Tilly Money

Our guests today are Jess and Stef Dadon, founders of ‘How Two Live' and ‘TWOOBS.'   The Melbourne-based sister duo started a fashion blog ‘How Two Live' in July 2012 that took off, leading them to their next venture of launching their own footwear brand, TWOOBS. Twoobs are vegan and PETA approved, aligning with their passion for animal welfare.   They have created a first-of-its-kind recycle program where they take back old shoes & turn them into playground mats as well as reduce & offset their carbon emissions.   In this conversation with Maureen, Stef and Jess Dadon spoke about their passion for cruelty-free fashion and discuss why a sustainable approach is at the forefront of their minds. They explain that the planet should be a key stakeholder in a company at all times, as they've made with TWOOBS, because without the planet there is no business.

Niki Ford is the CEO of Australian Organic Ltd.   Australian Organic is the leading peak industry body lobbying Government and industry to promote the commercial and social interests of those who are certified organic.   Niki is the founder of Naturalis Advisory and is an ACCC AgCC Committee Member. In 2020 Niki was selected from more than 80 applicants for the National Farmers Federation's Diversity in Agriculture Leadership Program and this year returned to the program as a mentor. Part of the NFF's 2030 roadmap is to double the number of women in leadership positions. Niki has been awarded a scholarship and forms part of the Australian Rural Leadership Program, Cohort 28. In this conversation with Maureen, Niki discusses her passion for agriculture and living an organic lifestyle and the positive impact that it's had on her health.

Our guest today is Barb De Corti, CEO and founder of ENJO Australia and Santé by ENJO. A community-minded spirit was ingrained in Barb from a young age after growing up in a small village in Austria of just 1000 households. Once a self-confessed bleach queen, Barb realised her young son was suffering debilitating asthma attacks caused by cleaning chemicals and wanted to make a change. Her company, ENJO, is built on solving a problem for her family and thousands of families across Australia. Enjo has grown from being sold in Barb's home in Perth in 1994, to a multi-million dollar company, recognised Australia-wide. In 2007, Barb was one of only 250 Australians chosen to become part of the ACF's Climate Project and trained by Al Gore to deliver his slideshow about the impacts and need for action on climate change. In this conversation with Maureen, Barb talks about the journey of bringing ENJO to Australia as well as her passion for reducing waste and protecting the environment.

Our guest today is Vanessa Gray Lyndon, CEO and founder of Vanessa Megan Naturaceuticals™ In 2001, Vanessa was inspired to create her skincare company from a comment by her best friend that ‘you should never put anything on your skin you wouldn't eat.' This simple concept motivated extensive research into biochemistry and led Vanessa to the discovery of the multitude of synthetic materials found in the products we use on our bodies every day. Studying the power of natural extracts and oils, she began creating skincare and perfume from natural, wild harvested and bio-available ingredients. 20 years on, Vanessa Megan™ Skincare, body and perfumes are trading in premium department stores internationally, and boasting the same efficacy results as iconic skincare brands. Additionally, Vanessa launched her Home Compostable brand with business partner Nicole Kidd on Earth Day 2020 and have been awarded Global awards and finalists in Eco Warrior awards for this brand. In this chat with Maureen, Vanessa discusses the idea and passion behind her business and how she has succeeded over the years.

Our guest today is Chelsea Bonner, CEO and Founder of BELLA Management.   Founded in 2002, Chelsea was determined to redefine beauty and the boundaries placed on fashion models. With a passion for body positivity and mental health in the modelling industry, internationally respected agency BELLA now boasts ‘World First' covers and main fashion editorials for curve models in Sports Illustrated, Women's Health, Seafolly, Vogue, ELLE, Cosmopolitan and Marie Claire to name a few. Chelsea was a finalist in the NSW Premiers Woman of The Year Awards and in 2012 was nominated as Australian Of the Year. Her company, Bella Management, were the winners of the Positive Body Image Award - Fashion Industry. In this conversation with Maureen, Chelsea discusses the early days of BELLA Management, her passion for body positivity in the modelling industry and her leadership style.

Our guest today is Jane McNally, CEO of luxury fashion label Camilla. Using collaborative leadership and over 30 years' international retail experience, including 18 years as a Board member, and 11 years as Chief Executive in the retail sector, Jane has worked at leading national and international brands including Camilla, Marcs, Millers, and the global value retail phenomenon, Primark. Jane was nominated for Turnaround Business of the Year by Barclays after turning a £25m underlying loss into a £2.5m operating profit within three years at Irisa Ltd (formerly Alexon plc). She has accelerated international channel growth including physical US stores and multi-national websites at CAMILLA, drove a ‘turnaround' buying strategy for Peacocks, quadrupling profits and lifting share price, and helped grow revenue from £300m to £1billion at Primark through injecting fashion credentials into the women's offer and driving a more direct sourcing strategy. In her not- for-profit roles, Jane sits on Council or the Australian Retail Association which is currently helping to steer national retail through challenging times. In this conversation with Maureen, Jane talks about the success of Camilla, her career journey and her views on how we will reach pay parity and equality between genders in leadership roles.

Our guest today is Diana Williams, Founder and CEO of Fernwood Fitness. Diana established Fernwood Fitness in 1989 when she recognised that women needed a place of their own to exercise and reach their health and fitness goals. From humble beginnings in Bendigo, Fernwood impressively now has 70 clubs, situated in every state and territory of the country. Their aim is to ‘empower women to shine' and focus on creating a community of women within their clubs. Diana was awarded the national 2005 Telstra Businesswoman of the Year after previously winning both the Westpac Business Owner Award and the overall state award for Victoria. She was also inducted into the Australian Women's Hall of Fame in 1999, then in 2000 went on to publish her first book, 'The Women's Club. In this conversation with Maureen, Diana talks about the early days of Fernwood Fitness and how she managed to turn her idea into a successful business chain. Diana also discusses money management, leadership and how she is helping her franchisees through COVID-19 lockdowns.

On this episode we are joined by Vicki Doyle, Chief Executive Officer of Rest. Vicki joined Rest as CEO in 2018, bringing more than 20 years' senior executive leadership experience in superannuation, insurance, wealth management and banking.   Vicki's experience includes executive leadership roles at some of Australia's largest financial services organisations. She has an extensive background in distribution, strategic marketing, digital, fund operations and contact centres, customer strategy and design and product management.   Vicki is passionate about simplifying and de-mystifying superannuation to help all Australians achieve their best retirement outcomes and continuing Rest's journey in providing a market leading fund for our members. Vicki and Maureen discuss the amazing outcomes of superannuation and dive into some trickier terms that can pop up when learning about superannuation. Vicki also gives us an insight into her path to being a CEO and how studying drama actually prepared her for leadership roles.

This week on the podcast we are joined by Amanda Rose, the founder of Small Business Women Australia. Recently, Small Business Women Australia ran a survey with their female community, asking 1,197 women in business their views on various aspects of operating business during coronavirus lockdown. We've brought Amanda on the show today to discuss how the covid19 lockdown has affected the community of small business women, and what the roadmap to recovery will look like when we eventually open up again. You can read more about the survey results here: https://tillymoney.com.au/how-female-small-business-owners-are-coping-with-coronavirus/

Our guest today is Gemma Dale, the Director of SMSF and Investor Behaviour at nabtrade. Prior to this, Gemma was head of SMSF Solutions at NAB, head of technical services at MLC, senior technical manager at Asgard Wealth Solutions and head of technical services at Suncorp. Gemma is the host of Your Wealth podcast, a weekly podcast for investors, featuring insights and updates from market and finance experts across a range of topics. Regular market and finance commentator on Your Money, Sky Business, featured on Sunrise, AFR, ABC TV and Radio, Channel Ten and other media. She's also a regular presenter at major industry events including ASX Investor and Adviser Days, Kanga Conference. In this conversation with Maureen, Gemma gives us insight into the different investing behaviours between men and women.Gemma also speaks about her own investing journey and why she followed a career in finance.

Our guest today is Ellecia Saffron, the founder of Maysaffron, the solution for institutions wanting to connect intelligently and effectively with the Middle East & Asia Pacific region. She has over 17 years' experience in institutional investments, 14 of these in the Middle East covering global markets.   Formerly a Fund Manager at the Abu Dhabi Investment Authority (Australia, Asia Pacific & Global equity funds) and prior to this a Research Analyst at Macquarie Bank, Ellecia is currently the Deputy Chair of 100 Women in Finance Middle East, Co-Deputy Chair Australian Institute of Company Directors Middle East Committee she was the Chair and Co-Founder of the Australian Business Group Middle East Association and sat on the Australian Business Group Abu Dhabi Board for 10 years.   She was appointed onto the Advisory board for The Australian UAE Business council founded and Co-Chaired by former Australian Minister for Defence The Honorable Christopher Pyne.   In 2018 Ellecia was one of 100 recipients in the UAE of an award for contributions to the business community. In this conversation with Maureen, Ellie talks about her career progression, the rejection that got her to where she is today and her view on the gender pay gap and what she is doing to help.

On this episode of Tilly Talks, our host Maureen Jordan sits down with Lea Abdo, from Mortgage Choice to talk about refinancing. We have spoken a bit about saving for a house deposit, getting your loan approved and purchasing a home, but what happens once you own property and have a home loan? Lea talks us through what exactly refinancing means, what the benefits are, how often you should do it, what fees are involved and much more. We hope you find this episode educational and if you're interested in refinancing, check out https://www.mortgagechoice.com.au/quick-quote-refi/ to find out how Mortgage Choice can help you.

We are once again bringing you a special edition episode where we look back on our archive of interviews with inspirational women. In this episode we have compiled some of our favourite answers to the question "What has been you best investment?" We tell our guests that this can be in time, money, health or anything they like. There have been many great answers to this question including; property, time with family, personal development and even getting a dog! We hope you enjoy listening to the many varied answers. The guests in order of appearance are: Saskia Havekes – Founder of Grandiflora Senator Jane Hume - Minister for Superannuation, Financial Services & the Digital Economy. Kate Morris – Founder of Adore Beauty Mandy Drury – CNBC Television anchor Emma Dupont-Brown - Mortgage Choice Sally Loane – CEO of the Financial Services Council Kirsten Hunter - CEO Future Super Kate Munnings - CEO Virtus Health Group Jo Masters - EY Oceania Chief Economist Colleen Callander - Former CEO of Sportsgirl

This episode we are joined by Colleen Callander, Former Sportsgirl CEO, Founder of ‘Mentor Me Women' and Author of ‘Leader by Design.' Colleen has always had a strong work ethic, beginning her working life at just 8-years-of-age working in the canteen at the local Geelong pool. She began her beloved retail career on the humble shop floor at Just Jeans, unbeknownst to her at the time that she'd then go on to have a thriving and successful 30-year retail career. Colleen now wants to encourage women to have the confidence to believe in themselves and their abilities, share their voices and find their inner superpowers through her ‘Mentor Me' platform. To find out more about Colleen's Mentor Me program or buy her book, check out her website here.

This week we are changing things up a bit and looking back on our archive of conversations with inspirational women.  We always ask our guests, if you could go back and give advice to your 21-year-old self, what would you tell her? And we always add, “if she would listen” because we know we can be stubborn in our twenties.  This episode is a compilation of some of our favourite answers to this question from our guests over the past year. The guests in order of appearance are: Saskia Havekes - Founder of Grandiflora Kate Morris - Founder of Adore Beauty Mandy Drury - CNBC Television anchor Soulla Chamberlain - Founder of Star Anise Organic Wholefoods Janine Allis - Founder of Boost Juice and part-owner of Retail Zoo Emma Dupont-Brown - Mortgage Choice Camilla Love - Founder and Managing Director of eInvest Cristina Talacko - Founder of SalDoce Fine Foods Sally Loane - CEO of the Financial Services Council Sophie Ryan - CEO of Sony Foundation Katherine Ryan - Co-founder of This Little Pig Went to Market Margaret Lomas - Founder and Director of Destiny Financial Solutions

Margaret Lomas is an author, TV host and well known property investment expert. For a decade Margaret hosted two weekly property investment shows on Sky News Business and is the best-selling author of 8 Property Investment books. In addition to being the Founder and Director of Destiny Financial Solutions, Margaret is the past chair and current board member of the Property Investment Professionals of Australia and past board member of the Real Estate Institute of NSW. She is a Telstra NSW Businesswoman of the Year and Westpac Business Owner of the Year recipient and was voted one of Australia's 100 Women of Influence in 2015. In this chat with Maureen, Margaret talks about how she got to where she is today, how tough times inspired her and how she learned her great work ethic from her Father. If you are interested in finding out more about Margaret's Property investment business, follow this link: https://destiny.com.au/ To find out more about Property Investment Professionals of Australia, head to: https://www.pipa.asn.au/

In this episode of Tilly Talks, Jess and Maureen discuss the big questions around how we should talk to our partner about money. We cover everything from shared bank accounts, home loans, going guarantor, retirement and what to do when a relationship ends. To read more about this topic check out Maureen's article on How to talk to your partner about money To find out more about sexually transmitted debt, read our article here To find out more about what Moneysmart has to offer, follow this link: https://moneysmart.gov.au/

Trigger Warning: this episode contains discussion of mental health themes including PTSD and suicide. Help is available 24/7 at Lifeline on 13 11 14 and Beyond Blue at 1300 22 4636 Ally Kelly is the founder and CEO of Mind Blank Ltd. Ally's personal experience with mental health struggles and family experience with suicidal behaviour fuelled her passion for mental health awareness. Mind Blank's aim is to reduce the risk of suicide through interactive programs in schools, communities and workplaces. In this conversation with Maureen, Ally discusses her personal story and how important it is to seek proactive help for your mental health. Ally also gives us insight into how Mind Blank came about how it is succeeding today. If you would like to find out more about the work that Mind Blank does, visit their website at https://www.mindblank.org.au/

In this episode of Tilly Talks we are joined by Charles Tarbey, Chairman of Century 21 Australasia. Maureen and Charles discuss what red flags you should look out for when inspecting a property to either buy or rent. It is important to have all the information you can get before making one of the biggest decisions you will possibly make. Charles gives us practical tips on how to scope out issues with buildings, noise, neighbours and why everyone should have an Uncle Louis with them on inspection day. The website that Charles references at 17:25 is https://www.residz.com/Residz

Katherine Roberts is the co-founder of This Little Pig Went to Market, a meal-kit delivery service with a farm-to-table ethos that supports local farmers. By creating gourmet food boxes and dietitian-approved recipes, delivered to customers' doors - This Little Pig makes life just that little bit easier. Katherine is a two-time Telstra Young Business Woman Finalist in both 2016 and 2017 and is part of the Smart 30 under 30 alumni (2017). In this Chat with Maureen, Katherine talks about the start-up process, what research she did and how she learnt from virtual and real-life mentors. Katherine had no typical training in business (or cooking) but she has passion and a stubbornness to succeed.

On this episode of Tilly Talks we dive into the world of shares. If you are interested in owning shares and wondering how to get started in the share market, then this episode is for you. Jess Olson quizzes Tilly Money founder and CEO, Maureen Jordan on exactly how you should enter the share market, how it all works and some tips you should always keep in mind when investing. If there is a topic that you would like us explore or a question you want answered, please message us on instagram @tilly.money or email us at info@tillymoney.com.au.

Our guest today is Julie Mathers, Founder of Flora & Fauna. After 25 years in retail, Julie decided to use her experience to create a business that was ethically responsible. Flora and Fauna is a “one-stop-shop” for finding ethical and cruelty free products that give back to the community. Launched initially with 30 brands and a total of 500 products, it now stocks over 300 brands and 10,000 products globally. Her aim was to create a platform for purpose and a place where people could make better choices. Leading by example when it comes to the creation of a kinder, healthier and more responsible approach to business and life, Julie was named #1 in the Top 50 People in Australian eCommerce in 2021 and 2019 AND their Business Person of the Year. Julie also received the 2018 Telstra NSW Small & Succeeding Business Award. You can find out more about Flora & Fauna here: https://www.floraandfauna.com.au/

Have you ever thought about starting your own business? It can be a daunting process taking those first steps. In this episode we interview our founder and CEO, Maureen Jordan on how to start a business. Apart from running her own business for many years and helping other businesses grow theirs, Maureen has also written several business books including Small Business Start-up Guide published by Allen & Unwin. This episode covers the first steps you need to take to start a business, who you should go to for advice and help, whether you should buy a franchise and many other nuggets of wisdom. If you would like to find out more details on how to start a business, you can read Maureen's article here: https://tillymoney.com.au/how-to-start-a-business/ We have interviewed many successful business women on the Tilly Money Podcast, you will find interviews with Janine Allis of Boost Juice, Kate Morris or Adore Beauty, Cristina Talacko of SalDoce Fine Foods, Saskia Havekes of Grandiflora + more.

When Sophie joined Sony in 2010, she was just 27 and one of Australia's youngest CEOs and then went on to win the Young Leaders Award at the Australian Financial Review and Westpac 100 Women of Influence Award in 2013. Prior to this she worked as a lawyer for Allens Linklaters and also for the United Nations in both Vienna and Sudan. Sophie also worked for the UN Special Rapporteur for Torture. While a lawyer at Allens, Sophie set up Tooth Mob, a program offering free dental services for Indigenous communities in partnership with the Charlie Perkins Trust before being approached by Sony Foundation.   Under Sophie's leadership, Sony Foundation has expanded its reach to improve the lives of thousands of young Australians in need. One of the most profound focus areas for Sophie and Sony Foundation has been You Can, a program that supports 16-to-25-year-olds diagnosed with cancer, an age group found to be slipping through the cracks with some of the most alarming survival rates. In this conversation with Maureen Jordan, Sophie talks candidly about juggling work with being a mum and how her work at the UN inspired a career at the Sony Foundation.

Caroline Jean-Baptiste is a mortgage broker and award-winning Mortgage Choice franchisee. She is the author of “Buy that house – How kickass Women make it happen” and in this episode Caroline is answering all of your home loan and mortgage related questions. Caroline and Maureen Jordan discuss what happens in the home loan application process, how much you should save for a deposit, what help or incentives are available for a first home buyer, what red flags lenders look for on your bank statements and much more. Find out more about Mortgage Choice services here: https://www.mortgagechoice.com.au/

Sally Loane is currently the CEO of the Financial Services Council, prior to this Sally spent a decade working for Coca-Cola Amatil as a senior executive. Her first career was in the media, where she spent 25 years as a broadcaster and journalist across radio, television and print. In 1977 she wrote her first book “Who Cares? Guilt, Hope and the Child Care Debate.” In this conversation with Maureen Jordan, Sally talks about how she has built a 'Portfolio career' and how switching between sectors has prepared her to learn more, study harder, ask questions and get over the fear or not being perfect.

Welcome to Tilly Money Season 2. In season 1 we spoke to industry leaders, entrepreneurs, politicians & everyday women about building a financially secure & thriving life. Now, we're not just telling women's money stories, we're bringing you the tales of inspirational women that are succeeding in business, health, advocacy, wellbeing and lifestyle – because healthy is wealthy. There's not simply one path to accomplishment, and we're shining the light on females who are making strides holistically, whilst increasing your financial literacy at the same time when we decode tricky finance terms and walk you through wealth-building tips and strategies.

As a former surgical nurse, Susan has had a marked progression through the ranks of Johnson & Johnson, from Sales & Marketing through to Vice President of Cardiovascular & Specialty and beyond. At a time when the medical industry has been heavily under pressure, Susan has helped lead her team through challenging times with strong conviction - winning the Best Health & Wellbeing workplace program for 2020. Susan talks to us about what keeps her motivated, creating impact at scale and her best money tips for achieving financial independence.

After moving to Australia, Cristina Talacko was unable to practice law so tried her hand at developing some delicious Brazilian treats. Her business SalDoce Fine Foods now operates internationally, delivering gluten-free and allergen sensitive foods for the health conscious. Cristina holds an ongoing belief in contributing to society, sharing her knowledge and marrying passion, purpose and profit. Alongside her successful business, Cristina has an impressive presence within the Coalition for Conservation, Beyond Zero Emissions, the NSW Women's Council and the NSW Energy and Environment Policy Branch.

Jodie Hampshire is the Managing Director of Russell Investments, a breast cancer survivor and mother of four adopted children. Jodie charts the course of her life from small town NSW to the big smoke of Sydney, climbing the ladder within the finance industry before setting sail for London & Dubai. Jodie's life has presented many challenges but she shares her insights on how to persevere, the tools she uses to maintain equilibrium and her best advice on the sharemarket.

Jenny McCarthy was a small town girl from rural Gundagai before eventually becoming a partner in the Group Colleges Australia business, which is amongst the top 10 Australian providers of educational services. Entering the education world originally without qualifications of her own, Jenny saw her self-confidence and her ability to perform in her business flourish after obtaining her Masters Degree. As a source of wisdom, Jenny speaks transparently about the challenges of running a business and offers her best advice for those trying their hand.

Few of us realise that super funds own just under 40% of all the shares on the Australian stock market, making them the biggest shareholders in our biggest companies. Super funds have such a strong influence on all aspects of life in Australia, including the ability to divest from fossil-fueled industries, advocating for clean energy and contributing to a better future for all. This is where Kristin Hunter comes in. As the CEO of Future Super, Kristin is instigating change by using the power of money to improve our future lives. Future Super screens every company it invests in for gender equality, ethical practices and climate change assurances. We speak to Kristin about matching your philosophy to your lifestyle, how ethical investing performs and the difference it makes on the planet to invest ethically.

Kate Munnings has had an impressive career, starting out as one of the first Australian HIV's nurses before going on to manage over 72 hospitals. Kate has now turned her attention to fertility & IVF, as the CEO of Virtus Health Group, the largest IVF provider in Australia, Ireland and Denmark. As a supremely driven and inspirational individual, Kate is championing technology, access in healthcare and compassionate leave for miscarriages.

As one of Australia's foremost economic commentators, Jo has been bringing insights and information to the Australian public for years. Now, Jo talks to Tilly Money about what economics is all about, how we can stay on top of vital information and what it all means! Economics is a social science that affects us all so Jo helps us to understand how all the interlinked elements of economies operate and what it means for everyday Australians.

So often with societal issues, you always hear about the problem but never any solutions. Pascale Helyar-Moray, with a seasoned background in finance, communications and marketing decided to change that by addressing the gender superannuation gap in Australia. Pascale has developed SuperRewards, a cash-back shopping platform that contributes directly towards your super. Today, we talk to Pascale about what lead her to this path and how we can pave the way forward for women.

Renowned author and founder of the IQuitSugar empire, Sarah Wilson now approaches how we can all live a life of value & find financial comfort with less. Never one to shy away from the big topics, Sarah shares how she's restructured her financial life since closing her business, her best advice for minimising consumption and talks about her new book "This One Wild & Precious Life."

As the Founder & Managing Director of eInvest, Camilla Love took it upon herself to champion diversity in financial services with her program F3. By educating & fostering young women's interest in the finance world, Camilla hopes to open more doors for women in finance and minimise the misconceptions. Camilla is a whip-smart, learning enthusiast that also shares her strategy for personal development, investing and portfolio diversification.

Hannah Hooper is an Institutional Sales Executive of Global Derivative & Equity at IG, with a lifetime of investing experience and a wealth of knowledge on finance. Growing up between rural NSW & Sydney, Hannah's father sparked an interest in investing that has lasted her a lifetime. Hannah shares her personal journey of learning about money & shares knowledge on shares, CFD, markets, super & the best strategies to implement for everyone.

Emma Dupont-Brown, the General Manager of Product & Corporate Communications at Mortgage Choice, has carved out an impressive career for herself across banking & lending. As a purpose & people driven individual, Emma highlights the value of mentors in staying on course and the importance of decision-making. Emma also fills us in on the progress women have made in the property market, the appeal of property for women and the courage it takes to invest for yourself.

Janine Allis wouldn't change a thing about her previous failures, mistakes or lessons as she is the sum of all her experiences. With a natural tenacity & penchant for adventure, Janine has travelled the world, started & guided numerous businesses - all without a safety net. Attributing her success to naivety & grit, Janine talks to Tilly Money about what it took to build her business, on how big risks mean big rewards and how your failures can be far more important than your successes.

Soulla Chamberlain made the change from corporate law to pursue her passion for whole foods, wellbeing & community. After experimenting & researching nutritional regimes and lifestyles, Soulla discovered a balanced way to live with her "health bank account" in surplus & learnt to value biologically congruent food. We talk to Soulla about health as your greatest asset, how can we improve our health without sacrificing pay checks & how to start the longterm investments into your wellbeing.

Mandy Drury is a veteran CNBC television anchor who has covered business & finance journalism for 22 years out of Tokyo, Singapore, New York, London and now back home in Australia. Mandy has a wealth of knowledge on what influences financial markets & shares her experience from her esteemed career in journalism. Plus, we cover Mandy's secret passion for finding the best op shops!

In this conversation, Narelle Hooper, one of Australia's most respected business commentators & Editor-in-Chief of the Company Directors Magazine, explains how the terrain is often different to the map. Business, economies & society are all changing so it's up to us to make sure they're changing for the better. Narelle offers some sound advice to take control of the information available to you and poses some profound questions on the future of leadership.

The founder of Adore Beauty, Kate Morris, built her business from the garage into an e-commerce empire. After recognising the intimidation of retail beauty counters, Kate endeavoured to create an accessible & friendly experience for women in Adore Beauty. Kate speaks with Tilly Money about how she has managed to financially scale the business, staying cash-flow positive & her secret business weapon: test first, implement later.

Senator Jane Hume, the Assistant Minister for Superannuation, Financial Services & Financial Technology speaks to Tilly Money on all the hot topics: how wage disparity erodes financial empowerment, what the future of money looks like, what it's like to rebuild financially after a divorce and her personal money rituals.

Saskia Havekes built her floristry business, Grandiflora, from the ground up - reaching international acclaim, working for the likes of Chanel & Hermes, authoring 4 books and expanding into ranges of fragrance. Today on the podcast, we speak with Saskia about what it takes to run a business, how to stay on your toes and enjoy the ride along the way..

Show notes: Books: • Big Fat Myths by Ruben Meerman • One Up on Wall Street & Learn to Earn by Peter Lynch • Nudge by Richard Thaler Online Yale courses: Coursera Asset classes to exercise analogy: • Cash = walking • Fixed income/Bonds = Slow jog • Property = Running • Australian shares = Spin class • Global shares = High intensity training As you move further up the return spectrum, the risk increases.

Tilly Money is coming soon. We'll be interviewing women from all walks of life & uncovering our money woes, money goals, money motivations and set about closing the gender wealth gap together. Hosted by Maureen Jordan & Claire Osman.