Podcasts about allocate

The Grant Mitt Podcast #164 How to Protect & Allocate Your Energy: A Small Shift to Make You Millions & Accomplish Your Goals. Available on Spotify, Apple, and Youtube. Work with me (Business Owners): https://form.typeform.com/to/AUGOMtM5 Learn more about your ad choices. Visit megaphone.fm/adchoices

OpenGolf tourney tomorrowChoking. Heimlich maneuverUS Bank Fees$12.50 per $50. That is 25% instantlySo $1000, is 20 * $12.50 = $250. + interest.Reinstate the SATMore than 1,100 University of California math and science professors are urging UC regents to reinstate college-entrance exams, saying that unprepared students are lowering academic standards and draining teaching resources.Today, more than 90% of schools don't mandate the exams, Feder said.60 minutesWelcome to real life Scott Pelley. New boss, new style. Work or walk. Recommendations: Bill Ackman Sara Frier Finance folks should know Codex (previously Excel)PanthalassaMarkets: Huge correction today.  Tech down 5%+ and S&P500 2.6%. The losses intensified after a robust jobs report raised new worries that the Federal Reserve may need to raise interest rates later this year to fight inflation.S&P 500 still up 27% and tech 40-60% YoY. Huge IPOs coming: SpaceXAnthropic OpenAICash. Think about your cash investments. Cash is nice Owning your home is nice. AI & DatacentersGoogle to raise $85 billion Anthropic IPOIn May, Anthropic raised $65 billion in new funding from investors including Greenoaks, Dragoneer, Altimeter Capital and Sequoia Capital, in a round that valued the company at $965 billion. At the same time, the company said its revenue run-rate had surpassed $47 billion, up from $9 billion at the end of 2025LLM usageGrok: no bueno.  Grok and Spreadsheets.  Oh my.Gemini. Good. Claude: BEST. BTW, OpenAI was suspiciously very negative on SpaceX. SpaceX Going public ~June12. Next Friday!? $75b raise at $1.75T valuation.  Float is ~4-5% of total shares $10-18b must be purchased by index funds. More coming out in next 6 months. Employee lockups. Cap table investors want liquidity.Great detail here from Alexandra  IPO EducationHire IB's.  Allocate to VIPs and whales. 5% to retail.Valuation Over-valued? Valuation is highly relative to time!!!?? $135 price. $300 price? Either way 10-20x in 10 years.  Not investment advice.AI OpportunitySpaceX is becoming an AI infrastructure play!!Another Rental of Compute from Google to SpaceX.  Anthropic and Google are now paying @SpaceX a combined $2.17 billon per month for compute capacity. That's a revenue run rate of $26 billion per year. BIG MONEY.Jamie Dimon Interview of Elon.   Elon and Dimon  Another link here from Why SpaceX public now. Play at 4:00min mark: Why fundraising. Embarking on significant growth phase. 100,000 satellites. BTW. Why are datacenters hard if already doing satellites. 100x more bandwidth and ½ latency for v3. He just said that Starlink will be highest bandwidth and lowest latency or ANYTHING!! AI Datacenters in space. Massive capital endeavor. Hard to build power in the US or on land. US usage is 500GW.  To double. Would need to 2x # of power plants. BUT if in space can go far beyond EarthManufacturing on the moon and building beyond 1000TW per year of AI Space ComputeDataCenters in SpaceEasier than their communication satellites. AI datacenter is EASYElections: Why does it take so long to count votes? Could take weeks? 

The USDA is reviewing additional base acreage for farmers under federal safety net programs, tied to the One Big Beautiful Bill Act, which will allocate 30 million acres across the country.

I just attended Allocate's Beyond Summit in Deer Valley Utah. It was a peek into what the top VC's and LP's are thinking about right now.Allocate asked me to record an episode of the show, live from the conference.So I asked everyone “What's your hottest take on the VC market today?”Thank you to Numeral, Flex, and Amplitude for supporting this episodeNumeral: The end-to-end platform for sales tax and compliance https://www.numeral.comFlex: Get premium banking and a net 60 day credit card at 0% APY https://home.flex.one/referral/bananacapitalAmplitude: AI analytics, all you have to do is ask https://www.amplitude.comTimestamps:(1:22) Seed investing is dead (Tripp Jones, Uncork)(5:56) Seed is not dead (Bryan Rosenblatt, Sandlot)(13:19) Most consensus era of VC ever (Nate Williams, Union)(18:02) Taking the Power Law Pill (Pratyush Buddiga, Susa Ventures)(29:15) The 2nd-time founder premium is dead (Matt Cohen, Ripple Ventures)(32:46) AI will crush intelligence labor (Clark Cheng, Merrimac)(42:25) New deep tech investors will lose their shirts (Sunil Nagaraj, Ubiquity Ventures)(46:39) ChatGPT for robotics is still 15 years away (Sungjoon Cho, Fortitude Ventures)(52:07) The app layer ARR reckoning (Josh Christensen, Mercato)(58:30) The AI bubble will pop in Q2/Q3 (Amias Gerety, QED)(1:08:22) Most individuals do VC wrong (Jon Oberheide)(1:15:25) Allocators have become too allocator-y (Dan Feder, University of Michigan)(1:20:55) LP's should value information, not just returns (Ben Ivey, Marshall Street)(1:24:09) Upcoming litigation of Russian doll SPVs (Asher Siddiqui, Song United)(1:30:13) Why retail needs private market access (Sarah Pinto Peyronel, Robinhood Ventures)Referencedhttps://beyondsummit.allocate.co/Tripp Jones, Uncork CapitalTwitter: https://x.com/thistrippjonesBryan Rosenblatt, SandlotTwitter: https://x.com/BRosenblatt4Nate Williams, UnionTwitter: https://x.com/naywilliamsPratyush Buddiga, Susa VenturesTwitter: https://x.com/pratyushbuddigaMatt Cohen, Ripple VenturesTwitter: https://x.com/mattybcohenClark Cheng, MerrimacLinkedIn: https://www.linkedin.com/in/clark-cheng-cfa-frm-caia-a411535Sunil Nagaraj, Ubiquity VenturesTwitter: https://x.com/sunilnagarajSungjoon Cho, Fortitude VenturesTwitter: https://x.com/josungjoonJosh Christensen, MercatoLinkedIn: https://www.linkedin.com/in/joshjdmba/Amias Gerety, QEDTwitter: https://x.com/amiasmgJon OberheideTwitter: https://x.com/jonoberheideDan Feder, MichiganLinkedIn: https://www.linkedin.com/in/danfederBen Ivey, Marshall StreetLinkedIn: https://www.linkedin.com/in/beniveyAsher Siddiqui, Song UnitedLinkedIn: https://www.linkedin.com/in/ashersiddiquiSarah Pinto Peyronel, Robinhood VenturesTwitter: https://x.com/SPintoPeyronel*This podcast is produced by Allocate for informational and educational purposes only and is intended for institutional, accredited, and qualified investors. Nothing discussed constitutes an offer to sell or solicitation to purchase any security or advisory service, and nothing should be construed as legal, tax, or investment advice. Any offering will be made only pursuant to applicable confidential offering documents.Views expressed by participants are their own and subject to change. Any discussion of target returns, projected outcomes, IRRs, MOICs, or other performance metrics is hypothetical and illustrative only and should not be relied upon as an indication of future performance.Investments in private funds are speculative, illiquid, and involve substantial risk, including possible loss of the entire investment. Past performance is not indicative of future results.Certain guests may have financial or other interests in the opportunities discussed. Allocate Management Company, LLC is an SEC-registered investment adviser. Registration does not imply any level of skill, training, or SEC endorsement. Please consult your own advisors before making any investment decision.*

Asia has often been viewed as a long-term growth story, but its role in global markets is becoming more immediate. The region now represents a significant share of global GDP and listed companies, while operating across distinct economic and policy cycles.In this episode of The Bid, Oscar Pulido speaks with Aarti Angara, Head of Global Product Solutions in Asia Pacific at BlackRock. They examine why Asia is gaining more attention from investors and how opportunities are developing across equities and fixed income.The conversation highlights the region's diversity across countries, sectors, and growth drivers. It also explores themes such as AI-related manufacturing, domestic consumption in emerging markets, Japan's shift in corporate behavior, and the role of Asian bond markets in diversificationKey moments in this episode:00:00 Introduction02:23 How Asia's scale is influencing its role in global portfolios04:20 Why policy and economic cycles differ across the region07:10 Why Japan's corporate and inflation dynamics are drawing attention08:36 Where AI-related manufacturing is concentrated10:20 How domestic consumption is developing in India and Southeast Asia12:47 How Asian fixed income behaves differently from developed markets14:35 How to Allocate in Asia17:42 Singapore Travel Tips18:50 Wrap Up and DisclosuresSources: Bloomberg May 12th 2026,

This edWeb podcast is sponsored by Renaissance.The edLeader Panel recording can be accessed here.Most districts implement a Multi-Tiered System of Support (MTSS) to promote better learning outcomes across K–12. But as students' needs rapidly evolve—and as educators are asked to do more with fewer resources—many are experiencing barriers to a successful MTSS implementation.In this edWeb podcast, two experts share proven solutions to five common MTSS challenges. You understand how to:Allocate resources to serve students in all tiersMake whole child data accessible to educators when they need itUse insights from the Science of Reading to provide strong foundational skills instructionMonitor the efficacy of Tier 2 and 3 interventionsSuccessfully implement MTSS in middle and high schoolThis edWeb podcast is of interest to K–12 school leaders, district leaders, education technology leaders, assessment directors, curriculum directors, and MTSS directors.RenaissanceAccelerate learning for children and adults of all ability levels and ethnic and social backgrounds.Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Learn more about viewing live edWeb presentations and on-demand recordings, earning CE certificates, and using accessibility features.

In this powerful episode of The Reformed Brotherhood, Tony and Jesse dive deep into Matthew 21:33-46, examining Jesus's parable of the wicked tenants. The hosts unpack how Christ masterfully draws the Pharisees into pronouncing their own condemnation, revealing not merely theological error but intentional usurpation of God's authority. Through careful exegesis, they explore the shocking setup of the parable—where the landowner does all the work while the tenants contribute nothing—and how this mirrors God's sovereign initiative in salvation. The discussion touches on confession, the value of full-time ministry, and the scandal of rejecting the Messiah despite recognizing His authority. This episode challenges listeners to examine whether they, like the Pharisees, attempt to claim God's work as their own. Key Takeaways God Does All the Verbs: The parable emphasizes that the landowner planted, built, protected, and prepared everything—the tenants contributed nothing yet claimed ownership of the fruit. Self-Pronounced Condemnation: Jesus draws the Pharisees into declaring their own judgment, demonstrating that even the unregenerate conscience bears witness to divine justice (Romans 2). Intentional Usurpation, Not Mere Error: The Pharisees weren't well-intentioned but misguided; they recognized Christ's authority as the heir and deliberately murdered Him to seize His inheritance. The Scandal of Grace: The parable's shocking element is that the landowner prepared everything before leasing the land—far exceeding normal agricultural arrangements and illustrating God's unmerited favor. Ecclesial Support for Ministry: The OPC presbytery's decision to fund a full-time call demonstrates how church structure can honor the ministry of Word and sacrament by freeing ministers from worldly distractions. Particular Repentance Matters: Westminster Confession 15.5 teaches that believers should not content themselves with general repentance but "endeavor to repent of his particular sins, particularly." The Stone Rejected Becomes Chief: Christ's citation of Psalm 118 reveals that the very rejection by the builders (religious leaders) was God's plan to establish the cornerstone of salvation. Key Concepts God Does All the Verbs The concentration of action verbs attributed solely to the landowner in Matthew 21:33 is theologically significant. The landowner plants, builds, digs, and rents—creating a fully functional, productive vineyard before the tenants ever arrive. This arrangement differs radically from typical first-century agricultural practices, where tenants would lease raw land and develop it themselves, sharing profits with the landowner. Jesus deliberately presents an extraordinary scenario where the tenants receive everything prepared and ready, requiring only stewardship of what already exists. This parallels God's sovereign initiative in election and salvation: believers contribute nothing to their standing before God, receiving instead a fully accomplished redemption. The Pharisees' rebellion wasn't against burdensome requirements but against simply acknowledging God's rightful ownership of what He alone created. Intentional Usurpation, Not Mere Error The hosts challenge the common sympathetic reading of the Pharisees as well-intentioned legalists who simply got sidetracked. Instead, verse 38 reveals the tenants explicitly recognize the son as heir and plot to murder him to "seize his inheritance." This isn't accidental rejection but calculated rebellion. The Pharisees weren't confused about Jesus's identity or authority—they understood precisely who He claimed to be and deliberately chose to destroy Him rather than submit. This interpretation carries significant weight for understanding the nature of unbelief: it's not primarily intellectual confusion but volitional rebellion. The religious leaders didn't need more evidence or clearer teaching; they needed transformed hearts. This same dynamic appears whenever humans recognize divine truth yet choose self-sovereignty over submission to God's rightful claim on their lives. The Scandal of Grace The parable begins with a scandalous premise that would have startled Jesus's original audience. Unlike normal tenant farming arrangements where landowners simply provided land in exchange for a share of whatever the tenants produced through their own labor, this landowner invests everything. He doesn't just own the property—he plants the vineyard, constructs the protective wall, digs the wine press for production, and builds the watchtower for defense. The tenants receive a turnkey operation requiring minimal effort. This extravagant preparation mirrors God's unmerited favor toward Israel and, by extension, the church. God didn't merely create humanity and wait to see what we would produce; He established covenants, sent prophets, preserved His Word, and ultimately sent His Son—all before requiring any response. The only "payment" demanded is acknowledging His ownership of what He created. The parable thus exposes the absurdity and ingratitude of claiming God's work as our own achievement. Memorable Quotes God does all the verbs. All of the verbs are done by the landowner. There is nothing expected of these tenants—they really add nothing to the landowner's land. Christ is not painting the Pharisees as well-intentioned but ultimately wrong. He's painting them as usurpers who recognize the proper authority and rather than submitting to it, they're going to reject that authority and try to take it for their own. Men ought not to content themselves with a general repentance, but it is every man's duty to endeavor to repent of his particular sins, particularly. (Westminster Confession 15.5) Transcript Welcome to episode 491 of the Reformed Brotherhood. I'm Jesse.  [00:01:12] Tony Arsenal: And I'm Tony. And this is the podcast with ears to hear. Hey brother.  [00:01:17] Jesse Schwamb: Hey brother.  [00:01:18] Parable of Tenants [00:01:18] Jesse Schwamb: So picture this, Tony, your landlord. You've built the perfect vineyard. We're talking wall watchtower, wine, press, the works like what everybody says. Everybody knows you need all those things. You've got it all set up, and then you hand the keys to some tenants. You take a long trip, you go enjoy yourself. And when the harvest rolls around, you send your servants to collect the rent. And shockingly, your tenants, they beat. Stone. Another, the kill a third. So naturally you think, you know what? I'll fix this. Lemme just send more people. That's obviously the problem. There's some kind of just profound misunderstanding about what's going on here and about our relationship in this business. And then when that doesn't work, you send your son now loved ones. If this were a business strategy, we would already be calling hr. But of course it's not a business strategy, it's a parable. And Jesus is telling it to the very people about to prove the parable true. So welcome back to the Reformed Brotherhood because we're in Matthew Chapter 21 and we're gonna be actually getting all the way into the parable of the Vine growers where the patience of God looks, I would say, to almost anybody else, to humanize at least almost reckless until you realize that's exactly the point. So yeah, grab your beverage of choice, grab your Bible, pull the car over, will you? Because this is gonna get real and we're going to reason together. But before we do all of that, let's do a little affirming with or denying against, what do you got?  [00:02:41] Inside Baseball Affirmation [00:02:41] Tony Arsenal: So this is a sort of inside baseball, uh, affirmation. Um, I'm not sharing anything, although it may feel like I'm sharing something that is private and like, uh, like confidential. It's not No, this is good. Um, so I had the opportunity to visit. Um, my presbytery, um, for those who are listeners of the show or people who like, have been with us a long time, um, I was part of a Baptist church. Uh, I've always kind of been a Presbyterian at heart, but, um, our church closed, uh, a little over a year and a half ago now. And, um, uh, I've joined an OPC congregation in membership now. We've been members there for about a year. And, um, so I've been visiting Presbytery, which is the, the meeting of all of the leadership of all of the churches. So we won't do a polity breakdown here, but basically like, it's, it's the regional meeting. It's the regional business meeting or church meeting for a group of churches in the OPC, the Orthodox Presbyterian Church. And so a lot of the meetings, you know, have the normal kind of business type stuff. You have reports from different committee committees and stuff. Um.  [00:03:48] Presbytery Call Debate [00:03:48] Tony Arsenal: Where this is affirmation is coming in here is at this most recent presbytery meeting, um, was pretty heavy on, um, licensing or, or, uh, not licensing on approving men who had received a call to formal ministry within the presbytery. And so in the OPC, and I would imagine that other Presbyterian bodies are not like super different, although I'm sure there's some variation in the OPC. Um, when a church intends to extend a call to a pastor, to a teaching elder, um, to a minister, they must have the call, which is. Is both theological but is also eminently practical. Like the call is a physical piece of paper that details, you know, what the pay is, how much vacation time. So it's kind of a combination between like a theological call and also a contract. Um, the presbytery has to approve that call. And so at this most recent one, there was a couple calls that were more or less uncontroversial. There was no question about them, and they were approved pretty quickly. But there was one call, um, one call to ministry that took, I, I, I didn't time it, but it was probably like four or five hours of debate and discussion in various fashion in order to get to a point where the presbytery could approve the call. So this was a call to a minister who is being called part-time, which is unusual in the Orthodox Presbyterian Church. Um, the OPC uh, acknowledges the fact that bivocational tent making ministry is sometimes a necessity, but really views the ministry of the word in sacrament as something that should not have. Distractions. And actually our book of church order talks about, doesn't use the word distraction, I think, but it talks about a, a properly ordered call to a full-time minister includes phrasing that the congregation promises to compensate them in a way that allows them to be free of worldly burdens and cares. And I might have not, not have gotten that wording exactly right. But that's the idea. And so this call was. Explicitly, um, not a full-time call it, they actually took the language out of promising to pay him in a way that he's able to ignore or to not be distracted by worldly care. And that was intentional, but there was a lot of question in discussion at presbytery level about the fact that the call did not include the phrase or the wording of part-time or bivocational. So the conversation started out of like, can this call be modified to include that? So it's explicitly known in this man's call that his calling is part-time, which is both theological, to make sure that the call is properly formatted, but also like very practical that the congregation should acknowledge explicitly that they recognize that this person is not, not going to be putting, you know, 40 hours a week or 50 hours a week towards this position. [00:06:34] Jesse Schwamb: Right.  [00:06:34] Tony Arsenal: Um. What I'm affirming is where it got to, right? So there was lots of discussion about that. There was some finagling about the retirement package. The OPC recommends that a, a minister be given a retirement contribution of no less than 5% a year of his salaried package. Um, which there's a couple line items that go into that, but 5%, and this was a little bit less than that. And this is what I'm affirming and this, I, I don't know that this is a super widespread thing that would happen all across the, um, the OPC, but it happened in the presbytery of New York and New England this past week, and it's just amazing. And I just, I just want to lay it out there and then I want to hear your reaction. [00:07:13] Funding Full Time Ministry [00:07:13] Tony Arsenal: And I, I wanna hear your reaction as the son of a minister who labored his entire adult, more or less, his entire adult career in ministry, working two or three additional jobs on top of his ministry, the presbytery decided. That because it did not like the idea of a part-time minister. They didn't think that was appropriate. They didn't think that that was good or that that was really the right goal. The presbytery allocated, I'm not gonna say the figures 'cause they're not super germane, but allocated a significant amount of money to be dis to be dispersed to the church for the next three years in order to take what was a part-time call and enable it to become a full-time call. [00:07:54] Jesse Schwamb: Wow.  [00:07:54] Tony Arsenal: And so there are a lot of, there are a lot of church bodies that would say, yeah, we don't love the idea of bi-vocational ministry. You know, we really think it's ideal that a minister could be full-time. Um, they may even put some, some theological freight behind that. Um, I have never encountered a body, um. That was willing to put a sizable amount of money towards essentially supplementing a part-time call to make it full-time. Um, this was just amazing to me, and the candidate was there. I didn't get a chance to talk to him, but I would love to talk to him about what he felt. I, I can just imagine the phone call to his wife who was not, not at presbytery, but to his wife, following the outcome of this to be like, you are never gonna believe what just happened. Right? This is a family who was intending to move across country. Right. He's currently a student at Westminster, California in seminary, uh, California, Westminster Seminary in California, finishing his M Div. They're planning a cross country move into a part-time position where she's probably gonna have to find a job, and then also he's gonna have to find a part-time job. He had the ability to call her on the break and be like, you're never gonna guess what just happened? You're never gonna,  [00:09:09] Jesse Schwamb: it's wild.  [00:09:09] Tony Arsenal: Uh, sorry, I'm getting a little emotional here. You're never going to. Believe how faithful God is in this. Right. So I'm interested to hear your reaction to that as the son of a, of a try and quad at times Quad vocational. Yeah,  [00:09:23] Jesse Schwamb: for sure.  [00:09:23] Tony Arsenal: Minister who labored his entire, more or less, his entire adult career, um, working full-time in a call as a part-time, part-time minister. You know, like that's a, that's a crazy situation. So I'm just affirming that again, I don't know how common that kind of thing is in the OPC. I don't wanna make it seem like that's the norm. Um, I actually get the sense that this is probably not the norm, but it was amazing to see and it made me in intensely like. Proud in the right way of being a part of this broader body that would, would so emphasize and so value the ministry of the word and the sacrament, and the importance of a man being able to dedicate himself to that without distraction. That they would put forward this amount of money and this kind of money. They had no reason to do so. And there's no real direct benefit to the presbytery for doing this. I mean, there's an indirect benefit of like not having a church with a part-time minister, but like there's no direct benefit to this. There's no direct return on investments that's gonna come out of this. Um, it was pretty amazing to see. It was, it was, it was super encouraging.  [00:10:28] Jesse Schwamb: That is really encouraging. I, I think it's, there's no doubt that for the called pastor, their heart is in the ministry of the word. That's what they want to be doing. They wanna be doing it all the time and as much time as they possibly can, and they wanna be able to have all of their intentional focus on it. So I. I'm excited for that guy. I mean, that's just an incredible blessing to go in hoping for funding, essentially for a part-time role and to basically be told, no, no, no, no, that's, that's not enough. We want you to be committed to this fully as we know your heart is committed. As we validated that call.  [00:11:00] Why Structure Matters [00:11:00] Jesse Schwamb: I do love being a part of churches, well, lemme say it this way. There is, I think, a benefit of being part of congregations that have like a wide resource network that has like appropriate hierarchy and structure and that can be one of them. I've seen something similar in the Christian Missionary Alliance, which is the church that I'm in, not exactly the same, but I've seen some surprising allocations of resources where they basically said, you know, this is important. Like, it even trumps we're, we're gonna. Allocate or resource something so that this can move forward because it is important in a way that was like better than the person who was bringing it before them could have hoped for. Yeah. And uh, suddenly it's as if everything aligned. And it was really in part because there was this structure to come alongside, to validate as you're saying, and then to authenticate and then again to resource assets that could be used. There's, there's something to be said for that interdependency where there is kind of this hierarchical structure in which all that's happening at a level where things are codified. And again, like there's a structure and a way in which we move through those decisions to make sure that they suit the objective of the entire movement. So I guess there's nothing I'll say, but that's a beautiful thing, isn't it?  [00:12:14] Tony Arsenal: Yeah. Yeah.  [00:12:15] Generosity in Action [00:12:15] Tony Arsenal: It was, it was, it was cool because it was like this, it was like this real. Actualization of the principle of outdoing one another and showing honor. Yeah, sure. Because you know, like the initial debate was like, Hey, you know, I'm not sure we can approve this call because the, the OPCs guidelines tell us not to approve a call that has less than 5% of the retirement benefit. And there was a lot of discussion of like, well, the presbytery can't modify the call, but we don't wanna delay this guy coming in and like, we don't wanna delay his ordination, his installation. And so the initial proposal was a, a. What feels like a large amount of money to me. But after I understood more about the, the budget of what's going on in, in the presbytery was actually a very small amount of money. Started with a very tiny, very modest proposal of basically like supplementing the retirement fund to make sure that like we could, they, I say we, like, I was part of this, I was just observing, but to supplement the retirement fund in a way that allowed the church to still proceed with the call as written, but still also make sure that this person had the appropriate retirement fund. And then that just basically was like, there would be some instruction given to the church that like, you've gotta bump this up in the next budget cycle. Like you've gotta get to the 5%. That's, that's the expectation. It went from that. And like I said, I won't give you the specific numbers, but one of the presbyters and I, I'm, I, um, I, I've known this presbyter from a distance for quite a long time and, and I have an immense amount of respect for him. He stood up and he's like, well, if we're gonna give X, why don't we just give 10 times X instead? And then actually, like the discussion was like, well, is, are we sure that 10 times X is even the right amount? Why don't we have this particular group meet over the lunch break and figure out whether that's the right number and then come back after lunch and we'll vote on it. And then they came back after lunch and it was actually a number that was even greater than 10 times X. So it was like this exercise in like. This very small proposal that was still imminently generous, right? The presbytery has no obligation to do this. There's no obligation from any of the presbyters to stand up and say like, we should. We should supplement this fund. They would've been well within their right, and no one would've looked, I think. I think some people would've been frustrated by it, but I don't think anyone would've looked sideways at it or thought it was sinful. If the presbytery just said like, we can't approve this call. You guys are gonna have to come back with it and we'll vote on it at the next presbytery. Like that would've been problematic. This, this kind of poor guy who's coming outta seminary, his call and his beginning of employment would've been delayed, but like. That would've been good and orderly, but instead they were like, one, we don't want this pulpit to stay empty longer. We don't wanna disadvantage this guy who's just getting done with seminary. We want him to get started. We don't wanna discourage him. So here's a small proposal, a very modest amount of money that we can put forward for this purpose. And then it was like, let's just keep seeing how much closer to a real full-time call we can get. And they finally came back and said like, we're gonna do this. We're gonna do this in a wise fashion. They structured it. So like the first year he gets more, the second year he gets a little bit less. The third year the church gets a little bit less with the idea that like each year the church should be adjusting their budget to compensate and get this guy to that with the, the hope that like with a full-time minister, they're able to grow their congregation to the point where they can support a full-time minister. So it was just this really cool, super encouraging exercise. And what I loved about it is the only real debate that was going on was about do we need to do more? There was no one being like, wait a second, why are we, why are we putting more money to this? The whole thing was like, is this actually enough to accomplish what we think God wants to do with this person's call? Because if, if God is truly calling this man to this, this particular church, and we believe that he is. Then what do we as a, as a people of God need to do to enable that call to look like what we actually believe calls to ministry are supposed to look like, which is a full-time call to ministry that is undistracted by the cares of the world. What do we need to do? The answer in this case was like, I think we need to put a sizable amount of money to it. Um, it's a, I mean, and again. I'm not gonna say it on the air. It was not a small chunk of change. Um, it was, it was a, it was a large amount of money that was devoted to this cause and that just goes to show how much this body values the importance of a full-time minister of the word, so. [00:16:50] Jesse Schwamb: Right.  [00:16:51] OPC Love and Recommendation [00:16:51] Tony Arsenal: That's enough about that. I, I could gush about how proud I am to be a part of this body and how encouraged I am and how amazing it was and how awesome this, this guy, how, how much this guy must be thanking God for the providence and like, this is the last thing. I'll say this, this young man younger than me, I think he's graduating seminary. I saw him across the room. He looks like he's probably in his mid twenties, right? Young guy. He's got a wife doesn't have kids yet coming into this ministry, not only is he coming into this ministry, but as a Presbyterian minister, when he's installed as the minister of this church. He will be joining this body of presbyters as the, as his brothers like. He is not a member of the local church. He's a member of the presbytery, which is the regional church. So now he's coming into this fully supported by his brothers in the presbytery that he saw go to the mat to make sure he was properly taken care of, that the congregation was not unintentionally taking advantage of his labor, but also that he knows that all of these men are willing to do what they need to do to make sure that his ministry is successful and edifies the church like that is. Uh, I don't want to gush on Presbyterianism too much, but like that is Presbyterianism at peak form, right? This is the body of elders making sure that every church in the region, even the ones they're not directly ministering in, has what it needs to succeed and to honor God and to do what needs to happen. So I'm affirming the presbytery of New York and New England and the Orthodox Presbyterian Church. Um, I have been so blessed by knowing many of these presbyters. I've been so blessed by being a part of the congregation that I am. There are lots of really great churches and really great denominations out there. If you are looking for a church and there is an OPC congregation in your area, absolutely go check it out. I know it feels stuffy sometimes, and I will admit, like sometimes it feels a little bit overly traditional in terms of like just the vibe of the congregation,  [00:18:52] Jesse Schwamb: right?  [00:18:52] Tony Arsenal: But press past that because I don't think, I don't think you will find, um. You may find lots of congregations that are as faithful. I don't think you're gonna find many that are more faithful than your average OPC congregation. So I could be wrong. I just, I just love the OPC. I just really, really love it. So that's my affirmation. What do you got for us, Jesse?  [00:19:18] Denial Catholic Confession Math [00:19:18] Jesse Schwamb: I think I got denial, which is maybe a little bit unusual for me. [00:19:21] Tony Arsenal: As long as you're not denying the OPCI think we're fine.  [00:19:23] Jesse Schwamb: No, it's, it's not, it is church related and I, I'll try to keep it short 'cause I think I can make this way longer than it, it probably should be, but lemme think how to phrase this. So, I don't know with a devil negative, I guess when I'm a denying against is maybe not enough confession by your own standard. So the, I'm gonna try to make this so brief. I, I just happened to be out with my wife this afternoon and we had to run errands. We got stuck in traffic and this gave me longer than usual to sit in front of our. Very local and very large Catholic church. So I happen to be looking at their sign. It's a very large congregation. I've been actually been in this one on a couple of occasions for funerals. So not only do I know its size and scope, but again, if you get, if you get on this road at the wrong time on the Lord's day, you're gonna be stuck for a long time because there are so many people that attend. I say that because I noticed on the sign that there were three times for mass on the Lord's Day. So that also says something about the number of people coming through. And then on the sign though, underneath it said for confessions, go to our website. Mm-hmm. So I was like, man, I gotta lick this up because I can't tell if they're telling me I can confess on the website or if it's go to the website for the times. And I said to my wife, only half jokingly, if I can confess online, I'm gonna confess something. So I went to, I went to the website and, and sure enough it was almost disappointingly. It was just the times.  [00:20:45] Tony Arsenal: Yeah.  [00:20:46] Jesse Schwamb: Here's what I've found interesting, which just launched me into this like deep rabbit hole. There were three times for confession. Two of those times were just a half an hour, and the third time was an hour. So, uh, what I did was I went through, actually, I think what they had on there was, was three full hours a week. It was a little bit confusing, but I think it was three full hours. Now I think about it. So I went back, I just couldn't help myself, Tony. So I started to think, alright, let's say. I think it's fair to assume  [00:21:15] Tony Arsenal: math, Jesse is kicking in right now. Yes. You're gonna calculate how many minutes per, per person is what you're doing. I'm thinking, ah,  [00:21:22] Jesse Schwamb: yeah, it's something like that. So what I thought was, I don't think it's, uh, I was gonna be conservative. I wanna be fair. I wanna be fair. So, and now we should say like, I think most people realize that the Catholic understanding of confession and the Protestant one is, is very different. The Catholic sacrament of confession is the right through which Catholics are gonna confess their sins to a priest receive absolution, and it's gonna restore the relationship with God in the church. And, and they're gonna believe that the priest acts as a person of Christ and is bound by the seal of confession and an absolute kind of obligation. Uh, of course never to reveal what was disclosed during that process. So, by the way, the website that I went to, lovely instructions. I mean, I was like, wow. I was reading it to my wife who was, uh, not familiar with this at all, and she was like, they can make you do stuff. And I was like, well, yeah. I mean, obviously like there's, there's a portion of this where there's contrition or penant penance. It could be a prayer, it could be act of charity, like all kinds of stuff. So I went back and I thought. I don't think it's unreasonable that there's 350 persons that would say, let's say an average, uh, that would wanna take part of confession. Now, let's say that they did that at, at least monthly, just once a month. And, and I don't know how people's conviction is on that, but I'm gonna say conservatively once a month. Let's say that, and I don't think this is unreasonable, Tony, but you tell me. Let's say you're, you're trucking, you're moving through confession. Let's say it's five minutes a piece. So we're up to 1,750 minutes, uh, per month. That's the demand on the priest because I was, I was looking at this time and I was thinking something is strange here to me, so. That was the demand then, and I'll spare you the other math, which could be very long and un uninteresting. I'm coming up with, you'd need 2.24, two and a quarter priests, which of course you can't have a quarter priests or a quarter person for any reason. So you'd hire, you'd hire three priests, which satisfy the demand if, and the major assumptions here, that is like everybody can't show up at the same time. Obviously, I'm assuming that like everybody has their own time, they're spreading it out. So everybody gets the confession, but it's just five minutes. And I, I have no idea. I mean, if you're a Luther, that's certainly not sufficient time.  [00:23:20] Tony Arsenal: Yeah.  [00:23:20] Jesse Schwamb: And you would need three priests. Now here's the thing that I just kind of backed into that, besides like three being like, okay, that, that's, you would need three priests just to satisfy this congregation. If they're confessing for five minutes, once per month. Uh, by the way, if you said, well, half the congregation is going to go weekly, uh, then you, you would double the number of priests you need to 5.98 or six. But here's, here's the bottom line for me. This is why the denial comes in about maybe not enough, is. If you were just to distill that down to like, if you could have one priest cover that time, that there's a demand for like 779.4 hours, or excuse me, minutes of confession, that priest would only be allocating approximately like seven and a half percent of their working hours, their work toward handling confession. This seems like not enough confession given the standards of confession in the Catholic church. And again, I know that I'm, I'm now allocating that to one priest and I just told everybody you need three. That's true. So if you had these three now, if you hired three just to meet the demand, that would only be about like three and a half or a little under three and a half percent of their combined time. So the denial is Catholics, I think, unless I'm way off in some of my assumptions here, you might not be confessing enough by your own standards because  [00:24:33] Tony Arsenal: Yeah.  [00:24:34] Jesse Schwamb: Uh, that seems like not enough time.  [00:24:38] Tony Arsenal: Yeah. Yeah.  [00:24:39] Ritual Faithfulness Explained [00:24:39] Tony Arsenal: I mean, I think, um. I don't want to be too bombastic here, but I think,  [00:24:46] Jesse Schwamb: I think I already started this on this  [00:24:48] Tony Arsenal: path. Maybe this, maybe this isn't all that bombastic. Um, because this is so much about ritual and actually I say this is gonna sound really, we, we go, but trying to think from the Roman Catholic perspective, it's actually not, and I'll I'll tell you a brief story, uh, to explain it. Um, a lot of Roman Catholics are just going through the motions. [00:25:13] Jesse Schwamb: That's true.  [00:25:14] Tony Arsenal: But the point, the, the, the point of contention actually is that going through the motions is valuable for the Roman Catholic, right? So I, I knew this, uh, this young woman when I was in college who was a Roman Catholic, and we had many discussions about, about the differences between Protestantism and and Roman Catholicism. And what I came to understand is that going to mass for her. Itself was an act of faith. And so for the Roman Catholic, the concept of, of faith is different than the concept that Protestants operate under. So for the Roman Catholic who, um, goes to mass, even when they feel like they're, like, when they think they're just going through the motions, going through the motions is itself the act of faith. And that's because for most of Roman Catholics, most of Roman Catholicism, faith really equals faithfulness, right? So, so doing the act is the act of faithfulness. Doing the act is faith. Where for the Protestant, like faith is about belief and trust and knowledge. Like it's, it's an. Not entirely intellectual, but it's, it's an inward thing for the Roman Catholic faith is an out is primarily an outward thing. It's what you do, it's how you act. It's faith formed in love. It's faith formed in charity.  [00:26:36] Jesse Schwamb: Right.  [00:26:37] Tony Arsenal: So I think most Roman Catholics going to obligatory confession first. I think once a month is probably like, probably more frequent than most Roman Catholics go to mass or go to confession. Um, I thought I read a stat that it was like every six months is, is pretty average and I think that's what's required by the church maybe even once a year is, is required by the church. Um, I think like most Roman Catholics go into the, the confessional booth and like father forgive me for I've sinned. It's been such and such a number of days since my last confession. Right. And they may bring up a couple particular things that they've done and, and then I think the priest commonly absolves them of all of their sins. Like, almost like in an omnibus fashion and then prescribes their acts of penance, which is it, it like, honestly, it's probably things they should already be doing as a faithful Catholic saying Hail Marys and doing our fathers and acts of charity and things like that. So I think your math is probably right. [00:27:39] Protestant Repentance Particular [00:27:39] Tony Arsenal: I think your, your theory that more confession is probably like, I'm gonna read this from, uh, the Westminster confession, just to, just to say it here, is, this is chapter 15, which is titled of Repentance Under Life. And this is, uh, this is section five or paragraph five. It says, men ought not to content themselves with a general repentance, but is every man's duty to endeavor, to repent of his particular sins, particularly. And I think that's just such a beautifully phrased sentence like. Not only is it like potent theologically, but like, it just, it just feels good, like in terms of like the English language to repent of your particular sins, particularly. And like the idea is yes, Protestant reform, Christians affirm a general repentance from sin, right? We repent of our sin before the father, uh, as a result of our, of our coming to faith in Christ. And as part of our sanctification, we mortify our sin and we, Viv we are vivified by the spirit and repentance falls in that ongoing sanctification process. And there is this general repentance of like, I repent of the fact that I'm a sinner and that I commit sins, but there is this element in the reformed faith of like, I should be confessing to God. And I think by extension, like we should be confessing to our fellow Christians, our particular sins, our individual sins, and we should be doing that on particular occasion. And I think like. The Luther style confession of like going into the confessor and confessing like every particular sin. Particularly I think most Roman Catholic priests would, priests. Priests would probably have the same reaction Tobits did where he was like, get outta here. Like, come on dude. Like just go live your life and like deal with it. I think that's probably the reaction most Catholic priests would have. But yeah, I think you're right. Like if we're really talking about like. Five, five minutes of confession once a month and that somehow having some sort of spiritual efficacy. I'm not sure I buy that math. Like I think you're, you're probably spot on.  [00:29:47] Jesse Schwamb: Yeah.  [00:29:47] Confession Hours Oddities [00:29:47] Jesse Schwamb: I just was curious about how many priests would be required and then the allocation of the duties. By the way, you are right. So I, because I had to check on this, the, the fourth letter in council of 1215 does say that the church requires confession of any grave or mortal sins at least once a year. But the church, yeah, strongly encourages more frequent confession as a spiritual practice, even for, of course, like the venial or the less serious sins in their eyes. So yeah, my thought here was just that. I think it's actually undervalued by way of the math. Like the, as the kids say, the math just isn't math thing for me on this one. But I was more curious about, since this is one of the seven sacraments, even if you just said like, well, it should have at least one seven of the allocation. That's like, what? Like something like 14%. And so this is, um, almost half of that. I just found it a little bit, a little bit odd and yeah, I think you'd have to be, uh, so in other words, when I looked at the, basically, here's the bottom line. When I looked at the hours for confession one, there were weird times and uh, two, I was like, that doesn't seem like enough hours. Like, it was just more like that. Like how that's like saying like, Hey, the post office is open three hours a week, and by the way, one of those hours is from seven to eight o'clock on Friday. Like they had some hours. One hour just on Friday was like, I guess that's the way you wanna start your weekend is like, let's get all of this off my chest. Yeah. And, and do it. Right. And the last thing I'll say by the way, is you're correct. When you look at the instruction they give you, and this is common of course, toward the end, when they say like, here's how you like wrap up your part. Actually everybody should go read, go to the local, local Catholic church website and read the instructions. 'cause in some ways they're just interesting and kind of, um, I don't wanna say funny 'cause I'm not making fun. I'm just saying like, they have to give you instruction if you've never done it before. And so most of us are not really probably familiar with the process and they give you explicit instruction and toward the end it's like, here's how you kinda like hang up the call with the priest. And it's like you said, you know, these are my sins and all others, would you be willing to forgive? So you're right. Right. They just kinda wrap them all up because it's sins of omission, sense of commission, it's all to be together. But I, I wonder, you gotta think there's people in there that are like. The priests are like, okay, man, just yeah. Wrap, come on, wrap, wrap it up.  [00:31:55] Confession Timing Talk [00:31:55] Jesse Schwamb: And other people that come in are just like, you know, forgive me father. And uh, lastly to your point, when they give you instruction about how you should start, of course you're always to signify how long it's been since your last confession. Right. Confession. And they say parenthetically, like, reference the days, weeks, months, or years. So you're right. There are gonna be people that probably do it very frequently and probably people who do it infrequently still, I would say I just couldn't believe for a church this large, that there was just three hours a week.  [00:32:21] Tony Arsenal: Yeah.  [00:32:21] Jesse Schwamb: For everybody else.  [00:32:22] Tony Arsenal: Yeah.  [00:32:23] Vance and Papal Authority [00:32:23] Tony Arsenal: This leads me to two very brief sub, uh, denials slash affirmations. Uh, I don't know if you saw this, um, this is not a political statement, right? I, I have lots of feelings and thoughts about the current administration and I think most of my feelings and thoughts would surprise. Everybody. But I thought it was hilarious because JD Vance, who is a Roman Catholic, uh, confessed Roman Catholic part of the Roman Catholic Church, uh, he ha I, I'm not sure if I'm affirming or denying this, there was this funny, uh, funny exchange. I think he was at doing like a, doing like a TPU, I don't know, speech. He was doing a speech at some conservative event and he said something like, I think that the Pope should be more careful when he makes theological statements. I'm wanna be like, do you understand what the pope is in your religion? That was one of my sub denials. Uh, I don't remember what the other one is, so it must not have been that important. It'll come back to me at the worst possible moment and I will try very hard not to interrupt our show for it, but I probably will fail.  [00:33:25] Jesse Schwamb: Yeah.  [00:33:25] Reading Matthew 21 [00:33:25] Jesse Schwamb: Listen, we, we gotta get to some scripture because. We're, we're doing this old school style where we take like half the time and just talk about affirmations. It's true in house. It's true. Which is great fun. But let's, let's get back to Matthew 21. And I, I know we did this last time, but I am gonna rock through the passage 'cause of course, that's the best part of any of our discussion, is actually hearing from, from the Holy Spirit through the scripture, uh, which he's given to us. So this is, uh, Matthew 21, starting in verse 33. And you're gonna hear the, the whole thing right here. Uh, this is Jesus speaking. Listen to another parable. There was a landowner who planted a vineyard and put a wall around it and dug a wine press in it and built a tower and rented it out to vine growers and went on a journey. Now, when the high risk time approached, he sent his slaves to the vine growers to receive his fruit, and the vine growers took his slaves and beat one, killed another, and stoned a third. Again, he sent another group of slaves larger than the first, and they did the same thing to them. But afterward he sent his son to them saying they will respect my son. But when the vine growers saw the sun, they said among themselves, this is the heir. Come let us kill him and seize his inheritance, and they took him and threw him out of the vineyard and killed him. Therefore, when the owner of the vineyard comes, what will he do to those vine growers? They said to him, he will bring those wretches to a wretched end and will rent out the vineyard to other vine growers who will pay him the proceeds at the proper seasons. Jesus said to them, did you ever read in the scriptures the stone, which the builders rejected? This has become the chief cornerstone. This came about from the Lord, and it is marvelous in our eyes. Therefore, I say to you, the kingdom of God will be taken away from you and given to a nation producing the fruit of it. And he who falls in the stone will be broken to pieces, but on whomever it falls, it will scatter him like dust. And when the chief priests and the Pharisees heard his parables, they understood that he was speaking about them. And although they were seeking to seize him, they feared the crowds because they're regarding him to be a prophet. [00:35:28] Tony Arsenal: Yeah. Yeah.  [00:35:30] Pharisees Condemn Themselves [00:35:30] Tony Arsenal: This is like a super heavy parable. Right. And we talked a lot last week about how like the point of this parable is not necessarily to try to instruct the Pharisees or the Sadducees. Like it's not to instruct the people who were going to reject Christ, uh, the, the builders who would reject the cornerstone. It's really a parable to teach those. Who are observing this process happening. But I think it's, I, I think it's really interesting just listening to you read this and reading through it, and I guess this is a question I haven't asked and I, I need to study a little bit more. It's crazy to me in verse 41, um, Christ seems the, the, the, um, Matthew seems to say here, and maybe I need to do a little bit more Greek study, so bear with me and, and have grace if I'm wrong here. Matthew seems to say that like Christ asks the people he's speaking to, the Pharisees he's speaking to, what is he gonna do to these people? And the Pharisees answer, he's gonna put those wretches to a miserable death.  [00:36:36] Jesse Schwamb: Right?  [00:36:37] Tony Arsenal: Like the people listening to this parable understand the outcome, like they understand the. The consequence that the, the, the vineyard owner or the vineyard tenant tenants are facing based on their lack of faithfulness to the covenant. To me, that is like a really striking part of this parable. And, and it's not even like the parable proper, but like the striking element of the context of this is that nobody listening to this parable, including the Pharisees that this parable has basically spoken against, nobody fails to see the gravity of the consequence of rejecting God's emissary, like rejecting the Messiah. That to me is like a really, I dunno, paradigmatic. Portion of this that I think we need to grapple with. This is not an unclear, an unclear outcome. This is not, this is not masked or vague or OPA opaque. Like everybody understands, the people who reject the Messiah are going to face dire and eternal consequences for that act. [00:37:48] Jesse Schwamb: That does make this really interesting, doesn't it? Because it's not just entirely like Romans one adventures or even Romans two. It's that this is what Jesus does and he does it in a profound way that's not trickery like I think kinda like you're saying like the lead up to this isn't as if he's even leading the witness. He's making it very clear, all like the parameters of the story and the characters involved and what should be the proper judgment. And it's not as if like they start saying, they're like, oh, we shouldn't say anything more like we, we plead the fifth because it's gonna condemn ourselves. He draws his audience in to producing and pronouncing like their own sentence. It's very much like, I think I mentioned this last time, the prophet Nathan and David, isn't it? It's the exact same. Yeah. And the verdict is unanswerable, like even in its own terms. These other, like these other vine growers, prefigures of course like the inclusion of the Gentiles and the apostolic office. But I like that what Jesus does here, even before he gets to that point, is he extorts from them an acknowledgement of the punishment which awaited them. And so in this way there's like, I think the Puritans use this passage a lot actually to demonstrate that the natural conscience even of like the unregenerate, still bears witness to divine justice. That's Romans two. Like they, they can't get out from underneath it and Jesus isn't using any trickery on them to get them to say this thing. They are compelled in their own way, even being unregenerate to, like you said, even as they're rejecting the Messiah to recognize that punishment is due these characters in the story, even as they perceive at the end that they are those characters. [00:39:21] Tony Arsenal: Yeah.  [00:39:22] Jesse Schwamb: Saying we'll receive the judgment.  [00:39:24] Tony Arsenal: Yeah.  [00:39:25] Usurpers Not Misguided [00:39:25] Tony Arsenal: And I think too, like, um, this is kind of one of those chicken or the egg scenarios, right? Like Christ is both recognizing the intention of their heart as well as prophesying. And, and not just prophesying, but like inception level prophesying the, the outcome of the intention of their heart. And so like, again, like we've, we spent a whole week kind of like leading into the parable and now we spent a whole week, we're gonna spend a whole week again kind of leading into the parable. This is such a deep parable, and that like Christ is not just laying bare. The fact that the, the people who were going to reject him were doing so out of this sort of like attempt and intention of usurping the kingdom of God for their own purposes. I think that brings a layer to this that we don't often appreciate in. Christ's interaction with the Pharisees. I think sometimes, and maybe this is because I just listened to an episode of where Matt Whitman on the 10 minute Bible hour talked about this. I think sometimes we actually have a tendency to sort of be sympathetic to the Pharisees where we think, you know, they were, they were just trying to obey God's law and they got a little sideways on it and you know, they were putting these boundaries in place, but they were doing it in this sort of like misguided attempt to protect the people. Christ actually here seems to contradict that in that the comparison he's making is not to a, a well-intentioned group of people who just get it wrong, but he's painting the Pharisees, the, the religious leaders, the Sadducees, the chief priests. He's painting them as these usurpers who recognize the proper authority of right. The master and his emissaries and ultimately of his son, they recognize this proper authority and rather than submitting to it and submitting to the covenant obligations that they, they already actually agreed to, instead of doing that, they're going to reject that authority and try to take it for their own right. It's not just that they do the wrong thing, it's that they recognize the heir, which is Christ. They recognize this heir and they kill him to try to take his place. That is a really heavy element of this parable. Christ is not painting. Um, the, the, the Pharisees here, the, the religious leaders. He's not painting them as um, well-intentioned, but ultimately wrong, which is I think a lot of times, and I think there's reason to do this right. I'm not being overly critical and I've done this, I've actually done this myself, and I think there's some. Space for it. Like the Pharisees were wrong, but they were wrong, kind of in the right direction sometimes. Um, Christ is not really on board with that, at least in this parable. Right. This isn't about them thinking that the heir was a threat, and so killing the threat in, you know, inadvertently this is them absolutely seeing who the hair, who the heir is, and intentionally deciding to reject that heir and to murder him and to try to take his inheritance. Mm-hmm. That's an affront to not only the heir who they murder, but an affront to the owner of the vineyard himself, which of course in this parable is figured to be God the father primarily. But God in sort of general terms, like the whole Godhead, um, with Christ as the second Adam has, as his representative, as his heir. This is a really heavy parable and I think where this comes into play for us in our own Christian life is. Are there times where we. Sort of do the same thing in refusing to, maybe it's tie into your denial a little bit. Like refusing to acknowledge our own sinfulness, refusing to acknowledge the ways that God has provided for us. Um, do we at times look at what we have and lay claim to it as though it is our own inheritance that we've taken? Um, right. Do we kind of crucify the son of God anew in, in refusing to repent of our sins particularly? I dunno. I think those are some open questions for us to kind of explore as we dig into this a bit more. [00:43:54] Jesse Schwamb: And that may relate as well to, well eventually at some point, I dunno, like 2040, get to like the parable of the talents. There's some similarity there with a little bit, right? You're saying? I think you're right.  [00:44:06] God Does All the Verbs [00:44:06] Jesse Schwamb: And where I think we can anchor some of that is in those first couple of verses. I'm really always impressed by really the number of action verbs that are packed within, like that just initial statement of Jesus explaining the situation. [00:44:19] Tony Arsenal: Yeah.  [00:44:19] Jesse Schwamb: So he sets it all up and he's saying there's a planting that goes on, this landowner puts up a wall, digs a wine press. Builds a tower and then RINs it. So there's all these like amazing things being done, all this action verb. And I, I think in part why he comes against the Pharisees so hard in the same way that we're looking at like the parable that, uh, the, uh, talents for instance of saying like, what did you do with that was entrusted to you was like this great treasure which Christ has entrusted or God has entrusted to his people, which is, is the gospel essentially is, is all a prophetic witness, is like the truth of who God is and his revelation of himself. And so I think. The first thing we gotta see in those verbs is that there's this emphasis that the vineyard was God's sovereign creation. You know, he plants it, he chose it, he established it. Israel didn't plant herself. She was planted. And that sovereign initiative is foundational, I think in, like you're saying, the parables indictment, because these vine growers, they don't possess anything that they did not receive. Right. You know, they did not find a vineyard already planted, but God himself made it from the wilderness that all his glory, all the glory might be his. So. I think it's helpful for us to observe that the church is always the planting of the Lord and that no congregation flourishes that is not first planted by God. And so there is a major offense here when those who are to care for it, who know, like you're saying, that they ought to care for it, who understand something about the hierarchy and the way it has been entrusted to them. Not to only break that covenant, but then seek to try to usurp the power in the roles of those whom they should be, quite frankly, in our own language, like under shepherds too. And so it starts with all, all those verbs. Like I think we could probably spend a. A lot of times just speaking about what does it mean? Why? Why is there all this explicit in particular language about the fact that there's a hedge and there's a press besides just these are part in piece mail or part and parcel of what it means to have a vineyard, apparently, but that they're all part of this narrative of God talking about how he protects and cares for his people and sets them in a place and chooses them and is particular about the construction and does so with great volition and authority and care and concern and creative ability. And then again, you have those who are meant there to do the very job that he's entrusted them with. And not only are they not doing that, and of course you're right. Jesus elsewhere, comes in, comes in hot, right, with a Pharisees saying like, listen, you set burdens on people's backs that you yourselves cannot lift. You're twice as in the hell as anybody else, and that's who you are. Yeah. It's not just hypocrisy, but you're literally setting people up to fail in this. So you can see how you're right. It's not just like, guys, I appreciate that. Like you wanted to set up some additional boundaries and maybe you took it a little bit too far. This parable is just scorched earth. It's, it's nuclear. Yeah.  [00:47:10] Tony Arsenal: Yeah.  [00:47:11] Scandalous Vineyard Setup [00:47:11] Tony Arsenal: And you know, I think, um, we are obviously gonna spend another week on this 'cause we still have not really addressed a single verse in this parable. I, I think like a lot of ink has been spilled on explaining sort of like the feal agricultural arrangements of this passage. What it represents. M my understanding is. A typical arrangement would be that a, a landowner would basically just lease out land and the tenants would be responsible for the planting, for the development. Right. And the, the, the landowner would essentially just collect a portion of whatever they produce. Right. This parable is actually taking this a step further. Exactly. That it's not as though the landowner just says like, all right, you can use this land. Right. And I own the land, so I get a portion of the pro, the profit. He's actually done all the work. Yes. And all that. The, all that the, the tenants need to do essentially is reap the harvest and then provide the portion of the harvest that belongs to the landowner, and so there is a greater investment. Of the landowner into this land than would be expected. We've commented in the past about how a lot of times the, the parables start on sort of a premise of shock. Like there's a, there's an element of the setup of the, of the parable where the audience would kind of like sit back and gasp or kind of be like, wait a second. Like that's not normal. Right. In the parable of the, the, um, lost son, it was the idea that like the son demanded his inheritance. And that wasn't the shocking part. The shocking part was that the father just granted it. Right. Or, um, the lost sheep, like the, there's actually a sort of a shocking element to the fact that like the, the land, the like sheep owner would just go get this other sheep. So we've, we've commented on there's kind of like. There's sort of like a scandalous setup. The scandalous setup in this is not that the land has been leased to tenants, right? It's that the land has been prepared for the tenants before it was leased out in the first place. And I think that's something we might miss if we read over this too quickly, is. The landowner has prepared everything for these, these tenants.  [00:49:30] Jesse Schwamb: That's right.  [00:49:31] Tony Arsenal: So the, the, at the, the punchline of the parable where they refuse to acknowledge the sovereignty of, um, sovereignty and maybe a lowercase s in the, in the context of the parable, they refuse to acknowledge the sovereignty and the rightful claim of the tenant or of the landowner on the, the profit of the land. And sort of like highlighter emphasized by the fact that they actually didn't do any of the work. There's a certain kind of like Amer, like American rugged individualism where we're kind of like, yeah, like if I planted all the crops, then it's kind of lame that this guy's coming in expecting to take a portion of it, right? Like, yeah, I guess he owns the land, so maybe he gets a little piece of it, but like, who does he think he is? All of that already is already short circuited. Like I. The, these tenants are not actually, um, portrayed as doing anything in this parable. That's right. Like they just lease the land. They, they, um, and leased is not really like the right. The right word, the, the Greek word is omi, which is like he gave over the land to them. Um, when we say leased, we have this idea that like the tenants pay to use the land and then like part of their contract is that whatever profits they reap, uh, off the land goes back to the, to the landowner. This is really more like the landowner graciously allowed them to live on this land, and the only payment he required was that they would eventually provide him part of the profit back. Like he's planted the land, he's put up the fence around it. He dug the wine press so that they could make a product out of it. He built the tower so it would be defended. Yes. And he gave it over to them essentially just to like live on until it was time for the harvest. And all he is asking for is basically like, alright, so this is my land. I've planted the vineyards, the profit is mine to have. And so when the time came for him to come claim that that's where they have now rejected him. Yes. That's where they've now said like, I know you did all the work and really graciously allowed us to live in this land, but we're gonna keep all of it for ourselves. That's the scandal of this. That's what I think like the original audience would've set up and like, wait a second here. Like, hold on. They didn't even plant the vineyards themselves. They didn't even build the tower themselves. That's really the force of this that I think we miss when we, when we overemphasize, trying to think through like what the original agricultural arrangements were. 'cause this is painted. Very different than what the original arrangements would've been typical for. Like this is a different scenario and I think intentionally so,  [00:52:09] Jesse Schwamb: and we need those words like rented, at least in English, to help us understand that it didn't belong to them. It wasn't a gift, right? It wasn't as if like it was just turned over in the sense that it belongs to you now do with it what you will. And it's very clear in the passage one, like you said, that the landowner does all those things. So it was a, you know, he completely set it up. I mean, this is just such a beautiful, I think, depiction of the hold of prophetic, you know, understanding of God's word here, but it's very clear that says the, he sent his slaves to the vine growers to receive his fruit. So you're right. The scandal is that they're like, well, obviously. They need to give him his fruits, like  [00:52:48] Tony Arsenal: right.  [00:52:48] Jesse Schwamb: It was all set up before he left on this long journey. He then turned it over to them to care for, and that was really all that they were supposed to do. They had no role in this. And so it does like lead us in into this weird space where it's like, well, well what, what did the Pharisees think they were trying to do themselves? What does actually Jesus commenting on, on their own, like licit on their own initiative here, is he basically saying that not only are they not respecting his sovereignty, but they were trying to claim for themselves what only rightly belongs to God that even their position right. Society in culture as their representatives, God himself, they wanted to take that over for themselves, which he does bring that condemnation upon them in other parts of the scripture. So again, this is really hot. I think it's a, it's both heat and light, but there's no doubt that there's fire to this, right? Because it's a direct indictment that God the father set all of this up. You yourselves are on rented property, but guess what? Even the property that you've rented, I'm not exacting a tax from you as if like you have put forward and grown or supplied or created some kind of profitable outcome here. And I just want a piece of that. He's not even talking about tithing in that sense. What he's basically saying is, none of this belongs to you. Like how? Right? How dare you? None of this is yours. I set all of this up and in fact, because you've done so poor poorly at this, I'm gonna take it away from you and give it to those who actually produce fruit and guess what's gonna be the Gentiles? So it's, there's a wild. Amounts of condemnation packed into a very small story.  [00:54:19] Tony Arsenal: Yeah. Yeah. It really is.  [00:54:22] Tenants Add Nothing [00:54:22] Tony Arsenal: Um, there is nothing expected of these tenants. Right. There's no contract, like there's no terms, they, they really add nothing to the, the landowner's land, except I guess maybe they're the ones harvesting these, this fruit. Right. But even that's not explicit in the parable.  [00:54:43] Jesse Schwamb: Exactly.  [00:54:43] Tony Arsenal: Right. Right. He, he does all just to steal your thunder, like he does all the verbs. Yes. All of the ves are done by the landowner.  [00:54:50] Jesse Schwamb: Yes. Right  [00:54:51] Tony Arsenal: on. There is an implication that the, the tenants are somehow like the ones harvesting this, or they're the ones producing the wine, I guess, in the wine vat or the wine press. But at the end of the day. A normal tenant landowner agreement would be, I'm, you're, first of all, you're probably gonna pay me to use this land, right? You're paying me to use this land, and the way you pay me is you're gonna plant the, the gr the crop. You're gonna harvest it. You're gonna make the produce, and all I'm gonna do is let you live on this land. I'm gonna take the pro, like the profit, you're gonna pay me outta that profit. There is nothing asked or expected of these, th

In this powerful episode of The Reformed Brotherhood, Tony and Jesse dive deep into Matthew 21:33-46, examining Jesus's parable of the wicked tenants. The hosts unpack how Christ masterfully draws the Pharisees into pronouncing their own condemnation, revealing not merely theological error but intentional usurpation of God's authority. Through careful exegesis, they explore the shocking setup of the parable—where the landowner does all the work while the tenants contribute nothing—and how this mirrors God's sovereign initiative in salvation. The discussion touches on confession, the value of full-time ministry, and the scandal of rejecting the Messiah despite recognizing His authority. This episode challenges listeners to examine whether they, like the Pharisees, attempt to claim God's work as their own. Key Takeaways God Does All the Verbs: The parable emphasizes that the landowner planted, built, protected, and prepared everything—the tenants contributed nothing yet claimed ownership of the fruit. Self-Pronounced Condemnation: Jesus draws the Pharisees into declaring their own judgment, demonstrating that even the unregenerate conscience bears witness to divine justice (Romans 2). Intentional Usurpation, Not Mere Error: The Pharisees weren't well-intentioned but misguided; they recognized Christ's authority as the heir and deliberately murdered Him to seize His inheritance. The Scandal of Grace: The parable's shocking element is that the landowner prepared everything before leasing the land—far exceeding normal agricultural arrangements and illustrating God's unmerited favor. Ecclesial Support for Ministry: The OPC presbytery's decision to fund a full-time call demonstrates how church structure can honor the ministry of Word and sacrament by freeing ministers from worldly distractions. Particular Repentance Matters: Westminster Confession 15.5 teaches that believers should not content themselves with general repentance but "endeavor to repent of his particular sins, particularly." The Stone Rejected Becomes Chief: Christ's citation of Psalm 118 reveals that the very rejection by the builders (religious leaders) was God's plan to establish the cornerstone of salvation. Key Concepts God Does All the Verbs The concentration of action verbs attributed solely to the landowner in Matthew 21:33 is theologically significant. The landowner plants, builds, digs, and rents—creating a fully functional, productive vineyard before the tenants ever arrive. This arrangement differs radically from typical first-century agricultural practices, where tenants would lease raw land and develop it themselves, sharing profits with the landowner. Jesus deliberately presents an extraordinary scenario where the tenants receive everything prepared and ready, requiring only stewardship of what already exists. This parallels God's sovereign initiative in election and salvation: believers contribute nothing to their standing before God, receiving instead a fully accomplished redemption. The Pharisees' rebellion wasn't against burdensome requirements but against simply acknowledging God's rightful ownership of what He alone created. Intentional Usurpation, Not Mere Error The hosts challenge the common sympathetic reading of the Pharisees as well-intentioned legalists who simply got sidetracked. Instead, verse 38 reveals the tenants explicitly recognize the son as heir and plot to murder him to "seize his inheritance." This isn't accidental rejection but calculated rebellion. The Pharisees weren't confused about Jesus's identity or authority—they understood precisely who He claimed to be and deliberately chose to destroy Him rather than submit. This interpretation carries significant weight for understanding the nature of unbelief: it's not primarily intellectual confusion but volitional rebellion. The religious leaders didn't need more evidence or clearer teaching; they needed transformed hearts. This same dynamic appears whenever humans recognize divine truth yet choose self-sovereignty over submission to God's rightful claim on their lives. The Scandal of Grace The parable begins with a scandalous premise that would have startled Jesus's original audience. Unlike normal tenant farming arrangements where landowners simply provided land in exchange for a share of whatever the tenants produced through their own labor, this landowner invests everything. He doesn't just own the property—he plants the vineyard, constructs the protective wall, digs the wine press for production, and builds the watchtower for defense. The tenants receive a turnkey operation requiring minimal effort. This extravagant preparation mirrors God's unmerited favor toward Israel and, by extension, the church. God didn't merely create humanity and wait to see what we would produce; He established covenants, sent prophets, preserved His Word, and ultimately sent His Son—all before requiring any response. The only "payment" demanded is acknowledging His ownership of what He created. The parable thus exposes the absurdity and ingratitude of claiming God's work as our own achievement. Memorable Quotes God does all the verbs. All of the verbs are done by the landowner. There is nothing expected of these tenants—they really add nothing to the landowner's land. Christ is not painting the Pharisees as well-intentioned but ultimately wrong. He's painting them as usurpers who recognize the proper authority and rather than submitting to it, they're going to reject that authority and try to take it for their own. Men ought not to content themselves with a general repentance, but it is every man's duty to endeavor to repent of his particular sins, particularly. (Westminster Confession 15.5) Transcript Welcome to episode 491 of the Reformed Brotherhood. I'm Jesse.  [00:01:12] Tony Arsenal: And I'm Tony. And this is the podcast with ears to hear. Hey brother.  [00:01:17] Jesse Schwamb: Hey brother.  [00:01:18] Parable of Tenants [00:01:18] Jesse Schwamb: So picture this, Tony, your landlord. You've built the perfect vineyard. We're talking wall watchtower, wine, press, the works like what everybody says. Everybody knows you need all those things. You've got it all set up, and then you hand the keys to some tenants. You take a long trip, you go enjoy yourself. And when the harvest rolls around, you send your servants to collect the rent. And shockingly, your tenants, they beat. Stone. Another, the kill a third. So naturally you think, you know what? I'll fix this. Lemme just send more people. That's obviously the problem. There's some kind of just profound misunderstanding about what's going on here and about our relationship in this business. And then when that doesn't work, you send your son now loved ones. If this were a business strategy, we would already be calling hr. But of course it's not a business strategy, it's a parable. And Jesus is telling it to the very people about to prove the parable true. So welcome back to the Reformed Brotherhood because we're in Matthew Chapter 21 and we're gonna be actually getting all the way into the parable of the Vine growers where the patience of God looks, I would say, to almost anybody else, to humanize at least almost reckless until you realize that's exactly the point. So yeah, grab your beverage of choice, grab your Bible, pull the car over, will you? Because this is gonna get real and we're going to reason together. But before we do all of that, let's do a little affirming with or denying against, what do you got?  [00:02:41] Inside Baseball Affirmation [00:02:41] Tony Arsenal: So this is a sort of inside baseball, uh, affirmation. Um, I'm not sharing anything, although it may feel like I'm sharing something that is private and like, uh, like confidential. It's not No, this is good. Um, so I had the opportunity to visit. Um, my presbytery, um, for those who are listeners of the show or people who like, have been with us a long time, um, I was part of a Baptist church. Uh, I've always kind of been a Presbyterian at heart, but, um, our church closed, uh, a little over a year and a half ago now. And, um, uh, I've joined an OPC congregation in membership now. We've been members there for about a year. And, um, so I've been visiting Presbytery, which is the, the meeting of all of the leadership of all of the churches. So we won't do a polity breakdown here, but basically like, it's, it's the regional meeting. It's the regional business meeting or church meeting for a group of churches in the OPC, the Orthodox Presbyterian Church. And so a lot of the meetings, you know, have the normal kind of business type stuff. You have reports from different committee committees and stuff. Um.  [00:03:48] Presbytery Call Debate [00:03:48] Tony Arsenal: Where this is affirmation is coming in here is at this most recent presbytery meeting, um, was pretty heavy on, um, licensing or, or, uh, not licensing on approving men who had received a call to formal ministry within the presbytery. And so in the OPC, and I would imagine that other Presbyterian bodies are not like super different, although I'm sure there's some variation in the OPC. Um, when a church intends to extend a call to a pastor, to a teaching elder, um, to a minister, they must have the call, which is. Is both theological but is also eminently practical. Like the call is a physical piece of paper that details, you know, what the pay is, how much vacation time. So it's kind of a combination between like a theological call and also a contract. Um, the presbytery has to approve that call. And so at this most recent one, there was a couple calls that were more or less uncontroversial. There was no question about them, and they were approved pretty quickly. But there was one call, um, one call to ministry that took, I, I, I didn't time it, but it was probably like four or five hours of debate and discussion in various fashion in order to get to a point where the presbytery could approve the call. So this was a call to a minister who is being called part-time, which is unusual in the Orthodox Presbyterian Church. Um, the OPC uh, acknowledges the fact that bivocational tent making ministry is sometimes a necessity, but really views the ministry of the word in sacrament as something that should not have. Distractions. And actually our book of church order talks about, doesn't use the word distraction, I think, but it talks about a, a properly ordered call to a full-time minister includes phrasing that the congregation promises to compensate them in a way that allows them to be free of worldly burdens and cares. And I might have not, not have gotten that wording exactly right. But that's the idea. And so this call was. Explicitly, um, not a full-time call it, they actually took the language out of promising to pay him in a way that he's able to ignore or to not be distracted by worldly care. And that was intentional, but there was a lot of question in discussion at presbytery level about the fact that the call did not include the phrase or the wording of part-time or bivocational. So the conversation started out of like, can this call be modified to include that? So it's explicitly known in this man's call that his calling is part-time, which is both theological, to make sure that the call is properly formatted, but also like very practical that the congregation should acknowledge explicitly that they recognize that this person is not, not going to be putting, you know, 40 hours a week or 50 hours a week towards this position. [00:06:34] Jesse Schwamb: Right.  [00:06:34] Tony Arsenal: Um. What I'm affirming is where it got to, right? So there was lots of discussion about that. There was some finagling about the retirement package. The OPC recommends that a, a minister be given a retirement contribution of no less than 5% a year of his salaried package. Um, which there's a couple line items that go into that, but 5%, and this was a little bit less than that. And this is what I'm affirming and this, I, I don't know that this is a super widespread thing that would happen all across the, um, the OPC, but it happened in the presbytery of New York and New England this past week, and it's just amazing. And I just, I just want to lay it out there and then I want to hear your reaction. [00:07:13] Funding Full Time Ministry [00:07:13] Tony Arsenal: And I, I wanna hear your reaction as the son of a minister who labored his entire adult, more or less, his entire adult career in ministry, working two or three additional jobs on top of his ministry, the presbytery decided. That because it did not like the idea of a part-time minister. They didn't think that was appropriate. They didn't think that that was good or that that was really the right goal. The presbytery allocated, I'm not gonna say the figures 'cause they're not super germane, but allocated a significant amount of money to be dis to be dispersed to the church for the next three years in order to take what was a part-time call and enable it to become a full-time call. [00:07:54] Jesse Schwamb: Wow.  [00:07:54] Tony Arsenal: And so there are a lot of, there are a lot of church bodies that would say, yeah, we don't love the idea of bi-vocational ministry. You know, we really think it's ideal that a minister could be full-time. Um, they may even put some, some theological freight behind that. Um, I have never encountered a body, um. That was willing to put a sizable amount of money towards essentially supplementing a part-time call to make it full-time. Um, this was just amazing to me, and the candidate was there. I didn't get a chance to talk to him, but I would love to talk to him about what he felt. I, I can just imagine the phone call to his wife who was not, not at presbytery, but to his wife, following the outcome of this to be like, you are never gonna believe what just happened. Right? This is a family who was intending to move across country. Right. He's currently a student at Westminster, California in seminary, uh, California, Westminster Seminary in California, finishing his M Div. They're planning a cross country move into a part-time position where she's probably gonna have to find a job, and then also he's gonna have to find a part-time job. He had the ability to call her on the break and be like, you're never gonna guess what just happened? You're never gonna,  [00:09:09] Jesse Schwamb: it's wild.  [00:09:09] Tony Arsenal: Uh, sorry, I'm getting a little emotional here. You're never going to. Believe how faithful God is in this. Right. So I'm interested to hear your reaction to that as the son of a, of a try and quad at times Quad vocational. Yeah,  [00:09:23] Jesse Schwamb: for sure.  [00:09:23] Tony Arsenal: Minister who labored his entire, more or less, his entire adult career, um, working full-time in a call as a part-time, part-time minister. You know, like that's a, that's a crazy situation. So I'm just affirming that again, I don't know how common that kind of thing is in the OPC. I don't wanna make it seem like that's the norm. Um, I actually get the sense that this is probably not the norm, but it was amazing to see and it made me in intensely like. Proud in the right way of being a part of this broader body that would, would so emphasize and so value the ministry of the word and the sacrament, and the importance of a man being able to dedicate himself to that without distraction. That they would put forward this amount of money and this kind of money. They had no reason to do so. And there's no real direct benefit to the presbytery for doing this. I mean, there's an indirect benefit of like not having a church with a part-time minister, but like there's no direct benefit to this. There's no direct return on investments that's gonna come out of this. Um, it was pretty amazing to see. It was, it was, it was super encouraging.  [00:10:28] Jesse Schwamb: That is really encouraging. I, I think it's, there's no doubt that for the called pastor, their heart is in the ministry of the word. That's what they want to be doing. They wanna be doing it all the time and as much time as they possibly can, and they wanna be able to have all of their intentional focus on it. So I. I'm excited for that guy. I mean, that's just an incredible blessing to go in hoping for funding, essentially for a part-time role and to basically be told, no, no, no, no, that's, that's not enough. We want you to be committed to this fully as we know your heart is committed. As we validated that call.  [00:11:00] Why Structure Matters [00:11:00] Jesse Schwamb: I do love being a part of churches, well, lemme say it this way. There is, I think, a benefit of being part of congregations that have like a wide resource network that has like appropriate hierarchy and structure and that can be one of them. I've seen something similar in the Christian Missionary Alliance, which is the church that I'm in, not exactly the same, but I've seen some surprising allocations of resources where they basically said, you know, this is important. Like, it even trumps we're, we're gonna. Allocate or resource something so that this can move forward because it is important in a way that was like better than the person who was bringing it before them could have hoped for. Yeah. And uh, suddenly it's as if everything aligned. And it was really in part because there was this structure to come alongside, to validate as you're saying, and then to authenticate and then again to resource assets that could be used. There's, there's something to be said for that interdependency where there is kind of this hierarchical structure in which all that's happening at a level where things are codified. And again, like there's a structure and a way in which we move through those decisions to make sure that they suit the objective of the entire movement. So I guess there's nothing I'll say, but that's a beautiful thing, isn't it?  [00:12:14] Tony Arsenal: Yeah. Yeah.  [00:12:15] Generosity in Action [00:12:15] Tony Arsenal: It was, it was, it was cool because it was like this, it was like this real. Actualization of the principle of outdoing one another and showing honor. Yeah, sure. Because you know, like the initial debate was like, Hey, you know, I'm not sure we can approve this call because the, the OPCs guidelines tell us not to approve a call that has less than 5% of the retirement benefit. And there was a lot of discussion of like, well, the presbytery can't modify the call, but we don't wanna delay this guy coming in and like, we don't wanna delay his ordination, his installation. And so the initial proposal was a, a. What feels like a large amount of money to me. But after I understood more about the, the budget of what's going on in, in the presbytery was actually a very small amount of money. Started with a very tiny, very modest proposal of basically like supplementing the retirement fund to make sure that like we could, they, I say we, like, I was part of this, I was just observing, but to supplement the retirement fund in a way that allowed the church to still proceed with the call as written, but still also make sure that this person had the appropriate retirement fund. And then that just basically was like, there would be some instruction given to the church that like, you've gotta bump this up in the next budget cycle. Like you've gotta get to the 5%. That's, that's the expectation. It went from that. And like I said, I won't give you the specific numbers, but one of the presbyters and I, I'm, I, um, I, I've known this presbyter from a distance for quite a long time and, and I have an immense amount of respect for him. He stood up and he's like, well, if we're gonna give X, why don't we just give 10 times X instead? And then actually, like the discussion was like, well, is, are we sure that 10 times X is even the right amount? Why don't we have this particular group meet over the lunch break and figure out whether that's the right number and then come back after lunch and we'll vote on it. And then they came back after lunch and it was actually a number that was even greater than 10 times X. So it was like this exercise in like. This very small proposal that was still imminently generous, right? The presbytery has no obligation to do this. There's no obligation from any of the presbyters to stand up and say like, we should. We should supplement this fund. They would've been well within their right, and no one would've looked, I think. I think some people would've been frustrated by it, but I don't think anyone would've looked sideways at it or thought it was sinful. If the presbytery just said like, we can't approve this call. You guys are gonna have to come back with it and we'll vote on it at the next presbytery. Like that would've been problematic. This, this kind of poor guy who's coming outta seminary, his call and his beginning of employment would've been delayed, but like. That would've been good and orderly, but instead they were like, one, we don't want this pulpit to stay empty longer. We don't wanna disadvantage this guy who's just getting done with seminary. We want him to get started. We don't wanna discourage him. So here's a small proposal, a very modest amount of money that we can put forward for this purpose. And then it was like, let's just keep seeing how much closer to a real full-time call we can get. And they finally came back and said like, we're gonna do this. We're gonna do this in a wise fashion. They structured it. So like the first year he gets more, the second year he gets a little bit less. The third year the church gets a little bit less with the idea that like each year the church should be adjusting their budget to compensate and get this guy to that with the, the hope that like with a full-time minister, they're able to grow their congregation to the point where they can support a full-time minister. So it was just this really cool, super encouraging exercise. And what I loved about it is the only real debate that was going on was about do we need to do more? There was no one being like, wait a second, why are we, why are we putting more money to this? The whole thing was like, is this actually enough to accomplish what we think God wants to do with this person's call? Because if, if God is truly calling this man to this, this particular church, and we believe that he is. Then what do we as a, as a people of God need to do to enable that call to look like what we actually believe calls to ministry are supposed to look like, which is a full-time call to ministry that is undistracted by the cares of the world. What do we need to do? The answer in this case was like, I think we need to put a sizable amount of money to it. Um, it's a, I mean, and again. I'm not gonna say it on the air. It was not a small chunk of change. Um, it was, it was a, it was a large amount of money that was devoted to this cause and that just goes to show how much this body values the importance of a full-time minister of the word, so. [00:16:50] Jesse Schwamb: Right.  [00:16:51] OPC Love and Recommendation [00:16:51] Tony Arsenal: That's enough about that. I, I could gush about how proud I am to be a part of this body and how encouraged I am and how amazing it was and how awesome this, this guy, how, how much this guy must be thanking God for the providence and like, this is the last thing. I'll say this, this young man younger than me, I think he's graduating seminary. I saw him across the room. He looks like he's probably in his mid twenties, right? Young guy. He's got a wife doesn't have kids yet coming into this ministry, not only is he coming into this ministry, but as a Presbyterian minister, when he's installed as the minister of this church. He will be joining this body of presbyters as the, as his brothers like. He is not a member of the local church. He's a member of the presbytery, which is the regional church. So now he's coming into this fully supported by his brothers in the presbytery that he saw go to the mat to make sure he was properly taken care of, that the congregation was not unintentionally taking advantage of his labor, but also that he knows that all of these men are willing to do what they need to do to make sure that his ministry is successful and edifies the church like that is. Uh, I don't want to gush on Presbyterianism too much, but like that is Presbyterianism at peak form, right? This is the body of elders making sure that every church in the region, even the ones they're not directly ministering in, has what it needs to succeed and to honor God and to do what needs to happen. So I'm affirming the presbytery of New York and New England and the Orthodox Presbyterian Church. Um, I have been so blessed by knowing many of these presbyters. I've been so blessed by being a part of the congregation that I am. There are lots of really great churches and really great denominations out there. If you are looking for a church and there is an OPC congregation in your area, absolutely go check it out. I know it feels stuffy sometimes, and I will admit, like sometimes it feels a little bit overly traditional in terms of like just the vibe of the congregation,  [00:18:52] Jesse Schwamb: right?  [00:18:52] Tony Arsenal: But press past that because I don't think, I don't think you will find, um. You may find lots of congregations that are as faithful. I don't think you're gonna find many that are more faithful than your average OPC congregation. So I could be wrong. I just, I just love the OPC. I just really, really love it. So that's my affirmation. What do you got for us, Jesse?  [00:19:18] Denial Catholic Confession Math [00:19:18] Jesse Schwamb: I think I got denial, which is maybe a little bit unusual for me. [00:19:21] Tony Arsenal: As long as you're not denying the OPCI think we're fine.  [00:19:23] Jesse Schwamb: No, it's, it's not, it is church related and I, I'll try to keep it short 'cause I think I can make this way longer than it, it probably should be, but lemme think how to phrase this. So, I don't know with a devil negative, I guess when I'm a denying against is maybe not enough confession by your own standard. So the, I'm gonna try to make this so brief. I, I just happened to be out with my wife this afternoon and we had to run errands. We got stuck in traffic and this gave me longer than usual to sit in front of our. Very local and very large Catholic church. So I happen to be looking at their sign. It's a very large congregation. I've been actually been in this one on a couple of occasions for funerals. So not only do I know its size and scope, but again, if you get, if you get on this road at the wrong time on the Lord's day, you're gonna be stuck for a long time because there are so many people that attend. I say that because I noticed on the sign that there were three times for mass on the Lord's Day. So that also says something about the number of people coming through. And then on the sign though, underneath it said for confessions, go to our website. Mm-hmm. So I was like, man, I gotta lick this up because I can't tell if they're telling me I can confess on the website or if it's go to the website for the times. And I said to my wife, only half jokingly, if I can confess online, I'm gonna confess something. So I went to, I went to the website and, and sure enough it was almost disappointingly. It was just the times.  [00:20:45] Tony Arsenal: Yeah.  [00:20:46] Jesse Schwamb: Here's what I've found interesting, which just launched me into this like deep rabbit hole. There were three times for confession. Two of those times were just a half an hour, and the third time was an hour. So, uh, what I did was I went through, actually, I think what they had on there was, was three full hours a week. It was a little bit confusing, but I think it was three full hours. Now I think about it. So I went back, I just couldn't help myself, Tony. So I started to think, alright, let's say. I think it's fair to assume  [00:21:15] Tony Arsenal: math, Jesse is kicking in right now. Yes. You're gonna calculate how many minutes per, per person is what you're doing. I'm thinking, ah,  [00:21:22] Jesse Schwamb: yeah, it's something like that. So what I thought was, I don't think it's, uh, I was gonna be conservative. I wanna be fair. I wanna be fair. So, and now we should say like, I think most people realize that the Catholic understanding of confession and the Protestant one is, is very different. The Catholic sacrament of confession is the right through which Catholics are gonna confess their sins to a priest receive absolution, and it's gonna restore the relationship with God in the church. And, and they're gonna believe that the priest acts as a person of Christ and is bound by the seal of confession and an absolute kind of obligation. Uh, of course never to reveal what was disclosed during that process. So, by the way, the website that I went to, lovely instructions. I mean, I was like, wow. I was reading it to my wife who was, uh, not familiar with this at all, and she was like, they can make you do stuff. And I was like, well, yeah. I mean, obviously like there's, there's a portion of this where there's contrition or penant penance. It could be a prayer, it could be act of charity, like all kinds of stuff. So I went back and I thought. I don't think it's unreasonable that there's 350 persons that would say, let's say an average, uh, that would wanna take part of confession. Now, let's say that they did that at, at least monthly, just once a month. And, and I don't know how people's conviction is on that, but I'm gonna say conservatively once a month. Let's say that, and I don't think this is unreasonable, Tony, but you tell me. Let's say you're, you're trucking, you're moving through confession. Let's say it's five minutes a piece. So we're up to 1,750 minutes, uh, per month. That's the demand on the priest because I was, I was looking at this time and I was thinking something is strange here to me, so. That was the demand then, and I'll spare you the other math, which could be very long and un uninteresting. I'm coming up with, you'd need 2.24, two and a quarter priests, which of course you can't have a quarter priests or a quarter person for any reason. So you'd hire, you'd hire three priests, which satisfy the demand if, and the major assumptions here, that is like everybody can't show up at the same time. Obviously, I'm assuming that like everybody has their own time, they're spreading it out. So everybody gets the confession, but it's just five minutes. And I, I have no idea. I mean, if you're a Luther, that's certainly not sufficient time.  [00:23:20] Tony Arsenal: Yeah.  [00:23:20] Jesse Schwamb: And you would need three priests. Now here's the thing that I just kind of backed into that, besides like three being like, okay, that, that's, you would need three priests just to satisfy this congregation. If they're confessing for five minutes, once per month. Uh, by the way, if you said, well, half the congregation is going to go weekly, uh, then you, you would double the number of priests you need to 5.98 or six. But here's, here's the bottom line for me. This is why the denial comes in about maybe not enough, is. If you were just to distill that down to like, if you could have one priest cover that time, that there's a demand for like 779.4 hours, or excuse me, minutes of confession, that priest would only be allocating approximately like seven and a half percent of their working hours, their work toward handling confession. This seems like not enough confession given the standards of confession in the Catholic church. And again, I know that I'm, I'm now allocating that to one priest and I just told everybody you need three. That's true. So if you had these three now, if you hired three just to meet the demand, that would only be about like three and a half or a little under three and a half percent of their combined time. So the denial is Catholics, I think, unless I'm way off in some of my assumptions here, you might not be confessing enough by your own standards because  [00:24:33] Tony Arsenal: Yeah.  [00:24:34] Jesse Schwamb: Uh, that seems like not enough time.  [00:24:38] Tony Arsenal: Yeah. Yeah.  [00:24:39] Ritual Faithfulness Explained [00:24:39] Tony Arsenal: I mean, I think, um. I don't want to be too bombastic here, but I think,  [00:24:46] Jesse Schwamb: I think I already started this on this  [00:24:48] Tony Arsenal: path. Maybe this, maybe this isn't all that bombastic. Um, because this is so much about ritual and actually I say this is gonna sound really, we, we go, but trying to think from the Roman Catholic perspective, it's actually not, and I'll I'll tell you a brief story, uh, to explain it. Um, a lot of Roman Catholics are just going through the motions. [00:25:13] Jesse Schwamb: That's true.  [00:25:14] Tony Arsenal: But the point, the, the, the point of contention actually is that going through the motions is valuable for the Roman Catholic, right? So I, I knew this, uh, this young woman when I was in college who was a Roman Catholic, and we had many discussions about, about the differences between Protestantism and and Roman Catholicism. And what I came to understand is that going to mass for her. Itself was an act of faith. And so for the Roman Catholic, the concept of, of faith is different than the concept that Protestants operate under. So for the Roman Catholic who, um, goes to mass, even when they feel like they're, like, when they think they're just going through the motions, going through the motions is itself the act of faith. And that's because for most of Roman Catholics, most of Roman Catholicism, faith really equals faithfulness, right? So, so doing the act is the act of faithfulness. Doing the act is faith. Where for the Protestant, like faith is about belief and trust and knowledge. Like it's, it's an. Not entirely intellectual, but it's, it's an inward thing for the Roman Catholic faith is an out is primarily an outward thing. It's what you do, it's how you act. It's faith formed in love. It's faith formed in charity.  [00:26:36] Jesse Schwamb: Right.  [00:26:37] Tony Arsenal: So I think most Roman Catholics going to obligatory confession first. I think once a month is probably like, probably more frequent than most Roman Catholics go to mass or go to confession. Um, I thought I read a stat that it was like every six months is, is pretty average and I think that's what's required by the church maybe even once a year is, is required by the church. Um, I think like most Roman Catholics go into the, the confessional booth and like father forgive me for I've sinned. It's been such and such a number of days since my last confession. Right. And they may bring up a couple particular things that they've done and, and then I think the priest commonly absolves them of all of their sins. Like, almost like in an omnibus fashion and then prescribes their acts of penance, which is it, it like, honestly, it's probably things they should already be doing as a faithful Catholic saying Hail Marys and doing our fathers and acts of charity and things like that. So I think your math is probably right. [00:27:39] Protestant Repentance Particular [00:27:39] Tony Arsenal: I think your, your theory that more confession is probably like, I'm gonna read this from, uh, the Westminster confession, just to, just to say it here, is, this is chapter 15, which is titled of Repentance Under Life. And this is, uh, this is section five or paragraph five. It says, men ought not to content themselves with a general repentance, but is every man's duty to endeavor, to repent of his particular sins, particularly. And I think that's just such a beautifully phrased sentence like. Not only is it like potent theologically, but like, it just, it just feels good, like in terms of like the English language to repent of your particular sins, particularly. And like the idea is yes, Protestant reform, Christians affirm a general repentance from sin, right? We repent of our sin before the father, uh, as a result of our, of our coming to faith in Christ. And as part of our sanctification, we mortify our sin and we, Viv we are vivified by the spirit and repentance falls in that ongoing sanctification process. And there is this general repentance of like, I repent of the fact that I'm a sinner and that I commit sins, but there is this element in the reformed faith of like, I should be confessing to God. And I think by extension, like we should be confessing to our fellow Christians, our particular sins, our individual sins, and we should be doing that on particular occasion. And I think like. The Luther style confession of like going into the confessor and confessing like every particular sin. Particularly I think most Roman Catholic priests would, priests. Priests would probably have the same reaction Tobits did where he was like, get outta here. Like, come on dude. Like just go live your life and like deal with it. I think that's probably the reaction most Catholic priests would have. But yeah, I think you're right. Like if we're really talking about like. Five, five minutes of confession once a month and that somehow having some sort of spiritual efficacy. I'm not sure I buy that math. Like I think you're, you're probably spot on.  [00:29:47] Jesse Schwamb: Yeah.  [00:29:47] Confession Hours Oddities [00:29:47] Jesse Schwamb: I just was curious about how many priests would be required and then the allocation of the duties. By the way, you are right. So I, because I had to check on this, the, the fourth letter in council of 1215 does say that the church requires confession of any grave or mortal sins at least once a year. But the church, yeah, strongly encourages more frequent confession as a spiritual practice, even for, of course, like the venial or the less serious sins in their eyes. So yeah, my thought here was just that. I think it's actually undervalued by way of the math. Like the, as the kids say, the math just isn't math thing for me on this one. But I was more curious about, since this is one of the seven sacraments, even if you just said like, well, it should have at least one seven of the allocation. That's like, what? Like something like 14%. And so this is, um, almost half of that. I just found it a little bit, a little bit odd and yeah, I think you'd have to be, uh, so in other words, when I looked at the, basically, here's the bottom line. When I looked at the hours for confession one, there were weird times and uh, two, I was like, that doesn't seem like enough hours. Like, it was just more like that. Like how that's like saying like, Hey, the post office is open three hours a week, and by the way, one of those hours is from seven to eight o'clock on Friday. Like they had some hours. One hour just on Friday was like, I guess that's the way you wanna start your weekend is like, let's get all of this off my chest. Yeah. And, and do it. Right. And the last thing I'll say by the way, is you're correct. When you look at the instruction they give you, and this is common of course, toward the end, when they say like, here's how you like wrap up your part. Actually everybody should go read, go to the local, local Catholic church website and read the instructions. 'cause in some ways they're just interesting and kind of, um, I don't wanna say funny 'cause I'm not making fun. I'm just saying like, they have to give you instruction if you've never done it before. And so most of us are not really probably familiar with the process and they give you explicit instruction and toward the end it's like, here's how you kinda like hang up the call with the priest. And it's like you said, you know, these are my sins and all others, would you be willing to forgive? So you're right. Right. They just kinda wrap them all up because it's sins of omission, sense of commission, it's all to be together. But I, I wonder, you gotta think there's people in there that are like. The priests are like, okay, man, just yeah. Wrap, come on, wrap, wrap it up.  [00:31:55] Confession Timing Talk [00:31:55] Jesse Schwamb: And other people that come in are just like, you know, forgive me father. And uh, lastly to your point, when they give you instruction about how you should start, of course you're always to signify how long it's been since your last confession. Right. Confession. And they say parenthetically, like, reference the days, weeks, months, or years. So you're right. There are gonna be people that probably do it very frequently and probably people who do it infrequently still, I would say I just couldn't believe for a church this large, that there was just three hours a week.  [00:32:21] Tony Arsenal: Yeah.  [00:32:21] Jesse Schwamb: For everybody else.  [00:32:22] Tony Arsenal: Yeah.  [00:32:23] Vance and Papal Authority [00:32:23] Tony Arsenal: This leads me to two very brief sub, uh, denials slash affirmations. Uh, I don't know if you saw this, um, this is not a political statement, right? I, I have lots of feelings and thoughts about the current administration and I think most of my feelings and thoughts would surprise. Everybody. But I thought it was hilarious because JD Vance, who is a Roman Catholic, uh, confessed Roman Catholic part of the Roman Catholic Church, uh, he ha I, I'm not sure if I'm affirming or denying this, there was this funny, uh, funny exchange. I think he was at doing like a, doing like a TPU, I don't know, speech. He was doing a speech at some conservative event and he said something like, I think that the Pope should be more careful when he makes theological statements. I'm wanna be like, do you understand what the pope is in your religion? That was one of my sub denials. Uh, I don't remember what the other one is, so it must not have been that important. It'll come back to me at the worst possible moment and I will try very hard not to interrupt our show for it, but I probably will fail.  [00:33:25] Jesse Schwamb: Yeah.  [00:33:25] Reading Matthew 21 [00:33:25] Jesse Schwamb: Listen, we, we gotta get to some scripture because. We're, we're doing this old school style where we take like half the time and just talk about affirmations. It's true in house. It's true. Which is great fun. But let's, let's get back to Matthew 21. And I, I know we did this last time, but I am gonna rock through the passage 'cause of course, that's the best part of any of our discussion, is actually hearing from, from the Holy Spirit through the scripture, uh, which he's given to us. So this is, uh, Matthew 21, starting in verse 33. And you're gonna hear the, the whole thing right here. Uh, this is Jesus speaking. Listen to another parable. There was a landowner who planted a vineyard and put a wall around it and dug a wine press in it and built a tower and rented it out to vine growers and went on a journey. Now, when the high risk time approached, he sent his slaves to the vine growers to receive his fruit, and the vine growers took his slaves and beat one, killed another, and stoned a third. Again, he sent another group of slaves larger than the first, and they did the same thing to them. But afterward he sent his son to them saying they will respect my son. But when the vine growers saw the sun, they said among themselves, this is the heir. Come let us kill him and seize his inheritance, and they took him and threw him out of the vineyard and killed him. Therefore, when the owner of the vineyard comes, what will he do to those vine growers? They said to him, he will bring those wretches to a wretched end and will rent out the vineyard to other vine growers who will pay him the proceeds at the proper seasons. Jesus said to them, did you ever read in the scriptures the stone, which the builders rejected? This has become the chief cornerstone. This came about from the Lord, and it is marvelous in our eyes. Therefore, I say to you, the kingdom of God will be taken away from you and given to a nation producing the fruit of it. And he who falls in the stone will be broken to pieces, but on whomever it falls, it will scatter him like dust. And when the chief priests and the Pharisees heard his parables, they understood that he was speaking about them. And although they were seeking to seize him, they feared the crowds because they're regarding him to be a prophet. [00:35:28] Tony Arsenal: Yeah. Yeah.  [00:35:30] Pharisees Condemn Themselves [00:35:30] Tony Arsenal: This is like a super heavy parable. Right. And we talked a lot last week about how like the point of this parable is not necessarily to try to instruct the Pharisees or the Sadducees. Like it's not to instruct the people who were going to reject Christ, uh, the, the builders who would reject the cornerstone. It's really a parable to teach those. Who are observing this process happening. But I think it's, I, I think it's really interesting just listening to you read this and reading through it, and I guess this is a question I haven't asked and I, I need to study a little bit more. It's crazy to me in verse 41, um, Christ seems the, the, the, um, Matthew seems to say here, and maybe I need to do a little bit more Greek study, so bear with me and, and have grace if I'm wrong here. Matthew seems to say that like Christ asks the people he's speaking to, the Pharisees he's speaking to, what is he gonna do to these people? And the Pharisees answer, he's gonna put those wretches to a miserable death.  [00:36:36] Jesse Schwamb: Right?  [00:36:37] Tony Arsenal: Like the people listening to this parable understand the outcome, like they understand the. The consequence that the, the, the vineyard owner or the vineyard tenant tenants are facing based on their lack of faithfulness to the covenant. To me, that is like a really striking part of this parable. And, and it's not even like the parable proper, but like the striking element of the context of this is that nobody listening to this parable, including the Pharisees that this parable has basically spoken against, nobody fails to see the gravity of the consequence of rejecting God's emissary, like rejecting the Messiah. That to me is like a really, I dunno, paradigmatic. Portion of this that I think we need to grapple with. This is not an unclear, an unclear outcome. This is not, this is not masked or vague or OPA opaque. Like everybody understands, the people who reject the Messiah are going to face dire and eternal consequences for that act. [00:37:48] Jesse Schwamb: That does make this really interesting, doesn't it? Because it's not just entirely like Romans one adventures or even Romans two. It's that this is what Jesus does and he does it in a profound way that's not trickery like I think kinda like you're saying like the lead up to this isn't as if he's even leading the witness. He's making it very clear, all like the parameters of the story and the characters involved and what should be the proper judgment. And it's not as if like they start saying, they're like, oh, we shouldn't say anything more like we, we plead the fifth because it's gonna condemn ourselves. He draws his audience in to producing and pronouncing like their own sentence. It's very much like, I think I mentioned this last time, the prophet Nathan and David, isn't it? It's the exact same. Yeah. And the verdict is unanswerable, like even in its own terms. These other, like these other vine growers, prefigures of course like the inclusion of the Gentiles and the apostolic office. But I like that what Jesus does here, even before he gets to that point, is he extorts from them an acknowledgement of the punishment which awaited them. And so in this way there's like, I think the Puritans use this passage a lot actually to demonstrate that the natural conscience even of like the unregenerate, still bears witness to divine justice. That's Romans two. Like they, they can't get out from underneath it and Jesus isn't using any trickery on them to get them to say this thing. They are compelled in their own way, even being unregenerate to, like you said, even as they're rejecting the Messiah to recognize that punishment is due these characters in the story, even as they perceive at the end that they are those characters. [00:39:21] Tony Arsenal: Yeah.  [00:39:22] Jesse Schwamb: Saying we'll receive the judgment.  [00:39:24] Tony Arsenal: Yeah.  [00:39:25] Usurpers Not Misguided [00:39:25] Tony Arsenal: And I think too, like, um, this is kind of one of those chicken or the egg scenarios, right? Like Christ is both recognizing the intention of their heart as well as prophesying. And, and not just prophesying, but like inception level prophesying the, the outcome of the intention of their heart. And so like, again, like we've, we spent a whole week kind of like leading into the parable and now we spent a whole week, we're gonna spend a whole week again kind of leading into the parable. This is such a deep parable, and that like Christ is not just laying bare. The fact that the, the people who were going to reject him were doing so out of this sort of like attempt and intention of usurping the kingdom of God for their own purposes. I think that brings a layer to this that we don't often appreciate in. Christ's interaction with the Pharisees. I think sometimes, and maybe this is because I just listened to an episode of where Matt Whitman on the 10 minute Bible hour talked about this. I think sometimes we actually have a tendency to sort of be sympathetic to the Pharisees where we think, you know, they were, they were just trying to obey God's law and they got a little sideways on it and you know, they were putting these boundaries in place, but they were doing it in this sort of like misguided attempt to protect the people. Christ actually here seems to contradict that in that the comparison he's making is not to a, a well-intentioned group of people who just get it wrong, but he's painting the Pharisees, the, the religious leaders, the Sadducees, the chief priests. He's painting them as these usurpers who recognize the proper authority of right. The master and his emissaries and ultimately of his son, they recognize this proper authority and rather than submitting to it and submitting to the covenant obligations that they, they already actually agreed to, instead of doing that, they're going to reject that authority and try to take it for their own right. It's not just that they do the wrong thing, it's that they recognize the heir, which is Christ. They recognize this heir and they kill him to try to take his place. That is a really heavy element of this parable. Christ is not painting. Um, the, the, the Pharisees here, the, the religious leaders. He's not painting them as um, well-intentioned, but ultimately wrong, which is I think a lot of times, and I think there's reason to do this right. I'm not being overly critical and I've done this, I've actually done this myself, and I think there's some. Space for it. Like the Pharisees were wrong, but they were wrong, kind of in the right direction sometimes. Um, Christ is not really on board with that, at least in this parable. Right. This isn't about them thinking that the heir was a threat, and so killing the threat in, you know, inadvertently this is them absolutely seeing who the hair, who the heir is, and intentionally deciding to reject that heir and to murder him and to try to take his inheritance. Mm-hmm. That's an affront to not only the heir who they murder, but an affront to the owner of the vineyard himself, which of course in this parable is figured to be God the father primarily. But God in sort of general terms, like the whole Godhead, um, with Christ as the second Adam has, as his representative, as his heir. This is a really heavy parable and I think where this comes into play for us in our own Christian life is. Are there times where we. Sort of do the same thing in refusing to, maybe it's tie into your denial a little bit. Like refusing to acknowledge our own sinfulness, refusing to acknowledge the ways that God has provided for us. Um, do we at times look at what we have and lay claim to it as though it is our own inheritance that we've taken? Um, right. Do we kind of crucify the son of God anew in, in refusing to repent of our sins particularly? I dunno. I think those are some open questions for us to kind of explore as we dig into this a bit more. [00:43:54] Jesse Schwamb: And that may relate as well to, well eventually at some point, I dunno, like 2040, get to like the parable of the talents. There's some similarity there with a little bit, right? You're saying? I think you're right.  [00:44:06] God Does All the Verbs [00:44:06] Jesse Schwamb: And where I think we can anchor some of that is in those first couple of verses. I'm really always impressed by really the number of action verbs that are packed within, like that just initial statement of Jesus explaining the situation. [00:44:19] Tony Arsenal: Yeah.  [00:44:19] Jesse Schwamb: So he sets it all up and he's saying there's a planting that goes on, this landowner puts up a wall, digs a wine press. Builds a tower and then RINs it. So there's all these like amazing things being done, all this action verb. And I, I think in part why he comes against the Pharisees so hard in the same way that we're looking at like the parable that, uh, the, uh, talents for instance of saying like, what did you do with that was entrusted to you was like this great treasure which Christ has entrusted or God has entrusted to his people, which is, is the gospel essentially is, is all a prophetic witness, is like the truth of who God is and his revelation of himself. And so I think. The first thing we gotta see in those verbs is that there's this emphasis that the vineyard was God's sovereign creation. You know, he plants it, he chose it, he established it. Israel didn't plant herself. She was planted. And that sovereign initiative is foundational, I think in, like you're saying, the parables indictment, because these vine growers, they don't possess anything that they did not receive. Right. You know, they did not find a vineyard already planted, but God himself made it from the wilderness that all his glory, all the glory might be his. So. I think it's helpful for us to observe that the church is always the planting of the Lord and that no congregation flourishes that is not first planted by God. And so there is a major offense here when those who are to care for it, who know, like you're saying, that they ought to care for it, who understand something about the hierarchy and the way it has been entrusted to them. Not to only break that covenant, but then seek to try to usurp the power in the roles of those whom they should be, quite frankly, in our own language, like under shepherds too. And so it starts with all, all those verbs. Like I think we could probably spend a. A lot of times just speaking about what does it mean? Why? Why is there all this explicit in particular language about the fact that there's a hedge and there's a press besides just these are part in piece mail or part and parcel of what it means to have a vineyard, apparently, but that they're all part of this narrative of God talking about how he protects and cares for his people and sets them in a place and chooses them and is particular about the construction and does so with great volition and authority and care and concern and creative ability. And then again, you have those who are meant there to do the very job that he's entrusted them with. And not only are they not doing that, and of course you're right. Jesus elsewhere, comes in, comes in hot, right, with a Pharisees saying like, listen, you set burdens on people's backs that you yourselves cannot lift. You're twice as in the hell as anybody else, and that's who you are. Yeah. It's not just hypocrisy, but you're literally setting people up to fail in this. So you can see how you're right. It's not just like, guys, I appreciate that. Like you wanted to set up some additional boundaries and maybe you took it a little bit too far. This parable is just scorched earth. It's, it's nuclear. Yeah.  [00:47:10] Tony Arsenal: Yeah.  [00:47:11] Scandalous Vineyard Setup [00:47:11] Tony Arsenal: And you know, I think, um, we are obviously gonna spend another week on this 'cause we still have not really addressed a single verse in this parable. I, I think like a lot of ink has been spilled on explaining sort of like the feal agricultural arrangements of this passage. What it represents. M my understanding is. A typical arrangement would be that a, a landowner would basically just lease out land and the tenants would be responsible for the planting, for the development. Right. And the, the, the landowner would essentially just collect a portion of whatever they produce. Right. This parable is actually taking this a step further. Exactly. That it's not as though the landowner just says like, all right, you can use this land. Right. And I own the land, so I get a portion of the pro, the profit. He's actually done all the work. Yes. And all that. The, all that the, the tenants need to do essentially is reap the harvest and then provide the portion of the harvest that belongs to the landowner, and so there is a greater investment. Of the landowner into this land than would be expected. We've commented in the past about how a lot of times the, the parables start on sort of a premise of shock. Like there's a, there's an element of the setup of the, of the parable where the audience would kind of like sit back and gasp or kind of be like, wait a second. Like that's not normal. Right. In the parable of the, the, um, lost son, it was the idea that like the son demanded his inheritance. And that wasn't the shocking part. The shocking part was that the father just granted it. Right. Or, um, the lost sheep, like the, there's actually a sort of a shocking element to the fact that like the, the land, the like sheep owner would just go get this other sheep. So we've, we've commented on there's kind of like. There's sort of like a scandalous setup. The scandalous setup in this is not that the land has been leased to tenants, right? It's that the land has been prepared for the tenants before it was leased out in the first place. And I think that's something we might miss if we read over this too quickly, is. The landowner has prepared everything for these, these tenants.  [00:49:30] Jesse Schwamb: That's right.  [00:49:31] Tony Arsenal: So the, the, at the, the punchline of the parable where they refuse to acknowledge the sovereignty of, um, sovereignty and maybe a lowercase s in the, in the context of the parable, they refuse to acknowledge the sovereignty and the rightful claim of the tenant or of the landowner on the, the profit of the land. And sort of like highlighter emphasized by the fact that they actually didn't do any of the work. There's a certain kind of like Amer, like American rugged individualism where we're kind of like, yeah, like if I planted all the crops, then it's kind of lame that this guy's coming in expecting to take a portion of it, right? Like, yeah, I guess he owns the land, so maybe he gets a little piece of it, but like, who does he think he is? All of that already is already short circuited. Like I. The, these tenants are not actually, um, portrayed as doing anything in this parable. That's right. Like they just lease the land. They, they, um, and leased is not really like the right. The right word, the, the Greek word is omi, which is like he gave over the land to them. Um, when we say leased, we have this idea that like the tenants pay to use the land and then like part of their contract is that whatever profits they reap, uh, off the land goes back to the, to the landowner. This is really more like the landowner graciously allowed them to live on this land, and the only payment he required was that they would eventually provide him part of the profit back. Like he's planted the land, he's put up the fence around it. He dug the wine press so that they could make a product out of it. He built the tower so it would be defended. Yes. And he gave it over to them essentially just to like live on until it was time for the harvest. And all he is asking for is basically like, alright, so this is my land. I've planted the vineyards, the profit is mine to have. And so when the time came for him to come claim that that's where they have now rejected him. Yes. That's where they've now said like, I know you did all the work and really graciously allowed us to live in this land, but we're gonna keep all of it for ourselves. That's the scandal of this. That's what I think like the original audience would've set up and like, wait a second here. Like, hold on. They didn't even plant the vineyards themselves. They didn't even build the tower themselves. That's really the force of this that I think we miss when we, when we overemphasize, trying to think through like what the original agricultural arrangements were. 'cause this is painted. Very different than what the original arrangements would've been typical for. Like this is a different scenario and I think intentionally so,  [00:52:09] Jesse Schwamb: and we need those words like rented, at least in English, to help us understand that it didn't belong to them. It wasn't a gift, right? It wasn't as if like it was just turned over in the sense that it belongs to you now do with it what you will. And it's very clear in the passage one, like you said, that the landowner does all those things. So it was a, you know, he completely set it up. I mean, this is just such a beautiful, I think, depiction of the hold of prophetic, you know, understanding of God's word here, but it's very clear that says the, he sent his slaves to the vine growers to receive his fruit. So you're right. The scandal is that they're like, well, obviously. They need to give him his fruits, like  [00:52:48] Tony Arsenal: right.  [00:52:48] Jesse Schwamb: It was all set up before he left on this long journey. He then turned it over to them to care for, and that was really all that they were supposed to do. They had no role in this. And so it does like lead us in into this weird space where it's like, well, well what, what did the Pharisees think they were trying to do themselves? What does actually Jesus commenting on, on their own, like licit on their own initiative here, is he basically saying that not only are they not respecting his sovereignty, but they were trying to claim for themselves what only rightly belongs to God that even their position right. Society in culture as their representatives, God himself, they wanted to take that over for themselves, which he does bring that condemnation upon them in other parts of the scripture. So again, this is really hot. I think it's a, it's both heat and light, but there's no doubt that there's fire to this, right? Because it's a direct indictment that God the father set all of this up. You yourselves are on rented property, but guess what? Even the property that you've rented, I'm not exacting a tax from you as if like you have put forward and grown or supplied or created some kind of profitable outcome here. And I just want a piece of that. He's not even talking about tithing in that sense. What he's basically saying is, none of this belongs to you. Like how? Right? How dare you? None of this is yours. I set all of this up and in fact, because you've done so poor poorly at this, I'm gonna take it away from you and give it to those who actually produce fruit and guess what's gonna be the Gentiles? So it's, there's a wild. Amounts of condemnation packed into a very small story.  [00:54:19] Tony Arsenal: Yeah. Yeah. It really is.  [00:54:22] Tenants Add Nothing [00:54:22] Tony Arsenal: Um, there is nothing expected of these tenants. Right. There's no contract, like there's no terms, they, they really add nothing to the, the landowner's land, except I guess maybe they're the ones harvesting these, this fruit. Right. But even that's not explicit in the parable.  [00:54:43] Jesse Schwamb: Exactly.  [00:54:43] Tony Arsenal: Right. Right. He, he does all just to steal your thunder, like he does all the verbs. Yes. All of the ves are done by the landowner.  [00:54:50] Jesse Schwamb: Yes. Right  [00:54:51] Tony Arsenal: on. There is an implication that the, the tenants are somehow like the ones harvesting this, or they're the ones producing the wine, I guess, in the wine vat or the wine press. But at the end of the day. A normal tenant landowner agreement would be, I'm, you're, first of all, you're probably gonna pay me to use this land, right? You're paying me to use this land, and the way you pay me is you're gonna plant the, the gr the crop. You're gonna harvest it. You're gonna make the produce, and all I'm gonna do is let you live on this land. I'm gonna take the pro, like the profit, you're gonna pay me outta that profit. There is nothing asked or expected of these, th

What if the investing rules that protected you for 40 years just stopped working — and the world already moved on without telling you?Host Pierre Daillie sits down with Tony Dong — founder of ETFPortfolioBlueprint.com, lead ETF analyst at ETF Central, and Columbia-trained risk manager — for a no-holds-barred breakdown of defense ETFs, tail risk hedging, the structural collapse of the 60/40 portfolio, and what a genuinely resilient Canadian portfolio looks like in a world defined by geopolitical fracture, regime change, and compounding uncertainty. Recorded April 2026 amid new all-time equity highs and an active Middle East conflict, this episode is essential listening for any advisor or investor still building for a world that no longer exists.CHAPTERS00:00 — Introduction: Who Is Tony Dong?02:11 — Q1 2026: Markets, Macro & the K-Shaped Economy06:24 — Defense ETFs: True Exposure vs. Industrial Sector Imposters09:30 — Canadian Defense ETF Options: XAD vs. SHLD11:38 — Are We at the Start of a Defense Super Cycle — or the Middle?13:48 — NATO Rearmament, Europe's €800B Commitment & Valuation Risk17:13 — The Hidden Risk of Being Long Defense19:04 — Strait of Hormuz, Ras Laffan & Underappreciated Choke Points22:01 — Why Tony Isn't Buying the Emerging Markets Rally23:22 — Tail Risk: CAOS vs. TAIL — Two Products, Two Payoff Profiles28:58 — How Much to Allocate to Tail Risk?31:57 — What Risk Actually Is: Permanent Capital Loss vs. Volatility34:12 — The 60/40 Portfolio: 90% Equity Risk by Any Honest Measure36:28 — TLT Myths Debunked: Why Long Bonds Are a Structural Trap39:10 — Fixed Income Alternatives: First-Lien Loans & LCRNs41:53 — How Conflict Transmits Risk Into a Canadian ETF Portfolio46:05 — Liquidity Cascades: When the ETF Wrapper Breaks53:16 — Volatility Laundering & the Private Credit Illusion56:36 — Building a Resilient Canadian Portfolio for the Next 10 Years01:00:41 — Biggest Surprises of the Next 12 Months: China, Taiwan & Eastern Europe#DefenseETF #TailRisk #ETFInvesting #CanadianInvestor #GeopoliticalRisk #CAOSETf #TAILETf #6040Portfolio #NATORearmament #InsightIsCapital #TonyDong #PierreDaillie #ETFAnalysis #PortfolioConstruction #WealthManagement #MacroInvesting #FixedIncome #BondAlternatives #ETFLiquidity #PrivateCredit #CanadianDollar #DefenseTech #MarketRegimeChange #AdvisorAnalyst #ETFCentral #PortfolioResilience #InvestingIn2026 #TailRiskHedging #GeopoliticalInvesting #SmartMoney

Welcome to another episode of the Building Your Money Machine Show! Today, I'm pulling back the curtain on how the super-wealthy really allocate their money and let me tell you, it's a lot simpler (and more accessible) than all the so-called “experts” make it out to be.Forget the velvet rope, secret handshake strategies you're told only come with nine zeros in the bank. After decades sitting across the table from empire-builders, billionaires, and families with legacies that outlast headlines, I've learned something wild: you don't need complexity. You need clarity, guts, and the right sequence. That's it.So, if you've been hustling, grinding, and still feeling like you're missing that one magic move, buckle up. I'm giving you the actual framework the ultra-wealthy use and how you can use it, starting today, no matter your current net worth.IN THIS EPISODE, YOU'LL HEAR:Why simplicity beats complexity every single time (yes, even at the $100M level)The “cash is king” principle — and why the rich keep a chunk in cash for real opportunity (not just emergencies)How much of their portfolios the wealthy actually put in good old boring index funds and public equitiesThe real story behind real estate, ego buys vs. income-loaded properties, and how to play it smartWhen (and if!) you should even care about “alternative” investments like hedge funds or private dealsNo fluff, no hype, just the real playbook. Hit play, take notes, and let's start building your money machine the way the big dogs do.RECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/When Does Investment Income Finally Beat Your Day JobI'm Politely Begging You To Get Good with MoneyEvery Financial Trap Middle Class People Fall Into ExplainedRich People Don't Buy Luxury...They Buy These 8 ThingsPsychology of Families Who Stay Rich For GenerationsRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don't Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

(00:00) Zolak & Bertrand start the show talking about the Celtics loss in Game 6 to the 76ers and our fears of in Game 7.(15:04) We talk about what guys on the Celtics deserve more minutes in Game 7 to turn the tide in Boston's favor.(23:51) The guys talk about Tatum's injury and if he'll be ready to go and Derrick White's performance.(33:02) We finish the hour by taking calls on the Celtics and what to change for Game 7.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

If you have a real estate agent bandwidth problem, buying more leads will make it worse, not better.That is the reframe most agents never get. You're not behind because you need more leads. You're behind because your time and systems can't support what you already have. This is an office hours session where we get into exactly how to think about this when cash starts building up in your business.Here is what we cover:✅ Why your real estate business bottleneck right now is almost never leads, it is bandwidth, and the fix is not what the industry keeps selling you✅ The CEO question every producing agent needs to ask: where does my capital produce the best return on capital, more leads I can't follow up on, or buying back human time to build the systems I need?✅ How to think about capital allocation for real estate agents the right way, not how much you make, not how much you keep, but how much you keep in circulation working for you✅ The real estate CEO mindset shift that separates agents who are building something from agents who are just selling something✅ Why managing your real estate agent cash flow well means resisting lifestyle creep and deploying capital toward your actual bottleneck first✅ The honest conversation about real estate lead generation vs systems, and why fixing your systems before buying more leads is the higher-leverage move at this stage✅ What buying back your time in real estate actually looks like operationally, and why the agents who do this early are the ones who build real businessesIf you want to show up to sessions like this one live, drop a comment below and let's connect.

All content from the Sons of UCF is brought to you by the law office of Werner, Hoffman, Greig & Garcia. With a combined 70+ years of legal experience, WHG specialize in personal injury, workers comp, veteran disability, and SSI/SSDI cases. For more information, contact them at wernerhoffman.com, or call 1-800-320-HELP In this edition of ATK-Overtime, Eric Lopez, Trace Trylko, and Adam Eaton continue the conversation from Around The Kingdom as they discuss - Is there really any cause for concern with QB injury? - Rich Wallace continues to earn respect - Should UCF go all-in on funding sports other than football? For more, check out the Sons of UCF YouTube channel: www.youtube.com/@sonsofucf Learn more about your ad choices. Visit podcastchoices.com/adchoices

Bank of America’s move into art consulting signals a broader shift toward treating art as a financeable, allocatable asset within wealth portfolios. With banks like JPMorgan, UBS, and Citi scaling similar capabilities, art is becoming more embedded in discussions around liquidity, risk, and returns. On The Wealth Tracker, Hongbin Jeong speaks with Grace Lau, Founder and CEO of ArtWise, to break down how institutional involvement is reshaping art as an asset class and what that means for returns, risk, and allocation.See omnystudio.com/listener for privacy information.

In this week's episode of the Coin Stories News Block powered exclusively by Ledn, we cover these major headlines related to Bitcoin, macroeconomics, and global finance: Bitcoin currently outperforms gold, S&P 500 amid Iran War Tremors in private credit sector Strategy deploys billions into Bitcoin with STRC - what's happening? ---- The News Block is powered exclusively by Ledn – the global leader in Bitcoin-backed loans, issuing over $9 billion in loans since 2018, and they were the first to offer proof of reserves. With Ledn, you get custody loans, no credit checks, no monthly payments, and more. My followers get .25% off their first loan. Learn more at www.ledn.io/natalie  ---- Order my new intro to Bitcoin book "Bitcoin is For Everyone": https://amzn.to/3WzFzfU  ---- Read every story in the News Block with visuals and charts! Join our mailing list and subscribe to our free Bitcoin newsletter: https://thenewsblock.substack.com  —- References mentioned in the episode: CoinDesk: BTC Sold Off First When the U.S.-Iran War Began. Two Weeks Later, It's Outperforming Nearly Everything CoinDesk: BTC Set for Best Week Since Sep. as Correlation with Tech Stocks Weakens River: BTC Has Outperformed Stocks & Gold in Every Geopolitical Crisis Since 2020  Fortune: Bitcoin Outperforms Gold and Stocks Since Beginning of Iran Conflict Stanley Druckenmiller's Recent Comments on Bitcoin as a Store of Value Joe Consorti's Tweet on Bitcoin Outperformance Since Iran Strikes Strategy: Strategy Acquires 17,994 BTC and Now Holds 738,731 BTC CoinDesk: Strategy's STRC Preferred Series Gets $50 Million Investment from Strive OranjeBTC's Tweet Explaining it Decision to Allocate to Stretch (STRC) CoinDesk: The Math Behind Strategy's Path to 1 Million Bitcoin by the End of 2026 STRC Live: Real-Time STRC Tradin Data and Bitcoin Purchase Estimates Strategy's Dashboard with Information Concerning STRC Phong Le's Tweet on STRC Trading Volume and Price Stability  Phong Le's Tweet on STRC Reaching Escape Velocity Michael Saylor's Tweet on STRC Being the Most Liquid Preferred Equity Michael Saylor's Tweet Hinting at Another Big Bitcoin Purchase Strategy's Tweet Comparing Digital Credit and Private Credit Joe Consorti's Tweet on Strategy's Estimated BTC Purchases Through STRC Fortune: The $265B Private Credit Meltdown — How Wall Street's Hottest Investment Craze Turned Into a Panic Bloomberg: Morgan Stanley Limits Redemptions on Private Credit Fund Bloomberg: Private Credit Fears, War Darken Outlook for U.S. Financial Stocks Bloomberg: JPMorgan Restricts Privat Credit Lending After Markdowns CNBC: JPMorgan Reins in Lending to Private Credit Firms After Marking Down Software Loans  ---- Upcoming Events: Bitcoin 2026 will be here before you know it. Join us for the 5th annual Women of Bitcoin Bash and get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/event/bitcoin-2026?promoCodeTask=apply&promoCodeInput=  Join us at the largest Bitcoin conference in Europe: BTC Prague! Michael Saylor is returning for the 4th year and it will be my first time at this conference! Tickets: https://btcprague.com Code HODL for 10% off. ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories #money #Bitcoin #investing

What are alternative investments — and should they be part of your portfolio?In this episode of Gimme Some Truth, we break down alternative investments, including private equity, private debt, real estate, and venture capital, and explain how they compare to traditional stocks and bonds. If you're exploring portfolio diversification strategies or wondering whether alternative assets make sense for retail investors, this episode covers what you need to know.As alternative investments become more accessible, investors are increasingly considering them for non-correlated returns, asymmetric upside potential, and long-term wealth building. However, alternatives also come with unique risks — including liquidity constraints, higher fees, regulatory considerations, and complexity.

Are you constantly busy in your business but still feel like you're not making real progress? Many entrepreneurs, founders, and small business owners spend their days responding to emails, handling minor issues, and jumping from task to task. By the end of the week, they are exhausted — yet the business hasn't truly moved forward. In this episode of SoTellUs Time, Trevor breaks down one of the biggest hidden problems in entrepreneurship: being busy without being productive. Most business owners do not struggle with motivation or work ethic. In fact, the opposite is true. They work incredibly hard. The real challenge is misdirected effort — spending time on tasks that feel important but don't actually grow the business. If you want to grow faster, increase revenue, and build a company that scales, you must learn how to separate activity from progress. This episode introduces a simple but powerful framework that helps business owners identify what truly moves the needle — and what is quietly wasting their time. Whether you're running a startup, managing a growing company, or trying to scale your current operation, this conversation will help you rethink how you approach your daily workload and leadership priorities. If you've ever ended the week thinking, "I worked nonstop, but did anything actually move forward?" — this episode is for you. What You'll Learn in This Episode ✔ Why being busy is often the biggest productivity trap in business ✔ The difference between working hard and creating real growth ✔ Why most entrepreneurs spend too much time reacting instead of leading ✔ The three questions that can instantly refocus your week ✔ How to identify the activities that actually grow your company ✔ Why protecting your time is one of the most important leadership skills ✔ How successful founders prioritize differently than overwhelmed owners ✔ The simple mindset shift that can dramatically improve business progress The Busy Business Owner Trap Many entrepreneurs fall into the same pattern. Their days are filled with: • Emails and messages • Operational problems • Small fires that constantly appear • Meetings that may not be necessary • Minor details that feel urgent • Notifications pulling them in every direction These tasks feel productive because they require action. But they rarely drive real business growth. The truth is: If everything feels urgent, nothing is truly important. Without a clear system for prioritization, business owners often spend the majority of their time maintaining the business instead of growing it. The 3 Questions That Can Refocus Your Entire Week One of the most powerful leadership habits is asking the right questions. Instead of reacting to every issue, Trevor and Troy share a simple framework that helps owners regain control of their priorities. Every week, ask yourself: 1. What actually grows the business? These are activities like: • Sales conversations • Strategic partnerships • Marketing campaigns • Hiring great people • Building scalable systems • Improving customer experience These actions directly impact revenue, growth, and long-term success. 2. What only maintains the business? Some work is necessary but does not drive growth. Examples include: • Administrative tasks • Scheduling • Internal communication • Operations management • Routine updates and reporting These things keep the business functioning, but they are not the primary growth drivers. 3. What should I stop doing entirely? This is where the biggest breakthroughs happen. Many business owners are spending valuable time on tasks that: • Someone else could handle • Don't significantly impact results • Exist because of perfectionism • Are distractions disguised as productivity The reality is that many founders are stuck doing $10-an-hour work while $1,000 decisions wait. The 80/20 Rule of Business Success A core principle discussed in this episode is the Pareto Principle, also known as the 80/20 Rule. In most businesses: 20% of your efforts produce 80% of your results. The challenge is identifying that 20% and protecting it. Successful entrepreneurs do not simply work harder. They work more intentionally. They protect time for: • Strategic thinking • Sales and revenue generation • Building partnerships • Leadership and culture • Long-term planning • Creating systems that scale These are the activities that separate busy owners from successful leaders. Why Focus Is a Competitive Advantage In today's business world, distractions are everywhere. Notifications, emails, social media, constant communication, and operational noise can easily consume an entire day. But the companies that grow the fastest are not run by the busiest founders. They are run by the most focused leaders. Focus allows you to: • Move faster than competitors • Make better decisions • Allocate resources more effectively • Scale systems that actually work • Build a company with long-term stability When your priorities are clear, your business begins to move forward with far more momentum. A Challenge for Business Owners If you're feeling overwhelmed or stuck in constant activity, try this simple challenge. At the beginning of the week, ask yourself: "What is the one thing that will move my business forward more than anything else?" Not five things. Not a giant list. Just one priority. Then structure your week around making meaningful progress on that one goal. Over time, this discipline compounds and leads to massive results. Subscribe to SoTellUs Time If you enjoy conversations about entrepreneurship, leadership, marketing strategy, and business growth, make sure to subscribe to the SoTellUs Time channel. Trevor and Troy Howard share real-world insights from building companies, helping businesses grow, and developing systems that create lasting success. You'll learn practical strategies you can apply immediately to improve your business, leadership, and productivity. Subscribe here: https://www.youtube.com/@sotellus Visit SoTellUs: https://www.sotellus.com About SoTellUs SoTellUs helps businesses capture, manage, and leverage customer reviews through powerful automation tools that increase trust, visibility, and conversions. Businesses use SoTellUs to: • Collect more authentic customer reviews • Improve online reputation • Increase leads and sales • Showcase customer experiences through video reviews • Strengthen credibility across digital platforms Learn more at: https://www.sotellus.com Connect With SoTellUs YouTube: https://www.youtube.com/@sotellus Website: https://www.sotellus.com #businessgrowth #entrepreneurship #productivitytips #smallbusinessowner #leadershipdevelopment #businessstrategy #entrepreneurmindset #timemanagement #scalingabusiness #founderlife

In 2026, true well-being isn't just about looking healthy or having money in the bank—it's about strengthening both at the same time. Financial fitness and physical fitness share the same foundations: discipline, consistency, and smart daily choices that compound over time. By aligning how you move your body and manage your money, you can build a more energized, secure, and resilient future this year and beyond.  Links: Watch our debt reduction webinar on YouTube Explore our current high yield savings account options Check out TCU University for financial education tips and resources! Follow us on Facebook, Instagram and Twitter! Learn more about Triangle Credit Union Transcript: Welcome to Money Tip Tuesday from the Making Money Personal podcast.   At Triangle Credit Union, we understand that true prosperity extends beyond financial stability; it encompasses physical well-being as well. As your trusted financial partner, we are dedicated to not only safeguarding your financial health but also promoting your overall wellness. With this commitment in mind, we are pleased to share valuable reminders and tips to help you achieve and maintain both financial security and physical vitality.  Let's take the journey together.  Financial Health Tips:  Budget Wisely: Take control of your finances by creating a monthly budget. Allocate funds for essential expenses, savings, and discretionary spending. Our online banking tool, Money Management, can help you track your expenses and stay on budget effortlessly.  Save Regularly: Establishing an emergency fund is vital for financial security. Aim to save a portion of your income regularly, even if it's a small amount. Set up automatic transfers from your checking to your savings account using our convenient banking app.  Manage Debt: High-interest debt can hinder your financial progress. Prioritize paying off debts strategically, starting with those carrying the highest interest rates. Consider consolidating debt or refinancing with our flexible loan options. Need more information on how to pay down your debt, check out our online webinar for resources! The link will be in the show notes.  Invest for the Future: Build wealth over time by investing wisely. Explore our savings and CD options to find a tailored solution to your financial goals. We have professionals that are ready to help you make a plan and work toward your goals.  Physical Health Tips:  Stay Active: Incorporate regular physical activity into your routine to boost your overall health. Whether it's a daily walk, yoga session, or gym workout, find activities you enjoy and stick to them. Consider tracking your progress on an app or other tools to see your progress accumulate and celebrate the small wins.  Eat Well: Fuel your body with nutritious foods to support optimal health. Aim for a balanced diet rich in fruits, vegetables, lean proteins, and whole grains. With food prices seemingly high, eating healthy may not be as expensive as it may seem. With meal planning apps and budgeting tools, you can organize and manage all grocery expenses efficiently.  Prioritize Sleep: Quality sleep is essential for physical and mental well-being. Aim for seven to eight hours of sleep per night and establish a relaxing bedtime routine.  Save Time, Try Telehealth:Telehealth allows you to connect with healthcare providers remotely through your computer or phone,eliminating the need for in-person visits. These virtual appointments are conducted by certified medical professionals, addressing a wide range of everyday healthcare needs from the comfort of your home. Whether it's a consultation with a physician or mental health specialist, telehealth brings medical expertise directly to you when you need it.  True prosperity is achieved through a balance of financial stability and good health. By prioritizing both aspects of your well-being, you can live a happier, more fulfilling life. As your trusted financial partner, we're here to support you on your journey to financial and physical wellness. Together, let's build a brighter, healthier future for you and your family.  If there are any other tips or topics you would like us to cover, let us know at tcupodcast@trianglecu.org. Like and follow our Making Money Personal FB and IG page and look for our sponsor, Triangle Credit Union on social media to share your thoughts.   Thanks for listening to today's Money Tip Tuesday and check out our other tips and episodes on the Making Money Personal podcast.   Have a great day!   

Download the Episode 4 workbook → https://bit.ly/p-finance-in-february-workbook This episode is part of our 4-part Finance February series. Watch the full series here → https://youtube.com/playlist?list=PLKi-7Pfz-69k5RqQyH-xU6EUe9Vk1_6LS&si=rzltOTe_pRerUshH This is the episode where the money finally means something. You've built awareness (Episode 1). You've created rhythm (Episode 2). You've learned how to make decisions and get paid properly (Episode 3). Now comes the real question: What do you actually do with the money? Because profit without intention just turns into: – Dumb spending – Panic tax decisions – Or a bigger business that still owns you. This episode is about turning profit into freedom, wealth, and optionality — not more stress.In this episode, you'll learn: 1) The order of operations for money (most owners get this backwards) Profit isn't for random spending. There's a sequence: – Pay yourself properly – Allocate for tax on purpose – Decide how much stays in the business – Decide how much gets extracted – Then invest deliberately Miss the order and you'll always feel broke, even when the numbers look good. 2) Why “reinvest everything” keeps owners stuck Reinvestment without rules is just unpaid labour in disguise. You'll learn how to reinvest with intention, so the business grows and your life improves. 3) The difference between business wealth and personal wealth A valuable business is not the same as personal security. We break down how to: – Build cash buffers – Separate business risk from life money – Avoid having your entire net worth trapped inside your gym 4) Smarter tax decisions (not dodgy write-offs) Buying stuff to “save tax” is one of the most expensive mistakes owners make. You'll learn how to: – Plan tax early – Use profit allocation instead of panic spending – Make decisions your future self won't regret 5) Designing a business that serves your life This is where finance becomes personal. What's the point of profit if: – You're still stressed – You still can't switch off – You still feel guilty spending money? This episode ties the numbers back to why you started. Homework: Your homework for Episode 4 is to decide what your profit is for. Download the workbook here → https://bit.ly/p-finance-in-february-workbook Then choose ONE: Set a profit allocation rule Decide how much stays in the business vs comes out Create a tax buffer (on purpose, not in panic) Decide what “enough” actually looks like for your life Map how profit turns into freedom over the next 12–36 months Write it down. Put it in the calendar. Stop winging it. What's next? That wraps Finance February. If this series changed how you think about money, decisions, or your role as an owner, go back and rewatch it as a system, not four random episodes. Connect with us: My website: ⁠https://thegeronimoacademy.com ⁠ IG Geronimo: ⁠https://www.instagram.com/thegeronimoacademy⁠ IG Hey.Doza: ⁠https://www.instagram.com/hey.doza⁠ LinkedIn: ⁠https://au.linkedin.com/in/andrewhandosa⁠ Want to SCALE your business and generate more LEADS? Go Here: https://bit.ly/4kZSlya Want to LEARN proven systems to grow your business without burnout? Go here: https://bit.ly/44XoX5w Chapters 00:00 – Episode 4: what the money is actually for 01:10 – The order of operations for profit 04:30 – Why reinvesting everything keeps you stuck 08:20 – Business wealth vs personal wealth 12:45 – Tax planning without dumb spending 18:10 – Designing a business that serves your life 24:30 – Profit, freedom, and optionality 31:00 – Homework: decide what your profit is for 34:00 – Finance February wrap-up

Arnie Katz has been running product and engineering under one roof since before most companies even considered combining the roles. As CPTO at GoFundMe, he oversees the teams behind a platform processing over 2.5 donations every second, with more than $40 billion in help facilitated worldwide. Arnie breaks down why the CPTO title keeps gaining traction, how he thinks about the role like a portfolio manager, and where the real trade offs live when one person holds both the product and technology reins.Key TakeawaysThe CPTO role works like a portfolio manager. Arnie manages the company's largest investment center by balancing short term business wins against long term platform bets, knowing when to take on technical debt and when to pay it down.Velocity, coordination, and alignment are the three biggest wins. When product and engineering report to one leader, decisions happen faster, roadmap conflicts get resolved without executive tug of war, and technical investments stay tied to business outcomes.The disadvantages are real. Without separate CPO and CTO voices at the executive table, certain perspectives can get muted. His fix: build a leadership bench strong enough to create the right tension underneath him.AI is changing what small teams can deliver. GoFundMe's eight person team behind Giving Funds is shipping at a pace that would have been impossible five years ago.Timestamped Highlights[00:38] The scale most people don't realize about GoFundMe, including 2.5 donations per second and GoFundMe Pro for nonprofits.[02:02] How Arnie first landed the CPTO title at StubHub seven years ago, and why it clicked.[09:11] The real downside of collapsing two C suite roles into one, and how Arnie designs around it.[13:57] His portfolio approach to technical debt, sequencing re platforming in areas like identity and payments while other teams ship business value.[18:38] AI reshaping engineering velocity, the future of the SDLC, and product teams prototyping without writing code.[23:06] Where the CPTO model is headed as the industry evolves.The Line That Stuck"I often think of myself as a portfolio manager. My job is to invest money where the company gets the best returns, where the mission gets the best return, where the shareholder gets the best returns."Pro TipsSequence your bets instead of spreading them thin. GoFundMe gave their identity and payments teams nine months of runway to re platform with no feature expectations while other squads picked up the pace on near term results.Build leadership that creates productive friction. Without CPO vs. CTO tension at the exec level, let your VPs and SVPs push back against each other. That tension is where the best decisions come from.Think in time horizons, not just priorities. Short term moves for 0.1% to 0.5% metric lifts. Midterm bets for 1% to 5% gains. Long term swings that could transform the business. Allocate across all three.If this conversation changed how you think about product and engineering working together, share it with someone on your team. Subscribe to The Tech Trek so you never miss an episode, and connect with Arnie on LinkedIn to keep the conversation going.GoFundMe is offering listeners of The Tech Trek a chance to open their own Giving Fund. For the first 50 people who open a Giving Fund and add $25 or more to their Giving Fund, GoFundMe will add an additional $25 to that Giving Fund. If you have a Giving Fund but have never contributed into it, you can also participate. The deadline for this incentive is March 13. To get this incentive, click here to start your Giving Fund.

In this episode, we break down what really belongs in COGS, how to read gross margin correctly, and how to dig deeper to uncover hidden margin leaks. If you want stronger cash flow, smarter pricing, and better decisions, this episode will help you master the numbers that matter most.

Sean Canney, Minister of State with responsibility for International & Road Transport, Logistics, Rail & Ports

Jason Schilling is the  ATA President Learn more about your ad choices. Visit megaphone.fm/adchoices

Photojournalism From Gaza to the World: Eman Mohammed's Journey, Resilience, and the Power of Long‑Term Stories Archive Episode – Aired in 2023 Discover how Eman Mohammed became Gaza's first female photojournalist, why she chooses long‑term projects over spot news, and how her iconic “jacuzzi‑on‑the‑rubble” image captures resilience after war. Learn insights for aspiring photojournalists and storytellers. Table of Contents Who Is Eman Mohammed? Breaking Barriers: The First Woman Photojournalist in Gaza The Iconic Jacuzzi Image: Symbol of Life After Conflict Why Long‑Term Projects Matter Preparing for War Coverage: Gear, Safety, and Mental Health Behind the Book: The Cracks in My Lens (2022) The “Broken Souvenirs” Project: Trauma Without Borders Key Takeaways for Emerging Photojournalists Further Resources & Links 1. Who Is Eman Mohammed? Award‑winning photojournalist and Senior TED Fellow based in Alexandria, Virginia. Born in Saudi Arabia, raised from age two in Gaza. Published in The Guardian, CNN, Le Monde, Vice, The Washington Post, and more. “I was a complete mess during my first war—no protective gear, no electricity, a twisted ankle, and a 22‑day conflict.” – Eman Mohammed Her career is a blend of visual artistry, human‑rights advocacy, and mental‑health awareness. 2. Breaking Barriers: The First Woman Photojournalist in Gaza Challenge How Eman Responded Male‑dominated field Turned resistance into motivation; asked “why isn't there a woman photojournalist?” Cultural taboos Leveraged her unique access to women's stories that male crews cannot reach. Lack of role models locally Inspired by women photographers worldwide—Rula Halawani (West Bank), Marie Colvin (Syria), etc. Limited resources Began with a simple backpack, later secured protective gear and international support. 3. The Iconic Jacuzzi Image: Symbol of Life After Conflict The Story Behind the Shot Setting: After the 2008‑2009 Gaza war, a jacuzzi survived the demolition of a Palestinian man's house. Visual: Children taking a bubble bath on top of the rubble—a shocking yet hopeful tableau. Why It Resonates Resilience: Shows life continuing amid devastation. Human Connection: Highlights an unusual friendship between a Palestinian worker and his Israeli boss, hinting at shared humanity. Narrative Depth: Eman focused on the children, not the destruction, turning tragedy into a universal story of hope. Alt Text Suggestion for Web: Children playing in a bubble bath on war‑torn rubble in Gaza, taken by Eman Mohammed, representing resilience after conflict. 4. Why Long‑Term Projects Matter From Spot News to In‑Depth Storytelling Spot news captures the immediate event (e.g., rockets falling). Long‑term projects uncover causes, aftermath, and human impact. Benefits Highlighted by Eman Mohammed Deeper Understanding: Reveals how extremism forms, how societies heal. Narrative Cohesion: Allows “layers of mental health, tragedy, resilience” to emerge over time. Ethical Responsibility: Offers a full picture rather than “half information.” Practical Steps for Photographers Identify a core question (e.g., “What happens after a house is destroyed?”). Allocate time—months or years rather than days. Build trust with subjects for ongoing access. Document both visual and oral histories. long‑term photography projects, after‑effects of war, in‑depth photojournalism 5. Preparing for War Coverage: Gear, Safety, and Mental Health Gear & Logistics (What Eman Mohammed Learned the Hard Way) Early days: No protective vest, no backup batteries, unreliable electricity. Now: One spare battery, basic body armor, portable solar charger, reliable backup storage. Safety Strategies Know the locality—local journalists share the same surprise factor as residents. Secure evacuation routes (even if embassies may be limited). Maintain communication with a trusted network of fellow journalists. Mental Health & PTSD Therapy is essential – Eman stresses continual sessions, not a one‑off fix. Peer support: Sharing experiences with other photojournalists reduces isolation. Self‑care practices: Regular sleep, nutrition, and moments of “mental break” from intense material. war photographer safety tips, photojournalism PTSD, gear for conflict photography 6. Behind the Book: The Cracks in My Lens (2022) Limited‑edition memoir chronicling a decade‑plus of Gaza coverage. Challenges: Re‑seeing traumatic images, translating feelings into words, language barrier (English not native). Therapeutic Value: Forced Eman to process memories, confront PTSD, and articulate the “smell, taste, view” of daily life under siege. Availability: A few copies remain on her website (pre‑order if you're a collector). The Cracks in My Lens book, photojournalist memoir Gaza, limited edition photography book 7. The “Broken Souvenirs” Project: Trauma Without Borders Concept: Pair powerful images with survivor quotes, omitting national identifiers to emphasize universal pain. Scope: Gaza, September 11 survivors, Oklahoma bombing, Armenian genocide, Native American genocide, etc. Six‑Degrees‑of‑Separation: Every subject is linked within six connections, highlighting our interconnected humanity. Why the Anonymity? Focus on emotion, not geopolitics. Encourages viewers to see the shared human cost, regardless of “nation.” Broken Souvenirs photo project, war trauma photography, universal storytelling 8. Key Takeaways for Emerging Photojournalists Find your “absence” – let gaps in representation fuel your purpose. Leverage gender or cultural position to access untold stories. Prioritize long‑term narratives over fleeting headlines. Prepare pragmatically: gear, safety plans, mental‑health resources. Collaborate and mentor: Reach out to established photographers (e.g., Adrees Latif, Carol Guzy, Yunghi Kim). Tell stories ethically: Respect subjects, avoid sensationalism, and consider anonymity when it serves the story. 9. Further Resources & Links Resource Link 10 Frames Per Second Podcast – Episode with Eman Mohammed [Listen on 10fps.net] Eman Mohammed's Portfolio & Book Store [emanphotography.com] TED Talk by Eman Mohammed [TED.com/eman-mohammed] Aftermath Project Grant (Sarah Terry) [aftermathgrant.org] Mental‑Health Support for Journalists – Dart Center [dartcenter.org] Gear Checklist for Conflict Photographers [photojournalistgear.com] Ready to Capture Stories That Matter? If you're an aspiring photojournalist, remember Eman Mohammed's mantra: “Document the aftermath, stay curious, and never let the absence of representation silence you.” Start small, think long‑term, and let your lens reveal the resilience humanity carries in even the darkest moments. Feel free to share this post on social media, tag Eman Mohammed, or join the conversation about ethical, long‑term photojournalism. ________ photojournalism, Gaza, women photojournalist, war aftermath, resilience, jacuzzi photograph, Israeli‑Palestinian relationship, long‑term projects, spot news vs. in‑depth reporting, protective gear, first war experience, PTSD, therapy, mental health, Black Lives Matter, marginalized communities, D.C. protests, 2014 Gaza war, September 11 survivors, Broken Souvenirs project, six degrees of separation, immigrant perspective, mentorship, grants for emerging photographers, Adrees Latif, Yunghi Kim, Carol Guzy, Younghee Lee, power and electricity shortages, Gaza siege, Palestinian identity. first woman photojournalist Gaza, female war photographer, gender barriers in journalismThe post Archive Episode 81: Eman Mohammed (Gaza Conflict Photography) first appeared on 10FPS A Photojournalism Podcast for Everyone.

Episode Overview In this second episode of the pricing series, hosts David and Eric bridge from pricing theory into practical strategy and application. They explore the critical differences between cost-plus and value-based pricing, discuss price elasticity, and provide actionable frameworks for optimizing pricing in middle-market private companies. Key Topics Covered 1. Marginal Buyer Theory Recap The last buyer-seller transaction indicates market pricing potential Prices function as market signals about resource value Ignoring the marginal buyer leaves money on the table 2. Price Elasticity of Demand High Elasticity: Small price changes cause significant market share loss (e.g., hotdog industry – one penny change = major impact) Low Elasticity: Price changes have minimal impact on customer retention Revenue optimization: Selling at 2x price with only 5% customer loss increases overall revenue and profit 3. Cost-Plus Pricing When It Makes Sense: Regulated industries (utilities, government contracts) Commoditized products New product launches (to establish break-even baseline) How to Calculate: Add all direct costs (materials, labor, freight) Allocate indirect costs (rent, depreciation, admin) Calculate total unit cost Apply markup based on contract requirements or industry standards Limitations: Focuses energy on cost side, not demand side Misses shifts in market dynamics and pricing power Leaves value on the table from marginal payers Doesn’t account for subjective customer value 4. Value-Based Pricing Core Principle: Maximize profitability by capturing the value created for customers Implementation Steps: Identify the specific problem your product/service solves Quantify the cost of the problem to your customer Lost sales Production inefficiencies Higher operational costs Calculate economic value created What would alternative solutions cost? What’s the total economic benefit? Set pricing below total value to ensure customer benefit Example: If your solution creates $100K/year in value Pricing at $100K = customer breaks even Pricing below $100K = customer realizes net benefit Consider multi-year value (Year 1: break-even, Year 2+: 100% profit to customer) 5. Pricing Optimization Strategies For Established Businesses: Run pricing experiments to optimize revenue and profit Test different price points carefully (consider elasticity) Create multiple proposal versions with different pricing Differentiate by geography or market segment Track conversion rates and customer response Key Insight: Value pricing aligns your interests with customer interests – if you’re not bringing value, you shouldn’t be in business together. Action Items for Listeners Complete the homework from Episode 1 analyze your data using marginal buyer theory Quantify the economic value your product/service creates for customers Calculate what alternative solutions would cost your customers Begin pricing experiments in your business (if appropriate for your industry) Prepare for Episode 3 Coming Up Next Hourly pricing vs. value-based pricing for services Comprehensive pricing strategy framework Putting all the pricing concepts together Key Quotes “A price is not something you set, even though yes, you do set them, it’s more of a signal of what the market is saying about the value of certain resources.” “Value pricing always aligns ourselves to the interest of the customer and the client. If we’re not bringing them value, then what the heck are we doing?” “When all of your pricing energy is going to the cost side, you’re paying less attention to the demand side.” Resources Episode 1: Pricing Theory & Marginal Buyer Concept Economist referenced: Ludwig von Mises

Gm! We're back with Matty Taylor to unpack what's next for Colosseum in 2026. We deep dive into where Matty sees the most opportunity right now, crypto token vs equity problem, token buybacks, Solana DeFi and more. Enjoy! -- Follow Matty: https://twitter.com/mattytay Follow Danny: https://x.com/defi_kay_ Follow Lightspeed: ⁠https://twitter.com/Lightspeedpodhq⁠ Join the Lightspeed Telegram: ⁠https://t.me/+QUl_ZOj2nMJlZTEx⁠ -- PFOF on Solana: https://x.com/bqbrady/status/2005661528096436394 -- peaq, the Machine Economy Computer, proudly sponsors the Lightspeed podcast. peaq is home to 60+ apps across 20+ industries and millions of devices, machines, and onchain robots. It powers the world's first tokenized robo-farm, launching soon in Hong Kong, and has launched the Machine Economy Free Zone in Dubai as a Web3 x Robotics x AI innovation hub. For more about peaq, check out www.peaq.xyz -- Sablier is the leading onchain token distribution protocol — now on Solana. Trusted by top crypto teams, Sablier automates airdrops and vesting onchain, securely and transparently. Start in seconds at sablier.com. -- Get top market insights and the latest in crypto news. Subscribe to Blockworks Daily Newsletter: ⁠https://blockworks.co/newsletter/⁠ -- (00:00) Introduction (05:21) The Colosseum Model (12:55) Colosseum's Accelerator Cohort 4 (16:02) Peaq Ad (16:28) Sablier Ad (16:57) Where To Allocate In 2026? (23:51) How To Fix Crypto's Token Problem (38:05) The Best Way To Launch A Token (48:06) Peaq Ad (48:32) Sablier Ad (49:00) Token Buybacks (52:05) Solana DeFi In 2026 -- Disclaimers: Lightspeed was kickstarted by a grant from the Solana Foundation. Nothing said on Lightspeed is a recommendation to buy or sell securities or tokens. This podcast is for informational purposes only, and any views expressed by anyone on the show are solely our opinions, not financial advice. Danny, and our guests may hold positions in the companies, funds, or projects discussed.

Steve, Justine, Bo, Luke and Linda talk about remembering to go to distilleries around the holidays in 2026. TBD music by Kevin MacLeod (incompetech.com).   Important Links: Patreon: https://www.patreon.com/theabvnetwork Our Events Page: bourbonpalooza.com Check us out at: abvnetwork.com. The ABV Barrel Shop: abvbarrelshop.com   Join the revolution by adding #ABVNetworkCrew to your profile on social media.

Gyms aren't failing because ads “don't work.” They're failing because they're tracking the wrong things. You can have the perfect offer, the perfect ad, and still miss the real growth happening right in front of you. Welcome to the Gym Marketing Made Simple Podcast — where clarity replaces confusion and growth stops being a guessing game. Each episode breaks down what actually helps boutique gyms grow in a real, predictable way.Episode HighlightsIn this episode, the focus is on the halo effect and how paid marketing drives growth in ways that aren't always obvious. You'll see why direct leads don't tell the whole story, why signups can rise without a clear source, and how consistent, data-driven marketing creates steady momentum even during slow periods. It's a clear look at which numbers actually matter when measuring real growth.Episode OutlineUnderstanding how consumer behavior actually works in paid marketing.Why most people don't convert directly from an ad.The halo effect: increased awareness, trust, and repeated exposure.Why “How did you hear about us?” is unreliable data.Real example showing a 100% increase in signups from paid ads.How paid marketing boosts website visits, walk-ins, and old leads.Why paid ads must run consistently, even in slow months.Case studies of gyms that grew after implementing paid ads.Why franchises outperform small gyms—and what to learn from them.Why organic efforts alone can't scale growth.The most important metrics to track: signups, CPA, revenue, appointments.The dangers of turning off ads and losing momentum.Common misconceptions about paid marketing.How paid ads influence brand perception and trust.Why a real marketing plan is essential for long-term success and business valuationEpisode Chapters00:00 Intro00:05 Understanding the Halo Effect in Paid Marketing04:21 Measuring the Halo Effect06:26 The Role of Paid Marketing in Business Growth10:46 Data-Driven Decision Making in Marketing14:58 Metrics for Success in Paid Marketing20:34 The Importance of Consistent Marketing Efforts21:47 Addressing Common Misconceptions in Paid Marketing22:02 The Impact of Paid Marketing on Business Perception22:31 The Role of Paid Marketing in Long-Term Business SuccessAction TakenReview how your gym currently measures success and shift focus to actual signups and revenue.Track numbers consistently without relying on “How did you hear about us?”Allocate a monthly paid marketing budget of $2,500–$6,000 to test, optimize, and grow.Strengthen branding and messaging across all platforms to compete with larger players.Map out a long-term marketing plan instead of relying on short-term bursts.ConclusionGrowth doesn't come from one perfect ad or one high-converting offer. It comes from the steady lift created by consistent marketing that builds trust, awareness, and familiarity over time. Once you understand the halo effect and start tracking the numbers that matter, your gym's growth becomes predictable, not accidental.CTAIf this episode helped shift how you look at your marketing, share it with another gym owner who needs to hear it.Supporting Information

In this episode of Tank Talks, Matt Cohen is joined by Samir Kaji, CEO and Co-Founder of Allocate, to break down the explosive growth of private market investing and why trillions in new capital are about to reshape the entire wealth ecosystem. Fresh off a $30.5M Series B, Samir unpacks how Allocate is building the missing infrastructure connecting fund managers, RIAs, and the next generation of investors, solving the painful workflows, broken data pipes, and manual processes still holding the industry back. From intelligent deal discovery and auto-filled subscriptions to AI-powered diligence and portfolio personalization, Samir explains how technology will unlock access, efficiency, and liquidity at scale for both advisors and allocators.He also dives deep into the current venture cycle, the AI valuation frenzy, and the widening gap between mega-funds and emerging managers. Samir gives an unfiltered look at where the real opportunities lie, why liquidity is the next trillion-dollar unlock, how secondaries will redefine private markets, and what investors should be watching heading into 2030. If you want to understand where private markets, wealth management, and alternative investing are truly headed, this episode is essential listening.The Origin Story: 25 Years Watching the Market Shift (03:09)* Samir's work at SVB and First Republic observing the decline of IPOs* Cloud computing's impact on fund proliferation* Early signs that private markets needed new infrastructure* How HNWIs and family offices began demanding access decades before the rails existedWhy Allocate Exists & What It Actually Solves (07:04)* The fragmented “dark forest” problem of GP RIA connectivity* Why wealth advisors can't scale alt allocations using PDFs and lawyers* The three pillars of AllocateHow Advisors Use Allocate to Scale 10x Without Adding Headcount (14:18)* Auto-filled subs, KYC, allocation setup, client mapping* Helping advisors serve all 150 clients, not just the top 20%* Improving revenue while slashing operational dragUnlocking Liquidity: The Biggest Missing Piece of Private Markets (21:16)* Why secondaries are essential for opening the wealth channel* Borrowing against private fund positions* How tech will reduce massive bid-ask spreads* Why liquidity options will double alt allocations from 5% → 10-30% over timeAI's Real Role in Private Markets (25:20)* AI as the intelligence layer for discovery, diligence & personalization* Uploading 10 fund decks → receiving full breakdowns in minutes* Why workflows, not chatbots, will unlock trillions* Execution, payments & portfolio modeling going from days to secondsThe State of Venture Capital in 2025 (32:17)* Why today's market is “the extreme Tale of Two Cities”* AI startups raising at insane velocity vs. great non-AI companies starving* Why 90% of AI companies won't justify valuations* Seed funds getting squeezed by mega-funds writing “option checks”* How emerging managers can still win (go earlier or niche down hard)Founder Discipline, Revenue per Head, & the New Efficiency Era (40:06)* Revenue-per-employee as the new defining KPI* Why scarcity birthed a healthier generation of founders* Companies going from 5 → 50 → back to 20 employees* Running lean with AI as leverage instead of headcountAbout Samir KajiSamir Kaji is the Co-Founder and CEO of Allocate, a platform revolutionizing how investors access and manage private market investments. With a career in venture banking spanning over two decades at Silicon Valley Bank and First Republic, Samir has an unparalleled view of the venture capital and private equity landscapes. He is also a Kauffman Fellow, the host of the Venture Unlocked podcast, and a personal investor in companies like Carta and Reddit. He remains dedicated to Allocate's mission of making the private markets as transparent and responsible as the public markets.Connect with Samir Kaji on LinkedIn: https://www.linkedin.com/in/samirkajiVisit the Allocate website: https://allocate.co/Connect with Matt Cohen on LinkedIn: https://ca.linkedin.com/in/matt-cohen1Visit the Ripple Ventures website: https://www.rippleventures.com/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit tanktalks.substack.com

Key Takeaways:Practicing daily underwriting significantly improves deal analysis skills, and many viable deals can be found in common online marketplaces.Tyler advised against purchasing a specific industrial condo deal due to unfavorable returns and risks, stressing the importance of careful deal evaluation.For small family offices, use a holding company or trust with separate LLCs for each asset to maximize asset protection and management.Work with a specialized real estate CPA for optimized tax planning and execute 1031 exchanges by preparing ahead of asset sales.Allocate portfolios with a mix of stabilized assets, value-add properties, and selective higher-risk investments according to the family's desired involvement and goals.

In episode #330, Ben explains one of the most common and costly SaaS finance mistakes: failing to allocate CAC between new and existing customers. This oversight leads to misleading KPI's, inaccurate CAC payback, flawed LTV to CAC ratios, and unreliable unit economics. Ben walks through exactly how to allocate CAC the right way, how to segment sales and marketing expenses, and why this matters for accurate revenue efficiency metrics and due diligence. Key Topics Covered Why fully burdened sales and marketing expenses are required for accurate CAC The danger of pushing all sales and marketing expenses into CAC without allocation How to allocate CAC between new customer acquisition and expansion How to segment sales teams (hunters vs. farmers) and avoid co-mingled headcount Allocating marketing spend based on acquisition channels Typical allocation benchmarks for sales (60-80% to new) and marketing (80-90% to new) Why accurate CAC is essential for CAC payback, LTV to CAC, and cost of ARR How the Cost of ARR provides a blended benchmark without requiring allocation Using allocation methods for businesses with multiple product lines or motions What You'll Learn How to correctly calculate CAC using fully burdened sales and marketing expenses How to evaluate marketing economics and sales efficiency with proper allocation Why unallocated CAC leads to distorted financial strategy and misleading KPI's How CAC allocation flows into CAC payback period, LTV to CAC, and ARR efficiency How to build a repeatable, defensible go-to-market metrics framework that withstands due diligence Who This Episode Is For SaaS founders scaling beyond early customer acquisition CFOs, FP&A leaders, and finance teams who own KPI modeling Operators who need accurate CAC, CAC payback, and LTV calculations Investors or advisors assessing revenue efficiency and go-to-market economics Related Resources SaaS Metrics Foundation course covering CAC, LTV, ARR, and unit economics: https://www.thesaasacademy.com/the-saas-metrics-foundation Coaching resources on building an accurate, SaaS-specific chart of accounts: https://www.thesaasacademy.com/saas-cfo-coaching

In this episode of Stronger Sales Teams, Ben Wright tackles the often-neglected art of time management—especially timely as sales leaders face the pressures of the holiday season. He shares practical strategies and quick wins to help teams stay focused, productive, and burnout-free. Drawing from his extensive experience, Ben emphasises the power of aligning daily actions with bigger goals through smart prioritisation and clear communication. This episode is a must-listen for leaders eager to master their time and drive stronger, more motivated sales teams.Key Takeaways:• Focus on aligning daily activities with clear, specific, and measurable goals to enhance productivity.• Use Covey's model to categorize tasks by urgency and importance, dedicating time to significant activities early in the day.• Identify preferred communication methods and establish clear channels with your team to optimize efficiency.• Allocate dedicated family and free time to ensure personal well-being and professional effectiveness.• Structure your day with time blocks, ensuring you address important tasks during your most productive periods.Time Stamps: 0:00 Intro1:26 Blast From The Past4:09 Time Management5:21 Time Management Hacks6:22 Time Management Hacks: Having Goals8:50 Time Management Hacks: Prioritizing Task13:06 Time Management Hacks: Operating Method17:47 Recommended Hacks for Time Management19:03 Ben's Daily Schedule for Time Management24:04 Health and Wellbeing Tip24:51 OutroRate, Review, & Follow If you're liking what you're hearing, make sure you ‘follow' the show wherever you listen to your podcasts…so you never miss an episode! I'd also love to hear what you think, so drop us a review after you close that next deal…tell me what you're liking, and what you want more of so I can look to cover it in a future episode.

On today's episode of the podcast I'm covering the three main traps I see business owners get stuck in and how to get yourself out if you're trapped. 1. The Carousel of Chaos (of Contradictory Advice) This trap occurs when business owners seek answers to legal and tax questions, but receive conflicting advice and are left confused. There are three stages of awareness on the carousel: Stage 1: Not knowing what you don't know (blissful ignorance). Stage 2: Knowing what you don't know (issue-aware, realizing a problem exists). Stage 3: Basic understanding (acquiring sufficient information to grasp the issue). The solution? Business owners need to develop enough foundational knowledge to understand the nuances of professional advice, weigh conflicting information, and ultimately make informed decisions for their specific situation. This involves being "issue-aware" so you know when to ask the right questions and how to process the answers. 2. The Oh Shit Cycle of Back Taxes This trap is the recurring pattern of business owners not saving to pay quarterly taxes, leading to accumulating tax debt that becomes increasingly difficult to manage. Many self-employed people don't realize that, unlike W2 employees, taxes are not automatically withheld from their income, leading to unexpected tax bills. The solution? To break the cycle, prioritize saving for current year's taxes. Allocate the exact amount needed for current taxes first, then use any remaining discretionary income to pay off back taxes. This might prolong the repayment of old debt, but it prevents future debt from accumulating. 3. The WTF Happened to My Money Hamster Wheel I often see that the more business owners earn, the more they spend, leaving them feeling financially stuck despite bringing in more money. The solution? A more disciplined routine. Instead of immediately spending new earnings, set clear savings goals and financial milestones. This helps detach spending habits from earning capacity, ensuring that increased revenue translates into real financial growth and stability.

Work with Jordan personally at ⁠⁠www.ecommerceos.co⁠⁠Work with social commerce club at ⁠⁠www.socialcommerceclub.com⁠⁠Get 27 strategies in 27 days at ⁠⁠https://socialcommerceclub.com/pages/27-strategies⁠⁠Join Tiktok shop elites mastermind at ⁠⁠https://www.skool.com/tiktokshopelite/aboutIn this video, Jordan West breaks down the 5 most common questions brands ask before Black Friday and Cyber Monday — from TikTok Shop to Meta ads, creator marketing, and budgeting. He also shares the 10-point checklist his team uses with clients to make sure everything's ready before BFCM hits.If you're running ads or selling through TikTok Shop this season, this conversation will help you plan better, spend smarter, and avoid last-minute mistakes.Discover how to:Allocate your budget between TikTok and MetaBuild a creator strategy that drives real GMVFix listing mistakes that spike your CPMsAvoid the #1 error that tanks BFCM salesPrepare your store with a proven 10-step checklistIf you sell on TikTok Shop or run e-commerce ads, this is your ultimate BFCM prep guide.

When it comes to retirement planning, one of the biggest questions federal employees face is: How should I allocate my Thrift Savings Plan (TSP) to make sure I don't run out of money? The TSP is a powerful tool for building wealth and creating income security in retirement. With just five core funds (plus Lifecycle Funds that mix them), your options may seem limited, but how you allocate between them makes a big difference in protecting your retirement lifestyle. https://zurl.co/J39fv

In this episode, host Bill Kelly sits down with Matt Curtolo to unpack the evolving dynamics between LPs and GPs, and what changing investor profiles mean for private markets. Matt shares highlights from his two-decade career across firms like Hamilton Lane, MetLife, and Allocate, offering key insights on secondary markets, manufactured liquidity, transparency, and the future of venture capital investing. They also explore the challenges and opportunities in democratizing access to private markets and how to equip investors with the right tools and education for long-term success.

Programmatic budget allocation remains challenging for marketers targeting niche audiences. Amanda Martin, Chief Revenue Officer at Mediavine, explains how to maximize $10 million in programmatic spend for specialized markets. She recommends starting with seed audience data to build lookalike models, letting DSP algorithms identify where your actual customers consume content rather than making assumptions, and testing smaller budget increments before scaling successful campaigns.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Programmatic budget allocation remains challenging for marketers targeting niche audiences. Amanda Martin, Chief Revenue Officer at Mediavine, explains how to maximize $10 million in programmatic spend for specialized markets. She recommends starting with seed audience data to build lookalike models, letting DSP algorithms identify where your actual customers consume content rather than making assumptions, and testing smaller budget increments before scaling successful campaigns.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Jim Oliver sits down with Brett Swarts to tackle the part of exiting most owners ignore until it's painful: Taxes. Brett is the founder of Capital Gains Tax Solutions, a real estate broker and tax strategy specialist with deep expertise in Deferred Sales Trusts (DST), Delaware Statutory Trusts, and 1031 exchanges. He hosts the “Build It to Billions” and “Capital Gains Tax Solutions” podcasts.  Together, Jim and Brett lay out how purpose-driven entrepreneurs can engineer an exit that prioritizes tax flow, converts to truly passive income, and preserves control and flexibility. What You'll Learn: Why most CPAs “report the score” and how a true tax strategist changes outcomes Tax flow vs. cashflow: deferring cap gains to compound what would've gone to the IRS A “2.0” exit for larger deals: using a Deferred Sales Trust for cap gains and estate tax planning When 1031s become a “shotgun wedding”—and smarter blends (partial 1031 + DST + cost seg) How to define and build TPI (truly passive income) so your time, not the asset, drives your life Action Steps: 1. Build the Exit Blueprint Quantify net proceeds, gain, debt, and estate exposure. Set a clear monthly TPI target before signing an LOI. 2. Upgrade the Bench Add a tax strategist alongside CPA/attorney. Evaluate DST, partial 1031, bonus depreciation, and insurance—pick tools, not dogma. 3. Allocate for TPI Diversify post-sale capital into vehicles that deliver durable, hands-off cashflow while keeping optionality for future deals. Brett Swarts' Final Word “Truly passive income is to your freedom and impact what compounding interest is to your money. Lead with tax flow—and let it compound.” Connect with Brett Swarts: Website: https://capitalgainstaxsolutions.com/ Website https://brettswarts.com/ YouTube: http://www.youtube.com/@CapitalGainsTaxSolutions

learn how to use the word 'allocate' in English

Ever feel like your workweeks slide into chaos, no matter how many productivity hacks you try? If you have ADHD—or just a brain that refuses to follow “traditional” time management—you're not alone. This week on ADHD-ish, Diann Wingert breaks down the problem of context switching for ADHD entrepreneurs and introduces the concept of “focus days” with three different models to choose from. Get ready to discover practical, customizable models to help you protect your time, boost your productivity, and work with your brain, lifestyle, and stage of business. About the HostDiann Wingert is a former psychotherapist and serial entrepreneur turned business coach, specializing in helping entrepreneurs with ADHD and other “not-so-neurotypical” brains thrive. Drawing from both her clinical expertise and personal experience, Diann delivers actionable advice, real-world strategies, and a refreshingly honest perspective on building a business, balancing priorities, and protecting your most precious resources: your time and your creative energy.Here's your quick guide to Focus Days, ADHD-style:The Single Focus Scheduling MethodThink of this as giving every day its own “job”—Mondays are CEO days (big picture, strategy only!), Tuesdays and Thursdays are for clients, Wednesdays for content creation, and Fridays for building connections. The magic? You get to deeply immerse in one type of work at a time—no more multitasking burnout.The Essential Three Model: Create, Connect, ConsumePerfect if you don't want to lock yourself into a five-day structure. Allocate days based on energy: Create (any kind of output work), Connect (people-focused work like client calls), and Consume (input tasks like learning or admin). You can spread these across your week however you like—and it totally honors both structure and spontaneity.The Split-Screen ApproachNot all of us can devote a full day to a single focus. With the Split Screen model, you match tasks with your daily energy: deep work when your brain's sharpest, creative or relational work when it feels right, and breaks when you need them. It's about flowing with your energy patterns, not fighting them.Which one to try?Are your days packed with interruptions? Go for the Essential Three.Thrive with structure? Try Single Focus Scheduling.Need max flexibility or have health/family stuff? Split Screen's your friend.Protect your boundaries (and sanity):Most “emergencies” can actually wait. Create clear expectations and communicate your availability so you're not always on call—this protects your energy, time, and creative spark.Embrace experimentation over perfection:Whether you need more structure or more flexibility, give yourself permission to tweak any system. Growth comes from iteration, not rigid adherence. Try one approach for a few weeks, then adjust as needed.Not-so-fun fact:Research shows it can take UP TO 25 MINUTES to fully recover your focus after switching tasks. And with ADHD? Yep, it can take even longer. It's like trying to cook five different cuisines at once—the results are always a little…messy. Mentioned in this episode:Changes Diann made based on her quarterly review during a CEO Day:Zoom Pro to Google Meet_savings: $160Loom to Konvey_savings: $71Calendly to TidyCal: $91Links to Diann's three-part momentum series:Starting Strong

Is it too late to start investing in crypto—or is now the perfect time? In this episode, Dr. Lauryn sits down with Dr. Hans Boateng, also known as The Investing Tutor, to break down everything you need to know about Bitcoin, blockchain, and building wealth in the digital economy. Whether you've been intimidated by crypto or simply don't know where to start, this conversation will give you the clarity and confidence to take action.Together, they dive into the history of Bitcoin, why blockchain technology is revolutionary, and the mindset you need to approach crypto as a long-term wealth strategy. Dr. Hans explains how to build a portfolio, the importance of security and wallets, and why government adoption signals massive growth ahead. If you've ever wondered how digital assets fit into your financial future, this episode is your beginner's guide to crypto.Key TakeawaysIt's still early for crypto. We're in the equivalent of the internet's “dial-up stage,” meaning massive growth and adoption is still ahead.Bitcoin is the foundation. Allocate the majority of your portfolio to Bitcoin, with smaller percentages in Ethereum, Solana, or other assets for growth potential.Never sell Bitcoin. Like prime real estate, Bitcoin should be held long term—you can even borrow against it without selling.Crypto is going mainstream. From government adoption to integration into retirement accounts, digital assets are quickly becoming part of the global financial system.About the GuestDr. Hans Boateng, widely known as The Investing Tutor, climbed the ladder of financial success from the bottom 10% to the top 1%. With an MBA, a doctorate degree, and over a decade of experience in finance and investing, he has tutored more than 50,000 individuals worldwide. Originally from Ghana, West Africa, Dr. Hans is passionate about addressing the lack of investment literacy in immigrant and minority households. Featured in Bloomberg and Business Insider, he is a trusted voice in personal finance, wealth building, and crypto education.Learn more about Dr. Hans Generational Wealth Plus ProgramFollow Dr. Hans: Instagram | Facebook | XResources:Join The Uncharted CEO: An 8-week immersive experience for clinic owners designed to increase revenue, maximize profits, and build cash flow systems that create freedom NOW, not at 65. Not sure if The Uncharted CEO is right for you? Take the quiz and find out!Join The Uncharted Collective: A Membership for Healthcare Professionals to Build a Profitable Personal Brand in Just 2 Hours a WeekFollow She Slays on YouTube to watch video versions of the show and get additional content!Sign up for the Weekly Slay newsletter!Follow She Slays and Dr. Lauryn: Instagram |

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Danielle Jeter. Founder of AOA Events and PR and Women in Media Global:

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Danielle Jeter. Founder of AOA Events and PR and Women in Media Global:

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Danielle Jeter. Founder of AOA Events and PR and Women in Media Global:

✨ Episode Description:Weddings are magical—but let's be real, they can also be overwhelming when it comes to managing the budget. Where do you save? Where do you splurge? And how do you make sure your money is going toward the things that actually matter to you?In this episode, I sit down with Marcy, founder of MCM Entertainment, to unpack the art of budgeting for your big day. Raised by a singer and a magician, Marcy was literally destined to entertain. From DJ-ing weddings at just 15 to becoming a powerhouse MC, singer, attorney, and licensed officiant by 24, she brings a unique perspective on how to balance fun, flawless execution, and financial sanity.Together, we'll talk about: ✅ Where most couples overspend (and how to avoid it) ✅ The top 3 areas worth investing in for long-term memories ✅ Budget-friendly ways to keep the entertainment alive all night ✅ How having the right MC, DJ, or coordinator can actually save you money in the long runMarcy also shares her mission at MCM Entertainment—helping couples enjoy stress-free celebrations with bilingual MCs, day-of coordination, and an energy-packed crew that keeps guests engaged from start to finish.If you're planning a wedding and feeling the budget squeeze, this episode will give you clarity, confidence, and a roadmap for allocating your dollars in a way that feels aligned with your vision.

Time blocking sounds simple… but if you've ever sat down during your prep period with a plan and still ended the day feeling behind, you know it's not always that straightforward. In this episode, I'm walking you through a flexible, teacher-centered approach to scheduling your time. This isn't about squeezing more into the day—it's about protecting time for what matters and letting go of the guilt about what doesn't. I'll share how to: Allocate time for high, medium, and low-priority tasks (without spinning your wheels) Match your work to your energy levels using deep vs. shallow tasks Set realistic work hours and assign tasks to those blocks Get better at estimating how long things actually take Plan for interruptions and adjust when life throws off your schedule If this feels like the kind of support you need right now, there are two ways to go deeper: Join me for the Unlocking Teacher Productivity cohort through RocketPD for a guided experience, or check out the 40 Hour Teacher Workweek if you prefer a self-paced, affordable option. Both can help you create systems that are sustainable long-term. Let's figure out how to build a schedule that honors your time, energy, and values.