Podcasts about aaii journal

Craig Johnson, chief market technician at Piper Sandler, says that for all of the tumult and headlines, he still believes the market shows signs that it will still reach 6600 on the Standard & Poor's 500, the level he was expecting at the start of the year. That's up by more than 15 percent from current levels. Johnson acknowledges that the voyage will remain more "noisy" than he expected, but he says conditions "are more normal than many people realize." As a result, he's almost fully invested, counting on making money by climbing the proverbial Wall of Worry. Danielle Poli, portfolio manager at Oaktree Capital Management, says the credit market is delivering returns that are close to the historic levels of equities, but says the current set-up is reminiscent of times in the early 2000s when credit "smoked" equities. With high-yield bonds earning around 8 percent and private credit showing significant demand, Poli says that while credit can be "a great place to hide out," investors can expect even more from it now. Poli says that credit can be more than just "a great place to hide out;" in talking with corporate executives, Poli says she now expects a slower economic environment, with the potential for higher inflation from tariffs, creating the kind of environment where "you're going to want to be in credit over equities." Plus Charles Rotblut, editor of AAII Journal, says the group's latest survey of investor sentiment is showing numbers "that you'd expect to see if there's a bad bull market," with uncertainty being priced into the market and into investor expectations. He also discusses an AAII Journal article highlighting the changing ways that investors are using cash in their portfolios.

Doug Ramsey, chief investment officer at The Leuthold Group, says that stock market swings have had increasing impact on economic growth and the rate of inflation in recent years — "Price is a fundamental," he says — and that means the current downturn in the stock market could deliver a recession. At the same time, if the market moves from current correction-levels to bear-market levels, he expects inflation to then ease up and to help drive a potential recovery. Charles Rotblut, editor at AAII Journal, discusses the latest investor sentiment survey from the American Association of Individual Investors, which just hit its third straight week with bearish sentiment above 57 percent and bullish sentiment below 20 percent, a three-week stretch in both numbers that has never been seen since the survey started in 1987. While sentiment levels didn't hit these levels during events like the Dot-com Crash and the Great Financial Crisis, Rotblut noted that when sentiment reaches bearish extremes, the market typically has rebounded in six months, which bodes well for a recovery before year's end. In the NAVigator segment, Roxanna Islam, head of sector and industry research at VettaFi, discusses the Invesco Closed-End Fund Income Composite ETF — which she considers the "Standard & Poor's 500 for closed-end funds" — as it celebrates its 15th anniversary and crosses $800 million in assets.

Bill Stone, chief investment officer at Glenview Trust, says that the stock market has priced in so much good news that it makes him want to be more cautious, looking into headline risks for potential value opportunities. Stone notes that the stock market has had previous periods with three strongly positive, consecutive years — and it could complete that process again this year — but it makes him nervous that the market could adjust and re-set. That's not pushing him out of stocks, but has muted his expectations. Charles Rotblut, editor at AAII Journal, discusses the organization's investor-sentiment survey, which shows that nervousness is on the rise, but so is bullish sentiment. Kyle Guske, investment analyst at New Constructs looks at large-cap value funds and finds an attractive pick this week — rather than looking for the standard Danger Zone trouble spot — noting that even in a category that is doing well, top potential performers stand out. Plus, author Ross White discusses his recent book, "The Tree That Bends: How a Flexible Mind Can Help You Thrive."

Bill Adams, chief economist for Comerica Bank, says his forecast for 2025 now includes fewer rate cuts, slightly higher inflation, and increased fiscal support for the economy, but those conditions are signs of an an economy "that's humming along, continuing to grow, it's not a recession," and he says the risk of a recession in the next year or two is now "back to its historical normal." Charles Rotblut, editor at AAII Journal — the keeper of the American Association of Individual Investors' sentiment survey — discusses how bullish sentiment was on the rise and bearish sentiment on the decline in the immediate aftermath of the election, and that the impact could last for more than the few big-volume trading days the market posted last week. David Trainer, founder and president at New Constructs, revisits Peloton, one of the first "zombie stocks" the company started labeling back in 2022, discussing why the company's recent run — up about 150 percent in the last three months — is not going to save it from the ultimate financial death its numbers say it must suffer. Plus, Alison Hadley discusses a survey on the impact of social media on fashion purchases, which found that social media — and specifically "outfit of the day" posts — inspired the average American to make roughly $250 in purchases over the last six months.

Sheraz Mian, director of research at Zacks Investment Research, says that the cumulative effect of the Federal Reserve's rate cycle starts showing up, it will goose the economy and the stock market, and with the worst of the post-Covid struggles behind us, the "soft landing" most experts forecast is actually what we're experiencing now, and that better times — and continued strong corporate earnings — are ahead, without a big correction or downturn in the interim. Mian isn't the only one expressing bullish sentiment, as Charles Rotblut, editor of AAII Journal checks in with the details of the latest AAII investor sentiment survey, which has shown particularly high levels of bullish sentiment for about two months now, but who notes that the market typically delivers unimpressive gains when emotions are running high. David Trainer of New Constructs re-affirms the past selection of Affirm Holdings in The Danger Zone, noting that the stock's recent gains of about 70 percent have simply positioned it to take another big fall, as he believes investors have bought the hype and ignored the reality of the company's struggles to deliver real profits. Plus, Money Life introduces its latest sponsor, Monetary Metals; Saad Zein, chief portfolio officer for Monetary Metals, discusses how the company enables investors to earn interest on their gold and silver holdings — paid in precious metals — and how generatking that income changes what many people consider the biggest weakness and turn-off to putting money into silver and gold.

You may have heard that your retirement portfolio should be 25 times your spending or your income for you to retire. This is actually derived from The 4% Rule, which is the commonly held belief that you an safely withdrawal 4% from your retirement portfolio invested in stock and bonds and not run out of money before you die. In this episode, I look at the original published research where the 4% rule originated, which has been nicknamed the Trinity Study. I also talk about the paper published by William Bengen, who inspire the authors of the Trinity Study.   The key take home points are:1.      If you withdrawal 4% of your retirement portfolio in your first year of retirement, and then withdraw that amount adjusted for inflation in each subsequent year, then there is a 95% chance your portfolio will last at least 30 years. This assumes a portfolio that is invested at least 50% in an S&P 500 Index fund with the rest invested in long-term high-grade corporate bonds. 2.      Have at least 50% of your stock and bond portfolio invested in stocks. A portfolio of 75% stocks and 25% bonds results in more upside with no significant downside compared to investing 50% stocks and 50% bonds. A portfolio of 100% stocks does have the possibility of significant downsides compared to a 75/25 stock/bond portfolio.  The original papers:Cooley, Phillip L., Carl M. Hubbard, and Daniel T. Walz. (1998). "Retirement Savings: Choosing a Withdrawal Rate That Is Sustainable." AAII Journal, 20(1), 10-14.https://www.aaii.com/journal/199802/feature.pdf Bengen, William P. (1994). "Determining Withdrawal Rates Using Historical Data." Journal of Financial Planning, 7(4), 17-26. Please subscribe and leave a review on your favorite Podcasting platform.  If you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbook You can learn more about Elisa at her website or follow her on social media.Website: https://ww.GrowYourWealthyMindset.comInstagram https://www.instagram.com/GrowYourWealthyMindsetFacebook https://www.facebook.com/ElisaChianghttps://www.facebook.com/GrowYourWealthyMindsetYouTube: https://www.youtube.com/c/WealthyMindsetMDLinked In: www.linkedin.com/in/ElisaChiang  Disclaimer: The content provided in the Grow Your Wealthy Mindset Podcast is for informational and entertainment only and should not be considered professional investment, legal, or tax advice. Dr Elisa Chiang is not a certified financial planner, attorney, or accountant.  The views expressed are the personal opinion of Elisa Chiang and her guests and should not be taken as advice specific to you, the listener of the podcast. Personal finance is personal and your personal financial decision need to be made based on your personal financial situation and risk tolerance after having completed your own due diligence.    

On May 18, 2024 Chris Pedersen made a presentation to the Houston Chapter of AAII.   At the end of the presentation Chris answered over 20 questions.  Those questions are on this podcast.  Here are the question topics: 1. Portfolio expectations compared to S&P 500?2.  How would adding small cap value (SCV) help a retiree?3.  How important is asset class location using 2 Funds for Life?4.  Would a do it yourself target date portfolio be better than buying a target date fund?5.  How do you expect interest rates to impact equity?6.  How different are the Total Market Fund expected returns from the S&P 500?7.  What are drawbacks by investing in SCV?8.  What steps should we take to manage emotional risk?9.  What is your opinion about combining TIPs with equities?10.  Should you increase your equity holdings as the get older?11.  Please comment of Christine Benz's Bucket Portfolio?12.. What SCV funds do you recommend?13.  Are there other target date funds you recommend besides Vanguard?14.  At age 60 what kind of return should I expect over the rest of my life?15.  Do you recommend nudge  withdrawals over withdrawals from the whole portfolio?16.  Why would more profitable small cap value funds do better than portfolios of less profitable companies?17.  Do you recommend VT, the Vanguard Worldwide equity fund? Inside the Investment Mind of Chris Pedersen with host Charles Rotblut.  Charles is  the editor of the AAII Journal, and a vice president and Chartered Financial Analyst at AAII Q1:  What is the best way to get big positions in cash invested?  All at once or dollar cost average over time? Q2:  How should target date fund investors choose the best date for their situation? Q3:What are the pros and cons of backtesting historical performance? Q4:  Why did you choose the drawings in your book “2 Funds for Life?”

Bill Adams, chief economist at Comerica Bank says that the economy is not headed toward a significant downturn felt across many sectors of the economy, showing up in declining incomes and employment and it lasts for several quarters. While he sees slow growth and a few other issues, Adams believes the Federal Reserve has done enough to avoid a recession, and expects the central bank to wait at least one more meeting before having a rate hike in November to help play out the policies it has been pursuing to reduce inflation. Mark Newton, global head of technical strategy at Fundstrat Global Advisors also sees the market and economy riding out a few years down the road before there is any recession; Newton expects investors to be able to make money this year and next before he sees a bear market ending the rally. In the latest installment of 'Find Me The Money,' forensic accountant Tracy Coenen discusses how earnings discrepancies and career moves make it imperative for women to get their share of a couple's retirement savings -- even if it means giving up the house -- to avoid becoming a statistic about poor lifetime savings. Plus, Charles Rotblut, editor of AAII Journal, talks about the positive value proposition of buying a ticket for Tuesday's $1.55 billion MegaMillions drawing.

BIO: Charles Rotblut, CFA, is a vice president and financial analyst at the American Association of Individual Investors (AAII).STORY: Charles bought a Dotcom stock in 1998. A week later, the stock had tripled. His dad advised him to take the profits, but he insisted the stock would keep going up. Three days later, the stock lost almost all its value. Charles sold the stock and made very little profit.LEARNING: Don't confuse luck with skill. Utilize a rolling stop loss to manage risk. Always have a diversified portfolio. “The market has an uncanny ability to make you look silly. It doesn't matter how smart you are, how skilled you are, the market can and will make you look stupid, and not just on one occasion, but on several occasions.”Charles Rotblut Guest profileCharles Rotblut, CFA, is a vice president and financial analyst at the American Association of Individual Investors (AAII). He is the editor of the AAII Journal, created both the PRISM Wealth-Building Process and VMQ Stocks, and authors the weekly AAII Investor Update email. His book, “Better Good than Lucky: How Savvy Investors Create Fortune With the Risk-Reward Ratio,” was published in November 2010. Charles holds the Chartered Financial Analyst (CFA) designation and has analyzed both publicly traded and privately held companies.Worst investment everCharles bought a Dotcom stock in 1998, right before Thanksgiving. The stock took off, and he made triple-digit gains. On Thanksgiving day, Charles told his dad about the stock, and he advised him to take the profits. Charles insisted that the stock could run even higher. The following Monday, he got to work, logged into his computer just as the market opened, and saw that the stock had increased. On checking on the stock again a few hours later, it had lost almost all its value. All the profits had pretty much vanished.Charles got out of the stock and made just a slight gain, but nothing near what he could have made had he listened to his dad.Lessons learnedIt's easy to confuse skill with luck, so be conscious of when luck happens.If you don't want to sell your stock, take some of your profits and hold a little.Put the gains you take in an index fund.Andrew's takeawaysWhenever you get to a point where a stock has gone up or down so much that you're starting to question your situation, sell 50% of your position.Utilize a rolling stop loss to manage risk.Always have a diversified portfolio.Charles's recommendationsCharles recommends using a stock screen to find stocks with all the traits you seek that nobody else is discussing.No.1 goal for the next 12 monthsCharles's number one goal for the next 12 months is to save more than last year. He also wants to get onto the TED Talk stage.Parting words “Just be disciplined. Think about simple strategies. If all you do is write down very simple buy and sell rules and follow those routinely, you'll have returns that are far in excess of the average investor.”Charles...

David Trainer, founder and president at New Constructs, makes pet-insurer Trulanuon the 33rd member of his firm's list of ‘zombie stocks,' nothing that the company still has a long runway — nearly two years before he expects it to be bankruptcy — but almost no hope. Chuck discusses real expertise and the importance of vetting experts at a time when most news and information sources are looking to fill space. Plus Craig Martin discusses the latest research from J.D. Power showing how unhappy self-determined investors are with their results, and Charles Rotblut of AAII Journal gives his take on last week's Morningstar Investment Conference, as well as on the current sentiment of investors. 

Charles Rotblut, editor of AAII Journal, says the last 15 months have shown a persistent lack of bullish sentiment, with roughly 20 of the 70 lowest readings ever for optimism in the American Association of Individual Investors sentiment survey, a weekly poll that dates back to 1987. Likewise, bearishness has been near record levels consistently. Rotblut notes that the survey did not show this kind of consistent high-pessimism/low-bullishness sentiment during the global financial crisis, the dot-com bust, the Gulf War and more. Also on the show, Mervin Jebaraj discusses the National Association for Business Economics study released today showing that more than 70 percent of economists believe the Federal Reserve will not be able to get headline inflation numbers to or below 4 percent this year. In The Danger Zone, David Trainer of New Constructs, singles out MGM Resorts International as the stock with the most overstated street estimates, and discusses how that is likely to translate into continued deeper declines, and Gary Bradshaw od the Hodges Funds talks about blue-chip stocks and growth stories in the current market during the Money Life Market Call.

Bill Adams, chief economist at Comerica Bank, says the end of the overheating economy is drawing near, which is why the economy will continue softening early this year, setting up a rebound once the Federal Reserve starts cutting interest rates which he expects to happen in the fall. Adams expects the Federal Reserve to have two more rate increases over the next two months, driving down economic activity as a result, ultimately delivering the drop in inflation that the Fed is aiming for. Also on the show, Charles Rotblut, editor of AAII Journal, discusses investors sentiment and which investment strategies held up best for individuals during the downturn of 2022, Silvio Tavares, President and CEO at VantageScore talks about the average American's credit score and how it is trending now that inflation and interest rates are running at their hottest levels in decades and, in the Danger Zone segment, David Trainer of New Constructs explains why pet-supply retailer Chewy is a barking dog of a stock right now.

For this episode, we had the pleasure of sitting down with Matthew Crouse, CFA, MBA, Ph.D. (a man of many titles), to discuss his latest article in the AAII Journal, “Fixed-Income Risks and Opportunities in a Rising-Rate Environment.” He discusses the principles of duration (interest rate risk), credit risk and the yield curve. He also touches on closed-end fund preferreds and bonds funds to help the individual investor navigate the rising-rate environment with ease. Listen to this episode and learn: What duration (interest rate risk) is and how to combat it successfullyOpportunities and risks of closed-end fund preferreds and bond funds The objective of maximizing returns while taking the least amount of risk Matthew Crouse, CFA, MBA, Ph.D., is an adjunct professor at Westminster College in Salt Lake City, Utah, who specializes in researching closed-end funds (CEFs), exchange-traded funds (ETFs) and other fixed-income products targeted to retail investors. Jenna Brashear is the host of the Individual Investor Show as well as the producer for live AAII webinar events. Additional ResourcesFixed-Income Risks and Opportunities in a Rising-Rate Environment More articles by Matthew CrouseFidelity: Fixed Income, Bonds & CDs FactSet: Fixed Income What Is the Yield Curve? Preferred Stocks Explained Understanding Bond Credit Ratings Register for upcoming webinars: https://www.aaii.com/webinars Want more financial education? Learn more about AAII at https://www.aaii.com ABOUT AAII The American Association of Individual Investors is an independent, nonprofit corporation formed for the purpose of assisting individuals in becoming effective managers of their own assets through programs of education, information and research. Individual Investor Show: Risks & Opportunities in Fixed Income When Rates Are Going Up | AAII

Are you an investment sleuth? Do you like to delve deep into financial metrics to better understand the market? If you're someone who is looking for a long-term valuation of the market adjusted for inflation, we know a financial metric for you.For this episode, we spoke with AAII Journal editor Charles Rotblut, CFA, about his latest article on the cyclically adjusted price-earnings (CAPE) ratio and why using the CAPE ratio during high inflation can give individual investors insights into expected market returns over the next five to 10 years by looking back 10 years into the past.Listen to this episode and learn:What the CAPE ratio is and what it entailsHow to effectively use the CAPE ratio to invest with confidenceWhen to use the CAPE ratio in order to analyze the long-term value of the marketCharles Rotblut, CFA, is the creator of the PRISM Wealth-Building Process and Academy. He is also a financial analyst, vice president and AAII Journal editor. Jenna Brashear is a finance writer, podcast host and community manager at AAII.Additional ResourcesCAPE Ratio Is High, but Down From PeakOnline Exclusive: Delving Into the Definition of the CAPE RatioValuations, Inflation and Real Returns, an interview with Robert ShillerA Cautionary Note About Robert Shiller's CAPEAAII Stock Screening CommunityAAII Journal July 2022 IssueRegister for Upcoming WebinarsFollow us on SpotifyFollow us on Apple PodcastsLearn how to use the powerful, robust suite of screening tools in AAII's A+ Investor suite or bundle all of our premium subscriptions into one, convenient plan with AAII Platinum.Individual Investor Show: Utilizing the CAPE Ratio During Inflationary Periods | AAII

Calling all income investors and those worried about high interest rates impacting their portfolios! If you're on the hunt for an investment that has low interest rate risk, look no further than short-term bond funds.For this episode, we chat with AAII finance writer Matt Bajkowski about his latest article in the July 2022 issue of the AAII Journal, “The Benefits and Risks of Short-Term Bond Funds,” where he explains how income-seeking investors might capture high yields through bonds, especially short-term bonds, this year.Watch or listen to this episode and learn:The pros and cons of investing in short-term bond fundsWhy short-term bonds carry less interest rate risk than longer-term bondsHow to effectively evaluate a short-term bond fund before investingAdditional ResourcesJuly 2022 AAII Journal IssueThe Benefits and Risks of Short-Term Bond FundsAAII Allocation ModelsBond Investing IdeasThe Benefits and Risks of Intermediate Bond FundsBeginner's Guide to Bond InvestingTypes of BondsIncome Investing CommunityRegister for upcoming webinars: https://www.aaii.com/webinarsWant more financial education? Learn more about AAII at https://www.aaii.comABOUT AAIIThe American Association of Individual Investors is an independent, nonprofit corporation formed for the purpose of assisting individuals in becoming effective managers of their own assets through programs of education, information and research.Individual Investor Show: Combating High Interest Rates With Short-Term Bond Funds | AAII

We're in the midst of the summer and things are about to start sizzling! For investors who want to take a dip into the market, but are worried about suffering profit losses, we've got a few tips and tricks up our sleeve to help you navigate uncertain waters. For this episode, Dividend Investing editor Derek Hageman chats with us about his latest First Cut Stocks articles in the June 2022 issue of the AAII Journal that present the current high-yielding dividend payers and the current largest rising dividend stocks. He explains the difference between the two and how to judge whether a high yield or rising dividend payment can be sustained. In the second part of the episode, we sit down with assistant financial analyst Matt Markowski to discuss his latest article, “How to Best Use Stock Screens to Build a Portfolio.” In it, he shows how to choose a predefined stock screen or build your own to effectively find the opportunities that fit your individual stock investing needs. Watch or listen to this episode and learn: How to make sure a high-yielding dividend stock is a quality company and not one with weak growth prospects How to effectively evaluate a company's ability to increase its dividend payment How to best use stock screens and techniques to build a strong portfolio Dividend Stocks Segment High-Yielding Dividend PayersUp, Up and Away: Biggest Rising Dividend PayersAAII Dividend InvestingDividend Investing Stock IdeasStock Screens Segment How to Best Use Stock Screens to Build a PortfolioAAII Stock ScreensFactor Stock ScreensGuru Stock ScreensStock Ideas SectionA+ Investor Custom Stock Screener AAII CommunityAAII Stock Screening Community Register for upcoming webinars: https://www.aaii.com/webinars Want more financial education? Learn more about AAII at https://www.aaii.com ABOUT AAII The American Association of Individual Investors is an independent, nonprofit corporation formed for the purpose of assisting individuals in becoming effective managers of their own assets through programs of education, information and research.

Axel Merk, president and chief investment officer at Merk Funds and Merk Investments, says investors need to be cautious about accepting current market risks and keep an eye on their sleep factor "because whatever [investment] thesis you have, it will be tested." Merk notes that he is hesitant facing today's economic conditions because there are still a lot of possible outcomes based on anticipated action from the Federal Reserve and the stock market's response to the news. Also on the show, Charles Rotbut of AAII Journal discusses the group's latest update to its sentiment survey -- Kule Guske, investment analyst for New Constructs, talks about three stocks with misleading earning that could hit shareholders soon, and Michael Sincere is here to discuss the updated versions of his books, "Understanding Stocks" and "How to Profit in the Stock Market."

For those retiring, or approaching retirement, inflation can often be a creeping fear that paralyzes even the most prepared investor. Thankfully, there are a few easy strategies you can adopt to ensure your retirement portfolio will be secure. In this episode, we spend some time chatting with Craig Israelsen, Ph.D., about his latest article in the June 2022 issue of the AAII Journal, “Dealing With Inflation in a Retirement Portfolio.” Israelsen discusses how required minimum distributions (RMDs) are built-in inflation adjusters that allow retirees to be more cautious in their asset allocation if need be. Listen to this episode and learn: How RMDs can help prevent retirement portfolios from failing Why having exposure to equities is important How to protect your portfolio from inflation with the right strategy Watch this episode on YouTube:Additional ResourcesJune 2022 AAII Journal (https://www.aaii.com/journal) Dealing With Inflation in a Retirement Portfolio by Craig Israelsen (https://www.aaii.com/journal/article/17412-dealing-with-inflation-in-a-retirement-portfolio) Online Exclusive: Defining Inflation for Your Portfolio (https://www.aaii.com/journal/article/13872-defining-inflation-for-your-portfolio) Inflation: The Dormant Dragon (https://www.aaii.com/journal/article/13010-inflation-the-dormant-dragon) Online Exclusive: Understanding the Breakeven Inflation Rate (https://www.aaii.com/journal/article/17458-online-exclusive-understanding-the-breakeven-inflation-rate)

For this episode of the Individual Investor Show, we sit down with Charles Rotblut, CFA, and interns from our research team, Dylan Dease and Sean Murphy, to discuss their latest article in the May 2022 issue of the AAII Journal, “Important Differences Exist Among Retirement Calculators.” This article showcases how to use retirement calculators to configure future withdrawals and takes a look at the top 10 tools to see which work best for individual investors in all life stages. Watch or listen to this episode and learn: How investors can use retirement calculators to make accurate withdrawal estimates Which retirement calculators fit each type of investor: early career, mid-career and near retirement The differences between retirement calculators May 2022 Issue of the AAII Journal Important Differences Exist Among Retirement Calculators Social Security AdministrationA Plan for Achieving the Financial Goal of Building Retirement Savings 11 Key Retirement Dates You Should Pay Attention To How to Catch Up on Retirement Savings at 50 PRISM Wealth-Building ProcessRetirement Withdrawal CommunityRegister for upcoming webinars: https://www.aaii.com/webinars Want more financial education? Learn more about AAII at https://www.aaii.com About AAIIThe American Association of Individual Investors is an independent, nonprofit corporation formed for the purpose of assisting individuals in becoming effective managers of their own assets through programs of education, information and research. Individual Investor Show: Comparing Retirement Calculators | AAII

According to a 2021 study by the Morgan Stanley Institute for Sustainable Investing, 79% of individual investors and 99% of millennials in the U.S. are interested in sustainable investing. However, it's important to understand what sustainable investing entails and how companies are graded, especially when it comes to corporate greenwashing. For this episode, AAII Journal editor Charles Rotblut, CFA, and assistant editor Anine Sus chat with Larry Swedroe about his new book, “Your Essential Guide to Sustainable Investing,” which highlights how environmental, social and governance (ESG) ratings are impacting individual investors and corporations. In the second part of the broadcast, we ask Matt Bajkowski about his latest article in the May 2022 issue of the AAII Journal, “The Difference Between Sustainable Investing and Impact Investing,” which looks at investing with a focus on financial returns versus investing with a focus on social- and ethical-based outcomes. Listen to this episode and learn: How investors can weave through the web of confusing acronyms and conflicting agency ratings to be confident in recognizing and avoiding corporate greenwashing How investors can choose an actively managed ESG exchange-traded fund (ETF)The key differences between sustainable investing and impact investing Additional ResourcesMay 2022 AAII Journal (https://www.aaii.com/journal) Addressing the Challenges ESG Investors Face, an interview with Larry Swedroe “Your Essential Guide to Sustainable Investing,” by Larry Swedroe and Samuel C. AdamsAAII Sustainable Investing (ESG) Community The Difference Between Sustainable Investing and Impact Investing, by Matt BajkowskiETF+ Screener Funds+ Screener Socially Responsible Stock ETFsSocially Responsible Equity Stock FundsWant more financial education? Learn more about AAII at https://www.aaii.com ABOUT AAII The American Association of Individual Investors is an independent, nonprofit corporation formed for the purpose of assisting individuals in becoming effective managers of their own assets through programs of education, information and research.

Have you heard the term FOMO? It refers to the fear of missing out on something such as hanging out with your friends, going to a winning sports event, seeing your favorite singer in concert and even exciting, new investment opportunities. For this week's Individual Investor Show, Charles Rotblut, CFA, sits down with Spencer Jakab, author of “The Revolution That Wasn't: GameStop, Reddit and the Fleecing of Small Investors,” to discuss the phenomenon of “meme stocks,” how social media platforms like Reddit have fueled a new world of stock investing and the pitfalls that come along with these new developments. In the second part of tonight's episode, Jenna Brashear chats with Charles Rotblut on his latest article in the AAII Journal, “What Traits Do Individual Investors Consider When Buying Stocks?” where he surveys AAII members to gain insight into the various stock approaches and thought processes they use such as how they find ideas, the characteristics they focus on and their preferred data sources. Watch this episode and learn: The ins and outs of meme stocks and what role they play in the investment universeHow certain social media and investing platforms use psychology to influence stock strategies How your investing peers choose which stock approach to pursue Meme Stocks Segment Reddit, Robinhood and Lessons From the Meme Stock Craze “The Revolution That Wasn't: GameStop, Reddit, and the Fleecing of Small Investors,” by Spencer JakabStock-Picking Segment What Traits Do Individual Investors Consider When Buying Stocks? AAII Model PortfolioAAII Stock Screens A+ Stock Grades Want more financial education? Learn more about AAII at https://www.aaii.com ABOUT AAII The American Association of Individual Investors is an independent, nonprofit corporation formed for the purpose of assisting individuals in becoming effective managers of their own assets through programs of education, information and research. Individual Investor Show: The Emotional Psychology and Behavior Behind Investing | AAII

April is Financial Capability Month, so it's a good time to brush up on your investing basics. In this episode of the Individual Investor Show, Jenna Brashear sits down with Craig Israelsen to chat about his newest article on retirement allocation in the April issue of the AAII Journal. Israelsen argues that even though there is no one perfect asset allocation for everyone during the retirement years, with at least some commitment to equities, there are several viable strategies you can consider. In the second part of the show, Charles Rotblut talks with Paul Merriman to discuss his recent article, “The Pains and Gains of Investing,” which uses hypothetical performance of five simple equity portfolios to explain different risk measures so that you can choose the ones that matter most to you. Listen to this episode and learn: Various portfolio strategies that you can consider in retirement Common portfolio measures of risk and what they tell you How to find a winning retirement withdrawal strategy that works with your individual needs Links and ResourcesAAII Journal April 2022 IssueRetirement Allocation Comparison With Vanguard Funds, by Craig Israelsen “Start Investing Now: Build Your Investment Portfolio for $5 per month” by Craig IsraelsenThe Pains and Gains of Investing, by Paul Merriman“We're Talking Millions! 12 Simple Ways to Supercharge Your Retirement,” by Paul MerrimanAAII Asset AllocationAAII Investor GuidesWant more financial education? Learn more about AAII at https://www.aaii.com ABOUT AAII The American Association of Individual Investors is an independent, nonprofit corporation formed for the purpose of assisting individuals in becoming effective managers of their own assets through programs of education, information and research. Individual Investor Show: Find Your Own Winning Portfolio Strategy | AAII

CNBC's Bob Pisani spoke with Arne Noack, Head of Systematic Investment Solutions, Americas at DWS Group, Charles Rotblut, Vice President and Financial Analyst at AAII and editor of the AAII Journal, and Andrew McOrmond, Managing Director at WallachBeth Capital. They discussed the resounding ripple effects from Russia's war on Ukraine … how do ETF investors navigate the many layers of chaos the market is facing both in the U-S and overseas? Is Europe pricing in a recession right now? What about the slowdown in China? And how are retail investors handling all the uncertainty? Are they hitting the panic button yet? We'll have all that and more. In the 'markets 102' portion of the podcast, Bob continues the conversation with Andrew McOrmond at WallachBeth.

The American Association of Individual Investors held a webinar event on Wednesday, February 2, 2022.For this week's Individual Investor Show, we sit down with Charles Rotblut to delve into our annual mutual fund and exchange-traded fund (ETF) guides and reveal on which funds made the 2022 cut. We analyze the top- as well as the worst-performing mutual funds and ETFs, specific trends we've noticed and anything new or noteworthy. Hear about the criteria Rotblut uses to weed out the “fads” from the “fabs.”In the second part of the broadcast, we chat with Matt Bajkowski on his article, “The Benefits and Risks of Small-Cap Funds,” which highlights the good, bad and ugly of diversifying your portfolio with small-cap funds. You won't want to miss out on these two thought-provoking discussions covering everything you need to know about investing in mutual funds and ETFs in 2022.Listen to this episode and learn:Which mutual funds and ETFs made the cut for the 2022 guidesCurrent trends, as well as noteworthy players in the fund universeThe overall benefits and risks associated with small-cap fundsSmall-Cap Funds SegmentThe Benefits and Risks of Small-Cap Funds by Matthew Bajkowski in the January 2022 AAII Journal (https://www.aaii.com/journal/article/15529-the-benefits-and-risks-of-small-cap-funds)Annual Funds & ETF Guides SegmentGuide to the Top Mutual Funds (https://www.aaii.com/journal/article/15934-the-individual-investors-guide-to-the-top-mutual-funds-2022)Guide to the Top ETFs (https://www.aaii.com/journal/article/15935-the-individual-investors-guide-to-the-top-etfs-2022)Guidelines for Selecting Mutual Funds and ETFs (https://www.aaii.com/journal/article/13930-guidelines-for-selecting-mutual-funds-and-etfs)A+ Investor suite of tools (https://www.aaii.com/plus)Want more financial education? Learn more about AAII at https://www.aaii.comABOUT AAIIThe American Association of Individual Investors is an independent, nonprofit corporation formed for the purpose of assisting individuals in becoming effective managers of their own assets through programs of education, information and research.

Rodney Brooks, personal finance columnist at U.S. News and World Report -- author of "Fixing the Racial Wealth Gap" -- says that for all of the causes behind racial and ethnic wealth divides in America, the biggest, best solution is not government programs but basic financial education, literacy combined with opportunities so that, in time, minorities will not hold a nickel's worth of generational wealth compared to every dollar held  by white people. Also on the show, Charles Rotblut, editor of AAII Journal, discusses the current rise in neutral sentiment among investors, David Trainer of New Constructs offers up a holiday gift -- an attractive stock instead of the usual troublesome ones -- in The Danger Zone, and Ben Johnson, director of global ETF research at Morningstar, talks exchange-traded funds in the Market Call. 

Our guest on the podcast today is Charles Rotblut. Charles is vice president at the American Association of Individual Investors, and he's also editor of the AAII Journal. Charles wrote the book Better Good Than Lucky, which was published in 2010. And he's a CFA charterholder.BackgroundBioAAII JournalBetter Good Than Lucky: How Savvy Investors Create Fortune With the Risk-Reward Ratio, by Charles RotblutAAIIPRISM Wealth-Building Process “Always Leave Home Without It: A Further Investigation of the Credit-Card Effect on Willingness to Pay,” by Drazen Prelec and Duncan Simester, Marketing Letters, NYtimes.com, June 8, 2000.“Aging's Adverse Impact on Decision-Making,” by Charles Rotblut, aaii.com. AAII Investor Sentiment Survey“Meb Faber: ‘To Be a Good Investor, You Have to Be a Good Loser,'” The Long View Podcast, morningstar.com, Sept. 7, 2021.Investor Behavior“A Rules-Based Approach to Managing a Portfolio,” by Charles Rotblut, aaii.com, April 6, 2017.“A Process for Creating Your Own Investing Plan,” by Charles Rotblut, aaii.com. “Using the Power of the Written Word to Improve Your Returns,” by Charles Rotblut, cannonfinancial.com, September 2018.The National Weight Control Registry“Save More Tomorrow:™ Using Behavioral Economics to Increase Employee Saving,” by Richard H. Thaler and Shlomo Benartzi, journals.uchicago.edu, February 2004.“There's a Brilliant Reason Why Van Halen Asked for a Bowl of M&Ms With all the Brown Candies Removed Before Every Show,” by Julie Zeveloff, businessinsider.com, Sept. 7, 2016.“Avoid the Psychological Traps of the Market With The Dreman Screen,” by Charles Rotblut, forbes.com, Oct. 6, 2021.Investing at Level 3, by James Cloonan“The Portfolio Size Effect and Using a Bond Tent to Navigate the Retirement Danger Zone,” by Michael Kitces, kitces.com, Oct. 5, 2016.“Managing Sequence of Return Risk With Bucket Strategies Vs. a Total Return Rebalancing Approach,” by Michael Kitces, kitces.com, Nov. 12, 2014.

On this episode Rhonda talks to Dera Johnsen-Tracy, an Estate Planning Attorney and a partner at Horn & Johnsen SC. Dera law firm, about the importance of Estate planning. Dera’s message for us today is: Getting started on your Estate plan, or even getting a plan in place, gives you a sense of control. You can decide, even if your divorce is not final yet, who is going to make financial decisions for you if you cannot do that for yourself; your healthcare decisions; who is going to plan your funeral… Here are some of Dera’s recommendations: Staff happens. For your own peace of mind, and for those who you leave behind, it is much better to make sure you have a plan in place. You have to make sure your divorce attorney and your estate planning attorney are working together to make sure that you will have the authority to take care of things the way that you want. Take back your power. The best way to do it is to get started, take control of your own assets, take control of your own decisions; it really does provide the peace of mind. Contact Information and Other Resources Our guest today was Dera Johnsen-Tracy, a shareholder and co-founder of Horn & Johnsen SC. Dera is a 2008 graduate of Marquette University Law School and focuses her legal practice in the areas of estate planning, probate and guardianship. Prior to completing law school, Dera gained 14 years of legal experience as a paralegal in Texas and Wisconsin. Dera’s extensive experience provided a strong and practical client-centered foundation for her legal practice. She strives to meet the needs of her clients in a personal and efficient manner. Here’s how Dera describes herself: I am a shareholder and co-founder of Horn & Johnsen SC, focusing my legal practice in the areas of estate planning, probate and adult guardianship. I am also a co-author of Wills, Trusts, and Probate: An Insider’s Guide to Estate Planning in Wisconsin.  I have been invited as a special guest on a number of radio shows such as Ginger Martin of Magic 98 and Hawke’s Radiothon for the Veterans of WJJO, and I have been invited to speak as a featured presenter at various conferences throughout Wisconsin and nationally. Further, I am a frequent contributor to Young at Heart Magazine and to the national AAII Journal, and I have taught a variety of classes through PINNACLE (State Bar of Wisconsin's Continuing Legal Education Department) and the National Business Institute (NBI). Website | Facebook | LinkedIn | Twitter | YouTube  ____________________ Our host of Divorce Conversations for Women Podcast is Rhonda Noordyk, CFEI, CDFA® Rhonda Noordyk's relentless pursuit of financial justice for women going through divorce drove her to leave the financial industry in 2014 to open The Women's Financial Wellness Center. She was in search of a better way. She used her knowledge, passion, and experience to build a leading-edge business model. The intention was to create a business that provided a safe place for women - especially those in a vulnerable position - to find their paths, find their voices and find the financial confidence they need to lift themselves out of seemingly hopeless situations. Since starting the Women’s Financial Wellness Center, after a 10+ year career in the financial industry, she has helped alleviate financial vulnerability for thousands of women. In addition to being the CEO of The Women’s Financial Wellness Center, Rhonda is also a professional speaker. While her platform is women’s money wellness, it is not just about money. Her topics include: assertive communication, boundaries, leadership and overcoming financial myths. Her speaking experience includes: GE Healthcare, UWM Women’s Leadership Conference and Marquette Law School. In addition, she has appeared on Fox6 News, Real Milwaukee, and Morning Blend. Her dynamic and inspirational style leaves women with a sense of empowerment. Rhonda Noordyk, CFEI, CDFA® CEO | The Women's Financial Wellness Center rhonda@wfwcllc.com | (262) 522-1502 Facebook | Twitter | Instagram | LinkedIn | YouTube Schedule a FREE 30-Minute Phone Call ____________________ Sponsored by: Divorce Conversations For Women (online course) ____________________ Visit the Women’s Financial Wellness Center for a full directory listing of experts. Be sure to reach out if you would like to connect personally with the Women’s Financial Wellness Center. You can visit our website or grab a complimentary 30-minute consult. Leaving a positive podcast review is hugely important: they help the podcast get discovered by new people. Please spend 5 minutes of your time to leave a review on your preferred listening platform, we’d love to hear from you!

Charles Rotblut, editor of AAII Journal, says that the biggest winners for the next decade on the Standard and Poor's 500 Index may not even be big enough to be on the banchmark now. In a recent study of the last decade, Rotblut found that the big winners were not necessarily the names anyone might have expected to be big gainers 10 years ago. Also on the show, Tom Lydon of ETFTrends.com makes a biotech and pharmaceutical fund his ETF of the Week, Alia Dudum of Lending Club talks about how many people engage in 'YOLO spending' because 'you only live once' but wind up paying off those purchases for years. Also, we rebroadcast a recent chat with Alan Gayle of Via Nova Investment Management.

Michael Kagan, portfolio manager at ClearBridge Investments, said that the United States economy -- unlike some around the world -- is looking strong right now; compared to relevant periods in history, he said Americans are likely to avoid a recession for several years. That said, he noted in the Market Call interview that he would be selling any stock that is not producing profits in these market conditions. Also on the show, Charles Rotblut of AAII Journal made a banking company his 'Stock of the Week,' Ted Rossman of CreditCards.com discussed his site's latest survey and author Tanja Hester discussed her new book on retiring very early -- potentially decades ahead of retirement age -- and not running out of money.

Brent Schutte, chief investment strategist at Northwestern Mutual Wealth management Co., said that while the market has plenty of reasons to get nervous, it also has plenty of impetus to move up throughout the year, largely due to strong underlying fundamentals. He also said that he expects emerging markets and large-cap domestic securities to outperform in the year ahead. Also on the show, Charles Rotblut of AAII Journal is in a selling mood with his 'Stock of the Week,' Ted Rossman of CreditCards.com discusses a recent survey covering how many credit-card customers expect to die with their debt still in place, and Ben Johnson, director of global ETF research at Morningstar Inc

Charles Rotblut of AAII Journal made O'Reilly Automotive his 'Stock of the Week,' noting that the auo-parts supplier has outperformed 88 percent of all stocks over the last six months and saying that the momentum could easily propel the stock 20 percent higher in short order. Also on the show, author Conor Richardson of 'Millennial Money Makeover,' Ken Shreve of Investor's Business Daily looking at the market's technicals, and Patrick Healey of Caliber Financial Partners with the Market Call.

Alan Gayle of Via Nova Investment Management said that he does not see any problem with the market reaching and eclipsing previous highs. with the Standard and Poor's 500 getting back to 2,900 sometime this year. Meanwhile, D.r. Barton Jr. of 10minutemillionaire.com said the market's current snap-back rally has the market moving sharply upward, 'but in a healthy fashion.' Also on the show,m Charles Rotbut of AAII Journal has his Stock of the Week and Tim Melvin of the Heatseeker newsletter talks stocks in the Market Call.

Technical analyst Michael Sincere said current market conditions have confused traders and made investors nervous and have made this one of the toughest markets he has ever seen. He's mostly defensive right now, watching the Standard and Poor's 500 and its behavior around the 2,600 level. Also ont he show, Charles Rotblut of AAII Journal reviews some of the sells he made in his 'Stock of the Week' feature during 2018, Everett Millman of Gainesville Coins talks gold, and Scott Ganschow, featured investor at NetVest, has the Market Call.

Jason and Bob interview Dr. Cloonan regarding his new book, Investing at Level3.  James B. Cloonan earned his MBA from the University of Chicago and his BA and Ph.D. from Northwestern University. After teaching for several years in 1974 he helped found and served as CEO of Heinold Securities, a brokerage firm specializing in derivatives. He returned to teaching and began the preliminary work leading to the founding of the American Association of Individual Investors in 1978. He is currently Chairman of AAII an organization providing support, education and information to individuals who manage their own investments. It currently has over 160,000 members. He has served on the Consumer Advisory Council of the National Futures Association, the Advisory Panel on Securities Markets and Information Technology of the Congressional Office of Technology Assessment, the NASD Special Committee on the Quality of Markets, the New York Stock Exchange Panel on Market Volatility and Investor Confidence, the Chicago Mercantile Exchange Financial Instruments Advisors Committee, the New York Stock Exchange Individual Investors Advisory Committee, The Consumer Affairs Advisory Committee of the Securities and Exchange Commission and other industry and regulatory panels. Dr. Cloonan is also the author of books and articles on investing and writes a series of columns for the AAII Journal. He created and manages the Shadow Stock Portfolio, a real portfolio, which has realized an annualized return of over 15% for the past 23 years. He lives with his wife Edythe in Chicago. To get the special price on Dr. Cloonan's book visit www.aaii.com/level3

May 6 (Bloomberg)--Bloomberg View columnist Barry Ritholtz interviews Charles Rotblut, a vice president at the American Association of Individual Investors. He is the editor of the AAII Journal, co-created AAII’s Dividend Investing, helps to manage the Stock Superstars Report portfolio and authors the weekly AAII Investor Update newsletter. This interview aired on Bloomberg Radio.