Podcasts about allocate

Jim Oliver sits down with Brett Swarts to tackle the part of exiting most owners ignore until it's painful: Taxes. Brett is the founder of Capital Gains Tax Solutions, a real estate broker and tax strategy specialist with deep expertise in Deferred Sales Trusts (DST), Delaware Statutory Trusts, and 1031 exchanges. He hosts the “Build It to Billions” and “Capital Gains Tax Solutions” podcasts.  Together, Jim and Brett lay out how purpose-driven entrepreneurs can engineer an exit that prioritizes tax flow, converts to truly passive income, and preserves control and flexibility. What You'll Learn: Why most CPAs “report the score” and how a true tax strategist changes outcomes Tax flow vs. cashflow: deferring cap gains to compound what would've gone to the IRS A “2.0” exit for larger deals: using a Deferred Sales Trust for cap gains and estate tax planning When 1031s become a “shotgun wedding”—and smarter blends (partial 1031 + DST + cost seg) How to define and build TPI (truly passive income) so your time, not the asset, drives your life Action Steps: 1. Build the Exit Blueprint Quantify net proceeds, gain, debt, and estate exposure. Set a clear monthly TPI target before signing an LOI. 2. Upgrade the Bench Add a tax strategist alongside CPA/attorney. Evaluate DST, partial 1031, bonus depreciation, and insurance—pick tools, not dogma. 3. Allocate for TPI Diversify post-sale capital into vehicles that deliver durable, hands-off cashflow while keeping optionality for future deals. Brett Swarts' Final Word “Truly passive income is to your freedom and impact what compounding interest is to your money. Lead with tax flow—and let it compound.” Connect with Brett Swarts: Website: https://capitalgainstaxsolutions.com/ Website https://brettswarts.com/ YouTube: http://www.youtube.com/@CapitalGainsTaxSolutions

learn how to use the word 'allocate' in English

Ever feel like your workweeks slide into chaos, no matter how many productivity hacks you try? If you have ADHD—or just a brain that refuses to follow “traditional” time management—you're not alone. This week on ADHD-ish, Diann Wingert breaks down the problem of context switching for ADHD entrepreneurs and introduces the concept of “focus days” with three different models to choose from. Get ready to discover practical, customizable models to help you protect your time, boost your productivity, and work with your brain, lifestyle, and stage of business. About the HostDiann Wingert is a former psychotherapist and serial entrepreneur turned business coach, specializing in helping entrepreneurs with ADHD and other “not-so-neurotypical” brains thrive. Drawing from both her clinical expertise and personal experience, Diann delivers actionable advice, real-world strategies, and a refreshingly honest perspective on building a business, balancing priorities, and protecting your most precious resources: your time and your creative energy.Here's your quick guide to Focus Days, ADHD-style:The Single Focus Scheduling MethodThink of this as giving every day its own “job”—Mondays are CEO days (big picture, strategy only!), Tuesdays and Thursdays are for clients, Wednesdays for content creation, and Fridays for building connections. The magic? You get to deeply immerse in one type of work at a time—no more multitasking burnout.The Essential Three Model: Create, Connect, ConsumePerfect if you don't want to lock yourself into a five-day structure. Allocate days based on energy: Create (any kind of output work), Connect (people-focused work like client calls), and Consume (input tasks like learning or admin). You can spread these across your week however you like—and it totally honors both structure and spontaneity.The Split-Screen ApproachNot all of us can devote a full day to a single focus. With the Split Screen model, you match tasks with your daily energy: deep work when your brain's sharpest, creative or relational work when it feels right, and breaks when you need them. It's about flowing with your energy patterns, not fighting them.Which one to try?Are your days packed with interruptions? Go for the Essential Three.Thrive with structure? Try Single Focus Scheduling.Need max flexibility or have health/family stuff? Split Screen's your friend.Protect your boundaries (and sanity):Most “emergencies” can actually wait. Create clear expectations and communicate your availability so you're not always on call—this protects your energy, time, and creative spark.Embrace experimentation over perfection:Whether you need more structure or more flexibility, give yourself permission to tweak any system. Growth comes from iteration, not rigid adherence. Try one approach for a few weeks, then adjust as needed.Not-so-fun fact:Research shows it can take UP TO 25 MINUTES to fully recover your focus after switching tasks. And with ADHD? Yep, it can take even longer. It's like trying to cook five different cuisines at once—the results are always a little…messy. Mentioned in this episode:Changes Diann made based on her quarterly review during a CEO Day:Zoom Pro to Google Meet_savings: $160Loom to Konvey_savings: $71Calendly to TidyCal: $91Links to Diann's three-part momentum series:Starting Strong

Ever feel like your workweeks slide into chaos, no matter how many productivity hacks you try? If you have ADHD—or just a brain that refuses to follow “traditional” time management—you're not alone. This week on ADHD-ish, Diann Wingert breaks down the problem of context switching for ADHD entrepreneurs and introduces the concept of “focus days” with three different models to choose from. Get ready to discover practical, customizable models to help you protect your time, boost your productivity, and work with your brain, lifestyle, and stage of business. About the HostDiann Wingert is a former psychotherapist and serial entrepreneur turned business coach, specializing in helping entrepreneurs with ADHD and other “not-so-neurotypical” brains thrive. Drawing from both her clinical expertise and personal experience, Diann delivers actionable advice, real-world strategies, and a refreshingly honest perspective on building a business, balancing priorities, and protecting your most precious resources: your time and your creative energy.Here's your quick guide to Focus Days, ADHD-style:The Single Focus Scheduling MethodThink of this as giving every day its own “job”—Mondays are CEO days (big picture, strategy only!), Tuesdays and Thursdays are for clients, Wednesdays for content creation, and Fridays for building connections. The magic? You get to deeply immerse in one type of work at a time—no more multitasking burnout.The Essential Three Model: Create, Connect, ConsumePerfect if you don't want to lock yourself into a five-day structure. Allocate days based on energy: Create (any kind of output work), Connect (people-focused work like client calls), and Consume (input tasks like learning or admin). You can spread these across your week however you like—and it totally honors both structure and spontaneity.The Split-Screen ApproachNot all of us can devote a full day to a single focus. With the Split Screen model, you match tasks with your daily energy: deep work when your brain's sharpest, creative or relational work when it feels right, and breaks when you need them. It's about flowing with your energy patterns, not fighting them.Which one to try?Are your days packed with interruptions? Go for the Essential Three.Thrive with structure? Try Single Focus Scheduling.Need max flexibility or have health/family stuff? Split Screen's your friend.Protect your boundaries (and sanity):Most “emergencies” can actually wait. Create clear expectations and communicate your availability so you're not always on call—this protects your energy, time, and creative spark.Embrace experimentation over perfection:Whether you need more structure or more flexibility, give yourself permission to tweak any system. Growth comes from iteration, not rigid adherence. Try one approach for a few weeks, then adjust as needed.Not-so-fun fact:Research shows it can take UP TO 25 MINUTES to fully recover your focus after switching tasks. And with ADHD? Yep, it can take even longer. It's like trying to cook five different cuisines at once—the results are always a little…messy. Mentioned in this episode:Changes Diann made based on her quarterly review during a CEO Day:Zoom Pro to Google Meet_savings: $160Loom to Konvey_savings: $71Calendly to TidyCal: $91Links to Diann's three-part momentum series:Starting Strong

Is it too late to start investing in crypto—or is now the perfect time? In this episode, Dr. Lauryn sits down with Dr. Hans Boateng, also known as The Investing Tutor, to break down everything you need to know about Bitcoin, blockchain, and building wealth in the digital economy. Whether you've been intimidated by crypto or simply don't know where to start, this conversation will give you the clarity and confidence to take action.Together, they dive into the history of Bitcoin, why blockchain technology is revolutionary, and the mindset you need to approach crypto as a long-term wealth strategy. Dr. Hans explains how to build a portfolio, the importance of security and wallets, and why government adoption signals massive growth ahead. If you've ever wondered how digital assets fit into your financial future, this episode is your beginner's guide to crypto.Key TakeawaysIt's still early for crypto. We're in the equivalent of the internet's “dial-up stage,” meaning massive growth and adoption is still ahead.Bitcoin is the foundation. Allocate the majority of your portfolio to Bitcoin, with smaller percentages in Ethereum, Solana, or other assets for growth potential.Never sell Bitcoin. Like prime real estate, Bitcoin should be held long term—you can even borrow against it without selling.Crypto is going mainstream. From government adoption to integration into retirement accounts, digital assets are quickly becoming part of the global financial system.About the GuestDr. Hans Boateng, widely known as The Investing Tutor, climbed the ladder of financial success from the bottom 10% to the top 1%. With an MBA, a doctorate degree, and over a decade of experience in finance and investing, he has tutored more than 50,000 individuals worldwide. Originally from Ghana, West Africa, Dr. Hans is passionate about addressing the lack of investment literacy in immigrant and minority households. Featured in Bloomberg and Business Insider, he is a trusted voice in personal finance, wealth building, and crypto education.Learn more about Dr. Hans Generational Wealth Plus ProgramFollow Dr. Hans: Instagram | Facebook | XResources:Join The Uncharted CEO: An 8-week immersive experience for clinic owners designed to increase revenue, maximize profits, and build cash flow systems that create freedom NOW, not at 65. Not sure if The Uncharted CEO is right for you? Take the quiz and find out!Join The Uncharted Collective: A Membership for Healthcare Professionals to Build a Profitable Personal Brand in Just 2 Hours a WeekFollow She Slays on YouTube to watch video versions of the show and get additional content!Sign up for the Weekly Slay newsletter!Follow She Slays and Dr. Lauryn: Instagram |

Watch the video version on YouTube.  With new developments like shifting flows in hedge funds and private credit and the growing impact of AI on data centers, investors are navigating a rapidly changing landscape. On this episode, Aaron Mulvihill, Global Market Strategist, is interviewed by Grant Papa, Research Analyst, to answer the top questions clients are asking about allocating smarter with alternatives. Together, they dive into the outlook for private equity exits and explore how investment philosophies are evolving between traditional drawdown funds and evergreen structures. Tune in for timely insights into the risks and opportunities across alternative asset classes, including strategies for approaching real estate as rate cuts approach and understanding the true level of risk in private credit. For more resources on Alternatives, visit our Guide to Alternatives and Principles of Alternatives Investing Listen to the audio version of the Alternative Realities podcast: Apple Podcasts | Spotify

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Danielle Jeter. Founder of AOA Events and PR and Women in Media Global:

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Danielle Jeter. Founder of AOA Events and PR and Women in Media Global:

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Danielle Jeter. Founder of AOA Events and PR and Women in Media Global:

Hey, welcome back to the Construction Junction. I am your host, Tnya Schulte, founder of The Profit Constructors, where, as always, we are helping you run with the big dogs. Well, here's something really cool. We had a listener named John from Texas reach out and send us a question. I had asked for you guys to reach out with your greatest needs. And so, John, thank you so much for listening, and thanks for sending over such a great question. I got to be honest, when Jennifer told me that you had sent it, I got all excited. Because this is exactly the kind of thing that I love to talk about and love to share. So I appreciate also that you shared your current method for handling your overhead, or as you had called it, which is a great term also, GSNA, right? So it's all of our administrative costs. And so John had shared that they have typically tended to handle calculating their overhead or their GSNA a certain way. And they've recently made a switch to a great friend of ours from the podcast Foundation, which is a great software. And a lot of you out in this world will probably have heard of it. And he was just kind of wondering, like, are they doing it right? And what is the way that other people do it right? And so he had mentioned, you know, obviously, there are a lot of different ways that you can get into doing this stuff when you're doing job costing, because job costing is what we call cost accounting. And so to be really clear, when we start talking about these different types of terms in the accounting world, one of my great thought leaders in the space, one of the folks that has taught me a lot, his name is Ron Baker. I would highly recommend that you reach out and listen to some of his podcasts as well. But he calls himself a recovering cost accountant because when we get into the world of cost accounting. Technically, what we're doing is we're making our best guesstimate of what's going to happen to kind of understand costs across a section of jobs, across a section of time, right? And so none of it is actually going to be down to the penny reconcilable to what actually did happen or what our actual direct costs are. Pretty common in the construction world to want to find a way to account for and be able to estimate for your overhead costs and to be able to really give your estimators and project managers a good tool to understand how their jobs are performing. And doing it as a percentage of labor costs, which is the approach that John had mentioned in his email to me, is actually pretty common in the construction world. In fact, it's our preferred method at the Profit Constructors. It's pretty common for companies that have a predictable mix of work and can reliably forecast your annual labor costs. So when you have work that's pretty steady and your jobs aren't changing, when your jobs have a consistent labor to materials ratio, this approach works really well. And it's straightforward to apply in estimating. So John, if you guys continue to do that, I don't think you'd see any problem with that. Where you're going to see some variation is when companies have a wider range of job types. If you don't have that same mix that we talked about, that labor to materials ratio, and things are kind of consistently changing over your job types, then it's going to be a little bit harder to kind of rely on that labor burden to actually carry you along through all of that. So some are going to base that on total direct costs, so they can recover their overhead evenly across labor-heavy and material-heavy jobs. Others tend to take a blended approach, so they'll use a higher rate for your labor-heavy work and a lower rate for your material-heavy work. And then some actually even use a fixed dollar per labor hour instead of a percentage. We prefer to kind of go that route a lot of times when there's sort of this weird mix, and so we'll help companies establish that. And then there are companies who prefer to recover overhead costs outside the job cost system altogether. And in this case, you'd be monitoring recovery at the company level while keeping your job cost reporting focused on direct costs and gross margin before overhead. And in that case, you're going to have to do a really good job of keeping your estimating and project management team in the loop as to what your current overhead percentages are and how you guys are calculating that on a very regular basis so that they know kind of what to estimate for, what to plan for, and how to track against how their jobs are doing, right? John, since you're on foundation now, I know that they offer three main ways to handle GS&A. So you can do it through the payroll module, through the job costing module, or through the general ledger module. Each one works just a little bit differently. I'm not really an expert in how each one of them works. The right choice is going to depend on your kind of your business model or reporting needs, but I would definitely recommend reaching out to your foundation rep so they can kind of walk you through those options and guide you towards the best choice. But ultimately, the method that you choose, I would say matters less than making sure that your estimating process and your job cost reporting speak the same language, right? So you're going to want to be sure that you're cross-training across all of your teams and everyone's on the same page. So if you recover overhead one way in your bids, your job cost reports should reflect that same method. And that's how you're gonna get gross profit numbers that you can trust and spot any overhead recovery issues before they snowball. So thank you so much, John, for that great question. This is one of my favorite things to do. Like I said, to answer questions like this from our great listeners. And if you have any others, feel free to send them our way. Thanks so much. Have a great rest of your day.

✨ Episode Description:Weddings are magical—but let's be real, they can also be overwhelming when it comes to managing the budget. Where do you save? Where do you splurge? And how do you make sure your money is going toward the things that actually matter to you?In this episode, I sit down with Marcy, founder of MCM Entertainment, to unpack the art of budgeting for your big day. Raised by a singer and a magician, Marcy was literally destined to entertain. From DJ-ing weddings at just 15 to becoming a powerhouse MC, singer, attorney, and licensed officiant by 24, she brings a unique perspective on how to balance fun, flawless execution, and financial sanity.Together, we'll talk about: ✅ Where most couples overspend (and how to avoid it) ✅ The top 3 areas worth investing in for long-term memories ✅ Budget-friendly ways to keep the entertainment alive all night ✅ How having the right MC, DJ, or coordinator can actually save you money in the long runMarcy also shares her mission at MCM Entertainment—helping couples enjoy stress-free celebrations with bilingual MCs, day-of coordination, and an energy-packed crew that keeps guests engaged from start to finish.If you're planning a wedding and feeling the budget squeeze, this episode will give you clarity, confidence, and a roadmap for allocating your dollars in a way that feels aligned with your vision.

Time blocking sounds simple… but if you've ever sat down during your prep period with a plan and still ended the day feeling behind, you know it's not always that straightforward. In this episode, I'm walking you through a flexible, teacher-centered approach to scheduling your time. This isn't about squeezing more into the day—it's about protecting time for what matters and letting go of the guilt about what doesn't. I'll share how to: Allocate time for high, medium, and low-priority tasks (without spinning your wheels) Match your work to your energy levels using deep vs. shallow tasks Set realistic work hours and assign tasks to those blocks Get better at estimating how long things actually take Plan for interruptions and adjust when life throws off your schedule If this feels like the kind of support you need right now, there are two ways to go deeper: Join me for the Unlocking Teacher Productivity cohort through RocketPD for a guided experience, or check out the 40 Hour Teacher Workweek if you prefer a self-paced, affordable option. Both can help you create systems that are sustainable long-term. Let's figure out how to build a schedule that honors your time, energy, and values.

①China to allocate more funds in October to support trade-in program②China approves new lunar sample applications from research institutions③China's national park reforms drive steady gains in biodiversity④China's desert spring hits 20-year high in water level, revealing ecological progress⑤South China dinosaur footprint discovery sheds light on mysterious ancient worlds

Anyone can make money, but not everyone knows how to keep it. In this episode, Matthew Ashimolowo shares four key principles to help you not only build wealth but protect it with purpose: Evaluate your personal budget with honesty. Buy things that are irreplaceable and hold long-term value. Allocate your wealth with strategy, not impulse. Understand what drives different asset classes so you can make informed decisions. This isn't just about money, it's about mindset, stewardship, and building something that lasts. If you're ready to grow in wisdom and take control of your financial future, this episode is for you. Follow the podcast, share it with someone on the wealth journey, and let's build legacies together. #ProtectYourWealth #MatthewAshimolowoPodcast #FaithAndFinance #FinancialStewardship #KingdomWealth #BuildToLast

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In the third episode of the Santam Insure Your Future Money Bootcamp, hosts Maya Fisher-French and Mapalo Makhu welcome the Thokozani, a budgeting superhero and one of Mapalo's mentees from last year. Thokozani shares her inspiring journey from financial struggle to mastering her money management skills, revealing how a shift in attitude transformed her relationship with finances. From Struggles to Superhero Thokozani opens up about her previous financial struggles, where payday was met with dread rather than excitement. Discover how she overcame feelings of overwhelm to take control of her financial future. Her story serves as a reminder that anyone can change their financial narrative with the right mindset and tools. Budgeting Techniques Listeners will learn about Thokozani's budgeting process, which incorporates a mix of apps, Excel spreadsheets, and good old-fashioned pen and paper. She outlines how she tracks her spending across different categories and the importance of being intentional with her finances. The conversation also touches on managing unexpected expenses and the necessity of having an emergency fund. Side Hustles and Financial Goals Thokozani discusses her side hustle and how she utilises that income to bolster her financial security, illustrating the significance of having a clear purpose for additional earnings. The episode also highlights the importance of investing as part of a comprehensive budgeting strategy, ensuring that listeners understand the value of planning for future financial growth. Empowering Family Conversations Thokozani shares how budgeting has improved her finances and transformed her family's financial conversations. She emphasises the shift from a scarcity mindset to one focused on abundance and investment, paving the way for her children to engage in meaningful discussions about money. Join Maya, Mapalo, and Tokozani for an enlightening conversation that demystifies budgeting and inspires listeners to take charge of their financial journeys. Whether you're struggling to make ends meet or looking to optimise your financial strategy, this episode offers valuable insights and practical advice to help you become your own budgeting superhero.  For more resources and support on your financial journey, visit the Insure Your Future  Money Bootcamp website and explore the tools available to help you manage your money effectively. This series is sponsored Santam, helping you insure your money for a better future.

Do you feel overwhelmed by the pressure to provide constant experiences?Have kids who are "always bored" or glued to devices?Or struggle with guilt about not doing "enough" activities?Then this episode is for you. I challenge the modern parenting myth that we need to pack our children's lives with endless activities and experiences. Instead, I reveal why unstructured play is actually your child's most powerful learning tool.I break down exactly how play develops emotional intelligence, social skills, problem-solving abilities, and academic success - often better than formal lessons. I also share game-changing strategies for different age groups, from toddlers to teenagers.So pour yourself a cuppa, find a comfy seat, and enjoy the conversation…Highlights from this episode:02:28 - Play to recharge04:45 - Play to work through and resolve issues08:16 - Play to teach social skills14:12 - Play is a safe space to fail17:24 - Reframe the purpose of play23:11 - Allocate time to play27:24 - Never too old to play

Singapore shares rose today, breaking above the 4,200 point mark at one point. The Straits Times Index was up 0.34% at 4,203.87 points at 11.58am Singapore time, with a value turnover of S$680.51M seen in the broader market. In terms of companies to watch, we have Lum Chang Creations, after the company made its trading debut on the Catalist board of the Singapore Exchange today under the trading name “Lum Chang Creat” and trading code “LCC”. Elsewhere, from Hong Kong topping 25,000 points for the first time in three years, to movements relating to the Japanese yen after Prime Minister Shigeru Ishiba vowed to stay on even after another election defeat – more international headlines remained in focus. Plus – how Microsoft issued an alert about “active attacks” on server software used by government agencies and businesses to share documents within organisations, and recommended security updates that customers should apply immediately. On Market View, Money Matters’ finance presenter Chua Tian Tian unpacked the developments with David Kuo, Co-founder, The Smart Investor.See omnystudio.com/listener for privacy information.

With the significant increase in immigration enforcement across California, the Santa Barbara County Board of Supervisors made a last-minute decision to fund mental health support for families impacted by ICE presence. KCSB's Devon Szalva has more. This story was written and reported by KCSB's Tatiana Jacquez.

Samir Kaji is the Co-founder and CEO of Allocate.This conversation is a deep dive into the private markets, the evolution of venture capital as an asset class, and how there are now 10x more private investment firms than public companies.We also unpack why 90% of venture funds simply can't raise capital right now, advice for anyone raising a fund today, how to stand out as an emerging manager, why secondaries have become a primary driver of liquidity in venture, and how to navigate SPVs as a GP and LP.We also talk through the AI products they built to evaluate fund managers at Allocate, and how AI is changing venture and company building.A special thanks to Bolt and Warp for supporting this episode.Bolt: Join the world's largest hackathon - up to $1m in prizes. Sign-up here.Warp: Automates payroll, handles multi-state tax compliance, and streamlines international contractor payments, so founders can focus on building, not busywork. Try it here.Timestamps:(5:31) Evolution of the private markets(17:55) VC markets post-2020(21:09) Risk / return profiles of various fund sizes(24:04) Secondaries will drive future venture returns(33:17) Creative ways to return capital(36:27) “Curiosity Revenue” in AI(41:52) Allocate's Beyond Summit(43:42) Samir's AI fund analyzer(46:15) Fintech only 1% of financial services revenue(50:13) Triple-layered SPVs(54:50) Breaking down returns in venture(58:27) How to gauge a fund manager's access(1:00:14) Determining appropriate fund size(1:05:02) 90% of venture funds cannot raise right now(1:09:50) How to raise a fund today(1:15:37) ChatGPT roasts Banana Capital(1:19:56) Traits of the best VCs(1:22:41) Vetting grit, hustle, and obsession(1:31:12) Why using AI is table stakes(1:36:49) Value of podcastsCheck out AllocateThe Peel episode with Eric Vishria Samir's Venture Unlocked PodcastFollow SamirTwitterLinkedInFollow TurnerTwitterLinkedInSubscribe to my newsletter to get every episode + the transcript in your inbox every week.

Chris and Amy kick off today's show with the Top 3 stories in the area including the news that the Board of Aldermen will be allocating $30m from the Rams settlement for tornado relief efforts. Plus, how do you deal with your kids when they are crying or misbehaving in public.

Breaking Down Ohio State's $20.5M NIL Strategy: Insights from Ross Bjork | Buckeyes Tomorrow MorningJoin host Tony Gerdeman on this episode of Buckeyes Tomorrow Morning as he covers the latest from Ohio State Athletic Director Ross Bjork's press conference. Dive into the details of Ohio State's new $20.5 million NIL cap, the Buckeye Sports Group, and Project 36. Learn how the funds will be distributed among four key sports: football, men's basketball, women's basketball, and women's volleyball. Get insights into the compliance with Title IX and the potential roadblocks involving Congress and employment status for student athletes. For the full hour-long discussion with Ross Bjork, check out the video at youtube.com/buckeyehuddle and find detailed bullet points at buckeyehuddle.com. Don't forget to subscribe and hit the thumbs up! 00:00 Introduction and Welcome 00:38 Interview with Ross Bjork: Overview 01:37 NIL and Buckeye Sports Group03:27 Project 36: Funding Allocation 06:48 Title IX and Gender Equality 08:24 Decision-Making and Allocation Metrics10:28 Employment Status Debate 12:46 Legal Perspectives on Compensation Rules15:16 Conclusion and Farewell

As Aucklanders digest their new property valuations, questions are being raised over whether using these CV's are the best way to work out rates. 

Key Takeaways Reduce maintenance costs and improve NOI by diagnosing issues remotely before dispatching technicians. Implement a remote triage system to avoid unnecessary truck rolls and accelerate response times. Focus virtual maintenance solutions on properties under 100 units that lack onsite staff. Allocate dedicated time slots for maintenance teams to conduct remote diagnostics efficiently. Don't ignore low-priority service tickets, they still drain time, money, and resources. Use trained virtual assistants with pre-built scripts and video tools to handle basic maintenance requests. Episode Timeline [0:00 – 3:00] Introduction to Guillermo Salazar and the IrisCX platform. [3:01 – 7:00] Guillermo's background in consulting and how he transitioned into real estate tech. [7:01 – 11:00] Identifying inefficiencies in maintenance workflows. [11:01 – 15:00] Remote diagnostics vs. traditional service methods. [15:01 – 19:00] Targeting properties that benefit most from virtual maintenance. [19:01 – 24:00] Real-life impact: IrisCX results from 5 properties and 315 units. [24:01 – 28:00] Redefining service expectations with virtual triage. [28:01 – 36:00] Final thoughts on the future of multifamily maintenance operations. Contact LinkedIn: Forrest Corral Company Website: LTL Investments

This Podcast Is Episode 629, And It's About How To Optimally Allocate Resources For Construction Business Growth In the competitive construction industry landscape, efficient resource allocation is a fundamental pillar of success. Construction business owners like you face the dual challenge of meeting deadlines while adhering to budget constraints, making effective resource management essential.    As a business owner, you understand that growth doesn't just happen – it takes smart decisions, dedication, and a clear plan. One of your most critical decisions is allocating your resources effectively. Do you expand into new markets, invest in technology, or double down on customer acquisition? For many businesses, resource allocation is both an art and a science.   What is Resource Allocation?   Before we discuss strategies, let's clarify the allocation of resources. Simply put, it involves deciding how to allocate your resources—time, money, talent, and tools—to achieve your business objectives. It's not just a financial exercise but a crucial practice that determines whether your company grows or stalls.   Construction companies can streamline their operations and boost productivity by strategically assessing project needs, prioritizing tasks, and leveraging technology effectively. The ability to adapt resources dynamically enhances project outcomes and contributes to overall profitability. Implementing well-defined strategies for resource allocation empowers construction firms to navigate complexities and optimize their performance at every stage of the project lifecycle. Resource allocation is crucial for construction business owners to enhance productivity and ensure projects are completed on time and within budget. Here's why you should take resource allocation seriously: It ensures alignment with your business goals and vision. It helps you avoid wasting time and money on low-priority areas. It positions your business for competitive advantages through bold, forward-thinking moves. However, a reactive or incremental approach to allocation can derail your plans. Without a clear system, you risk spreading yourself thin – or worse, missing opportunities for growth. Understanding Challenges Knowing where you'd like to invest is one thing, but figuring out how to stay on track is often more complicated. Why do so many construction businesses struggle with resource allocation? The answer lies in three common challenges: 1. The comfort of the status quo It's easy to stick with what worked last year. For many companies, budgets are carried over without considering whether those plans align with the current strategy. Businesses often fall into this pattern, avoiding bold risks that could accelerate growth. 2. The impact of decision biases Even the best leaders are influenced by biases, like anchoring on past successes or favoring familiar options over innovative ones. These biases can snowball within any business, especially when teams resist change or prioritize short-term gains over long-term objectives. 3. Fragmented processes Resource allocation isn't a one-off task – it's an ongoing process. Yet, many businesses approach it without transparent governance or guidelines, leading to misalignment between strategy and execution. The good news? All of these challenges are solvable with a thoughtful, proactive approach. Here's how to take resource allocation from chaotic to productive. These steps focus on alignment with your long-term strategy while allowing you to adapt as conditions evolve. 1. Assess Project Needs: Begin by thoroughly assessing the specific resources required for each project, including labor, materials, machinery, and time. This helps in understanding the scope and scale of what's needed. 2. Prioritize Tasks: Identify critical tasks that need immediate attention. Utilize project management software to set deadlines and allocate resources effectively. 3. Prioritize High-Impact Areas: Not all investments are created equal. You can evaluate your business objectives to identify which initiatives will drive the most growth. Are you looking to improve customer retention, streamline operations, or scale a product line? Focus your resources on the highest-impact opportunities. Pro Tip: Use the 80/20 rule - 80% of results often come from 20% of efforts. Identify the game-changers and invest in them. 4. Utilize Technology: Implement construction management software to track resources, budgets, and schedules in real-time. Tools like BIM (Building Information Modeling) can help visualize resource allocation needs more effectively. 5. Invest in Human Resources: Ensure skilled labor is available. This may involve training staff or hiring subcontractors to fill gaps in expertise. 6. Flexible Resource Pooling: Maintain a flexible workforce that can be adjusted to meet project demands. Cross-train employees to take on various roles as needed. 7. Analyze Past Projects: Review previous projects to identify what worked well and what didn't. Learning from past experiences can help you make informed decisions. 8. Budget Wisely: Develop a comprehensive budget that includes all potential resource costs. This will help track spending and ensure that allocated resources stay within financial limits. 9. Communicate Clearly: Establish communication channels among team members to ensure everyone understands resource availability and project timelines. 10. Regular Review and Adjust: Continuously review the resource allocation throughout the project's lifecycle. Be prepared to adjust as necessary to meet the project's changing demands. How Can We Help? Effective resource allocation in the construction business is significantly enhanced through meticulous bookkeeping and accounting practices. By maintaining accurate financial records, construction firms can track labor, materials, and overhead expenses, enabling precise budgeting and forecasting. This helps businesses to monitor their cash flow effectively, ensuring that sufficient resources are available. We can help with regular cost control measures and Key Performance Indicators to identify discrepancies and prompt timely resource reallocation to keep projects on track. Additionally, specialized accounting software can streamline processes, providing real-time access to data and generating automated reports. Sound financial management empowers construction companies to optimize resource utilization, improve project profitability, and maintain a competitive edge. Final Thoughts A successful resource allocation strategy blends short-term execution with long-term aspirations. By aligning your daily decisions with your vision for growth, you'll create a resilient and future-ready construction business. Yes, it takes effort to go beyond the status quo and address inefficiencies, but the rewards are more than worth it. Instead of operating reactively, take control of your resources to set your business on a winning trajectory. Whether you're a budding startup contractor or a seasoned construction business owner, these steps will help you invest smarter, outperform the competition, and achieve your ultimate goals. Start by identifying one area where you can shift resources for greater impact. When these decisions feel overwhelming, there's no need to go alone. Time is your most valuable resource. Tap into our insights or receive guidance to create a growth plan.  About The Author: Sharie DeHart, QPA, is the co-founder of Business Consulting And Accounting in Lynnwood, Washington. She is the leading expert in managing outsourced construction bookkeeping and accounting services companies and cash management accounting for small construction companies across the USA. She encourages Contractors and Construction Company Owners to stay current on their tax obligations and offers insights on managing the remaining cash flow to operate and grow their construction company sales and profits so they can put more money in the bank. Call 1-800-361-1770 or sharie@fasteasyaccounting.com

In this episode, Scott Becker breaks down the results of a recent Twitter poll on equity investment strategies.

In this episode, Scott Becker breaks down the results of a recent Twitter poll on equity investment strategies.

Episode Notes: -Education is what Christian's journey revolves around. “I am most passionate about education. I want to imagine a time when everyone has access to excellent education.” That is what motivates him. He has reflected on how access to excellent education has impacted him, given him more opportunities, and his journey.  -Discovering coaching was a transformational moment for me. Coaching is the most respectful way to support people's learning and professional development. And it's the most empowering way of doing that. Once I learned about coaching, there was no going back. My question became how can we use coaching most effectively in an educational setting. Then I learned the art of positive psychology which is the science of living or performance.  -As coaches we are supporting people to be at their best. By linking coaching, which is the methodology of helping others meet desired change, and positive psychology, which is the science of being at our best, we bring out the best in others. Education gives us the tools to pursue our goals. It also helps us overcome barriers. Everyone needs a good education.  -There is something with each of us deciding what is the best contribution we can make. Some are amazing teachers… some are amazing leaders… Some are amazing support staff. Coaching matched my need to do well and my general approach to life. I love to see people succeed. -Our jobs as coaches relate to other peoples' successes. -Radical Listening: THe Art of True Connection Book- Our job as coaches is helping others to be at their best.  -We hope the listeners are ensuring they are at their best. -Radical Listening: Take what coaches already know and share it with a much larger audience. It expands to so many more professional roles that could be enhanced by better listening.  -One of my biggest strengths is that I am a learner and co-authoring with someone else can be such a remarkable learning experience.  -Connection to the C3 Podcast: Connecting Coaches' Cognition, and the subtitle of the book is ‘The Art of True Connection.'  Listening is not reactive and it is actually proactive. We can use the skill of listening to connect with other people.   -Radical Listening- We see listening as a two way interaction. -Work with each other in partnership to pull someone forward. -In the moments that are the hardest to relate, reach out, and be able to engage can be the most powerful. -Radical Listening Book is very practical. We are all good listeners already. We listen in empowering and powerful ways to others. Start with an intention. Imagine you are about to go into a scenario, take a moment to think, what is my intention in this conversation? -3 Social Intentions: Connect, Appreciate, & Influences -3 Cognitive Intentions: Understand, Solve, & Listening in Order to Learn -Depending on our intention we listen in different ways.  -Solving is a trap- when they really want to be listened to, not find a solution. -Notice barriers of our listening: What can get in the way of our listening to others?  -Time? - Time Poverty -I know what is best in this situation? -Internal barriers or internal dialogue -Quieting and Quietening - one of the skills to be a radical listener is to create an environment for the listening to happen, the other is to create an environment that is not full of distractions. Difficult in education but minimizing what we can and shielding the conversation. Trying to show the conversation is important for us. -Skill that is challenging is interjecting. We think - don't just go quiet or not speak. Jump in and engage.  It helps to build this sense of rapport. Some programs say to not do this, but if I don't respond to those big emotions it breaks the sense of being with the other person. It is all the nonverbals. It is a building of rapport.  -Build up the energy of the conversion by connecting with them. Finesse and optimal matching required with discernment. -Making sure the way we are listening to the person helps us to best be most helpful for our conversational partner.  -All of us need to be careful that fidelity to the intervention does not get in the way of the best interest of the client. Finesse is needed. Put the client first. It is based on their belief that they know what is best for them.  -Radical Listening involves that we can listen to people in a  way that builds rapport and relationships. And sometimes putting the relationship and rapport  first can be really powerful. The message behind Radical Listening.  - Start by having dialogue. Unlock starts by trying to  validate, understand and appreciate where you are coming from. Can learn from you. I hope it has a broader application as well.  -The motivation for this book is Radical Listening  Applies in a professional context but personal as well. Something you can do straight away. What is my intention for my next interaction I am going to have? -Are you applying this to the most important relationship that I have? Sometimes in those relationships we have had for longer so we get into habits, we are not as intentional as we could be. These people deserve our full attention. How am I listening to my partner, my best friend, or my colleague? -Listening in this way can have a transformational impact.  -Listening is the intervention. We don't have to listen so that other things happen. Listening is the first step.  That's the thing.  -It is fundamental as humans to connect with one another. Allocate more time to listening.  -Radical Listening with our pets. -Everytime we listen it is an opportunity for connection.  And sometimes we miss that opportunity.  -Children and listening and needing to be acknowledged.  -Coaching is about creating ideal environments for learning. -What's  important is going on for you right now? And being interested in that. Not saying “What's going on?” “How are you?” - Really caring beyond.    Connect with Christian: -coachonamotorcycle.com  -@coachonamotorcycle - YouTube -Barnes and Noble - Radical Listening -Amazon.com - Radical Listening

Show Highlights: Why Joe recently stepped back from public service. [01:01] The issue of admitting limits and the value of doing so. [04:06] How newfound time has flowed naturally to exploration. [05:13] Discover the opportunities Joe has gained by reallocating time. [07:53] Consider the idea of doing less to do more. [10:41] How to approach your own time take-back experiment. [12:24] If you are interested in connecting with Joe, go to LinkedIn: https://www.linkedin.com/in/joemosher/, or schedule a call at www.moshercg.com.

(00:00-15:50) Bernie Federko checks in with us ahead of the Blues biggest game of the year. Blues playing with a lot of excitement and desire compared to early in the year. The new coach bump then taking a while to get your fingerprint on things. Playing stress free games lately. Are captains typically vocal in the locker room? Would this team be playing free and easy in the playoffs? Texas fired their head coach after losing to Xavier last night.(15:58-33:35) This one's for Pestus. Chairman's mom will not be calling in. FOTS Joey Zanaboni was on the call for some hockey last night. Mizzou schadenfreude. Bootlickin' for big potato wedge. Lots of Drake fans out there apparently.(33:45-48:06) Terry Crouppen joins us and he's cold this morning fresh off of being in Naples, Florida. People are sweet in St. Louis. Do lawyers dislike lawyer jokes? Terry just found out Norm Stewart is still alive. Terry's time at Mizzou. Taking Terry back to school in the TMA van. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

(00:00-15:50) Bernie Federko checks in with us ahead of the Blues biggest game of the year. Blues playing with a lot of excitement and desire compared to early in the year. The new coach bump then taking a while to get your fingerprint on things. Playing stress free games lately. Are captains typically vocal in the locker room? Would this team be playing free and easy in the playoffs? Texas fired their head coach after losing to Xavier last night. (15:58-33:35) This one's for Pestus. Chairman's mom will not be calling in. FOTS Joey Zanaboni was on the call for some hockey last night. Mizzou schadenfreude. Bootlickin' for big potato wedge. Lots of Drake fans out there apparently. (33:45-48:06) Terry Crouppen joins us and he's cold this morning fresh off of being in Naples, Florida. People are sweet in St. Louis. Do lawyers dislike lawyer jokes? Terry just found out Norm Stewart is still alive. Terry's time at Mizzou. Taking Terry back to school in the TMA van. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Have you ever read a book that changed the way you see the world? Today’s power podcast episode is a quick dive into five books that have had a significant impact on me. Now, let me be clear, these aren’t my absolute top five books of all time because, honestly, that would be impossible to choose. Instead, these are five books that, for different reasons, have truly shaped me as an entrepreneur, a woman, a mother, and a wife. Each of these books has influenced my mindset, my approach to business, and even my daily life. Some have given me the tools to grow professionally, while others have provided personal insights that have been game-changers. My hope in sharing them with you today is that maybe one of these will resonate with you, inspire you, or even change your life in ways you never expected. So, as you listen, think about your own journey. Is there a book that has completely shifted your perspective? If not, maybe one of these five will be the one that sparks something new in you. Let’s dive in! We’ll be talking about: ➡ [0:00] Introduction ➡ [01:13] It’s hard to find time sometimes ➡ [03:23] Allocate a bit of time ➡ [04:51] Book 1: Go for No ➡ [06:22] Book 2: Surrounded by Idiots ➡ [07:27] Book 3: How to Listen ➡ [09:13] Book 4: Breath ➡ [11:31] Book 5: Never Split the Difference ➡ [13:40] A quick recap ➡ [13:58] Final Thoughts Resources: Books: Go for No by Andrea Waltz: https://bit.ly/4iJumm5 Surrounded by Idiots by Thomas Erikson: https://bit.ly/3XIYpSM How to Listen by Oscar Trimboli: https://bit.ly/4kKG7uh Breath by James Nestor: https://bit.ly/41LJRDa Never Split the Difference: https://bit.ly/4iKqaCy Previous Episode: Andrea Waltz: https://youtu.be/tdCz3gOpdOE Oscar Trimboli: https://youtu.be/LR0zyomr3q0 Are you ready to keep growing? Learn more about joining the Auxano Family - https://go.auxano.global/welcome Connect with Direct Selling Accelerator: ➡ Visit our website: https://www.auxano.global/ ➡ Subscribe to YouTube: https://www.youtube.com/c/DirectSellingAccelerator ➡ Follow us on Instagram: https://www.instagram.com/auxanomarketing/ ➡ Sam Hind’s Instagram: https://instagram.com/samhinddigitalcoach ➡ Follow us on Facebook: https://www.facebook.com/auxanomarketing/ ➡ Email us: community_manager@auxano.global If you have any podcast suggestions or things you’d like to learn about specifically, please send us an email at the address above. And if you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Are you ready to join the Auxano Family to get live weekly training, support and the latest proven posting strategies to get leads and sales right now - find out more here: https://go.auxano.globalSee omnystudio.com/listener for privacy information.

In this episode of Dietitian Boss, Libby Rothschild, CEO and founder of Dietitian Boss dives into one of the most important questions for new dietitians: How much should you pay yourself and when? Whether you're just starting your private practice or navigating your first year in the field, this episode provides actionable advice on: Understanding salary expectations and budgeting as a dietitian. Common pitfalls to avoid in your first year. Creating a payment plan that balances personal and business needs. Planning for taxes and reinvesting in your business. Evaluating and adjusting your salary over time. Libby shares real-life stories from dietitians she has coached, as well as practical tips to help you set realistic income goals, manage expenses, and build financial stability in your business. What You'll Learn in This Episode: Dietitian Salary Expectations: Average salaries range from $50,000 to $70,000 annually, varying by location and setting. First-year private practice income often ranges between $30,000 and $50,000. Budgeting Tips for Your First Year: Separate personal and business expenses using tools like QuickBooks or Wave. Allocate funds for essentials like website hosting, marketing tools, liability insurance, and more. Avoid common pitfalls, such as underestimating marketing costs or neglecting analytics. How to Pay Yourself: Start with a modest salary that covers essential living expenses. Allocate 20% of your revenue for reinvestment into your business. Automate salary payments to maintain consistency and reduce financial stress. Planning for Taxes: Set aside 25-30% of your income for taxes to avoid surprises during tax season. Keep detailed records of deductible expenses, such as software, home office costs, and professional development. Evaluating and Adjusting Your Salary: Conduct quarterly financial reviews to track income, expenses, and business growth. Use data from these reviews to make informed decisions about salary adjustments, hiring, or reinvestments. Building a Strong Foundation: The first year is about learning and growing. Be patient and prioritize financial planning for long-term success. Connect with Libby: Instagram: @libbyrothschild | @dietitianboss YouTube: Dietitian Boss If you enjoyed this episode, subscribe and leave a review to help more dietitians grow their business! Resources:Are you ready to get support? Team Dietitian Boss offers support to help you start, grow and scale your private practice. Book a call to learn more about what options we offer to help you based on your stage of business. Discover the seamless experience of Practice Better through our referral link! Join us on a journey of enhanced wellness and efficiency. Start here! Join our membership The Library HERE Are You Maximizing Your Marketing? Take the Quiz to Find Out and Unlock Your Full Potential as a Dietitian! Want to hear client success stories? Review here. Disclaimer: This episode contains affiliate links. If you make a purchase through these links, we may earn a small commission at no additional cost to you. We only recommend products and services we genuinely use and believe in. Your support helps keep the podcast running—thank you!

Sheriff John Horch believes public trust plays a key role in whether residents will support funding more deputies. Do you trust local government to allocate funds properly? Take the poll now at https://www.clarkcountytoday.com/opinion/poll-do-you-trust-local-government-to-allocate-law-enforcement-funds-properly/ www.ClarkCountyToday.com #sherifffunding #publictrust #localgovernment #lawenforcement #ClarkCountyWa #localnews

Are your digital marketing efforts falling short of expectations? In this episode of The Power Lounge, host Amy Vaughan welcomes Anna Covert, founder of Hawaii's largest digital marketing firm and author of The Covert Code. Anna shares actionable strategies to tackle online advertising fraud, precisely target your audience, and maximize your marketing ROI.A true entrepreneur, Covert also operates several other marketing and technology businesses, including reactium.io, which is currently being used by enterprise organizations worldwide with contributors from Apple, Microsoft, and IBM.Listen in to uncover insights that will help you refine your digital strategy and ensure every dollar you invest drives meaningful results for your business.Connect with Anna Covert:LinkedInInstagramWebsites: Covert Communication & Anna CovertGet Anna's book: The Covert Code – Mastering the Art of Digital Marketing HERE.KeyTakeaways:Anna Covert's Journey into Digital MarketingAuthenticity in Digital MarketingTargeting the Right AudienceTrust and Smart Bidding PracticesDealing with Digital Marketing FraudSearch Marketing InsightsInfluence of Remarketing in Digital Marketing SuccessSocial Media Marketing: Organic vs PaidCommon Client Concerns in Digital MarketingChapters:00:00 - Introduction02:11 - "Power Lounge: Digital Marketing Insights"05:30 - "Together Marketing Rescue Podcast"15:28 - Ecological Impact of Digital Advertising20:57 - Understanding Conversions and Value26:20 - Managing Marketing Bids Efficiently30:09 - Google's Financial Struggles Explained35:26 - Ad Targeting via Finger ID Mapping39:57 - The Need for Marketing Education43:49 - Questioning Digital Advertising Effectiveness48:24 - "From SunPower Client to Direct Partnership"53:20 - Navigating Digital Media's Complexities58:53 - "Pay to Play Marketing"01:03:01 - OutroQuotes:"Digital marketing is about meaningful connections. Allocate your budget smartly and let transparency build trust."- Amy Vaughn"Technology opens doors for billions. True success comes from authenticity and ethics."- Anna CovertConnect with the host Amy Vaughan:LinkedInPower Lounge PodcastLearn more about Together Digital and consider joining the movement by visiting togetherindigital.com.Support the show

Failures can feel crushing in the moment, but they often lead to the greatest growth. Staying motivated when everything seems to be working against you comes down to focusing on small wins, adapting when necessary, and keeping your purpose clear. The people you surround yourself with can either lift you up or hold you back, making it crucial to have the right support. Success isn't about avoiding challenges—it's about using them as stepping stones to something greater.Jason Schappert is an accomplished entrepreneur and aviation enthusiast. He started his journey in the pest control business, but his father encouraged him to aim higher. Jason discovered his passion for aviation and pursued his pilot's license, facing challenges along the way. Today, Jason talks about his entrepreneurial career, sharing insights on overcoming failures, building resilience, and balancing work and family life. Join in as young leaders pose inquiries about life, personal development, and beyond!Quotes: “In every adversity, there's the seed of a greater advantage. If you approach each adversity thinking, ‘Alright, this stinks and I wouldn't choose it, but there's an advantage here,' then you can determine to find that advantage and keep working until you do.” –Jason Schappert“It's all about working smarter, not necessarily harder. As men, we sometimes want to carry the whole family on our backs and get everyone across the finish line. However, that's not always the smartest way to do it.” –Jason Schappert“Not everybody's meant to stay in your life forever. Some are just there for a season.” –Jason Schappert“We want good mentors, as many as possible, around these young men. Their parents are the first primary mentors, ideally always.” –Matt BeaudreauTakeaways:Embrace a growth mindset and be willing to pivot when faced with challenges. Recognize that setbacks can often lead to greater opportunities.Prioritize building a strong support network and surround yourself with people who believe in your vision and can provide constructive feedback.Allocate time intentionally to nurture your personal relationships and family life, ensuring a healthy work-life balance.Identify your unique strengths and find ways to leverage them to create the greatest impact, whether in your career or entrepreneurial pursuits.Continuously invest in your own personal and financial education, staying proactive in developing the skills and knowledge needed to achieve your goals.Conclusion:Finding meaningful success comes from recognizing progress, building a strong support system, and leaning into personal strengths. Small victories lay the foundation for confidence and resilience, making challenges easier to overcome. The right environment and mindset can turn setbacks into learning experiences rather than roadblocks. With consistency and self-awareness, both personal and professional growth become natural outcomes.

Are you ready to take control of your finances and build lasting wealth? In this episode, we're breaking down a sustainable plan to grow your income, reduce debt, and invest in your future—all tailored for hairstylists, salon owners, and beauty entrepreneurs. Learn smart money strategies, the best ways to eliminate high-interest debt, and how to start investing wisely (even if you're new to it). Whether you're looking to scale your business, create passive income, or build financial security, this episode gives you actionable steps to make it happen. Tune in and start making your money work for you! Get FREE access to our Creative Service Profit Maker Webinar now: https://small-kiwi-98108.myflodesk.com/ao7u0l0qzq Start your high yield savings account with a bonus kickback on Marcus: https://www.marcus.com/share/AMB-9K4-NTGI Get 2 weeks of GlossGenius free, lowest processing fees in the biz & AI tools to help you run your business! https://glossgenius.biz/AmbrosiaCarey Key Take-aways: 1. Pay off high interest debt first: credit cards can hold an interest rate up to 25% causing the average person to pay 2.5x more than the original purchase. 2. The suggested amount is to pay 15-25% of your income monthly to pay off that debt. 3. Avalanche Method: is a debt repayment strategy where you focus on paying off debts with the highest interest rates first to save the most money on interest over time. 4. Allocate 20-30% of your income every month toward your emergency fund, whether you choose to pay off debt first or divide 25% to debt and 5% toward saving. 5. Some debt is healthy debt, but your credit score is impacted when your debt to credit limit goes over 30%. Once your debt to credit limit hits 30%, it can drop your credit score by 20 to 50 points depending on your overall credit profile. 6. An emergency fund provides financial security by covering unexpected expenses. It offers peace of mind, supports business stability during slow periods, and allows you to make decisions confidently without financial stress. Plus, it encourages better money habits and protects long-term investments. 7. Setting clear goals helps you get there faster. 8. Set aside 10-15% of your income to your savings once you've paid of your remaining debts. The goal is to build 3-6 months of your monthly average spending to hold in your savings. 9. The next step is to open a high-yield savings account, which compounds over time at a higher interest rate allowing you to accumulate more income as the account grows. 10. Compounding means you're growing income from interest continues to grow as the money grows. The more frequently your interest is compounded, the quicker your money grows. 11. Leverage your own business as an investment. You want every square inch of your business to be income producing. If you're independent, what lines or affiliate programs can you work with to add multiple streams of income? 12. Build a roadmap for your income strategy building. Start thinking of this as placing your efforts seasonally to pour into multiple buckets, which allows wealth to build more wealth for yourself. 13. When seeking a financial advisor, ask them what their fee structure is. Take 15% off our favorite skincare line, Pharmagel with code SSA15: http://www.pharmagel.net/discount/ssa15?redirect=%2F%3Fafmc%3Dssa15  

Highlights from this week's conversation include:​​Samir's Background and Journey (0:31)Founding Allocate (1:09)Emerging Managers Focus (4:26)Market Cycles and Investment Strategies (8:11)Current Market Trends (12:22)Illiquidity in Venture Capital (14:04)Misconceptions About Venture Capital (16:05)Direct Investments vs. Fund of Funds (19:51)Operational Needs of Wealth Advisors (22:13)Building Infrastructure for Investment (24:16)Insider Segment: Nico Toro of Silicon Valley Bank (27:00)Customization in Different Markets (28:55)Understanding Local Ecosystems (30:07)Opportunities in Fintech (32:26)Consolidation in Private Equity (36:49)Investment Strategies for Family Offices (40:43)Responsible Participation in Venture Capital (44:50)Ideal Investor Profile (47:05)Market Growth and Challenges (50:04)Current Investment Climate (52:00)Connecting with Samir and Final Thoughts (53:12)Allocate is a platform designed to modernize and democratize private market investing by providing accredited investors with curated access to top-tier private capital funds and direct investment opportunities. Allocate's mission is to empower a broader audience of investors to participate in private markets while emphasizing transparency, efficiency, and inclusivity. https://www.allocate.coSilicon Valley Bank (SVB), a division of First Citizens Bank, is the bank of the world's most innovative companies and investors. SVB provides commercial and private banking to individuals and companies in the technology, life science and healthcare, private equity, venture capital and premium wine industries. SVB operates in centers of innovation throughout the United States, serving the unique needs of its dynamic clients with deep sector expertise, insights and connections. SVB's parent company, First Citizens BancShares, Inc. (NASDAQ: FCNCA), is a top 20 U.S. financial institution with more than $200 billion in assets. First Citizens Bank, Member FDIC. Learn more at svb.com.Swimming with Allocators is a podcast that dives into the intriguing world of Venture Capital from an LP (Limited Partner) perspective. Hosts Alexa Binns and Earnest Sweat are seasoned professionals who have donned various hats in the VC ecosystem. Each episode, we explore where the future opportunities lie in the VC landscape with insights from top LPs on their investment strategies and industry experts shedding light on emerging trends and technologies. The information provided on this podcast does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this podcast are for general informational purposes only.

Listen in as they discuss:The era of Artificial Intelligence. How they leverage their time with Virtual Assistants.Building a VA Team.Meeting with certain VAs regularly. VAs they can't live without. Mark also discussed the “superhero syndrome.” TIP OF THE WEEKScott: Experiment with AI tools like ChatGPT or AI agents to uncover how they can enhance your business operations. Allocate a small portion of your week to explore and "mess around" with these tools. Don't fear mistakes; unexpected discoveries often lead to valuable insights. WANT TO  LISTEN MOREDid you like this episode? If so, listen to another AOPI episode to hear more about land investing tips that can help grow your land business."Are you ready to learn more about land investing? Just click HERE to schedule a call.""Isn't it time to create passive income so you can work where you want when you want, and with whomever you want?"

Max Schireson and Jason Mendel, from Battery Ventures recently published an article on Managing and Measuring R&D spend including key metrics from the DORA and SPACE frameworks and they also introduced their own 5 step R&D measurement framework including:Allocate top downBreak R&D into granular buckets (not a lump sum)Listen to product-adjacent teams that are customer-facingBe deliberate about measuring success of R&D projectsHold the full team accountableThe article also includes benchmarks from Battery Ventures portfolio company, LinearB.If you are interesting in best practices on measuring R&D productivity, this episode is a great listen!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Unlock the secrets to maximizing your ROI with Google and Facebook ads while avoiding costly mistakes. This episode dives into expert tips for creating high-converting ad campaigns, targeting the right audience, and boosting customer retention. Learn how to take a strategic approach to ad spending, allocate budgets wisely, and build brand awareness to grow your business without wasting money. Join host Adam Sylvester, David Brooks of Contractor Rhino, and Jackson Blackburn of Mt. Baker Window Cleaning Co and Home Service Business Coach.   New to Jobber? Masters of Home Service listeners can claim an exclusive discount for Jobber at https://bit.ly/4d0KAEh   [00:00] Introduction to the episode and guests [01:00] Comparing Facebook and Google Ads for different business objectives [03:17] What makes a good Facebook ad, including special offers and giveaways [04:18] Building brand equity through cohesive messaging and brand awareness [05:47] A good Google Ad uses direct, specific messaging and a user-friendly landing page [06:30] Starting Google Ads early pays off by building up visibility over time [07:28] Doubling your leads with Google Ads and how to choose the right format [10:34] Allocating budgets effectively and focusing on customer retention for better ROI [13:00] Using apps like Jobber to streamline customer experience and increase client retention [15:00] How to create effective ads for your campaigns, with design and targeting [18:21] Effective Facebook ads must grab attention quickly and be visually engaging [20:58] Jobber Summit 2025: Details and registration for the event [21:22] Misconceptions about quick ROI from ads and the importance of patience [21:56] Research and partnerships with agencies can help improve ad strategies [22:39] Setting proper ad budgets to sustain campaigns and gather meaningful data [24:33] Build brand awareness and a steady lead flow before investing heavily in ads [25:38] Allocate sufficient budgets to avoid exhausting funds mid-campaign [26:46] Google display ads focus on brand awareness but have lower conversion intent [27:18] Avoid common targeting mistakes like incorrect geographic settings

In this week's episode, James meets with Taylor of Bridging the Gap Financial Services LLC to discuss how to allocate Farm finances across marketing efforts. Taylor explains what can be considered a write off and the importance of budgeting for marketing efforts.For more Farm resources, visit: barn2door.com/resources

Short Description Dr. Mike Woo-Ming shares his six-step GG6 system for goal setting, designed to help physicians overcome burnout and take control of their careers and lives. Learn how to set impactful goals, create actionable plans, and reassess to stay on track. Show Summary In this episode of BootstrapMD, Dr. Mike Woo-Ming revisits his GG6 system—a framework he designed to help physician entrepreneurs set and achieve meaningful goals. He breaks down the six steps, emphasizing the importance of specificity, deadlines, actionable systems, and periodic reassessment. By applying this method, listeners can regain control of their time, reduce burnout, and take steps toward building their dream careers and lives.   3 Actionable Takeaways [1] Prioritize Your Goals with Impact in MindStart by listing 10–20 goals across different areas of your life (career, finances, relationships, personal growth). Then, narrow it down to the top 3 that will have the most profound impact on your happiness, financial security, or career fulfillment.   [2] Make Your Goals SMARTTransform general aspirations into Specific, Measurable, Achievable, Relevant, and Time-bound goals. For example, instead of saying "I want to make more money," set a goal like "Generate $10,000/month from my consulting business by December 31, 2025."   [3] Establish a System and Stick to ItCreate a structured system to break your goals into smaller actionable steps. Allocate specific time each week to work on these steps and be disciplined about protecting that time from distractions. Regularly reassess your progress and be willing to pivot if necessary.   Let's Connect Start Building Your Business(es) Today. Learn more here: https://www.bootstrapmd.com/courses   Want to start your own podcast? Check out Doctor Podcast Network! https://www.doctorpodcastnetwork.co/join

This episode is based on an email that we received from a listener who has a specific allocation in their portfolio to taking speculative bets. The rationale was that it helped control their behaviour by allowing them a designated allocation, while the rest of the portfolio remained untouched. We explore whether a strategy like this, called 'Mad Money', can work for investors.Interested in our investing course? Find it here.To submit any questions or feedback, please email mark.lamonica1@morningstar.com or leave us a voicemail to feature on the podcast here. Additional resources from our episodes are available via our website.Audio Producer and mixer: William Ton. Hosted on Acast. See acast.com/privacy for more information.

British philosopher G.K. Chesterton once said, “I know as much about the future as you do, which is nothing.” Only God knows the future, but that doesn't mean we shouldn't plan for it. Mark Biller is here today to help you do that. Mark Biller is Executive Editor and Senior Portfolio Manager at Sound Mind Investing, an underwriter of Faith & Finance. Today, we'll cover some key takeaways from Sound Mind Investing's recent article, “Your 10 Most Important Financial Moves for 2025,” which offers over 60 actionable tips across six categories. Let's dive into some highlights to help you plan your next year's top financial moves.1. Put First Things First: Aligning Finances with FaithDevelop a Financial Plan: A solid plan is essential for managing God's resources well. As Luke 19:13 reminds us, faithful stewards are called to “put this money to work until I come back.”Build an Eternity Portfolio: Once your family's needs are met, embrace “exponential generosity.” As your income grows, increase your giving percentage, laying up treasures in heaven (Matthew 6:20).2. Strengthen Your Financial FoundationCreate a Workable Budget: A budget—think of it as a “spending plan”—is foundational. Learn from past mistakes and focus on spending less and saving more through automated savings or retirement account contributions.Spend Less, Save More: Small changes today can bring significant long-term benefits. Adjust your spending habits to prioritize your future.3. Develop Your Investing PlanCreate a Long-Term Investing Strategy: Just as a budget helps manage day-to-day finances, an investing plan guides long-term success. Allocate appropriately and avoid making rash decisions based on political or economic changes.Stay Informed About Trends: Technological advancements, economic policies, and market changes can impact investments. Educate yourself on these trends without succumbing to speculation.4. Broaden Your PortfolioExpand Your Knowledge: Understand how global trends like AI and interest rate shifts may influence your portfolio. SMI offers resources to help navigate these complexities while maintaining a long-term focus.5. Prepare for RetirementPlan for Social Security: Deciding when to claim Social Security benefits is crucial. For most, waiting until full retirement age or later can yield greater financial benefits.Understand Medicare Coverage: Don't assume Medicare will cover all your retirement healthcare needs. Research Medigap or Medicare Advantage plans and consider alternatives like Christian Healthcare Ministries.6. Miscellaneous Must-DosStart Your Kids on Investing: Encourage young people to invest early. Fractional-share purchases and no-commission trades make it easier than ever to build long-term financial habits.Review Estate Plans: Ensure your will, power of attorney, and healthcare directives are up-to-date. Life changes and legal updates warrant a review every five years.Protect Against Tax Identity Theft: To prevent fraudulent filings, safeguard your Social Security number by requesting an IRS Identity Protection PIN.Bonus Tips for 2025Treasure Each Day: Life is fleeting—embrace each day as a gift and manage God's blessings wisely.Deepen Your Prayer Life: Discerning God's voice leads to better financial decisions rooted in faith.Manage Finances as a Team: For married couples, working together on finances can combine strengths and reduce weaknesses.As 2025 approaches, remember that your financial success hinges more on your choices than external circumstances. Faithful stewardship not only secures your financial future but also aligns your resources with God's purposes. May you aim to hear these words in Matthew 25:21: “Well done, good and faithful servant! You have been faithful with a few things; I will put you in charge of many things. Come and share your master's happiness!”For the complete list of financial moves and additional resources, visit SoundMindInvesting.org.By following these principles, you can make 2025 a year of financial health and faithfulness.On Today's Program, Rob Answers Listener Questions:I recently retired and have a 401(k) with about $47,000 in it. I don't know what to do with this money. I'd like to get some advice from a Christian perspective on how to best manage and invest this 401(k) now that I'm retired.Resources Mentioned:Understanding Reverse: Simplifying the Reverse Mortgage by Dan HultquistMoney and Marriage God's Way by Howard DaytonMovement MortgageLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Send us a textIn this episode of The Over 50 Health & Wellness Show, Coach Kevin flips the script on how you think about your health. What if you approached your body like a business, with you as the CEO, CFO, and COO? Turns out, leading your health with intention, managing your resources, and executing daily habits like a boss might just be the game-changer you need. If you've ever felt stuck in a cycle of trying to lose weight, build muscle, or reclaim your youthful vitality, this episode is for you. Kevin breaks down how to define a compelling vision for your health, invest your resources wisely, and create sustainable systems for daily success.Your health is your greatest asset—so let's start running it like a thriving business! What You'll Learn in This Episode:Why you need to step into the CEO role of your health.How to define a clear, inspiring vision for your health goals.The importance of tracking your health “metrics” like a savvy CFO.Practical tips for managing your time, energy, and money to support your goals.How to execute daily operations—nutrition, movement, and recovery—like a pro COO.Why small, consistent actions are the key to lifelong health success. Key Takeaways:You Are the CEO of Your Health: Take ownership of your health journey and lead with purpose.Invest Like a CFO: Allocate your resources—time, money, and energy—where they matter most.Execute Like a COO: Focus on consistent nutrition, movement, and recovery to align your daily actions with your long-term goals.It's Never Too Late to Take Control: No matter where you're starting from, you have the power to change your health story. EPISODE SPONSOR:Legions Athletics: https://legionathletics.rfrl.co/g478nUse coupon conde SILVEREDGE at checkout to save 20% off your first order (and double loyalty points on all future orders)! Resources & Links Mentioned in This Episode:The Silver Edge Coaching Programs: https://silveredgefitness.com/coaching/Download your free guide: Over 50 Mojo Magic: The Ultimate Motivation Guide: https://www.silveredgefitness.com/mojo-magic-guide-optinFollow Kevin on Instagram for daily health tips and inspiration: @thesilver_edge Join the Conversation:If you loved this episode, be sure to subscribe, leave a review, and share it with a friend who needs to hear this message. Let's spread the word that it's never too late to take charge of your health and create the vibrant, confident life you deserve! Ready to lead your health like a boss? Tune in now and start running your body like the thriving business it deserves to be!Want to rewrite the narrative of your life and health? Visit the link below to see if our 1:1 coaching services are a perfect fit for your long term goals: https://calendly.com/thesilveredge/coaching-inquiry Want more over 50 health and wellness goodness? Check out our private Facebook group: https://www.facebook.com/groups/silveredgefitness

In episode 608, Courtney Carey teaches us how to plan and organize the cookbook creation process while managing other life responsibilities. Courtney Carey is the creator of Cake Me Home Tonight, a baking blog designed to help home bakers elevate their baking game! On her blog and social media, Courtney shares easy and delicious dessert recipes along with baking tips and tutorials to make baking fun and stress-free. Courtney recently released her debut cookbook, Girls Just Wanna Bake Cupcakes, an 80's themed cookbook featuring cupcake recipes inspired by nostalgic and classic snacks and desserts. She enjoys sharing her love of all things dessert and all things 80's because there is nothing sweeter than nostalgia! In this episode, you'll learn more about the challenges of balancing a blog, job, and family while writing a cookbook and how to meet deadlines despite setbacks. Key points discussed: - Plan and organize thoroughly: Carefully evaluate your work style, schedule, and responsibilities to set yourself up for success when writing a cookbook. - Break down the process: Create detailed checklists and spreadsheets to break the book-writing process into small, manageable tasks. - Leverage your strengths: Allocate tasks based on when you feel most energized and productive to maximize your efficiency. - Seek help from your support system: Don't be afraid to ask your family and friends for assistance to balance the workload. - Outsource tasks you're less confident in: Consider hiring professionals for photography, editing, or other areas you may struggle with. - Expect the unexpected: Be prepared to adapt when life throws curveballs. - Embrace imperfection: Understand that perfection is unattainable, and focus on creating a high-quality product rather than striving for flawlessness. - Take mental breaks: Recognize when you need to step away and recharge to avoid burnout and maintain your productivity. - Prioritize your commitments: Be willing to temporarily scale back on other responsibilities to dedicate the necessary time and attention to the cookbook project. Connect with Courtney Carey Website | Instagram