Podcasts about seedtime

What if the greatest danger in our giving isn't how much we give—but why we give? In this episode, Bob and Linda unpack one of the most shocking stories in Acts 5: the tale of Ananias and Sapphira. Why did God respond so severely—and what does it reveal about our own struggles with wealth, legacy, and generosity? Together, we wrestle with the tension between leaving an inheritance (Proverbs 13:22) and practicing radical generosity (Acts 4, Matthew 6:33). You'll hear how this tension has played out in our own finances, and we'll share a 4-part framework to help you align your money with God's priorities—without guilt, fear, or legalism.   What You'll Learn in This Episode: Why the story of Ananias & Sapphira still convicts believers today. The hidden danger of looking generous versus being generous. How Barnabas modeled the right heart posture in giving. 4-part biblical framework for wealth + generosity: Provide, Preserve, Prioritize, Pivot. Practical questions to evaluate your heart when it comes to money   Scripture Anchors (NLT): Acts 5:1–11 — The sobering story of Ananias & Sapphira. Proverbs 13:22 — “Good people leave an inheritance to their grandchildren…” Matthew 6:33 — “Seek the Kingdom of God above all else…” 1 Timothy 5:8 — “Those who won't care for their relatives… have denied the true faith.”   Listen & Share: If this conversation challenged you, would you share it with a friend? Let's normalize radical obedience and kingdom generosity in today's world. Watch this episode on our SeedTime Money Podcast YouTube channel! (https://youtu.be/_AonHZ0jWnk)   BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as “a money book for people who don't read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

If your teen is starting to earn money—or even just asking bigger financial questions—this episode will give you the tools to start them off on the right foot. Bob & Linda share how they're teaching their own kids about money, why the Real Money Method works even for high schoolers, and how to weave generosity, saving, and wise spending into everyday life. You'll also hear how apps like Greenlight can help, why starting investing early pays off, and the tension Christian parents face between “nudging” kids toward giving vs. letting them choose it themselves. By the end, you'll have a practical, biblical framework for setting your teen up for financial confidence—without overwhelming them. What You'll Learn in This Episode: Why teens are often afraid to “launch” financially—and how to help A simple way to adapt the Real Money Method for high schoolers How to teach kids to give, save, and spend wisely (10/10/80 rule) Practical tools: using Greenlight cards and starter investment accounts The debate: should we require kids to tithe, or let them choose? How just a few early investing years can radically change retirement Key Scriptures Mentioned: “The borrower is servant to the lender.” (Proverbs 22:7, NLT) “Wherever your treasure is, there the desires of your heart will also be.” (Matthew 6:21, NLT) “The generous will prosper; those who refresh others will themselves be refreshed.” (Proverbs 11:25, NLT) Resources & Links: Learn more about the Real Money Method → seedtime.com/realmoney  Explore Greenlight debit cards for kids → seedtime.com/2/greenlight.php Our 10x Investing Course for teens & adults → seedtime.com/investing    Action Step This Week: If your teen has income—whether it's $10 or $100—help them set up 3 simple buckets: Give, Save, Spend. Start small, but keep it consistent.   Subscribe & Review: If you enjoyed today's episode, hit subscribe so you don't miss the next one! And if you found it helpful, would you take 30 seconds to leave us a review? It helps more families discover this show.   Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/-3g3ym6JndI)!   BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as “a money book for people who don't read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

In this episode, founder and creator of SeedTime Paul Dysinger shares how SeedTime, originally created for gardeners, can benefit market gardeners.   Subscribe for more content on sustainable farming, market farming tips, and business insights!   Get market farming tools, seeds, and supplies at Modern Grower. Follow Modern Grower:  Instagram  Instagram Listen to other podcasts on the Modern Grower Podcast Network:  Carrot Cashflow  Farm Small Farm Smart  Farm Small Farm Smart Daily  The Growing Microgreens Podcast  The Urban Farmer Podcast  The Rookie Farmer Podcast  In Search of Soil Podcast Check out Diego's books:  Sell Everything You Grow on Amazon   Ready Farmer One on Amazon **** Modern Grower and Diego Footer participate in the Amazon Services LLC. Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Most people think wealth is about earning more. The truth? It's about the patterns you repeat every day. In this episode, we break down 10 specific patterns that predict whether you'll be broke or wealthy 10–20 years from now. These aren't obvious mistakes like “don't buy lattes.” They're subtle, sneaky habits that quietly lock people into financial struggle… or quietly compound into freedom. Here's what we cover: Why overspending on status is a trap (and what to do instead). How shopping without a list bleeds your bank account. The single most profitable investment you'll ever make (and it's not the stock market). Why living in the wrong location costs more than you think. The mistake of copying successful people at the wrong season of their life. This is the episode I wish every 20- and 30-something could hear. But truthfully, even people in their 40s and 50s are still making these mistakes. Resources Mentioned: Mission-Driven Millionaire Program (our coaching) → https://seedtime.com/mission-driven-millionaire/  VidAngel (content filtering platform) 1 Month FREE trial → https://seedtime.com/vidangel

Sowing and reaping. There is such a long gap, often between those too, have you noticed how long it takes to reap that harvest? And sometimes, frankly, we get sick of the wait. It's a bit like a farmer becoming impatient and walking off the land, the week before his crop springs out of the ground.   Seed Time and Harvest Over the last few weeks on Christianityworks we've been looking at "Reaping God's Harvest in my life" and in your life. How, when, why should we sow seeds? How do we get God's harvest? What does God's harvest look like anyway? God's harvest is awesome – God's harvest is righteousness and peace and joy in the Holy Spirit. That's what Paul writes in Romans chapter 14 and verse 17. He says,“Look, it's not about food or drink. It's not about all the physical things and sure, God is in our physical needs; God wants to supply and provide and He does do that, but at the end of the day, the Kingdom of God isn't about food or drink but it‘s about righteousness and peace and joy in the Holy Spirit. And I don't know a single person on this planet who doesn't want that sort of a harvest; of goodness and peace and joy in their lives. And sometimes we go through life and it's a big drought. We feel dry, we feel like we're in a wilderness, – not always, but more often than not – it's because in some area of our lives we have rebelled against God. And God's a good Dad, it's like being a parent to a teenager, you know, when you're bringing up kids and you want to see them grow up and have a wonderful life, but when they rebel, some times you have to withdraw some of the blessings, some of the privileges from their lives to bring them to a point where they learn. God's like that too. God loves to rain His blessing down in our lives but when we rebel; when we turn against Him, when we turn our back on Him – maybe not in our whole life, maybe just in one little bit of our lives – God says: “Well, you know, it's time for some pruning; it's time for some teaching.” And so, sometimes, when we are going through a drought in our lives, when it's all dry and that blessing isn't flowing the way it should be, we need to ask ourselves: “What's this drought about?” Maybe I have a problem with a relationship, maybe I'm not giving God my top priorities, maybe there's some area of my life. And when we figure that out, we say, “God is speaking to me in this drought”. That's the first step. That's admitting that we have a need and then the Holy Spirit – the Holy Spirit ends up calling us to plant a seed somewhere. You know, when we have a need; when we are struggling with something, we want to feed that need. We want to say, “Ok God, if you want me to plant some seeds somewhere; if I have financial problems, maybe I have to hoard all my money to deal with my financial problems and God says, “No, I actually don't want you to feed your need right now. I want you to sow some seed in another field.” And it's a really weird thing because often you say to God, “Hang on a minute, God, my problem is over here yet you want me to sow a seed in the ground over there? What are you doing? What's going on? It doesn't make sense – the two don't even add up!” So that's what we have been looking at over the last few weeks and if you haven't been with us the whole time, I really would encourage you - this is one of those teaching series that will just make a huge difference to your life as we learn what it's about – to sow and to reap – because it's a Spiritual principle that occurs right through the Scriptures, from the Old Testament to the New Testament. Sowing and reaping and why God sometimes calls us to sow in a different field because it's counter-intuitive; it's a step of faith. I remember when I first met my wife, Jacqui, gee, it's twelve years ago now and she just came to our church one Sunday morning and I was preaching. I wasn't feeling very well and I was only going to be preaching that morning and she was only going to be in church that morning because she was visiting from a different city and she had really wanted to go down to some markets that were near the church. She had a few hundred dollars in her pocket and she really wanted to go and spend this money down at the markets but somehow her mum dragged her, kicking and screaming, to church that morning and I was in the middle of preaching a message and I looked out and I didn't know who this woman was and I just felt God saying to me, “That woman is going to be your wife.” And it turns out God was saying that to her about me while she was sitting there. But in the middle of the service, when the offering came around, she felt God calling her to take all the money that she had in her pocket, a few hundred dollars – which is a lot of money to her – and put it into the offering. God was calling her to sow a seed and she obeyed Him and I believe that if she hadn't done that - if she hadn't honoured God's call just to do that; to be obedient to Him – I just don't believe that she and I would be husband and wife and we would not have the wonderful marriage that we do. Sometimes God calls us to do things that are counter-intuitive, that don't make sense, and so we decide against our better judgment sometimes to plant that seed and we put the seed in the ground and we wait and we wait and we wait and we wait and in this Mc-world where we live in with the hamburgers and instant access by mobile phones and the internet – we expect everything instantly. We think, “Ok God, I've planted the seed, I want it now! Ok, I'll wait another five minutes – tick, tick, tick, tick. Ok, ten minutes – tick, tick, tick – that's it, I've had enough, I'm out of here, it's taking too long!” We're like that, aren't we? We are pretty impatient. You know, the seed that Jacqui sowed that day that we met, it took months before we became a couple and ultimately, got married. I mean, it didn't happen instantly. When you think about it, you plant a seed into the ground and that seed doesn't instantly sprout and give a harvest that same day – it takes time. Yet we do that and we say, “It's too long, I'm out of here. I know this stupid idea of planting seeds in different fields was never going to work, aw!” And we storm off – but hidden away under the ground, that seed is doing something amazing – it's germinating; life is sprouting out of it. The Bible talks about ‘seed time and harvest' and yet we miss the time bit. You plant a seed and there's time before the harvest. We get impatient and we get bored and we walk off in disgust and we leave the land just as the little green shoot is about to break through the soil. I remember the first time I went to Disney Land, in Orange County in Los Angeles. The Americans do queues much better than we Australians because there are more of them and they're used to standing in queues longer than we are. We Australians get quite impatient with queues and what I noticed, some of the best rides at Disney Land – at the time, Star Wars ride was there – it was like an hour or an hour and a half wait. And they were really clever with the queues; firstly, they went around bends and corners so you couldn't see how many people were in the queue or how long you had to wait. But the second thing they did was they put entertainment along the queue, so you were entertained the whole time, so you didn't really realise you were waiting quite as long as you were waiting. Well, God is like that too. God has got a sense of humour and God knows that we get impatient and God knows that when we plant a seed and nothing happens for a while and we are waiting for the harvest, He doesn't want us to get bored and He has some things for us to do. What are they?   Weed and Feed Well, sowing and reaping is one of the Spiritual principles that God has throughout His Word, right from beginning to end and when you think about it – when a farmer sows seed into the ground, the farmer just doesn't sit there for the next few months and do nothing, there's a bit of work that has to go on. A bit like a garden – there's nothing like a beautiful garden but its hard work too – just doesn't happen. Planting, in a sense, is the easy bit but we need to feed and weed and water sometimes. It's amazing how weeds grow about five times faster than any of the plants that we paid a fortune for! You know the thistles and the rubbish in the garden; they can take over the garden, just in a few weeks. I remember mum and dad when I was a kid, had a compost heap out in the back of the yard and we had pumpkins and watermelon and they'd throw the rubbish onto the compost heap, but invariably, the pumpkin seed and the watermelon seed would end up not dying and would germinate in the garden and all of a sudden this wonderful garden they had would be taken over by a pumpkin and watermelon. Jesus talked a bit about weeds -–He talked about weeds in the context of a church and said in a church there are good plants and there are weeds and He talked about weeds and thorns in terms of faith. He said: Look, the thorns can rise up and choke our faith. So as much as seed time and harvest, reaping and sowing are godly principles, so is weed and feed. You sow a seed and you believe for a harvest, the enemy is sure to come along and put some weeds in that to try and choke it all up. Have you ever experienced that? You go out on a limb, you believe God, you follow Him, you plant the seed – it's a risk, it's a sacrifice, you think, "it's going to go well" – and all of a sudden you do that – you take that step of faith – and all of a sudden it all turns to custard; it all gets hard. So we need to become vigilant, alert gardeners. God wants us to be involved in the process. Maybe we've been walking through a time of drought in our lives; we've strayed in some area and we come to the realisation that God is calling us home again. And so He takes us through this time of drought and we plant the seed, which is a step of faith – it might be forgiving someone or it might be giving some money away, it might be any sort of obedience and sacrifice that God is calling us to do – and He wants us to be stronger at the end of that. But along the way there's a lesson, there's a journey and that journey is the important bit. Isn't it amazing how when we are going through a time of drought, all we want to do is grumble and complain about the fact that there's a drought and we're all waiting for the rains to come? But there's a journey happening there, I mean, the drought's the drought, there's nothing we can do about it. Today is the journey; tomorrow is the journey and that journey – where we do the learning – is important. If you have a Bible, open it at the Book of Galatians, in the New Testament, chapter 6 verses 7 to 10 and this is about sowing and reaping and it's about the journey, and it's about what we do on that journey. Let's have a read: Do not be deceived; God is not mocked, for you reap whatever you sow. if you sow to your own flesh, you'll reap corruption from the flesh, but if you sow to the Spirit, you'll reap eternal life from the Spirit. So let us not grow weary in doing what is right for we will reap a harvest at harvest time if we do not give up. Ain't that the truth? Let's get a revelation – we plants seeds whatever we do. We can either plant them into our flesh, into our human nature, our selfish nature, or we can plant them where the Spirit of God tells us to plant them. And so we do that; we get a revelation, we plant a seed in the Spirit where God is calling us to plant that seed, and we believe and we wait and we wait and we wait. But it takes a long time for the harvest to come and we wait and we wait and we wait, but it takes a long time for the harvest to come and we wait and we wait and we wait and then we lose heart and then we give up and before we know it, we're back sowing to the flesh again. Sowing a seed where the Spirit tells us to, is an act of faith. Maybe your marriage isn't going well and the Holy Spirit whispers to you, “So, um, how's your time with God going? How's your prayer time going?” And we come to conviction and the realisation that we've just let our relationship with God go to the wind. And so we go, “You know something, I think the Holy Spirit is calling me to really get close to God,” and that's the seed we sow; we say, “You know, that's my step of obedience. That's what God is doing here. I can't change what is happening in my marriage right now but what I can change is my relationship with God and I'm going to spend some time with Him. I'm going to do that, I'm going to believe in that,” and so we do that. And we set a time aside and the days go by and the weeks go by and time goes by and we don't see any change in the marriage and the seed's germinating but we don't see the harvest and then all of a sudden we say, “This isn't working and I'm getting up every morning and I'm praying and nothing's happening. God where are you?” and we give up. All along God is sorting out our priorities, all along God wants us to exalt Him above all. All along He's ready to make the changes in that husband and wife and that marriage that need to be made; that only He can make, but at the end He gets the glory. Ever felt that way? You know God's called you to some act of faith, some seed to plant and it just doesn't happen quickly enough and we want to give up. Maybe right here, right now, there's a word from God for you – in season for you. "Let us not grow weary of doing what is right, for we will reap a harvest at harvest time if we don't give up." You plant that Spiritual seed and you wait and you just keep doing what's right and you reap the harvest. That's God's way; that's God's promise. When we plant those seeds in the field, we have to keep doing what is right. I call that ‘weed and feed'. Pulling out the weeds and nurturing His Word, nurturing His call, nurturing the thing that He whispered in our heart through the Holy Spirit, that we felt to be obedient to. That has to be nurtured and we are going to look at some practical ways of doing exactly that, next.   Our Eyes on Heavenly Things Well, we've been going through a wilderness experience; a drought, and we know that God has called us in the middle of that drought to plant a seed – to plant a seed, not in our field; not to feed my need but to plant a seed in God's field – and we do that as an act of faith; as an act of obedience. I have mentioned that sometimes God is pointing out, through difficulties in relationships that we are having, that maybe we have let our relationship with Him slide. It's really interesting – the Holy Spirit comes along when we are suffering through a drought and He'll speak to us and He'll tell us exactly what the problem is. So we plant that seed and we're waiting and we're waiting and we're waiting for the harvest and we're waiting for the harvest and nothing happens and we get disheartened. You know, we're human and sometimes it's just so hard. What are some practical things that we can do when we're in that space; when we've honoured God, when we have obeyed Him but we feel like we are losing heart? The first one we will find in Colossians chapter 3 verses 1 to 3. I love this; this is one of my favourite verses. Colossians 3:1-3 says this: So if you have been raised with Christ seek the things that are above where Christ is seated at the right hand of God. Set your minds of the things that are above not on the things that are on earth for you have died and your life is hidden with Christ in God. I call this "feeding". You know, when we take a step of faith, it's inevitably counter-intuitive. Faith always is because faith is a choice between what God is calling us to do in the Spirit and what we want to do in the flesh. And so when we listen to God and we go and follow Him in the Spirit, the flesh says: “You shouldn't be doing that, that does not make sense, that is not going to work.” And so when we take a step of faith and go and plant God's seed where He has called us to plant it, our flesh is going to rise up and say: “Give me a break – that is not going to work.” Here Paul is writing to the Colossians and he is saying: Set your mind on heavenly things, not on the stuff you can see, not on the things on earth but on heavenly things. Keep your eye on the ball, keep your eyes and your hearts on God, your prayer life, the time you spend in God's Word, the time you spend worshipping God, this is your Spiritual nourishment you need to feed yourself. You need to feed your spirit with the Holy Spirit. And that's what you are doing right now. That's why I'd like you to get the Study Guide for this series and we're making it available at no cost because I just believe the more we spend time in God's Word, listening to Him, we are fed, we are made whole, we are growing strong. Pick up a good Christian book, sing Christian songs, be filled with the Holy Spirit, set your minds on heavenly things, let the word of Christ dwell richly in you. The closer we get to Jesus, the more we are changed, and the shorter the drought and the closer the harvest because the purpose of what God is doing when we're going through drought and the purpose of what God is calling us to do – to plant the seed in the middle of a drought – is to change us. So let me encourage you, when you are in that space  when you have stepped out in faith, when you've planted the seed, when you're waiting in faith for God's harvest, set your mind on the things that are above - set your mind on heavenly things, spend time in prayer, spend time in God's Word. Don't let those things slide because those are the very things that we need to get us through the drought – being close to Jesus. The second thing is to crucify the flesh. The Spirit is life, the flesh is death. That's what Paul says here in Galatians: “Don't be deceived; God isn't mocked, you reap whatever you sow. If you sow to your own flesh, you will reap corruption from the flesh, but if you sow to the Spirit, you will reap eternal life from the Spirit,” and right now there is a battle going on. If you are in this place of drought and you've planted a seed in faith and you've taken a stand to be obedient to God, you are on a spiritual battlefield and the flesh; the carnate, the old man inside us is going to act up; is going to get irritable and complain or get impatient or something else in our lives will flair up. Maybe a conflict at the office, maybe we are sowing seed in a particular area and we end up in a deep argument with someone over there. These things are the weeds; this is the enemy coming along to try and rob us of God's harvest and the only thing to do with weeds is to pull them out. We don't want to pander to the flesh. Paul writes this in Romans chapter 13:11-13, He says: Lay aside the works of the darkness and put on the armour of light. Let us live honorably as in the day, not in reveling and drunkenness, not in debauchery and licentiousness, not in quarrelling and jealousy. Instead put on the Lord Jesus Christ and wait for this, make no provision for the flesh, to gratify its desires. You've got weeds coming up, your flesh is acting up against your step of spiritual faith to plant that seed, do not make any provisions for the flesh. The one thing to do with weeds is to pull them up and throw them into the fire. That is the only thing that we should be doing with that. But we want to pander to the flesh as it whimpers; as it is dying. The flesh always whimpers when it's dying, it doesn't want to die but God wants us to live in the Spirit, not in the flesh. God wants us to walk in the Spirit, not in the flesh. Is God's harvest a priority in your life? Righteousness and peace and joy in the Holy Spirit? Then make no provision for the flesh. Pull out the weeds. Don't let them choke the harvest. Don't let the devil or your flesh rob you of that harvest of righteousness and peace and joy in the Holy Spirit. That peace is awesome, that joy is awesome! Look at this passage again. If you sow to your own flesh, you will reap corruption from the flesh but if you sow to the Spirit you will reap eternal life from the Spirit. So let us not grow weary in doing what is right. Let us not grow weary in doing what is right for we will reap at harvest time if we do not give up. We will reap – that's God's promise – we will reap at harvest time, at God's time and part of that harvest – a big part of that harvest – is a changed me and a changed you. As God works on us inside in a way that He couldn't do if we weren't in the middle of that drought, in a way that we couldn't do if He hadn't called us to plant a seed in His field in faith. If you're struggling through drought, could I ask you to find out what the drought is about? To go to God and say, “Lord, what's going on in my life? Why am I struggling here?” And as the Holy Spirit answers you and speaks His Word into your life and says, “You know something, the reason you're going through this at the moment is because this area in your life, you've rebelled, or this area in your life is broken. I want to fix that.” And we go and plant that seed where God is calling us to plant it and we nurture it and we feed it. That's God's plan that we should live through that, that we should be changed through that, that we should rejoice in that, that we should experience His harvest of righteousness and peace and joy in the Holy Spirit. That's it; that's God's plan; that's the process of becoming more like Jesus. It's exciting; it's awesome; it's part of what is ahead of us in our lives. Let me encourage you to sow into the Spirit; to sow a seed into the field that God is calling you to sow in and then to live and walk and breathe in faith, in the presence of the Holy Spirit and you will reap a harvest at harvest time. That's God's plan!

This episode hit me hard. We cracked open 2 Kings 4—the story of the widow, her debt, and the jars of oil—and I realized it's not just about a miracle… it's about God's system for provision. Most of us pray for breakthrough but miss the order:

Money advice is everywhere. But not all of it sticks. In this episode, Linda and I unpack seven pieces of financial wisdom a friend of mine shared that literally changed his life. Some came from mentors, some from experience, some from mistakes—but all of them can save you years of stress and struggle. By the end of this episode, you'll walk away with practical steps and timeless wisdom to reframe how you see money—so you can stop stressing and start stewarding.   Resources & Mentions: Joshua Becker's blog: https://www.becomingminimalist.com The Real Money Method course: https://seedtime.com/rmm Mission Driven Millionaire program (for students): https://seedtime.com/mission-driven-millionaire

We thought our story was set. For 13 years, we gave our age as a percentage of our income. It became who we were. People knew us as that couple. Our mortgage was paid off in 10 months. We wrote books about it. We spoke on stages about it. We shared the miracle everywhere. And then—God asked us to stop. This episode is not about numbers. It's about obedience. About what happens when the thing God once asked you to do becomes an idol. About the courage it takes to release your identity and follow Him into a new season. Here's what we cover: The story of giving our age, and the miracles we saw. Why it was harder to stop than to start. How God shifted us from radical giving to radical saving. The danger of clinging to formulas instead of clinging to God. The system we built from this new season (and why it might change the way you think about money forever). This isn't a “how-to.” It's an invitation. Ask God: What do you have for me now?   Resources mentioned in this episode: Simple Money, Rich Life (our book): Simple Money, Rich Life (The Book) True Financial Freedom Program: True Financial Freedom | Christian financial class for churches Mission Driven Millionaire Program: Mission Driven Millionaire 2 Corinthians 8–9 (Generosity passages, NIV): Bible Gateway passage: 2 Corinthians 8-9 - New International Version   BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).   Watch this episode on our SeedTime Money Podcast YouTube channel(https://youtu.be/k_AjnAwFzl4)!     If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as “a money book for people who don't read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.  

It's simple— there are 3 phases involved in producing a sure and consistent harvest in your life: Seed, time, and harvest.   Greg Mohr gets back to the simplicity of scripture in this session of Campus Days. As he teaches on each individual phase, you'll be encouraged to apply God's true and steady promises to produce a harvest in every area of your life!   For more resources and to view our upcoming conferences and events: www.charisbiblecollege.org.

This episode was eye-opening. I asked ChatGPT what keeps everyday Americans broke—and some of the answers hit way too close to home. Linda and I went through the list together and realized that many of us are quietly wasting thousands of dollars every single year without even realizing it.  In this episode, we break down 10 money wasters that sneak into your life: If you take just one or two of these seriously, you could literally save hundreds of thousands of dollars over the next decade.   Resources Mentioned in this Episode: Simple Money, Rich Life (Free Copy Offer): https://seedtime.com/free Visible Wireless (cell phone savings vs. Verizon): https://www.visible.com eBay (find quality used items): https://www.ebay.com Facebook Marketplace: https://www.facebook.com/marketplace HSA & FSA info (IRS guide): https://www.irs.gov/publications/p969   We'd love to hear from you! Email us at bob@seedtime.com or linda@seedtime.com with the money wasters you've spotted in your own life.   Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/gxz9X4MuJSc)!   BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).   If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as “a money book for people who don't read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

What if being “too good” at saving and stewarding money is actually holding you back from obedience to God? In this episode, we share the story of friends who, in their leanest financial season, felt God ask them to spend way beyond what made sense. Every financial expert would've called it foolish—but their “irresponsible obedience” led to one of the most important divine encounters of their lives. We'll unpack: Why sometimes God asks us to spend more instead of saving more How to know the difference between your desires and the Spirit's leading Why true stewardship is less about your wisdom and more about your obedience Three practical questions to ask when you sense God nudging you to spend beyond reason If you've ever wrestled with the tension between “wise stewardship” and radical obedience, this conversation is for you.   Resources Mentioned: Simple Money, Rich Life (our book — get a free copy here: http://seedtime.com/free) NeeDoh Stress Cubes (yes, our new team obsession

We almost missed out on an $8,000 furniture set for just $1,000 — because of one dangerous mindset: “You get what you pay for.” This episode isn't really about chairs — it's about how this deeply ingrained belief system can keep us from receiving what God wants to lavish on us. Grace, provision, salvation — none of them came because we “paid enough.” And if we don't learn to think differently, we may keep scrolling right past the blessings God has for us. We dive into: The Restoration Hardware deal that exposed this limiting belief Why the Kingdom of God doesn't follow “earthly” formulas How to discern between scams and supernatural provision The mindset shift that could unlock the next level of your life How curiosity (not fear) positions you to receive   And yes, we get real about marriage, furniture, and being shrewd with money — all while staying Kingdom-focused.  

In today's episode, we're telling the full, raw, and unfiltered story of how one joking sentence I said over a decade ago blocked something we'd been praying, fasting, and believing for: a child. After 9 years of waiting, trying, and wondering, the Holy Spirit revealed something that shifted everything — not only for our family, but also for how we see our words, faith, and even finances. Here's what we cover: The exact prayer that broke a 9-year block (and how quickly God moved after) Why your words matter more than you think — especially in areas like money, health, and family How we unknowingly came into agreement with lies — and what the Bible says about this Why asking God what you've agreed with might be the most important thing you do today How this idea translates to your financial situation and mindset Whether you're struggling with finances, waiting for a promise, or wondering why certain things never seem to break through — this episode is for you.   Try This: After listening, ask the Holy Spirit: “Is there anything I've come into agreement with that I need to come out of?” Mentioned Resources: Our book: Simple Money, Rich Life — Get your free copy here: http://seedtime.com/free Scripture References: Proverbs 18:21 Mark 11:23 James 4:3 John 15:7 Romans 10: Ezekiel 17 1 John 5:14-15 Philippians 4:6   Want to go deeper? Join our newsletter & get weekly encouragements on faith + finances: http://seedtime.com/newsletter    BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/hBp9kr-ShPg)!   If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 1,000 5-star reviews on Amazon, and is best described as “a money book for people who don't read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Original message from Sunday, 8/3/25. We hope that this message encourages you and builds you up in your walk with God.  Please visit www.newdestinychristiancenter.com for more information on our ministry.

The God Mode Retreat (August 20–24) - godmoderetreats.com5 days, 4 nights in Manggis, Bali, surrounded by beautiful jungle, ocean, and mountains.10 committed souls. Plant medicine. Consciousness shifts. Deep inner work.Will you be one of the 10? Learn more at GodModeRetreats.com----------------------✣ Unlock God Mode Course: unlockgodmode.org Join this 30-day life-changing program today.✣ Free Neville Goddard PDF: manifestwithneville.com----------------------Seedtime and Harvest (1956) – Neville Goddard Lectures ***Download the free Neville Goddard PDF Guide at manifestwithneville.com - Discover the transformative power of Neville Goddard's wisdom with this FREE 60-page guide on his 12 timeless principles of manifestation and reality creation.★ Follow the podcast for daily lectures from the mystic Neville Goddard ★FREE RESOURCES:• Join the FREE Neville Goddard newsletter• Join the FREE Telegram Channel• Feeling is the Secret • Full Audiobook* * *The James Xander Trip Podcast:• Listen on Spotify• Listen on Apple Podcasts• Listen on YouTubeDIVE DEEPER:• The Unlock God Mode Course• The Infinite Wealth Guided Meditation* * *ABOUT NEVILLE GODDARD:Neville Goddard (1905-1972), was an English writer, speaker and mystic. He grew up in Barbados and moved to the United States of America as a young adult. Neville Goddard was perhaps the last century's most intellectually substantive and charismatic purveyor of the philosophy generally called New Thought. He wrote more than ten books under the solitary pen name Neville, and was a popular speaker on metaphysical themes from the late 1930s until his death in 1972.Possessed of a self-educated and uncommonly sharp intellect, Neville espoused a spiritual vision that was bold and total: Everything you see and experience, including other people, is the result of your own thoughts and emotional states. Each of us dreams into existence an infinitude of realities and outcomes. When you realize this, Neville taught, you will discover yourself to be a slumbering branch of the Creator clothed in human form, and at the helm of limitless possibilities.Neville's thought system influenced a wide range of spiritual thinkers and writers, from bestselling author Dr. Joseph Murphy to Rhonda Byrne and Wayne Dyer.He has inspired and continues to inspire millions of readers around the world.* * *SOCIALS:• Neville Goddard Newsletter• Neville Goddard Telegram• Neville Goddard Instagram• Neville Goddard Threads• Neville Goddard Twitter• Neville Goddard YouTube* * *ABOUT THE COURSEUnlock God Mode is a transformative 30-day course designed to accelerate your journey towards greater wealth, love, and success through a deeper understanding and manipulation of your reality.  Comprising of 30 audio lessons, this course unfolds as a self-paced, introspective expedition into reality creation, aiding you in elevating your consciousness to what's referred to as the God Mode. Throughout this journey, practical tools will be provided daily to help enrich your life with more love, money, and success by altering your mental models and perceptions. This course combines theory and hands-on experience to create a unique deep dive into manifestation, consciousness, and reality creation. Join me on an extraordinary, 30-day adventure (1 lesson per day) and watch your reality transform. Begin the Unlock God Mode experience today »* * *Follow Neville Goddard on Telegram, Instagram, Threads, Twitter, and YouTube.★ Join the FREE Neville Goddard newsletter ★» For the Neville Goddard listener: Access the 30-Day Unlock God Mode Program « 

What if the hardest thing you're walking through right now is actually where God is working the most - even when you can't see it? A few months ago everything was normal in our family. Linda's mom cooked a full Thanksgiving dinner, we all gathered around the table, and life felt predictable. But two weeks later everything changed forever when she got diagnosed with a tumor and went to heaven just four months after that. And here's what I discovered - while you're focused on what's not happening, you're missing what God is actually doing in the situation. Because I used to think grief was just sadness, but it's actually more like a circle that never shrinks - your life just grows bigger around it. So today I'm sharing five specific lessons that completely changed how I see God, community, prayer, and relationships. Because if you're walking through loss, struggling with finances, dealing with marriage issues, or facing any kind of difficulty, these insights could transform how you experience God's presence in the middle of it all. This is one of the most personal, emotional episodes we've ever recorded. And if you're grieving, or have someone in your life who is, I hope this encourages you like only God can.    Resources Mentioned: Psalm 91 (read it and pray it daily): https://www.biblegateway.com/passage/?search=Psalm+91 Levi Lusko on grief and gratitude: https://youtu.be/tMrM3xcg5MM Get our book for free (just cover shipping): http://seedtime.com/free Linda Lotich on TikTok (because yeah, she's amazing): https://www.tiktok.com/@linda.lotich   

What if I told you the same ounce of gold that could buy 400 loaves of bread today… could've done the same 2,000 years ago?   In this episode, we break down the ONE chart that completely shifted how I think about saving, inflation, and long-term wealth. I've spent over 17 years investing—and I pretty much ignored gold… until this blew my mind.   You'll learn: Why I now see gold as a defensive asset in our portfolio How inflation has quietly destroyed the purchasing power of your dollars The story of bread, gold, and a century of financial erosion My favorite tool to buy gold automatically with as little as $10 Why I think gold might be the most biblical investment on earth What we're doing to protect our family's future If you're sitting on too much cash or wondering how to hedge against chaos—you'll want to hear this.   Resources Mentioned: OneGold App (Automated Gold Investing)  Simple Money, Rich Life – Free Copy 10X Investing Course  Mission Driven Millionaire    BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).   Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/DegCJN91unA)!   If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 900 5-star reviews on Amazon, and is best described as “a money book for people who don't read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.  

What do you do when life punches you so hard, you don't think you'll ever get up? That's what we talked about in this raw, holy, and surprisingly hope-filled conversation with pastor and author Levi Lusko. After losing his 5-year-old daughter and recently his father, Levi brings more than theology—he brings lived truth. This episode is a deep dive into what it actually means to move forward when it feels impossible. We covered: What Levi learned from the Statue of David that changed the way he views grief forever Why “spiraling” might not be the enemy—it might be the invitation The difference between being angry at God and angry with God How to manage a panic attack when everything feels like too much What most people get wrong about success, wealth, and midlife This conversation hit hard. Whether you're grieving, feeling stuck, or wondering how to walk through something that just broke your heart—you're not alone, and there's a way forward.  Resources Mentioned: Levi's book: Blessed Are the Spiraling – https://amzn.to/3WYTqDW Levi's church: Fresh Life Church – https://freshlife.church/ Levi's Instagram – https://www.instagram.com/levilusko/ Jamie Winship (mentioned by Linda): https://www.jamiewinship.com/ Our financial discipleship class: https://seedtime.com/programs Our book: Simple Money, Rich Life – https://amzn.to/3VCYBxz  

In this final episode of our “Prosperity Gospel, Poverty Gospel, and The Gospel” series, we're diving into the forgotten commands of scripture that every Christian should know when it comes to money. We're not just talking about how to make more or give more — we're talking about how to think biblically about money, handle it with eternity in mind, and why most believers are stuck in financial cycles that don't reflect the heart of God. We break down 1 Timothy 6:17–19 and show how Paul gives us a framework for wealth that isn't about prosperity or poverty — it's about purpose. In this episode, we cover: Why God wants you to enjoy what He's given — but not worship it The #1 thing Paul told the rich (and it's not what you think) How to track your “Net Given” (instead of your net worth) The difference between seed and bread in 2 Corinthians 9 Why your money is meant to flow through you, not just to you How to write a personal “Wealth Purpose Statement” with your family Why generosity now is connected to eternal treasures later

Seed, Time & Harvest. There is no get rich quick scheme in the Kingdom of God, so don't wait until calamity strikes. Learn more on this episode of Fight To Win with Pastor Kurt Owen.Tactical Tip: Many of our videos contain a short section we call Tactical Tips. Most offer ways to improve personal safety and security. The tactical tip on this video starts at 1:10. This tip rocks the boat a little on what most people have learned about using the 10 and 2 hand position while driving. Something new to consider for every driver.Request the Free Offer: https://www.fighttowin.tvLearn More, Register for Events & Donate:https://www.kurtowen.com/Prefer to Watch the Video?https://youtu.be/jywGFM9SiD0Become a supporter of this podcasthttps://www.spreaker.com/podcast/fight-to-win-tv-with-kurt-owen--5638799/support.

What if I told you that nothing you own is actually yours—and that this truth could radically change how you think about money, stress less, and give more? In this episode, we dig into one of the most transformational shifts in our Christian financial journey: moving from ownership to stewardship. This isn't just a spiritual concept—it's the antidote to both the prosperity gospel and the poverty gospel. We break down: Why guilt fades when you realize you're a steward The 3 principles Jesus taught that flip your finances upside-down How estate sales (yes, really) shook us into reevaluating our relationship with stuff Why multiplication is God's agenda, not just accumulation What “assets under management” means—and why it beats calculating net worth The parable of the talents, fast fashion, and what bike shorts taught us about ethics and obedience This one gets real. Real personal, real biblical, and real practical.

In this episode, Seedtime co-founder Paul Dysinger shares how they decide which features to add to Seedtime and which ones to put a bookmark on to revisit later.   Subscribe for more content on sustainable farming, market farming tips, and business insights!   Get market farming tools, seeds, and supplies at Modern Grower. Follow Modern Grower:  Instagram  Instagram Listen to other podcasts on the Modern Grower Podcast Network:  Carrot Cashflow  Farm Small Farm Smart  Farm Small Farm Smart Daily  The Growing Microgreens Podcast  The Urban Farmer Podcast  The Rookie Farmer Podcast  In Search of Soil Podcast Check out Diego's books:  Sell Everything You Grow on Amazon   Ready Farmer One on Amazon **** Modern Grower and Diego Footer participate in the Amazon Services LLC. Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Sowing and reaping is a spiritual truth—but grace is a kingdom reality. Pastor Mattie Montgomery explores how the gospel invites us to reap what Christ has sown, not what we have earned. It's not about our righteousness, but His.Support the show

Lead Pastor Dan Vera continues the series Seedtime & Harvest with a message titled Bloom Where You Are Planted. 

Pastor Dan closes out the Seedtime & Harvest series with a message titled Priority. 

In Part 2 of our “The prosperity gospel, the poverty gospel, and the truth most Christians miss” series, we dive into some of Jesus' most controversial teachings on wealth. You've heard “sell everything,” “camel through the eye of a needle,” and “blessed are the poor,” but what if we've been misunderstanding who He was talking to and why?  In this episode, we unpack: Why Jesus told the rich young ruler to sell everything—and why He didn't tell Zacchaeus the same thing. The real reason wealth can be dangerous (it's not what you think). Why Joseph of Arimathea, Nicodemus, and a group of wealthy women were never asked to give everything away. The parable that proves Jesus wasn't against being wealthy—but was deeply concerned about our heart posture. Why abundance is meant to be shared—and how shopping, gardening, or even buying sunglasses can become worship. A fresh, biblical perspective that helps you steward what God has given you without shame, guilt, or greed. Resources Mentioned:

Daily Meditation As the sun rises on the first day of summer, our hearts turn toward a season rich with beauty, warmth, and growth—both in nature and in spirit. In today’s prayerful reflection, Lynette Kittle invites us to pause with gratitude and recognize God’s faithful hand in the changing of the seasons. From plowed fields and grazing livestock to sun-drenched days and fresh green growth, summer is more than a change in weather—it’s a spiritual reminder that God keeps His promises, just as surely as He brings the warmth of summer after a long winter. Drawing from Ecclesiastes 3:1 and the promise of enduring seasons in Genesis 8:22, we are reminded that each summer day is a gift and a chance to draw nearer to God, to grow deeper roots in faith, and to praise Him for His steadfast love. ✨ Key Takeaways God is the Author of the Seasons: We can trust in His timing and purposes (Ecclesiastes 3:1, Genesis 8:22). Summer is a Spiritual Gift: A season of abundance, growth, and visible fruit in both nature and our spiritual lives. God’s Faithfulness Never Fails: Just as the sun rises, His mercies are new every morning (Lamentations 3:22–23). We are called to celebrate, worship, and notice God's handiwork in every bloom, breeze, and sunbeam.

This might be the most important conversation we've had about money, faith, and the Bible. For years, we've wrestled with it. One side says God wants you rich. The other says being poor makes you holy. But neither seemed to fully line up with Scripture. What if both extremes missed the point? In this episode, we kick off a 5-part series where we break down: What the Prosperity Gospel gets right—and dangerously wrong How the Poverty Gospel subtly creeps in as "humility" The parable that changed everything for us  The biblical third way no one talks about enough How prayer can shift false teachers more than criticism ever could Why stewardship (not ownership) is the core financial principle of Scripture How even Mother Teresa modeled biblical abundance through simplicity If you've ever struggled to reconcile your faith with your finances… this episode is for you.   Resources Mentioned:

In this episode, we answer YOUR questions about how we're using AI—personally, spiritually, and professionally. We're not here to debate whether AI is “good” or “evil.” We're here to share how we're using it practically—as a business tool, a parenting helper, a writing assistant, a garden coach, and even a wardrobe consultant. And yep, Linda's officially a soft summer. We get into the nitty gritty: The custom GPT we built for flipping items on eBay The podcast producer GPT that writes our show notes  How AI helps with planning RV trips and killing poison ivy Why we believe AI may become humanity's greatest idol—and how to stay grounded in God's Word Plus, Linda's surprisingly useful fashion hacks (involving NASCAR outfits) We talk faith, tech, and real life with all its messiness and nuance. And yes, we still believe God's revelation always beats information. If you've been wondering what does this actually look like in daily life?, this is the episode. Resources Mentioned: ChatGPT by OpenAI Claude by Anthropic Great AI debate between Christian leaders: https://overcast.fm/+ABHd1mRWhAI     BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).   Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/Ra0lk-nOt0g)!   If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 900 5-star reviews on Amazon, and is best described as “a money book for people who don't read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Lead Pastor Dan Vera continues the series Seedtime & Harvest with a message titled My Position. Come discover how Your position determines your season ...

Lead Pastor Dan Vera continues the series Seedtime & Harvest with a message titled Don't Eat Your Seed. 

English statesman Francis Bacon once wrote, “Money is a great servant but a bad master.”If we don't learn to manage money wisely to take control of it, it will soon master us. It's one way or the other. Today, Bob Lotich tells us how to be the master and not the servant when it comes to money—and he makes it pretty clear, as well.Bob Lotich is a high-performance financial coach and Certified Educator in Personal Finance (CEPF®) and has been named a top-20 influencer in personal finance. His wife, Linda, and their award-winning website, SeedTime.com, as well as the SeedTime Money Podcast, have reached over 50 million people in the past decade. He is also the author of Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact. The Wake-Up Call: A Breakdown Leads to BreakthroughBob's story, which began in 2002 when his car broke down while he was on his way to deposit a paycheck, is one that many can relate to. He described how that moment of crisis led to a deep spiritual awakening about finances and stewardship.Unfortunately, the car breaking down prevented him from depositing his paycheck and paying rent on time. Facing the stress of a possible late fee he couldn't afford, Bob realized that his financial life was on shaky ground. He describes this moment as a "house of cards" that collapsed.In his frustration, Bob prayed for wisdom, and that simple prayer became the catalyst for a profound change. God responded, leading Bob to learn about biblical stewardship and practical financial management.Biblical Wisdom: Earning, Saving, and GivingAs Bob delved into the Bible, he came across a quote from John Wesley that changed his financial perspective: "Earn all you can, save all you can, and give all you can." This idea, combined with scriptural truths, inspired him to view money not as a burden but as a tool for good.Bob reflected on passages like:Proverbs 13:11: "Gathering money little by little makes it grow."1 Timothy 6:17-19: Paul's admonition to the rich to be generous.Proverbs 22:7: The borrower is slave to the lender, which motivated Bob to eliminate debt.These verses reinforced the idea that managing money well is not about hoarding wealth but using it for God's purposes.Financial Unity in MarriageBob also emphasized the power of financial unity in marriage. Once he and his wife Linda aligned their financial goals with biblical principles, their relationship strengthened. They not only eliminated stress but also achieved impressive financial milestones, like paying off their house by the age of 31. Bob's story reminds us that peace in one's finances can be a unifying force in marriage, helping couples move forward together more quickly.The Four Keys to Earning MoreBob shared four essential principles for increasing earnings in today's digital age:Operate within God-given gifts and passions: Work aligned with your gifts gives you an "unfair advantage."Continue learning and developing your skills: Hone your craft to glorify God.Solve significant problems: You're compensated in proportion to the size of the problem you solve.Work where demand is high: Identify where there's a need and meet it.These principles guide believers to increase their earnings while keeping their hearts focused on God's kingdom.The Joy of GivingOne of the most impactful parts of Bob's message was his perspective on giving. He and his wife created a "seed account," setting aside money each month specifically for giving. By praying and waiting for opportunities, giving became not just a duty, but a joyful and fun part of their lives. This practice reminds us of the joy Jesus spoke of when He said, "It is more blessed to give than to receive" (Acts 20:35).Enjoying God's ProvisionFinally, Bob encouraged believers to enjoy the financial blessings God provides. He highlighted the importance of gratitude and appreciating what we have. Whether earning, saving, or giving, we can find joy in every aspect of financial stewardship.Bob's journey teaches us that financial freedom isn't about accumulating wealth for ourselves but about managing what God has entrusted to us with wisdom and generosity. We can design a life of eternal impact by earning, saving, giving, and enjoying God's provision.If you're looking for more practical tips and biblical wisdom, Bob's book Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact is a great resource to guide you on this journey.On Today's Program, Rob Answers Listener Questions:I have a friend who is getting ready to retire as a union electrician and is really upset about losing $100,000 when the tariff news broke. I tried to tell him that the money would be made back once the markets recovered. Is my understanding correct that he will eventually get that money back? I currently have $55,000 in a Roth IRA and $37,000 in a Traditional IRA. I'm about 30 years from retirement and contribute $200 per month to my Roth. Does it make sense to roll over the traditional IRA funds into the Roth? Would it be a good financial move for me?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact by Bob LotichSeedtime.comWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Kindly Subscribe to the channel to support the podcast by clicking the link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://creators.spotify.com/pod/show/blessing-masawi/subscribe⁠⁠⁠⁠⁠SEEDTIME AND HARVEST (DEFINING YOUR TOMORROW) - KOINONIA UK WITH APOSTLE JOSHUA SELMAN ||01|06||2025

I sat down with Dr. Shane Enete—professor at Biola University, PhD in personal financial planning, total Jesus-loving money nerd, and author of Whole Heart Finances: A Jesus Centered Guide to Managing Money with Joy.  We dug into a fascinating study of ultra-wealthy families (yes, $25M+ net worth) and uncovered a surprising truth.  We talk about hedonic adaptation, generosity as a spiritual thermostat, and what your savings account might be saying about your heart.    In this episode, you'll learn: The biological and spiritual reasons why wealth never satisfies How to spot when your heart is starting to trust money more than God Why generosity is the fastest way back to peace What $25M families regret (hint: it's not about the stock market) A brilliant money framework: acquisition, use, and management—and which one dominates your life Why savings isn't evil, but hoarding might be How to know when you've moved from stewardship into idolatry   Mentioned Resources: Whole Heart Finances by Dr. Shane Enete - http://wholeheartfinances.com 2 Corinthians 9 – Biblical metaphor of seed (consume vs. plant) Dr. Eileen Gallo's Money Dimensions Framework: Acquisition, Use, Management Book: Communicating for a Change by Andy Stanley - http://amzn.to/3JF0L0R   BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).   Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/_iwhObTFD7I)!   If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 900 5-star reviews on Amazon, and is best described as “a money book for people who don't read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

In this episode, we crack open something most believers have never even noticed: In Genesis 2:12, God says the gold of the land was “good.” Wait, what? Before money was minted, before greed and shame twisted its meaning, God placed gold in Eden... and He called it good. That same word—“good”—used for trees, land, animals, and all creation. Money wasn't cursed. It was created by God and called "good". We dive into: The 8 times gold is mentioned in Genesis—and why that number matters. Why gold is incorruptible (literally) and what that symbolizes. How Abraham's wealth wasn't just allowed—it was celebrated. The surprising truth about opulence and what God really designed money for. Why your discomfort with money might not be holy… it might be unhealed.   Resources Mentioned:

Join us as Lead Pastor Dan Vera kicks off a new series titled Seedtime & Harvest. 

This episode is the one you've been waiting for. No more doom. No more dread. This is the episode where we talk about what to do next — how to prepare yourself (and your income) for the rise of AI. We share 5 reasons why learning AI is now the most important thing you can do to grow your earning potential over the next 3–5 years. AND we break down 5 practical ways to start (even if you've never touched ChatGPT in your life).   What we cover: Why “AI fluency” already gets you paid 25–50% more How one mom built a $4k/month curriculum using AI tools The exact prompt you can copy/paste to find new income streams Why being “naïve” about this will cost you What the Bible says about staying ready, not scared We also talk about how this intersects with parenting, homeschooling, and staying grounded in a tech-driven world. This isn't just about learning a tool — this is about stewardship of opportunity.   Resources Mentioned: Our book: Simple Money, Rich Life — http://seedtime.com/freebook ChatGPT: https://chat.openai.com Claude AI: https://claude.ai Try Bob's sample prompt:  “I am a [insert job or role]. What are 3 repetitive tasks AI could help with, and how could that improve income or free time?”     AI Series: AI and the Bible - Part 1: Is Artificial Intelligence Replacing Our Faith? https://seedtime.libsyn.com/ai-and-the-bible-part-1-is-artificial-intelligence-replacing-our-faith  (or watch this episode on YouTube: https://youtu.be/BoYjvHvyzFA) AI and Money - Part 2: Why 40% of Jobs Might Be Gone in 10 Years  — And What To Do About It https://seedtime.libsyn.com/ai-and-money-part-2-why-40-of-jobs-might-be-gone-in-10-years-and-what-to-do-about-it (or watch this episode on YouTube: https://youtu.be/pcsUkL2In9A)   And if you're curious about how we're using AI in our biz or want a deep-dive on tools/workflows, shoot me an email: bob@seedtime.com   Let's not sit back and get swept away by this wave. Let's learn to surf it — with God at the center.     BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime).   Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/HA6T66ZTLdQ)!   If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don't read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

You ever watch the movie WALL-E and think, “No way that could be real”? Well... buckle up. This episode is PART TWO of our conversation about Artificial Intelligence — and it's probably the most important thing you'll hear all year. We dive deep into where AI is headed, how fast it's moving, and why this isn't just another tech shift... it's a total civilization shift.   Here's what we talk about: The 3 groups emerging in the AI revolution (ownership, adapters, dependents) Why AI with a 180 IQ is already smarter than Einstein How 90% of jobs (yes, even lawyers and designers) are about to change The massive wealth opportunity coming... if you're ready And the real reason we don't need to fear any of it — because God is still God   This isn't doom and gloom. It's preparation. And it's faith-forward. Let's run toward this like David ran toward Goliath.

In this episode, we ask a big, uncomfortable question: What does AI mean for our faith? I (Bob) have been obsessed with AI lately—not just how it works, but what it means. And Linda? Well, she's more on the “this-freaks-me-out” side of things. So this conversation got real… fast. We dive into: The theological implications of AI (yep, we went there). Why AI can reflect human creativity but will never have a soul. How idolatry sneaks in when we rely on AI more than God. Personal stories (like when our son was sick and we turned to AI first… before prayer). The Tower of Babel, the wisdom of God, and the crazy race toward immortality. Practical ways to steward technology without losing our soul. Whether you're a tech-savvy believer or a skeptical scroller, this episode will help you think deeply—and biblically—about the tech shaping our world. Mentioned in this episode: Bible app: http://youversion.com  AI study tools like ChatGPT: http://openai.com/chatgpt  Gutenberg Press reference: https://en.wikipedia.org/wiki/Printing_press  Dolly the sheep cloning: https://en.wikipedia.org/wiki/Dolly_(sheep)  Cryogenic freezing: https://en.wikipedia.org/wiki/Cryonics  Got thoughts, questions, or helpful links? Email me at bob@seedtime.com — I'd love to hear from you.   BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram (http://instagram.com/seedtime). Watch this episode on our SeedTime Money Podcast YouTube channel (https://youtu.be/BoYjvHvyzFA)!   If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon, and is best described as “a money book for people who don't read money books.”  You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.

Today we are walking through 5 of our most valuable resources (and some free) that will help you thrive financially this year. These are the exact tools and resources we've used in our own life—plus testimonies from thousands in the SeedTime community who've seen breakthrough with them as well!

Everyone's Freaking Out About Tariffs—But Here's the Side No One Talks About Let's be real—every headline out there is yelling about doom and gloom: “Trade war! Economic collapse! Inflation!” But what if there's another side? In this episode, we zoom way out and unpack the other perspective. The one you're not hearing. The one that doesn't sell fear, but maybe offers… a little bit of hope? We get into: What tariffs actually are (yes, we break it down plain and simple) Why reciprocal tariffs aren't necessarily “bullying” The surprising benefits most media outlets are ignoring How this could affect YOU: jobs, taxes, prices, and your kids' future And yes… we even touch on the real reason so many Americans are uncomfortable right now. This isn't about politics. This is about understanding the full picture—and getting equipped to respond with wisdom, peace, and practical steps. Resources Mentioned