Podcasts about Tuning

Most people have one or two core self-care needs that, if they're met, everything else feels easier. This episode is about how to figure out yours... and what to look out for when you hear people preaching about their own!There's also acknowledgment that your neurodivergent body and brain may process things in different ways, so the following questions may not be that useful for you.Figuring out your core self-care need or needs (just a jumping-off point!): Thinking back to times in your life when things felt the easiest, what was your life like? Which of your needs were being met fairly well?When life has been a bit easier or better, did you notice any particular ups and downs based on particular needs being met? For example, if you were overall feeling pretty good compared to your baseline, was there anything that particularly threw you off? Or something that could bring you back to that feeling better pretty quickly?Tuning into your body right now, is there anything your body is asking for? This won't necessarily be a core need, it's more a check-in to see what messages your body is already good at giving you.Thinking about the past few days, weeks, or months, are there any messages your body has been consistently giving you? For example, when you've felt tired, does it feel more like you need sleep, or more like you need food, or more like you need to be around another person to recharge? Again, this isn't a perfect metric, just noticing how your body talks to you.Is there any form of self-care that feels like it REALLY fixes a bad day?Resources mentioned: Takedown of Why We Sleep: https://guzey.com/books/why-we-sleep/Commentary on the above post: https://statmodeling.stat.columbia.edu/2019/11/18/is-matthew-walkers-why-we-sleep-riddled-with-scientific-and-factual-errors/Transcript DocAnd one more link someone sent taking down the book Why We Sleep (I haven't listened to this episode but the links alone look great): https://open.spotify.com/episode/4r0Vawq8xAfnsnKbYVUNhc?si=n7t-koeuS2GXQ2QnA8j4dQAuDHD Flourishing resources:Transcript Doc Mattia's NewsletterLike Your Brain community space (Patreon/Discord)Repost of ep 11, originally published Aug 18 2023 Hosted on Acast. See acast.com/privacy for more information.

After finishing our podcast recording last week our guests said wow that went quick! So we decided to do a part 2 with Andrew and Candace! They talk all things their hounds and share their passion for them! Treeing bears just to work and Train the dogs. One of those being a probably 400 lb. Bear!Friends met through the hound world and Bear world that still remain. We hope you all enjoy and as always Thanks for Tuning in!

This Week's Post [transcript]:https://KellyMBeard.com/2026/02/february-15-21-2026-weekly-forecast/         Kelly M Beard's Karmic Tools Weekly Forecast is posted every weekend and covers the current planetary transits which affect people in different ways and to various degrees of intensity. Kelly loves to discuss how these energies tend to manifest, and share guidance on how to direct the energies on your own behalf. Tuning in to the energy and rhythm of the planets can serve as a useful *guide* as you move along your Individual Path. It also helps to understand your place within the context of the larger Social and Collective Story. #weeklyforecast #shamanicastrology #astrology #transits #kellymbeard #cycles #patterns #lunarcycle #venuscycle #eclipsecycle #shamanism #earthmedicine #forecast #horoscope #astrologyupdate #energyupdate #energeticsupport #mysticmentor #solarcycle #newmoon #aquarius #fullmoon #leoOther Ways to Donate:Paypal = KellyMBeard @ gmail / Venmo = Kelly-Beard-52Support the show

Chris Parker of Rottweiler performance joins The Lowdown Radio Show this week. From his involvement in building pikes-peak winning cars, to his gig fabricating exhaust systems for Singer—the company that builds bespoke Porsche 911s for those with far too much money to burn—to his intake systems for KTMs that put his company on the map, Parker is a man with no shortage of drive. Or is that ride? And this, too—Parker credits ADVRider for Rottweiler's first big break, specifically the one enthusiast who started a thread on the forum touting his work. We've all got to start somewhere, and Rottweiler started right here. And stick around to the end of the show, where host Neil Graham reviews a product that's improved motorcycling safety as significantly as antilock brakes. And it's cheap. And you'll never guess what it is.

Are you tired of "shouting" your desires at a brick wall?Many seekers approach manifestation as a game of hustle, thinking that if they just work harder or "want" it more, the Universe will eventually give in. But manifestation isn't about effort—it's about Resonance.In this episode of Manifestation Meditation, we deconstruct the Law of Resonance and why your external reality can only "hum" back the note you are currently striking. We move away from the "static" of struggle and dive your mind to learn the art of internal tuning.In this episode, you will discover:The 10,000-Foot View: Why resonance is pure physics—the "Two Pianos" effect and how it governs your bank account and relationships.The "Foreign Signal" Filter: How to identify limiting beliefs that aren't even yours (the "Social Noise") and flip the switch to mute them for good.The Lucid Studio Immersion: A 14-minute deep-dive meditation using NLP Sensory Acuity to help you "wake up" inside your future and lock in the frequency of "It Is Done."Stop chasing. Start resonating. Tune in to discover how to turn your internal dial from the static of "Not Enough" to the symphony of your highest self.

Send a textJonathan Charters shares his transformative journey from Protestantism to Catholicism, highlighting the pivotal moments that shaped his faith. He discusses the impact of family, personal loss, and the importance of community support in his spiritual growth. Jonathan reflects on his experiences with the Eucharist and adoration, emphasizing the significance of these practices in deepening his relationship with Christ. He also addresses the challenges of navigating faith in a modern world, particularly through social media, and offers heartfelt advice for those struggling with their faith. Ultimately, Jonathan's story is one of hope, resilience, and the pursuit of truth in the Catholic Church.Thanks for Tuning in to Yes Catholic! We're so grateful you joined us for this episode. If this story inspired you, be sure to like, share, and subscribe to keep saying Yes to Jesus with us. Stay connected with the Yes Catholic community on Instagram and subscribe on YouTube @yes.catholic for more powerful testimonies and faith-filled content. Your support helps us continue sharing stories and reaching people all over the world! Thank you in advance for your generosity! Thank you for being part of the Yes Catholic community—where real people share real stories, all for God's glory! Thank You to Our Sponsors! This episode of Yes Catholic is made possible by the generous support of our sponsors Truthly and Tabella. Your partnership helps us continue sharing powerful testimonies and inspiring stories of faith.

Today my friend Josh Homme returns to the show to talk about the incredible Alive In The Catacombs tour, our love of Bon Scott and AC/DC and All things ART. If you have not seen the Catacombs performance its available now on YouTube and also on a new episode of Austin City Limits. Thanks for Tuning in. DDR Check out my Stand Up Special 5836 on YouTube today - https://www.youtube.com/watch?v=nbeaApu4OP0 Subscribe to my Patreon - https://www.deandelray.com/patreon  Tour Dates for all my Stand Up Comedy Shows - https://www.deandelray.com/tourdates   

The Diesel Performance Podcast is back! Chris Ehmke and Anthony Bruneni have resurrected the show and we have plans that will make our fellow diesel enthusiasts excited for what the future holds. Interviews, horsepower recipes, diesel events, competitions. Get ready! First off, we reintroduce ourselves with what has been happening around the industry with tuning (specifically the 2024+ L5P, 2023+ Powerstrokes, and the 3.0L Duramax). The boys also discuss what 2027 is looking like in regards to change for diesel truck makers. We are stoked to be back! If you have anything you want us to cover or discuss, leave a comment, message our podcast Facebook page, or reach out to any of us. We look forward to a new chapter of the Diesel Performance Podcast!

It's time for another "Answers to Your Questions" episode. I love these episodes because I get to speak to topics that are on your mind, rather than just talking about topics I think you want to know more about. And we have two really great questions to talk about today. Before I tell you what those questions are, I want to say that my personal criteria for choosing these questions is when I have been asked the same question by three or more people in a relatively short time frame. Usually the questions come in response to something I've talked about in the podcast, like our first question today, or something we discussed on one of the Live Monday Warm-Ups. Today's second question came up on a recent warm-up. My feeling is that when three people have asked it, there are a bunch more harpists who would have liked to ask it but didn't. And so I know that there are lots of harpists who really would like to have the answer, even if they let someone else ask the question. So if you're one of those who asked the question, I thank you, and so do your fellow harpists who let you ask for them. If you're not one of those who asked the question but want to know the answer, remember that next time you can be the brave one and do the asking. If you're on a live call with me, I can tell you that I always pay attention to the questions that arise. But if you haven't been on a live call with me, you can always email me here at the podcast, and I'll register your question or comment that way. The email is podcast@harpmastery.com.  So what are our questions today? The first has to do with tuning by ear and why I feel it is so essential, not just because your harp needs to be in tune, but because it's an easy way to intentionally focus on your aural skills, which are key to your learning music faster and playing with more security.   The second question brings up a really vital point about playing without tension. It's this: being relaxed before you begin playing is one thing, but staying relaxed while you play is another, more difficult one. How do you keep relaxed and keep tension away while you're playing? It's a topic that is so important to all of us; aren't you glad those three people asked? Links to things I think you might be interested in that were mentioned in the podcast episode:  Don't miss the webinar, Your Breakthrough Year Let's plan the rest of this year together in the Harpist's Breakthrough Blueprint Intensive Live Monday Warm-Up from February 2, 2026 where I talk about sticky placing, tone and tension. View it on the Harp Mastery® YouTube Channel Harpmastery.com Get involved in the show! Send your questions and suggestions for future podcast episodes to me at podcast@harpmastery.com Looking for a transcript for this episode? Did you know that if you subscribe to this podcast on Apple Podcasts you will have access to their transcripts of each episode? LINKS NOT WORKING FOR YOU? FInd all the show resources here: https://www.harpmastery.com/blog/Episode-248  

Brutal stuff for Dundee at Celtic but what was it like at Parkhead? And who stood out? There's also a massive game to come on Wednesday at Falkirk. Will United be playing that night too? Game off on Saturday and weather doesn't look promising. What does that all mean for the Tangerines season? Tuning in from home are Courier Sport writers Alan Temple and George Cran alongside former Tele Sport editor Graeme Finnan. You can also see us on YouTube at youtube.com/@TheCourierUK/videos

Heute sprechen wir über das leidige Thema Tuner oder Poser?!Was hat die Polizei eigentlich vor sich: jemanden, der mit Leidenschaft Auto fährt und sein Fahrzeug liebevoll individualisiert – oder jemanden, dem es nur ums Auffallen um jeden Preis geht? Laute Abgasanlage, Anschlag bis zum Begrenzer und auch mal mit 100 km/h durch die Innenstadt, nur um genug Aufmerksamkeit zu erzeugen? Lukas von „It's Tuning“ hat es sich zur Aufgabe gemacht, genau diesen Unterschied klarzumachen. Tuner sind keine Raser – oder wie er selbst sagt: „It's Tuning, not Racing.“Mit seiner gleichnamigen Initiative war er bereits in verschiedensten Formaten, politischen Institutionen und auf Social Media präsent. Sein Ziel: die Fahne für die Szene hochzuhalten und Moral, Verantwortung und Respekt wieder stärker in den Vordergrund zu rücken.Doch ist unsere Außenwahrnehmung bereits irreparabel beschädigt? Oder können wir – gemeinsam mit Menschen wie Lukas und ihren Initiativen – noch etwas daran ändern?Für alle, die bereits in eine Schublade gesteckt wurden: Findet in dieser Podcastfolge heraus, wie es wirklich aussieht.

Tonight on Veritas, our special guest is Dr. Chris H. Hardy. She is a scientist who explores what most researchers avoid, the mind's hidden dimensions. In her book Transdimensional Mind, Dr. Hardy shows that the Self we think of as human consciousness may only be a fraction of a much greater intelligence. This higher Self can protect us, guide us, and even alter the fabric of events when harmony is achieved. She calls the field it operates in the hyperdimension, a realm of faster-than-light energy where thought and matter interact. Through personal experience and scientific reasoning, Dr. Hardy reveals how intuition, synchronicity, and spontaneous insight are not accidents. They are communications from a Self that exists beyond spacetime. In one powerful moment, she faced an attacker and projected a focused wave of intent that physically stopped him. In another, she received a warning in a dream that later saved her life. She has seen what she calls superposed landscapes, layers of immaterial reality existing above sacred ground. And she has experienced Telhar Fields, zones of shared consciousness that form when minds resonate in perfect harmony. Dr. Hardy's work invites us to consider that we are not bound by our senses or our brain. We are participants in a living field of awareness that responds to focus, emotion, and intention. If consciousness can reach across time, communicate without words, and shape physical events, then perhaps the true frontier is not outer space but inner space. Tonight, we tune in to that frontier.

This Week's Post [transcript]:https://KellyMBeard.com/2026/02/february-8-14-2026-weekly-forecast-special-event/         Kelly M Beard's Karmic Tools Weekly Forecast is posted every weekend and covers the current planetary transits which affect people in different ways and to various degrees of intensity. Kelly loves to discuss how these energies tend to manifest, and share guidance on how to direct the energies on your own behalf. Tuning in to the energy and rhythm of the planets can serve as a useful *guide* as you move along your Individual Path. It also helps to understand your place within the context of the larger Social and Collective Story. #weeklyforecast #shamanicastrology #astrology #transits #kellymbeard #cycles #patterns #lunarcycle #venuscycle #eclipsecycle #shamanism #earthmedicine #forecast #horoscope #astrologyupdate #energyupdate #energeticsupport #mysticmentor #solarcycle #newmoon #aquarius #fullmoon #leoOther Ways to Donate:Paypal/Zelle = KellyMBeard @ gmail / Venmo = Kelly-Beard-52Support the show

Send us a textMost Catholics struggle with knowing how to practically evangelize in today's world — but what if simple, actionable steps could transform your approach? When I asked Mike Tenney about sharing his faith, he didn't just give us vague advice — he laid out a powerful, clear blueprint rooted in Scripture and tradition that anyone can follow. If you've ever hesitated to share Jesus out of fear or uncertainty, this episode will change your perspective forever.Mike's story is a journey from casual nominal faith to a passionate pursuit of Christ, sparked by one life-changing retreat at age 15. He shares how authentic community, vulnerable conversations, and simple acts of peace over a meal cracked open his heart, setting him on a path of discipleship. This episode highlights how each of us—no matter our platform or background—has a mission to love and serve. Igniting your evangelization efforts doesn't need to be complicated — it begins with presence, peace, and a readiness to act in love. If you're craving a fresh, practical way to bring the Gospel into your daily life, this conversation will equip and inspire you to take that first step with confidence.Guest Mike Tenney is a Catholic speaker, musician, and host of the Pop Culture Catechism, known for his engaging takes on media through a faith-filled lens. Thanks for Tuning in to Yes Catholic! We're so grateful you joined us for this episode. If this story inspired you, be sure to like, share, and subscribe to keep saying Yes to Jesus with us. Stay connected with the Yes Catholic community on Instagram and subscribe on YouTube @yes.catholic for more powerful testimonies and faith-filled content. Your support helps us continue sharing stories and reaching people all over the world! Thank you in advance for your generosity! Thank you for being part of the Yes Catholic community—where real people share real stories, all for God's glory! Thank You to Our Sponsors! This episode of Yes Catholic is made possible by the generous support of our sponsors Truthly and Tabella. Your partnership helps us continue sharing powerful testimonies and inspiring stories of faith.

Infertility is a treatable and curable disease, and infertility treatment needs to be more accessible and affordable to the average American. Today on Fertility Forward, we are joined by Dr. Kaylen Silverberg from the Texas Fertility Center to discuss something we haven't really touched on before: fertility legislation and the importance of advocating for our rights to start a family! Tuning in, you'll hear all about Dr. Silverberg's career, what led him to fertility legislation, how he has worked with the government, and what he sees happening in the near future in fertility policy and the impacts of these changes. We delve into why IVF needs to be covered by insurance before discussing how you can get involved in making real changes to infertility policy. We even talk about how the conversation about infertility has changed over the years. Finally, and as always, Dr. Silverberg shares what he is grateful for today. Thanks for listening!  

Need to rein in scattered energy or a busy mind? Tuning in to your body, breath, and natural rhythms helps. This moderately paced flow will bring you into your senses, as well as give you a full body mobility training session. Thanks for listening...here's how to learn more. If you're near Santa Rosa, CA come on over to 1617 Terrace Way. Beginners are welcome in every class...and experienced flow junkies will feel right at home, too!   Got questions? Want to chat about yoga? Email us! info@threedogyoga.com   Want more? Join our live stream classes offered in real time over Zoom.    Drop-in passes and memberships are available for every body. Please visit www.threedogyoga.com to learn more.  

"Join the movement. Make your voice heard." Welcome Mike Campbell, the owner and creator of Northwest Live studio outside of Seattle. Mike shares how he got into the studio bizz as well as business savviness, risk, and employee fairness. The unmistakable energy that demands entrepreneurs to take a leap of faith and do their own thing...that's the energy of this whole episode. Full of motivation and encouragement. Great listen for our hard headed, open hearted business leaders. Check out Mike's website and services here: https://northwestlive.com/

This week's episode of Wealth Formula features an interview with Claudia Sahm, and I want to share a quick takeaway before you listen — because she's often misunderstood in the headlines. First, a quick explanation of the Sahm Rule, in plain English. The rule looks at unemployment and asks a very simple question:Has the unemployment rate started rising meaningfully from its recent low? Specifically, if the three-month average unemployment rate rises by 0.5% or more above its lowest level over the past year, the Sahm Rule is triggered. Historically, that has happened early in every U.S. recession since World War II. That's why it gets cited so much. And to be clear — it's cited a lot. The Sahm Rule is tracked by the Federal Reserve, Treasury economists, Wall Street banks, macro funds, and economic research shops globally. When it triggers, it shows up everywhere. That's not by accident. Claudia built one of the cleanest early-warning indicators we have. But here's the part that often gets lost. The Sahm Rule is not a market-timing tool and it's not a prediction machine. Claudia emphasized this repeatedly. It was designed as a policy signal — a way to say, “Hey, if unemployment is rising this fast, waiting too long to respond makes things worse.” In other words, it's a call to action for policymakers, not a command for investors to panic. What makes this cycle unusual — and why talking to Claudia directly was so helpful — is what's actually driving the data. We're not seeing mass layoffs. Layoffs remain low by historical standards. What we're seeing instead is very weak hiring. Companies aren't firing people — they're just not expanding. That distinction matters. And this is where I think the big picture comes in — not just for understanding the economy, but for investing in general. When you step back, the big picture includes a government with massive debt loads that needs interest rates to come down over time. It includes fiscal pressures that make prolonged high rates politically and economically painful. And it includes the reality that if the current Fed leadership won't ease fast enough, future leadership will. History tells us that governments eventually get the monetary conditions they need — even if it takes time, even if it takes new appointments, and even if it takes a shift toward a more dovish Federal Reserve. That doesn't mean reckless money printing tomorrow. But it does mean that structurally high rates are unlikely to be permanent. And when you combine that with investing, the question becomes less about this month's headline and more about what's positioned to benefit when the environment normalizes. That's why I continue to focus on real assets that are already deeply discounted — things like multifamily real estate — assets that were repriced brutally during the rate shock, but still sit at the center of a growing, rent-dependent economy. This conversation with Claudia reinforced something I've been talking about for a long time:The biggest investing mistakes usually happen when people zoom in too far and forget to zoom back out. I've made this mistake myself. If you want a thoughtful, non-sensational, data-driven discussion about where we actually are in this cycle — and what the indicators really mean — I think you'll get a lot out of this episode. Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com. Welcome everybody. This is Buck Joffrey with the Well Formula Podcast coming to you from Montecito, California. Before we begin today, I wanna remind you, uh, listen, we’re back in, uh, back in the saddle in here in, uh, 2026. I know it’s takes some time to get used to it, but we’re, gosh, we’re at the end of the month actually by the time this plays. I think we’re in February. It’s time again to start thinking about investing. And so if you are interested in potentially using this year, which I believe and which many believe to potentially be the last year, uh, big discounts, uh, in real estate and, uh, various other types of offerings. Make sure. To sign up for the Accredit Investor group, our investor club, as we call it wealthformula.com. You do need to be an accredit investor and then you get onboarded. An accredit investor is just defined by who you are. If you make over $300,000 per year filing jointly, or 200 by yourself, every reasonable expectation to do so in the future. Or you have a net worth of a million dollars outta your personal, outside of your personal residence, you’re an accredit investor. Congratulations. Join the club wealthformula.com. Interesting podcast. Today we have, uh, Claudia Sahm She’s a Big Deal, Claudia Sahm. You may recognize that last name som, for this som rule. And what is a som rule in plain English. You actually have heard of the som rule multiple times from other economists who’ve been on the show. The som rule looks at unemployment. And asks a very simple question. Now, has the unemployment rate started rising meaningfully from its recent low? So specifically, if the three month average unemployment rate rises 0.5% or more above its lowest level, over the past year, this som rule is triggered. Now, historically, that has happened early in every US recession since the World War ii. That’s why it gets cited so much. It gets cited a lot. By the way, the sum rule is tracked by the Fed treasury economists, wall Street Banks, macro funds, economic research shops globally, and when it triggers, it shows up everywhere, and that’s not by accident. Uh, Claudia has built one of the cleanest early warning indicators we have, but here’s the part that often gets lost. The som rule is not a market timing tool, and it’s not a prediction machine. Claudia, uh, emphasized that repeatedly. It was designed as a policy signal, a way to say, Hey, if unemployment’s rising this fast, wait, waiting too long to respond makes things worse. In other words, it’s call to action for policy makers, not a command for investors to panic per se. So what makes this cycle unusual and why talking to Claudia directly was so helpful? Well, it’s what’s actually driving the data. We’re not seeing mass layoffs. Layoffs remain low by historical standards. Um, what we’re seeing instead is very weak. Hiring companies aren’t firing people, they’re just not expanding, and that distinction matters. This is where the big picture comes in, not just for understanding the economy. For investing in general and when you step back, the big picture includes a government with massive debt loads that need interest rates to come down over time. It includes fiscal pressures that make prolonged high rates politically and economically painful. I’ve mentioned this before and it includes the reality that have to fed, fed, uh, if the current Fed leadership won’t ease fast enough. I am likely the case that future leadership appointed by. Donald Trump himself, uh, will, so history tells us that governments eventually get the monetary conditions they need, even if it takes time, even if it takes new appointments. And even if it takes a shift towards a more dovish federal reserve. Uh, that doesn’t mean, uh, reckless money printing tomorrow, but it does mean that structurally. High interest rates are unlikely to be permanent. Okay? And when you combine that with investing, the question becomes less about this month’s headline and more about what’s positioned to benefit when the environment normalizes. Okay? That’s really, really important, and that’s why I continue to focus on things like real estate, right? Real estate is currently. Not for long, in my opinion, but deeply discounted things like multifamily real estate, um, that were repriced brutally during the rate shot, uh, but are still at the center of a growing and, and rent dependent economy. And again, uh, this conversation with Claudia reinforced something that I’ve been talking about a long time, which is the biggest investing mistakes usually happen when people zoom in too far and forget to zoom back out. I’ve made that mistake myself. I am not immune. I have made lots of mistakes, and that’s one of them. So this is a great conversation. Hopefully you’ll enjoy it, especially if you want a thoughtful, nons sensational data-driven discussion. Where we are actually at in this cycle and what these indicators really mean. I think you’ll get a lot of this episode and we will have this conversation for you right after these messages. Wealth formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net. The strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account. As your money accumulates, you borrow from your own bank to invest in other cash flowing investments. Here’s the key. Even though you borrowed money at a simple interest rate, your insurance company keeps. Paying you compound interest on that money even though you’ve borrowed it at result, you make money in two places at the same time. That’s why your investments get supercharged. This isn’t a new technique. It’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its backbone. Turbocharge your investments. Visit Wealthformulabanking.com. Again, that’s wealth formula banking.com. Welcome back to the show, everyone. Today my guest on Wealth Formula podcast is Dr. Claudia Sahm. Uh, she’s an American, uh, macroeconomic expert, uh, known for her work, uh, on monetary and fiscal policy and real-time economic indicators. She developed this som rule, which I think, uh, people have mentioned on this show before, so this is a great opportunity to talk to her about that. Uh, it’s a widely, uh, followed recession signal based on unemployment. She’s also a former Federal Reserve economist and senior policy advisor in government. Um, so welcome, uh, Dr. Sahm. Great. Happy to be here. Thank you. Well, let’s, let’s kind of start out with this som rule because, uh, you know, it’s funny, we, we have had a few different people, uh, at various times bring up the SOM rule, and I think one had actually said that it was triggered, but I don’t don’t think it was at any rate, let’s, let’s start with that. What is the som rule? Lemme start with why is there a som rule, and then we’ll then we’ll get to specifically what the, what the rule is itself. So when I started out on the project, it wasn’t so much about. Calling a recession, like there are some really fancy technical ways that economists like look at the tea leaves and the data and either try to forecast a recession, which is incredibly hard, or even just say we’re in a recession in real time. So like that’s a useful endeavor. But what actually was behind the development of my recession indicator was more of a call to action. How do we develop policies that, that the Congress can put into place very quickly if a recession comes? So these kind of what are referred to as automatic stabilizers, so they’re decided upon ahead of time, but then you do need a trigger that says a recession is here. So now that enhance the unemployment benefits, send out the stimulus checks, whatever it is that we kind of have as our typical tools that are used in recessions, we could have those ready to go as kind of guardrails. Then like you, you turn the policy on. So that was really my emphasis was on how do we do better policy and recessions, get the support out quickly. ’cause that’s the best chance of kind of stabilizing the situation. And then it’s like, well it was in a, it was in a policy volume that they asked for, like a really concrete proposal. So if I’m gonna say an automatic stabilizer, I need to have a proposal for what a trigger could be. So that’s really where the som rule came. So I think it is important. It’s definitely important to me to, I always remember like what the kind of reason for it’s sure. Now that also guided what the indicator itself looks like. So again, it was gonna be in, in fiscal policy. It needs to be simple, it needs to be something that we track it and it needs to, I felt it was important that it capture the reason that we. Fight recessions, why there’s such a bad, uh, you know, outcome. And so it looks at the, the unemployment rate. I use the national unemployment rate, take a three month average. ’cause we wanna smooth out, like there’s bumps and wiggles in the data from month to month. So you kind of, you know, three month average. One way to smooth it out. So you take that series of three month averages, you look at the current value, you compare to the lowest value over the prior 12 months, if you’ve seen an increase of a half, a percentage point or more. Which is really pretty modest, but half a percentage point or more. Historically, we have been in the early months of a recession, so it’s not a forecast. It’s supposed to be like we’re in it. Let’s go. It’s an empirical pattern. It’s one that’s worked in the United States. It reflects kind of our labor market institutions, the way unemployment rate moves and recessions. It historically is the case that once you get past a certain threshold of increased unemployment rate, it tends to build on itself. And in a typical recession, we see increases of. Two, three or more percentage points in the unemployment rate. Uh, so that’s, that’s what the summer rule is. And in fact, it did trigger in the summer of 2024. At that time I had said like, look around, we are not in a recession. GP is still expanding. Job creation is still happening. We don’t see the other hallmarks of a recession. And pointed to the fact that we’d had a very disrupted labor market after the pandemic in particular. You know, there had been a lot of immigration at that point. The unemployment rate is the total number of unemployed. So people who don’t have a job but are actively looking for one out of the labor force, right? And so these people that have to either be employed or looking for jobs, and so we actually saw from the pandemic. Both with the pandemic and then later with the surge and now the reversal in immigration. We’ve seen a lot of movement in the, in the labor force, which makes unemployment rate a little tricky to interpret. And then I’d also argue, we saw early in the pandemic, the unemployment rate dropped very rapidly. We even had labor shortages. So in some ways unemployment rate rising and it has risen over. I mean, it continued to rise last year in 2025. A lot of that’s also normalization. We’d had a very low unemployment rate. So I think the, the pandemic recession has a lot of features that were very unusual. We’ll talk probably more about the labor market continued to be kind of unusual. So the, you know, the somal was not the only recession indicator to fall flat on its face in the cycle. Um, but I think it’s still a useful, useful guide and I, and. You know, even if it’s not a recession, the, the unemployment rate is a full percentage point above, its low in 2023. So, I mean, that, that could, that could be a reason for policymakers to respond, even if it’s not responding to a recession. Right. That was the first time that it, that triggered and, and actually didn’t. End up in a recession, right? There’s some back in the 1950s, earlier, but it’s, it’s the first time where there’ve been some false positives in the past or, or near false positives. Like in 2003. It was kind of close, uh, is like the unemployment rate rises a little bit and then it falls back down. What we saw after it triggered in 2024 is it stabilized. Then last year it continued to rise. So this the pattern that we’ve seen since the pandemic of rapid recovery dropping unemployment rate and then it’s like gradually rising and yet has risen a full percentage point that you go all the way back in the post World War II period. We don’t see anything that looks like that. So that is a very unusual. Paris. So something’s more is going on in the labor market than just our typical business cycle, boom, bust, recession type dynamics. So what is that? What is the thing that’s happening that’s unusual right now in the labor market? Right? So the thing that is driving the unemployment rate up, I think this is a good lesson, a reminder to all of us. It’s not about layoffs. The rate of layoffs in the United States is really quite low. You look at unemployment insurance claims, they’re also quite low. What’s been pushing the unemployment rate up over the last two and a half years has been a very low rate of hiring and, and it’s, and it is something that over time will at least gradually put upward pressure on the unemployment rate and frankly. Until hiring picks up and we really don’t have many signs of it. Even as we enter 2026 unemployment rate’s gonna probably keep drifting up ’cause we’re not keeping job creation’s, not keeping up with, you know, people coming into the, into the labor market and, and that what’s, I think the puzzle right now is that hiring has been very low. But what we’ve seen in terms of consumer spending, business investment, so the kind of the big pieces of GDP, they’ve really held up pretty well, so. Business. It’s not, again, not that recession of the customers have disappeared. And so we’re not hiring, or we may even be firing workers. The customers are there for the businesses, but they’re choosing in this environment not to add, uh, to their payrolls. And that’s slowly pushing up down point rate. Yeah. Um, you know, it, it’s interesting what you’re, you’re talking about, but essentially you’re, people aren’t getting fired. They’re just, when they retire or leave, they’re just not replacing those. Individuals, you know, makes me think a little bit about what’s going on in the big, you know, in the tech push with artificial intelligence and that kind of thing, and increased in efficiency. Certainly you see that in the larger companies like Amazon and all that, where they’re just becoming massively more productive and cutting expenses essentially by, you know, using tech. Do you think that this is sort of an early indication, potentially of that kind of movement? So it. It’s possible, but I think we’re at the very front end of AI disrupting the labor market. This low hiring rate that we’ve talked about. You see this across all kinds of industries, including ones that don’t show high levels of AI adoption, and frankly, a AI adoption is pretty low. I mean, there are some sectors like tech and increasingly finance and some professional services have higher adoption rates. Uh, but in terms of it being able to explain the low hiring. I think it’s pretty tough ’cause the low hiring is such a, such a broad based, um, phenomenon. Now, AI might be, I think, indirectly contributing in that one of, one of the hypotheses about why, um, businesses have been, uh, not hiring despite, you know, economic activity. Continuing to push ahead could be that there’s a lot of uncertainty. Now there is a long list that we could draw of, of factors that might be causing businesses to be uncertain and hesitant to add to their payrolls. Uh, a lot of times you talk about things with tariffs or, you know, economic policy, regulations changing, you know, so there’s a lot going on there. But it could also be, there’s a lot of uncertainty about what this technology means for the future. Maybe you don’t need to bring on more workers because your ability to kind of use and adapt this technologies coming online. And so like that could be part of it. I think there’s another piece, you know, we have a lot of discussion about ai, but I do think that there’s, there could be a, a technology angle to this that’s, that is. Not in the AI technologies, but maybe just some of the more basic kind of automation is again, right after, you know, the, the pandemic recession as we came out of a, you know, very rapid recovery, uh, there was, there was a lot of hiring or that, ’cause businesses had done a lot of firing and they needed to bring back workers really rapidly and we actually had a period of labor shortages. There were workers moving around a lot and there were, that also put a lot of pressure on some employers, particularly in service sector, to automate more ’cause they just couldn’t get the workers, so they needed to bring technology. Online to help, you know, fill the gap. And over time, you know, businesses though, they haven’t done as much hiring, they have been firing. So the workers, they have longer tenures, have more experience, they’re probably more productive. So maybe businesses can kind of, you know, get away with not doing more hiring. ’cause the people they have there can kind of keep up with it. Um, and they’ve done some more automation. I don’t think those are sustainable. I think we’re going to need to see hiring pickup in terms of, of staying with, um, you know, as expanding, uh, demand from customers. But I won’t pretend to know what AI means for the future of the labor force. Right. So like there could be, I think that’s a big conversation about we’re headed, where we’re headed. I think it’s probably a pretty small slice of explaining. Where we’re at right now. You know, it’s interesting because obviously there was a lot of concerns about rising inflation, and particularly in the context of, you know, tariffs and, and among those types of things that were, were, um, coming down the pipe. And as it turns out, inflation seems to be coming down. How do you explain that from where you sit? Because it, it, it seems sort of to contradict a lot of what, you know, many economists believe to be likely. So when thinking about the effects of tariffs on inflation and this, this idea that it didn’t end up being as much of a factors we had really feared, uh, you know, a year ago. I think there’s a few things to keep in mind. One, the announced tariffs, uh. Didn’t come to pass fully. Right? So there’s a big difference between some of the, the, the initial announcements, whether it was on Liberation Day, April 2nd, or the initial kind of retaliation tit for tat with China, where we ended up with some triple digit, uh, tariff numbers. Those didn’t end up being where we, we ended now tariff, the effect of tariff rate. Is much higher than it was before. Right. Uh, president Trump came into office for the second time, so like, I don’t wanna minimize the, the, the increase in tariffs and the US government collected about $200 billion last year in, in additional tariffs. But there is a, there’s a good bit of daylight between what was announced and where we actually ended up. Businesses also proved very capable of trying to avoid those tariffs and not in like a. Illegal kind of way of avoiding them, but, but using inventories like trying to get ahead of them. We know the tariffs are tariffs. There’s been some evidence that, that it’s businesses are gonna start passing on the tariff cost increase when it’s actually tied to the inventories that they’re putting out in front of customers. And for some of our goods, like say apparel or things that have long seasons or come from, you know, all across the world, it actually takes quite a bit of time from the inventories being what actually shows up in front of customers. So there’s been the ability to. Kind of get around the tariffs ’cause they were rolling in. And so do be smart in terms of your inventories. And then it just takes time for those inventories to be, you know, um, to come down. Mm-hmm. By, there’s been several studies at this place, at this point that, that demonstrate that the, the tariffs, the cost of the tariffs is coming into the us. So the, it’s always the importer that pays the tariff, like literally writes the check to the US government. But it’s possible that the foreign producer could say, reduce their prices on what they’re, you know, paying or what they’re asking to be paid for that, uh, imported good. And then that would be a way of the foreign producer sharing the cost of the tariff. But everything that we see from the M Court data suggests that a very small fraction, probably less than 10%. Of the total tariff burden is being born by, at least at this point, born by the foreign producers. So it’s coming into the us. It’s sitting with either US businesses that are importing the goods or have the goods at some point in their, you know, in their supply chains and, and with us customers, the consumers we have, we’ve seen. I think you can really look at the inflation data. You can see the goods prices, which often are kind of a drag on inflation that they did turn around. They’re, they’re putting upward pressure on inflation. It’s not massive. It doesn’t explain all of these, you know, 200 billion in tariff costs, but then it is, it’s sitting with businesses. The effects still, it’s still just not that long enough to really understand. You know what, what the implications. It’s possible. I, I think that’s true with any, with any big policy change. Like it doesn’t happen overnight. I think that’s one thing that a lot of, a lot of economic models that, like, they’re, they’re very sensitive, right? Like as soon as a policy change happens, the models will kind of tell us something pretty dramatic in terms of adjustments. But this last year was a reminder, like when there’s, when there’s a big cost, there’s gonna be a lot of attempts to adjust around it to try to minimize that cost and then. It takes time, like in the real world, like the interactions are much more complex. You know, inventory lags all of the, like, it takes time to move its way through. So I think we’re not done with the pass through. I think we’ll probably still see more come to consumers, but businesses could decide to bear that cost. They, they could, you know, with profit margins. I mean some of, some of the inflationary environment in the pandemic did allow. There were very broad base increases in prices. You did see some companies be profitable from that because it was, there was a, you know, some of the costs were more targeted, but the, you know, the, the price increases were broad. So it could be a time where businesses see that, you know, consumers are more price sensitive now than they were in 21, 20 21, 20 22, so they’re not passing as much on it. Could be that that’s part of where. Like the cost businesses are dealing with that cost by maybe doing less hiring as opposed to passing it on to consumers. Uh, you know, they could be taking a hit with their profits. They, you know, so like, it doesn’t have to go all the way through to consumers. There are different levers that can be pulled. I do think we’ll still see some pass through in the, in probably the first half of this year, and that’s assuming that our whole tariff regime. Sit still, right? It looks like once again we might be, uh, increasing those tariffs, but, um, so yeah, I think it’s just tracing, you know, the tariffs through the system is really complicated. And one last thing I’ll say about the tariffs is they’re not just tariffs on goods that go to consumers. These tariffs have been broad enough that we’re also taring imported goods that are used by our manufacturers used for our, by our businesses in their production. So then it can take a really long time for that to end up with the, you know, the end customer could be a business to start with, and then it moves its way down. So I think these are just, you know, the costs are real. We can see the tariffs have been collected, the costs are there. We can see in the import data, there haven’t been import price data, there haven’t been a lot of adjustments by the foreign suppliers. So then it’s just a question of, we have these costs. Where did the cost go? I believe the last GEP was 4.3% and, uh, inflation was around 2.6, 2.7, or at least core. You’ve obviously, uh, worked at the Fed. Um, give us a sense of the situation that the Fed is trying to figure out here. Like what do they do with these numbers and, you know, all of the issues that surround them. The work at the Fed, I mean, it, it’s laser focused on the, the response, the mandates that the Fed has. So with maximum employment and price stability and with maximum employment, that’s not something that can be easily defined. It’s not like it’s a particular unemployment rate, it’s not a particular payroll number. But I mean, broadly speaking, it’s, you know, do, are, you know, the people who wanna work, are they working? In such a way that it’s not putting pressure on inflation, right? Like labor shortages that end up with wage increases that just, you know, end up with inflation. Like that would be a situation where the Fed would actually want to kind of help restrain some of the. Uh, employment growth. And we, we saw that in this cycle. I mean, the Fed raised rates a lot in 2022 and 2023. Uh, so that’s the maximum employment on the stable prices. The Fed has set a target of the 2%, uh, year over year PCE inflation. So a little different than the CPI inflation, but very much related. And, and it’s one, I mean, that’s, that’s the goal, right? And it, uh. So it starts with those two pieces and, and what’s been, I think what’s been challenging in say the last year as the Fed was, you know, trying to figure out what it was gonna do with interest rates was the fact that it, there was pressure on both sides of the mandate. Mm-hmm. Um, and not necessarily the, well, I mean, inflation itself has, was above the 2%. It continues to be above the 2%. Target has been. Since 2021. Now the Fed’s policy doesn’t have a look back, but I mean, they do worry that the longer inflation stays closer to three than two businesses. Consumers are gonna start to kind of embed three into their actions, their expectations. Then you kind of get stuck there. So like that, that both, you know, they were missing on the inflation mandate and there were, there were concerns that the, that we might see inflation get stuck above the mandate and the way you dislodge it if it gets stuck. Could end up risking a recession, right? So the Fed doesn’t want that to happen. So that’s a real concern. But then on the employment side, you know, we started out talking about the small rule, the rising unemployment rate. We’ve seen the unemployment rate rising. And then last year in particular, it wasn’t just the unemployment rate rising, we saw job creation just really take a leg down. Um. Some of that probably is less immigration population aging, so less supply of workers, which isn’t something the Fed would react to. ’cause that, I mean, if you don’t have as many people that wanna work, you don’t need to create as many jobs. But the unemployment rate was rising, so it’s clear, like there just wasn’t, there wasn’t enough job creation to keep up with, um, the workers who were there, uh, to work. And, and there was a concern that this could, could spiral out. Those small increased unemployment rate that, that very low level of job creation. And frankly, if you look at, I mean the, I mean, we have multiple months and probably more after revisions of declines in payroll employment. Mm-hmm. Like if you looked at the labor market data, you’d be like, aren’t we in a recession or like on the edge of one? Again, that’s not where we’re at, but it, it certainly gave that, that risk. Things could be slowing down. And, and the, the last piece that was really important in the Fed’s decisions was where, where’s the federal funds rate? Where are the interest rate, the policy interest rate they control? And it was still relatively high. For, for recent history, right. Not in the long history of the Fed, but mm-hmm. And so, like the Fed had raised, they’d raised interest rates quite aggressively to fight the inflation in 2022. They’d very gradually lowered it. Some was taken out in 2023 because made some pro, made quite a bit of progress on inflation in, or in 2024, they lowered the rates in 2025, the 75 basis points of cuts that the Fed did. It was out of concern. Of the labor market unraveling a risk, not a, not saying, hey, the labor market is unraveling, but saying the risk that the downside risk to employment are larger and more worrisome than the upside risk to inflation. So this inflation getting stuck, is that still the case as a going into 2026 here? So, you know, even, even last year we saw, we listened to Fed officials, there’s quite a bit of disagreement. Because it was a tough situation to read. There are some Fed officials that were more focused on inflation, some that were more focused on the employment side. Uh, and it really was just a matter of kind of reading the economy and trying to figure out this, a very unusual situation, like where, where was this headed? What did the Fed need to do? In the end, the consensus on the Fed was to do the rate cuts, kind of front load them. They talked a lot about it as insurance. They’re taking out insurance against the labor market deteriorating. And I think with that approach, in all likelihood, and there’s been certainly signaling of this, that when they meet at the end of January, it’ll, they’re unlikely to move again. That this is, this will be an opportunity to hold steady, be patient the Fed has, has taken out their restriction. So they don’t have the higher rates, so they’ve pulled rates down. We also know that early this year there’s various kinds of fiscal support that are coming online or tax cuts to households and to businesses that should give a little extra lift, uh, to the economy. So I think it’s a period of the Fed waiting to see what the effects of their policy changes are, seeing what the effects of the fiscal policy with the expectation this will be enough to stabilize the labor market. Even help get it back on track and really what the Fed would like. I mean, we’ll see what they get, but they’d really like the next cut to be a good news cut. Like inflation. Oh look, it’s moving back down again. We’re making clear progress back to 2%. I think that’s probably gonna take maybe even till the middle of this year to build that case. A strong case for the disinflation. Mm-hmm. But that’s, that’s what they would, would like to do. But they’re gonna keep an eye on the labor market. But nothing we’ve seen in the most recent data suggests that they gotta get moving like that. There’s some, you know, real pressure building. Um, in fact, the labor market looks a little bit better probably than when they met in December and inflation. Showing some signs of progress, but it, it’s pretty bumpy in terms of, there’s a lot of noise in the data at the moment. You mentioned, um, the Fed’s mandate and you know, certainly that’s something, um, that, uh, you know, that, that we know the Fed looks at these unemployment numbers that look at inflation. I’m curious though, that there’s, you know, there is this push and pull with the treasury. In particular, you know, looking at the amount of, of, of, of bonds that need to be refinanced, that kind of thing. I mean, presumably that’s one of the reasons why the Trump administration is pushing so hard, uh, on the Fed to reduce, um, you know, to reduce rates so that you know, this sovereign debt can be refinanced at a, something a little bit more palatable. How much of that actually. I know it’s not supposed to play a part in the Federal Reserve’s actions, but in reality is there, is there that kind of, you know, thinking that, you know, they have to, they, they may try to play ball a little bit with the, with the situation, with the debt. Yeah. There, the, the Fed is not playing ball right now with the administration. Uh, but, but there have been, there have been times in our past. So during World War II, there was an explicit cooperation between the Fed and the Treasury. The Fed kept interest rates low. Both the federal funds rates, so the short term interest rates, they also did, uh, some purchases of longer term to help keep longer term rates down. Right. So I mean, the, the Fed really, they, their policy was oriented exactly on this objective, keeping the borrowing cost of the US government low because it was financing the war effort. So, so there have been times where the Fed has cooperated with treasury. Now, when they came out of World War ii. What happened is, you know, treasury wants to keep interest rates low. This is good for, you know, the economy, good for growth, but it was, it really was creating a lot of inflationary pressures and it took until the early 1950s for the Fed to kind of regain its kind of operational independence from treasury and then go back to pursuing, you know, inflation as a key goal. And then also in the late seventies and maximum employment was added as an explicit goal. So we’re in a place now where. It’s employment, it’s inflation, it, there was quite, um, I mean, president Trump and some other officials have been, you know, very open about saying rates should be low to help with the deficit, with funding the gov. So like, it’s, it’s been in the discussion in the air. But that’s not, that’s not a mandate that Congress has given the Fed. That’s not what they’re pursuing. It does, you know, but things can change at the Fed. We’re gonna see a change in leadership this year with a new Fed chair. Um, the Fed always, I mean, Congress created the Federal Reserve. It’s changed its abilities, its responsibilities over time. I don’t wanna say that we’ll never get back to a place where the Fed thinks about. Its effect on the deficit. I mean, they’re watching it, they know, right? They’re tracking all these aspects of the economy. But in terms of what’s driving the Fed’s decisions about what the, the federal funds rate should be, that’s not part of the calculus right now. Yeah. Um, you know, another, just another question is for clarity. You know, the, the, um, officially right now there’s, there’s no quantitative easing. However, there is. Uh, you know, I’ve been reading, uh, about even, I think even today, there was a, a fair amount of liquidity, uh, being injected in by the Fed. Can you, for people who don’t understand the mechanics of this and what the difference in terminology is, can you explain to us maybe what the difference is between quantitative easing and what’s being done right now? So just as for context, where quantitative easing even came from. So if we go back to the global financial crisis in 2008, the Federal Reserve, in response to that recession, pulled the federal funds rate all the way to zero. Cut rates to zero And as sure many of us remember that that recession was a very deep and long recession. So, and the unemployment rate was, you know, 10% and inflation was not a problem. So the, the Fed would want in that environment to do more to support the economy. But when the federal funds rate is at zero, that’s, its, that has been its primary tool. Well, that’s, that’s. Stepped out. So then as a question of, well, what else could we do to help support the economy? And, and there, there were. Different possibilities. Uh, some European central banks looked at, you know, they actually did negative interest rates or tried to pull their policy rates, and that’s not what the US did. What was done was to do purchases of, uh, treasuries. Uh, there’s also been purchases of mortgage backed securities, and this is where the Fed is. I mean, and, and they’re creating reserves. So the fed, I guess, secretary, uh. Treasury doesn’t refer to it as magic money. Um, you know, they create reserves and then they’re going out and they’re buying tr so they’re pushing that liquidity, that demand into markets. And if you’re, if there’s a lot more demand for treasuries, well, the price of the treasuries will go up. The yield comes down. Interest rates go down. Yep. Interest rates go down. So they. They were, the Fed wanted to support the economy more. That was the tool that they used to do it. So when, when the Fed talks about quantitative easing, it’s not just the tool, the asset purchases, it’s also the intent, right? They wouldn’t do quantitative easing right now. ’cause if the Fed thought they really need to stimulate the economy more, they’ve still got like. More than three percentage points they could cut from the federal funds rate. Like if the issue were right now, we need to like get the economy going, they’re gonna like cut the funds rate and do it that way. They wouldn’t be pur like purchasing assets, purchasing treasuries to do that. But what what happened is between the global financial crisis, the Great recession, so all the asset purchases done then. There was some, some runoff of the balance sheet, but then again, in the pandemic there were a lot of asset purchases. Uh, the Fed has a really big balance sheet, and it has, uh, it, it kind of changes the way that the Fed can even just move around the federal funds rate. Like, I don’t wanna get too much into the, the technicals, but it’s, it’s just, you know, when the Fed says, well, we wanna lower the, the funds rate to 3.5%. In the old days, they could kind of do, you know, with the bank reserves and they could like, make these small purchases and it would, it would make that stick. Now with, there’s, uh, banks have a lot of reserves, so they’re not as responsive. And so just to kind of, there’s like the, the technical, the tools, the Fed has to just make it happen. In terms of operationally, it means that they have to do some purchases now and then they call their, I mean the new name they have for these are reserve management. Purchases. So it’s really about operations. It’s not about, but it does mean they’re purchasing assets. So if you’re just focused on like the Fed’s purchasing assets, they’re putting liquidity into the system. Yes, they are doing that, but it’s not with the intent to kind of push the economy to run harder. It’s just enough liquidity to keep. The federal funds rate stable at the level that they wanted to be at, to just make sure that all these operations are short in the very short term lending markets amongst banks, that it’s all kind of working as mm-hmm. As it should be. So it’s more about operations and it’s about stimulus policy. Right. A lot of our, um, a lot of our listeners are real estate owners, investors, and they’re, you know, they think about, um. Mortgage rates and that kind of thing. There was recently a, a pretty significant, well, I don’t know how significant it really was. I think it was about, was it maybe $250 billion worth of mortgage backed securities purchased by Fannie Mae. Um, that ca can you talk about the purpose of that and really the, you know, what kind of effect that would actually, we could actually expect from that. It’s certainly been, I mean it’s, it is clear. You know, we talked about one reason that the administration would want interest rates down. It’d be like financing the deficit. Right. Another reason that very much pulls into kind of the affordability debate is we want interest rates lower, one of them lower for consumers. Now the White House has put a lot of pressure on the Fed for them to lower rates even faster than they have. Has not played ball with that. But then the Fed has lowered its rates. The Feds rates are very short term rates, and the federal funds rate is like an overnight rate with between banks. Right. So it, and it has an effect on, you know. Credit card rates, short term rates, but it’s not one, it, it has an effect, but it’s really not like driving necessarily 30 year mortgage rates or you know, some of the longer term rates. There’s a lot of other factors that go into that, and so in this kind of, you know, push for lower mortgage rates. Pushing on the Fed is not the only lever to pull, right? The administration has other levers that they could potentially pull, um, in trying to influence mortgage rates. Now, there, I’d argue the administration’s tools here, like the, the $200 billion, Fannie and Freddie purchase that you mentioned. That really is about trying to reduce the spread. Between mortgages and treasuries. So in some ways it sounds similar, like, oh, fed and Franny, which are, you know, GSEs. So part, part of the, you know, government right now, at least they were privatized during the global financial crisis. You think, oh, they’re going out and purchasing this Sounds a lot like the Fed going out and purchasing. There are there, there’s some parallels, but we need to remember, Fannie and Freddie don’t create money. The Fed, when they start, when they start the process of their quantitative easing, they’re creating reserves like they’re actually creating liquidity and money supply. Fannie and Freddie have authorization to be able to make these purchases, but they’re not like the fed. They’re not creating reserves, but they can, so I don’t wanna think about them like bringing down the whole set of interest rates, but they can affect this spread between mortgages and say treasuries. Right? And so, because again, if you’re, if the. If the GSEs are going out, they’re purchasing mortgage backed securities, well that’s increasing demand for those, and that can push down the rates, that can like squeeze that spread. And, and while the announcement has been made, you know, I mean they’re, they’re in the early stages of putting that in place, but we even on the announcements, saw a response in financial markets and you’re seeing some movement down, uh, in mortgage rates now. It was. Pretty modest, right? And, and 200 billion while, you know, not nothing, uh, really pales in comparison to like the scale of say, the quantitative easing that the Fed did. Um, and there are probably other, but the, you know, the administration’s not done. It doesn’t necessarily have to be that Fannie and Freddie do more purchases. The the spread between mortgage rates and treasuries is pretty substantial. There’s other places where, you know, the fees that go into getting a mortgage are quite a bit larger than they were before the, the global financial crisis. So maybe they go in and try to chip away at the fees and, you know, so there’s, there’s different levers. And I fully expect, and I think we’re gonna get some announcements here again soon on the White Houses. Housing affordability agenda. So there may be other, other ways that they’re trying to, uh, influence, uh, the mortgage spreads. But that’s, that’s what that is all about. And it, it should have, and it looks like, you know, it’s having some effect in terms of bringing rates down, but it likely, it’d be modest, like in the 10 basis points, maybe 20 if they ramp up the program some. But like, it, you know, it’s, it, it, you know, every, every bit counts. But this is not a. Uh, this won’t be enough to, you know, move rates down, dramatic mortgage rates down dramatically, uh, when you, when you look at the economy. Um, and I, I, I think just, you know, one last question. I mean, I just in terms of, you know, the people listening to this are. They’re, they’re people, you know, with jobs and who are trying to invest their money, and they’re trying to, you know, build long-term wealth, but they’re, you know, everybody’s worried about what’s happening with the economy. What, what, what do you think, like, just as, um, um, you know, perspective for people to understand or try to have some framework for how to look at what’s going on in the economy. How they should judge it. Like what would you suggest, like just for mom and pop investors trying to, what is happening with the economy? I’m not an economist. What, what are the, what are the things that you think they should consider studying up on, looking into a little bit? One challenge for a lot of investors, I mean, frankly, it’s, it’s been a challenge that I try to deal with too. Uh, we’re, we’re in an environment where there’s just. There’s so much news coming out of DC uh, with the White House and policies and the Fed, and you know, I mean, like, there’s just, there’s a lot. The headlines are big. And like I talked about with the tariffs, we had like really big tariff announcements. The really scary numbers were, and then it like dialed back and then we pushed through it and it’s like, and it’s this remembering that, um. There’s always a tendency to have this idea that the, the president really runs the economy. I mean, that’s not just about this administration. That’s like a longstanding, you know, the president gets, uh, blame or credit for the economy when really, right. Like we have a over 33, $30 trillion economy, hundreds of millions of workers, tens of millions of businesses. Like this is not about one administration. And so we always need to be careful about. Putting too much weight on the policies coming out of dc. Uh, and you know, last year if you really just listened to all the, you know, we’re cutting immigration, we’re raising tariffs, we’re doing, you know, all, there’s a lot of uncertainty in Doge. Well then you might have missed, like, there’s a bunch of AI investment happening and we’ve got a lot of growth in the economy and while consumers are still pretty resilient, so you, it’s kind of like. Tuning down the volume, some coming out of Washington, especially the like every twist and turn. Uh, and then kind of focusing in on the fundamentals. I will say, you know, you don’t wanna turn down DC too far because we, we do have some like big picture events that could play out over many years. Right. So kind of keeping an eye on it, but for the long game. As opposed to reacting to every twist and turn, every policy announcement, because a lot of this clearly is more of a negotiation than it is like, we’re gonna actually do this. So, you know, as investors, you don’t wanna get whipped around by the latest headline, but you also can’t put your head in the sand. Like you gotta kind of try and find a way to pull the signal out of the noise. And it is really. It’s really hard. Yeah. Like this has been a challenging time and the, the US economy’s been doing things that are not typical. We talked about some of the things with the labor market and we are running some policy experiments that haven’t been run in a long time, so things could change pretty dramatically. But I think it’s just trying to absorb the information, not get too wound up about it, but like also keep an eye on like what’s good for long-term growth. Yeah. Because it’s good for long-term productivity. Thank you so much Dr. Sahm. It’s uh, it’s been a pleasure talking to you on, uh, wealth Formula Podcast today. Great. Thank you so much. You make a lot of money but are still worried about retirement. Maybe you didn’t start earning until your thirties. Now you’re trying to catch up. Meanwhile, you’ve got a mortgage, a private school to pay for, and you feel like you’re getting further and further behind. Now, good news, if you need to catch up on retirement, check out a program put out by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens to you. The concept. Here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealthformulabanking.com. Welcome back to the show everyone. Hope you enjoyed it. It was Claudia Sahm. She is, uh, she’s a very, very smart lady. And, uh, just a reminder, if you have not done so, uh, I, I don’t frequently ask to do, do this, but, uh, make sure you give the show. Five stars and a positive review because that’s how we’re getting, you know, really high quality people like Claudia on the show, I’ve been around for a long time. It helps that the show is, you know, like over a decade old and all that stuff too. But, uh, anything you can do to support would be very helpful. And also one more reminder, uh, if you have not done so and you weren’t a credit investor, make sure you sign up for that investor club. At Wealth formula.com. That’s it for me. This week on Wealth Formula Podcast. This is about Joffrey signing out. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheelwright and Ken m. Visit wealthformularoadmap.com.

We're a bit late this week but there is good reason. Monday saw the transfer window slam shut, as it does, with both Dundee and Dundee United doing business. Are they happy with their month's work? And what was Dundee's statement on deadline day? Tuning in from home are Courier Sport writers Alan Temple and George Cran alongside ex-Tele Sport editor Graeme Finnan. You can also see us on YouTube at youtube.com/@TheCourierUK/videos 

Outline: https://www.ecclesianj.com/_files/ugd/092876_b24a0b7bc47141b58081bcf47a701904.pdfPastor Ian Graham looks at the scriptures' glimpses of the future and what it means for our present.Support the show

Larry Prebis of Sound Performance joins us to talk about a variety of topics regarding the Supra, how Sound Performance got to where it is today especially in the import scene, and why the focus is primarily around street cars. Take your build up a whole new level with 6XD Gearbox: https://6xdgearbox.com Code "Minnoxide5" for 5% off High Performance Academy: https://hpcdmy.co/Minnoxide Use code "MINNOX" for 55% off ANY course Use Code "MINVIP" for $300 of the MINVIP Package Tuned By Shawn: https://www.tunedbyshawn.com Code "Minnoxide" for 5% off! Ship With Sure Thing Logistics: https://www.surethinglogistics.net MORE BIGGER Turbo T-Shirts:  https://www.minnoxide.com/products/more-bigger-t-shirt  

Tune into the newest episode of our Energy Works Podcast, where science meets spirit to help you heal, energize, and thrive. In this powerful episode of Big Ideas, Lauren welcomes Dr. Sara Allen, senior faculty member of Donna Eden's Energy Medicine and a renowned energy healer, teacher, and intuitive. Dr. Allen shares her extraordinary ability to see and work with energy, offering rare insights into how subtle energy shapes healing, consciousness, and spiritual evolution.Drawing from Ayurvedic wisdom and Chinese Medicine, Sara explains how these time-honored systems intersect with spirituality and the physics of healing. The conversation explores topics such as spontaneous and miracle healings, the role of the soul in recovery, and how Energy Medicine supports both longevity and end-of-life care, including the powerful function of the Triple Warmer meridian.Lauren and Sara also venture into spiritual territory by discussing what happens after death, communication with loved ones who have passed, signs from the afterlife, and how tuning into field energies allows for greater coherence during times of global change. The episode concludes with an exploration of humanity's energetic evolution, the changing aura of the Earth, and how chaos may serve spiritual growth.This episode is ideal for listeners interested in Energy Medicine, spiritual awakening, intuitive healing, consciousness studies, and transformational wellness. Tune in now wherever you get your podcasts!Chapters:00:00 Introduction02:08 Sara Allen's Background and Work04:32 Seeing and Working with Energy 12:27 Miracle Healings and Spontaneous Recovery 14:51 The Physics of Healing and Spiritual Components 24:00 End of Life Care and Triple Warmer 28:46 Communication with the Deceased 32:44 Seeking Direct Communication with the Afterlife 34:03 Personal Story: Signs from the Afterlife 36:40 The Importance of Tuning into Field Energies 41:01 Longevity and the Role of Energy 47:13 The Changing Aura of the Earth 56:28 Finding Coherence in Chaos 01:00:27 The Role of Evil in Spiritual Growth 01:04:23 ConclusionEpisode Resources:Dr. Sara Allen: https://goodforyouenterprises.com/ EMYoga Online Courses: https://emyoga.thinkific.com/collections/emyoga-coursesShop our EMYoga Store: https://emyogastore.com/Sign up for FREE weekly Newsletter: https://www.energymedicineyoga.net/Listen on Spotify: Energy WorksListen on Apple Podcasts: Energy WorksFollow us on Instagram: @EnergyMedicineYogaFollow us on Facebook: @EnergyMedicineYoga#EnergyMedicineYoga #EMYoga #EnergyWorksPodcast #WellnessPodcast #SoulHealing #LeveragingTheSoul #SpiritualHealing #EnergyHealing #HealingJourney

Join me for a transformative live in person event in Maui on May 14-17 https://www.brianscottlive.com/hawaii-2026 Join The Reality Revolution Tribe

Send us a textTherapist, sound healer, and somatics expert Paula Scatoloni merges her conventional and holistic expertise to help students in her programs find integration and wholeness. She uses science-based sound protocols, along with shamanic, embodiment, and energy healing approaches, to support her students' soul alignment and purposeful contributions to the world.   Hear Paula share why: You want to learn somatics (body-centered awareness) if you're facing any big decisions or transitions:  “your embodied wisdom is really where the answers are.” “You are a tuning fork--you're emanating a frequency and it's time for us to become more aware of what that frequency is that we're emanating and how it affects other people.” “To be a heart-centered leader, helper, change-agent, or parent at this time, we start with the body, we get to know ourselves, and as healing happens our capacity increases.” Find Paula's courses and programs at www.paulascatoloni.com Kindly leave us a review so more people can discover the show, and SUBSCRIBE to receive quick access to new episodes.Follow The Alight Institute on Instagram at @alight.institute https://www.instagram.com/alight.institute/ We're happy to hear your thoughts at support@alightinstitute.com

This Week's Post [transcript]:https://KellyMBeard.com/2026/01/february-1-7-2026-weekly-forecast-events-resources/         Kelly M Beard's Karmic Tools Weekly Forecast is posted every weekend and covers the current planetary transits which affect people in different ways and to various degrees of intensity. Kelly loves to discuss how these energies tend to manifest, and share guidance on how to direct the energies on your own behalf. Tuning in to the energy and rhythm of the planets can serve as a useful *guide* as you move along your Individual Path. It also helps to understand your place within the context of the larger Social and Collective Story. #weeklyforecast #shamanicastrology #astrology #transits #kellymbeard #cycles #patterns #lunarcycle #venuscycle #eclipsecycle #shamanism #earthmedicine #forecast #horoscope #astrologyupdate #energyupdate #energeticsupport #mysticmentor #solarcycle #newmoon #aquarius #fullmoon #leoOther Ways to Donate:Paypal/Zelle = KellyMBeard @ gmail / Venmo = Kelly-Beard-52Support the show

Wir starten wieder einen Ausflug für unser „60 Minuten in…“ Projekt. Auf dem Weg nach Dortmund sprechen wir über unseren Januar und wie Falk mit seinem 365-Tage-Projekt Energie tankt. Wir sprechen darüber, warum Michael über seinen Rucksack nachdenken sollte, ob man auch im Februar mit einem Daily-Photography-Projekt beginnen kann und warum unser Benzin im Blut sich schon auf Zimtschnecken und JP Performance freut. Wir freuen uns auf Eure Kommentare unter dem Post zur Folge bei Instagram oder in der Freundeskreis-Community! Du hast Lust, auch ein Teil der Freundeskreis-Community zu werden? Schau mal auf fotografietutgut.de vorbei!

You don't want to miss this Mystical Conversation with sacred channel Wendy Kennedy: I received a personal healing during her channeled message from the Galactic Beings. You will too! Wendy Kennedy is a prominent channel and spiritual teacher. She has used her gifts and abilities to communicate with higher dimensional beings for the past 30 years, assisting others in recognizing and releasing their patterns and limiting beliefs to create the foundation for a life filled with greater health, abundance, love, and joy. In addition to bringing through the wisdom of her guides, Wendy also utilizes the Language of Light and Galactic Light Codes (the written form of the Language of Light) to aid others in aligning to higher frequencies and tapping into their innate power. Wendy lectures and channels throughout the U.S. and internationally. She was one of the six channels featured in the movie and book, Tuning in: Spirit Channelers in America. She is a featured guest on Gaia TV series Interview with Extra Dimensionals, Open Minds with Regina Meredith, and Into the Vortex with Jimmy Church. Her work can also be found in the book, The Great Human Potential: Walking in One's Own Light, which is now available in seven languages. Find Sue Frederick's book Sacred Numerology Second Edition Learn more about your ad choices. Visit megaphone.fm/adchoices

Hearing God's voice isn't reserved for the spiritual elite—it is the birthright of every son and daughter. In this final message of our Supernatural pillar series, Dan Weber breaks down the practical mechanics of hearing the Father, moving us from mystery to maturity. Using 1 Corinthians 14 and his own journey from "Roofer Dan" to revivalist, he demystifies the prophetic process. He explains that hearing the voice (Revelation) is just the beginning. The real stewardship happens in understanding what it means (Interpretation) and knowing when to act (Application). If you've ever wondered, "Was that God, me, or the pizza I ate?" this message will equip you with a simple filter to distinguish the Father's voice from the noise. It's time to move past the fear of getting it wrong and into the joy of conversation with the One who is always speaking. Chapter Markers: 00:00 - Introduction: The Supernatural Pillar & Upcoming Series 03:10 - The Foundation: Prophecy is for Everyone (1 Cor 14) 06:07 - "Roofer Dan": A Personal Journey of Hearing God 10:37 - First Encounters: Leading Worship & Receiving a Word 14:14 - The Danger of Skipping Steps: Revelation vs. Interpretation 17:25 - The "Youth Pastor" Story: When Interpretation Goes Wrong 21:13 - The Power of Waiting: Timing & Application 27:51 - The Filter: How to Know It's God (God Good, Devil Bad) 32:27 - Prophecy vs. Discipleship: Knowing the Difference 38:39 - Closing Prayer: Tuning Your Dial

One of the ways to secure divine direction is to ‘tune one's spirit' to receive it. In this message, we explore several ways to effectively tune one's spirit to receive direction, including maintaining a listening mode, cultivating the climate of the Word, worship, praise, and many more.

Big Wednesday! Tuning in on Live The Dream Media Network with Wake Up and Inside Track with Bruce Ash. Dan Shearer joins the show to provide the facts behind the Border Patrol shooting in Arivaca. We also discuss a new study on the negative effects of AI on humans and break down the latest economic reports showing a sharp decline in jobs across the Pima Region. Finally, we look into the funding sources behind the ongoing Minnesota protests.

How tuning into your hormones helps you advocate for yourself in business and life, with Leah ChristianSeason 8, Episode 73: Show Up and Be HeardToday's episode of the podcast is an interview with Leah Christian, and we're diving into what it really means to advocate for yourself and tune into your hormones so you can feel better in both business and life.We talk openly about women's health, with a focus on perimenopause, why so many women feel dismissed or unheard, and how understanding your body can be a powerful tool for creating more ease, clarity, and sustainability. Leah also shares a wealth of practical tips on how to advocate for yourself in medical and everyday settings and how tuning into your hormones helps you feel better, work smarter, and avoid burnout.If you enjoyed this episode or found it useful, then I would really appreciate if you could take just a few minutes to give it a review on whatever platform you are listening on - because every one I get really does make me do a little squeal and a happy dance!ABOUT LEAH:Leah Christian is a dynamic leader, expert psychologist, and passionate advocate for women's health. As the founder and CEO of The House of Hormones, Leah has created a comprehensive platform dedicated to supporting women on their journey to hormonal wellness. Leah's mission is to bridge the gap in understanding women's hormonal health, simplifying complex topics and providing practical, research-based solutions. Her work addresses the unique challenges faced by women, helping them regain control of their well-being in an accessible, informed, and compassionate way. Leah's background as a trained psychologist allows her to understand the intricate connection between mental and physical health, particularly how hormonal imbalances can significantly affect both. This unique insight forms the foundation of The House of Hormones, an initiative that provides educational resources, online tools, and community support to women navigating the often confusing world of hormonal health. With a strong focus on scientific research, Leah collaborates closely with doctors, nutritionists, and other health experts to ensure that all content and advice provided by The House of Hormones is accurate, up-to-date, and empowering. In addition to her work with The House of Hormones, Leah has built a reputation as a sought-after speaker, and Certified Menopause Wellness Coach, particularly within corporate settings. Her engaging talks on women's health, hormonal balance, and self-care help organizations foster a more inclusive, health-conscious work culture. Leah's practical corporate experience further enhances her ability to engage with diverse audiences, ensuring that her message of wellness resonates on both a personal and organizational level. Leah's insights into women's hormonal health have made her an influential figure in the emerging femtech space, and she is an ardent advocate for more research into women's health and hormone care. Whether speaking at conferences, collaborating with brands, or working with medical professionals, Leah's dedication to advancing women's health is unwavering. She continues to push boundaries, creating a world where women can access the knowledge, tools, and support they need to live healthier, more balanced lives. With The House of Hormones, Leah Christian has not only created a brand but also a movement—one that empowers women through education, community, and action.LINKS YOU DEFINITELY WANT TO CHECK OUT:Follow House of Hormones on InstagramJoin the House...

Jesus Followers Maintain a Constant Presence of Jesus in Their Lives Through Prayer and a Focus on Their Personal Relationship with God MESSAGE SUMMARY: As a Jesus Follower, you must maintain a constant conversation, through prayer, with Jesus; and you must look to see how God is involved in the events surrounding your daily life. If the Lord is in your life, then your life's circumstances will relate to Him. The Psalmist tells us, in Psalms 100:2-5, that God is with you because He made you to: “Serve the LORD with gladness! Come into his presence with singing! Know that the LORD, he is God! It is he who made us, and we are his; we are his people, and the sheep of his pasture. Enter his gates with thanksgiving, and his courts with praise! Give thanks to him; bless his name! For the LORD is good; his steadfast love endures forever, and his faithfulness to generations.". Therefore, practicing the presence of Jesus in your life helps you to stay in tune with Jesus' influence in your life. Being in tune with Jesus' presence, in your life, is like listening to an FM radio station – you must tune into the right station and then listen. Tuning into the right station, for the presence of Jesus, requires that you maintain an awareness of your circumstances and their relationship to Jesus.   TODAY'S PRAYER: Father, I confess that when difficulties and trials come into my life, large or small, I mostly grumble and complain. I realize the trials James talks about are not necessarily “walls,” but they are difficult to bear, nonetheless. Fill me with such a vision of a transformed life, O God, that I might actually consider it “pure joy” when you bring trials my way. I believe, Lord. Help my unbelief. In Jesus' name, amen.     Scazzero, Peter. Emotionally Healthy Spirituality Day by Day (p. 94). Zondervan. Kindle Edition. TODAY'S AFFIRMATION: Today, Because of who I am in Jesus Christ, I will not be driven by Hatred. Rather, I will abide in the Lord's Love. “I am the vine; you are the branches. If a man remains in Me and I in him, he will bear much fruit; apart from Me you can do nothing.” (John 15:5). SCRIPTURE REFERENCE (ESV): 2 Corinthians 4:13-15; 2 Corinthians 3:16-18; 1 John 1:5-10; Psalms 104a:1-13. A WORD FROM THE LORD WEBSITE: www.AWFTL.org. THIS SUNDAY'S AUDIO SERMON: You can listen to Archbishop Beach's Current Sunday Sermon: “Essentials Part1 – People of the Book”, at our Website: https://awordfromthelord.org/listen/ DONATE TO AWFTL: https://mygiving.secure.force.com/GXDonateNow?id=a0Ui000000DglsqEAB

It’s amazing how quickly a small thing can throw everything off. In music, even one string slightly out of tune can disrupt an entire song. This devotional begins with that image—musicians tuning their instruments before a performance, listening closely for what’s true, steady, and right. With practice, they can detect when a note is off. And once the instruments are tuned properly, the music becomes harmonious and beautiful, just as it was designed to be. In the same way, our lives can drift out of tune when we start listening to the wrong voices. The world constantly offers messages about what will make us happy, secure, or successful—wealth, status, comfort, possessions, or even cynicism and hopelessness. Some of those messages sound convincing, especially when our hearts are tired or our spiritual ears aren’t trained. But when we tune ourselves to the world’s “notes,” we often end up with more confusion, discord, and heartache. The devotional points to Rehoboam as a warning about what happens when we listen to voices that feel familiar or flattering rather than wise and true. He rejected the counsel of experienced elders and followed the advice that appealed to him—leading to major loss. It’s a reminder that what seems right in the moment isn’t always right, and that wisdom often requires humility and discernment. So how do we tune our lives to God’s voice instead? We practice. We develop a trained ear by spending consistent time in Scripture, praying for understanding, and allowing God’s Word to shape our thinking. As we read, memorize, and meditate, the Holy Spirit brings truth to mind when we need guidance. Over time, God aligns our hearts and choices so our lives begin to reflect His hope, His wisdom, and His story. And when we’re tuned to Him, our lives become a kind of worship—steady, purposeful, and pleasing to the One who made us. Main Takeaways Just like instruments need tuning, our hearts and minds can drift out of alignment over time. The world offers convincing messages, but they often lead to discord and discouragement. Rehoboam’s story warns us about the cost of listening to the wrong voices. Tuning to God’s voice requires practice through Scripture, prayer, and spiritual attentiveness. As God renews our minds, our lives become more harmonious and honoring to Him. Today’s Bible Verse “The king answered the people harshly. Rejecting the advice given him by the elders, he followed the advice of the young men and said, ‘My father made your yoke heavy; I will make it even heavier. My father scourged you with whips; I will scourge you with scorpions.’” - 1 Kings 12:13-14, NIV Your Daily Prayer Here is a brief excerpt from today’s prayer: “Lead me away from the path of Rehoboam… Renew my mind, Holy Spirit, so that I may understand and follow the will of God.” You can listen to the full prayer or read the devotional at the links below. LifeAudio – Discover daily devotionals, Christian podcasts, and biblical encouragement at LifeAudio.com Crosswalk – Explore faith, prayer, and Christian living resources at Crosswalk.com This episode is sponsored by Trinity Debt Management. “Whether we’re helping people pay off their unsecured debt or offering assistance to those behind in their mortgage payments, Trinity has the knowledge and resources to make a difference. Our intention is to help people become debt-free, and most importantly, remain debt-free for keeps!" If your debt has you down, we should talk. Call us at 1-800-793-8548 | https://trinitycredit.org/ Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.

We live in a world of constant noise—notifications, opinions, pressure, fear, and endless distractions all competing for our attention. In the middle of it all, God is still speaking… but are we tuned in?Frequency is a sermon that explores how to recognize, discern, and respond to the voice of God in a culture that rarely slows down. Through Scripture, we'll learn how God speaks, what His voice sounds like, and how to filter out the noise that pulls us away from truth, peace, and purpose.This message invites us to adjust our spiritual frequency—creating space through stillness, prayer, Scripture, and obedience—so we can hear God clearly and follow Him faithfully. When we learn to tune into His voice, clarity replaces confusion, peace replaces anxiety, and direction replaces doubt.“My sheep hear my voice; I know them, and they follow me.” – John 10:27If you want to hear God more clearly in your daily life, this message is for you.

Do you find yourself wondering how to shut your brain off without alcohol when social situations feel overwhelming? Glenn spent decades believing alcohol was essential—from watching his parents' basement bar parties to using beer as a social crutch in college. By COVID, weekend-only drinking had become daily drinking, and he was hiding bottles from his wife. Traditional counseling focused on willpower and substitution didn't work. The therapists hadn't experienced what he was going through, and Glenn felt like they were silently judging him: "Why can't you just stop?" When he discovered The Path, everything shifted. Instead of demanding he quit immediately, the program invited him to experiment, gather feedback instead of facing failure, and explore his emotional relationship with alcohol. It took a full year, but three weeks before his membership ended, Glenn had his aha moment. Glenn joins Coach Cole to share his journey from childhood exposure to genuine freedom, proving that awareness and curiosity can accomplish what willpower never could. In this episode, Glenn and Cole discuss: Learning that alcohol equals fun from parents who met working at a brewery Being the shy introvert who always held a beer to avoid conversation Boundaries that worked until COVID turned the house into a bar Why therapists who never drank couldn't relate to the struggle Skipping the book and joining The Path for coaching and community support Reframing drinking as data points and feedback instead of failures Discovering how to shut your brain off without alcohol through journaling and awareness The aha moment that came three weeks before his year-long Path ended Building real social confidence without pre-drinking or hiding bottles And more breakthroughs on the journey to freedom... Episode links: nakedmindpath.com Related Episodes: Calming the Type A Mind Without Alcohol - Jennifer's Naked Life - E804 - https://thisnakedmind.com/how-to-turn-your-brain-off-without-drinking-e804/ The Path to Inner Clarity - Alcohol Freedom Coaching - E748 - https://thisnakedmind.com/the-path-to-inner-clarity-alcohol-freedom-coaching-e748/ Why Willpower Fails: Cracking the Code to Emotion-Driven Behavior Change - Reader Question - E668 - https://thisnakedmind.com/ep-668-readers-question-why-willpower-fails-cracking-the-code-to-emotion-driven-behavior-change/ Ready to take the next step on your journey?  Visit https://learn.thisnakedmind.com/podcast-resources for free resources, programs, and more. Until next week, stay curious! Hungryroot: Get 40% off your first box + a free item for life at ⁠⁠https://www.hungryroot.com/mind Shopify:Sign up for your one-dollar-per-month trial and start selling today at ⁠⁠Shopify.com/mind⁠⁠  Quince:Go to ⁠⁠Quince.com/naked⁠⁠ for free shipping on your order and 365-day returns  BetterHelp:BetterHelp makes it easy to get matched online with a qualified therapist. Sign up and get 10% off at BetterHelp.com/nakedmind

This Month's Post [transcript]:https://KellyMBeard.com/2026/01/february-2026-monthly-update/          Kelly M Beard's Karmic Tools Monthly Update is posted around the first of every month and covers the general Energetic Support which affects people in different ways and to various degrees of intensity. Kelly loves to discuss how these energies tend to manifest, and share guidance on how to direct the energies on your own behalf. Tuning in to the energy and rhythm of the planets can serve as a useful *guide* as you move along your Individual Path. It also helps to understand your place within the context of the larger Social and Collective Story.   #monthlyupdate #weeklyforecast #shamanicastrology #astrology #transits #kellymbeard #cycles #lunarcycle #venuscycle #eclipsecycle #shamanism #earthmedicine #forecast #horoscope #astrologyupdate #energyupdate #energeticsupport #mysticmentor #solarcycle #newmoon #aquarius #fullmoon #leo #patternsOther Ways to Donate:Paypal/Zelle = KellyMBeard @ gmail / Venmo = Kelly-Beard-52Support the show

Send us a textThe Divisional Round delivered everything the playoffs promise... heartbreak, dominance, controversy, and moments that will be talked about for years.Bills fans are left stunned once again.Denver gets a massive win, but Bo Nix's season-ending injury casts a shadow over what may be the Broncos' final victory of the year.Seattle steamrolls San Francisco as the Power Plant continues to punish the 49ers' roster.The Patriots keep their surprising postseason run alive in an ugly turnover-filled win over Houston.And despite an unreal game-tying throw from Caleb Williams, the Bears fall short against Matthew Stafford and the Rams.We also dive into:• Major coaching hires and firings across the league• What these wins and losses mean heading into Championship Weekend• Controversial play calls and the NFL Referee problem... like we haven't addressed this before.Raw Dawg Sports is also gearing up for a massive week in Mobile, Alabama for the 2026 Panini Senior Bowl!No scripts.No filters.Just real reactions and real football talk.

How do you decide the last few cards in your full 80? The Battle Bros are back to full strength and Taylor, Colin, Blake, and Zayne are not wasting any time and jumping into some advanced deck building discussions. Also, just for fun, we talk about which Command and Conquer art is the best. Spoiler alert we do not agree. Thanks as always for your support. If you enjoy our content please consider joining our patreon! https://www.patreon.com/attackactionpodcast00:00 Intro and Host Round Up18:17 Patreon PUSH22:34 LOYAL TO THE SOYAL rip florian39:26 MAIN TOPIC01:47:42 a good old fashioned warrior winge01:58:39 CnC ArtProduced by: The Attack Action PodcastEdited by: ⁨Greg GreinerMusic by: Alexander NakaradaOur Socials etc.BlueSky:@tayloraap.bsky.social@chonigman.bsky.social@barragingblake.bsky.socialEmail: theattackactionpodcast@gmail.com

Biomotional intelligence describes how the body senses, adapts and responds before thought or analysis…In this episode, Joanne explores how awareness, fascia and lived experience shape the body's innate intelligence in everyday life. She looks at biomotional intelligence not as a concept to understand, but as something to practice. Through embodied awareness, presence and subtle listening, the body reveals meaning that cannot be reduced to data, mechanics or emotional labels.Drawing on fascia therapy, somatic practice and contemplative traditions, Joanne reflects on how sensing precedes thinking, and how over-analysis can interrupt the body's natural capacity to organise, adapt and respond.This episode is part two of a five-part series exploring the relationship between fascia, embodiment and spirituality, created in response to your questions and growing interest in how the body communicates beyond purely mechanical models.This conversation will be especially relevant for those interested in embodied practice, somatic therapy, mindfulness, fascia science and the cultivation of inner awareness.If this episode resonates, you are warmly invited to share your reflections in the comments on Spotify or on the Joanne Avison YouTube channel.Come back for episode three next week!SIGN UP TO THE JOANNE AVISON NEWSLETTER Simply scroll down to ‘Join Our Collective' and pop in your details. We DON'T spam and we DO respect privacy!FOLLOWING ON YOUTUBE?Do join us! Start here MORE:My website - https://www.joanneavison.com/My course - https://myofascialmagic.com/My book: - https://amzn.to/3zF3SASInstagram - joanneavisonFREE ONLINE WEBINAR:Free Webinar - https://myofascialmagic.com/webinar-registrationPodcast produced and edited by Megan Bay Dorman

This Week's Post [transcript]:https://KellyMBeard.com/2026/01/january-25-31-2026-weekly-forecast/         Kelly M Beard's Karmic Tools Weekly Forecast is posted every weekend and covers the current planetary transits which affect people in different ways and to various degrees of intensity. Kelly loves to discuss how these energies tend to manifest, and share guidance on how to direct the energies on your own behalf. Tuning in to the energy and rhythm of the planets can serve as a useful *guide* as you move along your Individual Path. It also helps to understand your place within the context of the larger Social and Collective Story. #weeklyforecast #shamanicastrology #astrology #transits #kellymbeard #cycles #patterns #lunarcycle #venuscycle #eclipsecycle #shamanism #earthmedicine #forecast #horoscope #astrologyupdate #energyupdate #energeticsupport #mysticmentor #solarcycle #newmoon #aquarius #fullmoon #leoOther Ways to Donate:Paypal/Zelle = KellyMBeard @ gmail / Venmo = Kelly-Beard-52Support the show

Matt King is an in demand Nashville session drummer who's performed on records for a number of country, pop, and rock artists, including several Grammy, CMA, ACM, and Dove Award winners and nominees. Some of these include artists like Brothers Osborne, Maren Morris, Janelle Arthur, Brad Hill, Jamie Floyd and countless others. Matt grew up in Hendersonville North Carolina, and attended the University of South Carolina before he moved to Nashville in the fall of 2002. In this episode, Matt talks about:     His pocket and time feel and it's possible origins     Creating space between the notes & simplifying your parts     Developing a healthy and musical relationship with the click     The song is king     Recording with Brothers Osborne in the early days     In a sea of talent, knowing you have something to offer     Matt's drum maintenance service     Tuning techniques for a Nashville session ⁠⁠⁠Here's our Patreon⁠⁠⁠ ⁠⁠⁠Here's our Youtube⁠⁠⁠ ⁠⁠⁠Here's our Homepage

Listen in to hear how you can enjoy a deeper fellowship with the ones you love. -------- Thank you for listening! Your support of Joni and Friends helps make this show possible.     Joni and Friends envisions a world where every person with a disability finds hope, dignity, and their place in the body of Christ. Become part of the global movement today at www.joniandfriends.org   Find more encouragement on Instagram, TikTok, Facebook, and YouTube.

Epigenetic regulation of gene expression is an important mechanism in development and disease. N6-methyladenosine (m6A) is one of the most prevalent epigenetic modifications for RNA and has been shown to play critical roles in processes such as embryo development, cancer, and stress responses. Our guests today investigate how m6A regulates X chromosome dosage compensation to ensure proper balance of gene expression from X chromosomes between sexes. X-chromosome dosage compensation is accomplished through two complementary mechanisms. First, X-chromosome inactivation (XCI) silences one of the two X chromosomes in female cells. Second, the remaining active X chromosome is transcriptionally upregulated so that its gene expression levels are balanced with those of the autosomes, a process known as X-to-autosome (X-to-A) compensation. The authors dissect the distinct contributions of m6A RNA methylation to XCI versus X-to-A compensation across multiple embryonic lineages, providing deeper insights into the epigenetic regulation of early development.GuestsSrimonta Gayen, PhD, Department of Developmental Biology and Genetics, Indian Institute of Science, IndiaHostJanet Rossant, Editor-in-Chief, Stem Cell Reports and The Gairdner FoundationSupporting ContentPaper link: "The role of m6A RNA methylation in the maintenance of X chromosome inactivation and X-to-autosome dosage compensation in early embryonic lineages," Stem Cell ReportsAbout Stem Cell ReportsStem Cell Reports is the open access, peer-reviewed journal of the International Society for Stem Cell Research (ISSCR) for communicating basic discoveries in stem cell research, in addition to translational and clinical studies. Stem Cell Reports focuses on original research with conceptual or practical advances that are of broad interest to stem cell biologists and clinicians. X: @StemCellReportsAbout ISSCR Across more than 80 countries, the International Society for Stem Cell Research (@ISSCR) is the preeminent global, cross-disciplinary, science-based organization dedicated to advancing stem cell research and its translation to medicine. ISSCR StaffKeith Alm, Chief Executive OfficerShuangshuang Du, Scientific Programs ManagerYvonne Fisher, Managing Editor, Stem Cell ReportsKym Kilbourne, Director of Media and Strategic CommunicationsMegan Koch, Senior Marketing ManagerJack Mosher, Scientific DirectorHunter Reed, Senior Marketing Coordinator

True leverage is about multiplying leaders! In this solo episode, BJ explores the concept of leadership and leverage and shares why he believes that leaders are actually levers. Tuning in, you'll hear all about what to consider when thinking about leverage, the power of discerning leverage properly, and how the 80/20 rule can help leaders. BJ delves into the importance of leveraging and protecting your time before discussing the difference between responsible and irresponsible leverage. BJ even talks about systems, why they're imperative, and why bad systems are problematic. Finally, we touch on the idea that people aren't leverage, their growth is. To hear all this and even be challenged to consider how you are discerning your leverage, be sure to listen now! Key Points From This Episode:What leadership actually is and why leaders are levers. BJ explains the 80/20 rule and what it means for leaders. Responsible leverage versus irresponsible leverage. The difference between true leverage and fake leverage. Three things to ask yourself this week to be a better leader. Quotes:“Leverage without discernment and wisdom turns into burnout, overextension, anxiety, or – using people instead of developing them.” — BJ Kraemer “Leadership requires us to constantly ask, ‘Where am I spending time that someone else can grow into [or] – that I might be able to delegate to somebody? – Where am I holding onto work that's preventing scalability? Where might I be confusing activity with impact or results?'” — BJ Kraemer“Time is the only resource that you can't get more of.” — BJ Kraemer “If your organization or family relies on your heroic effort to function, you don't have a leadership problem, you have a systems problem.” — BJ Kraemer Links Mentioned in Today's Episode:The ONE ThingBuy Back Your TimeLeadership Blueprints PodcastLeadership Blueprints Podcast on YouTubeMCFAMCFA CareersBJ Kraemer on LinkedIn

This #Bisimoto #Tech2sDay show # we talked about the myriad of positive upgrades to the @actionclutch #Honda #EG, the benefits of water-methanol, electric turbos, petrol 935s, insights to our wagon, drive by wire advantages...and more. Enjoy.

Are you considering selling your oral-maxillofacial surgery (OMS) practice but don't know where to start? Today on Everyday Oral Surgery, Dr. Stucki is joined by the founder of Allied OMS, Daniel Hosler, and oral surgeon, Dr. TJ Collins, to discuss what you need to know before selling your practice to a private equity group. Tuning in, you'll hear all about our guests' careers, why private equity groups want to partner with OMS practices, how Dr. Collins decided to partner with Allied OMS, the importance of finding the right partner, and common mistakes surgeons make when forming these partnerships. We delve into the kinds of important questions surgeons should ask private equity firms before selling their practice to them, before we hear about how Allied OMS gets involved in running practices. TJ even shares some words of wisdom for anyone looking to sell their practice to a private equity group. Finally, and as always, our guests answer our rapid-fire questions. Thanks for listening! Key Points From This Episode:Welcoming today's guests, Daniel Hosler and Dr. TJ Collins. Why private equity groups are interested in buying OMS practices. How Dr. Collins decided to partner with private equity and what goes into finding the right fit.Common mistakes surgeons make when partnering with private equity groups. The most efficient questions surgeons should ask private equity firms before selling.Why it's essential to ask firms how they'll be involved in running a practice before selling it. Daniel tells us how Allied OMS, specifically, gets involved in the running of a practice. TJ shares some advice for surgeons looking to partner with private equity groups. To close off, our guests answer our usual rapid-fire questions. Links Mentioned in Today's Episode:Daniel Hosler on LinkedIn — https://www.linkedin.com/in/daniel-hosler-736347/ Daniel Hosler Email Address — dhosler@alliedoms.com Dr. TJ Collins — https://www.mercy.net/doctor/thomas-a-collins-jr-dds/ Dr. TJ Collins Email Address — tjcollins217@gmail.comAllied OMS — https://alliedoms.com/The Paradox of Choice — https://www.amazon.com/Paradox-Choice-Why-More-Less/dp/0060005696 Open — https://www.amazon.co.za/Open-Autobiography-Andre-Agassi/dp/0307388409 From Strength to Strength — https://www.amazon.co.za/Strength-Finding-Success-Happiness-Purpose/dp/059319148X Everyday Oral Surgery Website — https://www.everydayoralsurgery.com/ Everyday Oral Surgery on Instagram — https://www.instagram.com/everydayoralsurgery/ Everyday Oral Surgery on Facebook — https://www.facebook.com/EverydayOralSurgery/Dr. Grant Stucki Email — grantstucki@gmail.comDr. Grant Stucki Phone — 720-441-6059

Projects don't fail in the field; they fail when leaders aren't clear on the upfront work needed to make a project successful. Today on Leadership Blueprints, Daniel McCaulley joins us to discuss how he ensures projects go well. Tuning in, you'll hear all about who our guest is and what he does, how he approaches projects so they are successful, how he paces an owner so that a project gets planned properly while maintaining enthusiasm, and so much more! We delve into some of the best leadership lessons he has learned that have contributed to his success before discussing bad hires and how to avoid them. Daniel touches on his business philosophy and why he prioritizes laser-focused communication in the world of engineering. We even discuss the importance of being open to learning and growing throughout your career. Finally, our guest tells us about his favorite leadership books, quotes, and dream dinner guests (dead or alive). Thanks for listening! Key Points From This Episode:Daniel explains his blueprint for getting a project on the right track. How to help an owner slow down to plan a project properly. Daniel shares some leadership lessons that have served him well. An example of a bad hire that Daniel made and how he handled it. How he facilitates an environment of constant learning for his employees. Quotes:“You really do have to go slow to go fast sometimes. Everything in construction is better done yesterday.” — Daniel McCaulley “Hire good people and get out of their way!” — Daniel McCaulley “People do need to be managed differently.” — Daniel McCaulley “We're all created to be here on a specific mission, and let's not let that time be wasted.” — Daniel McCaulley Links Mentioned in Today's Episode:Daniel McCaulley on LinkedInMoonshotThe 5 Levels of Leadership Leadership Blueprints PodcastMCFAMCFA CareersBJ Kraemer on LinkedIn

Do you ever feel like you're doing everything right and checking all the boxes, but still not getting results? In this episode of the Seven-Figure Standard Podcast, Arash breaks down the concept of the Identity Tax: how your old identity causes self-sabotage and limits your growth. Tuning in, you'll hear all about how your identity is holding you back and how to see the weaknesses in it. We even share a ‘formula' for bulletproofing your identity so that you can decrease the identity tax you pay and finally get the results you want. If you want 2026 to be the year that you decide your identity instead of letting the world define it, then be sure to press play now!Key Points From This Episode:Arash explains what the identity tax is.Why you need to make your identity the foundation of everything you do.How to know when your identity is holding you back and the power of extreme ownership.Asking yourself what the identity of your future self is when you set a goal.The importance of enforcing your standards.How to see where the gaps in your identity are and why it's so hard to work on your identity.Why you need to be bold and think big.How to figure out where you're paying identity tax right now.Why the behavior of your new identity has to be non-negotiable.The formula: decide, enforce, normalize.Seeing asking for help as a strength.Links Mentioned in Today's Episode:Voss Coaching CoVoss Coaching Co on LinkedInVoss Coaching Co on InstagramVoss Coaching Co on FacebookMykie Stiller on LinkedInMykie Stiller on Instagram Arash Vossoughi on LinkedInArash Vossoughi on YouTube

EPISODE 234 I was recently at a music concert at the Troubadour in Los Angeles, California with a friend of mine who is a Hollywood actress. It was a concert featuring Robby Krieger of the Doors and Billy Gibbons of ZZ Top. Billy Gibbons said during the concert being a good performer depends on the “tuning” of your guitar and your “timing” playing on time with the rest of the band. “It's all about tuning and timing.” Billy Gibbons Like good music, a good life for you emerges when you are both in tune and on time. How do you practice tuning and timing in your own life? When you tune yourself carefully to your own intuition, pay attention to your own timing and enter your own song at exactly the right moment, you can create a positive impact in your own life. Out There on the Edge of Everything®… Stephen Lesavich, PhD Copyright © 2026 by Stephen Lesavich, PhD. All rights reserved. Certified solution-focused life coach and experienced business coach. #tuning #timing #tune #time #troubadour #losangeles #LA #music #doors #robbiekrieger #zztop #billygibbons #selfhelp #motivation #life #lifecoach #lesavich

Power Hungry Performance chats with us today about a new way to tune 7.3's. They've pioneered tuning for decades and their current project will integrate with Edge monitors, and eventually Apple and Android smartphones. Same proven tunes, but with 2026 technology! Learn more about your ad choices. Visit megaphone.fm/adchoices