Podcast appearances and mentions of tanja hester

In this episode of the Inspired Money Podcast, we discuss the fundamental aspects of building and preserving financial resilience. Host Andy Wang collaborates with experts Lynnette Khalfani-Cox, Tanja Hester, and Denise Li to offer vital strategies that ensure your financial stability through unforeseen challenges. Episode Highlights: Essential Strategies for Financial Stability Our episode, "Securing a Prosperous Future," sheds light on crucial tactics for crafting a strong financial safety net. Our guest panelists explore topics including assessing your financial position, adept cash flow management, and smart debt reduction. They further highlight the importance of insurance and legal measures in thorough financial planning.

This December is my final year end month for Martinis and Your Money and around this time every year, I'm always talking to clients about goal setting for the following year. And if you've listened to this show before, you know that one of the most important financial goals that I am most passionate about is Financial Independence and that's the ability to work because you WANT to work and not because you HAVE to work. Fi is the number one goal we give to all of our clients at Financial Gym and it's the number one goal I beg of you to set for 2024 and beyond. Joining me today is Tanja Hester, founder of the Our Next Life blog and author of the books Work Optional and Wallet Activism. I have always appreciated Tanja's approach to Financial Independence and she joins me today to share more of that journey and what she and her husband have been up to since the declared Financial Independence six years ago.  For more information, visit the show https://www.martinisandyourmoney.com/show-notes/episode509-tonja-hester

In this episode we come to you live from Fincon's first Women In Money conferences with the one and only Tanja Hester!   Tanja Hester, author of two award-winning books — Work Optional: Retire Early the Non-Penny-Pinching Way and Wallet Activism: How to Use Every Dollar You Spend, Earn, and Save as a Force for Change — is best known for retiring from her career at the age of 38, after watching her dad get forced into early retirement by his disability, which she inherited.  We focused the majority of our time talking with Tanja about her 2nd book, Wallet Activism, because we want you to know how to vote with your dollar… not just to make yourself feel good, but to make a real difference. How you can find Bernadette & Stef: Follow Bernadette on Instagram at https://www.instagram.com/bernadebtjoy/ You can grab Bernadette's FREE guide on The 10 Money Tools You Need Right Now at www.crushyourmoneygoals.com/freeguide Follow Stefanie on Instagram at https://www.instagram.com/womenswealtheffect/ You can download Stefanie's FREE Independence Planner to help you create clarity, control and confidence with your financial independence journey at www.womenswealtheffect.com/planner  Resources from today's episode:  You can find both of Tanja's books here: Work Optional: Retire Early the Non-Penny-Pinching Way Wallet Activism: How to Use Every Dollar You Spend, Earn, and Save as a Force for Change To receive $50 off Seeking Alpha + free 7 day trial: https://www.sahg6dtr.com/2LMRW6M/R74QP/

In this episode of Everyone's Talkin' Money, I chat with the awesome guest Tanja Hester about how you can use your money to make a real impact. We talk about challenging the status quo and embracing nuance when it comes to your spending habits. You'll learn how to maximize every dollar you have, how to identify your personal money values, how to align your money values with your choices, practical tips to become a wallet activist, and how to make intentional choices with your money that will get you closer to your money goals. Links Wallet Activism book Tanja's website Timestamps: [00:00:36] How to maximize every dollar with Tanja Hester [00:05:41] False choices limit our thinking; consumerism deceives. [00:08:29] Introspection helps automate decision-making for values. [00:14:22] Questioning conventional wisdom, embracing nuance in actions. [00:19:45] Demand for change: policy, climate, racial unrest. [00:22:35] Retiring early to avoid the burden of disability. [00:27:21] Consumer preferences can create significant change. [00:29:58] Focus on big-impact decisions in finances. [00:32:37] Share small shifts and make a ripple. How To Connect with Shannah: Join the Everyone's Talkin' Money Newsletter, where you get insider tips, exclusive content, and takeaways from each episode https://tinyurl.com/etmnewsletter  Ask Shannah a question on Instagram https://www.instagram.com/shannahgame/ or TikTok https://www.tiktok.com/@shannahgame  Submit a money question for Shannah to answer in an upcoming episode https://tinyurl.com/askshannahq  Leave a 5-star Review here https://ratethispodcast.com/etm  Be a Featured Guest on an episode https://everyonestalkinmoney.com/contact/ Episode key topics: intentional spending, wealth inequality, conscious choices, Financial Independence, retiring early, value side of money, personal finances, spending habits, conscious consumerism, personal values, financial choices, wallet activism, goal-setting Learn more about your ad choices. Visit megaphone.fm/adchoices

You have more power than you may think when it comes to making positive changes in the world with your money! In this episode of the Inspired Budget Podcast, Tanja Hester discusses her new book, Wallet Activism: How to Use Every Dollar You Spend, Earn, and Save as a Force for Change. If you want to feel hopeful, empowered, purposeful and impactful when it comes to the way you approach money management, I suggest you tune in! Follow Tanja: Twitter | Facebook | InstagramBuy Tanja's new book, Wallet Activism here!  Follow Allison on Instagram! @inspiredbudget Read the full show notes here on the blog! Take my FREE class on How to Budget to Build wealth!

In today's episode Ms. Black talks about "Work Optional Retire: Early the Non-Penny-Pinching Way" by Tanja Hester. Ms. Black, the host of Staying in the Black, is a single mom, homeowner, and public-school educator in NYC. She owns two properties and is one mortgage away from being totally debt-free. She loves traveling the world with her family and has over $500,000 in her retirement accounts beyond her pension.Learn more about Ms. Black:Website: http://www.stayingintheblk.comInstagram:@stayingintheblk

In this special, live episode of Big Picture in Practice, Julie Willoughby and new co-host Syl Flood interview Tanja Hester on sustainability, wallet activism, and advice for advisors who want to engage with the new generation of investors. Tanja Hester is an award-winning author and activist.  

We're exploring a common sentiment in the sustainability space: eco-guilt, or any feelings of shortfalls around our own environmental action. We're discussing the causes of these emotions, and how we can rationalize giving ourselves some grace around these self-defined benchmarks of being a “good” environmentalist. We're also revisiting an excellent example of collective and personal action working together to create change from Tanja Hester of Ep 158. More episodes on eco-anxiety: 155: Climate Anxiety + 5 Tips for Burnout 126: Climate Anxiety: How to Turn Worry into Compassionate Action with Dr. Renee Lertzman Thanks to our sponsor today! Aspiration.com/ECOCHIC Find me online - @ecochicpodcast on Instagram + @lauraediez on Tiktok. Email me at laura@lauraediez.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

When making purchasing decisions, it is becoming apparent that many of us are beginning to take into consideration the ethicality of what we are buying and how it is produced. Spending ethically doesn't have to be difficult, and it doesn't mean that you can't save money while doing so. Our guest today, Tanja Hester, knows this topic very well. Tanya is the author of two award-winning books, Work Optional and Wallet Activism, and is best known for retiring from her career at the age of 38. In this episode, she will be sharing several things to think about next time you're faced with a spending decision to ensure you're spending ethically. Listen in as Tanja explains why you don't have to be making a lot of money to purchase ethically sourced goods, as well as how to think about the consumerism problems. You will learn the flaws in how we currently think about activism, how to look into what you're funding by purchasing from a specific company, and how to ensure you're purchasing from businesses that actually stand by what they claim. “There is this idea that you have to make a lot of money to be able to ethically spend, but I just really reject that idea.” - Tanja Hester This Week on Young Money: How to use every dollar spent as a force for change. What Tanja enjoys most about being work-optional. The things you can do today that make a big impact. How to think outside of consumerism. Where the world is missing the mark on activism. How to take a broader view on the way we approach things. Four questions to identify how to make better money choices. Key takeaways: Never stop learning. Do your research. Consumerism will not fix anything. Be more expansive in your thinking. Educate yourself. Connect with Tanja Hester: Personal LinkedIn Personal Website Our Next Life Our Next Life Twitter Our Next Life Instagram Our Next Life Facebook Wallet Activism Podcast Resources Mentioned: Young Money Student Podcasts EP188 Being the Person Your Dog Thinks You Are with Jim Davies Stop the Money Pipeline Buycott Influence Map Corp Watch Rate, Share & Inspire Other Young Millionaires-in-the-Making  Thanks for tuning into the Young Money Podcast - the advice show for young millionaires-in-the-making! If you enjoyed this week's episode, head over to Apple Podcasts and leave us a rating and review. Visit our website to learn how easy it is to leave a review on Apple Podcasts. Don't forget to share your favorite episodes on social media!  Follow the Young Money Podcast on iTunes so you never miss an episode and reach out to us on Facebook, Twitter, LinkedIn, our LinkedIn Company Page, or by visiting our website.

These are challenging and stressful times we're living in. With the recent decisions by the Supreme Court, I know many of you are feeling like you don't have a voice or you're frustrated by what's happening around you and you're not quite sure what to do about it.  Well if you're feeling like this now might be the perfect time to read the latest book from my guest today, Tanja Hester. Tanja is an author and activist and was previously on the show to promote her book Work Optional, about her journey to financial independence. Today she is here to talk about her new book Wallet Activism: How to Use Every Dollar You Spend, Earn, and Save as a Force for Change  For more information, visit the show notes at https://www.martinisandyourmoney.com/show-notes/episode428

1 ano de liberdade financeira - IFRA - em Portugal 1. Quão poupados precisas que os teus amigos sejam? 2. Considerarias emigrar? 3. Quando é que deves pagar os teus investimentos? 4. Qual o teu propósito nesta vida? 5. O que podes ensinar aos outros? VSO - Voluntary Services Overseas: https://www.vsointernational.org/ O dinheiro ou a vida, (Your money or your life), de Vicki Robin https://vickirobin.com/books/your-money-or-your-life/ The simple path to wealth, by J L Collins Reddit português sobre educação financeira: https://www.reddit.com/r/literaciafinanceira/comments/urwtoj/mandamentos_de_um_bom_investidor_um_guia_pessoal/ Calculadora de juros compostos: http://moneychimp.com/calculator/compound_interest_calculator.htm Guia pessoal de investimentos por Pedro Brito: https://www.reddit.com/r/literaciafinanceira/comments/urwtoj/mandamentos_de_um_bom_investidor_um_guia_pessoal/ Wallet Activism, de Tanja Hester: https://ournextlife.com/2021/09/08/wallet-activism/ Meetup LisBoa Vida: https://www.meetup.com/lisboa-vida-lisbon-good-life/ Desenha a tua vida, Março 2022: https://open.spotify.com/episode/2mP0uDBFJMuD7myrFQ2Suf?si=f51f6cc2e7f14104

1 year of FIRE in Portugal, 5 questions 1. How frugal do you need your friends to be? 2. Would you consider emigrating? 3. When do you pay your investments? 4. What is your purpose in life? 5. What can you teach others? VSO - Voluntary Services Overseas: https://www.vsointernational.org/ Your money or your life, by Vicki Robin https://vickirobin.com/books/your-money-or-your-life/ The simple path to wealth, by J L Collins Portuguese Reddit about financial independence: https://www.reddit.com/r/literaciafinanceira/comments/urwtoj/mandamentos_de_um_bom_investidor_um_guia_pessoal/ Compound interest calculator: http://moneychimp.com/calculator/compound_interest_calculator.htm Guia pessoal de investimentos por Pedro Brito: https://www.reddit.com/r/literaciafinanceira/comments/urwtoj/mandamentos_de_um_bom_investidor_um_guia_pessoal/ Wallet Activism, by Tanja Hester: https://ournextlife.com/2021/09/08/wallet-activism/ Lisbon Good Life Meetup: https://www.meetup.com/lisboa-vida-lisbon-good-life/ Design your life, March 2022: https://open.spotify.com/episode/2mP0uDBFJMuD7myrFQ2Suf?si=f51f6cc2e7f14104

Tanja Hester joins the show to talk about her new book Wallet Activism. Wallet Activism challenges you to rethink your financial power so can feel confident spending, earning, and saving money in ways that align with your values. Start Investing Today With M1 Finance: ($50 Bonus Offer) M1 Finance is giving you $50 for opening an investment account and funding it with $100. That's a 50% Return On Investment Instantly!!! Just Sign Up With This Link: GET $50 M1 Finance Referral Step By Step Guide We Also Discuss The Power Of FU Money How To Align Your Spending With Your Values The Importance Of Choosing The Right Bank Investing In ESG Socially Responsible Funds Please Subscribe & Leave A Review More Resources Our Next Life Minority Owned Banks IndieBound BookShop Libro.fm Find More Episodes At InspiretoFIRE.com/Podcast These notes may contain affiliate links, which means I receive commissions if you choose to purchase through the links I provide (at no extra cost to you). Thank you for supporting my work! Disclaimer: This is not tax, investment, or financial advice. This is a podcast meant to entertain. None of what is said should be taken as financial advice. Please consult your own advisors regarding your own matters. Learn more about your ad choices. Visit megaphone.fm/adchoices

As women founders and leaders, we talk often about making money, and lots of it. But are we using the money we make to create the kinds of changes that we want to see in the world? I like to say that money is power, but only if you make it so. Your money becomes a powerful force when you use it in a way that advances your mission, aligns with your values, and brings your vision to life. And this week, I have someone who is a living example of what's possible when you're intentional about how you generate wealth and use your money to advance the causes you believe in. Keep reading   Tanja Hester has been featured in The Wall Street Journal, New York Times, and CNBC, just to name a few. As the author of Work Optional and Wallet Activism, she's been widely recognized for her thought leadership in the area of wallet activism. She also spent a long career in political consulting until she retired in 2017 at the age of 38, and she's offering her insights on her road to retirement on this episode too. Join us this week as Tanja gives us the lowdown on wallet activism. She's offering her deep well of wisdom on what wallet activism looks like, why it requires critical thinking and discernment on our parts, and how it's truly a long-term, life-long project we all need to be on board with. Today on the Power + Presence + Position Podcast: Tanja's earliest memory of being a person who wants to make changes for the greater good. How Tanja retired at the age of 38 and made it so work is optional for her. Why wallet activism is truly a long-term, life-long project. What wallet activism means and how Tanja's interest in it started. Why wallet activism isn't just about spending. Tanja's thoughts on the problem with organic food. What surprised her most about the themes that emerged in her research on wallet activism. The biggest shifts Tanja has made since embracing wallet activism. Why responsible banking is more important than you realize, and responsible investing is less important than you think.   Resources Mentioned: To receive weekly written gold in your inbox, make sure you sign up for my email newsletter. Connect with me on LinkedIn. Learn how to nail your niche, clarify your message, and scale your business in the Power + Presence + Position Business Accelerator! Learn how to build a seven-figure foundation in The Incubator. Get the free course, Selling with Story, here! Click here to apply for one of my programs. Tanja Hester: Website | Podcast | Instagram | Twitter Work Optional: Retire Early the Non-Penny-Pinching Way by Tanja Hester Wallet Activism: How to Use Every Dollar You Spend, Earn, and Save as a Force for Change by Tanja Hester

Your money is a tool to support the people and the causes that you care about. In this episode, I talk with Tanja Hester about becoming a wallet activist. Tanja Hester is the author of the award-winning book Wallet Activism: How to Use Every Dollar You Spend, Earn, and Save as a Force for Change. She is also, as The New York Times called her, “the matriarch of the women's FIRE movement.” Listen and learn how to find out what your values are, spend on what matters, and raise your consciousness around how things are made and the impact our purchases have on the environment and other people. “Wallet activism is using your financial power and all its forms for the greater good or the collective good.” -  Tanja Hester What You Will Learn From This Episode What is wallet activism and how it can help us spend our money appropriately How can we find out what our values are and how to not get paralyzed when making decisions that align with our values What are ‘externalities', why it's important to recognize them, how it can help us, and what to consider when shopping for deals Why Starbucks, notebooks, and the dollar store can be problematic How we can be aware when a company is using ‘greenwashing' as a marketing tactic What white people should consider before buying certain food or living in a certain area that can impact indigenous people or people of color All about ESG (Environmental Social and Governance) investing Do you need money to be a conscious and empowered consumer; what you can do if you don't have much financial resources About Tanja Hester: Tanja Hester is the author of the award-winning books Wallet Activism: How to Use Every Dollar You Spend, Earn, and Save as a Force for Change and Work Optional: Retire Early the Non-Penny-Pinching Way. After spending most of her career as a consultant to Democratic politics and progressive issue campaigns, and before that as a public radio journalist, Tanja retired early at the age of thirty-eight. She documented the process on her financial independence/retire early (FIRE) blog, Our Next Life. She's been an outspoken voice in the personal finance media community to consider systemic barriers and opportunity gaps, rather than simply pushing people with lots of advantages already to accumulate more wealth, part of why The New York Times called her “the matriarch of the women's FIRE movement.” She hosts a podcast also called Wallet Activism, writes an occasional opinion column for MarketWatch, and lives in a burgeoning permaculture food forest she's growing in North Lake Tahoe, California, with her husband, Mark Bunge, and a flock of tiny rescue dogs. You can follow her on Twitter and Instagram at @our_nextlife and visit her blog at OurNextLife.com Resources: Wallet Activism: How to Use Every Dollar You Spend, Earn, and Save as a Force for Change by Tanja Hester Connect with Tanja ournextlife.com Instagram Twitter Connect with Melanie mentalhealthandwealth.com melanielockert.com Instagram Support the podcast through Ko-Fi Buy Melanie's book “Dear Debt” Contact: mentalhealthandwealthshow@gmail.com  Want more content and support? Sign up for the Mental Hump Newsletter and get our free Mental Health and Money inventory worksheet. You can sign up at MentalHealthandWealth.com. Also, we host a Mental Health and Wealth Hangout every other Thursday over Zoom at 5 pm PT to chat about all things money and mental health. Join here! Follow us on Apple Podcast or Libsyn! Love the podcast? Leave a review on iTunes!

Tanja Hester is the author of Wallet Activism: How to Use Every Dollar You Spend, Earn, and Save as a Force for Change  and Work Optional: Retire Early the Non-Penny Pinching Way.  She's a former political consultant and journalist turned activist and early retiree.Full show notes at www.northstarunplugged.com

Tanja Hester is the author of Wallet Activism: How to Use Every Dollar You Spend, Earn, and Save as a Force for Changeand Work Optional: Retire Early the Non-Penny-Pinching Way. After spending most of her career as a consultant to Democratic politics and progressive issue campaigns, and before that as a public radio journalist, Tanja retired early at the age of thirty-eight. She documented the process on her award-winning financial independence/retire early (FIRE) blog, Our Next Life.She's been an outspoken voice in the personal finance media community to consider systemic barriers and opportunity gaps, rather than simply pushing people with lots of advantages already to accumulate more wealth, part of why the New York Times called her "the matriarch of the women's FIRE movement." She hosts a podcast also called Wallet Activism, writes an occasional opinion column for MarketWatch, and lives in a burgeoning permaculture food forest she's growing in North Lake Tahoe, California, with her husband, Mark Bunge, and a flock of tiny rescue dogs.To learn more about Tanja, including her public speaking, visit TanjaHester.com. You can follow Tanja on Instagram, Facebook, Twitter & YouTube. & be sure to purchase her new book here.Loving this episode? Leave us a review if you're listening on Apple podcasts and be sure to follow us on Instagram, Facebook, Twitter and YouTube!WANT TO KICKSTART YOUR FINANCIAL JOURNEY?Download our FREE 14-page guide covering all the topics you need to start making your dinero moves. Visit here. From money mindset, to budget basics, we've got you covered.yoquierodineropodcast.com/courses See acast.com/privacy for privacy and opt-out information.

In this episode author Tanja Hester and I discuss her new book "Wallet Activism" and the power behind every financial decision.     

Frustrated with the state of our economy, the culture, environment and LGBTQ rights? Here's how ‘Wallet Activism' can hasten LGBTQ activism. Today, we're talking with Tanja Hester of the blog Our Next Life and the author of Work Optional and the new book, Wallet Activism. Tanja shares how voting with your dollar can apply to so much more than just when you're at the checkout counter. And, don't worry, you can still live frugally and FI/RE. Remember to subscribe to the weekly show notes newsletter for a chance to win a copy of Tanya's book.

Tanja Hester is the author of Wallet Activism: How to Use Every Dollar You Spend, Earn, and Save as a Force for Change and Work Optional: Retire Early the Non-Penny-Pinching Way. She spent most of her career as a consultant to Democratic politics and progressive issue campaigns, and before that as a public radio journalist. Tanja retired early at the age of thirty-eight. She documented the process on her award-winning financial independence/retire early (FIRE) blog, Our Next Life. Today, we're going to be talking about how every purchase you buy matters, and how every one counts as a vote for the way you want the world to be. Are your purchases aligned with your values? Find Tanja Hester Online: Wallet Activism: How to Use Every Dollar you Spend, Earn, and Save as a Force for Change Tanja Hester on Twitter Tanja Hester on Instagram Our Next Life: Tanja Hester's Blog Find me online: This Sustainable Life: Solve For Nature Podcast: https://anchor.fm/solvefornature Blog: https://verdantgrowth.blog/ YouTube: https://www.youtube.com/channel/UC24IiwM0BPQ-_3DVz2KnuVw Twitter: https://twitter.com/VerdantGrowth Facebook: https://www.facebook.com/realverdantgrowth Instagram: http://instagram.com/verdant.growth --- Support this podcast: https://anchor.fm/solvefornature/support

On this episode of the His & Her Money Show, Tanja Hester is with us! The former political consultant is no stranger to the show. And we've got her back AGAIN to drop more truths for everybody listening at home.  Today she's speaking on her newest book, WALLET ACTIVISM, and handing out tips and advice for taking up the reins and taking charge of your life -- financially, socially, and beyond! From politics to personal finance, Tanja has worn multiple hats across her career and has drawn so much wisdom from it all that she can't wait to share! With a big passion for switching up the status quo, Tanja can probably sum up her goals in a simple universal way. She wants to see change in our communities -- positive, impactful change -- and she wants you to know that the first place we can start is with ourselves!   What You Will Learn Tanja tells us all about her latest book, WALLET ACTIVISM: HOW TO USE EVERY DOLLAR YOU SPEND, EARN, AND SAVE AS A FORCE FOR CHANGE. How investing, saving, and voting can all play into a better future. Index funds: what they are and how to get started. A glimpse into disparities and systemic struggles that black communities face on a daily basis. The importance of using personal wealth to uplift others.   Resources Mentioned ournextlife.com Wallet Activism: How to Use Every Dollar You Spend, Earn, and Save as a Force For Change by Tanja Hester  Debt Freedom Blueprint M1Finance   

Many of us would like to make a differrence through donating, but it can often feel daunting to find the right place to give. Tanja Hester, author of Wallet Activism, joins us once again to help us understand the best ways to donate.   Giveaway Details! To enter to win 1 of the 2 copies of Wallet Activism I am giving away, just send me an email to Questions@PopcornFinance.com or send me a DM on instagram @PopcornFinancePodcast and tell me why you'd like to win a copy.   Connect with this week's guest! Follow Tanja on Instagram @OurNextLife or check out her amazing work at https://ournextlife.com Grab a copy of Wallet Activism at https://bookshop.org/a/2450/9781953295590   Have a Question? Send me a message at PopcornFinance.com/Voicemail   Connect with me Instagram - @PopcornFinancePodcast Twitter - @PopcornFinance Facebook - Popcorn Finance   Come Join Me on YouTube! https://www.youtube.com/c/PopcornFinance 

, @TanjaHester is the author of (November 2021). Clear-eyed and practical, #WalletActivism helps angry, overwhelmed, and disillusioned consumers cut through the marketing lies of companies that have rebranded their problematic practices as “green,” “woke,” and “ethical” to learn how to use their financial power to fight back.  Hester doesn't offer easy solutions or simple answers. Instead, she helps readers (1) understand the complex, nuanced impact their financial decisions have on both people and the planet, (2) define their own personal financial values, and (3) begin to make better (not perfect), more intentional money moves (from deciding where you live to where you bank and more).  Hester can help your listeners channel their anger into meaningful, realistic wallet activism through an excerpt or interview on: How to define your financial values and decode marketing messages to make more ethical money decisions Where your money lives dictates exactly what you're funding: How to mindfully choose financial partners (banks, lenders, investments) Former political consultant on how to vote with your wallet Where to channel your energy and activism between elections Understanding scale of food waste + why we have to take it seriously Tips on how to "rightsize" your household consumption to minimize waste How to travel responsibly: Considerations for destination, lodging, and transportation Questions you should ask yourself when choosing companies to work for Sustainable gift giving practices (including secondhand & experiential gifts) Understanding the dark side of decluttering  

I think we would all like to make a positive impact on this world, but often it can difficult to know how. This week I'm joined by Tanja Hester, author of Wallet Activism, to learn how we can use the money we earn to make real lasting change. Connect with this week's guest! Follow Tanja on Instagram @OurNextLife or check out her amazing work at https://ournextlife.com Grab a copy of Wallet Activism at https://bookshop.org/a/2450/9781953295590   Have a Question? Send me a message at PopcornFinance.com/Voicemail   Connect with me Instagram - @PopcornFinancePodcast Twitter - @PopcornFinance Facebook - Popcorn Finance   Come Join Me on YouTube! https://www.youtube.com/c/PopcornFinance 

For most of us, price is the driving factor behind our spending decisions. But should we be looking deeper into the things we buy? My guest this week joins the show to explain how we can use our wallets to affect change in the world around us. Tanja Hester retired early from a career in political and social change communications to devote all her time to purpose-driven projects. Tanja is the author of the award-winning book, “Work Optional: Retire Early the Non-Penny-Pinching Way”, called “the best step-by-step guide to retire early” by MarketWatch. She's used her leadership position within the personal finance media community to push for more social and environmental awareness. Her upcoming book is called Wallet Activism: How to Use Every Dollar You Spend, Earn, and Save as a Force for Change. Tanja sat down with me this week to discuss some of the concepts from the book. You can find the show notes for this episode at https://maplemoney.com/175 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

Tanja Hester, author of Wallet Activism: How to Use Every Dollar You Spend, Earn, and Save as a Force for Change and Work Optional: Retire Early the Non-Penny Pinching Way, joins the podcast to talk about her upcoming book and how you can use the power of your money for change. Tanja is a former political consultant and journalist turned activist and early retiree, retiring at the age of 38. Tanja also blogs over at OurNextLife.com If you are interested in learning how you can make an impactful difference with your money right now, this episode is for you. In this episode we discuss: Building financial power to live our value and change the world The “unsexy” story of how Tanja retired at age 38 How to spend your money in a way that  reflects your values How health insurance was the best investment Tanja ever made Navigating and personally combating capitalism + more Watch this episode on Youtube here:https://youtu.be/b-ej1DsVvcw  Other related blog posts/links mentioned in this episode: Check out Tanja's previous episodes on the Journey to Launch Podcast here and here. Bookshop.org To Listen to the Learn to Trade As A Side Hustle To Reach Your Financial & Life Goals FREE Audio Training with Teri Ijeoma by clicking here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. Connect with Tanja: Website Instagram: @our_nextlife Twitter: @our_nextlife Facebook: OurNextLife Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

Instead of legitimate reform, companies often rebrand their problematic practices as “green,” “woke,” and “ethical.” Not surprisingly, we consumers are both angry and disillusioned by these marketing lies. But when we use our collective purchasing power to fight back, we show our strength. Hence, the power of the purse. Today I speak with author Tanja Hester. While Tanja doesn't offer easy solutions or simple answers in our conversation, she does lay a roadmap for making better (not perfect!) money moves that... Read More Read More The post The Power Of The Purse appeared first on Mama Minimalist.

Want to have more money AND a better planet? Learn what we can control that really matters- and what we are over stressing about when it comes to climate change, waste, carbon offsets, plastic straws and all those questions about which milk to order from Wallet Activist author Tanja Hester. For more information, visit the show notes at https://www.bobbirebell.com/podcast/tanjahesterwalletactivism

How the Biden Administration infrastructure bill will impact California counties. An overview of the first official draft of congressional and legislative districts. A breakdown of the City of Sacramento's redistricting process and changes to city council boundaries, and how redistricting affects Sacramento's AAPI community. New book “Wallet Activism: How to Use Every Dollar You Spend, Earn, and Save as a Force for Change,” on ethical consumerism and responsible investing. Today's Guests Chris Lee, Legislative Representative for the California State Association of Counties, on how the Biden Administration infrastructure funding will improve roads and transportation in California. CapRadio Politics Reporter Nicole Nixon, with an overview of the first official draft of congressional and legislative districts and how it affects congressional seats, plus how to submit feedback on the maps. CapRadio News Editor Kris Hooks, with a breakdown of where the City of Sacramento is in its own redistricting process and if we should expect major changes to the city council boundaries. CapRadio Race and Equity Reporter Sarah Mizes-Tan, shares her reporting on how redistricting affects Sacramento's Asian American and Pacific Islander community. Tanja Hester, author of “Wallet Activism: How to Use Every Dollar You Spend, Earn, and Save as a Force for Change,” on ethical consumerism and responsible investing. 

How do we use all this knowledge and economic fuel we have gained by being financially savvy? This week we discuss with Tanja Hester how to be a wallet activist and use our financial power to do less harm and improve the world.

Is ‘conscious consumerism' enough? This week we're exploring what it means to truly use your dollars to influence change with author and activist Tanja Hester. Tanja's upcoming book, Wallet Activism: How To Use Every Dollar You Spend, Earn, and Save as a Force for Change bridges the knowledge divide between environmental and social activism, andRead more The post 158: Wallet Activism | Tanja Hester appeared first on ECO CHIC.

LoveBabz LoveTalk With Babz Rawls-Ivy: Tanja Hester, Author by WNHH Community Radio

Do you want to use your money and time to challenge the status quo?In this episode of How To Money, Kate Campbell chats to the wonderful Tanja Hester from the US, who is an influential figure in the financial independence and work optional movement. She's the author of Work Optional, and her latest book Wallet Activism is being released in late 2021.Money doesn't exist in a vacuum, and in today's episode Tanja talks about ways we can be more intentional with our money. This includes some new ideas from her upcoming book, Wallet Activism, whether the individual financial choices we make actually have an impact, and practical solutions on how we can use every dollar we spend, earn and save as a force for change.Show Notes: howtomoney.online/how-to-money-podcastCheck out Tanja Hester's website: Our Next LifeHTM Website: howtomoney.onlineHTM Twitter: @HowToMoneyAUSHTM Instagram: @HowToMoneyAUSPlease send any questions, feedback, or episode suggestions through to us at howtomoneyaus@gmail.com and if you enjoyed the episode we'd be thrilled if you left us a review here on Apple Podcasts. Just a reminder that everything we cover in this podcast is financial education only, we are not giving you any advice. If you do want advice please seek out a qualified and competent professional, and do some research. Remember it's your money - take control!

This week, Gaby investigates the controversial FIRE (Financial Independence Retire Early) movement. They are joined by Tanja Hester, author of Work Optional: Retire Early the Non-Penny-Pinching Way, to discuss who the FIRE movement works for and what sacrifices it requires. Can someone without starter money or a large income really ethically retire early? Then, Gaby talks to FIRE skeptic Michelle Jackson, of the "Michelle is Money Hungry" podcast, about making FIRE realistic and accessible for anyone other than white, straight, cis finance bros. For a transcript of the show visit: bit.ly/BWMS9E4Transcript Vox article: https://www.vox.com/the-highlight/2020/3/18/21182018/financial-independence-retire-early-fire-early-retirement-mr-money-mustache-pete-adeney Michelle's article: https://www.businessinsider.com/personal-finance/why-ditched-traditional-fire-movement-2021-6 Gaby Dunn Instagram: @GabyRoad BWM Instagram: @bwmpod BWM Facebook group: http://tinyurl.com/badwithmoneyfb The BWM Discord channel: https://discord.gg/dAdxj4JMER Find Gaby on Patreon: patreon.com/gabydunn Shop gabydunn.com/shop for merch! Follow Tanja Hester on Instagram and Twitter: @Our_NextLife Learn more about Michelle Jackson at MichelleIsMoneyHungry.com Bad with Money is produced and edited by Lindsey Floyd. It is sound engineered and mixed by Lindsey Floyd. The Executive Producer is Lindsey Floyd. The theme song was performed by Sam Barbara and written by Myq Kaplan, Zach Sherwin, and Jack Dolgen. Additional music by Joey Salvia. Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week, Gaby investigates the controversial FIRE (Financial Independence Retire Early) movement. They are joined by Tanja Hester, author of Work Optional: Retire Early the Non-Penny-Pinching Way, to discuss who the FIRE movement works for and what sacrifices it requires. Can someone without starter money or a large income really ethically retire early? Then, Gaby talks to FIRE skeptic Michelle Jackson, of the "Michelle is Money Hungry" podcast, about making FIRE realistic and accessible for anyone other than white, straight, cis finance bros. For a transcript of the show visit: bit.ly/BWMS9E4Transcript Vox article: https://www.vox.com/the-highlight/2020/3/18/21182018/financial-independence-retire-early-fire-early-retirement-mr-money-mustache-pete-adeney Michelle's article: https://www.businessinsider.com/personal-finance/why-ditched-traditional-fire-movement-2021-6 Gaby Dunn Instagram: @GabyRoad BWM Instagram: @bwmpod BWM Facebook group: http://tinyurl.com/badwithmoneyfb The BWM Discord channel: https://discord.gg/dAdxj4JMER Find Gaby on Patreon: patreon.com/gabydunn Shop gabydunn.com/shop for merch! Follow Tanja Hester on Instagram and Twitter: @Our_NextLife Learn more about Michelle Jackson at MichelleIsMoneyHungry.com Bad with Money is produced and edited by Lindsey Floyd. It is sound engineered and mixed by Lindsey Floyd. The Executive Producer is Lindsey Floyd. The theme song was performed by Sam Barbara and written by Myq Kaplan, Zach Sherwin, and Jack Dolgen. Additional music by Joey Salvia. Learn more about your ad choices. Visit podcastchoices.com/adchoicesOur Sponsors:* Check out Arena Club: arenaclub.com/badmoney* Check out Chime: chime.com/BADMONEY* Check out Claritin: www.claritin.com* Check out Indeed: indeed.com/BADWITHMONEY* Check out Monarch Money: monarchmoney.com/BADMONEY* Check out NetSuite: NetSuite.com/BADWITHMONEYAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Whether you know it or not, you are making a statement with every dollar you spend, earn and save. What if your money could actually create change? Let me introduce you to a connect called Wallet Activism. Our guest, Tanja Hester, Tanja Hester, author of Work Optional: Retire Early the Non-Penny-Pinching Way and the forthcoming title Wallet Activism: How to Use Every Dollar You Spend, Earn, and Save as a Force for Change, is best known for retiring from her career at the age of 38, after watching her dad get forced into early retirement by his disability, which she inherited. In this episode, Tanja shares how you can channel your anger into meaningful, realistic wallet activism and use your financial power to fight for your values. It's an incredibly powerful and life-changing message that will rock your world. LinksTanja's websiteWallet Activism book Episode SponsorsMasterworks.io is the only platform that lets you invest in multimillion-dollar paintings by icons like Basquiat, Banksy, and Harring without breaking the bank. To get priority access to their offerings go to http://www.masterworks.com/mymoney. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify's entire suite of features.Right now, my listeners can get a bonus of $25 in crypto after you make your first purchase with BlockFi's Bitcoin Rewards Credit Card, when you sign up at blockfi.com/MYMONEY.Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparing quotes and start the new year with one less thing to worry about.FOLLOW & SHARELove this episode? Share it with a few friends so they can learn these valuable money concepts as well.Be sure to FOLLOW and SUBSCRIBE to never miss an episode bit.ly/millennial-money Sign up for my weekly Let's Talk Money email newsletter https://bit.ly/letstalkmoneyemail Shannah Shares: Community Q&AHave a Shannah Shares question, submit it here https://www.mmoneypodcast.comFollow Me Here for More Money TipsShannah on Twitter https://twitter.com/shannahgameShannah on Instagram https://www.instagram.com/shannahgame/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Financial expert Tanja Hester joins to talk about her new book called Wallet Activism: How to Use Every Dollar You Spend, Earn, and Save as a Force for Change. Clear-eyed and practical, Wallet Activism helps angry, overwhelmed, and disillusioned consumers cut through the marketing lies of companies that have rebranded their problematic practices as “green,” “woke,” and “ethical” to learn how to use their financial power to fight back.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

As part of our financial podcast spotlight series we talk to the co-host of The Fairer Cents, Kara Perez. Along with her co-host, Tanja Hester, they talk about women and the fight to break even in the world of personal finance. You can find their podcast at thefairercents.com. Connect with Kara on Facebook, Instagram, and Twitter.

Renai is ready to retire at the age of 36. No, she's not a tech founder who just sold her company; she was raised working class by a single mom and has worked in non-profits most of her life. We asked Renai to come on the podcast and share how she was able to reach financial independence so early in her career, because unlike many such stories, hers is as attainable as it is aspirational. A few things that come up in the episode: -- We discuss the FIRE lifestyle movement. FIRE stands for Financial Independence / Retire Early. Read more at https://en.wikipedia.org/wiki/FIRE_movement. We reference the term “coast FI.” When someone has reached “coast FI” this means they have enough money in their retirement accounts that they'd have enough to retire at a typical retirement age without making any additional contributions-- simply by letting their current balance accrue interest. -- Renai references the book “Work Optional,” written by Tanja Hester of the Our Next Life blog. Read more here: https://ournextlife.com/2018/10/24/work-optional/ -- Renai discusses using a down payment assistance loan from a state agency to finance her first home purchase. Many public entities offer such support to first-time home buyers. Find out more about the program Renai accessed via the Washington State Housing Finance Commission here: https://www.wshfc.org/ https://www.seattle.gov/housing/renters/buy-a-home -- We discuss house hacking, which essentially refers to buying a property for use as both your primary residence as well as a rental property. Read more about house hacking here: https://www.forbes.com/sites/davidgreene/2018/12/04/house-hacking-how-financially-savvy-people-live-in-expensive-markets-while-saving-money/?sh=4cf4a65470f0 -- One of Renai's ventures is running a vacation rental, and we discuss some of the mechanics of that starting at around 14:50.

Wallet activism is using your financial power in all its forms to change the status quo, going beyond what you spend to look at how you earn money, where you live, where you bank, how you donate, and so many more financial choices we make every day.To kick off this new show, today Tanja Hester is talking about Wallet Activism: what it is as a concept, and how the podcast and the book are different. We also talk about all the bonus resources you can get for free if you pre-order the book (available as a paperback, ebook and audiobook).Post on my blog Our Next Life with info on pre-order bonus resourcesPlaces to pre-order:Pre-order on Indiebound (can also connect you to your local indie bookseller)Pre-order on Bookshop.orgPre-order from Powell'sPre-order on Amazon Smile (be sure to use smile.amazon.com so a portion goes to the nonprofit of your choice)Pre-order on Barnes & NoblePre-order from BenBella BooksPre-order from Booktopia (Australia)

1. Intro (1min 35 sec) 2. Interview with Tanja Hester (10 min 52 sec) 3. Top Ten Trending Topics (42 min 28 Sec): The U.S. State Department warned the Taliban to keep their word on allowing evacuees to depart Afghanistan, How 9/11 changed how we travel, Netflix show Turning Point, Beyonce Birthday, Aaliyah one in million #1 digital, Lil Nas X Photoshoot, Drake leaked a Kanye Diss, Uzi Vert lost a diamond, Naomi Osaka takes a break, Ida Left deadly path. 4. Outro (1hr 6min 05 sec)

In today's episode, Emilie sits down with Tanja Hester, author of Wallet Activism: How to Use Every Dollar You Spend, Earn, and Save As a Force for Change, all about how to be a more socially conscious citizen and financial activist. Related Links:Learn more about Tanja's workGrab one of Tanja's books:Wallet Activism: How to Use Every Dollar You Spend, Earn, and Save As a Force for ChangePrevious Book - Work Optional: Retire Early the Non-Penny-Pinching WayEp 64: Feminist Take on F.I.R.E.Ep 253: How to get Involved in Activism in 2020Smile.Amazon.comEnroll in Speak Up: our Assertive Communication ProgramEnroll in Level Up: our Leadership AcceleratorBossed Up's LifeTracker PlannerJoin the Bossed Up Courage Community on FacebookGot a career conundrum you want me to cover on the podcast? Call and leave me a voicemail NOW at 910-668-BOSS(2677).

This is Wallet Activism, a podcast by author Tanja Hester for anyone who's ready to change the status quo by flexing your financial power for good. Subscribe or follow now so you don't miss a thing.

Tanja Hester, author of 'Work Optional: Retire Early the Non-Penny-Pinching Way', and Ryan Frailich, founder/owner of Deliberate Finances discuss what retirement means to you, and what you expect of it in your future.

You can't retire early.... Wait, isn't that what this podcast is about?! So, now that we've got your attention, this episode goes into an article we read about why Kevin O'Leary, business man and investor on CNBC's "Shark Tank," says that FIRE doesn't work and you SHOULDN'T do it. But what O'Leary is saying, is exactly why we're doing what we're doing! On my list this week... ventricles and pigskins. Also, Vanessa woos Jackson with a few Valentine's Day haikus she wrote for him. Here's the article we referenced: https://www.cnbc.com/2019/03/20/shark-tank-star-kevin-oleary-why-retiring-early-doesnt-work.html#:~:text=But%20star%20of%20ABC's%20%22Shark,retire%20early%20doesn't%20work.&text=%22I%20achieved%20great%20liquidity%20and,I%20retired%20for%20three%20years. Here's the book we mentioned by Tanja Hester, who was mentioned in the article: https://www.amazon.com/Work-Optional-Retire-Early-Non-Penny-Pinching/dp/0316450898/ref=sr_1_1?crid=1TPGQRY1P7D5J&dchild=1&keywords=tanja+hester&qid=1612733163&sprefix=tanja+hest%2Caps%2C189&sr=8-1 --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/makingitwiththemayers/support

With the uncertainty of the Affordable Care Act (ACA) looming before us, many are asking: How can we plan for healthcare - now and in the future? How much will I need to save to cover healthcare in retirement? What can I do if I can't afford the expensive premiums?  As a community of entrepreneurs and early retirees, this is a major concern. To help us understand the healthcare landscape, Tanja Hester, author of Work Optional and the blog Our Next Life, joins us. For more information, visit the show notes at https://affordanything.com/psathursday

Get to know a few of the Big Idea presenters for the upcoming FinConX virtual event and hear about what they'll be sharing from the main stage. FinCon Interim CEO Jessica Bufkin chats with presenters Tanja Hester, Carter Cofield, and Lacey Langford, as well as members of a YouTube-focused panel. See the full list of speakers and more details about FinConX at https://finconexpo.com/finconx

In this very important episode I talk to Tanja Hester (author of Work Optional:  Retire Early The Non Penny Pinching Way) about how non people of color can fight injustice, racism, sexism, and bias in our society.  

Today we have Jessica from The Fioneers. She's a co-founder of https://thefioneers.com/ along with her husband Corey. Their financial independence blog was a 2019 Plutus Award Winner for Best New Personal Finance Blog. We discuss a wide range of topics, including an overview of the Slow FI concept she developed with her husband. We also dive into how she overcame several limiting beliefs in order to become an entrepreneur and launch a new business. Finally, Jessica shares why Slow FI is an ideal option for people pursuing financial freedom later in life. Jessica lives in Boston and works in nonprofit, in her mid-30s, learned about FI when she was 30 Husband had learned about FI but didn't feel like it applied to their situation She started to feel burned out in her job, toxic environment, but had doubled her income Felt like she needed to stay in her job for 10+ years to reach FI, traditional FIRE path didn't fit Ended up taking a 6-month leave due to anxiety and ultimately left her job Decided to work part-time, which was an option based on their savings Was able to focus on passion projects and find a work/life balance Came up with the concept of Slow FI: https://thefioneers.com/slow-fi-yolo/ “The journey to financial independence should be as remarkable as the destination.” Even with her pay cut they were able to maintain close to a 60% savings rate Read the book Work Optional by Tanja Hester, https://ournextlife.com/work-optional/, and was introduced to the concept of mini, or semi-retirement Decided to start a Slow FI Interview series: https://thefioneers.com/slow-fi-interview-series/ Found examples of people pursuing financial freedom while still living their lives Seven Limiting Beliefs blog post: https://thefioneers.com/limiting-beliefs-entrepreneur/ Started a coaching business to help people design an ideal life Ran into internal challenges and barriers that held her back and felt it was important to share these challenges with others Belief #1: I should be able to figure all of this out by myself. Belief #2: I should know that something will be successful before trying it. Growth mindset vs a fixed mindset Belief #5: I need to feel totally confident before moving forward. Why people struggle with overcoming fears to face a challenge How imposter syndrome holds people back Challenges that I've faced with my blog and podcast The importance of people sharing their stories and inspiring others The challenges of sharing FI concepts with people who are not pursuing FI Advice for people starting to pursue FI later in life: slow FI makes a lot of sense for people in their 40s Where to follow The Fioneers: Twitter: https://twitter.com/thefioneers Instagram: https://www.instagram.com/thefioneers/ Facebook group: https://thefioneers.com/fb --- Support this podcast: https://anchor.fm/fiafter40/support

Our guest this week is Tanja Hester, whom The New York Times referred to as the matriarch of the FIRE movement. For the uninitiated, FIRE stands for financial independence/retire early. Tanja is the author of the Our Next Life blog, and she is also author of the book Work Optional: Retire Early the Non-Penny-Pinching Way. Tanja and her husband Mark retired in 2017 at the ages of 38 and 41. Her blog is devoted to chronicling their journey and sharing guidance for others who might be considering an early retirement.BackgroundTanja Hester’s blog “Our Next Life” Tanja Hester’s bio and backstory Tanja Hester’s twitter handle @ournextlife Tanja Hester’s author/speaker page Tanja Hester’s book, “Work Optional: Retire Early the Non-Penny-Pinching Way”“For These Women, a FIRE That Burns Too Male and Too White” by Charlotte Cowles; The New York Times; June 7, 2019  Early Retirement/Sequence-of-Return Risk Tanja Hester’s writings on sequence-of-return riskKarsten Jaske’s “Early Retirement Now” blog Tanja Hester’s multi-phase retirement financial plan Savings and Withdrawal Rates“You’ve been diligently investing for retirement all these years. Why now is the time to hang onto cash” by Tanja Hester; MarketWatch; March 7, 2020Tanja Hester’s writings on savings rates Tanja Hester’s writings on mortgage pay-off Tanja Hester’s writings on 4% safe-withdrawal rule “The 4% Rule is Not Your Friend” by Tanja Hester; Our Next Life blog; June 10, 2019 Karsten Jaske’s “Safe Withdrawal Rate” series“How We Calculated Our ‘Enough’ Number for Early Retirement” by Tanja Hester; Our Next Life blog; Aug. 23, 2017 “The Best Retirement Withdrawal Strategies” by Darrow Kirkpatrick; Can I Retire Yet blog; March 9, 2016 Healthcare PlanningTanja Hester’s writings on health insurance “The Roth strategy we wish we’d built for early retirement” by Tanja Hester; MarketWatch; Jan. 29, 2020 Home Ownership and Rental PropertiesTanja Hester’s tweet on peace of mind from owning a home mortgage-free“Choosing People Over Money: The Story of Our Rental Property” by Tanja Hester; Our Next Life blog; Aug. 29, 2016 Motivation for Retiring Early“Why the Urgency?” by Tanja Hestery; Our Next Life Blog; April 8, 2015“The Privilege of Retiring When We Want, How We Want” by Tanja Hester; Our Next Life blog; Nov. 7, 2016 “My Other Motivation for Retiring Early” by Tanja Hester; Our Next Life blog; July 23, 2018 “New Life Rhythms, A Delayed Reckoning and Being Okay with Blogging Less” by Tanja Hester; Our Next Life blog; Sept. 16, 2019 Budgeting and Travel-PlanningTanja Hester’s writings on budgeting Tanja Hester’s writings on travel planningLessons Learned“What Everyone Should Know About Early Retirement” by Tanja Hester; Our Next Life blog; Sept. 12, 2018 Social Security, Medicare, and Later-Life Needs “Why We Aren’t Banking on Social Security for Our Retirement--But Why You Might” by Tanja Hester; Our Next Life Blog; Oct. 9, 2017Tanja Hester’s writings on medicare “Don’t Forget About Your Later Years” by Tanja Hester; Our Next Life blog; Aug. 16, 2017    

Join Ellie and Bethany in week two of their discussion with Tanja Hester about Financial Feminism. This week they focus on women in the workplace. Ellie and Bethany give examples of situations they encounter frequently as Tanja gives suggestions on how we can better combat the current climate. For more information, visit the show notes at https://themoneymillhouse.com/financial-feminism-tanja-hester-our-nextz-life-fairer-cents-part-2

What is Financial Feminism and should it mean something to me? Bethany and Ellie are joined this week in the Millhouse by Tanja Hester, author of Work Optional and creator of Our Next Life blog and The Fairer Cents podcast in a special two part series on Financial Feminism. This week they focus on Women and money in the home--specifically the roles women normally take when it comes to money. Tanja started her podcast because she felt like there were conversations that were not being had in the financial space when it comes to the unloved playing field and economic inequality. Tanja defines feminism as women and men are equal and that we are going to create a society and systems that uphold equality, even though the word often comes with unnecessary baggage. There are so many connections between finances and feminizes, and Tanja identifies a few of them. One of them is that men are often entrusted with "high finances" decisions, like where to invest their money, and women are often entrusted with the "low finance" decisions like how to stretch the grocery budget or how to clip coupons. They also talk about the stigma associated with women making major financial decisions and the idea of who is the bread winner. Tanja gives words for Ellie and Bethany to use when in situations where they may need to push back on perceived sexist comments and conversations without coming across overly bossy or dominant as a woman. Bethany and Ellie end the discussion talking about how stay at home moms have as much right and access to the money eared by their family even though they aren't the ones bringing in the money. Ellie shares how when she was a SAHM, she never felt like it was "his money" and "her money," but always "our money." Join the conversation next week as Tanja is in the Millhouse again talking about women in business. For more information, visit the show notes at https://themoneymillhouse.com/financial-feminism-tanja-hester-our-nextz-life-fairer-cents-part-1

I catch up with Tanja Hester from The Fairer Cents podcast and she shares how she retired at age 38. We discuss the concepts of F.I.R.E and how she got there.Is Financial Independence Retire Early possible in your situation?

Tanja Hester is the author of WORK OPTIONAL: Retire Early the Non-Penny-Pinching Way. She's also a former many things: a former political consultant, public radio journalist, yoga and spin-teaching side hustler, civil servant, and even a former under-saver. Since retiring early at the age of 38 along with her husband Mark, she devotes all her Continue Reading…

Tanja Hester is the author of WORK OPTIONAL: Retire Early the Non-Penny-Pinching Way. She's also a former many things: a former political consultant, public radio journalist, yoga and spin-teaching side hustler, civil servant, and even a former under-saver. Since retiring early at the age of 38 along with her husband Mark, she devotes all her Continue Reading…

Tanja Hester (called the Matriarch of the women’s FIRE movement by the New York Times) returns to YMYW to discuss the value of our time, how it’s connected to our money, and the options financial independence provides for a life well-lived. Plus, Joe and Big Al answer questions about the balanced asset allocation strategy, taking a pension and another job AND Social Security, and what to do when your company changes 401(k) custodians. Ask money questions, read the transcript & access free financial resources: http://bit.ly/YMYW-250

Don’t we all want mo money without mo problems? Today we’re talking with personal finance expert Tanja Hester about how value-driven spending and setting a “money mission statement” can help you reach even your biggest financial goals - whether you’re saving up for a home in your dream neighborhood, a big renovation, or even early retirement, which Tanja herself has accomplished. She’s sharing easy ways to trim your budget, painless ways to put more in the bank, and why she thinks most of us have more financial freedom than we think. Plus, we’re discussing a new holiday decorating epiphany that Sherry recently had (oddly enough it was inspired by Halloween and not Christmas) and why you may want to grab an often overlooked painting tool that can save the day. And your back. Be sure to check out younghouselove.com/podcast-157 for notes, links, and photos from this episode.

In this week’s podcast episode, Zero shares her amazing story of adversity and triumphs. She saved half her income when she made $60,000 a year in New York while also navigating health challenges. In her twenties, she had brain surgery and doctors told her she may not be able to work or live independently. Instead of surrendering to her prognosis, she got through her recovery and moved to New York City.  Not only did Zero find a job, but she went from making $37,000 a year to $75,000 in a short period. Zero maximized her income when she was making less, so she was able to max out her retirement savings when she earned more money. Zero saved $100,000 by 30 and recently quit her job to become a full-time entrepreneur. She continues to navigate her health challenges but has never allowed them to limit her abilities or accomplishments on her journey to financial freedom.  In this episode you will learn: How to boost your income so you can max out your savings Ways to save on taxes and medical expenses  The power of a positive perspective and money mindset How to save, invest, and survive on less in New York City and so much more Other related blog posts/links mentioned in this episode: If you liked this interview with Zero, you may also enjoy episodes 52 and 84 with Tanja Hester from Our Next Life.  Finding Adventure and Happiness on Your Journey to Financial Independence with Tanja from Our Next Life--Episode 52 How To Achieve A Work-Optional Life & Retire Early with Tanja Hester--Episode 84  Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Zero: Instagram:@zero2fi Twitter:@zero2fire Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Money Launch Club

Early retirement is one of those things that many people dream about and some do. My guest today is Tanja Hester. Tanja and her husband Mark Bunge were able to retire from formal employment when she was 38, and he was 41. Tanja is now able to devote her life to fun and purpose. She is the author of Work Optional: Retire Early the Non-Penny-Pinching Way. Tanja and Mark have an award-winning financial independence blog called Our Next Life. Tanja also podcasts on The Fairer Cents Podcast with her friend Kara Perez where they explore marginalized and tricky financial topics.  Her new found freedom also allows her to focus on interests like gathering women together to talk about financial independence at Cents Positive retreats and volunteering in her community. She’s also able to indulge her love of traveling the world, and enjoy sports like skiing, hiking, biking, paddling, and climbing around her home in North Lake Tahoe, California. She is basically living the dream. On today’s show, we talk about how she and her husband tracked their progress and timed their leaving work and how they downsized their lifestyle to retire early.  Tanja has researched and explored every aspect of early retirement from the best strategies for saving to redefining your identity without a career. She applies those lessons every day in her work-optional life. She has a regular column on MarketWatch. She’s spoken at Google, Tesla and at conferences around the U.S. She has been featured in the New York Times, TIME, MONEY Magazine, Vice Media, Yahoo! Finance, Forbes, LifeHacker, Bloomberg, Buzzfeed, and media outlets around the world. If you want to learn how Tanja was able to retire early and make it work, this episode is for you.    Highlights from Episode 18 [02:11] Tanja retired early at 38. [02:20] Tanja's definition of retired probably most closely matches the military definition of retired.  [02:40] She feels that things like being able to podcast and write are a privilege, because they don't feel like work. [03:01] When approached with projects, she's more concerned with the fun aspect as opposed to how much it may pay.  [05:01] Every six month period of Tanja's retirement has been different.  [05:31] Tanja was 38, and her husband was 41 when they both retired. Looking back, they would probably have gone a little slower and not been so aggressive with their savings goals and said yes to more things.  [06:18] If they could do it over again, they would have taken more vacation and rested more.  [06:58] They both started out at entry level pay, but they were making six figures before retirement. At the end, they were saving quickly.  [08:01] A micro retirement is more of a career intermission where you take a year or two off. You could also use it as a bridge to a new career.  [09:40] Tanja saw her dad retire with a genetic disability when he was 42. She didn’t want to be powerless and forced into retirement. She wanted to travel, hike and have fun.  [12:01] She developed her love of travel as a kid.  [14:44] Tanja and her husband were die hard index fund investors. They have tax advantaged funds that they can't access until later and then regular investment accounts that they can access.  [18:04] Solid investors have to think about downturns. Good investors need to be mentally tough or not look at things and get emotions involved.  [20:04] The worst thing would be to retire and not have a cushion.  [22:35] They have insurance on the exchange and pay $1000.00 a month.  [24:58] If you want to look into retiring early, track three months of spending and see where your money is going. Then get very clear about what you want to spend. Set up automated saving and investing.  [29:43] When you are watching your savings grow, it's a lot easier to avoid that impulse buy.  [30:43] If you know you're going to retire, think about what you want to do in advance and where you get your identity and community.  [33:28] She’s found ways to do public speaking without having to have a job.  [33:51] Tanja has learned that podcasting takes more time than anyone thinks. She also found that writing her book was more enjoyable than she thought it would be.  [35:35] She's a Top Gun fan!   Links and Resources Work Optional: Retire Early the Non-Penny-Pinching Way Our Next Life ADVENTURES in Early Retirement The Fairer Cents Tanja Hester on Twitter Tanja Hester on Facebook Tanja Hester on Instagram

This is the 100th episode of The Personal Finance Show! My special guests today are Tanja Hester and Kara Perez, the hosts of my favourite podcast, The Fairer Cents, and James Mwombela, who is a CFP and Associate Planner at Grid 202 Partners. Episode 100 isn't about someone's personal finance story. It's about an important personal finance topic. Today's topic is financial privilege.   My goal with this episode was to encourage you to think about privilege and how it affects your life and your finances. Most people understand obvious financial privilege.   If you come from a wealthy family, you have an easier time than someone who doesn't come from money.   Having to work as a teenager to pay bills is very different than choosing to work as a teenager to buy the things your parents won't buy you.   Graduating with student loans puts you in a very different financial starting position from someone who's parents saved up and paid for their schooling.   Working to save for retirement is very different from working to pay your bills and make the minimum payments on your credit cards. But as we discussed in the episode, there are also less obvious layers of privilege, like your gender, the colour of your skin, or whether you are an immigrant, which may affect your ability to make money.   Like Darryl Brown from episode 93 of the show who didn't think that anyone would want him to be their financial advisor because he's black.   Or Nico Barawid from episode 67 who's parents were both doctors, but were discriminated against financially because they had immigrated from the Phillipines.   There is still a lot of work to be done to increase Indigenous people's access to culturally relevant financial education resources, as Bettina Schneider and I discussed in episode 95.  Women are 80% more likely to live in poverty in retirement than men, as Saijal Patel mentioned in episode 77.  This is not surprising if you consider that women only gained the right to open a bank account in the 1960s. The Equal Credit Opportunity Act was only enacted in 1974, which made it unlawful for a creditor to discriminate against any applicant on the basis of race, gender, religion, national origin, marital status, or age.   Think about that for a second -  45 years ago, it was so normal to financially discriminate against anyone who wasn't a white male, that they actually had to make a law to tell financial institutions to stop being racist and sexist. On the other hand, white men have been able to open bank accounts and get credit since banks were invented hundreds of years ago.  And it's not like everyone stopped being racist and sexist on the day the law came out. As we discussed in the episode, this discrimination still exists, though it's not as explicit as it once was. I've never met anyone who doesn't think this is a problem.  There isn't anyone I know who would explicitly say that they don't believe everyone should have equal opportunity to make money and build wealth. So let's do something about it. Let's talk about it on podcasts like this.   If you have the opportunity to use your privilege for good, to help someone who might have less advantages than you, do that. Remember that privilege is just perception.  There's no logical reason why gender or race or all of the other differences we mentioned should impact your ability to make money.  It's all in our heads and to stop it we need to change our thinking and our actions. So that's my 100th episode.  I'll be back soon with new episodes so if you haven't subscribed to the podcast, please do that now, so you know when the new episodes are up.  If you liked this episode, check out the other 99 episodes and please leave me a review on Apple Podcasts. And if you have any questions or just want to say hello, you can always email me at beau@beauhumphreys.com. Click here to become a patron of The Personal Finance Show via Patreon

Beth MacMillan wants you to prioritize travel. In 2011, Beth and her husband, Mark, decided to use their saved up money and take a 6 month honeymoon around the world. You don't have to save $20,000 and buy round-the-world tickets like Beth did, but if you're interested in travel at all, you can pick up a lot of tips by listening to Beth's story. To be able to travel, you need 2 things, time and money. Maybe you have the time, but not the money, so you feel like you can't afford to go anywhere. Maybe you have the money, but not the time, so you can just fly somewhere for a weekend or a week and it doesn't seem worth the effort. There will always be barriers to travel, and if you have disposable income, there are a million things you can spend your money on instead of travelling. However, if you have the desire to travel, there are ways to make it a priority in your life. Every time you have extra money, you make a choice to use that money for something that is important to you. It doesn't have to be a lot of money, as Beth and I discuss in the episode. For Beth, travel was always top of the list. Maybe you're the same. Maybe you don't even realize it yet because you haven't been anywhere. Personally I believe every dollar spent on travelling is totally worth it. The “return on investment” of travel isn't dollars but it's a higher quality of life. But that's just me. And Beth, of course. P.S. If you want to ask Beth any questions about travel or concussions, you can email her here. NEXT EPISODE 100 - Financial Privilege with Tanja Hester, Kara Perez, and James Mwombela Click here to book a FREE 15-minute personal finance consultation with Beau Humphreys, Personal Finance Coach Click here to become a patron of The Personal Finance Show via Patreon To register for my next available personal finance webinar click here.

On today’s episode of The His & Her Money Show, we talk with Tanja Hester from Our Next Life and author of the phenomenal new book Work Optional (Retire Early The Non-Pinching Penny Way), and she shares her secrets to achieving early retirement. She retired at age 38 and her husband at the age of 41.   What You Will Learn In This Episode How you can save money without being a penny pincher You can start the process at any age  How to trick yourself into saving What is your vision What do you want your life to look like How to go through the transition retire process Why you need to track your spending What it means to hide money from yourself How to focus on earning instead of cutting Why all of this is worth it   Episode Shownotes https://www.hisandhermoney.com/Episode395   Today’s show is sponsored by Legal and General America. Legal & General America makes understanding and applying for life insurance easy. Also, agents are standing by to help you determine the best coverage to fit your family’s needs. Visit  HisandHerMoney.com/lgapodcast to get started on your journey toward financial wellness.

Mo Money PlanningIn #InVinoFab episode no. 32, @laurapasquini & @profpatrice talk about mo' money planning. As money does not grow on trees, they share resources for identifying spending habits, resources for saving/investing, and getting started with enhancing your own financial literacy. There are ideas for saving money for the future, investing for retirement, and just reflecting on your own money habits. Enjoy!Resources shared and discussed in this #InVinoFab episode:NPR Life Kit – Money Kit: https://www.npr.org/lifekit#money -Budget management: Be the Master of Your Budget https://www.npr.org/2019/01/09/683530953/be-the-master-of-your-budget-How are you spending money? 6 Simple Rules for Saving Money https://www.npr.org/2018/12/12/676120025/get-started-saving-Boost Your Credit Card IQ https://www.npr.org/2019/01/10/684067151/boost-your-credit-card-iq-Never Pay An Unnecessary Fee Again https://www.npr.org/2019/01/10/683983397/never-pay-an-unnecessary-fee-again-Journal your expenses: figure out how and where your money is going. What are your daily, monthly, etc. expenses? Tracking bills, services, subsTips for not spending online: Do you really need an Amazon Prime account? Or other subscription where you purchase? Or if you frequently find yourself purchasing from Amazon, save an item in your cart and come back a day or two later to see if you still want/need that item. Remove your credit cards from shopping accounts. Taking away this automation for buying and require yourself to find your credit card and type it  Take pause to ask yourself if this purchase will really “bring you joy”? Mari Kondo would be pleased with your efforts to bring less into your home #ProactiveDecluttering  Block ads online, use an ad blocker https://adblockplus.org/tutorials or privacy browser, we recommend Mozilla Firefox: https://www.mozilla.org/en-US/firefox/   Investment:-Your Cheat Sheet for Smarter Investinghttps://www.npr.org/2018/12/12/676158680/your-cheat-sheet-for-smarter-investing-More about NPR's Life Kit: https://www.npr.org/lifekit Broad-based index fund – passively managed S&P 500; Vanguard https://investor.vanguard.com/corporate-portal/-Should You Pay for Financial Advice?https://www.npr.org/2018/12/12/676160245/should-you-pay-for-financial-advice-What is FIRE? https://www.playingwithfire.co/whatisfire-Retirement Calculator https://www.playingwithfire.co/retirementcalculator-Work Optional Worksheets https://theworkoptionalbook.com/worksheets/Apps for tracking your spending & making the right money moves:-Mint: https://www.mint.com/-Nerd Wallet https://www.nerdwallet.com/ -Others ways to track your spending: https://www.forbes.com/sites/financialfinesse/2017/08/17/6-ways-to-track-your-spending/#5db6939d4650#InVinoFab Recommended Reads:--Wild Money: A Creative Journey to Finance Wisdom by Luna Jaffe http://lunajaffe.com/wild-money/  --Unconventional Success: A Fundamental Approach to Personal Investmentby David F. Swensen https://www.goodreads.com/book/show/17372.Unconventional_Success--Work Optional: retire Early the Non-Penny-Pinching Way by Tanja Hester https://theworkoptionalbook.com/ --Playing with FIRE: Financial Independence Retire Early by Scott Riekens https://www.playingwithfire.co/--A Random Walk Down Wall Street: The Time-Tested Strategy for Successful Investingby Burton G. Malkiel https://www.goodreads.com/book/show/40242274-a-random-walk-down-wall-streetStay connected to the #InVinoFab Podcast: Hosts: Patrice (@profpatrice) & Laura (@laurapasquini); pronouns: she/her Twitter: https://twitter.com/invinofab Instagram: https://www.instagram.com/invinofab/ 

Tanja Hester is a an early retiree and #FinCon19 Big Ideas presenter who stops by to discuss the different projects she's been working on lately. An award-winning blogger and podcaster and a best-selling author, Tanja knows how to find success across different media. At the core of her work is a sincere connection with her audiences. No matter where you are on your journey as a content creator, you'll be inspired as she pulls back the curtain on these projects and discusses the power of finding your voice. For more information, visit the show notes at https://finconexpo.com/finding-your-voice-tanja-hester/

What would you give up if it meant that you could retire now? On this episode of UNGENTRIFIED, I am joined by Kiersten & Julien Saunders of rich & REGULAR (), financial power couple featured on CBS This Morning, the NY Times, and Essence Magazine to talk about F.I.R.E., the aggressive financial lifestyle many are turning to so that they can retire early and live their best lives. We discuss the basics of F.I.R.E., the Black community’s relationship with money & finances, some of the things they do to save (they paid off $200K of debt in 5 years, you might want to listen), and whether or not everyone needs a side hustle. Listen and give us your opinion!   Guests: Kiersten & Julien Saunders of rich & REGULAR () Website:    Resources/People/Articles Mentioned in Podcast: The Shop on HBO When They See Us on Netflix Black Mirror: Season 5 on Netflix The Black Godfather on Netflix 3% on Netflix on Twitter   documentary , a book by Grant Sabatier , a book by Tanja Hester , a book by Dennis Kimbro   Apps and Recommendations by Kiersten & Julien -  Passive Real Estate Investing -    Check out Kiersten & Julien’s website where they cover their ongoing experience with FIRE at . You can also pick up a copy of a Kiersten & Julien’s ebook on their site when it drops.   Follow the conversation: @ungentrifiedpod on / @kentwjohnson on /   #ungentrifiedpod   Email us your questions/comments at .

In the era of the #MeToo movement, Black Lives Matter and a torrent of books on the subject, it’s a time when women’s anger at the inequality built into our financial, economic and social systems is finally being heard. Or at least some women’s anger is. In this week’s episode, we’re talking with emotional labor expert and author Gemma Hartley, and comedian and author Sarah Cooper, about the moment women’s rage is having, the steps that most of us must still take to function in a male-oriented career world, and the tired old stereotype of the angry black woman.   Links from the show: CNBC story with “Tanja Hester and her husband” Gemma Hartley’s book, Fed Up Sarah Cooper’s book, How to Be Successful Without Hurting Men’s Feelings Rebecca Traister’s book, Good and Mad: The Revolutionary Power of Women’s Anger Soraya Chemaly’s book, Rage Becomes Her Burn It Down: Writing About Women’s Anger, edited by Lilly Dancyger

Tanja Hester is back this week to join us for Episode 22. We spend this episode going through updates on what is going on in our lives. Check out the bulleted list of topics below. Cashflow as a Freelance Adding to the Emergency Fund with a “Life Happens” fund (idea from Suze Orman) Setting aRead more

Do you feel comfortable with the expectations of your job and the number of hours you work? Or do you sense impending burnout with the constant demands and grueling schedule required of you? This week's $Pro, Tanja Hester, is here to talk about how to begin making your job a smaller part of your life. Her first step to achieve this is saving up just enough money to shift that power imbalance that you may feel with your boss, and give you confidence and bargaining power. We will also cover three routes to consider taking to make work optional for you and the different ways that retirement can look. Let's take the proper steps now to make work more optional! During this episode we each enjoyed a Quadrahopic by Land-Grant Brewing which you can find on Untappd. A big thanks to Kayla for donating this beer to the show! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts, Castbox, or wherever you get your podcasts- we’d love to hear from you. Best friends out! Learn more about your ad-choices at https://news.iheart.com/podcast-advertisers

EP 137 | Profit Boss® Radio Welcome to episode 137 of Profit Boss® Radio! In this episode, we are discussing the FIRE movement with Tanja Hester. The word FIRE is an acronym for Financial Independence, Retire Early. There are plenty of reasons why people want to leave the workforce and retire early, but how much do you need to have saved up in your nest egg to make that a reality? That is just one of the important questions Tanja and I cover in today’s show. You won’t want to miss this week’s show where Tanja talks about how she and her husband were able to retire at the age of 38 and what steps they took to make that possible. Take a deep dive into Tanja’s journey toward financial independence and early retirement. If you have been wanting to understand and learn more about the FIRE movement, and how you can accomplish this for your life this episode is for you. Thank you to Tanja Hester for joining me today to help shed light on how anyone can make this possible in their own life. For more details, please visit the show notes on our website here: https://www.hilaryhendershott.com/financial-independence-retire-early/

Living frugally is a great way to get your spending under control and set a base to improve your personal finances. However, what's the point of cutting every expense and possibly retiring early if you aren't able to put your money to good use on the things you enjoy in life? Tanja Hester is the writer behind the blog Our Next Life and the new book Work Optional, and she's joining us to share her views on how we can be selectively hardcore in our money saving ways but be able to spend on quality items or experiences that align with our priorities. You can find the show notes for this episode at https://maplemoney.com/tanjahester  You may soon find yourself with a big tax refund burning a hole in your pocket. How should you spend it? The smartest thing you can do is invest it. In fact, put it right into your RRSP and get a jump start on your contributions. As a MapleMoney reader, get $10,000 managed for free when you open a new account or transfer your existing RRSP to our sponsor, Wealthsimple. Go to https://maplemoney.com/wealthsimple 

Do you have to penny pinch to even dream of early retirement? What is the 'FIRE' movement and why does it matter? How does planning for early retirement look different than traditional retirement planning? What's the first step in planning for early retirement? Jordan Goodman, host of The Money Answers Show, talks with Tanja Hester about how and why she retired at the age of 38and her book, 'Work Optional: Retire Early The Non-Penny Pincher Way.' Hester and Goodman discuss why the best retirement plans come from the heart and the role of a purpose driven life in long-range planning.

Do you have to penny pinch to even dream of early retirement? What is the 'FIRE' movement and why does it matter? How does planning for early retirement look different than traditional retirement planning? What's the first step in planning for early retirement? Jordan Goodman, host of The Money Answers Show, talks with Tanja Hester about how and why she retired at the age of 38and her book, 'Work Optional: Retire Early The Non-Penny Pincher Way.' Hester and Goodman discuss why the best retirement plans come from the heart and the role of a purpose driven life in long-range planning.

Bobbi reveals her favorite new money books, and how to know if they are right for you. This month’s picks include: The Dumb Things Smart People Do With Their Money. Thirteen Ways to Right Your Financial Wrongs by CBS News Business Analyst and Certified Financial Planner Jill Schlesinger Startup Money Made Easy: The Inc. Guide to Every Financial Question About Starting, Running and Grownup Your Business by Inc magazine Editor at Large Maria Aspan Work Optional: Retire Early the Non-Penny Pinching Way by Our Next Life blogger and podcaster Tanja Hester. For more information, visit the show notes at https://www.bobbirebell.com/podcast/march2019books 

When I last had this guest on the podcast, she was still an anonymous blogger who was just on the verge of making the leap to a public outing and declaring financial independence with her husband. Fast forward over a year and now she has written a book to discuss her experience leading up to financial independence and why she’s not a typical FIRE (Financial Independence Retire Early) persona. I’m excited to have back on the show, and for the first time publicly, Tanja Hester, author of Work Optional: Retire Early the Non-Penny Pinching Way, founder of Our Next Life Blog, and co-host of The Fairer Cents podcast. For more information, visit the show notes at http://financially-blonde.com/work-optional-with-tanja-hester/ 

I had Tanja Hester from Our Next Life on the show back in November 2017 for episode 133. Back then, Tanja was still an anonymous blogger who hadn’t yet quit her job yet to retire early with her husband. Well, a few months after we recorded that episode she left her job and has been officially retired ever since! Not only that, she finally revealed her full name on her blog and the news literally went viral, being picked up by MarketWatch. Because of this, Tanja has had a very busy retired life, that includes doing speaking, writing for MarketWatch, and of course publishing her first book Work Optional: Retire Early the Non-Penny-Pinching Way. Since so much has happened with Tanja since that first episode, I wanted to have her back on the show to talk more about what life is like in early retirement, and how you can strategize to retire early too! Retiring Early Isn’t About Opting Out Planning to retire early doesn’t start with the number crunching (or at least it shouldn’t). You need to figure out the “Why” before the “How”. Most people just think retiring early is a way they can finally opt-out of working, or subtract something from their life. Instead, you should think about it as a way to add more to your life. As we discuss in this episode, most early retirees aren’t just chilling on a beach reading. That’s nice for a vacation, but that can get boring quick if it’s your every day. Instead, think about what things you want to do now that you don’t have to focus all your time and energy on earning an income. Maybe it’s volunteering. Maybe it’s starting some new hobbies. Maybe it’s writing a book like Tanja. No matter what it is, retiring early isn’t about opting out of work, it’s about opting into a life that’s more fulfilling and meaningful to you. You Can Continue to Earn Money in Retirement Another thing we discuss is the idea that by retiring, that doesn’t mean you have to stop earning money…or working for that matter. Early retirement or financial independence means you don’t have to work to earn an income anymore. But, that doesn’t mean you can’t if you want to. From talking to so many early retirees on the podcast and in real life, all of them are working in some way. Usually not full-time, but they are definitely staying active and contributing to society in some way. And yes, this means they earn money. Earning money doesn’t negate the fact that they are financially independent or retired. It just means they have extra fun money to play with. Follow Your Own Path I see and hear so many conversations about F.I.R.E. (financial independence, retire early), most of which are negative. Many people believe it’s a dangerous idea because most people will either run out of money or it’s just completely impossible because they aren’t high income earners. As Tanja mentions, early retirement isn’t for everyone and that’s okay. Moreover, one person’s path to early retirement shouldn’t serve as a template you should try to mimic because it may not work for you. Personal finance is personal after all, so if early retirement is something you want to do, do your research, learn from other people’s journeys, then carve out your own path that’s unique to you. For full episode show notes, visit https://jessicamoorhouse.com/185

#178: Tanja Hester retired at age 38. She had a negative net worth until her late 20's, thanks to a combination of student loans, buying expensive cocktails and clothes, living far beyond her means, and not paying attention to her money. If you were to have met the 27-year-old version of Tanja, you wouldn't guess that she'd be a likely candidate for retiring early. Yet a decade later, she's saved 40x of her annual cost of living. How? Tanja worked as a political consultant in Los Angeles, and during her career, ascended to important high-ranking roles. Every promotion came with more grueling hours, accompanied by a raise. Tanja maintained her same standard of living, banking every raise. This simple strategy allowed her to rapidly grow her net worth. She didn't obsess about penny-pinching. She didn't clip 50 cent coupons for shampoo and soap. Instead, she focused her efforts on getting that next promotion, that next raise, and when it arrived, she saved and invested every additional cent. Today, at age 39, Tanja has published her first book, Work Optional, about saving enough to retire and live a lifestyle in which paid work is an option rather than a necessity. She joins us on this week's podcast to talk about the lessons she outlines in Work Optional. Here are 5 takeaways from this conversation. #1: We're taught that "you are what you contribute to the economy." Most of us learn, either explicitly or implicitly, that our self-worth is directly correlated with our economic efforts. This is an idea that we need to unpack and process as we face retirement, a mini-retirement, or any career transition. #2: Research shows that we perceive all change as loss, even if the change is positive. Retirement is a loss of identity. It's one of the most stressful and anxiety-producing life events. #3: Retirement and wealth will not create happiness. Money won't magically fix your life, health, relationships, outlook, or anything else. It's a tool that can help, but it's not a silver bullet. #4: A morning routine is grounding. It's an effective way to start your day feeling centered and calm. I'd recommend this for everyone, regardless of whether you're retired or not. #5: The easiest way to save is to keep living at the same level you're currently at, while earning more. Enjoy the podcast episode! For more information, visit the show notes at https://affordanything.com/episode178 

Work Optional "What a wonderful life I've had! I only wish I'd realized it sooner." Sidonie Gabrielle Colette In today's work culture, we're expected to hustle around the clock. But what if you could escape the traditional path and get on one that doesn't require working full-time until age 65? What if you could wake up every day without an alarm clock and do the things you love most? Well, that is what Tanja Hester dreamt about doing and has done so and now helps many others on that path. Regardless of where you are in your career, you can live a happier, more meaningful life, free from the daily grind. I truly believe this which is why I was excited to have Tanja on the show to share some inspiration, insights and practical advice on how we go about living our dream life. Enjoy!

In Ep. 57, Tim talks with Tanja Hester.  Tanja is the creator of the Our Next Life blog, and the author of the recently released book 'Work Optional: Retire Early the Non-Penny-Pinching Way'.  They talk about how Tanja's book outlines ways for people of all living situations to retire early and spend more time doing what they love.  Tanja debunks a few myths about the early retirement/FIRE movement, and how this lifestyle isn't just for the extremely frugal.  Tanja talks about her experience retiring early, and how others can achieve their financial and non-financial goals too!

How do you create a life where work is optional? Are you interested in early retirement but not a fan of super frugality? On today’s podcast, I have Tanja Hester, creator of the Our Next Blog, who retired early at the age of 38 to talk about her new book, Work Optional, where she answers those questions and more.   In this episode we discuss: The three stages of work optional living; full early retirement, semi-retirement & career intermission The concept of Hedonic Adaptation and how it impacts the way we spend money Why we should all have a money mission statement Tanja’s genetic disability and how it impacts her drive to live her best life Different options for health care coverage for early retirees plus so much more I’m also excited because I’m giving away a copy of Tanja’s new book, Work Optional, to lucky listeners of the podcast. You can enter to win by clicking here. Join the Journeyer Launch Club for more tips, tools and resources to help you on your journey to Financial Freedom!   Other related blog posts/links mentioned in this episode: Get the book Work Optional Download the Work Optional Questionnaire Early Retirement Now Blog Join The Journeyer Launch Club Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Tanja: Instagram: @our_nextlife Twitter: @our_nextlife Facebook: OurNextLife Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group Become a member of the Journeyer Launch Club

Michael Kagan, portfolio manager at ClearBridge Investments, said that the United States economy -- unlike some around the world -- is looking strong right now; compared to relevant periods in history, he said Americans are likely to avoid a recession for several years. That said, he noted in the Market Call interview that he would be selling any stock that is not producing profits in these market conditions. Also on the show, Charles Rotblut of AAII Journal made a banking company his 'Stock of the Week,' Ted Rossman of CreditCards.com discussed his site's latest survey and author Tanja Hester discussed her new book on retiring very early -- potentially decades ahead of retirement age -- and not running out of money.

Tanja Hester explains why she had to call it quits on the side hustle she loved in order to create new opportunities at her primary job. Plus her big money tip on how to save big on medical expenses while traveling the world.  For more information, visit the show notes at https://www.bobbirebell.com/podcast/tanjahester 

Tanja Hester realized at a young age that even though she loved her career, she was still helping an organization chase THEIR goals instead of her own, and that's when her plan to make work optional was hatched. On today's show she'll talk about not only her story, but also about how she and her husband tracked their progress (dual spreadsheets!), discussed the timing of leaving, and downsizing her lifestyle. She also shares potential struggles she sees down the line, like rising health care costs. Whether you wish to retire early, or just retire someday, this is an interview for you. Plus, attorney Leslie Tayne will help us answer the Haven Life line call for help from Vince, who is worried that his mother is going to be on the hook for some loans she's co-signed. How does she remove herself if the main signer is nowhere to be found? In our headlines segment, we'll discuss 401(k) jargon. What terms do you must struggle with? We'll also share some advice for the upcoming Valentine's day holiday. And don't worry... we'll still have time for Doug's trivia. Thanks to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings. Thanks to OnDeck for sponsoring the show. For a free consultation with one of their US-based loan specialists, go to OnDeck.com/SB.

113R | Tanja Hester retired early 15 months ago and joins the show to share her experience of being work optional, Brad makes a decision about solar panels, and a review of Monday’s episode with Grant Sabatier.   Brad shares some updates with his car malfunctions and follows up about his solar panel cost analysis. Brad anticipates a 9.6% return on his solar panel investment, compared to Brian’s 12.5% return in Rhode Island. Solar panels are expected to last for about 25 years. Message from Dan, who realized while listening to Monday’s episode with Grant Sabatier, that he is charging too little for his side hustle work, and paying too much in taxes. Sales is story telling – Grant figured out how to tell his story right and understand potential client’s needs. A message from Ben, who feels like building relationships with recruiters is more likely to get you job options that is $10-15k, compared to the $60-80k Grant mentioned. You’re unlikely to get a big pay bump by staying with the same company; getting a significant jump usually requires moving jobs. Maybe you don’t need a budget, but you do need to know what your life costs. Tanja Hester, author of Work Optional, joins the show: How did Tanja change from wanting to stick with her career forever, to choosing early retirement? Took Tanja and her husband about 6 years to reach early retirement. It’s hard to know your “why of FI”, but moving into early retirement requires some life planning. After 15 months, is early retirement meeting Tanja’s expectations? Whether you’re retiring at 45 or 65, the transition is still very similar; we all have a desire to matter and contribute. What are Tanja and Mark pursuing now that allows them to contribute? What things should people be considering in order to make their retirement plan bullet proof? A variety of different retirement options, aside from full retirement. One-phase or two-phase retirement – should you plan differently for your expenses and savings before and after the traditional retirement age? Does 25x and/or 4% work for you? When and how to cut your spending? It’s always better to over save. Tanja’s FI calculations don’t include social security, as there’s a possible it could change. Most retirees spend about $300k on medical expenses, beyond Medicare. For more information, visit the show notes at https://ChooseFI.com/113R

This week I spoke with Tanja Hester. She is the founder of the Cents Positive Retreat, the Our Next Life blog, and podcast The Fairer Cents. For a person who retired at 38 years old-she's really busy.  To access the show notes go to: https://michelleismoneyhungry.com/tanja-hester   #FIRE #RETIREEARLY #PERSONALFINANCE

Ever dream of retiring early? Or just having enough in the bank so you can truly live a life on your terms? We’re looking back at the year and we had quite a few individuals on So Money in 2018 who are part of the so-called FIRE movement, have you heard of this? It stands for Financial Independence Retire Early. Now, just to be clear - because I know there is a bit of back and forth on what this actually entails- from my understanding and having interviewed so many people who are a part of this movement, retiring early does not mean quitting working, it just means you’re not tethered to your 9 to 5, you’re not working a job that you don’t love. You may be still making money even though - but you’re doing it on your terms. One of our guests this year from episode 687 was Tanja Hester, who arrived on the podcast having just retired and she’s not even 40 years old. After saving half of her income for years, she and her husband finally reached financial independence at the end of 2017. They left their careers and currently are enjoying outdoor life in Lake Tahoe. Along the way Tanja started a blog called, Our Next Life, to document the couple’s journey and she does monetize this so herein is how she’s making her early retirement money. But here’s the beginning of our interview when Tanja shared the specifics behind how she arrived at early retirement.  Also mentioned in this episode: Mrs. Frugalwoods, Vicki Robin and Andy Hill

Our guests share how dealing with their health has impacted their pursuit of financial independence and how it changes the equation when deciding to retire early. Tonya blogs at Our Next Life The Dragons blog at The Dragons on Fire  

In today’s episode, I’m digging into the F.I.R.E. (financial independence, retire early) movement with Tanja Hester, whose award-winning blog chronicles how she made early retirement a reality, and how you might, too. Related Links: NY Times' article: How to Retire in Your 30s With $1 Million in the Bank Learn about Tanja's FIRE journey at OurNextLife.com Get Money: Live the Life You Want, Not Just the Life You Can Afford by Kristin Wong Broke Millennial: Stop Scraping By and Get Your Financial Life Together by Erin Lowry Episode 54: What Matters More: Flexibility or Money? SMNTY episode: The F*** Off Fund Listen to Tanja's podcast, The Fairer Cents Got a career conundrum you want me to cover on the podcast? Call and leave me a voicemail NOW at 910-668-BOSS(2677). Disclaimer: Some of the references above include affiliate links, which means at no cost to you, I may earn money when you click through to make purchase.

Should financial bloggers and financial podcasters who tout that they're "retired" share the WHOLE story with their audience? Plus, if they're managing a successful blog or podcast, how "retired" are they actually? Additionally....does it matter to a reader or listener if the writer/podcaster is actually retired, if their information is on point? We'll tackle a great article on this topic from Tanja Hester from the Our Next Life blog with our special guest, CFP Dana Anspach from SensibleMoney.com. We'll also say hello to Tiller CEO Peter Polson in our Friday FinTech segment, who shares some BIG changes to his company's spreadsheet budgeting and money tracking apps. Then we'll answer a question from a listener about investing, worry over Doug's trivia, and more. Thanks also to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings. Thanks to Away for supporting Stacking Benjamins. Go to Awaytravel.com/sb and use the promo code sb to get $20 off a suitcase!  

One of the best things about the journey to Financial Independence is that while planning for early retirement, it is not always a requirement to forsake your other life goals. Tanja Hester, the blogger behind the Plutus Award-winning early retirement blog, Our Next Life, set out on the journey with her husband Mark to retire at the end of 2017. Our Next Life, places a huge focus on putting life goals first and then building money goals around them–not the other way around. In fact, Tanja Hester became financially independent at the age of 36 and retired early at the age of 38, all despite never being a super saver or even naturally good with money. Tanja has graced the show with very practical advice for all journeyers at any place on the path to FI.  In this episode we discuss: What caused her to start the path and how she managed to keep it a secret from her job What retirement actually means to her Health considerations for someone looking to retire early Tanja’s blog post, "What FIRE bloggers owe their readers" Practical advice for people who want to start or who are on this path Advice for high earners vs mid-low earners At the end of the podcast, I also talk about the waitlist to the soft launch of my monthly membership program. Get monthly tips, tools, and classes to help you launch to Financial Freedom. Click here to sign up and be the first to be notified when the doors open in Summer/Fall 2018. Other related blog posts/links mentioned in this episode: Our Next Life Blog The Fire Blogger Manifesto Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 My One on One Money Coaching Services – Get my personalized 1on1 money coaching expertise to help you reach your financial goals YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 2 month trial of YNAB, my go-to budgeting app by using my referral link. Connect with Tanja: Instagram: @our_nextlife Twitter: @our_nextlife Facebook: Our Next Life Connect with me: Instagram: @journeytolaunch Twitter: @JourneyToLaunch Facebook: Journey To Launch Join the private Facebook Group

If you’ve been married and working full-time for a while, you know the importance of quality time spent with your spouse. This is a chance to catch up, to talk about fun memories and make new ones together. Unfortunately, our busy careers can make these quality get-togethers really difficult most days. There are late nights at work, deadlines and out of town trips.  What if you woke up on Monday morning and you didn’t have to go into the office? What if there were no more business trips and no more work-related deadlines? How would that enhance your relationship with your spouse? To answer these questions, I’ve invited Tanja Hester and Mark Bunge on the show today. After 10 years of marriage and 6 years of diligent savings, this young couple decided to retire from their busy careers in late 2017 and give more time to their marriage. At 38 and 41, Tanja and Mark have regained the best years of their lives. As early retirees, they are pursuing their passion for the outdoors, travel and spending more quality time together. What are we covering today? Tanja, Mark and I discuss: How they saved up enough money to retire early Why they are thrilled about this new adventure How this new situation will enhance their relationship together If you're interested in early retirement and how it can impact your marriage, join us for this chat today. Tanja and Mark are an inspirational couple that will inspire you to do incredible things in your life. 

Today, I’m interviewing Tanja Hester, who has been retired now for just a couple months. Here’s the thing, though, she’s only 38 years old. Tanja and her husband both worked as political consultants making six figures each. Both of them loved their work and found it fulfilling. However, after watching her father lose his mobility early in his life due to a degenerative neuromuscular disability, Tanja realized she could have the same fate. So, she decided to spend her able bodied years hiking, traveling, and enjoying all the world had to offer --- away from the office. After years of saving half their income, Tanja and her husband finally reached financial independence. At the end of 2017, they left their careers and are currently enjoying outdoor life where they live in Lake Tahoe. Along the way, Tanja started a blog called Our Next Life to document her journey. It now gets over 150,000 page views every month and even earned her the 2017 Plutus Award, the top honor in the personal finance community, for one of the best blog. We’ll talk about her journey, her blog, and how someone who is NOT naturally a saver or naturally frugal she says to retire before 38 and not have to work another day in your life. You can visit Tanja at ournextlife.com or follow along on Twitter @our_nextlife. To learn more visit www.somoneypodcast.com.

#111: Tanja Hester and Mark Bunge used to have demanding but fulfilling careers as political and social cause consultants. While they loved the mission behind their work, they grew tired of the exhausting hours and grueling travel. Their home felt like a weekend crash pad. They had no time or energy to pursue outside passions like skiing, biking and volunteering. Six years ago, they read a book that changed the course of their lives. The book, How to Retire Early, set the couple on the path of financial independence. They moved from pricey Los Angeles to the more affordable North Lake Tahoe. They started automatically saving and investing huge chunks of their paycheck. They crafted detailed spreadsheets, plotting precisely how much they'd need to save before they could comfortably quit their jobs. Today, Tanja and Mark are newly-retired ... at the ages of 38 and 41. How did they progress towards early retirement so quickly? And what lessons would they share with anyone else who wants to escape the 9-to-5 grind? Find out in today's episode.   For more information, visit the show notes at http://affordanything.com/episode111

Introducing The Fairer Cents, a podcast hosted by Tanja Hester of Our Next Life and Kara Perez of Bravely, that's all about the deeper stuff that impacts women, our money and our fight to get equal. This isn't a typical personal finance podcast -- we're not here only to cheer each other on with shallow epithets like "You go, girl!" and leave it at that, or to teach you how to save money at the grocery store. Instead, we want to understand together what we're truly up against, and hear from women whose stories don't often get told. If you're game to get real about money while taking down the patriarchy, then this is the podcast for you. Subscribe now! 

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