Savvy Shopkeeper Retail Podcast

When economic uncertainty rises, consumers don't just “spend less,” they fundamentally change how they make decisions. Research shows that during periods of instability, people shift from “promotion-focused” thinking (seeking gains and opportunities) to “prevention-focused” thinking—avoiding losses and protecting what they have. Your customers aren't just being more careful with money; they're operating from an entirely different psychological framework. If you, as a retailer, can't adapt your marketing strategy to better fit this mindset, it'll be difficult to grow or even maintain your current sales or recover from a dip. Listen to episode 250 for six behavioral strategies to build certainty in uncertain times. For show notes, visit www.savvyshopkeeper.com/episode250. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website & Mastermind Group:  Savvy Shopkeeper Instagram: @savvyshopkeeper 

In this bonus episode, Kathy shares heartfelt reflections and key takeaways from the Get Traffic Savvy Shopkeeper Conference in Cleveland. From Amanda Herring's unforgettable Instagram session to the video memorial honoring April to Mamita's surprise visit, this episode captures the magic, learning, and love that filled the room. Kathy also opens up about what she learned as a leader, why this event has to happen again, and the power of connecting with fellow shopkeepers. Whether you attended or not, this recap is full of insight, inspiration, and gratitude. Mentioned in the episode: The event venue webiste for Biographie: The Colab Concepts  Want to find out about future events? Sign up for the Savvy Shopkeeper Newsletter Follow La Petite Maison on Instagram

If there's something that every store owner wants to review or discuss, but the discomfort of the conversation is convincing you to avoid it, it's your margins.  With rising costs, inflation, and the constant pressure to keep your customers happy, this is one of the trickiest but most important things you need to dial in this year. So, if you've been wrestling with pricing decisions or you're feeling nervous about charging “too much,” then this is for you! Listen to episode 249 for seven ways you can improve and protect your profit margins. For show notes, visit www.savvyshopkeeper.com/episode249. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website & Mastermind Group:  Savvy Shopkeeper Instagram: @savvyshopkeeper 

At first glance, extending store hours might seem like a simple decision. Just “stay open a little later, and customers will come,” right? But, not quite. A decision like this deserves a thoughtful approach, and that's where a cost-benefit analysis can make all the difference. But, if you're wondering why, this is for you. Here are five reasons why you should do a cost-benefit analysis of extending your store hours.  Listen to episode 248 for five reasons why conducting a cost-benefit analysis is so valuable when you're considering extending your store hours. For shownotes visit www.savvyshopkeeper.com/episode248. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website & Mastermind Group:  Savvy Shopkeeper Instagram: @savvyshopkeeper 

When you're running a brick-and-mortar business, there's a fear you probably didn't expect to have, thanks to taxes: the fear of making more profit. Avoiding profit is not the best financial strategy, and it can actually hurt your business both short-term and long-term. While I'm going to share WHY this is, I want to also remind you to consult your CPA, financial advisor, and/or bookkeeper for clarification on if you can use this for your business and financial situation. Listen to episode 247 for tips on how to navigate tax brackets as an indie retail brick-and-mortar business owner and visit www.savvyshopkeeper.com/episode247 for show notes to this episode. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website & Mastermind Group:  Savvy Shopkeeper Instagram: @savvyshopkeeper 

One of the most common challenges brick-and-mortar store owners face is in their financial planning. From filtering through the advice that actually applies to you and juggling factors out of your control (like tariffs), it's hard to find something that works. In today's episode, I'm sharing 6 common financial planning tips that work and how to tell if financial advice is meant for you (and if it's not). I'm also sharing BOTH the why they may or why they may not work for your retail business. I want you to think carefully about whether or not it would work for YOU. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website & Mastermind Group:  Savvy Shopkeeper Instagram: @savvyshopkeeper 

I received an email that compelled me to address "the small business struggle." The struggles you face as a small business owner often follow what we like to think of as “patterns.” Pandemic, inflation, election years, seasonal slumps—these aren't new challenges. They've happened before, and they'll happen again regardless if the economy is booming or not. In the small indie retail business world someone is always thriving, someone is always breaking even, someone is always treading water, and someone is always fighting to stay afloat. Shift your mindset to think that navigating hard times are your baseline - it's not about ignoring or escaping them—it's about learning to succeed because of them. Whether you're thriving or struggling in your business, listen to episode 245 of the Savvy Shopkeeper Retail Podcast at www.savvyshopkeeper.com/episode245 and learn how you can join the Master Shopkeeper community - a group for brick-and-mortar store owners in all stages of business. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website & Mastermind Group:  Savvy Shopkeeper Instagram: @savvyshopkeeper 

You've got questions about the 2025 Savvy Shopkeeper Conference—I've got answers! In this bonus episode, I'm sharing all the juicy details: the finalized agenda, the workshop-style sessions, the incredible door prizes, what's actually included in your ticket, and why this isn't just another business event—it's an experience designed to help you grow traffic and sales with tech-savvy, modern strategies. If you're a brick-and-mortar store owner who isn't afraid to embrace technology—and you're ready to multiply your investment—this event is for you. Scholarships are still open (but not for long!), and tickets won't last, so don't wait.

Hiring can feel daunting, no matter what stage of business ownership you're in, especially when you're managing so much already. You're worried about trusting someone else with your business, so it's no wonder the idea of bringing another person, even an employee, causes so much stress. But don't worry, I've got you covered. By the end of this podcast episode, you'll feel more informed, confident and ready to tackle hiring your retail employees head-on. Or, at least, more prepared. Listen to episode 244 where I share eight hiring tips for indie retail business owners that they need to know. Visit www.savvyshopkeeper.com/episode244 for the show notes to this episode. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website & Mastermind Group:  Savvy Shopkeeper Instagram: @savvyshopkeeper 

I'm going to be honest with you, I can't summarize the tariffs situation for you—too much is happening at once and you never know when it'll change again. That said, what I can do is share solutions and strategies to navigate these tariffs as an indie retailer. With creativity, strategy, and a proactive approach, you can minimize disruption, protect your profit margins, and even uncover new opportunities.  In this episode, we're going to cover both traditional and out-of-the-box tariff solutions independent retailers can use to navigate the increased tariffs with confidence. For show notes and resources mentioned in this episode visit www.savvyshopkeeper.com/episode243. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website & Mastermind Group:  Savvy Shopkeeper Instagram: @savvyshopkeeper 

Have you said “no” to something that could have been a game-changer for your business? If so, it's not too late to revisit it—or to say “yes” to the next opportunity that comes your way. In this episode, I go over mindset traps such as fear of change, imposter syndrome, skepticism, and how to overcome these mindset traps. If any of these mindset traps pull at your strings visit my blog at www.savvyshopkeeper.com/episode242 for show notes and resources. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website & Mastermind Group:  Savvy Shopkeeper Instagram: @savvyshopkeeper 

Discover how one shop owner turned a surprise visit and a one-hour coaching call into a 50% increase in retail sales! In Episode 241 of the Savvy Shopkeeper Retail Podcast, Kathy Cruz shares insights, tips, and lessons from this inspiring success story. Learn how strategic action, even with a low AOV, can drive growth. For show notes, including links to anything mentioned in this episode, visit www.savvyshopkeeper.com/episode240. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website & Mastermind Group:  Savvy Shopkeeper Instagram: @savvyshopkeeper 

Savvy Shopkeeper Get Traffic Conference Sunday & Monday, May 18-19, 2025 Venue: Biographie, Lakewood Ohio (west of Cleveland) Join us for a 2-day, high-impact conference designed exclusively for independent retailers. With a limited number of seats, this event cuts through the fluff to deliver actionable workshops that will transform both your foot traffic and e-commerce strategies. Expect intimate, hands-on sessions led by industry experts, powerful networking opportunities, and life-changing insights to grow your business with confidence and clarity. Get ready for real transformation that drives results. Ticket sales are live!  https://savvyshopkeeper.com/conference/    

Mark your calendars for the Faire Wholesale Winter Market The Faire Wholesale Winter Market 2025 is scheduled for January 22–24, with early access for Faire Insiders beginning on January 21. Traveling to market might not make sense for you this year. That's why I'm here with some tips for creating an impactful and fun virtual buying-day for yourself. Consider strategically dedicating a FULL day to Faire's Winter Market instead. Join the Faire Wholesale Winter Market and maximize your buying this season.   If you found this episode helpful, share it with a fellow shopkeeper who could benefit from this idea, too *Some of the links or codes I share are affiliate links, meaning I earn a commission if you make a purchase after using them—at no extra cost to you. I recommend these products because I genuinely believe they're helpful for shopkeepers, not because of the commission I might earn. Please only purchase items if you feel they're truly useful and will help you reach your goals.   Timestamps [00:01:37] Listener Shoutout to Katie at Affordable Treasures [00:02:33] The Benefits of Wholesale Buying In-Person [00:03:57] The Costs of Wholesale Buying In-Person [00:04:45] Why a buying trip might not make sense for a store owner [00:06:31] Maximize Buying with the Faire Wholesale Winter Market [00:09:20] The Costs of Wholesale Buying at the Faire Wholesale Winter Market [00:11:20] Tips on Attending an In-Person Market [00:12:19] How to Have an Impactful Virtual Buying Day at the Faire Wholesale Winter Market [00:12:28] 3 Ways to Make Shopping the Faire Wholesale Winter Market a Fun and Productive Day [00:15:25] Preparing a Buying Strategy for the Faire Wholesale Winter Market [00:17:25] How to Find the Right Vendors at Faire's Wholesale Winter Market [00:18:42] Why the Faire Wholesale Winter Market is a Gamechanger for Independent Retailers   For show notes, including links to anything mentioned in this episode, visit www.savvyshopkeeper.com/episode240. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website: Retail Business Coach For Brick & Mortar Store Owners • Savvy Shopkeeper Instagram: @savvyshopkeeper Mastermind Group: Master Shopkeepers

We're kicking off 2025 with part two of this interview series hosted by member of Master Shopkeeper Member Ceri Otero. Tune in to hear how I'm embracing the New Year with 8 lessons from my past. In case you missed last week's episode: All About Kathy Cruz: A Vulnerable Interview PART 1, tune in to hear topics like inclusivity, resilience, dissappointments and mindset.   Timestamps [00:01:26] What's something you thought you weren't any good at professionally that has turned out to either be no big deal or you found ways to work around it? [00:04:53] The one thought that guides Kathy Cruz in any moment [00:06:16] A Master Shopkeeper Testimonial from Ceri Otero [00:06:49] Lesson 1: How Kathy untangles her personal worth from her business performance [00:10:13] Lesson 2: When Kathy Cruz knew she had something magical with the Savvy Shopkeeper Community [00:12:00] Lesson 3: Why Kathy can do hard things [00:12:55] Lesson 4: Kathy Cruz's New Life Mantra [00:14:51] Lesson 5: When do you get angry in your business? What pushes Kathy Cruz's buttons? [00:20:29] Lesson 6: Why Kathy believes: "Being a broken record is the best gift that I can give." [00:22:00] Lesson 7: What Kathy Cruz has learned from YOU, her listeners and community [00:23:38] Lesson 8: What Kathy is proudest of over these last 8 years [00:25:34] Kathy Cruz's Secret Projects Launching in 2025   For show notes, including links to anything mentioned in this episode, visit www.savvyshopkeeper.com/episode239. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website: Retail Business Coach For Brick & Mortar Store Owners • Savvy Shopkeeper Instagram: @savvyshopkeeper Mastermind Group: Master Shopkeepers

To kick off 2025, Ceri Otero, a Master Shopkeeper member and former radio personality (cool, right?), asked if she could interview ME, Kathy Cruz. After episode #231, she decided to flip the script and gather questions from the community for this vulnerable conversation. In part 1 of this episode, we talk through topics like inclusivity, resilience, dissappointments and mindset. Tune in next week for part 2 of this Kathy Cruz interview where I reflect on my business journey as we step into the new year. Timestamps [00:08:02] Why inclusivity is extremely important to Kathy in her work [00:08:39] Why being a detective makes for a great coach and strategist [00:11:18] Two key activities that helped Kathy Cruz step into her Zone of Genius [00:16:25] How Kathy Cruz handles disappointments [00:19:37] How Kathy Cruz has learned to enjoy the journey over the accomplishment [00:21:04] How Kathy Cruz defines success [00:22:32] How Kathy Cruz sets boundaries   For show notes, including links to anything mentioned in this episode, visit www.savvyshopkeeper.com/episode238. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website: Retail Business Coach For Brick & Mortar Store Owners • Savvy Shopkeeper Instagram: @savvyshopkeeper Mastermind Group: Master Shopkeepers

As independent retail store owners, we're well-versed in the challenges we face, especially as the retail industry, the economy, and the world continuously shift. So what upcoming trends can help us not just survive but thrive in 2025?  In this episode, we're diving deep into the future of retail, specifically focusing on how indie retailers can stand out by embracing emerging trends. From curation over stock volume to hyper-personalization via omnichannel retail and embracing AI tools for efficiency, we're looking at a variety of  strategies that can elevate your retail business in 2025.  But it's not just about the trends—it's about making them work for you! Whether you're looking to enhance your customer experience or explore new revenue streams like subscription models, there's a 2025 retail trend that you should embrace to meet your business goals. For show notes, including links to anything mentioned in this episode, visit www.savvyshopkeeper.com/episode237. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website: Retail Business Coach For Brick & Mortar Store Owners • Savvy Shopkeeper Instagram: @savvyshopkeeper Mastermind Group: Master Shopkeepers

DISCLAIMER: This episode was originally scheduled to air on December 5, 2024, but legal developments and a busy week caused some last-minute delays. After months of postponing this topic due to ongoing legal uncertainties, I felt it was finally time to address the Corporate Transparency Act (CTA) and the BOI (Beneficial Ownership Information) requirement—a regulation many small business owners may not even be aware of. However, just as this episode was set to publish, a U.S. District Court in Texas issued an injunction, putting the CTA on hold again. This legal limbo means the requirement could still go into effect in January 2025, but for now, we're in a holding pattern. I'm sharing this episode to inform you about the potential impacts of the CTA on small businesses, with the understanding that its future is uncertain. Listen in to learn more, and stay tuned for updates as they unfold. Here are the show notes for the original episode I recorded. For show notes, including links to helpful resources and the filing guide, visit www.savvyshopkeeper.com/episode236.  Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website: Retail Business Coach For Brick & Mortar Store Owners • Savvy Shopkeeper Instagram: @savvyshopkeeper Mastermind Group: Master Shopkeepers

Understanding the financial health of your retail business extends beyond just recognizing your profit. In this insightful episode, we're diving into the complexities of retail business finances and learning why being profitable doesn't always mean having a positive cash flow. We're reviewing the three critical financial statements in an indie retail business: the profit and loss statement, balance sheet, and cash flow statement. We'll discover how each statement plays a vital role in evaluating your business's financial status and understand how they interconnect.  Listen in to connect the dots between profitability, financial health, and effective cash management so you can make informed decisions and propel your retail business forward. For show notes, including links to anything I mentioned in this episode, visit www.savvyshopkeeper.com/episode235.  Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website: Retail Business Coach For Brick & Mortar Store Owners • Savvy Shopkeeper Instagram: @savvyshopkeeper Mastermind Group: Master Shopkeepers

If you've ever faced a cash flow struggle, you know how much stress it can cause you. But before you address the issue, you need to identify the root cause. Are you truly dealing with insufficient income, financial mismanagement, or operational inefficiencies? Or are you experiencing seasonal cash flow crunches that are common in the retail world? Listen in as I break down these four critical areas and provide insights into identifying what's draining your store's cash flow. Understanding your business's financial ebb and flow can seem daunting, but with awareness comes clarity. Let's dismantle common myths about cash flow issues and explore strategies for overcoming them! Plus, learn how normalizing cash flow crunches as a natural part of the retail cycle can help ease anxiety and promote smarter, more proactive financial management.  For show notes, including links to anything I mentioned in this episode, visit www.savvyshopkeeper.com/episode234.  Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website: Retail Business Coach For Brick & Mortar Store Owners • Savvy Shopkeeper Instagram: @savvyshopkeeper Mastermind Group: Master Shopkeepers

As retail business owners, revenue is often top of mind. But revenue alone doesn't give us the complete picture of your store's financial health! That's why we're uncovering the intricacies of cash flow in a new three-part series. Listen in to learn the critical components of cash flow and how managing cash flow effectively protects your indie retail store from financial turmoil. We'll cover how cash flow ensures liquidity, supports growth, and reveals hidden financial challenges.  Let's pull back the curtain on the essential cash flow knowledge needed to make sound decisions and maintain a thriving, financially stable retail business! Plus, learn how you can participate in the Cash Flow Clarity challenge I'm hosting in Master Shopkeepers in 2025. For show notes, including links to anything I mentioned in this episode, visit www.savvyshopkeeper.com/episode233.  Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website: Retail Business Coach For Brick & Mortar Store Owners • Savvy Shopkeeper Instagram: @savvyshopkeeper Mastermind Group: Master Shopkeepers

Running a business is already challenging, but dealing with the symptoms of perimenopause while running a business has made the last two years incredibly difficult. That's why I'm sharing the ugly truth about perimenopause as an entrepreneur and how it affects not just our personal lives, but our businesses, too. In this episode, I'm opening up about my journey through this phase of life—experiencing symptoms like brain fog, fatigue, inflammation, and more—while continuing to manage and grow my business. I share the moments of realization that led me to understand I was in the throes of perimenopause, the steps I've taken since, and the impact it has had on my work. Listen in as I discuss the importance of awareness, proactive health measures, and open communication about our experiences. This isn't just about surviving perimenopause; it's about thriving and driving a conversation around a topic that has been ignored for far too long. For show notes, including links to the documentary and resources I mentioned in this episode, visit www.savvyshopkeeper.com/episode232. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website: Retail Business Coach For Brick & Mortar Store Owners • Savvy Shopkeeper Instagram: @savvyshopkeeper Mastermind Group: Master Shopkeepers

Originally, I planned to record a quick episode to talk about the upcoming Retail Email Bootcamp and let you know that the calendars in the Savvy Shopkeeper planners start now. However, I first want to acknowledge the devastation caused by Hurricane Helene, particularly in states like North Carolina, Florida, and Georgia. The images and stories coming out of these areas are heartbreaking, and as a brand that deeply values supporting the small business community, I knew I had to act. After receiving an email from Heart on Main Street, a non-profit that specializes in helping retailers in devastated communities, I decided to donate 50% of all revenue from bootcamp ticket and Savvy Shopkeeper planner sales this week to their Hurricane Helene donation drive. If you're interested in the Retail Email Bootcamp, which is happening October 7-9 with replay access for 60 days, now is a great time to grab your spot and support a good cause at the same time. You can also help by purchasing a planner, knowing that 50% of the revenue will go directly to helping other store owners rebuild. Together, we can make a difference. For more information: Retail Email Bootcamp: www.savvyshopkeeper.com/emailbootcamp Planners: www.savvyshopkeeper.com/planner Interview with Patrick Kaiser of Heart on Main Street: www.savvyshopkeeper.com/episode210 Donate directly to Heart on Main Street: https://givebutter.com/hurricane-helene-relief Thank you for your support! I'll share how much we, as a community, donate in a future episode.

Ceri Otero didn't dream of being a shopkeeper as a kid. But when she decided to open a specialty olive oil and vinegar shop in Carthage, Missouri, it felt like all the threads of her life were coming together. From selling Avon in 8th grade to a stint as a corporate HR representative to merchandising for Hallmark, each of Ceri's previous jobs had prepared her for running an independent retail store, even if she didn't realize it then. Her mom said it best: “Of course, you would. That makes perfect sense.” While outlining a novel during the early days of COVID, Ceri manifested her food-focused retail store. Her book centered on a bakery on a town square—the exact location of Ceri's future store, Carthage Olive Oil. Finding that location was a series of magical steps that, combined with Ceri's hard work, have created a successful, tourist-enticing olive oil shop.  Listen in to hear how Ceri manifested her retail store, why she believes there's a bit of magic in any successful business, and how Ceri's courageous marketing strategy has helped the Carthage community attract more visitors. For show notes, including links to connect with Ceri and get free Savvy Shopkeeper resources, visit www.savvyshopkeeper.com/episode231. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website: Retail Business Coach For Brick & Mortar Store Owners • Savvy Shopkeeper Instagram: @savvyshopkeeper Mastermind Group: Master Shopkeepers

Customers love visiting indie retail stores and discovering new items, and many indie shopkeepers revel in curating fresh finds for their stores. The part that isn't enjoyable? Adding new items to your inventory system—especially if your inventory entry process is manual. Whether you're managing hundreds of new SKUs or reordering popular products, you don't have to feel overwhelmed. Listen in to discover practical tips that can streamline your inventory entry process and reclaim your time. For show notes, visit www.savvyshopkeeper.com/episode230. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website: Retail Business Coach For Brick & Mortar Store Owners • Savvy Shopkeeper Instagram: @savvyshopkeeper Mastermind Group: Master Shopkeepers

Hey Shopkeepers!

Jolene Forrester, owner of JoRetro in Havre de Grace, Maryland, has built a thriving legacy retail store with multiple streams of income. What started out in a small antique mall booth has grown into a 5000 square foot retail store with vintage treasures, niche retro-style products, a twice-annual Pyrex & Vintage Festival, and a thriving Airbnb apartment rental business. With an extensive background in corporate interior design, Jolene's knack for creative merchandising and unique vintage finds has helped her build JoRetro—along with a few key lessons from Master Shopkeepers. Listen in to hear how Jolene went from interior designer to indie retail store owner, the key lesson in squares per sale foot that Jolene learned from Kathy inside Master Shopkeepers, and what Jolene envisions for her retail store in the near future. For show notes, including links to Jolene's social media and other resources mentioned in this episode, visit www.savvyshopkeeper.com/episode229. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website: Retail Business Coach For Brick & Mortar Store Owners • Savvy Shopkeeper Instagram: @savvyshopkeeper Mastermind Group: Master Shopkeepers

We are thrilled to share you have TWO options this year for store planning tools! Not only are we offering the digital planner again but we also have printed version for those of you who love and prefer pen and paper! Click HERE to learn about both options. Not sure which is the right tool for you? Click HERE to receive an invite to attend a zoom call with Kathy on Monday, August 19, 2024 so you can learn the difference between the digital planner and the printed workbook.    

If there's one thing that nearly all indie retail store owners struggle with, it's planning. And when we struggle with planning, using a planner is next to impossible! But our planner problems CAN be solved when we address the real culprit behind our planning struggles.  Listen in to discover the real culprit behind your planning struggles. Plus, you'll learn how to build new habits when you combine one of my favorite business books with my favorite business tool—the Savvy Shopkeeper Planner!  Can't wait to grab the new and improved Savvy Shopkeeper Planner? Visit savvyshopkeeper.com/planner to get yours at early bird pricing. Go to savvyshopkeeper.com/episode228 for links to everything mentioned in this episode. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website: Retail Business Coach For Brick & Mortar Store Owners • Savvy Shopkeeper Instagram: @savvyshopkeeper Mastermind Group: Master Shopkeepers

In today's bonus shortie episode I'm delving into the misconceptions surrounding business performance during turbulent times. I explore how the thoughts of business owners directly influence their feelings and, subsequently, their actions. Election years can indeed be a bumpy ride for small business owners, but it doesn't have to spell disaster for your business. By shifting your mindset and staying focused on strategic actions, you can navigate the noise and come out stronger.

Elisa Vietri always dreamed of opening a retail shop for her ever-growing collection of vintage goods. So when she and a friend drove by an empty storefront in Cleveland, Ohio's Little Italy neighborhood in 2014, she jumped at the opportunity. Now the proud owner of Moonstruck CLE, Elisa has ten years of experience selling vintage goods and connecting with other collectors. She's built a profitable retail business for herself without taking on a penny of debt. But that doesn't mean she hasn't had some ups and downs—Elisa learned how to be a shopkeeper on her own, was laid off from her previous career, and then found Master Shopkeepers at the perfect moment.  Listen in to hear the full story of Elisa's journey as the owner of Moonstruck CLE, along with what stage of her shopkeeping journey Elisa is in, why she plans to stay in that stage, and how joining Master Shopkeepers changed her approach to retail entrepreneurship for the better. For show notes, visit www.savvyshopkeeper.com/episode227. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website: Retail Business Coach For Brick & Mortar Store Owners • Savvy Shopkeeper Instagram: @savvyshopkeeper Mastermind Group: Master Shopkeepers

As an independent retailer, finding the right trade shows to attend can make a significant difference in your buying strategy and overall business success. OffPrice Show in Las Vegas is a prominent event in the retail industry, but is it the right fit for your store?  Listen in to learn more about OffPrice Show, discover what types of retailers will benefit from it the most, and decide if it aligns with your retail goals and purchasing strategy. For show notes, visit www.savvyshopkeeper.com/episode226. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website: Retail Business Coach For Brick & Mortar Store Owners • Savvy Shopkeeper Instagram: @savvyshopkeeper Mastermind Group: Master Shopkeepers

Have you ever looked around your retail store and thought, “wow, I could really use some advice on how to make this better?”  That's exactly what one retail store owner and Master Shopkeepers member did early last year. Luckily for Patty, a pseudonym gift shop owner from the Portland, OR area, I was giving away an in-store intensive.  Through a mix of Zoom calls and a day-long visit to her store, Patty and I were able to update three key areas of her growing business. Our work together not only streamlined Patty's inventory system, but also gave her a healthy confidence boost about her buying decisions. She also hit a significant annual revenue goal as a result of our in-store intensive!  Listen in to hear about Patty's in-store intensive experience, the exact pieces we worked on, and to learn how you can book your own. For show notes, including links to anything mentioned in this episode, visit www.savvyshopkeeper.com/episode225. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website: Retail Business Coach For Brick & Mortar Store Owners • Savvy Shopkeeper Instagram: @savvyshopkeeper Mastermind Group: Master Shopkeepers

Did you know that up to 99% of the decisions we make are subconscious? Since our decisions drive our behaviors, it's crucial that we learn to make more of our decisions consciously rather than subconsciously! In today's episode, I've invited my coach, Neill Williams, to share the science behind entrepreneurial emotions. With a master's in economics and mathematics and as a Master Certified Coach, Neill is uniquely positioned to explain behavior economics—aka, the science behind why we do what we do—and how we can learn to change our emotional response.  Tune in to learn the three key concepts that make up the “Trifecta of No,” how the trifecta influences our response to uncertainty and change, and how we can break our entrepreneurial emotions free to make better decisions in our retail businesses. For show notes, including links to any resources shared in this episode, visit www.savvyshopkeeper.com/episode224. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website: Retail Business Coach For Brick & Mortar Store Owners • Savvy Shopkeeper Instagram: @savvyshopkeeper Mastermind Group: Master Shopkeepers

As your indie retail business grows, leading a team becomes a crucial part of your store owner responsibilities. And while being a leader may not come naturally, being a better leader is thankfully a skill that you can cultivate.  In today's episode, I'm sharing the five essential skills you can quickly learn to be a better leader. You'll be known for your kindness, respect, and humility after implementing these tips! For show notes, including links to anything mentioned in this episode, visit www.savvyshopkeeper.com/episode223. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website: Retail Business Coach For Brick & Mortar Store Owners • Savvy Shopkeeper Instagram: @savvyshopkeeper Mastermind Group: Master Shopkeepers

Let's face it: being an indie retail store owner isn't easy. There are shipments to bust, products to merchandise, backstock to organize, floats to reconcile, and tasks to delegate.  Beyond the day-to-day operations, there are even more high-level tasks that eat at your time and brain power, like choosing what products to bring in and figuring out how to pay yourself.  Do you know what makes all of the above easier? Building a strong foundation for your store. A foundation of understandable data, easy-to-use systems, and streamlined processes will make your life simpler—and give you space to work smarter, profit more, and grow your retail business. Listen in to learn six reasons why you need to build a strong foundation for your retail store, along with two ways I can help you get there. For show notes, visit www.savvyshopkeeper.com/episode222. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website: Retail Business Coach For Brick & Mortar Store Owners • Savvy Shopkeeper Instagram: @savvyshopkeeper Mastermind Group: Master Shopkeepers

For indie retail store owners who run vendor or consignment-style stores, there's an extra layer of work on top of running a store: managing vendor relationships.  Vendors at these stores normally rent a specific booth or section of the store to display their products. And while each vendor is in charge of managing their inventory, cleaning their area, and merchandising their products… …the owner of the store sets the boundaries and guidelines that the vendor must follow.  Is it possible for retail store owners to set clear, fair, and consistent expectations with ALL of their vendors? Absolutely. Is it an easy task? Definitely not. Managing vendor relationships is no small feat. Listen in to learn why the fine line between friend and colleague can make running a vendor or consignment-style store challenging, as well as my top tips for setting clear boundaries with your vendors. For show notes, visit www.savvyshopkeeper.com/episode221. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website: Retail Business Coach For Brick & Mortar Store Owners • Savvy Shopkeeper Instagram: @savvyshopkeeper Mastermind Group: Master Shopkeepers

Encouraging your customers to pay in cash is not only great for your business (buh-bye, credit card transaction fees!), but great for your community.  Accepting cash diversifies payment options, keeps money out of banks' deep pockets, and gives people without bank accounts access to goods and services. Cash is a win for small businesses and customers alike!  While taking more cash payments might feel risky for your indie retail business, I promise that the benefits to you and your customers far outweigh the negatives. Listen in to learn the facts about accepting cash, how you can encourage customers to pay in cash, and how to keep you and your employees safe when handling cash transactions. For show notes, including links to the resources I've mentioned in this episode, visit www.savvyshopkeeper.com/episode220. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website: Retail Business Coach For Brick & Mortar Store Owners • Savvy Shopkeeper Instagram: @savvyshopkeeper Mastermind Group: Master Shopkeepers

Have you ever decided to shop small, confirmed store's hours online, driven over to the store…only to find a “sorry, we're closed” sign hanging on the door?  That frustration you've felt in that moment is NOT what you want to give to your customers in case of a temporary store closing! Communicating with your customers about a store closing, whether planned or unplanned, doesn't take long—especially when you've got a system in place. In today's episode, I'm sharing a customizable Store Closings Communications Checklist so you can create a system for this critical task for your indie retail store. Listen in to learn the key places to update your store hours, how to create a simple system for these updates, and who to delegate this to in case of an emergency. For show notes, including how to download your free copy of the Store Closings Communications Checklist, visit www.savvyshopkeeper.com/episode219. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website: Retail Business Coach For Brick & Mortar Store Owners • Savvy Shopkeeper Instagram: @savvyshopkeeper Mastermind Group: Master Shopkeepers

With Q1 of 2024 behind us, it feels like a good time to share some impromptu Savvy Shopkeeper updates. There have been a lot of changes within my business and personal life, and I'm excited to share them with you! Listen in to hear about leaving my retail store behind, finishing my coaching certification, an in-person event you'll want to save the dates for, a potential paper version of the Savvy Shopkeeper planner, and more. For show notes, visit www.savvyshopkeeper.com/episode218. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website: Retail Business Coach For Brick & Mortar Store Owners • Savvy Shopkeeper Instagram: @savvyshopkeeper Mastermind Group: Master Shopkeepers

Posting on Instagram can feel exhausting and overwhelming, especially as a retail store owner with a million other things on your plate. That's why I'm sharing a metric for you to track that can make your social media efforts feel worth it—and that no one else is talking about! Listen in to learn about this hidden metric, plus get a brand-new free resource to help you audit and optimize your Instagram account. For show notes, visit www.savvyshopkeeper.com/episode217. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website: Retail Business Coach For Brick & Mortar Store Owners • Savvy Shopkeeper Instagram: @savvyshopkeeper Mastermind Group: Master Shopkeepers

Between an upcoming leadership month in Master Shopkeepers and wanting to share how I'm learning to lead the Savvy Shopkeeper team, leadership has been top of mind for me. That's why I was so excited to chat with Shelli Warren, the founder of Stacking Your Team. After a 25-year stint at Proctor & Gamble, Shelli ventured into leadership coaching for small business owners. She's got a knack for stacking a team—aka, curating a dynamic, talented, and collaborative group that works together seamlessly.  Part of stacking a team is figuring out what motivates each team member. When working with small business owners, Shelli helps them discover how to motivate and develop teams without throwing extra money at them. Listen in to learn how to build your leadership muscles, as well as Shelli's top three tips for motivating your retail team members without dangling a raise in front of them. For show notes, visit www.savvyshopkeeper.com/episode216. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website: Retail Business Coach For Brick & Mortar Store Owners • Savvy Shopkeeper Instagram: @savvyshopkeeper Mastermind Group: Master Shopkeepers

From plugging your retail profit leaks to scaling your indie retail business, this year's Savvy Shopkeeper survey covered a bit of everything.  I'm excited to share the results with you, especially because it might show you what's possible for your store.  I'm also sharing how you can attend my upcoming masterclass, Stop The Drip. In this two-hour class, you'll learn how to identify and plug the retail profit leaks you're experiencing in your indie retail business using my Retail Profit Pie tool. There are just 50 spots available, so be sure to grab yours ASAP if you want to attend. Listen in to explore one of my favorite data sets—the Savvy Shopkeeper survey results!—and learn more about the Stop The Drip masterclass. For show notes, visit www.savvyshopkeeper.com/episode215. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website: Retail Business Coach For Brick & Mortar Store Owners • Savvy Shopkeeper Instagram: @savvyshopkeeper Mastermind Group: Master Shopkeepers

If you're an Aspiring Shopkeeper, figuring out how and where to buy wholesale inventory is a crucial step towards opening your store's doors. Luckily, there's a program that makes it super easy to curate, order, and buy inventory for a retail store: Open With Faire.  Built by one of the most reliable online wholesale platforms around, Open With Faire gives new retail store owners the education, tools, and buying power they need to kickstart their inventory.  Listen in to learn how to buy inventory for a retail store using Open With Faire and all the reasons why I highly recommend this innovative program. For show notes, including links to anything I've mentioned in the episode, visit www.savvyshopkeeper.com/episode214. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website: Retail Business Coach For Brick & Mortar Store Owners • Savvy Shopkeeper Instagram: @savvyshopkeeper Mastermind Group: Master Shopkeepers

As indie retail store owners, it's all too easy to focus on the negative. We're always thinking about which stores are closing, what's to blame for industry-wide difficulties, and how each new hurdle might lead to our store failing.  And while our glass-half-empty view isn't surprising (we're only human, after all!), we can and SHOULD try to change our mindset. Celebrating our successes gives us proof that we can accomplish even bigger goals in the future.  It can be hard to celebrate our accomplishments though, especially when we're stuck in a negative mindset. That's why I'm sharing some examples of what's possible in independent retail today! Listen in to hear success stories and wins from the Savvy Shopkeeper community—and teach your brain that you can do that, too. For show notes, including links to anything I mentioned in this episode, visit www.savvyshopkeeper.com/episode213. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website: Retail Business Coach For Brick & Mortar Store Owners • Savvy Shopkeeper Instagram: @savvyshopkeeper Mastermind Group: Master Shopkeepers

Kate Simpson, owner of Cerulean of Cape Cod, was always a maker and a nurturer. She created her own jewelry, sold it at weekend markets, and even had a spot at a vendor-based retail store, all while working full-time as a nurse. Eventually, though, she wanted to take the entrepreneurial leap into nurturing a retail store of her own. That's when Cerulean was born. Listen in as Kate shares how Cerulean has evolved through several locations, what she's learned over the past five years, how she's adapting to a new customer base at her latest storefront, and why she loves being the group ambassador and call moderator for Master Shopkeepers. For show notes, including links to follow Kate on social media, visit www.savvyshopkeeper.com/episode212. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website: Retail Business Coach For Brick & Mortar Store Owners • Savvy Shopkeeper Instagram: @savvyshopkeeper Mastermind Group: Master Shopkeepers

Bookkeeping is crucial for any business, and indie retailers are no exception! It's the key to understanding your finances, making smart choices, and pushing your biz forward.  Today, I'm sharing six bookkeeping tips from a recent live lesson I taught to Master Shopkeepers. Listen in to learn what you need to do to keep your books in order so you can work smarter, profit more, and grow.  For show notes, visit www.savvyshopkeeper.com/episode211.  Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website: Retail Business Coach For Brick & Mortar Store Owners • Savvy Shopkeeper Instagram: @savvyshopkeeper Mastermind Group: Master Shopkeepers

Hurricanes, earthquakes, floods, and other natural disasters are on the rise. Thankfully, Heart on Main Street is there to support independent retail businesses when disaster strikes.  After growing up on the wholesale side of retail, Patrick Keiser founded Heart on Main Street to provide indie retailers with the resources, tools, and educational opportunities they need to reinvest in their businesses.  One of those resources is Heart on Main Street's Jumpstart Program. Heart on Main Street provides retailers affected by natural disasters with thousands of dollars worth of coupons to rebuild their wholesale stock, thanks to generous donations from their vendor partners. Tune in to Patrick's insightful interview to learn how you can prepare your indie retail business for potential natural disasters and how Heart on Main Street might support you in your time of need. For show notes, visit www.savvyshopkeeper.com/episode210. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website: Retail Business Coach For Brick & Mortar Store Owners • Savvy Shopkeeper Instagram: @savvyshopkeeper Mastermind Group: Master Shopkeepers

Our laptops are not only an extension of our physical workspace, but often an extension of our minds. Digital clutter in the form of tons of too many tabs and multiple windows can bog us down.  But there are ways to increase your web browser efficiency—and just as with other key systems for independent retailers, I've got a few tricks up my sleeve to help you get the most out of your time on the web.  Listen in to learn what other shopkeepers struggle with when it comes to using their browsers efficiently, along with my top tips for creating a useful system to help you work smarter!  For show notes, visit www.savvyshopkeeper.com/episode209.  Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website: Retail Business Coach For Brick & Mortar Store Owners • Savvy Shopkeeper Instagram: @savvyshopkeeper Mastermind Group: Master Shopkeepers

After many years of attending AmericasMart as a buyer, this year was my first time attending as an observer.  It was fascinating to chat with members of the Savvy Shopkeeper community, spot market trends, and be a fly on the wall at showrooms! In today's episode, I'm sharing my five key takeaways from AmericasMart 2024.  Listen in to learn what trends we'll be seeing later this year, how showroom dynamics can affect your market orders, why large minimum order values aren't the issue you think they are, and more. For show notes, visit www.savvyshopkeeper.com/episode208. Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website: Retail Business Coach For Brick & Mortar Store Owners • Savvy Shopkeeper Instagram: @savvyshopkeeper Mastermind Group: Master Shopkeepers

Asking your customers for feedback can be scary—trust me, I know! Most years, I ask my customers and community to complete the Savvy Shopkeeper survey.  While getting feedback directly from the people I serve can be nerve-wracking, it's an overwhelmingly positive experience. Read on to learn how you can fill out this year's Savvy Shopkeeper Survey along with my best tips for conducting a feedback survey in your indie retail business!  For show notes, visit www.savvyshopkeeper.com/episode207.  Kathy Cruz is an Independent Retail Coach who helps store owners work smarter, profit more, and grow their brick and mortar businesses. Connect with Kathy and learn more here: Website: Retail Business Coach For Brick & Mortar Store Owners • Savvy Shopkeeper Instagram: @savvyshopkeeper Mastermind Group: Master Shopkeepers