Podcasts about cohorts

Unlocking Success Secrets with Devounte Ho-Hing

Join us for episode 92 of the Fly on the Wall podcast, where Pastor Chris Sonksen sits down with Pastor Nathan of Lakeview Assembly of God to discuss the critical changes pastors and their staff need to make for growth.In this coaching session, you'll learn:✅ Key changes crucial for pastoral growth.✅ Strategies to ensure your growth aligns with your staff's capacity.✅ Top-notch advice tailored for pastors navigating their 40s. Don't miss out on this episode of the Fly on the Wall podcast, available on your preferred podcast platform, or watch the full video on YouTube!Cohorts now open! Get signed up for our exclusive coaching groups before they close on 10/5.In our cohorts you receive:✔️ Monthly coaching from a certified coach✔️ 4-Day Soul Care Retreat✔️ Support and Resources to help you break church growth barriersIt's time to take your leadership to the next level — together!Get registered today at churchboom.org/cohorts

The girlies absolutely love romance!But, as time passes, the initial spark can fade, leaving couples feeling more like roommates... The question arises: what happened to us?In this episode, Meleah covers:Discover the power of intentional romance and how it's not just for your partner – but for youCommon blocks that dim the spark in a relationshipCreative ideas to spice up everyday lifeThe secrets to infusing your relationship with the magic of everyday romance!Join us for Conscious Relating Workshop - Saturday, December 2nd 11am Central Time Connect with me on Instagram: @meleah_manningGet my Free Masterclass on How to Overcome Relationship Anxiety and Experience an Emotionally Connected Relationship: https://meleahmanning.com/case-studyJoin the waitlist for Radiant Relationship Academy Spring 2024 Cohort — a mentorship to overcome your patterns in dating & relationships and experience a healthy, fulfilling love https://www.sistersthatstray.com/rraSupport the showLet's connect on Instagram – send us a message @sistersthatstray!

Welcome back and prepare your ego lol. This episode is a MUST if you desire to tap into Overflow as a financial reality in your life and business. The frequency of “making money a problem” is one that 99% of people are tapped into and no surprise it shows inside their experience with money and in business. So much juice in here on how I've chosen a higher level frequency of “money is not a problem” and how it's benefited me, EVEN WHEN I had nearly $100k in debt all the way through to an experience I had recently making a $50k cash investment on top of my private mentorship and life investments, in addition to a one year mastermind I invested in as well so that the money continued to compound and was in fact - not a problem. Deciding money is not going to be a problem for me has wildly changed my life, and my ability to command wealth.If you like this conversation you'll want to join Overflow and you'll froth the new live module I'll be teaching in Jan! Link below to join us.BLACK FRIDAY CLOSES EOD THURSDAY, NOVEMBER 30TH! Jump in below!2024 ALL ACCESS MASTERCLASS PASS. Join a FULL YEAR of Masterclasses for the price of one >>>https://jocelynkellyreid.thrivecart.com/all-access-masterclass-pass-2024/ICONIC THE MASTERMIND. Joining outside of being in The Revolution will close EOD November 30th. 8 weeks. Sales Siren bonused in during Black Friday. Kicks off January 15th! >>https://jocelynkellyreid.thrivecart.com/iconic/THE REVOLUTION >>Jump in now for 6 or 12 months. Auto enrollment into ICONIC and Sales Siren. Private call with PIF during Black Fridayhttps://www.jocelynkellyreid.com/the-revolutionMAGNIFY MANIFEST RECEIVE - Instant Access. LIVE now >>https://www.jocelynkellyreid.com/magnify-manifest-receiveOVERFLOW - instant access - LIVE calls Q&A plus new module in Janhttps://jocelynkellyreid.thrivecart.com/overflow/THE MONEY BUNDLE >>https://jocelynkellyreid.thrivecart.com/themoneybundle/THE COHORT. Voxer Mastermind week kicking off December 4th >>https://www.jocelynkellyreid.com/the-cohortDm me FEMMEPIRE to chat about joining us im my closest proximity spaceRate and review the show, DM your screenshot to me or email to assistant@jocelynkellyreid.com before you but submit and receive $200 off any offer in the business of higher price point than the credit.Follow Jocelyn:https://www.instagram.com/jocelyn.kelly.reid/Download the free masterclass on How I Quantum Leaped to $50k Months In the First Year of Business!https://quantumleap.lpages.co/quantum-leap/Join my free sisterhood Born To Be a Bosshttps://www.facebook.com/groups/511848006411418

Grammy Award-winning singer / songwriter, worship leader, author, and all around incredible human being, Matt Redman, joins us to talk about living a wholehearted life. Matt is one of those rare souls, a man who not only lives whole-heartedly, but who pursues a congruent life both on and off stage. We talk about how to prioritize our emotional health while navigating the often lonely, fast-paced, and unrelenting world we live in. Our emotional and spiritual well-being often hangs in the balance of leading at work and showing up at home.We also talk about the Leader's Heart Cohort, what it means to be famous at home, and leadership as an act of worship. Matt describes how to identify your first "yes" when it comes to showing up well at home.Show Notes: Apply now for The Leader's Heart Men's Cohort:https://www.famousathome.com/theleadersheart Order a copy of 25 Days of the Christmas Story: An Advent Family Experiencehttps://amzn.to/3R92zRd Learn more about Matt Redman:https://mattredman.com Listen to Matt Redman's podcast:https://podcasts.apple.com/us/podcast/the-wor-th-podcast/id1565062773Order a copy of Famous at Home by Dr. Josh and Christi:https://amzn.to/3y1jJFzListen to this episode on Youtube:https://www.youtube.com/channel/UC0_Wyfa-hCkQp46d3cLTDpw

Ep. 312 of Missions Incorporated - today we share some ministry updates, announcements, and prayer requests. Then we dive into a teaching lesson on preaching as it relates to missions.Related Links:Support PMc PMc Short-term Cohorts - join an evangelism team in the summerVision Trip - organize a trip to learn about PMc and the Italian contextPMc NewslettersMore Links:PMc Promo VideoThe Italian Cohort - join PMc's online Discord communityServe - PMc has numerous avenues of involvementMissionary Q&AAsk a Question - leave a voice message on Speakpipe and be featured on the podcastPodcast Producer - available positionPMc AcademiaMissions Incorporated videosPMc Missions BlogJesse's interview on Provoked PodcastItalian Worship songsPMc InstagramPMc FacebookFollow Jesse Schreck:The Italian Cohort (Discord) | Facebook | Instagram | Twitter | GabLike Jesus driven to His cross, so we drive ourselves to the singular task of the edification (planting) of Biblical churches in Italy.Our furlough is finished but the mission continues! Freely join the online Discord group of PMc! The Italian CohortSupport the showDo you love God, Italians, Italy, and the church of Jesus Christ? Do you want to play a more personal role in missions work abroad? Do you want to get all our content and updates (plus bonus material no one else sees) before anyone else? We invite you to join The Italian Cohort - our online community group on Discord - and gain inside access to the work going on in Italy.

Lynsey G and Jayel Draco are a couple who run their own publishing company…Oneshi Press. To date they have published twelve sequential art anthologies based on different artists’ interpretations of a theme. Their current and thirteenth collection of short stories, Cohorts, is currently funding on Kickstarter. The stories in Cohorts explore how people of all […]

*Warning: In this wholesome conversation with our children, we talk about Santa Claus. The phrase in our home is, "Santa is pretend, and in our home, we pretend." For that reason, and that reason alone, you may want to guard little listening ears.In this heartfelt episode, we invited our two oldest kids, Landon (11) and Kennedy (9), to talk about our family devotional, 25 Days of the Christmas Story, and to share their perspective on what Christmas really means to them. Sometimes, what we think matters to our children, isn't at all what they care about. We hope this conversation offers an open door for you to talk to your children what Christmas means to them. We also share practical ways you can create lasting memories with your family during this holiday season.Show Notes:Order a copy of 25 Days of the Christmas Story: An Advent Family Experiencehttps://amzn.to/49IZpuMApply now for The Leader's Heart Men's Cohort:https://www.famousathome.com/theleadersheartInterested in group coaching with Josh or Christi? Click here for interest form:https://www.famousathome.com/groupcoachinginterestOrder a copy of Famous at Home by Dr. Josh + Christi:https://amzn.to/3y1jJFz

Welcome to Day Five of the Sprint to Freedom. Today, we're diving into two crucial topics: faith and your assignments. When it comes to building your business mindset, having faith is key. Shifting from an employee mindset to that of an employer is a faith journey. You've got to believe you can achieve what you're setting out to do. Building your business isn't just about the practical work, it's also about nurturing your faith during the hours you're not actively working on your business. It's easy for our minds to lead us astray, making us believe we're not cut out for something before we even attempt it. Sometimes, we disqualify ourselves before giving the situation a fair chance, fearing failure or rejection.  But in this 30-day journey, the mantra is clear: stay in the fight, don't disqualify yourself, and don't quit when things aren't moving as fast as you expect. Building faith is crucial because it gives you the strength to persevere when you feel like giving up. Faith, as mentioned in the Bible, is the evidence of things not seen. It's what you hold onto before clients, customers, and success manifest in your business. It's a process—holding onto that unwavering belief before seeing the tangible results.  Your words and thoughts play a significant role in building this faith. Speaking success, growth, and abundance rather than focusing on lack or failure helps shape your reality. Yes, it might seem odd or mystical, but consider how we accept things as truth simply because we've heard them repeatedly. Apply the same principle to your business: speak success into existence.  Change your self-talk, consume positive business content, and take action. Faith without action is fruitless. Engage in the daily challenges, work on your sales funnel, and keep moving forward. By Day 15, aim to have your lead magnet and offer ready, two-thirds of your sales funnel. Remember, this journey requires persistence, positive self-talk, action, and the unwavering belief that success is on the horizon. It might seem strange initially, but as you persist, watch how your reality begins to align with your affirmations. Thank you for joining me today. I'm Martin Williams, and I'll catch up with you soon. Keep speaking your business success into existence and taking those crucial steps toward your goals. https://gameplanplaybook.com/sprint-to-freedom/

Follow The Disability Den podcast at: www.thedisabilitychannel.ca TDC Facebook - https://www.facebook.com/TheDisabilityChannel/ TDC Twitter - https://twitter.com/TDChannel1 Become a Patreon Supporter! -https://www.patreon.com/TDCToronto TDC Instagram - https://www.instagram.com/thedisabilitychannel/ #showcasingAbilities #disabilitiesAwareness #theDisabilityChannel

This week we are joined with guest hosts Christine Eckenrod (R, CT, MR) and Tiffany Shaffer (RT) come on the air to share about the value of being a clinical instructor (CI) can bring.  There are many benefits outside of financial gain and we share each of our experiences in teaching and the ways in which it has given back during our careers.  In this episode we all learn that “everyone has something to offer” -Christine Eckenrod.   A special congratulations to Ms. Shaffer as she won Clinical Instructor of the year award at Penn College. What an amazing accomplishment to receive from the students you are educating and training.   Timeline: ·      (00:37) Intro ·      (02:36) Teaching others offers its own unique perks ·      (05:16) Reflecting on being a student and picking up on the tools to better your skillset. ·      (06:40) Difficulties in finding those who want to be a Clinical Instructor and bringing value to an unpaid role. ·      (09:22) Requirements to become a Clinical Instructor and what extra it requires out of their typical work day. ·      (14:38) The difference between a Clinical Instructor and a Clinical Coordinator/Director. ·      (15:16) Cohort sizes and per/post covid. ·      (17:32) Clinical rotations offered to those who attend Penn College's radiology based programs. ·      (18:34) RT students working with RA professionals ·      (19:56) How being a Clinical Instructor can lead towards advancing your career to transition into the educational career path. ·      (21:01) How teaching others has its benefits as we each share what we gain in the process. ·      (24:58) Advice for those considering becoming Clinical Instructors and recognizing that we all have something to offer. ·      (28:54) Light bulb moments and the ability to enhance others skillsets. ·      (30:01) CEU Courses that the ASRT offers to those who want to make the tack into becoming a Clinical Instructor. ·      (31:35) How educators can use podcasts and directed readings during their didactic training and how those discussions can make an impact on students. ·      (34:21) Working with the RA/PA, learning about the role, and getting the right information out. ·      (38:11) MARCA legislation and a special congratulations to the Anesthesiologist Assistant. ·      (40:22) Discussions as we come closer to wrapping things up ·      (40:35) Closing    We want thank Mrs. Eckenrod and Ms. Shaffer for coming on with us and sharing on the value Clinical Instructors have in the industry.  Students are the future of our profession and the clinical skills that technologist have to offer brings value to future generations.  We were honored to have these conversations.

SummaryIn this special two-part series on The Bentonville Beacon, host James Bell continues an engaging discussion featuring members of Fuel's 2023 Artificial Intelligence and Machine Learning Accelerator cohort. They spotlight Fuel's 12-week enterprise-ready accelerator program, which pairs seed- and growth-stage tech startups with key enterprise partners to fast-track the adoption of practical technology solutions. The program emphasizes operational value training over traditional venture capital pitch coaching. This episode highlights innovators from around the globe in the AI and ML sectors, along with their companies from various industries. Conversations include Dexter Caffey from Smart Eye Technology, Andrew Bart of AlgoFace, Mike Romeri at Analytics2Go and Kevin Butler from Edify.ai, who showcase their companies, their experiences through the Fuel Accelerator and their #BecauseBentonville stories, painting a vibrant picture of entrepreneurial growth and community connection.Show Notes(1:12) Introduction to Dexter Caffey and Smart Eye Technology(2:20) Dexter's surprise connection to Pharaoh Ramesses III(3:09) About Smart Eye Technology(6:22) Dexter's Experience with Fuel and Bentonville(11:14) Dexter's #BecauseBentonville Story(12:55) Introduction to Andrew Bart and AlgoFace(14:10) About AlgoFace(16:57) Andrew's Experience with Fuel and Bentonville(25:34) Andrew's #BecauseBentonville Story(28:14) Introduction to Mike Romeri and Analytics2Go(31:03) Mike's Experience with Fuel(32:32) About Analytics2Go(34:40) Mike's Experience with Bentonville(36:32) Mike's #BecauseBentonville Story(38:00) Introduction to Kevin Butler and Edify.ai(42:36) About Edify.ai(44:23) Kevin's Experience with Fuel(51:27) Kevin's #BecauseBentonville Story(54:24) Introduction to Grace Gill(56:05) The Evolution of Fuel(57:35) Fuel's Application Process(58:39) Closing ThoughtsLinksJames Bell Bentonville Economic DevelopmentGrace GillFuelDexter CaffeySmart Eye TechnologyAndrew BartAlgoFaceMike RomeriAnalytics2GoKevin ButlerEdify.aiQuotes“I had no intentions of moving [to Bentonville] when I first came here…but then I noticed that when you're here in Bentonville, it's a relationship town. It's about building relationships. So I recognized that through the program and told my wife we're going to be moving to Bentonville.” - Dexter Caffey, (10:19)“I'm looking to open an office [in Bentonville]. I'd like to have a presence here. That is very much on my immediate radar from both a talent acquisition perspective as well as the exposure to the Walmart epicenter and how unique it is to have that kind of sponsorship to the community.” - Andrew Bart, (21:41)“I'm sure I'm not the first one to say that the environment [in Bentonville] is a lot more professional, more experienced, and more innovative. It's just a series of superlatives where you don't expect someplace in Northwest Arkansas to bring together a group of innovative people from all over the world that can get things done.” - Mike Romeri, (35:39)“[Bentonville] is the sort of place where if you put yourself out there and ask for some help, people are more than willing to do so. It's obviously part of the mission and it's been extremely helpful for our company…and it's really opening up doors and leading to sales.” - Kevin Butler, (45:40)

Learn about the new innovations in early learning from Superintendents and Nat'l Head Start Association, Peter Finch, Eddie Manuszak and Deb Bergeron..................sharing new ideas that are working across the nation in early educationincluding a program to develop early learning educators thru National University for high school students

In this podcast, UROONCO BCa chief editor Dr. Benjamin Pradere (FR) talks with Prof. James Catto (GB) about the THOR-2 cohort 1 study: Results of erdafitinib (ERDA) vs intravesical chemotherapy (chemo) in patients with high-risk non-muscle-invasive bladder cancer (NMIBC) with select fibroblast growth factor receptor alterations (FGFRALT) who received prior bacillus calmette-guérin (BCG) treatment. Prof. Catto shares details on the rationale and design of the THOR-2 cohort 1 study, the results he presented at ESMO 2023, and some important take-home messages. For more details on this study, you can read this abstract on the UROONCO Bladder Cancer educational platform.

Sickness, grief, and loss are inevitable. All of us will experience or walk with close loved ones through sudden loss, or the complexities of a serious or life-threatening illness.Jane Butler, our dear friend, graphic designer for Famous at Home, and Co-Founder of Near, joins us to talk about her husband's brain cancer, how they navigated two brain surgeries, and how she manages to continue to walk alongside him and her young kids as they face hard things.In this episode, Jane shares her deep passion and wisdom about the intersection of life, marriage, parenting, serious illness, and grief and her new passion as the co-founder of Near, an organization offering support for those going through difficult times. Here are some takeaways:When someone you love receives a diagnosis and you don't know what to doSupporting and organizing care for our hurting friends during a crisisHow to shy away from "toxic positivity"and not dismiss someone else's painThe best way to show compassion for someone experiencing a crisisHow to lead your young family in the midst of loss, grief, and difficult seasonsShow Notes:Learn more about Near:https://staynear.coApply now for The Leader's Heart Men's Cohort:https://www.famousathome.com/theleadersheartInterested in group coaching with Josh or Christi? Click here for interest form:https://www.famousathome.com/groupcoachinginterestOrder a copy of Famous at Home by Dr. Josh and Christi:https://amzn.to/3y1jJFzWatch this episode on YouTube:https://www.youtube.com/@FamousatHomepodcast

Sprint to Freedom Day 3: Making Your Offer In this episode, Martin Williams discusses the importance of making a valuable offer that solves a real problem for your target audience. He explains why it's important to start with a broad market and then niche down later, and shares tips on how to earn trust by solving general problems. Here are some key takeaways from the episode: Solve a current and relevant problem. Your offer should address a problem that people are actually facing, not just an inconvenience. Target a broad market initially. This will give you more opportunities to build social proof and revenue. Niche down later, once you're established. This will allow you to focus on the specific needs of your ideal customers. Solve general problems to earn trust. This will help people get to know you and see that you're an expert in your field. If you're ready to make a valuable offer and attract customers, tune in to this episode of Sprint to Freedom!

Day 2 Overview of the Sprint to Freedom is here, below is a summary of what was discussed Daily content creation for entrepreneurs. 0:05 Martin Williams welcomes the "League of Content Creators" and encourages them to create daily content to build an audience and achieve their goals. Content creation platforms and strategies. 1:39 Martin suggests picking one platform (writing, video, or podcasting) and sticking with it daily, while periodically exploring the other two for maximum reach. He also advises choosing content based on personal comfort level and audience demographics, rather than trying to cater to all three platforms simultaneously. Solving problems in various industries. 4:38 Mental health professional discusses common problems faced by clients, such as PTSD and depression. Content creation for businesses. 7:10 Martin emphasizes importance of addressing problems and providing solutions to build trust and generate business. He also suggests 70% problem-solving content, 20% personal life, and 10% sales. Content creation for business growth. 11:23 Focus on short-form content (IG reels, TikTok, YouTube shorts) for daily engagement, while also posting longer content (videos, articles, podcasts) less frequently. Martin Williams emphasizes the importance of producing content to stay in business Ready to start your journey to making money in your own business? Click here to learn more: https://playbookstrategies.gumroad.com/l/wtbdq Join the Free Facebook Group: https://www.facebook.com/groups/673713487137063

Join us as Pastor Jeff preaches week 6 of a series on our Discipleship Path. Cohorts forming now! Reach out to us ⁠⁠here ⁠⁠to see about joining.

A cross-sectional cohort study in the Upper Midwest between January 2018 and December 2021 by SAEM

Back in the Summer I got to have an amazing chat with Coach Brenda Green. Coach Brenda is the owner of Fit 4 A Better Me, a women only fitness and nutrition coaching business. Coach Brenda is on a mission  to inspire and empower women to be healthier, fit and the best versions of themselves inside and out. Coach Brenda candidly discusses how her personal health helped her become a Cancer survivor. She has helped so many women establish and maintain healthy habits in order to achieve their goals. She shares some tips in this epiosde that will help you begin to make small changes today. Please connect with Coach Brenda to get more information on working with her personally for one of her Healthy Habit Challenges or the next Cohort.   www.fit4abetterme.com IG: @fit4abetterme   Connect with me @rhonda_naicole and @hellodare2be  

Summary On this special episode of Startup Junkies, hosts Caleb Talley, Grace Gill, Darian Harris, Tom Douglass, and Louis Diesel head north to the Ledger in Bentonville, where they sit down with four of the participants in Fuel's AI and machine learning 2023 cohort. Fuel is specifically designed for seed and growth-stage technology companies ready to scale and become enterprise-ready. Members of the cohort receive mentorship and education from leaders in their vertical, as well as coaching and connections from Fuel's enterprise partners. Caleb, Grace, Darian, and Tom sat down with Kannan Udarayajan of Siemba, Mike Romeri of Analytics2Go, Humphrey Chen of CLIPr, and Somya Munjal of Youthful Savings to discuss their entrepreneurial journeys and their experiences with Fuel thus far.    Show Notes (0:38) Introducing Part 2 (1:24) Kannan Udayarajan and Siemba (10:59) Mike Romeri and A2Go (18:04) Humphrey Chen and CLIPr (34:04) Somya Munjal and Youthful Savings (43:47) Closing Thoughts   Links Fuel  Caleb Talley Grace Gill Darian Harris Tom Douglass Louis Diesel Kannan Udayarajan Siemba Mike Romeri Analytics2Go Humphrey Chen CLIPr Youthful Savings           Quotes “Just being under the umbrella of Fuel gives enormous credibility to whatever you're building and showcasing. By being part of the Fuel cohort, we have been able to get so many introductions in the Bentonville area, but I'm also seeing that the fact we are part of the Fuel program is resonating in other markets as well.” - Kannan Udayarajan, (7:27) “Certainly, everyone knows Walmart is here [in Bentonville], and there's a level of sophistication with Walmart, but I think the entire ecosystem is a very high-performing ecosystem. And I think there's sort of a community of interest here where people are trying to optimize the performance of the entire ecosystem, and it brings a lot of sophistication and a certain set of skillsets that are cooperative and innovative, and people know how to get things done.” - Mike Romeri, (15:13) “This is like one of those things where Northwest Arkansas hadn't been on my to-do list, but now that I'm here, I feel like I've been marketing the whole region, and so now more people are planning on coming and checking it out.” - Humphrey Chen, (29:31)“I just think there's so many great people here [in Bentonville] and it's an abundant place, but everybody has this same salt of the earth attitude, and you can just get so much more done.” - Somya Munjal, (37:23)

SummaryIn this special two-part series on The Bentonville Beacon, host James Bell kicks off the first episode with an engaging discussion featuring members of Fuel's 2023 AI/ML Accelerator cohort. Joined by Fuel's Director, Darian Harris, and Entrepreneur in Residence, Tom Douglass, they spotlight Fuel's 12-week enterprise-ready accelerator program, which pairs seed and growth-stage tech startups with key enterprise partners to fast-track the adoption of practical technology solutions. The program emphasizes operational value training over traditional venture capital pitch coaching. This episode highlights innovators from around the globe in the AI and ML sectors, along with their companies from various industries. Conversations with Somya Munjal of Youthful Savings, Keith Fix and Brent Blecha of Retail Aware, and Kannan Udayarajan of Siemba highlight their companies, experiences at Fuel Accelerator, and their #BecauseBentonville stories, painting a vibrant picture of entrepreneurial growth and community connection.Show Notes(0:56) Introducing Darian Harris, Tom Douglass and Fuel's AI/ML Cohort(8:49) Darian's #BecauseBentonville Story(12:21) Introducing Somya Munjal and Youthful Savings(15:16) Somya's Experience with Fuel and Bentonville(19:20) Somya's #BecauseBentonville Story(21:43) Introducing Keith Fix, Brent Blecha and Retail Aware(29:12) Keith and Brent's Experience with Fuel and Bentonville(35:01) Keith and Brent's #BecauseBentonville Story(39:16) Introducing Kannan Udayarajan and Siemba(41:06) Kannan's Experience with Fuel and Bentonville(47:46) Kannan's #BecauseBentonville Story(51:06) Closing ThoughtsLinksJames Bell Bentonville Economic Development FuelDarian HarrisTom DouglassSomya MunjalYouthful Savings   Keith FixBrent BlechaRetail AwareKannan Udayarajan    Siemba Quotes“I really think art is a very powerful tool for innovation and creativity, and I think the influx of art [in Bentonville] is really going to bring those creative minds to this area and really provide an opportunity for growth.” - Somya Munjal, (17:20)“Bentonville has just been so fun, and it's been a little bit of a surprise in terms of the community aspect of it. The ability to do business here and connect with folks on a personal level, as well as just on an accessibility level, has been great. I think that tied with the entire Fuel team—they've made great connections and gone to bat for us, and the programming is great, and the people are great. It's been a good experience for me.” - Keith Fix, (30:31)“It's the ecosystem that makes Fuel very unique. The curriculum is one part of it, but the ecosystem around it—the people who are delivering the courses or the mentors that have been put around the program or the general networking events that have been established so that startups who come here get the ability to go out, mingle with these people and build their own authentic, genuine one-on-one relationships—that is just amazing. I haven't seen that kind of effort in any other program that we've been a part of.” - Kannan Udayarajan, (44:41)

Mandy Xu, CBOE Global Markets VP & Head of Derivatives Market Intelligence, advises monitoring multiple asset classes going into the year-end. Michael O'Leary, CEO of Ryanair, says the airline remains committed to Boeing despite delays in aircraft deliveries. Amanda Lynam, BlackRock Head of Macro Credit Research, says there's an increased focus on selectively from credit investors. Julie Norman, UCL Centre on US Politics Co-Director, discusses the Israel-Hamas war and Antony Blinken's visits to several leaders in the Middle East. Ashley Allen, Franklin Templeton Corporate Credit Research Analyst, discusses resilient consumer spending. Get the Bloomberg Surveillance newsletter, delivered every weekday. Sign up now: https://www.bloomberg.com/account/newsletters/surveillance    Full transcript: This is the Bloomberg Surveillance Podcast. I'm Lisa Abramoids along with Tom Keen and Jonathan Ferrell. Join us each day for insight from the best in economics, geopolitics, finance and investment. Subscribe to Bloomberg Surveillance on demand on Apple, Spotify and anywhere you get your podcasts, and always on Bloomberg dot Com, the Bloomberg Terminal, and the Bloomberg Business App. I'm DeLine of joined us now at a macro credit research at black Line I and I don't worry. We're not going to be talking about that. I do want to talk about supply if we can start there. We've got forty eight billion dollars a three year notes this week, We've got forty billion dollars a ten year notes. We've got some thirty year bonds twenty four billion dollars worth. These are big, big numbers. That's treasury supply. What's happening with credit supply going into year rent, Good morning, Thank you both for having me so. As you know, credit supply had a bit of a flurry of activity in September. It calmed down in October. I do think with this tentative stability in the treasury market that corporates, CFOs and treasures may look to move ahead before the year end seasonal slow down. It will be an important test for the market how this treasury supply is digested. But as we know, the Treasury Secretary guided us towards the front end of the curve and not so much in duration in the refunding announcement last week. But I actually think, if nothing else, the past several months have shown corporates that this can be very episodic in terms of these windows opening, and so given that we know the maturity walls are coming up, I think for corporates it's better to issue early rather than late. We're expecting a big week in the IG market this week. I think expectations are a little lower in high yield, but I would not be surprised if we surprise to the upside in terms of those expectations, because I think it's just prudent for CFOs, which speaks to kind of the opportunism that one Sidi get desk told me about last week. He messaged me as soon as we saw this rally and he said, everyone's trying to come to market. I've gotten fifteen phone calls. Everyone's basically lined up. Is this going to be bad? With credit spreads widening in the sort of counterintuitive way because we've got more supply, I think the appetite is there, and I think we've had such light supply, especially in high yield year to date, and twenty two was a record a low level that I think the appetite for the market is there. I think where the real risk is is it that lowest quality cohort of the triple C market, that kind of lowest quality rung of high yield which are triple C issuers. There. I think we've seen some enhanced pressure where it's weak results coupled with refinancing needs have really pressured those capital structures. And even on this swift rally in high yield spreads that we've seen over the past few trading sessions, triple c's have rallied, but they've lagged on the way in. And I think it's the market telling you that there's an appetite for certain quality cohort in the credit market. Ig I think is there in most market conditions. Hig yield is a bit more tentative, but for that lowest quality rung, I think it's very case case specific and vary idiosyncratic. Are people kind of just pricing in perfection here? Well? With high old spreads below four hundred, it's hard to argue you that there's much risk premium added into the market at the moment. I think what we're seeing is a lot more focus on selectivity from our credit investors, so thinking about asset allocation between high yield and leverage loans, sector selection, issuer selection. I think where we're high old spreads are at the moment, the path of least resistance is probably a little bit wider in terms of choppiness, with some of the headline risk ahead of us. But again, as we've talked about before, where yields are, it's really difficult to see kind of highield spreads breaking out in this range of much wider from here, because when you every time, we tried to reach four forty last week and we kind of snapped back in, and so there is a bit of a tug of war between fundamentals and technicals, and even the most vulnerable fundamental pockets of the market have been the best performer, Like leverage loans. You mentioned the decision set between loans and say high yield help our audience understand what goes into making that kind of decision and whether that's changed in the last few weeks. So it has changed in the last few weeks because for a few reasons. One is, if you think we're at the end of the rate hiking cycle, if you think we've seen stability in long end rates, you might think that the bulk of the loan outperformance is behind us at this point. And indeed that yield pick up that leverage loans were offering over high old bonds has narrowed. So what we are seeing is a bit more interest, say even within capital structures, of investors saying Okay, well I'm in the loan, should I rotate into the high old bond or given the fundamental pressures of this higher for longer rate environment, that we're expecting our loans disproportionately impacted by that because they've been contending it with it for a longer time. Again, we don't view fixed rate bonds as immune from that in many instances, but I do think on the margin, given the strong performance of loans here to date, there is some refocusing on Okay, is the bulk of that loan performance behind us read some life into that just a little bit more. We sort of big equity move last week. If you're looking at a and I know it's unique and idiosyncratic, but ultimately just give us the thirty five thousand foot view. If you're looking down a capital structure right now, is the bias to be higher or lower in Actually, you know, I think the high end of the highield market has actually outperformed the low end of the IG market. So it's not as clear cut as saying be underweight high yield versus IG. There are a lot of nuances there. I do think for choice, I would prefer to be higher in quality within high yield in IG. I think moving down into that triple beat cohort is a relatively nice place to be. For the most part, the vast majority of those corporates are committed to maintaining investment grade ratings. You are picking up a bit of a spread pickup relative to the highest rate cohort. I think that's important in this current environment, especially if we don't get a severe downturn in growth. So I don't mean to be overly basic about this, but when you take a step back, I do wonder if we do get coalesce around this higher for longer kind of idea. Does it make sense that we're not going to get any kind of major default cycle, either in public credit or in private credit. If we're looking at benchmark rates that are five percentage points higher than when all of these companies were bar in bulk not so long ago, it's a great point, Lisa. So we are seeing a modest uptick in defaults. Were it just under five percent in the US when you combine high yield and leverage loans, that's well off the rock bottom levels of twenty twenty one and twenty twenty two. Do we break out to the levels that we saw in COVID eight and a half nine percent, I think, barring a severe downturn, I don't see it. Part of the reason is that corporates have entered this period in a really strong position. The other part is that the investor appetite, to your point, John, is there. And then third, I would say corporates are actually shifting to a more balance sheet friendly posture. So we haven't seen a lot of debt funded m and A, we haven't seen a lot of debt funded share buybacks. They're still investing in capex, still investing in debt repayment in terms of uses of cash. But I do think corporates do have some discipline. I think the real risk is that if there's a severe downturn in growth coupled with just a capital market's freezing such that these corporates don't have access at any price, I think it's I think it's difficult. As for the private credit point, historically we look at losses between the two markets, and private credit losses have held in better than public credit losses. Part of that is because the enhanced flexibility that those corporates have. We think that holds true. But I think the point remains, we're expecting an ongoing normalization higher and losses across all those asset classes not extremely given where we know where the maturity will is. Can you identify what would be the least optimal time to have any canoa down to and is that what's basically on the horizon now? So I think probably the biggest risk is that if corporates try and time this opportunistically, they let the year end play out, they think the environment will be better in the first half of twenty twenty four, and then we have some sort of shock, whether that's geopolitical unforeseen risk contraction. We're watching bank lending very closely. Although that has actually played out I think a bit more benign than we would have thought. That is the risk. I think that if corporates try to be almost too strategic about the timing and they cut it too close. We saw that in the financial crisis, where some corporates we're shut out. So that's why I think, if I'm a CFO or treasure, better to issue early rather than late. At a Lisa's point, maybe we get a lot more supply in the coming weeks and months based on what we've seen develop over the last few weeks. No matter, thank you always great. I'm out of line in there of black Rock. Michael I literally with this around the table to Ryan CEO. Michael, I wish people could see your face, as said Basting, wispeak it just to get some reaction. It's going to see you. Good morning, It's great to be here, John, Lisa, good talk to you again. Well, thank you, buddy. You've had earnings out this morning. We've been talking about this dividend of four hundred million euros. We've got to talk about this relationship with Boeing. I want to share a couple of quotes with you and then try and get some clarity. So you said in the last week, if anything, it's getting worse. I would have been reasonably confident up until about a month ago that we'd get fifty seven aircraft by the end of June. I'm not confident. We heard from your CFO this morning. So the worst case scenario is that we'll end up with growth of forty seven aircraft next summer instead of fifty seven. Help me understand where things are. What did you want and what do you think you're going to get? Yeah, I mean ourkis so we are contracted to deliver as fifty seven aircraft by the end of April twenty fourth, in other words, fifty seven additional aircraft for summer twenty four. At the moment that has slipped by the spirit production issues, in which it all Boy's own production issues in Seattle. I think now it looks like we'll get they'll leave us maybe ten short by about the end of June. We're hopefully we get forty five fifty aircraft by the end of June. We said the point we're not taking planes in July and August because frankly, we're too busy. But we're reasonably hopeful that we'll get forty five fifty aircraft front. They will leave us short. I think that's inevitable at this point in time, which means we'll have slightly slower growth next summer, but we'll still add forty five aircraft. It'll still be enough to enable us to grow traffic from one hundred and eighty three million passengers this year to just over two hundred million passengers. It's for a number you have in mind whereby you would have to cut capacity the next summer. There isn't. I mean, we haven't yet announced what the capacity will be next summer. As we said this morning, we have ninety percent of our summer twenty four capacity already on sale. Strongforward booking is good pricing, but we can't commit to the last ten percent until we get a better picture from Bowie. I speak weekly with Dave Calhoun. I think he's doing a good job in difficult circumstances. I have less faith in the management in Seattle, but I think you know, we're working closely with them. We have our own people in Seattle. We have our own people in spurting Wichita and anything we can do to expedite these deliveries will do because growth is so strong in Europe. What is it about the management in Seattle what they're getting wrong? I think there isn't enough focus there on a daily basis on how do we get in with these aircraft out? Everybody is kind of ringing their hands blaming Wichita. You know a lot of the issues are in Seattle as well. They need a more crisis I would like to see greater crisis management in Seattle and greater focus on quality control. You know, I don't understand how Wichita Spurt and Wichho We're able to have this succession amount of production problems if BOE's quality control was up to speed. Do you have options options in terms of what do you do if you don't want to work with Boeing anymore? I don't know. Let's say we want to work with Boeing. We're Boeing's biggest customer by a mine in Europe. We're a committed Boeing customer. Now I would buy Airbus aircraft if they were five percent cheaper per seat than Bowing. But Boeing continue to beat Airbus on pricing. The seventy three seven Max is a phenomenal aircraft, like we now this summer we've flown one hundred and twenty five of the Max eight aircraft. We're carrying four percent more pastures, we're burning sixteen percent less fuel. You know, they're transformative in terms of the engine and aircraft efficiency. We've ordered three hundred Max tens, which will allow us to carry two hundred and twenty eight passengers per fight and burn twenty percent less fuel. So they're making great aircraft. It's just they're not making them on time or delivering them in time. Is it fair to say, though, this is a relationship you're stuck with regardless of what it delivers next year. I mean yes, you know we're committed to Boeing. If you look around the world, the aircraft manufacturers, i mean Airbus are no better than Boeing at the moment. Airbus are way behind on their deliveries too. You have the and Whitney engine, which is going to be a real crisis next summer across the A three twenty fleet in Europe. You know, the part and Whitney engine is going to ground a significant number of airbus aircraft next summer. So all of the air craft manufacturers are challenged. We're a very proud Boeing customer. I think Boeing will get its act together. It's just taking a bit longer than we had originally hoped. In the meantime, how far can you jack up prices if capacity is constrained? I mean I think that the real issue for at least is not how much will we jack up prices? How much will Luftansa or France IAG or BA keep jacking of prices? And the answer is a lot. You know your control estimate this sumwhere Europe's operated about ninety four percent of pre COVID capacity, That includes US growing by twenty five percent. So take Ryan air away. Europe still at less than ninety percent of pre COVID capacity. That's not changing next year. The aircraft manufacturers are delivering aircraft late the part and whitneys will mean five ten percent of the airbus street will be grounded. And consolidation. Lufthanso will buy al Italians, somebody else will buy TAP and there'll be even less capacity on offer. Okay, so this is good news for you because you don't have to really have to try too hard to be the lowest cost aircraft while still raising prices. How much you're going to raise prices next year, we're price passive, load factor active. I think what's happening is how much if Lufthansa Air France Scalem will drive up fares I think by a double digit number next year. It will send even more people in the direction of Ryanair. People want to keep flying, Families want to go on holidays. They just don't want to pay off hands as outrageous prices. So I think fares that next year, I mean my operating assumptions fares will go by a low double digit percentage again through the summer twenty four to be the third year in a row, third summer in a row, we'll see double digit fare increases. In Europe. This is the first year in the first time that you're initiating a dividend YEP, it's a four hundred pounds dividend. It is the first time. Does this mean that you have nothing else to do with that money? Essentially? Yes, you know, I mean some of the first time we've done it. We've done special differdence in share buybacks, We've done about seven billion in share buybacks and special dividends. But you know, we're clearly generating a lot of cash at the moment. We've paid down about two billion in debt. We're down to our last two billion in bond that we'll pay that down over the next three years, and we're generating more cash that we know what to do with. We have specific requirements. Firstly was to do pay increases for our people who worked with us during COVID. Secondly was to pay down the bonds, and thirty is to fund aircraft deliveries. But we're running out of the existing order. We take the last aircraft in December twenty twenty four. The first of the Max tens doesn't rive toll January twenty seven, so we're looking into two or three years. So we have effectively very little uses for cash, and I think it's a commitment on our part. We'll return to shareholders. We won't squander it the way many other airlines do in m and A or buying hotels or whatever, or Delta or as Delta would do, giving monstrous pay increases to its pilots over the next four or five years. We need to keep our cost low keep our efficiency high and keep passing on on beatable air first to our customers. Do you think scheholders then can expect more of the same of an xt few years. I think so as long as trading continues. You know, who knows what's going to happen in Ukraine or in the Middle East. But as long as we get a reasonable wind on trading, then I think we will continue very cash generitive and we will return large amounts of cash to share. It's hard to know what is going to happen in Ukraine in the Middle East. I don't expect you to give us a projection. I do want to understand, though, Are you saying things slow down in any way, shype or form when you start to see these things escalate anything that's a no. I anyway, we saw the initial when Russia invade the Ukraine in February twenty twenty two, twenty two or three account Remember you know, there's a sudden downturn in all of our traffic into Poland, Romania those countries. It recovered after two or three weeks. We've had to suspend We're suspending all flights. We've about thirty flights a day into Tel Aviv. They've been suspended until Christmas, so we do want to see those scenarios resolve themselves. But the ultimate underlying trend across Europe we've locked up everybody for two years in COVID. They all want to go back. Traveling families want to go on holidays. We've just completed the October midterm break. We were still full, and I think what people want is to travel more. But there's only ninety percent of the pre COVID capacity. So in Europe you've constrained capacity enormous demand and that is resulting in very strong priceing, not just for right there, but for all of the airlines. Are you're noticing any trite down? I had to describe it as trite down from b to Ryan abbat United saying anything like that. Not at the moment, but you know, I think it's inevitable if the next year or two, if consumers are under pressure, I think you know, you'll see the little and all these are the supermarkets. Ikea will do very well and Rhine will do very well. So what about using some of the cash to make the experience nicer for people who might be frustrated with at least it'd be impossible to make the experience on Rhinier any nicer. You know, new aircraft on time flights, the fewest cancelations of any airline in Europe. But I don't understand why people pay such ridiculous air force for a horrendous experience on Lafanza. Who lose your bag, miss your connection? On Rhiner it's efficient, it's cheap, it's on time, and it is blow like a man four million people. Once upon a time, Did you live like I had to do on a road show a year ago. I had to fly from Frankfurt to Zurich, which is only about a one and a half hour flight, so they stung me for nine hundred euros one way in economy and I was sitting at the back, in the middle seat, in front of the toilet on an age Vice A three twenty. I mean seven hundred jews. I can fly all year round on Ryan here for seven hundred jurors. Michael, It's good to see it, Thanks John, Lisa, Thank fantastic. Got to see Michael Leary there the Ryan Air CEO. I'm at the line of joined us now at a macro credit research at a blackground and I don't worry. We're not going to be talking about that. I do want to talk about supply, if we can start there. We've got forty eight billion dollars of three year notes this week, We've got forty billion dollars a ten year notes. We've got some thirty year bonds twenty four billion dollars worth. These are big, big numbers. That's treasury supply. What's happening with credit supply going into year end? Good morning, Thank you both for having me so. As you know, credit supply had a bit of a flurry of activity in September, it calmed down in October. I do think with this tentative stability in the treasury market that corporate CFOs and treasures may look to move ahead before the year end seasonal slowed down. It will be an important test for the market how this treasury supply is digested. But as we know, the Treasury Secretary guided us towards the front end of the curve and not so much in duration in the refunding announcement last week. But I actually think, if nothing else, the past several months have shown corporates that this can be very episodic in terms of these windows opening, and so given that we know the maturity walls are coming up, I think for corporates it's better to issue early rather than late. We're expecting a big week in the IG market this week. I think expectations are a little lower in high yield, but I would not be surprised if we surprise to the upside in terms of those expectations, because I think it's just prudent for CFOs, which speaks to kind of the opportunism that one that he get Desk told me about last week. He messaged me as soon as we saw this rally and he said, everyone's trying to come to market. I've gotten fifteen phone calls. Everyone's basically lined up. Is this going to be bad with credit spreads widening in the sort of counterintuitive way because we've got more supply. Yeah, I think the appetite is there, and I think we've had such light supply as especially in high yield year to date, and twenty two was a record a low level that I think the appetite for the market is there. I think where the real risk is is it that lowest quality cohort of the triple C market, that kind of lowest quality rung of high yield, which are triple C issuers there. I think we've seen some enhanced pressure where it's weak results coupled with refinancing needs have really pressured those capital structures. And even on this swift rally in high yield spreads that we've seen over the past few trading sessions, triple c's have rallied, but they've lagged on the way in. And I think it's the market telling you that there's an appetite for certain quality cohort in the credit market. Ig I think is there in most market conditions. High yield is a bit more tentative, But for that lowest quality rung, I think it's very case case specific and very idiosyncratic. Are people kind of just pricing in perfection here? Well? With high old spreads below four hundred, it's hard to argue that there's much risk premium added into the market at the moment. I think what we're seeing is a lot more focus on selectivity from our credit investors, So thinking about acid allocation between high yield and leverage loans, sector selection, issuer selection. I think we're high old spreads are at the moment the path of least resistance is probably a little bit wider in terms of choppiness, with some of the headline risk ahead of us. But again, as we've talked about before, where yields are, it's really difficult to see kind of highield spreads breaking out in this range of much wider from here, because when you every time, we tried to reach four forty last week and we kind of snapped back in, and so there is a bit of a tug of war between fundamentals and technicals, and even the most vulnerable fundamental pockets of the market have been the best performer, Like leverage loans. You mentioned the decision set between loans and say high yield. Help our audience understand what goes into making that kind of decision and whether that's changed in the last few weeks. So it has changed in the last few weeks for a few reasons. One is, if you think we're at the end of the rate hiking cycle, if you i think we've seen stability in long end rates, you might think that the bulk of the loan outperformance is behind us at this point. And indeed, that yield pick up that leverage loans were offering over high old bonds has narrowed. So what we are seeing is a bit more interest, say, even within capital structures, of investors saying Okay, well I'm in the loan, should I rotate into the high old bond or given the fundamental pressures of this higher for longer rate environment, that we're expecting our loans disproportionately impacted by that because they've been contending it with it for a longer time. Again, we don't view fixed rate bonds as immune from that in many instances, but I do think on the margin, given the strong performance of loans here to date, there is some refocusing on okay, is the bulk of that loan performance behind us? We read some life into that just a little bit more. We sort of big equity move last week. If you're looking at AG and I know it's unique and it is syncratic, but ultimately just give us the thirty five thousand foot view. If you're looking down a capital structure right now, is the bias to be higher or lower in it? Actually? You know, I think the high end of the high old market has actually outperformed the low end of the IG market. So it's not as clear cut as saying be underweight high yield versus IG. There are a lot of nuances there. I do think for choice, I would prefer to be higher in quality within high yield in IG. I think moving down into that triple beat cohort is a relatively nice place to be. For the most part, the vast majority of those corporates are committed to maintaining investment grade ratings. You are picking up a bit of a spread pickup relative to the highest rate COHORT. I think that's important in this current environment, especially if we don't get a severe downturn in growth. So I don't mean to be overly basic about this, but when you take a step back, I do wonder if we do get coalesce around this higher for longer kind of idea, does it make sense that we're not going to get any kind of major default cycle, either in public credit or in private credit. If we're looking at benchmark rates that are five percentage points higher than when all of these companies were borrowing in bulk not so long ago, it's a great point, Lisa. So we are seeing a modest uptick in defaults were it just under five percent in the US. When you combine high yield and leverage loans that's well off the rock bottom levels of twenty twenty one and twenty twenty two. Do we break out to the levels that we saw in COVID eight and a half nine percent, I think, barring a severe downturn, I don't see it. Part of the reason is that corporates have entered this period in a really strong position. The other part is that the investor appetite, to your point, John is there. And then third, I would say corporates are actually shifting to a more balance sheet friendly posture. So we haven't seen a lot of debt funded M and A, we haven't seen a lot of debt funded share buybacks. They're still investing in capex, still investing in debt repayment in terms of uses of cash. But I do think corporates do have some discipline. I think the real risk is that if there's a severe downturn in growth coupled with just a capital market's freezing such that these corporates don't have access at any price, I think it's I think it's difficult. As for the private credit point, historically we look at losses between the two markets, and private credit losses have held in better than public credit losses. Part of that is because the enhanced flexibility that those corporates have. We think that holds true. But I think the point remains we're expecting an ongoing normalization higher and losses across all those asset classes, not extremely given where we know where the maturity will is. Can you identify what would be the least oportable time to have any economic down to and is that what's basically on the horizon now? So I think probably the biggest risk is that if corporates try and time this opportunistically, they let the year end play out, they think the environment will be better in the first half of twenty twenty four, and then we have some sort of shock, whether that's geopolitical, unforeseen risk contraction. We're watching bank lending very closely, although that has actually played out I think a bit more benign than we would have thought. That is the risk. I think that if corporates try to be almost too strategic about the timing and they cut it too close. We saw that in the financial crisis, where some corporates were shut out. So that's why I think if I'm a CFO or treasure better to is you early rather than late. At at least's point, maybe we get a lot more supply in the coming weeks and months based on what we've seen developed over the last few weeks. Matter, Thank you always great amount of line in there of black Rock joining us now is Judy Norman, the co director of the UCR Center on the US Politics. Judy, always wonderful to catch out with you. You've articulated this, the pressure to articulate and endgame given what's developed over the last couple of weeks. Do you see sense that that pressure is ramping up once again over the weekend? Well, I think it is John and very much from the US increasingly on Israel, mostly behind the closed doors, but starting a little bit more publicly as well. And this has really been an issue since you since the after October seventh, to trying to figure out what would be next for Gaza after an Israeli operation. There are many different options that are considered, but really none of them seem to be very good for either Israelis or for Palestinians. Israelis un Palestinians are not looking for a ReOC patient of Gaza. Some have floated the idea of the Palestinian authority, the West Bank governance having a role in Gaza, but they are very weak, very illegitimate, and also I think would not take on that role just yet. And the US is even exploring some options of saying having a multi national transition kind of group there, some kind of almost like a peacekeeping force. But again, all of these are very tentative options. And I think crucially right now is trying to identify what Gaza might look like after this in a way that is, you know, not just a continued downward spiral for both Gazans and Israelis. Judy. As we can all see at the moment, the administration domestically facing pressure from all corners, Judy, from your position, can you identify any kind of success this administration is having convincing the Israelis of having some kind of humanitarian pause, convincing it Israel of changing its approached somehow. Is there any kind of success you can identify? Yeah, John, So, I would say the US came out very strong and supportive Israel, and some in Israel have called this a sort of bear hog, a public embrace but also a private restraint and kind of some whispers in the ear. So this has started from the beginning, and I think most importantly Blincoln was pushing for a humanitarian pause over the weekend that does not look forthcoming at the moment. Some areas where they have had some success is starting to get a bit more aid into Gaza. There are currently about one hundred trucks now coming into the Gaza Strip per day. Before the invasion. That was about five hundred trucks a day, so still much less than is needed, but more than was coming in for several weeks. The other area that they had some temporary success was getting communications reinstated in Gaza, but I understand over the weekend there have been more blackout so that seems a bit inconsistent. So I think that pressure for humanitarian pauses will continue. For Israel, I think they see that as perhaps halting the offensive, and they're halting their overall aim of ousting Hamass. But for others that is just seen as absolutely necessary for both getting aid into the strip and getting people out, So I think Blncoln will keep focusing on that. And I would note now who suggested that if hostage isbury leased, that might open up some room for a humanitarian pause. So I think we'll see more focus there in the coming days, Julie, what I've found more interesting rather than Tony Blinken going to Israel was all of the other meetings he's had on this particular tour. Right now, he's in Anchora in Turkey. There's a question over Bill Burns and his relationship with Jordan, the head of CIA, and his tour in the region. What is our sense right now of some of the regional countries and their position, their involvement both in what's happening now negotiating with Hamas, but also some solution after this conflict is over sure. So I think there's a couple different facets to this. One is, again the short term, trying to get other Arab states to also back this idea of humanitarian pause. Most leaders are very forthright about calling for a full cease fire, so Lincoln was trying to get some space there as well as just keeping diplomatic channels open. The second was really in terms of trying to keep the conflict contained and trying to avoid flare ups in other Arab countries and in other areas, especially like Iraq, where US troops are stationed and where there are Runi and proxy groups operating, so trying to kind of quell any potential flare ups and just further dispersal of this conflict. And the third, as you mentioned Lisa, is again trying to look ahead to what that endgame might be and what the role of Arab states might be within that. Again, would Arab states be part of some kind of multinational you know, transitional authority or force or something like that. Again, right now, I think most Arab leaders are reading the room pretty clearly with their own populations, who are very sympathetic to the Palestinian cause and are not going to stick out their neck too far for what the US is pushing for. But at the same time, you know, work quite closely with the US and some of these states with Israel as well, and so needing to kind of find that middle ground. So a lot of diplomacy happening that I think will be just continuing wholeheartedly over these next couple of days. As President Biden lost the room with his own party at this point, given his approach on this conflict, I would say it's very clear that the Democrats have a lot of internal divisions over this conflict, and this isn't new to Biden. And I think he knew with an issue as difficult as Israel Palestine, you are probably never going to please everyone, especially in a party like the Democrats, which are pretty split on this issue. Now he's getting a lot of very vocal criticism from many on the left, from many progressives, and from many on the pro Palestine side. But I think he's also getting a lot of support from more traditional liberal Democrats who appreciate the solidarity that he's shown towards Israel. So in some ways, again, you're not going to please everyone. And again, right now, the US is trying to find a very difficult middle road and kind of thread this needle between supporting Israel but also trying to minimize casualties and think ahead to what might be next and what might be best for the region. It's going to be incredibly difficult for the president going to get too next year, Jurney. Just to finish, net poll from the New York Times over the weekend, big lead to for the former president Donald Trump in Arizona, Georgia, and Michigan, Nevada, and lead in Pennsylvania as well. Judy, your thoughts on that as it came out over the weekend, Yeah, this is going to be a big wake up call for Democrats and for the Biden campaign. We've been seeing these neck and neck numbers for Biden and Trump for quite a while, but to really drill down to the six swing states and see that five out of the six Trump is leading with less than a year until the elections is quite notable. And again, this is a little bit different than past elections because both of these both of these men are known quantities everyone and someone like Trump, everything is out there already, So I don't see a lot of this necessarily changing. Obviously, polls a year out, our year out. But I think for Democrats who thought, you know, Trump was going to be an easy target or something like that, it's clear that Biden has a lot of work to do and that's you know, it's going to be challenging for him to keep his coalition together. So I think we'll see some different strategies emerging pretty soon. Hiy, Judy, Thank you, Judy Norman of the US Sales Center on US Politics. Thank you joining us now. I'm so glad to say. Is Ashley Allen, corporate research analyst at Franklin Templeton YU counuigh in maybe I'm Birkenstack, But more importantly, thank you so much for being here, because to me, the big question really is how resilient is a consumer? After people have been saying that they're running out of their savings month after year after month, have we reached a point where you actually are seeing evidence of that? Maybe? And I think it's been maybe for a few months, to be fair, but I think we find ourselves in a really interesting situation right now, especially following three Q earnings. We just heard from a handful of staples companies from restaurants. Consumers are still spending, especially on some things that they'll want to indulge in, whether it's coffee, sweet treats in the grocery store, so that the stata is backward looking, so we have to keep that in mind. But up until this point, again, resilience has been the word that economists are said over and over. They're still showing up to spend on the things that make them feel good. How much in some of the earning calls that you've been tracking and just some of the communication that you've had with corporate officers about what they see going forward, how much do they see this continuing in a durable fashion just based on how much wages are increasing and the fact that the label market is strong. I don't think it's durable, at least at the same level that we have sustained thus far. A lot of the resilience that we've seen on the top line has been driven by price volumes, let's call them flat plus or minus on either side, both in kind of the restaurant space, but also in staples. If you think about the CpG companies in the grocery store, volumes have kind of flat lined, so where they can consumers have technically been pulling back from a volume perspective. They're consuming less. Companies have just realized that they can still benefit from taking price that likely can't continue you forever going forward. Well, a lot of people will argue that a lot of the household balance youes look pretty good. So if people want to lever up to get a latte a double mocacino, they can do that. Is that what we're actually seeing that people are just continuing with indulgences, but levering up to do so. Potentially, I don't necessarily it's always a maybe, right, I don't necessarily think that they're leveraging up to buy their latte. But I think if you have to look at the bigger picture macro, if you think about millennials broadly speaking, who maybe are waiting to buy their first home, if you can't do that right now, I would argue that, you know, spending seven bucks on a coffee isn't going to impact your ability to buy a home the same way the Fed would in regards to their rate policy. So I think from a consumer perspective, it's less so about them leveraging up, but a bit more about the bigger macro picture, what they are spending on and how they're supported by jobs to be frank as well. So as an investor, sure do you recommend then consumer discretionaries that are the small luxuries in life that people seem pretty committed to. Yeah. So there is something called the lipstick effect, which we've seen before, specifically, you know, in regards to beauty, where women will still spend on small luxuries to make themselves filtered during times of economic stress. I think that same the pattern or thesis could easily be applied to sweet treats. To think about you know, oreoles or cookies that we like as well as well as just the occasional splurge in regards to dining out and whether that's at you know, full price restaurant. Maybe you're okay spending you know, twenty bucks on your fast food meal that at one time they will indulge, especially during times at economics spress. Do you buy the holozembic argument. Not yet, it's TBD. I do think, you know, these drugs are really powerful for the individuals that they were originally designed to help, maybe those with type two diabetes or who are severely overweight and obese. But consumer habits really die hard, and I think that it might take more than ozebic, at least in its current form, to change those patterns to zooming out. We were just speaking with Veronica Clark over at City Group and she was talking about how they expect a soft patch now and then a reacceleration and inflation because a lot of consumers just keep accepting prices where they are. Do you agree with that, just based on sort of a company specific kind of analysis, I think that if consumers, if the can keep their wage gains that we've seen recently, if they can, if those can be persistent there's a good chance that they will continue to accept the price gains. I think it's as a matter of who's going to blink first. Is it the consumers or is it going to be the corporations in regards to pulling back on price to drive volumes or consumers finally going to reach a point where they say, hey, you know what, I don't want to spend six bucks on a box of cereal anymore. I don't want to buy that seven dollars CLO fee. But as long as they're supported by jobs and some wage gains, I think you know they'll continue to spend. Which raises this question when you talk to corporate executives and they can pass along these costs, are they then hiring more people? No, because at the end of the day, corporates are also responding to markets. Broadly speaking, they're trying to recover the margin that they lost over the past eighteen months or so when inflation and input cost really got out of control. Margins became compressed. At that time, profitability was hammered. They've benefited these past few quarters from those price increases in conjunction with falling input costs. Now, to be fair, those costs haven't completely reverted, but profitability has been strong from them. And for the most part, this is very idiosyncratic, but companies have been rewarded when their bottom lines, of course have expanded or reverted to pre pandemic levels. So is it's just zooming out to wrat this. I guess there's this question of whether some of the legacy retail companies and whether the legacy service companies can continue to operate and thrive based on their capital structures, you know, borrowing costs that was a lot lower from another era that they were going to have to refinance at a higher rate, whether they are still incredible companies to invest in in a current environment. Are you basically saying that yes, because they're able to pass along those costs to consumers that have continued to really go for the products that they're selling. Yes, they've been able to pass along the cost But the maturity wall, broadbly speaking, has been pushed out for several corporates, including those in retail indiscretionary names. And so you know, they have balance sheets these days in the cash fload to support you know, the interest expense that they have now in three or four years when their maturity wall comes to do, we'll see where we are and we can address it at that time. But at the moment, balance sheets are strong, the cash is coming in, they can make their payments, and they're passing along those higher prices. What are the strongest segments of retail right now? It's a great question. Broadly speaking, beauty as a segment that's continuing to do well. Historically, pet has been a segment that's been strong, but we have seen some weakening there. It's probably a bit of a post pandemic trend that's reversing. But people are sick of spending their entire paycheck on Fido. Ashley Allen, thank you so much of Franklin Templeton. We really appreciate that. Subscribe to the Bloomberg Surveillance podcast on Apple, Spotify and anywhere else you get your podcasts. Listen live every weekday starting at seven am Eastern on Bloomberg dot Com, the iHeartRadio app, tune In, and the Bloomberg Business App. You can watch us live on Bloomberg Television and always on the Bloomberg Terminal. Thanks for listening. I'm Lisa Abramowitz, and this is BloombergSee omnystudio.com/listener for privacy information.

In today's episode, we share some announcements, updates, and prayer requests and then some reflections from our recent time in the US. Highlights, encouragements, challenges, discouragement, hopes, and a certain concern. To God alone the glory.Related Links:Support PMc PMc Short-term Cohorts - join an evangelism team in the summerVision Trip - organize a trip to learn about PMc and the Italian contextPMc NewslettersMore Links:PMc Promo VideoThe Italian Cohort - join PMc's online Discord communityServe - PMc has numerous avenues of involvementMissionary Q&AAsk a Question - leave a voice message on Speakpipe and be featured on the podcastPodcast Producer - available positionPMc AcademiaMissions Incorporated videosPMc Missions BlogJesse's interview on Provoked PodcastItalian Worship songsPMc InstagramPMc FacebookFollow Jesse Schreck:The Italian Cohort (Discord) | Facebook | Instagram | Twitter | GabLike Jesus driven to His cross, so we drive ourselves to the singular task of the edification (planting) of Biblical churches in Italy.Our furlough is finished but the mission continues! Freely join the online Discord group of PMc! The Italian CohortSupport the showDo you love God, Italians, Italy, and the church of Jesus Christ? Do you want to play a more personal role in missions work abroad? Do you want to get all our content and updates (plus bonus material no one else sees) before anyone else? We invite you to join The Italian Cohort - our online community group on Discord - and gain inside access to the work going on in Italy.

Get ready for a voyage into the world of entrepreneurship as I take you through my engaging conversation with Meli James, the co-founder of Mana Up. Born and raised on Oahu, Meli is no stranger to ambition and hard work. She's a connoisseur of fine wines, (with the Louis Martini 2020 being our personal favorite of the evening), and a driving force behind a top-ranked wine app on the iTunes platform. We talk about her journey, her success, and how the Mana Up Hawaii business accelerator program, now in its 8th Cohort, came to be.  We also get stoked about the upcoming Mana Up Showcase at the Hawaii Convention Center, on November 8th, where I'll be performing LIVE!As we navigate the intriguing labyrinth of entrepreneurship, Meli and I share personal stories and experiences that shaped us. We explore the vital role of authenticity and self-care in this demanding journey. Catch a glimpse into how Meli has empowered entrepreneurs, like my bestie Kimie Miner and her Haku Collective, and enabled them to scale their companies through resources, mentorship, and access to capital. How is Mana Up reshaping Hawaii's entrepreneurial landscape? Tune in to find out.The final leg of our journey takes us through Meli's favorite concert experience and the importance of 80's and 90's music to the next generation. We also get more info on the Mana Up showcase on Nov 8th, and then the live stream on Hawaii News Now on Nov 19th, featuring Anuhea, as well as the six "artists to watch" and a few rising entrepreneurs as they present their business pitches.  And don't forget to visit the Mana Up  Showcase website to enter to win all kinds of prizes, like a year's supply of Kings Hawaiian bread, a year of Zippy's, or 160,000 Hawaiian Airlines miles. And at 26 minutes in, just when we say bye to Meli, and you think the podcast is over...  we keep recording and the Patreon peeps and I kick it in the zoom room, finishing up our Louis Martini Cab Sauv, and share even more stories.  I share a captivating account of my recent trip to the Meeting of the Minds in  Jimmy Buffett x Parrot Heads in Paradise meet-up in Gulf Shores Alabama, watching my Vikings beat the Niners on Monday night Football on the big screen in New Orleans, and a "hilarious" incident involving my lost ID in Alabama. Get ready for a ride!Be sure to check out all our upcoming show dates, including our annual All is Bright Holiday Tour 2023! This year's theme?  Red Gold and Greenhttp://www.anuheajams.com/showsMahalo everyone for listening!Aloha always,AnuheaSupport the showYou gotta know, you're not alone. JUST KEEP JAMMING ONPatreon: www.patreon.com/anuheajamsInstagram: instagram.com/anuheajamsFacebook: facebook.com/anuheajamsWebsite: AnuheaJams.com

Patients with (LEP) have been shown to experience disparities in (ED) care. The objectives of this study were to examine the LEP and irregular ED departures and return ED visits. We interview senior author Dr. Derick Jones about this new AEM paper. 

Have you ever worried that you might have missed what God was trying to tell you? Maybe you didn't hear Him correctly? Maybe you even wonder if there's too much noise around you to hear His still, small voice? In this episode, we give an update on our new family adventure, but more importantly, talk about what we've been learning about discerning God's voice in the day-to-day.Here are some highlights: How God has been speaking to us in our current season of adventureHow to bring God into your season of grief, loss, and lonelinessWays to pay attention to what God has for you each dayThe difference between confusion and mysteryWhy God longs to speak to us each dayShow Notes: Apply now for The Leader's Heart Men's Cohort (limited spots available):https://www.famousathome.com/theleadersheartInterested in group coaching with Josh or Christi? Click here for interest form:https://www.famousathome.com/groupcoachinginterestOrder a copy of Famous at Home by Dr. Josh and Christi:https://amzn.to/3y1jJFzLeave our podcast a review to help others find out about it:https://podcasts.apple.com/us/podcast/famous-at-home/id1185660348?see-all=reviewsWatch this episode on YouTube:https://www.youtube.com/@FamousatHomepodcast

Difficult Conversations with Dr. Anthony Orsini- Episode 88In this episode, host Liz Poret-Christ along with Dr. Orsini, welcome guest Gina Jacobson, who discusses the Working with Cancer initiative. The initiative, born out of a heartfelt response to the need for better workplace support for employees facing cancer and chronic illnesses, aims to create a safe and positive environment for disclosing health conditions at the workplace. Gina, a survivor of stage four colon cancer, shares her passion for the initiative and her belief in the power of workplace support. The initiative has garnered support from major companies, including Yahoo, Disney, Walmart, SAP, Adobe, as well as The Orsini Way, all dedicated to fostering more inclusive and supportive workplaces, regardless of the company's size. Gina's own experience surviving Stage 4 colon cancer and her belief in the power of workplace support have driven her commitment to this initiative. Gina explains how companies can become involved in the initiative, emphasizing flexibility, and providing a framework with five commitment pillars. The conversation underscores the significance of teaching people how to support colleagues facing cancer and the need for a safe space for difficult conversations at work. The discussion also explores the challenges of sustaining the Working with Cancer initiative and ensuring continuous training. Gina discusses the importance of ongoing training,  teaching people how to speak to and  support their colleagues facing cancer. She  emphasizes the need to provide a safe space for individuals and caregivers to have difficult conversations at work, how personal experiences and emotions play a role in advocating for the initiative's global change, and its integration into inclusive manager training. Cohort sessions for managers are introduced as a way to offer intensive, real-time support. Gina highlights the initiative as a catalyst for promoting empathetic and compassionate communication in various challenging situations, extending beyond cancer. For more information,  check out the Working with Cancer Pledge website and connect with Gina for more information. Hit the subscribe button now!Hosts:Liz Poret-ChristDr. Anthony OrsiniGuest:Gina JacobsonFor More Information:Difficult Conversations PodcastThe Orsini WayThe Orsini Way-FacebookThe Orsini Way-LinkedInThe Orsini Way-Instagramdrorsini@theorsiniway.comIt's All In The Delivery: Improving Healthcare Starting With A Single Conversation by Dr. Anthony OrsiniResources Mentioned:Gina Jacobson LinkedInStrive for 5 with Gina JacobsonPublicis GroupeThe Working with Cancer PledgeDifficult Conversations Podcast-Episode 180: Recognizing Fear with Gina Jacobson 

Justin Firesheets joins the FILO Podcast to talk about dealing with change and leading through change from his experience in ministry at Church of the Highlands. Show Notes: Coaching Cohorts: Registration is open for a few more days for our final Cohort of 2023! Join this group of people just like you during this holiday season to invest in yourself and lean into community with others. Learn more and register at filo.org/coaching. Podcast listeners get a unique deal! Use code "podcast33" for $33 off your registration fee. Subscribe to the FILO Podcast: Never miss an episode! Subscribe to the FILO Podcast on your favorite podcast platform and be alerted any time we launch a new episode. Leave a review of the FILO Podcast: Your ratings and reviews help spread the word about the FILO Podcast to others. We'd appreciate your help! Leave a review on Apple Podcasts. Have ideas for the FILO Podcast? Email your feedback, send us your topic ideas or names of people you think we should interview! filopodcast@filo.org FILO Emails: The best way to stay in the loop with what FILO is up to, is to sign up to receive our emails. Follow FILO on Social Media: Instagram | Facebook

Summary On this special episode of Startup Junkies, hosts Caleb Talley, Grace Gill, Darian Harris, and Tom Douglass head north to the Ledger in Bentonville, where they sit down with four of the participants in Fuel's AI and machine learning 2023 cohort. Fuel is specifically designed for seed and growth-stage technology companies ready to scale and become enterprise-ready. Members of the cohort receive mentorship and education from leaders in their vertical, as well as coaching and connections from Fuel's enterprise partners. Caleb, Grace, Darian, and Tom sat down with Andrew Bart of AlgoFace, Dexter Caffey of Smart Eye Technology, Kevin Butler of Edify, and Keith Fix of Retail Aware to discuss their entrepreneurial journeys and their experiences with Fuel thus far.    Show Notes (0:35) Introducing This Year's Fuel Accelerator  (2:51) Andrew Bart and AlgoFace (13:11) Dexter Caffey and Smart Eye Technology (23:14) Kevin Butler and Edify (32:44) Keith Fix and Retail Aware   Links Fuel  Caleb Talley Grace Gill Darian Harris Tom Douglass Andrew Bart AlgoFace       Dexter Caffey Smart Eye Technology Kevin Butler Edify.ai       Keith Fix Retail Aware   Quotes “Even in the mentor sessions, I know we're here to acquire enterprise-level customers and learn how to be better at doing that and optimizing that process. But the reality is I came here to meet people. The way I've operated in life historically is that things tend to develop organically…People do deals with you ultimately because they like you and they trust you. And look, I just want to engage with people in the community. I've met an incredible group of people. The exposure [through Fuel] has been nothing short of amazing.” - Andrew Bart, (6:11)   “The business climate [in Northwest Arkansas] is something that's completely different than any other place I've been in the States as well as globally…It's a completely different environment here business-wise. I don't think a lot of people understand that.” - Dexter Caffey, (18:26)   “Getting exposure to mentors and business people around the area is a huge benefit [of Bentonville]...But even though it's a small market, Walmart, a Fortune 1 company, is here. We're not limited in where those connections go and where the results of Fuel take companies, and I see that as one of the big benefits here.” - Kevin Butler, (27:06)   “I don't think anyone really understands or knows what's happening in [Northwest Arkansas] until you get here. It's just such a hidden gem.” - Keith Fix, (37:29)  

Learn how to create an inclusive workplace Diversity in the workplace is essential for fostering innovation, growth, and success. It goes beyond meeting quotas and ticking boxes; it's about embracing different perspectives and experiences that challenge the status quo and drive positive change. When a workplace is diverse, it becomes a breeding ground for creativity and new ideas, as individuals with different backgrounds and identities bring unique insights to the table. This diversity of thought leads to more innovative and effective solutions, as teams can tap into a wide range of perspectives to solve complex problems. Maribel Lara is the Senior Vice-President and Head of Consulting at The Sasha Group, a VaynerX company that provides educational, consulting and marketing services to companies with a growth mindset. She has been within the Vayner world since 2014 and her role has included reporting to and partnering with CEO and serial entrepreneur Gary Vaynerchuk to execute initiatives tied to the strategic growth of the agency. In this episode, she talks about female representation and diverse perspectives. In this episode you will: Learn about female representation in leadership and the importance of understanding different perspectives. Learn how social media has changed the marketing landscape and the importance of connecting with specific cohorts. Understand the value of diverse voices and experiences in organizations. Take a deeper look at the challenges and opportunities in creating inclusive and diverse workplaces. We answer a question about the impact of marginalized communities in the advertising industry. Rethink the value of diversity and the role it plays in driving innovation. Understand the personal journeys and experiences that shape individuals' perspectives. Hear us talk about the need for organizations to create opportunities for people from different backgrounds. Learn how to foster a culture that supports and values diversity and inclusion. We talk in-depth about the power of storytelling and representation in marketing and advertising. All this and more, on this week's episode of We Are Podcast. If this is the first episode you've listened to all the way to the end or if you are a regular, thank you … I love that you are here. Check out our back catalogue on wearepodcast.com, subscribe to the show and give me a review and rating, it really helps us get found more. If you are a business owner podcaster and want to join others just like you in a group where we share tactics & ideas on what's working (or not) for us when it comes to using our podcast in the best possible way. For more on that go to wearepodcast.com/group … it is free. Stay tuned for the next episode when I talk to Kiri-Maree Moore about holding uncomfortable conversations. So, make sure to subscribe to the show to get that episode as soon it gets released. Until then, much love. Links: https://thesashagroup.com/ https://vaynerx.com/

Hi gorgeous!We're back with another story of a honey makin big money with big ease in my world. Today you will hear from my Femmepire client Drea, Spiritual Business & Holistic Wealth Coach, on how exactly she stepped into:Her first $60k Mastermind LaunchReceived her first $20k clientAnd had her first $25k CASH monthInside Femmepire - my 6-12 month mastermind for women claiming $30k - $100k cash months with the leading energy of easeIf you feel the pull to work in close proximity with me now is the time to MOVE! High Level Honey the Holiday Sale goes live Nov 1 and the Pre Holiday Sale is live now, and will close EOD October 31stWhen you join my close proximity spaces during the Pre Holiday Sale now not only do you receive special pricing, there are also mouth watering gotta have em bonuses with every offer!The Cohort, 888, Feminine Magic & Money, and Femmepire are all included!Sale details are not included on enrollment pages, only the details of the offerThe Cohort >> https://www.jocelynkellyreid.com/the-cohort888 >> https://www.jocelynkellyreid.com/888Feminine Magic & Money >> https://www.jocelynkellyreid.com/feminine-magic-moneyDM me for details on Femmepire.The Revolution the 6 month all in membership - 7 month payment plan, and bonus month will close November 15th!https://www.jocelynkellyreid.com/the-revolutionPRE SALE for Magnify Manifest Receive is closing soon! >>https://www.jocelynkellyreid.com/magnify-manifest-receiveOVERFLOW is open on PRE SALE now >>https://jocelynkellyreid.thrivecart.com/overflow/Join the Money Bundle for big savings on both programs plus The Time Collapse the 7 Day Broadcast >>https://jocelynkellyreid.thrivecart.com/themoneybundle/THE TIME COLLAPSE - The November Voxer Broadcast on How to Collapse Time with Money kicks off Wednesday, Nov 1sthttps://jocelynkellyreid.thrivecart.com/the-time-collapse-the-masterclass/More ways to work together>>https://www.jocelynkellyreid.com/work-with-meRate and review the show, DM your screenshot to me or email to assistant@jocelynkellyreid.com before you but submit and receive $200 off any offer in the business of higher price point than the credit.Follow Jocelyn:https://www.instagram.com/jocelyn.kelly.reid/Download the free masterclass on How I Quantum Leaped to $50k Months In the First Year of Business!https://quantumleap.lpages.co/quantum-leap/Join my free sisterhood Born To Be a Bosshttps://www.facebook.com/groups/511848006411418Connect with Drea:https://www.instagram.com/soulflowco/https://soulflow.co/letsmakemagic/

Chatbots have been a staple of the digital landscape for years, offering solutions to queries, performing tasks, and even providing companionship. But the game is changing. At the London Chatbot Summit, a gathering traditionally focused on chatbots, this year's focus was artificial intelligence (AI). CoinGeek Conversations host Charles Miller had the opportunity to delve into this transformative shift and interview two prominent attendees, Craig Massey and Professor Elizabeth Stokoe.  Craig Massey, a serial entrepreneur, previously the founder and chairman of Block Dojo, has now ventured into the realm of AI with his new incubator, AI Forge. He says Block Dojo had a significant impact on the blockchain industry, accounting for 24% of all blockchain start-ups in 2022. Despite this, Craig decided to embrace AI with his new enterprise: "we've taken all the learnings from the blockchain incubator and transposed them into an AI incubator." Massey discussed the appeal of AI to corporates, emphasizing the differences in enthusiasm. While blockchain faced internal conflicts and scepticism, AI is met with eagerness. The AI technology complements blockchain in areas like content creation, rights management, and combating fake news, adding a layer of rigor. It also streamlines back-office processes within corporations, making them more efficient and less bureaucratic. With AI Forge's commitment to business-to-business solutions, it's no surprise that they've been attracting corporate interest. As Craig Massey mentioned, "We had 324 applications into cohort one. We've already surpassed that for Cohort two." This overwhelming response demonstrates the growing interest in AI and AI Forge's initiatives, he says. Massey's words also shed light on their rigorous selection process, with a final 30 contenders facing a judging panel that includes luminaries like the head of AI for Google and Meta as well as AI founders with successful exits. AI Forge's approach seems to be resonating, as Massey explains: “the applications we've had are clever, more product-oriented". The focus on productization and collaboration with interested corporates, signing letters of intent and pursuing proof of concepts, reflects AI Forge's proactive approach to creating solutions that could lead to quick acquisition, suggesting future trade sale exits, potentially in the range of £30 to £40 million. Massey hopes that blending AI with blockchain creates a synergy that could redefine industries. As he notes, "for me, they're not like two separate technologies. They're a perfect marriage." This intersection promises a bright future where chatbots powered by AI become smarter, more intuitive, and deeply integrated into our daily lives. Still at the London Chatbot Summit, Charles embarked on a quest to unravel the enigmatic world of AI-driven chatbots. Inspired by the potential of AI Forge's startups, he delved into questions that seems to hover over this dynamic field: can AI-powered chatbots ever match the conversational finesse of humans? Are these bots capable of rivalling human interactions? Charles turned to the expertise of Professor Elizabeth Stokoe, an authority in the science of conversation. On the relevance of her field to the chatbot industry, Professor Stokoe stressed the need to analyse whether chatbots genuinely engage in conversations by leveraging research on human interaction. When discussing her methodology, Professor Stokoe explained how conversation analysts like herself rely on recordings of real-life interactions, avoiding simulations or interviews. They focus on what unfolds in the actual interaction, including the moments of engagement and disengagement. She recounted a study that revealed the architecture of initial inquiry calls to community mediation services, highlighting key points t

Instead of seeing the "good stuff" right in front of us, we often hold a mental checklist of what will get better "someday." The impact this has on our children cannot go unnoticed. In this episode, we talk about the fruit that comes from seeing and celebrating the good stuff God blesses us with each day.Here are some takeaways:The rhythm God started in Genesis 1 of celebration and reflection, "It is good."Practical ways to reflect on "the good" of each day as a familyHow we can emphasize more on celebrating what's "good" as a family in light of the Halloween seasonHow the knowledge of our heavenly home can give us perspective on the goodness in our current circumstancesShow Notes: Apply now for The Leader's Heart Men's Cohort:https://www.famousathome.com/theleadersheartInterested in group coaching with Josh or Christi? Click here for interest form:https://www.famousathome.com/groupcoachinginterestOrder a copy of Famous at Home by Dr. Josh and Christi:https://amzn.to/3y1jJFzLeave our podcast a review to help others find out about it:https://podcasts.apple.com/us/podcast/famous-at-home/id1185660348?see-all=reviewsSend us podcast topic ideas:https://www.famousathome.com/podcastWatch this episode on YouTube:https://www.youtube.com/@FamousatHomepodcast

It Ends with Colleen Hoover. Yes, Season 1 of Books, Beach, & Beyond wraps up with the mega best-selling author of It Ends With Us and Verity, Colleen Hoover, or CoHo as she is known by all her adoring fans. Colleen, Elin, and Tim discuss Colleen's super unique journey from self-publishing her books to today working with multiple publishers and editors, domestic abuse and secondary trauma in It Ends with Us, the ending of Verity, screen adaptations, and the connection she has made with her readers and fans, who are called “The CoHorts!” Tune in to see which writers Colleen is a super fan of, her favorite books, and her advice to aspiring writers.A special thank you to our Episode Sponsors:Hatch'sNantucket's Meat & Fish MarketColleen Hoover Reading List:Slammed by Colleen HooverIt Ends with Us by Colleen HooverVerity by Colleen HooverWhat else are we reading in this episode:Sookie Stackhouse Series by Charlaine HarrisFlowers in the Attic by V.C. AndrewsFourth Wing by Rebecca YarrosWhere the Sidewalk Ends by Shel SilversteinHappy Place by Emily HenryEvery Summer After by Carley FortuneFranny & Zooey by J D SalingerOther authors mentioned:Tracey Garvis Graves, Emily Henry, and Tiffanie DeBartolo. Follow/Subscribe to the 'Books, Beach, & Beyond' podcast now to stay current on new episodes.And find us on Instagram at @booksbeachandbeyondHappy Reading!

On this podcast episode, I am thrilled to share some SUPER exciting news with all of you! Last week, something truly incredible happened. Following Dr. Joe Dispenza's evening meditation, I had a dream where I enthusiastically opened an email that exclaimed "CONGRATULATIONS!" Imagine my excitement! And the following morning at 4:44 am (crazy coincidence, right?), I received an email from the International Practitioners of Holistic Medicine announcing that our STORRIE Institute has been officially accredited. Can you even believe it?   This means that graduates from both our programs - STORRIE Academy and STORRIE Breathwork - can proudly say they are board-certified.    If you're interested in learning more about holistic wellness and becoming a Board Certified Holistic Wellness Coach, then my course is for you! This transformative journey towards embracing a passionate connection with your mind, body, and spirit will unlock the secrets to living a fulfilled and balanced life. Tune into this new podcast episode to learn more about the course!    “What you focus on you're going to find. What you focus on is going to grow. What you focus on you're going to become.”    Learn more about STORRIE Academy's vision and mission.  I share my vision to create a brand new Doctorate Degree in Wholistic Wellness and build a school by the ocean for our students to attend live classes and learn from experts.  Learn how becoming a Board Certified Wholistic Wellness Coach can change your life and channel your passions.  Learn about course enrollment and my upcoming Masterclasses.    If you're interested in becoming a Board Certified Wholistic Wellness Practitioner through our program at STORRIE Institute, our enrollment for the January 2024 Cohort will officially open on November 1st. To get a sneak peek into our program structure, join us for our live masterclass beginning October 30th where I will also be sharing exclusive incentives. Secure your spot by registering for our FREE 5-day workshop at www.storrieinstitute.com. And for those of you who have a strong passion for holistic wellness coaching but are not clinicians or coaches, let's connect and explore this opportunity further!    Connect with Dr. Christine Manukyan www.storrie.co Email: drchristine@storrie.co LI: https://www.linkedin.com/in/dr-christine-manukyan/ IG: https://www.instagram.com/dr.christinemanukyan/ FB: https://www.facebook.com/drchristinemanukyan   Connect with STORRIE Institute™ www.storrieinstitute.com Email: info@storrieinstitute.com IG: https://www.instagram.com/storrie.institute/ FB: https://www.facebook.com/Storrie-Institute-104893301977544 Join our Facebook community - Energenics of Entrepreneurship https://www.facebook.com/groups/energeticsofentrepreneurship/   Connect with STORRIE Wellness™ www.storriewellness.com Email: info@storriewellness.com IG: https://www.instagram.com/storrie.wellness/ Join our Facebook Community - Quantum Wholistic Healing https://www.facebook.com/groups/quantumwholistichealing  

Do you find yourself always treating in the same position when you do rectal with your patients?  (Or not feeling comfortable doing rectal at all)?It's not unusual to get stuck in a rut with how we position our patients.  But I believe we can get so much more information when treating in different positions.  I'll often treat in several different positions, and they often change through the course of treatment.We go through all of these in detail in the Rectal: Evaluation & Treatment course (Cohort #2 opens today!).Sidelying - Many of us were first - and maybe only - trained in sidelying.  But that position has some major limitations.  In fact, I'll almost never treat in sidelying because I think the other options give us far more reliable information.Prone - Usually my go-to early in a plan of care.  It keeps the hips in extension and allows access to the low and mid back, sacrum and more.Supine - Very helpful in also working on the perineal body, doing bridges or other ab coordination exercises during an internal exam.Functional - This can be standing, quadruped, child's pose, or variations of these different positions to get a better idea of what the pelvic floor is doing in the most functional positions.Broadening your positions will give you so much more information and ensure you get the most out of treatment - which position do you find yourself treating in most often?Rectal Evaluation & Treatment Course - Now Open!The second cohort of the Rectal: Evaluation & Treatment course is now open (for the next three days)!  You'll get $50 off the course and a LIVE Q&A.  You can find the details at www.pelvicptrising.com/rectal.If you want to be more confident in implementing rectal treatment for all diagnoses and patients, this is the course for you!About UsNicole and Jesse Cozean founded Pelvic PT Rising to provide clinical and business resources to physical therapists to change the way we treat pelvic health.   PelvicSanity Physical Therapy together in 2016.  It grew quickly into one of the largest cash-based physical therapy practices in the country.Through Pelvic PT Rising, Nicole has created clinical courses (www.pelvicptrising.com/clinical) to help pelvic health providers gain confidence in their skills and provide frameworks to get better patient outcomes.  Together, Jesse and Nicole have helped 400+ pelvic practices start and grow through the Pelvic PT Rising Business Programs (www.pelvicptrising.com/business) to build a practice that works for them!Get in Touch!Learn more at www.pelvicptrising.com, follow Nicole @nicolecozeandpt (www.instagram.com/nicolecozeandpt) or reach out via email (nicole@pelvicsanity.com).Check out our Clinical Courses, Business Resources and learn more about us at Pelvic PT Rising...Let's Continue to Rise!

Week 2 in a series: Growing Speaker: Mark Tindle  

To add yourself to the waitlist, head to:   https://jessguzikcoaching.com/academy/     Have questions about The Art of Speaking Up Academy?  Shoot me a note at:   jessica@theartofspeakingup.com   Hope to see you inside!

We've been on a journey of simplifying our lives. While it hasn't been the easiest path, we're discovering unexpected beauty along the way.This week, we share what we're learning during this time of scaling back and embracing a quieter season, how it's bringing more clarity to our family's purpose, and how it's also unearthed a newfound joy for our family. When we as parents find our God-given lane, and stay faithful to pursuing it without getting distracted with unnecessary "yeses" and busyness, we give our kids a gift. In this episode, we talk about stripping down the self-imposed pressures, tasks, and busyness we've accumulated along the way, so that we can experience a more fulfilling, purposeful lifestyle that God intended for us.Here are some takeaways:How our busyness, fear of missing out, and people-pleasing tendencies impact our kidsPractical ways to make decisions based on your body's signals and needs How daily scripture reading changes how you view the worldThe tension, differences, and rewards between making your name known on earth vs. making it known in God's KingdomHow to discover your God-given lane and own it, so that your calling and desires alignShow Notes: Apply now for The Leader's Heart Men's Cohort!https://www.famousathome.com/theleadersheartInterested in group coaching with Josh or Christi? Click here for interest form:https://www.famousathome.com/groupcoachinginterestOrder a copy of Famous at Home by Dr. Josh and Christi:https://amzn.to/3y1jJFzLeave our podcast a review to help others find out about it:https://podcasts.apple.com/us/podcast/famous-at-home/id1185660348?see-all=reviewsWatch this episode on YouTube:https://www.youtube.com/@FamousatHomepodcast

Our nervous system's main job is to protect us, but what happens when it's our kid's need for more of us (more time, more play, more food, more...more...more...) that makes us feel unsafe? How do we recognize it? And how do we take care of ourselves while also letting our kids know that their needs matter?In this episode, we share practical ways to discern between when it's necessary to take care of ourselves when we feel unsafe, and also how to prioritize our kid's needs so they feel safe.Here are some highlights:The nervous system and how our bodies react when we have nothing left to give our kidsPractical ways to come out of fight, flight, or freeze so that you can be present with your kidsWhy scheduling command-free time with your kids throughout the day is gold for your relationshipPhysical touch as a way of showing your kids that you are presentThe critical reality of letting your yes be yes and no be noHow to model repair and forgiveness with your kids when you don't get it right, as a means of emotional safety in your relationship with themShow Notes:Apply now for The Leader's Heart Men's Cohort:https://www.famousathome.com/theleadersheartInterested in group coaching with Josh or Christi? Click here for interest form:https://www.famousathome.com/groupcoachinginterestOrder a copy of Famous at Home by Dr. Josh and Christi:https://amzn.to/3y1jJFzLeave our podcast a review to help others find out about it:https://podcasts.apple.com/us/podcast/famous-at-home/id1185660348?see-all=reviewsSend us podcast topic ideas:https://www.famousathome.com/podcastWatch this episode on YouTube:https://www.youtube.com/@FamousatHomepodcast

"What's the catch?"That's the DM I got yesterday."I see all these wins, and I can't help but ask - what's the catch? What's the chances of this working?"I loved this question. And I answered if for her AND for you in today's episode!We're ready to see you in Cohort 38! When you enroll today, you have immediate access to your portal + can dive in at your own pace before School of Sales begins on October 20th. To learn more about School of Sales, click HERE.If you'd like to purchase your copy o f Persuade for Good, click HERE.To save time + see if School of Sales is a good fit, DM us the word PODCAST on Instagram 

I have set up new protocols in my life to ensure I am re-wiring brain to become $20 million Macy. And honestly, it's been life changing. The growth I've felt in the past 6 months from implementing my own new method is mind blowing.I have never been more sure that I know EXACTLY what to do to change my life (and yours) from the inside out. What used to feel foreign now feels as simple and repeatable. And I want to share it with you.That is why I'm offering a BONUS for Cohort 38 ONLY: The $20M You Training. Complete with my proven framework, live coaching, and workshops with one purpose: teaching you the skills you need to rewrite you own life so that you can become the $20 million YOU.To enroll in Cohort 38 + make sure you get access to this training, click click HERE.If you'd like to purchase your copy of Persuade for Good, click HERE.To save time + see if School of Sales is a good fit, DM us the word PODCAST on Instagram 

Have you heard the concept of the law of polarity?  Essentially, everything has an opposite + equal reaction.  In this case, we're looking at every worst case scenario has a best case scenario that could happen.And listen, we get it - investing in yourself is a big deal! We know you don't take it lightly and hey, neither do we. Join Kat today as she walks you through the best (and worst) case outcomes of joining us for Cohort 38!We're ready to see you in Cohort 38! When you enroll today, you have immediate access to your portal + can dive in at your own pace before School of Sales begins on October 20th. To learn more about School of Sales, click HERE.If you'd like to purchase your copy o f Persuade for Good, click HERE.To save time + see if School of Sales is a good fit, DM us the word PODCAST on Instagram 

Macy's current obsession: creating salesgirls that experience outrageous financial success.That sounds like something you'd like to be a part of, right?Maybe you think financial success isn't in the cards for you because you were made to serve. But what if I told you that financial success is a reflection of that service - that people WANT to pay for what you have to offer..but maybe they don't know what that is because you're too afraid or embarrassed to tell them? If that's you, then listen up.In today's episode, Macy covers:what to do when your natural human tendencies become your biggest liabilityher journey of how she came out of an old identity + into her salesgirl identitywhat happens when you stop hiding behind being indirectTo hear Macy's episode "A Letter to My Past Self", click HEREWe're ready to see you in Cohort 38! When you enroll today, you have immediate access to your portal + can dive in at your own pace before School of Sales begins on October 20th. To learn more about School of Sales, click HERE.If you'd like to purchase your copy o f Persuade for Good, click HERE.To save time + see if School of Sales is a good fit, DM us the word PODCAST on Instagram 

SURPRISE!You asked, we listened.  Kat recorded her LIVE webinar on Monday and it's here in audio format.Our team is experiencing a momentum unlike anything before. And I attribute it to this one thing:We are reading the same exact books. What this really means is we are specifically aiming at the exact same thing.I saw a speaker demonstrate the power of this with a flashlight, laser beam and balloon.He took a flashlight, which represented people aiming at multiple things, and shined it on the balloon.Nothing happened.He took the laser beam, representing everyone aiming at the same thing, pointing it to a balloon and the room filled with a thunderous POP.Energy aiming at one thing is wildly powerful.And this is the very reason you should share this podcast with your business besties who NEED to hear it. In this 90 minutes, you're going to learn:A detailed breakdown of the sales principles Kat has used to to generate over $5 million in sales under 5 yearsHow to create an environment that makes someone WANT to buy, regardless of your priceA conversation catalyst that has helped a client book 3 $10,000 clients in 90 minutes. Hence, the name of this webinar.A sales framework that will get people walking through your offer door like it's long awaited christmas partyHow to turn one buyer into 10 buyers with a conversion process no one else is teachingWe're ready to see you in Cohort 38! When you enroll today, you have immediate access to your portal + can dive in at your own pace before School of Sales begins on October 20th. To learn more about School of Sales, click HERE.If you'd like to purchase your copy o f Persuade for Good, click HERE.To save time + see if School of Sales is a good fit, DM us the word PODCAST on Instagram 

Did you know that the benefits of journaling include tracking progress + goals, gaining self confidence, improving your writing + communication skills and strengthen your memory (just to name a few)?Take a peek inside of Macy's recent journal entry where she wrote a letter to her old self - the old self who wanted to try something, but was incredibly nervous + unsure of herself. In today's episode, Macy covers:what she would tell the girl who was easily distracted in ways that were a liability to the process of becoming who she wanted to be the five step framework of what she should focus on to build and sell a product for a million dollarswhat it means to flourish in the right environment (and how to create it)We're ready to see you in Cohort 38! When you enroll today, you have immediate access to your portal + can dive in at your own pace before School of Sales begins on October 20th. To learn more about School of Sales, click HERE.If you'd like to purchase your copy o f Persuade for Good, click HERE.To save time + see if School of Sales is a good fit, DM us the word PODCAST on Instagram