Podcasts about first home buyers

Terry Ryder of the Hotspotting group is Australia’s top expert in choosing locations for investors.Today he spells out his ‘simple formula’ for the everyday investor that offers opportunity across the national market. Terry Ryder of the Hotspotting group joins Associate Editor - Wealth, James Kirby in this episode. In today’s show, we cover: The Hotspotting formula for finding a successful investment property Which markets will suit the formula best in 2026 Momentum accelerates in the first home buyer segment Has Adelaide property peaked? See omnystudio.com/listener for privacy information.

Join Debra Beck-Mewing and Grant Schwulst as they delve into the first-time buyer dilemma: Should you buy a home or an investment property first? Explore the range of government grants, stamp duty exemptions, and the concept of rent-vesting. Gain insights into navigating the property market, understanding financial options, and making informed decisions with expert advice. Whether you're a first-time buyer or looking to expand your property portfolio, this discussion offers valuable perspectives to help you on your journey. Don't miss out on these essential tips and strategies!

Note: There will be video soon, working through some tech issues. Otherwise YouTube is where you can find it for now!We've hit that stage of life where everyone's either getting engaged, married, planning a Japan trip, or trying to buy a house. And somewhere in that chaos, the words “mortgage broker” keep popping up, but what do they actually do? Are they just a fancy search engine for home loans?In this episode, Michael Nguyen joins us to break down the world of mortgage broking, answer the questions most first-home buyers are too scared to ask, and share what it's really like working in the industry. Whether you're buying soon or just curious, this one clears up a lot.---Michael's email: michael@professionalhomeloans.com.auhttps://www.professionalhomeloans.com.au/---Want to get in touch? Send us an email at ⁠⁠ricenmicspodcast@gmail.com⁠⁠Follow us on our socials: ⁠⁠⁠⁠⁠https://linktr.ee/ricenmicspodcast⁠⁠⁠⁠⁠Music: aKu - Love Shine | aKu - The Final Blow---0:00 Intro3:04 Inspiring kids with Dai Le5:33 Growing up, selective schooling PTSD14:00 TAFE, uni offers and experience20:34 Becoming an Apprentice Broker23:28 How do brokers get paid? The cutthroat side28:10 Cut out the broker and save?31:18 Struggling as an apprentice, abusing free gym trials36:38 Getting from start to finish for a loan, compromising40:02 Where to buy IPs45:32 Can brokers get loans for themselves? Apprentice life52:48 Be the dumbest guy in the room55:26 Teaching other colleagues57:23 Apprentice vs now58:20 The self employment struggle1:02:24 Fluctuating income, the first deal ever1:04:56 Bad vs good broker1:06:33 Why not go for the cheapest rate?1:10:51 5% deposit scheme1:13:38 Biggest first home buyer mistakes1:18:02 Emotions of buying a place1:22:24 Toughest deal1:25:08 How afterpay/credit card churning affects home loans1:27:17 Advice for aspiring brokers1:31:11 Outro

We tlk to Terence Hammond a mortgage broker about Sydney's median house price has jumped more than $121,000 in just 12 months, and unit prices are up another $52,000. First-home buyers are abandoning the dream of buying where they actually want to live — instead turning to investment properties as their only entry point into the market.  ► Record A Message  https://www.speakpipe.com/realestateradio ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en  ► Facebook: https://www.facebook.com/profile.php?id=100070592715418 ► Email:  myrealestatepodcast@gmail.com    The latest real estate news, trends and predictions for Brisbane, Adelaide, Canberra, Gold Coast, Sydney, Melbourne and Perth. We include home buying tips, commercial real estate, property market analysis and real estate investment strategies. Including real estate trends, finance and real estate agents and brokers. Plus real estate law and regulations, and real estate development insights. And real estate investing for first home buyers, real estate market reports and real estate negotiation skills. We include Hobart, Darwin, Hervey Bay, the Sunshine Coast, Newcastle, Central Coast, Wollongong, Geelong, Townsville, Cairns, Ballarat, Bendigo, Launceston, Mackay, Rockhampton, Coffs Harbour. #PropertyInvestment #RealEstateInvesting #FirstTimeInvestor #PropertyManagement #RentalYields #CapitalGrowth #RealEstateFinance #InvestorAdvice #PropertyPortfolio #RealEstateStrategies  #sydneyproperty #Melbourneproperty #brisbaneproperty #perthproperty  #adelaideproperty #canberraproperty #PerthRealEstate #hobartproperty  #RealEstate  #RealEstateNews #MortgageTips #PropertyMarket #FinanceAustralia #BrisbaneInvesting   #RealEstateDevelopment #adelaide #PerthRealEstate #FirstHomeBuyer #AustralianProperty #AustralianRealEstate #PropertyMarketUpdate #MortgageAustralia #FinanceTips #HousingAffordability #RealEstateTrends #AussieProperty  #MortgageRates #HomeLoans  #PropertyMarket #MortgageTips #InterestRates  #BrisbaneProperty #QLDRealEstate #PropertyInvestment #AustralianHousingMarket #AdelaideProperty #AdelaideRealEstate #InvestInAdelaide #SouthAustraliaProperty #AustralianRealEstate #HousingTrends#MelbourneHousing #MelbourneInvestment  #MelbourneMarket  #PropertyInvestment #RealEstateTips #WealthBuilding #InvestmentStrategy #HomeBuying #AustralianProperty #RealEstateAdvice #SmartInvesting #UnitPricesPerth   #SydneyProperty #SydneyRealEstate #SydneyAuctions #PropertyMarketUpdate #RealEstateNews #AustralianProperty #PropertyInvesting #AuctionResults #HousingMarket2025 #RealEstateAustralia #PropertyTrends #NSWProperty #HomeBuyersAustralia    

Rising house prices have wiped out the benefits of recent interest rate cuts for first-time buyers. Melbourne-based mortgage broker Siddharth Gupta offers guidance on boosting borrowing capacity and practical strategies for buying your first home.

Just bought your first home and wondering if refinancing is worth it? In this episode, we break down what first home buyers need to know about refinancing in 2026.

Most first home buyers start their journey by hunting for the lowest interest rate — but according to mortgage strategist Stuart Wemyss, that's one of the biggest financial mistakes you can make. In this episode, Veronica and Meighan dive deep with Stuart to unpack the part of home buying almost no one understands properly: your borrowing strategy.Stuart explains why the way you structure your loan has far more long-term impact than shaving a few points off your rate. From borrowing capacity and offset accounts to tax effectiveness and refinancing, this conversation reveals how your first loan becomes the foundation for every property decision that follows.You'll learn why the “cheapest” loan can actually cost you more later, how to preserve your flexibility for future moves, and why thinking ahead to your second and third property is just as important as buying your first. Stuart also breaks down common mistakes first home buyers make — like aggressively paying down their loan, getting stuck with the wrong lender, or failing to plan for life changes — and explains how to avoid them with a smart, forward-thinking strategy.If you want to buy well, borrow well, and set yourself up for what comes next, this is an episode you don't want to miss.Episode Highlights00:00 – Introduction to Mortgage Strategy01:20 – Understanding Borrowing Strategy02:27 – Importance of Finance Strategy07:37 – Common Mistakes by First Home Buyers12:37 – Tax Implications and Offset Accounts14:40 – Rentvesting and Its Benefits19:41 – Tax-Free Property Sale Strategy20:23 – Choosing the Right Lender21:47 – The Importance of Refinancing25:43 – Navigating Online Lenders30:10 – The Role of Mortgage Brokers31:55 – Advice for First Home Buyers33:37 – Final Thoughts and Practical TipsMentionsEpisode 28: Substations, LMI, Rentvesting, Auctions & Strata Risks: First Home Buyer Q&ACourse Details:THE First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It's the next best thing to having your own buyer's agent. With our expert guidance, you'll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBGIf you enjoyed today's podcast, don't forget to subscribe, rate, and share the show! There's more to come, so we hope to have you along with us on this journey!Subscribe on YouTube: https://www.youtube.com/@TheFirstHomeBuyerCourseSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f

The Aussie property market is shifting in 2025/26 — and first-home buyers are finally gaining the upper hand. From new incentives to smarter buying strategies, this is what's giving everyday Australians a chance to get into the market.  ► Record A Message  https://www.speakpipe.com/realestateradio ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en  ► Facebook: https://www.facebook.com/profile.php?id=100070592715418 ► Email:  myrealestatepodcast@gmail.com    The latest real estate news, trends and predictions for Brisbane, Adelaide, Canberra, Gold Coast, Sydney, Melbourne and Perth. We include home buying tips, commercial real estate, property market analysis and real estate investment strategies. Including real estate trends, finance and real estate agents and brokers. Plus real estate law and regulations, and real estate development insights. And real estate investing for first home buyers, real estate market reports and real estate negotiation skills. We include Hobart, Darwin, Hervey Bay, the Sunshine Coast, Newcastle, Central Coast, Wollongong, Geelong, Townsville, Cairns, Ballarat, Bendigo, Launceston, Mackay, Rockhampton, Coffs Harbour. #PropertyInvestment #RealEstateInvesting #FirstTimeInvestor #PropertyManagement #RentalYields #CapitalGrowth #RealEstateFinance #InvestorAdvice #PropertyPortfolio #RealEstateStrategies  #sydneyproperty #Melbourneproperty #brisbaneproperty #perthproperty  #adelaideproperty #canberraproperty #PerthRealEstate #hobartproperty  #RealEstate  #RealEstateNews #MortgageTips #PropertyMarket #FinanceAustralia #BrisbaneInvesting   #RealEstateDevelopment #adelaide #PerthRealEstate #FirstHomeBuyer #AustralianProperty #AustralianRealEstate #PropertyMarketUpdate #MortgageAustralia #FinanceTips #HousingAffordability #RealEstateTrends #AussieProperty  #MortgageRates #HomeLoans  #PropertyMarket #MortgageTips #InterestRates  #BrisbaneProperty #QLDRealEstate #PropertyInvestment #AustralianHousingMarket #AdelaideProperty #AdelaideRealEstate #InvestInAdelaide #SouthAustraliaProperty #AustralianRealEstate #HousingTrends#MelbourneHousing #MelbourneInvestment  #MelbourneMarket  #PropertyInvestment #RealEstateTips #WealthBuilding #InvestmentStrategy #HomeBuying #AustralianProperty #RealEstateAdvice #SmartInvesting #UnitPricesPerth   #AussieProperty #FirstHomeBuyers #RealEstate2025 #PropertyTips #AustralianHousing #BuyYourFirstHome #RealEstateAdvice #HousingMarket2026 #FinanceTips

We talk with Anthony Landahl, the Managing Director of Equilibria Finance and mortgage broker about First-home buyers across Australia are hitting a wall — with 2026 shaping up as a turning-point year for affordability, many buyers are asking: Is homeownership still achievable? Here's what every buyer needs to know before taking the leap.  https://equilibriafinance.com.au ► Record A Message  https://www.speakpipe.com/realestateradio ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en  ► Facebook: https://www.facebook.com/profile.php?id=100070592715418 ► Email:  myrealestatepodcast@gmail.com    The latest real estate news, trends and predictions for Brisbane, Adelaide, Canberra, Gold Coast, Sydney, Melbourne and Perth. We include home buying tips, commercial real estate, property market analysis and real estate investment strategies. Including real estate trends, finance and real estate agents and brokers. Plus real estate law and regulations, and real estate development insights. And real estate investing for first home buyers, real estate market reports and real estate negotiation skills. We include Hobart, Darwin, Hervey Bay, the Sunshine Coast, Newcastle, Central Coast, Wollongong, Geelong, Townsville, Cairns, Ballarat, Bendigo, Launceston, Mackay, Rockhampton, Coffs Harbour. #PropertyInvestment #RealEstateInvesting #FirstTimeInvestor #PropertyManagement #RentalYields #CapitalGrowth #RealEstateFinance #InvestorAdvice #PropertyPortfolio #RealEstateStrategies  #sydneyproperty #Melbourneproperty #brisbaneproperty #perthproperty  #adelaideproperty #canberraproperty #PerthRealEstate #hobartproperty  #RealEstate #HousingCrisis  #RealEstateNews #MortgageTips #PropertyMarket #FinanceAustralia #BrisbaneInvesting   #RealEstateDevelopment #adelaide #PerthRealEstate #FirstHomeBuyer #AustralianProperty #AustralianRealEstate #PropertyMarketUpdate #MortgageAustralia #FinanceTips #HousingAffordability #RealEstateTrends #AussieProperty  #MortgageRates #HomeLoans #BankingAustralia #PropertyMarket #MortgageTips #FinanceNews #InterestRates #HomeLoanDeals #RefinanceAustralia #AustralianBanks #MoneyMatters #RealEstateAustralia #PropertyInvestment #BrisbaneProperty #QLDRealEstate #PropertyInvestment #AustralianHousingMarket #AdelaideProperty #AdelaideRealEstate #InvestInAdelaide #SouthAustraliaProperty #AustralianRealEstate #HousingTrends 

Getting into your first home has always been a dream for many Australians, but with major changes now in effect, that dream might be more achievable than ever. In Episode 58 of A Bite From The Money Sandwich, Marc Bineham is joined by Chaice Paterson, the founder of Low Deposit Homes. Based on the Gold Coast, Chaice has made it his mission to help first-home-buyers navigate the entire process of getting into their first property, from savings plans to securing land and home packages. Marc and Chaice talk through the huge changes that came into effect on October 1st with the expansion of the First Home Buyer Guarantee. You'll learn how first-home-buyers can now get into the market with as little as a 5% deposit, what grants and schemes are now available, and how to avoid the common mistakes that stall so many buyers. Whether you're aiming for a city apartment or your own slice of land, Chaice gives practical and easy-to-follow tips to take advantage of these unprecedented opportunities and finally get on the property ladder.

Buying your first home? Don't walk into a negotiation blind.In this episode, Mike and Adam break down the exact strategies every first-home buyer needs - from spotting genuine negotiation opportunities to avoiding common traps, understanding timing, reading the market, structuring offers, and knowing when to push, walk away, or say yes.Next Steps: Ready for more? Register now for our upcoming webinar with Rethink Investing, where Scott O'Neill, Dylan Menzies and Michael Vincent unpack how to invest smarter and spot real opportunities in 2026.If you need guidance on what to buy and how to negotiate it, connect with the Lighthouse Property team - we're here to help.For more money tips follow us on:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin delve into the latest insights from the first home buyer report, migration trends, and retail spending data. They discuss the resilience of first home buyers in the current market, the tentative signs of a turnaround in migration, and the cautious optimism surrounding retail spending. The conversation also touches on the importance of community engagement and the recent client dinner, highlighting the diverse range of clients and the connections made. Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

This week, Trent Fleskens interviews Journalist and First Home Buyer, Brooke from her Youtube Channel @BrookoMoves, on her challenging first home buying journey in Perth. Brooke shares her background, challenges in affording a property, and experience in a competitive market and high prices. They discuss strategies including building relationships with agents, understanding finance, and considering rent-vesting. Despite hurdles like costly vet bills and limited financial leverage, Brooke remains determined, highlighting the struggles of many first-time buyers.

We talk with Melinda Jennison from Streamline Property about why Brisbane's property market has officially caught up to Sydney's — at least for first-home buyers. Despite a $650K gap in median prices, entry-level homes in both cities now cost almost the same.  ► Record A Message  https://www.speakpipe.com/realestateradio ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en  ► Facebook: https://www.facebook.com/profile.php?id=100070592715418 ► Email:  myrealestatepodcast@gmail.com    The latest real estate news, trends and predictions for Brisbane, Adelaide, Canberra, Gold Coast, Sydney, Melbourne and Perth. We include home buying tips, commercial real estate, property market analysis and real estate investment strategies. Including real estate trends, finance and real estate agents and brokers. Plus real estate law and regulations, and real estate development insights. And real estate investing for first home buyers, real estate market reports and real estate negotiation skills. We include Hobart, Darwin, Hervey Bay, the Sunshine Coast, Newcastle, Central Coast, Wollongong, Geelong, Townsville, Cairns, Ballarat, Bendigo, Launceston, Mackay, Rockhampton, Coffs Harbour. #PropertyInvestment #RealEstateInvesting #FirstTimeInvestor #PropertyManagement #RentalYields #CapitalGrowth #RealEstateFinance #InvestorAdvice #PropertyPortfolio #RealEstateStrategies  #sydneyproperty #Melbourneproperty #brisbaneproperty #perthproperty  #adelaideproperty #canberraproperty #PerthRealEstate #hobartproperty  #RealEstate  #RealEstateNews #MortgageTips #PropertyMarket #FinanceAustralia #BrisbaneInvesting   #RealEstateDevelopment #adelaide #PerthRealEstate #FirstHomeBuyer #AustralianProperty #AustralianRealEstate #PropertyMarketUpdate #MortgageAustralia #FinanceTips #HousingAffordability #RealEstateTrends #AussieProperty  #MortgageRates #HomeLoans  #PropertyMarket #MortgageTips #InterestRates  #BrisbaneProperty #QLDRealEstate #PropertyInvestment #AustralianHousingMarket #AdelaideProperty #AdelaideRealEstate #InvestInAdelaide #SouthAustraliaProperty #AustralianRealEstate #HousingTrends#MelbourneHousing #MelbourneInvestment  #MelbourneMarket  #PropertyInvestment #RealEstateTips #WealthBuilding #InvestmentStrategy #HomeBuying #AustralianProperty #RealEstateAdvice #SmartInvesting #UnitPricesPerth   #BrisbaneHousingMarket  #FirstHomeBuyersAustralia  #QueenslandProperty

We talk to Emma Slape from SA about why the Adelaide unit market is running hot — driven by a wave of first home buyers and savvy interstate investors chasing affordability and growth potential. South Australia's real estate scene is rewriting the playbook in 2025. ► Record A Message  https://www.speakpipe.com/realestateradio ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en  ► Facebook: https://www.facebook.com/profile.php?id=100070592715418 ► Email:  myrealestatepodcast@gmail.com    The latest real estate news, trends and predictions for Brisbane, Adelaide, Canberra, Gold Coast, Sydney, Melbourne and Perth. We include home buying tips, commercial real estate, property market analysis and real estate investment strategies. Including real estate trends, finance and real estate agents and brokers. Plus real estate law and regulations, and real estate development insights. And real estate investing for first home buyers, real estate market reports and real estate negotiation skills. We include Hobart, Darwin, Hervey Bay, the Sunshine Coast, Newcastle, Central Coast, Wollongong, Geelong, Townsville, Cairns, Ballarat, Bendigo, Launceston, Mackay, Rockhampton, Coffs Harbour. #PropertyInvestment #RealEstateInvesting #FirstTimeInvestor #PropertyManagement #RentalYields #CapitalGrowth #RealEstateFinance #InvestorAdvice #PropertyPortfolio #RealEstateStrategies  #sydneyproperty #Melbourneproperty #brisbaneproperty #perthproperty  #adelaideproperty #canberraproperty #PerthRealEstate #hobartproperty  #RealEstate  #RealEstateNews #MortgageTips #PropertyMarket #FinanceAustralia #BrisbaneInvesting   #RealEstateDevelopment #adelaide #PerthRealEstate #FirstHomeBuyer #AustralianProperty #AustralianRealEstate #PropertyMarketUpdate #MortgageAustralia #FinanceTips #HousingAffordability #RealEstateTrends #AussieProperty  #MortgageRates #HomeLoans  #PropertyMarket #MortgageTips #InterestRates  #BrisbaneProperty #QLDRealEstate #PropertyInvestment #AustralianHousingMarket #AdelaideProperty #AdelaideRealEstate #InvestInAdelaide #SouthAustraliaProperty #AustralianRealEstate #HousingTrends#MelbourneHousing #MelbourneInvestment  #MelbourneMarket  #PropertyInvestment #RealEstateTips #WealthBuilding #InvestmentStrategy #HomeBuying #AustralianProperty #RealEstateAdvice #SmartInvesting #UnitPricesPerth   #AdelaideRealEstate #FirstHomeBuyersSA #AdelaideHomes #SouthAustraliaProperty  #AdelaideLiving  

When you think of first-home buyers, you might imagine young people just starting out and nowhere near the top of the salary ladder. But data shows people able to purchase that first home are earning significantly more than your average houshold. Money correspondent Susan Edmunds spoke to Lisa Owen.

The signals are everywhere if you know where to look. While most investors are distracted by headlines, we've uncovered the perfect storm of conditions brewing in Australia's property market. This week, we dissect the five macro forces that historically predict major price movements - and right now? They're all pointing in the same direction... We reveal: The RBA's coming rate cuts and the liquidity tsunami that follows Australia's worsening supply crisis (and why building approvals keep falling) The 300,000+ migration wave colliding with relaxed foreign investment rules How the First Home Buyer scheme is supercharging specific price points Why consumer confidence is finally turning positive after years of decline Plus: Why some areas could see 20-30% growth while others might see just 0-5% (and how to position yourself for the winners) This isn't speculation - it's a data-driven forecast of where capital is flowing and why the window for action is rapidly closing. The lifeboat is leaving the shore - will you be on it? See you on the inside! WATCH ON YOUTUBE: Australia's Property Market Is About To Explode (Here's Why)-- 00:00 The Five Macro Forces Shaping Property Prices09:03 Liquidity Tsunami21:20 The Financialisation of Property55:36 Chronic Undersupply + Demand Explosion1:18:11 Confidence Making a Comeback1:22:02 The Verdict1:25:39 Why Taking Action Now Matters Episodes mentioned: * https://youtu.be/8OvaWsC8t3E?si=-YCrJDGWvjWNGA4d * https://youtu.be/41vl5WgEpUk?si=s8n58-k8lAva_duq IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions. -- RESOURCES TO HELP: Join the conversation: The Investor Lab Community Looking for a team to partner with you in your portfolio building journey? Join Dashdot: https://bit.ly/3E0wKGa Need finance guidance?Chat with the team: http://hey.dashdotfinance.com.au/discoverycall Build Your FREE Portfolio Growth Plan on Property Pathfinder:https://propertypathfinder.io Got a question or some feedback? We're all ears!https://bit.ly/tilqs – Catch Up On Recent Episodes: Managing a Market Meltdown: What Smart Investors Do When Chaos Strikes Why You Feel Poorer Even as the World Gets Richer AI, Housing & Money Printing: 3 Big Questions Shaping Your Financial Future Turning Property Wealth Into Retirement Income The Great Melt-Up: When Trust in Money Dies The Illusion of Prosperity: Why Getting Ahead Feels Impossible First Home Guarantee Scheme, Property Scarcity, and Why It Matters for Everyone Else NZ Property Market Crash: What Does It Mean For Australia? Bitcoin vs Australian Real Estate We Answer Everything: When You Have "Enough" Money, Why Cash Flow Is Dead & The Future of Money Why You Need To Retire Earlier Than You Think Beyond 2030: The Prosperity Wave Most Investors Will Miss (Biggest Opportunity Ever) Why Your Buyers Agent Might Be Leading You Into a Property Trap How To Build A Property Portfolio That Pays For Itself The Coming US Debt Collapse (And What It Means For Australia) How to Help Everyone You Care About Win in the New Economy How to Design a Life You Won't Regret in the Next 5 Years How AI Will Change Your Economic Future AI Is Here: And Most People Aren't Ready Is A Supercycle Coming? (Housing Market Outlook) The Inner Game of Investing Trusts & SMSFs: How Advanced Investors Are Rethinking Their Structures in 2025 Tariffs, Trade Wars, and What It Means For Your Portfolio Portfolio Acceleration Masterclass Financial Jiu-Jitsu: How to Break Through Your Portfolio's Cashflow Constraints Winning the Investment Game: How to Set & Beat Your Hurdle Rate Fake Gold? Markets Down? Liquidity Up? – What’s REALLY Going On? The RBA Just Changed the Game — Here’s What It Means for You Hold vs Sell: How to Know When to Take Profits Bitcoin: Why Every Property Investor Needs to Consider Owning It Everything You Need To Know About Property Investing Finance Property Investing In Australia In 2025: What You Need To Know Investment Strategies for 2025 Follow the Money: How Liquidity Drives Asset Prices (and How You Can Benefit) What You Don’t Know About Money Could Cost You Everything -- Connect:dashdot.com.au youtube.com/@theinvestorlab instagram.com/dashdotpropertyinstagram.com/goosemcgrathinstagram.com/gabi.billingSee omnystudio.com/listener for privacy information.

THE BEST BITS IN A SILLIER PACKAGE (from Thursday's Mike Hosking Breakfast) He Certainly Saw Some Stuff/A Calling, Not Just a Job/Buy a House, Why Don't You?/Beef BrewingSee omnystudio.com/listener for privacy information.

Changes to lending restrictions are on the cards. Finance Minister Nicola Willis is welcoming the Reserve Bank consulting with banks on easing loan to value restrictions from December. The central bank's looking at increasing the new lending limit for first-home buyers and property investors. Banking Association CEO Roger Beaumont says this is really good - and will give first-home buyers more flexibility. "They're taking advantage of what I'd call the 'sweet spot' of softer house prices, combined with declining interest rates." LISTEN ABOVESee omnystudio.com/listener for privacy information.

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the current state of the property market, focusing on investor trends, the role of first home buyers, and the impact of economic policies. They analyse recent data, including the rise of multiple property owners and the record share of sales to first home buyers in September. The conversation also touches on the implications of monetary policy changes and the outlook for the housing market moving forward.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

PLEASE SUPPORT US ON PATREON / friendlyjordiespodcast 00:00:00 - Intro00:03:07 - Sky News cancels 'Freya Fires Up'00:20:18 - Albo's first home buyer scheme 00:33:57 - China Bans Australian Iron Ore00:43:00 - Cold calling and seafood00:57:44 - Pete Hegseth and FAT Generals Hosted on Acast. See acast.com/privacy for more information.

This week, Labor expanded Australia's first home guarantee to allow more buyers access to a mortgage with a reduced deposit of 5%. But the plan has many critics. Guardian Australia political editor, Tom McIlroy, speaks to the federal minister for housing and homelessness, Clare O'Neil, about why she thinks the government is pulling on the correct levers to address the housing crisis

நாட்டில் First Home Buyers - முதலாவது வீடு வாங்குபவர்களுக்கான அரசின் புதிய 5% Deposit Scheme - முற்பணத் திட்டம் அறிமுகப்படுத்தப்பட்டுள்ளது. இதுபற்றிய செய்தியின் பின்னணியினை வழங்குகிறார் மகேஸ்வரன் பிரபாகரன்.

The government's First Home Buyer Guarantee scheme will allow thousands more renters, who are struggling to save for the usual 20 per cent home deposit, the chance to enter the property market. But experts say the scheme, brought forward by three months to October, may not be as helpful as it initially sounds. They say it leaves those using the scheme financially vulnerable, and shuts out low-income earners. And for the next generation of first home buyers, it could make their journey to property ownership even harder. - Программа First Home Buyer Guarantee теперь позволит всем покупателям первого жилья приобрести дом, имея всего 5 процентов первоначального взноса, а для родителей-одиночек — всего 2 процента.

Txij hnub tim 1 lub 10 hli ntuj 2025 mus ces tej neeg yuav thawj lub tsev nyob muaj cai siv tau 5 feem pua ntawm tus nqe tsev zoj yuav tsev nyob,...

The federal government's expanded first home buyers scheme open from today; cascading impacts after the Taliban imposes a nationwide internet shutdown; and in cricket, Australia prepares to defend its Women's Cricket World Cup trophy, as the team goes up against New Zealand.

Buying your first home just got easier… the Government hopes. Its new home ownership scheme comes into effect from today, allowing first-time purchasers to secure a home with a 5% deposit, down from the standard 20%. The Government says it wants to ensure more renters own a home but the Opposition has called it "a dark day for the Australian dream". It comes as property experts warn the initiative will further drive up house prices. We’ll explain everything you need to know in today’s deep dive. Hosts: Emma Gillespie and Billi FitzSimonsProducer: Orla Maher Want to support The Daily Aus? That's so kind! The best way to do that is to click ‘follow’ on Spotify or Apple and to leave us a five-star review. We would be so grateful. The Daily Aus is a media company focused on delivering accessible and digestible news to young people. We are completely independent. Want more from TDA?Subscribe to The Daily Aus newsletterSubscribe to The Daily Aus’ YouTube Channel Have feedback for us?We’re always looking for new ways to improve what we do. If you’ve got feedback, we’re all ears. Tell us here.See omnystudio.com/listener for privacy information.

Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the latest trends in the property market, including the recent Mapping the Market data release, lending statistics, and the implications of a new Reserve Bank Governor. They explore the current state of house prices, the impact of lending practices on first home buyers, and the anticipated changes in monetary policy under the new governor. Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Getting on the property ladder is challenging, but First Home Owner Grants make it easier thanks to a range of first home buyer assistance measures. ⚠️ But are these a TRAP? ❌ In this episode we unpack FOUR PITFALLS where the free handouts end up doing more harm than good.

Everyone was banking on another interest rate cut this year – but what if it never comes? In this month' Big Picture Podcast, Ken Raiss and I will unpack why the economy is running hotter than expected, and what that means for rates, housing, and your mortgage. We also explain how the Bank of Mum and Dad is helping nearly 1 in 5 first-home buyers who get financial help from their parents and what this means for housing affordability.   And we forecast how Australia's rental crisis is about to get worse as investors are leaving the market in record numbers at a time when the government has no way of achieving its big housing targets.   Takeaways  ·         The economy is running hotter than expected. ·         First home buyers are increasingly relying on parental support. ·         Government incentives are making it easier for first home buyers. ·         Investor sentiment is declining due to regulatory uncertainty. ·         The property market is expected to remain strong despite challenges. ·         Interest rates are a key factor in the housing market dynamics. ·         Strategic property investment is crucial for long-term success. ·         Times of uncertainty can create opportunities for informed investors.     Chapters  00:00 - Introduction and Overview 03:00 - Interest Rates and Economic Factors 09:00 - First Home Buyers and Family Support 15:00 - Rental Market Challenges 21:00 - Strategic Investment and Wealth Management   Links and Resources:   Answer this week's trivia question here- www.PropertyTrivia.com.au ·         Win a hard copy of Michael Yardney's Guide to Investing Successfully ·         Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.     Michael Yardney   Get the team at Metropole to create a Strategic Property and  Wealth plan for your needs Click here and have a chat with us  https://metropole.com.au/enquiry/    Ken Raiss, Director of Metropole Wealth Advisory   Get a bundle of eBooks and Reports at www.PodcastBonus.com.au   Also, please subscribe to my other podcast, Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/

A softer housing market is good news for first-home buyers, but not for everyone. Money correspondent Susan Edmunds spoke to Ingrid Hipkiss.

Starting 1 October, the federal government will expand the Home Loan Guarantee for first-time buyers in a bid to address Australia's rising housing market. The scheme will help more buyers enter the market, but could also drive up housing prices. In this podcast, we feature a financial expert, Niti Bhargava, who says that first homes don't have to be dream homes; they can be a stepping stone.

Parents and grandparents are increasingly offering financial assistance to family members with 20 per cent saying they provided help in the last quarter, so SBS Finance Editor Ricardo Gonçalves speaks with UBS Economist Stephen Wu to find out to what extent they're helping. Plus Kyle Rodda from capital.com looks through the day's sharemarket action and previews the Federal Reserve's interest rate decision.

A helping hand from the Bank of Mum and Dad can leave first-home buyers more than $1 million better off in retirement. RNZ and Simplicity economist Shamubeel Eaqub ran the numbers comparing the outlook for a young person whose parents could give them $100,000 to help buy a house, to that of someone who had to save their full deposit themselves. Money correspondent Susan Edmunds spoke to Lisa Owen.

For a long time to buy a home in Australia you needed a 20 per cent deposit or you'd have to pay a big lender's mortgage insurance fee.It's asking a lot, given house prices in our major cities are around the million-dollar mark or more. This week, the government expanded a five per cent deposit scheme for first home buyers, with no income caps and more expensive homes now eligible. Today, finance expert Alan Kohler on how it works, what it means for house prices and why he's a huge fan of the scheme. Featured: Alan Kohler, ABC finance expert

L'appuntamento con il professore di finanza della UNSW Massimiliano Tani.

The government's First Home Buyer Guarantee scheme will allow thousands more renters, who are struggling to save for the usual 20 per cent home deposit, the chance to enter the property market. But experts say the scheme, brought forward by three months to October, may not be as helpful as it initially sounds. They say it leaves those using the scheme financially vulnerable, and shuts out low-income earners. And for the next generation of first home buyers, it could make their journey to property ownership even harder. - 10月から導入される「ファーストホームバイヤー・ガランティ・スキーム」により、初めて家を購入する人はわずか5％の頭金で住宅を購入できるようになります。

The government's First Home Buyer Guarantee scheme will allow thousands more renters, who are struggling to save for the usual 20 per cent home deposit, the chance to enter the property market. But experts say the scheme, brought forward by three months to October, may not be as helpful as it initially sounds. They say it leaves those using the scheme financially vulnerable, and shuts out low-income earners. And for the next generation of first home buyers, it could make their journey to property ownership even harder. - Bernameya hukumetê ya Garantiya Kirîna Xaniyê Yekem - First Home Buyer Guarantee scheme dê rê bide bi hezaran kirêvanan ku ji bo dîposîta ji 20% berxwedidin, şansê ketina bazara milk bidin wan.

The government's First Home Buyer Guarantee scheme will allow thousands more renters, who are struggling to save for the usual 20 per cent home deposit, the chance to enter the property market. But experts say the scheme, brought forward by three months to October, may not be as helpful as it initially sounds. They say it leaves those using the scheme financially vulnerable, and shuts out low-income earners. And for the next generation of first home buyers, it could make their journey to property ownership even harder.

Simula Oktubre 1, maaari nang makabili ng bahay ang mga first-home buyer sa Australia na may 5% lamang na deposit. Narito ang paliwanag kung paano ito gumagana, ano ang nagbago, at bakit mainit ang usapan tungkol dito.

If you’re in your 20s or 30s, or have someone in your life who’s in that age bracket, you know that the struggle to buy a home is real. So, what to make of the federal government's announcement that it will launch its newly expanded scheme to help first home buyers purchase a property earlier than expected? Today, senior economics correspondent Shane Wright, on whether this will help fix our housing crisis. Subscribe to The Age & SMH: https://subscribe.smh.com.au/See omnystudio.com/listener for privacy information.

If you’re in your 20s or 30s, or have someone in your life who’s in that age bracket, you know that the struggle to buy a home is real. So, what to make of the federal government's announcement that it will launch its newly expanded scheme to help first home buyers purchase a property earlier than expected? Today, senior economics correspondent Shane Wright, on whether this will help fix our housing crisis. Subscribe to The Age & SMH: https://subscribe.smh.com.au/See omnystudio.com/listener for privacy information.

The federal government to expand its deposit guarantee to all first home buyers. Will this ease the housing crisis?

The federal government to expand its deposit guarantee to all first home buyers. Will this ease the housing crisis?

What happens when the Great Australian Dream becomes a financial nightmare? In 2025, buying your first home in Australia has become less of a rite of passage and more of a high-stakes gamble. Record-high deposits, sky-high property prices, and mortgage repayments eating up more than 30% of many buyers' income - it's no wonder almost half of all first home buyers now regret their decision. Today, I'm joined by Sarah Megginson, personal finance expert at Finder to discuss their First Home Buyer Report 2025 which reveals the rising pressure on young Australians trying to break into the property market - from paying well over budget to being left with no savings at all after settling. We discuss why buyer's remorse is soaring, how affordability is vanishing, and what it all means for the future of home ownership in Australia. Whether you're an investor, a parent helping your kids buy, or just curious about where our housing market is heading, stick around. This is one of those episodes that will shift your perspective.   Takeaways  ·         The property market is increasingly challenging for first home buyers. ·         Financial support from parents is becoming crucial for many buyers. ·         Many first home buyers regret their purchase due to overspending. ·         Government incentives can help first home buyers enter the market. ·         Understanding lenders mortgage insurance is essential for buyers. ·         Saving habits are critical for managing home ownership costs. ·         Buyers are adapting by considering different locations and dwelling types. ·         The emotional aspect of buying a home can be overwhelming. ·         It's important to think long-term when making a home purchase. ·         There are still opportunities for home ownership despite market challenges.     Chapters  00:00 The Struggles of First Home Buyers 04:39 The Role of Family Support in Home Buying 07:34 Understanding Affordability in the Current Market 10:12 Regrets and Realities of First Home Purchases 13:03 Navigating the Buying Process: Tips and Strategies 15:53 Government Incentives for First Home Buyers 16:46 Saving for a Deposit: Strategies and Challenges 19:49 The Importance of Financial Preparedness 22:30 Adapting to the Market: New Strategies for Buyers   Links and Resources:   Answer this week's trivia question here- www.PropertyTrivia.com.au ·         Win a hard copy of How to Grow a Multi-Million Dollar Property Portfolio – in your spare time. ·         Everyone wins a copy of a fully updated property report – What's ahead for property for 2025 and beyond.   Finder's First Home Buyer's Report https://www.finder.com.au/insights/first-home-buyer-report-2025    Sarah Megginson - money expert and Head of Editorial at Finder https://www.finder.com.au/author/sarahmegginson   Get the team at Metropole to help build your personal Strategic Property Plan  Click here and have a chat with us   Michael Yardney – Subscribe to my Property Update newsletter here    Get a bundle of eBooks and Reports at www.PodcastBonus.com.au     Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for  Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.