Podcasts about Frazier

Send us a textSome of you need to hear this—not everyone in your life is helping you win. That includes the guy on your LO team who complains every day. That includes your "mentor" who hasn't closed a loan since 2019. And yes, that might even include family.In this episode, Frazier and Michael break down a viral Growth Notes topic: removing toxic people from your business and your life. It starts with the clowns in your comment section—but it runs much deeper. From drama in Facebook groups to legacy LOs poisoning the office with fear and frustration, this episode is about cutting the cord and reclaiming your mindset.What You'll Hear:Why loan officers can't afford to keep toxic voices aroundThe kind of feedback that kills your momentumSocial media etiquette for professionals (read: stop being a hater)When to unfollow, unfriend, and unplugWhy "I've been doing this for 20 years" is a

I still am not sure that I fully believe what I witnessed on Saturday night. A three touchdown lead over Alabama in the 4th quarter. My heart calmly staying put in my chest. Kirby saying his usual "kirby-isms" into the mic while Alabama players were walking into the locker with that sweet look of defeat. Never in my life would I have thought we would dominate them in that building after the years of torment the Dawg faithful have endured against the Tide. How dare us doubt the KANG!? What an incredible performance by the entire defense. Gunner takes home MVP. Frazier lead the rushing attack and took the fight to that Bama front. Backup wide receiver, Cole Speer, get the party started with a HUGE blocked punt in the 1st quarter. Somehow, someway, the Dawgs put it all together, and honestly, absolutely spanked Alabama. We get a 1st round bye and take on the winner of Ole Miss/Tulane (Ole Miss) in the Sugar Bowl on New Year's Day. What a time to be a Dawg - your 2025 SEC Champions!GO DAWGS!Follow here for updates:Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠@callingthedawgspod⁠⁠⁠⁠⁠⁠⁠⁠Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠Calling the Dawgs Podcast⁠⁠⁠⁠⁠⁠⁠⁠Youtube: ⁠⁠⁠⁠⁠⁠⁠⁠Calling the Dawgs

GIVEAWAY - send us a message and let us know your favorite thing about the Square Pizza Pod. We are giving away SchermCo swag to the first three people that send us a note!On this episode of the Square Pizza Pod, Greg sits down with Danielle Frazier, Special Assistant to the City Manager for Workforce Development in the City of Charlotte and longtime girls flag football coach. They talk about what it really takes to build pathways to good jobs, why a one cent sales tax for transportation is actually a mobility and opportunity strategy, and how a career that started in one local organization has grown into national leadership.From coaching high school flag football and renovating bathrooms with her dad to helping design Charlotte's first Office of Workforce Development and chairing the United States Conference of Mayors Workforce Development Council, Danielle shares a grounded, hopeful view of what is possible when cities, schools, employers, and residents pull in the same direction.In this episode, you will hear:How growing up in a football family and coaching girls flag football shapes Danielle's leadership with young people and teamsA clear, accessible definition of workforce development and how Charlotte's new Office of Workforce Development and strategic plan are bringing that vision to lifeWhat Charlotte's historic transportation and mobility investment could mean for thousands of future jobs in construction, skilled trades, professional services, and small businessesHow the Education to Employment initiative with Charlotte Mecklenburg Schools is creating direct pathways from high school graduation into full-time roles with the City of CharlotteWhy employer engagement and emerging tools like artificial intelligence are becoming essential to a healthy, future-ready workforce ecosystemIf you care about economic mobility, public investment, or connecting young people and adults to meaningful work in growing cities, this is a conversation you will want to hear.Support the show

Buckle up: The 100th episode of The Huddle rolls into territory many never get to see —the cab of a Walmart truck. John reunites with longtime private fleet driver Janis Frazier. They first crossed paths in the aftermath of Hurricane Helene, where Janis was delivering emergency supplies into devastated communities.   What follows is an inside look at the road life most of us never see: holiday highways buzzing with hurried drivers, the calm confidence it takes to steer an 80,000-pound rig, and the heart behind a job that keeps the company moving. If you want to know what really powers Walmart's supply chain, start here. 

On today's episode of Don't Let It Stu, Stu and special guest Dana Bowling dive straight into the chaos of pop culture, Bravo drama, and their own hilarious life updates. From the viral debate about vaping after Frazier's heart scare to Taylor Swift's wild disinformation storm, they break down what's real, what's ridiculous, and why the internet is spiraling. The two also unpack the RHOSLC Greece trip, the mysterious airplane fight Bravo won't show, Meredith's denial spiral, Mary's bucket-hat insults, and Heather's airport Cartier shopping spree. Plus: dating insecurity, fast-food confessions, martini disasters, and the truth about who's actually having an open marriage. It's messy, funny, opinionated, and exactly the pop-culture deep dive you need. Chef Stu Social - send your questions for “Kitchen Quick Fix” Instagram: https://www.instagram.com/chefstuartokeeffe/ Facebook: https://www.facebook.com/chefstuartokeeffe Youtube: https://www.youtube.com/chefstuartokeeffe TikTok: https://www.tiktok.com/@chefstuart?lang=en Chef Stu's Cookbooks & Seasoning: Quick Six Fix - https://amzn.to/49zVeB0 Cook It, Spill It, Throw It: The Not-So-Real Housewives Parody Cookbook - https://amzn.to/49A8UMi Chef Stu Lovely Seasonings - https://chefstuart.com This is another Hurrdat Media Production. Hurrdat Media is a podcast network and digital media production company based in Omaha, NE. Find more podcasts on the Hurrdat Media Network by going to HurrdatMedia.com or the Hurrdat Media YouTube channel! Learn more about your ad choices. Visit megaphone.fm/adchoices

State Rep. Deanna Frazier Gordon ends her race for Congress, Beshear gives an update on the state's medical marijuana program, U.K. partners with Microsoft to collaborate on A.I., and how high schools are helping prepare students for college or a career.

Send us a textThis one isn't for the fragile.Frazier comes in hot after a no-filter conversation with a loan officer who needed the truth and Michael is right there with him pulling zero punches. This episode dives deep into the entitlement mindset plaguing LOs in today's market. Just because you used to be good doesn't mean you still are. Nobody owes you leads, results, or respect just because you show up.It's about time we said it out loud:The reason you're losing has nothing to do with rates or realtors. It has everything to do with your standards.From weak routines to second-guessing your own value, this episode will either shake you awake or offend you. Either way, it's exactly what the middle of the market needs to hear.

Beauty product manufacturers create sizable innovations from the tiniest of technologies. One good example of this: designing next-generation cosmetic product formats with nanofiber materials. This week on the CosmoFactory podcast, we learn about nanofibers from our guest Doctor Laura Frazier, Chief Scientist at TaikiUSA, the company is a branch of Taiki Group (headquartered in Japan) which specializes in product application tools and technologies, including nanofiber sheet masks and skincare patches. In recent years TaikiUSA  teamed up with the Stellenbosch Nanofiber Company (SNC) of South Africa to form a joint venture called Bōshi Beauty and develop a whole new nanofiber product format—NanoDrops.  If you enjoy this episode, SHARE it with a friend, FOLLOW the CosmoFactory podcast & please LEAVE A REVIEW today. With your help, even more cosmetic industry professionals can discover the inspiring interviews we share on CosmoFactory! ABOUT CosmoFactoryBeauty industry stakeholders listen to the CosmoFactory podcast for inspiration and for up-to-date information on concepts, tactics, and solutions that move business forward. CosmoFactory – Ideas to Innovation is a weekly interview series for cosmetics and personal care suppliers, finished product brand leaders, retailers, buyers, importers, and distributors. Each Tuesday, CosmoFactory guests share experiences, insights, and exclusive behind-the-scenes details—which makes this not only a must-listen B2B podcast but an ongoing case study of our dynamic industry. Guests are actively working in hands-on innovation roles along the beauty industry supply chain; they specialize in raw materials, ingredients, manufacturing, packaging, and more. They are designers, R&D or R&I pros, technical experts, product developers, key decision makers, visionary executives. HOST Deanna UtroskeCosmetics and personal care industry observer Deanna Utroske hosts the CosmoFactory podcast. She brings an editorial perspective and over a decade of industry expertise to every interview. Deanna is also Editor of the Beauty Insights newsletter and a supply-side consultant. She previously wrote the Global Perspectives column for EuroCosmetics magazine, is a former Editor of CosmeticsDesign, and is known globally for her ability to identify emerging trends, novel technologies, and true innovation in beauty. A PRODUCTION OF Cosmoprof Worldwide BolognaCosmoFactory is the first podcast from Cosmoprof Worldwide Bologna, taking its place among the best B2B podcasts serving the global beauty industry.   Cosmoprof Worldwide Bologna is the most important beauty trade show in the world. Dedicated to all sectors of the industry, Cosmoprof Worldwide Bologna welcomes over 250,000 visitors from 150 countries and regions and nearly 3,000 exhibitors to Bologna, Italy, each year. It's where our diverse and international industry comes together to build business relationships and to discover the best brands and newest innovations across consumer beauty, professional beauty, and the entire supply chain. The trade show includes a robust program of exclusive educational content, featuring  executives and key opinion leaders from every sector of the cosmetics, fragrance, and personal care industry. Cosmoprof Worldwide Bologna is the most important event of the Cosmoprof international network, with exhibitions in Asia (Hong Kong), the US (Las Vegas and Miami), India (Mumbai) and Thailand (Bangkok). Thanks to its global exhibitions Cosmoprof connects a community of more than 500,000 beauty stakeholders and 10,000 companies from 190 countries and regions. Learn more today at Cosmoprof.com             

Dan, Simon, Andrew & Frazier try to take the positives from Cardiff's Challenge Cup defeat against Stade Francais and look ahead to Ulster's arrival at the Arms Park, plus Rags Corner and all the latest news from the club. #Cardiff #Rugby #Welshrugby #EPCR #URC Learn more about your ad choices. Visit podcastchoices.com/adchoices

Detroit Lions Make A Statement When They Had To The Detroit Lions did not just beat the Dallas Cowboys. They answered a question the rest of the NFL was starting to whisper: could this team still reach the gear it showed last year when everything mattered. A 44–30 win over Dallas at Ford Field in a must win spot is not perfection, but it is proof of concept. This is what the Lions offense is supposed to look like when it breathes, and what this defense looks like when it steals possessions instead of just surviving. Jared Goff, Jahmyr Gibbs and an Offensive Line That Finally Settled This felt like a reset game for Jared Goff. After weeks of interior chaos and happy feet, he played like a quarterback who trusted what was in front of him, finishing with a 121 passer rating and command of the entire field. He did not just lock onto Amon Ra St. Brown. He spread it around. St. Brown went 6 for 92 on one good ankle. Jameson Williams added 7 for 96 in what might be his most complete game as a pro. The star, though, continues to be Jahmyr Gibbs. He is no longer just a fun wrinkle in the playbook. He is the problem defenses cannot solve. Seventy seven receiving yards, a series of ankle erasers in space, and the constant threat that any touch might become a house call. This is the first Lions player since Barry Sanders who genuinely makes you lean forward every time he has the ball. Quietly, the big shift up front was Miles Frazier. Once the rookie stepped in at left guard for Tristan Colon, the protection and run fits stopped looking like a fire drill. Frazier buried people on duo and inside zone, climbed to the second level with bad intentions, and gave both Goff and David Montgomery room to operate. Monty responded with 60 hard rushing yards and looked far closer to the back we saw last season than the guy fighting for air against Philadelphia. If this is who the offensive line can be with Frazier settling in and the tackles relatively healthy, Detroit's playbook opens back up. Shot plays to Williams, option routes for St. Brown, and Gibbs isolated on linebackers is how the Lions offense stresses an entire defense. Defense, Special Teams and the NFC Playoff Picture The Lions defense did not dominate Dallas statistically, but it did what great units do in big games. It turned the ball over. Fourteen points came directly off Cowboys mistakes. Jack Campbell flew around again, DJ Reed battled with CeeDee Lamb until the concussion, and the front made Dak Prescott uncomfortable enough to force high risk throws. Special teams finally flipped a field too. Tom Kennedy looked like he had been waiting five years for those returns, hitting seams at full speed and giving the offense short grass it has been missing all season. That is how complementary football is supposed to look in a real playoff race. In the NFC playoff picture, the win keeps the Detroit Lions alive for more than just a wild card berth. It keeps pressure on Green Bay and Chicago, and it turns next week's trip to play the Los Angeles Rams into a leverage game instead of a funeral. Run the ball the way Carolina just did against the Rams, protect Goff the way they did against Dallas, and Detroit can turn this one statement into the start of a December run. https://www.youtube.com/watch?v=LvYN107viHw Get yourself a Classic Detroit t-shirt here! Don't miss our great merch selection in the Detroit Lions Podcast store. Looking for the relief that CBD products can bring? Click here: https://bit.ly/2XzawlG Get your Lions Gear at: https://bit.ly/2Ooo5Px As an Amazon Associate we earn from qualifying purchases made here: https://amzn.to/36e2ZfD Donate Direct at: https://bit.ly/2qnEtFj Join the Patreon Crew at: https://bit.ly/2bgQgyj #DetroitLions, #Lions, #DetroitLionsPodcast, #OnePride, #LionsWin, #LionsMakeAStatement #GoffLockedIn #GibbsElectric #FrazierBreakout #LionsPlayoffPush #JamoStepsUp #StBrownBattles #CowboysFallInDetroit #ComplementaryFootball #FordFieldEnergy Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of HTH, Michael Admire welcomes the Bulldogs' Athletic Trainer to the microphone. Devante shares his game day routine, his path to Drake and the process of getting a player back from injury.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Yinz Are Good is an award-winning podcast that shares the good news going on out there and celebrates the good people who are making it happen: The people who are lifting others up, who are taking care of their neighbors, the people who are saying, “What can I do today to make our world a better place?”.In this episode, Tressa sits down with the remarkable Evan Frazier, President & CEO of The Advanced Leadership Institute (TALI). Talk about building community…the folks at TALI are doing that and then some.  TALI's mission, in part, is to support, develop, and retain Black leaders and their allies. Their vision is to create more inclusive and prosperous professional communities through a distinct leadership development model that educates, develops, connects and positions Black leaders and their allies for advancement. This conversation is about support, community, opportunity, and it's about recognizing a problem within a community and working to solve it. Yinz Are Good's LIVE Christmas Special Monday, Dec. 8, 2025The Lounge at the Greer Cabaret Theater | 655 Penn Ave. 15222Show starts: 7:30pmDoors open: 6:45pmTICKETS HERE The Advanced Leadership Institute: https://taliinstitute.org/Facebook: @The Advanced Leadership InstituteLinkedIn: The Advanced Leadership InstituteThis episode is brought to you by Dick's Sporting Goods — your one-stop shop for holiday gifts that get everyone moving. From cozy winter gear to fan favorites for every Pittsburgh family — every holiday season starts at Dick's.—⁠https://www.yinzaregood.com/⁠⁠⁠⁠FOLLOW US on social media!Instagram:⁠⁠ ⁠@yinzaregood⁠⁠⁠ Facebook:⁠⁠ ⁠@YinzAreGood⁠⁠⁠Have a story of generosity or kindness to share with us? Want a Kindness Crate dropped off at your business or school? Email us at ⁠yinzaregood@gmail.com.

In this powerful episode of the UpliftHER Leadership Series on the Self-Care Goddess Podcast, I had the honor of speaking with Tiffany R. Frazier a bold, people-first HR executive with 15+ years across healthcare, tech, and professional services. She is known for blending strategy, humanity, and heart to build workplaces where people can truly thrive.Certified in Human Resource Management, change management, and leadership development, Tiffany brings razor-sharp instincts, lived wisdom, and refreshing honesty to every conversation with ESPN on in the background and a slice of pizza in hand.Together, we explored how HR is evolving, why work-life balance is a myth, and what it really takes to prevent burnout in the workplace while rising as a courageous, conscious leader. In This Insightful Episode, We Explore:✅ Tiffany's pivot from operations into HR  and how she discovered her true “people superpower.”✅ The biggest shifts in modern HR, including HR as a strategic business partner✅ How AI can streamline processes and transform human resource development✅ Why burnout is a slow process  and how to recognize the warning signs early✅ The role of rest, stillness, and self-compassion in avoiding burnout at work✅ Work-life balance vs. work-life harmony  and how to prioritize your “100% pie”✅ How generational shifts (Gen Z + Gen Alpha) are demanding purpose-driven workplaces✅ Why women must reclaim their emotional intelligence as a leadership strength✅ Speaking up, disrupting harmful norms, and breaking the “rules” that hold women back✅ Redefining success, belonging, psychological safety, and modern organizational cultureTiffany reminds us that you already have what you need. The strength, the resilience, the inner knowing it's all within you. And when we stop, breathe, and get still, we create space for clarity, peace, and power to rise.

How can you build learning into how work gets done?Why should organizations think of learning as a system, not as a function?My guest in this episode are Kati Clement-Frazier, Director, School of Leadership at DaVita and Michele Graham, President of Intel and Learn at AmplityDuring our conversation Kati, Michele, and I discuss:Why learning must be treated as an organizational capability, not a set of programs.How psychological safety and reflection accelerate meaningful learning and behavior change.Why “flow of work” learning is about team routines, relationships, and work design—not microlearning.Why the future of learning requires new metrics and new mindsets.Why compliance-driven cultures limit experimentation, agility, and capability building.Connecting with Kati & Michele:Connect with Kati Clement-Frazier on LinkedInConnect with Michele Graham on LinkedInLearn more about The Learning Forum's CLO LIFT InitiativeEpisode Sponsor:Next-Gen HR Accelerator - Learn more about this best-in-class leadership development program for next-gen HR leadersHR Leader's Blueprint - 18 pages of real-world advice from 100+ HR thought leaders. Simple, actionable, and proven strategies to advance your career.Succession Planning Playbook: In this focused 1-page resource, I cut through the noise to give you the vital elements that define what “great” succession planning looks like.

1 hour and 43 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, Champions Circle, Winewood Organics, Community Pest Solutions, Venue by 4M where record this, and Introducing this season: Radecki Oral Surgery, and Long Road Distillers. 1. Offense vs Ohio State Starts at :51 Good thing this is pivoting to being a snacks podcast. Combos are way up there as far as gas station snacks go. Every time Ohio State got into a 3rd down situation they would just drop back and throw it to an open receiver. When Michigan was in this situation, Ohio State would just man up and Bryce had nowhere to throw. Those substitutions that happened all season continued in this game. Is trophy done going brrr? You cannot have this many holes in your team and expect to compete with Ohio State. The offensive line didn't look as dominated as it seemed, if Jordan Marshall and Justice Haynes played the whole game they'd probably break some more big runs. It didn't seem like Chip Lindsey brought much into this game that was built off of what they had been doing all season. Maybe Bryce froze up (pun not intended) a bit. He only had five throws at halftime? Guarnera actually looked really good, Frazier and Sprague held their ground. The reasons this offense didn't shine this season weren't because of the offensive line. Who's even going to sit out on offense in the bowl game?  2. Defense vs Ohio State Starts at 29:05 Giving up 27 points to Ohio State seems not that bad but we're still done with Wink. Ohio State's 3rd down conversions were the easiest possible. Neither Barham nor Derrick Moore got anywhere near Sayin all game. The 5-2 came back... It's year two, the defense shouldn't be this simplified. Yes, simplify it early on but it cannot be simplified against Ohio State. He learned nothing from the USC game, Wink needs to get fired and if he isn't then that's on Sherrone. There was a 20 play 81 yard field goal drive that took 12 minutes off the clock. That goal line stand was nice, though. Ohio State was at their own 10 but the backups were in?? Also it's a Fox broadcast, there's plenty of time to rest your starters during tv timeouts! There's a lot of work that needs to be done on the defensive line going into next year. The waves of elite defensive tackles has run its course.  3. Hot Takes, Game Theory, and Special Teams Starts at 53:38 Takes hotter than... idk. I'm out of ideas just like Michigan's coaches. The first sign that it was over was when Ohio State declined a holding call and then held Michigan on 3rd and 5. Zvada made field goals and a mob didn't have to come after Brian (they would've been right to do so). Hollenbeck had an 11 yard punt. Keeping Andrew Marsh just to fair catch punts is a valuable skill, don't make him a kick returner though. Kicking field goals early on 4th down felt like the right thing at the time, it could've been a stupid blizzard game later. You'd trust Zvada to make these field goals more than you'd trust the offense to get six yards in the redzone. Apparently an Ohio State player had head butted a Michigan player and Barham was demonstrating - but also don't do that. Jeremiah Smith almost had the funniest application of the worst rule in football. There were a lot of Ohio State fans at this game, how does that keep happening? Were there Ohio State fans near you and if so what was the experience near them like?  4. Around the Big Ten with Jamie Mac Starts at 1:25:11 Oregon 26, Washington 14 Washington's hyped offense just never came true in any of their big games this year. Oregon locks up a playoff bid, they'll probably get the G5 bid or the ACC champions. Penn State 40, Rutgers 36 Congrats to Penn State on getting bowl eligibility. This was a shootout. Tamper with the Rutgers receivers.  Minnesota 17, Wisconsin 7 Wisconsin is not good.  Michigan State 38, Maryland 28 Jonathan Smith was fired after this recording. There might've been 10,000 fans at this game but the weather kept a lot of people home.  Illinois 20, Northwestern 13 Snow game!  Iowa 40, Nebraska 16 Just a first half blowout without much effort in the 2nd half. A very disappointing ending to Nebraska's season. Nebraska is 2-10 the last three years in November. USC 29, UCLA 10 UCLA lead at halftime and then USC ran away with it in the 2nd half.  Indiana 56, Purdue 3 A year after Indiana gave Purdue their worst loss in the rivalry they give Purdue their first home loss in the rivalry. MUSIC: "Colors Change"—Tanks and Bangas "Too Good Too Bad"—Jason Scott and the High Heat "My Girlfriend Doesn't Worry"—Jeffrey Lewis and the Voltage “Across 110th Street”—JJ Johnson and his Orchestra   

On Episode #2 of of the Tedi Talks Podcast, Tedi welcomes his very special guest, Nikki Thompson-Frazier, a Mother, Wife, Author, & Entrepreneur, located in Lansing, Michigan.  Tedi and Nikki talk about her (Nikki) big win at the Clover X Shark Tank Summit in Las Vegas, Nevada.  Nikki shares with us all of the big changes happening with Sweet Encounter Bakery and announces a book signing on Tuesday, December 2nd at Hooked Bookstore, located in East Lansing, Michigan.  Nikki also tells us all about her cook show, The Sweet Life with Nikki, that appears on her YouTube Channel.  You will love the energy that Nikki brings to the conversation and, as always, the mistakes Tedi makes.  To learn more about Nikki, you can connect with her at:Website: https://sweetencounterbakery.com/ Facebook: https://www.facebook.com/sweetencounterbakeryInstagram: https://www.instagram.com/sweetencounterbakery YouTube: Sweet Life w/NikkiEmail:   desserts@sweetencounterbakery.comRESOURCESA Life Worth Tasting (3-Year Journal)EPISODE SPONSORSGrazeCraze of Okemos, MI7CLingo.comThe opinions and statements made on the Tedi TalksPodcast are/or do not necessarily reflect those of the Tedi Talks Podcast or Tedi Parsons. To learn more, please visit: https://www.teditalks2.com/The music used for this podcast was provided by: chill-house-vol-9-by-sascha-ende-from-filmmusic-io. https://filmmusic.io/standard-license. License (CC BY 4.0):

In this episode of Real Talk for Real Fundraisers, Jeff Schreifels welcomes Diana Frazier, Veritus Group's senior client experience leader with more than 40 years of fundraising experience, for an essential conversation about winning the final stretch of the year. Diana has coached over 300 mid-level and major gift officers during her 12 years at Veritus, and she brings a rare blend of wisdom and practicality to this discussion. Together, Jeff and Diana break down the 15 critical fundraising days of December, explore what separates exceptional fundraisers from those who may be in the wrong role, and outline clear, actionable steps for frontline fundraisers and managers who want to finish strong. They talk through why focus—not more time—is the real differentiator in December, how to approach year-end planning with less stress, and the specific information your donors need to complete stock gifts, donor-advised fund contributions, and wire transfers. Diana also lays out a simple two-hour-per-day gratitude strategy that allows you to meaningfully thank up to 70 donors before the year ends. If you're preparing for the intensity of December or leading a team that needs direction during the busiest season of the year, this episode will help you navigate the final push with confidence. Show Highlights: In this episode, you'll learn about…   Why you don't need more time—you need more focus, and how to get it The simple two-hour inventory exercise that relieves year-end stress How to manage the 15 critical calendar days before everything winds down Essential information donors need for stock gifts, donor-advised funds, and wire transfers  Veritus Group is passionate about partnering with you and your organization throughout your fundraising journey. We believe that the key to transformative fundraising is a disciplined system and structure, trusted accountability, persistence, and a bit of fun. We specialize in mid-level fundraising, major gifts, and planned giving, helping our clients to develop compelling donor offers and to focus on strategic leadership and organizational development. You can learn more about how we can partner with you at www.VeritusGroup.com.   Additional Resources:   [Blog] Creative Ways to Stand Out at Year-End [White Paper]  Planning Guide for Fall and Year-End Fundraising [Blog] How to Talk to Your Donors About 2026 Tax Changes 

In today's epic FAFO Championship, D'Allen Tyreke Washington (one of the three men convicted in the 2017 kidnapping and murder of six-year-old Kingston Frazier, shot to death in the backseat of his mother's car after it was stolen from a Jackson Kroger) takes the crown: paroled in 2022 after serving just four years of a twenty-year sentence, he celebrated his second chance at freedom by immediately selling meth to a confidential informant in a Flowood parking lot, leading Rankin County deputies on a chase, and earning himself a fresh twenty-year day-for-day sentence with no parole. From child murderer to instant drug-dealing recidivist, proof once again that some people are simply determined to find out the hard way.

Send us a textZillow just got smacked with a RICO and RESPA class action lawsuit—and your favorite originator tag team isn't holding back. Frazier and Michael go full Napoleon Dynamite-mode and break down how this case could rock the entire mortgage and real estate ecosystem.This isn't just about Flex. It's about pay-to-play models, illegal referrals, and what needs to happen for real change. Should RESPA be redefined? Are MSAs dead? What does "value" even mean anymore in co-marketing? And what's the real fix—more regulation, deregulation, or just brutal honesty?This episode pulls no punches. We talk straight. We call out the games. And we challenge anyone in the industry to step into the ring if they've got a different take.Plus:

Wealthy families are discovering Tennessee's legal and tax ecosystem as a key component for their long term wealth strategy. I spoke with ANDREA CHOMAKOS from Pendleton Square Trust on Tennessee around these advantages that the Tennessee Wealth Ecosystem provides in the context of other states' legal systems and economies. We cover directed trusts and Tennessee situs, and even a tip like the Community Property Trust, which is interesting in both prenuptial tax planning and estate planning contexts. https://youtu.be/CiR8eoAG-iI "The Tennessee Wealth Ecosystem" Transcript Frazer Rice (00:00.814)Welcome aboard, Andrea. Andrea Chomakos (00:03.128)Thanks, Frazer, happy to be here. Frazer Rice (00:04.696)Well, glad to have you on. Always happy to talk to friends of mine at Pendleton, talk about Tennessee and trust administration generally. Our listeners are probably pretty well versed as far as the idea of trusts, but I don't think it hurts to go and talk a little bit about what the trustee function normally entails as we talk about what is interesting about Tennessee and other jurisdictional issues. Andrea Chomakos (00:29.358)Absolutely. So Frazer, it's great to be here and share some conversation with you and your audience. While I have been in the professional fiduciary role for several years, for several decades before that, I was a practicing attorney. So I would often have conversations with my clients and drafting their documents and asking them decisions about who to appoint as a trustee. One of the very first conversations we would have is what does it mean to be a trustee? As I have now come over to the other side, broadly stating that the trustee has the responsibility to administer the trust for the sole benefit of the named trust beneficiaries in accordance with the trust terms. That seems like a lot of really big words that don't make a lot of sense to the average person. I get it. When I was practicing, a lot of my clients, their reaction would be, okay, so you're just telling me that this person is the person who makes the decisions about distributions and that's great. I can go, you know, no big deal. And the reality is, yeah, the reality is it is a big deal. Because it's more than just making distribution decisions or making them in a vacuum. You have to look at the broader picture. Frazer Rice (01:41.228)It's more than that though. Andrea Chomakos (01:55.598)But it also entails managing the trust assets and investments. It means making those important distribution decisions and understanding the impacts those are going to have not just in the short term but the long term. Filing and paying tax returns for the trust. Communicating with trust beneficiaries, providing reports and accounts. And even all of that sometimes seems like not that big of a laundry list but Let me give like an example that I ran into. Everybody loves a good example. So when I say a trustee is responsible for investing and managing all of the assets of the trust, that also means the protection and preservation of those assets. And it's incredibly common to see a trust hold some real estate, oftentimes a residence that a trustee or a beneficiary lives in. Frazer Rice (02:24.58)That'd be great. Andrea Chomakos (02:51.094)And you may say, OK, well, no big deal. Like if something happens, we'll just get it fixed. Well, it's more than that, right? You need to really understand what that means and the risks you're taking and the potential liability you're taking if you don't manage those issues in a way maybe different than you would if it was just your own house. So I was at a prior institution and that institution was serving as co-trustee with a beneficiary who resided in some trust-owned property. And lo and behold, you know, got a call from that beneficiary saying, hey, there was a leak with one of the pipes in the house. So I just went out and got some duct tape and put that around the pipe to stave off the leak, but now it's gotten really bad. And you're just sort of like, well, wait a minute. Like that's. Frazer Rice (03:34.276)Hmm. Andrea Chomakos (03:47.573)As a trustee, that's not an appropriate response to fixing a leak, it's not a roll of duct tape. So it's things like that that trustees are responsible for. Frazer Rice (04:00.004)One of the things too that's happened in modern legislation is that those three functions you talked about, the investment, the distribution, and the administration have been in many states you're able to, we like to call it bifurcate them, so that you can put an expert maybe in the investment role, maybe a family member with a corporate trustee in the distribution role, and then a corporate trustee in the administration role who, you know, they're used to doing the paperwork and the tax filings and the eye dotting and T-crossing. And in your, I guess in your experiences, we've gone through that. How have trust companies evolved to take into account this new flexibility? Andrea Chomakos (04:42.254)Absolutely, think you hit the right word. I always say the same thing, Frazier. It's a bifurcation of those duties and responsibilities. And so there are more trust companies who are embracing what we call the Directed Trust Model, where the corporate trustee is handling the administrative functions. So the reporting, the trust beneficiary communications, filing the tax returns, all of those very important functions, but ones that oftentimes are overlooked, their importance is overlooked. And other people are given the role of either distribution advisor, and sometimes the corporate trustees in these roles will make distribution decisions. But certainly the investment function is one. And as you see arise in individuals, families, using private equity for investments, other alternative investments, you see them using RIAs, multifamily offices, to manage their investments that, and those entities don't have that trustee function. There are more corporate trustees who are filling that role. And I think that we're only going to see that market increase and that demand increase. Frazer Rice (06:11.196)I don't think I could agree more with that statement. I think the idea of people having all of those functions under one umbrella really ignores just the way wealth is being managed these days, whether it's sort of peculiar assets or even, you know, regular run of the mill stocks and bonds, people have their advisors and they don't want to necessarily give that up to take advantage of trust situs and professional trustee services. Andrea Chomakos (06:21.998)Listen. Frazer Rice (06:36.524)As I talk to people around this topic, the culture of a good trustee, and especially sort of a good corporate or a good administrative trustee, there are a lot of things that go into that. In your experience, what is it that makes a good sort of corporate or administrative trustee for particular family? Andrea Chomakos (07:01.422)There's I mean, that's a great question. And it should be top of mind for all clients. Right. I think there's a couple of things. One is the institutional professionalism that a corporate trustee, independent corporate trustee provides, as well as the skill, the background and then the lack of conflict of interest. So when you think about an administrative trustee that's not managing the investments, we have no dog in that fight as they say about what's going on with the investments, how they're being managed, how they're being allocated. We, Pendleton Square and others are here to serve the beneficiaries, to facilitate communication, to help beneficiary wealth education, to continue the continuum of family values and conversations, as well as be some be a person who can sit there alongside them and educate them about the trust, about the wealth, about the impact the distributions from the trust are having on their own estate, on their own lifestyle, and really honing in on the things that they're really good at. And I think predominantly it is that being free of conflict. We don't have any other interest in the trust. Frazer Rice (08:28.252)I think the concept of staying in your lane is important. I think in the old world where the big trust companies did everything and they would allocate resources to that because doing everything required good integration and so on, it made a lot of sense. But nowadays, as we talked about the bifurcation just now, the provision of the administrative trustee functions and the distribution committees, et cetera, that feels more like an accommodation. Andrea Chomakos (08:30.913)I'm sorry. Frazer Rice (08:56.696)than a sort of focus for them. And so these trust companies that have developed, the new ones that are less worried about the investment function, that that focus is now a strength in the sense that people hire experts in that field in order to get what they need from an estate planning perspective or a site of choice, et cetera, but then to really effectuate that culture we just talked about. Andrea Chomakos (09:26.956)Yeah, I mean, think there's a couple of nuances there that you touch on that always resonate with me. And so one is. Trust business, it's a business, we all have to admit that it's a business, but is it relational or is it transactional? And at its core it's really relational. You're working alongside a family for hopefully multiple generations and as an institution you can carry forward that historic bank of knowledge in the grantor's intent, the family values as you're administering the trust. But in many larger institutions, because of just structural considerations and constraints, sometimes you have a lot of turnover in personnel. You have some loss of historic knowledge and information. And you have a compression of what it takes. not just the skills,

Send us a textIn this special in-person episode of The MLO Project, Frazier and Michael sit down with Florida broker and First Coast Mortgage co-founder Jason Kindler, live from Idaho at the High Table mastermind. It's a no-fluff conversation about leadership, building efficient operations, crushing limiting beliefs, and redefining what's possible for mortgage companies heading into 2026.Kindler opens up about his personal and professional journey, including surviving the crash, getting sober, and rebuilding with intention. He shares how he's preparing his team to not just survive the next boom—but scale it, stress-free. This is a raw, strategic, and transparent deep dive into the mindset and systems that separate stagnant shops from future-proof machines.Key Topics Covered:Why operational efficiency isn't optional anymoreBuilding a tech-enabled brokerage that can scale without breakingHow small brokers can compete with big retail opsWhy speed still kills—and slow still losesAI, APIs, and building the “ideal” experiencePersonal resilience: Jason's journey through addiction and recoveryLaunching a coaching portal powered by AI + years of hard-won experienceWhy most brokerages wait too long to invest in infrastructureWhy perfect doesn't exist—but the ideal is realTactical Nuggets:Designing operational models that absorb 40–50 loans overnight without chaosHow to structure teams so originators get the support they deserveWhy it's time to unlearn what worked in the pastHow Kemmer is using two years of coaching transcripts to build a GPT-powered training hubPlanning for efficiency now so you're not scrambling when the boom hitsBig Quote:“You're 100% in control of your income. I don't care what the market's doing. I've had great years in this market—and so have others. It's mindset and execution. Period.” – Jason KemmerGuest Plug:Jason is building a full coaching platform loaded with systems, calculators, AI tools, and years of strategic content for loan officers and team leaders. Connect with him on social to learn more and get on the early list.https://firstcoastmortgagefunding.com/KindlerCoaching

In this episode, Erin and Autumn discuss two gripping true crime cases: the kidnapping burying alive case of Barbara Jane Mackle and the murder of Tanya Marie Frazier. They explore the chilling details of Mackle's abduction, the subsequent investigation, and the eventual rescue that captivated the nation. The conversation shifts to the long-awaited justice for Tanya Frazier, whose case remained unsolved for over three decades until advancements in forensic science led to a breakthrough. Throughout the episode and the hosts reflect on the importance of keeping victims' stories alive.Keywordstrue crime, kidnapping, survival, FBI, investigation, justice, cold case, music, podcast, pacific northwest, seattleChapters00:00 Introduction and Music Preferences02:54 Listener Feedback and Episode Recap05:49 Erin's Health and Podcast Milestones08:48 The Kidnapping of Barbara Jane Mackle11:41 The Kidnapping Details and the Kidnapper's Plan14:37 The Ransom Note and FBI Involvement17:25 Barbara's Experience Underground20:31 The Search for Barbara and the Ransom Drop23:32 The Capture of Gary Christ26:08 Aftermath and Reflections on the Case27:40 The Vanishing and Return of Barbara Jane Mackle30:00 The Trial and Sentencing of Gary Christ31:55 Life After the Kidnapping33:40 Gary Christ's Downward Spiral36:19 The Impact of the Mackle Case on Law Enforcement38:43 Barbara's Resilience and the Aftermath40:37 The Legacy of Barbara Jane Mackle45:15 The Murder of Tanya Marie Frazier50:30 The Breakthrough in Tanya's Case54:41 Closure and Justice for Tanya Marie Frazier

In this episode, I sit down with fellow coach and author Steve Frazier, the mind behind Release the Coffee Cuffs. We dive deep into one of the world's most beloved, and most misunderstood, beverages: coffee.Steve rips the lid right off the mug and exposes the hidden truths behind our daily caffeine fix, revealing how something so normalised can quietly drain our energy, clarity, and connection to self. It's a raw, eye-opening chat that challenges what you think you know about “your morning cup.”At 68, Steve is living proof that it's never too late to break free from old habits and create a life aligned with purpose. His story is a massive inspiration, especially for older men who think it's too late to start chasing their dreams.Listen with an open mind and an open heart… and if this one triggers you, that's probably a sign it's exactly what you needed to hear.Enjoy this one, it's bold, honest, and guaranteed to make you rethink your relationship with coffee.Resources: Caffeinine Tracker:https://www.releasethecoffeecuffs.com/Tools-and-TrackersEffects Of Caffeine: https://www.releasethecoffeecuffs.com/effects-of-caffeineJump on BonCharge and grab yourself some protection  from wifi, 5G, blue/red light and so much more…At the Checkout Use Code “Nath22” to receive 15% offRight here: https://www.boncharge.com/?rfsn=7434501.689abcConnect With Steve Frazier:Website: https://www.releasethecoffeecuffs.com/Connect With Me (Nathan Francis Coach/Mentor) Substack: https://substack.com/@nathanfrancisFacebook Page: https://www.facebook.com/OSS.Health.MindPersonal Facebook: https://www.facebook.com/nath.francis69Tiktok: https://www.tiktok.com/@nathanfrancis222?_t=8iKxXw8R2ee&_r=1Telegram: https://t.me/nathf94  Instagram: https://www.instagram.com/nathanfrancis__/Email me anytime: nathanselfsabotage@gmail.comThe Breaking Free Podcast Spotify: https://open.spotify.com/show/1fHxmfbFZwyZPIcOrjw3Hf?si=q42PtUR4Qeu8SvUuWDMrpwApple: https://podcasts.apple.com/au/podcast/breaking-free-podcast/id1657951151Youtube: https://youtube.com/@nathanfrancis__?si=df69YA7zK-CUeG8- 

Should the Giants re interview Leslie Frazier?

Send us a text“Strike Rate, Stale Leads, and Regret”In this unfiltered episode of The MLO Project, Frazier and Michael go off the rails (and the map) with a fiery breakdown of one of the most neglected goldmines in the mortgage business: your damn database.Coming off the Accelerate session at Fuse, the guys break down why strike rate conversations are a no-brainer, why most LOs fumble their past client relationships, and why assuming someone else isn't talking to your past client is the biggest mistake you can make.This one's part strategy, part mindset slap, and 100% a reality check for any LO who's sitting on a list of names and numbers they haven't touched in years.

Norton Healthcare's Parenting With You is the podcast that helps you keep your kids healthy and safe by providing practical, down to earth advice for parents of children of any age, from babies through the teen years. In this Episode: Hot Topics in Pregnancy In this episode, our host, Dr. Erin Frazier speaks about Hot Topics in Pregnancy with C. Reed Nett, an obstetrician/gynecologist with Advocates for Women's Health, a Part of Norton Women's Care. Dr. Nett earned her medical degree from the University of Louisville School of Medicine and completed her residency in obstetrics and gynecology at the University of Cincinnati in Ohio. Dr. Nett is a member the American College of Obstetricians and Gynecologists and has a special interest in patient education, in-office surgery for treatment of abnormal bleeding and elective sterilization, and natural childbirth in the safety of a hospital setting. Her mission is to provide a comfortable and inviting atmosphere in which to care for and educate patients. During this episode, Dr. Frazier refers to pregnancy education courses through Norton Healthcare. For more information, visit this link:  https://nortonhealthcare.com/services-and-conditions/obstetrics-and-gynecology/services/pregnancy/during-pregnancy/childbirth-classes/   About Norton Children's Center for Prevention and Wellness A healthy kid is a happy kid. Norton Children's Prevention & Wellness provides resources to help you and your child build healthy habits. Established in 1991, the Office of Child Advocacy of Norton Children's Hospital, now Norton Children's Prevention & Wellness, takes an active leadership role in teaching healthy habits in children, including injury prevention and educating children and their families on healthy lifestyle choices. Advocacy and outreach educational programs are at the heart of the Norton Children's mission. Norton Children's Prevention & Wellness is funded through donations to the Norton Children's Hospital Foundation. Our efforts are focused around: Safety and injury prevention Promoting healthy lifestyles Key community partnerships Government relations Norton Children's Prevention and Wellness Classes:  https://nortonchildrens.com/prevention-wellness/classes-events/ Find a pediatrician go to https://nortonchildrens.com/locations/pediatrician-offices/  or call 502-629-KIDS, option 3.

David's life teaches us about facing two types of giants: the obvious ones like Goliath that paralyze us with fear, and the hidden ones within our hearts that can destroy us from within. When David faced Goliath as a teenager, he trusted in God's power rather than his own strength, declaring that the battle belonged to the Lord. Years later as king, David faced a different giant when he allowed boredom and desire to lead him into adultery with Bathsheba and the murder of her husband Uriah. External giants require faith in God's power to overcome impossible circumstances. Internal giants require surrendered hearts that allow God to create purity within us. Victory over both types of giants comes through Jesus Christ alone.https://www.ankenyfree.church

Regulating AI and Protecting Children. Kevin Frazier (Law School Fellow at the University of Texas at Austin) addresses the growing concern over AI chatbots following tragedies, noting that while only 1.9% of ChatGPT conversations relate to "relationships," this fraction still warrants significant attention. He criticizes early state legislative responses, such as Illinois banning AI therapy tools, arguing that such actions risk denying mental health support to children who cannot access human therapists. Frazier advocates against imposing restrictive statutory law on the rapidly evolving technology. Instead, he recommends implementing a voluntary, standardized rating system, similar to the MPA film rating system. This framework would provide consumers with digestible information via labels—like "child safe" or "mental health appropriate"—to make informed decisions and incentivize industry stakeholders to develop safer applications. 1941

Regulating AI and Protecting Children. Kevin Frazier (Law School Fellow at the University of Texas at Austin) addresses the growing concern over AI chatbots following tragedies, noting that while only 1.9% of ChatGPT conversations relate to "relationships," this fraction still warrants significant attention. He criticizes early state legislative responses, such as Illinois banning AI therapy tools, arguing that such actions risk denying mental health support to children who cannot access human therapists. Frazier advocates against imposing restrictive statutory law on the rapidly evolving technology. Instead, he recommends implementing a voluntary, standardized rating system, similar to the MPA film rating system. This framework would provide consumers with digestible information via labels—like "child safe" or "mental health appropriate"—to make informed decisions and incentivize industry stakeholders to develop safer applications. 1919

Today's episode of the podcast covers some NFL Leaderboards, dives into a discussion about Early Declare and Super Senior statuses, and then finishes with the Week 11 Discussion. As usual, I did not write up the NFL Notes, but I do have at least some brief observations about Early Declare and Super Senior status by position group. This is not meant to be a definitive study, more an observation about where the league is and recent trends. After that, as always, the Week 11 Preview which looks forward to some crucial 2026 QB match-ups. Early Declares and Super Seniors by PositionFor this an analysis, an Early Declare is anyone who leaves college the minimum 3 years after high school. A Super Senior is anyone who leaves college 5+ years after high school. To be clear, I don't think the analysis is re-inventing the wheel in any way, shape, or form and much of this is probably self-evident to at least some people, but I would wager even some of those people might be shocked by the degree in some of these points. * This should surprise no one, but the QB position is the only position — particularly at the top — where being a Super Senior is not a detriment particularly relative to being an early declare in recent memory. Several elite QBs (Jayden Daniels, Joe Burrow, Bo Nix) are Super Seniors, and QB is the only position where choosing between the top three Early Declares and top three Super Seniors would be a debate; the top 3 Early Declares on KTC right now are Lamar Jackson, Drake Maye, and Patrick Mahomes, so they still may have the edge here, but compare that to WR where the KTC rankings would make a similar comparison Ricky Pearsall, Jayden Reed, and Terry McLaurin v Ja'Marr Chase, Jaxon Smith-Njigba, and Justin Jefferson. * RB is the position where the TOP END is the most dominated by Early Declares. The top 6 RBs and 13 of the top 14 RBs are Early Declares (Bijan Robinson, Jahmyr Gibbs, Jonathan Taylor, Ashton Jeanty, De'Von Achane, Omarion Hampton, Quinshon Judkins, Bucky Irving, Christian McCaffrey, Saquon Barkley, Breece Hall, Josh Jacobs, Kyren Williams). That said, the gap between simply being a senior and a super senior, at least in the moment, seems less extreme at RB compared to WR. James Cook is the other RB in the Top 14, and as a 4th Year player, he creates the biggest divide between Senior and Super Senior, but players like Chase Brown, Jaylen Warren, and before his injury Cam Skattebo are more highly valuable to their positions relative to the Seniors and compared to the WR position. * At WR, within the top 24, there is a 2/3 to 1/3 preference towards the Early Declares, with 8 Early Declare WRs in the top 12 and 16 Early Declare WRs in the top 24. Beyond that though, the most unique aspect of WRs in this analysis is the complete lack of players achieving significant success after becoming Super Seniors. Ricky Pearsall and Jayden Reed have had some relative success aside from injuries, but injuries are a relevant reality in the sport, and if they do not turn their careers around soon, the biggest 5th Year WR hit since Terry McLaurin and Deebo Samuel — both of whom are ~30 YO now — is probably Rashid Shaheed? Or perhaps still Jayden Reed even with the injuries. Since the podcast, Deebo has fallen out of the Top 50 and Shaheed has risen into the top 50, but essentially these 5 WRs are the 5 that rest near or above the fringe of WR50. That is a very small number of relevant players throughout the entire position. * As one additional note, among the 8 WRs who have Senior (not super) status in the Top 24 on KTC, four of these eight WRs (Egbuka, Odunze, DeVonta, Olave) had an excellent season with high draft status prior to returning for their four season. Two more of these WRs (Ladd & Puka) were heavily impacted by injuries throughout their collegiate careers. This is why, in my eyes, even the bar for a fourth year player at the WR position should be very high or have significant excuse as to why they were not able to become more successful earlier in their careers. My belief is that this is because WR is so skills driven that early skills development is still underrated in the scouting process. This is admittedly not the most optimistic analysis, and I did not spin it directly like this on the podcast, but there is a reason that I bring all these items up on a Show/Sub that slants to the NFL Draft: There's some evidence that being an Early Declare for Dante Moore would be more enticing for teams to the extent that it might help him stay in the First Round relative to maybe a similar QB with a similar season who was a 4th Year player, but the fact that so many of those QBs being drafted as Early Declares are on the bottom of the top 20-28 QBs might suggest that for Dante Moore, if he wants to be a very good QB, staying at Oregon might be the most logical decision. And for Fernando Mendoza and Ty Simpson, while at other positions returning for a 5th Year would be a detriment, there's not necessarily anything obvious in the numbers right now — particularly if your goal is to be a very good QB — that suggests going back for a 5th Year is a bad idea. At RB, our top two don't need discussed here, but particularly as Jonah Coleman may re-enter the RB2 conversation with the injury to Justice Haynes, this is just another sign that Coleman best abilities might lie in FLOOR and not CEILING. And at WR, luckily our top three are fine here — it is part of what makes them the top 3. Jordyn Tyson is the only senior, but he slides nicely into that category that also fits Egbuka, DeVonta, Odunze, and Olave. The concern is more as we get into the stages where Chris Bell, Germie Bernard, and even Denzel Boston are becoming first round picks that people are excited about. Boston scores okay compared to those players, but is a clear step down. Bell and Bernard are not particularly close. That doesn't mean they can't be very good WRs, but unless there is more well-rounded development, they are the two players right now where they seem like they may slip into my own 1st Round, but in most drafts I would not want to rank them with a Top 12 grade. Make sure to check out the Fantasy for Real podcast where I go over these games in preparation for Week 11.After a few weeks where the match-ups for the 2026 QBs were not quite as exciting, this weekend showcases many of our top QBs matched up in important games. The biggest match-up and Game of the Week features LSU & Garrett Nussmeier taking on Alabama & Ty Simpson, with Nussmeier in particular needing to take advantage of the limited opportunities he has left before the 2026 NFL Draft. Aside from this top game, both Dante Moore and Fernando Mendoza find themselves against tricky defenses in road environments. This is another big opportunity week for the 2026 QB Class with plenty of other big games to look through as well. Friday Night LightsNorthwestern @ USC at 9:00 PM on FOXKey Players: Griffin Wilde, WR, Northwestern (2026) ; Jayden Maiava, QB, USC (2026) ; Makai Lemon, WR, USC (2026) ; Ja'Kobi Lane, WR, USC (2026)Not too much action late Friday night, but USC does have one of the most intriguing teams for the 2026 NFL Draft in particular. While the injury to Waymond Jordan and playing through injuries for Ja'Kobi Lane has limited some of the intrigue, this team still features two potential Day 2 or higher WRs including a top 3 WR in Makai Lemon. QB Jayden Maiava flirted with the First Round QB conversation, but right now seems to be firmly on the outside looking in after poor performances the last two weeks. This game is unlikely to get him back in the conversation, but it can get him on the right track for at least Day 2 moving forward. For Northwestern, Griffin Wilde remains an intriguing, productive player within College Football. A third year player in his first year in the Big Ten, Wilde is very likely the most important member of the Northwestern offense.Week 11 College Football GAMEDAY PreviewsGAME OF THE WEEKLSU @ Alabama at 7:30 PM on ABCKey Players: Garrett Nussmeier, QB, LSU (2026) ; Harlem Berry, RB, LSU (2028) ; Caden Durham, RB, LSU (2027) ; Aaron Anderson, WR, LSU (2026) ; Trey'Dez Green, TE, LSU (2027) ; Ty Simpson, QB, Alabama (2026) ; Jamarion Miller, RB, Alabama (2026) ; Daniel Hill, RB, Alabama (2027) ; Ryan Williams, WR, Alabama (2027) ; Lotzeir Brooks, WR, Alabama (2028) ; Germie Bernard, WR, Alabama (2026) ; Isaiah Horton, WR, Alabama (2026)Very likely the “Game of the Week” this week pits QBs Garrett Nussmeier and Ty Simpson against each other, each with the ability to raise their stock in the upcoming NFL Draft. For Nussmeier, a player without eligibility and a nearly nonexistent path to the CFB Playoff, this will be one of the last opportunities to make an impression. If Simpson wishes to enter the 2026 NFL Draft, that might be true for him as well, though Simpson will have more post-season opportunities most likely. Simpson has showcased excellent ability to play the QB position, but as someone with very few starts, Simpson is still an incomplete picture.These teams are also quite similar in how they have matched-up on Offense this year, with the exception of Simpson being able to execute in the difficult situations that Nussmeier has struggled in. But on the ground, both teams have struggled quite a bit this season. LSU has seemingly found something in RB Harlem Berry adding a bit more consistency on the ground the last couple of weeks, and between the true freshman and sophomore RB Caden Durham, LSU definitely has a very intriguing tandem on the ground. For Alabama, the most intriguing RB at this stage for NFL futures is probably 244-lb sophomore Daniel Hill. And while they are different shapes and sizes significantly, each team features some elite upside at pass-catching positions. Trey'Dez Green of LSU has been a match-up nightmare on paper for his entire career, but the last three games have begun to bring that theory into reality. He is currently my TE1 in all of College Football, with a significant gap between Green and anyone else. On the complete opposite side of the size spectrum, Ryan Williams of Alabama is an elite prospect, still 18-Years Old, but needs to work on his consistency particularly with his hands. Aside from Williams, potential fantasy 1st-Round pick Germie Bernard and true freshman Lotzeir Brooks make up a dangerous trio that also includes other supplemental players like Isaiah Horton. This is one of the more intriguing and multi-faceted games we have had in a few weeks, with huge 2026 NFL Draft implications from primarily the QB position as well as depth in future talent at RB, WR, and TE.TOP GAME #2Texas A&M @ Missouri at 3:30 PM on ABCKey Players: Kevin Concepcion, WR, Texas A&M (2026) ; Mario Craver, WR, Texas A&M (2027) ; Ashton Bethel-Roman, WR, Texas A&M (2027) ; Ahmad Hardy, RB, Missouri (2027) ; Donovan Olugbode, WR, Missouri (2028) ; Kevin Coleman Jr., WR, Missouri (2026) ; Brett Norfleet, TE, Missouri (2026)While players like mobile QB Marcel Reed and 3rd-year RB Rueben Owens have started to make an impact and enter into potentially draftable conversations, the strength of the Texas A&M Aggies remains the WR room. Kevin Concepcion is a fringe top-10 player on my Fantasy Big Board for the upcoming NFL Draft, and while Mario Craver's size may restrict him from being a 1st Round pick, both of these WRs have flashed playmaking ability at the highest levels of College Football. While it was only 1 Catch in his follow-up performance, Ashton Bethel-Roman is a second year WR and highly recruited player who has made an impact in each of the last two games, including 130 Receiving Yards on just 43 Routes (3.02 Y/RR). Bethel-Roman is behind his teammates so far in production, but he is also the only WR listed in this room at 6' tall. For Missouri, Ahmad Hardy is having a phenomenal season for a 19-Year-Old RB in the SEC even after the fall-off in performance against SEC play, but that fall-off is something that Hardy will need to rectify a bit and showcase that his rushing style can translate to the NFL level. Kevin Coleman Jr. is a YAC receiver with some promise at the NFL level, while Brett Norfleet is a TE with excellent size. The most intriguing pass catcher for Missouri may be the true freshman, Donovan Olugbode, who at least should be seen as potentially the highest upside Devy player of the group.Tough Road Spots for VERY Important QBsIndiana @ Penn State at Noon on FOXKey Players: Fernando Mendoza, QB, Indiana (2026) ; Elijah Sarratt, WR, Indiana (2026) ; Kaytron Allen, RB, Penn State (2026) ; Nicholas Singleton, RB, Penn State (2026)Just like last week against Ohio State, this is not the Penn State team we were expecting. Even some teams that have fall-offs like Florida retain a high degree of intrigue for this list, but Penn State's lack of pass catching weapons and injury to QB Drew Allar knock them from an intriguing team to a pair of RBs, one of which in Nicholas Singleton has been a massive disappointment so far this season. Singleton will look to take on his last major opportunity as a College Football player this weekend alongside the RB getting all of the work, Kaytron Allen. The main focal point for this game though will be Fernando Mendoza. It's not entirely fair as the team Oregon beat had aspirations for a National Championship and a different Head Coach, but this is an intriguing pair of games between this game and Oregon's game this week, as both Mendoza and Oregon's Dante Moore get to play in a road environment that we have seen the other play in already this season. OSU's Julian Sayin ripped Penn State apart last week, which likely takes away some ability for Mendoza to get much credit for doing the same even on the road, but this may be the biggest regular season test remaining for Mendoza, who is one of the most likely QBs to appear in the College Football Playoff. If this game is not a sufficient test for Mendoza, it seems less likely that Mendoza will find a test in the next two opponents, Wisconsin & Purdue, who are a combined 4-13.Oregon @ Iowa at 3:30 PM onKey Players: Dante Moore, QB, Oregon (2026) ; Dierre Hill Jr., RB, Oregon (2028) ; Jordan Davison, RB, Oregon (2028) ; Dakorien Moore, WR, Oregon (2028) ; Kenyon Sadiq, TE, Oregon (2026) ; Kamari Moulton, RB, Iowa (2026)While RB Kamari Moulton has had a few good games for Iowa this season, the ranking of this game so highly in the Weekly Preview is entirely about the Oregon offense – which has struggled in two of the past three games – facing a tough Iowa Defense on the Road. The Wisconsin game was a sloppy, weather-influenced mess, but with so little experience and a limited number of games against top teams, QB Dante Moore will need to take advantage of the opportunities in front of him. As mentioned above, this Iowa game also creates a point of comparison between Moore and Mendoza, and unlike Penn State, this environment is probably going to be seen as fairly similar situationally. Kenyon Sadiq might still be my #1 TE, but he has been one of the more disappointing players so far in 2025. If he wishes to enter the draft and be taken as a true and promising TE1, Sadiq will likely need to show a bit more consistency throughout the rest of the season. Outside of these two, Oregon has a number of intriguing freshman between #1 HS freshman WR Dakorien Moore and the RBs, Dierre Hill Jr. and Jordan Davison.Other Games to Watch this WeekendGeorgia @ Mississippi State at Noon on ESPNKey Players: Nate Frazier, RB, Georgia (2027) ; Chauncey Bowens, RB, Georgia (2027) ; Zachariah Branch, WR, Georgia (2026) ; Fluff Bothwell, RB, Mississippi State (2027) ; Brenen Thompson, WR, Mississippi State (2026) ; Anthony Evans III, WR, Mississippi State (2026)The early season fumbles got Nate Frazier in the doghouse, but he has played better the last few weeks and has gone four Gs now without a fumble. Chauncey Bowens is not nearly the highly touted prospect that Frazier is, but he is the RB who broke the two big explosive carries in Georgia's most recent victory against Florida. WR Zachariah Branch has been increasingly reliable with excellent YAC skills, and if this most recent game can showcase a bit more growth in areas aside from a “Gadget” role, Branch is someone with elite athletic upside (at his size). There isn't a player necessarily approaching Day 2 on my Watchlist from Mississippi State, but at least three players are in a Draftable range. Fluff Bothwell has excellent size and could grow into a solid SEC RB with another year remaining before he can enter the NFL Draft, and Brenen Thompson (Deep) and Anthony Evans (Underneath) each have clear utilities and limitations.BYU @ Texas Tech at Noon on ABCKey Players: Bear Bachmeier, QB, BYU (2028) ; L.J. Martin, RB, BYU (2026)A huge game for College Football and a smaller game for our purposes, this is the first real opportunity to spotlight freshman QB Bear Bachmeier, who will not be draft eligible until 2028. Right now, Bachmeier is not necessarily getting as much love with three current starting freshman QB with better tools (Underwood, Sagapolutele, & Washington), but as a true freshman leading an undefeated BYU team, Bachmeier deserves a lot of credit. Aside from Bachmeier, there are a few intriguing RBs in this game, most notably BYU RB L.J. Martin. Texas Tech also features a pair of sophomores in J'Koby Williams & Cameron Dickey.Maryland @ Rutgers at 2:30 PM on Fox Sports 1Key Players: Malik Washington, QB, Maryland (2028) ; Antwan Raymond, RB, Rutgers (2027) ; Ian Strong, WR, Rutgers (2026) ; K.J. Duff, WR, Rutgers (2027)Maryland & QB Malik Washington will look to bounce back after a rough home loss to Indiana. Rutgers' defense has been the team you want to play so far this year when you need to get back on track as a Passing Offense, and so hopefully for Washington this is the case on Saturday. For Rutgers, while the team performance has not been great in recent weeks, the trio of Antwan Raymond, Ian Strong, and Future WR Riser of the Week(s) K.J. Duff make Rutgers a sneaky interesting team. If Strong wants to enter the 2026 NFL Draft, he likely needs to start having some of his biggest performances down the stretch. For Duff, there is a clear opportunity to put up 1,000+ Yards and be on every Watchlist heading into the 2026 CFB Season including NFL Watchlists, All-American Watchlists, and Biletnikoff Watchlists.Auburn @ Vanderbilt at 4:00 PM on SEC NetworkKey Players: Jeremiah Cobb, RB, Auburn (2026) ; Cam Coleman, WR, Auburn (2027) ; Eric Singleton Jr., WR, Auburn (2026) ; Eli Stowers, TE, Vanderbilt (2026)The post-Hugh Freeze era begins with a tough road test against Vanderbilt. While I will be the first to congratulate Auburn on what is hopefully a brighter future moving forward, unfortunately for the Tigers, getting rid of Freeze does not come with an upgrade at QB, and that has been the issue for Auburn throughout the season. Cam Coleman remains the headliner for this team, an elite WR talent with potential to be a top 5-10 pick in the NFL Draft, but the numbers have not quite been there yet. Eric Singleton Jr. has excellent YAC ability, speed, and is very young for being Draft Eligible, but has struggled to produce this season specifically outside of a very limited, gadget role. Jeremiah Cobb has not necessarily entered the Day 2 conversation yet, but he has become the clear lead back for Auburn. Vanderbilt TE Eli Stowers had his first truly good game of the season against Texas, and will look to continue that momentum against Auburn. Stowers is #2 in the FBS for Receiving Yards at the TE position.California @ Louisville at 7:00 PM on ESPN2Key Players: Jaron Keawe-Sagapolutele, QB, California (2028) ; Isaac Brown, RB, Louisville (2027) ; Chris Bell, WR, Louisville (2026)One player for each of the next three Draft Classes (at least in terms of when they can first enter the NFL Draft), for 2026, Louisville's Chris Bell has excellent size, athleticism, and could develop into an excellent WR, but he is also fairly raw for someone being discussed within the 1st Round. Isaac Brown has excellent explosive ability, speed, and creation ability, but the latter in particular is hard to know how it will translate going from the ACC to the NFL at under 200 lbs. Brown will look to continue his recent dominant stretch against Cal. And then against Louisville will be Cal QB Jaron Keawe-Sagapolutele. Sagapolutele had his third multi-turnover game of the season this past weekend against Virginia, but continues to show signs that if he can manage those TOs in particular that he can be a potential NFL Starter / future 1st Round Pick.Florida State @ Clemson at 7:00 PM on ACCNKey Players: Ousmane Kromah, RB, Florida State (2028) ; Micahi Danzy, WR, Florida State (2027) ; Duce Robinson, WR, Florida State (2026) ; Cade Klubnik, QB, Clemson (2026) ; Gideon Davidson, RB, Clemson (2028) ; T.J. Moore, WR, Clemson (2027) ; Antonio Williams, WR, Clemson (2026) ; Tristan Smith, WR, Clemson (2026)This game against Florida State and Clemson – even with the injury to Bryant Wesco Jr. – could potentially be an excellent showcase of WR talent in the next two Draft Classes. The big name eligible for the Draft this year is likely this Week's WR Riser of the Week(s), Antonio Williams. Williams will look to build on his first great game of the season against Florida State, and alongside Williams will be former SE Missouri St. WR Tristan Smith and sophomore T.J. Moore. It was actually Smith who had the more targets between the pairing last week, but Moore is the player within this trio that generally seems to be highest rated in Devy. Most likely the offense runs through Williams & Moore, but it would not be a surprise to see Smith – who offers a bit of a different skillset at 6' 5” – getting more involved. For Florida State, two excellent explosive athletes in Duce Robinson and Micahi Danzy will look to make explosive plays downfield or potentially even in the running game. Danzy has been a future Riser recently, and Robinson is at least an athlete worth monitoring. Aside from the WR positions, Cade Klubnik will need to continue and play well to hopefully restore his Draft Stock even to Day 2, and there are a pair of intriguing freshmen RBs who may make appearances in this game between Ousmane Kromah and Gideon Davidson.//Not too much to add today, and I should be back on Tuesday to discuss these 2026 QB Games most of all. Thanks, C.J. Get full access to C.J.'s Substack at cjfreel.substack.com/subscribe

PREVIEW. The Crisis of AI Literacy: Protecting Vulnerable Communities from Misusing Chatbots. Kevin Frazier discusses the dangers of young people misusing AI chatbots due to a significant lack of public awareness and basic AI literacy. Designers assume users know chatbots are merely objectification and optimization, not real opinions or people. Frazier stresses the need for educating consumers on the best and improper uses of these tools for responsible innovation. 1951

This episode is a special feed swap with Kentucky Wide, a podcast production of The Frazier History Museum. General William “Bull” Nelson of Mason County, secretly fought to keep Kentucky in the Union and was then famously murdered in Louisville's Galt House Hotel by Jefferson Davis (not the Jefferson Davis you're thinking of).Camp Nelson in Jessamine County, Kentucky, was named in his honor. The incredible historic site is now remembered for the hundreds of enlistments of Kentuckians into the U.S. Colored Troops. Poet Frank X Walker has written a collection of poems touching on these people and moments called Load in Nine Times—several of which are included in this episode covering both the history and his modern relationship with Camp Nelson.--On Main Street in Louisville, The Frazier Museum is dedicated to sharing the stories, moments, and people from the Commonwealth that matter to the world. With exhibits, multimedia, field trips, live programs, tours, and the Kentucky Wide podcast, The Frazier is where thousands start their Kentucky journey. Find out more at www.Fraziermuseum.orgSubscribe to the Kentucky Wide Podcast at https://podcasts.apple.com/us/podcast/kentucky-wide/id1816224422Load In Nine Times by Frank X. Walker: https://wwnorton.com/books/9781324094937https://linktr.ee/Kyhistorypod

STEAM Box is back with Young Voices! After our last discussion where youth expressed wanting to know more about other youth spaces, we brought in the perfect guest, Rush Frazier, the Director of Youth Pride Inc.

Send us a textIn this high-energy episode of The MLO Project, Frazier and Michael come in hot fresh off AIME's Fuse 2025, breaking down lessons, laughs, and the unexpected win of a 7:00 a.m. breakout session that packed the room.Michael shares the behind-the-scenes story of his first “legit” Fuse experience, the vibes-only navigation system through the Gaylord Opryland, and why his High-Level Blueprint session had brokers buzzing before the sun came up.This isn't another tech talk — it's a wake-up call for loan officers who've been sleepwalking through their CRM strategy. They dive deep into:Why legacy CRMs are holding LOs hostageWhy Data is THE NEW CommissionThe real leverage behind HighLevel (HL4 Mortgage Pros)How top brokers are using automation and AI without losing authenticityWhy most LOs waste money on tools they don't understandThe right mindset for implementing any system (hint: start with the goal, not the gadget)Whether you were at Fuse or not, this episode gives you a front-row seat to what's coming next in mortgage tech, content leverage, and operational dominance.

On their weekly WPIAL and City League football podcast, Post-Gazette insiders Mike White and Keith Barnes ponder the first week of playoff action and what comes next. What was good - and not-so-good? The turnaround stories with New Castle, Frazier, Chartiers-Houston, and Apollo-Ridge continued. Among the big games this week is Thomas Jefferson vs. McKeesport in a battle of running backs, Kemon Spell of McKeesport and Tyler Eber of Thomas Jefferson. It's also a rematch of last year's WPIAL championship. It's Aliquippa and New Castle - again. Can the return of Aliquippa QB Marques Council mean a return trip to the title game for the Quips? Plus, Mike and Keith predict the winners of every playoff game. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Nate catches up with Mallory Frazier, a 2020 graduate of Unatego and a multi-sport athlete who competed in basketball and softball for the Spartans. Mallory reflects on her college experience and how she discovered her passion for working in sports, with a focus on game day operations. She talks about her recent internship with the Oneonta Outlaws and how she has embraced the grind and hard work it takes to build a career in the sports industry. 

What if the secret to deeper sleep, steady energy, and sharper focus isn't adding another supplement—but learning how to detoxify from caffeine?In this episode of Better Health Bookshelf, host Mike Capuzzi sits down with Steve Frazier, author of Release The Coffee Cuffs: Winning the Battle with Caffeine, to uncover how caffeine addiction quietly sabotages sleep, hormones, and long-term vitality. Designed for health-conscious adults ready to reclaim control, this episode explores how detoxifying from caffeine can restore balance and bring back natural energy.Listeners will discover: The real connection between caffeine and sleep quality How quitting coffee can help reset energy and mood Simple steps to detoxify your body without losing productivityPress play to learn how quitting caffeine can help you feel calm, focused, and fully alive again.Click here to get your copy of Release The Coffee Cuffs and start your caffeine-free journey today.If you find this episode helpful, please consider subscribing and sharing it with friends and family.

Nate Frazier and KJ Bolden, Georgia Star Running-back and Safety, join Darien Rencher and Mo Hasan. Nate and KJ talk with the fellas about adjusting to College Football life, reality of navigating NIL, Georgia National Championship hopes, playing for Kirby Smart, and ultimately what they want to accomplish in their careers. An authentic look into the life of some of college football's biggest stars at a legendary program. You can see why they are loved by the UGA fanbase and why their futures are bright. Thanks for tuning in, Much love! Be sure to like, comment, subscribe, and follow along for more. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Antwan Frazier opens up in this raw, emotional interview about the truth he buried for years. As a child, he was molested by his uncle, a trauma that resurfaced through haunting dreams. At 21, Antwan confronted his abuser in a moment of rage that changed his life forever. Through mandatory counseling and deep self-work, he uncovered disturbing truths, but also the power to heal.Today, Antwan stands as a voice of healing, hope, and resilience, helping others who carry hidden trauma of their own.You can find his work on: https://thefrazierbrand.com/Send us a text Support the showAdditionally, you can now also watch the full video version of your favourite episode here on YouTube. Please subscribe, like or drop a comment letting us know your thoughts on the episode and if you'd like more stories going forward!If you would like to offer any feedback on our show or get in touch with us, you can also contact us on the following platforms: Website: www.multispective.org Email: info@multispective.org Instagram: www.instagram.com/multispectivepodcast Facebook: www.facebook.com/multispectiveorg Reddit: www.reddit.com/r/multispective Support the show: https://www.patreon.com/multispectiveProducer & Host: Jennica SadhwaniEditing: Stephan MenzelMarketing: Lucas Phiri Fatty15 promotes healthy metabolism, balanced immunity, and heart health. 2 out of 3 customers report near-term benefits, including calmer mood, deeper sleep or less snacking, within 6 weeks. 20% off on purchases link and code: ...

The Sponsors We want to thank Underground Printing for starting this and making it possible—stop by and pick up some gear, check them out at ugpmichiganapparel.com, or check out our selection of shirts on the MGoBlogStore.com. And let's not forget our associate sponsors: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklar Brothers, Winewood Organics, Community Pest Solutions, Radecki Oral Surgery, Long Road Distillers, and SignalWire where we are recording this. Featured Musician: Chirp THE VIDEO: [After THE JUMP: Things discussable.]  --------------------- 1. MSU Preview: Offense starts at the top. What have they done to Aidan Chiles? He's dinky this year, and not very accurate as a dinker either. Be careful of his rushes. MSU fans are turning on their coaches already. Offensive line is a shambles of injury. Nick Marsh, enter the dang portal already friend. They're not even throwing to him deep. Sandbagging for this game? Please don't Wink out—they've been running a million screens. 2. MSU Preview: Defense starts at 20:26 Let Bryce cook, we say! A lot of cyans as yards are coming easily. They run both types of switch coverages—weird to see Dantonio's low safeties and press corners against a passing spread (it didn't work). Best thing to do is repeat last week's approach. 3. Washington After Review starts at 43:48 Waiting for Brian to tell us about Bryce and Frazier, but they looked pretty good. Drops were an issue, are an issue. Seth proposes a prospectin' name for Jordan Marshall. Defensively Washington contributed a lot to our scores, but credit Wink or the people who yelled at him for going back to the 2024 Ohio State gameplan. Long discussion on the rotations, especially at DL—Cam Brandt isn't Derrick Moore or a young Derrick Moore and it's unfair to be playing him as such. Also Jordan Young at the end of the 2nd half when you've got a 7-point lead. 3. Hoops and Hockey Check-In starts at 1:15:54 Hockey is undefeated after their best game in years vs WMU, game 2 is tonight and will be intense. Hoops has their 2nd exhibition, hopefully with a frontcourt this time, and this one has all the makings of an elite matchup. Featured Artist: Chirp Chirp is a four-piece band that hops around genres. I don't they've opened for Vulfpeck but they're part of that same progressive rock/funk and jazz-fusion scene. Formed in 2015, Jay Frydenlund, Brian Long, Sam Naples, and Patrick Blommel have been playing concerts and festivals all around the region. I saw them with Joe Hertler (featured here before), and got a notification in my email this week that they'll be at the Pig at the end of November (11/28), so I figured it's a good time to bring them up. I have them on my work playlist, mostly for their covers, but the songs featured are all off their 2022 album. Songs: "By the Book" (video) "Little Friend" "Fast Food Blues"       Also because Across 110th Street will get our Youtubes taken down, the opener and outro: “The Employee is Not Afraid”—Bear vs. Shark “Ruska Vodka”—Motorboat

Jon reflects on the best aspects of Michigan's win over Washington, details the emotions around the Michigan-Michigan State rivalry, and reacts to another wild week of college football in our "Seven from 77." Then, Michigan's newest #77, left tackle Blake Frazier, stops by around the 32-minute mark to discuss his play in relief of Evan Link last week and the opportunity ahead for the Wolverines in East Lansing.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Sparty week with Max Bredeson, Blake Frazier, Derrick MooreSee omnystudio.com/listener for privacy information.

2 hour and 10 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, Champions Circle, Winewood Organics, Community Pest Solutions, Venue by 4M where record this, and Introducing this season: Radecki Oral Surgery, and Long Road Distillers. 1. Offense vs Washington Starts at 1:05 Pay no attention to the background noise from the drag show at Venue. This game was vanilla and we like that. Bryce Underwood had a fabulous day despite losing about 50 yards from drops. There seems to be a big difference between Road Bryce and Home Bryce. Michigan didn't take many deep shots because the short stuff was working great and Washington has tall corners. The remaining road games shouldn't be nearly as threatening as the previous three. The game is over but they have a designed run for Bryce? Jordan Marshall isn't Justice Haynes but he gets a lot of yards after contact. He's still working on re-gapping but overall an excellent first start for him. Jasper Parker looked fine. Under Harbaugh not much changed between offensive coordinators, but with Chip Lindsey a lot has changed already. He was dealing in the first touchdown drive. When's the last time we came out of a game thinking "oh wow they nuked the defensive coordinator?" How do we feel about going for it on 4th down and passing it to Mr. Dropsies? Running it up the middle is probably a 70% conversion, throwing it to Semaj is also a 70% conversion but for different reasons. Evan Link looks to be done for the year. Bryce's first scramble was Frazier getting knocked backwards, he seems fine but doesn't quite have the oomf that Evan Link does. Zack Marshall had a great game, what happened to the starting tight ends? Overall the offensive line was fine.  2. Defense vs Washington Starts at 34:40 The defense only gave up seven points but everyone is still a little mad. Michigan runs a pretty vanilla defense and it works nicely because college quarterbacks are going to make mistakes. Oden did intercept the ball but uhh... it was not because of his performance. Washington shot themselves in the foot but also Jaishawn Barham was much more responsible. Wink is not forgiven but it was nice that this game plan was simplified and it was fine. A lot of defensive tackle rotation but not everybody is a play maker. Is Lou Esposito the one rotating the tackles so much? Maybe part of the chaos on defense is you don't get used to playing next to the same guy every snap. This will not be a -33 RPS day. Jyaire Hill is not getting targeted very much.  3. Hot Takes, Game Theory, and Special Teams Starts at 58:19 Takes hotter than the bangin' drag show going on during the recording of this podcast. Brian apologizes once again for changing "AHHH YOU PUT IT THROUGH THE UPRIGHTS" and disrupting the cosmic balance. Zvada misses another field goal but gets the game sealer. Punting was a 35 yarder and then a rocket. No major complains about Semaj on punt returns except that he hit the spin button at the wrong time. The 4th and 1 drop to Semaj was unfortunate. What about the 4th and 2 on the 6? The whistle blew too early. Max Bredeson's holding call is the worst holding call since that Northwestern holding call. Stadium vibe: some people could actually use their phones! It should not take nine minutes to get a $9 coke, the athletic department doesn't pay close attention to the small things. Apparently concession people at Yost don't get paid but the athletic department can finally install cell phone towers at Michigan Stadium after 11 years under Warde.  4. Around the Big Ten with Jamie Mac Starts at 1:26:57 Iowa 25, Penn State 24 The nicest thing you can say about Penn State is that a lot of big programs are in collapse. Drew Allar's career is over, Ethan Grunkemeyer throws for 93 yards and throws two interceptions. Iowa threw for 68 yards but ran for 245 yards, Iowa should just run the triple option!  UCLA 20, Maryland 17 You gotta respect Maryland's commitment to one Army drive and then not doing a thing after. UCLA looked like the better team all game. This was a Big Ten [wild wild] West game. This is Maryland's third straight heartbreaking loss, they can't finish games with a freshman QB. There's still a path to a bowl.  Indiana 38, Michigan State 13 Shout out to everyone who listened to this on Spartan Radio. Indiana's offense was extremely efficient. Fernando Mendoza was 24/28 for 332 yards and four touchdowns. Indiana football fans were mad that they weren't winning by more. Did Indiana give up enough passing yards to be concerned with playoff implications for the Hoosiers? Northwestern 19, Purdue 0 Northwestern gets one 76 yard scoring drive and that's about all the scoring in this game. Don't let the score fool you into thinking that Northwestern has figured something out.  Notre Dame 34, USC 24 USC takes a 3rd quarter lead followed by Notre Dame getting a kickoff return. Then USC just falls apart in the 4th quarter. This was frustrating to watch as a Michigan fan.  Ohio State 34, Wisconsin 0 134 total yards for Wisconsin and that's generous. Oh god they play Oregon next weekend. Minnesota 24, Nebraska  Dylan Raiola is sacked nine times, that's too many times. Nebraska had just entered the top 25 and has now exited the top 25. A left tackle was ejected for targeting! Shout out to Minnesota fans for really filling the stadium on a Friday night.  Oregon 56, Rutgers 10 14 different Oregon players went for at least 10 yards on a play. Oregon was very upset about their Indiana game. Somehow there wasn't a rutger. Oregon had 233 breakaway yards, Rutgers had 202 total yards.  MUSIC: "Brand New Second Hand"—Peter Tosh "It's Not Easy"—Ofege "Plain as Your Eyes Can See"—Jim Sullivan “Across 110th Street”—JJ Johnson and his Orchestra   

HEADLINE: AI Regulation Debate: Premature Laws vs. Emerging Norms GUEST NAME: Kevin Frazier SUMMARY: Kevin Frazier critiques the legislative rush to regulate AI, arguing that developing norms might be more effective than premature laws. He notes that bills like California's AB 1047, which demands factual accuracy, fundamentally misunderstand AI's generative nature. Imposing vague standards, as seen in New York's RAISE Act, risks chilling innovation and preventing widespread benefits, like affordable legal or therapy tools. Frazier emphasizes that AI policy should be grounded in empirical data rather than speculative fears. 1958

SHOW SCHEDULE 10-15--25 CBS EYE ON THE WORLD WITH JOHN BATCHELOR 1964 ATLANTIC CITYCONVENTION HALL THE SHOW BEGINS IN THE DOUBTS ABOUT CONGRESS.... 10-15--25 FIRST HOUR 9-915 HEADLINE: Obamacare Subsidies Trigger Government Shutdown Debate GUEST NAME: Michael Toth SUMMARY: Michael Toth explains that the current government shutdown debate centers on extending two expensive Biden-era Obamacare subsidies. These changes allow individuals earning over 400% of the federal poverty line to receive subsidies and provide 100% coverage for the near-poor. The original Obamacare cross-subsidy structure failed because young, healthy individuals found premiums too high. Toth advocates deregulation, such as allowing insurance companies to charge lower, risk-adjusted rates and enabling single business owners to use Professional Employer Organizations (PEOs) for cheaper coverage. 915-930 HEADLINE: Obamacare Subsidies Trigger Government Shutdown Debate GUEST NAME: Michael Toth SUMMARY: Michael Toth explains that the current government shutdown debate centers on extending two expensive Biden-era Obamacare subsidies. These changes allow individuals earning over 400% of the federal poverty line to receive subsidies and provide 100% coverage for the near-poor. The original Obamacare cross-subsidy structure failed because young, healthy individuals found premiums too high. Toth advocates deregulation, such as allowing insurance companies to charge lower, risk-adjusted rates and enabling single business owners to use Professional Employer Organizations (PEOs) for cheaper coverage. 930-945 HEADLINE: Hamas, Hostages, and Middle East Turmoil: Challenges to the Trump Ceasefire Plan GUEST NAME:Jonathan Schanzer SUMMARY: Jonathan Schanzer discusses complications in the Trump ceasefire plan, including Hamas delaying the return of deceased hostages to maintain leverage. The released prisoners, including potential Hamas leaders, raise concerns about where the organization's center of gravity will shift if they are deported to places like Turkey or Qatar. Schanzer views Turkey, an autocratic supporter of Hamas, as a problematic guarantor of the ceasefire. Internationally, Iran continues its nuclear program despite snapback sanctions, and al-Sharaa is meeting with Putin regarding Russian assets in Syria. 945-1000 HEADLINE: Hamas, Hostages, and Middle East Turmoil: Challenges to the Trump Ceasefire Plan GUEST NAME:Jonathan Schanzer SUMMARY: Jonathan Schanzer discusses complications in the Trump ceasefire plan, including Hamas delaying the return of deceased hostages to maintain leverage. The released prisoners, including potential Hamas leaders, raise concerns about where the organization's center of gravity will shift if they are deported to places like Turkey or Qatar. Schanzer views Turkey, an autocratic supporter of Hamas, as a problematic guarantor of the ceasefire. Internationally, Iran continues its nuclear program despite snapback sanctions, and al-Sharaa is meeting with Putin regarding Russian assets in Syria. SECOND HOUR 10-1015 HEADLINE: China's Predicament in the Middle East and Domestic Economic Instability GUEST NAME: General Blaine Holt SUMMARY: General Blaine Holt analyzes China's strategic challenges, noting Beijing is concerned about losing access to critical oil and gas resources as US leadership advances the Abraham Accords. China's previous regional deals, like the Saudi-Iran agreement, lacked substance compared to US business commitments. Holt suggests internal pressures might lead Iran toward the Accords. Domestically, China faces accelerating deflation and uncertainty regarding Xi Jinping's leadership due to four competing factions before the fourth plenum. 1015-1030 HEADLINE: South Korea's Descent into Authoritarianism and Persecution of Opposition GUEST NAME: Morse Tan SUMMARY: Morse Tan argues that South Korea is moving toward a "rising communist dictatorship" that oppresses political and religious figures. The indictment of the Unification Church leader and the targeting of the rightful President Yoon exemplify this trend. This persecution serves as an intimidation campaign, demonstrating the regime's disregard for the populace. Tan recommends the US implement active measures, including sanctions relating to a coup d'état and visa sanctions, while also pressing for greater military cooperation. 1030-1045 HEADLINE: Russian War Economy Stalls as Oil Prices Decline and Sanctions Bite GUEST NAME: Michael Bernstam SUMMARY: Michael Bernstam reports that the Russian economy is struggling as global oil prices decline and sanctions increase transportation costs, leading to a $13 to $14 per barrel discount on Russian oil. The "military Keynesianism" economy is exhausted, resulting in staff cuts across industrial sectors. Forecasts indicate contraction in late 2025 and 2026, with the IMF lowering its growth projection for 2025 to 0.6%. Russia is avoiding sanctions by routing payments through neighbors like Kyrgyzstan, who have become major financial hubs. 1045-1100 HEADLINE: Lessons from the Swiss National Bank: Risk-Taking, Exchange Rates, and Fiscal Responsibility GUEST NAME: John Cochrane SUMMARY: Economist John Cochrane analyzes the Swiss National Bank (SNB), noting it differs greatly from the US Federal Reserve by investing heavily in foreign stocks and bonds to manage the Swiss franc's exchange rate. The SNB's massive balance sheet carries risks accepted by Swiss taxpayers and the Cantons. Switzerland, being fiscally responsible (running no budget deficits), finds central banking easier. Cochrane advises that the US Fed should not be buying stocks or venturing into fiscal policy. THIRD HOUR 1100-1115 HEADLINE: China Retaliates Against Dutch Chipmaker Seizure Amid European Fragmentation GUEST NAME:Theresa Fallon SUMMARY: Theresa Fallon discusses China imposing export controls on Nexperia after the Dutch government seized control of the chipmaker, which was owned by China's Wingtech. The Dutch acted due to fears the Chinese owner would strip the technology and equipment, despite Nexperia producing low-quality chips for cars. Fallon notes Europe needs a better chip policy but struggles to speak with one voice, as fragmented policy allows China to drive wedges and weaken the EU. 1115-1130 HEADLINE: China's Economic Slowdown, Deflation, and the Spectre of Japanification GUEST NAME: Andrew Collier SUMMARY: Andrew Collier discusses China's economic woes, characterized by persistent deflation, with the CPI down 0.3% (6 out of 9 months in the red) and the PPI down for 36 straight months. This environment raises concerns about "Japanification"—a multi-decade slowdown after a property crash. Major structural changes to stimulate consumer consumption are unlikely at the upcoming Communist Party plenum, as the system favors state investment. The property market collapse means foreign investment is leaving, and Collier suggests the economy may not bottom until 2027 or 2028. 1130-1145 HEADLINE: SpaceX Starship Success, Private Space Dominance, and Government Inaction GUEST NAME: Bob Zimmerman SUMMARY: Bob Zimmerman describes SpaceX's Starship Super Heavy 11th test flight as "remarkable," highlighting successful booster reuse and controlled re-entry despite missing tiles. He asserts that private enterprise, like SpaceX, runs the "real American space program" aimed at Mars colonization, outpacing government efforts. In contrast, European projects like Callisto, proposed in 2015, demonstrate government "inaction." JPL is also laying off staff following the cancellation of the Mars sample return project, forcing organizations like Lowell Observatory to seek private funding. 1145-1200 HEADLINE: SpaceX Starship Success, Private Space Dominance, and Government Inaction GUEST NAME: Bob Zimmerman SUMMARY: Bob Zimmerman describes SpaceX's Starship Super Heavy 11th test flight as "remarkable," highlighting successful booster reuse and controlled re-entry despite missing tiles. He asserts that private enterprise, like SpaceX, runs the "real American space program" aimed at Mars colonization, outpacing government efforts. In contrast, European projects like Callisto, proposed in 2015, demonstrate government "inaction." JPL is also laying off staff following the cancellation of the Mars sample return project, forcing organizations like Lowell Observatory to seek private funding. FOURTH HOUR 12-1215 HEADLINE: Commodity Market Trends and UK's Lack of Risk Appetite for AI Innovation GUEST NAME: Simon Constable SUMMARY: Simon Constable notes that data center expansion for AI is increasing prices for copper (up 15%) and steel (up 14%). He points out that the UK lags significantly behind the US in building new AI data centers (170 vs. 5,000+) due to a lack of risk appetite, insufficient wealth, and poor marketing of new ideas. Separately, Constable discusses the collapse of a UK China spying trial because the prior government failed to officially classify China as a national security threat during the alleged offenses. 1215-1230 HEADLINE: Commodity Market Trends and UK's Lack of Risk Appetite for AI Innovation GUEST NAME: Simon Constable SUMMARY: Simon Constable notes that data center expansion for AI is increasing prices for copper (up 15%) and steel (up 14%). He points out that the UK lags significantly behind the US in building new AI data centers (170 vs. 5,000+) due to a lack of risk appetite, insufficient wealth, and poor marketing of new ideas. Separately, Constable discusses the collapse of a UK China spying trial because the prior government failed to officially classify China as a national security threat during the alleged offenses. 1230-1245 HEADLINE: AI Regulation Debate: Premature Laws vs. Emerging Norms GUEST NAME: Kevin Frazier SUMMARY: Kevin Frazier critiques the legislative rush to regulate AI, arguing that developing norms might be more effective than premature laws. He notes that bills like California's AB 1047, which demands factual accuracy, fundamentally misunderstand AI's generative nature. Imposing vague standards, as seen in New York's RAISE Act, risks chilling innovation and preventing widespread benefits, like affordable legal or therapy tools. Frazier emphasizes that AI policy should be grounded in empirical data rather than speculative fears. 1245-100 AM HEADLINE: AI Regulation Debate: Premature Laws vs. Emerging Norms GUEST NAME: Kevin Frazier SUMMARY: Kevin Frazier critiques the legislative rush to regulate AI, arguing that developing norms might be more effective than premature laws. He notes that bills like California's AB 1047, which demands factual accuracy, fundamentally misunderstand AI's generative nature. Imposing vague standards, as seen in New York's RAISE Act, risks chilling innovation and preventing widespread benefits, like affordable legal or therapy tools. Frazier emphasizes that AI policy should be grounded in empirical data rather than speculative fears.

    HEADLINE: AI Regulation Debate: Premature Laws vs. Emerging Norms GUEST NAME: Kevin Frazier SUMMARY: Kevin Frazier critiques the legislative rush to regulate AI, arguing that developing norms might be more effective than premature laws. He notes that bills like California's AB 1047, which demands factual accuracy, fundamentally misunderstand AI's generative nature. Imposing vague standards, as seen in New York's RAISE Act, risks chilling innovation and preventing widespread benefits, like affordable legal or therapy tools. Frazier emphasizes that AI policy should be grounded in empirical data rather than speculative fears. 1960

Preview: Kevin Frazier discusses the extreme vulnerability and fragmented state of undersea cables, the vast majority of which are privately owned. The Department of Defense relies on these systems, which lack sufficient protection due to high costs. Frazier highlights recent reports that the Russian ship Yantar, under GRU possession, is tracking and mapping these vital cables near Great Britain in the event of conflict.

Preview: Kevin Frazier discusses the extreme vulnerability and fragmented state of undersea cables, the vast majority of which are privately owned. The Department of Defense relies on these systems, which lack sufficient protection due to high costs. Frazier highlights recent reports that the Russian ship Yantar, under GRU possession, is tracking and mapping these vital cables near Great Britain in the event of conflict.