Podcasts about investment real estate

Conversation with Sean McBride, on the topics of purchasing akiya or holiday homes, condo units and investment properties in Japan for non-resident foreigners - what and where to buy, who should be investing here and who shouldn't, due diligence, and much, much more - ALSO - an interview with Ziv Nakajima-Magen, on the vast differences in working styles and doing business in Japan, as opposed to other countries around the world.

Does your financial planner pooh-pooh the idea of investment real estate?Are you unsure of how to incorporate real estate investing into your financial future?Have you heard that even Warren Buffet has real estate investments and you're ready to join him?In this week's episode of Get Your FILL, Financial Independence & Long Life, CEO and Founder of Lagos Financial, Victor Lagos, joins to us answer these very questions.About Victor:Victor's journey began at 19, diving into the world of finance with a passion for helping people make the most of their financial situations.Today, Victor is not just a mortgage broker — he's someone who understands the emotional and practical challenges of managing debt and achieving financial freedom.“I know what it's like to feel overwhelmed by debt,” Victor shares, “but I also know the joy of transforming that debt into wealth.”Victor's experience of clearing personal debt and building a portfolio of investment properties drives him to help others achieve the same. His focus has always been to provide more than just loans — he offers guidance tailored to each client's unique journey.“Whether you're starting out or growing your investments, I'm here to help you leverage property for passive income and financial growth.” Connect with Victor:Lagos website: https://lagosfinancial.com.au/FB:   / lagosfinancial  IG:   / lagosfinancial  YT:    / @lagosfinancial  TT:   / lagosfinancial  

Ken Haring and Jeannette Draper, aka “The Dream Team” Realty are changing the way people buy homes in Pahrump by offering a range of free data aggregation and search tools. Contact them today at https://www.dreamteampahrump.com/active-listings/ The Dream Team at Access Realty, LLC City: Pahrump Address: 2301 Winery Rd Ste 101 Website: https://dreamteampahrump.com/ Phone: +1-775-382-8300

For many, investment real estate can offer both substantial tax benefits.  However, if your planning is not done correctly, the opposite affect can happen….your taxes can dramatically increase.  This afternoon on the Jon Sanchez Show at 3pm, we'll continue our discussion of the 7 real estate tax strategies you must be aware of if you are a real estate investor.

For many, investment real estate can offer both substantial tax benefits.  However, if your planning is not done correctly, the opposite affect can happen….your taxes can dramatically increase.  This afternoon on the Jon Sanchez Show at 3pm, we'll discuss 7 real estate tax strategies you must be aware of if you are a real estate investor.

On the 313th episode of You Know I'm Right, Nick Durst and Joe Calabrese are joined by real estate and sports betting mogul Federico Aristizabal to discuss:- Living the dream life in Miami - What career path interested him the most when he was younger? - Attending Miami Dade (2013-15, Business Administration & Management), transferring to Florida State, obtaining a Bachelor's Degree in economics. - Moving to Tampa Bay and working as a Direct Registered Representative for Morgan Stanley for six months - When did he first obtain his Real Estate license? First major property he sold? - Working as an Acquisition Agent, Investment Real Estate for New Western and then becoming the Founder/CEO of Your Local Home Buy - Founding AF Sports picks in 2017: When did he recognize an opportunity to enter the sports betting/gambling sphere? - How does applying data science across the industries he's in help make his job more efficient and simpler? - Favorite event to bet on? - A time the AF Sports picks model generated a play that was vastly against the public that ultimately ended up winning? - Hosting “The Winning Ways with Fred” podcast - You Know I'm Right moment

Financial advisor Peter Richon of Richon Planning interviews Kyle Connor, a Real Estate Exchange Specialist. They discuss the aspects of real estate investment and exit strategies. Real Estate investors can use advanced tax strategies to their advantage when exiting or passing Real Estate as part of their legacy. The 1031 Exchange, 721 Exchange, and DST, Delaware Statutory Trust present significant tax opportunities, but nuances can complicate the process for individual investors. Kyle shares insights specifically for real estate investors looking to leverage real estate exchanges, optimize tax benefits, and navigate the market dynamics. Tune in for advice on integrating real estate into financial planning and if you have any questions give Peter a call at (919) 300-5886 or visit www.RichonPlanning.com.

Episode Overview: In this episode of The John Kitchens Podcast Experience, John and his co-hosts dive into key issues facing today's real estate professionals, including the essential roles of the National Association of Realtors (NAR) and Multiple Listing Service (MLS). They explore how these institutions protect agents and clients, plus tackle major industry shifts like commission structure changes and the rising importance of multifamily investments. The team also discusses how to leverage community relationships and market knowledge for sustained success in real estate.   Key Topics Covered: The Role of NAR and MLS: NAR Advocacy Efforts: John highlights insights from Cindy Featherstone Shields about how NAR's lobbying efforts protect real estate agents and homeowners. Key areas include defending 1031 exchanges, preserving tax benefits, and preventing restrictive real estate policies. The Value of MLS: Discussion on the essential function of MLS, allowing agents to organize and access listings effectively and emphasizing how a unified platform benefits agents, sellers, and buyers alike. Commission Structure Changes and Market Impact: Buyer and Seller Trends: The team examines the impact of recent shifts where sellers might be reducing compensation for buyer's agents, and how this change could affect agent negotiations and consumer behavior. Adaptation for Agents: Emphasis on the need for agents to enhance their negotiation skills and effectively communicate the value they bring to transactions, especially as the market undergoes structural changes. Investment Strategy and Wealth-Building: Benefits of Multifamily Investment: John and the team discuss multifamily properties as a strategic investment, citing scalable cash flow and value appreciation as significant advantages compared to single-family investments. Navigating Today's Market: With limited inventory and high interest rates, the hosts suggest focusing on multifamily and commercial investments to hedge against economic shifts, and stress understanding market fundamentals to secure long-term growth. Building Strong Community Relationships: Networking and Community Engagement: The hosts emphasize the importance of community relationships, encouraging agents to engage with their local networks, connect with other agents, and build partnerships for mutual success. Long-Term Client Connections: The team shares insights on creating sustainable client relationships through added value and consistent communication, which can significantly enhance an agent's business over time. Development Trends: Small-Scale Development and Affordability: With rising land and building costs, builders are focusing on smaller, more affordable projects, like townhomes and compact single-family homes. John discusses how agents can leverage this shift to better serve clients in the current economic climate. Future Opportunities in Real Estate: The team talks about how agents and investors can position themselves strategically to benefit from these trends, underscoring the importance of understanding market movement and anticipating future opportunities. Final Thoughts and Takeaways: MLS and NAR Are Cornerstones of Real Estate Success: The MLS and NAR provide structure and protection essential to the current real estate model, ensuring transparency, accessibility, and industry stability. Relationships Are Key to Sustained Success: Agents should focus on community building and long-term client relationships to thrive, especially in a shifting market. Investing in Multifamily and Commercial Real Estate is a Smart Move: Multifamily investments offer scalability, stability, and excellent cash flow opportunities; agents and investors should consider diversifying their portfolios to adapt to current market conditions. Stay Informed and Adaptable: Continuous learning and staying ahead of market trends—especially around property affordability and changing buyer/seller dynamics—will be critical for agents looking to grow and future-proof their businesses. Resources Mentioned: NAR Website: For detailed insights on NAR's lobbying efforts and a list of issues they advocate for on behalf of professionals. Cindy Featherstone Shields – Expert Mentor and top-producing agent based in Tyler, Texas, who provided in-depth insights into NAR's advocacy and real estate challenges in small-town markets. Books Discussed: Buy Back Your Time by Dan Martell – A guide on managing time to maximize business efficiency. Choose Your Enemies Wisely by Patrick Bet-David – A strategic approach to business growth and wealth-building. Turning Pro by Steven Pressfield – A motivational book on transitioning from amateur to professional work ethic. Outwitting the Devil by Napoleon Hill – Lessons on overcoming fear and self-doubt in achieving success. Multifamily Investment Resources: Rich Dad Poor Dad by Robert Kiyosaki – A foundational book on real estate investment. Grant Cardone's Multifamily Training Programs – Recommended as a valuable educational tool for agents interested in multifamily and commercial investments. ConnectCon Event – An investment and growth event featuring Grant Cardone, with upcoming dates in Frisco, Texas.   As we know it wouldn't be the same without NAR. It's not just about what they bring to the table, but what they allow not to change." – John Kitchens   Connect with Us: Instagram: @johnkitchenscoach LinkedIn: @johnkitchenscoach Facebook: @johnkitchenscoach If you enjoyed this episode, be sure to subscribe and leave a review. Stay tuned for more insights and strategies from the top minds. See you next time!

https://home.hallocasa.com/ - HalloCasa - The SEO-Ranked Digital Business Card for Real Estate Agents Find Your Real Estate Agent Globally with ease: https://hallocasa.com/brokers In this episode, I talked to Christopher Seveney, CEO and Co-founder of 7e Investments, to delve into his 25-year journey in real estate. From managing multimillion-dollar assets and construction projects to pioneering the acquisition and trading of mortgage notes, Chris shares the key elements behind his success. Learn about the intricate world of mortgage notes, potential investment vehicles, and the critical importance of due diligence. Whether you're an investor or real estate enthusiast, Chris offers invaluable insights that can help you navigate and excel in the industry. Timestamps: 00:00:17 – Introduction 00:02:00 – What sparked Chris's real estate career 00:05:00 – The source of his success 00:07:30 – Exploring potential investment vehicles 00:09:00 – Understanding mortgage notes 00:14:00 – The key stakeholders in Chris's business 00:18:00 – Chris's due diligence process 00:21:00 – The investment process at 7e Investments 00:23:00 – Conclusion

Who says you can't buy a property in todays market? What about hundreds of properties in the last 4 years? Jenni Schulz is chatting with Ryan Twomey on how he scaled from 0 properties to hundreds of properties in just a few years. In this convo we cover a juicy landlord house hack how to live "mortgage free" right out of the gate. And hear first hand what Ryan is looking for when he looks at a property in todays market. Ryan Twomey is born and raised in Massachusetts, with a background in finance and economics. Ryan started investing in real estate in 2020, later starting my company with a partner, TR Capital Partners, LLC to help everyone get the benefits of real estate ownership, without the hassle of being a landlord . Since then they have acquired 500+ units and delivered over 25% annual returns for their investors. website: https://trcapitalpartner.com  LinkedIn: https://www.linkedin.com/in/ryantwomey1/ Instagram: https://www.instagram.com/ryan_twomey1/ Facebook: https://www.facebook.com/ryan.twomey.9/  Thank you for being a part of our online community. It takes guts to break the status quo and carve your own path to financial independence. We know firsthand! Thank you for being a part of our online community. We're cheering you on as you take the steps to educate, empower & motivate yourself into a life that is authentically you. This is your life, so make it one you LOVE.        Speaking of love… We'd love if you would subscribe to the podcast & leave an honest rating and review. This helps us grow as a community & reach more people who are curious about taking charge of their own lifestyle. Connect with Us, Chris & Jenni: On Instagram @4_Leaf_Lifestyle On Instagram @ManifestationAndMoneyPodcast Cheers to manifesting a life you love & matching up the income streams to support it. Want to increase your income by an extra $1000+ a month? Check out our FREE 15 Side Hustle Guide for straight forward ideas that you can start today! Visit: https://www.4leaflifestyle.com/moneyideas

Thomas Castelli - Hall CPA On the Major Tax Value of Investment Real Estate: "When you buy a property, there's a noncash expense called depreciation. It's one of the biggest tax benefits of investing in rental real estate, and that's true whether you buy a rental property directly or whether you do it through a syndicate or fund." In the world of investing, you have a lot of options.  One investment that has proved timeless is real estate.  The globe is only so big, and owning a piece of it can be a profitable venture. But what are the tax implications of owning real estate?  Thomas Castelli of Hall CPA dives deep to illustrate what are some tax strategies to save on taxes and make real estate a worthwhile investment. We'll also touch on some advanced tax strategies, including the benefits of depreciation and cost segregation studies, and how they can meaningfully reduce your taxable income. Thomas will share insights on navigating the ever-changing interest rates, the strategic use of tax planning, and the essential role of a proactive tax strategist. Plus, he'll offer practical tips on identifying reliable sponsors and tax advisors, ensuring you maximize your investment returns while minimizing tax liabilities. Listen as Thomas lays out a plan for where to invest, how to invest and some tax strategies to make sure you get to keep most of your profit. Enjoy! Visit Thomas at: http://www.therealestatecpa.com/ Podcast Overview: 00:00 Attended real estate association, learned about syndication. 06:04 Creating value through strategic commercial real estate investments. 09:42 Review sponsor's track record before investing. 12:44 Depreciation helps shield rental income from tax. 15:58 Depreciation recapture on $200,000 capital gain. 18:54 Depreciation calculation for $1 million property. 23:24 Property report details, desktop study for smaller properties. 26:55 Adapting tax reporting for past expenses possible. 29:29 Save $10,000 in taxes with tax strategist. 31:05 Leverage network, seek recommendations, vet through online content. 37:01 Joining community and listening to podcasts helpful. 39:28 Real estate plans changed due to COVID. 43:21 Avoid sponsors with consistent underperformance and issues. 44:47 Sponsors tested by asking extra questions. 49:53 Business success stories with sponsor acknowledgements and gratitude. Podcast Transcription: Thomas Castelli [00:00:00]: Typically, these these cost segregation studies that you could there's they're done 1 or 2 ways, typically. The first way, is you would have an engineer who who is well versed in this in in this area. They would come down and do a they would survey your property. Think about almost like an inspection. Right? They're coming down. They're surveying the property. They're taking inventory of every component, and they're gonna go back to their office and they're gonna give you a report. That report's gonna say, okay. Thomas Castelli [00:00:23]: Well, your property has it's gonna give you, like, an itemized report. Okay. This this amount of property is gonna be 27 and a half year property. This amount's gonna be 15 year. This amount's gonna be 5 year, and that 5 15 years was eligible for bonus appreciation. James Kademan [00:00:37]: You have found Authentic Business Adventures, business program that brings you the struggle stories and triumph and successes of business owners across the land. Downloadable audio episodes can be found on the podcast link from the draw in customers.com. We are locally and written by the Bank of Sun Prairie. Calls on call extraordinary answering service as well as the bold business book. And today, we're welcoming slash preparing to learn from Thomas Castelli of Hall CPA. We're talking real estate, and we're talking taxes, which I guess in the end, if you're making money with real estate, taxes go right there. So, Thomas, how are you doing today?

With 3 kids under the age of 2 Alexia Hoffman is a power house, Growing a family, growing a real estate portfolio & additional businesses. Alexia earns the title for being the first guest on this show to own a frat house!! If you need a nudge to get out of your own head and push you past your current excuses, then I think this episode with Alexia will give you that inspiration; that you CAN chase your dreams fearlessly, with authenticity. In Alexia's words: I'm Alexia Hoffman, dynamic speaker and accomplished entrepreneur. Leaving my childhood home in California to move to Michigan on a lacrosse scholarship ultimately led me to change paths and earn my real estate license at 19, becoming a broker at 23. Volunteering in Ghana, overcoming a rare tumor, and becoming a mother of 3 kids under the age of 16 months while juggling my business and a thriving real estate portfolio, my journey embodies resilience, a willingness to learn, and the power of embracing one's unique path. Now, I share my journey to inspire others toward a more exciting and fulfilled life by chasing their dreams fearlessly and with authenticity. Connect With Alexia: https://www.alexiahoffman.com/  https://www.instagram.com/alexiahoffmanco/ https://www.instagram.com/hoffmanteamre/ https://www.tiktok.com/@alexiahoffmanco https://www.facebook.com/alexia.hipsher/ https://www.facebook.com/hoffmanteamrealestate/ Thank you for being a part of our online community. It takes guts to break the status quo and carve your own path to financial independence. We know firsthand! Thank you for being a part of our online community. We're cheering you on as you take the steps to educate, empower & motivate yourself into a life that is authentically you. This is your life, so make it one you LOVE.        Speaking of love… We'd love if you would subscribe to the podcast & leave an honest rating and review. This helps us grow as a community & reach more people who are curious about taking charge of their own lifestyle. Connect with Us, Chris & Jenni: On Instagram @4_Leaf_Lifestyle On Instagram @ManifestationAndMoneyPodcast Cheers to manifesting a life you love & matching up the income streams to support it. Want to increase your income by an extra $1000+ a month? Check out our FREE 15 Side Hustle Guide for straight forward ideas that you can start today! Visit: https://www.4leaflifestyle.com/moneyideas

Welcome to Today's Real Talk, the ultimate radio show dedicated to all things North Carolina real estate, business, and life! Hosted by the knowledgeable duo, Claudia Ogrizek, Realtor® for Compass, and Justin A. Ckezepis, Real Estate Attorney, Investor, and Broker, this engaging program brings you expert insights, market trends, and valuable advice to help you navigate the dynamic world of real estate. Today's Real Talk | Mondays at 3pm | WSIC News App 

Need any advice or information, message us.Andrea Bissinger, resident, real estate law specialist, and realtor in Santa Teresa, Costa Rica, gives us the reality of what is happening in the Santa Teresa market in Costa Rica, one of the country's fastest-growing markets.  She also tells us about where she still thinks the opportunity lies.Free Consultation: https://meetings.hubspot.com/jake806/crconsultContact us: info@investingcostarica.comGuest today:Andrea Bissinger: andrea@2crsantateresa.com

Are you looking for your dream property in Dubai? Join the inaugural Dubai Property Show at the prestigious Movenpick Karachi in Pakistan for a reveal of some of the finest real estate in the city! Visit https://www.eventbrite.com/e/893669669037?aff=oddtdtcreator for more. Adnan Feroz Properties LLC City: Dubai Address: Dubai National Insurance Building, 34 Street, Website: https://adnanferoz.com Phone: +971 56 431 5152 Email: adnan.feroz@century21.ca

Keenan Mulherin is a go-getter, an entrepreneur, a Wildcat, a salesman, a mover and a shaker, and he's the Director of Real Estate Relations for Padly. Keenan is also a graduate of the University of Kentucky, where he attended during the same stretch I was in Lexington. We actually have a great time recapping the infamous SAE mummy-wrapped pledge that got lit on fire and the subsequent fallout. But anyways, it really wasn't until years later when I visited Atlanta and stayed with him and my friend Michael Choe for a week that we really got to know each other. Being a fellow transplant, I have nothing but the upmost respect for him and anyone else who decides to go out there in life and make a run at it. To carve out their own path. It takes guts. So what do we got for ya in this episode? We begin this episode breaking down where and how Keenan grew up, how being an only child shaped him, and eventually we dip into his first brushes with entrepreneurship. Shifting gears to the real world, Keenan reveals his first jobs, as well as making the decision to quit and move to Atlanta with nothing lined up, placing ultimate reliance on the self. It didn't take long before he entered the world of investment real estate, where he enjoys what he does and is crushing it. Later in the episode, we touch on how the COVID-19 pandemic affected the market, I ask him what makes a great entrepreneur, he shares a dream deal that he's worked on, and we even get a tattoo peep show live in-studio. All of this, before Keenan shares his realest talk. Give him a shout on Instagram @lilmully and if you enjoy this episode, please drop a rating and a review wherever you listen to podcasts, and share it with two other people. Put ‘em on. Help me grow this show and keep building up this community.

This was a fire episode with Erik from costsegauthority.com with the most insight we have ever heard about cost segregation studies.  How they work?  Who needs them? and How to use them asap for tax dollar savings.   If you enjoyed this podcast we would appreciate a positive review... https://podcasts.apple.com/us/podcast/real-estate-reserve-podcast/id1507982777  

The segment highlights the significant mistake real estate investors make by reinvesting their own capital into deals, labeling it as the worst method to accumulate wealth, and points out the issue of trillions of dollars in dead equity in land. Daniel Martinez and Anthony Gona from Hivemind flew in from San Antonio, Texas, to discuss on the "Real Estate Disruptors" show why investing in land is considered the best investment, challenging common perceptions and aiming to create millionaires through consistent action and valuable information shared on the show. Daniel shares his transition from being a truck driver to getting involved in real estate, emphasizing the role of dedication and the influence of the show on his career. Anthony's journey into real estate started from a construction background and a desire to buy land cheaply for personal use, which led him to discover wholesaling and eventually making a substantial profit from his first land deal, shifting his focus towards land investment. 0:00-0:28: The speaker describes the gravest mistake real estate investors make as reinvesting their own capital into deals and flips, highlighting this approach as inefficient for wealth accumulation. They also mention the vast amount of dead equity in land, underscoring the missed opportunities in the real estate market. 1:30-1:49: Daniel Martinez and Anthony Gona's introduction on the "Real Estate Disruptors" show, explaining their journey from San Antonio, Texas, to discuss the potential of land investment. The episode aims to challenge the traditional views on real estate investment and provide insights that could help viewers become millionaires through consistent action and the right strategies. 2:07-2:38: Daniel shares his background before entering real estate, starting from being a truck driver to meeting the show's host during a sales training event. This story emphasizes the significant changes and developments in his career, marking his transition into the real estate sector. 4:35-5:50: Anthony recounts his path into real estate, initially from a construction and roofing background to discovering wholesaling and its potential for quick profits. His story highlights an $85,000 profit from his first land deal, illustrating the lucrative opportunities in land investment and his decision to focus on this area within real estate. Text

Segment 1: Craig Bolanos, Co-Founder and CEO of Wealth Management Group, joins John to talk about what’s causing the markets being off today, how AI is driving the market, what he expects from the economic data set to be released later this week, the latest news on cryptocurrency investment, and how many rate cuts does he expect to make […]

Have any questions? Shoot me an email: dean@crestcore.com Dean Harris, VP of Sales at CrestCore RealtyDouglas Skipworth, Founder & Principal Broker at CrestCore RealtyPodcast production and design by Parasaur Studios This podcast is brought to you by Griffin, Clift, Everton & Maschmeyer PLLC. https://www.gcemlaw.com/contact-us/ CoreLend Financial https://www.corelendfinancial.com/contact_us.html Local Title https://localtitle.com/contact/ CrestCore Property Management https://www.crestcore.com/ Triumph Construction

Stephanie Salanik has over 12 years in real estate, she's a licensed broker in Pennsylvania, New Jersey, and Florida and over the course of her career has closed 1000's of deals. [PARTNER WITH US] Get instant 1-on-1 access to over 26 of the top agents in the country to help scale your business.

The UK as an investment destination for Shariah compliant direct investment – an update of active sectors and activities. What is the continued role and scale of Shariah compliant real estate assets in the UK? How do we position the UK as a center for originating alternative asset classes, and what opportunities are on offer? Structuring co-investments between domestic UK investors with international Shariah compliant investors — the potential for real estate and direct investment transactions. Building on the success of the Battersea redevelopment: structuring deals that incorporate elements of real estate, capital markets and cross-border investment. With Tawarruq enjoying a privileged tax position for cross-border UK investment, is it now a funding structure of choice?Moderator:Mike Tirman, Partner, Ice MillerPanelists:Ahmad Shahizam Mohd Shariff, General Partner, Mekar CapitalNick Edmondes, Partner, Trowers & HamlinsDr Scott Levy, Founder, Al WaseelahShakeel Adli, Founder and CEO, Zunikh

In many world nations, if you're born poor, you stay poor. I discuss how in America, you can be upwardly mobile. Back in 2010, real estate prices had fallen, but rents had not. This created years of cash flow. Today, as prices have outpaced rents, cash flow keeps shrinking. Our Investment Coaches have access to income properties with 4.75% and 5.75% mortgage interest rates. It's a way to "bring back cash flow". Get started at GREmarketplace.com/Coach Terrific housing intelligence analyst Rick Sharga joins us for the first of two consecutive episodes. Rick & I discuss the condition of the American consumer, inflation and interest rates, concerns about a potential economic downturn, the housing market, the impact of consumer confidence on spending, and the actions taken by the Federal Reserve to control inflation.  There's flagging consumer confidence and a yield curve inversion. Are these finally harbingers of an economic recession? Rick's informal survey of economists find that there's a 50-50 chance of a recession this cycle. Earlier this year, 80% of economists felt that a recession was imminent. If there is a recession this cycle, Rick thinks there's a probability that it will be mild. Average hourly wages are $28-29 / hour. Wage growth is 4-5%. Wages are finally running higher than home price appreciation. Timestamps: The Future of Real Estate Investing [00:01:33] Discusses how owning real estate can help individuals move into a different wealth class and the benefits of owning rental properties. Changes in the Real Estate Market [00:04:06] Explains how the real estate market has changed over the years, with property prices catching up to rents and the decrease in cash flow opportunities. Taking Advantage of Low Mortgage Rates [00:07:53] Highlights the opportunity for investors to take advantage of low mortgage rates offered by builders and the benefits of using their preferred lenders. (Yes, even here in 2023. We have 4.75% and 5.75% rates that builders buy down.) The housing market correction [00:11:31] Discussion on the correction in the housing market and its localized impact on different regions. Economic landscape of the United States [00:16:09] Overview of the US economy, including GDP growth and the strength of consumer spending. Wage growth and home price appreciation [00:20:16] Comparison of wage growth outpacing home price growth, impacting housing market affordability. Consumer Confidence and Spending [00:21:24] The correlation between consumer confidence and spending during the pandemic, the impact of subsequent waves of COVID, and the role of pent-up consumer demand and government stimulus. Red Flags in Consumer Spending [00:22:25] The disconnect between consumer spending and low confidence scores, the record level of consumer credit card use, and the decrease in personal savings rates. Inflation and the Federal Reserve [00:25:44] The high inflation rate in 40 years, the actions taken by the Federal Reserve to control inflation, the impact on housing costs, and the potential for a recession. Yield Curve Inversion and Recession Predictions [00:31:07] Discussion on the yield curve inversion and its historical correlation with recessions. Impact of Recession on the Housing Market [00:32:04] Exploration of the potential impact of a recession on the housing market. Part Two: State of the Housing Market and Future of Investment Real Estate [00:33:03] Teaser for the next episode, which will analyze the state of the housing market and the future of investment real estate. Resources mentioned: Show Notes: www.GetRichEducation.com/466 Rick Sharga on X (Twitter): @RickSharga Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text ‘FAMILY' to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  Top Properties & Providers: GREmarketplace.com GRE Free Investment Coaching: GREmarketplace.com/Coach Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold   Keith Weinhold (00:00:01) - Welcome to. I'm your host, Keith Weinhold. Today, it's part one of two of my exclusive interview with one of the nation's foremost housing intelligence analysts. How's the condition of today's American consumer? What's the future of inflation, the Fed interest rates? And should you really be concerned about a downturn today on get rich education?   Corey Coates (00:00:28) - You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get rich education.   Keith Weinhold (00:00:51) - Welcome from Orange County, Florida, to Orange County, California, and across 188 nations worldwide. You're listening to one America's longest running and most listened to shows on real estate. With nearly nine years of weekly episodes. You're listening to Get Rich Education. I'm your host, Keith Wine expert, housing and mortgage analyst Rick Sugar is back and he is figuratively waiting in the wings. Here to give us an update on the economy shortly. In many nations of the world, if you are born poor, you stay poor. It's really hard to change wealth classes because you can't own anything in so many world places.   Keith Weinhold (00:01:33) - If you're born middle class, you also stay middle class. There's no way out of that. Owning real estate is the number one way to move yourself into a different wealth class. Owning your own business is another way, but with owning real estate, it's quite easy to follow a template and do what someone else has already done. Within a proven system. You don't have to have a new out-of-the-box business idea. For example, in the US, if you start collecting assets that pay you each month, you can quickly become upwardly mobile. In America, even if you were born into poverty and have a long line of impoverishment in your family, you can own your own home and that can help you go from poor to middle class. You can add rental properties and go from poor or middle class to wealthy because if you're in the US you are allowed to own things. Yeah, keep accumulating properties and keep getting rent money from tenants. In so many nations of the world. If you come from modest means, you just cannot get dozens of people or hundreds of people to pay you one third of their income every month.   Keith Weinhold (00:02:52) - But here you can get all these tenants to pay you one third of their salary in rent so you can close that class divide. It's up to you. That's what makes the US great. You can move into a different wealth class, the GSEs, the government sponsored enterprises. They will even give you backing on a bank loan so that you can do this. They're really encouraging this and enticing you to do this with as little as a 3% down payment on your primary residence or 20% down on rental properties. It's like they're almost forcing you to succeed. And there's even a 1% down program for primary residences now available in some places. So the bank gives you the loan, the tenant pays you the rent, and the government gives you the tax break. Like I say, that right there is using other people's money three ways at the same time, the bank, the tenant and the government, it all sort of falls in your lap if you want it to, but you do have to ask for it and you do have to do some arranging and you need to be diligent and attentive to.   Keith Weinhold (00:04:06) - But most Americans, they just aren't wise to this. Now, the real estate market, it has changed from a few years ago. It was spring of 2020 where we had that big inflection point, as you know, because I often discuss it. That was that supply crash. And since that time, home prices have run up faster than rents. But I'd like to give you some broader perspective here. There's something important with real estate investing that you may not have realized coming out of the global financial crisis 2008, 2009, 2010. At 2010, when we really started to lift up out of the rubble because by 2010, property prices were still down low. They were near the rock bottom. They're even lower than replacement costs in a lot of markets, which was artificially low. But see, rents didn't really fall much in the GFC. Rents stayed the same. So you know what happened in 2010 and all the years following it will cash flow began. And that's because all over America you then had these high rents and low purchase prices that had been beaten down by the GFC.   Keith Weinhold (00:05:18) - Cash flow like that wasn't really normal, but by now property prices have caught up to rents and even surpassed them. So besides investors being used to low mortgage rates, these ultra low rates, they also got used to this ultra high ratio of rent income to purchase price. That's just not there like it used to be. So today, in more places, you can't expect much of anything for cash flow now with a few years of. Income property ownership. Say if you bought something late this year, a few years later, now you shouldn't count on it. But rents, as we know, historically rise to then start providing you with cash flow to complement the other four ways that you're simultaneously paid. So my point is that today the deals aren't as good as they were ten years ago and five years ago, and that is all part of the provenance and perspective that I'm sharing with you from the real estate investing landscape starting from back around 15 years ago. But today I posit that it is still difficult to find a better place to invest a dollar than with a loan on carefully bought income property.   Keith Weinhold (00:06:31) - And I have some really good news for you here. All right. We know higher mortgage rates. They're not just a pain point for first time homebuyers and second time homebuyers for that matter, but they're a pain point for you, the investor. Well, if you didn't already know, we have largely sort of that problem here at Gray. And that is why investors like you are still snapping up rental properties fast. From Marketplace today, owner occupied mortgage rates are about 7% in income. Property rates are about 8%. But because of the strength of our marketplace networks and relationships here we have one new build provider offering a mortgage rate of 5.75%. Yes, they will see that your mortgage rate is bought down to 5.75% for your purchase. Yes, right here in today's environment, another new build investment property provider is offering a buy down to 4.75%. Yes, you heard that right. And we have another builder provider where our investment coaches have been sharing with you a 2.99% seller financing option. So is cash flow back? Yes, a lot of times it is.   Keith Weinhold (00:07:53) - The builders know that it's a pain point for buyers and our coaches and I hear a Gary know it too, So we have rubbed salve on the wound here, I suppose. 5.75% interest rates, 4.75 or even 2.99. At times you'll have to use the builders preferred lender to get those terms. Otherwise I like to use Ridge lending Group because they specialize in income property loans. There is even more to it. These builders are in business to move property, so take advantage of it. And besides buying down your mortgage rate for you like that, some are even waiving their property management fee for you for the first year, in addition to buying down the rate and don't know how long all this is going to last. So this could be a really good time for you to contact your investment coach. Your coach will help you shop the marketplace properties, tell you where the real deals are and tell you how to get those improbably low mortgage rates for income properties. Your coach guides you and makes it easy for you If you don't have an investment coach yet, just go to Marketplace slash coach and they're there to help you out.   Keith Weinhold (00:09:11) - Hey, it's really great to have the savvy and the experience of Rick Shaka back on the show today. His mind is always in the market. He's often doing these public speaking appearances informing audiences about it. He's been the executive vice president of markets at some of America's leading housing intelligence firms. We have so much to discuss that Today's episode is part one of two back to back episodes with Rick. This week, we'll discuss the direction of the economy. Next week, we'll go deep on the housing market. But even our discussion on the economy today is probably going to be viewed through the lens of having real estate investors in mind. So this intelligence is fresh and it is timely here in fall of 2023. But even if you're listening to this, a decade from now, in 2033, you are going to get lessons for all time. It's the economy this week and the real estate market next week. It could be a day or two until we have today's episode on Get Rich Education YouTube. But you can watch us there as well if you want the visuals and charts that complement our discussion.   Keith Weinhold (00:10:19) - Many of the sources that he cites today will be from Trading economics in the US Bureau of Economic Analysis. What's the present and future of the economy, especially as it pertains to real estate investor interest with Rick and I straight ahead. I'm Keith Reinhold in this is get rich education. Jerry listeners can't stop talking about their service from Ridge Lending Group and MLS 42056. They've provided our tribe with more lows than anyone. They're truly a top lender for beginners and veterans. It's where I go to get my own loans for single family rental property up to four Plex's So start your prequalification and you can chat with President Charlie Ridge personally, though, even deliver your custom plan for growing your real estate portfolio. Start at Ridge Lending Group. You know, I'll just tell you for the most passive part of my real estate investing personally, I put my own dollars with Freedom Family Investments because their funds pay me a stream of regular cash flow in. Returns are better than a bank savings account up to 12%. Their minimums are as low as 25.   Keith Weinhold (00:11:31) - K. You don't even need to be accredited. For some of them, it's all backed by real estate and I kind of love how the tax benefit of doing this can offset capital gains and your W-2 jobs income. And they've always given me exactly their stated return paid on time. So it's steady income, no surprises while I'm sleeping or just doing the things I love. For a little insider tip, I've invested in their power fund to get going on that text family to 668660, and this isn't a solicitation If you want to invest where I do, just go ahead and text family to 66866. This is real estate investment cogeneration. Listen to get Rich education with Keith Reinhold and don't quit your day dream. And you're going to get a fantastic market update today. And you're also going to learn lessons even if you're consuming this 5 or 10 years from now. Our expert guest was first with us here six months ago. He's been the executive VP of markets at some of America's leading housing intelligence firms. He was twice named to the Inman News Inman 100 most influential real estate leaders.   Keith Weinhold (00:12:54) - He is one of the country's most frequently quoted sources on real estate, mortgage and foreclosure markets. You've seen him seemingly everywhere CNBC, CBS News, NBC News, CNN, ABC News, Fox, Bloomberg in NPR got about just every letter of the alphabet in there on that one. Today, he's the founder and CEO of J. Patrick Company. They're a market intelligence firm for the real estate and mortgage markets. He has 20 plus years of experience in those industries. Hey, welcome back to Rick Saga. Thank you for having me, Keith. Happy to be here. It's an interesting time. Rick. I think some people are rather confused because you have such unusually low housing supply still. You have higher mortgage rates and we're careful not to call them high mortgage rates because we know historically they're pretty normal. And you have what I would characterize is a rather distinct regional variation in home price appreciation. So we're going to get some clarity today from that confusion. Now, if you're listening on audio only, Rick will describe the charts in a way that gives you a good experience.   Keith Weinhold (00:14:03) - If you're watching this on YouTube, go ahead and give us a like. So we really anticipate, Rick, your take on both the broader economy first and then the real estate market. That's exactly what we're going to go over today. And before we get started, I think you said something I'd like to emphasize a little bit. And this is something we talked about. I believe the last time we chatted is I've been saying all along that we were not going to see a housing market crash. We were going to see a correction of sorts and that the correction was going to be very, very localized. That the results you see in coastal California, in the Pacific Northwest, in markets that were overpriced, like Boise and Salt Lake City and Phoenix and Austin, we're going to be very different than what you saw on the East Coast, particularly the southeastern states, places like Tennessee and Florida and the Carolinas and virtually everywhere else in Texas other than Austin. So it's really worked out that way. There are some markets where we're seeing double digit price declines and other markets where prices continue to go up.   Keith Weinhold (00:15:05) - And we'll get into the national trends in a minute. But thought that was a really important point. Keith Yeah, Thank you for adding that, at least for a while there. Rick. It was one of the most unusual home price appreciation maps I have ever seen. There were some exceptions, but generally the nation east of the Mississippi River, you had rising home prices and recently west of the Mississippi River, you had falling home prices like a river divided it. It was really weird. To your point, it's normalized a little bit. I live in California. Speaking of weird and the pricing out here, the month over month prices and year over year prices went down for the first time in quite a while for about four consecutive months before normalizing in July. Now, even within California, you see different price trends depending on where you are in the state. But the point is really important for investors to remember that you almost threw the national numbers out, that they're important from a trend perspective, but you really need to become an expert in whatever market you happen to be investing in because the local conditions really determine how successful you're going to be.   Keith Weinhold (00:16:09) - Like the national outdoor temperature average is pretty useless, almost somewhat like the national home price average is. I guess the national home price average Still has some meaning to it though. Yeah, and you don't find quite as much variation in home price trends as you do in temperatures, but your points well taken. And again, it's important to be looking for economic trends. It's important to be looking for housing market trends and the markets that you're interested in investing in because that makes all the difference. So we're just going to talk about the general economic landscape of the United States, and then we're going to pivot into real estate and just what's going on with the housing market and getting the latest there. Yeah, why don't we jump right into it at this point, Keith, We're going to do a fall update on the housing market for this year. We're going to take a look at the economy. We'll take a look at what's going on in housing. I have a few slides to share on what's going on to delinquencies and defaults because I know a lot of investors are interested in foreclosure properties.   Keith Weinhold (00:17:11) - And then we'll have some closing thoughts and then you can chat a little bit more about some of the observations we're making in the market today. Let's start talking about that economy, including that part where some people anymore, year after year, they're always predicting this recession that never quite seems to happen. Well, we have predictions of a recession that are very much like predictions of a housing crash. And if you keep predicting that terrible thing long enough, someday you'll probably be right. It'll be right eventually. Just like a broken clock is right. Broken clock. It's right twice a day. So the GDP, the gross domestic product is the way that that most economists measure the strength of the economy. And the second quarter, this number was just adjusted downward a little bit, but we still had over 2% growth for the second quarter of 2023. That was a higher number than most economists had forecast. It was certainly a higher number than what the Federal Reserve was expecting. But it really shows you the strength of the US consumer.   Keith Weinhold (00:18:09) - A lot of people probably don't realize that almost two thirds of the GDP is comprised of consumer spending. There's other factors that go into it business spending, government spending, productivity, trade and the like. But two thirds of it is consumer spending. So when you see the GDP showing strong numbers, it typically means that the consumer is doing pretty well. And that's an important consideration as we move forward. Yeah, that's right. One of those reasons consumers are spending is because we're in this economy where pretty much if you want to have a job, then you've got a job. Yeah. The headlines read about tech companies doing layoffs and mortgage companies doing layoffs. Bottom line is the most recent unemployment numbers we saw were 3.8%. I think we're getting a little spoiled by some of these low unemployment rates because people forget historically, anytime you were under 5% unemployment, it was considered full employment. And the fact of the matter is there's still more jobs open than there are people looking for work. There's about 9.5 million open jobs in about 6 million people who are looking for work.   Keith Weinhold (00:19:11) - So employers have to compete with each other for those employees. And so these low unemployment levels are actually one of the things that's causing wages to go up, which continues to stoke inflation when there are more open jobs than there even are workers that makes employers want to entice employees with higher pay. Yeah, they need to do that to keep employees on the payrolls and they need to do that to hire new employees. So whether you look at hourly wages, which at the moment are up around 28, $29 an hour, or you're looking at annual wage growth, which is running around 4 to 5% a year. Wages are very strong right now. And this is the first time, Keith, in many years that I've been able to tell people that wage growth actually is running higher than home price appreciation for well over a decade. We saw home prices appreciate much more rapidly than we saw wages. And this is the first time in a while where that situation has been reversed. That's a really interesting takeaway, Rick.   Keith Weinhold (00:20:16) - Wage growth that's outstripping home price growth and that's going to be important going forward because one of the big headwinds that the housing market faces today is affordability. Despite what we just talked about, home prices nationally are running at all time high levels. We're going to talk about the cost of financing be much higher than it was just a year ago. And wage growth is the one positive in that category. As wages continue to grow and if home prices settled out a little bit, affordability ultimately will be a little bit better for potential homebuyers. Average wages at 28 to $29 an hour, Americans are basically making a dollar every two minutes now yet could be worse. And that varies, again, market to market, shock to job, but it shows you what's going on on average, partly because of this, consumer spending continues to be very strong. But one of the the real unusual situations we're looking at today is that there's usually a direct correlation between consumer confidence and consumer spending. And the more confident consumers feel about things, the more willing they are to spend money, particularly on big ticket items like cars and houses.   Keith Weinhold (00:21:24) - And that was all true. And the correlation held true until we hit the pandemic. And as we started to come out of the first wave of Covid, you saw consumer confidence start to go up, but then it came back down as we had subsequent waves of Covid. Then we had the war in Ukraine that we had high inflation and all sorts of other odds and ends. And consumer confidence has really never recovered back to pre-pandemic levels while consumer spending has continued to go up. And part of that is pent up consumer demand. We still hear people talking about supply chain delays, trying to order appliances and the like and having to wait for months. Part of it is all the stimulus money that the government poured into the economy during the pandemic and probably overstimulated the economy to a certain extent. One of my economist friends refers to what the government did in terms of stimulus, is trying to stuff $15 trillion into a $3 trillion hole. And the numbers may be a little lost. But think the visuals is image is kind of good.   Keith Weinhold (00:22:25) - But this disconnect we're seeing between. How much money consumers are spending and their relative low confidence scores is a red flag of sorts in a couple of ways. It's a red flag, among other ways, in that if consumer confidence doesn't recover, consumers ultimately could pull back on spending, and that really could ultimately lead us into a recession. Consumer spending outpacing consumer confidence. There are other two other red flags with this consumer spending, and we'll cover them pretty quickly. What is that? Consumer credit card use is at an all time high in the last quarter. For the first time ever, consumer credit card use topped $1 trillion. And the concern here is that consumers in a high cost of living environment may be tapping into credit cards to make ends meet. That's not a good scenario and ultimately is not a scenario that would end well. So part of what we're seeing kind of backstopping or enabling consumer spending is an increased amount of credit card use. The other red flag, Keith, is that consumer personal savings rates have gone down below historic averages.   Keith Weinhold (00:23:33) - So we hit an all time high in savings rates during the pandemic when the government sent out stimulus checks and unemployment benefits were enhanced. And candidly, there wasn't a lot consumers could buy. So they socked away a lot of this money post-pandemic. We saw savings rates drop down to almost historically low levels and they haven't come back much up from that. So the two red flags that we really are looking at right now, that could be indicators of trouble ahead for the economy are record level credit card use and lower than average savings rates. And again, both of those suggest that families who are sort of on the margins financially might be tapping into credit cards, might be tapping into their savings to make ends meet. In fact, I read some recent research that suggests that on average, most households have higher credit card debt than they have savings. It's not a great scenario, and this is consistent with many sources citing the fact that between 60 and 70% of Americans live paycheck to paycheck. Yeah, and it almost doesn't matter how high that paycheck is, which is a little bit counterintuitive.   Keith Weinhold (00:24:43) - I remember doing an interview on CNN years ago when Evander Holyfield mansion was being foreclosed on. It was a $30 million mansion outside of Georgia with two bowling alleys, swimming pool, indoor boxing rinks, basketball courts, the whole nine yards. I had to explain to the reporter that just because you're wealthy doesn't mean you're not living paycheck to paycheck. It's just sometimes there's more zeros to the left of the decimal point. Their cost of living tends to be much higher. So expenses are keeping up with income. All right, Expenses keep up with income. What's been going on in terms of consumer spending, in terms of wage growth, in terms of the GDP being strong has all contributed to inflation. And we had the highest inflation rate in 40 years. Not too long ago, we were up over 9% inflation year over year. And the Federal Reserve has taken very aggressive actions to try and get inflation under control. The primary tool they use is raising the Fed funds rate, which is basically what sets the rates on all short term interest.   Keith Weinhold (00:25:44) - And they've raised it more rapidly and higher than it pretty much any time in history. If you go back to the 80s, they actually raised the Fed funds rate higher because inflation was completely out of control then, but not as quickly as they did this time. So typically what you see is something more like what the Fed did say back in the 2015, 2016 period, where inflation ticked up a little bit. So they raise the Fed funds rate a little and they waited a while to see what kind of impact it would have. Then they raise it a little bit more and it's kind of a step by step process until they feel that inflation is peaked and they can then drop off the Fed funds rate. This time they raised it at higher increments they'd ever done before and much more rapidly. The good news is it does seem to be having its effect. The most recent inflation numbers are around 3% year over year, which is close to the Fed's target rate of 2% year over year. And a lot of the inflation rate that is reported on is housing costs.   Keith Weinhold (00:26:42) - And most of the housing costs are actually rental rates or what the Fed refers to is the rental equivalency. If you have a mortgage. And what we have seen is rental rates have gone back down from ridiculously high, asking prices. A year or so ago, it wasn't unusual to see an asking rent 15% higher than the prior rent rate. And that's in a market where the usual increase is 1 to 4%. So it was just completely off the charts. Those numbers have all come back to normal. And in some markets, we're actually seeing slight declines in year over year rental asking prices. The reason the Ric is bringing rents into the inflation discussion here is because rent and something called owners equivalent rent are a substantial contributor to the. They comprise more than a third of the CPI basket. Exactly right, Keith. And thank you for reminding me why I started this dissertation. The fact is that that decrease in rental costs has not hit the Fed's inflation numbers yet. There's about a full year lag in the housing numbers that the Fed uses in its CPI analysis and what's going on in the real market.   Keith Weinhold (00:27:52) - So if the Federal Reserve does nothing else, these housing costs get caught up. We will see inflation come down a little bit more. A lot of us are hoping that the Fed is done with its increases because of what's happened historically. Historically speaking, if you go all the way back to World War Two, the Federal Reserve not counting this cycle, has raised the Fed funds rate 11 times to get inflation under control. Eight of those times it's waited a little bit too long or it's waited for inflation until inflation got too high and it was a little bit too sticky and they had to overcorrect. And that ultimately steered us into a recession. There were three times once in the 60s, once in the 80s and once in the 90s where the Fed acted proactively to try and get inflation under control. And in those three cases, they were able to steer us into a soft landing and avoid a recession. In this case, they've already admitted they waited too long. They admitted that inflation got much higher than they expected.   Keith Weinhold (00:28:48) - It certainly wasn't as transitory as they'd hoped. So the likelihood is that they've already overcorrected and we will see something of a recession. They may get lucky this time. They may have actually walked the tightrope correctly. And assuming they don't continue with this aggressive course of action, they may have actually managed to work us into a soft landing this time. Yeah, and that is a terrific history lesson that you gave us, Rick. I often like to tell my audience about when you want to predict the future direction of something. I'd like to take history over hunches. It's easy to have a hunch that something's going to go a certain direction. But you look at history. You talked about basically how the Fed was late to identify inflation because they had called it transitory for a while, so they started hiking too late. Now, maybe they've overhyped or maybe they haven't. But if they have, maybe they will need to lower them too quickly. If they don't have that desired soft landing. The economists that follow right now are split about 5050 on whether we'll actually see a recession coming out of this cycle.   Keith Weinhold (00:29:51) - It was more like 8020, looking for a recession just a few months ago. Right. The economy is slowing a little bit. The last jobs report had about 187,000 jobs created, which was a good number, but it was lower than what we've seen in recent reports. So the economy slowing down, but not going to full stop or going into negative terms is an indication that maybe we do escape a recession. Good news, by the way, is even if we do have a recession, the rest of the economic measures that you look at are also strong, that it's very likely it would be a very short and very mild recession, and unemployment probably wouldn't get over about four and a half or 5%. So that's something to keep in mind as you go forward. You talked about history, Keith. I big on that too, history as a predictor of what might happen. Yeah. The other thing that points to a recession is something called a yield curve inversion. And without getting too inside baseball on people, people track the yield on a ten year US Treasury and they track the yield on a two year US Treasury and typically your yield on a short investment like a two year Treasury is lower than your yield on a ten year or longer investment because there's more risk involved in the longer time period and so forth and so on.   Keith Weinhold (00:31:07) - Every now and then, the bond market senses a disruption in the force. Darth Vader is looming over the market and you see these things switch places and suddenly the yield on a ten year US Treasury is lower than the yield on a two year US Treasury, and that's called a yield curve inversion. Now yield curve inversion doesn't cause a recession, but the last seven times we've had one, it's correctly predicted that a recession was coming and this current period we're in is one of the longer and deeper inversions that we've ever seen. So again, if you look at history as a predictor of the future, this yield curve inversion points toward us having a recession at some point before we get through the cycle. And I know yield curves can confuse a lot of people. If you're the listener or the viewer here, make a very long term loan to a friend, well, you'd want to get compensated with a higher interest rate for that higher risk amount than if you made a short term loan to a friend and he was paying you back.   Keith Weinhold (00:32:04) - Tomorrow, you might not charge him much of any interest at all because there's more certainty that you're going to get paid back. But that condition has been inverted, where when you make the long loan to the buddy, you're compensated with a lower interest rate yield. That is what is known as a yield curve inversion. Yeah. And I think yield curve throws people off. If you just think of it in terms of the yields, that probably makes it simpler. But again, if you're looking at recession predictors, these are the two. That I typically look at. And that's kind of important to know if you're going to be investing in the housing market because recessions can have an impact on the housing market. Rick thinks there's a likelihood that the Fed has already overcorrected with too many interest rate increases. If we do have a recession, Rick believes that it's most likely to be mild without many layoffs. Rick and I, we actually seem to agree on a lot of things. We see a lot of things the same way.   Keith Weinhold (00:33:03) - Maybe it would be more interesting for you if we disagreed a bit more to stay up on the latest moves in the real estate market. You can follow Rick Saga on X, formerly known as Twitter. His handle there is simply Rick Saga. Well, Rick made a Darth Vader reference there. And, you know, much like the original Star Wars movie had the sequel, which was called The Empire Strikes Back. You know, that was one sequel that some people liked more than the original. And that is atypical because usually people like the original more. But The Empire Strikes Back was a fantastic sequel, and I think that could happen here next week. Rick and I are back together for part two of two, the sequel. We are probably going to analyze and break down the state of the housing market and the future of investment real estate. And we should go on for twice as long on that as we did for today on the economy. So therefore, next week is kind of like the Empire Strikes Back, although I don't expect that next week Darth Vader is going to cut off Luke Skywalker's hand like what happened in the movie.   Keith Weinhold (00:34:10) - That just wouldn't be proper. And we're clearly not into improprieties around here.   Darth Vader (00:34:18) - You are unwise to lower your defenses.   Keith Weinhold (00:34:23) - Oh, Luke lost his hand this week. Not next week. Well, that's not even the scene where Luke loses his hand, But, hey, that totally worked. So. Getting back to real estate here, you need properties to be an investor. The builders know that higher mortgage rates are a pain point for buyers. Our coaches and I hear a know it too. So we have. Yes. Rubbed salve on the wound 5.75% interest rates, 4.75% or even 2.99%. And at times you're going to have to use the builder's preferred lender in order to get those terms. But really some remarkable Bibles that we've negotiated for you. So take advantage of it since I don't know how long that is going to be around. In fact, I'll even bring up those rate by down terms to Rick Saga next week and get his take to help you out on the cash flow side. We also have access to properties that would make good mid term corporate rentals in the southeastern US midterm rentals.   Keith Weinhold (00:35:27) - They often have higher cash flow than a traditional long term unfurnished rental. For any and all of that, contact your investment coach, you're probably working with one by now. They'll help you shop the marketplace properties, tell you where the real deals are and tell you how to get those improbably low mortgage rates for income properties. Your coach guides you and makes it easy for you If you don't have an investment coach yet, just go to Marketplace. Com slash coach and they're there to help you out until next week I'm your host Keith Winfield. Don't quit your Adrian.   Speaker 4 (00:36:08) - Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.   Keith Weinhold (00:36:36) - The preceding program was brought to you by your home for wealth building. Get rich education.

We speak to a fabulously cute couple from the US, in the market for their first ever investment property - what, where and how to buy, how our services work, how much everything costs, and much, much more!

Summary: In this episode, Kevin Kaylakie speaks with Chad Braun, the managing partner and co-founder of Fifth Corner. Chad shares his incredible professional journey and how the Irreplaceable Corners TM approach differentiates them in the real estate space.   Kevin and Chad discuss: How a company's core values, and strategy can impact not just investors, … Continue reading Owning the Crossroads in Investment Real Estate With Chad Braun (Ep. 36) →

Jas leads one of the Top Real Estate Teams in Canada. Based out of Toronto, ON Jas is managing partner with Simeon Papailias of the Real Estate Center (REC) team. They are experts in Residential, Commercial and Investment Real Estate.The Real Estate Centre (REC) is a full-service real estate sales and consulting brokerage, operating under the banner of Royal LePage Signature. Their Toronto based company is comprised of experienced realtors with proven track records across all property asset classes.Since our inception, we have been steadfast on our journey to become the top team in the nation by always delivering a “World Class Service Experience” to our clients. Jas and members of the REC team came down to London for a special live podcast event to discuss the state of the union in Real Estate.In this live episode, Justin and Jas discuss Investment Real Estate, the current situation in the London and Toronto markets, how to deal with rental properties and much more.**This is a wayback playback! Enjoy!FOLLOW JAS AND REC BELOW!WEBSITE: https://reccanada.com/IG: https://www.instagram.com/jastakhar13/YOUTUBE:    / recexperience  BLOG: https://medium.com/@jastakhar13TWITTER: https://twitter.com/JasTakharFACEBOOK: https://www.facebook.com/takharjasLINKEDIN: https://www.linkedin.com/in/jastakhar/============================================HAVE A VIDEO IDEA? TELL ME!

Unlock your ability to buy investment real estate without banks or real estate agents!  In this episode, Jeff shares the recording from a recent presentation he delivered called The Hidden World of Investment Real Estate.  In this presentation you'll learn that there's a whole world of real estate that can be purchased without banks or agents.  You'll learn how you can buy properties nobody else knows are for sale...without applying for a bank loan.  You'll learn how to have control over your own real estate destiny, and never again be limited in what you can buy, or when you can buy it—you'll be able to scale your portfolio at the rate you want to. And, you'll learn how the Direct Relationship Capital Method Works. This is exact approach we use to buy properties off-market with Seller Financing Learn to buy Seller-Financing properties off-market, the thoughtful way:  http://www.thedealsworkshop.com

How to Finance Investment Real Estate Without Income Documents I just finished a remodel of a single-family home. I approached a lender to provide a refinance and they require 12 months of seasoning before they allow for the use of “new appraised value”. Also, they quoted me 8.25% with a 5-year pre-pay penalty. This property will be a short-term rental. Below is a summary of the deal. Purchase price: $749,000 Rehab budget $139,000 ARV: $1,170,000 Purchased on: January 15th 2022 Annual taxes: $8,976 Annual Insurance: $2,450 No HOA Long term rent: $4,800 monthly Projected Short term rental revenue: $115,000 annually My credit score is 740 plus Please let me know the best options to fund this.

Today, my guest is Brad Hansen. Brad has been in the mortgage business for 18 years helping clients meet with home financing goals. He also is a real estate investor and loves to educate others on how to build wealth through real estate.

Did you know that energy prices are increasing by 8% in 2022? Reduce your electricity bills with energy efficient gas heater and air conditioning from Semper Air. Go to https://www.sempersolaris.com for more information.

Swap Till You Drop! E16 Selling an investment property could mean paying huge taxes… unless you know a Certified Exchange Specialist. And Carla does! In this episode of Smashing, Carla dives into the details of the 1031 exchange process which allows capital gains taxes to be deferred–if you follow the rules. Think a conversation about […] The post Swap Till You Drop! E16 appeared first on Business RadioX ®.

David Cruz-Palmer, with Corridor Capital Partners, shows us why Industrial Real Estate is fastest, easiest, and most effective way to build wealth.

In this 2-minute episode Brian discusses what you need to know when selling real estate bought as an investment.

In this 2-Minute episode Brian discusses selling actively managed real estate and getting into passive real estate using a Delaware Statutory Trust.

I summarize my top 4 reasons why rental properties are one of the best investments you can make on your way to financial freedom. Click this to watch this episode on Youtube: https://youtu.be/zx76SNzWyDQ   Subscribe to our website to get weekly updates at jordyclark.com We will help you build wealth through real estate, reach us at thefinanciallyfreeinvestor@gmail.com Be inspired and we will guide you on your journey into Financial Freedom! Listen to us. Podbean Apple Podcast Spotify Google Podcast   Follow us on Social Media. Facebook  Instagram Youtube    

Story of failure: My pinewood derby car being dropped and losing.Jacob McLauchlin is a dentist, family man, and golfer extraordinaire. He grew up in Nixa, MO (same city as Jason Bourne) and currently owns Mac Dental. He's a father of four and a husband to an amazing wife! In today's episode, Jacob (Jake) talks about:married his high school sweetheartwent on to dental school and came back home to Nixastory of why he chose dentistry over being a doctorasking friends about the path for his life and why he should check out dentistrywhy he wanted to own and operate a business but have the quality of life he wantedwhy he doesn't have a weird fascination with mouths but it was an opportunity for his familygoing into college without mentorshiphow his failure of not going into college with a plan turned into successhow his father-in-law has been his greatest mentor and has left a legacywords of blessing and encouragementthe life-changing mentorship of Bobspending periods of time in his life of getting misinformation of what a mentor isa network of mentorshipbeing vulnerable and quick to share with trusted mentors after messing up is importanthow he's a huge fan of continuing education and not trying to reinvent the wheelhow reading is such an important part of his life and continuing educationa great book, podcast, or share from a friends can have a big impactstory of failure of 2009 when his wife Janae and him tried to replace a roof with a crew of their own friendshow he learned to do it right the first time around with the right personhow he works through discouragement with grit and fight but not wallowhow his network of men don't let him stay in discouragementwhy diving into the investment property world can be intimidatingwhy he invests his resources and his futurewhy he looks forward to laughing at himselfhow Matt Chandler has been a mentor for him even thought he's never met himwhy making it can make us arrogant and why he likes looking back five years and laughing at himselfthe rising tidepickle ball failure :)--------www.macdental.comwww.matrimonyeveryday.com--------Follow me here: Twitter | Instagram | LinkedIn | Facebookwww.professional-failure.com

Kevin Attride answers your listener questions with the help of Leah Slaughter of Omnikey Realty. Get a VIP connection to Omnikey Realty and the rest of our experts! ➡️ https://InvestingSecrets.tv/VIP   Subscribe and listen to Investing Secrets: ➡️ YouTube: https://InvestingSecrets.tv/YouTube ➡️ Apple: https://InvestingSecrets.tv/Apple ➡️ Spotify: https://InvestingSecrets.tv/Spotify ➡️ Google: https://InvestingSecrets.tv/Google   Join Leah, Kevin, and many other experts at Lighthouse Wealth for more in-depth education on real estate and other investing strategies. ➡️InvestingSecrets.tv/Wealth4u   Question? Have a question about investing or any of the secrets from this episode? Post in the comments section of this video or email us. InvestingSecretsWithKevin@gmail.com   Episode Sponsors ➡️ Wellings Capital ➡️ Smeed CPA ➡️ Living Wealth   Investing Secrets with Kevin Attride was born out of a desire to empower investors and those interested in maximizing their finances. We're bringing you the tips, tricks, and secrets of successful investors and the wealthy no matter where you are on your journey.   #InvestingSecrets #KevinAttride #LeahSlaughter #OmnikeyRealty #RealEstateInvestments #RentalProperties #PassiveIncome  #ExponentialGrowth #PropertyManager #InflationHedge    DISCLAIMER The information contained in this episode are opinions not to be used as individual guidance. As always, consult your own financial team for your investment decisions. We recommend that as a consumer, you exercise your due diligence and research any and all strategies outlined before adopting them for your unique situation. Investing Secrets with Kevin Attride and other encompassed entities are not responsible for any damages that result from an effort to implement the information provided in this or any other video, article, social media post, and related publications. Your use and viewing of any materials and videos published by Investing Secrets with Kevin Attride and other encompassed entities confirms your acknowledgement and agreement that Wyoming law will apply to any and all disputes related to the aforementioned entities and that Wyoming will serve as the venue for any disputes, claims, and litigious activities related but not limited to the materials produced by Investing Secrets with Kevin Attride and other encompassed entities. Investing Secrets with Kevin Attride, other encompassed entities, and all other associated persons including but not limited to independent contractors, employees, and affiliates, research and review all content for this site to the best of their abilities but make no guarantees, representations, or warranties as to the complete accuracy and inclusion of all relevant information for each video, including but not limited to all video streams, suggested and provided links and resources. All parties specifically disclaim any implied warranties of merchantability or fitness for any and all purposes. Copyright, Liability Waiver and Disclaimers As per and unless otherwise permitted under the United States Copyright Act, no part of the content of this video or any video published under Investing Secrets with Kevin Attride and other encompassed entities, shall be stored, copied, recreated, republished, or transported. Prior express written permission is required for any use of this video not permitted under the United States Copyright Act. All Rights Reserved.

Ken and Danille speak with Anthony Walker and John Nichols from Cornerstone Commercial, an Idaho-based commercial developer. Anthony and John discuss how they got started and the opportunities that they see in their market.Check out Ken's Inner Circle where you can watch additional videos, webinars, and happy hour discussions and ask your questions to Ken. Follow this link: https://kensinnercircle.com/• • •Visit Ken's Bookstore: https://kenmcelroy.com/books/•••ABOUT KEN:Ken is the author of the bestselling books The ABC's of Real Estate Investing, The Advanced Guide to Real Estate Investing, The ABC's of Property Management, and has an upcoming book: "ABCs of Buying Rental Property: How You Can Achieve Financial Freedom in Five Years." Ken is a Rich Dad Advisor. With over two decades of experience in real estate investing, Ken McElroy is passionate about sharing the good life by helping real estate investors grow and prosper. This channel is a place for Ken to discuss numerous topics connected to real estate investing, including finance, budgeting, the entrepreneur mindset, and creating passive income.    Ken offers a wealth of personal experiences, practical advice, success stories, and even some informative setbacks, all presented here to educate and inspire. Whether you're a new or seasoned investor, the information and resources on this channel will set you on a path where you and your investments can thrive.Ken's company: https://mccompanies.com/• DISCLAIMERS: Any information or advice available on this channel is intended for educational and general guidance only. Ken McElroy and KenMcElroy.com, LLC shall not be liable for any direct, incidental, consequential, indirect, or punitive damages arising out of access to or use of any of the content available on this channel. Consult a financial advisor or other wealth management professional before you make investments of any kind. Although Ken McElroy and his affiliates take all reasonable care to ensure that the contents of this channel are accurate and up-to-date, all information contained on it is provided ‘as is.'Ken McElroy makes no warranties or representations of any kind concerning the accuracy or suitability of the information contained on this channel. Any links to other websites are provided only as a convenience and KenMcElroy.com, LLC encourages you to read the privacy statements of any third-party websites.All comments will be reviewed by the KenMcElroy.com staff and may be deleted if deemed inappropriate. Comments which are off-topic, offensive or promotional will not be posted. The comments/posts are from members of the public and do not necessarily reflect the views of Ken McElroy and his affiliates. © 2021 KenMcElroy.com, LLC. All Rights Reserved.#kenmcelroy #startingout #realestateinvesting

Steven Pesavento an investor and entrepreneur who's built my investing business from the ground up. I went from zero to buying and & flipping over $22 million in real estate within my first two years in the business. That's over 150 individual deals. He curates private investment offerings with expert operators across the country. Host of The Investor Mindset Podcast. He's an active investor who curates Commercial Real Estate Investments for clients at Von Finch Capital. He has raised $10's of Millions of dollars, which has successfully cycled through multiple assets. Beginning in Single-Family as an operator he flipped over 200 houses in under 3 years. Expanding into Commercial he has focused on building a business around working with his ideal client - successful high-income earners like him who are seeking tax-efficient ways to grow their wealth.In‌ ‌our‌ ‌conversation,‌ ‌we‌ ‌discussed:‌Why passive real estate investing is so beneficial?Strategies and Plans on Biden's proposed changes.How to find and win the deals?Understanding Deferred Sales TrustConnect with Steven Pesavento:https://www.expertcresecrets.com/episode73Love the show? Subscribe, rate, review, and share!Here's How »Join the Expert CRE Community today:expertCREsecrets.comeXpert CRE Secrets FacebookeXpert CRE Secrets Youtube

The Investor Relations Real Estate Podcast Episode 10 - How Do We Survive With New Electric Forms Of PaymentHost: Jonny Cattani Guest: Dave ZookProducer: April MunsonJonny Cattani is joined by Dave Zook to discuss: Becoming tax efficient Tax incentives and rewards Investing in ATMs Finding asset classes and rockstar teams Building your network and investor base Dave is a successful Business owner, Syndicator and an Investment and Tax Strategist. He has acquired more than $350M of Investment Real Estate since 2010 which include Multi-family apartment units, multiple large institutional grade Self-storage facilities and Cleaner Energy Carbon distillation units which produce pharmaceutical grade oil and liquids.Dave and his team at The Real Asset Investor are one of the Top 5 ATM Operators in the country, and they provide investment opportunities in their ATM, Self-storage and various Funds for Cash Flow, Tax Impact and Equity Growth.Linked material referenced during the podcast:Book: Rich Dad Poor Dad - Robert Kiyosaki https://www.amazon.com/Rich-Dad-Poor-Anniversary-Middle/dp/B07QPQ8WBL/ref=sr_1_1?crid=2GWFRSSFPHJBI&keywords=rich+dad+poor+dad&qid=1649874207&sprefix=%2Caps%2C128&sr=8-1Book: The Gap and The Gain - Dan Sullivanhttps://www.amazon.com/Gap-Gain-Achievers-Happiness-Confidence/dp/B09HN6GKNY/ref=sr_1_1?crid=26RHL4MHS6N0Y&keywords=the+gap+and+the+gain+dan+sullivan&qid=1649875772&sprefix=the+gap+and+the+gain+%2Caps%2C204&sr=8-1Connect with Dave! Website: https://www.therealassetinvestor.comEmail:  info@therealassetinvestor.comConnect with Jonny!Cattani Capital Group: https://cattanicapitalgroup.com/Invest with us: invest@cattanicapitalgroup.comLinkedIn: https://www.linkedin.com/in/jonathan-cattani-53159b179/Instagram: https://www.instagram.com/jonnycattani/

Must Listen Episode! Expat Thailand EP262: Difference between Investment Real Estate vs. Personal ENJOYMENT? Why you need to change your Mindset? - Client Profile and Example. What they wanted was not Realistic. This is how we solved their problem and found their "Dream Home!" - Difference in Real Estate Investments? - Separate your properties into "Personal Enjoyment" and "Investment!" - Western Real Estate Strategies do not apply here in Thailand? - How to change your "mindset?" And WHY? Thailand Boutique Hotels & Beachfront Luxury Homes starting at $1 Million+ USD (Bangkok & Beach Cities)! Luxury Beachfront Homes, Large Estates, Branded Penthouse Residences & small Boutique Hotels with 6 - 24 rooms/keys for sale! Our Thai developers are the "best-in-class" and the top 5 largest (and most reputable) Luxury home developers in Thailand! Resort Living at its BEST! Exclusivity - Privacy - Gated Communities with First-Class services & amenities in the best Locations throughout Bangkok & Beach Cities! Our Mission: Assisting our affluent clientele (and investors) in relocating their luxury lifestyle to Thailand, and creating an "Income-Generating" real estate portfolio. Specializing in Bangkok & Beach Cities. - Beachfront Homes starting $1M (USD). - Oceanfront Luxury condos with unobstructed views of the ocean starting $500k (USD). - Bangkok 3 to 4 story "Brownstones" (luxury townhomes) starting $750k (USD). - Bangkok Luxury single-family detached homes (in gated communities) starting $500k USD. - Beachfront boutique hotels starting $1M. Based in Thailand - Costa Rica - USA: ROADHOUSE INTERNATIONAL (and COMPASS GROUP INTERNATIONAL) is an International Real Estate Consulting Firm solely dedicated to helping Investors & Homeowners find (or develop) their next Boutique Hotel, 5-Star Mega Resort, Commercial Building, or Luxury Home! All inquiries must sign a Compass NDA for Hotel information & pricing. Please contact us to schedule a real estate/relocation consultation! (We accept CryptoCurrency) Please Subscribe to our Podcast Shows & YouTube Channel (over 200+ Episodes)! - Expat Thailand - International Real Estate Investor iTunes - Spotify - Google Podcasts - Amazon Music (Audible): @WillRoadhouse See you in Thailand! Will & Aoy Roadhouse Will@1Compass.net Roadhouse International (Thailand Commercial & Luxury Real Estate). Specializing in Beachfront Homes & Boutique Hotels. International Real Estate Consultant & Asset Management. Compass Group International (est. 2002). All Social Media & Podcast Apps (search): Will Roadhouse --- Support this podcast: https://anchor.fm/willroadhouse/support

With 18 years in real estate, and one of Keller William's top agents for the past 12 years Libby has sold over 2500+ houses since licensed in 2004, specializing in Foreclosure and Investment properties. [FREE Online Masterclass Training] The 3 Step Lead System To Close Your Next 6 Figures in GCI (From Leads You've Never Met)

In this episode Brian welcomes Derek Doke. Derek has been an asset manager, property manager, licensed broker, investor, syndicator, and real estate educator for over 20 years. to learn ore about Derrick, visit: www.nai-psp.com/our-team/derek-doke.

Welcome to the daily nugget, daily property insights across New Zealand, 7 days a week. 1 question, 20 minutes or less. Today's topic: How to increase cash flow across your properties. Hosted by Lawrence Lotze and joined by Jono Frankle. For any details around Jono please head over to his website: https://wealthmentor.co.nz/

Today Erin sits down with Laura Finn and discusses investment real estate in Colorado Springs, the rental market and what to know when looking for homes. For more information visit https://www.erinandjamesrealestate.com

Join co-hosts Richard Coyne & Bill Zahller as they interview guests who left a successful career to pursue a different path on the Road Less Traveled Show! In this episode, we spend time with Larry Schatz!  Larry was a successful media and advertising executive that left that world to sell Commercial Real Estate!   A bit more about Larry:   Larry joined Tessier Property Brokerage and Management where he specializes in investment properties, development, land, and commercial buyer representation. Larry formerly worked at Keller Williams Realty. Before KW, Larry he was a successful Commercial Agent in NYC with Douglas Elliman. Larry is nationally certified in Commercial and Investment Real Estate and is a member of CIRA, Asheville Area Chamber of Commerce, and the North Carolina Real Estate Investment Association. Prior to shifting to Commercial Real Estate, Larry had a long and successful career as a senior media and advertising executive having delivered well over $1 billion in transactional value to his clients. After a personal tragedy, Larry founded a non-profit. Today Larry is the Founding Chairman and board member of the John A. Reisenbach Foundation - a 30-year-old organization dedicated to making New York City a better and safer place to live and work. Larry lives near Asheville, NC with his wife Nancy.   Contact Larry Schatz Email: Larry.Schatz@tessiergroup.com Charity: The John A. Reisenbach Foundation – Reisenbachfoundation.org   Contact Bill Zahller Phone: 828-275-5035 Email: Bill@ParkCapitalPartnersLLC.com LinkedIn: linkedin.com/in/billzahller   Contact Richard Coyne Phone: 404-245-9732 Email: Richard@ParkCapitalPartnersLLC.com LinkedIn: linkedin.com/in/richardjcoyne     If you would like to learn more about: How Park Capital Partners connects investors with passive income-generating opportunities through real estate, Our Park Capital Value-Add Fund (a 506c fund), or The Park Capital Partners Foundation, Inc. (a 501(c)3 non-profit). please contact Park Capital Partners LLC in the following ways:    Website: ParkCapitalPartnersLLC.com Email us: info@ParkCapitalPartnersLLC.com Facebook: https://www.facebook.com/ParkCapitalPartners/ Linkedin: https://www.linkedin.com/company/park-capital-partners-llc/   Music by Aliaksei Yukhnevich/Jamendo. Audio and Video production by Kerry Webb.   If you would like to be a guest on our show and have a “path/road change” story, please reach out to our assistant, Tara at Tara@ParkCapitalPartnersLLC.com.  We would love to chat with you!

On this week's episode of the Do You Cashflow Podcast we talk with Becca Summers from Salt Lake City, Utah. She shares with us her experience in buying and holding real estate. Her simple, practical advice is perfect for someone getting started or if you are learning how to build wealth through buying and holding real estate. You can find her online here: https://www.theutahrealestateagent.com/ https://www.facebook.com/TheUtahRealEstateAgentBeccaSummers/ ------------------- Remember to subscribe to the Do You Cash Flow podcast on your favorite platform and leave us a review about how we're doing. If you have a unique (or not so unique) way that you cash flow, we want to hear from you, please contact us! Join Do You Cash Flow on Facebook --- Send in a voice message: https://anchor.fm/do-you-cash-flow/message