Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!

WELCOME TO THE MIKO LOVE PODCAST!This is a space where curiosity meets conversation. I'm your host, Kumiko Love, and when I am not educating about personal finance as The Budget Mom, I'm here diving into the exploration of my own passions and exploring a range of captivating topics.Every Wednesday, join me as we explore a range of topics that ignite curiosity and inspire learning. Whether I'm sharing personal insights in solo episodes or diving deep with expert guests, this podcast is your go-to for fresh perspectives and engaging discussions about life.The Miko Love Podcast thrives because of your support. Here's how you can help us grow and spread the word:Follow @TheBudgetMom on social media (links below).Subscribe to the podcast on your favorite platform—multiple platforms if you can!Leave us a review. Reviews significantly boost podcasts and help us reach more listeners. If you're unsure what to write, share what currently interests you right now! This could be a hobby, passion, or new life adventure!About Kumiko:Kumiko Love is the creator of The Budget Mom, LLC, a national bestselling author of the book "My Money My Way," and an Accredited Financial Counselor.She is a dedicated mom of two boys, a passionate sourdough baker, and the proud owner of Pine Manor Naturals. With over 2 million followers across social media, Kumiko's expertise and approachable style have been featured in major media outlets such as Forbes, The New York Times, and Good Morning America. As the host of The Miko Love Podcast, Kumiko dives into the exploration of her own passions and a range of captivating topics, offering fresh perspectives and engaging discussions about life. She inspires millions to take control of their financial lives while embracing passionate living and life fulfillment. Thank you for being a part of our community! Contact The Miko Love Podcast Follow me on Instagram @mikolovepodcast Email me at kumiko@mikolovepodcast.com Thanks for listening & keep feeding your curiosity!