Podcasts about first home buyers

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Best podcasts about first home buyers

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Latest podcast episodes about first home buyers

The First Home Buyers Program
Episode 98 - Conquering Property Market Fear

The First Home Buyers Program

Play Episode Listen Later Jun 5, 2025 4:32


Overcoming First Home Buyer Fear: Your Guide to Taking the Property PlungeDescription: In this episode of The First Home Buyers Program, host Maryanne Elliott tackles the biggest obstacle preventing potential homeowners from entering the market – fear. Drawing on her 20+ years of experience in the finance industry, Maryanne provides practical strategies to overcome the anxiety of making your first property purchase.Key Points:The three most common fears first home buyers face and why they're holding you backThe hidden financial cost of waiting for the "perfect time" to enter the marketPractical strategies to build confidence in your home buying journeyReal success stories from clients who overcame property market anxietyHow to determine if you're actually closer to buying than you thinkResources Mentioned:First Home Buyers online course: [link to course]Free 15-minute strategy call: https://calendly.com/360mortgagesolutionsBudget assessment worksheet: [link to resource]Connect with 360 Mortgage Solutions:Website: https://360mortgagesolutions.com.au/Phone: (07) 3520 8698Email: info@360mortgagesolutions.com.auInstagram: [Instagram handle]Facebook: [Facebook page]About Maryanne Elliott: Maryanne is the founder of 360 Mortgage Solutions and has worked in the finance industry since 2005. With experience as a bank teller, branch manager, portfolio manager, home lender, and trainer, she launched The First Home Buyers Program in 2017 to help Australians navigate the complex journey to homeownership.Keywords: first home buyer, property market fear, mortgage anxiety, home loan approval, property investment, first property purchase, Australian housing market, mortgage broker, home buying tipsEpisode Transcript:INTRO: Welcome to The First Home Buyers Program! I'm Maryanne Elliott from 360 Mortgage Solutions, and today we're tackling something that stops so many potential homeowners in their tracks – fear. That paralyzing feeling that keeps you scrolling through property listings but never taking action. Let's break down these fears and get you moving toward homeownership.SECTION 1: NAMING THE FEARS The first step to conquering any fear is acknowledging it. For first home buyers, these typically fall into three categories:"What if I can't afford it?" This is the big one – the fear of overcommitting financially."What if property prices crash after I buy?" Nobody wants to make the biggest purchase of their life only to see its value drop."What if I'm rejected for a loan?" The fear of putting yourself out there only to hear "no" can be devastating.Sound familiar? You're not alone. In my 20 years in finance, I've seen these same fears hold back countless potential homeowners – people who are now happily living in their own homes.SECTION 2: THE COST OF FEAR Here's what many don't realize – fear itself has a cost. While you're waiting for the "perfect time" to enter the market:Rent payments continue to build someone else's wealth instead of your own. Property prices in many areas continue to rise, potentially outpacing your savings. You're missing out on years of potential capital growth and stability.I've seen clients wait years for the "perfect moment" only to find themselves priced out of neighborhoods they once could have afforded.SECTION 3: PRACTICAL FEAR-BUSTING STRATEGIES So how do we move past these fears? Let me share some practical strategies:First, get educated. Understanding the process removes the mystery. That's exactly why we created our First Home Buyers course – to demystify the journey.Second, start with a realistic budget assessment. Knowing exactly what you can afford puts you in control. This isn't about stretching to your absolute maximum, but finding a comfortable position.Third, consider a stepping stone approach. Your first home doesn't need to be your forever home. Sometimes a unit, townhouse, or home in a developing area can be your entry point.Finally, work with professionals who understand your situation. A good mortgage broker – and I might be biased here – can guide you through pre-approval, helping you understand your borrowing capacity before you fall in love with properties.SECTION 4: CLIENT SUCCESS STORY Let me share a quick story about Sarah and Michael. They came to me last year, convinced they were at least two years away from buying. They had decent savings but were paralyzed by fear of the unknown.After working through their finances, we discovered they were actually in a position to buy now – they just needed the right loan structure. Six weeks later, they had their keys. The fear they'd carried for years dissolved once they had clear information and a supportive team.CONCLUSION: Remember, fear thrives in uncertainty. The antidote is information, preparation, and support. If you're feeling stuck, reach out for a 15-minute strategy call. Sometimes that first conversation is all it takes to transform fear into excitement.Until next time, this is Maryanne Elliott from The First Home Buyers Program, helping you turn your homeownership dreams into reality.

The NZ Property Market Podcast
It's never easy to be a first home buyer

The NZ Property Market Podcast

Play Episode Listen Later Jun 3, 2025 28:53


Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the latest insights from the First Home Buyer Report, highlighting trends in the market, the impact of mortgage lending data from the Reserve Bank, and the current economic uncertainty affecting first home buyers. They explore the challenges and opportunities in the housing market, including the rising average age of first home buyers and the importance of understanding debt-to-income ratios. The conversation emphasises the need for a balanced perspective on renting and buying, and the ongoing interest in first home buyers as a key demographic in the property market.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

PROPERTY LEGENDS with novak properties
NOVAK NEWS: First Home Buyers in 2025 — A New Reality!

PROPERTY LEGENDS with novak properties

Play Episode Listen Later Jun 2, 2025 12:28 Transcription Available


The property landscape for first-home buyers has transformed dramatically, with profound implications for anyone looking to step onto the property ladder in 2025. Gone are the days when purchasing your first home meant being in your mid-twenties with a modest deposit saved over a few years. Today's reality is starkly different.Sydney's first-time buyers are now predominantly in the 30-40 age bracket, having spent between 6-10 years accumulating enough savings for a deposit—more than double the 3-4 years it took a decade ago. With median house prices hovering around $1.6 million, the mathematics are daunting. A 20% deposit means having $320,000 ready to go, an almost impossible feat without additional support.This financial hurdle has given rise to what's now known as "the Bank of Mom and Dad," Australia's ninth largest property lender. The statistics are eye-opening: 60-70% of first-home buyers receive parental assistance in some form. Rather than viewing this as exceptional, the experts suggest normalizing these conversations about family support, acknowledging it as a common pathway into today's property market.Strategic approaches are becoming increasingly sophisticated among first-time buyers. "Rent-vesting"—buying an investment property while continuing to rent elsewhere or live with parents—has emerged as a popular strategy. Many buyers are leveraging government incentives by initially moving into their purchase (sometimes just before deadline requirements) before converting it to an investment property to maximize tax benefits and capital gains exemptions.Recent interest rate cuts have injected fresh energy into the market. With each 1% reduction in rates translating to approximately 10% more borrowing capacity, previously sidelined buyers are returning to auctions and inspections in force. This timing creates both opportunity and urgency for first-home buyers, particularly in supply-constrained areas like Sydney's Northern Beaches.Ready to take your first step into property ownership? Speak with a mortgage broker, explore government assistance schemes, have honest conversations with family about potential support, and remember—successful first-home buyers today combine multiple strategies with decisive action. The property market waits for no one, especially with increasing competition from returning investors.

The Mike Hosking Breakfast
Kelvin Davidson: Cotality Chief Property Economist on the average age of first home buyers rising

The Mike Hosking Breakfast

Play Episode Listen Later May 29, 2025 3:31 Transcription Available


The average first home buyer is getting older. A Cotality-Westpac report has found the average age of first home buyers has increased to 36 nationwide. It's 37 in Auckland, 36 in Wellington, and 35 in Christchurch – all figures are two or three years higher than average in 2019. Cotality Chief Property Economist Kelvin Davidson told Mike Hosking there's a range of reasons behind it. He says the affordability measures aren't much different than they were in 2019, so while affordability is an influence, lifestyle and career choices are definitely having an impact. LISTEN ABOVE See omnystudio.com/listener for privacy information.

The Mike Hosking Breakfast
Wrapping the Week with Kate Hawkesby and Tim Wilson: First home buyers, Hailey Bieber, Producer Sam's puppy

The Mike Hosking Breakfast

Play Episode Listen Later May 29, 2025 11:32 Transcription Available


Kate Hawkesby and Tim Wilson are back with Mike Hosking to Wrap the Week that was. They discussed the average age of first home buyers, Hailey Bieber and her make up company, and how Producer Sam's puppy has been behaving this week. LISTEN ABOVE See omnystudio.com/listener for privacy information.

The NZ Property Market Podcast
The inaugural co-branded Cotality-Westpac First Home Buyer Report!

The NZ Property Market Podcast

Play Episode Listen Later May 29, 2025 14:57


Send us a question/idea/opinion direct via text message!In this special guest episode of the NZ Property Market Podcast, Kelvin Davidson and Satish Ranchhod discuss the inaugural co-branded Cotality Westpac NZ First Home Buyer Report.They explore the current economic landscape for first home buyers, key insights from the report, demographic trends, and the future outlook for the housing market.The conversation highlights the resilience of first home buyers in the market, the impact of interest rates on affordability, and the changing demographics of buyers.Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.com or kelvin.davidson@cotality.com

Talk Property To Me Podcast
If You're a First Home Buyer, You're 100% Making These Mistakes (Australia 2025)

Talk Property To Me Podcast

Play Episode Listen Later May 27, 2025 17:44


Buying your first home in Australia? Chances are, you're making at least one of these costly mistakes — and it could be the difference between getting approved or getting rejected, overpaying or negotiating like a pro. In this episode of Talk Property To Me, we unpack the most common (and avoidable) first home buyer mistakes we see every week in 2025: ✅ How to clean up your bank statements before applying for a loan  ✅ Why showing too much emotion at open homes can backfire  ✅ The #1 thing you should never tell a real estate agent  ✅ What to expect (and not expect) when buying older homes  ✅ Why you shouldn't blindly trust the agent's pest and building report  ✅ What to know before buying property with a friend Whether you're looking to buy in Sydney, Melbourne, Brisbane or regional Australia — this episode is packed with first home buyer tips, real-world insights, and things your mortgage broker wishes you knew before making an offer.

Your First Home Buyer Guide Podcast
Inside a Real Coaching Call That Transforms First Home Buyers

Your First Home Buyer Guide Podcast

Play Episode Listen Later May 27, 2025 48:35


Buying your first home can feel like a lot, especially when you’re trying to figure it all out on your own. In this episode, we take you inside a real coaching session with one of our students who’s in the thick of it, asking smart questions and facing some pretty common challenges. This is exactly the kind of conversation we have each week inside our program, and we’re sharing it because we know so many of you will relate. We go through the nitty-gritties; a townhouse with a long-term tenant, competing offers, and the pressure to move fast. We talk about how to know if a property is worth your money, how to factor in delays if you can’t move in straight away, and why doing your homework matters before you even step inside. These home buying tips come from decades of experience, and we’re sharing them with no fluff. We also get into the emotional side, because yes, buying a home is emotional. It’s about balancing your gut feel with a clear, step-by-step process that protects you from making expensive mistakes. That’s where the right guidance makes all the difference. If you’re not sure what due diligence even means, when to request a contract, or how to compete with other buyers who seem to move faster, this is the episode to tune in to. You’ll walk away with practical home buying tips you can actually use, and a better understanding of how to approach your next property with confidence. Episode Highlights: 00:00 - Introduction 02:19 - Reviewing a first home buyer’s property checklist 03:09 - Concerns about negative cash flow and existing tenants 05:24 - Lessons from a missed offer and how to improve next time 07:17 - Analysing floor plans and outdoor space in real time 08:51 - Sunlight, orientation, and what really matters 13:53 - Is it worth buying a property you can’t move into yet? 16:59 - Why CoreLogic isn’t enough to set your offer price 19:26 - Competing with experienced buyers and investors 22:48 - Doing due diligence when time is tight 25:55 - Can you still change the contract during cooling-off? 27:10 - What to check before even inspecting a property 29:36 - Understanding offer processes and agent strategies 32:09 - Managing emotions during the buying process 33:24 - How some buyers make fast decisions with confidence 35:44 - When paying more upfront might still make sense 41:10 - Timing the market: when to expect more listings 45:03 - When to get a contract reviewed (and when not to) Course Details: Your First Home Buyer Course is our Step-By-Step, No BS Guide to Every Stage of The Home Buying Process – It’s the next best thing to having your own buyer’s agent. With our expert guidance, you’ll know what to do at every step along the way. Become a home owner faster and easier. Click here: https://homebuyeracademy.com.au/YFHBG If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey! Subscribe on YouTube: https://www.youtube.com/@YourFirstHomeBuyerGuidePodcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825 Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f See omnystudio.com/listener for privacy information.

Your First Home Buyer Guide Podcast
Grants, Schemes & Stamp Duty: The Costly Mistake First Home Buyers Keep Making

Your First Home Buyer Guide Podcast

Play Episode Listen Later May 20, 2025 49:19


Are you making your whole property decision just to avoid paying stamp duty? We see this all the time, and honestly, it could cost you far more than you think in the long run. In this episode, we’re joined by mortgage broker Andrew Wheatley to talk about the one big mistake we keep seeing first home buyers make: getting stuck on staying under the grant or concession thresholds. Andrew works with buyers every day and has a really practical way of helping people step back and look at the bigger picture, not just what they might save today, but what that decision could mean for their future wealth and lifestyle. We go through what those thresholds actually mean, how much you’re really saving (or missing out on), and why some people end up stuck looking for months just because they didn’t realise they could stretch a little further without taking on more risk. It’s not about spending more just for the sake of it, it’s about making sure you understand all your options and make a decision that sets you up for the long term. If you’re a first home buyer trying to make sense of all the government schemes, this chat will help you clear the noise and focus on what really matters, buying a quality asset that grows with you. Episode Highlights: 00:00 - Introduction 03:01 - Who is Andrew Wheatley? 04:07 - What’s the biggest trap buyers fall into with stamp duty concessions? 09:13 - Should you explore options above the scheme threshold? 11:25 - Why so many first home buyers are competing at the same price point 14:04 - How much more do you really pay if you go over the threshold? 19:09 - What’s the smarter way to set your property budget? 21:54 - Why being “ready” matters more than being fast 23:26 - Is it bad advice to avoid stretching your budget on your first home? 29:50 - Why do buyers fixate on free money from the government? 31:37 - Can chasing a grant cost you capital growth? 32:52 - Should your first home also be a good investment? 39:12 - What are Andrew’s top tips for first home buyers? 45:04 - What’s one thing Andrew wishes he knew as a first home buyer? About Our Guest: Andrew Wheatley is the founder and lead mortgage broker at Wheatley Finance, based in Yarraville, Victoria. With over 20 years of experience in the finance industry, Andrew is passionate about helping Australians navigate the complexities of home loans and property finance. His dedication to client success has earned him recognition, including the Finance Brokers Association of Australia’s (FBAA) Victoria Finance Broker of the Year Award in both 2021 and 2022. Andrew established Wheatley Finance to empower clients with tailored financial solutions, aiming to shift the balance of power from banks to borrowers. He is known for his client-centric approach and commitment to providing clear, honest advice to help individuals achieve their homeownership goals. Connect with Andrew Wheatley: Website https://www.wheatleyfinance.com/ LinkedIn https://www.linkedin.com/in/andrew-wheatley/ Resources: FREE MINI COURSE: How to price property like a professional https://www.homebuyeracademy.com.au/freecourse Meet our recommended mortgage brokers at Home Buyer Academy https://homebuyeracademy.com.au/brokers Visit our website https://www.homebuyeracademy.com.au/ Join our Facebook Group to get access to free monthly live Q&A sessions https://www.facebook.com/groups/yourfirsthomebuyerguideaustralia Learn how to buy property without making a mistake with our ultimate 10-step online course for first time home buyers https://homebuyeracademy.com.au/YFHBG If you have any questions or would like to be featured on our show, contact us at: Your First Home Buyer Guide Podcast support@homebuyeracademy.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Brisbane Buyers Agent? https://www.propertypursuit.com.au/ Work with Meighan: https://www.linkedin.com/in/meighanwells/ If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey! Subscribe on YouTube: https://www.youtube.com/@YourFirstHomeBuyerGuidePodcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825 Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f See omnystudio.com/listener for privacy information.

The Mike Hosking Breakfast
Ed McKnight: Opes Partners Resident Economist on rules being relaxed for home owners and their mortgages

The Mike Hosking Breakfast

Play Episode Listen Later May 18, 2025 4:15 Transcription Available


Rules are being relaxed around borrowers using flatmates to pay their mortgage. Previously, borrowers would need signed documentation from a flatmate contributing to the cost, but now a declaration of intent is all that's needed. Opes Partners Resident Economist Ed McKnight talks to Mike Hosking about what this means. LISTEN ABOVE. See omnystudio.com/listener for privacy information.

RNZ: Checkpoint
Do first home buyers have an opportunity to get into the housing market?

RNZ: Checkpoint

Play Episode Listen Later May 16, 2025 2:20


Twice this week, we've heard first-home buyers told that they have a rare opportunity to get into the property market. When both the Real Estate Institute and QV released their latest data, it came with a heads-up that it could be first-time buyers' big chance to act. But how much of that is true, and how much is property people talking a big game? Money correspondent Susan Edmunds spoke to Lisa Owen.

The First Home Buyers Program
Episode 95 - What Every First Home Buyer Needs to Know

The First Home Buyers Program

Play Episode Listen Later May 16, 2025 14:59


In this episode, I walk you through the essentials every first home buyer should understand before they jump into the market. Whether you're months away from buying or just getting started with saving a deposit, this is your foundation. You'll learn:What the home buying journey really looks like (step-by-step)Why getting loan-ready before you fall in love with a property is a game changerThe most common mistakes first home buyers make—and how to avoid themWhere grants, schemes, and your deposit fit into the big picture

Your First Home Buyer Guide Podcast
Substations, LMI, Rentvesting, Auctions & Strata Risks: First Home Buyer Q&A

Your First Home Buyer Guide Podcast

Play Episode Listen Later May 13, 2025 22:42


How do we deal with some of the quirkiest first-home-buyer dilemmas? In this episode, we’re answering real questions from our Facebook group; like whether it’s a bad idea to buy next to a substation, what to do when we’re weighing up LMI and rentvesting, and how to make sense of strata reports when there’s not a lot to go on. It’s all the stuff that doesn’t always have a black and white answer, but definitely deserves a proper chat. We start with substations because that one comes up a lot. Are EMFs something to worry about, or is it more about resale and how it feels when we’re standing on our balcony staring at a big grey box? Veronica even shares what a nuclear physicist told her when she was looking at a property for a client, and we get into how much of it is science vs perception. Then we get into the rentvesting vs buy-to-live conversation, especially when Lender’s Mortgage Insurance is involved. Should we wait it out and save that 20% deposit? Or is it better to just get in and deal with the LMI? Meighan talks through our own experience here, what we’d do differently and what actually matters when we’re doing the numbers. And if we’ve been wondering whether to throw in a pre-auction offer or how to deal with limited strata info… Yep, we cover that too. From knowing what questions to ask agents, to spotting red flags when we haven’t even seen a report, we go through how we think about these tricky calls and the kinds of risks we might want to weigh up. If we’re deep in the first home buyer trenches, this one’s full of real talk, honest stories, and things we’ve learned the hard way. Episode Highlights: 00:00 - Introduction 01:59 - Should I be worried about buying next to a substation? 07:52 - Is it worth paying LMI if it means I can buy sooner and rentvest? 11:39 - Should I make a pre-auction offer or wait until auction day? 15:55 - What should I look out for in a strata report, and how do I assess risk if I can’t see it yet? Resources: FREE MINI COURSE: How to price property like a professional https://www.homebuyeracademy.com.au/freecourse Meet our recommended mortgage brokers at Home Buyer Academy https://homebuyeracademy.com.au/brokers Visit our website https://www.homebuyeracademy.com.au/ Join our Facebook Group to get access to free monthly live Q&A sessions https://www.facebook.com/groups/yourfirsthomebuyerguideaustralia Learn how to buy property without making a mistake with our ultimate 10-step online course for first time home buyers https://homebuyeracademy.com.au/YFHBG If you have any questions or would like to be featured on our show, contact us at: Your First Home Buyer Guide Podcast support@homebuyeracademy.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Brisbane Buyers Agent? https://www.propertypursuit.com.au/ Work with Meighan: https://www.linkedin.com/in/meighanwells/ If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey! Subscribe on YouTube: https://www.youtube.com/@YourFirstHomeBuyerGuidePodcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825 Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f See omnystudio.com/listener for privacy information.

Hotspotting
Debunking the Link Between First-Home Buyer Support and Price Surges

Hotspotting

Play Episode Listen Later May 13, 2025 4:10


Government support for first-home buyers always seems to spark the same criticism: that it drives up prices and does more harm than good. But where's the evidence? In this episode, we unpack the recurring claims that FHB schemes like deposit guarantees and grants inflate property values — and ask why these arguments persist despite a lack of supporting data. We explore how media narratives often miss the mark, focusing blame on young buyers instead of tackling the real issues: supply constraints, high construction costs, and planning bottlenecks. If helping first-home buyers is always the “wrong move,” what's the alternative? In this episode: The myth that FHB support causes price spikes What the data actually says (and doesn't say) Why the supply-side crisis is the real problem How policy debates are missing the point This episode is for anyone who's ever wondered whether helping first-home buyers is hurting the market — and wants an evidence-based perspective instead of a political spin.

The NZ Property Market Podcast
First home buyers hold strong

The NZ Property Market Podcast

Play Episode Listen Later May 12, 2025 35:47


Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the latest trends in the property market, focusing on first home buyer activity, labour market data, and the implications for the economy and the RBNZ's OCR decision at the end of the month. They also explore the importance of energy efficiency in housing (thanks to the NZGBC report) and the dynamics of the rental market, thanks to a listener question. The conversation highlights the challenges and opportunities facing buyers and investors in the current economic climate.Sign up for news and insights or contact on LinkedIn, Twitter @NickGoodall_CL or @KDavidson_CL and email nick.goodall@cotality.co.nz or kelvin.davidson@cotality.co.nz

Rewarding Property Decisions with Jarrod McCabe of Wakelin Property Advisory
Empowering First Home Buyers: Melbourne's Market Shifts in Their Favour

Rewarding Property Decisions with Jarrod McCabe of Wakelin Property Advisory

Play Episode Listen Later May 7, 2025 10:57


Melbourne's property market is shifting, and first home buyers are in the driver's seat. In this episode, Jarrod explores: The new 5% deposit guarantee and higher price caps Why older, boutique apartments in blue-chip suburbs are now within reach Gen Z's focus on ownership and lifestyle Why more investor sales mean more choice for buyers On-the-ground stories of robust competition for the best apartments Tune in to find out how to seize this unique opportunity in Melbourne's evolving market.   We enjoy providing you with free insights into the Melbourne property market and property investment more broadly. Thank you for listening.  If you like what you hear, subscribe, like, rate or follow us and tell your friends and family. Investing in property makes sense.  Investing in the right property takes knowledge. To learn more visit www.wakelin.com.au  |  Instagram  |  Facebook  | LinkedIn  |  YouTube  |  Email  

Your First Home Buyer Guide Podcast
How First Home Buyers Can Keep Up in a Hot Property Market

Your First Home Buyer Guide Podcast

Play Episode Listen Later Apr 29, 2025 29:38


When the market is running hot, we know how tough it feels, especially for first home buyers. Properties seem to sell before you’ve even had a chance to blink, let alone think. Every week, price guides climb higher, agents are saying homes are already under offer, and it slowly chips away at your confidence. It’s exhausting. But here’s what we want you to know: you can still buy well in a market like this. You just need the right mindset and a solid strategy. In this episode, we walk you through seven practical tips that help you stay in the game. We talk about why speed and preparation matter more than ever, how to get to know your area like the back of your hand, and when it’s time to pivot to surrounding suburbs if your dream location slips out of reach. We also explain why knowing property values inside and out is key, and why skipping due diligence; no matter how tempting, is never worth the risk. We also get into auctions and pre-auction offers, and how we handle them with our clients. There’s a lot of pressure out there, but when you understand the process and do the prep early, you can make strong, smart decisions without being swept up in fear or frustration. So if you’re feeling disheartened, we get it. We’ve been there. But don’t tap out. With the right tools, a bit of grit, and a whole lot of preparation, you’ll find your way through this. You’re closer than you think. Episode Highlights: 00:00 - Introduction 02:10 - Meighan’s special house of the week 06:02 - 4 core takeaways to compete in a hot market 07:08 - Tip #1: Recognise and overcome first home buyer challenges 09:02 - Tip #2: Get a step ahead by knowing your area inside out 13:33 - Tip #3: Mastering auctions and pre-auction plays 17:57 - Tip #4: Be offer-ready even before the first open 20:55 - Tip #5: Never skip due diligence 23:06 - Tip #6: Understand best and final offers 26:22 - Tip #7: Mindset matters Resources: FREE MINI COURSE: How to price property like a professional https://www.homebuyeracademy.com.au/freecourse Meet our recommended mortgage brokers at Home Buyer Academy https://homebuyeracademy.com.au/brokers Visit our website https://www.homebuyeracademy.com.au/ Join our Facebook Group to get access to free monthly live Q&A sessions https://www.facebook.com/groups/yourfirsthomebuyerguideaustralia Learn how to buy property without making a mistake with our ultimate 10-step online course for first time home buyers https://homebuyeracademy.com.au/YFHBG If you have any questions or would like to be featured on our show, contact us at: Your First Home Buyer Guide Podcast support@homebuyeracademy.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Brisbane Buyers Agent? https://www.propertypursuit.com.au/ Work with Meighan: https://www.linkedin.com/in/meighanwells/ If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey! Subscribe on YouTube: https://www.youtube.com/@YourFirstHomeBuyerGuidePodcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/your-first-home-buyer-guide-podcast/id1544701825 Subscribe on Spotify: https://open.spotify.com/show/7GyrfXoqvDxjqNRv40NVQs?si=7c8bc4362fab421f See omnystudio.com/listener for privacy information.

The Real Estate Podcast
"Orange Outperformed Sydney: Still a First-Home Buyer Hotspot in 2025!

The Real Estate Podcast

Play Episode Listen Later Apr 27, 2025 14:30


We catch up with Simone Fogarty in Orange, NSW. Despite market stabilization, Orange remains a first-home buyer's dream, with median house prices at $690K and unit prices at $450K. Listen here: https://apple.co/3wub8Le ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en  ► Facebook: https://www.facebook.com/profile.php?id=100070592715418 ► Email:  myrealestatepodcast@gmail.com    The latest real estate news, trends and predictions for Brisbane, Adelaide, Canberra, Gold Coast, Sydney, Melbourne and Perth. We include home buying tips, commercial real estate, property market analysis and real estate investment strategies. Including real estate trends, finance and real estate agents and brokers. Plus real estate law and regulations, and real estate development insights. And real estate investing for first home buyers, real estate market reports and real estate negotiation skills. We include Hobart, Darwin, Hervey Bay, the Sunshine Coast, Newcastle, Central Coast, Wollongong, Geelong, Townsville, Cairns, Ballarat, Bendigo, Launceston, Mackay, Rockhampton, Coffs Harbour. #AustralianRealEstate  #QLDProperty #HomeBuyingTips #MortgageBroker #PerthRealEstate #SavingForAHome  #SmartInvesting #PropertyMarketUpdate #BrisbaneHomes #PerthProperty #FirstHomeBuyers #FinanceTips #RealEstateNews #HousingMarket #InvestingInProperty   #MortgageTips #SydneyLiving #Parramatta  #sydneyproperty #Melbourneproperty #brisbaneproperty #perthproperty #goldcoast #adelaideproperty #canberraproperty #sunshinecoastproperty #cairnsproperty #hobartproperty #darwinproperty #PropertyUpdate #OrangeRealEstate #InvestmentOpportunities #AffordableHousing #OrangeNSW #RealEstateAustralia

The Adviser Podcast Network
What's Making Headlines – pressure rising for first home buyers

The Adviser Podcast Network

Play Episode Listen Later Apr 24, 2025 18:26


Welcome to The Adviser's What's Making Headlines podcast, your go-to source for the week's biggest stories in finance and real estate, distilled into bite-sized insights. Join commercial content writer Ben Squires and senior journalist Will Paige as they review the news of the week. This week, they discuss: New data showing housing affordability levels are now near record lows. Election policies announced by the major parties. The latest mergers in the mutual bank space. And much more!

Dubai Property Podcast
"Dubai First Home Buyers and Real Estate CEO's Thoughts"

Dubai Property Podcast

Play Episode Listen Later Apr 18, 2025 18:17


We talk to Victoria a first home buyer who lost $100,000 on a failed development but got back up and made a success of property buying. And Andrew a CEO gives us some of his thoughts. ► Subscribe here to never miss an episode: https://dubaipropertypodcast.podbean.com ► INSTAGRAM: https://www.instagram.com/dubaipropertypodcast/?hl=en ► ITUNES: https://podcasts.apple.com/.../dubai.../id1662176569 ► EMAIL: dubaipropertypodcast@gmail.com  The Most comprehensive property guide for the UAE and Dubai.    Homes for sale, Real estate agents, Real estate listings, Real estate investing, Property management companies, Commercial real estate, Real estate market trends, Real estate market analysis, Real estate finance, Real estate development, Real estate law, Real estate technology, Real estate investing for beginners, Real estate negotiation skills, Real estate marketing   Understand the dynamics of Dubai real estate, supply and demand, market stabilization, property investment Dubai, construction pipeline, tenant to buyer trends, Dubai property market, real estate analysis, market predictions, and inventory trends. #DubaiRealEstate #PropertyInvestment #DubaiQ1Sales #LuxuryRealEstate #OffPlanDubai #DubaiMarketUpdate #RealEstateNews #InvestInDubai #GlobalPropertyMarket #UAEPropertyBoom #DubaiVillas #PropertyTrends2025 #dubaiproperty #dubai #dubairealestate #DubaiRealEstate #OffPlanDubai #VisaRenewal #ExpatDubai #PropertyInvestment #SharjahRealEstate #Masaar2 #DubaiVisa #UAEProperty #RealEstateTrends #DubaiLife #InstantVisa #DubaiServices"  #DubaiRealEstate #SupplyAndDemand #MarketStabilization #PropertyInvestment #DubaiProperty #MarketAnalysis #InventoryTrends #DubaiHousing #RealEstateInsights #MarketTiming #ConstructionDelays #RealEstatePredictions"    

The Adviser Podcast Network
What's Making Headlines – election promises for first home buyers

The Adviser Podcast Network

Play Episode Listen Later Apr 17, 2025 33:34


Welcome to The Adviser's What's Making Headlines podcast, your go-to source for the week's biggest stories in finance and real estate, distilled into bite-sized insights. Join host Annie Kane and commercial content writer Ben Squires as they review the news of the week. This week, they discuss: The fallout from the political pledges for first home buyers. The details of alleged fraudulent activity at RAMS. Yet another mutual merger voted through. And much more!

The Signal
The election housing policies explained

The Signal

Play Episode Listen Later Apr 16, 2025 15:10


This week, Peter Dutton and Anthony Albanese unveiled big new policies supposed to make it easier for young Australians to buy their first home.From a five percent deposit scheme to tax deductions for mortgage interest, will the policies really help and which party will leave Australians in a better position?Recently, we brought you our Housing Hostages series with our business editor Michael Janda, all about the housing crisis, how we landed in it and how we get out of it.Today, Michael is back to explain the new policies and analyse what they'd do to the housing market.Featured: Michael Janda, ABC business editor

Perth Property Insider Podcast
Can Perth Property Stay Resilient? Trump's Tariffs, Election Promises & Interest Rates Unpacked

Perth Property Insider Podcast

Play Episode Listen Later Apr 16, 2025 21:48


From Global Slowdown to Local Opportunity! This is an episode you must tune into. Today, I’m breaking down what’s shaping Perth’s property market—from Trump’s tariffs to the upcoming federal election. These big-picture shifts could have a real impact on local buyers and investors. We’ll explore why a 0.5% interest rate cut is expected, and how it might boost borrowing power and demand. I’ll also touch on policy changes around migration, first home buyer incentives and housing that could shift market trends. Whether you’re buying your first home or growing your portfolio, this episode will help you make more confident decisions. Let’s go inside. Resource Links: Get your Strategic Portfolio Plan and our help with Buying Your Next Perth Property (https://www.investorsedge.com.au/invest-in-perth-property/) Get email updates about suburb intelligence reports and exclusive invites to our webinars, events, and workshops. Join (investorsedge.com.au/join) Join the Perth Property Investment Facebook Group (https://www.facebook.com/groups/perthpropertyinvestors) Join Jarrad Mahon’s Property Investor Update (https://www.investorsedge.com.au/join) For more info on our award-winning and highly rated Property Management services that give you guaranteed peace of mind (https://www.investorsedge.com.au/perth-property-management-specialists/) For more info on how our Property Sales services can ensure you get the best selling price while handling all the stress for you (https://www.investorsedge.com.au/selling-your-perth-property/) Episode Highlights: Intro [00:00] Impact of Trump's Tariffs on the Global Economy and Property Market [02:12] Explanation of Trump's Tariffs and Their Economic Implications [02:30] Global Economic Slowdown and Trade War Escalation [04:53] Impact of Tariffs on Australia and Interest Rate Reductions [06:13] Perth Property Market Trends and Investor Strategies [11:21] Federal Election and Migration Policy Impact [12:15] Liberal and Labor Policies on Housing and First Home Buyers [15:20] Additional Policies Announced by Labor and Coalition [17:58] Thank you for tuning in! If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Connect with Perth Property Insider: Subscribe on YouTube: https://www.youtube.com/@InvestorsedgeAu Like us on Facebook: https://www.facebook.com/investorsedge See omnystudio.com/listener for privacy information.

RNZ: Morning Report
Investors back, number of first home buyers drops: Report

RNZ: Morning Report

Play Episode Listen Later Apr 15, 2025 4:03


Investors made their way back into the housing market in the first three months of this year, according to a new report by Corelogic, at the same time the proportion of first home buyers has dropped slightly. CoreLogic chief property economist Kelvin Davidson spoke to Ingrid Hipkiss.

The Quicky
First Home Buyer Policies Explained & What's Really Deciding Women's Votes

The Quicky

Play Episode Listen Later Apr 14, 2025 15:03 Transcription Available


The major parties have a sudden interest in first home buyers, but are what they're promising all its cracked up to be? Plus we asked women what concerns they're taking the the polls this election, and the results are in... Check out our interviews with Peter Dutton & Anthony Albanese And in headlines today Treasurer Jim Chalmers & Shadow Treasurer Angus Taylor went head to head in a debate over housing, both sides accused of bad economic policy; Katy Perry is back on earth after helping man the first all female space flight in more than 60 years; Meta may have to sell off instagram and Whatsapp as they face an antitrust trial in the US; Ed Sheeran says he knows it's weird to build a village of his own around his home in England but just wants some privacy for his family. THE END BITS Support independent women's media Check out The Quicky Instagram here GET IN TOUCH Share your story, feedback, or dilemma! Send us a voice note or email us at thequicky@mamamia.com.au CREDITS Hosts: Taylah Strano & Claire Murphy Guests: Charlie Begg, Mamamia's Audience Editor Cass Green, Mamamia's Morning Editor Executive Producer: Taylah Strano Audio Producer: Lu Hill Become a Mamamia subscriber: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.

PM full episode
First home buyers wooed by Labor and Coalition

PM full episode

Play Episode Listen Later Apr 14, 2025 25:41


Economists are predicting the new first home buyer policies announced by Labor and the Coalition could worsen the housing crisis.

Please Explain
'A pox on your houses': Will new housing policies help first home buyers?

Please Explain

Play Episode Listen Later Apr 14, 2025 16:39 Transcription Available


The Australian government and opposition party have both announced policies to address the country's housing crisis, with young people in particular priced out of the market. Labor say they want to drop deposits for mortgages to buy a home to five per cent, while the Coalition want to make mortgage repayments tax deductable. In an early release episode, Brendan Coates, who is the Grattan Institute's housing and economic security program director, talks through these policies and which could boost housing supply and home ownership.Subscribe to The Age & SMH: https://subscribe.smh.com.au/See omnystudio.com/listener for privacy information.

Please Explain
'A pox on your houses': Will new housing policies help first home buyers?

Please Explain

Play Episode Listen Later Apr 14, 2025 16:39 Transcription Available


The Australian government and opposition party have both announced policies to address the country's housing crisis, with young people in particular priced out of the market. Labor say they want to drop deposits for mortgages to buy a home to five per cent, while the Coalition want to make mortgage repayments tax deductable. In an early release episode, Brendan Coates, who is the Grattan Institute's housing and economic security program director, talks through these policies and which could boost housing supply and home ownership.Subscribe to The Age & SMH: https://subscribe.smh.com.au/See omnystudio.com/listener for privacy information.

Heather du Plessis-Allan Drive
Oliver Peterson: Australian correspondent on Anthony Albanese's plan to 'unlock' 100,000 new homes for first home buyers

Heather du Plessis-Allan Drive

Play Episode Listen Later Apr 14, 2025 5:31 Transcription Available


Ahead of the Australian election, Prime Minister Anthony Albanese has unveiled a new housing policy designed to 'unlock' 100,000 new homes for first home buyers. This scheme will only be available to first home buyers and the Government plans to make it easier to get approval for a mortgage. Australian correspondent Oliver Peterson says it's unlikely this promise will be able to address the root of the issue. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Mornings with Gareth Parker
Angus Taylor explains the Liberal Party's plan for first home buyers

Mornings with Gareth Parker

Play Episode Listen Later Apr 14, 2025 8:44


Spokesperson on Opposition Treasury matters Angus Taylor joined Perth Today host Simon Beaumont and explained the Liberal Party's pitch to first home buyers.See omnystudio.com/listener for privacy information.

4BC Breakfast with Laurel, Gary & Mark
First home buyers dreams vs reality: Who will build these new homes?

4BC Breakfast with Laurel, Gary & Mark

Play Episode Listen Later Apr 14, 2025 5:45


Both major parties have announced policies targeting first home buyers as part of the 2025 federal election campaign. It’s a decision that is set to add unprecedented risk to an already expensive and delicate housing market, raising the question of who will build these new homes. Quality Home Improvements Group CEO Scott Chalen joined Luke Bradnam on 4BC Breakfast to discuss how the skills shortage could impact first-time home buyers' ability to enter the market.See omnystudio.com/listener for privacy information.

The NZ Property Market Podcast
First Home Buyers: A Changing Landscape

The NZ Property Market Podcast

Play Episode Listen Later Apr 13, 2025 20:02


Send us a question/idea/opinion direct via text message!This week Nick and Kelvin discuss the latest trends in the property market, focusing on first home buyers, investor activity, and lending trends. They analyse the impact of macroeconomic factors, including tariffs and the official cash rate (OCR), on the housing market. The conversation highlights the dynamics between different buyer groups and the overall outlook for property transactions in 2025.Sign up for news and insights or contact on LinkedIn, Twitter @NickGoodall_CL or @KDavidson_CL and email nick.goodall@corelogic.co.nz or kelvin.davidson@corelogic.co.nz

4BC Breakfast with Laurel, Gary & Mark
'Expensive initiative': Coalition pledges big tax cuts and mortgage relief for first home buyers

4BC Breakfast with Laurel, Gary & Mark

Play Episode Listen Later Apr 13, 2025 8:29


Both Labor and the Coalition have unveiled almost $25 billion worth of cost-of-living and housing relief policies. Peter Dutton has announced a $10 billion tax cut measure for those who earn less than $144,000 a year, along with a plan to allow first-time buyers of newly built homes to deduct an amount of the interest paid on their mortgages. Shadow Treasurer Angus Taylor told Luke Bradnam on 4BC Breakfast, "We've had 21 months where our economy hasn't grown on a per-person basis." "It's a record, by the way, it's the worst we've seen, so we've got to get the economy moving," the Shadow Treasurer continued.See omnystudio.com/listener for privacy information.

Dubai Property Podcast
" A First Home Buyers Property Journey And Saving"

Dubai Property Podcast

Play Episode Listen Later Apr 10, 2025 15:42


We talk with Allegra a first home buyer about saving and getting into her first property. Also why are people leaving the U.S? ► Subscribe here to never miss an episode: https://dubaipropertypodcast.podbean.com ► INSTAGRAM: https://www.instagram.com/dubaipropertypodcast/?hl=en ► ITUNES: https://podcasts.apple.com/.../dubai.../id1662176569 ► EMAIL: dubaipropertypodcast@gmail.com  The Most comprehensive property guide for the UAE and Dubai.    Homes for sale, Real estate agents, Real estate listings, Real estate investing, Property management companies, Commercial real estate, Real estate market trends, Real estate market analysis, Real estate finance, Real estate development, Real estate law, Real estate technology, Real estate investing for beginners, Real estate negotiation skills, Real estate marketing   Understand the dynamics of Dubai real estate, supply and demand, market stabilization, property investment Dubai, construction pipeline, tenant to buyer trends, Dubai property market, real estate analysis, market predictions, and inventory trends. #DubaiRealEstate #PropertyInvestment #DubaiQ1Sales #LuxuryRealEstate #OffPlanDubai #DubaiMarketUpdate #RealEstateNews #InvestInDubai #GlobalPropertyMarket #UAEPropertyBoom #DubaiVillas #PropertyTrends2025 #dubaiproperty #dubai #dubairealestate #DubaiRealEstate #OffPlanDubai #VisaRenewal #ExpatDubai #PropertyInvestment #SharjahRealEstate #Masaar2 #DubaiVisa #UAEProperty #RealEstateTrends #DubaiLife #InstantVisa #DubaiServices"  #DubaiRealEstate #SupplyAndDemand #MarketStabilization #PropertyInvestment #DubaiProperty #MarketAnalysis #InventoryTrends #DubaiHousing #RealEstateInsights #MarketTiming #ConstructionDelays #RealEstatePredictions"

Kerre McIvor Mornings Podcast
Mary Holm: Personal Finance Journalist on the impact of Trump's tariffs on investment funds

Kerre McIvor Mornings Podcast

Play Episode Listen Later Apr 8, 2025 11:36 Transcription Available


Kiwis are being urged to stay calm and stay the course as stock markets tumble. There's global uncertainty off the back of Donald Trump's sweeping tariffs, and investment funds like KiwiSaver have been taking a hit. Mortgage brokers have been facing concerns from first-home buyers, wondering what to do about the slump in their balance as they look to purchase. Personal Finance Journalist Mary Holm told Kerre Woodham that people should always keep money they plan to spend soon out of high-risk funds. She says that if you plan on spending a significant chunk of money within the next two to three years, you should request your KiwiSaver moved to the lowest risk fund. For those who cut it close, Holm says to sit tight. She told Woodham that share markets often overreact to economic events like the tariffs, and they'll recover eventually. LISTEN ABOVE See omnystudio.com/listener for privacy information.

The Real Estate Podcast
"A First Home Buyer's Journey into Home Ownership"

The Real Estate Podcast

Play Episode Listen Later Apr 3, 2025 14:09


We talk with Allegra a first home buyer about her journey into home ownership and balancing all the costs and commitment when buying including the question of raising a family in the future. Listen here: https://apple.co/3wub8Le ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en  ► Facebook: https://www.facebook.com/profile.php?id=100070592715418 ► Email:  myrealestatepodcast@gmail.com    The latest real estate news, trends and predictions for Brisbane, Adelaide, Canberra, Gold Coast, Sydney, Melbourne and Perth. We include home buying tips, commercial real estate, property market analysis and real estate investment strategies. Including real estate trends, finance and real estate agents and brokers. Plus real estate law and regulations, and real estate development insights. And real estate investing for first home buyers, real estate market reports and real estate negotiation skills. We include Hobart, Darwin, Hervey Bay, the Sunshine Coast, Newcastle, Central Coast, Wollongong, Geelong, Townsville, Cairns, Ballarat, Bendigo, Launceston, Mackay, Rockhampton, Coffs Harbour. #AustralianRealEstate  #QLDProperty #HomeBuyingTips #MortgageBroker #PerthRealEstate #SavingForAHome  #SmartInvesting #PropertyMarketUpdate #BrisbaneHomes #PerthProperty #FirstHomeBuyers #FinanceTips #RealEstateNews #HousingMarket #InvestingInProperty  #CoolYourHome #MortgageTips   #SydneyLiving #PortMacquarie   #sydneyproperty #Melbourneproperty #brisbaneproperty #perthproperty #goldcoast #adelaideproperty #canberraproperty #sunshinecoastproperty #cairnsproperty #hobartproperty #darwinproperty  

The Money Cafe with Kirby and Kohler
Sharing home ownership with the government: What could possibly go wrong?

The Money Cafe with Kirby and Kohler

Play Episode Listen Later Mar 27, 2025 30:45 Transcription Available


The 2025 Budget managed to squeeze in a few pre-election surprises. A teeny tax cut, a decision to 'do nothing' on pension access (with unchanged deeming rates) and a genuine move to upgrade the government's signature Shared Home Ownership program.The so-called Help To Buy scheme will be very popular, but what are the risks? In this episode, Will Hamilton of Hamilton Wealth Partners joins Associate Editor - Wealth, James Kirby. ----- In today's show, we cover * The biggest thing for First Home Buyers in years- Help To Buy* Why bracket creep undermines all tax cuts * Is the $3m super tax dead or alive?* Should long-term investors be influenced by today's dividend yields? See omnystudio.com/listener for privacy information.

The Property Academy Podcast
Why mortgages just got $12,000 cheaper for some first home buyers⎥Ep. 2021

The Property Academy Podcast

Play Episode Listen Later Mar 24, 2025 10:28


In this episode, we discuss how ANZ has just changed the way it charges for mortgages. They've slashed the low equity premiums, which makes it cheaper to buy a house with a low deposit. This can save some first home buyers up to $12,000 when they buy with a lower deposit. For more from Opes Partners:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠

The Signal
Housing Hostages: The supply ‘solution'

The Signal

Play Episode Listen Later Mar 6, 2025 26:13


For so many experts and politicians, the answer to Australia's housing crisis is simple. Rejig zoning rules, build more homes and get Australians into increasingly dense developments. But is the supply ‘solution' the cure-all it's made out to be? In this final episode of our series, ABC business editor Michael Janda looks at what really needs to be done on supply and demand to make it just a little bit easier for people to buy a home. We'll also take you to Melbourne, where apartment prices have flatlined over the past five years and first home buyers are flooding into the market. We'll explain what it will take to finally free Australia's housing hostages. 

The Signal
Housing Hostages: Time for a crash?

The Signal

Play Episode Listen Later Mar 5, 2025 25:34


Has a housing bubble ever burst without devastating pain across the economy and society? New Zealand is in a recession and home values are more than 17 per cent lower than the post-COVID peak. In Ireland, a massive house price surge and crash in the 2000s saw house prices in Dublin more than half. So, does Australia need a crash and what would that mean for all of us? Some economists think recessions are needed occasionally to reset the economy. In this episode ABC business editor Michael Janda explains how a shock wave would ripple through the economy if the housing bubble bursts. Is the medicine worth the pain? 

The Signal
Housing Hostages: The blame game

The Signal

Play Episode Listen Later Mar 4, 2025 26:02


How did Australia go from a place where most middle-class people could own their own house, to one where even a small apartment is out of reach for so many? You can pick your villain. Is it immigrants, investors, Howard and Costello, the big banks, or something else? In this episode, ABC business editor Michael Janda identifies the key moments and policies that cemented property as a lucrative investment, creating a mismatch in supply and demand and sending house prices to extraordinarily high levels. 

The Signal
Housing Hostages: Australia in 2050

The Signal

Play Episode Listen Later Mar 3, 2025 25:10


Imagine it's 2050 and the housing bubble in Australia never burst. Where do we live, how do we pay for it and what is day to day life like?Exorbitant home prices not only keep Australians in the crowded and expensive rental market, but they also change life plans and society. In this episode, ABC business editor Michael Janda explains why housing crisis is the country's biggest issue. It locks people into debt, delays retirement, creates stress and insecurity, contributes to falling birth rates and exacerbates inequalities between the generations. We're hostage to housing. 

The Signal
Housing Hostages: The great (investor) dream

The Signal

Play Episode Listen Later Mar 2, 2025 25:24


Housing has become a dream for investors and a nightmare for those struggling to get a slice of the pie. We find ourselves increasingly mired in a debt trap at both an individual and economy-wide level. This is Housing Hostages; a five-part series from ABC News Daily. With the help of ABC business editor Michael Janda, we'll get to the heart of the housing crisis and explain why we're all hostage to housing. Imagine owning dozens of properties at once. In this episode, investing expert Margaret Lomas explains how climbing the property ladder over decades delivered her housing and financial security. We meet desperate first home buyers and explain why emulating Margaret's property success is now impossible. In this series, we'll scrutinise the possible culprits for this crisis and look at how our housing fortunes influence everything from birth rates to retirement plans. Is it time for the housing bubble to burst and what lessons are there from overseas about what happens next?Finally, we examine the supply solution that so many vested interests reach for and ask; what really needs to be done to boost the supply of housing and dampen demand for it, to try to make things just a little bit better?   

Cheques & Balances
Hey First Home Buyers! Don't let Property Developers Trick You Ft. Adam Farrell | Episode 280

Cheques & Balances

Play Episode Listen Later Feb 11, 2025 20:29


In this episode, we are joined by Adam Farrell Director of Lighthouse Property to uncover the sneaky tactics property developers use to make deals seem better than they really are—like misleading bedroom sizes, hidden defects, and tricky negotiation strategies. We also share expert tips on how to spot red flags, negotiate smarter, and avoid getting caught out when buying a property.This episode is proudly sponsored by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Partners Life⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.For more money tips follow us on:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions

Property Apprentice Podcast
First-Home Buyers: Should You Jump In Now? Westpac Drops Rates Below 5%

Property Apprentice Podcast

Play Episode Listen Later Feb 10, 2025 19:28


Send Us A Message! Let us know what you think.Topic #1:  Realestate.co.nz 3rd of February - Sellers hit 2025 hard, with new listings at levels not seen in a decadeTopic #2: NZ Herald 4th of February -Housing Minister Chris Bishop reveals Kāinga Ora's turnaround plan to reduce deficitTopic #3: Oneroof 4th of February - Wellington's average RV drops 24%: Which suburbs are most at risk?Topic #4: NZ Herald 5th of February - Major banks cut home loan rates; Westpac first to go sub 5%Topic #5: RNZ 5th of February - Should first-home buyers rush to get in the market?#propertyapprenticenz #investingadvice #mortgagerates #interestrates #rentalproperty #landlordingSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Cheques & Balances
5 Tips For First Home Buyers | Episode 267

Cheques & Balances

Play Episode Listen Later Jan 12, 2025 26:55


In this episode of The Takeover, Jess and Makayla share key insights and tips for first-time homebuyers, from avoiding common pitfalls to managing your budget effectively. Learn how to clarify your priorities, navigate mortgage approvals, and surround yourself with the right experts to make confident, informed decisions. This episode is proudly sponsored by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Partners Life⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. For more money tips follow us on: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

RNZ: Morning Report
First Home Buyers club welcomes OCR cut

RNZ: Morning Report

Play Episode Listen Later Nov 27, 2024 2:34


The First Home Buyers club is celebrating the downward direction of interest rates, amid continued cuts to the Official Cash Rate. First Home Buyers Club spokesperson Lesley Harris spoke to Corin Dann.

Equity Mates Investing Podcast
Expert: Chris Bates - Are buyers agents worth it, tips to boost buying capacity & first home buyer trends

Equity Mates Investing Podcast

Play Episode Listen Later Nov 18, 2024 42:40


Chris Bates is the cofounder of Flint and the mortgage broker who helped both of us buy our first homes. We asked you on Instagram and the Facebook Discussion Group what questions you had about property. In this episode we ask Chris:What first home buyers should do once they buyWhen you should revalue your homeTips to boost borrowing capacity Chris' thoughts on the First Home Super Saver Scheme What trends he's seeing in young buyers Whether buyers agents are worth it?—------Want to speak to Chris or another of our hand-picked advisers? Fill out the form on our website and we'll put you in touch.—------Want to get involved in the podcast? Record a voice note or send us a message on our website and we'll play it on the podcast.—------Sign up to our daily news email to get the news moving markets delivered to your inbox at 6am every weekday morning. Short, sharp, to the point, it'll get you up to speed in less than 5 minutes.—------Want more Equity Mates?Listen to our basics-of-investing podcast: Get Started Investing (Apple | Spotify)Watch Equity Mates on YouTubePick up our books: Get Started Investing and Don't Stress, Just InvestFollow us on social media: Instagram, TikTok, & LinkedIn—------In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. —------Equity Mates Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

The New Zealand Property Podcast
NZ Property Podcast EP 141: Mark interviews CoreLogic's Nick Goodall about everything property.

The New Zealand Property Podcast

Play Episode Listen Later Nov 4, 2024 42:37


Nick Goodall is an ace with numbers, and he has a knack for transforming facts and figures into compelling stories to inform a wide range of audiences. He is the Head of Research and is the forefront of the latest trends driving the NZ property market.   Amongst other things Mark and Nick discuss: -  Statistics on Different types of buyers and how important the different type of buyers are in the market -  The OCR -  What's happening with the property market -  The Property Cycle -  Advice to first home buyers There are some real gems in this conversation so if you are an investor, first home buyer or have an interest in property take a listen to this.

The Signal
Why house prices are starting to fall

The Signal

Play Episode Listen Later Nov 3, 2024 14:16


Big interest rate rises since May 2022 have finally seen house prices begin to drop in our most populous cities. In the latest Corelogic data for October, Sydney home prices fell 0.1% in a month, while Melbourne was 0.2% down. It's still a mixed picture across the country, with national home values up 6% for the year, 1.9% down in Melbourne, 3.7% up in Sydney and a massive 22.6% rise in Perth. With home price rises slowing in some cities, how long will that slump continue and what happens when interest rates begin to fall?Today, the ABC's Chief Business Correspondent Ian Verrender explains why home buyers should not get too excited about falls.  He says that despite slight declines, prices remain near record levels in many areas. Ian Verrender discusses the impact of population growth on housing demand and the challenges of affordability due to stagnant wages and rising costs. He also says that any future interest rate cuts could quickly reignite demand, potentially pushing prices higher again. Featured: Ian Verrender, ABC Chief Business CorrespondentKey Topics:Interest ratesHouse price trendsCorelogic dataHousing affordabilityPopulation growthHousing supply and demandSydney and Melbourne housing marketsPerth housing market