OnRoute to Wealth

This episode is from one of my coaching calls. If you are interested in financial coaching services please visit my website: https://www.onroutefinancial.com/In this episode, I bring back a guest for a 6 month update. My guest went from making $0 with a determination to make it work to a $12k month.She took the time to build sustainable financial habits, and now we talk about maintaining those habits.Maintaining sustainable financial habits is one of the keys to financial success. Listen in as we get into it!Follow me on Instagram:https://www.instagram.com/kristy_runzer/

This episode is from one of my coaching calls. If you are interested in financial coaching services please visit my website: https://www.onroutefinancial.com/In this episode we tackle the challenges of facing tough financial times and transforming them into a roadmap for success.My client candidly shares their experiences of not always making the best financial decisions and the difficulty of recovering from such setbacks. However, they were determined to take control and manage their finances in a way that felt good and sustainable.With an entrepreneurial spirit, she ventured into the short-term rental business and freelancing. Their goal is to achieve a monthly income of 10 - 12k, covering their bills, savings, and providing a cushion for unforeseen expenses.We discuss the importance of distinguishing an emergency account from a regular savings account, allowing her to plan and budget wisely without dipping into funds meant for other goals.Developing an expense tracking habit is a crucial step in this journey, and she shares her experiences of adopting this new habit. We explore strategies to make expense tracking work effectively and tailor it to their unique needs.We talk about:Making smart financial decisionsDistinguishing different accounts for different goalsEstablishing an effective tracking systemDeveloping good financial habitsFollow me on Instagram: https://www.instagram.com/kristy_runzer/

This episode is from one of my coaching calls. If you are interested in financial coaching services please visit my website: https://www.onroutefinancial.com/In this episode my client shares her experiences of navigating the real estate market in California and the challenges of balancing practical spending with building long-term wealth.Despite being excellent savers and practical spenders, my client shares her realization that having a savings mindset isn't necessarily the same as a wealth-building mindset. While she has efficiently handled childcare and kept costs low, building wealth in other ways feels like a significant obstacle.I coach on strategies to balance present needs with long-term goals and empower and how to pave a path to a secure and fulfilling financial future.We talk about:Home ownershipWealth building mindsetSpending and saving habitsSwitching from scarcity to abundanceStrategies for long term goalsFollow me on Instagram: https://www.instagram.com/kristy_runzer/

This episode is from one of my coaching calls. If you are interested in financial coaching services please visit my website: https://www.onroutefinancial.com/In this episode we talk about overcoming debt, managing a mortgage on an expensive house, and finding empowerment as a newly self-employed individual.With my client's spouse laid off since COVID, she had unexpected challenges. She reflects on the exhaustion of continually learning new skills, emphasizing that she doesn't wish to become a financial planner but still wants to feel confident in managing her money.I coach that budgeting doesn't have to mean constant scrimping and saving; instead, we explore how understanding your area of value can redefine your relationship with finances. My client embraces a well-rounded approach that allows her to be lean, invest wisely, and pursue her passions.We also discuss how to reevaluate investments to align with her goals and financial values, especially when market movements don't align with her vision.We talk about:Smart investingInvesting that aligns with personal goals and visionUnderstanding your relationship with moneyFinding people invested in your well being helping manage your moneyHow to invest in volatile marketsFollow me on Instagram: https://www.instagram.com/kristy_runzer/

This episode is from one of my coaching calls. If you are interested in financial coaching services please visit my website: https://www.onroutefinancial.com/In this episode, we'll dive into cash flow and explore how it fluctuates on a month-to-month basis. And more importantly, how you can prepare for those lower end months.My client and I talk about the difficulties of when the money feels tighter than others, presenting challenges that require careful budgeting and resourcefulness. I share practical tips to navigate these periods, ensuring that she stays on track with her financial goals.We talk about:Budgeting and money managementFinancial liquidityHow to navigate surplus and low monthsMindset practices around money managementFollow me on Instagram: https://www.instagram.com/kristy_runzer/

This episode is from one of my coaching calls. If you are interested in financial coaching services please visit my website: https://www.onroutefinancial.com/In this episode, I coach on the benefits of the solo 401k and provide insights on leveraging this powerful retirement vehicle.We also talk about making monthly contributions and taking advantage of tax regrowth. I coach on strategies that allow you to systematically build your retirement savings while benefiting from potential tax advantages.I also coach on the importance of setting both long-term and short-term financial goals. Whether it's planning for retirement, funding education, or saving for a dream vacation, it's important to know where your money is going.We talk aboutSolo 401ksOptimal strategies for saving for a down paymentLong term and short term financial goalsReal estate investmentsTax regrowthFollow me on Instagram: https://www.instagram.com/kristy_runzer/

This episode is from one of my coaching calls. If you are interested in financial coaching services please visit my website: https://www.onroutefinancial.com/In this episode we talk about planning for babies and college funds, because setting our children up for success starts with smart financial decisions is a great goal for many.We discuss the importance of thinking about investments early and starting right away. By making informed investment choices from the beginning, we can create a solid foundation for our children's future. Our aim is to alleviate the stress of student loans and break the cycle of financial burden.I coach on strategies to get money saved, estimate what investment amounts need to be made, and how to calculate approximate costs 10 years from now.Estimating future college prices and investment returns is crucial. I walk through the process of calculating the potential growth of investments over time. By considering factors such as the rate of return and projecting college costs, I help develop a realistic financial plan that aligns with my client's goals.We talk aboutDifferent kinds of investment fundsHow to allocate funds appropriately for smart savingHow to calculate projected costs of collegeWhy it's smart to start thinking of investments earlyFollow me on Instagram: https://www.instagram.com/kristy_runzer/

This episode is from one of my coaching calls. If you are interested in financial coaching services please visit my website: https://www.onroutefinancial.com/You're in a good place with your finances, but have you ever thought about what's next? In this episode we the mindset of thinking beyond the present and taking your financial journey to the next level. I challenge you to dream bigger, set new goals, and walk a path that aligns with your higher aspirations.I also guide my client on she can create a strategic approach that aligns her financial resources with her passions and desires. You can too!If you're too conservative with your savings, we address the overthinking that comes with that. How do you allocate money to things your truly desire, but you question their worth?Remember, if you have resources, it's time to utilize them. Leverage your financial means to craft a life that reflects your unique vision. It's about doing things your way and seizing opportunities that resonate with your values and goals.We talk aboutConservative spendersDetermining value in our purchasesHow to have fun with your moneyHow to use your resources wellFollow me on Instagram: https://www.instagram.com/kristy_runzer/

This episode is from one of my coaching calls. If you are interested in financial coaching services please visit my website: https://www.onroutefinancial.com/We're diving into the world of capturing systems and automated funds, because who doesn't want to make money management a breeze?This episodes gets down to the nitty-gritty details spending habits and what you can do about them. Like categorizing your transactions like a pro, so you can really understand the connection between your budget and your spending choices.We also talk about "discretionary" or "luxury" payments, how to make peace with them, and how to incorporate them into our long term financial goals.We talk aboutAutomated paymentsMoney strategyDiscretionary paymentsCreating a connection between your budget and your spending choicesFollow me on Instagram: https://www.instagram.com/kristy_runzer/

This episode is from one of my coaching calls. If you are interested in financial coaching services please visit my website: https://www.onroutefinancial.com/In this episode we discuss how we all experience money wins and struggles, and how creating a safe space to share and learn from each other's experiences is vital to community success.I break down strategies and options for retirement planning, particularly the switch to a simple IRA, the importance of contributing for your full-time employees, ensuring a secure future for both yourself and your team, and smart investing.I also coach through the various avenues available to grow your wealth. From understanding the difference between personal and business investments to saving for a down payment.We talk aboutDifferent types of 401ksSmart investingHow to invest as a business ownerTax implications that come with different investing strategiesFollow me on Instagram: https://www.instagram.com/kristy_runzer/

This episode is from one of my coaching calls. If you are interested in financial coaching services please visit my website: https://www.onroutefinancial.com/In this episode my client shares her fears and frustrastions of entrepreneurship when she took the leap from a dependable teaching job to pursue her true passion as a full-time coach and entrepreneur.She shares her journey of leaving her teaching job behind because it no longer aligned with her soul's calling. Now, as a full-time coach, she faces the unpredictable world of entrepreneurship, where financial stability can be difficult to maintain.Entrepreneurship presents a unique set of challenges, especially when the funds and income streams are not super dependable especially during the early stages when resources and a solid client base are still being built.Many entrepreneurs find it challenging to reach a sustainable income level, and this does not make them failures. It takes time and perseverance to build a thriving business that can support you as an owner.One of the obstacles my client faces is knowing where to obtain funds for her business, such as grants and business loans. The spiritual nature of her work adds an additional layer of complexity when it comes to seeking financial support.We talk about:The highs and lows of entrepreneurshipFinancial uncertaintyThe courage it takes to start a businessHow to find resources for your businessUnderstanding that you're not a failureIt takes years to build a profitable businessFollow me on Instagram: https://www.instagram.com/kristy_runzer/

This episode is from one of my coaching calls. If you are interested in financial coaching services please visit my website: https://www.onroutefinancial.com/In this episode my brave client shares her journey of pressing the hard reset button on her life after a significant breakup.My client faced a major life transition in December when she ended a six-year relationship with her partner, who was also her colleague. The sudden change left her with little time to think about her financial situation and plans.The breakup resulted in the depletion of all her savings, and she's now navigating financial matters with her ex-partner. She finds herself asking, "How do I organize myself again?"We explore strategies for setting new financial goals and creating a balanced approach to both saving and spending. I guide her on setting up a savings plan, no matter how small, to lay the foundation for a brighter financial future. I also coach on how she can ease back into saving and tracking her spending to gain control and make informed decisions.We talk about:Starting new after a life altering eventHow to reorganize financesHow to reorganize financial habitsHow to build up financial security after a life transitionFollow me on Instagram: https://www.instagram.com/kristy_runzer/

This episode is from one of my coaching calls. If you are interested in financial coaching services please visit my website: https://www.onroutefinancial.com/In this episode my client talks about her desire to create better budgeting habits and rebuild her financial cushion after a period of unemployment led her to a life-changing decision—to travel and experience the world. Despite the uncertainty, she embarked on an unforgettable journey to Europe, where she looked for job opportunities while making cherished memories with her grandma.With no concrete plan in hand, the trip was super scary, but it turned out to be the best experience of her life. For my client travel is more than a goal—it's a passion and a catalyst for personal growth.Now she is in the process of rebuilding and laying a strong financial foundation.We talk about:Trusting in the futureAccepting circumstances and embracing new opportunitiesFinding what areas in life you value + investing in thatLearning how to create a financial plan to reflect said valuesFollow me on Instagram: https://www.instagram.com/kristy_runzer/

This episode is from one of my coaching calls. If you are interested in financial coaching services please visit my website: https://www.onroutefinancial.com/In this episode we talk about the financial clarity and peace of mind that comes from knowing where your money is going. My client has taken significant steps, including getting a business bank account and credit card, resulting in a debt-free financial life.Now, she's excited about new projects and dreams, and she wants to explore budgeting strategies that align with her ambitions.My client talks about how she has successfully separated her business and personal finances, allowing her to maintain financial clarity and organization. We also go over how to create an efficient invoicing system and a clearer understanding of her income to avoid any unwanted surprises.We talk about:Relationships with budgetingUsing apps to track financesHaving an efficient invoicing systemCreating a new budget to fit new projectsFollow me on Instagram: https://www.instagram.com/kristy_runzer/

This episode is from one of my coaching calls. If you are interested in financial coaching services please visit my website: https://www.onroutefinancial.com/In this episode, we're talking about strategies to eliminate debt, secure our futures, and create a life of abundance.In this call I also coach on the importance of investing in self-care and emphasize its role in maintaining financial and emotional well-being.I outline a roadmap for my client to build up savings in both her business and personal life, crush the debt, and allocate money where it is important.We talk about:Paying off debtSaving for children's collegeInvesting in self careWHY investing in self care is importantBuying real-estate to secure futureFollow me on Instagram: https://www.instagram.com/kristy_runzer/

In this episode, I speak with Lizy Freudmann and we discuss how she's been able to leverage her money, through investing and philanthropy, to support her values and make a conscious impact.Lizy's entrepreneurial journey began as a marketer in her company, One More Thing. She's worked with a diverse portfolio of clients, from solopreneurs to large, international organizations. As an entrepreneur herself, she appreciates the need for all marketing efforts to be strategic: thoughtfully designed and efficiently implemented to achieve the client's goals using the resources available.Throughout her career, Lizy has worked with numerous startups. These experiences have given her a unique perspective on the venture ecosystem, and after years on the “pitching” side of the table, inspired her to get involved as an investor herself. Her investment interests are focused on companies working to address the climate crisis, and ventures serving the needs of emerging markets.Listen to the full episode as she shares her journey in her marketing business, becoming an investor, how investing and philanthropy are two sides of the same coin, resources for those who want to maximize their impact, and gives us an inside look at what investing looks like from the other side of the table.You can find Lizy Freudmann here:Linked In: https://www.linkedin.com/in/lfreudmann/Twitter: https://twitter.com/LeafeafLink Mentioned:Angel Sessions: https://switchthefuture.com/capital/the-angel-sessions/

A good tax strategy is vital to a thriving business. In this episode I sit down with Kimberly Tara, a trained CPA and certified tax coach as she breaks down the importance of having a clear and concise tax strategy, having a deep understanding of the finances of your business, and knowing your tax laws. Tara talks about good business practices to implement to make the most of your business while you're onroute to financial freedom. Kimberly Tara holds degrees from both Mount Carmel Academy, Auburn University, and Harbert College of Business. She worked in tax, litigation, valuation, audit, and forensic accounting practices with Frazier & Deeter LLC in Atlanta, Georgia and is also a member of the AICPA and The Society of Louisiana CPAs. Tara now works with entrepreneurs every day, helping them maximize their tax savings.Listen to the full episode as she shares insights and ideas on how to optimize your finances and business. You can find Kimberly Tara here:Website: https://www.taracpafirm.com/Instagram: https://www.instagram.com/kimberlytarallc/

Being a mother is hard, and often times women find themselves stuck in the identity of being a mother and lose their sense of purpose in life. When you're building a home and a career and finding the balance of the division of labor as well as living a life of meaning and purpose, it can be very difficult and stifling. There are ways that mothers can find an opportunity to reflect on their own growth, dreams and in this episode we discuss how. Julie Neale is a leadership coach, community builder, and writer. Her “for-purpose” venture, Mother's Quest, provides inspiration, coaching and relationship-building so that mothers, and those who work with young people, can connect to support and resources, fulfill their unique purpose, and live their E.P.I.C. lives. After a 20-year career as a leader in youth-serving non-profit organizations, Julie turned her focus to coaching, training at the Coaches Training Institute, and facilitating a process known as “reflection” for youth development professionals.Listen to the full episode as she shares insights and ideas on how to live an E.P.I.C. and transformative life. You can find Julie Neale here:Website: http://mothersquest.com/Podcast: https://podcasts.apple.com/podcast/id1180233121?ct=podlink&mt=2Book: http://mothersquest.com/inspirationguide/

What is the cost of success? In today's episode I sit down with Mary Grace Gardner and she expands her ideas on that question. In her pursuit for corporate success, she realized that she was lacking in other areas. She did not have as much time to spend with loved ones, hobbies, or self care. Through this realization, Gardner spent dedicated time defining what success looked like and meant for her. This process is ultimately what led her to a life of multidimensional success.Mary Grace Gardner is a college admissions and career coach who helps students find their passions and write compelling college application essays so that they can apply to the college of their dreams with confidence. She served as part of the UC Berkeley admissions team, earned acceptance to colleges like Yale, Johns Hopkins and UCLA, and mentored students across the globe over the past ten years. She specializes in helping students figure out their unique stories and learn what they might be interested in for their future careers by supporting them to launch passion projects using growth mindset, design thinking, lean, innovation, leadership and project management. Listen to the full episode as she shares insights and ideas on how to define success for yourself, how to create that work - life balance, and create a mission driven life full of purpose. You can find Mary Grace Gardner here:LinkedIn: https://www.linkedin.com/in/mary-grace-gardner/Website: https://www.theyoungprofessionista.com/about?

For many of us, grief, anxiety, and trauma can hinder the way we run our lives and handle our money. Without the proper care or support, we can find ourselves in unhealthy spending patterns, forming unhealthy habits due to trauma responses, and not engaging with our bodies in a meaningful way.Dorie Silverman's work is inspired by the belief that self-love heals.  She has 22 years of experience as a yoga teacher and teacher trainer and has empowered and inspired hundreds of people to connect with and express their greatest potential in their daily lives.After 5 years of study, she is now a Somatic Experiencing Practitioner supporting women struggling with grief, trauma, anxiety, and chronic pain.  Dorie is gifted at clear communication while sensing which core needs will unlock what's holding you back.Listen to the full episode as she shares insights about grief and trauma, how to overcome those difficult challenges, and start living a life of true wealth free from painful mental burdens.You can find Dorie Silverman here:Instagram: https://www.instagram.com/dorie.silverman/Website: https://doriesilverman.com/

Join The Become a Millionaire & Smash the Patriarchy Party: https://onroutefinancial.ck.page/Starting a business is one thing, but scaling that business to it's true potential requires some help and collaboration. Unfortunately for many small business owners, we become so overwhelmed with the day to day tasks of running a business that we neglect the fundamental essentials of outsourcing work to someone who can actually help us with the growth of our business. Anna Papalia is the founder of SHIFT, an industry leading assessment, for job seekers and hiring managers to identify their interview style. Since launching SHIFT in 2011, Anna has served both private clients on an individual basis and large consulting projects with universities and corporations including Lincoln Financial Group and Temple University. She empowers business owners to cultivate a hiring process that works for their business. Listen to the full episode as she shares insights and ideas on how to hire smarter, so that you can run your business effectively, sustainably, and profitably. You can find Anna Papalia here:Instagram: https://www.instagram.com/annapapalia/?hl=enWebsite: https://shiftprofile.com/

Join The Become a Millionaire & Smash the Patriarchy Party: https://onroutefinancial.ck.page/Building wealth starts from the financial planning that you make early on in your life. For many of us, that starts from the day we decide to attend college. Student debt in the United States is now at a 1.6 trillion dollars. This sets many people back from buying homes, starting families, getting married, or even reinvesting back into the economy in a meaningful way. Dr. Faith Okpotor is a college professor and college admissions coach that helps students find the funding they need to fully get their college experience. She was an international student from Nigeria, and learned how to be creative in fully funding her education, receiving $355,000 towards her graduate and undergraduate degrees. Now she works to help others do the same in her program, College Fully Funded. Her work is extremely important in the road to build wealth. Listen to the full episode as she shares about her experience finding funding for her own schooling, how students struggle today with paying for college, what are some of the ways they can find the funding they need, and the things students need to consider before applying for school. You can find Dr. Faith Okpotor here:Facebook: https://www.facebook.com/CollegeFullyFundedWebsite: https://collegefullyfunded.ck.page/

If you feel cute, you do cute! Today I chat with personal stylist and Susan Padron about her work in curating styles for her clients that are accessible, versatile, and a reflection of themselves. She works in navigating limiting beliefs, being bold in ourselves, and teaching her clients that clothes can be functional and a tool to build confidence. Susan believes that everyone deserves to feel like themselves, confident and beautiful, in who they are and showcasing that in the clothes they wear. She challenges the styling “rules” based on gender, patriarchal views of fashion, or body size. She helps her clients create a wardrobe that is exciting and feels good and boosts their confidence and self-esteem.Listen to the full episode to learn more.You can find Susan here:Instagram: https://www.instagram.com/susanpadron_stylist/Website: https://susanpadronstylist.com/

For many women, confidence in our voice stifles our ability to excel in business. The messages we've received from society enforce people pleasing tendencies, being timid, and fear of speaking up. Business coach, and the creator of Unleashed, Claudia Consolati teaches women how to amplify their unique voice and message into creating a wealthy and successful life- however they define it. Dr. Claudia works with visionary women entrepreneurs who want to grow purposeful businesses and be fully confident and visible in the work that they do. Growing up, she was the sensitive, nerdy, creative kid in a very extroverted family. She preferred novels to real-life conversations; and made-up friends to flesh-and-bone ones. Over time she learned how to activate her authentic self, find her voice, and scale her business to new heights, and she wants to help other women do the same. Listen to the full episode to learn more.You can find Dr. Claudia Consolati here:Instagram: https://www.instagram.com/dr.claudia.consolati/Website: https://drclaudiaconsolati.com/

Wealth is more than just having money in the bank. Being wealthy is a mindset, and it is a reflection of all aspects of our lives. One important factor of wealth is the health of our relationships. Today I sit down with Christie Sears Thompson, family therapist, as she talks about the 5 areas we should all address in our relationships:  communication  conflict managementrelationship careself careconnection Christie is from the East Coast and grew up most of her life in Virginia. After graduating from Sweet Briar College, she went to work with underprivileged children, their families, and the homeless population in Miami, Florida.She now holds a Master of Arts in Marriage and Family Therapy from Regis University and is passionate about helping new and young families through premarital counseling, the challenges of becoming new parents, and providing play therapy for kids who are struggling with a variety of emotional and family distresses.Listen to the full episode to learn more.You can find Christie here:Website: https://www.tradewindstherapy.com/

The entrepreneurial mindset is what makes or break entrepreneurs. It's about cultivating good money management skills, learning how to pay yourselves first, working with the income that you have, and how to invest to make it grow. My guests Lawrence and Gina Oliver III share their experiences jumping into entrepreneurship after a move to the Philippines that broadened their perspectives on what life can look like. Gina and Oliver decided that their 9 - 5 lives just didn't work for them anymore. They wanted something different, and knew life had to have more than just wait until the weekend routine. They decided to move to the Philippines in 2017 and start their own audio-visual content creation company that helps others find their wave. Listen to the full episode to learn more.You can find Gina and Lawrence here:Instagram: https://www.instagram.com/waventerpriseco/Website: https://www.findyourwave.us/

Life flexibility. The one thing all of us look for when we start our entrepreneurial journey's. My guest Erika Brown may have perfected what that looks like. She is an unschooling mom of 3, serial entrepreneur, real estate agent, and property manager. She is dedicated to rethinking what our lives could look like. Erika, like many of us, had a rocky start to her entrepreneurship journey. She has since been able to create a flexible lifestyle for her family, that includes frequent vacations, time off, ability to explore other passions, and instilling a well balanced family life. She does this by challenging what society deems as "normal" for what life should look like. Instead, she offers an alternative to what life could look like through business and real estate.Listen to the full episode to learn more. You can find Erika here:Instagram: https://www.instagram.com/erikabinvestor/YouTube: https://www.youtube.com/channel/UCsdsKZW4OFml3ZOmefkZ6NAWebsite: https://www.erikab.co/

Educate. Liberate. Activate. These are the three principles that my guest, Keisha Bailey instills in all of her clients. Keisha is a financial strategist whose learned that investing is the best and most sustainable way to build wealth. She began her career helping the already wealthy maintain their wealth, but has since transitioned into a cause that creates the impact that she wants for her legacy. Keisha came from humble beginnings in Jamaica and her background gave her the empathy to understand those who are building wealth. She serves the up and coming generation of wealth builders by teaching them simple and effective ways to invest and learn how to make their money work for them. Listen to the full episode as Keisha breaks down the importance of investing and how to do it in a sustainable way. You can find Keisha here:Website: https://profitjumpstarter.comInstagram: https://www.instagram.com/profitjumpstarter/Facebook: https://www.facebook.com/profitjumpstarter

One of the most important aspects of changing the cycle of poverty is providing financial literacy to women. In this episode I speak with Pamela George, a financial wellness educator and someone who empowers women to take control of their financial health through healing the pain from their financial past. Pamela gets vulnerable and talks about her history growing up in Trinidad with a mother who did her best to provide for her and her siblings, but just couldn't quite do it all. She talks about the time she experienced homelessness, learning how to be financially responsible on her own, and becoming someone who is now able to help so many women achieve financial liberation. You can find Pamela here:Facebook: https://www.facebook.com/pamelageorgefinancialliteracyWebsite: https://pamelageorgefinancialliteracy.com/

Your true character is shown in times of adversity. In this episode I speak with Patrina Wilson, a best selling author, TedEx speaker, and holistic financial coach about how she overcame the trauma of her husband's suicide and created a life that is bold, bodacious, and thriving. She explores the feminine model of leadership and is the pioneer of the "Unf*ck Your Money Mindset" program. Patrina Wilson is a testamant that long term fulfillment, harmony, and peace is possible even after trauma. She teaches us how to step into our feminine power, take back control of our lives, and lead with conviction by sharing unconventional wealth creation tactics. You can find Patrina here:Free Webinar: https://go.patrinawisdom.com/pl/2147547677Website: https://patrinawisdom.com/

Sometimes the life we think we want, isn't actually the life we that makes us happy. Today I speak with Annie Toth, a happiness coach who breaks down how the path that society has set for us, may not necessarily be the one to bring you joy and happiness. Annie talks about how an unexpected divorce has led her to redefine for herself what kind of life she wants to lead, how checking the boxes that she thought she was supposed to check ultimately didn't make her fulfilled, and how to take back control of your narrative. Annie is a happiness coach and helps women reclaim their power, redefine what they what their life to look like, and empower women to make brave and resilient choices. She takes lessons she's learned from her personal experiences and demonstrates how you can live a life with intention. You can find Annie here: Website: https://braveandresilientlife.com/Instagram: https://www.instagram.com/braveandresilient/

One of the biggest contributors to the wage gap among women especially WOC and men is trauma around money. In this episode I speak with Luzy King, a business coach that focuses on helping women of color heal their relationships with money, overcome money-limiting beliefs, pay off debt, and become investors. She talks about her experience growing up financially insecure, and how that affected how she views money and herself. She gets vulnerable about feeling unworthy of building wealth, and how that trauma affects many women today. Luzy is a first generation investor who identified the lack of financial literacy in disenfranchised communities, especially in women. She now works as a coach and helps decrease lack of female representation in the finance industry, the lack of resources available for women, particularly for Latinas and women of color, and helping women understand financial literacy for a financially free future. You can find Luzy here: Website: https://vivalabudgetandfinance.com/Instagram: https://www.instagram.com/vivalabudgetandfinance/

In a world where there are so many templates and tradition about business, sometimes you just need someone to recognize your sparkle and run with it. In this episode I speak with Emma Kaufman, a life coach who focuses on the human side of business. Kaufman talks about the importance of merging what brings you joy in business. She talks about how you can take holistic approaches and redefine what your life, environment, career, and income looks like based on what make you shine. She empowers people to focus on their unique, individual talents, and build something from that. Growing up, Emma was always the go to friend for giving advice. Her multiethnic background gave her the ability to see life from variety of perspectives and that has shaped how she approaches life. She has worked with Fortune 500 companies, start ups, and focuses on bringing mindfulness into the workplace. Emma is paving the way to a more holistic work environment. You can find Emma here: Website: https://emmaevolving.com/Instagram: https://www.instagram.com/emmaevolving/?hl=en

Often times we forget about the importance of our spirituality in the world of finance. Leila Williams brings us back to center in this episode as she talks about her spiritual journey and how it led to a life of fulfillment today. She discusses not wanting to feel weird for being connected to her spirituality, and ultimately realized all of the things that she has been rejecting for so long is what resulted in her being free in life and in wealth. Leila is a personal coach that helps her clients step into their power, match their energies with the financial and personal goals, and how to find balance between making money and finding comfort in your spiritual growth. In this episode, we talk about:- Leila's spiritual journey at 19 years old- The feminine and masculine energy and how it dictates our decisions- How to change your energy with moneyand so much more!You can find Leila here:Instagram: https://www.instagram.com/leilaroseyourcoach/Facebook Group: https://www.facebook.com/groups/soulledwomen 

Sometimes all you need to fast track your success is someone in your corner investing in your business. In this episode I speak with Mina Black, a financial advisor and angel investor about the need to expand the financial sector to more people. Mina talks about her childhood growing up in Ghana, why she became an angel investor, and why growing wealth, and teaching others to do the same is so important to her. Growing up in a small village in Ghana, Mina did not even know what was possible for her. Fast forward she moves to America, became a trained and licensed Financial Advisor to very wealthy people, and discovered their world of Untapped Wealth. She now uses that knowledge to start multiple businesses and become an angel investor in order to help others do the same. In this episode, we talk about:- Mina's experience moving to America and how it affected her relationship with money- How she got into angel investing- Why investing in underserved communities is so importantand so much more!You can find Mina here:https://www.intheblackfinancialwellness.com/

Financial planning needs to be more inclusive and my guest today, Kim Wren does exactly just that. On her personal journey of financial planning, she quickly realized how much of a need there is for sustainable and practical financial planning for so many underserved communities. She focused on minority investors at the start of her career, and quickly pivoted to helping clients with special needs get their financial planning on track. Kim is the embodiment that everyone deserves the space to be financially stable and healthy. Her work empowers people from many communities to break down the glass ceiling and create a financially free future. In this episode, we talk about:- Kim's journey from being a middle school music teacher to a financial planner- The specifics of financial planning for people with special needs- A break down of why financial planning needs to be more inclusiveand so much more!You can find Kim here:Linked In: https://www.linkedin.com/in/kimtalkswealth/Facebook: https://www.facebook.com/kimtalkswealthWebsite: https://bergerwealthservices.rwbaird.com/

Step into your power with Tracy Neely as she talks about how she has learned to be present, honor your soul, and honoring what matters to you. She walks us through her financial and spiritual journey, how she created a platform to help women take up space, feel their worth, and do the deep inner work. She focuses on not only financial health, but spiritual health and power. Tracy is now an intuitive healer and the elements of her work are rooted in energy healing, intuitive strategy, deep inquiry through life coaching, embodiment of our light through ritual, transformation of our beliefs, and the magic of illuminating our soul work.Her work is rooted in bringing ancient healing into the modern world so that you experience living the reality of your life that you always dreamed of. In this episode, we talk about:- How Tracy overcame medical trauma- How she helps her clients feel safe and worthy- How she gained financial freedom by being unapologetic in herselfand so much more!You can find Tracy here:Website: https://www.tracyneely.com/Instagram: https://www.instagram.com/tracyneely/Facebook: https://www.facebook.com/tracylneely/

Rebecca Tracey inspires us all on her take of what it means to have an uncaged life. Starting with living in a camper van, traveling and making enough to sustain her rock climbing hobby, Rebecca shares her insight on the obstacles she's faced building her business. She opens up about being fired from jobs all in her 20's for taking too much time off, to finding balance in life, and living a life that makes her feel free.Rebecca really embodies the idea of creating a life to have the time and space to choose how you spend your time. Rebecca created a coaching platform and an active Facebook community where she aims to create a community of diversity in race, body shape, sexual orientation, gender expression, age, religion, and experience. ALL of it is welcome, and encouraged.She believes that creating an uncaged business is possible, for EVERYONE.In this episode, we talk about:- Finding freedom in not only finance but in life- Creating a business that excites you- Finding purpose in life outside of the normand so much more!You can find Rebecca here:Website: https://theuncagedlife.com/Facebook Group: https://www.facebook.com/groups/UncagedLifers

Kathleen Metcalf gets vulnerable and talks about the things that we just don't want to discuss in the world of money. On her path to financial freedom she faced many obstacles, an alcoholic father who shaped the way she viewed money, developing a relationship with debt, navigating the responsibilities of money, and how she found financial recovery.Kathleen shares her story and really embodies the idea, "I learned when I had nothing, that I am someone". She offers us her insight and perspective on financial recovery and how to negotiate a more financially free life for yourself. She is now running a coaching business where she supports, guides and mentors entrepreneurs and business owners to overcome professional and personal obstacles so that they can be the leaders, managers, and team members that they WANT to be.In this episode, we talk about:- Overcoming harmful relationships with money management- Vision or pain as a motivator- What wealth really meansand so much more!Connect with Kathleen here:Website: https://www.kathleenmetcalf.com/https://www.facebook.com/kathleenmetcalfcoaching

Meaghan Wall is a spiritual money coach and she helps spiritual entrepreneurs really step into their rich, opulent selves. She's been in finance for 10 years and has owned Sacred Numbers for 3 years.In this episode, we talk about the intersection between spirituality and money.We go into topics like…-Tuning in to the body with embodiment practices-Defining your own definition of luxury-Creating your authentic money code-Building your trust and faith with money-Money rituals-Profit first-Mindset beliefs and overcoming themConnect with Meaghan here:WebsiteInstagram

Audra King is obsessed with the belief that when women create wealth, we make the world a better place. On her path to financial independence, she has learned that the biggest obstacles to overcome often come from our own mindset and belief systems.Audra founded her business-building agency, She Loves Her Biz, to help women entrepreneurs put the joy back into their businesses (while making more money than they ever thought possible). Her #1 tip? Follow the fun!In this episode, we talk about…-Audra's tips for having more fun-Money mindset obstacles she has overcome-Audra's journey to reaching financial independence in her 30'sAnd so much more!Connect with Audra here:InstagramWebsiteGet FREE feedback from Audra

Karli Petrovic is the one-woman team behind Cup of Sugar, an agency dedicated to helping everyday people embrace everyday magic. She's also fully Aquarian (sun and moon), with a sexy splash of Scorpio (rising). Karli sometimes dreams in premonitions and is always choosing coffee over water. She lives in Austin, TX, with a muggle husband and two goofy hounds, one of whom will definitely be a human in his next life.In this episode, we talk about manifesting money, following your intuition, and trusting yourself - all important tools to help you build your wealth.Connect with Karli here:InstagramWebsite

Megan Goering Mellin shares her story of how she's created a monthly money meeting with close friends to track net worth, talk about their goals and intentions, and transform their relationship with money.Money is a scary topic and when you can do it in a community, you're no longer alone, avoiding, or left with your thoughts ruminating in your head.This group has been able to gain an awareness of their numbers, hold space for each other, receive space to speak openly without judgment, improve their relationship with money, focus on what matters most in life and with their money, and so much more.Megan's story is inspirational and gives you a blueprint on how you can begin talking about money with friends and building a community around it.Connect with Megan here:WebsiteTwitter

Heather is a certified coach and creator of the Intentional Energy framework, a system that empowers her clients to create a life and business they love without burning out.Managing your energy in a sustainable way is important on the wealth-building journey so that you can show up and take action without overdoing it and feeling miserable.We talk about…-Protecting your energy-Replenishing your energy-How emotions affect energy-The mindset around feeling the need to do things that drain your energyAnd so much more! Listen in for all the goods.Connect with Heather here:WebsiteInstagram

Nequosha is a business and intellectual property attorney who assists small business owners in protecting their valuable assets. Your intellectual property is worth protecting. It's one of your business's biggest assets and produces income for you. Your IP is also something you can sell one day and is the legacy you're leaving for the next generation.You can protect your IP with trademarks, copyrights, and patents. A business attorney can also help you with client contracts, tax structure, business license, business formation, and EIN number.These are all tools to help make sure your business is legally protected. Listen in as we get into all of this and more.Connect with Nequosha on Instagram @esquire44

Natalie Bullen is a wealth and money mindset coach from Mobile, AL. As the owner of Unapologetic Wealth, she teaches financial literacy, money mindset work, and sales training for introverts so they can step into the wealth they deserve and desire.An anti-hustle and pro-abundance coach, she shuns traditional personal finance values rooted in shame, guilt, and fear and encourages followers to dream bigger, increase their prices and magnify their gifts.In this episode, we dive into money beliefs. We all carry money beliefs that were instilled in us from childhood. Oftentimes, those beliefs aren't serving us. We talk about identifying those beliefs and reworking them so that you can feel abundant, free, and good about your money.Connect with Natalie on Instagram @unapologeticwealth

Luisa Alberto is the CEO of People First Finance, a Virtual CFO agency that provides bookkeeping, tax planning, and financial strategy services to women business owners.Her mission is to ease the financial burden and overwhelm that holds too many talented self-employed women back from reaching their fullest potential, and making a successful living as the brilliant creators they were born to be.In this episode we discuss…-The financial lessons Luisa learned the hard way-What the heck cash flow projections are and why they're important-Societal messaging that causes women to feel shame around money-Her journey and how she built herself up as an asset during the hard times-The role of a virtual CFO and when business owners should hire one.Connect with Luisa here…WebsiteInstagram

Amber Hawley is a licensed therapist and lifestyle strategist who works with entrepreneurial individuals and couples with the emotional side of business. She is the owner of a group therapy practice in Silicon Valley, host of The Easily Distracted Entrepreneur & Couples Fix podcasts. She is also a wife, mom of three kids, and Marvel movie superfan. Amber originally worked in the tech industry but her love for people led her to pursue a career where meaningful relationships are at the center of everything she does.In this episode, we talk about…How to create more ease in your day. Amber shares tips like simplifying your to-do list, leaving plenty of white space in your schedule, and giving yourself permission to rest.Struggles couples have when it comes to talking about money. We avoid these conversations, come to the table with different perspectives, and accuse each other. Amber shares some tips like asking each other questions in a wondering way, setting aside time for these conversations, and understanding ourselves and others.Listen in to hear all the juicy details. Make sure to connect with Amber on her…WebsiteLinked InInstagramFacebook

April is a semi-conventional mom and female breadwinner who went from $48k/year to $100k/year through the support and awareness of her community. They've also encouraged her to use her skills and branch out into her own business.April is a great example of what it looks like to surround yourself with support - both with her household and kids and her career. No one can do it alone. We need a support squad to keep things running and grow our wealth.Listen in as we talk about April's journey of understanding her worth and how she's been able to increase her income and not have to do it all at home.You can connect with April on Instagram @word.conservation or her website www.wordconservation.com

In this episode, we have Jo Cresswell, the Human BEING Coach. She inspires women who are holding themselves back through doubt and lack of confidence to create a DARING Mindset and achieve the life, career, and business success that they truly deserve.We talk about what it looks like to go from a doubting mindset to a DARING Mindset when it comes to chasing your big ambitious goals. Our doubting mindset brings us back to our comfort zone and playing small, while our Daring Mindset allows us to really go for it.We go through Jo's DARING Mindset Framework and the 6 F's to help you move out of doubt and into dare. The 6 F's are: familiar with fears, fanatical about goals, forgiveness, fun & fulfillment, failure, and faith.This is such a juicy conversation where we dig into what it really looks like to be on a journey of chasing your dreams, the things that hold us back, and how to move through them.Stay in the loop with Jo by getting on her weekly email newsletter. You can sign up here.To work with Jo in her 1:1 coaching, email her: jocresswell@hotmail.com

Juliet Root, a transformation coach, integrative healer, and host of The Woo Cast Podcast is here to chat about all things physical, mental, and spiritual health. She shares her 15-year journey from starting in the fitness and nutrition industry to moving into the more metaphysical and spiritual work that she is currently practicing with clients all around the world. Her passion is to help people release, reconnect and root into their power, so they can live a life full of magic and bliss.We talk about limiting beliefs, reprogramming your belief system to better serve you, feeling into your desires, and taking aligned action towards your desires.Your belief system has a huge influence on your wealth-building journey, and when your beliefs align with the life you want to create, anything is possible.Check out Juliet's 8-week group program and course, Master Your Inner World, starting October 13, 2021.