Podcast appearances and mentions of bob lotich

How are we called to give? This topic is one of Dave and Reb's favorite things to talk about and on episode #480 of “Let's Talk Money with Dave and Reb”, they invite Rev. Ray Borg to join them in discussion around what builds an ‘earthly kingdom' and what builds a ‘heavenly kingdom'. The co-hosts encourage listeners to expand their definition of what tithing looks like, and listen to God about where and how to give in the financial season they are in. Today's episode is sponsored by the Canadian National Christian Foundation which helps Canadians connect God's money with God's work. Through their Donor-Advised Funds, CNCF makes giving simple and impactful, so you can focus on supporting the causes that matter most. Learn more about how they can help you CNCF.ca To order Reb's book Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to https://www.amazon.ca/dp/1998412164/ref=sr_1_3?crid=XUVAMAN0TFEY&dib=eyJ2IjoiMSJ9.8x0mkzEbAurMet_Q02DjC1uI9_HBqWQlnPySUgf62Ik9smNv5IQUJVSYBOXp4dhvsmfU3vzJivqJWwrvkTfyLe4uDWay18JChGQ1QWENY4FXHjdhLEkWMLQT8BHP9Lz18vRbIHFrvkyO6ocnHFx7rS2jtZ7WVzmIhw0U7cFRtGtRdvaw7gj3W2qigq_7EBTDZBOEfMVxxeuk405kn921-o-irE3XdWX2KrJ8e0G9W1usTiTi2j-EANx4MC_ygttzlzwj_1qmQC8MCk5LxF6jXTDr1ETe1v3O1q5o0rO4H2g.pybaC103ktXcDYR0puZtPXOBpswpMjPmU0vYc-KTAnc&dib_tag=se&keywords=cultivating+trust&qid=1732127878&sprefix=cultivating+trust%2Caps%2C117&sr=8-3. Today's conversation was prompted by a newsletter from Bob Lotich at SeedTime. Go to seedtime.com to learn more. #morethanenough #finances #money #financialfitness #tithing

Greek philosopher Epictetus once said, “Wealth consists not in having great possessions, but in having few wants.” That insight may be more relevant today than ever. We live in a world constantly urging us to want more, upgrade more, and pursue more. But what if that endless pursuit is costing us something far more valuable than money? What if wanting less is one of the most powerful financial decisions we can make? On today's episode of Faith & Finance, financial coach and author Bob Lotich joined the show to discuss why contentment creates freedom—and how learning to want less can reshape our financial lives. A Better Financial Question Most people make spending decisions by asking one question: Can I afford this? That's not a bad question—but it may not be the best one. Bob suggested a deeper question: Can I afford to want this? That shift matters because some things we own eventually begin to own us. A purchase may fit the budget, but still bring new pressures, obligations, and distractions. The issue isn't always the price tag—it's the grip that desire can have on our hearts. Bob shared the story of Roman general Manius Curius Dentatus. When enemies attempted to bribe him with gold and expensive gifts, they found him roasting turnips for dinner. Seeing his simple lifestyle, they realized a man content with so little could not be bought. The lesson is timeless: contentment removes leverage. When we need less, we are less vulnerable to manipulation, fear, and compromise. The fewer things we depend on for identity or security, the freer we become. How Desire Can Become a Chain Every unchecked desire can create a new chain. A larger lifestyle often requires a larger paycheck. More possessions usually mean more maintenance, more bills, and more commitments. Debt can magnify that burden even further. Scripture warns, “The borrower is slave to the lender” (Proverbs 22:7). While that may not mean literal slavery today, the principle still stands: financial obligations can reduce flexibility and limit our ability to respond when God leads us in a new direction. Bob shared the story of someone who sensed a clear call into ministry but couldn't accept the opportunity because debt payments made the lower salary impossible. That's more than a budgeting issue—it's a discipleship issue. Jesus said, “You cannot serve God and money” (Matthew 6:24). That warning is not only about greed. It is also about control. Financial obligations demand time, energy, and attention. When too many of them pile up, they begin directing our choices. As Bob put it, sometimes our possessions end up possessing us. Two Very Different Responses to Wealth The Gospels give us two striking examples. The rich young ruler walked away from Jesus because he could not release his wealth (Mark 10:17–22). Zacchaeus, on the other hand, responded to an encounter with Jesus by joyfully giving away half of his possessions and making restitution to those he had wronged (Luke 19:1–10). The difference wasn't the amount of money involved. It was the hold that money had on their hearts. The Secret of Contentment The Apostle Paul wrote: “I have learned in whatever situation I am to be content” (Philippians 4:11). Paul had experienced abundance and need. Yet his joy wasn't tied to either one. That kind of contentment is true freedom. It means we can live faithfully in seasons of plenty or scarcity because our confidence rests in God, not in circumstances. Wanting more often begins with comparing more. Social media can intensify this struggle by putting everyone else's highlight reel in front of us every day. It becomes easy to feel behind, dissatisfied, or pressured to keep up. One practical step Bob shared was limiting social media use. Sometimes reducing the voices shaping our desires is one of the fastest paths to peace. How to Start Wanting Less If you long for greater freedom, begin here: 1. Evaluate Your Desires. Ask what you deeply want right now—and why. 2. Count the True Cost. Look beyond the purchase price. Consider the time, maintenance, stress, and financial commitments attached to it. 3. Be Careful With Lifestyle Upgrades. Every increase in lifestyle can quietly become a permanent monthly obligation. 4. Explore Simpler Alternatives. Sometimes renting, borrowing, waiting, or doing without can provide more joy than ownership. 5. Practice Gratitude. Contentment grows where gratitude is cultivated. True financial freedom is not measured by what we have, but by what no longer has a hold on us. When we learn to want less, we create more room to live generously, respond obediently, and walk closely with God. And that may be the richest life of all. Want to Go Deeper? You can read Bob's full article in Faithful Steward Magazine called The Surprising Power of Wanting Less. When you become a FaithFi partner, you'll receive helpful resources designed to equip you for faithful stewardship. Learn more at FaithFi.com/Partner. On Today's Program, Rob Answers Listener Questions: I'd like to put a power of attorney in place, but I don't have a family member I can ask to serve in that role. What would you recommend? I'm recently widowed and trying to determine how to grow what remains of the insurance money after I pay my bills. What would you suggest? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact by Bob Lotich SeedTime The Surprising Power of Wanting Less by Bob Lotich (Article in Faithful Steward, Issue 5) Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob West Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor® (CKA) FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We’re continually tempted to want more, upgrade faster, and pursue the next big purchase—but what if all this activity actually costs us our freedom? On the next Faith & Finance Live, Rob West and Bob Lotich explain why wanting less may be one of the most powerful financial decisions you can make. Discover how making this shift can reshape your life. Then, it’s on to your calls. That’s Faith and Finance Live . . . biblical wisdom for your financial decisions. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.

Money is such a contentious issue. In the world at large, but specifically within the Christian community. The love of money is the root of all evil...but does that mean making money is wrong? Do I really need to tithe 10%? Is budgeting a lack of trust in God? There's a million questions that end up becoming quite theological, and it can be tough to find God's peace in the whole conversation. That's why we brought on Bob Lotich, from Seed Time, to give us an overview from his experience and perspective as a Christian financial expert, on how families can think about money from a Christian perspective and not get totally overwhelmed in the process. On this episode, we talk about: 0:00 Intro 1:23 How does a Christian family approach finances differently? 3:37 Avoiding the financial and spiritual ditches 9:39 God-first finances 19:01 Income and Expenses Imbalance 24:31 The biblical tension with wealth 31:04 Real Money Math Budgeting Resources Mentioned: Seed Time Youtube: https://www.youtube.com/@seedtimepodcast/ Website: https://seedtime.com/ Instagram: https://www.instagram.com/seedtime/ Simple Money, Rich Life by Bob Lotich: https://www.amazon.com/dp/0593193652/ Rocket Money app: https://www.rocketmoney.com/ --- Follow Family Teams: Facebook: https://facebook.com/famteams Instagram: https://www.instagram.com/familyteams Website: https://www.familyteams.com --- Hi, welcome to the Family Teams podcast! Our goal here is to help your family become a multigenerational team on mission by providing you with Biblically rooted concepts, tools and rhythms! Your hosts are Jeremy Pryor and Jefferson Bethke. Make sure to subscribe on Apple, Spotify, or YouTube so you don't miss out on future episodes!

Have you ever wondered why financial breakthrough feels so close yet so far? Bob and Linda Lotich reveal that God is constantly testing us with money—and most of us don't even realize it's happening.   In this eye-opening conversation, they break down the three distinct money tests every believer faces, how to identify which one you're in right now, and what God is trying to teach you through it.     What You'll Learn: The Three Tests - The Struggling Test - When you have less than you think you need The Surplus Test - When extra money comes your way The Stable Test - When nothing has changed for years   Key Insights: Why the habits you build in struggle carry you into surplus The George Mueller story that will transform how you pray about provision How to know if you're in a "rest season" or need to take action Why stability might be the sneakiest test of all The practical "50/50 rule" for handling raises and windfalls How to create your own "stack of stones" to remember God's faithfulness Powerful Quotes: "The habits that we build in the struggle are the habits that carry us into the surplus time." - Bob "We've just been through this too many times." - Bob (during a financial crisis moment) "What do I need to do the job that God's asked me to do? And then the rest of it can just go." - Linda "It's an open book test and you have the teacher who wants to give you the answers." - Bob Biblical Foundations: Parable of the Talents (Matthew 25:14-30) The Rich Fool (Luke 12) George Mueller's radical faith Israelites and the manna James 1:2-5 on trials and wisdom Action Steps: Identify which test you're in right now - Are you struggling, experiencing surplus, or in a stable season? Create your modern "stack of stones" - Write down a timeline of how God has provided for you in the past Do a self-evaluation - How are you handling your current test? Ask God for wisdom - Is this a season to rest or a season to take action? Set up structures for surplus - Consider implementing the "50/50 rule" for future raises The Bottom Line: You don't have to pass these tests perfectly—none of us do. But God is using money to teach you to trust Him more deeply, steward more faithfully, and expand your belief in what He can do.   The question isn't whether you're being tested. The question is: Do you recognize the test?   Scripture References: Matthew 25:14-30 (Parable of the Talents) Luke 12 (The Rich Fool) James 1:2-5 (Consider it all joy) Proverbs (multiple references to saving and wisdom) Genesis 8:22 (Seedtime and harvest) Resources Mentioned: Simple Money, Rich Life by Bob Lotich - seedtime.com/smrl George Mueller's autobiography - https://www.georgemuller.org/uploads/4/8/6/5/48652749/the-autobiography-of-george-muller.pdf True Financial Freedom course - seedtime.com/tff Mission-Driven Millionaire program - seedtime.com/mdm   Ready to grow what God's given you? Get your free copy of Simple Money, Rich Life at seedtime.com/podcast   Have a question about which test you're in? Share it in the comments below or email us at hello@seedtime.com     Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/sMnrFh6o2Ls)!   If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books."  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.  

In this message, Bob Lotich speaks to the frustration of doing the right things and still feeling stuck. Using Galatians 6:9, he shares why slow progress doesn't mean failure and how the payoff often shows up differently than we expect. This conversation is a reminder to keep moving forward, stay faithful in the unseen moments, and trust that your effort isn't wasted—even when it feels that way.

English statesman Francis Bacon once wrote, “Money is a great servant but a bad master.”If we don't learn to manage money wisely to take control of it, it will soon master us. It's one way or the other. Today, Bob Lotich tells us how to be the master and not the servant when it comes to money—and he makes it pretty clear, as well.Bob Lotich is a high-performance financial coach and Certified Educator in Personal Finance (CEPF®) and has been named a top-20 influencer in personal finance. His wife, Linda, and their award-winning website, SeedTime.com, as well as the SeedTime Money Podcast, have reached over 50 million people in the past decade. He is also the author of Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact. The Wake-Up Call: A Breakdown Leads to BreakthroughBob's story, which began in 2002 when his car broke down while he was on his way to deposit a paycheck, is one that many can relate to. He described how that moment of crisis led to a deep spiritual awakening about finances and stewardship.Unfortunately, the car breaking down prevented him from depositing his paycheck and paying rent on time. Facing the stress of a possible late fee he couldn't afford, Bob realized that his financial life was on shaky ground. He describes this moment as a "house of cards" that collapsed.In his frustration, Bob prayed for wisdom, and that simple prayer became the catalyst for a profound change. God responded, leading Bob to learn about biblical stewardship and practical financial management.Biblical Wisdom: Earning, Saving, and GivingAs Bob delved into the Bible, he came across a quote from John Wesley that changed his financial perspective: "Earn all you can, save all you can, and give all you can." This idea, combined with scriptural truths, inspired him to view money not as a burden but as a tool for good.Bob reflected on passages like:Proverbs 13:11: "Gathering money little by little makes it grow."1 Timothy 6:17-19: Paul's admonition to the rich to be generous.Proverbs 22:7: The borrower is slave to the lender, which motivated Bob to eliminate debt.These verses reinforced the idea that managing money well is not about hoarding wealth but using it for God's purposes.Financial Unity in MarriageBob also emphasized the power of financial unity in marriage. Once he and his wife Linda aligned their financial goals with biblical principles, their relationship strengthened. They not only eliminated stress but also achieved impressive financial milestones, like paying off their house by the age of 31. Bob's story reminds us that peace in one's finances can be a unifying force in marriage, helping couples move forward together more quickly.The Four Keys to Earning MoreBob shared four essential principles for increasing earnings in today's digital age:Operate within God-given gifts and passions: Work aligned with your gifts gives you an "unfair advantage."Continue learning and developing your skills: Hone your craft to glorify God.Solve significant problems: You're compensated in proportion to the size of the problem you solve.Work where demand is high: Identify where there's a need and meet it.These principles guide believers to increase their earnings while keeping their hearts focused on God's kingdom.The Joy of GivingOne of the most impactful parts of Bob's message was his perspective on giving. He and his wife created a "seed account," setting aside money each month specifically for giving. By praying and waiting for opportunities, giving became not just a duty, but a joyful and fun part of their lives. This practice reminds us of the joy Jesus spoke of when He said, "It is more blessed to give than to receive" (Acts 20:35).Enjoying God's ProvisionFinally, Bob encouraged believers to enjoy the financial blessings God provides. He highlighted the importance of gratitude and appreciating what we have. Whether earning, saving, or giving, we can find joy in every aspect of financial stewardship.Bob's journey teaches us that financial freedom isn't about accumulating wealth for ourselves but about managing what God has entrusted to us with wisdom and generosity. We can design a life of eternal impact by earning, saving, giving, and enjoying God's provision.If you're looking for more practical tips and biblical wisdom, Bob's book Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact is a great resource to guide you on this journey.On Today's Program, Rob Answers Listener Questions:I have a friend who is getting ready to retire as a union electrician and is really upset about losing $100,000 when the tariff news broke. I tried to tell him that the money would be made back once the markets recovered. Is my understanding correct that he will eventually get that money back? I currently have $55,000 in a Roth IRA and $37,000 in a Traditional IRA. I'm about 30 years from retirement and contribute $200 per month to my Roth. Does it make sense to roll over the traditional IRA funds into the Roth? Would it be a good financial move for me?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact by Bob LotichSeedtime.comWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

If we don’t learn to manage money wisely to take control of it, it will soon master us. It’s one way or the other. On today's Faith & Finance Live, Rob West will talk with Bob Lotich about how to be the master and not the servant when it comes to your money. Then Rob will answer some financial questions. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.

I sat down with Dr. Shane Enete—professor at Biola University, PhD in personal financial planning, total Jesus-loving money nerd, and author of Whole Heart Finances: A Jesus Centered Guide to Managing Money with Joy.  We dug into a fascinating study of ultra-wealthy families (yes, $25M+ net worth) and uncovered a surprising truth.  We talk about hedonic adaptation, generosity as a spiritual thermostat, and what your savings account might be saying about your heart.    In this episode, you'll learn: The biological and spiritual reasons why wealth never satisfies How to spot when your heart is starting to trust money more than God Why generosity is the fastest way back to peace What $25M families regret (hint: it's not about the stock market) A brilliant money framework: acquisition, use, and management—and which one dominates your life Why savings isn't evil, but hoarding might be How to know when you've moved from stewardship into idolatry   Mentioned Resources: Whole Heart Finances by Dr. Shane Enete - http://wholeheartfinances.com 2 Corinthians 9 – Biblical metaphor of seed (consume vs. plant) Dr. Eileen Gallo's Money Dimensions Framework: Acquisition, Use, Management Book: Communicating for a Change by Andy Stanley - http://amzn.to/3JF0L0R   BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).   Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/_iwhObTFD7I)!   If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 900 5-star reviews on Amazon, and is best described as “a money book for people who don't read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Jamie Winship is back. Kind of.  We are sharing pieces of a talk he gave where he shared some powerful insights about how he thinks about money.  We loved them so we wanted to share them with you! What happens when God takes away everything you thought you needed? What if the greatest financial lesson isn't about making more but trusting more? In this episode, we explore how God provides in ways we could never predict—whether it's cash mysteriously appearing in a newspaper, a stranger covering a need at just the right moment, or learning the hard lesson that we can't out-give or out-risk God. We also share our own financial journey—times of abundance, times of struggle, and the unexpected ways God has shown up through it all. If you've ever wrestled with financial insecurity, struggled with trusting God in your provision, or just want to hear some mind-blowing testimonies of faith in action, this episode is for you.   What You'll Learn in This Episode: Why money can be one of the biggest barriers to truly trusting God How Jamie Winship and his family lived for two years with zero income and saw God provide The sneaky ways financial security can shift our trust away from God The power of childlike faith when it comes to provision Why you can't out-risk or out-give God How to break free from the world's financial norms and live in God's economy   Resources Mentioned: Book: Simple Money, Rich Life – Get a FREE copy (just cover shipping): https://seedtime.com/free Our previous episode with Jamie Winship where we discussed removing fear in our finances: https://youtu.be/sIescTfM6DA?si=8Kbs0rUiURv9cjCD Jamie Winship's Full Message: https://youtu.be/0r98ULww6ME?si=iuQrpJLXb0rZhrG2 Jamie Winship's Website: https://identityexchange.com/  George Müller's Story – A classic example of radical financial faith: https://georgemuller.org/devotional/a-famous-story-about-mullers-faith   Join the Conversation: How has God provided for you in unexpected ways? Share your testimony with us in the comments or DM us on Instagram @Seedtime. We'd love to hear how He's been moving in your life!   Don't forget to subscribe & leave a review! If this episode blessed you, share it with a friend who needs to hear it.

If you've ever thought, ‘I've been through something life-changing—I need to share this,' then stop scrolling. This episode is for you. We're diving into an exclusive workshop with Bryan Harris, one of the sharpest entrepreneurs I've ever met, who has built a blueprint for turning your personal transformation into a $10,000/month coaching business. This isn't fluff. It's a proven process built on real-world experience and a decade of helping others succeed. Get ready for mindset shifts, strategies that actually work, and a step-by-step guide to turning your vision into reality.  

Inspire God's People, The Podcast with J'Wil is a journey to achieving a Successful Christian Lifestyle. The vivid storytelling is seriously life changing, yet sneak funny. In Today's Episode Bob Lotich joins the show to discuss his journey through faith and finance. Sharing how he went from $7 to giving away $1 million by age 40.  Visit Bob at https://seedtime.com Listen to Bob & Linda's Podcast: https://youtube.com/@seedtimepodcast?feature=shared Listen on Apple Podcasts

What are you pursuing? What do you live for? And how is that shaping your life? Dave and Reb are joined by Rev. Ray Borg to wrestle with these questions on episode #398 of “Let's Talk Money with Dave and Reb”. Discussions on limiting beliefs around money and the judgment that comes out of the pursuit of money guide the conversation as the co-hosts encourage listeners to shift how their heart is leading their financial journey. Tune in to the show today to hear their conversation which is sponsored by Financial Discipleship Canada and notmine.ca—a ministry to the body of Christ that voices and encourages dialogue and new conversations regarding finance and discipleship. To learn how you can connect your finances to being a disciple of Christ go to https://www.financialdiscipleship.ca/. To order Reb's soft-cover copy of Cultivating Trust: Finding God's Hope and Freedom for Your Finances, go to Cultivating Trust here! The video from Bob Lotich at SeedTime referred to in today's podcast can be found here: Seedtime video: Is money the root of evil?

English statesman Francis Bacon once wrote, “Money is a great servant but a bad master.”If we don't learn to manage money wisely to take control of it, it will soon master us. It's one way or the other. Today, Bob Lotich tells us how to be the master and not the servant when it comes to money—and he makes it pretty clear, as well.Bob Lotich is a high-performance financial coach and Certified Educator in Personal Finance (CEPF®) and has been named a top-20 influencer in personal finance. His wife Linda and his award-winning website, SeedTime.com, and SeedTime Money Podcast have reached over 50 million people in the past decade. He is also the author of Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact. The Wake-Up Call: A Breakdown Leads to BreakthroughBob's story, which began in 2002 when his car broke down while he was on his way to deposit a paycheck, is one that many can relate to. He described how that moment of crisis led to a deep spiritual awakening about finances and stewardship.Unfortunately, the car breaking down prevented him from depositing his paycheck and paying rent on time. Facing the stress of a possible late fee he couldn't afford, Bob realized that his financial life was on shaky ground. He describes this moment as a "house of cards" that collapsed.In his frustration, Bob prayed for wisdom, and that simple prayer became the catalyst for a profound change. God responded, leading Bob to learn about biblical stewardship and practical financial management.Biblical Wisdom: Earning, Saving, and GivingAs Bob delved into the Bible, he came across a quote from John Wesley that changed his financial perspective: "Earn all you can, save all you can, and give all you can." This idea, combined with scriptural truths, inspired him to view money not as a burden but as a tool for good.Bob reflected on passages like:Proverbs 13:11: "Gathering money little by little makes it grow."1 Timothy 6:17-19: Paul's admonition to the rich to be generous.Proverbs 22:7: The borrower is slave to the lender, which motivated Bob to eliminate debt.These verses reinforced the idea that managing money well is not about hoarding wealth but using it for God's purposes.Financial Unity in MarriageBob also emphasized the power of financial unity in marriage. Once he and his wife Linda aligned their financial goals with biblical principles, their relationship strengthened. They not only eliminated stress but achieved impressive financial milestones, like paying off their house by the age of 31. Bob's story reminds us that peace in one's finances can be a unifying force in marriage, helping couples move forward faster together.The Four Keys to Earning MoreBob shared four essential principles for increasing earnings in today's digital age:Operate within God-given gifts and passions: Work aligned with your gifts gives you an "unfair advantage."Continue learning and developing your skills: Hone your craft to glorify God.Solve significant problems: You're compensated in proportion to the size of the problem you solve.Work where demand is high: Identify where there's a need and meet it.These principles guide believers to increase their earnings while keeping their hearts focused on God's kingdom.The Joy of GivingOne of the most impactful parts of Bob's message was his perspective on giving. He and his wife created a "seed account," setting aside money each month specifically for giving. By praying and waiting for opportunities, giving became not just a duty but a joyful, fun part of their lives. This practice reminds us of the joy Jesus spoke of when He said, "It is more blessed to give than to receive" (Acts 20:35).Enjoying God's ProvisionFinally, Bob encouraged believers to enjoy the financial blessings God provides. He highlighted the importance of gratitude and appreciating what we have. Whether earning, saving, or giving, we can find joy in every aspect of financial stewardship.Bob's journey teaches us that financial freedom isn't about accumulating wealth for ourselves but about managing what God has entrusted to us with wisdom and generosity. We can design a life of eternal impact by earning, saving, giving, and enjoying God's provision.If you're looking for more practical tips and biblical wisdom, Bob's book Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact is a great resource to guide you on this journey.On Today's Program, Rob Answers Listener Questions:My identity was stolen over a year ago, and it was used to take out a student loan in my name. It's now showing up on my credit report as a collections item. The college says they don't do credit checks for loans. I'm still determining whether to address this now or wait to see if anything else pops up.I'm interested in buying a small home. I'm 60 years old, and my husband has land, so I wanted to know if it was the best time to build a house with the current interest rates. Would it be better for me to get a modular home instead of building a new one?Resources Mentioned:Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact by Bob LotichSeedtime.comLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

It’s been said that money is a great servant, but a bad master. And if we don’t learn to manage money wisely and take control of it, it will soon master us. On today's Faith & Finance Live, Bob Lotich will join host Rob West to explain how to be the master and not the servant when it comes to money. Then Rob will tackle your financial questions. See omnystudio.com/listener for privacy information.

What if the key to unlocking true financial freedom isn't found in getting a raise, the latest financial hacks, or paying off all your debt? What if, instead, the answer was simply learning how to pray over your financial life?  Today, we are unpacking 10 areas of your finances (or prayer points) that should be on your prayer list. 

What if God asked you to give away your age as a percentage of income, and continue to increase it 1% a year for the rest of your life...what would you do?  Today we'll hear the amazing story of one couple's journey of radical generosity and lessons you can learn to inspire generosity in your church. In this episode of the More Than a Pastor Show.  Let's get started!Links From Today's ShowGet the Blog Post/Show Notes from Today's EpisodeBob's Website: Seedtime.comFree Access to "True Financial Freedom"My Latest Post: Ben Ingebretson on How to Plant Like JesusWant to Support the Show? Buy Me a Coffee!

Are you stuck in a dead-end job, living paycheck-to-paycheck, and overwhelmed by debt? Author and podcast host Bob Lotich shares from his book "Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact." Get the AUM Sheet here Listen to the Seedtime Podcast about 5 lies here Bob mentions the Rocket Money app to track spending. (This is not a sponsor. It's what he uses) Faith Radio podcasts are made possible by your support. Give now: click here

Are you stuck in a dead-end job, living paycheck-to-paycheck, and overwhelmed by debt? Author and podcast host Bob Lotich shares from his book "Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact." Get the AUM Sheet here Find out more about Bob and Linda's podcast here Faith Radio podcasts are made possible by your support. Give now: click here

Are you stuck in a dead-end job, living paycheck-to-paycheck, and overwhelmed by debt? Author and podcast host Bob Lotich shares from his book “Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact.” Get the AUM Sheet here Find out more about Bob and Linda's podcast here Faith Radio podcasts are made possible by your support. Give now: click here   

Are you stuck in a dead-end job, living paycheck-to-paycheck, and overwhelmed by debt? Author and podcast host Bob Lotich shares from his book "Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact." Find out more about Bob and Linda's podcast here Faith Radio podcasts are made possible by your support. Give now: click here 

Are you stuck in a dead-end job, living paycheck-to-paycheck, and overwhelmed by debt? Author and podcast host Bob Lotich shares from his book "Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact." Find out more about Bob and Linda's podcast here Faith Radio podcasts are made possible by your support. Give now: click here

Money and Finances Can Be a Constant Source of StressBob and Linda Lotich are here today to talk about a different way to live, and they have a unique and surprising story.  Bob Lotich found himself at his breaking point in his early 20's overwhelmed by debt and stranded 1,000 miles from home with only $7 to his name. After crying out to God for wisdom and discovering a simpler (and far more effective) approach to money, he reached a level of financial freedom he never dreamed possible: having a paid-off house by age 31 and even reaching a personal goal of giving $1 million by age 40. For the last 15 years he's shared his best lessons with over 52 million readers and listeners on his award-winning blog, SeedTime.com and SeedTime Money Podcast.Linda has spent a lifetime perfecting the art of avoiding boring conversations. Though her financial life was a mess (carrying guilt for making bad decisions, and so much shame she didn't even know how to ask for help) she just prayed it would all work out. And one day she met the man of her dreams (named Bob), and he had no problem taking her mess and creating all the pie charts and spreadsheets. But as time went on, she began realizing how investing a little time in something she typically found boring, could actually open up the adventure of a lifetime with God!Their book, Simple Money, Rich Life is a unique and fascinating look at learning to have a Kingdom mindset in all areas of your life, including your finances. Five Ways You Can Support this show:Pray for us!Subscribe, like, and share it with your friends! (We even have a YouTube channel!)Leave reviews and comments wherever you listen to podcasts!You can become a paid partner of the podcast and get special bonus episodes and lots more content by clicking here. Visit one of our affiliate partners and consider using their products (we use them every day):Improve your gut health, immune system, and protect your brain with Pique!Other Helpful Links:Click here to access the Hope Is the First Dose playlist of hopeful, healing songs!Be sure to check out my new book, Hope Is the First Dose!Here's a free 5-day Bible study on YouVersion/BibleApp based on my new book!Sign up for my weekly Self-Brain Surgery Newsletter here!All recent episodes with transcripts are available here!

The discussions you have about money early in your marriage help set the tone for your financial habits as a couple. Jim Daly speaks with Linda and Bob Lotich about some of the conversations they had about money when they were a young couple. Plus, John talks with the Smalley's about some money rules they've implemented in their marriage.   Find us online at focusonthefamily.com/marriagepodcast or call 1-800-A-FAMILY   Receive the book Simple Money, Rich Life for your donation of any amount!   Focus on Marriage Assessment   Listen Anytime   Communicating About Debt   3 Steps to Stop Bankruptcy From Bankrupting Your Marriage   If you've listened to any of our podcasts, please give us your feedback.

What role does God play in your personal and family finances?When he lost his job during the financial crisis of 2008, Bob Lotich heard God calling him to do something crazy: make his blog his full-time job. There was just one problem: the blog was bringing in less than $100 a month. But Bob trusted God, and within nine months he was earning more than he had working for a big financial firm. In our interview, Bob shares what God has taught him through that experience and other experiences with giving God control of his finances.Bob Lotich is an award-winning author, podcaster, financial coach, and Certified Educator in Personal Finance (CEPF®). He has been named a top-20 influencer in personal finance, and his writing and advice have been featured in Focus on the Family, Forbes, Yahoo Finance, Inc., Beliefnet, Time, and many others. He shares his best lessons with over 52 million readers and listeners on his blog, SeedTime.com, and the SeedTime Money Podcast.00:00-03:45 introduction03:45-12:15 Bob's fence-post story: turning point in his financial life12:15-18:00  losing a job and starting a new career18:00-22:10 building the business22:10-27:00 one thing that financially successful people do27:00-35:00 highlights from Bob's book, Simple Money, Rich Life35:00-49:25 what the Bible says about money . . . and whyContact:Mike Hatch: mhatch@clchq.orgChris Bolinger: chris@mensdevotionals.comResources:Mike's book: Manhood: Empowered by the Light of the Gospel (paperback, audiobook)Join the Empowered Manhood Facebook GroupDaily Strength for Men: A 365-Day Devotional52 Weeks of Strength for MenCLC: https://www.clchq.org/BiblicalLeadership.com

Are you stuck in a dead-end job, living paycheck-to-paycheck, and overwhelmed by debt? Author and podcast host Bob Lotich shares from his book "Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact." Faith Radio podcasts are made possible by your support. Give now: click here

Are you stuck in a dead-end job, living paycheck-to-paycheck, and overwhelmed by debt? Author and podcast host Bob Lotich shares from his book "Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact." Faith Radio podcasts are made possible by your support. Give now: click here 

Are you stuck in a dead-end job, living paycheck-to-paycheck, and overwhelmed by debt? Author and podcast host Bob Lotich shares from his book "Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact." Faith Radio podcasts are made possible by your support. Give now: click here

Are you stuck in a dead-end job, living paycheck-to-paycheck, and overwhelmed by debt? Author and podcast host Bob Lotich shares from his book "Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact." Faith Radio podcasts are made possible by your support. Give now: click here 

Today on the podcast we talk about a book that added lots of great vocabulary to the language we use when talking about our finances. Simple Money, Rich Life by Bob Lotich - https://amzn.to/3MGKKWT Co-Pilot App - https://copilot.money/link/enxZ1wX1x1barXgL6 Oporutn (Formely Digit App) - https://digit.co/r/WyyPi5KW1U?ab⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook group - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/145545495229922⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Reminder: Don't forget to leave a review and text a friend about the podcast! E-mail list - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://walkinlove.com/email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ walk in love. weekly e-mail list - http://eepurl.com/g-UPTT Listen to our song of the week + worship playlist: Links to playlist here - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://walkinlove.com/walkinloveplaylists⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Want to support the podcast? Here are ways you can do that: Shop - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://shop.walkinlove.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Buy a Tiny Rhythms - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tinyrhythms.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Shop from Brooke's Beautycounter business - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.beautycounter.com/brookemousetis⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Affiliate links to things we love: Digit Savings App (affiliate link) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://digit.co/r/WyyPi5KW1U?ab⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Amazon storefront (affiliate link) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.to/3GqS5WG⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ The Greenlight App (affiliate link) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://share.greenlight.com/12531635?advocate_partner_share_id=5008a291ee  --- Send in a voice message: https://podcasters.spotify.com/pod/show/walkinlove/message

[Rewind Episode] Bob Lotich, CEPF® found himself at his breaking point in his early 20's overwhelmed by debt and stranded 1,000 miles from home with only $7 to his name. After crying out to God for wisdom and discovering a simpler (and far more effective) approach to money he reached a level of financial freedom he never dreamed possible: having a paid off house by age 31 and even reaching a personal goal of giving $1 million by age 40.For the last 15 years he's shared his best lessons with over 52 million readers and listeners on his award-winning blog, SeedTime.com and SeedTime Money Podcast.In this episode you'll learn:How Bob went from having only $7 to his name to giving away $1 million dollars by the age of 40How Bob and his wife Linda we're able to get on the same page about moneyWhat inspired Bob to write Simple Money, Rich LifeConnect with Bob Lotich :Website: https://seedtime.comSocial Media: https://www.instagram.com/seedtime/?hl=enPodcast:  seedtime.com/podcastConnect with us:Instagram: @richbyintention Twitter: @richbyintention Check out our website: Richbyintention.com

On this episode of Born Unstoppable, we dive into the world of personal finance with Bob Lotich, the author of "Simple Money, Rich Life". He shares his story of how he and his wife achieved their biggest financial goal of giving away one million dollars by age 40. The episode explores the nuts and bolts of how they manage their money, including budgeting and using specific apps and tools, as well as offering courses on budgeting, investing, and managing money in a way that honors God through their "True Financial Freedom Course". The episode also delves into Bob Lotich's personal journey with money and how he has learned to follow God's voice when making financial decisions. Bob emphasizes the importance of giving back to the kingdom and shares helpful tips on balancing financial goals with our Christian walk. This episode offers valuable insight into debt repayment, investing, and budgeting, with practical steps that can help listeners achieve their own financial goals. [00:08:51] Christian since 13, follows God's voice, experiences peace. [00:11:30] God's word provides financial wisdom; following His voice leads to miracles. [00:15:02] Balance needed in Christian walk to impact kingdom, not materialism. [00:20:51] Pay off debt by reducing lifestyle, communicating with creditors, and budgeting. [00:26:03] Invest while paying off debt; focus on high interest debt; learn by having skin in the game. [00:29:21] Use separate bank accounts and track spending to set a budget limit. [00:36:52] Different lessons needed at different points in life to prevent financial regret. [00:40:21] Give 40% of income and profits, store up treasures in heaven. [00:44:58] Consistent giving and increasing savings/giving by 1% each year for financial success. [00:47:45] Book and courses on achieving financial goals, budgeting, investing, and honoring God. Bob Lotich's Instagram: ⁠https://www.instagram.com/seedtime/ Bob Lotich's Website: https://seedtime.com/ ☕ Support This Podcast: ⁠⁠www.buymeacoffee.com/thiagolusvarghi  ⁠⁠

In today's episode of the SeedTime Money podcast, we dive into a fundamental question many listeners are curious about - where to put your money when saving for significant purchases like a car or a home renovation. It's a loaded question with a multitude of possible answers, so today, we're aiming to bring clarity to the subject. Links:  Get 4.6% on your savings with CIT's Savings Connect account here:  https://seedtime.com/cit  The $2k giveaway - https://seedtime.com/2k-giveaway (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)    Key Questions & Topics we cover: 3 places you definitely should not be putting your money. Learn about the dangers of putting all your eggs in one basket, especially when it comes to financial institutions and their surprising limits. Discover the alarming truth about the misleading returns on investment that most people don't realize until it's too late. Thinking of investing your savings in the stock market or crypto? We're sharing why this could be a gamble you don't want to take. Find out why we are adamant about not putting our money into individual stocks or index funds for short-term goals. We'll break down why CDs could be your golden ticket when saving for a large purchase in the near future. Stumped about where to put your savings? We're revealing the high-interest savings accounts we're personally using and why. Discover why choosing the right bank matters and how it could make the difference between earning peanuts and striking gold with your savings. The shocking tactics big banks are using to profit off us If you're saving up for a big purchase, or even if you're just curious about how to make your money work harder for you in a safe and secure way, then this episode is for you. We'll debunk some common misconceptions and equip you with the knowledge you need to make smart, informed decisions about your money. We even dig a little bit into the banking world and explore how traditional big banks like Bank of America and Wells Fargo compare with newer, online banking options like CIT Bank when it comes to savings accounts. So if you're interested in making your savings work for you, growing your money in safe places, or just getting a better understanding of the banking world, then this is an episode you don't want to miss!   Watch this episode on our SeedTime Money Podcast YouTube channel! If you haven't checked out our best-selling book Simple Money, Rich Life, we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 300 5-star reviews on Amazon and is best described as “a money book for people who don't read money books.” You can take it for a test drive for FREE at SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.   DISCLAIMER: Bob Lotich is a financial educator, not a financial/investment advisor. He is sharing his personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment purposes. There are financial risks associated with investing, and Bob Lotich's results are not typical; therefore, do not act or refrain from acting based on any information conveyed in this video, webpage, and/or external hyperlinks. For investment advice please seek the counsel of a financial/investment advisor and conduct your own due diligence.   

Bob Lotich is a financial coach married to a butterfly-chasing spender so he gets it. His new book Simple Money, Rich Life is the operating manual he and his wife Linda (a middle-class couple) followed to pay off over $400k of debt and reach a personal goal of giving $1 million by age 40. He currently lives in Franklin, TN with Linda and their three children.In this episode, we discuss, finances, how God miracelous provides, and how we can better budget our own money, and also how Bob gives nearly 40% in tithes. Hopefully you will enjoy this new episode of the Dorsey Ross Show.   Support the showLeave a review https://podcasts.apple.com/us/podcast/dorsey-ross-show/id1495921329 Check out my ministry website at https://www.dorseyrossministries.com Donate at https://www.buymeacoffee.com/dorseyross

The average American donates 2.1 percent of their income to charity, according to data from the Giving Institute. But an ordinary couple living in Nashville, Bob and Linda Lotich, refuse to be average. When they were both 31, they decided to “give their age” – they pledged to donate 31 percent of their income to worthwhile causes. They've increased their charitable giving every year since, to match their age. The couple is now 41 years old, and they give away 41 percent of their income. When they began this project, the Lotich's were earning a combined household income in the high five-figures. They were making just under $100,000 combined, living in St. Louis. They carried a mortgage on their home. They worried that their commitment to giving might impact their ability to pay the bills. Over the last decade, their income has fluctuated – up some years, down in others. They moved to Nashville and had three children. These higher living costs have drastically impacted the family budget. But their commitment to giving persists. In today's episode, Bob Lotich joins us to talk about why and how he committed to the “give your age” philosophy – and shares his advice for anyone who wants practical tips for increasing their capacity to donate to meaningful causes. Enjoy! Timing of discussion points as of November 2022: 04:46: Adjusting mental and budget space to allow for more charitable donations 13:12: The decision give to individuals vs. charitable organizations 14:57: Does giving to an individual impact the relationship? 16:56: Recommendations for platforms with giving opportunities 25:01: Managing the giving budget after starting a family 25:56: Guilt and shame around generosity 27:41: Giving from a place of gratitude and a place of pain 28:47: The concept of giving dreams 30:19: Building for a continuous impact vs. a large impact 31:48: Getting the children involved 37:48: How to increase your charitable giving For more information, visit the show notes at https://affordanything.com/episode415 Learn more about your ad choices. Visit podcastchoices.com/adchoices

I just logged into my Fundrise account to see how much I was down now that we are unarguably in a recession, and I was blown away to see that even in the recession the Fundrise returns are WAY better than the S&P 500 this year. And then when you look at the Fundrise vs Reit returns you see the same thing - Fundrise is just crushing it right now.  Links Mentioned  Get started with Fundrise with as little as $10: https://seedtime.com/2/fundrise.php Get entered into our $1,000 giveaway: https://seedtime.com/1k

If you invited God into your finances, what could happen? On FamilyLife Today, Dave and Ann Wilson talk with author Bob Lotich and his wife Linda about money, marriage, and making financial decisions. Show Notes and Resources Check out Bob and Linda's website - Seedtime Find resources from this podcast at shop.familylife.com. Find more content and resources on the FamilyLife's app! Help others find FamilyLife. Leave a review on Apple Podcast or Spotify. Check out all the FamilyLife podcasts on the FamilyLife Podcast Network

Ready to think outside the box as you spend, save, and give? On FamilyLife Today, Dave and Ann Wilson host author Bob Lotich, who paid off $400K in debt and gave $1 million by age 40. Start here with your money. Show Notes and Resources Check out Bob and Linda's website - Seedtime Find resources from this podcast at shop.familylife.com. Find more content and resources on the FamilyLife's app! Help others find FamilyLife. Leave a review on Apple Podcast or Spotify. Check out all the FamilyLife podcasts on the FamilyLife Podcast Network

Dr. Josh and Christi Straub are speakers, authors, and marriage and leadership experts. They host the Famous at Home podcast, have written many children's books on emotional intelligence, and have released their new book Famous at Home: 7 Decisions to Put Your Family Center Stage in a World Competing for Your Time, Attention, and Identity. We are excited to have Dr. Josh with us to discuss getting on the same page as your spouse. Because, we all know being on the same page as your spouse financially is so important!   Links Mentioned: Famous at Home podcast Famous at Home book Our Book: Simple Money, Rich Life Kid's Book: What Am I Feeling?   These are a few of the topics we cover: How to change the atmosphere of our homes How to talk about money in front of your kids Planning the Sabbath Day to maximize rest Find out more at: https://seedtime.com/getting-on-the-same-page-as-your-spouse-with-dr-josh-straub/

This is the story behind the infamous Bubble Taurus (as referenced in Chapter 9 of our book Simple Money, Rich Life) and 3 life-changing lessons that I learned and are valuable for everyone to learn.   Links Mentioned: Our Book: Simple Money, Rich Life   These are a few of the topics we cover: They key to getting ahead financially Why it is necessary to learn humility Where do you put your identity Find out more at: https://seedtime.com/bubble-taurus/

This episode isn't really about money, but more about your relationship with your spouse and how money plays into that. The nuggets Shaunti shares are powerful and can have a huge positive effect on your marriage. If you are married, don't miss this one!   Links Mentioned: Shaunti's Book: Thriving in Love & Money   These are a few of the topics we cover: The real reason money is a big issue in a lot of marriages Money not only reveals the heart but steers the heart How to increase happiness in marital finances Find out more at: seedtime.com

We sent out an email not too long ago to our email list. It was basically a devotional that I made off of my Bible study for the morning. And it just got a whole lot of response. So I figured we would go over it and share it with you. It really is just me sharing my notes from my Bible study from the day, but I think the lesson on growth is something we all could learn from (especially those in leadership positions). Our study is out of Acts 6.  And we're going to learn how to grow your business/ministry/etc with this Biblical secret. We encourage you to join us as we study The Word! Find out more at https://seedtime.com/devo-grow-your-business-ministry-etc-with-this-biblical-secret/

Bob Lotich found himself at his breaking point in his early 20's overwhelmed by debt and stranded 1,000 miles from home with only $7 to his name. After crying out to God for wisdom and discovering a simple Biblically-inspired formula he reached a level of financial freedom he never dreamed possible: having a paid off house by age 31 and even reaching a personal goal of giving $1 million by age 40. Bob and Linda have shared their best financial lessons with over 50 million people through their award-winning website, podcast, courses, and through their  new book "Simple Money, Rich life." They are sharing their stories and tips to break the cycle of overwhelm and begin living free in your finances on this episode so listen in! TALK ABOUT: Awana's new resource TALK ABOUT is an easy to use subscription resource for child discipleship. If you want to have more intentional conversations with your children about the Bible and their faith check out www.talkaboutdiscipleship.com today! Use the code "ETERNITY" for one month free!WORK FROM WORTH COURSE:Ready to clarify your calling in your personal and professional life?  Work from worth with us! Click here to learn more and purchase the course course today! 

Will recession happen in 2022? Today, we're talking about how to navigate financial recession and financial uncertainty with peace. You know that we rarely talk about money here on the podcast, but considering the present state of our economy, I wanted to host my friend, Bob Lotich, and give you habits and tips to keep your peace and stay afloat in these uncertain times. And speaking of peace, I'd love for you to receive my weekly email, Win the Week, which is all about getting under the hood of your heart so that incremental steps towards transformation can be made in your mental and emotional health, and in your spiritual growth. I'm so encouraged by your feedback about how it's helping you and why it feels like you and I are sitting down for coffee to chat. So, if you don't yet receive Win the Week, go sign-up today. It's a quick-win, quick-read, no-frills weekly email designed to be read and applied in less than five minutes. I simply want to help you grow deeper. Go to WINTODAY.tv to sign-up today. If you enjoy this episode with Bob, I'm sure you'll also enjoy: 293: Rachel Cruze on How to Navigate Inflation without Going Crazy 299: John Eldredge on Getting Underneath Burnout, Powerlessness, and How to Build Resilience Episode Links: Bob and Linda's Website | Instagram | YouTube | Buy a copy of Bob's new book on Amazon! Subscribe to #WinTodayShow on YouTube. Join the conversation wherever hashtags are welcome using #WinTodayShow. Get the brand-new "Win the Week" email newsletter here. Connect with The Art of Leadership Network of podcasts here. Get LMNT and a free gift here!

I've known today's guest for several years. We live near each other and have met in person on two previous occasions. The first was at my book launch party last August. Bob Lotich was kind enough to show up and give support to the project. The first time I ever met Bob was to help […] The post 427: Simple Money, Rich Life with Bob Lotich first appeared on Read to Lead Podcast.

It's easy to believe that money is just this overcomplicated subject—and if you don't understand it now, you probably never will. My guest today, Bob Lotich, could not disagree more. In fact, Bob says you don't have to be a financial advisor to win with money. You just need a simple system to automate your way to financial success.    Bob is the founder of Seedtime, a community that views money as a way to change lives and have an eternal impact, not a symbol of status or security. Bob was able to pay off his house by age 31 and give away $1 million dollars by age 40. Today, Bob breaks down how he and his wife finally got on the same page about money–and it wasn't easy! Plus, he shares the incredible story of how he gives his age as a percent of his income. And why credit cards aren't bad—and which card he prefers.   By the end of this episode, you'll feel motivated to start giving more than you're comfortable with and think about money as a simple, automated system you can master.   If you liked this episode, give this one a listen too: Rabbi Daniel Lapin—Why the Pursuit of Money Is Not Bad   Get Bob's new book here: https://amzn.to/3MRDHIs   Order your copy of the USA Today and Wall Street Journal bestselling book Good Money Revolution here: https://amzn.to/34hSonE   For daily tips to help you make and save money, follow us on Instagram @derricktkinney    Here's the Libsyn promo code for you to receive up to 2 months of free podcasting service. It's what we use for the Good Money podcast. https://signup.libsyn.com/?promo_code=MONEY  

Bob Lotich is a friend I've known for years. His book, “Simple Money, Rich Life” doesn't have much to do with real estate, but it sure does talk about money. You could be making a ton of money in your real estate business but if you're not living a rich life, you're going to be miserable. Bob has a whole section in his book dedicated to a principle he calls the logic method of giving. He's increased his giving so much over the years and it's always come back to him in ways he never imagined possible.Bob and his wife almost lost it all and asked God for guidance on how to turn it all around. The rest was history and they've gone on to do amazing things for themselves and others. Bob started educating himself with every book he could get his hands on, including the Bible. He also created a successful blog called SeedTime.com where he shares tips on how you too can find financial freedom and live a rich life. Bob offers some spectacular advice on how to simplify your finances, live a debt-free life, and make a ton of money, all while giving a ton away to others.What's Inside:—How Bob and his wife turned their financial life around.—Tips on how to simplify your finances and get out of debt.—How increasing your giving can increase your own abundance.

Can the way we see money actually impact the way we lead our family spiritually? Join host Jerrad Lopes as he sits down with financial expert Bob Lotich to talk about money, generosity, and the Kingdom of God.

I went to a pretty decent high school and college and there were no personal finance classes offered, and I didn't seek one either.  My guest today is Bob Lotich. Bob found himself at his breaking point in his early 20's overwhelmed by debt and stranded 1,000 miles from home with only $7 to his name. After crying out to God for wisdom and discovering a simple Biblically-inspired formula he reached a level of financial freedom he never dreamed possible: having a paid off house by age 31 and even reaching a personal goal of giving $1 million by age 40. For the last 14 years he's shared his best lessons with over 50 million readers and listeners on his award-winning website, Podcast, and courses. Bob and his wife, Linda, live in Franklin, TN with their three children. Show Notes: www.thedadedge.com/367