Money Chic: Women & Retirement with Shari Rash

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Confident, healthy, informed and capable. That's what it means to be Money Chic. Join financial advisor and money coach Shari Rash each episode as she helps breakdown financial and retirement challenges facing today's women and their families. Shari will

Shari Rash


    • Apr 1, 2025 LATEST EPISODE
    • infrequent NEW EPISODES
    • 19m AVG DURATION
    • 74 EPISODES


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    Latest episodes from Money Chic: Women & Retirement with Shari Rash

    A New Chapter – Come Join Me on Everyone's Talkin' Money

    Play Episode Listen Later Apr 1, 2025 1:16


    I'm jumping in with a quick update—and some exciting news. I'm the new co-host of the Everyone's Talkin' Money podcast! If you've enjoyed the conversations we've had here, I'd love for you to come with me. On Everyone's Talkin' Money, we're continuing the mission of making money talk more honest, relatable, and useful. Each week, I'll bring you new episodes packed with mindset shifts, expert insights, and practical strategies to help you feel more confident and in control of your finances. The first episode with me as co-host drops April 5, and I can't wait to share what's coming. Here's what to do next: Search for Everyone's Talkin' Money in your favorite podcast app Tap “Follow” or “Subscribe” Get ready for fresh episodes every week, starting April 1 Thank you for being part of this community. I'm so excited for what's ahead—and I'll see you over there.

    Investing Basics, Diversification, and DIY Financial Planning

    Play Episode Listen Later Jul 8, 2024 18:37


    Ready to take control of your financial future but feeling overwhelmed by where to start? Tune into this episode of Money Chic, Financial Education with Shari Rash, where we break down investing basics for beginners in a way that's easy to understand and, more importantly, actionable. From setting clear financial goals like saving for retirement, buying a home, or planning your child's education, to selecting the right investment account, we've got you covered. We'll walk you through different platforms like E-Trade, Fidelity, and Robinhood to help you find the one that suits your style and comfort level. Whether you're investing regularly or sporadically, remember: the most crucial step is to start. In the second half of the episode, we dive into different investment options such as stocks, bonds, mutual funds, and ETFs, highlighting the importance of diversification to balance risk and reward. Discover how these instruments can fit into your financial plan and contribute to a stable portfolio. For those DIY investors eager to take the reins, we introduce our Financial Foundations program designed to equip you with the tools and knowledge to manage your investments confidently. Don't miss this chance to learn how to build a robust financial foundation and make your money work for you. Visit greenwaywealthadvisory.com to explore more resources and schedule a consultation to kickstart your journey to financial freedom.  -- Confident, healthy, informed and capable. That's what it means to be Money Chic. Join Financial Advisor Shari Rash each episode as she helps break down financial challenges and questions facing today's families in a no-nonsense way. Shari will share secrets she has learned through the years about personal finance and show you ways to enhance your life, financial plans, your family's future all to make sure you're Money Chic! Shari is the founder of Greenway Wealth Advisory Financial planning questions? Check out Shari's website and blog at https://greenwaywealthadvisory.com/ Phone: 833-833-1903 Email: shari@greenwaywealthadvisory.com

    Danielle Roberts on Avoiding Medicare Pitfalls, Enrollment, & Navigating Medicare Advantage Options

    Play Episode Listen Later Jul 1, 2024 49:18


    Ever wondered how to avoid the costly pitfalls of Medicare? Join us for this enlightening episode of Money Chic Financial Education with Shari Rash as we sit down with Danielle Roberts, founding partner at Boomer Benefits and author of the bestselling book "10 Costly Medicare Mistakes you Can't Afford to Make." Danielle shares her incredible journey from a health insurance agent to a leading Medicare expert, driven by the growing need for clear and comprehensive Medicare information. We unravel the complexities of Medicare, breaking it down into understandable parts and distinguishing it from Medicaid. Learn about Medicare's historical significance for retirees and why timely enrollment is crucial to avoid penalties. Prepare yourself for an in-depth exploration of Medicare coverage and enrollment essentials. From understanding Part A and Part B to the seven-month initial enrollment period around your 65th birthday, Danielle provides critical insights you can't afford to miss. Discover what Medicare doesn't cover, such as long-term care, dental, vision, and hearing, and the importance of planning for these gaps. Whether you're automatically enrolled through Social Security or need to actively enroll if delaying Social Security, this episode will guide you through every step to ensure you're adequately covered. Intrigued by the options under Medicare Advantage plans? We've got you covered. Danielle delves into the challenges related to accessing care, especially mental health services, and the distinction between Original Medicare with Medigap plans versus Medicare Advantage plans. We discuss strategies for managing premiums for high-income earners and the potential benefits of standardizing Medicare Advantage plans to simplify your decision-making. Equip yourself with knowledge from one of the foremost experts in the field to confidently navigate your retirement health coverage needs.  Connect with Danielle: https://daniellekroberts.com/ https://www.linkedin.com/in/daniellekunkle/ -- Confident, healthy, informed and capable. That's what it means to be Money Chic. Join Financial Advisor Shari Rash each episode as she helps break down financial challenges and questions facing today's families in a no-nonsense  way. Shari will share secrets she has learned through the years about personal finance and show you ways to enhance your life, financial plans, your family's future all to make sure you're Money Chic! Shari is the founder of Greenway Wealth Advisory Financial planning questions? Check out Shari's website and blog at https://greenwaywealthadvisory.com/ Phone: 833-833-1903  Email: shari@greenwaywealthadvisory.com

    Judy Heft on Transformative Financial Management, Outsourcing, & Mastering Money Mindfulness

    Play Episode Listen Later Jun 4, 2024 32:10


    Ready to revolutionize your relationship with money? Tune in to this episode of Money Chic Financial Education with Shari Rash, where we feature Judy Heft, the inspiring founder and president of Judith Heft Associates. Judy shares her remarkable 28-year journey from providing bookkeeping and bill pay services for seniors to offering comprehensive financial and lifestyle concierge solutions for high net worth individuals and small businesses. Discover how Judy's business has evolved to support professionals like divorce attorneys and executors who lack financial expertise, and learn why understanding your finances is crucial to managing household expenses effectively. Ever wondered about the perks of outsourcing bookkeeping and lifestyle management tasks? Judy sheds light on the growing trend of combining virtual and in-person services to streamline operations for clients nationwide. From detailed financial planning to organizing home spaces, you'll learn why delegating tasks outside your core skill set is essential for personal and business growth. Judy addresses common reservations about outsourcing personal finance management and provides actionable insights to overcome these hurdles, making this episode a must-listen for anyone looking to optimize their financial well-being. Financial mindfulness is more than just a buzzword—it's a pathway to personal well-being, and Judy Heft explains how. Hear her valuable advice on treating money management as an act of self-love, avoiding impulsive spending, and adopting strategies to combat credit card debt. Judy also introduces her books, "How to Be Smart, Successful and Organized for a Better Today and Tomorrow" and "Mastering Your Financial Life Cycles: How to Successfully Manage Money in Every Decade of Life," along with her podcast, "Mastering Your Financial Life." Don't miss this insightful discussion filled with practical tips and personal anecdotes designed to help you live your best financial life.  Connect with Judy: www.judithheft.com LINKEDIN: www.linkedin.com/judyheft FACEBOOK: www.facebook.com/judithheftassoc INSTAGRAM: www.Instagram.com/judithheftassociates YOUTUBE: https://www.youtube.com/@judithheftassociates4929 Purchase “How to Be Smart, Successful and Organized, For a Better Today and Tomorrow” on Amazon Purchase “Mastering Your Financial Lifecycles: How to Successfully Manage Money in Every Decade of Life” on Amazon -- Confident, healthy, informed and capable. That's what it means to be Money Chic. Join Financial Advisor Shari Rash each episode as she helps break down financial challenges and questions facing today's families in a no-nonsense  way. Shari will share secrets she has learned through the years about personal finance and show you ways to enhance your life, financial plans, your family's future all to make sure you're Money Chic! Shari is the founder of Greenway Wealth Advisory Financial planning questions? Check out Shari's website and blog at https://greenwaywealthadvisory.com/ https://www.greenwaywealthadvisory.co... Phone: 833-833-1903  Email: shari@greenwaywealthadvisory.com"

    Heidi Schalk on Reclaiming Financial Independence, Entrepreneurial Growth, and Mastering Money Post-Divorce

    Play Episode Listen Later May 16, 2024 32:43


    When Heidi Schalk stepped down from her high-flying career to become a full-time mom, little did she know that reclaiming financial independence would become her crowning achievement. Our latest episode features this trailblazing business strategy coach and podcast host, who walks us through her transformative journey with a candidness that's as refreshing as it is empowering. Together, we explore the pivotal moments that redefine our relationship with money, from career shifts to personal upheavals, and how each step is a building block towards success rather than a setback. Heidi's narrative is an eye-opener for anyone feeling tethered by their financial past and inspires a renaissance of control and confidence. Transitioning from stay-at-home mom to divorced single parent, Heidi faced the daunting challenge of solo financial decision-making while nurturing an entrepreneurial spirit. This chapter of her life is a testament to the resilience required to balance family stability and business aspirations. Sharing her story, Heidi hopes to resonate with listeners navigating similar waters, offering solace and strategies for those striving to maintain their family's wellbeing amidst the tumultuous seas of entrepreneurship and financial independence. It's a narrative that underscores not just the emotional toll of major life changes, but also the pragmatic steps necessary to anchor oneself to a vision of presence and purpose. We wrap up with crucial insights into how strategic support systems like virtual assistants and trusted advisors can propel business growth while alleviating the stress that comes with wearing multiple hats. As the host of Money Chic Financial Education and a professional at Greenway Wealth Advisory, I'm passionate about guiding others towards financial freedom. This episode isn't just about sharing our journeys; it's a beacon for listeners seeking to own their financial narrative and take proactive steps towards a secure future. Heidi and I invite you to join us in this empowering discussion, where the ultimate takeaway is the confidence to master your money and craft the life you envision.  Connect with Heidi: https://heidischalk.com/ https://www.instagram.com/heidischalkcoaching/ https://linktr.ee/heidischalkcoaching -- Shari is the founder of Greenway Wealth Advisory Financial planning questions? Check out Shari's website and blog at https://greenwaywealthadvisory.com/ Phone: 833-833-1903  Email: shari@greenwaywealthadvisory.com

    Dawn Smith on Achieving Financial Harmony in Relationships

    Play Episode Listen Later May 2, 2024 30:01


    Discover how to navigate the choppy seas of finance and affection with the invaluable insights of Dawn Smith, a coach and counselor who specializes in guiding couples to financial harmony. Our enlightening discussion peels back the layers on the emotional and practical facets of money within relationships. Fusing the emotional support of therapy with the action-oriented plans of coaching, Dawn demonstrates how individual strengths and weaknesses can align to create a balanced and thriving partnership. We examine the role of open communication about finances, the unique 'post-it exercise' that aligns financial priorities, and how to tackle the challenges that emerge from uneven incomes or existing debts. Dawn and I take a closer look at the bedrock of any strong relationship: trust, collaboration, and regular money conversations. We discuss how these discussions, when centered around life goals and shared values, can transform the daunting task of financial planning into an exciting journey towards mutual aspirations. You'll learn the art of creating time-boxed, stress-free dialogues that not only tackle the numbers but also reinforce the connection and growth between partners. With Dawn's expertise and resources, including her complimentary guide, we shine a light on the path to financial empowerment and enhanced partnership dynamics. Wrapping up our heartfelt conversation, I extend my gratitude to Dawn Smith for her wisdom and the plethora of resources found at her website. I then share insights from my own Financial Foundations program, designed to swiftly and significantly elevate your financial wellbeing. We underscore the importance of seizing control of your financial narrative and invite you to join us in the journey towards financial freedom and clarity, with support just a click away at greenwaywealthadvisory.com. Remember, challenges in money matters are shared by many, but with the right strategies and support, they can be overcome.  Website: www.RelationshipCoachDawn.com Instagram: @relationshipcoachdawn Facebook: https://www.facebook.com/revdawn Linkedin: https://www.linkedin.com/in/wholelifedawn/ -- Shari is the founder of Greenway Wealth Advisory Financial planning questions? Check out Shari's website and blog at https://greenwaywealthadvisory.com/ https://www.greenwaywealthadvisory.co... Phone: 833-833-1903  Email: shari@greenwaywealthadvisory.com"

    Jeanne Burlowski on Outsmarting College Debt, Dual Enrollment Advantages & Strategic Career Planning

    Play Episode Listen Later Apr 17, 2024 35:10


    Unlock the secrets to sending your kids to college without the burden of debt, as Jeanne Burlowski, author of the book: LAUNCH: How to Get Your Kids Through College Debt-Free and Into Jobs They Love Afterward, joins me on a journey through the financial labyrinth of higher education. Together, we dissect ingenious strategies that go beyond traditional saving or scholarship methods, including the transformative power of dual enrollment and the art of crafting an application that cuts through the noise. As a mom of four and a financial advisor, my personal stake in this game brings an added layer of authenticity as we share our insights on how to empower your children with a financial head start. This conversation is a must for parents seeking to navigate the choppy waters of college financing while ensuring their children are career-ready. We shine a light on companies that have become educational allies through tuition reimbursement programs, delivering a one-two punch of invaluable work experience and reduced college costs. Moreover, our discussion underscores the significance of early and strategic planning, using professional career assessments to steer kids towards joy and fulfillment in their future professions. Tune in to arm yourself with the knowledge and strategies to set your family up for success in this pivotal stage of life.  Connect with Jeannie: JeannieBurlowski.com GetIntoMedSchool.com Linkedin.com/in/jeannieburlowski Vimeo.com/jeannieburlowski Twitter.com/JBurlowski -- Confident, healthy, informed and capable. That's what it means to be Money Chic. Join Financial Advisor Shari Rash each episode as she helps break down financial challenges and questions facing today's families in a no-nonsense  way. Shari will share secrets she has learned through the years about personal finance and show you ways to enhance your life, financial plans, your family's future all to make sure you're Money Chic! Shari is the founder of Greenway Wealth Advisory Financial planning questions? Check out Shari's website and blog at https://greenwaywealthadvisory.com/ https://www.greenwaywealthadvisory.co... Phone: 833-833-1903  Email: shari@greenwaywealthadvisory.com"

    Navigating Long-Term Care Insurance: Myths, Strategies, and Protecting Your Financial Future with Matt McCann

    Play Episode Listen Later Apr 4, 2024 48:14


    Discover the truths behind long-term care insurance with the guidance of Matt McCann, a leading authority in the industry. Together, we'll unravel the myths and confront the denials that can leave families unprepared for the future. This episode promises to enlighten you on how to navigate the complexities of long-term care, from costs and policy types to the emotional toll of caregiving, offering key insights to secure your family's well-being. Embark on a transformative discussion about the financial strategies that can shield your assets and alleviate the burden on your loved ones. We tackle the repercussions of low-interest rates on insurance pricing and delve into the evolution of underwriting practices. You'll learn the ins and outs of inflation protection, the challenges posed by state-implemented long-term care taxes, and why early investment in these policies is not just smart, but essential. With Matt's expertise, we guide you through the shifting landscape of long-term care, ensuring you're equipped to make informed decisions. The conversation culminates with a focus on proactive steps to protect your financial future against the unpredictability of health conditions and accidents. We share creative planning methods, such as leveraging tax incentives and structuring payments to benefit future generations. Listen closely as we discuss when it might be too late for insurance and the pivotal actions you can take today. By the end of this episode, you'll have a clearer understanding of how to confidently approach long-term care insurance, and the peace of mind that comes with thorough preparation.  -- Confident, healthy, informed and capable. That's what it means to be Money Chic. Join Financial Advisor Shari Rash each episode as she helps break down financial challenges and questions facing today's families in a no-nonsense way. Shari will share secrets she has learned through the years about personal finance and show you ways to enhance your life, financial plans, your family's future all to make sure you're Money Chic! Shari is the founder of Greenway Wealth Advisory Financial Planning questions? Check out Shari's website and blog at https://greenwaywealthadvisory.com/ https://www.greenwaywealthadvisory.co... Phone: 833-833-1903 Email: shari@greenwaywealthadvisory.com"

    The Real Costs of Car Ownership and Smart Buying Strategies

    Play Episode Listen Later Mar 27, 2024 15:41


    Ever wrestled with the decision of buying a car and felt overwhelmed by the options and costs? That's where we step in with a treasure trove of essential insights. Today's episode peels back the layers of car purchase costs and ownership, a topic that's reverberated through the walls of my own home as we've debated the merits of new versus used, the necessity of that additional family vehicle, and the costs that far exceed the initial price tag. We're uncovering the hidden truths behind the financial impact of vehicles on American households, where multiple cars in the driveway are becoming the norm, and maintenance costs can give your wallet a monthly knockout punch. Join us as we navigate the reality of strategic planning for future car purchases, and ponder the age-old question: Do you drive your car into the sunset or stay in the cycle of perpetual car payments? As we shift gears into the second half of our discussion, we zoom into the intricacies that come with choosing the right set of wheels, especially when it comes to luxury brands like those sought-after German machines. It's not just about the allure of the emblem; we're talking maintenance costs that could rival a small mortgage, insurance premiums that might have you doing a double-take, and depreciation curves steeper than a rollercoaster drop. I also spotlight the challenges of car financing in an era of rising interest rates, making the decision between saving and borrowing more crucial than ever. Whether you're a seasoned car owner, in the market for your first ride, or simply trying to make sense of your current automotive expenses, this episode offers indispensable guidance in understanding the full scope of financial obligations tied to owning that all-important vehicle.  -- Confident, healthy, informed and capable. That's what it means to be Money Chic. Join Financial Advisor Shari Rash each episode as she helps break down financial challenges and questions facing today's families in a no-nonsense  way. Shari will share secrets she has learned through the years about personal finance and show you ways to enhance your life, financial plans, your family's future all to make sure you're Money Chic! Shari is the founder of Greenway Wealth Advisory Financial planning questions? Check out Shari's website and blog at https://greenwaywealthadvisory.com/ https://www.greenwaywealthadvisory.com/blog Phone: 833-833-1903  Email: shari@greenwaywealthadvisory.com"

    Dorian Mintzer on the Emotional Journey of Retirement: Finding Purpose and Financial Harmony Beyond the Career

    Play Episode Listen Later Mar 14, 2024 36:07


    Embark on a transformational journey with me, Shari Rash, as we unlock the deeper emotional layers of retirement with Dorian Mincer's expert guidance. Our heartfelt conversation peels back the finance-focused facade to reveal the vibrant tapestry of life's later chapters. Dorian's expertise in adult development and retirement coaching illuminates the often-unspoken truths about the psychological shift that accompanies this pivotal life milestone. We delve into the art of finding new meaning and purpose once the structure of a career or parenting recedes into the background, painting a picture of retirement as an opportunity for growth rather than a mere conclusion. The retirement landscape is no simple terrain; it's an intricate puzzle where mental, emotional, and financial pieces must interlock. Our episode explores the evolving nature of retirement, where phased approaches and encore careers are reshaping the traditional view. The unforeseen challenges, such as the COVID-19 pandemic, underscore the need for robust, adaptable plans that can weather life's storms. Together with Dorian, we stress the importance of early preparation and the role of financial planners in ensuring the alignment of your life goals with your financial strategy, crafting a more seamless transition into those golden years. As we close the chapter on this comprehensive guide to retirement, we turn the page to establishing harmony in post-career life. Clear communication with your partner, family, and friends is paramount in managing expectations regarding time spent together, individual pursuits, and shared dreams. Join us for an enlightening discussion filled with practical wisdom and refreshing insights to steer you towards a fulfilling and financially stable retirement.  https://revolutionizeretirement.com/ -- Confident, healthy, informed and capable. That's what it means to be Money Chic. Join Financial Advisor Shari Rash each episode as she helps break down financial challenges and questions facing today's families in a no-nonsense  way. Shari will share secrets she has learned through the years about personal finance and show you ways to enhance your life, financial plans, your family's future all to make sure you're Money Chic! Shari is the founder of Greenway Wealth Advisory Financial planning questions? Check out Shari's website and blog at https://greenwaywealthadvisory.com/ https://www.greenwaywealthadvisory.com/blog Phone: 833-833-1903  Email: shari@greenwaywealthadvisory.com"

    Navigating Net Worth Goals and Achieving Financial Prosperity at Any Age

    Play Episode Listen Later Mar 5, 2024 17:23


    Wondering how to gauge your financial health beyond the figures on your paycheck? Let me, Shari Rash, be your guide on Money Chic, as we explore the significance of net worth and how to set and crush your financial goals at any age. Discover the ins and outs of calculating your net worth and learn why this metric is the heartbeat of your financial well-being. For those at the starting line, I'm dishing out actionable steps to build that initial nest egg, emphasizing the magic of compounding interest and the milestones you should be hitting, like saving your annual salary by 30. Don't let a low or negative net worth knock the wind out of your sails—we'll navigate through the fog and find clear skies. As we set sail toward retirement, the waters can get choppy, but fear not! This episode charts a course through the storm with strategies to beef up your financial defenses, ensuring you land ashore with a treasure chest fit for a king. I'll walk you through the winning tactics, including smart saving habits, optimizing those employer-sponsored retirement plans, and the often-overlooked art of tax efficiency. If you're yearning for a map tailored to your own financial horizons, I'm here to chart that course in a one-on-one session. So whether you're donning your captain's hat or still finding your sea legs, tune in for an empowering discussion that will steer you towards a future glistening with prosperity. -- Confident, healthy, informed and capable. That's what it means to be Money Chic. Join Financial Advisor Shari Rash each episode as she helps break down financial challenges and questions facing today's families in a no-nonsense  way. Shari will share secrets she has learned through the years about personal finance and show you ways to enhance your life, financial plans, your family's future all to make sure you're Money Chic! Shari is the founder of Greenway Wealth Advisory Financial planning questions? Check out Shari's website and blog at https://greenwaywealthadvisory.com/ https://www.greenwaywealthadvisory.com/blog Phone: 833-833-1903  Email: shari@greenwaywealthadvisory.com"

    Seizing Midlife's Power for Financial and Personal Reinvention with Jennifer Arthurton

    Play Episode Listen Later Feb 27, 2024 29:51


    Have you ever felt bound by the roles society expects you to play? On today's show, we're joined by the visionary Jennifer Arthurton, founder of "Old Chicks Know Shit", who will inspire us with her tale of redefining life during what many consider the 'forbidden' age for reinvention - the 50s. Together, we'll uncover how midlife can be your most powerful era, unshackling from the weight of cultural expectations, and seizing the opportunity to weave a vibrant tapestry for the next act. Jennifer's personal journey through seismic life changes shines a light on the path to rediscovering your identity and the resilience that blossoms from within. As we navigate the oft-intimidating waters of financial and personal renewal, Jennifer's insights into the transition from a structured corporate career to a world of fluctuating incomes and entrepreneurial spirit will challenge you to rethink the way you perceive your worth and capabilities. We'll also explore the valuable role solitude plays in reconnecting with your desires, lending an ear to the inner voice that's been muted for too long. This episode is not just a conversation; it's a rallying cry for every woman standing at the crossroads of change, ready to embrace their dreams with fervor and craft a life of intention and passion. Join us to understand how the support of fellow women fuels our transformative journey and why midlife is not the end, but a rebirth of self. Reach Jennifer: https://www.oldchicksknowshit.com/ https://www.instagram.com/oldchicksknowshit/ -- Confident, healthy, informed and capable. That's what it means to be Money Chic. Join Financial Advisor Shari Rash each episode as she helps break down financial challenges and questions facing today's families in a no-nonsense  way. Shari will share secrets she has learned through the years about personal finance and show you ways to enhance your life, financial plans, your family's future all to make sure you're Money Chic! Shari is the founder of Greenway Wealth Advisory Financial planning questions? Check out Shari's website and blog at https://greenwaywealthadvisory.com/ https://www.greenwaywealthadvisory.com/blog Phone: 833-833-1903  Email: shari@greenwaywealthadvisory.com"

    Creating Millennial Wealth: 7 Strategies to Increase Your Net Worth

    Play Episode Listen Later Feb 14, 2024 23:27


    Are your finances feeling the squeeze of student loans and the ever-elusive housing market? This episode of Money Chic is your ticket to understanding and conquering the unique financial challenges that us millennials face daily. We're peeling back the layers on the importance of diversifying your wealth beyond the usual suspects of home equity and retirement accounts. I'm diving into the mantra of 'paying yourself first,' a surefire approach to bolstering that net worth—even if you're kicking things off from a negative number. Trust me, getting your ducks in a row has never been more crucial, and I've got the lowdown on how to make your money work for you. Strap in as we break down seven savvy strategies to kickstart your wealth growth journey. From the bedrock of building an emergency fund to the art of systematic saving and the strategic paydown of debt, every tip is designed with your financial empowerment in mind. We're talking smart investments in globally diversified portfolios—no overhyped Bitcoin gambles here—and how to flip your skills into a side hustle for that extra income boost. Regular financial health check-ups and goal setting? Absolutely. And for those craving that additional edge, we delve into the transformative impact of professional financial advice. It's about setting the stage for your money to thrive, so join us and begin charting a course towards a richer future. For more insights, swing by greenwaywealthadvisory.com—your wealth, your way.  Blog: https://www.greenwaywealthadvisory.com/post/creating-millennial-wealth-7-strategies-to-increase-your-net-worth -- Confident, healthy, informed and capable. That's what it means to be Money Chic. Join Financial Advisor Shari Rash each episode as she helps break down financial challenges and questions facing today's families in a no-nonsense  way. Shari will share secrets she has learned through the years about personal finance and show you ways to enhance your life, financial plans, your family's future all to make sure you're Money Chic! Shari is the founder of Greenway Wealth Advisory Financial planning questions? Check out Shari's website and blog at https://greenwaywealthadvisory.com/ https://www.greenwaywealthadvisory.com/blog Phone: 833-833-1903  Email: shari@greenwaywealthadvisory.com"

    Navigating the Financial Advisory Maze: Fiduciary Relationships and Choosing a Compatible Advisor

    Play Episode Listen Later Jan 8, 2024 24:26


    Embarking on the journey to financial security can often feel like navigating a maze, but fear not, as Shari Rash from Greenway Wealth Advisory is here to illuminate the path. With a focus on the intimate and evolving relationship between you and your financial advisor, this episode promises to arm you with the wisdom needed to select an advisor who isn't just a guide but a trusted companion through life's fiscal landscape. Shari emphasizes the significance of finding someone whose expertise reflects your specific financial aspirations and life stage, while providing practical advice on how to curate a list of potential advisors. From the importance of referrals to the art of asking the right questions, this episode promises an actionable roadmap to finding your financial ally. As the financial services industry shifts towards a fiduciary, client-first model, understanding what this means for you is crucial. Shari breaks down the fiduciary standard, ensuring you can discern between advisors who prioritize your interests and those who may not. She also sheds light on the various compensation structures, from commission-based to fee-based services, and why transparency in these matters is pivotal. But it isn't all business; compatibility is key in any enduring relationship, and finding an advisor you genuinely enjoy talking to is just as important as their financial acumen. Prepare for an engaging discussion that goes beyond numbers and charts—it's about connecting with an advisor who will stand with you as you reach for your financial dreams.  -- Confident, healthy, informed and capable. That's what it means to be Money Chic. Join Financial Advisor Shari Rash each episode as she helps break down financial challenges and questions facing today's families in a no-nonsense  way. Shari will share secrets she has learned through the years about personal finance and show you ways to enhance your life, financial plans, your family's future all to make sure you're Money Chic! Shari is the founder of Greenway Wealth Advisory Financial planning questions? Check out Shari's website and blog at https://greenwaywealthadvisory.com/ https://www.greenwaywealthadvisory.com/blog Phone: 833-833-1903 Email: shari@greenwaywealthadvisory.com"

    Achieving Financial Freedom: Shari Rash's Guide to Mastering Checking Accounts

    Play Episode Listen Later Dec 18, 2023 16:12


    Are you juggling multiple checking accounts and feeling overwhelmed? Then this episode of Money Chic financial education is for you! Financial expert Shari Rash is here to demystify banking, providing insights into managing your accounts and achieving financial well being. Lessen your stress with Shari's mindset of zero and discover how to keep an ideal balance in your account. But that's not all we cover. Learn about our Financial Foundations program, which is designed to empower you with control over your finances and help you plan for the future. We'll discuss the importance of regular checks on your main account, and Shari will share her expert tips. So, get ready to embark on a journey towards a secure financial future and start building your wealth with us on Money Chic financial education. Also, check out our new blog on the "Best Questions for Millennials, HENRYs and Women to ask when Interviewing a Financial Advisor" -- www.greenwaywealthadvisory.com/post/millennials-women-henrys-ask-a-financial-advisor -- Confident, healthy, informed and capable. That's what it means to be Money Chic. Join Financial Advisor Shari Rash each episode as she helps break down financial challenges and questions facing today's families in a no-nonsense  way. Shari will share secrets she has learned through the years about personal finance and show you ways to enhance your life, financial plans, your family's future all to make sure you're Money Chic! Shari is the founder of Greenway Wealth Advisory Financial planning questions? Check out Shari's website at https://greenwaywealthadvisory.com/ Phone: 833-833-1903 Email: shari@greenwaywealthadvisory.com"  

    Demystifying Emergency Funds: Your Path to Financial Stability

    Play Episode Listen Later Dec 6, 2023 13:10


    Ready to lead a financially secure life, but unsure of where to start? On Money Chic: Financial Education with Shari Rash, we'll crack the code of emergency funds and understand why they are instrumental in managing your finances. We'll delve into how best to structure this fund, focusing on the necessity of having an equivalent of three to six months' worth of expenses safely tucked away. We'll also talk about the significance of having the fund in a separate, less accessible savings account to avoid any unwarranted temptations, and a lot more. But managing money doesn't stop at creating an emergency fund. Planning for a secure future is equally vital. Let's customize a financial plan tailored for you - because one size doesn't fit all, especially when it comes to money matters. We'll also give you a sneak peek into our next episode on avoiding common blunders with checking accounts. Remember, professional advice is always the way to go when it comes to significant investment decisions. So, let's make finance a source of empowerment together! Stay tuned and join us on this enriching journey.  -- Confident, healthy, informed and capable. That's what it means to be Money Chic. Join Financial Advisor Shari Rash each episode as she helps break down financial challenges and questions facing today's families in a no-nonsense  way. Shari will share secrets she has learned through the years about personal finance and show you ways to enhance your life, financial plans, your family's future all to make sure you're Money Chic! Shari is the founder of Greenway Wealth Advisory Financial planning questions? Check out Shari's website at https://greenwaywealthadvisory.com/ Phone: 833-833-1903 Email: shari@greenwaywealthadvisory.com"

    Money Chic Season 2 Teaser

    Play Episode Listen Later Nov 21, 2023 1:45


    Brand new episodes of Money Chic coming soon! Confident, healthy, informed and capable. That's what it means to be Money Chic. Join Financial Advisor Shari Rash each episode as she helps break down financial challenges and questions facing today's families in a no-nonsense  way.    Shari will share secrets she has learned through the years about personal finance and show you ways to enhance your life, financial plans, your family's future all to make sure you're Money Chic!   Shari is the founder of Greenway Wealth Advisory.    Financial planning questions? Check out Shari's website at https://greenwaywealthadvisory.com/ Phone: 833-833-1903 Email: shari@greenwaywealthadvisory.com"  

    Retirement: Ready Or Not, Here It Comes

    Play Episode Listen Later Aug 24, 2023 17:46


    Are you nearing “retirement age?” If so, let's explore that pivotal question you'll soon face: Should you retire or continue working? We'll unravel the intricacies of this decision, addressing both financial and emotional aspects, and help you find out if you're truly ready to retire.   Here are some key takeaways from this episode: For those who are financially secure but lack confidence in their retirement plans, having a well-defined strategy and plan can provide a sense of assurance. For those who wish to retire sooner but lack the financial means, it's important to address the issue rather than avoiding it and seek professional help early on.  Retirement planning is not one-size-fits-all. Having a personalized retirement income plan that considers various income sources, such as Social Security and pensions, is crucial for ensuring financial security during retirement. Financial education is valuable, but having access to a professional who can provide tailored guidance and answer specific questions can help alleviate fears and uncertainties about retirement.   Schedule a meeting with Shari: https://greenwaywealthadvisory.com/get-in-touch/  Want to learn more? Vist us online: https://greenwaywealthadvisory.com/podcast/  

    Exposing Common Financial Complaints

    Play Episode Listen Later Aug 10, 2023 19:03


    In this episode, we tackle the common complaints and fears about financial situations during retirement. These complaints often include concerns about advisors taking too much risk, dissatisfaction with account growth, high fees, worries about Social Security not being enough to retire on, and more. We'll discuss which concerns are well-founded, which are based on misconceptions, and offer insight on how retirees can best navigate their financial future.   Here are some key takeaways from this episode: If you feel your advisor is taking too much risk in your portfolio, ask yourself "compared to what?" Understand your risk tolerance and communicate with your advisor to ensure your portfolio aligns with your goals. Don't just compare your portfolio's growth to market indices. Consider your portfolio's benchmark and its performance against it to get a more accurate picture of your investment's success. If you find your fees are high, understand what services you are receiving for those fees. Fee structures can vary, and it's essential to know the value you're getting from your advisor's services. Social Security might not be enough to cover all your expenses during retirement. Proper planning and saving outside of Social Security are crucial to ensure a comfortable retirement. It's very important to understand your financial plan thoroughly. If you don't, communicate your concerns with your advisor. A good advisor will be willing to simplify explanations and ensure you have a clear understanding!   Schedule a meeting with Shari: https://greenwaywealthadvisory.com/get-in-touch/  Want to learn more? Vist us online: https://greenwaywealthadvisory.com/podcast/  

    Till Debt Do Us Part: Resolving Financial Tension Between Couples (Part 2)

    Play Episode Listen Later Jul 27, 2023 19:34


    Welcome back to part two of our discussion on resolving financial tension between couples. In this episode, we'll explore five more common areas of financial tension: emergency fund size, charitable contributions, handling inheritances, insurance needs, and financial management style. Stay tuned to learn how advisors like Shari work to resolve conflicts in these areas as they arise.      Here's some of what we'll discuss in this episode: Getting on the same page about how much to have in an emergency fund. (2:36) Finding the right amount to give to charities. (6:19) Deciding what to do with an inheritance. (8:27) Having conversations about insurance and long-term care. (11:51) Disagreeing on how to handle financial management. (14:31)   Schedule a meeting with Shari: https://greenwaywealthadvisory.com/get-in-touch/  Want to learn more? Vist us online: https://greenwaywealthadvisory.com/podcast/    

    Till Debt Do Us Part: Resolving Financial Tension Between Couples (Part 1)

    Play Episode Listen Later Jul 13, 2023 21:33


    Money can't buy love, but it can certainly start some spicy debates between you and your better half. In this episode, we're digging into the financial face-offs that make Monopoly fights look like child's play and exploring some money minefields that can test even the most solid relationships. Listen in as we explore how to resolve some of the most common financial sources of tension between couples.   Here's some of what we'll discuss in this episode:  Disagreements on risk tolerance in investing. (2:02) Deciding on your retirement timeline as a couple. (6:07) Leaving behind a legacy for your children. (8:32) Should you stay in your home or downsize in retirement? (11:44) What do you want your retirement lifestyle to look like? (16:06)   Schedule a meeting with Shari: https://greenwaywealthadvisory.com/get-in-touch/  Want to learn more? Vist us online: https://greenwaywealthadvisory.com/podcast/      

    Bad Money Habits Could Spoil Your Retirement Party

    Play Episode Listen Later Jun 29, 2023 18:12


    Picture this: You're at your retirement party, finally ready to enjoy your golden years, but worries caused by some bad money habits have robbed you of fully enjoying the sweetness of the day. It happens to more people than you think, which is unfortunate because, with just a little bit of modification, you can rid some of the worst money habits from your life and set yourself up for retirement success.    Here's some of what we'll discuss in this episode: Investing emotionally instead of strategically (1:58) Having a strategy in place to pay off debt. (5:19)  Using your emergency fund for non-emergencies. (8:52) Avoiding professional advice to “save money.” (11:10)   Schedule a meeting with Shari: https://greenwaywealthadvisory.com/get-in-touch/  Want to learn more? Vist us online: https://greenwaywealthadvisory.com/podcast/  

    Counterintuitive Advice: Why You Should NOT Invest In A 401(k)

    Play Episode Listen Later Jun 15, 2023 16:10


    Don't get us wrong. In many cases, your 401(k) can be your best investment vehicle, offering numerous benefits and tax advantages and many times a 100% return on some of your contributions (also known as an employer match). However, it's important to recognize that it might not always be the optimal choice for everyone. Join us in this thought-provoking episode as we dissect the reasons why someone should NOT invest in a 401(k).   Here's some of what we'll discuss in this episode: If your employer does not offer you matching contributions, you could look at other options. (2:27) If you do not have an emergency fund. (5:35) If you're worried about future tax increases. (6:57) If you have a lot of debt. (12:48)   Schedule a meeting with Shari: https://greenwaywealthadvisory.com/get-in-touch/  Want to learn more? Vist us online: https://greenwaywealthadvisory.com/podcast/  

    Ep 51: Key Finance Decisions During Major Life Events (Part 2)

    Play Episode Listen Later May 25, 2023 24:35


    We're back to wrap up our discussion on financial decision-making during key life events. In part two, we're covering the last 4 pivotal life moments that you might face, including caring for loved ones, unexpected medical complications, retirement, and the loss of a loved one. Shari will provide practical tips and guidance to help you make informed decisions and maintain financial stability throughout these times.   Here's some of what we'll discuss in this episode: The financial impacts of caring for family members in your home.  (2:04) How medical issues and disabilities can uproot your plans. (5:42) The importance of investing for the long term. (8:13) Making financial decisions after the loss of a loved one. (14:36) Why it's so valuable for you and your spouse to have a relationship with your advisor. (16:57)   Schedule a meeting with Shari: https://greenwaywealthadvisory.com/get-in-touch/  Want to learn more? Vist us online: https://greenwaywealthadvisory.com/podcast/    

    Ep 50: Key Finance Decisions During Major Life Events (Part 1)

    Play Episode Listen Later May 11, 2023 17:43


    Are you ready to take control of your finances during life's most pivotal moments? In this episode, we dive into the complex world of financial decision-making during key life events. Whether you're experiencing the excitement of marriage or the joy of welcoming a new child or facing the challenges of divorce or the loss of a loved one, we'll provide practical tips and guidance to help you make informed decisions and maintain financial stability.   Here's some of what we'll discuss in this episode: Financial decisions in marriage. (2:18) Financial decisions during birth or adoption. (5:19) Financial decisions and expenses during a divorce. (8:40) Financial decisions during remarriage. (12:25)   Schedule a meeting with Shari: https://greenwaywealthadvisory.com/get-in-touch/  Want to learn more? Vist us online: https://greenwaywealthadvisory.com/podcast/  

    Ep 49: Dismantling 5 Top Social Security Myths

    Play Episode Listen Later Apr 20, 2023 19:18


    Have you ever wondered if the Social Security system will run out of money before you retire? Or if claiming benefits as soon as you're eligible is the best decision for your financial future? Unfortunately, there is a lot of misinformation out there regarding Social Security benefits.    In this episode, we'll be debunking common myths about Social Security and answering the questions you've been curious about. Stay tuned as we set the record straight so that you can make informed decisions for your financial future.   Here's some of what we'll discuss in this episode: Myth: You won't get any Social Security if you're a stay-at-home mom. (2:05) Myth: Social Security will be gone by the time you retire. (4:30) Myth: You can't work and receive Social Security benefits at the same time. (9:15) If you are interested in any of the topics we discussed, please reach out and we would be happy to help you navigate your financial situation.   Schedule a meeting with Shari: https://greenwaywealthadvisory.com/get-in-touch/  Want to learn more? Vist us online: https://greenwaywealthadvisory.com/podcast/  

    Ep 48: Financial Literacy Month & Email Questions

    Play Episode Listen Later Apr 6, 2023 20:37


    How financially literate are you? In honor of Financial Literacy Month, we're sharing facts you need to know when it comes to your money. If you're listening to this podcast, odds are that you are already interested in this topic, but let's take it to the next level.   Here's some of what we'll discuss in this episode: Why financial literacy and education in our country have been suffering. (1:45) Should I be saving money somewhere else? (7:58) Should I max out my 401(k) and be done? (11:36)   Schedule a meeting with Shari: https://greenwaywealthadvisory.com/get-in-touch/  Want to learn more? Vist us online: https://greenwaywealthadvisory.com/podcast/  

    Ep 47: Financial Spring-Cleaning: Keep Your Finances Organized

    Play Episode Listen Later Mar 23, 2023 16:00


    Spring has officially sprung, so in the spirit of the season we are going share some financial spring-cleaning tips in today's episode. Getting organized and eliminating clutter in your finances not only feels great but can oftentimes uncover hidden expenses that you have forgotten about and can help you reevaluate your financial goals. Join Shari in this motivating episode about staying on top of your finances.    Here's some of what we'll discuss in this episode: Organize your documents and accounts to eliminate clutter and avoid unnecessary charges. (1:42) Look at your subscriptions and evaluate if they are still needed (4:31) Looking at what insurance you have and how much it cost. (7:07) Reconsider your tax withholdings based on previous tax years. (7:48) Automate your savings to pay your future self. (10:10) Does your financial plan still align with your current and future goals? (11:55)   Schedule a meeting with Shari: https://greenwaywealthadvisory.com/get-in-touch/  Want to learn more? Vist us online: https://greenwaywealthadvisory.com/podcast/

    Ep 46: Moving Your Retirement Goalposts - Is It Worth The Risk?

    Play Episode Listen Later Mar 9, 2023 18:22


    Do you ever feel like your retirement planning goals are always moving? You're not alone. We've found that people often move the goalposts in their own retirement planning, often to their detriment. In this episode, we're diving deep into the psychology of retirement planning and the dangers of moving the goalposts.   Here's some of what we'll discuss in this episode: The amount you need saved might change depending on where you on in life and what makes you most comfortable. (2:01)  If you always seem to put off your savings until later, here are some ways to take some smaller steps to get started. (8:26) Waiting to reduce your risk because you're chasing returns could be dangerous. (10:07) Why people continuously change their retirement date. (14:10)   Schedule a meeting with Shari: https://greenwaywealthadvisory.com/get-in-touch/  Want to learn more? Vist us online: https://greenwaywealthadvisory.com/podcast/  

    Ep 45: Four Ways The SECURE Act 2.0 Might Impact You

    Play Episode Listen Later Feb 23, 2023 22:04


    Listen to today's episode to see what you need to know and learn four ways the new changes might impact you. This won't cover everything because there are more than 90 provisions in the SECURE Act 2.0, but this should give you some planning opportunities to discuss with your advisor the next time you meet.  Here's some of what we'll discuss in this episode: Required minimum distribution age is moving back again. (1:39) Changes to the catch-up contribution for people over 50. (6:40) A new option to roll money from a 529 plan to a Roth. (9:35) A few different Roth changes in this bill as well. (14:18) Getting a company match in your 401k while you're paying student loans. (15:58) Shari's overall feelings on the SECURE Act 2.0 changes. (19:09)   Schedule a meeting with Shari: https://greenwaywealthadvisory.com/get-in-touch/  Want to learn more? Vist us online: https://greenwaywealthadvisory.com/podcast/  

    Ep 44: Top Tax Questions for Retirees in 2023

    Play Episode Listen Later Feb 9, 2023 19:33


    On today's episode, we'll break down the top tax questions retirees are asking in 2023.  Before you file your 2022 taxes and plan ahead for the rest of the year, make sure to listen to this episode as we'll discuss some important tax questions that retirees should ask themselves to ensure they're making the most of their retirement savings and minimizing their tax burden. Here's some of what we'll discuss in this episode: What are the tax implications of withdrawing money from my retirement accounts? (2:03)  Is pension income taxed differently than other forms of income? (6:31) Will your taxes change if you decide to move to another state in retirement? (8:40) What are the tax considerations for gifting money to children or grandchildren during retirement? (12:26) Are there any tax issues with starting a small (or side) business in retirement? (14:19)  How would selling my home impact my taxes? (15:32)   Schedule a meeting with Shari: https://greenwaywealthadvisory.com/get-in-touch/  Want to learn more? Vist us online: https://greenwaywealthadvisory.com/podcast/  

    Ep 43: Mailbag – 529 Plans, Financial Advisors, & RMD Withdrawals

    Play Episode Listen Later Jan 19, 2023 15:58


    Today we open up the mailbag to get to a few of the questions that have come into the show and we'll hit on a few different financial topics that might also apply to your life. From saving for college to working with multiple financial advisors to RMD withdrawals, this episode will touch on three items that come up frequently in our conversations. If you ever have a question for us, send it in and we'll do our best to feature it on a future episode. Here's some of what we'll discuss in this episode: Is the 529 plan the best option for saving for retirement? (2:24) Does it make sense to work with two advisors for your financial planning? (7:11) Can you take your RMD withdrawals and invest it immediately into something else? (11:10)   Schedule a meeting with Shari: https://greenwaywealthadvisory.com/get-in-touch/  Want to learn more? Vist us online: https://greenwaywealthadvisory.com/podcast/

    Ep 42: 5 Beneficiary Mistakes- Are You Accidentally Spoiling Your Retirement Plan?

    Play Episode Listen Later Jan 5, 2023 14:40


    In this episode, we'll address five, unfortunately, common beneficiary mistakes. Are you making one of these beneficiary mistakes? If so, it could cost you and your loved ones dearly. Some of the simplest mistakes can completely spoil an otherwise well-done retirement plan. In this episode, we'll share: Under the law, if you name minors as beneficiaries, they can't receive every benefit until they're 18 or older. (2:26) The beneficiary designation automatically overrides your will, so it's important to ensure the two documents work together. (4:35) It's important to designate contingent beneficiaries. (7:41) Want to get in touch? Start here --> https://greenwaywealthadvisory.com/get-in-touch/ 

    Ep 41: Financial Resolutions for 2023

    Play Episode Listen Later Dec 21, 2022 16:11


    With 2023 fast approaching, we have New Year's resolutions on our minds. Many of us set financial goals each year, and this year would likely be no different if it weren't for inflation. In this episode, we will be discussing an interesting article that polled men and women to gauge their goals and mindset for the next year. Despite the impacts of inflation, we feel that there are solutions and ways to set achievable goals tailored to your individual circumstance. Listen to the episode to learn some of our tips to set yourself up for a successful financial resolution in 2023. On this episode, we'll share: How inflation is impacting people's financial goals. (1:53) Are financial resolutions helpful? (3:05) How to stick to a financial resolution. (7:56) The article: https://www.fool.com/the-ascent/research/financial-new-years-resolutions/ Want to get in touch? Start here --> https://greenwaywealthadvisory.com/get-in-touch/ 

    Ep 40: Five 401(k) Mistakes to Avoid

    Play Episode Listen Later Dec 9, 2022 17:13


    Saving in your 401(k) can be an easy and painless way to build your retirement savings. But because it's so easy and painless, it can also be easy to ignore for long periods of time, which often leads to mistakes. In this episode, we'll cover 5 mistakes people make in their 401(k)s and how they can be avoided. On this episode, we'll share: Have you left a 401(k) behind? (1:55) Here is a necessity that many people overlook. (5:47) The pros and cons of Target Date Funds. (7:30) When you may want to look into alternative options. (10:02)   Want to get in touch? Start here --> https://greenwaywealthadvisory.com/get-in-touch/ 

    Ep 39: Making Smart Decisions During Major Life Events

    Play Episode Listen Later Nov 22, 2022 20:58


    You need to make smart decisions during major life events, and we are here to help guide you. Whether it's a job change or divorce, we recommend taking three months to work everything out. Most people like to think that they always make decisions based on logic and facts, but the truth is that emotions usually play a role for all of us in the decision-making process. We'll explain how to handle big changes the right way. On this episode, we'll share: How to handle a job change. (4:48) How to handle divorce. (6:49) How to handle an inheritance. (8:41) Want to get in touch? Start here --> https://greenwaywealthadvisory.com/get-in-touch/ 

    Ep 38: Is there Greener Grass on the Other Side?

    Play Episode Listen Later Nov 10, 2022 20:17


    Sometimes you need to find a new financial advisor. Other times, you might think you need a new advisor, but really, you're just guilty of thinking that the grass is greener on the other side. We are all human and everyone makes mistakes, but should a mistake cost an advisor your business? Of course, there are variables at hand, but we will consider a few key points to ask yourself so you can know the answer to this question and some others. Let's discuss some common scenarios and whether they're legitimate reasons for leaving your advisor. Here's some of what you'll learn in this episode: If an advisor makes a mistake, should you start shopping for a new one? (2:15) If your advisor's business has grown and you are getting less attention from that person, what should you do? (4:40) So, you went to a seminar, and you liked what you heard. Should you switch to this new advisor? (8:00) Want to get in touch? Start here --> https://greenwaywealthadvisory.com/get-in-touch/ 

    Ep 37: Most Common Retirement Planning Questions About Taxes

    Play Episode Listen Later Oct 27, 2022 15:18


    As we approach the end of the year, saving money on taxes becomes a bigger focus for many people. Today we're sharing some of the most common retirement planning questions about taxes. We'll share mistakes to avoid and how a proper plan can make a significant difference in your tax savings. Find out what strategies you can use while you're still working to improve your tax situation down the road. Here's some of what you'll learn in this episode: How can you minimize the taxes you pay? (2:15) Am I going to have as many deductions in retirement as I did while working? (3:59) Will you be in a lower tax bracket when you retire? (5:31) Want to get in touch? Start here --> https://greenwaywealthadvisory.com/get-in-touch/ 

    Ep 36: Warning Signs: How to Spot Problems in Your Financial Life

    Play Episode Listen Later Oct 13, 2022 14:45


    Just like the lights on your dashboard can indicate if something is wrong with your car (like low tire pressure or leaking oil), there are indicators in your financial life that might point out that you have a problem that needs to be addressed. In this episode, we are going to take a look into the mirror and see if we may have indicators of problems in our financial lives. These can look like negative emotions, poor decisions, and more. Will you pass the test? Let's find out. Here's some of what you'll learn in this episode: Do you know how much it costs to maintain your current lifestyle? (2:24) Are you too focused on a specific net worth? (5:57) Are you avoiding financial planning? (7:45) Do you get too caught up in current events and how they impact your money? (10:38) Want to get in touch? Start here --> https://greenwaywealthadvisory.com/get-in-touch/ 

    Ep 35: The Psychological Side of Retirement

    Play Episode Listen Later Sep 22, 2022 17:39


    We always talk about the money side of financial and retirement planning. But what about the mental aspect of that big life change? Today we'll break down an article written by a Licensed Professional Counselor (Kate Schroeder) for Psychology Today, titled The Psychological Investment In Retirement.   Here's some of what you'll learn in this episode: Our careers tend to be a large part of our identities, so finding meaning in retirement is important. (3:12) Some retirees become very stressed about the lack of structure during their day and here is what you can do to prepare for that. (9:01) It is common to delay retirement as it approaches, not because of insufficient funds, but because of emotional unpreparedness. (13:05) Why Shari talks about the emotional side of retirement with each of her clients. (14:18)   Want to get in touch? Start here --> https://greenwaywealthadvisory.com/get-in-touch/   

    Ep 34: Getting It Right - Irreversible Financial Decisions

    Play Episode Listen Later Sep 8, 2022 13:01


    There are plenty of decisions that you'll make in the retirement planning process that can't be undone, so you want to make sure that you make the right call. In this episode, we'll explain why these decisions are so important and can't be undone. Here's some of what you'll learn in this episode: Should you start taking social security as soon as you can? (1:56) What are the perks of taking the spousal benefit option if your partner has a pension? (4:24) Why you should get life insurance early in life. (6:12) What to consider when choosing a retirement date. (8:16)   Want to get in touch? Start here --> https://greenwaywealthadvisory.com/get-in-touch/   

    Ep 33: Don't Let Procrastination Doom Your Financial Future

    Play Episode Listen Later Aug 25, 2022 16:06


    People have many reasons for procrastinating when it comes to putting a retirement plan together. Let's explore some of those excuses and why they can be dangerous, and talk about how to overcome them. Here's some of what you'll learn on this episode: Why retirement planning today looks much more different than it did for your parents. (2:00) What you can do if finances stress you out and cause you to procrastinate. (7:15) Why we moved to more virtual conversation to tackle the issue of people being too busy. (8:06) The best place to start in financial planning if you're struggling to get going. (10:48)   Want to get in touch? Start here --> https://greenwaywealthadvisory.com/get-in-touch/   

    Ep 32: Going Against The Grain

    Play Episode Listen Later Aug 11, 2022 16:54


    Being a good advisor isn't about winning a popularity contest or just saying the same things that everyone else in the industry says. It's about giving the best advice that you can for each individual situation. On today's show, we're going to peel back the curtain to discuss some areas where a good financial advisor's opinions might go against the grain with mainstream ideas in the industry. Here's some of what you'll learn on this episode: Why the standard 60/40 investment portfolio doesn't control risk like many peole think it does. (2:30) Leaving life insurance to you kids might be a better option than an IRA or other assets. (4:43) How to determine whether it's better to pay the mortgage off ASAP or stay on schedule. (7:40) Other investment options that might be more efficient than mutual funds. (11:31)   Get Additional Information: https://greenwaywealthadvisory.com/podcast/

    Ep 31: Breaking Down the EARN Act

    Play Episode Listen Later Jul 28, 2022 17:08


    A recent article from The Hill breaks down the potential EARN Act working its way through our government right now. Sort of like a Secure Act 2.0, the EARN Act could change essential things about retirement planning. One of the biggest changes could be to RMD age requirements. It may push those RMDs to 75 for more tax growth. It also allows pre-retirees to save $10,000 more between the ages of 60 and 63. So, what do we think about these possible retirement planning changes and how could they make planning more flexible? The article mentioned in today's show: Senate retirement bill benefits wealthy Americans | The Hill   What we discuss on the show: 1:29 – RMD age moving to 75 6:53 – Saving $10,000 more between 60 and 63 8:27 – It allows you the flexibility to save more 9:42 – Are Roth IRAs really a gimmick? 13:26 – B-partisan support for this bill   Get additional information: https://greenwaywealthadvisory.com/podcast/

    Ep 30: How to Survive a Bear Market

    Play Episode Listen Later Jul 14, 2022 15:45


    What's the key to surviving a bear market, whether you are in retirement or you are preparing for retirement? A dip in the market may seem scary but it can be an opportunity for investors as well. Surviving a bear market is all about balance and avoiding emotional decision-making that can harm your portfolio. An advisor helps remove the emotion from investing, let's not let our emotions guide our decisions. With the looming possibility of a recession there's a lot of advice floating around out there, who should you be listening to?   What we discuss on the show: 1:40 – Bear market is an opportunity for long-term investors 3:57 – Be aware of emotional decisions 6:22 – Do not change your 401(k) allocation 9:15 – Deciding to do nothing can be a great strategy 10:39 – If you find yourself in a hole stop digging 12:41 – Who should you listen to?   Get additional information: https://greenwaywealthadvisory.com/podcast/

    Ep 29: Advisor Red Flags

    Play Episode Listen Later Jun 23, 2022 15:51


    Many people have been DIYing their retirement plans over the past decade and have done fairly well. But with new market volatility, a lot of people are looking for an advisor to help them through this turbulent time. What red flags do you need to be aware of? And what are some signs an advisor is the right fit? If an advisor seems to work with all types of clients, they may not have the specialty or time to dedicate to your needs. It's certainly something to be aware of. If they are only giving you the good news, instead of the realistic news, you may want to consider what they're not telling you. On today's episode, we'll break down some red flags to be aware of when shopping around for a new advisor.   What we discuss on the show: 0:56 – Looking for red flags 2:30 – Working with all clients 5:01 – Only good news 7:11 – Too much jargon 8:37 - Can they explain it? 10:00 – Too much certainty 11:30 – All they do is talk   Get additional information: https://greenwaywealthadvisory.com/podcast/

    Ep 28: Top 6 Financial Debates - Which Side Do You Agree With?

    Play Episode Listen Later Jun 9, 2022 21:38


    When planning for retirement there are a lot of opinions and voices to listen to. Which side of the aisle should you follow? Many times, the “right answer” is going to depend on your own situation and plan. Some think you always need to sell the house before retirement. But if paying off your house is hurting the rest of your financial plan, you may need to bring that mortgage into retirement. A lot of people assume you don't need life insurance once your kids are grown and out of the house, but life insurance can leave a legacy and take care of a retired spouse if something were to happen to you. On today's episode, join us as we break down 6 financial debates on annuities, tax brackets, and more. Which side do you agree with?   What we discuss on the show: 1:18 – Sell the house before retirement 3:54 – Talk it through with your advisor 5:39 – You don't need life insurance after retirement 8:24 – Annuities are a rip off! 12:20 – You'll be in a lower tax bracket in retirement 15:14 – You should never use credit cards 17:42 – Start Social Security as soon as possible   Get additional information: https://greenwaywealthadvisory.com/podcast/

    Ep 27: Are These Retirement Statistics Encouraging or Discouraging?

    Play Episode Listen Later May 26, 2022 23:01


    Math doesn't lie, but can these retirement numbers be misleading? Women have less saved than men, while disturbing this isn't necessarily surprising. Experts are estimating you need $1.04 million to retire comfortably. Assigning a dollar amount goal for retirement is difficult because everyone's experience is significantly different. On today's episode, we are going to break down some recent retirement statistics and whether we think they encouraging or disturbing and what we can personally learn from these facts. How do these numbers impact your retirement planning journey?   What we discuss on the show: 1:01 – Almost Memorial Day 1:33 – Women have less saved 8:03 – Needing $1.04 million 10:47 – 55% of retirees will continue working 12:08 – 25% of Americans increased their savings 14:23 – 70 million people are taking Social Security 16:33 – Retirees spend an average of $6,600 on healthcare 18:19 – Do you some clients ignore parts of their plan?   Get additional information: https://greenwaywealthadvisory.com/podcast/

    Ep 26: The Countdown to Retirement

    Play Episode Listen Later May 12, 2022 18:56


    As you approach retirement there are some major things, you'll want to cross off your to-do list. Not only do you need to think about your financial future, but your physical health as well. We work so hard to save for retirement we want you to be able to enjoy it. On the other hand, going into retirement with a plan of what you'll fill your free time with is crucial to enjoying your retirement. On today's episode, we'll break down some of the important things you want to consider as you count down the days to retirement, both financial and otherwise.   What we discuss on the show: 0:55 – The sun is shining! 1:27 – Get healthy and stay healthy 3:53 - Do you know what you're going to do? 5:15 – How are you going to fill your time? 8:41 – Catch up contributions and save more 10:15 – Paying off your debt 12:17 – Should you pay off the house? 13:51 – De-risking your portfolio 16:05 – Don't assume you'll pay less taxes!   Get additional information: https://greenwaywealthadvisory.com/podcast/

    Ep 25: The Retirement Diet - Fixing Unhealthy Financial Habits

    Play Episode Listen Later Apr 21, 2022 16:23


    How many of your financial habits may be a bit unhealthy? We all know some of the basics of health - losing weight, eating healthier, and exercising. But how can we spot some similar unhealthy habits in the financial world? Empty calories in the financial industry could be complex financial plan that you don't understand. On paper it looks great, but is it really working for you and is it improving your financial confidence? Sugar can be comparable to mutual funds. Added sugar comes in the form of hidden fees. Join us today as we explore some other ways to cut down on the financial calories and have a healthier financial plan.   What we discuss on the show: 1:09 – Using comparisons 1:54 – Empty calories 6:25 – Cutting out sugar 8:46 – Trans fats 11:32 – Intermitted fasting   Get additional information: https://greenwaywealthadvisory.com/podcast/

    Ep 24: Understanding Financial Jargon

    Play Episode Listen Later Apr 7, 2022 23:49


    When it comes to the financial industry, there can be a lot of different terms and definitions that may confuse you. On today's episode, we're going to explore some of these definitions and explain their relevance to you when planning for retirement. A fiduciary is someone sitting on the same side of the table as you. Inflation is about how much your dollar buys you versus what it bought you a year ago. Dollar-cost averaging is spreading your money out over a period of time. Let's discuss these definitions and more on mutual funds, investment vehicles, index funds, and target-date funds.   What we discuss on the show: 1:22 – Lots of acronyms! 2:09 – Fiduciary 6:43 – Inflation   8:27 – Dollar-cost averaging 12:28 – Investment vehicles 15:13 – Mutual funds 16:59 – Index funds 17:38 – Target-date funds 20:33 – Bonds   Get additional information: https://greenwaywealthadvisory.com/podcast/

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