Podcasts about household income

Can we still call Perth property affordable? Today, I’m diving into where Perth stands on affordability compared to the other states' cities as prices continue climbing. I’ll cover both sales and rental markets, compare us to other states, and share what these shifts mean for buyers and investors. Some of the insights might surprise you. If you’re wondering where the market’s heading, stick around — I’ll share my thoughts on how this will impact buyers' and tenants' potential to pay higher prices. Let’s go inside. Resource Links: Get your Strategic Portfolio Plan and our help with Buying Your Next Perth Property (https://www.investorsedge.com.au/invest-in-perth-property/) Join the Perth Property Investment Facebook Group (https://www.facebook.com/groups/perthpropertyinvestors) Join Jarrad Mahon’s Property Investor Update (https://www.investorsedge.com.au/join) For more info on our award-winning and highly rated Property Management services that give you guaranteed peace of mind (https://www.investorsedge.com.au/perth-property-management-specialists/) For more info on how our Property Sales services can ensure you get the best selling price while handling all the stress for you (https://www.investorsedge.com.au/selling-your-perth-property/) Episode Highlights: Intro [00:00] Affordability and House Prices in Perth [01:31] Comparison of Household Income and Loan Repayments [02:11] Impact of Interest Rate Reductions on Affordability [06:49] Projections for Future House Prices and Rental Affordability [09:57] Thank you for tuning in! If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Connect with Perth Property Insider: Subscribe on YouTube: https://www.youtube.com/@InvestorsedgeAu Like us on Facebook: https://www.facebook.com/investorsedge See omnystudio.com/listener for privacy information.

John Maytham is joined by renowned finance journalist Maya Fisher-French to unpack the impact of the latest national budget on South African households. See omnystudio.com/listener for privacy information.

Send us a textWhat is Universal Basic Income (UBI) and why is it so popular among economists and freedom lovers relative to other types of poverty policy solutions? What does it even mean to “solve a problem” or to “learn” in the social sciences?  Join us today to explore the answers to these two questions and many more. Today, I am excited to welcome on Peter Van Doren to talk about the history of poverty policy and policy debates and the reality about universal basic income. We talk about some pretty conclusive economic studies which highlight the effect of UBI type policies and what to make of them!  Peter Van Doren is a senior fellow at the Cato Institute and the editor of Regulation, a quarterly magazine about applied microeconomics and economic policy issues.Want to explore more?Michael Munger on the Basic Income Guarantee, an EconTalk podcast.Thomas Koenig, Adam Smith, Francis Fukuyama, and the Indignity of the UBI, at Speaking of Smith.Bruce Meyer on Poverty, an EconTalk podcast.Scott Winship on Poverty and Welfare, a Great Antidote podcast.Clark Nardinelli, Industrial Revolution and the Standard of Living, in the Concise Encyclopedia of Economics.Jeremy Horpedahl on the Real Cost of Thriving Index, a Great Antidote Podcast.Support the showNever miss another AdamSmithWorks update.Follow us on Facebook, Twitter, and Instagram.

Topics:- Being A Hard Working Parent- Household Income & Benefits- Safeguarding Screen Time- AITA For Feeling Betrayed After My Wife Hid Something From MeTime Stamps:00:00 - Intro03:00 - Song Of The Week09:53 - What Did My Wife Do This Week14:05 - Baby Developments27:25 - Household Income 41:00 - Safeguarding46:20 - AITA For Feeling Betrayed After My Wife Hid That She Could Never Have Kids Until Years Into Our Marriage

Derek Moore and Jay Pestrichelli gather once again to discuss whether inflation is too high for the Fed to aggressively cut rates more. Then, they talk about the probability of the S&P 500 closing or getting to 7000 by year end 2025. Plus, is inflation still too high looking at Core CPI and CPI Supercore for the fed to cut rates as much as projected. Later, they go into some myths on the US debt and foreign ownership of treasuries, US Dollar Index against some resistance levels, what does paying your fair share in taxes mean, and more.   How probabilities are calculated based on option prices Current probability of the S&P 500 Index hitting 7000 by year end 2025 Difference between probability of touching and probability of expiring in the money Looking at the current forward PE ratio and multiple for the S&P Calculating theoretical year end 2025 S&P price at different earnings and multiples Is the PE multiple too high? US Dollar moves higher but coming up against resistance? Looking at who owns the $34 Trillion US Debt Percentage of foreign countries who own treasuries Many people think China owns more treasuries than it currently does How much does the Fed own of outstanding US debt? What does paying your fair share in taxes mean? Income comparisons when including government transfer payments (benefits) and taxes Data from New York City points to a small number of people paying most of the taxes CPI Supercore CPI Core and the Fed targets Shelter inflation How big of a company would SpaceX be if it went public? Broadcom hits $1 Trillion in market cap today   Mentioned in this Episode   CBO report on Distribution of Household Income https://www.cbo.gov/publication/56575   NYC Department of Taxation https://www.tax.ny.gov/data/stats/taxfacts/personal-income-tax.htm   Derek Moore's book Broken Pie Chart https://amzn.to/3S8ADNT   Jay Pestrichelli's book Buy and Hedge https://amzn.to/3jQYgMt   Derek's book on public speaking Effortless Public Speaking https://amzn.to/3hL1Mag   Contact Derek derek.moore@zegainvestments.com

On this episode of Gifts and Graces we get to hear from James C. Petty, Jr., on how churches can excel in giving. Petty is a retired pastor of Christ the King PCA and author of the book Act of Grace: The Power of Generosity to Change Your Life, the Church, and the World. This episode was originally recorded as a seminar delivered at the 2024 General Assembly. Let's listen as Petty seeks to correct a major biblical misunderstanding of the purpose of money and charts a part to cheerful giving that comes closer to our true capacity.

Get my Monthly Newsletter here This episode features health insurance broker Jessica Skoney. They delve into a broad range of topics essential for self-employed consultants navigating health insurance. They discuss private versus marketplace plans, utilizing healthcare.gov and state exchanges, and the complexities of health insurance applications. Key highlights include understanding brokers vs. agents, accurately reporting income for tax credits, how to verify correct income figures, budgeting for health insurance, and the importance of seeking second opinions on brokers. With practical advice and real-world examples, this episode empowers listeners to make informed decisions about their health insurance options.   (01:20) Understanding Self-Employed Health Insurance Options (02:30) Private Insurance vs. Marketplace Plans (04:13) Navigating the Marketplace (12:45) State Marketplaces and Medicaid (19:34) The Role of Brokers and Agents (21:54) Initial Consultation with a Broker (23:45) Understanding Client Needs (23:55) Impact of Age on Health Insurance (24:59) Cost Considerations for Self-Employed Individuals (27:47) Importance of Accurate Income Reporting (31:24) Household Income and Tax Credits (36:12) Navigating Health Insurance Options (39:47) Working with Health Insurance Brokers (45:34) Conclusion and Contact Information ____________________ Connect with Jessica | Website | Instagram | Facebook Connect with Erica | LinkedIn | Website | Newsletter  

This week on “Inside the Economy”, we evaluate consumer spending, the upcoming Federal Reserve meeting, and household income and mortgages. Consumer spending has slowed compared to the post-COVID highs, and we've observed a recent deceleration in student loan repayments. Is this a sign of consumer concern? Regarding income, U.S. households have seen an increase as of 2023 numbers. How does this compare to other countries worldwide? Have unions been a contributor to the increase in income? On the other hand, mortgages are a full point lower than they were a year ago. Is this decline due to economic factors or just anticipation? Tune in to learn more! Key Takeaways: • U.S. Head CPI is 2.5 (YOY) • 30-year Mortgage at 6.20% • 10-year bond yield at 3.68%

This week on “Inside the Economy”, we evaluate consumer spending, the upcoming Federal Reserve meeting, and household income and mortgages. Consumer spending has slowed compared to the post-COVID highs, and we've observed a recent deceleration in student loan repayments. Is this a sign of consumer concern? Regarding income, U.S. households have seen an increase as of 2023 numbers. How does this compare to other countries worldwide? Have unions been a contributor to the increase in income? On the other hand, mortgages are a full point lower than they were a year ago. Is this decline due to economic factors or just anticipation? Tune in to learn more!   Key Takeaways: S. Head CPI is 2.5 (YOY) 30-year Mortgage at 6.20% 10-year bond yield at 3.68%

See omnystudio.com/listener for privacy information.

  Be your client's trusted advisor when it comes to navigating the ACA Marketplace. We've got the breakdown of how you can help your clients calculate their household income. Read the text version     Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: FREE eBooks & Guides: https://ritterim.com/guides/ How to Help Clients Navigate ACA Marketplace Subsidies & Taxes: https://link.chtbl.com/ASG579 Knight School Training: https://ritterim.com/knight-school/ Medicaid Unwinding: What It Is & The Opportunity for Agents: https://link.chtbl.com/ASG502 Simplify Marketplace Enrollments with HealthSherpa: https://ritterim.com/blog/simplify-marketplace-enrollments-with-healthsherpa/ The Complete Guide to Selling Affordable Care Act Insurance Plans FREE eBook Download: https://ritterim.com/aca-ebook/   References: Annual Income Letter of Explanation: https://www.healthcare.gov/downloads/annual-income-letter-explanation.pdf  Count income & household size: https://www.healthcare.gov/income-and-household-information/household-size/ HealthCare.Gov Login: https://www.healthcare.gov/login HealthSherpa Login: https://www.healthsherpa.com/sessions/new Tips & Troubleshooting: https://www.healthcare.gov/tips-and-troubleshooting/uploading-documents/   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

Send us a Text Message.Thank you to listener Trilok for pointing out a typo that was on the Nepal Now webpage for almost 4 years, from episode #1. I'm embarrassed but grateful to his sharp eyes.  Please keep the feedback coming, via LinkedIn, as Trilok did, or at the other social channels listed below. You can also email: nepalnowpod(at)gmail.com, or text the show at the link at the top left. It's a US number so the usual messaging charges would apply. I don't think we have many listeners who use Google Podcasts but if you do, that option will soon be discontinued according to reports, so you'll need to find a new app. We're available on most of them — Apple Podcasts, Spotify, PocketCasts, Deezer, and many more — so don't forget to make the move. Recent news about migration and Nepal included a poignant report in Nepali Times that quoted family members of 12 migrants who ended up fighting for the Russian Army and died on the battlefield. This reflects the desperation people must feel to earn money to keep their families afloat. You can hear other news items in the audio, and check out the links below. Coming up next weekWe speak with Prakash Gurung, who keeps trying to move overseas but is yet to succeed. Why does he keep trying? Resources -       Remittances and farm households' income-       Nepali Times – migrants' deaths in Russia-       Nepali youth in Hong Kong Send us feedback and ideas. We'll respond to every message:LinkedInInstagramFacebookVoicemailMusic by audionautix.com.Thank you to the Association of Community Radio Broadcasters of Nepal and Himal Media for use of their studios.

Send us a Text Message.Thank you to listener Trilok for pointing out a typo that was on the Nepal Now webpage for almost 4 years, from episode #1. I'm embarrassed but grateful to his sharp eyes.  Please keep the feedback coming, via LinkedIn, as Trilok did, or at the other social channels listed below. You can also email: nepalnowpod(at)gmail.com, or text the show at the link at the top left. It's a US number so the usual messaging charges would apply. I don't think we have many listeners who use Google Podcasts but if you do, that option will soon be discontinued according to reports, so you'll need to find a new app. We're available on most of them — Apple Podcasts, Spotify, PocketCasts, Deezer, and many more — so don't forget to make the move. Recent news about migration and Nepal included a poignant report in Nepali Times that quoted family members of 12 migrants who ended up fighting for the Russian Army and died on the battlefield. This reflects the desperation people must feel to earn money to keep their families afloat. You can hear other news items in the audio, and check out the links below. Coming up next weekWe speak with Prakash Gurung, who keeps trying to move overseas but is yet to succeed. Why does he keep trying? Resources -       Remittances and farm households' income-       Nepali Times – migrants' deaths in Russia-       Nepali youth in Hong Kong Send us feedback and ideas. We'll respond to every message:LinkedInInstagramFacebookVoicemailMusic by audionautix.com.Thank you to the Association of Community Radio Broadcasters of Nepal and Himal Media for use of their studios.

Choosing Between Entrepreneurship and Retirement Investing: Which Path Would You Pursue?Welcome back to "Figuring the Figures" by ZtikMan! In this insightful episode, we delve into Dave Ramsey's Baby Step 4, where we explore the critical decision between entrepreneurship and retirement investing.

Putrajaya plans to use data from the 2022 Household Income and Basic Amenities Survey Report to develop a mapping project to adjust housing prices based on residents' incomes. The aim is to improve housing affordability for low and medium-income households. Badrul Hisham, Director of Programmes, Iman Research helps us understand how this may or may not work.Image Credit: Shutterstock

We talk with Clinton Waters from Axton Finance in Melbourne, he is the Principal Mortgage Broker. We talk about the surge in household homebuyer incomes. Also sharing the cost of a property with someone else and RBA rates. ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en  ► Facebook: https://www.facebook.com/profile.php?id=100070592715418 ► Email:  myrealestatepodcast@gmail.com    The latest real estate news, trends and predictions for Brisbane, Adelaide, Canberra, Gold Coast, Sydney, Melbourne and Perth. We include home buying tips, commercial real estate, property market analysis and real estate investment strategies. Including real estate trends, finance and real estate agents and brokers. Plus real estate law and regulations, and real estate development insights. And real estate investing for first home buyers, real estate market reports and real estate negotiation skills. We include Hobart, Darwin, Hervey Bay, the Sunshine Coast, Newcastle, Central Coast, Wollongong, Geelong, Townsville, Cairns, Ballarat, Bendigo, Launceston, Mackay, Rockhampton, Coffs Harbour.     #sydneyproperty #Melbourneproperty #brisbaneproperty #perthproperty   

The Census Bureau's latest 5-year dataset was released in December, and WBEZ just crunched the numbers for Cook County tracts. But the gap between Cook County's highest and lowest earning areas is among the highest in the nation. Reset learns more about what's driving that change and which neighborhoods are being left behind from WBEZ's Data Projects Editor Alden Loury.

*NEW ITEM!* Purchase my newest book! "15 Conversations with Real Estate Millionaires" https://amzn.to/3CGOWOU

In today's thought-provoking episode, we delve into the poignant topic of the modern death of the American Dream. Join us as we explore how the once attainable vision of prosperity and success is now crumbling under the weight of hard economic times. We begin by examining the skyrocketing cost of living, highlighting the housing crisis that has made homeownership a distant dream for many. We reveal how soaring mortgage rates and stagnating wages have locked an entire generation out of the housing market. We also discuss the staggering cost of higher education. With student loan debt reaching unprecedented heights, we discuss how the pursuit of a college degree has become a financial burden rather than a stepping stone to success.Furthermore, we shed light on the plummeting marriage rates, discussing how economic instability is leading to a delay in major life milestones. Through personal stories and data, we explore the changing dynamics of relationships and family planning in the face of financial uncertainty.Throughout the episode, we also touch on other vital aspects such as modern technology, job market challenges, and the mental toll of chasing a dream that seems ever out of reach. This episode is not just a discussion; it's a wake-up call to understand the evolving challenges of the American Dream and what it means for the future.Timestamps:0:00 - Intro2:00 - Talking the American Dream5:28 - 1971 Cost of Living8:06 - Biggest Contributors to American Dream10:34 - Wages and Productivity Correlation13:22 - US Corporate Profits & Tax Rate17:26 - Household Income & Cost of Living18:47 - Other Factors21:40 - Alternative Paths25:07 - Marriage Rates Plummet29:55 - Solutions ________________________________Full, video episodes and clips available on YouTube (@SharedExps)! Please help support us by reviewing and sharing our episodes! To keep updated, check out the Instagram (@SharedExps), Facebook (@SharedExps), and Tik Tok(@SharedExps).Check out Josh's Book HEREIf you have questions that you'd like answered on the podcast, you can reach out via email at sharedexps@gmail.com. Disclaimer: The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk.

Hola, Hola! It's Wednesday, and that means we're back with another episode of Dear Chiquis. Thanks to Crystal, Flor, Jose and Neyda for submitting their questions this week. Today, we hear from Crystal who is curious about how to find a house of worship that's right for her; Flor has been stressed out for the last three years because she's been keeping a secret from her husband; Jose needs help setting boundaries; and I share a pretty big secret with Neyda about how to attract money into your life. Submit your questions at speakpipe.com/chiquisandchillpodcast! And don't forget to listen to “Chiquis and Chill” every Monday. They're longer podcast episodes filled with personal stories and interviews with special guests.See omnystudio.com/listener for privacy information.

Thank you for listening to the 26th episode of "This Week's Economy," where I briefly recap and share my insights on key economic and policy news. Today, I cover: 1) National: Shocking findings from the latest poverty report by the U.S. Census Bureau, including decreased real (inflation-adjusted) median household income and increased supplemental and child poverty rates, and new CPI report shows elevated inflation rate; 2) States: Which states are seeking more tax reductions after 25 lowered personal income taxes over the past three years, and; 3) Other: My thoughts on the DOJ lawsuit against Google for supposedly violating antitrust laws and why I believe it's an attack on consumers and capitalism. If you enjoyed this episode, please rate it 5 stars, leave a review, and share it on social media! For show notes, thoughtful economic insights, media interviews, speeches, blog posts, research, and more at my website (www.vanceginn.com) or Substack newsletter (www.vanceginn.substack.com).

Some new numbers from the Census Bureau are ringing alarm bells in Virginia. Michael Pope explains what it means for Virginia's economy.

Barra Roantree, ESRI discusses their latest report on growing inequality in real household income.

Top 10% Of Wealthiest US Households Own 76% Of Wealth. Better Get Assets. Stocks, Multifamily real estate, Start A Business.

Commentators often refer to the price of property relative to household incomes. For example, it is estimated that property in Melbourne and Sydney now costs more than 10 times the median household income. But is this really a meaningful measure because if it is, property cannot continue to grow at a faster rate than incomes (a point often made). If prices continue to rise faster than income, how will property be affordable?At the beginning of this year, I wrote about the factors that have driven property prices higher over the past four decades. I concluded that borrowing capacity together with higher incomes have increased 3.5x since 1980, whereas property prices have increased 4.5x. That is, prices have grown faster than incomes and borrowing capacity growth combined. Clearly, something else has contributed to property growth for it to be affordable for some buyers. It is worth stating at this point that borrowing capacity is likely to be flat in the future. That is, borrowing capacity will not increase anywhere near it has over the past four decades. That will probably have an adverse effect on property price growth in many locations. Do locations with higher incomes perform better? Data analyst, Jeremy Sheppard has done some work on this question and found there's a weak statistical relationship between income and capital growth rates. The thesis is that people that earn more can afford to pay more for property. Therefore, we should invest in locations that have above average household incomes. A big problem with Jeremy's analysis is that the data may not be accurate and/or out of date (which Jeremy acknowledges), so this thesis is impossible to test. I think the reality is that incomes do have an impact, but so do many other factors, so it is impossible to isolate the impact of income alone. Also, do you really need census data to identify the locations that wealthy people want to live in? I think those locations are pretty obvious.  What other factors may be pushing property prices higher? Approximately, one-third of Australians own their home without a mortgage, one-third own their home with a mortgage and one-third rent. That means that approximately two-thirds of Australians' (owner-occupier) property decisions are driven by lifestyle goals. Of course, people will draw on financial resources other than income to achieve their lifestyle goals.Property prices can be driven higher by two factors. Firstly, an appreciation of the underlying land value (which is a function of supply and demand). Secondly, improvements on the land e.g., renovations, rebuild, etc. It is important to remember this when studying how median prices have changed over time. Houses are more expensive because, to some extent, the dwellings have been improved.  I discuss the financial resources that some people use to upgrade their homes and/or invest in property. Investment returns Share markets have returned circa 10% p.a. over the past 40 years. Super funds have delivered similar returns (circa 9% p.a.). Some of this ‘wealth effect' will eventually make its way into the property market as investors use some of this wealth to upgrade, improve their home, and/or invest. To read more go to: To subscribe to Stuart's blog: https://www.prosolution.com.au/stay-connected/

Explore the pressing issues of income disparity and rising inflation in Malaysia and discover the policy strategies that can alleviate the financial burden on households with Prof Niaz Asadullah, from School of Business, Monash University Malaysia, and Southeast Asia Lead of the Global Labor Organization.

Join Dr Robert Kushner and Joe Nadglowski, CEO of the Obesity Action Coalition, for a discussion on how weight-based bias and stigma harm patients living with obesity, and how you can help. Relevant disclosures can be found with the episode show notes on Medscape (https://www.medscape.com/viewarticle/982630). The topics and discussions are planned, produced, and reviewed independently of advertisers. This podcast is intended only for US healthcare professionals. Resources Obesity Action Coalition https://www.obesityaction.org/ Joint International Consensus Statement for Ending Stigma of Obesity https://pubmed.ncbi.nlm.nih.gov/32127716/ Michigan Department of Civil Rights https://www.michigan.gov/mdcr/for-victims-of-unlawful-discrimination Income Inequality and Obesity Among US Adults 1999-2016: Does Sex Matter? https://pubmed.ncbi.nlm.nih.gov/34281016/ Prevalence of Obesity Among Adults, by Household Income and Education - United States, 2011-2014 https://pubmed.ncbi.nlm.nih.gov/29267260/ Weight Bias and Stigma: Impact on Health https://pubmed.ncbi.nlm.nih.gov/34749889/ Project Implicit https://implicit.harvard.edu/implicit/takeatest.html Weight Bias Internalization and Health: A Systematic Review https://pubmed.ncbi.nlm.nih.gov/29788533/

00:00 - Intro Bill McAfee and Cherise Selley 0:58 - Racing Back to “Normal” 1:30 - Crash Market Vs. This Current Market 2:23 - Explaining 2020-2021 Real Estate Appreciation3:00 - We Are Not Repeating a 2008 3:30 - 2023 Foreclosures and Short Sale Prediction3:43 - Good News For Buyers Who Bought in These Past Years4:33 - National Home Appreciation Over the Last Three Years5:10 - Builders In 2008 VS 2023 5:28 - Loans in 2008 VS 20235:42 - Have This Mindset if You Buy Now We Are Not in Disney Times6:26 - NAR National Housing Report Trend vs. Local Housing Stats7:02 - 2022 vs. 2023 Prediction for Appreciation7:41-Typical Appreciation for Real Estate in Colorado Springs8:05 - National Housing Top Appreciation & Deprecation Areas 9:12 - Household Income in Colorado Springs vs. Home Pricing9:53 - Tension Between Home Prices Needing to go Down & Supply Shortage10:23 - Bill Dives Deep into Running Average for Home Prices11:44 - Current List Price Vs. Sales Price Stats vs. Previous Year12:38 - Denver Shrinking Inventory vs. Colorado Springs Inventory13:33 - A New Kind of Sellers Market in Colorado Springs14:43 - Average Number of Years in Colorado Springs to Own a House15:36 - Sage Advice on Buying Your Residence vs. Investment Buying18:05 - Bill Brings a Balanced Approach to the Market18:30 - Bill and Cherise Speak about how Peak Producers Impact the CommunityCherise Selley and the Group talk about what it takes for buyers and sellers to succeed in a complicated real estate market both in Colorado Springs, and in other locations across the country. Subscribe and hit the notification bell for updates on weekly episodes where we discuss what it really takes to succeed in real estate!Although we're based in Colorado, our experience can benefit buyers and sellers, and real estate professionals nationwide.The Real Estate Show is available on Spotify, iTunes, and here on Youtube! Looking to learn more about us? Follow along with Selley Group Real Estate online!✅ https://www.instagram.com/selleygrouprealestate/✅ https://www.facebook.com/SelleyGroupRealEstate

Wellington City has overtaken Christchurch, as the country's most affordable main centre to buy a house. But home ownership is still out of reach for many, with latest CoreLogic Report showing properties are now valued at 7.8 times the average household income. CoreLogic's Kelvin Davidson says price falls in Wellington City have been sharper than anywhere else, taking the crown from Christchurch as the most affordable. He says houses in the capital definitely aren't cheap by any means, but things have improved. LISTEN ABOVE  See omnystudio.com/listener for privacy information.

Wellington City has overtaken Christchurch, as the country's most affordable main centre to buy a house. But home ownership is still out of reach for many, with latest CoreLogic Report showing properties are now valued at 7.8 times the average household income. CoreLogic's Kelvin Davidson says price falls in Wellington City have been sharper than anywhere else, taking the crown from Christchurch as the most affordable. He says houses in the capital definitely aren't cheap by any means, but things have improved. LISTEN ABOVE  See omnystudio.com/listener for privacy information.

One of the biggest mountains I've had to climb in running my own business has been learning to manage my money in an effective way. In this episode, I talk all about how implementing the book "Profit First" has totally changed my life as a business owner! SEE THE SHOW NOTES! LINKS MENTIONED IN THIS EPISODE: Profit First Madison Dearly Bookkeeping Our accountant EMAIL US! Have any questions or anything you'd love to see covered in an upcoming episode?! Send us an email at podcast@stephaniekase.com! We'd LOVE to hear your thoughts!! FREEBIES! Free Reels Class: Grow Your Reach, Followers, & Customers With Reels (in just 2 hours every month): https://stephaniekase.com/reelsclasspodcast Free Instagram Reels Cover Photo Templates: https://stephaniekase.com/cover 10 free reels ideas: https://stephaniekase.com/ideas MY SHOP PRODUCTS! Reels Mini Course: https://stephaniekase.com/reelsminicourse 100+ Reels Ideas: https://stephaniekase.com/reelsideas Reels Cover Photo Templates: https://stephaniekase.com/reelscovers Content Calendar Templates: https://stephaniekase.com/contentcalendar Lightroom Mobile Presets: https://stephaniekase.com/mobilepresets LET'S BE FRIENDS! Instagram: https://instagram.com/stephanielynnkase Tik Tok: https://www.tiktok.com/@stephaniekase ? Join my free weekly newsletter: https://stephaniekase.com/community Website: http://www.stephaniekase.com Blog: http://www.stephaniekase.com/blog MY MUST-HAVE PROGRAMS! HoneyBook! Get it for 50% off: http://share.honeybook.com/stephanie98736 Later! Plan your Instagram feed & get 10 free posts: https://later.com/r/stephanie_brann Flodesk for email marketing! Get 50% off: https://flodesk.com/c/STEPHANIEKASE The Legal Paige contract templates! Code "STEPHANIE" for 10% off: https://thelegalpaige.com/?aff=69 Canva for easy graphic design: https://canva.7eqqol.net/6J50E Hanging Wall Calendars from Kat Schmoyer: https://creative-at-heart.mykajabi.com/a/2147501202/nCqn6EzU EM Shop website templates! Code "STEPHANIE" for 12% off: http://www.stephaniekase.com/emshop FAVORITE CONTENT CREATION TOOLS: Blue yeti mic: https://bit.ly/3iV18Dv Vocal Booth Box: https://bit.ly/3ibTXH4 Pop Filter: https://bit.ly/3q7SSoe White Ring Light: https://bit.ly/3nkaUCj Photography camera: https://bit.ly/3GEqTmm DISCLAIMER: Some of the links above may be affiliate links, which means that at no cost to you, I may make a small commission when you click the links and complete a purchase. I never recommend anything I don't truly love! :)

Find all video versions of the show and our websites here: https://linktr.ee/realestateradiohour?fbclid=IwAR1rfMXbKwjP7_7bGzrYBdfGIAkXp8I5xe39MX-xjYyHxJZ9D7MDlqeS8u4 The average mortgage cost reaches 45% of household income, highest level in 40 years. At 45% of median household income the average mortgage cost is now much higher than even the peak of the 2000s housing bubble. The only period in history in which the number was over 45% was the late 1970s to early 1980s. How do you foresee this number returning to the historic norm? Will household salary increase or will the monthly payment cost decrease? Or will it not return to normal and beat out the all time peak of ~53%? The tides have turned... Contractors Are Back? I recently bought a cabin on a few acres for $10K under asking and have been chipping away at DIY projects like insulation, vapor barrier, and hot water heater. My contractor neighbor recently asked me if he could demo my stoop due to a large remodel cancelling, and if this goes well, I have more work for him. I'm hoping that this is a sign that contractors are becoming more willing and available to take on smaller jobs, and that those who have been waiting patiently and being frugal can start to get call backs on their projects. Meet the neighbors before putting in an offer? We are planning to move out of state and want to meet our potential future neighbors before making an offer on a house. Is this strange and what is the best way to go about this without invading others privacy? New Redfin Data Dropped... The median sale price ended the winter season on a high note, increasing from 352k to 370k with an 11 day increase in DOM and a 5.2% YOY increase in median price. Interest rates dropping over the past month have put interest back into the market, and this should be reflected in the coming months. Consumer prices fell 0.1% in December, in line with expectations from economists (attached) https://www.cnbc.com/2023/01/12/consu...

From 2015 to 2021, the median total household income for commercial U.S. farms rose an estimated 16 percent, to $278,339 from $238,994. Commercial farms earn more than $350,000 gross cash farm income regardless of the principal operator's occupation.See omnystudio.com/listener for privacy information.

Cherise sits down with Bill McAfee to talk about the economics of today's housing market in comparison to the last few years. They touch on November's real estate stats in El Paso County, interest rates in the short- and long-term, and the recent decrease in inflation. Bill gives helpful advice on how a real estate agent should handle deals of trust for residential, commercial, and vacant lots. Cherise and Bill then discuss sustainability in the current market, and upcoming home buying opportunities. Listen to this episode to gain valuable insight into the economic standing of El Paso County and the US as a whole, and to hear crucial advice for our real estate market going into 2023!00:00    Introduction Bill McAfee and Cherise Selley0:47      November Real Estate Stats for El Paso County1:55      Start of the Year vs. End of the Year Stats3:01      Current Home Mortgage Interest Rates3:25      Why Are Interest Rates Going Down?3:45      Short-Term Rates vs. Long-Term Rates5:40      Rise in Short-Term Interest Rates, A Slowing Economy, Falling Inflation6:20      Inflation Takes Care of Itself6:58      Current Inventory and Sold Listings7:50      Household Income vs. Average Home Price in El Paso County9:00      Home Prices at a High Right Now, will Soften Over Time9:15      Who Should Prepare a Deed of Trust?10:30    Deeds of Trust on Vacant Lots and Commercial vs. Residential Properties11:20    The New Normal in the Real Estate Industry, Still a Seller's Market12:15    A Price to Pay for Sustainability12:40    A Difficult Market to Pin Down13:20    Coming Back to a More Normal Market13:28    Some Opportunities Coming Up for Buyers13:58    More of This Conversation to Come in Next Week's Episode!Cherise Selley and the Group talk about what it takes for buyers and sellers to succeed in a complicated real estate market both in Colorado Springs, and in other locations across the country. Subscribe and hit the notification bell for updates on weekly episodes where we discuss what it really takes to succeed in real estate!Although we're based in Colorado, our experience can benefit buyers and sellers, and real estate professionals nationwide.The Real Estate Show is available on Spotify, iTunes, and here on Youtube! Looking to learn more about us? Follow along with Selley Group Real Estate online!✅ https://www.instagram.com/selleygrouprealestate/✅ https://www.facebook.com/SelleyGroupRealEstate

Connor and Danielle are newlyweds who work and teach in the suburbs of Chicago.  Both join the show to share their goals and accomplishments as they get ready to hit the ground running as they approach  their 30's.  This is a great convo as they share how their two teacher household operates! 

We return this week and Razi is fired up. We open discussion the disrespectful "birth year" input scroll for the emerging elders. Razi gives a surprisingly spoiler free review of House of the Dragon and She Hulk. Byron asks for forgiveness on his Halloween Kills rant last year. We are excited for the return of college football; and we debrief the Student Loan Forgiveness announced by President Biden. Ferg endorses Kevin Harts new movie on Netflix "Me Time" and we discuss DJ Khalid's relevance. We have questions from you all this week. We start by responding to a post that says "husbands provide, roommates pay bills" and discuss being married and splitting bills. As we follow up the household income discussion we talk about a teenager old that owns the house charging her parents rent once she turns 18. Ferg sneaks in a question and wants to know how do we teach our kids financial responsibility. Its a great discussion and fun episode as always. Enjoy! --- Send in a voice message: https://anchor.fm/threebrothersnosense/message Support this podcast: https://anchor.fm/threebrothersnosense/support

Today on Daily News You Can Use, Ray and Zach discuss the latest data from Cox Automotive that shows vehicle affordability hitting all-time record lows. If you want to buy a car it now costs nearly an entire households income for one year. What the heck is going on ... Tune in!

In this episode, we are joined by Michelle Kinilau, a mortgage broker, to discuss a case study of how one of her property investors increased their household income by $40k in just 2 weeks. This includes the similar steps you can take to replicate their success and what it could mean for your property investment portfolio. You can also learn more about our mortgage and money strategy by using the Catalyst Financial Mortgage Playbook and Investor Ready spreadsheet.

According to recent data released by the Regional Multiple Listing Service and research by the Clark County Association of REALTORS®, median household income would need to rise approximately 45 percent in order to purchase a median priced home in Clark County based on available data at the end of April 2022. https://loom.ly/eR0M0nc #RMLS #ClarkCountyAssociationOfRealtors #MedianHouseholdIncome #MedianPricedHome #ClarkCountyWa #RealEstate #SingleFamilyHomes #GovernmentAffairsDirector #JustinWood #VancouverWa #ClarkCountyNews #ClarkCountyToday

April 23-30 – Seg 2 – The Real Estate Bubble Myth – Debunked – Mortgage Interest Rates Rise – Will it Cool off the Market?719-301-3900  | Your Home Sold Guaranteed Realty ColoradoBarb, many people witnessed the mortgage meltdown of 2008-2011 and assume this current market is heading for another Real Estate Bubble.  What do you think the current market conditions will bring into the future and how will the rising interest rates affect this market?Mortgage Meltdown Facts: Buyers were getting loans they could NOT afforda. Going rate = 6.43%, Taking Teaser Rates of 1.0%b. Prices Rose Rapidly due to low payments andc. Buyers did NOT have to prove they qualified for the mortgage. Loans were sold as a stock/equity into retirement funds as a ‘good investment'e. Once rates are adjusted – people's house payments DOUBLED overnight.What is Different Now? – Buyers Must BY LAW Qualify for those loans!a. Current Interest Rates STILL Below Long-Term Averagesb. Affordability is Actually MORE affordable than the peak of the 2006 Housing Boom!#2: All 50 Major Markets Surveyed show the REAL House Price Index… Factors:Income – Median HouseholdInterest RatesHouse Price LevelsIncome:Median Household Income has increased 5.0% since Jan 2021 and 69.9% since January 2000!Interest Rates:While House Prices have IncreasedHouse-buying power has also increased Due to a long-run Decline in Mortgage Rates and The Slow, but Steady Growth of Household Income. * Interest Rates:* History:  30 Year Fixed Mortgage Rates * Average over past 5 decades:   8.21%* 1972 Average 30 Year: 7.25%* 1982 Average 30 Year 16.95%* 1992 Average 30 Year: 8.96%* 2002: Average 30 Year: 7.13%* 2012: Average 30 Year: 3.98%* 2022: Average 30 year: 5.00%Housing Supply CANNOT Keep UP with DemandExperts like Rick Sharga of Realty Trac:“The Supply and demand imbalance is the primary reason home prices have escalated so rapidly”“…After NOT building nearly enough in the last decade, homebuilders will take several years at least to add enough new supply to balance the market.”You are listening to the Real Estate Voice with Barb Schlinker of Your Home Sold Guaranteed Realty, if you are thinking of making a move Barb at 719 301 3900 or visit BarbHasTheBuyers.com When We come Back - We will be Discussing: Real Estate Agent's Tactics to Get You to Sign on the Dotted Line#coloradosprings #yourhomesoldguaranteedrealty #barbschlinker #realestatevoice

Black Median Household Income is 37% less that of Whites: "State of Black America Report 2022: Under Seige: The Plot to Destroy Democracy”; Frank James, suspected Brooklyn Subway Shooter is arrested; Colfax, Louisiana Massacre, April 13th, 1873 happened over Political Power - TheAHNShow with Michael Imhotep 4-13-22   Support The African History Network through Cash App @ https://cash.app/$TheAHNShow  or PayPal @ TheAHNShow@gmail.com or http://www.PayPal.me/TheAHNShow or visit http://www.AfricanHistoryNetwork.com and click on the yellow “Donate” button.   Class #1 Starts Saturday, 4-23-22, 2pm EST:  WATCH CLASSES ON DEMAND NOW!!! ‘Ancient Kemet (Egypt), The Moors & The Maafa: Understanding The Trans-Atlantic Slave Trade What They Didn't Teach You In School', (LIVE 10 Week Online Course) with Michael Imhotep host of The African History Network Show. Discounted Registration $80; ALL LIVE SESSIONS WILL BE RECORDED SO YOU CAN WATCH AT ANY TIME! WATCH CONTENT ON DEMAND! REGISTER HERE: https://theahn.learnworlds.com/course/ancient-kemet-moors-maafa-trans-atlantic-slave-trade-feb-2022  

Episode 17: What to Do When a Client is Resistant to Your Ideas/Suggestions? 02:34 - 3 Reasons A Client Might Be Resistant 03:53 - Garrett's Experience With a Resistant Client 05:20 - Reason #1 - Coaches Need To Take Ownership of Their Tendency to Judge 09:02 - Really Looking at It From the Perspective of Your Clients 12:10 - Recognize Your Clients' “Sacred Cows” 15:45 - Reason #2 - Client Doesn't Understand Why Something is Important 20:31 - Recommendations On How to Start the Conversation 24:14 - Don't Take Ownership of Other People's Decisions 29:03 - Reason #3 - Understanding How Past Experiences Affect the Future 35:03 - Not Being Perfect as a Coach is Not a Bad Thing 38:38 - Hypothetical: What If “Sacred Cows” are 85% of Household Income? Want help building or growing a successful financial coaching business? Find resources below based on where you're at in your journey: Deciding whether Financial Coaching is right for you? Join our free Facebook Community with over 5000 current and aspiring financial coaches! https://www.facebook.com/groups/financialcoachescommunity Already decided you're going to be a Financial Coach and want to learn more? Get 30+ tips and best practices in our free 8-part email series! https://www.financialcoachesnetwork.com/pre-launch-email-series Ready to Launch your Financial Coaching business? Join FCN Launch, our step-by-step program that will help you successfully launch your business in four months and grow it to a consistent part-time income. https://www.financialcoachesnetwork.com/launch Are you already coaching clients and want to grow your business to a full-time income? Join FCN Grow, our program that helps you scale your business to a full-time income. https://www.financialcoachesnetwork.com/grow

The province is making big changes to social assistance, including its infamous household income policy. But advocates say it doesn't go far enough. We'll hear from Social Development Minister Bruce Fitch and then Kaitlyn Layden a disability rights advocate here in Saint John.

Coverage of major news stories 1. Russia invasion 2. Stocks shaken 3. Pandemic 4. Household Income growth 5. Job growth slows 6. Kpop revenue

Housing affordability has deteriorated to all-time record lows. Figures from CoreLogic shows the average New Zealand property is now worth 8.8 times the average annual household income - up from 8.3 just three months ago.  But CoreLogic Chief Property Economist Kelvin Davidson told Mike Hosking he doesn't believe numbers have peaked. “There's perhaps a little bit of momentum in house prices left but more importantly mortgage rates have got further to rise, particularly for those people already with a loan perhaps they've just newly entered the market, they think mortgage rates are going to go up and that's going to push the cost up a bit further.” LISTEN ABOVESee omnystudio.com/listener for privacy information.

Housing affordability has deteriorated to all-time record lows. Figures from CoreLogic shows the average New Zealand property is now worth 8.8 times the average annual household income - up from 8.3 just three months ago.  But CoreLogic Chief Property Economist Kelvin Davidson told Mike Hosking he doesn't believe numbers have peaked. “There's perhaps a little bit of momentum in house prices left but more importantly mortgage rates have got further to rise, particularly for those people already with a loan perhaps they've just newly entered the market, they think mortgage rates are going to go up and that's going to push the cost up a bit further.” LISTEN ABOVESee omnystudio.com/listener for privacy information.

Inequitable access to high-quality education harms all of us in society, particularly the least advantaged among us. Yet some efforts to mitigate the advantages of wealth and privilege in admissions may inadvertently do the exact opposite. Amy and Mike invited researcher Adam Tyner to explore whether eliminating tests makes education more or less equitable. What are five things you will learn in this episode? What are the origins of anti-test sentiment in modern American education? Why are some public university systems phasing out college admissions tests? What does the research tell us about inequity in the college admissions process? Are tests the only indicators of socioeconomic inequality? If tests are phased out of the application process, is inequity eliminated? MEET OUR GUEST Adam Tyner is National Research Director at the Thomas B. Fordham Institute, where he helps develop and manage Fordham's research projects. Prior to joining Fordham, he served as senior education analyst at Hanover Research, where he executed data analysis projects and worked with school districts and other education stakeholders to design custom studies.  Adam has also spent several years leading classrooms, teaching English as a second language in both China and California and teaching courses at the University of California, San Diego. His work has appeared and been cited in national and international media such as The Economist, The New York Times, Forbes, Education Week, Education Next, and The Diplomat, as well as in numerous local outlets. Adam holds a Ph.D. in political science from the University of California, San Diego, where he completed his doctoral dissertation on the integration of rural-to-urban migrant workers in China's cities. He also holds a bachelor of arts in international studies from the University of Oklahoma. Adam first appeared on the show in episode #140 to discuss Social Studies Instruction and Reading Comprehension. Find Adam at fordhaminstitute.org. LINKS Would eliminating college admissions tests really make education more equitable? Essay Content is Strongly Related to Household Income and SAT Scores: Evidence from 60,000 Undergraduate Application The Education Gadfly Show Podcast RELATED EPISODES FIVE MYTHS ABOUT ADMISSIONS TESTS HOW SAT AND ACT SCORES HIGHLIGHT EDUCATIONAL INEQUITY DON"T SHOOT THE MESSENGER: WHAT TESTING TELLS US DO TEST-OPTIONAL POLICIES DRIVE EQUITY? ABOUT THIS PODCAST Tests and the Rest is THE college admissions industry podcast. Explore all of our episodes on the show page. ABOUT YOUR HOSTS Mike Bergin is the president of Chariot Learning and founder of TestBright. Amy Seeley is the president of Seeley Test Pros. If you're interested in working with Mike and/or Amy for test preparation, training, or consulting, feel free to get in touch through our contact page.  

Since the turn of the century, the annual Household Income and Labour Dynamics report - known as HILDA - has tracked the progress of more than 9,500 households.

‘Let's Talk About…' is a mini-series that discusses anything and everything about Rise! With over 50% of NTU students eligible for such support we thought we would talk about it, asking a selection of questions to a number of students, providing their take and experience on various rise-based topics. Today's episode is all about money and finance; considering the various challenges that some students have to face when both funding and managing their studies. If you're an NTU student and would like to know more about Rise, please visit ntu.ac.uk/rise

During the Covid pandemic, home prices have shot up nearly nationwide while household income fell.As a result, homeownership became out of reach for many would-be buyers.However, affordability was a growing problem well before 2020 and the start of the pandemic.In the last decade, the median home price rose roughly 30% and incomes crept up just 11% over the same time period, according to a Bankrate analysis of data from the National Association of Home Builders/Wells Fargo Housing Opportunity Index.Over 50 years, the difference is even more striking. After accounting for inflation, home prices have jumped 118% since 1965, while income has only increased by 15%, according to a separate report by online brokerage Clever Real Estate, based on Census data.Join your host Sean Reynolds, owner of Summit Properties NW, and Reynolds & Kline Appraisal as he takes a look at this developing topic.https://www.cnbc.com/2021/11/10/home-prices-are-now-rising-much-faster-than-incomes-studies-show.htmlSupport the show (https://www.patreon.com/seattlerealestatepodcast)

Is raising the average household income to 10,000 ringgit per month by 2025 realistic? Calvin Cheng from ISIS provides a reality check, his perspective on minimum wage, and social protection goals under the 12th Malaysia Plan. Image credit: Shutterstock.com

Danny Song the Head of School at Believe Memphis Academy CS provides a wealth of practical advice on leading a school to a true community and fantastic insight for aspiring school leaders! (Full Disclosure: Danny provides sooo much great content that the show notes don't do this episode justice) dsong@believememphisacademy.orgFacebookTwitter3:30 School was a really pivotal and important place where I found community4:00 I found the ability to tell stories really compelling4:30 Memphis Teacher Residency6:00 Achievement Gap - Education Week7:00 Education is a civil rights and social justice issue10:00 Three primary factors contributing to the "Opportunity Gap": Zip Code, Household Income and Skin Color18:00 What does it take to drive student achievement and move student learning?18:15 A school leader needs to be relentless and dogged about the talent in your building19:00 Good to Great by Jim Collins19:30 Failure is a necessary part of growth21:30 Does the school culture give the students the feeling that "This place makes me feel smarter every day."?23:45 Mindset by Carol Dweck24:00 The Deepest Well by Dr. Nadine Burke Harris25:30 Radical Candor by Kim Scott26:15 Chalkbeat26:45 I intentionally seek out mentors who can help me with my blindspots28:15 Simon Sinek29:15 Maintain your Humility, your Grind, your Hard Work Ethic and NEVER lose sight of your love for the children29:45 The deeper your love for children - the better school leader you'll be32:00 When you see a community of people rally around this mission it's like magic!41:15 If you believe you can be a school leader - know that you can!42:00 Faith is knowing that you are on a team even when you don't know all the players42:30 If you are fighting for kids, if you are fighting for justice, if you are fighting for equity - thanks for letting me be on your team.43:00 Jesus died for you and would have done it even if you were the only person on earthHere are some additional resources supporting our mission.Episodes, Feeback, Show Notes & more - www.elevateschool.usFacebook Group   LinkedIn GroupMatt on LinkedInKevin on LinkedInComments or Questions? - kevin@theSMARTsub

(2:47) - U.S. median household income fell 2.9% last year down to $67,500. Despite median income dropping, the guys discuss how measures taken during the pandemic prevented an even worse financial situation for many Americans.(12:42) - Low-paid workers have seen higher hourly wages as a result of the tight labor market. However, the sustained high levels of inflation are minimizing some of the wage growth that we've seen.(23:00) - Estate planning attorney Todd Lutsky of Cushing & Dolan joined the show for another edition of "Ask Todd".

We speak with Randy Dickinson, the chair of New Brunswick's Council on Disabilities. He wants the province to scrap it's policy that denies financial assistance to people with disabilities based on how many people they choose to live with.

It's report card season, not just for schools, but also for the Rochester region. And according to ACT-Rochester, our region is lagging behind the rest of the class when it comes to economic well-being. Reporter Jason Taylor has more. Original air date 6/11/21

Plus: EU charges Apple with app-store antitrust violations in Spotify case. Exxon Mobil, Chevron return to profitability as oil demand rises. J.R. Whalen reports. Learn more about your ad choices. Visit megaphone.fm/adchoices

Do those stimulus checks unemployment and food stamps count for household income?  Once you have set a precedent of giving away free money it will be difficult to stop.  Plus could we run out of gas this summer? See omnystudio.com/listener for privacy information.

This episode is also available as a blog post: http://confoundedinterest.net/2021/04/30/listen-to-the-man-record-34-of-all-household-income-in-the-us-now-comes-from-the-government/

Segment 1: Michael Miller, Associate Professor of Economics at DePaul University, joins John to talk about the positive labor market news, GDP’s upper movement, household income rising due to stimulus money, the status of the next stimulus package and the outlook for the economy for the rest of the year. Segment 2:  Greg McBride, Senior Vice […]

January's household income rose at the second-highest pace on record. The White House says about half of Americans 65 and older have received the first dose of the Covid-19 vaccine. Health investigators are looking into a second market in Wuhan, China in their search for the virus's origin. J.R. Whalen reports. Learn more about your ad choices. Visit megaphone.fm/adchoices

US Household incomes increased more in 2018 than in the past twenty years combined! But why? Jason Hartman shares the numbers reflecting the lack of median income change for twenty years, and then a sudden change in 2018. Housing continues a pleasant upward trend. Oregon takes a new stance on teaching mathematics.  Dr. David Collum says, "we are following the script perfectly to an authoritarian state." Are we the people being run by corporatocracy and major media? Key Takeaways: [1:16] Those who do not learn from history are destined to repeat it.  [2:00] AOC, "Dow soars, but wages don't." [7:40] Real Median Household Income By The Year, adjusted for inflation. [10:15] Ratios are the most important thing in Real Estate Math! [15:00] A Pathway to Equitable Math Instruction David Collum [20:00] Facebook is just scraping data to sell to advertisers. [21:00] Inflation is here, but how much worse is it going to be?  [32:00] The world is being run by the corporatocracy and media - can that pendulum ever swing back?  [35:15] "We are following the script perfectly to an authoritarian state." - Collum Websites: JasonHartman.com 1-800-HARTMAN Twitter:@davidbcollum 

Catch the latest news from Fiji ** Fiji's 2019/2020 Household Income and Expenditure Survey says 86,218 children are from poverty households.// ** Increase in Dengue cases after TC Yasa and TC Ana.

Brief Sniper into the class... Baby Step 4: Invest 15% of Your Household Income in Retirement It's time to get serious about retirement—no matter your age. Take 15% of your gross household income and start investing it into your retirement. Start with your company's 401(k) plan and receive the full employer match. Invest the rest into Roth IRAs—one for you and one for your spouse (if you're married). #daveramsey #dnarealtygroup #davemartiroso --- Support this podcast: https://anchor.fm/dnarealtygroup/support

It's part 1 of our long-awaited inaugural book club. It's a long one, so buckle up settle in, and grab your book. We're talking about Angrynomics. In the episode, we mention a few resources. You can find the links below Gentzkow and Shapiro (2010) “What Drives Media Slant?” - https://web.stanford.edu/~gentzkow/research/biasmeas.pdf Jonathan Haidt “Righteous Mind: Why Good People are Divided by Politics and Religion” - https://en.wikipedia.org/wiki/The_Righteous_Mind Russ Roberts “The Numbers Game: The Paradox of Household Income” - https://www.youtube.com/watch?v=1DU2IT8rl6c

On this edition of A Day in the Life, Sean talks about household incomes throughout Iowa school districts. Come for the stats, stay for Sean's frustrations about the State of Iowa's website.

Schadenfreude, baby!

Initial unemployment claims fall to 837,000. Allstate plans to lay off 3,800 employees. New York City middle and high-school students begin in-person classes. Charlie Turner reports. Learn more about your ad choices. Visit megaphone.fm/adchoices

P.M. Edition for Oct. 1. Personal income fell sharply in August, which could point to a slower recovery for the U.S. economy. Meanwhile, weekly jobless claims are plateauing at high levels. But Americans are still increasing their spending-though at a slower rate than the past few months. Reporter Josh Mitchell joins host Annmarie Fertoli to parse the latest economic data. Learn more about your ad choices. Visit megaphone.fm/adchoices

This is Money Talks on TEA Project, A Personal Finance Podcast. Your hosts, Gadiel and Michelle Espinoza. A husband and wife duo, where they discuss Personal Finance, Managing a Household, and so much more. Gadiel is a father, husband, a Military Veteran, and a Lawyer. Michelle is a mother, wife, BOSS, and a Certified Public Accountant.In this episode we discuss what we've been upto the last two months. In sum, we sold our Miami home, purchased another one in Pasco county and relocated. We've opened up an Etsy store reopened up the law firm, and so much more! We also talk about current mortgage rates (extremely low), selling household items on facebook marketplace and letgo, and so much more. If you want to learn the 10 mistakes people make when budgeting their finances, check out episode 16. Also, learn ways to make some additional income. On Episode 13 we discuss 13 ways how to make additional income.Books we recommend on Personal Finance:1. How to Stop Living Paycheck to Paycheck by Avery Breyer2. Total Money Makeover by Dave Ramsey3. The No-spend challenge guide by Jen Smith4. Money Master the Game by Tony RobbinsBook on Estate Planning:1. Florida Estate Planning: Just the Basics by Gadiel EspinozaPlease like this video, subscribe to our channel, and share. TEA ProjectCheck out our website: Productive Bunch If you are interested in learning more about how and why we created our podcast, go to Buzzsprout is our podcast hosting service. Buzzsprout gets your show listed in every major podcast platform such as iTunes, Spotify, TuneIn, SoundCloud, and many other platforms.You’ll get a great looking podcast website, audio players that you can drop into other websites, detailed analytics to see how people are listening, tools to promote your episodes, and more. Podcasting isn’t hard when you have the right partners. The team at Buzzsprout is passionate about helping you succeed. Join over a hundred thousand podcasters already using Buzzsprout to get their message out to the world.__________DISCLAIMERS & DISCLOSURES This content is for education and entertainment purposes only. We do not provide financial, tax, business, or legal advice as each individual has specific circumstances that needs specific attention. Please consult with a licensed professional in your local area.This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. TEA Project, which is owned by Productive Bunch, LLC is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to www.amazon.com. Thank you for your support!__________website: http://productivebunch.com/Instagram: https://www.instagram.com/productivebunch/Instagram: https://www.instagram.com/teaprojectpodcast/Twitter: https://twitter.com/bunchproductiveSupport the show (https://www.buymeacoffee.com/moneytalks)

In this episode, Aaron and Trishul discuss their experiences as landlords of individual rental properties over the last decade. They go over the math to help you make an apples to apples comparison to investing in a liquid stock and bond portfolio so you understand the opportunity costs involved. And even after breaking down the socioeconomic factors that affect real estate as an investment moving forward, they both agree that it is probably the psychological costs and benefits that will be the bigger factor in your decision.Episode ReferencesWhy Rental Properties Are Not Good InvestmentsMy Experience Owning, Managing, and Selling Real EstateInvesting Forever - Don't Miss Out You'll Regret ItInvestment Property MathReal Estate Versus Stocks, Which Has Better Returns?Investing Forever - Don't Leave Money on the TableU.S. Median Real IncomeWalmart on Tax DayPodcast Description Welcome to The Mind Money Spectrum Podcast where your hosts Aaron Agte and Trishul Patel go beyond traditional finance questions to help you explore how to use your money to achieve the freedom you want in life. Aaron is a Financial Planner from the Bay Area, and Trishul is a Wealth Manager on the East Coast. For more information about Aaron, check out GraystoneAdvisor.com. And for more information on Trishul check out InvestingForever.com. We thank you all for listening, and stay tuned for our latest episode on our website, MindMoneySpectrum.com.

This is Money Talks on TEA Project: A Family Podcast. Your hosts, Gadiel and Michelle Espinoza. A husband and wife duo, where they discuss Personal Finances, Managing a Household, and so much more.Gadiel is a father, husband, a Military Veteran, and a Lawyer. Michelle is a mother, wife, BOSS, and above all, a productivity ENTHUSIAST!!! Oh yeah, she is also a Certified Public Accountant, and a Financial Director of a large corporation.In this episode, Michelle and I discuss the how you can understand your credit cards. ie., the things you should know.Here is a link where you can learn more about opening up a Chase Bank account, which is who we bank with regarding our Youtube Productive Bunch Channel as we run every expense related to this channel as a business expense.If you are a business owner and are interested in learning more Chase business credit cards, which is what we use, here is a link to learn more and earn 80,00 bonus points with Chase Ink Business Preferred. Chase is by far one of the better banks in the market for your personal banking and small business needs.Please like, subscribe, and share.Check out our website: http://productivebunch.com/ and our Youtube Channel: TEA ProjectIf you are interested in learning more about how and why we created our podcast, click here. Buzzsprout is our podcast hosting service. Buzzsprout gets your show listed in every major podcast platform such as iTunes, Spotify, TuneIn, SoundCloud, and many other platforms.You’ll get a great looking podcast website, audio players that you can drop into other websites, detailed analytics to see how people are listening, tools to promote your episodes, and more.Podcasting isn’t hard when you have the right partners.The team at Buzzsprout is passionate about helping you succeed.Join over a hundred thousand podcasters already using Buzzsprout to get their message out to the world.website: http://productivebunch.com/Instagram: https://www.instagram.com/productivebunch/Instagram: https://www.instagram.com/teaprojectpodcast/Twitter: https://twitter.com/bunchproductiveFacebook: https://www.facebook.com/productivebunch/Pinterest: https://www.pinterest.com/productivebunch/Support the show (https://www.buymeacoffee.com/moneytalks)

This is Money Talks on TEA Project: A Family Podcast. Your hosts, Gadiel and Michelle Espinoza. A husband and wife duo, where they discuss Personal Finances, Managing a Household, and so much more.Gadiel is a father, husband, a Military Veteran, and a Lawyer. Michelle is a mother, wife, BOSS, and above all, a productivity ENTHUSIAST!!! Oh yeah, she is also a Certified Public Accountant, and a Financial Director of a large corporation.In this episode we review our monthly expenses, have a discussion on each one, and assign someone to determine how to reduce the expense. For example, we have a monthly bill from AT&T (our Internet provider). I, Gadiel, will research all available plans and determine if we are paying too much for internet regarding the specific plan, and if we need to either go with another internet provider or a different internet plan with a lower monthly cost. We will do this with every expense we have.Books on Money:1. The Total Money Makeover by Dave Ramsey https://amzn.to/2QOCt6C2. MONEY Master the Game by Tony Robbins https://amzn.to/39fX0as3. The 9 Steps to Financial Freedom by Suze Orman: https://amzn.to/2wHUfBn4. Everyday Millionaires by Chris Hogan: https://amzn.to/3atbbdOPlease like, subscribe, and share.Check out our website: productivebunch.com and our Youtube Channel: TEA ProjectIf you are interested in learning more about how and why we created our podcast, click here. Buzzsprout is our podcast hosting service. Buzzsprout gets your show listed in every major podcast platform such as iTunes, Spotify, TuneIn, SoundCloud, and many other platforms.You’ll get a great looking podcast website, audio players that you can drop into other websites, detailed analytics to see how people are listening, tools to promote your episodes, and more.Podcasting isn’t hard when you have the right partners.The team at Buzzsprout is passionate about helping you succeed.Join over a hundred thousand podcasters already using Buzzsprout to get their message out to the world.website: http://productivebunch.com/Instagram: https://www.instagram.com/productivebunch/Instagram: https://www.instagram.com/teaprojectpodcast/Twitter: https://twitter.com/bunchproductiveFacebook: https://www.facebook.com/productivebunch/Pinterest: https://www.pinterest.com/productivebunch/Support the show (https://www.buymeacoffee.com/moneytalks)

This is Money Talks on TEA Project: A Family Podcast. Your hosts, Gadiel and Michelle Espinoza. A husband and wife duo, where they discuss Personal Finances, Managing a Household, and so much more.Gadiel is a father, husband, a Military Veteran, and a Lawyer. Michelle is a mother, wife, BOSS, and above all, a productivity ENTHUSIAST!!! Oh yeah, she is also a Certified Public Accountant, and a Financial Director of a large corporation.In this episode we will be talking about the different ways couples can manage their money and why they should discuss their finances earlier on when beginning long-term relationships.Books on Couples and Money:1. Couples Money by Marlow and Chris Felton: https://amzn.to/3dwqvYX2. The Marriage Challenge by Art Rainer: https://amzn.to/2QLq0Af3. The Couple's Guide to Financial Compatibility by Jeff Motske: https://amzn.to/3dvHiLC4. Your Money, Your Marriage by Cherie and Bryan Lowe: https://amzn.to/3bzYDS1Please like, subscribe, and share.Check out our website: productivebunch.com and our Youtube Channel: TEA ProjectIf you are interested in learning more about how and why we created our podcast, click here. Buzzsprout is our podcast hosting service. Buzzsprout gets your show listed in every major podcast platform such as iTunes, Spotify, TuneIn, SoundCloud, and many other platforms.You’ll get a great looking podcast website, audio players that you can drop into other websites, detailed analytics to see how people are listening, tools to promote your episodes, and more.Podcasting isn’t hard when you have the right partners.The team at Buzzsprout is passionate about helping you succeed.Join over a hundred thousand podcasters already using Buzzsprout to get their message out to the world.website: http://productivebunch.com/Instagram: https://www.instagram.com/productivebunch/Instagram: https://www.instagram.com/teaprojectpodcast/Twitter: https://twitter.com/bunchproductiveFacebook: https://www.facebook.com/productivebunch/Pinterest: https://www.pinterest.com/productivebunch/Support the show (https://www.buymeacoffee.com/moneytalks)

Kia ora,and welcome to Thursday's Economy Watch where we follow the economic events and trends that affect New Zealand.I'm David Chaston and this is the International edition from Interest.co.nz.Today we lead news China is juicing up more economic stimulus to weigh against slowing growth.But first, the third quarter American economic growth number has been revised up marginally, now at +2.1% pa and up from +1.9% in the earlier estimate. It is still low compared to US growth rates in 2017 and 2018, but it was an unexpected improvement.The inflation rate the US Fed watches most closely, core personal consumption expenditure or PCE, slipped back a little to +1.6% (excluding food and fuel) in October reversing the rise we saw in the prior two months.American personal income growth stalled in October and the first time that has happened in more than a year. Disposable income fell and that hasn't happened for more than four years. Consumption spending however rose but that can't happen for very long if incomes aren't growing. Having said that, the healthy American savings rate is still positive even if it did slip to near its lows for the year.US pending home sales, the level of house sales that have been signed up but haven't formally closed yet, fell in October from September but still remain higher than the same month last year.American durable goods orders in October have come in marginally better than expected. A small retreat was expected but a small gain was reported from September. But compared to October 2018, durable goods orders are -1% lower. The capital goods component however rose +2.3% year-on-year.Contraction in their industrial heartland continues however and that is not a good sign.The Americans are now into their long Thanksgiving holiday weekend and market activity will be limited there. But all eyes will now shift to retail sales levels and many retailers are nervous. [Advert]With Hatch, anyone can invest in the US share markets.Through Hatch, Kiwi investors can easily invest in over 2900 of the world’s best-known companies like Apple, Microsoft, Berkshire Hathaway, and Alibaba. With no minimum investment and fractional investing, investors can buy portions of companies they might not normally be able to afford and quickly build an exciting investment portfolio.Visit www.hatch.as/investing to learn more. In China, officially reported industrial profits fell -9.9% in October from the same month last year. The September drop was -5.3% year-on-year. Interestingly, this is essentially a drop by large SOEs even though mining SOEs reported higher profits. And privately owned businesses in the survey show a profit gain on the same basis. So the core SOE businesses are doing it hard with steel, chemical and paper industries faring the worst. This is a report of a decline in profitability; it isn't reporting losses.More stimulus is on the way in China. Their Ministry of Finance announced an early allocation of 2020 special-purpose bond quotas totaling 1 trillion yuan (NZ$220 bln) to provincial governments to step up investment in infrastructure such as roads, sewers and public services.In Australia, there was some grim construction data released today. The value of commercial building work completed in the September quarter was down -5.5% in a year, the value of residential building work was down -10.1%. The value of engineering work was down -11.4%. Strip out price increases and the real volumes will have been larger declines. Overnight equity market activity has posted small gains. The S&P500 is up +0.3% so far today and that follows similar rises in European markets. Yesterday Hong Kong and Tokyo rose about the same but Shanghai fell slightly. Local markets did better. The ASX200 rose +0.9% and the NZX50 rose +0.7%. Just for the record, over the past ten years the ASX200 has risen +117% and the NZX50 has risen +340%. These two compare with the S&P500 benchmark of a gain of +315%.The UST 10yr yield is now back at 1.77% which is +3 bps higher than this time yesterday.Gold is down -US$4 to US$1,455/oz.US oil prices are lower and now just under US$58/bbl. The Brent benchmark is under US$64/bbl.The Kiwi dollar is continuing its stable run against the greenback, up slightly at 64.3 USc. On the cross rates we are also firmer at 94.8 AUc. Against the euro we are firm at 58.4 euro cents. That puts the TWI-5 up at just over 69.7.Bitcoin is still volatile, and now up at US$7,502 which is a jump of +6% from this time yesterday.You can find links to the articles mentioned today in our show notes.Get more news affecting the economy in New Zealand from interest.co.nz and subscribe to receive this podcast in your favourite podcast app - we're on Apple Podcasts, Google Podcasts, Spotify or subscribe on our website.Tell your friends and leave us a review - we welcome feedback from listeners.

Welcome to another episode of Income Hacker! There is always someone out there willing to help us get through money issues. That can be your cousin, a co-worker, or even an old friend that has developed saving skills over the years. That’s right, some of us are good at spending money, and some others are good at saving it. Don’t panic! Thanks to connectivity and technology, there are now different alternatives to pay off your debts, have insurance for your family, or even start investing in a property to create a heritage for your beloved ones. Deacon Hayes is the guy you have been looking for. He is a writer, inspiring advocate, and entrepreneur looking to give advice through his writing and other resources like YouTube videos and his podcast, the Well Kept Wallet. But things weren’t so smooth for Deacon at the beginning. Learn how Deacon and his wife joined forces and came up with a financial gameplan to pay a 52K debt in 18 months with their regular income. Deacon is a contributor to US News, World Report, Clack Howard and Investopedia, to name a few. After hacking the debt payment with his wife, Hayes discovered early retirement can be a dream come true, and wrote a book about it. In this episode, you’ll hear all about Deacon’s story, his habits to succeed and other tricks and tips to leave your debt at zero and getting your game on!  “Once you take the first step, the momentum starts to build” Deacon H.   Podcast Summary:  06:25 - Why putting together a financial gameplay might help you to pay your debt off. 06:21- How to tackle fear when you are facing a financial situation through financial clarity. 09:30 - Asserting mutual goals with your partner might be a great way to engage in financial discussions without turning them into a fight. 13:15 - Deacon’s thoughts on limited budgeting, sacrificing short for long term goals and how that will help you go through tough times. 19:30 - Personal capital as a budgeting tool and resource for someone trying to follow this lifestyle. 20:45 - The wonder of yard sales and amazon barcodes. Exploring your skillsets. Side hustles and ways to increase the margin, for investing or paying your debt. 25:10 - Deacon’s first Income Hack, buying 2b pencils in bulk for exam day students and making a big profit out of it.   26:56 - Deacon’s income hacker mind shift: Going from credit card to cash in order to afford stuff instead of asking someone else and how that changed his perspective. 30:00 - How turning attention to Deacon’s side project and making it his prime one was his biggest income hacker success.  31:00 - Keeping track of your goals as Deacon’s main advice. 32:20 - Deacon’s perspective on Airbnb and how to monetize your unused properties. 35:00 - Tricks and tips for crowdfunding real-estate. 38:11 - Setting up a partnership with your kids in order to maintain a legacy through blood, sweat, and tears. 41:55 - Deacon’s motivation: Helping others not going through similar mistakes than he did.    Connect with Deacon Follow Deacon on Twitter Follow Deacon on Instagram Connect with Deacon on LinkedIn Subscribe to Deacon’s YouTube channel Follow Well Kept Waller on Instagram   Episode Resources The One Thing: The Surprisingly Simple Truth Behind Extraordinary Results by Gary Keller Google Sheets The Millionaire Next Door by Thomas J Stanley and William D Danko  

Australian living standards are declining in relation to other OECD counties. So now is naturally the time to take on a huge mortgage and buy a new home!

Increasing income in your household may seem daunting! Let me walk you through several options....Are you looking to be your own boss?! Perhaps work from home? Maybe start a franchise? How about taking your idea and bring it to market? Let’s dive into 4 options of raising your household income! --- Support this podcast: https://anchor.fm/mattleavittonline/support

INTRO In our very first podcast named “Who We are and Why We are Producing a Podcast”, we gave you some background on how our podcast came to be. Had it not been for Traci Deforge of “Produce Your Podcast” randomly reaching out to us, we would not be here today. As a recap, Kelly and I went to a design mastermind in Las Vegas where Phil Pallen, a brand strategist, said we would be great doing a podcast. We liked the idea but didn’t have any idea how to make it happen. That’s where Tracie Deforge and Russ Riba come in. They are co-founders of a company called “Produce Your Podcast”. We are happy to have them as our guests today and they will be telling us about their backgrounds, how and why they got started in this business and how they can help you! A. Traci Deforge: a. Her background B. Russ Riba: a. His background C. Podcast Statistics a. How many podcasts are out there? a. Typical length of a podcast b.  How many people listen to podcasts? a. Age? b. Gender? c. Household Income? d. Location? c. How often do people listen to podcasts? a. Are they listening from their car? b. Are they listening while working out? c. Are they listening at home? d. Are they listening on a mobile device? d. What are the top podcast categories? D. What do you need to start a podcast? a. Equipment a. Microphone b. Headphones c. Podcast hosting account E. What makes a podcast successful?

Paychecks & Balances is joined by Michael Hobbes (@RottenInDenmark), author of that viral story you should have already read but just in case you didn't now you can listen to us talk about it, Millennials Are Screwed: Why millennials are facing the scariest financial future of any generation since the Great Depression. Even Generation X and the Boomers receive honorable mentions this week. See ladies and gentlemen of generations past? Gone, but not forgotten! Armed with Michael's 8-plus months of research you'll have the evidence-based facts you needed to throw in the next person's face that inaccurately says Millennials (ages 18-35) have it "easy" based on their cursory reading of clickbait headlines and reimagined facts made-up from biased opinions. We cover a lot on this one but it comes with a happy ending! A non-exhaustive breakdown of the topics covered: The Surprising (Depressing?) Facts Over 40-percent of Millennials are now mothers. 1 in 5 Millennials lives in poverty. On average, Millennials have 300% more debt than our parents and would need to work 4,000+ more hours to pay for our college educations compared to Boomers. In 2007, more than 50 percent of college graduates had a job offer lined up. For the class of 2009, job offers were solidified for fewer than 20 percent. Over 60-percent of Millennials don't have a college degree. According to one analysis, Millennials won’t be able to retire until age 75 (Note: the average lifespan is currently only 78). On average, Boomers could expect a 6.3% average annual stock return; while Millennials may be forecasted to see as low as 2.9% in their lifetime. The Solutions Focusing on the "local level" solutions in your city and state Establishing laws that give workers more leverage against companies that treat them as if they’re disposable. Attach benefits to work instead of jobs (i.e. For every hour you work, your boss chips into a fund that pays out when you get sick, pregnant, old or fired. The fund follows you from job to job, and companies have to contribute to it whether you work there a day, a month or a year.) Establish equity of pay (and risks) for employees versus contractors to slow employers rush to contract everyone and everything out just because it's cheaper and more profitable References Mentioned in this Show Generation FML by Michael Hobbes Michael Hobbes Social Media: Twitter: @RottenInDenmark Website: https://rottenindenmark.wordpress.com/ Federal Poverty Guideline by Household Income and Size of Household Here's How Rich You'd Be If You Stopped Drinking SmartAsset: What Americans Spend The Most On Where Americans Spend Their Money ICYMI Book Review: Dollars and Sense by Dan Ariely and Jeff Kreisler 2017 PB Year in Review: DebtFreeOrDieTrying.com/News

Melbourne University's Household Income and Labour Dynamics in Australia Survey follows the lives of over 17,000 Australians. Nicole Lessio, Acting Executive Director of The Parenthood, takes us through the findings and how they relate to families.

Thousands of Ontarian families are spending 30% of their household income on electricity.   Guest: Krista D'Aoust, Director of Family Services, Neighbour to Neighbour Centre, a Hamilton-based member organization of the Low-Income Energy Network in Ontario.

Joachim Jarreau investigates whether the benefits of migration actually reach the poorest households We study the impact of emigration on income distribution of Egyptian households, using longitudinal data covering 1998–2012. Controlling for selection of migrants and work participation of non-migrants, we find that remittances tend to increase income inequality at origin. However taking into account income earned abroad by migrants, adjusted for PPP differences, yields larger gains from migration and a negative impact on inequality of ‘income per natural’. We study the dependence of this effect with the saving share of migrants’ earnings. Positive selection of migrants tends to make migration inequality-increasing, while low transferability of skills in destination countries, primarily in the Gulf region, has the opposite effect. We argue that a focus on remittances is too restrictive to account for the whole benefits of migration to origin households, when transfer costs are high. We confirm this with household panel regressions showing that migration episodes have a significant and large impact in the medium-term on household permanent income, controlling for pre-departure characteristics. The medium-term benefits from migration have an inequality-reducing effect in particular in rural areas.

Papua New Guinea recently completed its second national household consumption survey, potentially enabling poverty comparisons with baseline estimates from 14 years earlier. But the methods used by the recent 2009/10 Household Income and Expenditure Survey (HIES) differ in important ways from those of the 1996 PNG Household Survey (PNGHS) which makes poverty comparisons more difficult. This talk describes the two surveys and the poverty estimates derived from them, and discusses the apparent trends from the poverty comparisons that are possible. Special attention is paid to the poverty situation in Port Moresby, for which longer term comparisons are possible (by also using the Urban Household Survey of the 1980s) that are less affected by changes in survey methods. John Gibson is a Professor in the Department of Economics, University of Waikato and a Senior Research Associate of Motu Economic and Public Policy Research. Since receiving his PhD from Stanford University he has worked in Cambodia, China, Fiji, Papua New Guinea, Russia, Samoa, Solomon Islands, Thailand, Timor Leste, Tonga, Vanuatu, and Vietnam. His recent publications have appeared in the Review of Economics and Statistics, Journal of Development Economics, Journal of Environmental Economics and Management, and Journal of Health Economics. Presentation slides are available from the Devpolicy events page: https://devpolicy.crawford.anu.edu.au/event-extra/past

Properly invest in your future with the right advice

Properly invest in your future with the right advice

The author addresses the question how the distribution of household income has been changing in recent decades. After situating contemporary trends in inequality in the context of global income inequality, we turn to address the question how the distribution of household income has been changing in recent decades. We use data from the Luxemburg Income Study and methods based on the relative distribution to decompose overall distributional change into changes in location and shape. We do so for a heterogeneous group of countries: five transitional and middleincome societies the Czech and Slovak Republics, Poland, Russia, and Taiwan and four high-income societies the U.K., U.S., Sweden, and Germany. In the U.K. and U.S., we also describe the changing position of households at interesting social locations i.e., femaleheaded households and households whose heads and spouses/partners lack university qualifications. Focusing on changes in shape, we utilize full distributional information to examine how income inequality grew across the period stretching from the late 1970s to the mid2000s.