Podcast appearances and mentions of maya fisher french

Stephen Grootes speaks to Investec South Africa CEO Cumesh Moodliar about the bank’s latest results, strong growth in earnings and client activity, and how Investec is navigating a volatile global environment marked by geopolitical tensions, shifting interest rates and slowing economic growth. In other interviews, Maya Fisher-French, Award-winning financial journalist and founder of the Maya on Money talks about growing concerns over digital banking security after a flaw in Standard Bank’s new online business banking platform reportedly gave some clients unauthorised access to accounts. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Stephen Grootes speaks to Maya Fisher-French about growing concerns over digital banking security after a flaw in Standard Bank’s new online business banking platform reportedly gave some clients unauthorised access to accounts. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Many banks are now offering rewards for their clients to incentivise them, except they’re not rewarding them for saving money but rather for spending. Does this mean that banks are discouraging people from saving their money? John Maytham speaks to finance journalist Maya Fisher-French to make some sense of it all. Good Morning Cape Town with Lester Kiewit is a podcast of the CapeTalk breakfast show. This programme is your authentic Cape Town wake-up call. Good Morning Cape Town with Lester Kiewit is informative, enlightening and accessible. The team’s ability to spot & share relevant and unusual stories make the programme inclusive and thought-provoking. Don’t miss the popular World View feature at 7:45am daily. Listen out for #LesterInYourLounge which is an outside broadcast – from the home of a listener in a different part of Cape Town - on the first Wednesday of every month. This show introduces you to interesting Capetonians as well as their favourite communities, habits, local personalities and neighbourhood news. Thank you for listening to a podcast from Good Morning Cape Town with Lester Kiewit. Listen live on Primedia+ weekdays between 06:00 and 09:00 (SA Time) to Good Morning CapeTalk with Lester Kiewit broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/xGkqLbT or find all the catch-up podcasts here https://buff.ly/f9Eeb7i Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalkSee omnystudio.com/listener for privacy information.

In this episode of the Maya on Money podcast, host Maya Fisher-French dives deep into the intricacies of estate planning for offshore investments. With her own recent restructuring experience, Maya opens up about the challenges of managing foreign dividends and the growing tax implications of wealth accumulation over time. To help navigate these complexities, she invites Elana Nel, Fiduciary Specialist at Ninety One, to share her expertise on how to effectively plan for the future when dealing with both local and foreign assets.The discussion covers a wide range of critical topics, including the impact of situs tax, the importance of understanding different jurisdictions' tax rules, and the necessity of having separate wills for local and offshore assets. Elana elaborates on the potential pitfalls of estate planning, especially for families with members living across various countries, and highlights the significance of double taxation agreements.Key topics discussed include:- The complexities of estate planning with offshore investments- Understanding situs tax and its implications for South African investors- How exchange control affects the winding up of estates with foreign assets- The role of wills in managing local and offshore assets- Strategies for simplifying estate administration through investment wrappersThis episode is a must-listen for anyone with international investments or those looking to ensure their estate is managed effectively across borders. Tune in to gain valuable insights that could make a significant difference for you and your beneficiaries.

In this episode of the Maya on Money podcast, host Maya Fisher-French discusses the recent changes affecting small business finances following the national budget announcement. With the VAT threshold and turnover tax limits both increased to R2.3 million, Maya unpacks what this means for small business owners and whether they should consider deregistering for VAT.Joined by Seelan Muthayan, director and head of VAT at BDO, they explore the pros and cons of remaining a VAT vendor versus deregistering, emphasising the complexities involved in VAT returns and the potential impact on cash flow. Seelan shares valuable insights on the implications of deregistration, including the risk of audits and the perception of reliability among clients.Key topics discussed include:- The implications of the increased VAT threshold for small businesses- Pros and cons of deregistering for VAT- Understanding turnover tax and its eligibility requirements- Common pitfalls in claiming home office expenses and how to navigate them- Advice on maintaining compliance with SARS and preparing for future auditsThis episode includes essential information for small business owners looking to optimise their tax strategies and navigate the evolving financial landscape. Tune in to gain clarity on these significant changes and make informed decisions for your business.

To unpack why now may be the worst possible time to dip into your retirement savings, John Maytham is joined by Maya Fisher-French, personal finance journalist and founder of Maya on Money, who has been warning about the long-term risks of repeated withdrawals from retirement funds. Afternoon Drive with John Maytham is the late afternoon show on CapeTalk. Presenter John Maytham is an actor and author-turned-talk radio veteran and seasoned journalist. His show serves a round-up of local and international news coupled with the latest in business, sport, traffic , and weather. The host’s eclectic interests mean the program often surprises the audience with intriguing book reviews and inspiring interviews profiling artists. A daily highlight is Rapid Fire, just after 5:30 pm. CapeTalk fans call in to stump the presenter with their general knowledge questions. Another firm favourite is the humorous Thursday crossing with award-winning journalist Rebecca Davis, called “Plan B”. Thank you for listening to a podcast from Afternoon Drive with John Maytham Listen live on Primedia+ weekdays from 15:00 to 18:00 (SA Time) to Afternoon Drive with John Maytham broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/BSFy4Cn or find all the catch-up podcasts here https://buff.ly/n8nWt4x Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Every Saturday morning, Weekend Breakfast focuses on an area of 'wellness' - health, relationships, mental health, career, home - it's all about practicing healthy habits to attain better physical and mental health outcomes. CapeTalk’s Sara-Jayne Makwala King is joined by Maya Fisher-French, Personal Finance Expert. Weekend Breakfast with Sara-Jayne Makwala King is the weekend breakfast show on CapeTalk. This 3-hour morning programme is the perfect (and perky!) way to kickstart your weekend. Author and journalist Sara-Jayne Makwala-King spends 3 hours interviewing a variety of guests about all things cultural and entertaining. The team keeps an eye on weekend news stories, but the focus remains on relaxation and restoration. Favourites include the weekly wellness check-in on Saturdays at 7:35 am and heartfelt chats during the Sunday 9 am profile interview. Listen live on Primedia+ Saturdays and Sundays between 07:00 and 10:00 am (SA Time) to Weekend Breakfast with Sara-Jayne Makwala-King broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/AgPbZi9 or find all the catch-up podcasts here https://buff.ly/j1EhEkZ Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Gugs Mhlungu speaks to Maya Fisher-French, Award-winning financial journalist and founder of Maya on Money website, about her love for hiking, her early relationship with money, the costly mistakes that shaped her, and how she became one of South Africa’s most trusted and successful financial planners. Weekend Breakfast with Gugs Mhlungu is broadcast on 702, a Johannesburg based talk radio station, on Saturdays and Sundays Gugs Mhlungu gets you ready for the weekend each Saturday and Sunday morning on 702. She is your weekend wake-up companion, with all you need to know for your weekend. The topics Gugs covers range from lifestyle, family, health, and fitness to books, motoring, cooking, culture, and what is happening on the weekend in 702land. Thank you for listening to a podcast from 702 Weekend Breakfast with Gugs Mhlungu. Listen live on Primedia+ on Saturdays and Sundays from 06:00 and 10:00 (SA Time) to Weekend Breakfast with Gugs Mhlungu broadcast on 702 https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/u3Sf7Zy or find all the catch-up podcasts here https://buff.ly/BIXS7AL Subscribe to the 702 daily and weekly newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 See omnystudio.com/listener for privacy information.

Joining John Maytham to unpack this growing crisis is Maya Fischer-French, financial journalist and author of the “Maya on Money” column, who has been investigating how offshore trading platforms aggressively target lower-income countries like South Africa. She describes a global “churn-and-burn” model where clients aren’t treated as investors — they’re treated as revenue streams. Afternoon Drive with John Maytham is the late afternoon show on CapeTalk. Presenter John Maytham is an actor and author-turned-talk radio veteran and seasoned journalist. His show serves a round-up of local and international news coupled with the latest in business, sport, traffic and weather. The host’s eclectic interests mean the program often surprises the audience with intriguing book reviews and inspiring interviews profiling artists. A daily highlight is Rapid Fire, just after 5:30 pm. CapeTalk fans call in to stump the presenter with their general knowledge questions. Another firm favourite is the humorous Thursday crossing with award-winning journalist Rebecca Davis, called “Plan B”. Thank you for listening to a podcast from Afternoon Drive with John Maytham Listen live on Primedia+ weekdays from 15:00 to 18:00 (SA Time) to Afternoon Drive with John Maytham broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/BSFy4Cn or find all the catch-up podcasts here https://buff.ly/n8nWt4x Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

In this episode of My Money, My Lifestyle, host Maya Fisher-French shares a personal story that highlights the often-overlooked complexities of medical aid claims, particularly in emergency situations.  When her 85-year-old mother experienced alarming symptoms and sought treatment at an emergency room, she was left with bills not paid by the medical scheme.  Maya invites David Green from Med ClaimAssist to discuss what to do when your medical scheme does not cover the cost of emergency treatment.  They explore the nuances of prescribed minimum benefits (PMBs) and the importance of proper referrals when navigating emergency care. David sheds light on the misconceptions surrounding hospital plans and the potential financial implications of emergency room visits. Key topics covered include: • Understanding the limitations of medical schemes regarding emergency room visits • The significance of referrals from healthcare professionals  • Strategies for challenging denied claims and navigating the claims process • The potential for negotiating medical bills and seeking discounts from providers • Insights into the role of clinical committees in reviewing complex cases Listeners will gain valuable insights into their rights as medical scheme members and practical steps to take when faced with unexpected medical expenses. 

South Africans are feeling more confident about their finances than they have in the last three years – according to the 2025 Sanlam Financial Confidence Index. This good news is driven in part by lower interest rates, the end of loadshedding, and real salary increases. Yet, despite feeling more confident, this is not translating into an improved sense of financial well-being and 74% of South Africans remain stressed about their daily finances.  As we know from experience, we usually need confidence to inspire action. So, how can we utilise this confidence and improved macroeconomic conditions to enhance our personal financial well-being? In this podcast, host Maya Fisher-French is joined by Kele Boakgomo, behavioural scientist and CEO of Yugrow, and Lee Hancox, Head of Channel and Segment Marketing at SanlamConnect, to unpack the trends and behavioural insights from the Sanlam Financial Confidence Index, as well as provide tools and strategies we can apply to make sure we enter 2026 with a greater sense of financial control. For the full Sanlam Financial Confidence Index report, click here

With the constant reminders that the festive season is nearly upon us and many retailers trying to tempt us with Black Friday deals, one could be tempted to dig beyond the depths of our pockets and take out a loan to satisfy the temptation. Are lending companies taking advantage of this and ramping up their tactics? Lester Kiewit speaks to personal finance journalist Maya Fisher-French. Good Morning Cape Town with Lester Kiewit is a podcast of the CapeTalk breakfast show. This programme is your authentic Cape Town wake-up call. Good Morning Cape Town with Lester Kiewit is informative, enlightening and accessible. The team’s ability to spot & share relevant and unusual stories make the programme inclusive and thought-provoking. Don’t miss the popular World View feature at 7:45am daily. Listen out for #LesterInYourLounge which is an outside broadcast – from the home of a listener in a different part of Cape Town - on the first Wednesday of every month. This show introduces you to interesting Capetonians as well as their favourite communities, habits, local personalities and neighbourhood news. Thank you for listening to a podcast from Good Morning Cape Town with Lester Kiewit. Listen live on Primedia+ weekdays between 06:00 and 09:00 (SA Time) to Good Morning CapeTalk with Lester Kiewit broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/xGkqLbT or find all the catch-up podcasts here https://buff.ly/f9Eeb7i Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.

Asset manager Piet Vijoen has argued that people systematically overpay for insurance because they prefer the certainty of losing a little each month (i.e. the premium) rather than risk facing an uncertain loss at some point in the future. In this episode of My Money, My Lifestyle, host Maya Fisher-French debates the relevance of insurance and how much is enough with financial planners Henri le Grange and Ben Nel. Insurance is often viewed with scepticism, and many people question whether it is truly worth the investment. This episode addresses key concerns surrounding life cover, income protection, and critical illness cover, as well as how to avoid a "tick box" approach that leads to clients being overinsured and overpaying for premiums that may not align with their actual needs.   Listeners will also learn about the risks associated with age-rated premiums, which can escalate quickly and become unaffordable as individuals age.  The episode also explores the concept of self-insurance, where individuals accumulate sufficient liquid assets to cover potential liabilities without relying solely on insurance.   A personalised approach ensures that clients are not just sold a product but are guided to make informed decisions that benefit their overall financial health. This episode is a must-listen for anyone looking to navigate the often confusing world of insurance and personal finance

The latest FNB retirement survey revealed that many South Africans are allocating more funds to insurance than to their retirement savings. So how do we find the balance between insuring for the unexpected while investing for longevity? This is the topic of the latest episode of the Retirement Reimagined series, with host Maya Fisher-French and guest Deepesh Desai, head of FNB Life.  Maya and Deepesh discuss how to utilise insurance to protect retirement savings and what types of insurance are suitable once you are retired. Deepesh explains how understanding one's unique financial situation and life stage is vital in determining appropriate insurance coverage. Key topics covered: • The relationship between insurance spending and retirement savings • How insurance can safeguard your retirement nest egg • The importance of assessing insurance needs at different life stages • The role of legacy planning and estate liquidity in insurance decisions • The impact of critical illnesses on retirement planning and insurance needs • The necessity for democratising financial advice to ensure informed insurance choices By understanding how to integrate insurance into your overall financial strategy, you can better prepare for a secure and comfortable retirement. Tune in to gain clarity on how to protect your financial future while pursuing your retirement goals. For more information on the retirement survey, click this link. 

In the latest episode of the Retirement Reimagined series, host Maya Fisher-French speaks to Carin Meyer, Product Head of Wills and Deceased Banking, about the importance of having a will, especially when it comes to your retirement assets.  Maya and Carin debunk common misconceptions, including the dangerous belief that "only wealthy people need wills," and explore the psychological barriers that prevent people from planning their estates. Key topics covered: The critical difference between how property and retirement funds are handled in your estate Why intestate succession rarely reflects your true wishes Smart strategies for choosing executors and managing estate costs How to use testamentary trusts to protect vulnerable family members  When and how to update your will as life circumstances change This practical episode provides actionable advice for retirees and pre-retirees, emphasising that estate planning isn't just about assets - it's an act of love that prevents family conflicts and ensures your legacy aligns with your values. Whether you're just starting your retirement journey or reviewing your existing plans, this episode delivers essential insights that could save your family from financial and emotional turmoil. Don't let poor planning overshadow a lifetime of hard work. For more information on the retirement survey, click this link. 

John Maytham chats to financial journalist Maya Fisher - French on how South Africans are being scammed out their life savings, and how banks can respond to this – so clients can get their money back. Presenter John Maytham is an actor and author-turned-talk radio veteran and seasoned journalist. His show serves a round-up of local and international news coupled with the latest in business, sport, traffic and weather. The host’s eclectic interests mean the program often surprises the audience with intriguing book reviews and inspiring interviews profiling artists. A daily highlight is Rapid Fire, just after 5:30pm. CapeTalk fans call in, to stump the presenter with their general knowledge questions. Another firm favourite is the humorous Thursday crossing with award-winning journalist Rebecca Davis, called “Plan B”. Thank you for listening to a podcast from Afternoon Drive with John Maytham Listen live on Primedia+ weekdays from 15:00 and 18:00 (SA Time) to Afternoon Drive with John Maytham broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/BSFy4Cn or find all the catch-up podcasts here https://buff.ly/n8nWt4x Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

In the latest Money Bootcamp episode, Maya Fisher-French and Mapalo Makhu are joined by a special guest, Nonhlanhla Bakasa, founder of AdoWord Multimedia, to discuss the reality of living with a disability. Nonhlanhla has been a "wheelchair rider" since the age of 12 when she suffered a spinal injury in a car accident. Nonhlanhla provides an honest and frank insight into the challenges she faces every day, not only with the physical reality of her disability but also the financial battle. Her story highlights how inadequate the system is for those living with a disability.  Stian de Witt, certified financial planner and executive head of Energy Financial Planning at NMG Benefits, also joins the conversation and shares his experience of clients who became disabled, and the costs involved. Stian offers some practical advice on how to find the balance between having protection in place but not being over-insured. The conversation also addresses the emotional toll of dealing with financial administration, including claiming from the road accident fund, medical schemes, and insurance companies, and the critical need for a supportive financial team. Both Nonhlanhla and Stian advocate for building a support system, whether through friends, family, or financial professionals who can guide individuals through the complexities of financial planning and insurance claims. This episode covers:  The topic of disability and its financial impact  Nonhlanhla's personal story and experiences with disability The costs of living with a disability Insights from Stian on managing disability finances Discussion on insurance challenges and tax deductions Importance of having a financial support team Practical advice for budgeting and prioritising expenses

In the latest episode of Retirement Reimagined, we examine what retirement means to those over 60. Using the findings from the FNB retirement survey, host Maya Fisher-French speaks to Renee Coughlan of FNB Wealth and Investment about the reality facing many retirees who feel less prepared than ever before.   Individuals over 60 report a lack of confidence in their retirement readiness, exacerbated by rising living costs and inflation. As Coughlan points out, the pension income that many retirees rely upon is not keeping pace with the cost of everyday essentials, from groceries to medical expenses. This stark reality has left many feeling anxious and uncertain about their financial futures.   One of the key themes discussed is the need to support multiple generations. Many retirees find themselves financially responsible for not only their children, but their elderly parents and even grandchildren, further straining their already limited resources.  Throughout the episode, the hosts emphasise the necessity of regular portfolio reviews. Coughlan stresses that many people only start to seriously consider their retirement plans as they approach their late fifties, which can be too late to make significant adjustments. Regularly reviewing investment portfolios, insurance policies, and budgeting can make a substantial difference in achieving retirement goals.   Budgeting is another critical topic covered in the episode. The hosts share practical advice for seniors, such as seeking out discounts and rewards programs and re-evaluating existing expenses. By making small sacrifices and adjustments, retirees can free up cash that can be redirected towards their retirement savings.   For those under 60, the episode serves as a wake-up call to begin preparing for retirement sooner rather than later. Retirement is not just about ceasing to work; it's about living a fulfilling life. The financial landscape is changing, and it's essential to be proactive in planning for the future. Click this link for more information on the retirement survey. Don't miss the next episode, where we will discuss what prevents us from planning for retirement.

In the latest episode of the Santam Insure Your Future Money Bootcamp, we discuss the sensitive topic of debt. While we all need credit, especially to purchase a home or a car, if it is not managed carefully, it can become a debt trap which undermines all our other important financial goals. Brian Mphakoanyane from Summit Financial joins hosts Maya Fisher-French and Mapalo Makhu to explain credit scores, good and bad debt, and what to do when debt becomes unmanageable.  The conversation delves into practical strategies for managing debt, understanding creditworthiness, and the importance of maintaining a healthy debt-to-income ratio. Brian shares insights on debt review, its pros and cons, and the significance of creating an emergency savings account while under debt counselling.  This episode is not just about understanding debt; it's about empowering listeners to take charge of their financial futures. By providing practical tips and expert advice, this episode provides information to reassess their financial habits and make informed decisions. Tune in to gain the knowledge you need to transform your financial situation and pave the way for a brighter financial future.

People are surprisingly confident about their retirement plans, so why are so many people underfunded? In the latest Retirement Reimagined episode, host Maya Fisher-French and Ester Ochse, head of Integrated Advice at FNB, unpack why confidence does not mean preparedness when it comes to retirement. While 25-27% of South Africans feel confident about their retirement preparedness, only 10% can actually afford to retire comfortably. This disconnect becomes even more pronounced with age – younger people display the highest confidence levels, yet this optimism crumbles as reality sets in during their 40s and 50s. This is because people seldom have a retirement plan with specific goals and objectives. Most of the time, it is just a belief that because there is a retirement fund, whether that is through an employer or a retirement annuity, it will be enough. Not investing enough and cashing in when changing jobs all negatively impact retirement outcomes, yet the wrong investment choices can also impact your ability to reach your retirement goals. Fixed deposits and savings accounts, while feeling "safe," are actually eroded by inflation over time.  In this episode, Ester discusses how to ensure that your retirement plan will deliver decent retirement outcomes, what type of investments are appropriate for retirement, and the importance of understanding how much is enough.   For more information on the retirement survey, click this link. 

In this episode of the Insure your Future Money Bootcamp, hosts Maya Fisher-French and Mapalo Makhu discuss the financial journey of one of Maya's mentees who is in the process of buying her first home. They share practical insights and personal anecdotes that highlight the importance of thorough financial planning before making such a significant purchase. Understanding the Costs of Homeownership Maya and Mapalo emphasise the importance of not rushing into homeownership and instead taking a calculated approach by evaluating current expenses and potential new costs. The mentee has been diligent in budgeting, ensuring she understands the costs of levies, utilities, and maintenance before making an offer on a property. Key Considerations for Homebuyers The hosts outline crucial factors to consider beyond personal budgeting. They stress the importance of obtaining levy statements and understanding the financial health of the body corporate, as well as the need for a home inspection to uncover potential issues before moving in. They also touch on the often-overlooked costs such as rates and taxes, which can come as a surprise to new homeowners. Navigating Mortgage Options Maya and Mapalo highlight the necessity of shopping around for the best mortgage rates, advising listeners not to be tied to their current bank. They discuss the benefits of using a bond originator and the potential for banks to offer 110% mortgages for first-time buyers, covering both the purchase price and additional costs. Final Thoughts Listeners are encouraged to run the numbers, consider all associated costs, and make informed decisions to ensure homeownership is a positive experience rather than a financial burden.  Join us for an insightful conversation that empowers you to take control of your financial future and make informed decisions on your path to homeownership.

As retirement approaches, many people find themselves grappling with the reality of their financial plans – or lack thereof.   In the latest Retirement Reimagined episode, host Maya Fisher-French and Sizwe Nxedlana, CEO of FNB Private Segment explore the increasing trend of individuals pursuing second careers or side businesses as part of their retirement strategy. With many people finding themselves in a position where they need to maintain their lifestyle post-retirement, the idea of working longer or starting a new venture is becoming more appealing. Retirement Readiness and Challenges A staggering 90% of respondents indicated they feel unprepared for retirement. Maya and Sizwe discuss the implications of this statistic, examining the financial pressures that lead many to work longer, including lifestyle inflation and the need to maintain a certain standard of living. They emphasise that for affluent individuals, the challenge of retiring comfortably often stems from high expectations and insufficient savings. Second Careers and Side Businesses The conversation shifts to the growing importance of second careers and side businesses as integral components of retirement planning. Sizwe highlights how improved health outcomes and changing corporate norms are allowing people to remain in the workforce longer, while also exploring how entrepreneurship can provide an alternative path to financial security in retirement. Financial Literacy and Planning Maya and Sizwe stress the significance of financial literacy and proactive planning. They urge listeners to engage with their retirement benefits, understand their company's retirement policies, and seek professional advice early in their careers. The episode underscores that effective retirement planning is not merely about accumulating wealth but also about making informed decisions that align with long-term goals. For more information on the retirement survey, click this link. Don't miss the next episode, where Maya will discuss how much you truly need to retire comfortably.

In the third episode of the Santam Insure Your Future Money Bootcamp, hosts Maya Fisher-French and Mapalo Makhu welcome the Thokozani, a budgeting superhero and one of Mapalo's mentees from last year. Thokozani shares her inspiring journey from financial struggle to mastering her money management skills, revealing how a shift in attitude transformed her relationship with finances. From Struggles to Superhero Thokozani opens up about her previous financial struggles, where payday was met with dread rather than excitement. Discover how she overcame feelings of overwhelm to take control of her financial future. Her story serves as a reminder that anyone can change their financial narrative with the right mindset and tools. Budgeting Techniques Listeners will learn about Thokozani's budgeting process, which incorporates a mix of apps, Excel spreadsheets, and good old-fashioned pen and paper. She outlines how she tracks her spending across different categories and the importance of being intentional with her finances. The conversation also touches on managing unexpected expenses and the necessity of having an emergency fund. Side Hustles and Financial Goals Thokozani discusses her side hustle and how she utilises that income to bolster her financial security, illustrating the significance of having a clear purpose for additional earnings. The episode also highlights the importance of investing as part of a comprehensive budgeting strategy, ensuring that listeners understand the value of planning for future financial growth. Empowering Family Conversations Thokozani shares how budgeting has improved her finances and transformed her family's financial conversations. She emphasises the shift from a scarcity mindset to one focused on abundance and investment, paving the way for her children to engage in meaningful discussions about money. Join Maya, Mapalo, and Tokozani for an enlightening conversation that demystifies budgeting and inspires listeners to take charge of their financial journeys. Whether you're struggling to make ends meet or looking to optimise your financial strategy, this episode offers valuable insights and practical advice to help you become your own budgeting superhero.  For more resources and support on your financial journey, visit the Insure Your Future  Money Bootcamp website and explore the tools available to help you manage your money effectively. This series is sponsored Santam, helping you insure your money for a better future.

Your pension fund is likely your biggest asset, but do you know your rights when things go wrong? In this episode of "Know Your Ombud," host Maya Fisher-French interviews Pension Funds Adjudicator Muvhango Lukhaimane.. If your pension fund or employer isn't treating you fairly, you can approach the Pension Funds Adjudicator at no cost – no lawyer needed. They'll even help if you haven't tried resolving issues with your fund first. In this episode, Lukhaimane raises the importance of fund communication with many members having never even held a benefit statement. Funds are failing to share basic information about your benefits, growth, and entitlements. You should actively demand this information. Two-pot taught harsh lessons about tax. One member expecting R15,000 from his savings pot received only R2,000 because SARS deducted outstanding taxes. Remember: all withdrawals require tax clearance, so keep your affairs in order. Death benefits aren't automatic. Trustees have discretion based on actual financial dependency, not just legal relationships. In one case, trustees allocated 65% to minor children over adult children and spouse because the minors had greater dependency needs. When funds place children's benefits in beneficiary funds, the default position favours competent parents managing the money. One mother successfully challenged this when the fund couldn't prove she was incapable. But members aren't always right. One member demanded R1 million based on an incorrect statement. The ruling? You can't get what you're not legally entitled to under fund rules. Bottom line: Stay informed, know your rights, and use free help when needed. If you feel let down by a financial provider, contact one of these Ombud schemes: - FAIS Ombud for financial advice disputes – faisombud.co.za - Office of the Pension Funds Adjudicator (OPFA) for pension fund related disputes – pfa.org.za - JSE Ombud: JSE-related issues – jse.co.za - National Financial Ombud Scheme (NFO) for banking, credit, and insurance – nfosa.co.za This series was created in partnership with The Ombud Council.

In this episode of "Retirement Reimagined," host Maya Fisher-French engages in a thought-provoking discussion with Lytania Johnson, CEO of FNB Personal Segment about the pressing question: Is retirement planning a luxury only for those with extra cash? Together, they explore how the financial realities faced by many South Africans often push retirement planning to the backseat, overshadowed by immediate needs like housing, education, and debt repayment. Realities of Retirement Planning Lytania shares insights from the latest FNB retirement survey, revealing that only 9% of income is currently allocated to retirement savings, compared to a staggering 20% spent on groceries. The conversation highlights the challenges of cashing out retirement funds, the impact of the two-pot withdrawal system, and the necessity of understanding contribution levels for a secure retirement. Side Hustles and Additional Income As the discussion unfolds, they investigate the rise of side hustles as a means to generate extra income and how these ventures can play a significant role in retirement planning. They emphasise the importance of changing mindsets around retirement savings, urging listeners to prioritise their future and consider the long-term benefits of investing even small amounts from side income. Changing Behavior and Mindset Maya and Lytania tackle the societal tendency towards instant gratification and the need for education on the time value of money. They stress that retirement should not be viewed as a distant goal but as a present responsibility that requires action now. The episode closes with a reminder that every bit saved today contributes to a more secure tomorrow. Tune in to gain valuable insights on navigating the complexities of retirement planning and learn how to turn your financial future into a priority, not a luxury. For more information on the retirement survey, visit the FNB website. Don't miss our next episode, where we will discuss the importance of second careers in postponing retirement and leveraging side hustles as sources of retirement income.

What is good advice? In this episode of "Know Your Ombud," host Maya Fisher-French interviews John Simpson, the FAIS Ombud, about how his office protects consumers when financial advice goes wrong – and what you need to know to protect yourself. Real-Life Cases Simpson shares several cases that illustrate how the FAIS Ombud holds financial advisers to a much higher standard. Advisers cannot assume a client understands the product, and any critical clauses or require specific action by the client must be highlighted by the adviser: ·       Why the Ombud ordered financial advisors to pay the clients' insurance claim after failing to mention one critical insurance requirement •             An adviser is held responsible for his client having the wrong insurance for his Uber business •             Why bad tax advice meant an adviser was responsible for his client's R85 000 tax bill When Advisers Get It Right (And Wrong) The podcast doesn't just highlight adviser failures. Simpson provides a balanced perspective on what quality financial advice should look like and when consumers must take responsibility for their own decisions – particularly in high-risk areas like forex trading where up to 70% of retail investors lose money. Your Financial Rights Simpson explains how the FAIS Ombud process works:  ·       How to file a complaint if you've received poor financial advice ·       What special protections exist for vulnerable consumers ·       The limitations of the Ombud's authority and when they can't help Protect Yourself Simpson provides straightforward advice on how to verify your adviser's credentials, what questions to ask before signing any financial agreement, and the simple Google search that could save you from financial disaster. Whether you're planning for retirement, buying insurance, or considering investments, this podcast provides essential knowledge about your rights and how to protect your financial future. Listen now to arm yourself with insider information from the very authority tasked with overseeing the quality of financial advice in South Africa. If you feel let down by a financial provider, contact one of these Ombud schemes: - FAIS Ombud for financial advice disputes – faisombud.co.za - Office of the Pension Funds Adjudicator (OPFA) for pension fund related disputes – pfa.org.za - JSE Ombud: JSE-related issues – jse.co.za - National Financial Ombud Scheme (NFO) for banking, credit, and insurance – nfosa.co.za This series was created in partnership with The Ombud Council.

Carl Wastie chats to Maya Fisher-French about tax season. This conversation originally aired on 9 July 2025.See omnystudio.com/listener for privacy information.

John Maytham is joined by renowned finance journalist Maya Fisher-French to unpack the impact of the latest national budget on South African households. See omnystudio.com/listener for privacy information.

John Maytham and Maya Fisher-French they explore the key differences between turning to an Ombudsman or hiring a lawyer for resolving disputes.See omnystudio.com/listener for privacy information.

John Maytham speaks to Financial Journalist Maya Fisher-French about the alarming rise of fraud involving stolen credit cards used to pay for Facebook ads. Fisher-French shares her personal experience as a victim, explaining how a global syndicate leverages fake ads to lure consumers into scams while stealing card informationSee omnystudio.com/listener for privacy information.

This evening we look at the markets with Sasfin Wealth, speak to Tiger Brands about its results, analyst Peter Major discusses issues around Transnet forcing the private sector to find alternative logistics solutions, Maya Fisher-French joins us to discuss a new scam on the rise featuring fraudulent Facebook charges, and in our Executive Lounge segment, we speak to Burstone Group CEO Andrew Wooler about how he got into the investment space and finding work-life balance. SAfm Market Update - Podcasts and live stream

Maya Fisher- French joins John Maytham to discuss how Matric dances in South Africa and how it has evolved into grand and glamorous affairs – The point is, are extravagant Matric dances putting parents into debt?See omnystudio.com/listener for privacy information.

Maya Fisher-French, financial journalist weighs in on the high fees associated with depositing cash at a branch versus using an ATM. See omnystudio.com/listener for privacy information.

Financial consumer journalist Maya Fisher French weighs in on the start of the two-pot system withdrawal process which saw retirement fund administrators facing a frenzy of withdrawals on the first day.See omnystudio.com/listener for privacy information.

Pippa speaks to financial journalist Maya Fischer French about store cards and she shares tips on how to manage them responsibly.See omnystudio.com/listener for privacy information.

In this episode, Motheo Khoaripe dives deep into the financial dynamics that can make or break a relationship. Joined by financial consumer journalist, Maya Fisher-French and seasoned Investec financial advisor, Kgomotso Motloung, they explore how couples can navigate the often challenging conversations around money, financial planning, and shared goals. #RelationshipGoals #MoneyMatters #FinancialPlanning Tags: Relationships, Money Management, Financial Planning, Couples Finance, Podcast, Investec, Financial Wellness, Wealth Building Key Moments: 00:00 Introduction 01:00 How different financial values and goals can impact a relationship 02:38 Tips to identify the financial habits of a partner early in a relationship 03:59 What about your partner's finances should you know upfront 06:46 The significance of marital regimes and their financial implications 10:06 Planning for unexpected life events like disability or retirement 12:19 Strategies for saving for children's education without compromising other financial goals 18:15 Why it is important to consistently review your financial plans 19:02 The value of having a financial adviser: when you have extra cash/bonus/salary increase 20:03 Planning for death 22:33 Don't be nervous about approaching a financial adviser 23:44 What are the warning signs that indicate you are not consulting the right financial adviser? This episode is a must-listen for couples at any stage in their relationship, offering actionable guidance to strengthen their financial partnership while navigating the complexities of shared finances. Everything Counts is a bi-weekly podcast series that focuses on money and financial wellness. Hosted by 702's Motheo Khoaripe, each episode tackles various aspects of personal finance, including saving, spending, investing, pitfalls to avoid and tricks to succeed. The podcast aims to provide valuable information and expert guidance to help you improve your financial well-being. Investec Focus Radio SA

31.07.24 Pt 2 - DJ Warras pops in to help the team solve all the world's problems. Maya Fisher-French then joins the show to help us understand why medical schemes cost so much. The Real Network

Maya Fisher-French, a renowned financial consumer journalist, joins John Maytham on the Afternoon Drive show to delve further into these developments. She will provide valuable insights into what members should be aware of regarding fees and tax implications when considering withdrawals from their savings pot.See omnystudio.com/listener for privacy information.

Everything Counts is a new bi-weekly podcast series that focuses on money and financial wellness. Hosted by 702's Motheo Khoaripe, each episode tackles various aspects of personal finance, including saving, spending, investing, pitfalls to avoid and tricks to succeed. The podcast aims to provide valuable information and expert guidance to help you improve your financial well-being. In this episode leading financial consumer journalist, Maya Fisher-French and seasoned Investec financial advisor, Kgomotso Motloung are back and they dive deep into the world of debt management, offering invaluable insights and practical tips to help you pay off debt and start saving for a brighter financial future. Don't miss out on this episode packed with real-life examples. Whether you're a young professional or a seasoned investor, this podcast will equip you with the knowledge and tools to manage your debt effectively and pave the way toward financial freedom. Tune in now and take the first step towards a brighter financial future! Skip ahead 00:00 Introduction 01:03 What is debt? 02:37 Defining wants vs needs 04:39 The importance of an emergency fund 06:26 Getting yourself out of debt 08:39 How do you deal with extra money while you are in debt? 09:49 The importance of negotiating better interest rates 11:47 Personal loans 14:40 What you qualify for vs what you can afford 17:09 How credit scores work 20:38 The pros and cons of debt consolidation 23:30 Paying off debt vs saving 25:38 What is a survival budget and how does it work? You may be interested in: LifeStarter by Investec Life The life you're working towards is anything but ordinary, that's why we've designed extraordinary life insurance solutions to help you protect it. But we understand that managing competing responsibilities and financial pressures can feel like a balancing act. So, we've developed a product to kickstart your life insurance journey with us. Introducing LifeStarter by Investec Life. A complimentary life insurance package, made for you. LifeStarter by Investec Life · Investec Focus Radio

Pippa Hudson speaks to financial journalist Maya Fisher-French, of Maya on Money to understand how to wisely use credit cards, including looking at how to optimize your use of the interest-free period. See omnystudio.com/listener for privacy information.

Everything Counts is a new bi-weekly podcast series that focuses on money and financial wellness. Hosted by 702's Motheo Khoaripe, each episode tackles various aspects of personal finance, including saving, spending, investing, pitfalls to avoid and tricks to succeed. The podcast aims to provide valuable information and expert guidance to help listeners improve their financial well-being. In this episode, we dive into budgeting and discuss how to manage your money better. Our expert guests, seasoned Investec financial advisor Kgomotso Motlaung and leading financial consumer journalist Maya Fisher-French, share their insights on budgeting and offer practical tips to help you take control of your finances. Whether you're just starting out or looking to improve your budgeting skills, this episode will provide the guidance you need to achieve your financial goals. Tune in now and start making every penny count! Skip ahead 00: 00 Introduction 01:12 Maya's budgeting story 03:12 Why is budgeting important to your financial wellness? 04:11 What are the characteristics of a good budget? 07:27 How important is discipline? 09:56 How important is having conversations with your family about your budget? 13:46 What portion of your income must you set aside to save? 15:49 How does your life stage determine your budget? 17:52 How can budgeting tools assist you? 18:47 How do you put aside money to splurge? 22:07 How do you make sure you keep to your budget? 24:11 What are some of the biggest mistakes people make when drawing up a budget? Full article · Investec Focus · Investec Focus Radio SA

South Africa's Monetary Policy Committee has decided to keep interest rates on hold at 8.25% in their recent gathering, Chief Economist at Stanlib Asset Management, Kevin Lings speaks to Bruce Whitfield to shed light on how regular South Africans are affected.   Chair of the British Chamber of Business in Southern Africa and Dean and director of Henley Business School Africa, Jon Foster-Pedley joins Bruce Whitfield to address why executives need to eliminate all the fluff and be direct when it comes to effective communication and leadership within companies.   Bruce Whitfield is in conversation with CEO at Aurik Business Accelerator, Pavlo Phitidis on crucial lessons from the businesses that thrived post riots, floods, uncertainty and self-doubt. Maya Fisher-French, a Personal Finance Journalist at Maya on Money, joins host Bruce Whitfield to examine the advantages and disadvantages of Crowd Farming as an investment option. Additionally, they address the necessity of regulation and measures for safeguarding investors. See omnystudio.com/listener for privacy information.

Maya Fisher-French, a Personal Finance Journalist at Maya on Money, joins host Bruce Whitfield to examine the advantages and disadvantages of Crowd Farming as an investment option. Additionally, they address the necessity of regulation and measures for safeguarding investors.See omnystudio.com/listener for privacy information.

Everything Counts is a new bi-weekly podcast series that focuses on money and financial wellness. Hosted by 702's Motheo Khoaripe, each episode tackles various aspects of personal finance, including saving, spending, investing, pitfalls to avoid and tricks to succeed. The podcast aims to provide valuable information and expert guidance to help listeners improve their financial well-being. This podcast is perfect for individuals of all ages and backgrounds who are interested in managing their money more effectively and achieving their financial goals. Whether you're a recent graduate or someone looking to improve their financial situation, Everything Counts offers practical tips and insights to help you take control of your finances and secure your future wealth. In this episode, Motheo speaks to leading financial consumer journalist Maya Fisher French, and seasoned financial advisor from Investec, Kgomotso Motloung, about what financial wellness really is and what you need to do to obtain it. Skip ahead 00:00 Introduction 01:38 What is financial wellness? 03:35 Maya talks about her career move from stockbroker to journalist and how that impacted how she looks at money 05:32 Where do I start? 06:35 How do I approach a financial advisor? 09:18 Money personalities and their impact on my finances? 10:49 How do I structure my financial plan? 14:33 Why shouldn't I be ashamed about asking for help when it comes to my finances? 17:13 How do I calculate my net asset value? 18:01 Plan for when things go wrong 19:14 Where should I get advice from? 20:26 How should my budget work? 21:38 What habits will help me get my finances in order? 23:22 How do I think about insurance? Financial wellness insights · Private Banking for you · Investec Focus Radio SA

Finance journalist Maya Fisher-French is the creator of ‘Maya on Money', a website to help you with those day-to-day money decisions related to South African finance matters. She joins John to consider the implications of Finance Minister Enoch Godongwana's decision o set September 1, 2024, as the rollout date for the two-pot retirement system.See omnystudio.com/listener for privacy information.

Maya Fisher-French, a personal finance journalist at Maya on Money, talks about the financing options available to people who would like to install renewable energy sources in their homes.See omnystudio.com/listener for privacy information.

Rayno Nigrini, foreign exchange structurer at RMB on the ZAR in light of the developed economy's central bank's stance on interest rates.   Prof Bonang Mohale, president of Business Unity South Africa (BUSA) on the story SA presented at WEF in Davos.    Claude de Baissac, CEO at Eunomix Group reveals how he knew that Thabi Leoka was not truthful about her PhD.    Maya Fisher-French, personal finance journalist at Maya on Money was our shapeshifter. She spoke about her highs and lows in her career.See omnystudio.com/listener for privacy information.

Isaac Matshego, economist at Nedbank on the MPC's decision on interest rates; and Maya Fisher-French, personal finance journalist at Maya on Money on how the rates have affected consumers.    Prof Jan Havenga, industrial engineering professor at Stellenbosch on the Transnet crisis costing South Africa 5% of GDP.    Warren Ingram, co-founder of Galileo Capital and personal financial advisor on why your portfolio performed badly over the last five years.See omnystudio.com/listener for privacy information.

Carol Paton, editor-at-large at Business24, Peter Attard Montalto, managing Director at Krutham and Busisiwe Mavuso, CEO at Business Leadership South Africa on how public enterprises minister Pravin Gordhan is overseeing SOEs.   Kevin Lings, chief economist at Stanlib Asset Management on SA's population growth; and what it means for the economy.    In our Investment School, Maya Fisher-French personal finance journalist at Maya on Money on why property investment is riskier than the equity market.See omnystudio.com/listener for privacy information.

Goolam Ballim, chief economist at Standard Bank and Maya Fisher-French, personal finance journalist at Maya on Money on SARB's decision to increase the repo rate.    Maurice van Heerden, CEO of Planet World on the electronics company, expanding its horizons.    For personal finance Warren Ingram, co-founder of Galileo Capital explained why fashionable friends are lethal to your investments.See omnystudio.com/listener for privacy information.