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Foreign Options for US Citizens Summary: https://www.youtube.com/watch?v=d-Jnr3Go2Gg In this conversation, Frazer Rice of Next Vantage and Judi Galst of Henley and Partners discuss the increasing interest among U.S. citizens in exploring global mobility options amidst geopolitical chaos. We delve into the distinctions between residency and citizenship, the implications of U.S. taxation, and the motivations driving individuals to seek alternative living arrangements. The discussion also covers the potential for citizenship through ancestry, popular destinations for relocation, and investment opportunities in countries like New Zealand and Australia. Judi emphasizes the importance of understanding the legal and practical aspects of relocating, as well as the need for personal exploration before making significant decisions. Takeaways Interest in global mobility has surged among U.S. citizens. Many seek residency as an insurance policy rather than leaving the U.S. Understanding residency vs. citizenship is crucial for potential expatriates. Residency can lead to citizenship but often requires time and investment. Tax implications are complex; relocating should not be primarily for tax benefits. Ancestry can provide a pathway to citizenship in several countries. Popular destinations for U.S. citizens include Europe, the Caribbean, and New Zealand. Investment opportunities exist in countries like New Zealand and Australia. Emerging markets in South America and Asia are gaining attention. Practical steps include consulting experts and visiting potential countries. Chapters 00:00 Navigating Geopolitical Chaos: The Rise of Global Mobility 02:55 Understanding Residency vs. Citizenship: Key Differences 06:06 Tax Implications and Motivations for Seeking Alternatives 08:48 Exploring Ancestry-Based Citizenship: Opportunities and Challenges 11:54 Popular Destinations for U.S. Citizens: Europe, Caribbean, and Beyond 15:10 Investment Opportunities: New Zealand and Australia 17:59 Emerging Trends in South America and Asia 20:50 Practical Steps for U.S. Citizens Considering Relocation Transcript I’m Frazer Rice. We’re certainly living in crazy political times right now, and a lot of US citizens are worried about what’s happening here and abroad. And they’re starting to think about other residencies and citizenship options. I talked to Judy Gost at Henley and Partners about what is and isn’t possible on that front. By the end of this, you’re going to understand the locations that are interesting, the difference between residency and citizenship, and why that may matter as you make choices for your retirement and your location long-term, both for yourself and for your kids. Frazer Rice (00:00.874)Welcome aboard, Judy. Judi Galst (00:03.022)Thanks for having me. Frazer Rice (00:04.244)Well, we’re in the midst of a lot of geopolitical chaos, and I think you have seen and I’ve seen a lot of interest in United States citizens looking abroad for either places to live or other situations to either get away from the chaos or try to address some other needs in their lives. What is the state of the union? assume interest has ticked up. Judi Galst (00:27.874)Yes, I’ve seen more business than I could have ever predicted, but it’s not necessarily people that are leaving the United States. For the most part, most of the clients that I’m working with are doing it as an insurance policy. A lot of the conversations I have with a client start out with them saying, I don’t want to leave the United States, but I’m feeling unsettled and the way to mitigate the way that I’m feeling is to have options. So they want to understand what if I did want to have a guaranteed right to go live in another part of the world? What is available to me? How do I pursue this? How long will it take? Frazer Rice (01:08.434)And we’ll get into some of the technical aspects here, but one of the concepts is understanding the difference between being able to reside somewhere else and being a citizen of another country, and then how that interacts with being a citizen of the United States. Maybe take us through the comparison of residents versus citizenship. Judi Galst (01:28.748)Yeah, that’s actually a really important distinction. And it doesn’t mean that one is better than the other, but they do have different benefits. And so it’s important to understand the difference. So let’s start with residents. Residents doesn’t mean the ability to have a house in another country. It means the ability to reside legally in another country. So the US passport is very strong. You can go into a lot of different countries even without having a visa. But we can’t stay there forever. We have limits, for example, in Europe. We can go in for 90 days, but then we have to leave for 90 days before we can go back in for another 90 days. So if you become a legal resident of another country, you have the ability to live there unlimited for a certain period of time. Residency is not permanent unless there’s a path to permanent residency. So usually you’re going to have to renew it and there may be some conditions in order to maintain it. Now, how frequently you have to renew it is going to vary by the country. For example, in Greece, you can become a Greek resident via a golden visa and that is good for five years and you’ll renew for another five years. In Italy, it’s good for two years. Then you renew for another three years. In Portugal, it’s good for two years. Then you renew for another three years. And as I said, there could be conditions. So in Greece, you qualify via purchasing real estate. If you sell the real estate, you’re going to lose your golden visa, not be able to renew it. In Italy, you qualify via purchasing stock. Frazer Rice (02:51.925)Right. Judi Galst (02:55.945)If you sell the stock, you’re not going to be able to renew it. You can get some travel rights by being a resident. Usually this benefit is not as important to a U.S. person because we already have really good travel benefits with our U.S. passport. But it can often be a strategy for someone from a country with a weaker passport, say even someone living in the United States that has only a Chinese passport. If they want to go into Europe, they have to get a Schenken visa. So a strategy for them might be let me become a resident of say Greece and then I gain Schengen access. Not unlimited, but I get that 90 days out of 180 days. Finally, I would say that residency can have a path to citizenship. Usually it’s a pretty arduous path. For example, in Italy, you can become a resident. You have to live in the country of Italy for six months a year for 10 years before you’d be eligible to apply. In Greece, six months a year for seven years. But there is ultimately a path in most residency programs. Frazer Rice (03:56.755)So let’s dive into citizenship, which my predilection on that is that it’s a much more permanent component, but it’s also a much more difficult process in general. Judi Galst (04:05.646)It doesn’t necessarily have to be difficult. It really depends on what program you’re doing. But you’re right. It’s a guaranteed right. It’s very difficult for a country to take away someone’s citizenship. The other big difference is that you get a passport. So in addition to gaining the ability to live in the country that you’re a citizen of, you also get another travel document. So depending upon what treaties have been done between your country of citizenship and other countries, it may really improve your mobility. Again, U.S. passport is pretty strong. you’re U.S. passport holder, unless there’s something unexpected like a pandemic when borders close to Americans, you already have a good travel document. But it can be another mobility option. Perhaps you’re going into a country you don’t want to identify as a U.S. passport holder, or perhaps you have a weaker passport and you want to travel on a secondary citizenship passport that might improve your mobility. Where citizenship is particularly powerful is in Europe. Because if you become a citizen of one country in the European Union, you gain the right to reside and work in any country in Europe. Frazer Rice (05:11.104)And just to distinguish, how does that impact UK people after they Brexited? Judi Galst (05:16.942)Sadly, with Brexit, the UK is no longer part of the EU. So many people in the UK are quite upset about this because no, you’re not going to gain the ability as a citizen of an EU country to live in the UK, nor are citizens of the UK now able to live anywhere in the European Union as they were previously. Frazer Rice (05:36.992)So let’s apply this directly to US citizens. So US citizen taxed on worldwide wealth. Let’s start with that. sure because I just got a Twitter fight with somebody who said, well, if you’re crypto, you can move away and you’re not out of the system. I’m like, that’s just no. We’ll start with that. But taxed on worldwide wealth, good passport can travel, but there are limitations as far as how long you can stay in various countries, probably around Judi Galst (05:52.622)Mm-hmm. Frazer Rice (06:06.578)Investment options, land ownership, things like that, depending on it. Where are the benefits of that U.S. person looking for another place to either reside or gain citizenship? Judi Galst (06:20.312)Well, it’s not a tax benefit. You started out with taxes and I know when someone, a client calls and says, you know, can you tell me what my options are? I’m really sick of paying us taxes. I’m like, well, this isn’t the right call for you. Yeah. So, but it’s important to understand. It doesn’t mean you’re going to be double taxed because that is a misconception that many people have about whether they should pursue a strategy of alternative residents or citizenship, because unlike the U S and Eritrea, Frazer Rice (06:22.079)Right. Frazer Rice (06:30.08)Puerto Rico that that’s it. That’s your best bet if you’re gonna try if you’re gonna try to play games Judi Galst (06:49.774)Every other country in the world, you don’t automatically become a tax resident by being a legal resident or even by being a citizen. Usually, you’re not going to trigger tax residency unless you reside 183 days in another country, but there are some exceptions. Switzerland is 90 days. Some, like New Zealand, will say it’s 183 days, but in a 12-month period, not necessarily in a year. I’m not licensed to give tax advice, so I’m giving high-level answer to this question. But in general, just by pursuing an alternative residence or citizenship, there’s no tax consequences. And if you were to become a tax resident, many of the countries that we support programs in have treaties. So it doesn’t necessarily mean that you’re going to pay double tax, but it does mean it has to be looked at. If I am talking to a client and they really have full intention of relocating to another country, immediately I want them to have a local tax consultation, which I set up for them to understand what, if any, consequences they have to be aware of. Frazer Rice (07:50.322)And those consequences can change. did an episode probably about six months ago on the change in law in the UK. And it’s a different environment than it was even six months ago for people either going in or coming out of that country as it relates to their US intersection. So I think that the summary on all of that is, look, if you’re going there, A, don’t do it for tax purposes, B, If you’re going to do it, make sure you get local tax counsel because those relationships can be complicated and will affect your planning. Judi Galst (08:25.198)Let’s talk about why people are doing it because taxes is not the strategy. And I would say, and my clients are almost exclusively Americans. So why are people calling me about this? There’s really four key motivators that tend to come up in the conversation. The first is because they do want another mobility option. They kind of have some PTSD still from the pandemic. They remember that feeling. Frazer Rice (08:27.935)Mm. Judi Galst (08:48.226)We could all work remotely. You had the vacation house in Italy or you had the private plane and all of a sudden you couldn’t take advantage of it because all the borders are closed to you and we could only stay in the United States. So some people are just realizing there is some risk to having one mobility option and they want to have an alternative. But I would say 90 % of the conversations I have there’s some reference to a plan B. People are feeling unsettled for so many different reasons. You know, I talked to people whose family fled the Holocaust. It is literally in their DNA where their family thought it could never happen here. And that comes up in every conversation with them. But I have same sex, you know, couples, have transgender clients, I have people whose family lived in other countries where they saw the fall of democracy. And then I just have a lot of wealthy clients, and they’re diversifying their assets right now. And they want to diversify their mobility. They pay a lot of money in insurance and they say, Judy, this is just another line item. Frazer Rice (09:45.896)You Judi Galst (09:46.703)I’d say some are thinking not just about themselves, but they’re thinking about protecting generational opportunity and legacy. Some say, you know, I’m a student of history and yeah, maybe it’s going to take 10, 15, 20 years, but I’ve seen this happen before. And I want to know that my kids and my grandkids are going to have options to either live a life in another part of the world for cultural or educational opportunities or in a worst case scenario, because the U.S. isn’t where they actually want to be. And finally, I’d say it fits nicely in a diversification of asset strategy, which many, many people are thinking about right now. Maybe they don’t want to hold all their money in the United States. Maybe they don’t want to all their real estate in the United States. And there can be strategies that are separate from what I do in terms of opening bank accounts in Switzerland or Singapore or other parts of the world. But really, all the programs that I do require you to move some assets. You’re either investing in stock or venture capital or private equity or real estate. So it does complement a diversification of asset strategy. Frazer Rice (10:42.911)Cool, so let’s think about, we sort of beat the tax horse to death a little bit here, but relocating versus renouncing. And different things, know, people probably come up to you with questions, do I have to fully leave? Do I have to renounce my US citizenship? How does all of that Judi Galst (10:51.608)Mm-hmm. Judi Galst (10:58.222)Great questions. So I’ve never had a client renounce. The US right now does not limit the number of passports one can have or citizenships one can have or how many residences they can have. Now, there is a congressperson who has just decided he wants to introduce some sort of bill that’s going to eliminate dual citizenship for Americans, although most constitutional scholars feel that’s like dead on arrival. But I have to acknowledge that. So no, you don’t need to renounce. And frankly, if you have a lot of money, renouncing is quite complicated and expensive, and you need really good counsel to make that very, very significant decision. In terms of relocation, almost all of the programs that we support require little to no physical presence. You’re always going to probably have to go for biometrics and give fingerprints. But a lot of these programs, you don’t actually have to come back to that country again, except to renew it. So for people that really want it as a Plan B and have no intention of really going to live in another part of the world at this stage in their lives, there’s not an obligation for you to spend time in order to maintain the ability to live in another country if you so choose. Frazer Rice (12:08.017)One thing that comes up that people ask me about and I only vaguely understand it is the concept of being able to get citizenship via ancestry. Comes up with a lot of people of Irish descent, Germany and Austrian especially. What’s the state of that and how realistic is it across different countries? Judi Galst (12:15.993)Mm. Mm-hmm. Judi Galst (12:26.767)It’s very realistic. And in fact, I’m doing German citizenship for myself. So for anyone whose family fled due to Nazi persecution from Germany and Austria, you and all future generations are entitled to citizenship. And my friends are like, why do you want German passport? But first of all, my kids got it. So my kids can go now live and work in Europe if they want, which is great, tremendous optionality. If you remember, I said before, it’s not just Germany. It’s any country in the European Union. Frazer Rice (12:30.473)Okay. Frazer Rice (12:47.956)Right. Judi Galst (12:56.899)And it’s very affordable if you actually are entitled to it. At Henley and Partners, we have established relationships with experts, lawyers in several countries that specialize in citizenship by ancestry. It’s very complex. And every country has different rules about like, it was passed down on the mother’s side, or if there was a break in the bloodline, or if it was passed a certain generation, or if there was a name change, there’s a lot of complexity to it. But clients who think they may be eligible can contact us and we will have an assessment done. And if there is a case, we’ll refer them to someone that can help them through the process. And, you know, it can cost around 5,000, 7,500 euros versus I have clients getting EU citizenship through, you know, Malta and they’re 1.5 million out of pocket. So if you can qualify via Ancestry, I’d say certainly it’s worth considering. Frazer Rice (13:50.879)Terrific. Judi Galst (13:51.311)But don’t call me and say, like, I did 23andMe and I’m Irish. Because you do actually have to produce documents. Not a humongous list of documents, but you’re going to need naturalization certificates for the descendant. You’re going to need marriage certificates, birth certificates, and other documents. Frazer Rice (13:55.187)Ha ha ha! Frazer Rice (14:10.844)So there’s definitely an exercise involved with it, but if you can legitimately trace lineage, you may have a shot. So let’s talk about what jurisdictions are popular with United States citizens. We talked a little bit about Europe, and I’m sure there’s some, let’s call it, some that are easier than others. But then Caribbean, South America, Australia, New Zealand, maybe even Asia, what comes across your desk as being Judi Galst (14:14.094)Mm-mm. Exactly. Frazer Rice (14:40.488)more reasonable than others maybe. Judi Galst (14:43.246)So I’d say clients that I’m talking to are basically going in one of four different directions. One is Europe. For residency, we’re looking at Portugal, Greece, Italy, and Malta. Those are all great programs because they require little to no time in the country to maintain the residency rights. So for people that really have no intention of spending significant time in another country, they’re really good solutions. And for citizenship in Europe, there very limited options. There’s ancestry, which we just talked about. But the concept of citizenship by investment in Europe essentially was killed by the European Court of Justice in the spring of 2025. To give a little bit of explanation, Malta used to have a citizenship by investment program. And it basically said, do these three things, make a large gift to the Maltese economy, rent a property for six years and spend somewhere around 21 days in the country. And you will have a path. to citizenship in Malta, which is an EU country. And the EU hated it. They felt it was transactional, that the passport was being sold, and they felt that people were being granted citizenship that didn’t show a tie to the country. And when this court ruling came out and deemed Malta’s program illegal, it essentially killed citizenship by investment programs in Europe. So I don’t think you’re going to see any European Union country have a citizenship by investment program, nor any country that wants to join the EU have one. But many countries in Europe have provisions in their constitution that say, if you are an exceptional person that make an exceptional contribution to our country or to humanity, we have discretionary ability to grant you citizenship. And so there are some paths to citizenship via merit, specifically through Malta and Austria right now, as well as some other places. So that’s Europe, snapshot of Europe. Let’s talk a little bit about Caribbean, which you specifically brought up. Frazer Rice (16:35.581)Right. Judi Galst (16:40.862)So Caribbean is a path to citizenship. If you remember, said citizenship, lifelong, right? Not many countries have a path to citizenship. It’s very fast. It’s very affordable. What does it give you? So there are five countries in the Caribbean that have programs St. Kitts, Antigua, Grenada, Dominica, St. Lucia. It gives you citizenship in one of those countries. A passport, another passport that you can travel on. Right now, it’s pretty strong. You can go into Europe with it, the UK, Ireland, not unlimited, same as the US, limited amount of time. Although I’m not sure the strength of the Caribbean passports is always going to be. as strong as it is today. Europe doesn’t love these programs. And I wouldn’t be surprised if the Caribbean passports tend to get weaker. However, for a client that says to me, this is purely an insurance policy. I want to cover my kids and my kids are in their 20s because a lot of times these program kids are going to need their own investment if they’re over the age of 18 or 21. Caribbean wouldn’t be a bad place for us if we felt we wanted to get out of town for a little while. Frazer Rice (17:23.23)Sure. Judi Galst (17:50.031)The Caribbean’s a great solution for a very affordable amount, maybe 400,000 for family. You can get and make an investment in real estate that you can sell in five or seven years and your entire family can gain citizenship. So that’s Caribbean. I can pivot to something else that you want to ask a question. OK, so I actually love the program that New Zealand has out right now, especially for a high net worth person. Frazer Rice (18:05.342)Okay, no, let’s try Australia and New Zealand. Judi Galst (18:18.414)I think every high net worth person should do New Zealand. And for a couple of reasons. First of all, it’s purely investment driven. You have to move a lot of money. So it has to be for a high net worth person because they’re going to move three million US dollars to be invested in private equity, venture capital and private credit in New Zealand for around a three year period. And children up to the age of 25, provided that they’re single and not working full time can be included in that investment. There’s very little time that the family needs to spend in New Zealand. As soon as you move the money there, you gain the right to live unlimited in New Zealand. But the main applicant only has to do 21 days, and the other family members only have to enter and exit for one day in the first year. At the end of three years, provided you didn’t invest in things that have a longer holding period, but from an immigration perspective, you can liquidate your investment. And then you can become a permanent resident. So you have a lifelong right at any time to relocate to New Zealand, or you never have to go back again. English speaking, good healthcare, good education. You could have a life there, unlike I don’t think people really want to envision spending 10 years in the Caribbean. But 10 years in New Zealand, you know, there’s many industries and many things that you could be doing. And you could have a quality of life, maybe not akin to the United States, but good. So I love the New Zealand program. Australia used to have a citizenship by investment program. They do not have one any longer. There is a route that they extend to people, which they call sort of like a talent visa. So there are certain sectors that are important to Australia and they would very much like to attract talent in those sectors. Usually it’s younger talent. So when I’m talking to a client that’s over 55, it can be difficult to get you approved for it. But I’ve had people over 55 that have gotten approved. And if you have the background that Australia deems valuable, they’ll grant you a five-year visa for you and your family at no cost. Children have to be under the age of 18 or financially dependent up to age 23 to be included. But this is a visa that’s only good for five years. And if you don’t contribute to Australian society, it’s not getting renewed. Judi Galst (20:38.082)But I’ve had people from Hollywood, I’ve had songwriters, I’ve had producers, directors, people in private equity that specialize in sectors that are important to Australia. People in finance have been approved. So it’s worth considering if the idea of being able to live in Australia means something to you. Interestingly with that visa, you can also live in New Zealand. Frazer Rice (20:58.095)Okay, it’s one of those things too. If people aren’t forcing you to say, don’t hate me because I’m beautiful, that might not be a good route, but if you are talented or bring something to bear, it may be worth taking a stab at. Is it reciprocal? If you’re in New Zealand, can you go to Australia? Got it. So let’s pivot to Asia and or South America, which you hear about Singapore, you hear about… Judi Galst (21:16.194)No. Good question. Frazer Rice (21:27.131)Other different sort of haveny types of places where people place their wealth or establish family offices and South America I think is, know, think about like Uruguay and places like that which, you know, have the reputation of being the Switzerland of South America. What’s the state of play there? Judi Galst (21:44.527)So I have actually had a few clients that have done residency in Uruguay. They don’t have a formalized program, although I think a more formalized program is going to come out of there. Henley and Partners actually has a government advisory line of business, so we design a lot of these programs and we’re very active in South America. There’s a lot of interest in South America to have citizenship and residence by investment programs, so I think you’re going to see a lot coming from that region in the near term. But Uruguay does have a path to residency. You have to spend time there. Frazer Rice (21:58.611)Mm-hmm. Frazer Rice (22:12.893)Judi Galst (22:13.251)And they don’t tell you exactly how much. Yeah. But most of my clients went with the expectation that maybe they’d have to stay for 30 days and they ended up getting the visa approved faster. You have to go back every year for a period of time or not renew renewing it. But yes, there is a path in Uruguay and more in Central America. People are doing Panama. Frazer Rice (22:36.637)Costa Rica. Judi Galst (22:37.773)Costa Rica is really interesting, very affordable. know we wanted to talk a little bit about the range, but in Costa Rica, you can gain temporary residence by demonstrating you have $2,500 a month in passive income. Many people will have that with interest and dividend income. Or you could invest $150,000 in real estate. It’s a temporary residence for two years, and then you renew for another two years. But at three years, you can transition to permanent residence. As a temporary resident, cannot work for a company in Costa Rica, so you’d have to be able to work remotely. And then once you become a permanent resident, that requirement disappears. Once you are approved, you do have to pay into Social Security in Costa Rica that gives you access to health care. So it’s about $300 per application per month. But Costa Rica is very interesting, I think. Frazer Rice (23:26.67)As we go back, pivot back to Asia, are there any countries with Singapore or others that are possibilities for people in the US? Judi Galst (23:33.722)So Singapore is a possibility. However, you have to move a family office with over 200 million there, or investment levels are around 30 million, and you have to relocate, and the ability to renew it is contingent upon how much time you spend in Singapore. So I would say a very niche client could do Singapore. A more affordable option might be Thailand, which you can get a residence permit very… Frazer Rice (23:44.125)Mm-hmm. Frazer Rice (23:52.605)To be sure. Okay. Judi Galst (24:00.782)Inexpensively. mean, a five-year permit for $25,000. Frazer Rice (24:05.159)Wow. And to round out our tour of the world here, Middle East countries, maybe the UAE, you hear about that as a place where a lot of Europeans go to move their wealth. Is that becoming popular with United States citizens? Judi Galst (24:16.463)Mm-hmm. Judi Galst (24:22.381)Golden Visa in Dubai is very popular. Honestly, not so much among Americans. It’s usually people from other parts of the world. mean, my firm has 70 offices around the world and we do a lot of UAE Golden Visas. I don’t have a huge amount of interest from Americans. I’ve done a couple of them. It’s not hard. You do have to spend time, like 30 days as part of the process there. Frazer Rice (24:26.525)Mm-hmm. Judi Galst (24:46.703)You can invest in real estate at 550,000, but there’s like 19 different visa types. You can set up a company. If you’re a member of YPO, Young Presidents Organization, they’re deemed talented and they don’t even make an investment. So, you know, it’s an option and we could certainly help it. But to be honest, I don’t see huge demand among Americans. Frazer Rice (25:03.259)Interesting. So let’s round this out a little bit here. For a U.S. citizen who is feeling unsettled or is just curious what’s out there. They want the ability to go live in Madeira, buy a place there. And to be able to go unfettered or something like that. What’s a good thought process or sequence of events for them to go through in order to make that happen? Judi Galst (25:31.344)I mean, we don’t charge for consultations. So I don’t know if you’re going to share my email at the end of this, but just hit me up. To me, any client conversation is about educating. This is generally a new topic for someone. It’s very rare that someone calls me and they really understand what is available to them and also what would be a good fit for them. They may not understand if they want to include their children. There are going to be some that are going to be better fits for them than other based on the ages of the kids. They may not understand how much time they have to spend in a country to make it happen. How much it’s going to cost, and just learn about it. Learn what your options are. I can usually pretty quickly. Once I understand a client’s objectives, tell them. This is a strategy that I think makes sense for you and exactly how it would Frazer Rice (26:14.206)And it strikes me too, that for people who are exploring different places, it’s probably a good idea to have visited them first before just jumping in, jumping in feet first and sort of solving a problem without understanding what actually implementing the solution looks like. Judi Galst (26:21.111)Yeah. Yeah. Judi Galst (26:29.177)For sure. I because many of the clients that I work with are of higher wealth, they usually have done a fair amount of traveling. So the idea of envisioning, know, residency in Italy, they’ve been to Italy. But when I talk to clients, especially about the Caribbean, where they might be investing in real estate and they have to decide between which country makes the most sense, I always tell them they should try and go because it can be a lifestyle decision. And they want to see where they could actually envision themselves if, in fact, they triggered this insurance policy. Frazer Rice (26:58.59)Judy, great stuff. Here it is. Put your email out there in case people want to reach out and find out more. Judi Galst (27:05.099)Okay, amazing. So my email is my first name, Judy, J-U-D-I dot my last name, GALST, G-A-L-S as in Sam T, at henleyglobal.com, H-E-N-L-E-Y, global.com, or you can give me a call at 646-856-3712. Frazer Rice (27:29.406)Great stuff. We’re going to have that in the show notes too so people can look on webpage, etc. to get that information. Thank you so much. It’s something, you know, when you’re at the desk and dreaming wistfully about what life looks like, what you’re done working, if you’re done working, my calculation is I’ll be able to retire when I’m 127. But it’s great just to sort of envision what that looks like. the expertise is out there. Thanks for being on. Judi Galst (27:56.047)My pleasure. HENLEY & PARTNERS DAVID LESPERANCE ON CITIZENSHIP DIVERSIFICATION DAVID LESPERANCE ON US EXPATRIATION https://www.amazon.com/Wealth-Actually-Intelligent-Decision-Making-1-ebook/dp/B07FPQJJQT/ #familyoffices #citizenship #residency #residencybyinvestment #citizenshipbyinvestment #austriancitizenship #newzealand #portugalproperty #portugalresidency #uscitizens #stkitts #malta #eucitizenship #wealthcitizenship #Californiawealthtax #puertorico #puertoricotax

In 2025, don't overcomplicate your homeschooling!  In this week's episode, Carrie shares how to remove the chaos until the calm returns.  These five tips will not only help you simplify your homeschooling in 2025 but will help you save money and make homeschooling more enjoyable.  Pour yourself a cup of coffee, put your feet up, get a notebook, and join Carrie for little coffee break.  Start 2025 off right!Join Carrie in person January 7th in SOCAL!  Simplify Your Homeschooling in 2025In this all day Seminar, Carrie shares these five tips in FIVE Live Workshops.Reserve your spot:  https://coffeewithcarrie.org/seminars Early Bird $55 (December 26- Dec. 3rd)Online Registration $75 (Dec 4th- January 6th)This is an adult ONLY seminar.  No childcare provided.  Nursing moms are the exception.Support the showPurchase Homeschooling High School: A Handbook for Christian Education.Purchase Just Breathe (and Take a Sip of Coffee): Homeschool Simply & Enjoyably. Join The Coffee House, Coffee With Carrie Premium Membership. Join Today! Subscribe to Coffee With Carrie email newsletter and blog at https://coffeewithcarrie.org Follow on Instagram @coffeewithcarrieconsultant.Amazon Prime! Use this LINK. Check out Carrie's homeschool recommendations & help support the show at the same time. Instacart! Use this LINK. Save time and money on your grocery bill and meal prep!

Are you thinking of launching an email newsletter?  If so, find out how to test quickly and inexpensively whether it'll work in the long run.Learn more by getting my free 6-Figure Blogger Course.

Welcome back to the Millionaire Real Estate Podcast! Today, we sat down with special guests Joe Herrera to discuss The Top 5 ways to generate a lot of leads inexpensively   Joe Herrera brings both passion and a deep sense of responsibility to his role as a Las Vegas area REALTOR®. He sees himself not as a salesperson, but as a professional who guides his clients through the major life event of buying or selling a home.   Since Joe believes it's his responsibility to negotiate the most favorable outcome for each of his clients, he shuns the opportunity to add to his income by representing both sides in a transaction. It's simply not possible to get the best price and terms for two parties with opposite goals. Joe does represent both buyers and sellers – but never both sides in the same transaction. Joe lives and works by the motto: "Don't worry, I'll take care of it." His clients soon learn that whether it's a problem to be solved or a detail to be handled, they can count on him to do just that. - This episode is sponsored by CanZell Realty. CanZell is one of the fastest-growing virtual/hybrid companies with a focus on providing local leadership, revenue share opportunities, and top technology for agents. Learn how you can keep more of your commission and sell more real estate at joincanzell.com - Join CanZell HERE: https://joincanzell.com/

My guest says like you, she always wanted to see the world but found excuses not to go, like, “I have no one to go with” or “travel is too expensive.”Then one day she chucked that mentality. She realized traveling made her happy, and she wanted to prioritize it.She set out to take 12 trips in 12 months while practicing law full-time the year before her 30th birthday. To her surprise, she ended up surpassing her goal, completing 20 trips in 12 months to destinations like Greece, Argentina, Thailand, and Iceland.She found deals like a $16 flight to Ecuador and $38 flight to New Zealand! That is when she wrote her first book, “The Affordable Flight Guide." It is a #1 Amazon Bestseller and 2018 Readers' Favorite Award winner. https://www.jenonajetplane.com/http://www.yourlotandparcel.org

Want to increase traffic to your content without using expensive SEO products? Don't spend hundreds of dollars to find SEO keywords. According to Forbes, out of 2.5 million queries, 48.4% of them were based on Google's "people also ask." section. Learn how to maximize your use of Google's features, along with affordable keyword search tools, so you can bring more people to your corner of the world. The show notes: https://twofeetfirstentrepreneur.com/find-seo-keywords Follow on Instagram: @tffentrepreneur   Check us out on YouTube for how-to videos   Need one-on-one help? Megan offers coaching sessions   Visit my shop page for easy-to-use templates + tools + courses to make your online business better.   Tools and resources mentioned in the episode:   SEO Playbook (FREEBIE!) Keywords Everywhere Tubebuddy VidIQ Google Search Console How to create a sitemap   Have questions, comments, or ideas you want to be discussed on the Podcast? We would love to hear them! Fill out this form  Interest in being a part of the TwoFeetFirst Entrepreneur Podcast? We would love to hear what you would love to share, please fill out the podcast application form.

No website yet? We bet you're scared of the cost and afraid of not knowing what to do. You won't reach your business goals without a website. So in this episode, we detail the two steps you need to take so you can easily create an affordable body contouring website - sooner rather than later. Links mentioned in this episode.Body Contouring Marketing CourseWant leads? 6 reasons to use social media marketing in your body contouring businessHow much does it cost to start a body contouring business?Wix.com

I give some insight on how I travel concerning my nutrition. When meal prepping is not an option, we discuss the cheapest methods to obtain "healthy" meals on the road.

Links to my book Autism Wellbeing Plan: How to Get Your Child Healthy:US Amazon: https://www.amazon.com/Autism-Wellbeing-Plan-Child-Healthy/dp/1916393004UK Amazon: https://www.amazon.co.uk/Autism-Wellbeing-Plan-Child-Healthy-ebook/dp/B084GBBDL9Video courses:The Healthy Gluten-Free, Casein-Free Diet for Autism & ADHD:https://www.udemy.com/course/gluten-free-casein-free-diet-for-children-autism-adhd-gut-dysfunction/?referralCode=F232BBF8D4DABBBF6110Sign up to my mailing list to get the below course on nutrient supplementation for your child for free: https://christianyordanov.com/autism-wellbeing-plan-resources/Nutrient Supplements for Autism, ADHD, and Children's Health:https://www.udemy.com/course/nutrient-supplementation-for-childrens-health/?referralCode=6269D58AC095B1D4039CWebsite: https://christianyordanov.com/

Looking for ways to entertain friends and families during the Thanksgiving holiday week? On this episode of Eight Frugal Minutes we share some ideas on how to entertain friends and family inexpensively while still enjoying their company. Part of our Thanksgiving podcast series, this week we explore budget ideas while enjoying the best of the Thanksgiving holiday. Don't miss this episode! --- Send in a voice message: https://anchor.fm/eight-frugal-minutes/message

Download the slides from this talk at Mises.org/MU22_PPT_44. Recorded at the Mises Institute in Auburn, Alabama, on 30 July 2022.

Daniel Lazier is a hands-on problem solver with a background in mechanical engineering and product development. These days, however, Daniel spends his time as product marketing manager at Markforged where they make industrial strength 3D printed parts made of Nylon, carbon fiber, and metal. We hope you enjoyed this episode of the Being an Engineer Podcast.Help us rank as the #1 engineering podcast on Apple and Spotify by leaving a review for us.You can find us under the category: mechanical engineering podcast on Apple Podcasts.Being an Engineer podcast is a go-to resource and podcast for engineering students on Spotify, too.Aaron Moncur and Rafael Testai love hearing from their listeners, so feel free to email us, connect on Facebook, Twitter, Instagram, and subscribe on Apple Podcast and Spotify!About Being An EngineerThe Being an Engineer podcast is a repository for industry knowledge and a tool through which engineers learn about and connect with relevant companies, technologies, people resources, and opportunities. We feature successful mechanical engineers and interview engineers who are passionate about their work and who made a great impact on the engineering community.The Being An Engineer podcast is brought to you by Pipeline Design & Engineering. Pipeline partners with medical & other device engineering teams who need turnkey equipment such as cycle test machines, custom test fixtures, automation equipment, assembly jigs, inspection stations and more. You can find us on the web at www.teampipeline.us You've read this far! Therefore, it's time to turn your headphones up and listen now to this episode to learn all these. Don't forget to tell your friends who might like this too! 

Lisa Lloyd is a veteran inventor/entrepreneur, voracious learner, and wicked good problem solver. She licensed her first product, the French Twister, when she was only 23 and went on to license 6 more to major household names. She also won the coveted investment of Daymond John on Shark Tank and has appeared on numerous talk shows like Dr. Phil, GMA and Fox News featuring her success. Now she helps inventors around the world go from "What if?" to "WOW!" https://www.theinventionaccelerator.com/Recommended Books:Competing against luck (Clayton Christensen)Jumpstart Your Business Brain (Doug Hall)Aaron Moncur, host Music: Big Hopes by Piotr Pacynahttps://bit.ly/3wvlrOVABOUT BEING AN ENGINEERThe Being an Engineer podcast is a repository for industry knowledge and a tool through which engineers learn about and connect with relevant companies, technologies, people resources, and opportunities. We feature successful mechanical engineers and interview engineers who are passionate about their work and who made a great impact on the engineering community.The Being An Engineer podcast is brought to you by Pipeline Design & Engineering. Pipeline partners with medical & other device engineering teams who need turnkey equipment such as cycle test machines, custom test fixtures, automation equipment, assembly jigs, inspection stations and more. You can find us on the web at www.teampipeline.us

You can homestead and be smart about how you spend money doing it. We'll share what works well for us with you on today's episode.To learn more about our journey be sure to visit our website at www.thetwoacrehomestead.comBe sure to read our online magazine:  The Two Acre Homestead MagazineSubscribe to our Youtube channel at:  ThetwoacrehomesteadFollow us on Instagram @thetwoacrehomesteadQuestions?  Email me at lisa@thetwoacrehomestead.com

Are you looking at your front yard and wondering if it's possible to enhance it? On this episode of 8 Frugal Minutes we explore 5 ideas to inexpensively increase a home's curb appeal. Whether it is your home or you are renting a house, opportunities to make the front yard look amazing on a budget is possible. --- Send in a voice message: https://anchor.fm/eight-frugal-minutes/message

Small law firm owners may not be familiar with the terms "docker," "container," or "Kubernetes." They may even be a bit fuzzy on the definition of “the cloud.” But most firms know that, along with significant opportunities, new technologies often present security risks, interoperability challenges, and significant costs in terms of time and money to vet, test, and deploy. What's a firm to do? Unfortunately, there's no silver bullet for the solo and small firm universe - at least not yet - but, as today's guest explains, that is precisely what Christian Lang, Chief Strategy Officer, and his team at Reynen Court are up to. As part of Gravity Legal's announcement of inclusion in the Reynen Court solution store, I talked with Christian about what he and his team are up to and how it applies to the solo and small firm landscape.

Inside your combine there are a LOT of moving parts and some of those parts — specifically your machine's concaves — might not be pulling their weight. What if an $8,000 change got you through harvest 25% faster, or allowed you to increase the size of your combine head — without changing out your combine? What if your combine's concaves are losing a bushel per acre out the rear end of the machine? Or worse yet, grinding and splitting your crop or allowing too much foreign matter to end up in the hopper? Chances are, you don't think a lot about the belly of your machine but you should. Chad Henderson discusses the benefits he's seen on his Alabama farm by making a simple change to the XPR2 Concaves by Estes Performance Concaves. Presented by Advanced Drainage Systems

Linked Alliance has automated prospecting that inexpensively discovers and schedules calls with quantified prospects.  Whether you are as large as AT&T or are a small company, the success of your business is predicated upon achieving new sales.  Developing new business, marketing, and salespeople are among the most expensive budget line items.  Marketing builds brand awareness, but it is expensive.  Salespeople spend too much time hunting and qualifying prospects.  The secret sauce at Linked Alliance is its cutting-edge technology extracts your prospects defined characteristics from LinkedIn's huge data base and other sources and then Linked Alliance's automated salesforce reaches out to your targeted prospects to schedule calls with them for you.  Here to tell us how Linked Alliance can deliver quantified prospects for you are Linked Alliance's President, Shaun Doorn and CMO, Paul Domanski. Shaun & Paul talk about: How a company can save the arduous tasks of lead generation and focus on making the sale? How does Linked Alliance's copywriting team build tailored messaging sequences to send to prospects? How Linked Alliance build a tailored, automated salesforce? Tell us about the pricing format. How do they schedule calls booked directly onto your calendar? How to monitor your campaign through a personalized tracking dashboard? Show Host: Artie Ruderman The Business Developers Network where today's leading business developers share and learn innovative business development concepts to generate greater value for their businesses. Broadcasting LIVE from the Pro Business Channel studios in Atlanta. For more info about the show sponsor visit: http://www.igscorp.net To listen to more episodes visit: http://www.BusinessDevelopersNetwork.com To view more photos from this show visit:  www.ProBusinessPictures.com To nominate or submit a guest request visit:  http://www.OnAirGuest.com ‹ › × × Previous Next jQuery(function() { // Set blueimp gallery options jQuery.extend(blueimp.Gallery.prototype.options, { useBootstrapModal: false, hidePageScrollbars: false }); });

If you have a website or thinking of getting one anytime soon, this episode is a must! It's good business and good karma to be a real estate agent who can accommodate the needs of everyone and your online presence should do the same. In today's episode, you'll learn: The three reasons why having an accessible website is necessary, the parts of your website that could be turning potential clients away, which disabilities you might not be considering that need accommodation, why having an accessible website can also be good for business, how you can make your website accessible and so much more! https://agentgradschool.com/accessible/

It’s Thursday and that means it’s time for the REALEST TALK on the Internet, REAL TALK. Join Jimmy today as he welcomes Jake Steiner to talk about how to improve improve eyesight naturally. “The eye has a built-in mechanism to continually readjust itself.” Jake Steiner 20 years ago Jake Steiner began a journey to reverse his -5.00 diopter myopia.  It took a great deal of experimenting and trial and error to apply theoretical concepts found in clinical journals and peer reviewed studies, though he eventually managed get back his natural 20/20 eyesight. Join Jimmy today as he has an engaging conversation with the founder of Endmyopia.org named Jake Steiner. Two decades after he was able to reverse his own nearsightedness without stronger and stronger glasses every year, Jake is now attempting to help people break free from the $100 Billion industry with huge markups on needless eyeglass prescriptions. Tune in to hear a simple, yet profoundly effective and inexpensive way to improve your eyesight naturally. Prepare to be shocked that you’ve never heard about this before. Jake Steiner’s End Myopia on Facebook: https://www.facebook.com/groups/175716023006466/ Jake Steiner’s End Myopia on YouTube: https://www.youtube.com/c/endmyopia Jake Steiner’s End Myopia official website: https://endmyopia.org

This episode of Featured App of the Week focuses on how to quickly, easily, and inexpensively transform your home into a smart home, and then use your smartphone or tablet to control your smart devices and appliances from virtually anywhere in the world via an Internet connection.The products and services mentioned within this episode include:Apple Home Kit - https://www.apple.com/shop/accessories/all/homekitPhilips Hue Smart Lighting - https://www.philips-hue.com/en-usGoogle Nest Thermostats - https://store.google.com/us/magazine/compare_thermostatsIkea Smart Blinds - https://www.ikea.com/us/en/cat/electric-blinds-44531Smith and Noble Smart Blinds - https://www.smithandnoble.comSimpliSafe Home Security System - https://simplisafe.comCanary Pro Home Security System - https://canary.isRing Video Doorbells - https://ring.comTo order an eBook copy of iPhone 12 Pro Max Digital Photography by Jason R. Rich, visit www.iPhoneBookshop.com. It's available from Apple Books and Amazon.com.

Josh Plave is the founder of Wall to Main and a full-time multifamily investor. Investing with his family, they hold a portfolio of over 700 units across three markets.   Josh's experience in retirement accounts began at 16 when he opened his first Roth IRA and began trading equities. Since then, after the unfortunate passing of his grandfather and mother, he was left with multiple Inherited IRAs. Through careful research and structuring, Josh has learned how to successfully pivot existing retirement accounts invested in the stock market into commercial real estate. Utilizing self-directed IRAs, Josh, along with his investors, seek out stable returns through workforce housing in America's Sunbelt region. Josh established Wall to Main to put together all the creative methods he found when investing in real estate with his retirement accounts. Bypassing along with the lesser-known tips & tricks of self-directed investing, Josh works alongside his investors to establish strategies to minimize their tax burden. By creating the real estate industry's only UBIT Calculator, Josh is able to provide investors with an idea of what total take-home returns might look like when investing in multifamily with an  IRA, taxes and all. Thank you so much for listening! WE ARE SO GRATEFUL!!!! As always, don't forget to rate, review, and subscribe for more valuable content. See acast.com/privacy for privacy and opt-out information.

PODCAST BEGINNERS COURSE - Lesson 9 (How To Inexpensively Video Edit Your Podcast) --- Send in a voice message: https://anchor.fm/sleep-is-for-billionaires/message Support this podcast: https://anchor.fm/sleep-is-for-billionaires/support

If you Have ever dreamed of having your own line of beauty products, But felt over whelmed by the expensive or sourcing of labels, container, etc. Then This is an episode you will love cause I have found an easy and in inexpensive to make your dream happen. Today We talk about the how to as well as the benefits of owning your own brand of beauty products. My guest is K A S S M U R D O C Hfrom Onoxa. Use code ask the beauty for a 15% discount website https://onoxa.com/all-products/ --- Send in a voice message: https://anchor.fm/beautyradionetwork/message

If you Have ever dreamed of having your own line of beauty products, But felt over whelmed by the expensive or sourcing of labels, container, etc. Then This is an episode you will love cause I have found an easy and in inexpensive to make your dream happen. Today We talk about the how to as well as the benefits of owning your own brand of beauty products. My guest is K A S S  M U R D O C H from Onoxa. Use code askthebeauty for a 15% discount  website https://onoxa.com/all-products/    

What happens when the effective interest rate on a loan exceeds 60%? Find out about criminal interest rates, payday loans, and how actuaries bring actuarial evidence to bear in court. Featuring FCIAs Craig Allen, Principal at Craig A. Allen, FCAS; David Hart, Pension Consultant and Actuary at Hart Consulting; and Peter Gorham, Consulting Actuary and President of JDM Actuarial Expert Services. (in English) Read more: Actuarial Evidence: Helping to Resolve Financial Disputes More Fairly, Inexpensively, and Quickly (https://www.cia-ica.ca/docs/default-source/2018/218069e.pdf) Que se passe-t-il lorsque le taux d’intérêt effectif s’appliquant à un prêt dépasse 60 %? Renseignez-vous sur les taux d’intérêt criminel, les prêts sur salaire et la manière par laquelle les actuaires peuvent se servir de preuves actuarielles devant la cour. Ce balado présente ces Fellows de l’Institut canadien des actuaires : Craig Allen, directeur chez Craig A. Allen, FCAS; David Hart, expert-conseil en régimes de retraite et actuaire chez Hart Consulting; et Peter Gorham, actuaire-conseil et président de JDM Actuarial Expert Services. (en anglais) Pour en savoir plus : Expertise devant les tribunaux : Aider à régler des différends financiers de façon équitable, abordable et rapide (https://www.cia-ica.ca/docs/default-source/2018/218069f.pdf)

Robert Fortunato is the President of ForStrategy Consulting, and Owner/Builder of the Green Idea House in Hermosa Beach. He is a trusted advisor to businesses, developers and non-profits, helping them scale solutions that are less costly and better for our health, lifestyle, economy and the environment. In 2012 Robert designed and general contracted the multiple award winning Green Idea House, one of the first affordable, net zero energy, zero carbon case study houses built with standard construction materials and off-the-shelf technologies, which I got to photograph and writing about in my blog. His and his wife’s journey began when his son was born and the family needed more space to their existing home they lived.  They took the ideas and inspiration from their travel around the world from what they saw how different cultures managed energy, waster, water and toxicity, and wanted to build their house to be better for health, lifestyle, economy and the environment; hence the genesis of “Green Idea House.”  As an economist, Robert thought, “If we use less water, waster, energy and materials, it should actually cost less to build and manage over time.” He had to find people who were willing to do things differently; from architect (whom he hired because of his credentials for green building design but in the end fired) to contractors who kept going back to their default process.  He understood that most of them were operating on the paradigm that “repetition leads to profitability” while he was trying to do it differently that could save money if they were open to it.  So is it possible to build green to generate profit? Robert and I have a discussion about how that would be possible.

"Kevin! Why doesn't my content, copy, or offers CONVERT?" I get asked that a lot. And then comes... "Is it a content problem?" Maybe, maybe not. "Is it a copy problem?" Maybe, maybe not. "Is it an offer problem?" Maybe, maybe not. The truth is, you can't know any of those things for sure until you know THIS... Are you putting the right content, the right copy, and the right offers in front of the right people at the right time? The best content/copy/offers in the world, shown to the wrong person (or to the right person at the wrong time), is USELESS. So, now the question is, how do we make sure you're putting the right stuff in front of the right people at the right time, EVERY TIME? AND... How do we make sure you're putting the right stuff in front of the right people at the right time, every time, as EFFICIENTLY & INEXPENSIVELY as possible? AND... How do we make sure your content/copy/offers are never random, but created and deployed strategically? It's not hard! The answers – and the keys to the reach and conversion kingdom – are found in The 5 Rings of Reach & Conversion. Become a Member Want personalized guidance, mentoring, and support for starting or growing your online freedom business? Come join our amazing tribe of online business owners who are crushing it all over the web and get exclusive access to Kevin's leadership. Click here to learn more or visit https://digitalambition.co/join/ The #1 Most Important Document for Every Online Business Owner Follow my 1-Page Freedom Plan if you want to run a smarter, more profitable online business.

“It is the consistency with which you approach your daily activities which determines the consistency with which you get paid.” - Cathy Anderson At the peak of her sales career, Cathy Anderson sold 200 homes per year with the help of two assistants. Plus, she managed to make it home by 5 p.m. most nights. Oh, and she lived in a town of 8,000 people that did not even have an MLS until she launched her real estate career. Cathy went on to become a highly sought-after business coach and has been coaching for nearly 25 years. After years being a top producer herself and coaching many top producers around the world, you can bet that she has some great stories to tell! Some takeaways from this fun and wide-ranging interview: [6:00] If you want to attract great Buyers Agents build a strong foundation first. You cannot add buyers agents and/or Inside Sales Agents until you do the following: 1. Build a strong administrative support staff 2. Have a good inventory of listings [9:25] “It’s not how much I made, it was how much I kept.” How she kept expenses low and profits high. She learned how to do things: 1. Quickly 2. Inexpensively 3. Still with Five-Star service [10:40] Profitability benchmarks for solo agents and teams How she managed to make 52 contacts (Not 50) per day for YEARS (hint: it’s all about systems and leverage) How Cathy was able to "P.L.A.” every day and go home by 5:00 p.m. Why the personal bucket is not allowed in the office but squirt guns and water guns are allowed! Her approach to training and onboarding new hires (“Nobody comes to work for you hoping they can screw everything up!”) and the four phases of learning: 1. Unconscious incompetence 2. Conscious incompetence 3. Conscious competence 4. Unconscious competence Reach out to Cathy on LinkedIn: https://www.linkedin.com/in/cathy-anderson-1520a011/ For even more resources for growing your career or growing your real estate business visit our YouTube Channel: https://www.youtube.com/proreastaffing Follow Pro R.E.A. Staffing on social: FaceBook: https://www.facebook.com/proreastaffing Instagram: https://www.instagram.com/proreastaffing Twitter: https://twitter.com/prorejobs If you are looking for a new career in real estate, or if you are ready to hire Talent for your growing business check out https://www.proreastaffing.com Don't be a stranger! Email me: vanessa@proreastaffing.com #offeracceptedpodcast #realestateteam #proreastaffing

In this segment, I answer questions from the mindset of implementing some cost effective ways to start an outreach program.

Travel doesn't have to be this expensive affair involving familiar tourist traps. Suzanne shares her tips for traveling inexpensively and having unique experiences.   http://dawningvisions.com   https://www.patreon.com/claimyourexcellentlife Click the above link if you have found value in this podcast and wish to support it.  

Today we have an interesting fellow, Speaker, Marketing Consultant, Sales Trainer, Online Video Producer, and the current CEO and Co-Founder of DUDEPros.com: Chris “The Dude Beast” Martinez.   Chris launched WebsiteIn5Days.com, an agency providing websites and digital marketing support to solopreneurs to help them double the amount of leads they generate online in 2012 but he kind of felt like he was starting to lose his personality in the business. He knew he needed to make some sort of change and take it in a kind of a different direction. (although WebsiteIn5Days.com still works with some badass solopreneurs and small businesses). After subscribing and reading to our Evergreen Profits Letter, Chris was convinced to start infusing his personality into his business and marketing. He realized that he liked wearing a wrestling mask and working with marketing consultants, funnel consultants, and agencies WAY more than working with solopreneurs.   In this episode, Chris will talk about how the character “The DUDE Beast” cut through the clutter of all the other Facebook ads and why their clients all across the United States and Canada loved the idea of having their own “digital dream team” in the Next Room: empowering them to get more done, bring on more clients, and have more time to do the things that they love – inexpensively!

I'm very proud to partner with LegalZoom to create this episode of Like a Mother. So many followers have asked me about wills and trusts, which are such an important part of finances and life. Astonishingly, 55 percent of Americans don't have a will. LegalZoom is offering Like a Mother listeners $10 off their already discounted prices for estate planning products. Just head to this link for wills, trusts, and other estate planning products, and enter Emma10 promo code.  In this episode, LegalZoom's Laura Goldberg joins me to answer listeners' questions about: Why a will is so, so important. The expensive, heart-wrenching process that your loved ones face if you don't have a will. How to have those difficult conversations, like guardianship of your kids in the event of your death, with loved ones. The difference between a will and trust. Why even very poor people need a will. The cheapest, easiest, and most personal way to get a will today. What you can learn from Price about the importance of legally securing your legacy. What single parents need to know about estate planning.  Why a living will is one of the most loving gifts you can give people you care about most.   Have a listen, and head to LegalZoom's estate planning tools to take advantage of this limited-time $10 discount for Like a Mother listeners. Remember to enter promo code Emma10. Then, share your experience: Did someone in your life pass away without a will? How did that affect their loved ones? Or, did a properly-executed will save a family heartache, expense, and time? Share in the comments below!   

Episode 27 Show Notes: Why have people declared direct mail dead?...And what opportunity this means for you! What can you learn from the examples of some of the world's largest companies when it comes to their use of direct mail? Are you taking advantage of the Post Office's way to INEXPENSIVELY get your mail piece in front of your best prospects? The three KEY factors that make a huge difference in the results you can get when using direct mail. Get WAY better results with your mail piece when you answer this one basic question in your message! Episode Links: Every Door Direct Mail Webinar with Joe Polish and Joel Cohen  http://www.onlinemeetingnow.com/register/?id=0e721deddc& Interview with Copy Writing Expert John Carlton http://ilovemarketing.com/episode-035the-one-with-john-carlton/ 

In this Kindle Q&A video Stefan answers a very common question he gets all the time which is how can get my Kindle book written for me and how can I get them written inexpensively. "First I think it is really important to understand, there are two ways of doing it. Number one is you can be an author and you can write your own books and also do the publishing at the same time. There is nothing wrong with that. I know a lot great authors out there who love writing. The enjoy being an author. There is nothing wrong with that if writing is your skillset. You enjoy it and you want to publish books under your own name and market them under your own name. The other strategy, on the other hand, is focusing more so on the publishing and the marketing. Just like a big publishing company out there such as HarperCollins, Penguin, all the big ones. They're essentially a publishing company that works with different writers." Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

This Week’s Episode I’m talking about ways to source yarn inexpensively (or for free) for your yarn-related business.  Getting your yarn for less (or for free) can have a huge impact on your profits as a yarn related business! In this episode, I’ll be sharing 4 ways to source your yarn for less money. The 4 ways are: Establish a wholesale, maker, or professional crafter account with a yarn company Apply for yarn support for your crochet and knitting patterns Shop for discounts Use  discontinued yarns Not every one of these ways will be right for your business, but hopefully one or more is! By the way, I know nothing about the world of spinning (sorry spinners!), so I don’t share any resources for fleeces or roving. If you’re a spinner and know more about discounted options, let me know so I can update this page! Establish a wholesale, maker, or professional crafter account with a yarn company Many yarn companies will establish wholesale, maker, professional crafter, or teacher accounts with indie businesses who aren’t yarn shops. There may be a lower order minimum for these smaller vendors than for a yarn shop, and the yarn prices will be substantially below retail.. In general, your business will need to have a tax ID and permission to collect sales tax through your state to take advantage of these discounts. If your business isn’t already formalized and you are located in the U.S., you may want to check out the Small Business Administration Learning Center or contact SCORE for advice and mentoring. If you’re a dyer, you may want to check out Henry’s Attic. Although I haven’t worked with them directly, I’ve heard good things about their yarn. (Full disclosure: I previously worked with Galler Yarns, which is owned by the same family.) You can also reach out to your favorite yarn companies through the website contact page and ask if they provide discounts to makers, teachers, dyers, or whatever your type of business is. Apply for yarn support for your crochet and knitting patterns Yarn companies will often provide “yarn support” to designers/authors who are creating samples in their yarn. Typically, the company will provide the yarn at no cost (or at a substantial discount) in exchange for being listed as the only yarn in the pattern and/or on Ravelry. Some yarn companies will only provide yarn support for patterns that are published by third parties (i.e., magazines or traditionally published books), while others also provide yarn support for independently published (i.e., self-published) patterns. If you’d like to pursue yarn support for upcoming designs, reach out to yarn companies and ask about their process for requesting yarn support. Some companies have a form to complete while others want to see a magazine-style design submission with a sketch, swatch, and description. There are also companies comfortable with just a description of the design and a link to your Ravelry designer page. If you like working with independent yarn companies, check out the Yarnie/Designer Connection Thread in the Designers group on Ravelry. To maintain your relationship, remember to notify the company when your pattern is published. It doesn’t hurt to mention the company when you announce or share the pattern on social media, either. I maintain a spreadsheet with contacts at the different yarn companies that I have worked with (or plan to work with in the future) for yarn support, and I include notes on whether they support independent designs, too, or only third-party publications. Shop for discounts If these formal methods for sourcing yarn inexpensively don’t work for you, another option is to shop for discounts. Perhaps your business isn’t formalized or your portfolio is small. Shopping for discounts on currently available yarns is another way to save money. Sign up for the email lists of big box stores and local yarn shops in your area, as well as for the major online yarn sellers, like WEBS, Jimmy Beans, and Loopy Ewe. Although you are still paying retail prices, you will be still be able to buy the yarn at a discount. Use  discontinued yarns Discontinued yarns are often available at a substantial discount. While some designers may find that pattern sales will suffer if their samples are made with discontinued yarns, makers may find that their customers aren’t concerned about using a yarn that is no longer in production. Another challenge of working with a discontinued yarn line or color is that you may only have access to a limited range of colors and it can be difficult to match dye lots. Smiley’s Yarns is a shop that specializes in selling discontinued yarns at a deep discount. If you enjoyed this episode The Creative Yarn Entrepreneur Show is no longer broadcasting. Episodes are available as a service to the yarn community. This episode originally aired in May, 2015. Be aware that content may be outdated. If you'd like to chat with other yarn-related business owners, join the Creative Yarn Entrepreneurs Facebook group. Support Marie's work by buying one of her books, Make Money Teaching Crochet: Launch Your Business, Increase Your Side Income, Reach More Students (Amazon | Gumroad) or Design It, Promote It, Sell It: Online Marketing for Your Crochet and Knit Patterns (Amazon | Gumroad).

Learn how you can add curb appeal and value to your home without attracting pests. You can fix a broken wooden chair without replacing, or costing you an arm and a leg. Learn the proper way to use a ladder and prevent dangerous falls. Plus get answers Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn how you can add curb appeal and value to your home without attracting pests. You can fix a broken wooden chair without replacing, or costing you an arm and a leg. Learn the proper way to use a ladder and prevent dangerous falls. Plus get answers Learn more about your ad choices. Visit megaphone.fm/adchoices

Get tips on how to safely get rid of snow on your walkway. Learn how to prepare for a power outage. You can add glamour to your home in time for the Academy Awards without spending much. Plus get answers to your home improvement questions such as, Learn more about your ad choices. Visit megaphone.fm/adchoices

Get tips on how to safely get rid of snow on your walkway. Learn how to prepare for a power outage. You can add glamour to your home in time for the Academy Awards without spending much. Plus get answers to your home improvement questions such as, Learn more about your ad choices. Visit megaphone.fm/adchoices

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Today’s solution uses the seeds of the miracle tree to produce clean drinking water. The water-treatment process requiring only tree seeds and sand could purify and clarify water inexpensively and sustainably in the developing world, where more than 1 billion people lack access to clean drinking water, scientists report.