Podcasts about frugal friends podcast

Jill Sirianni, co-host of the Frugal Friends Podcast, joins us to talk about her new book, co-authored with Jen Smith, "Buy What You Love Without Going Broke." Jill dives into the power of mindful spending, embracing the "radical middle" in financial decision-making, and applying Maslow's hierarchy of needs to your money.In this episode, Jill also shares how she paid off $60,000 in debt, the lessons she learned from living in an RV, and why financial freedom starts with self-reflection. You'll walk away with actionable advice, including how to conduct a 90-day transaction inventory and tips for having non-judgmental money conversations with your partner.Get ready to rethink frugality and learn how to buy what you love—without going broke!Mentioned in this episode: -Buy What You Love Without Going Broke Book: https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/  -Frugal Friends Podcast: https://www.frugalfriendspodcast.com/episodes/  Connect with Jill: https://www.instagram.com/frugalfriendspodcast/ or https://www.frugalfriendspodcast.com/ About our Guest: Jill Sirianni is a licensed clinical social worker and co-host of the Frugal Friends podcast. She's experienced in doing a lot with a little—from starting small businesses to full-time RVing—all of it was leveraged to pay off $60,000 of debt and cash flow her masters degree. Helping others is her highest value and integrating her mental health perspective with personal finance is how she supports others to identify, and live out of, what they value most. When she's not meeting with clients or podcasting, you can find her in the garden or hosting friends in her home. She lives in St. Petersburg, Florida, with her husband Eric.Schedule your Childfree Wealth® Checkup today! https://childfreewealth.com/schedule-a-checkup/#ChildfreeWealthPodcast #Frugality #DebtFreeJourney #MindfulSpending #ConsciousConsumption #RadicalMiddle #BudgetingTips #FinancialFreedom #FrugalLiving #MoneyMindset #FrugalFriendsPodcast #ChildfreeWealth The Childfree Wealth Podcast, hosted by Bri Conn and Dr. Jay Zigmont, CFP®, is a financial and lifestyle podcast that explores the unique perspectives and concerns of childfree individuals and couples. Like the show? Leave us a rating & review! If you want to join the conversation, email us at media@childfreewealth.com, follow Childfree Wealth® on social media, or visit our website www.childfreewealth.com! Join our newsletter HERE. Schedule a meeting with a Childfree Wealth Specialist® HERE. Instagram: @childfreewealth Facebook: @childfreewealth LinkedIn: @childfree-wealth YouTube: @ChildfreeWealthPodcast Disclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.

Episode: Decluttering Your Spending: How to Align Your Money with What Matters Most (with Jill Sirianni) Are Your Spending Habits Aligned With What Matters Most? This week, I'm joined by Jill Sirianni, co-host of the Frugal Friends Podcast and author of Buy What You Love, to tackle an area of life that's often overlooked in the decluttering conversation: your spending habits. If you've ever felt that impulse buys, sales, or the influencer-driven “must-have” culture were derailing your financial goals, this episode is for you. Jill shares practical strategies for curbing impulse spending, aligning your money with your values, and building mindful financial habits that stick. Spoiler: Spending is a skill, and you can learn it at any age! What You'll Learn in This Episode: Why impulse buying is so common—and how to stop it in its tracks. The psychology behind sales and discounts (and how to resist the pull!). How to navigate a world of targeted ads and influencer culture with confidence. Practical tips for making small changes that lead to big financial results. Why spending is a skill—and how you can develop it. ✨ Simplifier Spotlight: Let's Celebrate Your Wins! I love hearing how you're simplifying your life! Whether you've made progress on decluttering your space, reworked a system that makes life easier, or just shifted your mindset, I'd love to celebrate your wins. Want to be featured? Submit your story at katyjoywells.com/simplifier. I can't wait to shine a spotlight on YOU! Grab Jill's Book: Buy What You Love Ready to dive deeper into mindful spending? Jill's new book, Buy What You Love, is packed with practical advice to help you align your money with what matters most.

Ready to spend without the guilt? Frugal Friends Podcast hosts Jen Smith and Jill Sirianni share how to buy what you love without going broke. We discuss the concept of values-based spending and how it helps you live and spend freely. RESOURCES: Sponsors + Partners + Deals Green Chef - Get up to $180 of free meals: https://marriagekidsandmoney.com/greenchef GUEST BIO - Jen Smith and Jill Sirianni: Jen Smith and Jill Sirianni are co-hosts of the Frugal Friends Podcast, offering practical advice on frugality, intentional spending, and financial independence. Jen, a personal finance author, paid off $78,000 of debt in two years and has been featured in Forbes and Money Magazine. Jill, a licensed clinical social worker, cleared $60,000 of debt while combining her mental health expertise with personal finance strategies. Together, they wrote Buy What You Love Without Going Broke, helping others align spending with their values. MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Make My Kid a Millionaire Course: Want to build generational wealth and happiness for your kid? Learn more about my course! YouTube: Subscribe for free to watch videos of these episodes and interviews. Instagram: Follow our IG channel SHOW INFORMATION:  Marriage Kids and Money is dedicated to helping young families build wealth and happiness. This award-winning platform helps couples and parents achieve financial independence and discover the true meaning of wealth.  To achieve these big goals, we answer questions and interview experts who uncover smart net worth building habits and tools that can help everyone find their own version of financial independence. Learn more at https://www.marriagekidsandmoney.com  HOST BIO:  Andy Hill, AFC® is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness.  Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger's Personal Finance and NBC News. With millions of downloads and views, Andy's message of family financial empowerment has resonated with listeners, readers and viewers across the world.    When he's not "talking money", Andy enjoys being a soccer Dad, singing karaoke with his wife and relaxing in his hammock. HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Podcast Doctors Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we talk with Jen and Jill from the Frugal Friends Podcast and authors of the new book Buy What You Love Without Going Broke. They believe the secret to saving money isn't in coupons and sales, it's in identifying what you value and pursuing it unapologetically. We chat about how value-based spending can meet higher emotional and psychological needs beyond mere financial savings. The Frugal Friends also share personal stories of overcoming debt, understanding the 'real' needs behind our purchases, and how frugality can be both sustainable and enjoyable.   

Many of us think of spending as something you just... do. You make money, and spend it. But in fact, spending isn't something that just happens. It's a skill. It's a practice that you can refine over time and use as a tool to make your life as beauitful and valuable as it can be. One of the most important components of learning the skill of spending is aligning your spending with your values and highest priorities - something refered to as values based spending. It's entirely possible to be financially responsible, hit all your financial goals, and to buy what you love without going broke.   On this week's episode of The Money Love Podcast I'm talking with my friend and the Co-Host of The Frugal Friends podcast, Jen Smith. Jen and I discuss why it's imperitive to think of spending as a skill, why frugality isn't something to resist but rather embrace, how our desires and problems are manufactured by modern day marketing, and why quality over quantity with your spending is the secret to financial success. Jen's new book - Buy What You Love Without Going Broke - is hitting the stands today! You can grab your copy using the links below. Enjoy!   Find and Connect with Jen: Buy the Book - Buy What You Love Without Going Broke   Her Podcast - The Frugal Friends Podcast   Follow Her on Instagram     START HERE:  FREE MASTERCLASS: Why You Impulse Shop & How To Stop Get Paige's Money Recommendations     Work with Paige: Join the Overcoming Overspending Membership HERE Use code “MLP30” at checkout to save $30 on your first month inside the membership    Where you can find Paige online: Website: https://www.overcomingoverspending.com  Instagram: @overcoming_overspending TikTok: @overcoming_overspending

Do you ever try to shop your way out of a bad feeling, only to regret it later? What's really driving those impulse purchases, and how is the way society talks about women's spending warping your relationship with money? (Hint: it's eerily similar to how diet culture messes with your relationship with food.)This week, I'm joined by Jen Smith and Jill Sirianni, experts in helping people feel good about their finances no matter their income. They're sharing insights from their upcoming book, Buy What You Love Without Going Broke, which is all about spending in a way that actually aligns with your values—and ditching the guilt and shame around money decisions. You'll learn how to spend with confidence and make decisions that feel as good later as they do in the moment.Get full show notes, transcript, and more information here: https://schoolofnewfeministthought.com/374

Is it possible to embrace frugality without feeling deprived or restricted? What if living frugally could actually spark creativity, deepen your values, and help you live a more intentional life?In this episode, we're joined by Jen Smith and Jill Sirianni, co-hosts of the wildly popular Frugal Friends Podcast. Jen and Jill are on a mission to transform how people think about money. Jen is a personal finance expert who brings firsthand experience from paying off $78,000 of debt in just two years, while Jill, a licensed clinical social worker, brings insights on how our money habits are tied to mental health.Together, they've redefined what it means to live frugally, showing that it's not about sacrifice—it's about stewardship. We discuss how to embrace frugality joyfully, break free from the consumerism trap, and discover how spending in alignment with your values can make life even richer. Plus, we'll unpack practical strategies to curb stress shopping and find creative ways to fill your time without overspending.3 things you'll learn:How to embrace frugality without feeling deprived or restricted.The creative ways frugality can help us align our spending with our values.Practical strategies to curb stress shopping and develop healthier coping mechanisms.Learn how to rethink frugality as a path to freedom, creativity, and intentional living while building healthier habits with your money and resources.Connect with Jill and Jen:The Frugal Friends PodcastThe Frugal Friends InstagramBook: Buy What You Love Without Going Broke

How can I stop mindlessly spending money? Today I'm back with part 2 of my chat with Jen and Jill from The Frugal Friends Podcast! If you missed part 1, we talked about their top tips for spending guilt-free, all from their new book, Buy What You Love Without Going Broke. This time, we're diving into a topic I think a lot of us can relate to: how to stop mindless spending. Jen and Jill share how to break the cycle of mindless spending and start shaping our money habits around what really matters to us.  Other Episodes with Jen & Jill: Ep. 094, Ep. 444, Ep. 454, Ep. 479 Connect with Jen & Jill Instagram | Website | Book: Buy What You Love Without Going Broke Subscribe to the FREE Popcorn Finance Newsletter - PopcornFinance.com/Newsletter Want to submit a question to the show? Send an email to questions@popcornfinance.com  Send me a message at PopcornFinance.com/Voicemail  Call 707-200-8259 Connect with me Instagram | Twitter | Facebook | YouTube | TikTok Thank you for listening to today's episode! Help support the show by leaving Popcorn Finance a rating or review on Apple or Spotify! Learn more about your ad choices. Visit megaphone.fm/adchoices

How do we stop tying our spending choices to our sense of self? With the holidays coming up, it's easy to overspend and feel guilty later—I know I do. That's why I'm bringing back Jen and Jill from The Frugal Friends Podcast to discuss their new book, Buy What You Love Without Going Broke. We're breaking down how to spend without guilt and how to stop letting money define your identity. Other Episodes with Jen & Jill: Ep. 094, Ep. 444, Ep. 454 Connect with Jen & Jill Instagram | Website | Book: Buy What You Love Without Going Broke Subscribe to the FREE Popcorn Finance Newsletter - PopcornFinance.com/Newsletter Want to submit a question to the show? Send an email to questions@popcornfinance.com  Send me a message at PopcornFinance.com/Voicemail  Call 707-200-8259 Connect with me Instagram | Twitter | Facebook | YouTube | TikTok  Thank you for listening to today's episode! Help support the show by leaving Popcorn Finance a rating or review on Apple or Spotify! Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's episode we have everyone's favorite frugal friends Jen and Jill back on to talk about their upcoming book “Buy What You Love Without Going Broke”. Jen and Jill share about the process of writing a book and some of the key parts they're most proud of. This book is a value-based spending gold mine, so we're thrilled they are on to share with our listeners about this incredible work. Stick around to the end to hear about the famous POAT book giveaway!   In this episode, we chat about: Consumerism labels Value-based spending keys Contentment over complacency MENTIONED IN THIS EPISODE: Empowered Money Academy Episode 77: our first interview with Frugal Friends CONNECT WITH TODAY'S GUEST:  Jen Smith & Jill Sirianni are co-hosts of the top-rated Frugal Friends Podcast. With over 400 episodes and almost 7 million downloads, Frugal Friends is changing the way the world thinks about frugality. Jen Smith is a personal finance expert who, along with her husband, paid off $78,000 of debt in two years while facing unemployment and buying a house. Jill is a licensed clinical social worker who enjoys exploring the connections between our money behaviors and mental health. Together they're helping people become better stewards of their money, time, space, and natural resources. www.frugalfriendspodcast.com   Order Buy What You Love Without Going Broke  Instagram @frugalfriendspodcast   ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple.  They want to normalize conversations about money and learn from others on the path towards financial empowerment. Whether you are just getting started on your debt-free journey, or if you are really starting to hit your stride, this podcast is for YOU!  Join weekly as they interview some others who have done it the right way, the wrong way, and every way in between. Avocado toast may cost a pretty penny, but that doesn't mean it can't be in your budget! FIND HALEY AND JUSTIN ONLINE + SOCIAL MEDIA HERE: Join Empowered Money Academy priceofavocadotoast.com Price of Avocado Toast Instagram Price of Avocado Toast Twitter Price of Avocado Toast Threads Price of Avocado Toast on TikTok Price of Avocado Toast Facebook Join the Price of Avocado Toast Newsletter OTHER LINKS: Apply for 1:1 Coaching With Haley & Justin Schedule a Budget Builder call with Haley & Justin Price of Avocado Toast customizable 12 month budgeting template RECOGNITION: Audio engineer: Garrett Davis

One of the questions we get asked most often is for guidance on what someone should and should not spend money on. The answer is always... it depends. What's important to me, may not be important to you. Jen Smith is here to give everyone the framework to make those tough decisions. This framework is called Value Based spending. Jen lays it all out in her new book, "Buy What You Love Without Going Broke". Long-term listeners may remember Jen from episode 58, "Frugality without Deprivation," in 2019. She's also still rocking things over at the Frugal Friends Podcast. In today's episode as we discuss the book you'll find answers to the following: Why is it so hard to stop spending money? What is values-based spending and how is it different? What's the problem with telling someone a budget will solve their spending problem? What's the point of learning values-based spending when the bigger issue is that we don't earn enough money? And so much more. If you enjoyed this episode, please share it with a friend! Links from The Episode Pre-order the book! Frugal Friend's Podcast YouTube Interview https://youtu.be/dsl4EQekk4M Join the Community We'd love to hear your comments and questions about this week's episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab the Ultimate FI Spreadsheet Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here 

NOT going to lie, this episode was a wee bit nerve racking to record!!! Despite the, ahem, LARGE number of requests we received for this topic (which would make you think it was ubiquitously reviled), the acolytes in this group ride HARD for their leader! Money and religion are the twin engines that make the world go ‘round, dear culties, and as such, they are the perfect mediums for sinister influence. This week's subject has been ~blessing~ the airwaves and teaching your parents how to be debt free AND godly since the 1990s…the OG finance bro…the one and only… Dave Ramsey. This week, Amanda and Reese take a trepidatious foray into the chaotic, testosterone-filled, rapidly aging world of Ramsey Solutions with the help of seasoned Dave Ramsey experts (though, tbh, *survivors* is probably a more apt word) Jen Smith and Jill Sirianni from the Frugal Friends Podcast. Follow us on IG @soundslikeacultpod @amanda_montell @chelseaxcharles @reesaronii Watch the new season of Sounds Like A Cult on YouTube! To order Amanda's new book, The Age of Magical Overthinking: Notes on Modern Irrationality, click here. To subscribe to Amanda's new Magical Overthinkers podcast, click here :) Thank you to our sponsors!  Head to Squarespace.com for a free trial, and when you're ready to launch, go to https://www.squarespace.com/CULT to save 10% off your first purchase of a website or domain. Earn points by paying rent right now when you go to joinbilt.com/CULT. Shop the SKIMS bras at SKIMS.com. After you place your order, select "Sounds Like A Cult" in the survey and select our show in the dropdown menu that follows.

I have an honest confession to make. I am a terrible budgeter, but I'm a world-class financial goldfish. In this episode, I'll explain my “financial goldfish” status and budgeting for our neurodiverse brains. I'm joined by Jill Sirianni, host of the Frugal Friends Podcast. If you're like me, and budgeting just doesn't work for you, you'll learn a lot from our conversation. Join us! Show Highlights: Characteristics of a financial goldfish Budgets–the diet of the financial landscape (and they don't work any more than diets do for most people) Top reasons we fall victim to impulse buying The myth of “Wants vs. Needs” The downfalls of typical antiquated budgeting Creativity in meeting needs without spending Jill's 90-day transaction inventory Helpful online tools A moral problem vs. a systemic problem KC's helpful hack to be more thoughtful before spending impulsively (like late-night DoorDash) Jill's tips for creating a pause before spending: keep a list and buy second-hand Understanding the marketing behind sales Making choices about your behavior today that may not align with spending habits held up as the “standard” Understanding values-based spending In finances, one size does NOT fit all.  Resources and Links: Connect with Jill Sirianni and Frugal Friends: Frugal Friends Podcast and Buy What You Love Without Going Broke book by Jen Smith and Jill Sirianni (pre-order now!) Connect with KC: Website, TikTok, Instagram, and Facebook Get KC's book, How to Keep House While Drowning We love the sponsors that make this show possible! You can always find all the special deals and codes for all our current sponsors on our website: www.strugglecare.com/promo-codes. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, I chat with Jen and Jill from the Frugal Friends Podcast, about easy ways to stop impulsive buying and shift your mindset around spending. They share tips to help you think differently about frugality, showing it's not about being cheap, but about making smart money choices. You'll also learn simple hacks to enjoy things like Starbucks without overspending. If you want to save money while still enjoying life, this episode is full of practical tips anyone can use!    Learn more about the Frugal Friends Podcast here: https://www.frugalfriendspodcast.com/ Pre-Order their new book Buy What Love Without Going Broke here: https://www.frugalfriendspodcast.com/pre-order-buy-what-you-love-without-going-broke/     You can find more Clutterbug content here: Website: http://www.clutterbug.me YouTube: https://www.youtube.com/@clutterbug TikTok: https://www.tiktok.com/@clutterbug_me Instagram: https://www.instagram.com/clutterbug_me/ Facebook: https://www.facebook.com/Clutterbug.Me/   #clutterbug #podcast #frugalfriends

Living responsibly with our finances does not mean total deprivation. While there are many voices telling us how to achieve our financial goals, Jill of Frugal Friends Podcast teaches that choices about money are not black and white, but will vary from person to person based on our values. The notion of values-based spending gives you freedom to use your money on the things that matter most to you. Join us to hear Jill's refreshing perspective on all things spending and saving! In this episode, we cover: Looking beyond budgeting and embracing values-based spending Practical tips for evaluating your own personal values The top five reasons for impulse spending and how to interrupt the pattern How you can challenge yourself to put an end to impulse purchases Why having unlimited resources is not actually ideal How the content you consume impacts your spending habits Landing in the “radical middle” between extreme finance messaging Mindset shifts and practical strategies for saving money on groceries amidst ever-increasing costs Ideas for navigating Christmas gifts while trying to save money View full show notes on the blog + watch this episode on YouTube. Thank you for supporting the sponsors that make this show possible! ABOUT JILL Jill Sirianni is a licensed clinical social worker and co-host of the Frugal Friends podcast. She's experienced in doing a lot with a little—from starting small businesses to full-time RVing—all of it was leveraged to pay off $60,000 of debt and cash flow her masters degree. Helping others is her highest value and integrating her mental health perspective with personal finance is how she supports others to identify, and live out of, what they value most. When she's not meeting with clients or podcasting, you can find her in the garden or hosting friends in her home. She lives in St. Petersburg, Florida, with her husband Eric. RESOURCES MENTIONED Listen to Jill & Jen's previous appearance on Simple Farmhouse Life Pre-order the book Buy What You Love Without Going Broke by Jill Sirianni & Jen Smith CONNECT Jill Sirianni of Frugal Friends Podcast | Website | Instagram | Facebook | YouTube Lisa Bass of Farmhouse on Boone | Blog | YouTube | Instagram | TikTok | Facebook | Pinterest Do you have a question you'd like me to answer on the podcast? A guest you'd like me to interview? Submit your questions and ideas here: bit.ly/SFLquestions.

Join me for an insightful conversation with Jen Smith from Frugal Friends as we explore what you need to know to achieve financial wellness. In this episode, we cover everything from curbing impulse spending to mastering your budget. Jen shares her expert tips on how to outsmart those sneaky impulse buys and offers the best strategies for savvy spending. Don't miss out on these transformative tips that will put you on the path to financial freedom!  Check out the Frugal Friends Podcast: https://www.frugalfriendspodcast.com/  Jen's Book:https://www.amazon.com/What-Love-Without-Going-Broke/dp/0063371316 Listen to the Podcast: https://bit.ly/Over50andFlourishingwithDominiqueSachsePodcast Website: https://dominiquesachse.tv/ Book: https://dominiquesachse.tv/book/ Insta: https://www.instagram.com/dominiquesachse/?hl=en Facebook: https://www.facebook.com/DominiqueSachse/ TikTok: https://www.tiktok.com/@dominiquesachse?lang=en Youtube:https://www.youtube.com/channel/UCXrsVPFsk-66NTaoGMXoPFQ Thanks to my Sponsors: Go to https://boncharge.com/OVER50 and use coupon code OVER50 to save 15% If you're over 50, use all that wisdom you've gained over the years and visit Midi Health. Book your virtual visit today at https://JoinMidi.com Get 15% off OneSkin with the code OVER50at https://www.oneskin.co/  #oneskinpod I worked with Miraclesuit on a special offer just for my listeners. Order today with my exclusive code OVER50 at https://Miraclesuit.com to get 25% off! Interested in being featured as a guest? Please email courtney@dominiquesachse.tv  For advertising opportunities please email PodcastPartnerships@Studio71us.com We want to make the podcast even better, help us learn how we can: https://bit.ly/2EcYbu4 Privacy Policy: https://www.studio71.com/terms-and-conditions-use/#Privacy%20Policy Learn more about your ad choices. Visit podcastchoices.com/adchoices

I am constantly being asked to share budgeting tips but that is definitely not my area of expertise so I'm excited to have Jen Smith and Jill Sirianni, co-hosts of Frugal Friends Podcast, on with me today to talk about all things budgeting…with peaceful productivity in mind, of course!In today's episode, we are discussing things like:~ Managing our income and expenses with less stress and more grace~ What makes a budget actually work for someone~ Habits and routines to help us maintain our budgetYou're gonna want to grab a notebook for this one… enjoy!| CONNECT WITH JEN & JILL |Instagram: @frugalfriendspodcastWebsite: http://www.frugalfriendspodcast.comPre-order their book: https://www.frugalfriendspodcast.com/pre-order-buy-what-you-love-without-going-broke/

When it comes to finances, to solely focus on the numbers actually can hinder the success and outcomes we seek of not only financial freedom, but deep everyday contentment. Co-host of the established podcast Frugal Friends, Jill Sirianni joins me to not only talk about the founding premise of their show which debuted back in 2018 and now has more than 400 episodes, and also to talk about her and her co-hosts' Jen Smith's new book Buy What You Love Without Going Broke that will be released in January 2025. Overlapping themes of how to live a life of contentment as well as find peace with our money management drew me to inviting Jill on The Simple Sophisticate as listeners will discover, many of the concepts and skills discussed here on TSLL are founding themes of savvy money management - presence, self-knowledge, gratitude, simplicity and more. Learn more about Jill Sirianni and Jen Smith's work: The podcast, Frugal Friends here on their website Preordering their book, How to Buy What You Love Without Going Broke Follow them on Instagram: Frugal Friends Podcast   View the Show Notes for the episode (#385) here - https://thesimplyluxuriouslife.com/podcast385 

Values-based budgeting is the key to approaching personal finances without shame and guilt.  Did you even think that was possible?!

These last couple years have pinched many folks' finances, and it can be tough to know how to shift and adjust to make do. In this episode, I pass the mic to Jen and Jill, the hosts behind the wonderful Frugal Friends podcast, to share some ideas for aligning our spending and saving with our values in order to feel a little bit better. Bonus: their NEW BOOK is available for pre-order NOW! Order their new book on AMAZON, and be sure to subscribe to Frugal Friends Podcast! ____________________________ Find full show notes at livefreecreative.co/podcast Follow Miranda on Instagram @livefreemiranda and the show at @practically.happy.podcast Get one-on-one coaching with Miranda RIGHT HERE Pick up a copy of MY BOOK Learn more about your ad choices. Visit megaphone.fm/adchoices

Jen Smith is a personal finance expert and the co-host of the top-rated Frugal Friends Podcast. After she graduated from college, she and her husband buckled down and paid off $78,000 of debt in just two years.  They also made extreme lifestyle shifts that she doesn't recommend anymore. She tried to side-hustle her way out of debt. She stopped spending on almost everything altogether, which wasn't the answer. Why? Because she was miserable.  She knew she had to find a middle ground between spending frivolously and spending nothing. For the last five years, the “Frugal Friends” podcast has become a journey to find how to get the things you love without going broke.  She's on a mission to help people spend in alignment with their values, empowering them to live for today while saving for tomorrow. Listen in for some great takeaways about Jen's journey to eradicate her debt and how she helps others eliminate theirs. You will want to hear this episode if you are interested in... Learn more about Jen Smith and her journey [2:15]  Why Jen and her co-host launched Frugal Friends [7:18]  Is being “frugal” the same as being cheap? [10:26]  Frugality = being efficient with time and money [13:19] Get your copy of “Financial Planning Made Personal” [16:24] You can value nice things and still be frugal [18:32]  Why finding your own core values is important [20:37]  Budgets are the diets of the financial industry [22:03] The purpose of Frugal Friends “Bill of the week” [25:37]  Jen's advice for those interested in podcasting [28:44]  What Jen did today that put her in the mindset for success [30:08]  Resources & People Mentioned Get your copy of “Financial Planning Made Personal” The ONE Thing by Gary Keller Connect with Jen Smith The website On Instagram On Linkedin On Twitter On Facebook On YouTube Connect With Mitlin Financial podcast*at*mitlinfinancial(dot)com - email us with your suggestions for topics or guests If you would like to learn more schedule a call: https://mitlin.us/FitCall https://mitlinfinancial.com  Follow on Twitter Follow on Instagram Subscribe on Youtube Follow on Linkedin Follow on Facebook Guests on the Mitlin Money Mindset Show are not affiliated with CWM, LLC, and opinions expressed herein may not be representative of CWM, LLC. CWM, LLC is not responsible for the guest's content linked on this site. Subscribe to Mitlin Money Mindset® on Apple Podcasts, Spotify, Google Podcasts

What is Frugality felt good? What if it was about abundance and positive mental health and a great contribution to wasting less and doing more of what you love? Well… that is what Jen and Jill from Frugal Friends Podcast have made it about and I love it so much I've recorded a show with them. We discuss: Why the negative connotation of frugality and how to flip the script in your life? How does one start to think about living frugally in a way that doesn't conjure 1 jar with a year's plastic, making everything from scratch wearing a linen dress in the woods and homeschooling your kids if the stereotype doesn't resonate? What got you both feeling frugal? Did you grow up that way? A crisis? Awakening?Frugal in the kitchen, walk us through your fave ideas that you love to get people onto when they're exploring/trying to changeFrugality with appliances and fixing things Frugal living with kids who want ‘all the things like their friends have!' - how can we make it a potentially positive experience in raising kids? Frugal success - little by little? Personal priorities? Best ways to make change stick?And so much more. I hope you love it as much as we enjoyed having this conversation. Get the Frugal Friends No-Spend Challenge Workbook for FREE or shop their helpful array of digital downloads here: https://frugalfriends.shop/ Grabe the Modern Frugal Living eBook for FREE with code: FREEBOOK22: https://frugalfriends.shop/products/modern-frugal-living-ebook Connect with Frugal Friends on the following platforms:Website — frugalfriendspodcast.comInstagram — @frugalfriendspodcast @modernfrugalityTikTok — @modernfrugality Thank you to this month's sponsor for partnering with our show and helping you make your swaps with their special offer: Waters Co. gives you 12% off all NEW systems - including benchtops, jug, mini, shower filters + Under-sink products with code LOWTOXLIFE.And Ausclimate giving you 10% off their Winix Air Purifiers and Dehumidifiers at ausclimate.com.au. CODE: LOWTOXLIFE at checkoutBe sure to join me on Instagram @lowtoxlife and tag me with your shares and AHAs of this week's episode. Hosted on Acast. See acast.com/privacy for more information.

Stay in touch and sign up for Paco's weekly email newsletter, The Nerdletter.  In this episode of Weird Finance, Paco unpacks the hottest new personal finance trend of loud budgeting with frugality experts Jen Smith and Jill Sirianni from the Frugal Friends podcast. Jen and Jill delve into their stories: what prompted them to begin their frugal journeys, how they've changed their relationship to frugality along the way, and some of their frugal fumbles.  Jen and Jill tackle and debunk widespread myths about frugality head-on, from the false belief that being frugal is only for folks who are cheap and wealthy to reframing how frugality is not about deprivation but prioritizing what we value and being mindful of how we use our individual and shared resources.  Jen Smith & Jill Sirianni are co-hosts of the top-rated Frugal Friends Podcast. With over 300 episodes and 5 million downloads, Frugal Friends is changing how the world thinks about frugality. Jen uses her background in financial journalism to seek topics that help people overcome impulse spending and reach their financial goals. Jill is a licensed clinical social worker who enjoys exploring the connections between our money behaviors and mental health. Together, they're helping people become better stewards of their money, time, space, and natural resources. For more insights from Jen and Jill, tune in to their "Frugal Friends" podcast, sign up for their email newsletter, The Friendlette, and follow along on Instagram (@frugalfriendspodcast). And lastly, here is a picture of Jill's wedding dress mishap. A special thanks to the talented and generous Ramsey Yount for producing, editing, and sound designing this episode.  Thank you to Ramsey Yount and Andrew Howard for lending your voice to our special PSA.  The theme music was written and performed by Andrew Parker, Jenna Parker, and Paco de Leon. If you'd like to contact us about the show or ask Paco a question about finances, call our hotline at 1-833-ASK-PACO, email us at weirdfinancepod (at) gmail.com or submit your questions here. We'd also love your listener feedback about the show; here's a short survey.See omnystudio.com/listener for privacy information.

We all want to be free from financial stress, but what practical steps can we take to get there?  Does the secret to financial freedom lie in sticking to a budget?  Paying off debt?  Making more money?  In this episode, Jen and Jill share their unique and powerful insights about frugality and financial freedom.  We explore the idea of spending better rather than just spending less.  Jen and Jill share the importance of examining your mindset and habits around money before making changes.  If one of your goals for the new year is to gain more control over your finances, this is the episode for you! In this episode, we cover: How the principles of frugality and stewardship extend beyond money Learning to critically evaluate what you bring into your home based on your capacity Making a distinction between being cheap and being frugal How to take steps from a consumerist mindset to a frugal mindset Identifying your priorities and letting go of what doesn't matter to you Where should you start if you want to reform your spending habits? The surprising benefits of seeking creative solutions that don't require spending View full show notes on the blog + watch this episode on YouTube. Thank you to our sponsors! Toups and Co Organics | Use code FARMHOUSE at ToupsandCo.com Blogging Success Masterclass | Visit bit.ly/farmhousebloggingschool RESOURCES Frugal Friends Podcast Join the Friendletter, Jen & Jill's  newsletter that highlights the week's freebies, saving tips, and life hacks to help you save more and spend better The No-Spend Challenge Guide: How to Stop Spending Money Impulsively, Pay off Debt Fast, & Make Your Finances Fit Your Dreams by Jen Smith CONNECT Jen & Jill of Frugal Friends Podcast | Website | Instagram | YouTube Lisa Bass of Farmhouse on Boone | Blog | YouTube | Instagram | TikTok | Facebook | Pinterest Join us in the Simple Farmhouse Life Facebook community!

Tawny and Lisa interview Jill Sirianni, co-host of the podcast Frugal Friends, which aims to change how we think about frugality. It does not mean being cheap. Frugal living intersects with minimalism, simple living and sustainability. Many of us have financial stress, often left over from when we abused substances. They talk about how practicing curiosity around finances can help identify priorities in developing a plan. Music Minute features Thrice. Check out Frugal Friends podcast website, which also offers a newsletter and free tools. Find Frugal Friends on Instagram.  This episode is sponsored by the sober entrepreneurs at Sour Humanoid vinegar. Add a splash of these artisanal vinegars to your dinner to brighten up the flavor of your protein and veggies. Order a bottle today at sourhumanoid.com and follow them at @sourhumanoid. Order Tawny's book, DRY HUMPING: A Guide to Dating, Relating, and Hooking Up Without the Booze Sign up for "Beyond Liquid Courage" Purchase Lisa's memoir, Girl Walks Out of a Bar

What comes to mind when you hear the word “frugal"? If you think of strict budgets or of refusing to spend money on things that matter, it might be time to re-examine your relationship to the word! In this episode, Jen Smith explains what it actually means to be frugal in the modern world and shares her own journey of finding balance between saving money and enjoying life. Jen is an author and podcast host helping people pay off debt and reduce their spending, and she offers listeners her top tips for meal planning, reducing food waste, and making the most of the home you live in.Episode Recap: Today we're examining our relationship with spending and frugality with Jen Smith (1:05) Can you tell us about your journey to becoming frugal? (5:09) What does the modern frugal lifestyle mean to you? (10:40) How do you balance living frugally and enjoying life? (18:00) Can you share your top tips for meal planning and prepping? (24:28) What recommendations do you have around housing? (31:46) It's not about not spending, it's about spending on the things you value (36:24) How can we avoid shame around saying no? (42:35) Frugality is being confident and authentic about what you value (48:28) Where to learn more from Jen (52:25) Resources: Find every episode of The Fiscal Feminist podcast Watch The Fiscal Feminist episodes on YouTube Sign up to join Kimberlee on the podcast “The Fiscal Feminist” book Listen to the Frugal Friends podcast and subscribe to their newsletter Find Jen's books on Amazon Follow Jen on Instagram and LinkedIn Subscribe to Frugal Friends on YouTube Quotes:“We are trying to rebrand frugality into this lifestyle of freedom where you actually know what you want, can afford it, and you can create habits and boundaries to say no more easily. Because we will say, we love intentional spending, so why don't we just talk about that and forget the word frugality? It's archaic, it's got bad vibes, we really want to reclaim this word, because frugality is about so much more than intentional spending. We can't be intentional 100% of the time. Sometimes your mind just takes over and you're working off habit, working mindlessly, so we want to work with our minds to create habits that conserve resources, so not just money, but conserve time, physical space, mental energy, all of that stuff. We believe frugality is the conservation or the good stewardship of all these resources, and we can, yes, be intentional to conserve them, but we can also create psychological barriers and aids, shortcuts that help us do it even when we're not being ‘intentional.'”“A hundred years ago, frugality was seen as this somebody who is creative, who is resilient, who can reuse and repurpose things. When you were frugal, you were seen as a really intelligent person who really valued quality and keeping their things well functioning. So, it was this lauded quality about you. And over the last hundred years, marketers have made us believe that we are consumers first and people second. So, to be a person of worth, you must be a consumer, you're not of worth simply because you are a person. And so that is the reason why we want to bring frugality back.”

We're spilling the tea on how we think about money and how we make choices with our cash. Starting life on the road can be hard but it is even harder when you have the wrong mindset with money. Today we talk with Jill from the Frugal Friends Podcast and she breaks down all the ways you can think about money and how to save while still spending. Life today can get expensive really fast if you aren't paying attention so listen up and get the tips you need to better yourself. Special guest: https://open.spotify.com/show/2lCIV74T4u8cEca0Kz4opH?si=f5950868f4e74f85 Our Baja Travel guide: ⁠https://www.youtube.com/playlist?list=PLCQUTB8hgg9Z8V0Bdlsifm-_B537GI8v6⁠ Moon Fab Awning - get $30 off with code FNAVANLIFE ⁠https://moonfab.com/fnavanlife⁠ Blueprints of our last van build: ⁠⁠⁠https://www.fnavanlife.com/shop/p/ultimate-van-build-layout-guide-for-dodge-ram-promaster-3500-extended⁠⁠⁠ Become an FnA Patron today! ⁠⁠⁠⁠⁠⁠⁠https://fnavanlife.com/patreon⁠⁠⁠⁠⁠⁠⁠ Pick up your copy of the Van Life Book: ⁠⁠⁠⁠⁠https://www.amzn.to/2MAN2uL⁠⁠⁠⁠⁠ Our YouTube Channel: ⁠⁠⁠⁠⁠https://www.youtube.com/fnavanlife⁠⁠⁠⁠⁠ #vanlife #fnavanlife #vanlifers #travel #rvliving #fulltimetravel Shop van life essentials at Amazon Store: ⁠⁠⁠⁠⁠https://www.amazon.com/shop/fnavanlife⁠⁠⁠⁠⁠ --- Support this podcast: https://podcasters.spotify.com/pod/show/fnavanlife/support

Jill, co-host of the Frugal Friends podcast, comes onto the show to talk all things money. We dive into how she uprooted her lifestyle to pay off debt, dealing with major money traumas, and how habits and behavioural psychology are the secrets to frugality. Connect with JillWebsite: frugalfriendspodcast.comPodcast: Frugal Friend PodcastFacebook: Frugal Friend PodcastConnect with Nicole⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ @workwealthandtravel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Work, Wealth & Travel on Youtube @workwealthandtravelCheck out the WebsiteSign up for 80+ Remote Work Job BoardsGive the Podcast a 5-Star Rating on Apple Podcasts - Thank you!

Today, we're re-airing a popular episode from 2019 on frugal vs. cheap with Jen Smith, co-host of the Frugal Friends Podcast. In the beginning, Jen and her husband find themselves in $78k of total debt. They didn't have a ton of income, so Jen tried to add on three side hustles on top of her job. This stressed her out so much that she ended up with shingles. In totality, between all their work and side hustles, they were bringing in up to $88k. Their original goal was to be debt-free in 5 years... But in the end, it turned out to only take 23 months! In this episode, we also cover: How to be frugal "the right way" Frugality without deprivation Frugal vs. Cheap Enjoying the FI journey and so much more. If you enjoyed this episode, don't forget to share this podcast with a friend! Links from the Episode Jen's Podcast Jen's Blog Jen'snstagram Join the Community We'd love to hear your comments and questions about this week's episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab the Ultimate FI Spreadsheet Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFiShow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here 

Show notes: https://www.tamihackbarth.com/blog/episode-182 Happy Summer Solstice! It is the perfect time of year to let go of what isn't working and set new intentions for the future. How would the rest of 2023 feel if you prioritized sleep this summer? How would you feel if you prioritized moving your body? What would shift in your life if your family took on a lot more responsibilities around the house? What would you do with your free time? Something to think about, right? I ask myself these kinds of questions all the time. My belief is the deeper my self-knowledge, the deeper the life. One of my areas of interest is personal finance. People, especially women, tell themselves stories about money and many of our money issues can be traced back to childhood. This week on the podcast, I am talking to Jill Sirianni, co-host of the Frugal Friends podcast. In our chat Jill and I talked about how she went from being in debt to now working in personal finance. She spoke about how related personal finance and self-care are because both rely so much on shifting our mindset. I hope you will give it a listen. Show Links:  https://www.frugalfriendspodcast.com http://www.instagram.com/frugalfriendspodcast Download Your Self-Care Planner & Assessment The Essential Guide to 100% Guilt-Free Self-Care: Get Your Time + Energy Back to Create the World You Want to Live In

No, money conversations aren't always easy — but they are always important. On this week's episode we're talking about all things friendship and money — which are two very complicated topics that get even more complicated when we throw them together. Jen Smith and Jill Sirianni, co-hosts of the Frugal Friends Podcast, break down how we can talk money with our BFFs, and why we should be doing more of it. In mailbag, we cover backdoor Roths and RMDs, and in Thrive, how to sell your stuff for cash. 

Regardless of your current relationship to money, this is a conversation you don't want to miss. Jill and I talk about the various money stories people have and reframing them in ways that will actually serve us.  Tune in for a conversation about developing a value-based relationship with money so that you have more of you want in life and less of what you don't. Jill shares some specific and tangible approaches that you can implement right now to create more alignment with what you want out of life and how you have and spend money intentionally.  If you are ready to create awareness around your relationship with money and engage intentionally with it, let's chat.   Go to jessicasmarro.com to schedule a free call with me. If you haven't already gotten your FREE digital copy of The Unblocked Journal, click HERE to grab one.   Feel free to share this podcast widely if you think it might be useful to someone, and be sure to subscribe so that you don't miss an episode.Jill Sirianni is a licensed clinical social worker and co-host of the top-rated Frugal Friends Podcast. Through the podcast, Jill helps people overcome impulse spending and reach their financial goals while also exploring the source of behaviors that cause trauma with money.  Alongside her co-host she is helping people become better stewards of their money, time, space, and natural resources. Connect with Jill:On Social Media @frugalfriendspodcastPodcast: Frugal FriendsWebsite: frugalfriendspodcast.comLet's Get Unblocked!

The More Money Podcast is back for Season 16! I can't wait to kick off the new season by interviewing TWO guests, which is a rarity and one of the reasons that I'm so excited to share this episode at the top of the season! Jen Smith and Jill Sirianni, co-hosts of The Frugal Friends Podcast, are joining me today to talk about debt and why frugality is considered the bad F-word in finance. Jen and Jill are no strangers to debt since they've paid off a combined total of nearly $140k with their husbands. They approached their debt differently than some of the typical financial advice you'll hear the "gurus" sharing, which proved to them that personal finance solutions are not always one size fits all. Jen's journey even inspired her to write The No-Spend Challenge Guide, a best-seller on Amazon. They now host Frugal Friends Podcast to help people overcome their impulse spending and transform the habits that cause them to overspend to live a better, more financially free life. In this episode, Jen and Jill share their debt journeys and the shame and guilt that comes with paying them off. We also talk about how habit-forming and learned behaviours from childhood play a big role in your finances. Lastly, Jen and Jill share why FOMO and social media can be a leading cause for overspending and how to counteract the need to spend by figuring out your "Why" for your money. For full episode show notes visit: https://jessicamoorhouse.com/351

In today's episode, I (Rose) have the pleasure of speaking with Jill Sirianni of the Frugal Friends Podcast. Jill's a natural-born "frugalista" and a licensed clinical social worker. She also co-hosts the Frugal Friends Podcast to help people overcome their impulse spending and transform the habits that cause them to overspend. Jill's best frugal move was when she and her husband paid off $60K of debt by getting creative with their living situations and side hustles. They've lived in 2 different RVs for a total of two years, house sat for a year, and have done some interesting side hustles like mobile bartending and flipping their RV! Aside from hosting over 200 episodes of Frugal Friends with 2.5 million downloads, she's been featured in the Wall Street Journal, Kiplinger, The Penny Hoarder, and more for her work on the show. We Cover A Lot Of Topics Including: How Jill paid of $60K debt What "frugality" means to Jill Why Jill chose to live in an RV to pay off debt Unique ways to save on housing Creative side hustles she used to create extra income How Jill got started on the Frugal Friends podcast (personal finance) Mental health and money Tips for choosing tiny living to save money Frugality tips for living in an RV Enjoy the journey! ~ Rose Willard Connect with Jill! Websites: https://www.frugalfriendspodcast.com/ Facebook: https://www.facebook.com/frugalfriendspodcast YouTube: https://www.youtube.com/@FrugalFriends ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Have a question? We'd love to hear from you - send us a voicemail by clicking here: therventrepreneur.com/voicemail Want to be a guest on the show? Fill out this guest form: https://therventrepreneur.com/guestform ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The RV Entrepreneur: www.therventrepreneur.com The RV Entrepreneur is presented by RV LIFE - Tools that Make Camping Simple www.rvlife.com --- Send in a voice message: https://anchor.fm/rve/message

Jen Smith & Jill Sirianni are co-hosts of the top-rated Frugal Friends Podcast. With over 200 episodes and more than 2.5 million downloads, Frugal Friends is changing the way the world thinks about frugality. Jen uses her background in financial journalism to seek topics that help people overcome impulse spending and reach their financial goals. Jill is a licensed clinical social worker who dissects the source of behaviors that cause trauma with money. Together they're helping people become better stewards of their money, time, space, and natural resources. Listen & Subscribe on: iTunes / Stitcher / Podbean / Overcast / Spotify Contact Info Website: www.frugalfriendspodcast.com Podcast: Frugal Friends Podcast Book: The No-Spend Challenge Guide: How to Stop Spending Money Impulsively, Pay off Debt Fast, & Make Your Finances Fit Your Dreams Book: Meal Planning on a Budget: Save Money on Groceries, Master Meal Prep, & Reduce Food Waste to Reach Financial Freedom Most Influential Person Her grandmother Effect on Emotions Mindfulness has definitely helped me keep a broad perspective and grace for all kinds of people and all kinds of ways of thinking. Because when you are so wrapped up in yourself, it's hard to live outside of that bubble. But when you can take the time to be mindful, you open yourself up to other points of view. Thoughts on Breathing I have to live every day to breathe. I think, especially with the background I have, the clients that I care for something like breathing, and grounding techniques, something that can be implemented wherever we are. We don't have to have special tools or a tool belt to be able to implement an effective coping strategy and breathing we carry with us everywhere we go. And so whether it's a stressful situation or a financial decision I'm making in the store, when I need to be present in the moment, I ground myself. Oftentimes, deep breathing techniques are what I go to at that moment to help gain clarity. Suggested Resources Book: I Will Teach You to Be Rich: The Journal: No Complicated Math. No More Procrastinating. Design Your Rich Life Today. App: Calm Bullying Story I think as the frugality podcast in the personal finance world, we can definitely get picked on because it's much sexier to talk about investing and side hustling and entrepreneurship. And many people dump on frugality, because of its correlation to a scarcity mindset. I definitely like my life's work and my passion for helping bullied people. But we have to understand that everybody is in their own place and on their own journey. You have to realize that frugality is for everyone, but you have to be in a place for it. Related Episodes Live True With Authenticity; Ora Nadrich Your Success Insights With Dr. Richard Shuster Grasping The Emotion of Trauma; David Richman Special Offer Are you experiencing anxiety & stress? Peace is within your grasp. I'm Bruce Langford, a practicing coach, and hypnotist helping fast-track people just like you to shed their inner bully and move forward with confidence. Book a Free Coaching Session to get you on the road to a more satisfying life, feeling grounded and focused. Send me an email at bruce@mindfulnessmode.com with ‘Transition' in the subject line. We'll set up a zoom call and talk about how you can move forward to a better life.

Do you feel stuck in a cycle of debt and stress? Today I am sitting down with Jen Smith from the Frugal Friends podcast to talk about how to live a life that aligns with your core values while still paying off debt. Jen and Jill put out two episodes a week where they share tips, information and stories about becoming debt free and managing your money. And it's all in a relatable, nonjudgy and hilarious way. Listen to Jen's show: https://www.frugalfriendspodcast.com/Grab the free Ebook: https://exclusive.modernfrugality.com/free-modern-frugal-living-ebook/Listen to all the previous episode of Frugal Debt Free Life. http://www.frugaldebtfreelife.com/podcastCome say hi on Instagram. https://www.instagram.com/lydiasenn/

This episode features Jen Smith, co-host of the Frugal Friends Podcast and author of “The No-Spend Challenge Guide.” Jen discusses aligning our purchases with our values and ways to challenge ourselves to be a good steward of our resources and make only decisive purchases. Free ebook: Frugalfriendspodcast.com/ebook Submit your questions to discuss on the podcast! Contact me: clean.simple.free@gmail.com or Instagram @clean.simple.free Thank you for listening! Please consider donating a dollar by clicking “support this podcast” below. Donations help to ensure the production of new episodes and help improve the podcast over time. https://youtube.com/c/cleansimplefree --- Send in a voice message: https://anchor.fm/cleansimplefree/message Support this podcast: https://anchor.fm/cleansimplefree/support

Jill Sirianni, co-host of the Frugal Friends Podcast, joins us to talk about ways to save money and increase your income. It doesn't matter if you live and travel in an RV or own a home. If high prices at the fuel pump and the grocery store are squeezing your budget, these solutions can help to save money. Would you like to earn more money? Jill also talks about side hustles.  Check out our website here: https://rockingthervlife.com/ Find Rocking the RV Life on Instagram: @rockingthervlife Shop Amazon! Support Rocking the RV Life when you shop Amazon through our link: https://www.amazon.com/shop/jeffkinzbach Learn more about your ad choices. Visit megaphone.fm/adchoices

Jill Sirianni, co-host of the Frugal Friends Podcast, joins us to talk about ways to save money and increase your income. It doesn't matter if you live and travel in an RV or own a home. If high prices at the fuel pump and the grocery store are squeezing your budget, these solutions can help to save money. Would you like to earn more money? Jill also talks about side hustles.  Check out our website here: https://rockingthervlife.com/ Find Rocking the RV Life on Instagram: @rockingthervlife Shop Amazon! Support Rocking the RV Life when you shop Amazon through our link: https://www.amazon.com/shop/jeffkinzbach Learn more about your ad choices. Visit megaphone.fm/adchoices

What if 'being frugal' doesn't mean what you think it means? Who better than to chat about all things frugal living than Jen from the Frugal Friends Podcast! Glen and Jen talk about the idea of values-based spending and why frugality is less about being cheap and more about putting your money where your values are.Mentioned in the chat... episode 237 - Kakeibo: The Japanese Art Of Mindful BudgetingCheck out the Frugal Friends Podcast wherever you're listening to this episode.This episode was recorded live at FinCon22.Learn more about TAL here: https://bit.ly/tal-m3podcast

Today we are chatting with Jen Smith and Jill Siriani (hosts of the Frugal Friends podcast). Jen is the author of a best-selling book on Amazon called the No-spend Challenge Guide and she ended up using no-spend challenges to not only help her pay off over $70k of debt, but also to learn a lot of deep lessons about herself.   Links Mentioned: The Frugal Friends Podcast The No-spend Challenge Guide Frugal Friends on Instagram Frugal Friends on Facebook   These are a few of the topics we cover: How to have a no-spend challenge  Mistakes learned during the challenge Long term benefits from completing the challenge Find out more at: https://seedtime.com/how-to-use-a-no-spend-challenge-to-pay-off-debt-save-and-learn-about-yourself/

Is values based budgeting a diet much better than the restrictive budget and diet you have yourself on? Absolutely! Discussing ways that you can change your mind from restriction to values based changes is going to make the difference in your life!Jen Smith & Jill Sirianni are co-hosts of the top-rated Frugal Friends Podcast. With over 200 episodes and more than 2.5 million downloads, Frugal Friends is changing the way the world thinks about frugality. Jen uses her background in financial journalism to seek topics that help people overcome impulse spending and reach their financial goals. Jill is a licensed clinical social worker who dissects the source of behaviors that cause trauma with money. Together they're helping people become better stewards of their money, time, space, and natural resources.Find More About Frugal Friends!

Frugality: What it is and how it differ from cheapnessHow to live frugally and have a fulfilling lifeEstablishing guilt-free value-based spendingThe value of self-compassion and self-awarenessHow thriftiness influence one's attitude toward personal finances The Life & Money Show Spotlight:Your Life & Money: What is one thing you're doing to live a meaningful and intentional life by design?Other's Life and Money: What is one life or money hack that you can share that will make an impact in others' lives right now? Life & Money in the World: What's the one thing you're doing right now to make the world a better place? RESOURCES/LINKS MENTIONEDThe Art of Fulfillment by Tony Robbins ABOUT JEN AND JILLJen Smith was a staff writer for The Penny Hoarder covering retirement, investing, and savings optimization. She's the co-host of the Frugal Friends Podcast, the face behind Modern Frugality, and author of The No-Spend Challenge Guide and Meal Planning on a Budget. Jill is a licensed clinical social worker and co-host of the Frugal Friends Podcast. Her frugal lifestyle started when she got into RV living as a means to cut costs and pay off her student debt. This journey opened her eyes to the many benefits of living affordably, from finding community to engaging in sustainable practices.  CONNECT WITH JEN AND JILLWebsite: https://www.frugalfriendspodcast.com/Website: Frugal Friends PodcastPodcast: Frugal Friends PodcastInstagram: frugalfriendspodcast CONNECT WITH USTo connect with Annie and Julie, as well as with other Investing For Good listeners, and to get the latest scoop on new and upcoming episodes, join Life and Money Show Podcast Community on Facebook.To learn more about real estate syndication investment opportunities, join the Goodegg Investor Club.Be sure to also grab your free copy of the Investing For Good book (just pay S&H)--Thanks for listening, and until next time, keep investing for good!

Kent talks to author and podcaster Jen Smith about how she has used her podcast and books to make both of them more successful, how she engages her audience with podcasting, and the secrets behind her phenomenal podcast growth. Jen Smith is the co-host of the very successful Frugal Friends Podcast, as well as the author of several books, including the No-Spend Challenge Guide, which has well over 1,000 reviews on Amazon! Jen also writes at her Modern Frugality blog.

Kent talks to author and podcaster Jen Smith about how she has used her podcast and books to make both of them more successful, how she engages her audience with podcasting, and the secrets behind her phenomenal podcast growth. Jen Smith is the co-host of the very successful Frugal Friends Podcast, as well as the author of several books, including the No-Spend Challenge Guide, which has well over 1,000 reviews on Amazon! Jen also writes at her Modern Frugality blog.

My guest this week is Jen Smith, a personal finance expert and author of the Amazon best-selling book The No-Spend Challenge Guide. Jen and her husband paid off $78,000 of debt in less than two years making well under 6-figures. She talks about it on her blog, Modern Frugality, and as the co-host of the Frugal Friends Podcast. 3:07 – Jen 101 Jen's podcast teaches people how to spend. She believes people can live a life they love with the money they already have. 9:48 – Money mindsets We think that money is just numbers on a screen when you check your account balance or dollars in a wallet, but it's only a means to get the things you want. Money touches everything in your life that you care about. 19:30 – Pivotal moments There are pivotal moments in your life where you can choose to be challenged, but it will provide a lot of growth. 21:58 – Dealing with debt Paying off debt is like going on a diet. You try to go extreme and lose it fast, and then a week in you aren't doing it anymore. The radical middle is making small changes with large impact. 32:41 – Less friction The less friction and barriers there are to paying for something, the more people pay, on average, according to studies. 39:53 – Post debt hangover After paying off debt, it can be hard to get over the shame of how you previously spent money. You can always choose a different path. 51:17 – Get to know you Her splurge item? CrossFit Something we'd never guess about her? She doesn't like celery. FEATURED QUOTES When I was able to identify what a money mindset really is, I was able to start identifying what I thought about money. We think that money is just numbers on a screen when you check your account balance or dollars in a wallet, but it's only a means to get the things you want. Money touches everything in your life that you care about. https://www.modernfrugality.com/author/jensmith/page/5/ https://www.frugalfriendspodcast.com/about/ Thank you to our partners of the show! Are you looking to clean up your household cleaning products this year? MamaSuds would like to help! The best way is to simply start with one product. Every time you run out of a specific cleaning product, replace it with a non-toxic one. Another tip, purchase a product that has multiple uses. The MamaSuds Collection has many multiple use products (castile soap or the toilet bombs are just a few!). Their blog has lots of great tips and a castile soap recipe that you can print and make a lot of your own effective cleaners! Give them a try at www.mamasuds.com and don't forget to use the coupon code MOLLY for 15% off your order! I'd like to thank our other partner of the show and that's Tradlands. Tradlands is an INCREDIBLE sustainable fashion brand that believes in clothing that you can live in NOW and love forever. Clothing that not only makes you feel like your best self, but also fits in a way that flatters. Their gorgeous dresses, pants, tops, and more are designed to move with you throughout your busy days. Their Nico dress is my dress in a love language —not only does it have sleeves, but also POCKETS and you know how I feel about dresses with pockets. I love how comfortable and stylish each piece - and they come in colors like classic neutrals or vibrant hues. One of the things I love most about Tradlands is their focus on sustainability and creating small batch clothing that lasts… they never over produce what they make and focus on only the highest quality materials. And you know how much I love supporting small businesses, too. Check them out at https://tradlands.com/businesswithpurpose and use the code MOLLY20 for 20% off!

Jen Smith, creator of Modern Frugality and co-host of the Frugal Friends Podcast, shares her journey from laser-focused debt payoff using the Dave Ramsey method to a more holistic and balanced approach to finances and a modern definition of “frugality.”

Jen Smith, a personal finance expert and co-host of the Frugal Friends Podcast, discusses strategies to practice frugality in a high inflationary period, how she was able to pay off $78k in debt while battling unemployment, and strategies for listeners to explore whether you are looking to get organized, make additional income, or grow in your investing journey. Links Mentioned in Today's Episode YFP's Employee to Entrepreneur Virtual Summit: Learn More and Register Here Insuring Income: Get Quotes and Apply for Term Life and Disability Insurance Frugal Friends Podcast The No-Spend Challenge Guide: How to Stop Spending Money Impulsively, Pay off Debt Fast, & Make Your Finances Fit Your Dreams by Jen Smith Pay Off Your Debt for Good: 21 Days to Change Your Relationship With Money & Improve Your Spending Habits So You Can Get Out of Debt Fast by Jen Smith Modern Frugality Freecreditreport.com Credit Karma Automate Your Money YFP 057: The Power of Automating Your Financial Plan Get Your Free Copy of the Modern Frugal Living eBook Your Financial Pharmacist Disclaimer and Disclosures

How in control are you of your spending? Have you ever considered living a frugal lifestyle? Frugality is about being conscious about your spending and being a good steward of your resources. When you know what you want out of your life, conscious spending and setting boundaries become easier. In this episode of the Secure Your Retirement podcast, Jen Smith explains how to get control of your spending and transition into a frugal lifestyle. Jen is a personal finance expert, author, and co-host of the Frugal Friends Podcast. Listen in to learn how to create boundaries that stop you from making bad spending decisions online. In this episode, find out: ●     Jen on how her experiences with money led her to start her podcast Frugal Friends. ●     Frugal vs. cheap – choosing quality without taking advantage of someone else's resources. ●     How to focus on lowering your essentials so you can spend on your wants without guilt. ●     How being conscious about your spending can make the transition to frugality easier. ●     How to create physical barriers to stop yourself from making bad purchasing decisions. ●     How to have hard conversations with yourself and your loved ones to figure out what you want in your life. Tweetable Quotes: ●     “Frugality is being conscious and a good steward of your resources while being cheap is taking advantage of someone else's resources.”- Jen Smith ●     “When you can realize what you want from life, it can make the transition to being more conscious about your spending easier and more welcomed.”- Jen Smith Get in Touch with Diane: ●     Website:http://instagram.com/frugalfriendspodcast ( http://instagram.com/frugalfriendspodcast) ●     Instagram:http://instagram.com/frugalfriendspodcast ( http://instagram.com/frugalfriendspodcast) ●     Podcast: Frugal Friends Resources: If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement! To access the course, simply visit https://pomwealth.net/3-keys-to-secure-your-retirementlp/ (POMWealth.net/podcast.)

Jen Smith is a personal finance writer and expert in the fields of frugality and investing. She's the author of three personal finance books, including the best-selling No-Spend Challenge Guide. After paying off $78,000 of debt in two years Jen and her husband are now renovating their fixer-upper, investing for retirement, and taking well-deserved vacations with their son Kai. This week's giveaway is an opportunity to win the Kindle version of Jen's books The No Spend Challenge Guide and Pay Off Your Debt For Good. Click here to enter!   More from Jen Twitter: https://twitter.com/modernfrugality LinkedIn: https://www.linkedin.com/in/jen-smith-saves/ Instagram: https://www.instagram.com/modernfrugality/ Website: https://www.modernfrugality.com/author/jensmith/ Frugal Friends Podcast: https://www.frugalfriendspodcast.com/about/

We have guests again!!! It has been such a long time since we have had guests on the podcast and now we have had 2 in a row :)Today, joining us all the way from Florida are fellow podcasters; hosts of The Frugal Friends Podcast, Jen and Jill! We've had many requests to chat about money from listeners so we leapt with joy when we came across their podcast and just knew we had to set up an interview.We feel these girls are like the American Amy and Kirsty so you get double the awesomeness today!! They are passionate about living an intentional life, understanding how habits work and discovering your core values to create better spending habits. We are always talking about habits and being intentional with what we bring into our homes and being a conscious consumer so we are really excited about bringing you this interview.We hope you enjoy their wisdom and expertise, we could have talked forever so keep an ear out for more episodes with our new podsisters Jen and Jill. Oh and go check out their podcast Frugal Friends - its a good one!In this episode Jen & Jill;● Tell us a little bit about themselves, their podcast and they passion for frugality;● Redefine frugality for us and explain how it is a really helpful tool;● Share how to work out what your core values are;● Discuss shifting from a scarcity (limited) mindset to a growth mindset;● Highlight the importance of understanding the link between your thought life and your behaviours;And so so so so much more...We hope from this conversation we all learn something and put a smile on your face!Things mentioned in this episode and other helpful links:● Frugal Friends Podcast Website● Frugal Friends Podcast Facebook● Frugal Friends Podcast Instagram● The enneagramThank you so much to Jen and Jill for your time!! It has been an absolute pleasure meeting you and sharing our mutual love of living intentional lives. We can't wait to do it again soon!Thank you to alysoncohen for your podcast review!! Don't forget to jump on and leave us a review, we absolutely love to hear from our amazing listeners.For more details on how to connect with us head to our website.For details on becoming a Patreon supporter take a look here. See acast.com/privacy for privacy and opt-out information.

We have guests again!!! It has been such a long time since we have had guests on the podcast and now we have had 2 in a row :)Today, joining us all the way from Florida are fellow podcasters; hosts of The Frugal Friends Podcast, Jen and Jill! We've had many requests to chat about money from listeners so we leapt with joy when we came across their podcast and just knew we had to set up an interview.We feel these girls are like the American Amy and Kirsty so you get double the awesomeness today!! They are passionate about living an intentional life, understanding how habits work and discovering your core values to create better spending habits. We are always talking about habits and being intentional with what we bring into our homes and being a conscious consumer so we are really excited about bringing you this interview.We hope you enjoy their wisdom and expertise, we could have talked forever so keep an ear out for more episodes with our new podsisters Jen and Jill. Oh and go check out their podcast Frugal Friends - its a good one!In this episode Jen & Jill;● Tell us a little bit about themselves, their podcast and they passion for frugality;● Redefine frugality for us and explain how it is a really helpful tool;● Share how to work out what your core values are;● Discuss shifting from a scarcity (limited) mindset to a growth mindset;● Highlight the importance of understanding the link between your thought life and your behaviours;Things mentioned in this episode and other helpful links:● Frugal Friends Podcast Website● Frugal Friends Podcast Facebook● Frugal Friends Podcast Instagram● The enneagramThank you so much to Jen and Jill for your time!! It has been an absolute pleasure meeting you and sharing our mutual love of living intentional lives. We can't wait to do it again soon!Thank you to alysoncohen for your podcast review!! Don't forget to jump on and leave us a review, we absolutely love to hear from our amazing listeners.Join our community Become a Patron – your monthly donation makes a huge difference to me being able to produce this podcast. Donations can be as little as $1 a month!Follow me on InstagramFollow me on FacebookJoin my Facebook groupLeave a review on Apple PodcastThank you to my sound engineer, Jarred from Four4ty Studio. Get bonus content on Patreon Hosted on Acast. See acast.com/privacy for more information.

We had the honor of hosting Jen and Jill from The Frugal Friends Podcast this week! We talk about the debt-free journey and living a frugal lifestyle. Combined with their spouses, these two have worked themselves out of $100K+ of debt. What might have started as a “pity” friendship has turned into a debt-free, frugal living support system not only for them, but extending to their following. Jen and Jill have made it their mission to help people overcome their debt and learn how to live in that freedom afterwards. But of course, in true Millionaire Marriage fashion, we had to dig into the martial side of things! Both ladies share the struggles they faced along with their spouses during those times of extreme frugality, and how they worked together to overcome all of the obstacles along the way! So come join us, and shift your mindset on frugal living! **Please note: This episode was recorded via Zoom and may have minor sound fluctuations** --- Send in a voice message: https://anchor.fm/themillionairemarriage/message Support this podcast: https://anchor.fm/themillionairemarriage/support

Changes in the economy are forcing a lot of us into frugality. But what if there are more benefits to cutting down on our finances than just saving money? In this episode, Whitney Lauritsen chats with natural-born frugalista Jill Sirianni on the many life-giving outcomes of living well below your means. Jill is a licensed clinical social worker and co-host of the Frugal Friends Podcast. Her frugal lifestyle started when she got into RV living as a means to cut costs and pay off her student debt. This journey opened her eyes to the many benefits of living affordably, from finding community to engaging in sustainable practices. Learn more about her story and be inspired to live frugal by tuning in to this episode. Love the show? Subscribe, rate, review, and share!Here's How »Join the This Might Get Uncomfortable community today:wellevatr.comWellevatr FacebookWellevatr TwitterWellevatr Instagram

Ladies! I am so excited to introduce you to this incredible expert who is not only the co-host of the top-rated podcast, Frugal Friends, but also the author of two best-selling books! I'm over the moon to bring personal finance expert Jen Smith to this community in hopes of providing you with yet another awesome resource for those tough problems you're trying to tackle in life. As SAHMs, we often manage our households on a single income. I'm always looking for ways to save a buck (preferably two) and cut back on spending while still trying to live a full life at the moment without feeling consumed with guilt when it comes to actually spending money. Is it wise to always buy cheap items? Where do we start with a basic budget? How do you navigate tough conversations around spending habits when an individual's upbringing determines their perspective on money? Can you live an abundant, full life while being frugal? What does it mean to be “frugal” anyways? All of these questions (and more) are answered in this educational and insightful podcast episode. Grab your cozy beverage! P.S. you'll want a pen and paper for this one.More From Frugal Friends:Website: https://www.frugalfriendspodcast.com/Frugal Living SummitJune 27th - 30th: https://www.frugallivingsummit.com/------------Check the brand-new blog: www.mominprocess.com/blogJoin the Mom: In-Process Community:Facebook InstagramWebsite Don't forget to check out the latest swag!Get your Mom: In-Process merch today www.mominprocess.com/shop

Jen Smith and Jill Sirianni, the cohosts of the Frugal Friends Podcast, discuss the simple joys of frugality, the difference between frugality and cheap, and many other great topics. They are hosting the Frugal Friends Summit June 27-30 (Spending Symposium).

Controlling your spending is hard to do. And not just your money spending. So how do you build an intentional budget for every aspect of spending in your life? The answer very well may be...Frugality.But not in the old way of thinking about being Frugal. Where words like scarcity and cheap will not be found anywhere near the new, modern definition of frugality from our friends on today's podcast who define frugality as:The wise stewardship of resources: money, time, relationships, mental space, physical space, and natural resources.Jen Smith & Jill Sirianni are the founders of Frugal Friends, a podcast featured in noteable outlets such as the Wall Street Journal, Investopedia, and Apartment Therapy, and impacting over two million people and counting with their content today, These two and their team are building a community helping others to gain a little more control of the countless directions your resources (starting with money) are being pulled, through the art of frugality and also a few laughs. If you're trying to save money, spend less, adopt minimalism, pay off debt, reach financial independence, and just looking for more "freedom" in your life, these two are for you.In this episode we discuss the origin stories of both Jen & Jill, and how each of them took extreme measures to gain control of their financial mindsets and outcomes. How knowing yourself is the best first step in understanding your finances. How Modern Frugal Living is a foundational step to achieving financial freedom helping you achieve all of your financial goals faster. And much, much more.MORE ABOUT JILL & JENWe're Jen and Jill, hosts of the Frugal Friends Podcast. From the beginning, we've always valued connection and belonging over a high net worth. That said, we do love money. Jen is a personal finance writer and Jill is a licensed social worker with a penchant for saving.Our unique talents and our shared passion for frugality have grown Frugal Friends Podcast to over 2 million downloads and pushed us to start a community where we could go deeper with those who want to make big changes in the way they handle money. If you want to see greater change in your life we're excited to connect with you.CONNECT WITH JILL & JENhttps://www.frugalfriendspodcast.com/https://podcasts.apple.com/us/podcast/frugal-friends-podcast/id1374910857Grab a FREE E-Book:https://exclusive.modernfrugality.com/free-modern-frugal-living-ebook/Join the Financial Freedom Mentorship:https://exclusive.modernfrugality.com/financial-freedom-mentorship/Find out more about Owl & Key and Strategic Planning for Life:www.owlandkey.cowww.owlandkey.co/courselinktr.ee/owlandkeywww.instagram.com/owl_and_key/https://podcasts.apple.com/us/podcast/unlocked/id1576289623

We're turning 4! We started Frugal Friends Podcast with one mission— to create a community where frugality is embraced by choice, not out of obligation. Four years later and that mission remains the same. Grab your favorite drink and join your frugal friends as we look back and highlight what we've learned on frugality, podcasting, and our lovely community.

My guest this week is co-host of the Frugal Friends Podcast, Jen Smith. Jen paid off $78k of debt in just two years and is on a mission to help people spend money in a way that is more aligned with their values. She joins me this week to share why each of us has a different value system that dictates how we want to spend our money, why frugality can be fun, and show you how to get clear about what you value spending your time and money on.   Get full show notes and more information here: https://www.jenriday.com/314

Today's episode features Jen Smith and Jill Sirianni from the Frugal Friends Podcast! We were thrilled to be able to talk to a super successful podcasting duo who shared plenty of their frugal wisdom with us. They dispel the myth of cheap vs. frugal and give Toasties some quick advice on action steps to implement right away. We're excited to air this episode during Women's History Month, as these two have absolutely crushed it and are helping others enjoy a frugal, yet fulfilling, life! Connect with Jen and Jill!  frugalfriendspodcast.com Listen to Frugal Friends Podcast on Apple Podcasts @frugalfriendspodcast on Instagram No Spend Challenge Guide by Jen Smith on Amazon If you're interested in talking with Haley in further depth about your financial situation, schedule a free consultation here to see if financial coaching is right for you. Schedule free consultation here We want talk with YOU about your highs and your lows so we can normalize conversations about money with normal people. If you are interested in chatting with us and telling your story, or asking us questions, please reach out! Send us an email haley@priceofavocadotoast.com or reach out on Instagram @priceofavocadotoast Do you have a question for us or suggestions for future episodes? Check out our website, linktr.ee/thepriceofavocadotoast, where you can leave us feedback regarding what YOU want to hear more of! You can also email us at haley@priceofavocadotoast.com Follow us on Instagram, Twitter, and Facebook Music and producing done by Bearcatshark. Follow @bearcatshark on Instagram! Music available on all streaming platforms. 

Jen Smith is a personal finance expert and co-host of top-rated Frugal Friends Podcast. Since paying off $78K of debt in two years Jen has been on a mission to help people spend in alignment with their values and live for today while saving for tomorrow. She's the author of two best-selling books on controlling your spending and paying off debt, The No-Spend Challenge Guide & Pay Off Your Debt For Good.  Show Notes: https://laurennicolejones.com/podcast-episode-…n-with-jen-smith/

What were the seven big financial headlines of 2021? We discuss with Joe Saul-Sehy of The Stacking Benjamins Podcast and Jen Smith from The Frugal Friends Podcast what happened this year and if it surprised us. Take a listen! 

Jen Smith from the Frugal Friends Podcast will be joining Deni to discuss being frugal to reach financial independence early.

Sometimes debt can be overwhelming, and it's not uncommon for those with student loans, consumer debt, or whatever it may be to be unaware of their options when it comes down to paying it all off. So you have to ask yourself: do I want this debt hanging over my head? Am I okay with potentially missing out on opportunities? Or do I want to eliminate the problem and live my life the way I want to, not the way my finances are controlling me? And once you take that first step, it's all about getting down to business! On this episode of the His & Her Money Show, we're bringing you another incredible debt payoff story! Jen Smith dropped by to tell us all about how she and her husband paid off their $78,000 debt in just two years! After her own debt elimination experience, Jen made it a mission through her platform to help educate and motivate others to become debt-free as well!   WHAT YOU WILL LEARN How Jen and her husband paid off their $78,000 in less than two years Breaking down your spending habits Ways you can get creative while generating income towards your debt payoff The importance of couples working together to pay off their debt Setting realistic goals to keep on the right track How Jen and her husband successfully purchased their home in the middle of their debt payoff   RESOURCES MENTIONED Modern Frugality  Frugal Friends Podcast  The No-Spend Challenge Guide: How to Stop Spending Money Impulsively, Pay Off Debt Fast, and Make Your Finances Fit Your Dreams by Jen Smith   Debt Freedom Blueprint M1 Finance    Leave A 5 Star Rating & Review ⭐️⭐️⭐️⭐️⭐️

Jen Smith is a personal finance writer and co-host of the Frugal Friends Podcast. She started the Modern Frugality blog to help people who want to pay off debt learn to do it efficiently, stay motivated on the journey, and achieve a lifestyle full of joy and contentment. Jen joins me on the show to discuss why she is so passionate about showing others that living frugally and practicing intentionality with your finances is possible for everyone, no matter their current money situation. She shares how she and her husband paid off $78,000 of debt in two years on an average income and simply defines the concept of frugality. 

Is frugality simply buying everything at the dollar store and reusing paper towels? My friend Jen shares a definition of frugality that I've never considered. She's also sharing how frugality has changed the way her family sees items and how you can adopt frugality into your life as well. Jen is also the co-host of the Frugal Friends Podcast. Be sure to check out her podcast as well!Enjoyed this podcast episode? Please subscribe and leave a review!Follow Allison on Instagram: @inspiredbudget Links Mentioned:Modern Frugality WebsiteFollow Jen on Instagram: @modernfrugality 

About Jen Smith Jen Smith is a personal finance writer, creator of Modern Frugality, and co-host of Frugal Friends Podcast. What You’ll Learn In this episode we talk about: Co-hosting the Frugal Friends podcast Contracting shingles from over-working on side... READ MORE The post Hierarchy of Side Hustles | Jen Smith of Frugal Friends Podcast appeared first on .

"Transitioning from debt payoff to debt-free feels like an emotional breakup." We are super excited to bring you today's EXPERT guest, the lovely personal finance writer and co-host of the Frugal Friends Podcast, Jen Smith! In this episode, Jen reflects on the highs and lows of her incredible 2-year journey to paying off $78K of debt with her husband. Find out exactly how Jen shifted her mindset with money, smashed her no-spend challenges, and became debt-free, which made her realize that being frugal isn’t about necessity but rather about being a better steward of time and resources. Watch the video version on our YouTube channel here: https://youtu.be/L6YmtAvPh3E Find Jen here: Frugal Friends Podcast - https://www.frugalfriendspodcast.com/ - https://www.instagram.com/frugalfriendspodcast/ Modern Frugality - https://www.modernfrugality.com/ - https://www.instagram.com/modernfrugality/ Follow Planancial to stay up to date and let us know what topics you'd like Barbara to cover more in-depth this season. instagram.com/futurerichpodcast facebook.com/planancial Enroll in our courses in partnership with SUNY Ulster at www.futurerichpodcast.com

Are you interested in building a podcast that truly helps people? Jen Smith and Jill Sirianni are the dynamic duo behind the Frugal Friends Podcast, nominated as Best New Personal Finance Podcast by Plutus. They have grown their new podcast to over 600,000 downloads in less than 2 years and they are sharing with us how they did it. Since they've grown their podcast together, we also discuss what it's like to partner up with another content creator and support each other along the way. For more information, visit https://finconexpo.com/grow-podcast-downloads-2-years/

Episode #45 What does your "dream life" look like? Are you debt-free? Do you live in the country on a farm? What about your career? Are you working in your gifts and calling? Do you have children? Do you have enough money to live on for the rest of your life without working anymore? In episode 45 of the Faith in Finance Podcast, I'm talking with Jen Smith from Modern Frugality and The Frugal Friends Podcast about these questions and more. Full episode show notes and links for everything discussed at Faithinfinance.org/blog/episode45 --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Jill joins us to talk all things saving money & frugality.

On this episode of Money Savage FURTHER, we talked about the importance of changing your money mindset, what it means to live frugally, and how your spending will determine where you’re going to be in five or 10 years from now with Jen Smith, personal finance expert, author of The No-Spend Challenge Guide, blogger at Modern Frugality and the Co-Host of the Frugal Friends Podcast.  Listen to learn how to avoid letting impulse spending derail your budget! You can learn more about Jen at ModernFrugality.com, Facebook, Twitter, Instagram and LinkedIn.   You can find the Frugal Friends podcast HERE Interested in starting your own podcast?  Click HERE George is honored to be included on Investopedia's list of the Top 100 Financial Advisors for 2019! You can learn more about the show at GeorgeGrombacher.com, Twitter, LinkedIn, Instagram and Facebook or contact George at Contact@GeorgeGrombacher.com.  Check out Money Alignment Academy as well!

Jen Smith author and creator of modernfrugality.com explores how to follow your journey to paying off debt and reaching other big financial goals. Jen Smith co-hosts the Frugal Friends Podcast and author of Amazon best-selling book, "The No-Spend Challenge Guide" and latest book "Pay Off Your Debt for Good." REMINDER Don’t forget you have until November 26 to enter our Spark Joy Giveaway. We’ll announce our winners during our “Best of” show on December 3. Head over to sparkjoypodcast.com/reviews for instructions on how to leave a star rating and written review on iTunes. Then, shoot an email to contact@sparkjoypodcast.com with your username for a chance to win one of 6 coveted KonMari-themed prizes that spark joy in celebration of our two-year anniversary. Thanks again for your support! In this episode, you’ll enjoy: - Learn more about the ideas behind frugality and debt management including the Financial Independence or FI movement. The philosophy behind Modern Frugality The growth of the Modern Frugality platform and movement It’s not about being cheap! Learn about the Four Pillars of Modern Frugality: -Value based spending -Minimalism focused -Environmentally friendly -Simpler and cleaner Learn about Jen’s KonMari journey and what she and her husband learned along the way Why Jen is a big fan of KonMari folding The importance of focusing on the Big Four of expenditures: housing, transportation, bills and food. Focusing on these big expenditures and making changes will make a bigger difference in getting rid of debt than cutting back on small things that you love, things that Spark Joy! Be sure to check out Ep 6 | Declutter Your Path to Wealth with Tess Wicks and Ep 58 | KonMari + Financial Freedom with House of FI for more ideas finance and debt management Jennifer’s favorite tidying tip for people wanting to live a life of modern frugality: “Clear your surfaces. If you can clear your coffee table, your TV stands… your cloud of clutter will begin to lift.” What is sparking the most joy for Jen: “I’m a new mom and watching my husband become a dad has really warmed my heart.” Parting words of wisdom: “Find the brand of financial freedom that works for you.” You can find Jen at modernfrugality.com She’s on Facebook and Instagram at @ModernFrugality Her podcast can be found here: The Frugal Friends Podcast and you can grab a copy of her book on Amazon: The No-Spend Challenge Guide: How to Stop Spending Money Impulsively, Pay off Debt Fast, & Make Your Finances Fit Your Dreams For Spark Joy Podcast listeners, go to modernfrugality.com/debtfreeworkbook and get the free workbook that walks you through each activity in her new book, "Pay Off Your Debt for Good". Gems: “Having control over your spending and having the confidence that you are spending money on only the things that you WANT to be spending your money on.” “Learning a little bit about everything and finding what works for you. The radical middle!” “If you try it for just a little while, you will be surprised at the things you learn about yourself. And I think that in itself if work the practice.” “I follow "values-based spending" which is essentially spending without guilt on things that spark joy and eliminating or lowering spending on everything else.” “So many things came to light while we were paying down our debt, I wanted to write a book about it.” You can find Karin Socci at The Serene Home You can find Kristyn Ivey at For the Love of Tidy Special Guest: Jennifer Smith.

Frugality and Podcasting with Jen Smith Welcome to The Mill Podcast! A podcast for women featuring down to earth successful AF women from all walks of life in all different seasons talking about business, life, love, money, and health. Im your host Angela Miller, corporate sales executive and business owner, finance to Anthony, fashion lover, modern hippy, and dog mom to the spoiled pups Jemma and Harper. If you’re a SAHM, career woman, entrepreneur, or some mix of of all 3 I want you to hang out for 30 min and treat yourself to some soul care. You deserve it. Frugal Friends Community: https://www.facebook.com/groups/frugalfriendspodcast/ Frugal Friends Podcast: https://www.facebook.com/pg/frugalfriendspodcast/posts/?ref=page_internal Modern Frugality: https://www.modernfrugality.com --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Jen Smith, one half of the duo that hosts the Frugal Friends Podcast, shares with us how they developed a community that is an active part of what they do. Chris Browning talks with Jen about the different ways her audience gets to be a part of the podcast and the ways that has helped them developed an enthusiastic and involved Facebook group. How did they develop the audience participation aspect of the Frugal Friends podcast With being so involved, how does Jen balance time spent in her online community with her real life Jen explains why they stay flexible with the issues that arise in their community Jen shares future goals for the podcast and community Jen Smith is a personal finance expert and writer. She and her husband paid off $78,000 of debt in 23 months and now she helps others get out of debt, strengthen their finances, and find contentment in simple living.  

Jen Smith and Jill Sirianni are frugal living experts and cohosts of the Frugal Friends Podcast. Being frugal is what brought them together in friendship and what inspired them to start a podcast together. They share frugal living advice as well as advice on how to expand your circle by stepping outside your comfort zone on this episode of My Biz Bestie. Love the show? Subscribe, rate, review, and share! Here’s How » Join The My Biz Bestie Community today: My Biz Bestie Facebook My Biz Bestie Instagram

Jen Smith and Jill Sirianni are frugal living experts and cohosts of the Frugal Friends Podcast. Being frugal is what brought them together in friendship and what inspired them to start a podcast together. They share frugal living advice as well as advice on how to expand your circle by stepping outside your comfort zone […]

This series is brought to you by Airbnb Visit PopcornFinance.com/Airbnb to start hosting & receive a $100 cash bonus if you generate $500 in booking value by May 31st. Terms and conditions apply.   Send me your questions or thoughts at PopcornFinance.com/Voicemail   Eric Sirianni from PodcastCrafter.com sat down with me back in 2018 to talk about what it was like for him and his wife Jill to downsize from their apartment in to an RV. Full Show Notes at PopcornFinance.com/TinyLiving   Also, Eric's wife Jill is a past guest on the show! She appeared on Episode 094 and is one half of the amazing Frugal Friends Podcast.    Connect with me Instagram -@PopcornFinancePodcast Twitter - @PopcornFinance Facebook - Popcorn Finance

Order Your Copy of Minimalist Moms: Living & Parenting with Simplicity ( https://www.amazon.com/Minimalist-Moms-Living-Parenting-Simplicity/dp/1642505099 ) *Advertising Note: I'm still trying to work out the number of advertisements in each episode. Thank you for being patient while I navigate this area of the show. In the coming months, I plan to work with fewer advertisers so the show can remain the focus. I love the brands that I choose to work with (I wouldn't promote them otherwise); however, if they aren't for you, feel free to push that skip ahead button until you get back to our conversation.* -------------------------- Today I’ll be discussing frugal living hacks with co-host of the Frugal Friends Podcast, Jen Smith. While you don’t have to be a minimalist to be frugal or vice versa, I’d argue that frugality and minimalism are like cousins and oftentimes influence one another. Today's conversation focuses on simple methods for earning extra income, building up savings and a few tips on simple investments. Show Notes for EP168: ( http://www.minimalistmomspodcast.com/ep168-frugal-living-hacks-with-jen-smith/ ) Simple Frugality Methods ( http://www.minimalistmomspodcast.com/ep168-frugal-living-hacks-with-jen-smith/ ) *Enjoy this Podcast?* Learning how you can get rid of clutter and live an intentional and purposeful life has never been this simple. If you enjoyed today’s episode of the Minimalist Moms Podcast, then hit subscribe and share it with your friends! *Post a review and share it!* If you enjoyed tuning into this podcast, then do not hesitate to write a review. You can also share this with your fellow mothers so that they can be inspired to think more and do with less. *Questions?* You can contact me through my website ( http://www.minimalistmomspodcast.com/ ) , find me on Instagram ( https://www.instagram.com/diane_boden/ ) , or like The Minimalist Moms Page on Facebook ( https://www.facebook.com/minimalistmomspodcast/ ). *Thanks for listening!* For more updates and episodes, visit the website ( http://www.minimalistmomspodcast.com/ ). You may also tune in on Apple Podcasts ( https://podcasts.apple.com/us/podcast/minimalist-moms-podcast/id1159498258 ) , Spotify ( https://open.spotify.com/show/2TdfpBVkMLAcJhnbRwoJ0u ) , Google Podcasts ( https://podcasts.google.com/feed/aHR0cHM6Ly9taW5pbWFsaXN0bW9tc3BvZGNhc3QubGlic3luLmNvbS9yc3M ) , or Stitcher ( https://www.stitcher.com/podcast/minimalist-moms ). *Episode Sponsored By:* Thrive Causemetics ( http://www.thrivecausemetics.com/minimalist ) (Code: Minimalist) Betterhelp ( http://www.betterhelp.com/minimalist ) (.com/minimalist) Apostrophe ( https://app.redcircle.com/shows/11076ec9-faff-492e-8c6c-a1ee2013435f/ep/Apostrophe.com/minimalist ) (.com/minimalist) Advertising Inquiries: https://redcircle.com/brands