Debt to Financial Freedom

In this powerful episode, I speak with Grant Chugg, a Tasmanian plumber turned humanitarian, who shares his life-changing journey from business success to purpose-driven impact in Africa.After a New Year's resolution led him to say “yes” to a trip to Burundi in 2017, Grant found himself face-to-face with extreme poverty—and a deeper calling. What he witnessed in the eyes of a 4-year-old boy looking after a goat instead of going to school changed everything.Since then, Grant has been building schools, supporting communities, and feeding thousands through Villages of Life, a grassroots organisation transforming lives across Burundi and Rwanda.Right now, over 50,000 people—mostly women and children—are displaced from Congo, fleeing for their lives. For just $25, you can feed an entire family for two weeks and provide them with a water container that can offer ongoing income-generating opportunities.

What if your struggle with money has nothing to do with spreadsheets or strategies... and everything to do with connection?In this raw and honest episode, Tristan Scifo joins Victor Lagos to unpack the deeper emotional roots behind our financial behaviour. Together, they explore the role of resilience, ADHD patterns, and how meaningful relationships can be the real gamechanger when it comes to building wealth.You'll hear:Why desire is more powerful than disciplineThe psychology of behaviour change (especially for those with ADHD)How a mentor or loved one can help you reset your nervous system and stay groundedThe overlooked role of emotional support in wealth creationReal strategies to build lasting motivationThis episode is perfect for anyone feeling stuck or burnt out by the constant pressure of “adulting,” especially in the world of finance and entrepreneurship.Guest: Tristan Scifo – Founder of Purpose AdvisoryMoney wasn't abundant in Tristan's family growing up, but love and support were. The absence of financial guidance prompted him to seek out mentors in all areas of life he lacked in—especially wealth and business. This journey eventually led him to found Purpose Advisory, a thriving financial and life coaching practice dedicated to empowering others.Tristan has guided over 500 one-on-one clients, equipping them to build strong families, sustainable businesses, and meaningful lives through practical wisdom, strategic mentorship, and genuine partnership.Connect with Tristan ScifoWebsite: https://purposeadvisory.com.au/LinkedIn: https://www.linkedin.com/company/purposeadvisory/Personal LinkedIn: https://www.linkedin.com/in/tristanscifo/—-----------------------------------------------------------------------------------------------------------------------Prefer to watch? View the full video podcast on YouTube: 

What if your struggle with money has nothing to do with spreadsheets or strategies... and everything to do with connection?In this raw and honest episode, Tristan Scifo joins Victor Lagos to unpack the deeper emotional roots behind our financial behaviour. Together, they explore the role of resilience, ADHD patterns, and how meaningful relationships can be the real gamechanger when it comes to building wealth.You'll hear:Why desire is more powerful than disciplineThe psychology of behaviour change (especially for those with ADHD)How a mentor or loved one can help you reset your nervous system and stay groundedThe overlooked role of emotional support in wealth creationReal strategies to build lasting motivationThis episode is perfect for anyone feeling stuck or burnt out by the constant pressure of “adulting,” especially in the world of finance and entrepreneurship.Guest: Tristan Scifo – Founder of Purpose AdvisoryMoney wasn't abundant in Tristan's family growing up, but love and support were. The absence of financial guidance prompted him to seek out mentors in all areas of life he lacked in—especially wealth and business. This journey eventually led him to found Purpose Advisory, a thriving financial and life coaching practice dedicated to empowering others.Tristan has guided over 500 one-on-one clients, equipping them to build strong families, sustainable businesses, and meaningful lives through practical wisdom, strategic mentorship, and genuine partnership.Connect with Tristan ScifoWebsite: https://purposeadvisory.com.au/LinkedIn: https://www.linkedin.com/company/purposeadvisory/Personal LinkedIn: https://www.linkedin.com/in/tristanscifo/—-----------------------------------------------------------------------------------------------------------------------Prefer to watch? View the full video podcast on YouTube: 

Does your financial planner pooh-pooh the idea of investment real estate?Are you unsure of how to incorporate real estate investing into your financial future?Have you heard that even Warren Buffet has real estate investments and you're ready to join him?In this week's episode of Get Your FILL, Financial Independence & Long Life, CEO and Founder of Lagos Financial, Victor Lagos, joins to us answer these very questions.About Victor:Victor's journey began at 19, diving into the world of finance with a passion for helping people make the most of their financial situations.Today, Victor is not just a mortgage broker — he's someone who understands the emotional and practical challenges of managing debt and achieving financial freedom.“I know what it's like to feel overwhelmed by debt,” Victor shares, “but I also know the joy of transforming that debt into wealth.”Victor's experience of clearing personal debt and building a portfolio of investment properties drives him to help others achieve the same. His focus has always been to provide more than just loans — he offers guidance tailored to each client's unique journey.“Whether you're starting out or growing your investments, I'm here to help you leverage property for passive income and financial growth.” Connect with Victor:Lagos website: https://lagosfinancial.com.au/FB:   / lagosfinancial  IG:   / lagosfinancial  YT:    / @lagosfinancial  TT:   / lagosfinancial  

Looking to build your financial future without the traditional family blueprint? In this episode, we explore childfree wealth strategies with Bri Conn from Childfree Wealth, a U.S.-based life and financial planning firm dedicated to helping those who are childfree or permanently childless thrive financially. Discover how to align your money with your true values, whether that's embracing travel, philanthropy, or pursuing your passions—without the pressure of legacy planning.Bri Conn dives into:- Breaking free from the traditional "inheritance mindset"- Practical steps for setting up your cash flow, emergency funds, and sinking funds- Shifting from a scarcity mindset to one of abundance and empowered spending- Creating meaningful goals, from travel to giving back, that suit your lifestyleAbout Bri Conn:Bri serves as the Chief Experience Officer of Childfree Wealth®, co-host of the Childfree Wealth podcast, and is a Childfree Wealth Specialist®. Childfree Wealth® has been featured in major outlets such as Fortune, Forbes, MarketWatch, The Wall Street Journal, The New York Times, Business Insider, and CNBC.In her free time, Bri loves hiking, running—anything that involves being outdoors. Her core values are community, education, social participation, and sustainability.Connect with Childfree Wealth & Bri:Podcast: https://childfreewealth.buzzsprout.com/Website: https://childfreewealth.com/YouTube: https://www.youtube.com/channel/UC5cl-dxgWlLk6HwDKwfs0jALinkedIn: https://www.linkedin.com/company/childfree-wealthFacebook: https://www.facebook.com/ChildfreeWealthInstagram: https://www.instagram.com/childfreewealth/The Childfree Guide to Life & Money by Dr. Jay ZigmontRelease Date: Dec. 30, 2024Amazon Link: https://a.co/d/4Mu2pWfBookshop Link: https://bookshop.org/p/books/the-childfree-guide-to-life-and-money-make-your-finances-simple-so-your-life-without-kids-can-be-amazing-jay-zigmont/21091392?gad_source=1&gclid=Cj0KCQiAvP-6BhDyARIsAJ3uv7aRwRcLO4t47AZnldUjB3TMBcbY_1uK0d9vaQpNfjTCWKpgVWiJAiYaAi3DEALw_wcBPre-order instructions: Email a copy of your receipt to media@childfreewealth.com to be entered into a drawing for a Childfree Wealth Checkup with Dr. Jay Zigmont.________________________________________________________________________Ready to transform your financial future? Subscribe to our channel and join our community of listeners who are charting their unique paths to financial freedom.► Subscribe now: https://www.youtube.com/@debttofinancialfreedomResources & Links:Learn more about Bri and Childfree Wealth: https://childfreewealth.comListen to the Childfree Wealth Podcast for more insights.

In this episode, we share Victor Lagos' recent guest appearance on the Loan Options AI podcast, where he talks about his journey from working in retail to becoming the founder of Lagos Financial, a mortgage brokerage in Australia. Victor discusses the key moments that shaped his career, including his experiences in asset finance, facing ethical challenges, and how staying true to his values has helped him succeed.Victor also explains the importance of making complex financial topics easy for clients to understand, and why he believes practical experience and strong ethics are more important than a university degree in the finance industry.This episode is perfect for anyone interested in finance or looking for inspiration from someone who values integrity and putting clients first.Key Takeaways:Victor's path from retail to becoming a mortgage broker and founder of Lagos Financial.How facing ethical challenges shaped Victor's career in finance.The importance of simplifying financial concepts for clients.Why practical experience and ethics matter more than a formal degree in finance.Connect with Victor Lagos:Website: https://lagosfinancial.com.auLinkedIn: Victor Lagos on LinkedInGrab your FREE Copy of the 5 Benefits of Investing in Commercial Property Link: https://lnkd.in/gNUd3PjqVictor Lagos - Lagos FinancialPh: 0450 313 606Email: victor@lagosfinancial.com.auWebsite: www.lagosfinancial.com.auLinkedIn:https://lnkd.in/g2dMiCdrGet your ACCESS to the Complete Suite of Finance Calculators Link: https://lnkd.in/gtMpDEinBook your FREE Consultation with Victor Lagos TodayLink: https://lnkd.in/gvqHpcHBTIMELY BILLS APPhttps://lnkd.in/g9k-tQXHhttps://lnkd.in/enMJBaQ#MortgageBroker #VictorLagos #EthicalFinance #LagosFinancial #FinanceJourney #LoanOptionsAI #FinanceEthics #PropertyFinance #FinancePodcast #DebtToFinancialFreedom

What if you could pay off your mortgage faster and save thousands in the process? In this episode of the "Lagos Financial Freedom Podcast," Victor Lagos sits down with Shelley Medina, Growth Manager at Lagos Financial, to reveal how offset accounts can transform your financial journey.Learn the basics of offset accounts, their types, and how they work. Shelley shares her journey in financial services and practical tips for teaching financial discipline, including how her son bought his first home at 24 with a 20% deposit.Discover how to maximise offset accounts, manage multiple accounts, and navigate banking fees. Investors will learn the benefits of offset accounts, tax implications, and strategies for commercial loans and self-managed super funds (SMSFs).Shelley also reveals a clever hack for self-employed individuals to save interest and shorten mortgage terms. This episode is packed with actionable insights to help you make smarter financial decisions.About Shelley Medina:Shelley Medina, Growth Manager at Lagos Financial, brings over 20 years of experience in retail banking. Her passion for customer service and financial education shines through as she shares practical advice on managing money, teaching financial discipline, and leveraging offset accounts for significant savings.Key TakeawaysReduce your home loan interest and pay off your mortgage faster.Learn the benefits and intricacies of offset accounts from industry experts.Discover practical strategies to make the most of your financial resources.Subscribe to our podcast and hit the notification bell to never miss an episode! Follow Lagos Financial on social media for more expert tips and insights on managing your finances and achieving financial freedom.Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property Link: https://lnkd.in/gNUd3PjqVictor Lagos - Lagos FinancialPh: 0450 313 606Email: victor@lagosfinancial.com.auWebsite: www.lagosfinancial.com.auLinkedIn:https://lnkd.in/g2dMiCdrGet your ACCESS to the Complete Suite of Finance Calculators Link: https://lnkd.in/gtMpDEinBook your FREE Consultation with Victor Lagos TodayLink: https://lnkd.in/gvqHpcHBTIMELY BILLS APPhttps://lnkd.in/g9k-tQXHhttps://lnkd.in/enMJBaQ#OffsetAccounts #MortgageTips #FinancialFreedom #HomeLoanSavings #LagosFinancial

Are you struggling with unsecured debt? Join us in this episode of the Debt to Financial Freedom podcast as Victor Lagos interviews Laurence Hugo, a licensed debt negotiator, who shares expert insights on how to navigate and conquer your debt. Learn the strategies used by professional debt negotiators to help you regain control of your finances and achieve financial freedom.Topics covered:Understanding unsecured debtEffective debt negotiation strategiesReal-life success storiesTips for maintaining financial health post-debtWhether you're drowning in credit card debt, personal loans, or medical bills, this episode provides valuable advice and actionable steps to help you on your journey to financial freedom.Don't forget to like, comment, and subscribe for more expert financial management advice.About Laurence Hugo:Three decades of banking and debt management experienceWorked with major banks like Citigroup, Commonwealth Bank, Deutsche Bank, and WestpacPioneered the Debt Negotiation industry in 2002Integrated debt negotiation with mortgage, accounting, and financial planning sectors15 years' experience with Sydney Lifeline as a crisis counsellor and trainer5 years working with homeless youth through Wesley Mission Street Smart programExpert in debt waivers and productive alternatives to bankruptcy/insolvencyAs of September 2022, presided over $109,415,980 in commercial and consumer debt savingsTEDx SpeakerConnect with Laurence Hugo:Website: https://creditmediation.com.au/Facebook: https://www.facebook.com/debtmediationserviceLinkedIn:https://www.linkedin.com/company/credit-mediation-service-pty-ltdAbout Debt to Financial Freedom & Victor LagosVictor Lagos, a seasoned financial expert with years of experience working with clients to build wealth, shares his invaluable insights and strategies to help investors avoid common pitfalls that can kill their borrowing capacity. He draws from his own vast experience in the financial industry to provide practical advice and actionable tips. Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property: https://lagosfinancial.com.au/freeguide Get your ACCESS to the Complete Suite of Finance Calculators: https://lagosfinancial.com.au/calcula... Book your FREE Consultation with Victor Lagos Today: https://lagosfinancial.com.au/contact/—--------------------------------------------------------------------------------------------------------------------Subscribe to our channel for more insights about property investing and achieving financial freedom: https://www.youtube.com/@debttofinancialfreedom#DebtNegotiators #UnsecuredDebt #FinancialFreedom #DebtManagement #DebtNegotiation #FinancialHealth #DebtSolutions #ExpertAdvice

The higher you go, in business and in life, it's more about collaboration and not about competition." Victor LagosDon't miss this powerful Outliers Podcast discussion where Niiamah (@niiamahashong) and Victor Lagos dive into leveraging other people's expertise, time and money for extraordinary results. Unlock the secrets to achieving your most audacious goals.Timestamps00:00 - Victor intro, changing system inside-out 04:19 - Victor's business journey in finance06:37 - "Go hard to do good"  08:36 - Victor's goals achieved through manifestation13:36 - Niiamah embodies "athlete" identity shift18:34 - The power of decision, embodiment 22:19 - Reticular Activating System and self-image24:58 - Niiamah wrestling with self-image conflicts29:34 - Victor's APTI process for emotions35:12 - The importance of support, expertise42:27 - Victor leverages OPM, OPT, OPE46:19 - Assembling collaborative people and teams49:33 - "Just be who you are"

Discover the secrets to financial freedom with this video on good debt vs bad debt. Learn how to use debt wisely to build wealth and achieve your financial goals.Victor Lagos is a distinguished mortgage broker and seasoned property investor with over a decade of financial acumen. Commencing his career at age 19, Victor's expertise lies within residential and commercial property finance, SMSF property finance, and diverse business loans.As the host of "Debt to Financial Freedom" podcast, Victor also shares profound insights on leveraging property for passive income. His personal journey, and financial challenges in early life, have combined into a wealth of knowledge Victor is eager to share with others in the hopes they too can create actionable financial strategies and become their own success stories.Victor, through Lagos Financial, collaborates with a trusted network for comprehensive financial solutions, emphasizing personalized guidance for passive income through property investment. Connect with Victor:Website: https://lagosfinancial.com.au/Email: victor@lagosfinancial.com.auPodcast: https://lagosfinancial.com.au/podcast/"Everybody says they want to be debt-free, but not many want to do the work.  Victor's framework for obtaining financial freedom allows you to challenge your mindset to support you in creating a framework that allows you to be more conscious and intentional about your finances. I truly enjoyed this conversation." IdaRemember to SUBSCRIBE so you don't miss "Information That You Can Use." Share Just Minding My Business with your family, friends, and colleagues. Engage with us by leaving a review or comment. https://g.page/r/CVKSq-IsFaY9EBM/review  Your support keeps this podcast going and growing.Visit Just Minding My Business Media™ LLC at https://jmmbmediallc.com/to learn how we can support you in getting more visibility on your products and services.#gooddebt #baddebts #moneytips #financialtips #entrepreneurmindset #moneymanagement  #businesstips

In this engaging episode of the Debt to Financial Freedom podcast, join Victor Lagos, founder of Lagos Financial, as he explores the intricacies of reaching financial freedom with an emphasis on smart property investment. Victor openly shares key experiences and critical decisions from his own journey towards financial independence, delving into the effects of soaring interest rates on property investments and the management of cash flow.This episode covers:What financial freedom truly means and how it differs for everyone.In-depth case studies on property investment, including a thorough review of Victor's property sale in Adelaide and the impact of market fluctuations on his financial tactics.An exciting introduction to Lagos Financial's latest initiative, "Propeller," which aims to transform the landscape of property investment planning and finance strategy.Handy tips on managing home loans, capitalising on assets, and bracing for economic shifts.Listeners will come away with deep insights into strategic financial planning, the value of building professional networks, and the moral considerations in property broking. Whether you're well-versed in investing or just beginning to chart your course to financial independence, this episode is packed with essential strategies to help you navigate through the constantly evolving financial scene.Start by rethinking how you can use refinancing to unlock new investment opportunities. Connect with Victor for personalized advice and stay tuned for more insightful episodes from the Debt To Financial Freedom Podcast.Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property Link: https://lnkd.in/gNUd3PjqVictor Lagos - Lagos FinancialPh: 0450 313 606Email: victor@lagosfinancial.com.auWebsite: www.lagosfinancial.com.auLinkedIn:https://lnkd.in/g2dMiCdrGet your ACCESS to the Complete Suite of Finance Calculators Link: https://lnkd.in/gtMpDEinBook your FREE Consultation with Victor Lagos TodayLink: https://lnkd.in/gvqHpcHBTIMELY BILLS APPhttps://lnkd.in/g9k-tQXHhttps://lnkd.in/enMJBaQ=====================Shownotes tags: financial freedom, property investment, interest rates, home loan management, debt management, investment strategies, real estate insights, financial planning, economic fluctuations, Victor Lagos, Lagos Financial, Propeller, personal finance, cash flow management, asset leveraging, financial independence journey

In this must-watch last episode of the Financial Freedom Series, Andrew Bean teams up with expert mortgage broker Victor Lagos to unveil the secrets behind successful property refinancing. Dive deep into the art of using equity to fuel your real estate investment journey and discover how to secure the best interest rates, choose the right loan structures, and navigate the future of financing. Whether you're a seasoned investor or just starting out, this episode is packed with expert insights and actionable tips to turbocharge your portfolio and march confidently towards financial freedom.About Victor Lagos & Debt to Financial Freedom: Victor Lagos, a seasoned financial expert with years of experience working with clients to build wealth, shares his invaluable insights and strategies to help investors avoid common pitfalls that can kill their borrowing capacity. He draws from his own vast experience in the financial industry to provide practical advice and actionable tips.Don't forget to LIKE, SHARE, and SUBSCRIBE for more expert insights on property investment and financial management. Drop your questions and comments below, and let's get the conversation started!Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property  : https://lagosfinancial.com.au/freeguideVictor Lagos - Lagos Financial Ph: 0450 313 606Email: victor@lagosfinancial.com.au Website: www.lagosfinancial.com.auLinkedIn:https://au.linkedin.com/in/victorlagosGet your ACCESS to the Complete Suite of Finance Calculators : https://lagosfinancial.com.au/calcula...Book your FREE Consultation with Victor Lagos Today : https://calendly.com/victor-lagosfina...—--------------------------------------------------------------------------------------------------------------------TIMELY BILLS APP https://apps.apple.com/au/app/bills-o...https://play.google.com/store/apps/de...SHOW CREATED BY THE COMMERCIAL PROPERTY SHOW NETWORKHOSTED BY: Andrew Bean Ph: 0410 694 633Email: ab@andrewbean.com.auWebsite: www.andrewbean.com.auLinkedIn: http://linkedin.com/in/andrew28Instagram: @andrewbean28FOLLOW THE COMMERCIAL PROPERTY SHOW NETWORK ONCOMMERCIAL PROPERTY SHOW WEBSITEwww.commercialpropertyshow.com.au #commercialpropertyFACEBOOK GROUP – Commercial Property Show Communityhttps://www.facebook.com/groups/comme... #commercialrealestateFACEBOOK PAGE – @commercialpropertyshowhttps://www.facebook.com/commercialpr... #propertyINSTAGRAM - @commercialpropertyshowhttps://www.instagram.com/commercialp... #realestateTWITTER - @compropertyshowhttps://twitter.com/compropertyshow #investingAPPLE PODCAST—--------------------------------------------------------------------------------------------------Subscribe to our channel for more insights about property investing and achieving financial freedom: https://www.youtube.com/@debttofinancialfreedom#RefinancingProperty #RealEstateInvesting #FinancialFreedom #PropertyInvestment #MortgageBrokerage #EquityExtraction #InterestRates #LoanStructures #InvestmentStrategies #DebtToFinancialFreedom

Ever wondered how commercial lending differs from residential lending and what opportunities it holds for your business growth?In this must-listen episode of the Debt to Financial Freedom Podcast, I, Victor Lagos, sit down with the fantastic Lee Pedler from ANZ. We're diving deep into the world of commercial loans and how they can be a game-changer for your business.Lee, with his wealth of experience, breaks down the complex world of commercial lending into bite-sized, easy-to-understand pieces. We chat about everything from the nitty-gritty of loan structures to the evolving role of bankers in this space. It's all about making these concepts clear and relatable for you.Thinking of starting a new venture? Lee shares some golden nuggets on how ANZ can help kickstart your business dreams. We talk about the importance of putting your own skin in the game and how a solid business plan can open doors to funding.This episode isn't just about loans; it's a roadmap to understanding and navigating the commercial financial landscape. Whether you're a seasoned business owner or just starting out, there's something in here for everyone.So, grab a cuppa, settle in, and join us on this journey to financial freedom. Let's demystify commercial lending together!Listen to the full episode now and take that first step towards unlocking your business potential!—------------------------------------------------------------------------------------------------------------------------Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property Link: https://lnkd.in/gNUd3PjqVictor Lagos - Lagos FinancialPh: 0450 313 606Email: victor@lagosfinancial.com.auWebsite: www.lagosfinancial.com.auLinkedIn:https://lnkd.in/g2dMiCdrGet your ACCESS to the Complete Suite of Finance Calculators Link: https://lnkd.in/gtMpDEinBook your FREE Consultation with Victor Lagos TodayLink: https://lnkd.in/gvqHpcHBTIMELY BILLS APPhttps://lnkd.in/g9k-tQXHhttps://lnkd.in/enMJBaQSHOW CREATED BY THE COMMERCIAL PROPERTY SHOW NETWORK—-------------------------------------------------------------------------------------------------------------------------Show notes tags: Commercial Lending, Business Financing, ANZ Bank, Commercial Loans, Business Loans, Startup Funding, Loan Strategies, Financial Planning, Business Growth, Investment Strategies, Entrepreneurship, Small Business Loans, Financial Advice, Business Banking, Loan Application Process, Business Development, Financial Solutions, Business Funding Options, Commercial Banking, Financial Management

Ever felt like you're navigating a maze when trying to get your finances approved?Do you know the common pitfalls that could be standing between you and your financial freedom?Join us in this riveting episode of the Financial Freedom Series Podcast with Andrew Bean and Victor Lagos, as we unravel the complexities of the finance approval process. Victor, a seasoned property investment and financial management advisor, shares invaluable insights and expert tips to guide you through the journey of securing finance approval.In this episode, we dive deep into the intricacies of loan applications, the importance of understanding your borrowing capacity, and the common traps that many fall into during the process. Victor sheds light on the critical factors that lenders consider and provides practical advice on how to present your financial situation in the best possible light.Don't miss out on these expert strategies and real-world examples that could be the key to unlocking your financial potential. Tune in now to transform your approach to finance approval and take a giant leap towards financial freedom!Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property Link: https://lnkd.in/gNUd3PjqVictor Lagos - Lagos FinancialPh: 0450 313 606Email: victor@lagosfinancial.com.auWebsite: www.lagosfinancial.com.auLinkedIn:https://lnkd.in/g2dMiCdrGet your ACCESS to the Complete Suite of Finance Calculators Link: https://lnkd.in/gtMpDEinBook your FREE Consultation with Victor Lagos TodayLink: https://lnkd.in/gvqHpcHBTIMELY BILLS APPhttps://lnkd.in/g9k-tQXHhttps://lnkd.in/enMJBaQSHOW CREATED BY THE COMMERCIAL PROPERTY SHOW NETWORKHOSTED BY: Andrew BeanPh: 0410 694 633Email: ab@andrewbean.com.auWebsite: www.andrewbean.com.auLinkedIn: https://lnkd.in/gsMS5zjqInstagram: @andrewbean28FOLLOW THE COMMERCIAL PROPERTY SHOW NETWORK ONCOMMERCIAL PROPERTY SHOW WEBSITEhttps://lnkd.in/gENBiwC5#commercialpropertyFACEBOOK GROUP – Commercial Property Show Communityhttps://lnkd.in/gwhTtKHg—-------------------------------------------------------------------------------------------------------------------------Show notes tags: Finance Approval Process, Loan Application Tips, Property Investment Advice, Financial Management Strategies, Borrowing Capacity Enhancement, Overcoming Loan Rejection, Interest Rate Negotiation, Mortgage Stress Test, Streamline Refinancing Options, Commercial Property Financing, Victor Lagos Expertise, Financial Freedom Series, Australian Property Market, Loan Approval Challenges, Real Estate Investment

Ever thought about how the right loan can supercharge your property investment journey? What if the keys to unlocking the best deals were just a play button away?Dive deep into the intricate world of commercial loans, property investments, and the secrets to navigating the financial maze with industry experts, Victor Lagos and Andrew Bean. Whether you're an investor, a business owner, or someone looking to understand the financial landscape better, this episode is a goldmine of insights!In this episode, you'll discover:The nuances of low doc loans and how they cater to the self-employed.The difference between traditional bank loans and alternative financing.The ins and outs of commercial property loans, from terms to conditions.Victor's top lender recommendations and why they stand out.The power of loan matching technology and how it's revolutionising the borrowing experience.Investing in your financial literacy is paramount. Whether it's real estate, cars, or any other venture, having the right knowledge and the right experts by your side can make all the difference. Dive into this episode and arm yourself with the insights you need for your financial journey.Tune in now and embark on a journey to financial freedom!Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property Link: https://lnkd.in/gNUd3PjqVictor Lagos - Lagos FinancialPh: 0450 313 606Email: victor@lagosfinancial.com.auWebsite: www.lagosfinancial.com.auLinkedIn:https://lnkd.in/g2dMiCdrGet your ACCESS to the Complete Suite of Finance Calculators Link: https://lnkd.in/gtMpDEinBook your FREE Consultation with Victor Lagos TodayLink: https://lnkd.in/gvqHpcHBTIMELY BILLS APPhttps://lnkd.in/g9k-tQXHhttps://lnkd.in/enMJBaQSHOW CREATED BY THE COMMERCIAL PROPERTY SHOW NETWORKHOSTED BY: Andrew BeanPh: 0410 694 633Email: ab@andrewbean.com.auWebsite: www.andrewbean.com.auLinkedIn: https://lnkd.in/gsMS5zjqInstagram: @andrewbean28FOLLOW THE COMMERCIAL PROPERTY SHOW NETWORK ONCOMMERCIAL PROPERTY SHOW WEBSITEhttps://lnkd.in/gENBiwC5#commercialpropertyFACEBOOK GROUP – Commercial Property Show Communityhttps://lnkd.in/gwhTtKHg—-------------------------------------------------------------------------------------------------------------------------Show notes tags: Loan Shopping, Property Investment, Financial Management, Commercial Loans, Alternative Financing, Self-Employed Borrowers, Loan Terms, Lenders, Mortgage Brokers, Real Estate Financing, Investment Strategies, Loan Matching Technology, Borrowing Experience, Commercial Property, Residential Lending, Non-Bank Lenders, Private Finance, Loan Conditions, Financial Freedom, Investment Insights

In this enlightening episode, Victor Lagos, a renowned property investment finance broker, joins Andrew Bean to demystify the complexities of the lending world. If you've ever felt overwhelmed or confused about how to maximise your borrowing capacity, this is the episode you've been waiting for.What You'll Learn:The hidden power of trusts and how they can shelter your debt.Why working with the right accountant can make or break your borrowing potential.The common mistakes people make when applying for loans and how to avoid them.The importance of understanding your borrowing capacity and how to leverage it for property investment.Insights into the world of non-bank lenders and how they can be a game-changer for your financial journey.Key Takeaways:The role of digital assets in the lending world and why they're changing the game.Real-life examples of how property investments can go wrong and the lessons learned.The surprising impact of personal debts, such as hecs debt, on your borrowing capacity.The strategic use of trusts and business entities to enhance your borrowing potential.Whether you're a seasoned investor or just starting out, Victor's insights and expertise offer invaluable guidance. Dive in to discover the strategies and knowledge you need to navigate the lending landscape with confidence.Whether you're a seasoned investor or just starting out, Victor's insights and expertise offer invaluable guidance. Dive in to discover the strategies and knowledge you need to navigate the lending landscape with confidence.Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property Link: https://lnkd.in/gNUd3PjqVictor Lagos - Lagos FinancialPh: 0450 313 606Email: victor@lagosfinancial.com.auWebsite: www.lagosfinancial.com.auLinkedIn:https://lnkd.in/g2dMiCdrGet your ACCESS to the Complete Suite of Finance Calculators Link: https://lnkd.in/gtMpDEinBook your FREE Consultation with Victor Lagos TodayLink: https://lnkd.in/gvqHpcHBTIMELY BILLS APPhttps://lnkd.in/g9k-tQXHhttps://lnkd.in/enMJBaQSHOW CREATED BY THE COMMERCIAL PROPERTY SHOW NETWORKHOSTED BY: Andrew BeanPh: 0410 694 633Email: ab@andrewbean.com.auWebsite: www.andrewbean.com.auLinkedIn: https://lnkd.in/gsMS5zjqInstagram: @andrewbean28FOLLOW THE COMMERCIAL PROPERTY SHOW NETWORK ONCOMMERCIAL PROPERTY SHOW WEBSITEhttps://lnkd.in/gENBiwC5#commercialpropertyFACEBOOK GROUP – Commercial Property Show Communityhttps://lnkd.in/gwhTtKHg—-------------------------------------------------------------------------------------------------------------------------Show notes tags: Property Investment, Financial Management, Borrowing Capacity, Mortgage Broking, Trusts in Finance, Commercial Lending, Personal Finance, Lending Code, Financial Mistakes, Australian Property Market, Financial Advisor, Business Loans, Asset Management, Debt Management

Ep 11 . Debt to Financial Freedom Podcast with Bob AndersenIntroducing Bob Andersen: The Property Mastermind

Welcome to the second episode of the Financial Freedom Series! In this episode, your hosts Victor Lagos and Andrew Bean dive into the topic on Loan ApplicationApplying for a loan can be a daunting task, requiring meticulous organization and submission of various documents to the broker. Thankfully, there are tools available to simplify the process. In order to secure a loan, the bank needs to establish your identity and understand your income and liabilities. Let's delve into the details of the documents you may need to provide and explore the tools that can streamline this often challenging journey.Welcome to the second episode of the Financial Freedom Series!In this episode, your hosts Victor Lagos and Andrew Bean dive into the topic on Loan ApplicationApplying for a loan can be a daunting task, requiring meticulous organization and submission of various documents to the broker.Thankfully, there are tools available to simplify the process. In order to secure a loan, the bank needs to establish your identityand understand your income and liabilities. Let's delve into the details of the documents you may need to provide and explore the toolsthat can streamline this often challenging journey.Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property Link: https://lnkd.in/gNUd3PjqVictor Lagos - Lagos FinancialPh: 0450 313 606Email: victor@lagosfinancial.com.auWebsite: www.lagosfinancial.com.auLinkedIn:https://lnkd.in/g2dMiCdrGet your ACCESS to the Complete Suite of Finance Calculators Link: https://lnkd.in/gtMpDEinBook your FREE Consultation with Victor Lagos TodayLink: https://lnkd.in/gvqHpcHBTIMELY BILLS APPhttps://lnkd.in/g9k-tQXHhttps://lnkd.in/enMJBaQSHOW CREATED BY THE COMMERCIAL PROPERTY SHOW NETWORKHOSTED BY: Andrew BeanPh: 0410 694 633Email: ab@andrewbean.com.auWebsite: www.andrewbean.com.auLinkedIn: https://lnkd.in/gsMS5zjqInstagram: @andrewbean28FOLLOW THE COMMERCIAL PROPERTY SHOW NETWORK ONCOMMERCIAL PROPERTY SHOW WEBSITEhttps://lnkd.in/gENBiwC5#commercialpropertyFACEBOOK GROUP – Commercial Property Show Communityhttps://lnkd.in/gwhTtKHg#LoanApplicationMadeEasy#DocumentPreparation#FinancialJourney#OrganizedFinances#StreamlinedLoanProcess#BankingDocuments#SimplifyingLoans #FinancialTools#IdentityVerification#IncomeProof#LiabilityAssessment#SmoothApplicationProcess

Debt to Financial Freedom Podcast Episode 10 with Scott RobinsonWelcome to a remarkable episode that breaks the mold. Today, we venture beyond the realms of property, inviting an extraordinary guest who embodies a multifaceted brilliance. Scott Robinson, a distinguished business owner, transcends conventional boundaries with his profound expertise.As a Senior Lecturer at the esteemed Academy of Applied Movement Neurology, Scott delves into the intricate workings of the mind, brain, and nervous system. His journey encompasses the exploration of subtle energetic anatomy, seeking balance not only within the body's governing systems but also throughout the tapestry of life itself. Through the integration of diverse healing paradigms, Scott's holistic approach strives to optimize nervous system function and elevate subconscious programs, empowering individuals to align with their true purpose.Scott's work weaves together healing wisdom, scientific understanding, and unwavering dedication, unlocking the gateway to unparalleled health, limitless capabilities, and the realization of one's best life. Through personalized one-on-one sessions, transformative group healing experiences, enlightening courses, soul-enriching retreats, captivating podcasts, and engaging presentations, he disseminates his profound insights far and wide.Recognized as a fellow at the Complimentary Medical Association, Scott's expertise extends further as a brain enhancer, a Master Healer, and a conscious business facilitator. Today, we embark on a captivating journey as he unravels the secrets to aligning the mind, body, and spirit, propelling us towards our utmost potential.Get ready to immerse yourself in a world where truth, healing, and limitless possibilities converge. Join us as we delve into the extraordinary wisdom of Scott Robinson.#LimitlessPotential #MindHealing #HolisticApproach #NervousSystemBalance #SubconsciousUpgrade #ConsciousBusiness #HealingWisdom #TrueHealth #UnlockYourBestLifeGrab your FREE Copy of the 5 Benefits of Investing in Commercial Property  CLICK HEREGet your ACCESS to the Complete Suite of Finance Calculators  CLICK HERE Book your FREE Consultation with Victor Lagos Today CLICK HEREPh: 0450 313 606Email: victor@lagosfinancial.com.au Website: www.lagosfinancial.com.auLinkedIn: https://au.linkedin.com/in/victorlagosYoutube: https://www.youtube.com/@debttofinancialfreedomFacebook: https://www.facebook.com/LagosFinancialInstagram: https://www.instagram.com/lagosfinancial/

Debt to Financial Freedom Podcast Episode 9 with Harry Benetto"Welcome to our exciting new episode!,In this captivating episode of the Debt to Financial Freedom podcast, host Victor Lagos welcomes special guest Harry Benetto,Head of Sales at PropHero. Together, they embark on a journey to explore the fascinating story behind PropHero, the next-generationwealth platform revolutionizing property investing. Tune in as they delve into the company's history, its visionary founders,and the remarkable success they have achieved in just under two years. Get ready to be inspired by the innovative approach and technology driven PropHero, a true game-changer in the industry. Don't miss this engaging discussion packed with insights and revelations.Stay tuned for Episode Nine: PropHero - Transforming Property Investing Through Technology.#DebtToFreedomPodcast #PropHeroRevolution #PropertyInvestingGameChanger #TechDrivenWealth #InspiringSuccess #PropHeroStory #InnovationInPropertyInvesting #NextGenWealthPlatform #VictorLagos #HarryBenetto

Debt to Financial Freedom Podcast Episode 8 with Sally Irwin"Welcome to our exciting new episode!,Ladies and gentlemen, today we have a truly remarkable guest joining us. Her name is Sally Irwin, a visionary leader and an unwavering advocate for victims of modern slavery. In March 2014, Sally founded the Freedom Hub Survival School, a beacon of hope that has transformed countless lives. This remarkable institution not only rebuilds the shattered lives of survivors but also provides them with long-term support and an invaluable peer support program.Sally's dedication and unwavering commitment didn't stop there. In 2016, she expanded her mission by opening a business for purpose, which has now grown to include two thriving cafes, an exceptional event venue, and an ethical online retail shop. These ventures serve a dual purpose: funding the administration of the survival school and creating opportunities for survivors to gain meaningful employment.The incredible impact of Sally's work has earned her well-deserved recognition. The Freedom Hub businesses proudly hold accreditation from Social Traders Australia, a testament to their unwavering commitment to social enterprise. Furthermore, Sally's inspiring leadership was honored when her organization was named the New South Wales Business Chamber Social Enterprise of the Year for the region of Sydney.Sally's influence extends beyond the borders of her local community. In 2018, she was recognized as one of Australia's top 50 business leaders by Inside Small Business. Her outstanding contributions to the field of social entrepreneurship were further acknowledged in September 2020 when she was awarded the prestigious Third Sector Award as Social Entrepreneur of the Year.With over 14 years of hands-on experience working directly with survivors of modern slavery, Sally and her dedicated team have empowered countless individuals to rebuild their lives. Their tireless efforts have helped survivors regain their self-worth, achieve self-sufficiency, and reclaim their rightful place in society.Today, we are truly honored to welcome Sally Irwin. Her extraordinary journey, inspiring achievements, and unwavering dedication make her a beacon of hope in the fight against slavery. Please join me in extending a warm welcome to Sally as we delve into her remarkable story.#EndModernSlavery #FreedomHubSurvivalSchool #Empowerment #LongTermSupport #SocialEnterprise #SurvivorEmpowerment #InspiringAchievements #SocialEntrepreneurship #RebuildingLives #BeaconOfHope #Dedication #Recognition #CommunityImpact #RegainingSelfWorth #HonoringJourney #FightAgainstSlaveryGrab your FREE Copy of the 5 Benefits of Investing in Commercial Property  CLICK HEREGet your ACCESS to the Complete Suite of Finance Calculators  CLICK HERE Book your FREE Consultation with Victor Lagos Today CLICK HEREPh: 0450 313 606Email: victor@lagosfinancial.com.au Website: www.lagosfinancial.com.auLinkedIn: https://au.linkedin.com/in/victorlagosYoutube: https://www.youtube.com/@debttofinancialfreedomFacebook: https://www.facebook.com/LagosFinancialInstagram: https://www.instagram.com/lagosfinancial/

Debt to Financial Freedom Podcast Episode 7 with Victor Idoko"Welcome to our exciting new episode! Today, We have a very special guest joining us Victor Idoko-founder and financial planner of CFV Services,, a company that specializes in creating financial value for its clients. With Victor Idokos wealth of experience and knowledge in investments and wealth management, we're in for a treat.Victor Idoko is the founder and financial planner of CFV Services, a company that specializes in creating financial value for its clients. With over a decade of experience in analyzing investments and wealth management, Victor has developed a reputation for providing quality advice in simple and understandable language. His clients appreciate his guided approach in helping them achieve their financial goals. Join me in welcoming Victor Idoko to our conversation today.#CFVFinancialValue #ExpertAdvice #InvestmentAnalysis #WealthManagement #SensibleApproach #FinancialGoals #VictorIdokoOnAir #FinancialPlanningMadeEasy #SimplifyingFinance #FinanceTalksVictor Lagos, a seasoned financial expert with years of experience working with clients to build wealth, shares his invaluable insights and strategies to help investors avoid common pitfalls that can kill their borrowing capacity. He draws from his own vast experience in the financial industry to provide practical advice and actionable tips.Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property  CLICK HEREGet your ACCESS to the Complete Suite of Finance Calculators  CLICK HERE Book your FREE Consultation with Victor Lagos Today CLICK HEREVictor Lagos - Lagos Financial Ph: 0450 313 606Email: victor@lagosfinancial.com.au Website: www.lagosfinancial.com.auLinkedIn: https://au.linkedin.com/in/victorlagosYoutube: https://www.youtube.com/@debttofinancialfreedomFacebook: https://www.facebook.com/LagosFinancialInstagram: https://www.instagram.com/lagosfinancial/TikTok:  https://www.tiktok.com/@lagosfinancial

Welcome to Episode 6 of Debt to Financial Freedom Podcast, where we have the pleasure of hosting Philip Khao, a distinguished chartered accountant and a Partner of Solve Accounting, who also co-hosts the new and exciting podcast 'Solve to Evolve.' In this episode, we delve into different topics, and gain valuable insights from Philip's expertise and experience.In this episode, Phil shares his story of buying a property as an owner-occupier at 21 and then converting it into an investment property,  which later became positive cash flow. He used the equity to build granny flats and then extracted the growth to use as a deposit to buy his dream home. Phil stresses the importance of having multiple streams of income and using leverage to invest in property.  He also shares how his lean business model, outsourcing, incentivizing employees, and corporate structure allow him more financial freedom.#financialfreedom #workethic #positivecashflow #homebuying #investmentproperties #decisionmaking #cashflow #outsourcing #multiplestreamsofincomeVictor Lagos, a seasoned financial expert with years of experience working with clients to build wealth, shares his invaluable insights and strategies to help investors avoid common pitfalls that can kill their borrowing capacity. He draws from his own vast experience in the financial industry to provide practical advice and actionable tips.Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property  CLICK HEREGet your ACCESS to the Complete Suite of Finance Calculators  CLICK HERE Book your FREE Consultation with Victor Lagos Today CLICK HEREVictor Lagos - Lagos Financial Ph: 0450 313 606Email: victor@lagosfinancial.com.au Website: www.lagosfinancial.com.auLinkedIn: https://au.linkedin.com/in/victorlagosYoutube: https://www.youtube.com/@debttofinancialfreedomFacebook: https://www.facebook.com/LagosFinancialInstagram: https://www.instagram.com/lagosfinancial/TikTok:  https://www.tiktok.com/@lagosfinancial

Welcome to our podcast, where we bring you conversations with the brightest minds and top performers across various industries. And today, we have a very special guest joining us, Arjun Paliwal.Arjun is a highly successful entrepreneur and a leading expert in the Australian property market. He's the founder and Head of Research at InvestorKit, a data-driven buyer's agency that has helped numerous Australians build successful property investment portfolios. He's also the co-host of the popular podcast, The Property Nerds, where he deep dives into Australia's hot and cold property markets, and the latest headlines and trends.Arjun's exceptional work in the industry has been recognised through several accolades,, including Rising Star of the Year Winner at the REB Awards 2020, Buyer's Agent of the Year Finalist at the REB Awards 2021 and 2022, and as Finalist at the 2021 and 2022 Young Entrepreneurs Awards.  Victor Lagos, a seasoned financial expert with years of experience working with clients to build wealth, shares his invaluable insights and strategies to help investors avoid common pitfalls that can kill their borrowing capacity. He draws from his own vast experience in the financial industry to provide practical advice and actionable tips.Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property  CLICK HEREGet your ACCESS to the Complete Suite of Finance Calculators  CLICK HERE Book your FREE Consultation with Victor Lagos Today CLICK HEREVictor Lagos - Lagos Financial Ph: 0450 313 606Email: victor@lagosfinancial.com.au Website: www.lagosfinancial.com.auLinkedIn: https://au.linkedin.com/in/victorlagosYoutube: https://www.youtube.com/@debttofinancialfreedomFacebook: https://www.facebook.com/LagosFinancialInstagram: https://www.instagram.com/lagosfinancial/TikTok:  https://www.tiktok.com/@lagosfinancial

Welcome to the first episode of the Financial Freedom Series! In this episode, your hosts Victor Lagos and Andrew Bean dive into the topic of borrowing capacity and the big money mistakes that investors often make that can negatively impact their ability to secure loans from banks.Victor Lagos, a seasoned financial expert with years of experience working with clients to build wealth, shares his invaluable insights and strategies to help investors avoid common pitfalls that can kill their borrowing capacity. He draws from his own vast experience in the financial industry to provide practical advice and actionable tips.Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property  CLICK HERE Victor Lagos - Lagos Financial Ph: 0450 313 606Email: victor@lagosfinancial.com.au Website: www.lagosfinancial.com.auLinkedIn:https://au.linkedin.com/in/victorlagosGet your ACCESS to the Complete Suite of Finance Calculators  CLICK HERE Book your FREE Consultation with Victor Lagos Today CLICK HERE TIMELY BILLS APP https://apps.apple.com/au/app/bills-organizer-budget/id1454624499https://play.google.com/store/apps/details?id=in.usefulapp.timelybillsSHOW CREATED BY THE COMMERCIAL PROPERTY SHOW NETWORKHOSTED BY: Andrew Bean Ph: 0410 694 633Email: ab@andrewbean.com.auWebsite: www.andrewbean.com.auLinkedIn: http://linkedin.com/in/andrew28Instagram: @andrewbean28FOLLOW THE COMMERCIAL PROPERTY SHOW NETWORK ONCOMMERCIAL PROPERTY SHOW WEBSITEwww.commercialpropertyshow.com.au #commercialpropertyFACEBOOK GROUP – Commercial Property Show Communityhttps://www.facebook.com/groups/commercialpropertyshow #commercialrealestateFACEBOOK PAGE – @commercialpropertyshowhttps://www.facebook.com/commercialpropertyshow/ #propertyINSTAGRAM - @commercialpropertyshowhttps://www.instagram.com/commercialpropertyshow/ #realestateTWITTER - @compropertyshowhttps://twitter.com/compropertyshow #investingAPPLE PODCASThttps://podcasts.apple.com/au/podcast/commercial-property-show-australia/id1500207613 #investment

"Welcome to our exciting new episode! Today, we have a very special guest joining us - Alex Minter, Director at Astute Property Network, focusing on residential property investment strategy, property advisory and acquisition services. With Alex's wealth of experience and knowledge in the field, we're in for a treat.Alex has 12 years of professional property experience and 19 years of personal property experience, with involvement in over a thousand property transactions. He has worked with wealth creation organisations and developers, gaining insight into how most developments are marketed to the public. With a focus on trust, transparency, disclosure, and ethical guidance, Alex has built Astute Property Network with these values at the forefront. As Director and Buyers Agent, he and his team help investors navigate marketing noise and smoke screens.#reputablebuyeragent #integrityinrealestate #understandingnumbers #propertyopportunities #propertyinvestorVictor Lagos, a seasoned financial expert with years of experience working with clients to build wealth, shares his invaluable insights and strategies to help investors avoid common pitfalls that can kill their borrowing capacity. He draws from his own vast experience in the financial industry to provide practical advice and actionable tips.Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property  CLICK HEREGet your ACCESS to the Complete Suite of Finance Calculators  CLICK HERE Book your FREE Consultation with Victor Lagos Today CLICK HEREVictor Lagos - Lagos Financial Ph: 0450 313 606Email: victor@lagosfinancial.com.au Website: www.lagosfinancial.com.auLinkedIn: https://au.linkedin.com/in/victorlagosYoutube: https://www.youtube.com/@debttofinancialfreedomFacebook: https://www.facebook.com/LagosFinancialInstagram: https://www.instagram.com/lagosfinancial/TikTok:  https://www.tiktok.com/@lagosfinancial

Join Victor and Dr. Dionne Payn, Founder and CEO of High Impact Property Investments, for an insightful discussion on investing. https://hipi.global/ Dr. Payn is a leading expert in her field, sharing her valuable experiences and expert advice on how to achieve double-digit returns through affordable and sustainable housing projects. Her expertise is reflected in her #1 best-selling book, E.T.H.I.C.A.L Property Investing, and she also serves as a board advisor for a not-for-profit organization that helps women access affordable housing. For anybody that wants to receive a copy of the book, you can use discount code LagosFinancial23 and get the book for free, you just pay $12 for Postage.Link to order the book:https://victorlagos.krtra.com/t/sghS53jJIArKVictor Lagos, a seasoned financial expert with years of experience working with clients to build wealth, shares his invaluable insights and strategies to help investors avoid common pitfalls that can kill their borrowing capacity. He draws from his own vast experience in the financial industry to provide practical advice and actionable tips.Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property  CLICK HERE Get your ACCESS to the Complete Suite of Finance Calculators  CLICK HERE Book your FREE Consultation with Victor Lagos Today CLICK HEREVictor Lagos - Lagos Financial Ph: 0450 313 606Email: victor@lagosfinancial.com.au Website: www.lagosfinancial.com.auLinkedIn: https://au.linkedin.com/in/victorlagosYoutube: https://www.youtube.com/@debttofinancialfreedomFacebook: https://www.facebook.com/LagosFinancialInstagram: https://www.instagram.com/lagosfinancial/TikTok:  https://www.tiktok.com/@lagosfinancial

Ep 2 - Debt to Financial Freedom Podcast with Joe TuckerJoe Tucker is one of the best Buyers Agents I know. In fact, I refer many of my clients to him so you are in safe hands with him and his team when purchasing your next property! He runs Property Principles - as well as one of the largest property investment groups on Facebook with over 30,000+ members AUS Property Investors. Enjoy the episode!Victor Lagos, a seasoned financial expert with years of experience working with clients to build wealth, shares his invaluable insights and strategies to help investors avoid common pitfalls that can kill their borrowing capacity. He draws from his own vast experience in the financial industry to provide practical advice and actionable tips.Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property  CLICK HERE Get your ACCESS to the Complete Suite of Finance Calculators  CLICK HERE Book your FREE Consultation with Victor Lagos Today CLICK HEREVictor Lagos - Lagos Financial Ph: 0450 313 606Email: victor@lagosfinancial.com.au Website: www.lagosfinancial.com.auLinkedIn: https://au.linkedin.com/in/victorlagosYoutube: https://www.youtube.com/@debttofinancialfreedomFacebook: https://www.facebook.com/LagosFinancialInstagram: https://www.instagram.com/lagosfinancial/TikTok:  https://www.tiktok.com/@lagosfinancial

Welcome to the Debt Financial Freedom Podcast.Im your host Victor Lagos and the founder of Lagos Financial.I've been in the finance and lending industry for 16 years and I've personally made financial mistakes and learned from them.I've started this Podcast to share stories and lessons on my own journey, and to share insight that may help others on their journey,and I interviewed people that I connected with, That share values and mission to help other create financial freedom.My goal in this podcast is to share raw, honest, transparent, and helpful strories that you can relate too, and inspires you to take control of your finances.And only have debt that brings you closer to financial freedom. Everything in this podcast is general in nature, and for education purposes only.Non of your personal objectives, financial situation, or needs had been taken into consideration.I highly recommend you seek personal, financial, legal, taxation, and credit advice before you take action on what you heard on this podcastVictor Lagos, a seasoned financial expert with years of experience working with clients to build wealth, shares his invaluable insights and strategies to help investors avoid common pitfalls that can kill their borrowing capacity. He draws from his own vast experience in the financial industry to provide practical advice and actionable tips.Grab your FREE Copy of the 5 Benefits of Investing in Commercial Property  CLICK HERE Get your ACCESS to the Complete Suite of Finance Calculators  CLICK HERE Book your FREE Consultation with Victor Lagos Today CLICK HERE Victor Lagos - Lagos Financial Ph: 0450 313 606Email: victor@lagosfinancial.com.au Website: www.lagosfinancial.com.auLinkedIn: https://au.linkedin.com/in/victorlagosYoutube: https://www.youtube.com/@debttofinancialfreedomFacebook: https://www.facebook.com/LagosFinancialInstagram: https://www.instagram.com/lagosfinancial/TikTok:  https://www.tiktok.com/@lagosfinancial