Podcasts about property investment professionals

Throughout the past three or four years of government discussion but little action on the housing shortage and the rental crisis, the people who provide the homes that people rent in Australia have never been part of the discussion.   Many of our state and territory governments have held inquiries, summits and other talkfests inviting many of the usual suspects but landlords have never been invited to the table.   In one state, at least, that has now changed. The new state government in Queensland is showing increasing signs of recognising that investor owners of residential properties are a core part of the solution to the chronic rental shortage crisis.   The organisation that represents investment property owners, the Property Investment Professionals of Australia (or PIPA) recently held a business breakfast seminar in Brisbane and State Treasurer David Janetski accepted an invitation to attend and answer questions.   That in itself was a step forward for investors but also for tenants who rely on investors to provide rental homes – keeping in mind that well over 90% of all homes rented in Australia are provided by mum-and-dad investors, with government and big business providing very little.   Janetski pointed out that he and his colleagues were instrumental in preventing the previous Labor Government from implementing the nation's most draconian and onerous land tax.   And having taken office as the new Queensland government had already abolished stamp duty for first home buyers building new homes.   He told the PIPA audience: “It's important for the state to recognise the contribution that the property industry makes.”   He undertook to connect PIPA with Housing Minister Sam O'Connor to hear the industry's concerns about the imbalance between the rights of tenants and the rights of the property owners.   Janetski also pointed out that the new Government had reinstated the Property Consultative Committee, which had been axed by the previous government.    He said: “We are listening” and commented that the language from the previous government about investors and property managers was disrespectful.   PIPA president Nicola McDougall said: “That's all we are asking for – a seat at the table.”   During the event's Q & A, I pointed out to the State Treasurer that the average cost of the new house and land package was now approaching $1 million and over 40% of that was taxes fees and charges at the three levels of government. I asked what could be done about that.   He said he understood the concerns but he also had to balance the budget, against a background of a blowout in the cost of infrastructure projects, smaller GST revenue and reduced coal royalties.    The inference is that, while sympathetic, the Queensland Government is unlikely to take any major measures to relieve the tax burdens that are preventing the housing industry from fixing the housing crisis.   But I would ask the Queensland Treasurer to consider this: what would happen if Queensland was the only state to eliminate a major chunk of the taxation component of building new homes? What if building a new home became $200,000 cheaper in Queensland than everywhere else?   What would that do to the state economy and to the Queensland State Budget? And what would it do to home ownership in the Sunshine State?  

It's the beginning of a New Year, so I'd like to take a step back to reflect on the rollercoaster that was 2024 in the housing markets and gear up for what promises to be an equally fascinating 2025.   Today, I'm joined by Nicola McDougall, chair of PIPA – the Property Investment Professionals of Australia, who has her finger on the pulse of what's happening in our housing markets as well as a good understanding of all the various players in the property industry.  Nicola and I discuss the unexpected developments in the Australian property markets throughout 2024, the implications of interest rates on my investment strategies, and the ongoing rental crisis.   We also explore the challenges we face as property investors and the impact of government policies on the market, and we share our predictions for the property market in 2025.    Takeaways  2024 was a year of unexpected market conditions but general market resilience.  Interest rates are a significant factor affecting property investment and will create a year of 2 halves in 2025.  Melbourne's property market has struggled due to various factors.  Government policies have made it more challenging for investors.  Investors play a crucial role in providing rental accommodation to one third of Australians.  The rental crisis has been exacerbated by a reduction in investors.  A national outlook is essential for successful property investment as market conditions vary significantly across different regions.  Predictions for 2025 suggest continued market fragmentation.  Understanding market cycles is key to navigating property investment.  Chapters  00:00 2024 Property Market Overview  05:32 Melbourne's Market Struggles  11:10 Challenges for Property Investors  16:13 The Rental Crisis  18:42 New Chapter  35:00 2025: A Year of Opportunity in Property  36:22 Strategic Investing: Long-Term Perspectives and Benefits  37:10 The Spiral Path of Progress  38:08 Understanding the Law of Reverse Effort  Links and Resources:   Michael Yardney   Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us  Nicola McDougall – Chair Property Investment Professionals of Australia  Get a bundle of free reports and eBooks – www.PodcastBonus.com.au    Also, please subscribe to my new podcast Demographics Decoded with Simon Kuestenmacher – just look for  Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.  Shownotes plus more here: Australia's Housing Markets in 2025: Opportunities, Risks, and Surprises  

If I asked you to nominate the market which had recorded the best long-term capital growth in Australia, what would your answer be?   Sydney, the capital city with the nation's highest property prices?   Perth, which has had a booming property market lately and has led the nation on price growth for past couple of years?   Brisbane, which always attracts strong demand from buyers of all sorts?   Or perhaps Regional Queensland, which benefits from internal migrants moving from others parts of Australia and from investors seeking affordability and strong yields?   The correct answer is none of the above.   The market jurisdiction which has led the nation on long-term capital growth is: Regional Tasmania.   This is the outcome of research conducted by the Property Investment Professionals of Australia (PIPA), which analysed Australian Bureau of Statistics' data on established median dwelling values over 20 years - from June 2004 to June 2024.   The top location recorded growth of 233% while the worst grew 100% over the two-decade period.    In comparison, over the past 20 years, the stock market (S&P/ASX 200) increased by 120%, according to investing.com.   In general terms, the best capital growth has been smaller capital cities or more affordable regions.    The top result was “the Rest of Tasmania”, which means Tasmania outside of the capital city Hobart or Regional Tasmania - where its established median house price rose from $169,000 20 years ago to $449,000 in mid-2024.    The best capital city performers were also some of our nation's most affordable throughout the period with Adelaide, Hobart, and Brisbane taking out the top three city rankings.    PIPA comments that property markets are not linear – rather, price growth occurs at varying points over time. Hobart, for example, has experienced a softening of prices over the past few years, but its house price have almost tripled since 2004 – up 193% in 20 years.   Adelaide and Brisbane have both had very strong markets in the past two years but both had long periods of flat-lining prices throughout the past two decades.   It reflects the reality that real estate consumers get the best results through long-term ownership and PIPA Chair Nicola McDougall says property owners should always adopt a long-term mindset.   But PIPA research indicates many investors don't follow that philosophy.   PIPA's 2024 Annual Investor Sentiment Survey found that 61% of investors who sold in the past year had a holding period of less than 10 years – and 17% of those investors who sold indicated they had owned the property for less than three years.    So the rankings from the PIPA research on capital growth over the past 20 years are: 1 Regional Tasmania 2 Adelaide 3 Hobart 4 Brisbane 5 Regional Victoria 6 Perth   Sydney ranked seventh and Melbourne 11th, once again disproving one of the real estate's greatest myths, that you get the best capital growth in the biggest cities – and that prime out-performs affordable.   And the worst performers were Darwin and “the Rest of Northern Territory” – but even the remote markets of the NT achieved a doubling of property values over 20 years.  

How long could we reasonably expect governments to take, to sort out a problem like the rental shortage? I ask the question because we have had the problem of a shortage of options for tenants in Australia – and the consequent steep rises in rents - for a very long time. And it keeps getting worse, not better. The latest data from SQM Research shows that, nationally, the vacancy rate got a little worse last month, dropping from 1.3% in August to 1.2% in September.  Three of our capital cities have vacancies well below 1%. And in six of the eight capital cities, vacancies stayed the same or got smaller in September. In only two cities was there a slight improvement.  But the key piece of information is the longevity of this rental shortage crisis.  Australia has had vacancies below 1.5% for close to three years now. It's generally considered that a balanced rental market – one in which there is ample supply of homes for tenants to choose from and rents are stable – is one where vacancies are at least 3%. The data from SQM Research shows that Australia has not had a vacancy rate as high as 3% at any time in the past 20 years. The closest we came was 2.9% in April 2020 after the onset of Covid caused major disruption to property markets.  Since then, the national vacancy rate has dropped sharply, reaching 1.2% in March 2022 – and it has hovered between 1% and 1.3% for the past two and a half years. According to SQM Research, a further 1,700 rental properties disappeared from Australia's rental market in September – at a time when the nation's population has surpassed 27 million. The SQM report said: “The total number of rental vacancies now stands at 37,932 residential properties, a decrease from 39,665 in August.”  There are clear reasons why we have had this steady decline in the number of properties available for rental, a shortage which has caused rents to rise and rise. Mostly, those reasons relate to the decisions of politicians, particularly state politicians, in making life increasingly onerous for the investors who provide over 90% of the homes that people rent in Australia. State and territory governments have increased taxes on investors and have changed the rental laws in ways that have eroded the rights of the owners. This has led to a reduction in the number of homes available for rental. In Victoria, the state with the most onerous conditions for investors including big tax increases, the number of rental properties in the state has fallen by 22,000 so far this year, as the investor exodus gathered momentum on the back of anti-landlord legislation. That's according to new data from the Department of Families, Fairness and Housing. And its data supports a trend identified in the latest Investor Sentiment Survey published by PIPA – the Property Investment Professionals of Australia (PIPA). The survey described a "sell-off of investment properties around the nation" that has "continuing unabated" and "fuelling fears of an even tighter rental market". But the problem is most acute in Victoria. PIPA Victoria board director Cate Bakos says legislative changes and increased taxes are driving investors from the state. A new land tax regime, minimum rental property standards legislation, and policies that are seen as overly tenant-friendly have caused many investors to sell up in Victoria. Nicola McDougall, the Chair of PIPA says: “This is predominantly due to its plethora of anti-investor rental reforms, as well its new land tax regime that is set to cost investors billions of dollars over the years ahead.” PIPA's annual investor sentiment survey found Victoria was regarded as the “least accommodating” state or territory for property investors in the nation, with 22% of survey respondents indicating they had sold at least one dwelling in Melbourne in the last year. As a consequence, rental availability has fallen and rents have risen. Data from Domain shows that the vast majority of Melbourne suburbs recorded rent rises this year, continuing a trend that has extended over several years. According to the Domain rent report for the September quarter, the median house rent in Melbourne at the start of 2022 was $440 a week. Now it's $580 a week. The median unit rent was $375 a week in January 2022 and now it's $550 a week. That's an increase of almost 50% in less than three years. But the problems keep getting worse, with NSW being the latest state government to pass new laws detrimental to landlords. REINSW CEO Tim McKibbin says the lessons for the NSW Government are crystal clear but have been disregarded. He says: “The removal of landlords' rights under the guise of populist rental reforms has had a clear negative impact on renters elsewhere. “The rental reforms by the NSW Government will result in more investors selling up or opting for a short-term accommodation strategy, both of which remove more properties from the private rental market. “This is already happening and it's happening at a time when the NSW population is increasing by over 15,000 people each month. The rental market is in crisis and we need solutions, not reforms that we know from recent experience will make the problem worse.” And that pretty much sums up the seriousness and absurdity of this ongoing issue. Australia has had a rental shortage crisis for several years but the only policies implemented by state governments have made a bad situation even worse.  

In this week's episode of the Geared for Growth podcast, host Mike Mortlock welcomes Nicola McDougall, Chair of the Property Investment Professionals of Australia (PIPA), to discuss the results of the 2024 Annual Investor Survey.

2024 has been a year of change for investors. A new survey reveals exactly how they're feeling in the current economic climate. On this episode of The Smart Property Investment Show, host Juliet Helmke speaks with Nicola McDougall, chair of the Property Investment Professionals of Australia (PIPA), to unpack the organisation's latest survey tracking how property investors are feeling across the country. Nicola delves into the latest data, revealing where investors are most likely to be selling, and how they're currently feeling about regulatory framework in various parts of the nation. The duo also dig into the report's findings on how long investors are holding properties, what's motivating them to sell, and how this is having a widespread impact on the rental market. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Investor sentiment has a substantial impact on market movement. A new survey reveals how this cohort is feeling right now. On this episode of The Smart Property Investment Show, from REB's sister brand SPI, host Juliet Helmke speaks with Nicola McDougall, chair of the Property Investment Professionals of Australia (PIPA), to unpack the organisation's latest survey tracking how property investors are feeling across the country. Nicola delves into the latest data, revealing where investors are most likely to be selling, and how they're currently feeling about regulatory framework in various parts of the nation. The duo also dig into the report's findings on how long investors are holding properties, what's motivating them to sell, and how this is having a widespread impact on the rental market. Did you like this episode? Show your support by rating us or leaving a review on Apple Podcasts (REB Podcast Network) and by liking and following Real Estate Business on social media: Facebook, Twitter and LinkedIn. If you have any questions about what you heard today, any topics of interest you have in mind, or if you'd like to lend a voice to the show, email editor@realestatebusiness.com.au for more insights.

In this episode, we're joined by Nicola McDougall, Chair of the Property Investment Professionals of Australia (PIPA), to discuss findings from the 2024 PIPA Annual Investor Sentiment Survey. We explore key trends in the property investment landscape, focusing on Brisbane and Queensland. Episode highlights: Why 26% of investors sold at least one property in Brisbane in 2024 How rising holding costs are impacting investors Legislative reforms and how Queensland compares to other states The ongoing rental crisis and its impact on property investment Brisbane's appeal: why it's still one of the top markets for property investors What the survey results mean for investors in 2024 and beyond Tune in today, this episode is packed with valuable information on investment opportunities, rental market trends, and legislative impacts. If you want to stay up to date with all thing Brisbane property subscribe in the link below. Subscribe on Youtube https://www.youtube.com/channel/UCW30uBCnHQ2YllnwGKHNfxg Listen on Spotify https://open.spotify.com/show/5tODCtY54iQrxadNqqmevs Streamline Property Buyers Website https://streamlineproperty.com.au/ Ready to work with us directly? https://streamlineproperty.com.au/contact/  

Why are so many property investors pulling out of the market, and what's driving this trend? In this episode, we dive deep into the findings of the 2024 PIPA Investor Sentiments Survey with Nicola McDougall, Chair of The Property Investment Professionals of Australia (PIPA). The survey uncovers some surprising data, challenging common assumptions about where and why investors are selling their properties. Nicola sheds light on the growing trend of investors abandoning the property market and shares insights into what's fueling their decisions. Are rising interest rates to blame, or are there deeper, underlying factors at play? We explore how the shifting landscape is affecting the future of property investment in Australia. Join us as we discuss the current state of the market and explore strategies investors can consider amidst the uncertainty. Stick around for this eye-opening discussion as you wouldn't want to miss these insights! Episode Highlights: 00:00 - Introduction 01:05 - Who is Nicola McDougall? 01:55 - Why Nicola's last episode went viral, and if her new research has the same impact 04:29 - What internal and external insights emerged from the 2024 PIPA investor survey? 10:56 - A comparison of this year's (2024) survey results from last year's (2023) 13:07 - Why new investors are avoiding apartments and choosing established houses 14:41 - Is government intervention driving investors out of the market? 20:52 - Is government intervention worsening the rental crisis for investors? 28:36 - What's driving investors to exit the market? 36:12 - Are there any positive results in the 2024 PIPA investor sentiment survey? 39:53 - PIPA's breakthroughs, and their role in maintaining high standards 45:18 - The importance of being a member of either PIPA/REBAA 50:25 - Nicola McDougall's property dumbo About Our Guest: Nicola McDougall has served as the Chair of PIPA (Property Investment Professionals of Australia) since early 2022, bringing to the role her expertise as an award-winning property and finance journalist, author, and successful property investor. As the Director of Bricks & Mortar Media, she has co-authored notable works such as "The Female Investor: Creating Wealth, Security & Freedom Through Property," which secured the personal finance and investment category award at the 2022 Australian Business Book of the Year. Additionally, Nicola has contributed to the 3rd edition of "Property Investing For Dummies" and authored the 1st editions of "Buying a Property for Dummies" and "Property Investing Essentials for Dummies," all published in 2023 by Wiley. With a background as the former editor of Australian Property Investor magazine and head of corporate affairs at the REIQ, Nicola has been a dedicated PIPA board director since 2014. Connect with Nicola McDougall: Nicola's LinkedIn profile https://www.linkedin.com/in/nicola-k-mcdougall/ Resources mentioned in this episode: The Elephant in the Room Property Podcast Episode #307: Why Are Investors Abandoning the Australian Rental Market? https://www.theelephantintheroom.com.au/podcasts/307 2024 PIPA Investor Sentiment Survey https://www.pipa.asn.au/pipa-annual-property-investor-sentiment-survey-2024/ Resources: Visit our website https://www.theelephantintheroom.com.au If you have any questions or would like to be featured on our show, contact us at: The Elephant in the Room Property Podcast questions@theelephantintheroom.com.au Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au Work with Veronica: https://www.veronicamorgan.com.au Looking for a Mortgage Broker? https://www.flintgroup.au Work with Chris: chrisbates@flintgroup.au Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now! Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719 Subscribe on Spotify: https://open.spotify.com/show/3Ge1626dgnmK0RyKPcXjP0?si=26cde394fa854765 See omnystudio.com/listener for privacy information.

For years, the dream of homeownership has seemed increasingly out of reach for many. But what of those who can't even afford to rent Social Housing? Waiting lists are overflowing and the number of available dwellings just needs to catch up. Today Nicola McDougall, chair of the Property Investment Professionals of Australia (PIPA) joins me and passionately advocates for a fair and more effective approach to social housing. You see, despite the government raking in billions of dollars from property taxes each year, our social housing stock has remained stagnant, and the number of people in desperate need of housing continues to rise. Now, I'm not talking about affordable housing. We'll explain the differences, but unfortunately, private investors are often being blamed for this crisis. That's not the case. Nicola will help unpack the reasons behind the housing shortfall, discuss some of the impacts of government policies, and we're going to explore what needs to be done to provide adequate housing for all Australians. Understanding Social Housing and Private Investment in Australia In today's conversation with Nicola McDougall, we dive into the intricacies of Australia's social housing crisis and its impact on private investors. We discuss statistics, government policies, and strategic investment opportunities in a challenging market. ●        The differences between social housing (government-provided for the most vulnerable) and affordable housing (making renting and purchasing more accessible) ●        175,000 households on social housing waiting lists, stagnant social housing stock despite 33% population growth ●        Decline in social housing stock in New South Wales, Victoria, Queensland, and Western Australia ●        The role of private investors in providing rental housing ●        Critique of government policies, including ineffective housing initiatives and the financial burdens placed on private investors o   Anti-investor legislation, such as increased property taxes and rental reforms, and their exacerbating effects on the housing crisis ●        Potential government incentives to encourage private investment in rental housing, including adjustments to capital gains tax ●        Challenges faced by highly leveraged property investors in a high-interest-rate environment ●        Opportunities in Melbourne's low vacancy rates and skyrocketing rents ●        Importance of portfolio diversification across different states and working with wealth strategists to outperform the market ●        Hidden taxes in the New South Wales budget, such as the shift of emergency service levies from insurance companies to property owners Whether you're a seasoned property investor or you're just concerned about Australia's housing future, this episode offers valuable perspectives and actionable advice. Links and Resources: Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us Get a bundle of eBooks and reports – www.PodcastBonus.com.au Some of our favorite quotes from the show: “Anyway, it's the government's job to help the disenfranchised people in Australia, and in general, it's not their fault, so this is not a judge of people.” -- Michael Yardney “Clearly, the government has no idea what it costs to construct high-rise dwellings. And if they do offer discounted rents to essential workers, and I'm not against the idea, I'm just saying the numbers don't work – where's the profit going to come from?”-- Michael Yardney “But here's the problem. Oftentimes, exploiting your own innate abilities requires an enormous investment of your time before the investment begins to pay dividends. And because the investment doesn't produce immediate rewards for many people, it ends up being a problem.”-- Michael Yardney PLEASE LEAVE US A REVIEW Reviews are hugely important to me because they help new people discover this podcast. If you enjoyed listening to this episode, please leave a review on iTunes - it's your way of passing the message forward to others and saying thank you to me. Here's how

The need for speed; it's important to construct a property portfolio for growth from the very beginning, or else you could be missing 10–20 years of gains. On this episode of The Smart Property Investment Show, Phil Tarrant is joined by Lachlan Vidler, director of Atlas Property Group, to unpack how investors can best manufacture capital growth through market acceleration and savvy buys – while being very wary of barking up the wrong tree. Phil and Lachlan also discuss the valuable work being done by organisations such as the Property Investment Professionals of Australia, give their run-down on rates, and talk through the impact of tax policy decisions on Australia's property markets. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.  

It has become more and more challenging for Australians to find a rental home since the pandemic started. Availability has plunged and rental rates have skyrocketed by as much as 33% in capital cities. Some locations show the vacancy rates moving up slightly in recent months, but the rental market is far from balanced, and this results in a headache for many tenants. Last year, there was a Senate inquiry on the rental crisis. Today's guest, Nicola McDougall, chair of the Property Investment Professionals of Australia (PIPA), says that their recommendation was a waste of money. Listen to our discussion as we talk about why, discuss the state of the rental markets, and consider what's ahead. Links and Resources: Michael Yardney Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us Get a bundle of eBooks and reports – www.PodcastBonus.com.au Join us at Wealth Retreat 2024 on the Gold Coast in April 2024 – click here to find out more Results of PIPA's Annual Sentiment Survey Shownotes plus more here: The Federal inquiry into the rental crisis was a “waste of taxpayers' money, with Nicola McDougall

This week we start to present a balanced view of the property market.   Over the next few weeks we will feature a range of respected property professionals and proven industry commentators from Bricks & Mortar Media's annual property market forecast report that has just been released.  Bushy starts today by catching up with the author of the report Nicola McDougall.  Nicola is a Director of Bricks & Mortar Media and as the Chair of the Property Investment Professionals of Australia there is no one better to lead this conversation. NEW – join our Facebook group, The Property Hub Collective: https://www.facebook.com/groups/1857513011165686 Join the Property Hub community on Substack! Sign up to get Australian property news, opinion, and episodes in your inbox: https://propertyhubau.substack.com/ Subscribe to RealtyTalk on the Property Hub channel: Apple Podcasts | Spotify | Google Podcasts | Email Property Hub is a collaboration between Bushy Martin from KnowHow Property, Kevin Turner from Realty, Andrew Montesi from Apiro Marketing and Apiro Media, and Australia's largest independent podcast network DM Media. Business and partnership enquiries: antony@dm.org.auSee omnystudio.com/listener for privacy information.

Julian Khursigara is co-Owner of the buyer's agency, Search Party Property, which focuses on data-led, tailored property investment strategies across Australia. Julian is also a Property Investment Professionals of Australia (PIPA) member.    Julian worked for 20 years as a senior executive in the Customer Experience and Loyalty Marketing sector across Europe and Asia-Pacific. His passion for customer service and data analytics created the perfect storm for him to enter this "passion"; to open doors for all property investors across Australia.   Julian Khursigara shared in this episode: The importance of patience in the property market and highlights that long-term time horizons are necessary. Why 80% of Australians only ever buy 1 property and what to do about this. How clients can build big portfolios over time, including how to access funding. The advantages of buying established properties in good areas with growth potential and access to amenities. How to access data including government census data, and how to access a local network on the ground while purchasing properties The importance of focusing on customer engagement and providing exceptional service for improving business. Examples of how his team goes above and beyond to delight customers, resulting in a high percentage of repeat clients and referrals. His Life-changing question - which you really need to hear. The impact of asking powerful questions, such as "why," to understand clients' motivations and build trust. Addresses the issue of unethical practices within the property industry and highlights the need for trustworthiness when seeking advice And much more…   Resources Mentioned In The Show: Website https://searchpartyproperty.com.au Julian's Social Media: https://www.instagram.com/juliankhursigara_buyersagent/ https://www.youtube.com/@searchpartyproperty1587/videos   If you would like more insights on profit maximization for your business, visit www.ProfitHive.com.au  

The podcast features Coach James Short and his guest, Julian Khursigara. - Julian Khursigara is the co-founder of Sydney-based Buyer's Agency, Search Party Property, which specialises in data-led, tailored property investment strategies across Australia. He also owns a property management business in Brisbane, known as Redefined Property, where he recognised the potential to vertically integrate a recurring revenue stream business to enhance the customer journey for his investors. - Julian is a member of Property Investment Professionals of Australia (PIPA). - With a background of 20 years as a senior executive in the Customer Experience and Loyalty Marketing sector across Europe and Asia-Pacific, Julian embarked on an expatriate assignment to India with his young family, where he played a pivotal role in launching India's first premium loyalty coalition program, later acquired by Mastercard Global. - Julian's passion for customer service and data analytics has led him to make a significant impact in the property investment landscape across Australia. - You can learn more about Julian's work at www.searchpartyproperty.com.au.

A few weeks ago property investors from around Australia and New Zealand gathered to swap ideas, network, and listen to some very knowledgeable speakers share their experiences at the inaugural PIPA Conference.  One of those keynote speakers was the previous Property Investment Professionals of Australia or PIPA Chair and continuing board member Peter Koulizos - also known as the Property Professor - who took everyone on a property and location masterclass. Our own Bushy Martin was the emcee at the event and was so impressed with the information Peter went through that he invited Peter to join him in a full Realty Talk show and today is the day.  So get your note paper and pen out because you are about to hear some very powerful insights. NEW – Join the Property Hub community on Substack! Sign up to get Australian property news, opinion, and episodes in your inbox: https://propertyhubau.substack.com/ Subscribe to RealtyTalk on the Property Hub channel: Apple Podcasts | Spotify | Google Podcasts | Email Property Hub is a collaboration between Bushy Martin from KnowHow Property, Kevin Turner from Realty, Andrew Montesi from Apiro Marketing and Apiro Media, and Australia's largest independent podcast network DM Media. Business and partnership enquiries: antony@dm.org.auSee omnystudio.com/listener for privacy information.

I recently attended the annual national conference in Sydney of PIPA, the Property Investment Professionals of Australia. In many ways this is the most important organisation in Australia in terms of finding solutions to one of the nation's most pressing problems, the rental shortage. PIPA comprises people who deal every day with the people who supply over 90% of the homes that people rent in Australia – private investors. They're often referred to as mum-and-dad investors, because most of the people who own investment real estate are ordinary households on average incomes who own just one investment property. This very important cohort provides the product which is in short supply and it would make sense for politicians to encourage them in any way possible to solve the shortage crisis. But the opposite is happening. Private investors are being massively discouraged and they're leaving the real estate market in droves, as the new PIPA survey graphically illustrates. And that, in essence, is why we have the rental shortage crisis.

In the latest episode of the Brisbane Property Podcast, hosts Melinda and Scott Jennison sit down with special guest, Nicola McDougall, the Chair of Property Investment Professionals of Australia. This episode is packed with exclusive news and insights that you won't find anywhere else! Nicola delves into the results from the most recent Property Investor Sentiment Survey, which was released earlier this week. Discover the latest trends and sentiments in the property market straight from the experts. Whether you're a seasoned property investor or just starting out, this episode is a must-watch for anyone looking to stay ahead in the ever-changing world of real estate. Don't miss out on this invaluable information! If you found this episode informative, please give it a thumbs up and share it with your fellow property investors. We appreciate your support and can't wait to bring you more exclusive insights in future episodes. Thanks for tuning in!   Connect with Us: Subscribe on Youtube https://www.youtube.com/channel/UCW30uBCnHQ2YllnwGKHNfxg Listen on Spotify https://open.spotify.com/show/5tODCtY54iQrxadNqqmevs Streamline Property Buyers Website https://streamlineproperty.com.au/ Ready to work with us directly? https://streamlineproperty.com.au/contact/   If you liked this episode, please don't forget to subscribe, tune in, and share this podcast with others you know will benefit from the information we share!

We start this week with an alert from Ben Kingsley, Chair of the Property Investors Council of Australia.   We will play Ben's full video message to you in the show today because what he talks about - the Green's proposal for 2.2 million small business property owners to subsidise their tenants' rents, with a 2 year freeze on rental increases - promises a very real financial burden on all the Mum and Dad property investors in Australia. We encourage you to pay heed to Ben's message and, after you have heard the facts, use this link to send a message to the policy makers.  Also today Nicola McDougall from the Property Investment Professionals of Australia adds her thoughts about the Green's rental freeze proposal and how it is likely to have the reverse effect - a message every renter will need to hear.   Raymond Hempstead joins Bushy with some insight about purchasing property through a Self Managed Super Scheme and Scott Aggett joins Bushy with some excellent advice about how you can overcome the hurdles to accumulate a property portfolio that will attain and sustain your lifestyle goals. Provide your feedback to the Inquiry before Sept 1 Tell them how much your costs have gone up and how much you have increased your tenants rent.  Property investors are NOT price gouging tenants.  They are trying to cover a portion of their increased costs. NEW – Join the Property Hub community on Substack! Sign up to get Australian property news, opinion, and episodes in your inbox: https://propertyhubau.substack.com/ Subscribe to RealtyTalk on the Property Hub channel: Apple Podcasts | Spotify | Google Podcasts | Email Property Hub is a collaboration between Bushy Martin from KnowHow Property, Kevin Turner from Realty, Andrew Montesi from Apiro Marketing and Apiro Media, and Australia's largest independent podcast network DM Media. Business and partnership enquiries: antony@dm.org.auSee omnystudio.com/listener for privacy information.

During the week we were interested to hear concern expressed about the possibility of an El Nino event occurring.  We were not so surprised at it being raised, but more about the person raising it.   Ray Ellis - CEO for First National Group joins us in today's show to tell us why a weather event should concern property owners.   Victoria has been named as the worst state in Australia for renters.  That is according to research by the Property Investors Council of Australia and the Property Investment Professionals of Australia.  PIPA's chairperson joins Bushy to set out the reasons.   Over the last decade, Drew Evans has amassed a property portfolio worth over $25M.  Bushy asks Drew about some of the obstacles he has had to overcome to build to that level.  Get your pens out for that one!  NEW – Join the Property Hub community on Substack! Sign up to get Australian property news, opinion, and episodes in your inbox: https://propertyhubau.substack.com/ Subscribe to RealtyTalk on the Property Hub channel: Apple Podcasts | Spotify | Google Podcasts | Email Property Hub is a collaboration between Bushy Martin from KnowHow Property, Kevin Turner from Realty, Andrew Montesi from Apiro Marketing and Apiro Media, and Australia's largest independent podcast network DM Media. Business and partnership enquiries: antony@dm.org.auSee omnystudio.com/listener for privacy information.

The Australian Property Investing Industry is Unregulated!     This means that many people can't be trusted, despite their popularity. Find how which types of people to avoid!     Nicola McDougall, the Chairwoman for The Property Investment Professionals of Australia (PIPA), is helping bring ethics back into the Property. Hear her best advice on how to choose a Buyers Agent, Educator, Mortgage Broker etc..    Nicola's also written two books, The Female Investor, and Property Investing For Dummies.    We learn from her how women can achieve just as much as men in Property Investing and her advice for aspiring female investors! Discussion Points: 00:00: Introduction 01:33: What is PIPA? 04:16: A ‘certified' property investor 06:09: Red flags: who to avoid 10:10: No ‘one size fits all' 11:55: Female investors  22:28: Nicola's publishing experience 26:55: Looking back on investments 31:05: 3 takeaways 33:33: Conclusion About The Host: Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not run by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify, Google Podcasts, & Stitcher.   PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time. Resources: Watch FREE Trainings On Our Website

What actually makes property prices go up? Is it as simple as Interest rates?In this episode, we explore 9 factors driving house prices in Australia.Inflation, demand and supply, availability of credit are some crucial factors affecting the property market, as well as rental legislation.Other resources:Rising interest rates will over time reduce demand & send house prices lower: RBA (marketindex.com.au)A perfect storm: Australia's rental crisis – part one - Property Investment Professionals of Australia - PIPAMusic credit: Bass nation Music Credit: Bass Nation.Send in your questions to: passiveincomedoctors[AT]gmail.com

What will your winning investment strategy look like if you can access expert knowledge on the changes in property investing over the few years?Welcome to the Australian Property Investment Podcast. In each episode, we ask a guest expert to share their key insights for aspiring investors to make confident property choices.In this week's episode, Nicola McDougall, PIPA chair and director at Bricks & Mortar Media, shares her decades of experience and insights in the property investment industry.She specifically talks about the importance of being a good property investor, especially for your tenants, how to find qualified property investment advisers, her main focus being the chair of Property Investment Professionals of Australia (PIPA), the mission of the Female Investor book, and so much more!If you're an investor interested to learn from someone who teaches how to create wealth, security, and freedom through property, then make sure to listen to this episode!Time Stamps:00:0 - Intro02:08 - Nicola's 3Ps07:36 - Property Investing for Dummies11:02 - Nicola's Big Focus as Part of the Board17:52 - Being a Good Investor19:24 - How to Find Qualified Property Investment Advisor22:56 - The Female Investor Book30:56 - Final Messages32:13 - OutroAbout Our Host:Aaron-Christie David is the founder of Atelier Wealth and a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron's focus is clear – supporting property investors make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. With over 10 years in financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.Connect with Aaron:Visit the website: https://atelierwealth.com.au/ Follow Aaron on Facebook: https://www.facebook.com/aaronchristiedavid  Follow Aaron on LinkedIn: https://www.linkedin.com/in/aaron-christie-david-a7482a21/ Subscribe to Atelier Wealth's YouTube Channel: https://www.youtube.com/channel/UCKdm2ssEHel1kyQLAHGvNPQConnect with Nicola:Follow Nicola on LinkedIn: https://www.linkedin.com/in/nicola-k-mcdougall/ Grab a copy of The Female Investor book: https://amzn.to/40CVtak Grab a copy of Property Investing For Dummies, 3rd Australian Edition: https://bit.ly/3RPyTXZ 

For women to to take control of their financial wellbeing, investing must be a priority, according to Nicola McDougall and Kate Hill. As we talked about last week, one in three women retire with no savings. Because of the gender pay gap, divorce, family responsibilities and other factors, women face many more barriers to wealth than men.  We continue the conversation with Nicola McDougall and Kate Hill, authors of the award winning book, The Female Investor. Nicola is a successful property investor, business owner, award winning journalist and current Chairperson of the Property Investment Professionals of Australia. She's also the former editor of the Australian Property Investor magazine and the co-founder of Bricks & Mortar Media. Kate Hill is a qualified property investment adviser and buyer's agent, with many years of first hand experience researching real estate and making hundreds of successful property purchases for her clients. In part 2 of the interview, Nicola and Kate talk about the importance of property for women, why education is critical and why women must prioritise their own financial future and independence. Buy The Female Investor book: Amazon Connect with Nicola and Kate: https://www.bricksandmortarmedia.com.au/  www.adviseable.com.au Three easy ways to Get Invested right now: 1. Subscribe to this podcast now, if you haven't already, and get the inspiration delivered to your podcast feed each week 2. Get a copy of my book, Get Invested, for FREE, and find out what it takes for you to invest in living more, working less. Go to: https://knowhowproperty.com.au/get-invested-free-ebook  3. Join the Get Invested community. Each month Bushy sends a free and exclusive monthly email full of practical ‘Self, Health and Wealth' wisdom that our current Freedom Fighter subscribers can't wait to get each month. Just visit bushymartin.com.au, scroll to the bottom of the page and sign up. About Get Invested, a Property Hub show Get Invested is the leading weekly podcast for Australians who want to learn how to unlock their full ‘self, health and wealth' potential. Hosted by Bushy Martin, an award winning property investor, founder, author and media commentator who is recognised as one of Australia's most trusted experts in property, investment and lifestyle, Get Invested reveals the secrets of the high performers who invest for success in every aspect of their lives and the world around them. Get Invested is part of the Property Hub podcast channel, your home for property investment insights, inspiration and stories from Australia's top property experts, investors, leaders and analysts. Subscribe now on Apple Podcasts, Spotify and Google Podcasts to get every Get Invested episode each week for free, and also get full access to RealtyTalk, Australia's top online property show for red hot property investing news and insights direct from property industry leaders and influencers. Property Hub is a collaboration between Bushy Martin from KnowHow Property, Kevin Turner from Realty, show producer Andrew Montesi from Apiro Marketing and Apiro Media, and Australia's largest independent podcast network DM Media.  For business and partnership enquiries, send an email to: antony@dm.org.auSee omnystudio.com/listener for privacy information.

One in three women retire with no savings. Nicola McDougall and Kate Hill have made it their mission to change this alarming trend. The statistics are concerning. Even those women that do manage often end up with less than half of what most men do. Unfortunately the gender pay gap and maternity leave, along with increasing rates of divorce and separation, piled on top of primary caregiving responsibilities, put enormous financial pressure on women.  So female property investment leaders Nicola McDougall and Kate Hill got together to write the book The Female Investor, which won Best Personal Finance and Investment Book Award at the Australian Business Book Awards in 2022.  They brought together their personal learnings and insights to help women create security and wealth through property.  Nicola is a successful property investor, business owner, award winning journalist and current Chairperson of the Property Investment Professionals of Australia. She's also the former editor of the Australian Property Investor magazine and the co-founder of Bricks & Mortar Media. Kate Hill is a qualified property investment adviser and buyer's agent, with many years of first hand experience researching real estate and making hundreds of successful property purchases for her clients. In part 1, the dynamic duo reveal their personal stories and learnings. Buy The Female Investor book: Amazon Connect with Nicola and Kate: https://www.bricksandmortarmedia.com.au/  www.adviseable.com.au Three easy ways to Get Invested right now: 1. Subscribe to this podcast now, if you haven't already, and get the inspiration delivered to your podcast feed each week 2. Get a copy of my book, Get Invested, for FREE, and find out what it takes for you to invest in living more, working less. Go to: https://knowhowproperty.com.au/get-invested-free-ebook  3. Join the Get Invested community. Each month Bushy sends a free and exclusive monthly email full of practical ‘Self, Health and Wealth' wisdom that our current Freedom Fighter subscribers can't wait to get each month. Just visit bushymartin.com.au, scroll to the bottom of the page and sign up. About Get Invested, a Property Hub show Get Invested is the leading weekly podcast for Australians who want to learn how to unlock their full ‘self, health and wealth' potential. Hosted by Bushy Martin, an award winning property investor, founder, author and media commentator who is recognised as one of Australia's most trusted experts in property, investment and lifestyle, Get Invested reveals the secrets of the high performers who invest for success in every aspect of their lives and the world around them. Get Invested is part of the Property Hub podcast channel, your home for property investment insights, inspiration and stories from Australia's top property experts, investors, leaders and analysts. Subscribe now on Apple Podcasts, Spotify and Google Podcasts to get every Get Invested episode each week for free, and also get full access to RealtyTalk, Australia's top online property show for red hot property investing news and insights direct from property industry leaders and influencers. Property Hub is a collaboration between Bushy Martin from KnowHow Property, Kevin Turner from Realty, show producer Andrew Montesi from Apiro Marketing and Apiro Media, and Australia's largest independent podcast network DM Media.  For business and partnership enquiries, send an email to: antony@dm.org.auSee omnystudio.com/listener for privacy information.

Property investment has lost its appeal for 45% of Queensland investors, according to the latest Property Investor Sentiment Survey by PIPA. The survey found many investors are selling up, and quite a few feel they are longer in control of their assets. I'm sure you'll still find my chat with Nicola McDougall, Chair of the Property Investment Professionals of Australia interesting, especially as you compare yourself with what other Australian investors are planning to do. Links and Resources: Michael Yardney Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us Nicola McDougal's  Book - The female Investor PIPA Annual Property Investor Sentiment Survey 2022 Shownotes plus more here: Property Investment has lost its appeal, with Nicola McDougall 

Nicola McDougall is Chair of the Property Investment Professionals of Australia, an award-winning journalist, author & co-foudner of Bricks & Mortar Media. You can check out her book here: The Female Investor The content discussed in this episode is general advice only, and doesn't take into consideration the individual circumstances of the listener. Any listeners should consider their personal situation and seek professional advice and assistance if needed.

Nicola McDougall believes that every woman should take charge of their financial future, no matter what their age is.  The director of Bricks & Mortar Media and chair of the Property Investment Professionals of Australia (PIPA) sits down with Grace Ormsby and Sadhana Smiles to recount how she has constantly evolved from her starting role as a writer to become a major force in the property industry.  The co-author of The Female Investor: Creating Wealth, Security, and Freedom through Property also provides interesting insights about the financial odds stacked against women throughout different life stages and in different settings. She also shares her belief that “a man is not a plan” and shares why it's time to reframe the conversation around female financial independence. In this episode, you will hear:   Why it's important for women to financially plan for their future   How to provide gender-equal economic and financial opportunities in the workplace and in the business    What are the ways women can achieve financial independence Make sure you never miss an episode by subscribing to us now on Apple Podcasts. Did you like this episode? Show your support by rating us or leaving a review on Apple Podcasts (REB Podcast Network) and by liking and following Real Estate Business on social media: Facebook, Twitter and LinkedIn. If you have any questions about what you heard today, any topics of interest you have in mind, or if you'd like to lend a voice to the show, email editor@realestatebusiness.com.au for more insights. 

We talk to Nicola McDougall who is the chair of the Property Investment Professionals of Australia about the the rising interest rates and consumer sentiment. ► Subscribe here to never miss an episode: https://www.podbean.com/user-xyelbri7gupo ► INSTAGRAM: https://www.instagram.com/therealestatepodcast/?hl=en  ► Facebook: https://www.facebook.com/profile.php?id=100070592715418 ► Email:  myrealestatepodcast@gmail.com  IF YOU LIKE THIS PODCAST please head to iTunes and Subscribe, Rate & Review the Real Estate Podcast     #sydneyproperty #Melbourneproperty #brisbaneproperty #perthproperty

Atlas Property Group is a buyer's agency that's on a mission to help everyone on their property ownership journey and ultimately achieve financial freedom. Headed by Lachlan Vidler – who is also a  member of the board of Property Investment Professionals of Australia (PIPA) and author of the book,  A Military Guide to Property Investing –  the Atlas Property Group is composed of strategic, experienced and data-driven minds that provide full-service offerings for home buyers and real estate investors. From creating a property investment strategy through to acquisition, or negotiation only, its team of licensed real estate professionals can provide tailored solutions for every buyer's need. Whether you're ready to invest in property, looking for “the one” to call home, or want to strengthen your existing portfolio, the Atlas Property Group can be your reliable partner throughout your long-term wealth creation strategy. In this episode of Property Showcase, the director of Atlas Property, Lachlan Vidler, joins host Tom Gilmore to take a closer look at the biggest property market trends and events taking hold of front pages. In this episode, hear from Lachlan about: What data underpins the biggest and latest headlines in the property market  How due diligence remains the bread and butter of a good investment  Why it's important for investors to understand where their risk lies

Property author and industry leader Nicola McDougall have been announced as the new Chair of the Property Investment Professionals of Australia (PIPA).  Nicola joins Bushy to discuss PIPA's continuing growth vision to protect property investors. Upfront deposits of up to $300k are a major hurdle that is preventing many Aussies from getting on the property ladder, but industry disruptor Ownhome has created a buy now pay later deposit model backed by the Commonwealth Bank that uses rent to own to get you into your home now. Cofounder James Bowe joins us to discuss the details. Since the onset of Covid, remote virtual video technology is now being used by top property managers to help both landlords advertise the property as well as tenants explore them. Jamie Billerwell from Code Property Group discusses the innovations and the benefits in this area.   RealtyTalk is your trusted voice in property investment and Australia's most popular online property show.  RealtyTalk is brought to you by Realty, Australia's leading search and social property distribution platform that helps investors like you beat the crowd, giving you the earliest access to property opportunities, listings, and insights. Check out Realty. RealtyTalk is hosted by top property investment expert, author, and founder of KnowHow Property, Bushy Martin. Find out how Bushy's KnowHow team helps investors unlock freedom with finance and property here, and check out Bushy's podcast Get Invested.  RealtyTalk is supported by BMT, a company that helps property investors save thousands of dollars each year by maximizing tax deductions from investment properties. Find out more. See omnystudio.com/listener for privacy information.

Scotty North dissects the Property Investment Professionals of Australia (PIPA) survey about sentiment in the property investment market. Find out what other investors are considering doing in the next 12 months regarding, trends, comfort levels, financing and markets.This is a great report to have a look over, so check it out here:https://www.pipa.asn.au/pipa-annual-property-investor-sentiment-survey-2021/pipa_investor-survey-report_2021_final/ NOTE: No personal financial advice is given in this, or any of our podcasts, videos, and articles. All advice is of a general nature and does not consider your individual, financial, marital, family and employment situation(s) or goals. Please speak to a licensed financial planner, accountant, mortgage broker and/or lawyer before acting in property, money or financial markets.

Margaret Lomas is an author, TV host and well known property investment expert. For a decade Margaret hosted two weekly property investment shows on Sky News Business and is the best-selling author of 8 Property Investment books. In addition to being the Founder and Director of Destiny Financial Solutions, Margaret is the past chair and current board member of the Property Investment Professionals of Australia and past board member of the Real Estate Institute of NSW. She is a Telstra NSW Businesswoman of the Year and Westpac Business Owner of the Year recipient and was voted one of Australia's 100 Women of Influence in 2015. In this chat with Maureen, Margaret talks about how she got to where she is today, how tough times inspired her and how she learned her great work ethic from her Father. If you are interested in finding out more about Margaret's Property investment business, follow this link: https://destiny.com.au/ To find out more about Property Investment Professionals of Australia, head to: https://www.pipa.asn.au/

‘The Property Professor’ Peter Koulizos joins Get Invested to talk about the truth of housing affordability in Australia, and much more.  Peter is no stranger to the podcast, if you want to hear his full history and back story, check out Episode 41. To refresh your memory on his impressive property credentials, Peter is currently the Program Director and lecturer for the Master of Property degree at The University of Adelaide and has been teaching in real estate and investment for over 20 years. He is also: - The Chair of the Property Investment Professionals of Australia (PIPA) - A property investor, walking his talk owning and developing several properties  - A researcher of property markets around the nation, looking for the best suburbs to invest in each capital city  - An author, publishing his first book “The Property Professor’s Top Australian Suburbs” in 2008, co-authoring his second book “Property v Shares” in 2013 and his third book is currently in the making  - A podcast host on the weekly show ‘The Property Planner, Buyer and Professor’ Peter has the rare ability to combine the theory of property investment with the practicalities to teach you how to make money from investing in property, whether you’re buying, selling, renting, renovating or developing property. And given the rare window of opportunity that we are currently experiencing in property in Australia at the moment, this timely and engaging discussion answers all of your key questions including: - What we’ve learned from COVID and what should we be doing about it? And how will this affect property values and markets long term? - We get his predictions on what will happen in property in 2021 and beyond - Along with his predictions on regional activity and capital city forecasts – in terms of who will come out on top and why - He covers what are the key risks to our economy and property that we need to be aware of - What are the biggest mistakes that people make around property and how can you avoid them? - What impact will the proposed changes to lending law legislation that are likely to be instituted in March 2021 have on property? - Is the building industry likely to continue to take off post HomeBuilder and the stimulus initiatives? - What is the outlook for apartments and commercial property? - What are the details of the changes and options for stamp duty in NSW, Victoria and elsewhere, and what this will mean for property in the short, medium and long term? - And as already alluded to, what are his current thoughts on housing affordability?  Peter often runs very hands on property development courses in Adelaide if you are interested in joining him and/or getting a copy of his upcoming book, and he’s about to open his own buyers agency in Adelaide so if you’re interested, feel free to check him out further on his LinkedIn profile where you can get all of his contact details. In the meantime, enjoy this lively, engaging and always entertaining discussion with Peter Koulizos. Get Invested is the podcast dedicated to time poor professionals who want to work less and live more. Join Bushy Martin, one of Australia’s top 10 property specialists, as he and his influential guests share know-how on the ways investing in property can unlock the life you always dreamed about and secure your financial future. Remember to subscribe on your favourite podcast player, and if you're enjoying the show please leave us a review. Find out more about Get Invested here https://bushymartin.com.au/get-invested-podcast/  Want to connect with Bushy? Get in touch here https://bushymartin.com.au/contact/  This show is produced by Apiro Media - http://apiropodcasts.com

In this episode, I continue my new role as co host of Australia’s leading and most popular property show, Kevin Turner’s Real Estate Talk on realty.com.au. During today’s episode, I talk with the Property Professor and Chairman of the Property Investment Professionals of Australia Peter Koulizos on property performance post recessions and what it might mean post COVID 19. We chat with Stuart Weymss of ProSolutions about the increasing impact of finance on future property values. I add a discussion about the impact of lending law reforms and the added protection finance brokers will give property purchasers and borrowers through the new Best Interest Duty legislation, which all contrasts with the premature concerns being expressed by some consumer groups. And we close with another great chat with Pete Wargent of Buyers Buyers on how property buyers can better negotiate in tight rising property markets. So what does all this mean to you now and what should you do about it? Well, I’m suggesting you join the ranks of contrarian investors like myself and take the plunge before the property train leaves the station. If you’re still not sure and you need more knowledge to give you comfort clarity and confidence, grab a free copy of my award winning book Get Invested as a precursor to the step by step guide to successful property investing outlined in my book The Freedom Formula, or if you don’t have time to read you’re welcome to come and join me on our next free online live interactive zoom information session – just email be directly at bushy@knowhowproperty.com.au and our team will get you booked in.  In the meantime, get further inspired with these great chats with Peter Koulizos, Stuart Weymss and Pete Wargent. Find out more and subscribe to Kevin Turner's Real Estate Talk. Get Invested is the podcast dedicated to time poor professionals who want to work less and live more. Join Bushy Martin, one of Australia’s top 10 property specialists, as he and his influential guests share know-how on the ways investing in property can unlock the life you always dreamed about and secure your financial future. Remember to subscribe on your favourite podcast player, and if you're enjoying the show please leave us a review. Find out more about Get Invested here https://bushymartin.com.au/get-invested-podcast/  Want to connect with Bushy? Get in touch here https://bushymartin.com.au/contact/  This show is produced by Apiro Media - http://apiropodcasts.com

In this episode of The Smart Property Investment Show, host Phil Tarrant gets an exclusive Property Development 101 masterclass from South Australia’s “Property Professor” himself, Peter Koulizos, a Master of Property instructor at the University of Adelaide and the chairman of the Property Investment Professionals of Australia. Mr. Koulizos describes the 10 steps to a successful property development in great detail, from determining goals, conducting feasibility studies, and crafting contracts to crunching the numbers, understanding taxes and finding the right professionals to work with.  If you like this episode, show your support by rating us or leaving a review on Apple Podcasts (The Smart Property Investment Show) and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you have any questions about what you heard today, any topics of interest you have in mind, or if you'd like to lend your voice to the show, email editor@smartpropertyinvestment.com.au for more insights! He also shares his insights on the future of the Australian property market, and why he believes that every property owner and investor should be excited about March 2021. (Hint: MASSIVE growth)  

Scotty is joined by Jason and Karin to review the Property Investment Professionals of Australia (PIPA) annual investor sentiment report.The breakdown of our notes is on the RPA website via this link:https://propertyadvice.com.au/2019-property-investor-sentiment-survey-results-pipa/NOTE: No personal financial advice is given in this, or any of our podcasts, videos and articles. All advice is of a general nature and does not take into account your personal financial, marital, family and employment situation or goals. Please speak to a licensed financial planner, accountant, mortgage broker and/or lawyer before taking action in the property market.

If you want to know what it takes to be a successful property investor, you can’t miss this interview with Paul Glossop. Paul really walks his talk. In many respects Paul is very much like my long lost much younger brother – we have both had similar interests like being fitness and architecture, and we’ve both followed similar paths to help us both enjoy a great lifestyle from our property investments. This led us both to help others to do the same through books and businesses – the only difference being that Paul focusses on helping you buy property as a buyer’s agent while we focus on finance structure and property strategy.  But it hasn’t always been that way for Paul – a bit more than a decade or so ago he was broke, out of a job and in debt. Now, he’s basically retired in his mid 30s and since that time has acquired 17 properties worth almost $9 million. And like me, Paul also believes you and anyone can do the same if you apply the same mindset. He took a calculated risk when he walked away from a successful corporate career to start something that he was really passionate about: helping others change their lives through investing in property. And the good news for you is that Paul’s approach is actually quite simple and straightforward. Like me, He believes the mark of financial success isn’t about getting bigger, better, faster or more. To him, success is freedom – freedom to spend more time with his family, giving to others, and of course, more time to go surfing! And as an avid surfer, Paul knows that property investing is like catching the perfect wave break. It is what led to the title of his highly acclaimed, best selling book: A Surfer's Guide to Property Investing: How to Achieve your Financial Goals and Lead your Best Life through Investing in Property He’s now Managing Director of his own buyer’s agency Pure Property Investment, and a board member of PIPA – the Property Investment Professionals of Australia. Over the last 10 years Paul has been involved in more than 500 property transactions for clients and has seen the right and wrong way to surf the property wave. During this great chat that is jam packed with investment gold, you’ll learn: What mindset you need to be successful The three critical keys to be successful in property investment in order to achieve your lifestyle goals The advantages of building and developing property The massive benefits of rentvesting And why you should have a property focussed accountant and a professional buyer’s agent on your team, and how to pick a good one. Now, like our view of long term successful investing, if you hang in till the end of this episode to reap the rewards, Paul’s made a very generous offer for a limited number of listeners and I’m going to double down on his offer by also gifting you a copy of my second book ‘Get Invested’. Just email me the words ‘A Surfer’s Guide to Property Investing’ along with the exact number of copies Paul mentions at the end of the show to bushy@khgroup.com.au with your name, number and contact details. Paul’s book recommendation: Money Master The Game by Tony Robbins Get Invested is the podcast dedicated to time poor professionals who want to work less and live more. Join Bushy Martin, one of Australia’s top 10 property specialists, as he and his influential guests share know-how on the ways investing in property can unlock the life you always dreamed about and secure your financial future. Remember to subscribe on your favourite podcast player, and if you're enjoying the show please leave us a review. Find out more about Get Invested here https://bushymartin.com.au/get-invested-podcast/  Want to connect with Bushy? Get in touch here https://bushymartin.com.au/contact/  This show is produced by Apiro Media - http://apiropodcasts.com

Peter Koulizos is affectionately known as ‘The Property Professor', and with good reason. Based on decades of his own property investment experience, Peter has spent the last 20 years combining his talent for teaching with his passion for property to deliver hands on, actionable and real world education in property investment. He does this across TAFE, Uni SA and Adelaide University in South Australia, delivering to students across the nation. This compliments his own Graduate Diploma in Property, Masters Degree in Business specialising in Property and a Masters of Urban and Regional Planning. He is also an accomplished author of two books – ‘The Top Australian Suburbs' and  co-author of ‘Shares versus Property' and I quote his gems of wisdom in my own book ‘The Freedom Formula'. In addition to educating property investors to be successful, he is also committed to their protection in his role as Chairman of the Property Investment Professionals of Australia or PIPA, advocating a code of ethical conduct for industry players as a way to eliminate the sharks that have given property a bad name in the past. In this highly informative and wide-ranging discussion, you will learn about: The question of property and or shares? The merits of building versus buying Houses versus units and apartments What is PIPA and PICA, how do they help you and how can you help them The most common mistakes that investors make The keys to successful property investment Where the current top Australian suburbs are to invest in What are the future challenges in property and what can you do about them? Peter's book recommendations: Making Money Made Simple by Noel Whittaker Get Invested is the podcast dedicated to time poor professionals who want to work less and live more. Join Bushy Martin, one of Australia's top 10 property specialists, as he and his influential guests share know-how on the ways investing in property can unlock the life you always dreamed about and secure your financial future. Remember to subscribe on your favourite podcast player, and if you're enjoying the show please leave us a review. Find out more about Get Invested here https://bushymartin.com.au/get-invested-podcast/  Want to connect with Bushy? Get in touch here https://bushymartin.com.au/contact/  This show is produced by Apiro Media - http://apiropodcasts.com

Richard Crabb is the Managing Director of Aspire Network where he has been able to combine his 20+ years of personal and professional experience across property, finance and business leadership. He has created a leading edge, professional and national platform to help you find, secure and deliver the best property solution to achieve your needs, strategy and 'sleep at night' factor. Richard is as passionate as I am about the need for independent and impartial professionalism to protect and secure your interests in the property market. And his commitment to improving and regulating the professional standards of the industry has been rewarded with his recent inclusion on the highly respected Board of PIPA – the Property Investment Professionals of Australia. During our highly engaging and wide ranging discussion, you will not only hear about the best possible investment approach, you will also: Hear about the future of the property market Find out what impact the Federal Labor Party's sweeping changes to negative gearing and capital gains tax treatment will have on the economy at large and everyone of you personally as a home owner, renter or investor Learn about PIPA, what they do and how they can help you Find out how to find a professional independent team that you can trust in all of the key aspects of property to protect your interests and minimise any risk If you enjoy what Richard has to say and would like to find out more about the Aspire Network, please get in touch with me at bushy@khgroup.com.au or phone 08 8383 6990. Aspire Network - https://www.aspirenetwork.net.au/  PIPA - http://www.pipa.asn.au/  Richard's Book List: How to Win Friends and Influence People - Dale Carnegie The Four Hour Work Week - Tim Ferriss Rich Dad, Poor Dad - Robert Kiyosaki Get Invested is the podcast dedicated to time poor professionals who want to work less and live more. Join Bushy Martin, one of Australia's top 10 property specialists, as he and his influential guests share know-how on the ways investing in property can unlock the life you always dreamed about and secure your financial future. Remember to subscribe on your favourite podcast player, and if you're enjoying the show please leave us a review. Find out more about Get Invested here https://bushymartin.com.au/get-invested-podcast/  Want to connect with Bushy? Get in touch here https://bushymartin.com.au/contact/  This show is produced by Apiro Media - http://apiropodcasts.com

“Banks have reacted very quickly, and have shut down lending to a lot of people.” In the last edition of Property Insiders for 2018, David sits down with Nerida Conisbee, Chief Economist at the REA Group. They chat about her contributions to realestate.com.au as well as how key markets are shifting in the wake of political instability and the Royal Commission into the banking sector. About David’s guest, Nerida Conisbee Nerida is the Chief Economist at REA Group and is one of Australia’s leading property experts. Nerida provides regular commentary for SkyNews and a wide range of Australian media outlets covering digital, print, television and radio. She also provides content for REA Group’s websites including realestate.com.au and realcommercial.com.au About the host, David McMillan During his 16 years in the property industry David has worked as a property valuer and property adviser to private clients, financial planners, accountants, finance brokers, major banks and governments. He has been involved in more than $500M worth of transactions across Victoria, New South Wales, South Australia & Queensland. Since 2009, David has been specifically focused on helping medical professionals, expats, business owners and busy executives build effective property portfolios. David is a fully licensed real estate agent in Victoria, South Australia and Queensland (CEA), Certified Practicing property Valuer (CPV), Qualified Property Investment Advisor (QPIA) and most importantly is an active property investor. David joined the Australian Property Institute in 2001 and is now an Associate (AAPI) and in 2009 became a member of the Real Estate Institute. David currently sits on the board of Property Investment Professionals of Australia (PIPA) to promote ethics in the property investment industry.   ‘Property Insiders’ is one of three segments you will hear on the Performance Property Data podcast. Released fortnightly, they are conversations between David McMillan (Director Acquisitions - Performance Property Advisory) and industry leaders offering knowledge and expertise.  ‘The Property Pineapple’ is released monthly and is hosted by Sharon Taylor (Research Analyst - Performance Property Advisory). The show presents listeners with stories from real investors, discussing their wins, and admitting their losses. And ‘Performance Insights’ are released every Wednesday and Friday, giving you technical information and the lowdown on key property markets around Australia. These episodes are also available as short videos at our youtube channel. For more information about how Performance Property Data can help you maximise your investment dollar, head to www.performancedata.com.au to become a part of the Performance Property Community for access to exclusive content.

“If you are looking at heading over there, if there’s any negotiations in your contract talks, US dollar is always the main one to go for.” The Daves (Misters McMillan and Petrevski) are back with another chat about the investment options for Australian expats. However this time the tables have turned somewhat, with Petrevski taking the lead in asking the questions. And the biggest question of all is “why should expats invest back in Australia?” Both the Daves believe in the importance of educating Australians who are heading overseas about what their options are in regards to investments. This is why they both make regular trips to expat hotspots to share their knowledge. And they do this the core understanding that the overwhelming majority of expats, at some time, will return. Whether an expat should invest back in Australia will largely depend on their answer to the question “where do they eventually want to buy their principal place of residence?” Another important question is “where are they going to send their kids to school?” Wealth building and investing should occur in the same market as the answers to these questions. Dave McMillan tells a story of a recent client - a pilot based in Hong Kong - who plans on returning to Australia in ten years time. When he does so, he wants to live in a $3million property in Balwyn, where he can send his daughters to a local high school. At the moment, however, Performance Property Advisory sees the Balwyn market about to head into a price correction, so there is no point in investing there. So what they will do for this client is purchase one property every one or two years in markets ready for growth. Once Balwyn is at the bottom of the cycle - in about 5 or so years time - they will buy into the area so that he has an investment in the local market he wants to live in. When he returns in ten years, he will have grown a sizeable deposit for the dream $3million house. Such a strategy is wise, as a lot of expats are building their wealth, but are not wealthy yet. What they need is a wealth building strategy that is going to set them in good stead for when they get home. For expats living in the middle of nowhere, one big thing the banks look at is currency and currency risk. Dave Petrevski has found a lot of reticence in the banks to fund many of the smaller currencies. Being paid in US dollars or GB pounds is the best, and it would wise to avoid Chinese yuan in the present climate.  About David’s guest, David Petrevski With over 17 years of experience in the financial services industry, David possesses not only industry knowledge and experience, but also a desire to help people achieve their long term personal and financial goals.  As founding partner of Australian Finance Advocates, David’s role is to help build relationships within the financial services industry that add value to their team of mortgage consultants and in turn provide a flow on effect of benefits to their customers. About the host, David McMillan During his 16 years in the property industry David has worked as a property valuer and property adviser to private clients, financial planners, accountants, finance brokers, major banks and governments. He has been involved in more than $500M worth of transactions across Victoria, New South Wales, South Australia & Queensland. Since 2009, David has been specifically focused on helping medical professionals, expats, business owners and busy executives build effective property portfolios. David is a fully licensed real estate agent in Victoria, South Australia and Queensland (CEA), Certified Practicing property Valuer (CPV), Qualified Property Investment Advisor (QPIA) and most importantly is an active property investor. David joined the Australian Property Institute in 2001 and is now an Associate (AAPI) and in 2009 became a member of the Real Estate Institute. David currently sits on the board of Property Investment Professionals of Australia (PIPA) to promote ethics in the property investment industry.   ‘Property Insiders’ is one of three segments you will hear on the Performance Property Data podcast. Released fortnightly, they are conversations between David McMillan (Director Acquisitions - Performance Property Advisory) and industry leaders offering knowledge and expertise.  ‘The Property Pineapple’ is released monthly and is hosted by Sharon Taylor (Research Analyst - Performance Property Advisory). The show presents listeners with stories from real investors, discussing their wins, and admitting their losses. And ‘Performance Insights’ are released every Wednesday and Friday, giving you technical information and the lowdown on key property markets around Australia. These episodes are also available as short videos at our youtube channel. For more information about how Performance Property Data can help you maximise your investment dollar, head to www.performancedata.com.au to become a part of the Performance Property Community for access to exclusive content.

Peter Koulizos, chairman of the Property Investment Professionals of Australia and property lecturer, wrote a book 10 years ago with his predictions of which suburbs were going to be the best for investors. Today, he revisits those predictions and once again reveals the spots that investors should be investing to make money in the next cycle. Having made a number of successful predictions and investments himself, Peter shares the science behind how he picks an area set for growth and lists the boxes that you want to tick if choosing the next hotspot. Peter explains why the property market is unlikely to see a drastic drop as some media outlets have predicted, why property values fluctuate and offers a warning for those looking to invest in regional and rural locations. If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: Facebook Twitter or LinkedIn. If you have any questions about what you heard today, any topics of interest you have in mind, or if you'd like to lend your voice to the show, email editor@smartpropertyinvestment.com.au for more insights!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they delve into the latest themes and developments in the home loan market.  In this episode, they talk to Peter Koulizos, University of South Australia lecturer and chairman of Property Investment Professionals of Australia, to discuss the challenges that property investors are facing in the lending market. This week they discuss… - How negative sentiment could have a positive impact on property investment - Why more investors are using brokers - Whether lending is likely to become easier in future www.mortgagebusiness.com.au

“Trying to sell a single-fronted cottage in North Adelaide without a carpark…the market sees it as an issue.” Real estate agent, Marina Ormsby, is David’s guest for this edition of Property Insiders. They chat about the intricacies of the Adelaide real estate market and give an update of where it is at. Marina has been in the industry for 17 years, but got her start in commercial real estate. She then took a residential course and bought into a franchise group. She tells David that residential sales are more exciting due to including emotion. Commercial sales, on the other hand, is more about numbers and business. Marina tells David that Adelaide is a bit like a small town where local buyers are picky about what they want to invest in. Properties that often don’t see much growth in the city are those with no car parking or those near certain buildings, such as churches. Interstate buyers will come to buy those assets, however, because Marina believes they are less picky. The locals in Adelaide are very conservative, and don’t like to compromise on properties. They still feel like they can have it all - they can live close to the city for a price comparably a lot less than Melbourne or Sydney. Marina suggests that everyone wants the same thing: character homes in a great street scape. David and Marina chat about how often these character homes have crack and other structural wear-and-tear, but this does not act as a deterrent for local buyers. Interstate buyers, however, will often see these homes as money pits, and will avoid them. David admits that interstate buyers will often not consider what the local market wants. They then talk about pricing strategies for Adelaide sales, both in the auction, and private-treaty market. Marina says that buyers will often expect a higher reserve than advertised in the case of an auction, but will expect the advertised price in a private-treaty. Marina doesn’t sell too many units, but has noticed a big influx of stock, which she believes will lead to an oversupply. She doesn’t imagine that in five years they will be worth what they are now. Despite this, Adelaide has some great properties around the inner fringes of the city, and the market is strong at all price points, except for assets $2M plus, which is being impacted by banks tightening their lending up. Most buyers in Adelaide are in the $700K to $1M market. David notes that Adelaide prices are almost half of what they are in Melbourne for something comparable. The market will continue to perform well, because if remains affordable.  They close the chat by discussing the popularity of Adelaide auctions, which see quite a number of people coming through a property, with a significant number of bidders. About David’s guest, Marina Ormsby Marina Ormsby has enjoyed a stellar career in real estate through a combination of hard work and a commitment to excellence. She is currently a Property Consultant with Klemich Real Estate, but has been in the industry for the better part of the last 17 years. With a clear focus on customer service, Marina has established solid relationships with both vendors and buyers and over time, has become a trusted friend to many who have relied upon her blend of enthusiasm and experience. Market knowledge and superior negotiation skills are the cornerstone of Marina’s success and she has built her reputation on achieving record prices with below average days on market. About the host, David McMillan During his 16 years in the property industry David has worked as a property valuer and property adviser to private clients, financial planners, accountants, finance brokers, major banks and governments. He has been involved in more than $500M worth of transactions across Victoria, New South Wales, South Australia & Queensland. Since 2009, David has been specifically focused on helping medical professionals, expats, business owners and busy executives build effective property portfolios. David is a fully licensed real estate agent in Victoria, South Australia and Queensland (CEA), Certified Practicing property Valuer (CPV), Qualified Property Investment Advisor (QPIA) and most importantly is an active property investor. David joined the Australian Property Institute in 2001 and is now an Associate (AAPI) and in 2009 became a member of the Real Estate Institute. David currently sits on the board of Property Investment Professionals of Australia (PIPA) to promote ethics in the property investment industry.   ‘Property Insiders’ is one of three segments you will hear on the Performance Property Data podcast. Released fortnightly, they are conversations between David McMillan (Director Acquisitions - Performance Property Advisory) and industry leaders offering knowledge and expertise.  ‘The Property Pineapple’ is released monthly and is hosted by Sharon Taylor (Research Analyst - Performance Property Advisory). The show presents listeners with stories from real investors, discussing their wins, and admitting their losses. And ‘Performance Insights’ are released every Wednesday and Friday, giving you technical information and the lowdown on key property markets around Australia. These episodes are also available as short videos at our youtube channel. For more information about how Performance Property Data can help you maximise your investment dollar, head to www.performancedata.com.au to become a part of the Performance Property Community for access to exclusive content.

“Once you add all these allowances to the base wage, that’s what really gives the expats buying power. And that’s why it’s such a great opportunity for them at the minute.” David McMillan welcomes his namesake, old school friend and football teammate, David Petrevski onto the show. The two Davids have been teaming up recently bringing sound advice and strategy to Australian expats, and here they chat about this often overlooked and neglected area of the financial service industry. Acknowledging that we are currently in a very difficult time for financing, David P. states that he is interested in expats because he has a genuine interest in helping people out and often likes to get into things when they are challenging. He is also happy to spend more time overseas. With all the Australian banks closing down a lot of their face-to-face operations overseas, there are many opportunities for financiers, and the two Davids discuss their partnership in this space. Few people are currently choosing to work in expat funding due to its difficulty, although David P. says that it was always so. They discuss the practice of income “shading”, whereby banks drastically reduce an expat’s loan-servicing income because of currency conversion. However, high wages and other allowances mean that expats still often have a lot to invest with. One significant change is how banks have become more risk-averse in relation to loan-to-value ratio (LVR) with lending. This simply means that expats need to have access to more cash in order to qualify for lending. David P. argues that expats considering investing back home should not be discouraged by the apparent obstacles. With enough of a cash deposit, and the right advisor in their corner, financing is still available and affordable. About David’s guest, David Petrevski With over 17 years of experience in the financial services industry, David possesses not only industry knowledge and experience, but also a desire to help people achieve their long term personal and financial goals. As founding partner of Australian Finance Advocates, David’s role is to help build relationships within the financial services industry that add value to their team of mortgage consultants and in turn provide a flow on effect of benefits to their customers. About the host, David McMillan During his 16 years in the property industry David has worked as a property valuer and property adviser to private clients, financial planners, accountants, finance brokers, major banks and governments. He has been involved in more than $500M worth of transactions across Victoria, New South Wales, South Australia & Queensland. Since 2009, David has been specifically focused on helping medical professionals, expats, business owners and busy executives build effective property portfolios. David is a fully licensed real estate agent in Victoria, South Australia and Queensland (CEA), Certified Practicing property Valuer (CPV), Qualified Property Investment Advisor (QPIA) and most importantly is an active property investor. David joined the Australian Property Institute in 2001 and is now an Associate (AAPI) and in 2009 became a member of the Real Estate Institute. David currently sits on the board of Property Investment Professionals of Australia (PIPA) to promote ethics in the property investment industry.   ‘Property Insiders’ is one of three segments you will hear on the Performance Property Data podcast. Released fortnightly, they are conversations between David McMillan (Director Acquisitions - Performance Property Advisory) and industry leaders offering knowledge and expertise.  ‘The Property Pineapple’ is released monthly and is hosted by Sharon Taylor (Research Analyst - Performance Property Advisory). The show presents listeners with stories from real investors, discussing their wins, and admitting their losses. And ‘Performance Insights’ are released every Wednesday and Friday, giving you technical information and the lowdown on key property markets around Australia. These episodes are also available as short videos at our youtube channel. For more information about how Performance Property Data can help you maximise your investment dollar, head to www.performancedata.com.au to become a part of the Performance Property Community for access to exclusive content.

“So it’s hoping for the best, but preparing for the worst.” Sharon’s guest today on The Property Pineapple is her colleague at Performance Property Advisory, Acquisitions Manager, Tomas Turkayoglu. Tomas studied Construction straight after school, and then switched his major to Property. Despite his youth - Tomas is only 26 years old - he has a wealth of knowledge and experience in purchasing investment properties. Earlier this year, Tomas bought his first property in Ballarat. Not originally sold on the idea of buying in Ballarat, he was swayed by the research. In the end it came down to affordability and potential for strong rental yields. He was keen on a house that would be appealing to renting families, as well as being a nice character home, with a good land component, that was close to public transport. In addition to this, regional areas are attractive for investors in the current climate, as they offer affordability when the cities have reached their peak. They can provide a stepping stone to a larger asset in the city, while appreciating your savings at a greater return than a bank would. Tomas speaks about his long-term goals, which is essentially building wealth. He is confident in following the research when purchasing properties, and wishes to add as many to his portfolio as he can. To help with achieving this goal, Tomas has made the decision to live at home with his parents. This has been a sacrifice, but he still manages to have a good social life. He is in good company too, with many of his friends also in the property investment market. Tomas lays down three tips for people who might be in a similar position to him. He advises people to make realistic and smart decisions. This involves not drastically changing your lifestyle as this might mean not being able to commit to such sacrifices long-term. Finally, and most importantly, stick to a manageable plan. Tomas and Sharon chat about the importance of having a cash buffer. Tomas says that his cash buffer is there for security, and he acknowledges that old homes will need maintenance and so having some cash for expenses is necessary. The cash buffer is also good for covering any shortfalls that may occur. It’s about hoping for the best, but preparing for the worst. Sharon asks Tomas about the due diligence he performed on his property before he bought it. The main thing was to have in mind the absolute top purchase price he was prepared to go after. Next, came the building and pest inspection. Thanks to this, he knew the house wouldn’t need any immediate works, but that in five years it would probably need a new roof. This allows him to plan into the future and manage his cash flow. Tomas’ risk management is mostly about choosing an asset in an established suburb, as well as diversifying his investments. Now that he has purchased in Ballarat, he will soon look to purchasing another in a different, underperforming market. Through increasing his asset base, he hopes to minimise his investment risks. He says that one of his long-term goals is to have a passive income, and Sharon pushes him to explain what a passive income is. Sharon mentions the statistic that 70% of investors only own one asset. Tomas says that a lot of this might come down to the quality of that asset. People may purchase at the wrong point in the cycle, so that they don’t realise a lot of the growth, and they’re unable to take advantage of quickly leveraging the asset to purchase another. To Tomas, a quality asset is one that is a desirable suburb near a good education district, health services, amenities, the character of the area, and its proximity to public transport. Tomas suggests investors need to think about the end point of the investment: that one day, someone will need to buy the asset, so people need to purchase a property that people will want to buy. Tomas’ final tip is to reiterate one of his tips from before: choose a strategy that is manageable and stick to it. About Sharon’s guest, Tomas Turkayoglu… Tomas is responsible for managing the transaction process at Performance Property Advisory. Specialising in the residential sector, Tomas is a Qualified Property Investment Advisor (QPIA), providing detailed advice that informs clients on the fundamentals of property investment. This includes identifying growth suburbs and regions; demographics and employment rates; proposed infrastructure developments and other aspects that contribute to a positive return on investment.  Tomas completed his Bachelor (with Honours) of Property and Valuations at RMIT and is a member of Property Investment Professionals of Australia (PIPA). About your host, Sharon Taylor… Sharon heads up the research division at Performance Property Advisory. She is responsible for the aggregation of economic and property data sources, as well as deep analysis of the data to provide quarterly reports on each capital city of Australia.  These reports identify between 5 and 8 submarkets in each capital city, and provide an opinion as to the short term performance of each submarket. This information is vital for clients to maximise the performance of existing assets, and also for selection of new blue-chip investment locations.   ‘The Property Pineapple’ is one of three segments you will hear on the Performance Property Data podcast. Released every four weeks, and hosted by Sharon Taylor (Research Analyst - Performance Property Advisory), the show presents listeners with stories from real investors, discussing their wins and admitting their losses. ‘Property Insiders’ are also released every four weeks and are conversations between David McMillan (Director Acquisitions - Performance Property Advisory) and industry leaders offering knowledge and expertise. And ‘Performance Insights’ are released every Wednesday and Friday, giving you technical information and the lowdown on key property markets around Australia.  For more information about how Performance Property Data can help you maximise your investment dollar, head to www.performancedata.com.au to become a part of the Performance Property Community for access to exclusive content.

“The value in real estate is in land. You’re far better off investing in a property that has a decent land component.” Good friend of the show, Peter Koulizos, calls in from Adelaide for a chat with David about his bestselling book, Top Australian Suburbs. It’s been a decade since it was first published, but the information it holds still remains relevant. Particularly, the lowdown on what makes a suburb ideal for investing.  There are 107 suburbs in Peter’s book, all of them chosen because of their value and the prediction that they would perform better than the average suburb in that particular capital city. The common factor - existing in the vast majority of suburbs - was gentrification. When gentrification wasn’t present, suburbs were most likely to be benefiting from urban renewal. Peter will be evaluating the suburbs in his book later in the year, but preliminary research has revealed he has been very accurate with his predictions.   About your host, David McMillan During his 16 years in the property industry David has worked as a property valuer and property adviser to private clients, financial planners, accountants, finance brokers, major banks and governments. He has been involved in more than $500M worth of transactions across Victoria, New South Wales, South Australia & Queensland. Since 2009, David has been specifically focused on helping medical professionals, expats, business owners and busy executives build effective property portfolios. David is a fully licensed real estate agent in Victoria, South Australia and Queensland (CEA), Certified Practicing property Valuer (CPV), Qualified Property Investment Advisor (QPIA) and most importantly is an active property investor. David joined the Australian Property Institute in 2001 and is now an Associate (AAPI) and in 2009 became a member of the Real Estate Institute. David currently sits on the board of Property Investment Professionals of Australia (PIPA) to promote ethics in the property investment industry. About David’s guest, Peter Koulizos Peter is currently the Co-ordinator of the property and share Investment courses at TafeSA. He also teaches the property program at the University of South Australia. He has been teaching in real estate and investment for almost 20 years. Peter also personally invests in property and currently holds several properties. Peter has the ability to combine the theory of property investment with the practical aspects so as to teach people how to make money for themselves from investing in property, whether they be buying, selling, renting, renovating or developing property. Peter researches property markets around the nation, looking for the best suburbs to invest in each capital city. He has published two book, “The Property Professor's Top Australian Suburbs” and more recently “Property vs Shares”.  He is also a regular contributor to numerous newspapers, magazines and websites and is sought after by TV and radio for his research and comments on the property market. For more information on PIPA, head here.   ‘Property Insiders’ is one of three segments you will hear on the Performance Property Data podcast. Released fortnightly, they are conversations between David McMillan (Director Acquisitions - Performance Property Advisory) and industry leaders offering knowledge and expertise.  ‘The Property Pineapple’ is released monthly and is hosted by Sharon Taylor (Research Analyst - Performance Property Advisory). The show presents listeners with stories from real investors, discussing their wins, and admitting their losses. And ‘Performance Insights’ are released every Wednesday and Friday, giving you technical information and the lowdown on key property markets around Australia. These episodes are also available as short videos at our youtube channel. For more information about how Performance Property Data can help you maximise your investment dollar, head to www.performancedata.com.au

“We’ve been quite hands-on with everything we’ve done…” David sits down with his colleague and namesake, David Robbins (Senior Acquisitions Consultant - Performance Property Advisory), to discuss his background, investing experience, and the benefit he can add to his clients portfolios and wealth creation. Despite doing a valuation course at university, David pursued his first love of motorcycle racing and eventually found himself the proud owner of a motorcycle retail store. With the strength of the internet growing, and an unkind Australian dollar, the store had a difficult time finding customers and they shut the doors after eight years. Along the way though, David kept in touch with the investment market, purchasing his first block of land in Heathcote, which he then moved a weatherboard home onto. He and his brother - who did the same with a place next door - put some more money and work in the house, and then watched as their investments doubled in value in a year. His next purchase was in Montmorency, which he and his brother also worked on to improve. This property also enjoyed a healthy increase in value, allowing David to purchase his dream property, 9 acres in Hurstbridge. One of the main thing David has picked up since joining Performance Property Advisory, is the awareness of the diverse strategies available to property investors. His plan is to next take advantage of a “passive play” strategy, where purchases in blue-chip suburbs are able to be left unchanged - with the exception of necessary maintenance - while still appreciating in value.  The Daves finish the chat with a rundown of what they can offer clients. This involves managing the purchase in the most viable market (wherever that may be around Australia), tracking that investment, and then advising on when to sell the property as the market reaches its peak.   About your host, David McMillan During his 16 years in the property industry David has worked as a property valuer and property adviser to private clients, financial planners, accountants, finance brokers, major banks and governments. He has been involved in more than $500M worth of transactions across Victoria, New South Wales, South Australia & Queensland. Since 2009, David has been specifically focused on helping medical professionals, expats, business owners and busy executives build effective property portfolios. David is a fully licensed real estate agent in Victoria, South Australia and Queensland (CEA), Certified Practicing property Valuer (CPV), Qualified Property Investment Advisor (QPIA) and most importantly is an active property investor. David joined the Australian Property Institute in 2001 and is now an Associate (AAPI) and in 2009 became a member of the Real Estate Institute. David currently sits on the board of Property Investment Professionals of Australia (PIPA) to promote ethics in the property investment industry. About David’s guest, David Robbins David joined Performance Property Advisory after more than a decade of successfully investing and developing residential property. In his 20’s David followed his passion for motorcycle racing and owned a retail store which provided the cash flow to build his portfolio. David’s first hand experience ensures he is well placed to assist clients on building a successful portfolio. David has had a lifetime of experience dealing with clients and tailoring solutions to meet their needs. Customer service and client satisfaction has been, and still is the cornerstone to David’s approach.   ‘Property Insiders’ is one of three segments you will hear on the Performance Property Data podcast. Released every four weeks, they are conversations between David McMillan (Director Acquisitions - Performance Property Advisory) and industry leaders offering knowledge and expertise.  ‘The Property Pineapple’ is also released every four weeks and is hosted by Sharon Taylor (Research Analyst - Performance Property Advisory). The show presents listeners with stories from real investors, discussing their wins, and admitting their losses. And ‘Performance Insights’ are released every Wednesday and Friday, giving you technical information and the lowdown on key property markets around Australia. These episodes are also available as short videos at our youtube channel. For more information about how Performance Property Data can help you maximise your investment dollar, head to www.performancedata.com.au

“Real estate has really been kept as a separate asset class entirely from the industry, and so financial advisers have never really grown up in an environment where they could recommend real estate in the past.” Old friends David and Joel Hewish catch up for a chat about the financial planning industry and its relationship to property. Joel is the Chief Executive and Chief Financial Strategist of United Global Capital (UGC), a wealth management firm focused helping clients achieve their full financial potential. David notes that traditionally financial planners have been anti-property. He asks Joel why most institutional financial planners don’t recommend property, despite it often being in their client’s best interest. Joel suggests that it is because it doesn’t fit the business model of the financial planning business. Talk turns pretty quickly to the current Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry, which David thinks is highlighting problems that have been apparent and obvious for years. The question remains, however,  whether the Royal Commission will fix the industry’s problematic aversion to property. Joel points out the legacy aspect of the industry, where it has been slow to evolve and move on from old models of business that saw it focus on insurance and then later superannuation. These businesses were absorbed by the larger financial institutions who in some cases turned their advisement into opportunities to sell their other products. This goes against what clients have been led to believe and expect, which is that advice will be given in their best interest. David finds it devastating that this often does not occur, and is doubly frustrated that even when property may be in the best interest of the client, it is mostly not advised by the larger institutions.  Joel feels like the industry has struggled to figure out how to monetise property advice. Thus they are incentivised to lead clients towards other options. What David appreciates most about Joel and UGC, is that they truly advise their clients in their best interest, whatever that may be. Joel notes that it is the younger generation of financial planners who are changing the industry and finding new ways of achieving their clients’ goals. They are entering the industry with more qualifications than their forebears, and have a much better understanding of the whole of the financial services industry and the products available. This matches the wants of the client, who understand more and want more from their wealth management. Joel outlines the ways in which UGC can help their clients, including through real estate. David makes the observation that this shows that UGC is not “pro-real estate”, but rather “pro-client” matching the strategy to the client’s goals and position. David and Joel discuss the often strained and dependant relationship between financial planners and property investment firms. Talk returns to the Royal Commission, and Joel admits he is a little blown away, even though he expected it to turn up some bad actors in the industry. David thinks this will ultimately be a win for independent financial planners, as the larger institutions are being revealed as an unsafe option for clients’ wealth. David and Joel both find it surprising that there is no regulation around purchasing property, something that for most is a $700K to $1million decision. Joel feels it incredible that the financial services industry has yet to see the need for proper regulation for these types of assets. Ultimately, David and Joel both agree that the financial services industry, and financial planning in particular, will move to an environment where the client’s interests are absolutely paramount.   About your host, David McMillan During his 16 years in the property industry David has worked as a property valuer and property adviser to private clients, financial planners, accountants, finance brokers, major banks and governments. He has been involved in more than $500M worth of transactions across Victoria, New South Wales, South Australia & Queensland. Since 2009, David has been specifically focused on helping medical professionals, expats, business owners and busy executives build effective property portfolios. David is a fully licensed real estate agent in Victoria, South Australia and Queensland (CEA), Certified Practicing property Valuer (CPV), Qualified Property Investment Advisor (QPIA) and most importantly is an active property investor. David joined the Australian Property Institute in 2001 and is now an Associate (AAPI) and in 2009 became a member of the Real Estate Institute. David currently sits on the board of Property Investment Professionals of Australia (PIPA) to promote ethics in the property investment industry. About David’s guest, Joel Hewish Joel is the founder, Chief Executive and Chief Financial Strategist of United Global Capital (UGC). Joel is a highly skilled, educated and experienced wealth management professional. Joel established United Global Capital (UGC) with a vision to bring the world’s best investment opportunities and financial strategies to ordinary people. With a starting point of first understanding each clients risks, aims and own individual circumstances, UGC has developed a culture of wealth creation starting with wealth protection and risk minimisation. Joel’s view is that investing, by its very nature is risky. It is the pursuit of a definite outcome with an over reliance on an uncertain future. However, with careful planning, a diligence to risk management and a willingness to learn, you too can benefit from a future that holds much more certainty than was previously available to the ordinary person. If you would like to learn more about how you can take advantage of these strategies with UGC, contact them on 03 8657 7640 or email info@ugc.net.au.   ‘Property Insiders’ is one of three segments you will hear on the Performance Property Data podcast. Released every four weeks, they are conversations between David McMillan (Director Acquisitions - Performance Property Advisory) and industry leaders offering knowledge and expertise.  ‘The Property Pineapple’ is also released every four weeks and is hosted by Sharon Taylor (Research Analyst - Performance Property Advisory). The show presents listeners with stories from real investors, discussing their wins, and admitting their losses. And ‘Performance Insights’ are released every Wednesday and Friday, giving you technical information and the lowdown on key property markets around Australia. These episodes are also available as short videos at our youtube channel. For more information about how Performance Property Data can help you maximise your investment dollar, head to www.performancedata.com.au  

“We know that the State Governments have all but abandoned public and social housing over the last decade in the tens of billions of dollars. And the people who have picked up the slack have been mum and dad property investors.” Ben Kingsley is David’s guest on this episode of Property Insiders. Ben is the host of his own podcast, The Property Couch, as well as being CEO of Empower Wealth and the current Chair of the Property Investors Council of Australia (PICA). Here he chats with David about what PICA is and what its plans for the near future. Ben explains that PICA exists to educate and advocate on behalf of property investors. A relatively recent group, it is not a group set up by business, but rather by other property investors in a response to proposed policy changes which may negatively impact upon the investment market. As opposed to PIPA - which serves the industry professional - PICA serves the consumer. PICA’s key goal is to represent its voter base, something it plans to do through providing members with opportunities to voice their views. PICA also seeks to help people understand property investment better. In addition, PICA wants to protect the rights of property investors through advocacy so investors won’t see a decline in their investment because of poor policy. They wish to find the right balance in regulation to improve the industry and protect member’s investments. Ben sees the biggest issues as being proposed changes to negative gearing and capital gains. These are not just problems for investors, but for everyone involved in housing: renters, homebuyers, and construction. In regards to negative gearing, price fluctuations may not be uniform across the state, meaning price reductions in some outer areas, which will push up prices in the inner city. State governments have fallen by the wayside with respect to investing in public and social housing, and it is small-time investors who have picked up the slack. They continue to drive demand with their investments, and if they were to leave the market, there would be no one to pick up the slack. To become a member of PICA, those interested can simply head to the website (pica.asn.au) and pay the $5 yearly fee (or $20 for 5 years). The funds collected are put towards policy responses and submissions, in particular relating to flagged changes to negative gearing and to tenants’ rights. Members are able to communicated their views to the board through petitions and open channels. PICA regularly updates its members on what is happening in the industry and is seeking independent assessments on the impacts of proposed policies. PICA is open to meaningful and constructive discussions around policy, and seeks a sustainable industry where property is available to everyone who wants to buy or invest.   About your host, David McMillan During his 16 years in the property industry David has worked as a property valuer and property adviser to private clients, financial planners, accountants, finance brokers, major banks and governments. He has been involved in more than $500M worth of transactions across Victoria, New South Wales, South Australia & Queensland. Since 2009, David has been specifically focused on helping medical professionals, expats, business owners and busy executives build effective property portfolios. David is a fully licensed real estate agent in Victoria, South Australia and Queensland (CEA), Certified Practicing property Valuer (CPV), Qualified Property Investment Advisor (QPIA) and most importantly is an active property investor. David joined the Australian Property Institute in 2001 and is now an Associate (AAPI) and in 2009 became a member of the Real Estate Institute. David currently sits on the board of Property Investment Professionals of Australia (PIPA) to promote ethics in the property investment industry. About David’s guest, Ben Kingsley Ben is the founding Director of Empower Wealth, former Chair of Property Investment Professionals of Australia (PIPA), and current Chair of Property Investors Council of Australia.  A qualified Property Investment Advisor (QPIA), he holds Real Estate Agency Licenses in VIC, NSW & QLD, a Diploma of Finance and Mortgage Broking Management, Diploma of Business and has become one of Australia’s leading experts in property investing for wealth creation. 20 years experience in property investing, finance and wealth creation, together with a comprehensive understanding of industry regulations, issues and trends, has positioned Ben as a genuine expert in property finance and money management. In 2014, he won the Best Property Investment Advisor of the Year Award by Your Investment Property Magazine. Ben also writes for Money Magazine, Smart Property Investor, Australian Property Investor Magazine and Your Investment Property Magazine and is the co-host of the free and very popular property investing podcast, The Property Couch, an insider’s guide to property investment.   ‘Property Insiders’ is one of three segments you will hear on the Performance Property Data podcast. Released every four weeks, they are conversations between David McMillan (Director Acquisitions - Performance Property Advisory) and industry leaders offering knowledge and expertise.  ‘The Property Pineapple’ is also released every four weeks and is hosted by Sharon Taylor (Research Analyst - Performance Property Advisory). The show presents listeners with stories from real investors, discussing their wins, and admitting their losses. And ‘Performance Insights’ are released every Wednesday and Friday, giving you technical information and the lowdown on key property markets around Australia. These episodes are also available as short videos at our youtube channel. For more information about how Performance Property Data can help you maximise your investment dollar, head to www.performancedata.com.au

“You should look for somebody who is a PIPA member, because then you know you can have confidence that they have your interests at heart.” David’s guest on this instalment of Property Insiders is lecturer, author, and Chair of The Property Investment Professionals of Australia (PIPA), Peter Koulizos. He chats with David about PIPA’s objectives, and the benefits it offers both members and consumers. PIPA is the peak association for property investment professionals, providing education to members, as well as helping and protecting consumers with their property investments.  PIPA has a code of conduct that all professionals need to abide by to join and maintain membership. This code of conduct is taken very seriously, and people are often denied inclusion, or have their membership revoked. In joining, members get to be a part of a group whose main aim is to serve the consumer, rather than just to make money for themselves. They can be recognised as a true professional who follow the code and are ethical operators. Peter acknowledges there can be a dark side to the industry, where people try to rip off consumers, and PIPA helps consumers make safer choices about who they work with. Dealing with PIPA members mean consumers can have confidence that their advisor has their best interests at heart. Rogues, spruikers, and unethical operators can’t be members of PIPA, and both Peter and David know from experience that all the best professionals in the industry are PIPA members. If a consumer is dealing with a PIPA member, they can be confident they are working with a quality independent advisor. Peter tells David that PIPA’s main long term objective is to bring regulation to the industry, including developing industry codes and introducing legislation that protects investors. Peter is always amazed that the people who advise consumers on what may be the biggest investment of their lives, don’t need any qualifications or ongoing professional development. PIPA seeks to provide this development, by offering regular webinars, communicating information to members, being a source of compliance and regulatory information, developing a code of conduct, and working continuously to ensure integrity in the industry. About your host, David McMillan During his 16 years in the property industry David has worked as a property valuer and property adviser to private clients, financial planners, accountants, finance brokers, major banks and governments. He has been involved in more than $500M worth of transactions across Victoria, New South Wales, South Australia & Queensland. Since 2009, David has been specifically focused on helping medical professionals, expats, business owners and busy executives build effective property portfolios. David is a fully licensed real estate agent in Victoria, South Australia and Queensland (CEA), Certified Practicing property Valuer (CPV), Qualified Property Investment Advisor (QPIA) and most importantly is an active property investor. David joined the Australian Property Institute in 2001 and is now an Associate (AAPI) and in 2009 became a member of the Real Estate Institute. David currently sits on the board of Property Investment Professionals of Australia (PIPA) to promote ethics in the property investment industry. About David’s guest, Peter Koulizos Peter is currently the Co-ordinator of the property and share Investment courses at TafeSA. He also teaches the property program at the University of South Australia. He has been teaching in real estate and investment for almost 20 years. Peter also personally invests in property and currently holds several properties. Peter has the ability to combine the theory of property investment with the practical aspects so as to teach people how to make money for themselves from investing in property, whether they be buying, selling, renting, renovating or developing property. Peter researches property markets around the nation, looking for the best suburbs to invest in each capital city. He has published two book, “The Property Professor's Top Australian Suburbs” and more recently “Property vs Shares”.  He is also a regular contributor to numerous newspapers, magazines and websites and is sought after by TV and radio for his research and comments on the property market. For more information on PIPA, head here.   ‘Property Insiders’ is one of three segments you will hear on the Performance Property Data podcast. Released fortnightly, they are conversations between David McMillan (Director Acquisitions - Performance Property Advisory) and industry leaders offering knowledge and expertise.  ‘The Property Pineapple’ is released monthly and is hosted by Sharon Taylor (Research Analyst - Performance Property Advisory). The show presents listeners with stories from real investors, discussing their wins, and admitting their losses. And ‘Performance Insights’ are released every Wednesday and Friday, giving you technical information and the lowdown on key property markets around Australia. These episodes are also available as short videos at our youtube channel. For more information about how Performance Property Data can help you maximise your investment dollar, head to www.performancedata.com.au  

“I think 90 percent of players will invest in property at some point during their playing days.” David’s guest on this episode of Property Insiders is ex-AFL footballer, builder, and Performance Property Advisory consultant, Greg Stafford. They settle down to talk about the work they do advising young sportspeople about maximising their potentially high, yet short-lived, earnings with the right investments. One of the things that makes sportspeople so unique is their higher salaries as compared to their contemporaries. But due to their youth, the speed with which they amass wealth, and the tendency to spend frivolously, it is important that young sportspeople get the right advice about where to invest their money so it works for them over the long term. Currently, AFL sporting clubs don’t offer this advice themselves, but they are actively encouraging players and provide referrals to trusted advisers. One of these advisers, is Greg Stafford. Greg often advises players to put their money in property as this has historically shown to be a positive investment. However, he does caution that research is needed, as many have got it wrong in the past, especially with buying off-plan options. Greg also tells David about some of the top things players can do to protect themselves. However, this advice could be applied to all potential investors. About your host, David McMillan During his 16 years in the property industry David has worked as a property valuer and property adviser to private clients, financial planners, accountants, finance brokers, major banks and governments. He has been involved in more than $500M worth of transactions across Victoria, New South Wales, South Australia & Queensland. Since 2009, David has been specifically focused on helping medical professionals, expats, business owners and busy executives build effective property portfolios. David is a fully licensed real estate agent in Victoria, South Australia and Queensland (CEA), Certified Practicing property Valuer (CPV), Qualified Property Investment Advisor (QPIA) and most importantly is an active property investor. David joined the Australian Property Institute in 2001 and is now an Associate (AAPI) and in 2009 became a member of the Real Estate Institute. David currently sits on the board of Property Investment Professionals of Australia (PIPA) to promote ethics in the property investment industry. About David’s guest, Greg Stafford Greg spent 14yrs as a professional sportsman and his involvement in the competitive sports industry like the AFL has taught him many things. Not least of which is reward for hard work, the importance of strong leadership, honesty, a social conscience and a commitment to achieving results. From that grounding he successfully ran his own building company, which to this day can assist clients with pre purchase analysis of renovation/refurbishment scope and feasibility as well as development projects. Greg is passionate about providing clients with the right ‘research based‘ advice, particularly young athletes; while devoting their life to the sport they seek excellence, they need their investments to work as hard as they do. With an understanding of the precarious nature of professional sport and considering the career ‘life span’ of most athletes is relatively short, he is determined to guide their property investments in the right direction. It's also his love for mentoring and supporting AFL talent that has seen him perform as Ruck Coach at the Melbourne Football Club for 4 years.   ‘Property Insiders’ is one of three segments you will hear on the Performance Property Data podcast. Released fortnightly, they are conversations between David McMillan (Director Acquisitions - Performance Property Advisory) and industry leaders offering knowledge and expertise.  ‘The Property Pineapple’ is also released fortnightly and is hosted by Sharon Taylor (Research Analyst - Performance Property Advisory). The show presents listeners with stories from real investors, discussing their wins, and admitting their losses. And ‘Performance Insights’ are released every Wednesday and Friday, giving you technical information and the lowdown on key property markets around Australia. These episodes are also available as short videos at our youtube channel. For more information about how Performance Property Data can help you maximise your investment dollar, head to www.performancedata.com.au

“There’s no set rule between owner-occupier and investor. I believe it all comes down to your profile.” David gets together again with Mark Davis from The Australian Lending & Investment Centre (ALIC) to chat around the question…  Should you fix your interest rate? David and Mark first talk about the process behind how the RBA and banks set interest rates. This includes all the things taken into consideration and also its application to term deposits. They then talk more specifically about the pros and cons of going with a fixed or variable interest rate. The truth is there is no hard and fast rule, and that either, or a combination, may best for your situation.  Mark also tells David that there should be no real difference between owner-occupiers and investors in terms of interest rates. That being said, variable rates are certainly more risky, and this sometimes makes them more attractive to investors who possess a larger cash buffer. David asks Mark about any tax benefits, which exist for investors on fixed rates. Mark advises that all property buyers should talk through all of the pros and cons of each with the advisors and decide on the one that is best for their circumstances and piece of mind. The discussion concludes with Mark sharing his own personal strategy in regards to interest rates.    About your host, David McMillan During his 16 years in the property industry David has worked as a property valuer and property adviser to private clients, financial planners, accountants, finance brokers, major banks and governments. He has been involved in more than $500M worth of transactions across Victoria, New South Wales, South Australia & Queensland. Since 2009, David has been specifically focused on helping medical professionals, expats, business owners and busy executives build effective property portfolios. David is a fully licensed real estate agent in Victoria, South Australia and Queensland (CEA), Certified Practicing property Valuer (CPV), Qualified Property Investment Advisor (QPIA) and most importantly is an active property investor. David joined the Australian Property Institute in 2001 and is now an Associate (AAPI) and in 2009 became a member of the Real Estate Institute. David currently sits on the board of Property Investment Professionals of Australia (PIPA) to promote ethics in the property investment industry. About David’s guest, Mark Davis Mark‘s successful career at ANZ resulted in him becoming the number one national mortgage lender for seven years in a row. Mark’s expertise is in lending structures and strategies for wealth creation and the formula utilized within ALIC. Through developing close working relationships with clients, Mark is able to guide and advise the most suitable loan options available as he is constantly aware of market forces surrounding the industry. Since the inception of The Australian Lending & Investment Centre in 2009, Mark has been at the forefront of industry, being recognised with many Broker of the Year awards. As the industries leading adviser Mark is frequently called upon to provide up to date and informed opinions for the Australian mainstream media, as well as industry events and articles. With over 30 years of experience Mark’s knowledge and network of key professionals is second to none.   ‘Property Insiders’ is one of three segments you will hear on the Performance Property Data podcast. Released fortnightly, they are conversations between David McMillan (Director Acquisitions - Performance Property Advisory) and industry leaders offering knowledge and expertise.  ‘The Property Pineapple’ is released monthly and is hosted by Sharon Taylor (Research Analyst - Performance Property Advisory). The show presents listeners with stories from real investors, discussing their wins, and admitting their losses. And ‘Performance Insights’ are released every Wednesday and Friday, giving you technical information and the lowdown on key property markets around Australia. These episodes are also available as short videos at our youtube channel. For more information about how Performance Property Data can help you maximise your investment dollar, head to www.performancedata.com.au  

“There is no other financial product out there, that gives you exposure to the housing market without buying a house itself.” This month on Property Insiders, David sits down with Anthony Millet, entrepreneur and CEO of BRICKX, a unique and exciting new opportunity in the property investment market. BRICKX is an online platform that allows people to invest in property on a fractional basis. Practically, this means that BRICKX will purchase a property, which is then divided into 10,000 units - or Bricks - which are made available to investors for purchase.  Currently, each Brick costs between $58 and $154, and investors are able to own up to a 5% share in each property. Investors benefit from their share of the monthly rental income, and every six months BRICKX properties are revalued so Brick investors can watch their investments grow.  BRICKX can be used by anyone, but investors include those who have never invested before or entered the property market, as well as seasoned property investors seeking greater diversification.  BRICKX will also soon be able to offer a Rent-to-Buy scheme, where future home-owners will pay a 5% deposit on a property, and then be given a 5 year lease to live there. The occupiers then keep on buying bricks until they’ve amassed at 20% share, at which point they are able to buy the property with a regular commercial mortgage. BRICKX is focused on Blue Chip suburbs, including some of the best suburbs in Australia with long-term high growth profiles. In Sydney, BRICKX offers properties in Double Bay, Bondi Beach, Mosman, Manly, Potts Point, Surry Hills, Annandale, Enmore, and Balmain. In Melbourne, investors can buy Bricks in Port Melbourne, Prahran, and Brunswick West. And their newest accusation opens the Adelaide market up to Brick investors with a property in St Peters. When investors decide to sell their Bricks, they will find it an easy process. To date, they have had over 150,000 transactions and Bricks are currently being sold within 14 hours. Such a situation gives investors, and particularly deposit-savers, greater freedom in managing their investment, allowing them to easily sell their position should their circumstances change. One of the positives of BRICKX is that being an investor will not impact on a person’s ability to access the first home buyer’s grant or stamp duty exemptions. Anthony comments that they are seeing people get to home ownership through using BRICKX. Any capital gains on Bricks are still eligible for the reduction if held for more than 12 months. Additionally, investors still get the benefits of depreciation as BRICKX is a widely-held trust with more than 300 investors. However, as a financial product investors do have to pay tax on the income they receive as part of the rental yield. Performance Property Advisory acts as a buyer for BRICKX and is proud to do so.   About your host, David McMillan During his 16 years in the property industry David has worked as a property valuer and property adviser to private clients, financial planners, accountants, finance brokers, major banks and governments. He has been involved in more than $500M worth of transactions across Victoria, New South Wales, South Australia & Queensland. Since 2009, David has been specifically focused on helping medical professionals, expats, business owners and busy executives build effective property portfolios. David is a fully licensed real estate agent in Victoria, South Australia and Queensland (CEA), Certified Practicing property Valuer (CPV), Qualified Property Investment Advisor (QPIA) and most importantly is an active property investor. David joined the Australian Property Institute in 2001 and is now an Associate (AAPI) and in 2009 became a member of the Real Estate Institute. David currently sits on the board of Property Investment Professionals of Australia (PIPA) to promote ethics in the property investment industry. About David’s guest, Anthony Millet With a passion for property and technology, Anthony’s mission is to make property ownership and investing affordable and accessible to all Australians. Originally from the UK (where property also suffers from similar affordability and accessibility issues), Anthony brings a wealth of innovative and professional experience in eCommerce, technology and the banking industries to successfully lead the BRICKX team. Prior to joining BRICKX, Anthony was responsible for building one of Europe’s largest e-Commerce businesses in the Sports and Outdoors sector. Before this, Anthony was an Associate Director at UBS Investment Bank, London, working within the Listed Investment Funds team and also within Corporate Finance specialising in the Technology sector.  

“Money is the root of all evil, but if you haven’t got it, it’s worse.” This month on Property Insiders, David sits down with Kevin Agent from the Australian Lending and Investment Centre to chat about cash buffers. A cash buffer is an amount of money you have in a special account that is there if something happens beyond your control. Kevin tells David that there are two options for the cash buffer: to have it in a redraw account, or in an offset account. There are advantages to each, but Kevin thinks if you have a home loan, your cash is better off in a redraw account, and an offset account for an investment property. A redraw account is money you use to pay off your loan, but is then accessible should you need it later on. An offset account is essentially a savings account where the balance is subtracted from your total loan amount, thus reducing your interest. Kevin says his preference is always for an offset account, but for those who are not as good with saving money, a redraw may be a better option as the funds are often more difficult to access and the money feels like it is gone. Some banks offer multiple offset accounts, which can then work like a budgeting tool that also reduces your debt. The money can then be used for future purchases. Kevin says that some of the situations that arise where people might need to use a cash buffer include losing a job, falling on hardship, or even if you want to make purchases or go on a holiday. A cash buffer is essentially about not having to worry and the amount a person has in their cash buffer account is whatever will help them sleep at night. However, Kevin says that it is a good rule of thumb to have about 3 to 4 months of repayments in reserve; at least $20k per $1M of debt. Kevin continues by saying that he believes that unless your intention is to live in the property, the preference would be to not pay off the loan. Rather, keep the money in an offset account to reduce the cost of your loan, and then the money is there if you ever need it. Finally, Kevin stresses that minimising risk is not just about having a cash buffer, but also about having insurance, cash reserves, and above all, purchasing the right asset. About your host, David McMillan During his 16 years in the property industry David has worked as a property valuer and property adviser to private clients, financial planners, accountants, finance brokers, major banks and governments. He has been involved in more than $500M worth of transactions across Victoria, New South Wales, South Australia & Queensland. Since 2009, David has been specifically focused on helping medical professionals, expats, business owners and busy executives build effective property portfolios. David is a fully licensed real estate agent in Victoria, South Australia and Queensland (CEA), Certified Practicing property Valuer (CPV), Qualified Property Investment Advisor (QPIA) and most importantly is an active property investor. David joined the Australian Property Institute in 2001 and is now an Associate (AAPI) and in 2009 became a member of the Real Estate Institute. David currently sits on the board of Property Investment Professionals of Australia (PIPA) to promote ethics in the property investment industry. About David’s guest, Kevin Agent Kevin commenced his career in the banking and finance sector in 1985 and held senior management roles at the ANZ in both business bank and mortgage business with ANZ. His specialty focus is on credit risk and wealth creation where he has achieved outstanding results time and time again through maintaining and building trusted relationships with his clients. Since the inception of The Australian Lending & Investment Centre six years ago, Kevin has become both an industry leader in his field as well as one of the highest ranked advisers in Australia. Kevin is constantly ranked in the Top 20 advisers nationally. Kevin bring over 25 years of commercial and retail banking experience along with a wide range of industry specialists to work with his clients.  

David gets together with Mark Davis from The Australian Lending & Investment Centre (ALIC) to chat around the question…  Why go to a broker instead of a bank to manage your property investments? Through their discussion, David and Mark make the following points: brokers tend to focus more investment lending, structuring, enabling you to create wealth; banks are often more focused on rate, cross-selling, and their product; ALIC has a focus on strategy and structure; Mark: “I’m a really strong believer that you’ve got to be a specialist; you can’t be a Jack of all Trades.”; with a focus on lending, ALIC work closely with other specialists in the field in order to best advise their clients; ALIC keeps strong working relationships with only five banks; brokers are able to tailor specific strategies and structures to your circumstances; there’s very few investment-focused brokers out there; services the client misses out on going to brokers focused on home loans; and a broker needs to understand the wealth side of lending and need to be investors themselves.   About David McMillan (taken from performanceproperty.com.au) During his 16 years in the property industry David has worked as a property valuer and property adviser to private clients, financial planners, accountants, finance brokers, major banks and governments. He has been involved in more than $500M worth of transactions across Victoria, New South Wales, South Australia & Queensland. Since 2009, David has been specifically focused on helping medical professionals, expats, business owners and busy executives build effective property portfolios. David is a fully licensed real estate agent in Victoria, South Australia and Queensland (CEA), Certified Practicing property Valuer (CPV), Qualified Property Investment Advisor (QPIA) and most importantly is an active property investor. David joined the Australian Property Institute in 2001 and is now an Associate (AAPI) and in 2009 became a member of the Real Estate Institute. David currently sits on the board of Property Investment Professionals of Australia (PIPA) to promote ethics in the property investment industry. About Mark Davis (taken from alic.com.au) Mark‘s successful career at ANZ resulted in him becoming the number one national mortgage lender for seven years in a row. Mark’s expertise is in lending structures and strategies for wealth creation and the formula utilized within ALIC. Through developing close working relationships with clients, Mark is able to guide and advise the most suitable loan options available as he is constantly aware of market forces surrounding the industry. Since the inception of The Australian Lending & Investment Centre in 2009, Mark has been at the forefront of industry, being recognised with many Broker of the Year awards. As the industries leading adviser Mark is frequently called upon to provide up to date and informed opinions for the Australian mainstream media, as well as industry events and articles.   With over 30 years of experience Mark’s knowledge and network of key professionals is second to none.  

We've got four words when it comes to property spruikers folks: Run for the hills!Today's topic is something we're extremely passionate about which is why we're focusing an entire episode on it!!   Too often we've heard of “sharks in suits” who have no proper training, giving terrible financial advice that can cripple folks' wealth and make that lifestyle dream, well, a dream.   In fact – hearing about these people is why we started this podcast in the first place!   To help you avoid falling into the same situation, today's episode will define who Property Spruikers are, what they do and why they even exist!   More importantly, though, we're covering HOW you can avoid them!   We'll be providing you with industry intel so you can also identify the main tactics they use (As you'll hear with some spruiker “educators”…), and we'll explain how property advisors will act when they really have your best interests at heart!   Did you know that Australia's peak industry body, the Property Investment Professionals of Australia (PIPA) can also help you verify your buyers' agent if they're a PIPA member?   Yep, that's right folks!There are plenty of good tactics that you can use to stay away from the sharks; to find out more just tune in to today's episode.  BEST-SELLING BOOKS:- The Armchair Guide to Property Investing: Learn how to build a property portfolio that creates $2K per week in passive income - no previous experience needed!- [Free] Make Money Simple Again: Discover the secret money management system that'll allow you to trap surplus cash and make your work harder - all for less than 10 minutes a month.WORK WITH OUR AWARD-WINNING TEAM >>   FIND US HERE:- Website- Instagram- Facebook- Youtube

Welcome to the very first episode of The Property Couch where we have one key goal:To fix bad property investment advice!!  That's right folks. Wherever our co-hosts Bryce Holdaway and Ben Kingsley are, be it sitting as chair of Property Investment Professionals of Australia (PIPA) or splitting their days as buyers' agents and property investment advisors, they're driven to provide great education that'll help folks make better investments!   And to kick us off, Bryce and Ben are sharing some of the mistakes and lessons they've learned in their property investing journeys, to help you avoid making the same mistakes!  So grab a cuppa, flick on the podcast and get listening today!  BEST-SELLING BOOKS:- The Armchair Guide to Property Investing: Learn how to build a property portfolio that creates $2K per week in passive income - no previous experience needed!- [Free] Make Money Simple Again: Discover the secret money management system that'll allow you to trap surplus cash and make your work harder - all for less than 10 minutes a month.WORK WITH OUR AWARD-WINNING TEAM >>   FIND US HERE:- Website- Instagram- Facebook- Youtube