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Why stay at a hotel when you can live in one with loyalty perks? Last week during AAHOA's hashtag#AAHOACON25, I spoke with Bhavin Patel of Spark GHC to explore a bold new concept: Project Scarlet, where branded residences meet boutique hospitality.
In recent years, India has witnessed an unprecedented surge in personal loans, credit card spending, and household debt. With digital platforms making borrowing as easy as a tap, access to credit has never been faster. But as loans pile up, so do the risks. Are we on the brink of a credit bubble, or is this just the natural evolution of a growing economy?In this episode, we explore:The driving forces behind India's credit boom and how it compares to past financial crisesThe shift from corporate to household borrowing and its implications for the economyThe role of fintech in reshaping India's lending landscape and the risks of over-leveragingEarly warning signs of a debt trap and how to avoid falling into oneThe regulatory measures in place to prevent a crisis and whether they're enoughWatch full conversation with Radhika Pandey: https://youtu.be/8507vYwKYmI?si=YkmASQJlRHnF5YIwWatch full conversation with Bhavin Patel: https://youtu.be/7AxbRUISzIE?si=d0ZoVtv0SlH1F3ef*Disclaimer: Investments in the securities market are subject to market risks. Read all the related documents carefully before investing.Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors.Quotes or authorisations in this podcast are provided solely for educational purposes and relate to third-party products.
With uncertainty in the economy and an election year Bhavin Patel, Principal and Co-Founder at Green Harvest Capital LLC-Ohio, and Amit Patel, principal of Spark GHC discusse continued industry consolidation and where the best investment opportunities are and why they've investing more than $100 million in hotels.
With uncertainty in the economy and an election year Bhavin Patel, Principal and Co-Founder at Green Harvest Capital LLC-Ohio, and Amit Patel, principal of Spark GHC discusse continued industry consolidation and where the best investment opportunities are and why they've investing more than $100 million in hotels.
Bhavin Patel is the co-founder of Green Harvest Capital - a prominent real estate investment group specializing in Class B & C multi-family assets throughout Ohio. He is also the Principal of SparkGHC - working with select service brands such as IHG, Hilton, Marriott in the US Midwest. Bhavin's assets include over 2000+ multifamily and hospitality units. --- Support this podcast: https://podcasters.spotify.com/pod/show/theindustryshow/support
CTL Script/ Top Stories of August 19 saturday Publish Date: Aug. 14 friday Henssler :15 From the Ingles Studio Welcome to the Award Winning Cherokee Tribune Ledger Podcast Today is saturday, August 19th, and happy 34th birthday to NFL QB Kirk Cousins ***Cousins*** I'm Brian Giffin and here are the stories Cherokee is talking about, presented by Credit Union of Georgia Healthcare worker in Woodstock accused of sexually assaulting patient Cherokee County leaders to end Sixes/I-575 moratorium And Discovery of yellow-legged hornet confirmed in Georgia Plus Leah McGrath of Ingles Markets is here to talk with Bruce Jenkins about foods for swollen feet We'll have all this and more coming up on the Cherokee Tribune-Ledger Podcast, and if you're looking for Community news we encourage you to listen and subscribe! Commercial: CU of GA Story 1. worker A healthcare worker at a Woodstock diagnostics center, Bhavin Patel, has been arrested for allegedly sexually assaulting a female patient during a sonogram procedure. The Cherokee Sheriff's Office investigated the incident after the victim reported it on July 31. Patel, a male sonographer from Canton, was charged with sexual assault by a hospital employee with a patient. Following evidence that supported the allegations, Patel turned himself in and was released on a $5,700 bond from the Cherokee Adult Detention Center. The incident occurred at Wellstar Cardiac Diagnostics in Woodstock. ....……… Read more on this story at tribuneledgernews.com STORY 2: moratorium Cherokee County is ending a moratorium on development applications for the area near Sixes Road and Interstate 575, allowing new projects to proceed. The moratorium was initially imposed to facilitate coordinated planning between the county and local cities to ensure quality development and address traffic congestion concerns in the I-575 and Sixes Road Interchange Area. The Comprehensive Plan, which designates the area as a "Wild Cat" character zone, emphasizing major employment and mixed-use development, has been adopted. Plans for transportation improvements are underway through intergovernmental agreements with surrounding cities. Other approved actions include funding agreements, land purchases, and program allocations for community development and housing initiatives. Story 3: hornet The Georgia Department of Agriculture (GDA) has confirmed the detection of a living yellow-legged hornet in Georgia for the first time, marking the first instance of a live yellow-legged hornet detected in the open United States. The GDA, in collaboration with the USDA and the University of Georgia, is urging the public to report sightings of this non-native hornet species that could potentially threaten honey production, native pollinators, and the agricultural industry. A beekeeper in Savannah reported the sighting, and the identification was confirmed by the USDA's Animal and Plant Health Inspection Service. The GDA is working on a plan to trap, track, and eradicate the yellow-legged hornet in Georgia. We have opportunities for sponsors to get great engagement on these shows. Call 770.874.3200 for more info. Back in a moment Break: ESOG - Dayco - Elon STORY 4: scouts A Girl Scout troop based in Waleska is constructing a self-serve food pantry for their community. The junior scouts from Troop 18292 are building the pantry, which will be located on the porch of Cline Store in Waleska. The pantry will be filled with non-perishable food items, snacks, and personal care products, providing a resource for those in need. The grand opening is scheduled for September 2nd. The project not only aims to help the community but also allows the junior scouts to work towards earning the Bronze Award, the highest honor for a junior scout. The troop has been inspired by similar self-serve food pantries in Canton. Story 5: 100 The Sequoyah Regional Library System is inviting the public to celebrate the 100th birthday of the R.T. Jones Memorial Library in September. The celebration will include food, live music, and remarks from community leaders. The library has been an integral part of the Canton community and plans to mark its centenary with various events, including making birthday cards and an educational look into the history of Cherokee County. The library has evolved over the years, from its humble beginnings to becoming a vital community resource. The celebration reflects both its past and the next century of service. Story 6: parent The Cherokee County School District is accepting applications for its annual parent academy program called VILLA (Volunteer Instructional Leadership Learning Academy). This free six-session program offers parents the opportunity to learn more about the school district and how to be engaged with the schools. Participants learn about school board roles, district operations, visit schools, and engage in Q&A sessions with school board members and senior staff. The program aims to educate parents about school boards and district operations, filling in knowledge gaps. Sessions are held on Tuesdays in October, including a school visit, and conclude with a final session and graduation in November. Applications are due by September 5. Back with more after this Commercial: Powers – Drake - Heller Story 7: Hancock Sequoyah's football team is highlighted by Missouri-commit Jackson Hancock, a versatile athlete who excels in various positions. Hancock led the team both in rushing (591 yards, seven touchdowns) and receiving (315 yards, two touchdowns) last season, while also making an impact on special teams. He is praised by his coach and college scouts for his all-around abilities as a receiver, defensive back, and kick returner. Hancock's physical presence also contributed to Sequoyah's defense, and he is determined to lead the team to success this year. The focus for this season is mental toughness, building on last year's progress and aiming to make a strong impact on the field. Story 8: Nelms Senior offensive lineman Tate Nelms is leading Etowah's football team into the new season with increased size, speed, and strength. After missing the playoffs last year despite a strong season, Nelms is determined to lead his team to success this year. He has been focusing on improving his skills and game understanding by studying film from his previous years. Nelms, weighing 285 pounds and standing at 6-foot-4, has become a significant Division-I prospect, gaining attention from colleges. He is a key player in Etowah's offensive line, which has contributed to the team's offensive improvement. With a strong bond among teammates, Nelms and the offensive line are ready to take on the challenges of the new season. Story 9: Burdette Brandon Burdette of River Ridge High School is gearing up for the 2023 football season with a determination to improve his sack numbers. Despite leading Cherokee County in tackles last season, Burdette is focused on increasing his sack count and being a more effective pass rusher. He aims to contribute to the team's success by helping them win the region, make the playoffs, and achieve a deep postseason run. As a key player in River Ridge's defense, Burdette's speed and skills are assets to the team's strategies. He's determined to support the offense by giving them more opportunities to succeed. With his passion for football and dedication to improvement, Burdette aims to lead his team to victory in the upcoming season. We'll have closing comments after this Dayco - Elon- Henssler 60 Thanks again for listening to today's Cherokee Tribune Ledger podcast. . If you enjoy these shows, we encourage you to check out our other offerings, like the Marietta Daily Journal Podcast, the Gwinnett Daily Post, the Community Podcast for Rockdale Newton and Morgan Counties, or the Paulding County News Podcast. Get more on these stories and other great content at tribune ledger news.com. 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With any career you choose, having strong mentors is essential. When I was getting started with real estate, B Patel was a great mentor I learned a TON from. He has an inspiring story of buying his first real estate deal while he was a teenager and continuing to grow his portfolio ever since. He now is the principal of Green Harvest Capital, which owns and manages multiple hotels and apartment communities. Be sure to connect with Bhavin Patel Website: https://www.ghc-lp.com/ LinkedIn: https://www.linkedin.com/in/bhavin-patel-6b846324/
Bhavin Patel is the principal and co-founder of Green Harvest Capital, a real estate investment group focused on Class B & C multi-family assets in Northeast Ohio. With over 15 years of experience managing real estate acquisitions, Bhavin has an exceptional record of implementing corporate goals, leading successful business objectives, and being a forward-thinking steward of capital investments. In this episode, he talks about the importance of education and how it can help you succeed in the real estate industry. He discusses the challenges he faced during the Great Recession. He shares his experience in the mortgage lending industry and how it has changed over time. He talks about interest rates and their effect on the economy. To learn more about his work and his company, visit his website at https://www.ghc-lp.com/![00:01 - 07:45] Opening SegmentLet's get to know Bhavin Patel!Putting an emphasis on educationAn entrepreneurial mindsetRunning a small firm called Green Harvest Capital!Reflection and mindfulness[07:45 - 24:05] Aligning With Your Goals and Intention To Be A SuccessFocus on microeconomic conditionsStarting their own construction servicesUnderstanding the guidance at a macro levelUnderstanding labor shortagesChanges in the mortgage marketLenders have more leverageAligning with your business model and goalsOpportunities in the workforce housing space[24:06 - 27:30] THE FINAL FOURWhat's the worst job that you ever had?Trimming trees and carrying shinglesWhat's a book you've read that has given you a paradigm shift?“Rich Dad Poor Dad” by Robert KiyosakiWhat is a skill or talent that you would like to learn?Doing better presentationsWhat does success mean to you?Bhavin says that, “The freedom to do whatever it is that I desire.”Connect with BhavinWebsite: https://www.ghc-lp.com/ LinkedIn: Bhavin PatelLEAVE A 5-STAR REVIEW by clicking this link. WHERE CAN I LEARN MORE?Be sure to follow me on the below platforms:Subscribe to the podcast on Apple, Spotify, Google, or Stitcher.LinkedInYoutubeExclusive Facebook Groupwww.yonahweiss.comNone of this could be possible without the awesome team at Buzzsprout. They make it easy to get your show listed on evEmpowering NonprofitsMy mission is to empower those who empower others! Listen on: Apple Podcasts SpotifySupport the show
In this 6th EP of the Rust Belt Apartment podcast the team sits down with Bhavin Patel and Michael Smith of Green Harvest Capital to discuss past, present and future plans for this extremely successful NE Ohio apartment group. 00:00 - Guest Intro and Background: Bhavin Patel and Michael Smith of Green Harvest Capital6:36 - Early beginnings in Extended Stay11:05 - Proving out the Green Harvest Thesis & Scaling Up13:105 - Third Party Management and the GHC Business Model16:35 - Hyper-focus on workforce housing21:51 - What does value-add mean to GHC?23:40 - Blending of multifamily amenities with hospitality amenities26:50 - The future of GHC asset amenities: tenant focus31:00 - Partnerships with Advisors32:45 - Northern Ohio Apartment Association34:00 - GHC approach to financing & debt36:50 - Tenant voucher programs37:33 - What is it about NE Ohio?39:20 - Michael's Top 541:00 - Bhavin's Long-term view on NE Ohio45:00 - Impact of inflation on Multifamily48:20 - More NE Ohio talk!51:10 - What's next in the multifamily markets?54:00 - Closing Remarks
About speakers: Bhavin: https://www.linkedin.com/in/bhavinpatel2020/ Dipesh: https://www.linkedin.com/in/deepeshkarkee/
When you hear the term-digital first, you might think about tech, platforms and data. But digital transformation succeeds when you put people first. Gathering and analyzing data, then using it to provide the customer value and an unparalleled experience, is vital for an organization's success. Today's guest, Bhavin Patel, Director o f Analytics and Innovation at J&J joins the show to share why people are the most important component to digital transformation. Join us as we discuss: Why you need to put people first The importance of customer value and experience Why digital transformation is an ongoing process, not an end-state Find every episode of DataFramed on Apple, Spotify, and more. Find us on our website and join the conversation on LinkedIn. Listening on a desktop and can't see the links? Just search for DataFramed in your favorite podcast player.
Bhavin Patel, Director of Analytics & Innovation at Johnson & Johnson, shares with us how Johnson & Johnson is trying to become a ‘digital first' organization through harnessing the ecosystem of data between their supply chain systems and connecting that to the demand signal of the external marketplace. Johnson & Johnson is among the many organizations that are leveraging data to improve operational agility and build resilience into the supply chain organization. It's not that easy though. Bhavin tells us some of the challenges of implementing data science within supply chain processes and the importance of building a data roadmap for successful digital transformation. About the Speaker Bhavin Patel (he/him) specializes in digital, strategy, & people leadership. He is currently a Director of Analytics & Innovation at Johnson & Johnson, where he manages an organization poised to drive digital transformation in supply chain as a competitive advantage. He's curious to unlock data science, intelligent automation, and process and task mining to advance the way we work. At Johnson & Johnson, Bhavin has acquired experiences through consumer-packed goods, medical devices, and pharmaceutical industries. He holds a Bachelor of Arts in Information Technology from Rutgers University.
Getting access to loans, that too timely is a painful process in India. There are numerous parameters for approval and one's request might be denied for reasons which are nowhere related to a borrower's credibility. In this episode of the Founder Thesis podcast, Akshay Datt speaks with Bhavin Patel, Co-founder and CEO, LenDenClub, which is one of India's pioneer Peer-to-Peer (P2P) lending platforms. Bhavin has extensive experience working with NBFCs, both as a consultant and an employee. He has closely witnessed the struggles NBFCs face with respect to lending loans and raising capital. This acted as an idea that gave birth to LenDenClub in 2015, which has dispersed more than 500 crores worth of loans in FY21. Tune in to this episode to hear Bhavin talk about how LenDenClub is empowering both lenders and borrowers and disrupting the traditional NBFC segment with its exemplary execution and automation. Key takeaways! Identifying what customers want. Automation is the key to success. Learning from experimentation. Vision 2030.
The higher the risk, the higher the return. Most modern investment instruments abide by this principle. As the world moves away from traditional financial institutions to look for alternatives offering better returns, several options are cropping up. We know about cryptocurrencies, their stellar returns offset with periodic cycles of high volatility. Another such modern investment instrument is peer-to-peer, or P2P, lending. Imagine lending the money you'd typically park in fixed deposits or mutual funds to those looking for loans, and getting annual returns of 9-12% on the amount you lend. That's what the new-age Indian fintech startups liek Cred and BharatPe are aiming to do with their recently launched P2P lending products. Cred has launched a P2P platform called Cred Mint in partnership with RBI-registered P2P non-banking financial company LiquiLoans. BharatPe will carry out P2P lending via an app called 12% Club. Such investment options obviously seem attractive at a time when interest rates on bank deposits are falling, and are currently around 5-6% in India. For instance, State Bank of India (SBI) barely pays 5.4% interest on its longest-term deposit. For senior citizens it is 6.2%. Here's how Cred and BharatPe make P2P work for their customers. Money lent on Cred Mint will be spread out among 200-plus borrowers on average. “If you use the auto-invest feature, a sum of Rs 1 lakh lent on our platform will be divided among 400-500 borrowers using our algorithm,” says Bhavin Patel, CEO and co-founder, LenDenClub. But a word of caution here: It's important to know that P2P lending is a high-risk investment. It is an unsecured loan. So, there is no guarantee put up by the borrower for the lender to redeem in case of a default. The borrowers are those with low credit scores who find it difficult to get loans elsewhere. The unsecured nature of the loan is the reason for high interest rates Cred mitigates the possibility of a default by lending only to customers who have been using its Cred Cash product. The company says these are borrowers with high credit scores of above 750 and low default rates. Cred founder Kunal Shah said that Cred Cash had a loan book of Rs 2,415 crore with a default rate of less than 1%. So, the company allows lenders to withdraw their amount, either in full or partially, anytime. They get the money along with the interest for the period invested within one working day. BharatPe also promises lenders anytime liquidity with zero withdrawal charges. Most P2P lending startups also allow lenders to hand-pick their borrowers, after scrutinising their credit scores. P2P lending isn't new in India. In 2017, the RBI brought P2P Lending within its purview, ensuring that only the serious ones with watertight business models remained in business. This was also the time when the P2P lending industry was unravelling in China, with high default rates and online lending platforms being investigated by the government there for malpractices. Besides Cred and BharatPe, some other players in the Indian P2P lending industry are RupeeCircle, LenDenClub, Finzy, and IndiaMoneyMart. As for some investment advice for a P2P lender, it is important to start small and scale up gradually. LenDenClub CEO Bhavin Patel advises first lending a sum of around Rs 25,000, then scaling it up to Rs 1 lakh to an adequate level of diversification among borrowers. About the time period for investment, Patel suggests investing for 12-24 months, as that is the minimum period his platform's optimisation algorithm takes to produce decent results.
In this episode, we get into what made Rambhai the out-of-the-ordinary teacher, how he lives with his family & extended family in one house, what he saw in his childhood and if overuse of technology is worse or better than drug addictions. In India, many families have drug addictions; young fathers and males die of drug overdoses or alchohol related cancers and diseases. After retiring, Rambhai Patel began an anti-addictions educational program, and rode buses all over India to teach hundreds of thousands of underprivileged children about the dangers of drug use and addictions so that their families have a chance to stay strong and healthy. Both his sons join to translate Rambhai's Indian Gujrati, his native tongue; Dhaval Patel is a software engineer at Bloomberg and started a data science Youtube channel with 400K subscribers to teach youth tech after being diagnosed with an incurable autoimmune disease, and Bhavin Patel was a student who was told he won't succeed in life, but now has a multi-media marketing company he built that employs some of India's best university graduates and has contracts with US companies. Writing a review on Changemakers helps more people hear about initiatives like these that people are creating to make our society a better place. Contact me on Twitter @TheMayCooper. This is also on community radio, CFUZ Peach City Radio in British Columbia and CKWR 98.5 in Waterloo, Ontario with a reach of more than 1.5 million people. --- Send in a voice message: https://anchor.fm/may-cooper/message
In India, many families have drug addictions; young fathers and males die of drug overdoses or alchohol related cancers and diseases. After retiring, Rambhai Patel began an anti-addictions educational program, and rode buses all over India to teach hundreds of thousands of underprivileged children about the dangers of drug use and addictions so that their families have a chance to stay strong and healthy. Both his sons join to translate Rambhai's Indian Gujrati, his native tongue; Dhaval Patel is a software engineer at Bloomberg and started a data science Youtube channel with 400K subscribers to teach youth tech after being diagnosed with an incurable autoimmune disease, and Bhavin Patel was a student who was told he won't succeed in life, but now has a multi-media marketing company he built that employs some of India's best university graduates and has contracts with US companies. --- Send in a voice message: https://anchor.fm/may-cooper/message
It's headcount and budget planning season! Follow along as Erica and Brian take you step-by-step through the process so that you can secure the community resources you need to succeed. Community Industry News Jessica Langston was promoted to Sr. Director, Trailblazer Community at Salesforce Lizzy Roberts was promoted to Manager - Global Communities at Salesforce.org Bhavin Patel was promoted to Community Experience Manager at Salesforce Jordan Scott joined Airtable as Head of Community Jeffrey Roe joined Brightcove as Community Manager Headcount & Budget Planning: Resource: Community Headcount & Budget Planning Template Sponsored By: C School will help get hands-on education, mentorship, independent practice, and land a full-time job in community. Khoros Engage has it all — dynamic general sessions, thought-provoking breakout discussions, practical tips, and virtual networking.
Bhavin Patel, Co-Founder, LenDenClubThere is huge scope for small-ticket lending in India. However, this is not an area that is economic for established banks to move into. Peer-to-peer lending offers both an investable opportunity and a platform for small-ticket loans. Robin Amlôt of IBS Intelligence speaks to Bhavin Patel, Co-Founder of Indian P2P lender LenDenClub, whose instant personal loan platform is disbursing an average of 200,000 loans a year.
OMFIF's Katie-Ann Wilson, programmes manager, fintech and emerging markets, and Bhavin Patel, senior economist and head of fintech research, give an overview of OMFIF's main Digital Monetary Institute activities which have taken place during the second quarter of 2021. The discussion focuses on the highlights and themes that have come to light through the meetings organised as well as the research undertaken in this area during this quarter. Catch-up on demand: DMI Symposium - 'Central banks and digital currencies, revolution in money' The Bank of England's approach to digital currencies and cross-border payments Read: OMFIF Digital Monetary Institute Journal: Changing bank models Future of Payments report, 2020
Bhavin Patel, head of fintech research at OMFIF, is joined by Serey Chea, director general of the national bank of Cambodia, and Agne Makauskaite, Asia Pacific head of public policy for regulated industries at Amazon Web Services. They discuss the role technology plays in fostering financial inclusion. They review how technology can help overcome some of the challenges faced by excluded groups and create economic opportunities. They also highlight examples of where technological solutions have worked in Asia, focusing on cloud as a foundation to support financial inclusion.
The payments landscape is changing rapidly, driven by new and evolving technology, non-traditional players and new payment instruments. At the same time, central banks' core objectives and functions – financial stability, monetary policy, banking supervision and financial services access – haven't changed. Against this backdrop, central banks are evaluating and/or deploying new digital settlement solutions, including faster payments systems and central bank digital currencies. This discussion will explore these key topics, focusing on the role of the private sector, central banks and the importance of competition and innovation for the new payments landscape. Panelists: Charlotte Hogg, CEO, Visa Europe Judith Obholzer, Managing Executive Public Policy, Vodacom Peter Conti-Brown, Assistant Professor, The Wharton School of the University of Pennsylvania Thomas Lammer, Deputy Head of Secretariat, CPMI, Bank for International Settlements Oded Salomy, Director of Payments Systems and Settlement, Bank of Israel Moderated by Bhavin Patel, Senior Economist and Head of Fintech Research, OMFIF
OMFIF's Katie-Ann Wilson and Bhavin Patel discuss the forthcoming DMI Journal and offer a sneak peek into what you can expect at the DMI's inaugural Symposium on the 28-29 April. The Journal covers the latest developments in the payment space, insights from the Bank of England's real-time gross settlement team, and the move from competition to co-opetition between fintechs and central banks. The Symposium hosts discussions on many topical issues, from central bank digital currency and stablecoins to legal and regulatory requirements, and the future of digital currencies. We are delighted to announce some of the headline speakers: Denis Beau, Deputy Governor, Banque de France John Rolle, Governor, Central Bank of the Bahamas Raj Dhamodharan, Executive Vice-President, Blockchain, Digital Asset Products and Digital Partnerships, Mastercard Christian Catalini, Chief Economist, Diem Association Ed Bowles, Director of Public Policy, Facebook Financial Sign-up for the DMI Newsletter and DMI Journals - https://www.omfif.org/subscribe/ Register for OMFIF's Central banks and digital currencies Symposium -https://www.omfif.org/dmisymposium/ Swapcard instructions - https://www.omfif.org/support-center-omfif-dmi-symposium/
Bhavin Patel, head of fintech research at OMFIF, is joined by Pietro Grassano, business solutions director at Algorand, to discuss the core differences between public and private blockchains. They distinguish between the definitions, properties (such as governance, scalability, speed, transparency and security), as well as the advantages and disadvantage of both types of networks. Finally, they share where each type of blockchain is appropriate, drawing from use cases and examples. Join the OMFIF-Algorand virtual panel on DLT and the future of public blockchains, 27 May. Panelists include: Pietro Grassano, Business Solutions Director Europe, Algorand Hugh Mcmillian, Chief innovation officer, Instimatch Yesika Padilla Yanez, Director of Innovation, Banco Davivienda Register here: https://www.omfif.org/events/dlt-and-the-future-of-public-blockchains/
Bhavin Patel, head of fintech research at OMFIF, is joined by Judd Caplain, global head of banking and capital markets at KPMG, and Olivier Dang, global chief operating officer for the wholesale digital office at Nomura. They discuss digitalisation trends and how new initiatives can be successful, as solutions and architectures require more focus and finesse than simply bolting on new pieces of technology. They further review how banks must negotiate a multitude of shifting factors — from changing customer behaviours to economic headwinds, intensifying competition, regulatory pressures and technological disruption.
Bhavin Patel, head of fintech at OMFIF, speaks with Douglas Arner, Kerry Holdings Professor in Law and director of the Asian Institute of International Law at the University of Hong Kong, and Charles Chang, deputy dean of academics, professor of finance and director of the fintech research centre at Fanhai International School of Finance, Fudan University. In this two-part series they discuss the Chinese fintech space, focussing on payments, regulations and the Chinese central bank digital currency project. In the second part of their discussions, they discuss China's digital currency/electronic payment. They look at how effective it may be, how it will integrate with a market dominated by the private sector, its possible disintermediation impact on incumbents, as well as how it can become a cross-border central bank digital currency.
Bhavin Patel, head of fintech at OMFIF, speaks with Douglas Arner, Kerry Holdings Professor in Law and director of the Asian Institute of International Law at the University of Hong Kong, and Charles Chang, deputy dean of academics, professor of finance and director of the fintech research centre at Fanhai International School of Finance, Fudan University. In this two-part series they discuss the Chinese fintech space, focussing on payments, regulations and the Chinese central bank digital currency project. In this first part they discuss China's fintech growth, how it became a global leader, the country's approach to fintech regulation and newer entrants, and the likely effectiveness of the DC/EP in a private sector dominated market.
LenDenClub is India's largest peer-to-peer lending and borrowing platform. They provide personal loans from ₹5k up to ₹5L – all within 24 hours. Bhavin founded LenDenClub in 2014 when he identified the gap in the market while working with NBFCs. Here are some of the topics we discussed: How did Bhavin's education help him in his entrepreneurial journey? What was the biggest learning for Bhavin from his first experience in a start-up? What's the difference between being an executive and being a founder? What prior experience does he think all founders should have? What does LenDenClub do? Why was the idea behind this start-up? Why did he choose to open a company that is regulated under RBI considering his past issues with RBI? How did Bhavin meet his co-fou8nder Dipesh? What qualities did Bhavin look for before choosing him as a cofounder? How has the relation with his cofounder matured over the past few years? How did LenDenClub reach ₹100 crores in lifetime loan disbursals during the pandemic? What use-cases do people usually borrow small-ticket loans for? How did he go from 1 loan a month to 7500 loans a month? What drives Bhavin to do this? What was it like raising money in a heavily regulated area? What was easier about raising the second round over the first round? How did COVID-19 and demonization affect LenDenClub, a company that operates in a highly regulated industry? What are his learnings after 5 years of operation? What are the most critical moments in his journey with LenDenCLub? --- Send in a voice message: https://anchor.fm/damanitalks/message Support this podcast: https://anchor.fm/damanitalks/support
Swift plays a vital role moving money around, acting as a lifeline for trade and economic activity. Michael Moon, Swift's managing director of payments and trade, joins Bhavin Patel, senior economist and head of fintech research at OMFIF, to discuss how Swift's role in global payment systems is changing as payments become increasingly digitised and amid greater innovation in the financial infrastructure. Further topics include the introduction of Swift gpi and the ISO 20022 standards, and correspondent banking during a time of derisking. Music: https://www.bensound.com/royalty-free-music
Can it really be the end? The final installment in our ongoing podcast interview series with Jonas Porcar-Ferrer and Bhavin Patel has arrived. We recently connected with Jonas and Bhavin via Zoom to discuss Quarter 10, Leadership Residency 2, how they've have changed and grown over the course of the program, their advice for prospective students and more. Pro Tip: If you're new to the series, be sure to check out our earlier episodes. We followed Jonas and Bhavin from the start of the program to the end (and hopefully beyond!).
In this episode of the podcast, we continue on our ongoing conversation with Jonas Porcar Ferrer and Bhavin Patel. This is the FIFTH installment in our interview series, and Jonas and Bhavin are now in Quarter 10 of the program, with the second Leadership Residency (LR2) and graduation on the horizon. We sat down with Jonas and Bhavin to talk about their recent global residency in India, the electives they are taking as well as what they hope to accomplish in the final months of the program.
Splunk [Security, Compliance and Fraud Track] 2019 .conf Videos w/ Slides
Maturing and scaling your security operations rests on your ability to process and analyze huge volumes of often unrelated data in real time. But today's tools notoriously overwhelm SOC analysts with the sheer number of alerts and high percent of false positives, resulting in confusion about what tools to use for investigation and response. In this session, members of Splunk's Security Research Team will discuss the next generation of Enterprise Security Content Updates that they developed, which integrate the entire Splunk for Security product suite to create a robust end-to-end defense—detection, investigation, and response. We will go over how to use these security guides, which will leverage Splunk Enterprise Security, Splunk Phantom, and Splunk User Behavior Analytics. We'll also highlight the Run Story feature we built to operationalize ESCU Analytics stories and share tools and techniques customers can use to write and test their own use cases. Speaker(s) Bhavin Patel, Security Software Engineer, Splunk Jose Hernandez, Security Researcher, Splunk Slides PDF link - https://conf.splunk.com/files/2019/slides/SEC1775.pdf?podcast=1577146216 Product: Splunk Enterprise Security, Splunk User Behavior Analytics, Phantom Track: Security, Compliance and Fraud Level: Good for all skill levels
Splunk [AI/ML, Splunk Machine Learning Toolkit] 2019 .conf Videos w/ Slides
Maturing and scaling your security operations rests on your ability to process and analyze huge volumes of often unrelated data in real time. But today's tools notoriously overwhelm SOC analysts with the sheer number of alerts and high percent of false positives, resulting in confusion about what tools to use for investigation and response. In this session, members of Splunk's Security Research Team will discuss the next generation of Enterprise Security Content Updates that they developed, which integrate the entire Splunk for Security product suite to create a robust end-to-end defense—detection, investigation, and response. We will go over how to use these security guides, which will leverage Splunk Enterprise Security, Splunk Phantom, and Splunk User Behavior Analytics. We'll also highlight the Run Story feature we built to operationalize ESCU Analytics stories and share tools and techniques customers can use to write and test their own use cases. Speaker(s) Bhavin Patel, Security Software Engineer, Splunk Jose Hernandez, Security Researcher, Splunk Slides PDF link - https://conf.splunk.com/files/2019/slides/SEC1775.pdf?podcast=1577146258 Product: Splunk Enterprise Security, Splunk User Behavior Analytics, Phantom Track: Security, Compliance and Fraud Level: Good for all skill levels
Maturing and scaling your security operations rests on your ability to process and analyze huge volumes of often unrelated data in real time. But today's tools notoriously overwhelm SOC analysts with the sheer number of alerts and high percent of false positives, resulting in confusion about what tools to use for investigation and response. In this session, members of Splunk's Security Research Team will discuss the next generation of Enterprise Security Content Updates that they developed, which integrate the entire Splunk for Security product suite to create a robust end-to-end defense—detection, investigation, and response. We will go over how to use these security guides, which will leverage Splunk Enterprise Security, Splunk Phantom, and Splunk User Behavior Analytics. We'll also highlight the Run Story feature we built to operationalize ESCU Analytics stories and share tools and techniques customers can use to write and test their own use cases. Speaker(s) Bhavin Patel, Security Software Engineer, Splunk Jose Hernandez, Security Researcher, Splunk Slides PDF link - https://conf.splunk.com/files/2019/slides/SEC1775.pdf?podcast=1577146225 Product: Splunk Enterprise Security, Splunk User Behavior Analytics, Phantom Track: Security, Compliance and Fraud Level: Good for all skill levels
Splunk's Security Research Team collects attack data in the wild from across the globe and analyzes new and unusual techniques, tactics, and procedures employed by threat actors. We use this data to help customers build tailored defenses—defenses that automatically detect, investigate, and respond to suspicious activities in real time. In this session we will discuss how Splunk security researchers created our own honeypot and data collection framework in response to research demonstrating that honeypots were twice as effective as open-source intelligence feeds at detecting new threats (http://tinyurl.com/y335po8d). We will provide an introduction to honeypots and explain how we architected and built KLAPP-Back, a high-interaction SSH honeypot. We will also discuss how KLAPP-Back helped us build better detection analytics and seed Splunk Enterprise Security, Splunk Phantom, and Splunk User Behavior Analytics use cases with attacker data. Speaker(s) Bhavin Patel, Security Software Engineer, Splunk Jose Hernandez, Security Researcher, Splunk Slides PDF link - https://conf.splunk.com/files/2019/slides/SEC1357.pdf?podcast=1577146224 Product: Splunk Enterprise, Splunk Enterprise Security, Phantom Track: Security, Compliance and Fraud Level: Intermediate
Maturing and scaling your security operations rests on your ability to process and analyze huge volumes of often unrelated data in real time. But today's tools notoriously overwhelm SOC analysts with the sheer number of alerts and high percent of false positives, resulting in confusion about what tools to use for investigation and response. In this session, members of Splunk's Security Research Team will discuss the next generation of Enterprise Security Content Updates that they developed, which integrate the entire Splunk for Security product suite to create a robust end-to-end defense—detection, investigation, and response. We will go over how to use these security guides, which will leverage Splunk Enterprise Security, Splunk Phantom, and Splunk User Behavior Analytics. We'll also highlight the Run Story feature we built to operationalize ESCU Analytics stories and share tools and techniques customers can use to write and test their own use cases. Speaker(s) Bhavin Patel, Security Software Engineer, Splunk Jose Hernandez, Security Researcher, Splunk Slides PDF link - https://conf.splunk.com/files/2019/slides/SEC1775.pdf?podcast=1577146234 Product: Splunk Enterprise Security, Splunk User Behavior Analytics, Phantom Track: Security, Compliance and Fraud Level: Good for all skill levels
Splunk's Security Research Team collects attack data in the wild from across the globe and analyzes new and unusual techniques, tactics, and procedures employed by threat actors. We use this data to help customers build tailored defenses—defenses that automatically detect, investigate, and respond to suspicious activities in real time. In this session we will discuss how Splunk security researchers created our own honeypot and data collection framework in response to research demonstrating that honeypots were twice as effective as open-source intelligence feeds at detecting new threats (http://tinyurl.com/y335po8d). We will provide an introduction to honeypots and explain how we architected and built KLAPP-Back, a high-interaction SSH honeypot. We will also discuss how KLAPP-Back helped us build better detection analytics and seed Splunk Enterprise Security, Splunk Phantom, and Splunk User Behavior Analytics use cases with attacker data. Speaker(s) Bhavin Patel, Security Software Engineer, Splunk Jose Hernandez, Security Researcher, Splunk Slides PDF link - https://conf.splunk.com/files/2019/slides/SEC1357.pdf?podcast=1577146234 Product: Splunk Enterprise, Splunk Enterprise Security, Phantom Track: Security, Compliance and Fraud Level: Intermediate
Splunk's Security Research Team collects attack data in the wild from across the globe and analyzes new and unusual techniques, tactics, and procedures employed by threat actors. We use this data to help customers build tailored defenses—defenses that automatically detect, investigate, and respond to suspicious activities in real time. In this session we will discuss how Splunk security researchers created our own honeypot and data collection framework in response to research demonstrating that honeypots were twice as effective as open-source intelligence feeds at detecting new threats (http://tinyurl.com/y335po8d). We will provide an introduction to honeypots and explain how we architected and built KLAPP-Back, a high-interaction SSH honeypot. We will also discuss how KLAPP-Back helped us build better detection analytics and seed Splunk Enterprise Security, Splunk Phantom, and Splunk User Behavior Analytics use cases with attacker data. Speaker(s) Bhavin Patel, Security Software Engineer, Splunk Jose Hernandez, Security Researcher, Splunk Slides PDF link - https://conf.splunk.com/files/2019/slides/SEC1357.pdf?podcast=1577146229 Product: Splunk Enterprise, Splunk Enterprise Security, Phantom Track: Security, Compliance and Fraud Level: Intermediate
Maturing and scaling your security operations rests on your ability to process and analyze huge volumes of often unrelated data in real time. But today's tools notoriously overwhelm SOC analysts with the sheer number of alerts and high percent of false positives, resulting in confusion about what tools to use for investigation and response. In this session, members of Splunk's Security Research Team will discuss the next generation of Enterprise Security Content Updates that they developed, which integrate the entire Splunk for Security product suite to create a robust end-to-end defense—detection, investigation, and response. We will go over how to use these security guides, which will leverage Splunk Enterprise Security, Splunk Phantom, and Splunk User Behavior Analytics. We'll also highlight the Run Story feature we built to operationalize ESCU Analytics stories and share tools and techniques customers can use to write and test their own use cases. Speaker(s) Bhavin Patel, Security Software Engineer, Splunk Jose Hernandez, Security Researcher, Splunk Slides PDF link - https://conf.splunk.com/files/2019/slides/SEC1775.pdf?podcast=1577146239 Product: Splunk Enterprise Security, Splunk User Behavior Analytics, Phantom Track: Security, Compliance and Fraud Level: Good for all skill levels
Splunk's Security Research Team collects attack data in the wild from across the globe and analyzes new and unusual techniques, tactics, and procedures employed by threat actors. We use this data to help customers build tailored defenses—defenses that automatically detect, investigate, and respond to suspicious activities in real time. In this session we will discuss how Splunk security researchers created our own honeypot and data collection framework in response to research demonstrating that honeypots were twice as effective as open-source intelligence feeds at detecting new threats (http://tinyurl.com/y335po8d). We will provide an introduction to honeypots and explain how we architected and built KLAPP-Back, a high-interaction SSH honeypot. We will also discuss how KLAPP-Back helped us build better detection analytics and seed Splunk Enterprise Security, Splunk Phantom, and Splunk User Behavior Analytics use cases with attacker data. Speaker(s) Bhavin Patel, Security Software Engineer, Splunk Jose Hernandez, Security Researcher, Splunk Slides PDF link - https://conf.splunk.com/files/2019/slides/SEC1357.pdf?podcast=1577146238 Product: Splunk Enterprise, Splunk Enterprise Security, Phantom Track: Security, Compliance and Fraud Level: Intermediate
Splunk [Security, Compliance and Fraud Track] 2019 .conf Videos w/ Slides
Splunk's Security Research Team collects attack data in the wild from across the globe and analyzes new and unusual techniques, tactics, and procedures employed by threat actors. We use this data to help customers build tailored defenses—defenses that automatically detect, investigate, and respond to suspicious activities in real time. In this session we will discuss how Splunk security researchers created our own honeypot and data collection framework in response to research demonstrating that honeypots were twice as effective as open-source intelligence feeds at detecting new threats (http://tinyurl.com/y335po8d). We will provide an introduction to honeypots and explain how we architected and built KLAPP-Back, a high-interaction SSH honeypot. We will also discuss how KLAPP-Back helped us build better detection analytics and seed Splunk Enterprise Security, Splunk Phantom, and Splunk User Behavior Analytics use cases with attacker data. Speaker(s) Bhavin Patel, Security Software Engineer, Splunk Jose Hernandez, Security Researcher, Splunk Slides PDF link - https://conf.splunk.com/files/2019/slides/SEC1357.pdf?podcast=1577146215 Product: Splunk Enterprise, Splunk Enterprise Security, Phantom Track: Security, Compliance and Fraud Level: Intermediate
They're back! We continue our ongoing conversation with Jonas Porcar Ferrer and Bhavin Patel. In this episode, we catch up with Jonas and Bhavin to talk about Quarters 6 and 7, including the recent Europe global residency, their elective choices as well as what they've enjoyed their latest slate of core courses.
They’re back! We continue our ongoing conversation with Jonas Porcar Ferrer and Bhavin Patel. In this episode, we catch up with Jonas and Bhavin to talk about Quarters 6 and 7, including the recent Europe global residency, their elective choices as well as what they’ve enjoyed their latest slate of core courses.
They’re back! In this episode of the podcast, we continue our ongoing conversation with Jonas Porcar-Ferrer and Bhavin Patel, two students in our Class of 2020. We caught up with Jonas and Bhavin during a recent weekend residency in Rosslyn to talk about their Quarters 4 and 5 classes, Bhavin’s recent China global residency and how their experience in the program is shaping their work.
In this episode of the podcast, we continue our conversation with Jonas Porcar Ferrer and Bhavin Patel, two students in our Class of 2020. Jonas and Bhavin now have a few months under their belts, and we sat down with them to talk more about how their managing the program, and what they enjoyed about their recent global quarter. And be sure to check out Episode 48, our first conversation with Jonas and Bhavin!
In this brand new podcast with Success4.com , Josh from the team speaks with Bhavin Patel who is a polarity Coach. Bhavin talks about the side effects of medicine, the state of the pharmaceutical industry on a whole and how the design of hospitals have a negative effect on our emotional well being. Bhavin says: 1 in 6 patients are admitted to hospital because of medicine related issues. 1 in 3 have mental health issues that cause a significant infliction on their daily lives. 300 million pounds in the U.K is lost due to medicine related wast and 50% of that is avoidable. Success4.com