Podcasts about allocate

Samir Kaji is the Co-founder and CEO of Allocate.This conversation is a deep dive into the private markets, the evolution of venture capital as an asset class, and how there are now 10x more private investment firms than public companies.We also unpack why 90% of venture funds simply can't raise capital right now, advice for anyone raising a fund today, how to stand out as an emerging manager, why secondaries have become a primary driver of liquidity in venture, and how to navigate SPVs as a GP and LP.We also talk through the AI products they built to evaluate fund managers at Allocate, and how AI is changing venture and company building.A special thanks to Bolt and Warp for supporting this episode.Bolt: Join the world's largest hackathon - up to $1m in prizes. Sign-up here.Warp: Automates payroll, handles multi-state tax compliance, and streamlines international contractor payments, so founders can focus on building, not busywork. Try it here.Timestamps:(5:31) Evolution of the private markets(17:55) VC markets post-2020(21:09) Risk / return profiles of various fund sizes(24:04) Secondaries will drive future venture returns(33:17) Creative ways to return capital(36:27) “Curiosity Revenue” in AI(41:52) Allocate's Beyond Summit(43:42) Samir's AI fund analyzer(46:15) Fintech only 1% of financial services revenue(50:13) Triple-layered SPVs(54:50) Breaking down returns in venture(58:27) How to gauge a fund manager's access(1:00:14) Determining appropriate fund size(1:05:02) 90% of venture funds cannot raise right now(1:09:50) How to raise a fund today(1:15:37) ChatGPT roasts Banana Capital(1:19:56) Traits of the best VCs(1:22:41) Vetting grit, hustle, and obsession(1:31:12) Why using AI is table stakes(1:36:49) Value of podcastsCheck out AllocateThe Peel episode with Eric Vishria Samir's Venture Unlocked PodcastFollow SamirTwitterLinkedInFollow TurnerTwitterLinkedInSubscribe to my newsletter to get every episode + the transcript in your inbox every week.

Chris and Amy kick off today's show with the Top 3 stories in the area including the news that the Board of Aldermen will be allocating $30m from the Rams settlement for tornado relief efforts. Plus, how do you deal with your kids when they are crying or misbehaving in public.

Breaking Down Ohio State's $20.5M NIL Strategy: Insights from Ross Bjork | Buckeyes Tomorrow MorningJoin host Tony Gerdeman on this episode of Buckeyes Tomorrow Morning as he covers the latest from Ohio State Athletic Director Ross Bjork's press conference. Dive into the details of Ohio State's new $20.5 million NIL cap, the Buckeye Sports Group, and Project 36. Learn how the funds will be distributed among four key sports: football, men's basketball, women's basketball, and women's volleyball. Get insights into the compliance with Title IX and the potential roadblocks involving Congress and employment status for student athletes. For the full hour-long discussion with Ross Bjork, check out the video at youtube.com/buckeyehuddle and find detailed bullet points at buckeyehuddle.com. Don't forget to subscribe and hit the thumbs up! 00:00 Introduction and Welcome 00:38 Interview with Ross Bjork: Overview 01:37 NIL and Buckeye Sports Group03:27 Project 36: Funding Allocation 06:48 Title IX and Gender Equality 08:24 Decision-Making and Allocation Metrics10:28 Employment Status Debate 12:46 Legal Perspectives on Compensation Rules15:16 Conclusion and Farewell

As Aucklanders digest their new property valuations, questions are being raised over whether using these CV's are the best way to work out rates. 

Educator Yarns Season 5 Episode 10: From Intention to Connection: A Guide to Engaging with Local Aboriginal Communities In this episode of Educator Yarns, hosts Jessica Staines and Bec Burch tackle one of the most frequently asked questions in early childhood education: how to appropriately and respectfully connect with local Aboriginal communities. Prompted by a heartfelt voicemail from Kate at Little Saints at Tallebudgera, who runs a Bush Kindy program seeking guidance on community engagement, the hosts dive deep into the nuanced process of building authentic relationships with Aboriginal elders and knowledge holders. Drawing from years of personal experience, including both inspiring successes and confronting challenges, Jess and Bec unpack why the journey to meaningful connection requires far more than a simple phone call or email. They explore the critical importance of understanding your 'why', ensuring cultural safety within your service, and demonstrating genuine reciprocity through community involvement before seeking support for your programs. Key Takeaways: Start with your 'why' - Before reaching out to Aboriginal community members, clearly define what knowledge or support you're seeking (language, local history, flora/fauna knowledge, cultural perspectives) as different people hold different expertise Build relationships before making requests - Attend local Aboriginal community events, volunteer at cultural festivals, visit markets, and participate in reconciliation activities to establish genuine connections over time Ensure cultural safety in your service - Examine whether your centre truly welcomes Aboriginal visitors through proper introductions, hospitality, comfortable spaces, and respectful engagement from all staff members Connect through established pathways - Utilise resources like local council Aboriginal liaison officers, inclusion support services, reconciliation groups, school liaison officers, and community organisations rather than expecting direct elder contacts Demonstrate reciprocity - Offer your time and services to community events, run activity stalls at NAIDOC celebrations, provide transport for elders, and show you're invested in giving back before asking for support Consider diverse engagement models - Move beyond traditional 'incursion' formats to explore mentoring for educators, informal yarning sessions, small group interactions, or recorded stories using QR codes for ongoing access Respect cultural protocols - Understand that not every Aboriginal person can speak on all topics; knowledge sharing has specific custodians, and cultural integrity must be maintained Budget for proper remuneration - Allocate funds to appropriately compensate Aboriginal community members for their time, knowledge, and travel when engaging with your service Create authentic rather than performative experiences - Focus on natural interactions like elders sharing stories during play rather than expecting formal presentations to large groups of children Amplify Aboriginal voices when community members aren't present - Purchase books by local Aboriginal authors, display Aboriginal artwork, and integrate recorded stories or songs into your daily program Building meaningful connections with Aboriginal communities isn't about finding quick contacts or ticking boxes—it's about embarking on a genuine journey of relationship building that enriches your educational program whilst honouring Aboriginal knowledge and culture. As Jess and Bec remind us, this process takes time, authenticity, and a commitment to reciprocity, but the rewards for children, educators, and communities are immeasurable. Start by examining your motivations, engaging with your local Aboriginal community events, and creating a culturally safe environment that truly welcomes Aboriginal voices into your educational space. Access the episode resources here. Have a question for Educator Yarns? Call 02 5300 0306 and leave a voicemail with your early childhood query about embedding Aboriginal perspectives, and you might hear your question answered in a future episode.

Key Takeaways Reduce maintenance costs and improve NOI by diagnosing issues remotely before dispatching technicians. Implement a remote triage system to avoid unnecessary truck rolls and accelerate response times. Focus virtual maintenance solutions on properties under 100 units that lack onsite staff. Allocate dedicated time slots for maintenance teams to conduct remote diagnostics efficiently. Don't ignore low-priority service tickets, they still drain time, money, and resources. Use trained virtual assistants with pre-built scripts and video tools to handle basic maintenance requests. Episode Timeline [0:00 – 3:00] Introduction to Guillermo Salazar and the IrisCX platform. [3:01 – 7:00] Guillermo's background in consulting and how he transitioned into real estate tech. [7:01 – 11:00] Identifying inefficiencies in maintenance workflows. [11:01 – 15:00] Remote diagnostics vs. traditional service methods. [15:01 – 19:00] Targeting properties that benefit most from virtual maintenance. [19:01 – 24:00] Real-life impact: IrisCX results from 5 properties and 315 units. [24:01 – 28:00] Redefining service expectations with virtual triage. [28:01 – 36:00] Final thoughts on the future of multifamily maintenance operations. Contact LinkedIn: Forrest Corral Company Website: LTL Investments

This Podcast Is Episode 629, And It's About How To Optimally Allocate Resources For Construction Business Growth In the competitive construction industry landscape, efficient resource allocation is a fundamental pillar of success. Construction business owners like you face the dual challenge of meeting deadlines while adhering to budget constraints, making effective resource management essential.    As a business owner, you understand that growth doesn't just happen – it takes smart decisions, dedication, and a clear plan. One of your most critical decisions is allocating your resources effectively. Do you expand into new markets, invest in technology, or double down on customer acquisition? For many businesses, resource allocation is both an art and a science.   What is Resource Allocation?   Before we discuss strategies, let's clarify the allocation of resources. Simply put, it involves deciding how to allocate your resources—time, money, talent, and tools—to achieve your business objectives. It's not just a financial exercise but a crucial practice that determines whether your company grows or stalls.   Construction companies can streamline their operations and boost productivity by strategically assessing project needs, prioritizing tasks, and leveraging technology effectively. The ability to adapt resources dynamically enhances project outcomes and contributes to overall profitability. Implementing well-defined strategies for resource allocation empowers construction firms to navigate complexities and optimize their performance at every stage of the project lifecycle. Resource allocation is crucial for construction business owners to enhance productivity and ensure projects are completed on time and within budget. Here's why you should take resource allocation seriously: It ensures alignment with your business goals and vision. It helps you avoid wasting time and money on low-priority areas. It positions your business for competitive advantages through bold, forward-thinking moves. However, a reactive or incremental approach to allocation can derail your plans. Without a clear system, you risk spreading yourself thin – or worse, missing opportunities for growth. Understanding Challenges Knowing where you'd like to invest is one thing, but figuring out how to stay on track is often more complicated. Why do so many construction businesses struggle with resource allocation? The answer lies in three common challenges: 1. The comfort of the status quo It's easy to stick with what worked last year. For many companies, budgets are carried over without considering whether those plans align with the current strategy. Businesses often fall into this pattern, avoiding bold risks that could accelerate growth. 2. The impact of decision biases Even the best leaders are influenced by biases, like anchoring on past successes or favoring familiar options over innovative ones. These biases can snowball within any business, especially when teams resist change or prioritize short-term gains over long-term objectives. 3. Fragmented processes Resource allocation isn't a one-off task – it's an ongoing process. Yet, many businesses approach it without transparent governance or guidelines, leading to misalignment between strategy and execution. The good news? All of these challenges are solvable with a thoughtful, proactive approach. Here's how to take resource allocation from chaotic to productive. These steps focus on alignment with your long-term strategy while allowing you to adapt as conditions evolve. 1. Assess Project Needs: Begin by thoroughly assessing the specific resources required for each project, including labor, materials, machinery, and time. This helps in understanding the scope and scale of what's needed. 2. Prioritize Tasks: Identify critical tasks that need immediate attention. Utilize project management software to set deadlines and allocate resources effectively. 3. Prioritize High-Impact Areas: Not all investments are created equal. You can evaluate your business objectives to identify which initiatives will drive the most growth. Are you looking to improve customer retention, streamline operations, or scale a product line? Focus your resources on the highest-impact opportunities. Pro Tip: Use the 80/20 rule - 80% of results often come from 20% of efforts. Identify the game-changers and invest in them. 4. Utilize Technology: Implement construction management software to track resources, budgets, and schedules in real-time. Tools like BIM (Building Information Modeling) can help visualize resource allocation needs more effectively. 5. Invest in Human Resources: Ensure skilled labor is available. This may involve training staff or hiring subcontractors to fill gaps in expertise. 6. Flexible Resource Pooling: Maintain a flexible workforce that can be adjusted to meet project demands. Cross-train employees to take on various roles as needed. 7. Analyze Past Projects: Review previous projects to identify what worked well and what didn't. Learning from past experiences can help you make informed decisions. 8. Budget Wisely: Develop a comprehensive budget that includes all potential resource costs. This will help track spending and ensure that allocated resources stay within financial limits. 9. Communicate Clearly: Establish communication channels among team members to ensure everyone understands resource availability and project timelines. 10. Regular Review and Adjust: Continuously review the resource allocation throughout the project's lifecycle. Be prepared to adjust as necessary to meet the project's changing demands. How Can We Help? Effective resource allocation in the construction business is significantly enhanced through meticulous bookkeeping and accounting practices. By maintaining accurate financial records, construction firms can track labor, materials, and overhead expenses, enabling precise budgeting and forecasting. This helps businesses to monitor their cash flow effectively, ensuring that sufficient resources are available. We can help with regular cost control measures and Key Performance Indicators to identify discrepancies and prompt timely resource reallocation to keep projects on track. Additionally, specialized accounting software can streamline processes, providing real-time access to data and generating automated reports. Sound financial management empowers construction companies to optimize resource utilization, improve project profitability, and maintain a competitive edge. Final Thoughts A successful resource allocation strategy blends short-term execution with long-term aspirations. By aligning your daily decisions with your vision for growth, you'll create a resilient and future-ready construction business. Yes, it takes effort to go beyond the status quo and address inefficiencies, but the rewards are more than worth it. Instead of operating reactively, take control of your resources to set your business on a winning trajectory. Whether you're a budding startup contractor or a seasoned construction business owner, these steps will help you invest smarter, outperform the competition, and achieve your ultimate goals. Start by identifying one area where you can shift resources for greater impact. When these decisions feel overwhelming, there's no need to go alone. Time is your most valuable resource. Tap into our insights or receive guidance to create a growth plan.  About The Author: Sharie DeHart, QPA, is the co-founder of Business Consulting And Accounting in Lynnwood, Washington. She is the leading expert in managing outsourced construction bookkeeping and accounting services companies and cash management accounting for small construction companies across the USA. She encourages Contractors and Construction Company Owners to stay current on their tax obligations and offers insights on managing the remaining cash flow to operate and grow their construction company sales and profits so they can put more money in the bank. Call 1-800-361-1770 or sharie@fasteasyaccounting.com

In this episode, Scott Becker breaks down the results of a recent Twitter poll on equity investment strategies.

In this episode, Scott Becker breaks down the results of a recent Twitter poll on equity investment strategies.

'The fees paid for care no longer cover the cost of treatment - until the Executive allocate enough money, it's going to get worse ' - dentist Dr Ciara Gallagher explained why practices are struggling to take on new NHS patients Hosted on Acast. See acast.com/privacy for more information.

Episode Notes: -Education is what Christian's journey revolves around. “I am most passionate about education. I want to imagine a time when everyone has access to excellent education.” That is what motivates him. He has reflected on how access to excellent education has impacted him, given him more opportunities, and his journey.  -Discovering coaching was a transformational moment for me. Coaching is the most respectful way to support people's learning and professional development. And it's the most empowering way of doing that. Once I learned about coaching, there was no going back. My question became how can we use coaching most effectively in an educational setting. Then I learned the art of positive psychology which is the science of living or performance.  -As coaches we are supporting people to be at their best. By linking coaching, which is the methodology of helping others meet desired change, and positive psychology, which is the science of being at our best, we bring out the best in others. Education gives us the tools to pursue our goals. It also helps us overcome barriers. Everyone needs a good education.  -There is something with each of us deciding what is the best contribution we can make. Some are amazing teachers… some are amazing leaders… Some are amazing support staff. Coaching matched my need to do well and my general approach to life. I love to see people succeed. -Our jobs as coaches relate to other peoples' successes. -Radical Listening: THe Art of True Connection Book- Our job as coaches is helping others to be at their best.  -We hope the listeners are ensuring they are at their best. -Radical Listening: Take what coaches already know and share it with a much larger audience. It expands to so many more professional roles that could be enhanced by better listening.  -One of my biggest strengths is that I am a learner and co-authoring with someone else can be such a remarkable learning experience.  -Connection to the C3 Podcast: Connecting Coaches' Cognition, and the subtitle of the book is ‘The Art of True Connection.'  Listening is not reactive and it is actually proactive. We can use the skill of listening to connect with other people.   -Radical Listening- We see listening as a two way interaction. -Work with each other in partnership to pull someone forward. -In the moments that are the hardest to relate, reach out, and be able to engage can be the most powerful. -Radical Listening Book is very practical. We are all good listeners already. We listen in empowering and powerful ways to others. Start with an intention. Imagine you are about to go into a scenario, take a moment to think, what is my intention in this conversation? -3 Social Intentions: Connect, Appreciate, & Influences -3 Cognitive Intentions: Understand, Solve, & Listening in Order to Learn -Depending on our intention we listen in different ways.  -Solving is a trap- when they really want to be listened to, not find a solution. -Notice barriers of our listening: What can get in the way of our listening to others?  -Time? - Time Poverty -I know what is best in this situation? -Internal barriers or internal dialogue -Quieting and Quietening - one of the skills to be a radical listener is to create an environment for the listening to happen, the other is to create an environment that is not full of distractions. Difficult in education but minimizing what we can and shielding the conversation. Trying to show the conversation is important for us. -Skill that is challenging is interjecting. We think - don't just go quiet or not speak. Jump in and engage.  It helps to build this sense of rapport. Some programs say to not do this, but if I don't respond to those big emotions it breaks the sense of being with the other person. It is all the nonverbals. It is a building of rapport.  -Build up the energy of the conversion by connecting with them. Finesse and optimal matching required with discernment. -Making sure the way we are listening to the person helps us to best be most helpful for our conversational partner.  -All of us need to be careful that fidelity to the intervention does not get in the way of the best interest of the client. Finesse is needed. Put the client first. It is based on their belief that they know what is best for them.  -Radical Listening involves that we can listen to people in a  way that builds rapport and relationships. And sometimes putting the relationship and rapport  first can be really powerful. The message behind Radical Listening.  - Start by having dialogue. Unlock starts by trying to  validate, understand and appreciate where you are coming from. Can learn from you. I hope it has a broader application as well.  -The motivation for this book is Radical Listening  Applies in a professional context but personal as well. Something you can do straight away. What is my intention for my next interaction I am going to have? -Are you applying this to the most important relationship that I have? Sometimes in those relationships we have had for longer so we get into habits, we are not as intentional as we could be. These people deserve our full attention. How am I listening to my partner, my best friend, or my colleague? -Listening in this way can have a transformational impact.  -Listening is the intervention. We don't have to listen so that other things happen. Listening is the first step.  That's the thing.  -It is fundamental as humans to connect with one another. Allocate more time to listening.  -Radical Listening with our pets. -Everytime we listen it is an opportunity for connection.  And sometimes we miss that opportunity.  -Children and listening and needing to be acknowledged.  -Coaching is about creating ideal environments for learning. -What's  important is going on for you right now? And being interested in that. Not saying “What's going on?” “How are you?” - Really caring beyond.    Connect with Christian: -coachonamotorcycle.com  -@coachonamotorcycle - YouTube -Barnes and Noble - Radical Listening -Amazon.com - Radical Listening

Show Highlights: Why Joe recently stepped back from public service. [01:01] The issue of admitting limits and the value of doing so. [04:06] How newfound time has flowed naturally to exploration. [05:13] Discover the opportunities Joe has gained by reallocating time. [07:53] Consider the idea of doing less to do more. [10:41] How to approach your own time take-back experiment. [12:24] If you are interested in connecting with Joe, go to LinkedIn: https://www.linkedin.com/in/joemosher/, or schedule a call at www.moshercg.com.

(00:00-15:50) Bernie Federko checks in with us ahead of the Blues biggest game of the year. Blues playing with a lot of excitement and desire compared to early in the year. The new coach bump then taking a while to get your fingerprint on things. Playing stress free games lately. Are captains typically vocal in the locker room? Would this team be playing free and easy in the playoffs? Texas fired their head coach after losing to Xavier last night.(15:58-33:35) This one's for Pestus. Chairman's mom will not be calling in. FOTS Joey Zanaboni was on the call for some hockey last night. Mizzou schadenfreude. Bootlickin' for big potato wedge. Lots of Drake fans out there apparently.(33:45-48:06) Terry Crouppen joins us and he's cold this morning fresh off of being in Naples, Florida. People are sweet in St. Louis. Do lawyers dislike lawyer jokes? Terry just found out Norm Stewart is still alive. Terry's time at Mizzou. Taking Terry back to school in the TMA van. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

(00:00-15:50) Bernie Federko checks in with us ahead of the Blues biggest game of the year. Blues playing with a lot of excitement and desire compared to early in the year. The new coach bump then taking a while to get your fingerprint on things. Playing stress free games lately. Are captains typically vocal in the locker room? Would this team be playing free and easy in the playoffs? Texas fired their head coach after losing to Xavier last night. (15:58-33:35) This one's for Pestus. Chairman's mom will not be calling in. FOTS Joey Zanaboni was on the call for some hockey last night. Mizzou schadenfreude. Bootlickin' for big potato wedge. Lots of Drake fans out there apparently. (33:45-48:06) Terry Crouppen joins us and he's cold this morning fresh off of being in Naples, Florida. People are sweet in St. Louis. Do lawyers dislike lawyer jokes? Terry just found out Norm Stewart is still alive. Terry's time at Mizzou. Taking Terry back to school in the TMA van. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Have you ever read a book that changed the way you see the world? Today’s power podcast episode is a quick dive into five books that have had a significant impact on me. Now, let me be clear, these aren’t my absolute top five books of all time because, honestly, that would be impossible to choose. Instead, these are five books that, for different reasons, have truly shaped me as an entrepreneur, a woman, a mother, and a wife. Each of these books has influenced my mindset, my approach to business, and even my daily life. Some have given me the tools to grow professionally, while others have provided personal insights that have been game-changers. My hope in sharing them with you today is that maybe one of these will resonate with you, inspire you, or even change your life in ways you never expected. So, as you listen, think about your own journey. Is there a book that has completely shifted your perspective? If not, maybe one of these five will be the one that sparks something new in you. Let’s dive in! We’ll be talking about: ➡ [0:00] Introduction ➡ [01:13] It’s hard to find time sometimes ➡ [03:23] Allocate a bit of time ➡ [04:51] Book 1: Go for No ➡ [06:22] Book 2: Surrounded by Idiots ➡ [07:27] Book 3: How to Listen ➡ [09:13] Book 4: Breath ➡ [11:31] Book 5: Never Split the Difference ➡ [13:40] A quick recap ➡ [13:58] Final Thoughts Resources: Books: Go for No by Andrea Waltz: https://bit.ly/4iJumm5 Surrounded by Idiots by Thomas Erikson: https://bit.ly/3XIYpSM How to Listen by Oscar Trimboli: https://bit.ly/4kKG7uh Breath by James Nestor: https://bit.ly/41LJRDa Never Split the Difference: https://bit.ly/4iKqaCy Previous Episode: Andrea Waltz: https://youtu.be/tdCz3gOpdOE Oscar Trimboli: https://youtu.be/LR0zyomr3q0 Are you ready to keep growing? Learn more about joining the Auxano Family - https://go.auxano.global/welcome Connect with Direct Selling Accelerator: ➡ Visit our website: https://www.auxano.global/ ➡ Subscribe to YouTube: https://www.youtube.com/c/DirectSellingAccelerator ➡ Follow us on Instagram: https://www.instagram.com/auxanomarketing/ ➡ Sam Hind’s Instagram: https://instagram.com/samhinddigitalcoach ➡ Follow us on Facebook: https://www.facebook.com/auxanomarketing/ ➡ Email us: community_manager@auxano.global If you have any podcast suggestions or things you’d like to learn about specifically, please send us an email at the address above. And if you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Are you ready to join the Auxano Family to get live weekly training, support and the latest proven posting strategies to get leads and sales right now - find out more here: https://go.auxano.globalSee omnystudio.com/listener for privacy information.

A new gender and diversity index assessing the state of play for the European deep tech scene has been released, developed by the GENDEX project and funded by the EIC. The index is intended to identify gender diversity and inclusion gaps across the ecosystem and to offer actionable insights and recommendations for stakeholders to consider moving forward. Deep Tech's Gender Gap Here are some of the key findings from the report: Women-led companies account for over 11% of the value raised at non-IPO exits in the past decade, despite accounting for only 0.6% of total non-IPO exits completed in that time. The index revealed only 22% of European deep tech companies are women-led (average share in the last ten years). It takes women-fronted companies on average six months longer than teams led by men to sign their first term sheet. Companies led by men secured 1.8X the funding women-led companies did between 2014-2024. Further, once funding is secured, the index showed that women-led companies often receive less favourable terms than teams led only by men. One woman founder interviewed as part of the index explained: "I think men, when they see young women, especially in the mould of their daughters, who are so much younger than them… I think there's a bias towards women being less capable or that they just see their daughters basically. A little bit of paternalism on their part." The research indicated that the gender imbalance is most evident in companies led by men. 29% of women founders say they have over 50% women in technical positions, compared to 1% of companies led only by men. Tanya Suarez, Chair at GENDEX, said: "If investors and policymakers don't act now, Europe will continue losing billions in untapped talent. This data proves we need structural change. Not only is it needed to fairly represent women, but evidence shows a gender-balanced ecosystem delivers the best results. Our inaugural index has been a huge undertaking by our team and partners, we're today very grateful to all involved and look forward to helping companies benefit from the actionable learnings the index has generated." 42% of STEM graduates in Europe are women; however, this level of representation isn't maintained beyond the educational stage. The GENDEX research shows that only 24% of patent applications in Europe included women as inventors. Meanwhile, only 31% of the total researchers and scientists employed are women. This research is evidence of a narrowing funnel, where women talent is lost along the way, to the detriment of the tech industry as a whole. Indeed, the research suggests that closing the gap between women and men-led companies could prove to be extremely lucrative for the industry. A more even representation of women-led companies at the exit stage (both IPO and non-IPO) in the past decade would have unlocked a potential €198.8 billion of value. Stéphane Ouaki, Head of Department, European Innovation Council, said: "Tapping into Europe's diverse talent pool in the tech and investment sectors in the broadest and most effective way possible is vital if we are to capitalise fully on our many strengths in innovation. To address the persistent gender and diversity disparities within Europe's innovation ecosystem, it is crucial to assess these issues in a coherent way using unified data. This is where the GENDEX project comes in." The Gendex report is intended to empower startups, scaleups, corporates, investors and policymakers to be able to take action and make decisions based on accurate, recent data and analysis, to improve the diversity among their businesses and investments. The index summarizes the takeaways in four actionable recommendations: Close the Data Gap - Investors should require gender diversity reporting before deploying capital. Follow the Returns - Women-led teams deliver stronger outcomes. Allocate more funding accordingly. Secure IP Rights - Women need better legal & funding support for patenting their innovatio...

In this episode of Dietitian Boss, Libby Rothschild, CEO and founder of Dietitian Boss dives into one of the most important questions for new dietitians: How much should you pay yourself and when? Whether you're just starting your private practice or navigating your first year in the field, this episode provides actionable advice on: Understanding salary expectations and budgeting as a dietitian. Common pitfalls to avoid in your first year. Creating a payment plan that balances personal and business needs. Planning for taxes and reinvesting in your business. Evaluating and adjusting your salary over time. Libby shares real-life stories from dietitians she has coached, as well as practical tips to help you set realistic income goals, manage expenses, and build financial stability in your business. What You'll Learn in This Episode: Dietitian Salary Expectations: Average salaries range from $50,000 to $70,000 annually, varying by location and setting. First-year private practice income often ranges between $30,000 and $50,000. Budgeting Tips for Your First Year: Separate personal and business expenses using tools like QuickBooks or Wave. Allocate funds for essentials like website hosting, marketing tools, liability insurance, and more. Avoid common pitfalls, such as underestimating marketing costs or neglecting analytics. How to Pay Yourself: Start with a modest salary that covers essential living expenses. Allocate 20% of your revenue for reinvestment into your business. Automate salary payments to maintain consistency and reduce financial stress. Planning for Taxes: Set aside 25-30% of your income for taxes to avoid surprises during tax season. Keep detailed records of deductible expenses, such as software, home office costs, and professional development. Evaluating and Adjusting Your Salary: Conduct quarterly financial reviews to track income, expenses, and business growth. Use data from these reviews to make informed decisions about salary adjustments, hiring, or reinvestments. Building a Strong Foundation: The first year is about learning and growing. Be patient and prioritize financial planning for long-term success. Connect with Libby: Instagram: @libbyrothschild | @dietitianboss YouTube: Dietitian Boss If you enjoyed this episode, subscribe and leave a review to help more dietitians grow their business! Resources:Are you ready to get support? Team Dietitian Boss offers support to help you start, grow and scale your private practice. Book a call to learn more about what options we offer to help you based on your stage of business. Discover the seamless experience of Practice Better through our referral link! Join us on a journey of enhanced wellness and efficiency. Start here! Join our membership The Library HERE Are You Maximizing Your Marketing? Take the Quiz to Find Out and Unlock Your Full Potential as a Dietitian! Want to hear client success stories? Review here. Disclaimer: This episode contains affiliate links. If you make a purchase through these links, we may earn a small commission at no additional cost to you. We only recommend products and services we genuinely use and believe in. Your support helps keep the podcast running—thank you!

Sheriff John Horch believes public trust plays a key role in whether residents will support funding more deputies. Do you trust local government to allocate funds properly? Take the poll now at https://www.clarkcountytoday.com/opinion/poll-do-you-trust-local-government-to-allocate-law-enforcement-funds-properly/ www.ClarkCountyToday.com #sherifffunding #publictrust #localgovernment #lawenforcement #ClarkCountyWa #localnews

Are your digital marketing efforts falling short of expectations? In this episode of The Power Lounge, host Amy Vaughan welcomes Anna Covert, founder of Hawaii's largest digital marketing firm and author of The Covert Code. Anna shares actionable strategies to tackle online advertising fraud, precisely target your audience, and maximize your marketing ROI.A true entrepreneur, Covert also operates several other marketing and technology businesses, including reactium.io, which is currently being used by enterprise organizations worldwide with contributors from Apple, Microsoft, and IBM.Listen in to uncover insights that will help you refine your digital strategy and ensure every dollar you invest drives meaningful results for your business.Connect with Anna Covert:LinkedInInstagramWebsites: Covert Communication & Anna CovertGet Anna's book: The Covert Code – Mastering the Art of Digital Marketing HERE.KeyTakeaways:Anna Covert's Journey into Digital MarketingAuthenticity in Digital MarketingTargeting the Right AudienceTrust and Smart Bidding PracticesDealing with Digital Marketing FraudSearch Marketing InsightsInfluence of Remarketing in Digital Marketing SuccessSocial Media Marketing: Organic vs PaidCommon Client Concerns in Digital MarketingChapters:00:00 - Introduction02:11 - "Power Lounge: Digital Marketing Insights"05:30 - "Together Marketing Rescue Podcast"15:28 - Ecological Impact of Digital Advertising20:57 - Understanding Conversions and Value26:20 - Managing Marketing Bids Efficiently30:09 - Google's Financial Struggles Explained35:26 - Ad Targeting via Finger ID Mapping39:57 - The Need for Marketing Education43:49 - Questioning Digital Advertising Effectiveness48:24 - "From SunPower Client to Direct Partnership"53:20 - Navigating Digital Media's Complexities58:53 - "Pay to Play Marketing"01:03:01 - OutroQuotes:"Digital marketing is about meaningful connections. Allocate your budget smartly and let transparency build trust."- Amy Vaughn"Technology opens doors for billions. True success comes from authenticity and ethics."- Anna CovertConnect with the host Amy Vaughan:LinkedInPower Lounge PodcastLearn more about Together Digital and consider joining the movement by visiting togetherindigital.com.Support the show

Failures can feel crushing in the moment, but they often lead to the greatest growth. Staying motivated when everything seems to be working against you comes down to focusing on small wins, adapting when necessary, and keeping your purpose clear. The people you surround yourself with can either lift you up or hold you back, making it crucial to have the right support. Success isn't about avoiding challenges—it's about using them as stepping stones to something greater.Jason Schappert is an accomplished entrepreneur and aviation enthusiast. He started his journey in the pest control business, but his father encouraged him to aim higher. Jason discovered his passion for aviation and pursued his pilot's license, facing challenges along the way. Today, Jason talks about his entrepreneurial career, sharing insights on overcoming failures, building resilience, and balancing work and family life. Join in as young leaders pose inquiries about life, personal development, and beyond!Quotes: “In every adversity, there's the seed of a greater advantage. If you approach each adversity thinking, ‘Alright, this stinks and I wouldn't choose it, but there's an advantage here,' then you can determine to find that advantage and keep working until you do.” –Jason Schappert“It's all about working smarter, not necessarily harder. As men, we sometimes want to carry the whole family on our backs and get everyone across the finish line. However, that's not always the smartest way to do it.” –Jason Schappert“Not everybody's meant to stay in your life forever. Some are just there for a season.” –Jason Schappert“We want good mentors, as many as possible, around these young men. Their parents are the first primary mentors, ideally always.” –Matt BeaudreauTakeaways:Embrace a growth mindset and be willing to pivot when faced with challenges. Recognize that setbacks can often lead to greater opportunities.Prioritize building a strong support network and surround yourself with people who believe in your vision and can provide constructive feedback.Allocate time intentionally to nurture your personal relationships and family life, ensuring a healthy work-life balance.Identify your unique strengths and find ways to leverage them to create the greatest impact, whether in your career or entrepreneurial pursuits.Continuously invest in your own personal and financial education, staying proactive in developing the skills and knowledge needed to achieve your goals.Conclusion:Finding meaningful success comes from recognizing progress, building a strong support system, and leaning into personal strengths. Small victories lay the foundation for confidence and resilience, making challenges easier to overcome. The right environment and mindset can turn setbacks into learning experiences rather than roadblocks. With consistency and self-awareness, both personal and professional growth become natural outcomes.

Are you ready to take control of your finances and build lasting wealth? In this episode, we're breaking down a sustainable plan to grow your income, reduce debt, and invest in your future—all tailored for hairstylists, salon owners, and beauty entrepreneurs. Learn smart money strategies, the best ways to eliminate high-interest debt, and how to start investing wisely (even if you're new to it). Whether you're looking to scale your business, create passive income, or build financial security, this episode gives you actionable steps to make it happen. Tune in and start making your money work for you! Get FREE access to our Creative Service Profit Maker Webinar now: https://small-kiwi-98108.myflodesk.com/ao7u0l0qzq Start your high yield savings account with a bonus kickback on Marcus: https://www.marcus.com/share/AMB-9K4-NTGI Get 2 weeks of GlossGenius free, lowest processing fees in the biz & AI tools to help you run your business! https://glossgenius.biz/AmbrosiaCarey Key Take-aways: 1. Pay off high interest debt first: credit cards can hold an interest rate up to 25% causing the average person to pay 2.5x more than the original purchase. 2. The suggested amount is to pay 15-25% of your income monthly to pay off that debt. 3. Avalanche Method: is a debt repayment strategy where you focus on paying off debts with the highest interest rates first to save the most money on interest over time. 4. Allocate 20-30% of your income every month toward your emergency fund, whether you choose to pay off debt first or divide 25% to debt and 5% toward saving. 5. Some debt is healthy debt, but your credit score is impacted when your debt to credit limit goes over 30%. Once your debt to credit limit hits 30%, it can drop your credit score by 20 to 50 points depending on your overall credit profile. 6. An emergency fund provides financial security by covering unexpected expenses. It offers peace of mind, supports business stability during slow periods, and allows you to make decisions confidently without financial stress. Plus, it encourages better money habits and protects long-term investments. 7. Setting clear goals helps you get there faster. 8. Set aside 10-15% of your income to your savings once you've paid of your remaining debts. The goal is to build 3-6 months of your monthly average spending to hold in your savings. 9. The next step is to open a high-yield savings account, which compounds over time at a higher interest rate allowing you to accumulate more income as the account grows. 10. Compounding means you're growing income from interest continues to grow as the money grows. The more frequently your interest is compounded, the quicker your money grows. 11. Leverage your own business as an investment. You want every square inch of your business to be income producing. If you're independent, what lines or affiliate programs can you work with to add multiple streams of income? 12. Build a roadmap for your income strategy building. Start thinking of this as placing your efforts seasonally to pour into multiple buckets, which allows wealth to build more wealth for yourself. 13. When seeking a financial advisor, ask them what their fee structure is. Take 15% off our favorite skincare line, Pharmagel with code SSA15: http://www.pharmagel.net/discount/ssa15?redirect=%2F%3Fafmc%3Dssa15  

Highlights from this week's conversation include:​​Samir's Background and Journey (0:31)Founding Allocate (1:09)Emerging Managers Focus (4:26)Market Cycles and Investment Strategies (8:11)Current Market Trends (12:22)Illiquidity in Venture Capital (14:04)Misconceptions About Venture Capital (16:05)Direct Investments vs. Fund of Funds (19:51)Operational Needs of Wealth Advisors (22:13)Building Infrastructure for Investment (24:16)Insider Segment: Nico Toro of Silicon Valley Bank (27:00)Customization in Different Markets (28:55)Understanding Local Ecosystems (30:07)Opportunities in Fintech (32:26)Consolidation in Private Equity (36:49)Investment Strategies for Family Offices (40:43)Responsible Participation in Venture Capital (44:50)Ideal Investor Profile (47:05)Market Growth and Challenges (50:04)Current Investment Climate (52:00)Connecting with Samir and Final Thoughts (53:12)Allocate is a platform designed to modernize and democratize private market investing by providing accredited investors with curated access to top-tier private capital funds and direct investment opportunities. Allocate's mission is to empower a broader audience of investors to participate in private markets while emphasizing transparency, efficiency, and inclusivity. https://www.allocate.coSilicon Valley Bank (SVB), a division of First Citizens Bank, is the bank of the world's most innovative companies and investors. SVB provides commercial and private banking to individuals and companies in the technology, life science and healthcare, private equity, venture capital and premium wine industries. SVB operates in centers of innovation throughout the United States, serving the unique needs of its dynamic clients with deep sector expertise, insights and connections. SVB's parent company, First Citizens BancShares, Inc. (NASDAQ: FCNCA), is a top 20 U.S. financial institution with more than $200 billion in assets. First Citizens Bank, Member FDIC. Learn more at svb.com.Swimming with Allocators is a podcast that dives into the intriguing world of Venture Capital from an LP (Limited Partner) perspective. Hosts Alexa Binns and Earnest Sweat are seasoned professionals who have donned various hats in the VC ecosystem. Each episode, we explore where the future opportunities lie in the VC landscape with insights from top LPs on their investment strategies and industry experts shedding light on emerging trends and technologies. The information provided on this podcast does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this podcast are for general informational purposes only.

Listen in as they discuss:The era of Artificial Intelligence. How they leverage their time with Virtual Assistants.Building a VA Team.Meeting with certain VAs regularly. VAs they can't live without. Mark also discussed the “superhero syndrome.” TIP OF THE WEEKScott: Experiment with AI tools like ChatGPT or AI agents to uncover how they can enhance your business operations. Allocate a small portion of your week to explore and "mess around" with these tools. Don't fear mistakes; unexpected discoveries often lead to valuable insights. WANT TO  LISTEN MOREDid you like this episode? If so, listen to another AOPI episode to hear more about land investing tips that can help grow your land business."Are you ready to learn more about land investing? Just click HERE to schedule a call.""Isn't it time to create passive income so you can work where you want when you want, and with whomever you want?"

Max Schireson and Jason Mendel, from Battery Ventures recently published an article on Managing and Measuring R&D spend including key metrics from the DORA and SPACE frameworks and they also introduced their own 5 step R&D measurement framework including:Allocate top downBreak R&D into granular buckets (not a lump sum)Listen to product-adjacent teams that are customer-facingBe deliberate about measuring success of R&D projectsHold the full team accountableThe article also includes benchmarks from Battery Ventures portfolio company, LinearB.If you are interesting in best practices on measuring R&D productivity, this episode is a great listen!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Unlock the secrets to maximizing your ROI with Google and Facebook ads while avoiding costly mistakes. This episode dives into expert tips for creating high-converting ad campaigns, targeting the right audience, and boosting customer retention. Learn how to take a strategic approach to ad spending, allocate budgets wisely, and build brand awareness to grow your business without wasting money. Join host Adam Sylvester, David Brooks of Contractor Rhino, and Jackson Blackburn of Mt. Baker Window Cleaning Co and Home Service Business Coach.   New to Jobber? Masters of Home Service listeners can claim an exclusive discount for Jobber at https://bit.ly/4d0KAEh   [00:00] Introduction to the episode and guests [01:00] Comparing Facebook and Google Ads for different business objectives [03:17] What makes a good Facebook ad, including special offers and giveaways [04:18] Building brand equity through cohesive messaging and brand awareness [05:47] A good Google Ad uses direct, specific messaging and a user-friendly landing page [06:30] Starting Google Ads early pays off by building up visibility over time [07:28] Doubling your leads with Google Ads and how to choose the right format [10:34] Allocating budgets effectively and focusing on customer retention for better ROI [13:00] Using apps like Jobber to streamline customer experience and increase client retention [15:00] How to create effective ads for your campaigns, with design and targeting [18:21] Effective Facebook ads must grab attention quickly and be visually engaging [20:58] Jobber Summit 2025: Details and registration for the event [21:22] Misconceptions about quick ROI from ads and the importance of patience [21:56] Research and partnerships with agencies can help improve ad strategies [22:39] Setting proper ad budgets to sustain campaigns and gather meaningful data [24:33] Build brand awareness and a steady lead flow before investing heavily in ads [25:38] Allocate sufficient budgets to avoid exhausting funds mid-campaign [26:46] Google display ads focus on brand awareness but have lower conversion intent [27:18] Avoid common targeting mistakes like incorrect geographic settings

In this week's episode, James meets with Taylor of Bridging the Gap Financial Services LLC to discuss how to allocate Farm finances across marketing efforts. Taylor explains what can be considered a write off and the importance of budgeting for marketing efforts.For more Farm resources, visit: barn2door.com/resources

Short Description Dr. Mike Woo-Ming shares his six-step GG6 system for goal setting, designed to help physicians overcome burnout and take control of their careers and lives. Learn how to set impactful goals, create actionable plans, and reassess to stay on track. Show Summary In this episode of BootstrapMD, Dr. Mike Woo-Ming revisits his GG6 system—a framework he designed to help physician entrepreneurs set and achieve meaningful goals. He breaks down the six steps, emphasizing the importance of specificity, deadlines, actionable systems, and periodic reassessment. By applying this method, listeners can regain control of their time, reduce burnout, and take steps toward building their dream careers and lives.   3 Actionable Takeaways [1] Prioritize Your Goals with Impact in MindStart by listing 10–20 goals across different areas of your life (career, finances, relationships, personal growth). Then, narrow it down to the top 3 that will have the most profound impact on your happiness, financial security, or career fulfillment.   [2] Make Your Goals SMARTTransform general aspirations into Specific, Measurable, Achievable, Relevant, and Time-bound goals. For example, instead of saying "I want to make more money," set a goal like "Generate $10,000/month from my consulting business by December 31, 2025."   [3] Establish a System and Stick to ItCreate a structured system to break your goals into smaller actionable steps. Allocate specific time each week to work on these steps and be disciplined about protecting that time from distractions. Regularly reassess your progress and be willing to pivot if necessary.   Let's Connect Start Building Your Business(es) Today. Learn more here: https://www.bootstrapmd.com/courses   Want to start your own podcast? Check out Doctor Podcast Network! https://www.doctorpodcastnetwork.co/join

To gain further insights into this development and what it means for the future of education in the Western Cape, Amy Maciver speak to Dr. Sigamoney Naicker, an esteemed education analyst and former National Commissioner on the Committee for Education Support Services, appointed by former President Nelson Mandela. Dr. Naicker brings a wealth of experience and perspective on how the province can build on this progress to ensure long-term educational successSee omnystudio.com/listener for privacy information.

This episode is based on an email that we received from a listener who has a specific allocation in their portfolio to taking speculative bets. The rationale was that it helped control their behaviour by allowing them a designated allocation, while the rest of the portfolio remained untouched. We explore whether a strategy like this, called 'Mad Money', can work for investors.Interested in our investing course? Find it here.To submit any questions or feedback, please email mark.lamonica1@morningstar.com or leave us a voicemail to feature on the podcast here. Additional resources from our episodes are available via our website.Audio Producer and mixer: William Ton. Hosted on Acast. See acast.com/privacy for more information.

Simon examines the critical importance of taking downtime for personal well-being and professional success, especially during the holiday season. He shares personal anecdotes, including lessons learned from his time on Necker Island with Richard Branson, highlighting the balance between hard work and relaxation. Simon also discusses the dangers of neglecting family relationships while pursuing financial goals and offers practical tips for scheduling holidays and planning work around them. KEY TAKEAWAYS Taking regular breaks is essential for maintaining high performance and avoiding burnout. Successful individuals prioritise downtime to recharge and enjoy life. Schedule holidays and downtime before planning work commitments. This approach ensures that personal time is prioritised, leading to a more balanced life. Allocate specific time slots for property investing and plan what tasks to focus on in advance. Prioritise the most important tasks to maximise productivity during these sessions. Include free periods in your schedule to allow for unexpected opportunities or urgent tasks. This flexibility helps manage time effectively and ensures that important tasks are completed. Communicate your goals and the reasons behind your hard work with family and partners. Involving them in your aspirations can foster support and understanding, making it easier to balance work and family time. BEST MOMENTS "Some of the most successful people I have met absolutely insist that one of the most important things you can do if you want to be a high achiever is make sure you have plenty of breaks scheduled." "A danger is we spend so much time doing that, we're not actually spending enough quality time with our family." "By planning in regular downtime for you and also with your partner, with your family, you're ensuring that this big fortune you're building is not for some waste." "When you set your big goals, I highly recommend you share that with your significant other, with your relationship partner, your business partners." "If you have those slots available in your diary, you can use them to deal with things that come up that are urgent." VALUABLE RESOURCES To find your local pin meeting visit: www.PinMeeting.co.uk and use voucher code PODCAST to attend you first meeting as Simon's guest (instead of paying the normal £20). Contact and follow Simon here: Facebook: http://www.facebook.com/OfficialSimonZutshi LinkedIn: https://www.linkedin.com/in/simonzutshi/ YouTube: https://www.youtube.com/SimonZutshiOfficial Twitter: https://twitter.com/simonzutshi Instagram: https://www.instagram.com/simonzutshi/ Simon Zutshi, experienced investor, successful entrepreneur and best-selling author, is widely recognised as one of the top wealth creation strategists in the UK. Having started to invest in property in 1995 and went on to become financially independent by the age of 32. Passionate about sharing his experience, Simon founded the property investor’s network (pin) in 2003 www.pinmeeting.co.uk pin has since grown to become the largest property networking organisation in the UK, with monthly meetings in 50 cities, designed specifically to provide a supportive, educational and inspirational environment for people like you to network with and learn from other successful investors. Since 2003, Simon has taught thousands of entrepreneurs and business owners how to successfully invest in a tax-efficient way. How to create additional streams of income, give them more time to do the things they want to do and build their long-term wealth. Simon’s book “Property Magic” which is now in its sixth edition, became an instant hit when first released in 2008 and remains an Amazon No 1 best-selling property book. Simon launched his latest business, www.CrowdProperty.com, in 2014, which is an FCA Regulated peer to peer lending platform to facilitate loans between private individuals and property professionals.

Protect your investments with And We Know http://andweknow.com/gold Or call 720-605-3900, Tell them “LT” sent you. ————————————————————— *Our AWK Website: https://www.andweknow.com/ *Our 24/7 NEWS SITE: https://thepatriotlight.com/ ————————— *DONATIONS SITE: https://bit.ly/2Lgdrh5 *Mail your gift to: And We Know 30650 Rancho California Rd STE D406-123 (or D406-126) Temecula, CA 92591 ➜ AWK Shirts and gifts: https://shop.andweknow.com/ ➜ Audio Bible https://www.biblegateway.com/audio/mclean/kjv/1John.3.16 Connect with us in the following ways:

British philosopher G.K. Chesterton once said, “I know as much about the future as you do, which is nothing.” Only God knows the future, but that doesn't mean we shouldn't plan for it. Mark Biller is here today to help you do that. Mark Biller is Executive Editor and Senior Portfolio Manager at Sound Mind Investing, an underwriter of Faith & Finance. Today, we'll cover some key takeaways from Sound Mind Investing's recent article, “Your 10 Most Important Financial Moves for 2025,” which offers over 60 actionable tips across six categories. Let's dive into some highlights to help you plan your next year's top financial moves.1. Put First Things First: Aligning Finances with FaithDevelop a Financial Plan: A solid plan is essential for managing God's resources well. As Luke 19:13 reminds us, faithful stewards are called to “put this money to work until I come back.”Build an Eternity Portfolio: Once your family's needs are met, embrace “exponential generosity.” As your income grows, increase your giving percentage, laying up treasures in heaven (Matthew 6:20).2. Strengthen Your Financial FoundationCreate a Workable Budget: A budget—think of it as a “spending plan”—is foundational. Learn from past mistakes and focus on spending less and saving more through automated savings or retirement account contributions.Spend Less, Save More: Small changes today can bring significant long-term benefits. Adjust your spending habits to prioritize your future.3. Develop Your Investing PlanCreate a Long-Term Investing Strategy: Just as a budget helps manage day-to-day finances, an investing plan guides long-term success. Allocate appropriately and avoid making rash decisions based on political or economic changes.Stay Informed About Trends: Technological advancements, economic policies, and market changes can impact investments. Educate yourself on these trends without succumbing to speculation.4. Broaden Your PortfolioExpand Your Knowledge: Understand how global trends like AI and interest rate shifts may influence your portfolio. SMI offers resources to help navigate these complexities while maintaining a long-term focus.5. Prepare for RetirementPlan for Social Security: Deciding when to claim Social Security benefits is crucial. For most, waiting until full retirement age or later can yield greater financial benefits.Understand Medicare Coverage: Don't assume Medicare will cover all your retirement healthcare needs. Research Medigap or Medicare Advantage plans and consider alternatives like Christian Healthcare Ministries.6. Miscellaneous Must-DosStart Your Kids on Investing: Encourage young people to invest early. Fractional-share purchases and no-commission trades make it easier than ever to build long-term financial habits.Review Estate Plans: Ensure your will, power of attorney, and healthcare directives are up-to-date. Life changes and legal updates warrant a review every five years.Protect Against Tax Identity Theft: To prevent fraudulent filings, safeguard your Social Security number by requesting an IRS Identity Protection PIN.Bonus Tips for 2025Treasure Each Day: Life is fleeting—embrace each day as a gift and manage God's blessings wisely.Deepen Your Prayer Life: Discerning God's voice leads to better financial decisions rooted in faith.Manage Finances as a Team: For married couples, working together on finances can combine strengths and reduce weaknesses.As 2025 approaches, remember that your financial success hinges more on your choices than external circumstances. Faithful stewardship not only secures your financial future but also aligns your resources with God's purposes. May you aim to hear these words in Matthew 25:21: “Well done, good and faithful servant! You have been faithful with a few things; I will put you in charge of many things. Come and share your master's happiness!”For the complete list of financial moves and additional resources, visit SoundMindInvesting.org.By following these principles, you can make 2025 a year of financial health and faithfulness.On Today's Program, Rob Answers Listener Questions:I recently retired and have a 401(k) with about $47,000 in it. I don't know what to do with this money. I'd like to get some advice from a Christian perspective on how to best manage and invest this 401(k) now that I'm retired.Resources Mentioned:Understanding Reverse: Simplifying the Reverse Mortgage by Dan HultquistMoney and Marriage God's Way by Howard DaytonMovement MortgageLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

One hot topic that I've been talking about recently is: Energy. The moment you become self aware of your energy and how people experience you as a professional, that's when the game changes. And it all comes back to being self aware. Is you energy attracting the right opportunities, clients and collaborations or is it repelling them? We have 3 currencies in life: time, energy & money. Allocate accordingly. Support the showLINKS TO FREEBIES BELOW: WEEKLY NEWSLETTER where I share all the tips and tricks on how to grow your LinkedIn account HERE ABOUT THE HOST: Former Executive Recruiter turned LinkedIn Expert & Entrepreneur. I'm here to show you that you can do it too! I teach women how to start, grow and scale their personal brand and business on LinkedIn. In 2021 I launched ChilledVino, my patented wine product and in 2023 I launched The Feminine Founder Podcast. I live in South Carolina with my husband Gary and 2 Weimrarners, Zena & Zara. This podcast is a supportive and inclusive community where I interview and bring women together that are fellow entrepreneurs and workplace experts. We believe in sharing our stories, unpacking exactly how we did it and talking through the mindset shifts needed to achieve great things.Connect with me on LinkedIn HERE and follow the podcast page HERE IG @cpennington55 Buy ChilledVino HERE I'm so happy you are here!! Thanks for listening!!!

QFF: Quick Fire Friday – Your 20-Minute Growth Powerhouse! Welcome to Quick Fire Friday, the Grow A Small Business podcast series that is designed to deliver simple, focused and actionable insights and key takeaways in less than 20 minutes a week. Every Friday, we bring you business owners and experts who share their top strategies for growing yourself, your team and your small business. Get ready for a dose of inspiration, one action you can implement and quotable quotes that will stick with you long after the episode ends! In this episode of Quick Fire Friday, host Michael Denehey interviews Mike Michalowicz, author and keynote speaker, and discusses his revolutionary Profit First methodology. Highlighting the pitfalls of traditional profit models, Mike shares actionable insights on prioritizing profit to transform businesses and improve financial health. His approach is based on channeling behavior rather than discipline, offering solutions that resonate with small business owners globally. A standout success story involves a struggling horse farm in Australia, where adopting Profit First not only turned profitability around but also strengthened the owners' personal relationships. Other Resources: Profit First: Transform Your Business from a Cash-Eating Monster to a Money-Making Machine Key Takeaways for Small Business Owners: Prioritize Profit First: Flip the traditional profit formula from "Sales - Expenses = Profit" to "Sales - Profit = Expenses." By setting aside profit first, you ensure your business operates within its true financial means. Set Up a Profit Account: Create a dedicated bank account for profit. Even allocating just 1% of your revenue to this account builds the habit and ensures consistent profitability over time. Automate Cash Management: Use Parkinson's Law to your advantage by allocating funds into specific accounts (e.g., profit, owner's pay, taxes). Automation minimizes temptation and ensures disciplined cash flow management. Our hero crafts outstanding reviews following the experience of listening to our special guests. Are you the one we've been waiting for? Reward Yourself as the Owner: Separate your wages for working in the business from profit, which is your reward for taking the risk of starting and running the business. Celebrate even small victories to stay motivated. Profitability Over Debt Dependency: Profitability is the key to eradicating debt. Allocate a portion of your profit to pay off debt while rewarding yourself with a small percentage to maintain morale. Start Small, Start Now: Don't wait for the perfect moment to implement change. Begin with small, manageable steps like opening a profit account and allocating a small percentage of revenue. Gradually scale up as you adjust to the system. One action small business owners can take: One action small business owners can take, according to Mike Michalowicz, is to set up a profit account and allocate at least 1% of every revenue deposit into that account. This simple step helps build the habit of prioritizing profit and ensures that, over time, your business will start to accumulate funds for growth and financial security. This action doesn't require changing your business operations but establishes a crucial financial discipline that can lead to long-term success. Do you have 2 minutes every Friday? Sign up to the Weekly Leadership Email. It's free and we can help you to maximize your time. Enjoyed the podcast? Please leave a review on iTunes or your preferred platform. Your feedback helps more small business owners discover our podcast and embark on their business growth journey.

Send us a textIn this episode of The Over 50 Health & Wellness Show, Coach Kevin flips the script on how you think about your health. What if you approached your body like a business, with you as the CEO, CFO, and COO? Turns out, leading your health with intention, managing your resources, and executing daily habits like a boss might just be the game-changer you need. If you've ever felt stuck in a cycle of trying to lose weight, build muscle, or reclaim your youthful vitality, this episode is for you. Kevin breaks down how to define a compelling vision for your health, invest your resources wisely, and create sustainable systems for daily success.Your health is your greatest asset—so let's start running it like a thriving business! What You'll Learn in This Episode:Why you need to step into the CEO role of your health.How to define a clear, inspiring vision for your health goals.The importance of tracking your health “metrics” like a savvy CFO.Practical tips for managing your time, energy, and money to support your goals.How to execute daily operations—nutrition, movement, and recovery—like a pro COO.Why small, consistent actions are the key to lifelong health success. Key Takeaways:You Are the CEO of Your Health: Take ownership of your health journey and lead with purpose.Invest Like a CFO: Allocate your resources—time, money, and energy—where they matter most.Execute Like a COO: Focus on consistent nutrition, movement, and recovery to align your daily actions with your long-term goals.It's Never Too Late to Take Control: No matter where you're starting from, you have the power to change your health story. EPISODE SPONSOR:Legions Athletics: https://legionathletics.rfrl.co/g478nUse coupon conde SILVEREDGE at checkout to save 20% off your first order (and double loyalty points on all future orders)! Resources & Links Mentioned in This Episode:The Silver Edge Coaching Programs: https://silveredgefitness.com/coaching/Download your free guide: Over 50 Mojo Magic: The Ultimate Motivation Guide: https://www.silveredgefitness.com/mojo-magic-guide-optinFollow Kevin on Instagram for daily health tips and inspiration: @thesilver_edge Join the Conversation:If you loved this episode, be sure to subscribe, leave a review, and share it with a friend who needs to hear this message. Let's spread the word that it's never too late to take charge of your health and create the vibrant, confident life you deserve! Ready to lead your health like a boss? Tune in now and start running your body like the thriving business it deserves to be!Want to rewrite the narrative of your life and health? Visit the link below to see if our 1:1 coaching services are a perfect fit for your long term goals: https://calendly.com/thesilveredge/coaching-inquiry Want more over 50 health and wellness goodness? Check out our private Facebook group: https://www.facebook.com/groups/silveredgefitness

Latest news from 26 November 2024, as reported in the Ukrainian media. Easy ways to support us: Subscribe to our Patreon to give monthly support https://www.patreon.com/highlightsfromukraine Send us a one-time 'thank you' tip via PayPal at: highlightsfromukraine@gmail.com Out YouTube channel: https://bit.ly/3oH111z Special thanks to our top Patreon supporters - Helena Pszczolko O'Callaghan,  krissi, Jared and Dick Warner!

Episode 252 is about getting a return on your time. It's not just about working harder but about working smarter.   If you're in sales, you understand the value of every minute. It's about putting in the hours and making each moment count. Let's dive into how you can invest your Time to maximize results and revenue.   Understanding Return on Time Let's start by unpacking what 'Return on Time' means. In sales, it's the key to efficiency. It's about identifying the most impactful activities and directing your Time towards them. Think of your day as an investment portfolio. Are you putting your Time into actions that bring the highest returns? Just like in finance, diversifying your 'time portfolio' can lead to significant gains in your sales performance.     Pinpointing High-Impact Activities Now, the critical question is: Which activities should you focus on? Start by examining your sales funnel. Prospecting, lead nurturing, closing deals, and follow-ups—each stage demands Time, but not all actions are created equal. Look at historical data. Which activities have consistently led to closed deals? Often, those personal touches or well-researched cold calls generate more impact. These activities can move the needle in your sales career, and focusing on them can be a powerful motivator.   Spending quality time understanding your client's needs and customizing your presentation of solutions can dramatically increase your conversion rates. It's all about building relationships, not just transactions.     The Time-Waster Trap We must also address the time-waster trap. These are activities that consume chunks of your day but yield little revenue. Think excessive admin work or unproductive meetings. Identify these traps and find ways to minimize them. Automation tools can be your best friend here. Remember, every minute saved from low-yield tasks is gained for high-impact activities.     Setting Boundaries and Priorities Prioritization is your key to control and focus. Start each day by listing three main goals. What must you accomplish today to move the needle? Use techniques like the Eisenhower Box to distinguish between urgent and important tasks. Block specific times in your calendar for prospecting and follow-ups. Treat these blocks as sacred—no interruptions! It is your Time to shine and be assertive in your priorities.   Time Management Strategies   Now, let's talk let's. You might wonder, "How can I "best allocate my time?" Here are "few tactical approaches:   Time Blocking: Schedule dedicated blocks for different activities. Allocate specific hours for prospecting, client calls, and administrative tasks. This structure helps reduce distractions and enhances focus.   The Two-Minute Rule: If a task takes less than two minutes, do it immediately. This strategy keeps your to-do list short and prevents minor tasks from piling up.   Key Account Focus: Identify your top revenue-producing accounts and schedule 30-45 minutes daily to review where you can add value or make adjustments. If you need ideas, brainstorm with your manager or other key personnel. Do the same for accounts you want to grow to a key spending level.     Remember, your days are finite, but your potential isn't. By focusing on high-impact activities, employing effective time management strategies, and continuously assessing your progress, you can significantly enhance your return on Time and drive your sales career forward. Let this inspire and motivate you to make the most of your Time.   If you enjoyed today's episode and found it valuable, subscribe wherever you listen to podcasts. Until then, keep investing your Time.   Remember, it's not about Time spent but the value it brings. See you next Time!   If you need to save time preparing for sales meetings check out: www.Threewordmeetings.com.   Sales Meetings with Purpose. An innovative approach created by Lisa Thal, an author, inspirational speaker, and business coach with over 37 years of marketing, sales, and leadership experience. Her book Three Word Meetings transforms how sales managers and leaders conduct team meetings, making them more engaging, purposeful, and impactful.

This post is written in my personal capacity, but is based on insights that I've gained through my work as Effective Giving Global Coordinator and Incubator at Giving What We Can since I took on the role in June 2023. Tl;dr In my view the average reader of the EA Forum should be giving more to meta-charities like effective giving (EG) organisations. EG organisations play a crucial role in directing funds to highly impactful charities, but many are facing significant funding constraints and/or a lack of diversified funding. Supporting these meta-charities can have a multiplier effect on your donations, potentially leading to extraordinary growth in effective giving. Consider allocating a portion of your donation budget to EG organisations this giving season. Introduction When I first heard about EA from a TED talk by Peter Singer in 2017, I was inspired by the idea that we could carefully use evidence [...] ---Outline:(00:21) Tl;dr(00:57) Introduction(02:56) Why EG orgs are funding constrained(05:28) Why should you donate to EG organisations?(05:38) The multiplier effect(07:01) Positive indirect impact(07:43) Potential for significant growth(08:35) Addressing future funding constraints(09:08) The impact of additional funding(10:28) Why you might not want to donate to EG organisations(11:29) Where to give?(11:48) Giving What We Can(14:49) Effektiv Spenden(16:42) Founders Pledge(18:28) Ge Effektivt(20:09) Giving Multiplier(21:49) The Life You Can Save(22:46) Other established EG organisations(25:22) New EG organisations(28:55) Call to Action--- First published: November 8th, 2024 Source: https://forum.effectivealtruism.org/posts/fMcpbGRWBtq3QBEyA/why-you-should-allocate-more-of-your-donation-budget-to-1 --- Narrated by TYPE III AUDIO.

It's that time of year again! In this episode, host and CEO of Kickstart Accounting, Inc., Danielle Hayden, dives into the topic on every business owner's mind toward the end of the year—bonuses—a perfect way to celebrate and reward your team's hard work! With Danielle's easy 4-step framework, she'll walk you through how to structure bonuses thoughtfully, so you can show appreciation while keeping your business financially strong. Get ready to learn practical, step-by-step strategies that will help make rewarding your team a stress-free, financially savvy experience! Key Takeaways: Determine Profitability: Only consider bonuses if your business is profitable, verified by examining the year-to-date net income. Check Cash Reserves: Ensure that sufficient cash is available to avoid cash flow issues. Ideally, set aside funds throughout the year to prepare for bonuses. Allocate a Bonus Pool: Danielle recommends distributing 10% of net income as a guideline, though this depends on your business's performance and goals. Identify Eligible Employees: Assess eligibility by listing all employees and evaluating their tenure, alignment with company values, and overall performance over the year. She suggests categorizing performance levels (exceptional, meets expectations, or below expectations) to ensure fair distribution. Plan the Timing: Choose when to pay bonuses based on tax strategy. Paying before year-end counts toward this year's expenses, while paying afterward counts toward next year. Topics Discussed: Introduction to Team Bonuses and Financial Stability (00:00:00 - 00:00:51) Framework Overview for Bonus Distribution (00:00:51 - 00:01:25) Step 1: Determine Year-to-Date Net Income (00:01:25 - 00:02:45) Step 2: Check Cash Balance (00:02:45 - 00:03:27) Step 3: Decide Bonus Pool Amount (00:03:27 - 00:04:09) Step 4: Identify Eligible Employees (00:04:09 - 00:06:28) Step 5: Importance of Timing for Tax Purposes (00:07:30 - 00:08:47) Summary of Bonus Distribution Framework (00:08:47 - 00:09:55)   Book a Call with Kickstart Accounting, Inc.: https://www.kickstartaccountinginc.com/book    Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks  Facebook | https://www.facebook.com/kickstartaccountinginc  

In episode 608, Courtney Carey teaches us how to plan and organize the cookbook creation process while managing other life responsibilities. Courtney Carey is the creator of Cake Me Home Tonight, a baking blog designed to help home bakers elevate their baking game! On her blog and social media, Courtney shares easy and delicious dessert recipes along with baking tips and tutorials to make baking fun and stress-free. Courtney recently released her debut cookbook, Girls Just Wanna Bake Cupcakes, an 80's themed cookbook featuring cupcake recipes inspired by nostalgic and classic snacks and desserts. She enjoys sharing her love of all things dessert and all things 80's because there is nothing sweeter than nostalgia! In this episode, you'll learn more about the challenges of balancing a blog, job, and family while writing a cookbook and how to meet deadlines despite setbacks. Key points discussed: - Plan and organize thoroughly: Carefully evaluate your work style, schedule, and responsibilities to set yourself up for success when writing a cookbook. - Break down the process: Create detailed checklists and spreadsheets to break the book-writing process into small, manageable tasks. - Leverage your strengths: Allocate tasks based on when you feel most energized and productive to maximize your efficiency. - Seek help from your support system: Don't be afraid to ask your family and friends for assistance to balance the workload. - Outsource tasks you're less confident in: Consider hiring professionals for photography, editing, or other areas you may struggle with. - Expect the unexpected: Be prepared to adapt when life throws curveballs. - Embrace imperfection: Understand that perfection is unattainable, and focus on creating a high-quality product rather than striving for flawlessness. - Take mental breaks: Recognize when you need to step away and recharge to avoid burnout and maintain your productivity. - Prioritize your commitments: Be willing to temporarily scale back on other responsibilities to dedicate the necessary time and attention to the cookbook project. Connect with Courtney Carey Website | Instagram 

Are you tired of cutting calories to stay lean? Are you wondering how some people eat more while staying fit?Philip (@witsandweights)  shares simple, effective ways to help you burn an extra 500-1,000 calories daily—all through sustainable lifestyle tweaks. Learn how to fire up your metabolism, feel more energized, and efficiently work towards your fitness goals. Philip breaks down four key areas that increase calorie burn. He'll guide you through small, realistic steps like adding more protein, moving more throughout the day, and building steady habits that make a big difference over time.

This episode is a compilation of answers to YOUR questions that were asked directly from my listeners who attend my weekly business education YouTube live webcast. Topics covered include: How to allocate my portfolio, How to get into options trading, How do you choose which projects to focus on and more. Refer to chapter marks for a complete list of topics covered and to jump to a specific section. Download my free "Networking eBook": www.harouneducation.comAttend my weekly YouTube Live every Thursday's 8am-11am PT. Subscribe to my YouTube Channel to receive notifications. Learn more about my MBA Degree ProgramConnect with me: YouTube: ChrisHarounVenturesCompleteBusinessEducationInstagram @chrisharounLinkedIn: Chris HarounTwitter: @chris_harounFacebook: Haroun Education Ventures  TikTok: @chrisharoun

Communications minister Jyotiraditya Scindia said Tuesday at India Mobile Congress that TRAI will decide cost of spectrum. Starlink & Amazon's Kuiper prefer administrative allocation.  

In this episode of the Mortgage Marketing Radio podcast, host Geoff Zimpfer discusses the importance of planning for Q4 and shares key insights from a recent workshop with Alex and Leila Hormozi of Acquisition.com. He emphasizes the need for mortgage professionals to assess their time management, identify value detractors in their business, and diversify their sources of leads to ensure sustainable growth. Zimpfer also highlights the significance of understanding business risks and the importance of measuring key performance indicators to optimize conversions. The episode concludes with strategies for building relationships with real estate agents and enhancing brand visibility.TakeawaysPlan for the remaining 58 working days of the year.Invest in learning from industry leaders like Alex Hormozi.Identify and mitigate value detractors in your business.Understand the risks associated with key customers and channels.Diversify your sources of business to reduce dependency.Measure your key performance indicators to improve conversions.Focus on solving the primary constraints in your business.Allocate resources effectively to address business challenges.Build relationships with real estate agents for referrals.Aim to become a well-known figure in your local market.Episode Resources:Acquisition.comAcquistion.comAlex Hormozi YouTubeLearn More About myAgent Classes

Can you name two things that don't seem to go together—but actually do? How about freedom…and budgeting?We hear from folks all the time who feel that living on a budget cramps their style, hems them in, and makes them feel trapped. Brandon Sieben is with us today to make the case that just the opposite is true.Brandon Sieben is the Chairman of the Board at Compass Financial Ministry. How Simplified Finances Lead to Peace of MindAlthough budgeting might seem restricting, it can lead to financial freedom and peace of mind. Here are the fundamental principles to consider if you're struggling with putting together a budget: 1. Keep It SimpleThe first principle of freedom budgeting is simplicity. Often, people avoid budgeting because they think it's too complicated or time-consuming. The goal is to make the process easy, so you'll stick with it, whether utilizing a simple Excel spreadsheet on the fridge to track your expenses or using a tool like the FaithFi app for simplicity and visibility.2. Be HonestThe second principle is honesty and transparency. As Jesus said in John 8:32, "The truth will set you free," and this holds true for budgeting. Many people avoid budgeting because they fear what they'll find—that their spending exceeds their income. Being honest about where your money is going is crucial to financial freedom.3. Allocate Non-Negotiables FirstNext, it's crucial to prioritize the "non-negotiables"—the essentials that must be paid first, such as tithing, rent, utilities, and food. After these basics are covered, you can think about discretionary spending.4. Save Every MonthEven while playing financial defense, it's essential to start saving something every month. The habit of saving, no matter how small, is crucial. If you spend every dollar you earn, you have no options. But if you save a portion, even 20%, you'll begin to build financial flexibility and choices over time.5. Budget for FunOnce you've applied the first four principles—simplifying, being honest, prioritizing needs, and saving—you can move on to the final principle: budgeting for fun. Financial freedom doesn't mean depriving yourself indefinitely. As your savings grow, you can intentionally allocate money for enjoyment.Through these principles, you can move from financial overwhelm to freedom. You can eliminate the anxiety that robs you of joy and embrace a lifestyle aligned with God's plan for you. As Luke 16:13 reminds us, "You cannot serve both God and money." By choosing God's principles over financial chaos, you can find freedom.By keeping it simple, being honest, prioritizing needs, saving consistently, and allowing room for fun, you can reduce anxiety and experience the freedom that comes from managing money well.On Today's Program, Rob Answers Listener Questions:Can you provide me with more information about the Christian Credit Union you partner with? What book do you recommend for passing down inheritances to your heirs? Your show has been a great gift to my wife and me during a tough time. We faced a costly 3-year lawsuit, but your program helped us through it. While our savings took a hit, we have a thriving family business and remain active in our community and church. I used to feel ashamed of our struggles, but I've learned this challenge was part of our journey. Your show reminds us that our future is in God's hands. Thank you for being such a blessing and encouragement.Our oldest son and his wife had purchased a piece of property to build their house. I found a better piece of property and wanted to help them by lending them the money to buy the new property. The interest rate they would have to pay at the credit union was twice what I got in a high-interest savings account. So, I loaned them the money and told them I only wanted the interest rate. I'm a little conflicted on whether I should continue charging that interest, which they are paying monthly, or if I should just forgive that interest.Resources Mentioned:Compass Financial MinistrySplitting Heirs: Giving Your Money and Things to Your Children Without Ruining Their Lives by Ron Blue with Jeremy WhiteChristian Community Credit UnionLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

How to allocate law firm owner pay in a P&L. Are you a law firm owner that needs help with bookkeeping and tax strategy? We can help. Just click the link to set up a free consultation -> https://bigbirdaccounting.com/lawfirms

After receiving a very large inheritance, how should we be allocating our assets? Have a money question? Email us here Subscribe to Jill on Money LIVE YouTube: @jillonmoney Instagram: @jillonmoney Twitter: @jillonmoney "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices