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8 episodes with consulting actuary
2 episodes with consulting actuary
2 episodes with consulting actuary
2 episodes with consulting actuary
2 episodes with consulting actuary
2 episodes with consulting actuary
2 episodes with consulting actuary
3 episodes with consulting actuary
2 episodes with consulting actuary
This podcast features Robert Eaton, Principal and Consulting Actuary at Milliman and Sherry Chan, Managing Director at EY. They discussed the role of actuaries in overseeing AI models, highlighting their unique skills in data analysis and model evaluation. Robert and Sherry emphasized the importance of actuaries in ensuring AI models are free from bias and leveraging AI to handle routine tasks, allowing actuaries to focus on strategic and analytical roles. For more info on PD Edge+ click here: https://www.soa.org/prof-dev/pd-edge/
In the fifth episode of the Society of Actuaries Research Institute's special podcast series on the Long-Term Drivers of Future Mortality, host Kara Clark, Senior Practice Research Actuary, is joined by Al Klein, Principal and Consulting Actuary at Milliman and co-author of the featured report, and Erik Pickett, Actuary and Chief Content Officer at Club Vita. This episode explores diseases as critical drivers of future mortality. Topics include chronic conditions like cardiovascular disease, diabetes, and cancer; mental health and neurodegenerative diseases; and the ongoing threats of infectious diseases and pandemics. The speakers highlight how evolving medical treatments, shifting demographics, and public health infrastructure influence mortality projections—and the implications these have for actuaries. This conversation is grounded in Chapter Five: Diseases from the report, Long-Term Drivers of Future Mortality, originally presented at the 2023 Living to 100 Symposium.
Hello Listeners and welcome back! Listen to our conversation with Shariq Sikander, FSA, FPSA, CERA, Consulting Actuary and Director at SHMA Consulting. Shariq is the author of the report titled “Takaful: An Alternative Approach to Insurance.” This report takes a look at Takaful insurance and how it emerged as a key component of Shari'ah-compliant financial services that aims to cater to individual's insurance needs, while also conforming to Islamic beliefs and norms. Landing Page: https://www.soa.org/resources/research-reports/2024/takaful-alternative-approach/ Send feedback to ResearchInsights@SOA.org
Greetings Listeners! It is time for another episode of the Society of Actuaries Research Insights Podcast! Listen to Joan Barrett, FSA, MAAA and Consulting Actuary at Axene Health Partners, LLC, and Greg Warren, FSA, FCA, MAAA, Partner and Consulting Actuary at Axene Health Partners, LLC talk with Dale Hall, Managing Director of Research at the Research Institute about the SOA Societal Purpose Report “Reimagining Pharmacy Financing.” This report discusses a value-based reimbursement methodology that increases transparency, encourages competition, aligns stakeholder incentives and mitigates total cost of care (TCOC) increases. Landing Page: https://www.soa.org/resources/research-reports/2024/reimagining-pharmacy-financing/ Send us your feedback at: ResearchInsights@soa.org
Derek Freihaut, Principal and Consulting Actuary for Pinnacle Actuarial Resources, said expected adverse deviation (EAD) can be a risk management tool well beyond assessing risk distribution.
Hello and Greetings Listeners! We have another great Research Insights Podcast to bring to you today. Listen to the conversation between Host Dale Hall, Managing Director of Research at the Research Institute and Guests Erica Baird, Principal and Consulting Actuary at Milliman and Joe Long, Consulting Actuary & Data Scientist at Milliman discussing the report "Statistical Methods for Imputing Race and Ethnicity." After listening to the podcast, visit the landing page to read the report and check out the tutorial. Report Landing Page: https://www.soa.org/resources/research-reports/2024/stat-methods-imputing-race-ethnicity/ We welcome your feedback! ResearchInsights@soa.org
Hello Listeners! It is time for another episode of our Society of Actuaries Research Institute Research Insights Podcast. Hear the conversation between Joan Barrett, Consulting Actuary at Axene Health Partners, LLC and Dale Hall, Managing Director of Research at the Research Institute discussing the recently published report “Calculated Risk: Driving Decisions Using the 5/50 Research.” We hope you enjoy this Research Insights Podcast! Send us your feedback at Researchinsights@soa.org Report landing page: https://www.soa.org/resources/research-reports/2023/calculatedrisk-using-550research/
From the archive: This episode was originally recorded and published in 2021. Our interviews on Entrepreneurs On Fire are meant to be evergreen, and we do our best to confirm that all offers and URL's in these archive episodes are still relevant. David quit his career as a Consulting Actuary to create the world's largest coaching business. He is currently coaching entrepreneurs to double revenue faster and overcome the Shiny Object Syndrome. Top 3 Value Bombs 1. The human mind is restless. If you are willing to tame it, you can achieve so much more in so much less time. 2. Know your goals and focus on them if you want more and better results faster - resulting in more time off. 3. Finish each day working on what is the most important for you and exercise it out of integrity. Get your Cheat Sheet with the first steps to double revenue, watch the 6 minute Achieve More in Less Time video, and get a chance to talk with David! - Your Gift Basket Sponsors HubSpot Close more deals and get on track for your best Q1 yet. Explore the new HubSpot Sales Hub and AI tools like ChatSpot at HubSpot.com/sales. Thrivetime Show Is now your time. Clay Clark's business coaching has helped over 2,000 entrepreneurs to dramatically increase profitability! Schedule your free consultation today at ThrivetimeShow.com
From the archive: This episode was originally recorded and published in 2021. Our interviews on Entrepreneurs On Fire are meant to be evergreen, and we do our best to confirm that all offers and URL's in these archive episodes are still relevant. David quit his career as a Consulting Actuary to create the world's largest coaching business. He is currently coaching entrepreneurs to double revenue faster and overcome the Shiny Object Syndrome. Top 3 Value Bombs 1. The human mind is restless. If you are willing to tame it, you can achieve so much more in so much less time. 2. Know your goals and focus on them if you want more and better results faster - resulting in more time off. 3. Finish each day working on what is the most important for you and exercise it out of integrity. Get your Cheat Sheet with the first steps to double revenue, watch the 6 minute Achieve More in Less Time video, and get a chance to talk with David! - Your Gift Basket Sponsors HubSpot Close more deals and get on track for your best Q1 yet. Explore the new HubSpot Sales Hub and AI tools like ChatSpot at HubSpot.com/sales. Thrivetime Show Is now your time. Clay Clark's business coaching has helped over 2,000 entrepreneurs to dramatically increase profitability! Schedule your free consultation today at ThrivetimeShow.com
Hello Society of Actuaries Research Institute, Research Insights Podcast Listeners! We have another great episode today discussing the Research Institute report “Informal Caregiving: Measuring the Cost and Reducing the Burden.” Hear Guest Host Steve Siegel, Senior Practice Research Actuary at the Research Institute and Guest Matthew Smith, Consulting Actuary with Milliman talk about informal caregiving and its impacts on employees, employers, and other stakeholders. Report Landing Page: https://www.soa.org/resources/research-reports/2023/informal-caregiving-reducing-burden/
Roosevelt Mosley, Principal and Consulting Actuary with Pinnacle Actuarial Resources, said that from summary data, the company has the flexibility to add and use different characteristics of the road-level data to develop scores.
Derek Freihaut, Principal and Consulting Actuary for Pinnacle Actuarial Resources, said that inflation in 2022 was particularly significant to many insurers because of the replacement costs of big-ticket items.
Welcome, 7 Hatters! In this episode, we speak with David Wood and dive deep into hats 1 and 4, the soul and the entrepreneur, as we take our attention away from the elephant in the room and focus on the mice...A former Consulting Actuary to Fortune 100 companies - such as Sony Music, Proctor & Gamble, and Exxon - David left his cushy Park Avenue job 20 years ago to explore the outer and inner worlds.David is a world-renowned coach, author, actor, standup comic, and an overall standup guy with much wisdom to share.Jack Canfield said, "David walks his talk... I admire his willingness to put himself in the fire and do what it takes to make that next step."So if you're ready to look at your mice and do what it takes to make that next step... let's welcome David to the 7 Hats...-------------------------Visit https://www.the7hats.com/ for more information and more shows.David on LinkedIn: https://www.linkedin.com/in/focus-ceo/David's Website: https://focus.ceo/Mouse In The Room: https://www.amazon.com/Mouse-Room-Because-Elephant-Alone/dp/B0B2TTD9X2/ref=sr_1_1?crid=13L8HB0KRGPU7&keywords=mouse+in+the+room&qid=1679155631&sprefix=mouse+in+the+room%2Caps%2C148&sr=8-1My Bio & Links: https://sleek.bio/yuvalselikSUBSCRIBE AND REVIEW...Want to be the first to know when new episodes are released? Please subscribe and leave a review!Subscribes and podcasts reviews are pretty darn important to iTunes, and the more reviews we receive, the more likely we'll be able to get The 7 Hats message in front of more people (It's all about the iTunes algorithms)I'd be extremely grateful if you left a review letting me know your favorite part of the show or episode :)
We have another TPA Tidbits lined up for you today! On today's tidbit, Melissa is joined by Amanda Iverson and Lynn Young of Pinnacle Plan Design in Arizona (via Zoom). Amanda is the CEO of PPD and Lynn is a Consulting Actuary of PPD. Similar to most of our Tidbits guests, these three amigas were introduced and have become friends all thanks to the retirement industry. Listen to what Amanda, Lynn, and Melissa think about the newly passed Secure 2.0 Act. Call us at 225-300-8478 Visit our website at choosesentinel.com Stay tuned for more tidbits regarding retirement plans. Have a question for us? Please email 401k@choosesentinel.com. Follow us on LinkedIn Follow us on Facebook Music by Adam Vitovsky
I often talk about how the most important relationship is the one with yourself, so this week I'm thrilled to dive deep into the subject of self worth and authenticity with David Wood. Join us for a conversation about why authentic self-expression is so important and how a simple, yet courageous act of noticing and naming out mice can profoundly change your life. David Wood is a former Consulting Actuary to Fortune 100 companies who left his cushy Park Avenue job 20 years ago to build one of the world's largest coaching business. He became #1 on Google for “life coaching,” serving an audience of 150,000 coaches, and coaching thousands of hours across 12 countries.He currently coaches business owners, executives, teams, and sometimes Colorado prison inmates to produce extraordinary results through authentic, transparent communication He is also the author of his brand new book : Mouse In The Room- Because The Elephant Isn't Alone. Listen in to discover:- How loss teaches you what is worth holding on to- The 5% holding back is the true chest of gold in your life- The 3 areas in life to find mice and a simple exercise to start transforming your relationships- Why most people are living in prison and a 3 -D process to improve every area of your life Grab David's Book On Amazon Only 20 Seats Left For The Lighthouse Business Accelerator - Grab Yours Now! Time Stamps07:27 That 5% you are holding back, that's where all your gold is.- David Wood 09:25 There's so much going on inside our bodies that we don't even know about and that's where our mouse hides. - David Wood 20:27 You don't even know you're in prison. Life is like the matrix when Neo senses that something's off, but he doesn't know what and then he discovers that everything is an illusion. Once you have this level of awareness, you can't go backwards- David Wood37:58 Leadership is a proactive choice. It requires action, and one of the easiest ways to create that bridge or have that charisma and disarm people is to live in your truth.- George Bryant 46:34 I'm excited about anyone who says I'm going to do something uncomfortable today because it's a hero's move and a move towards truth. David Wood
David Wood is a High-Performance Coach and the Founder of Focus.ceo. A former Consulting Actuary to Fortune 100 companies, he left his cushy Park Avenue job to explore the outer world and to better understand his own inner world. Now, he's built the world's largest coaching business spanning 12 countries around the globe. David shares how connecting with others through your vulnerabilities and imperfections actually help you create a more genuine personal brand that others can relate to.
“Not only do we often ignore the elephant in the room, but we also ignore the more subtle animals in the room as well.” In today's episode, the author of Mouse in the Room, David Wood shows us how the simple yet courageous act of noticing and naming our “mice” can profoundly change our lives, our work culture, and the world. If you want to discover the joy that comes from true intimacy, self-confidence, and self-expression, this episode is definitely for you! A former Consulting Actuary to Fortune 100 companies, David Wood left his cushy Park Avenue job 20 years ago to build the world's largest coaching business. He became #1 on Google for “life coaching,” serving an audience of 150,000 coaches, and coaching thousands of hours across 12 countries. David coaches business owners, executives, and sometimes Colorado prison inmates to produce extraordinary results through authentic, transparent communication. Key Highlights: [00:01 - 07:16] Opening Segment David shares his background and storyHow David realized he wasn't happy at allWhat authenticity and vulnerability means [07:17 - 18:49] Keep Checking For ImpactDavid introduces Mouse in the Room: Because the Elephant isn't AloneDiscover, decide, and disarmWhy it is important to consider the positive and negative consequencesHow you can disarm other people and what you can do if it doesn't go well [18:50 - 26:05] Closing SegmentWhy knowing yourself is foundational and criticalDavid's outlook on the concept of networkingStart hiring right now with a $75 sponsored job credit to upgrade your job post at indeed.com/network. Offer valid through March 31st, 2022.There's a reason why so many creators use Riverside. Check them out and all the other features they have at Riverside.fm and create an account. Get started today. Click the link here and use Coupon Code BYN for $10 off any subscription. Want to start living a happier life today? As a listener, you'll get 10% off your first month by visiting our sponsor BetterHelp at https://betterhelp.com/buildyournetworkDid you love the value that we are putting out in the show? LEAVE A REVIEW and tell us what you think about the episode so we can continue putting out great content just for you! Share this episode and help someone who wants to connect with world-class people. Jump on over to travischappell.com/makemypodcast and let my team make you your very own show!If you want to learn how to build YOUR network, check out my website travischappell.com. You can connect with me on Facebook, Instagram, and Twitter. Be sure to join The Lounge to become part of the community setting up REAL relationships that add value and create investments.Tweetable Quotes: “If we start identifying what's actually happening with us, and take that courageous yet simple act of sharing it with someone else, all the good stuff is on the other side. ” - David Wood “The more awkward [something] is, the scarier is, the more courage requires, the bigger the payoff. ” - David WoodAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
A former Consulting Actuary to Fortune 100 companies -- including Sony Music, Chanel and Exxon -- David Wood left his cushy Park Avenue job 20 years ago to build the world's largest coaching business. He became #1 on Google for "life coaching," serving an audience of 150,000 coaches and coaching thousands of hours across 12 countries.Alongside his clients' successes, David is no stranger to overcoming challenges himself, having overcome a full collapse of his paraglider and a fractured spine, witnessing the death of his sister at age 7, severe anxiety and depression, and a national Gong Show!He is the author of "Get Paid for Who You Are," and most recently "Mouse in the Room - Because the Elephant Isn't Alone." He was nominated to the exclusive Transformational Leadership Council alongside such thought leaders as Don Miguel Ruiz, John Gray, and Marianne Williamson.In this episode, David talks about the importance of naming your mice, the hurdle of instant gratification and being unapologetically authentic. What does it mean to have 30% more courage?Hear about the art of dealing with rejection, when not to follow your courage, and get David's advice to his younger self, all on today's episode of How'd It Happen.To learn more, follow David at:Website: https://focus.ceoPodcast: https://focus.ceo/tough-conversations-with-david-wood-podcast/Podcast: https://focus.ceo/extraordinary-focus-podcast Twitter: @_focusceoInstagram: @_focusceoFacebook: @extraordinaryfocusLinkedIn: https://www.linkedin.com/in/focus-ceoBook: https://mouseintheroom.comTo Connect with Mike:Website: https://mikemalatesta.com/LinkedIn: https://www.linkedin.com/in/mikemalatesta/Please LIKE
How comfortable are you with sharing your feelings? If you're like me, this might be an area you struggle in... David Wood's new book Mouse in the Room, has a wonderfully artful way of getting around this issue by starting a new mouse-naming revolution! His book aims to help you improve connection and confidence to help unlock your badass leadership skills! A former Consulting Actuary to Fortune 100 companies, David Wood left his cushy Park Avenue job 20 years ago to build the world's largest coaching business. He became #1 on Google for “life coaching,” serving an audience of 150,000 coaches, and coaching thousands of hours across 12 countries. David coaches business owners, executives, and sometimes Colorado prison inmates to produce extraordinary results through authentic, transparent communication.
A former Consulting Actuary to Fortune 100 companies -- including Sony Music, Chanel and Exxon -- David Wood left his cushy Park Avenue job 20 years ago to build the world's largest coaching business. He became #1 on Google for "life coaching," serving an audience of 150,000 coaches and coaching thousands of hours across 12 countries.Alongside his clients' successes, David is no stranger to overcoming challenges himself, having overcome a full collapse of his paraglider and a fractured spine, witnessing the death of his sister at age 7, severe anxiety and depression, and a national Gong Show!He is the author of "Get Paid for Who You Are," and most recently "Mouse in the Room - Because the Elephant Isn't Alone." He was nominated to the exclusive Transformational Leadership Council alongside such thought leaders as Don Miguel Ruiz, John Gray, and Marianne Williamson.In this episode, David talks about the importance of naming your mice, the hurdle of instant gratification and being unapologetically authentic. What does it mean to have 30% more courage?Hear about the art of dealing with rejection, when not to follow your courage, and get David's advice to his younger self, all on today's episode of How'd It Happen.To learn more, follow David at:Website: https://focus.ceoPodcast: https://focus.ceo/tough-conversations-with-david-wood-podcast/Podcast: https://focus.ceo/extraordinary-focus-podcast Twitter: @_focusceoInstagram: @_focusceoFacebook: @extraordinaryfocusLinkedIn: https://www.linkedin.com/in/focus-ceoBook: https://mouseintheroom.comTo Connect with Mike:Website: https://mikemalatesta.com/LinkedIn: https://www.linkedin.com/in/mikemalatesta/Please LIKE
A former Consulting Actuary to Fortune 100 companies – including Sony Music, Chanel, and Exxon – David left his cushy Park Avenue job 20 years ago to build the world's largest coaching business. He became #1 on Google for “life coaching”, serving an audience of 150,000 coaches, and coaching thousands of hours across 12 countries.Alongside his clients' successes, David is no stranger to overcoming challenges himself, having overcome a full collapse of his paraglider and a fractured spine, witnessing the death of his sister at age seven, severe anxiety and depression, and a national Gong Show! He is the author of “Get Paid For Who You Are,” with foreword by Jack Canfield. He was nominated to the exclusive Transformational Leadership Council alongside such thought leaders as Don Miguel Ruiz, John Gray, and Marianne Williamson.David believes that the tough conversations we avoid, are our doorways to confidence, success, and love. They become the defining moments which shape our world. He coaches high performing entrepreneurs, executives and teams – and now prison inmates – to create amazing results and deep connection. Achieve more, by focusing on less.He was elected to the exclusive Transformational Leadership Council alongside such thought leaders as Don Miguel Ruiz, John Gray, and Marianne Williamson.Check out his brand new, must-read book now!https://mouseintheroom.com/Support the show
In today's episode I speak with a former Consulting Actuary to Fortune 100 companies – including Sony Music, Chanel, and Exxon – David Wood. He left his cushy Park Avenue job 20 years ago to build the world's largest coaching business. He became #1 on Google for “life coaching”, serving an audience of 150,000 coaches, and coaching thousands of hours across 12 countries. David believes that the tough conversations we avoid, are our doorways to confidence, success, and love. They become the defining moments which shape our world. He coaches high performing entrepreneurs, executives and teams – and now prison inmates – to create amazing results and deep connection. Achieve more, by focusing on less.
Do you want to show up as a leader in your industry or in your business but dread tough convos? Also do you feel like you get in your own way a little bit with your ego when you are pushed or challenged? David Wood is a former Consulting Actuary to Fortune 100 companies who left his job to build a massive coaching business. He achieved the #1 ranking on Google for life coaching and was voted into the Transformational Leadership Council founded by Jack Canfield. On this episode David Wood and I speak about the aspects of strong business leadership and how to tackle the tough conversations that test us as business owners. I love today's conversation with David I think there is a lot to glean from this, and this is definitely one for the books in terms of takeaways that will transform how you frame certain situations that you encounter in business. >>> Connect with David on his website: www.myfocusgift.com >>> Questions about this episode? Text me!: https://my.community.com/shannonweinsteincpa >>> Chat About This Episode in the Keep What You Earn Community – http://keepwhatyouearn.circle.so >>> Hire us!: https://www.fitnancialsolutions.com/accounting >>> Find me on IG @shannonweinstein: https://www.instagram.com/shannonkweinstein >>> Catch me in-person on YouTube: https://www.youtube.com/channel/UCMlIuZsrllp1Uc_MlhriLvQ >>> Featured in Yahoo Finance! Read more here: https://finance.yahoo.com/news/10-bookkeepers-accountants-watch-2021-113800161.html The information contained in this podcast is intended for educational purposes only and is not individual tax advice. Please consult a qualified professional before implementing anything you learn.
If test scores are an indicator, math can be a challenge for many students. Meanwhile, most students aren't educated in the basics of financial literacy – something they will need to manage their finances later in life. Conrad Siegel, an employee benefit and investment advisory firm in Harrisburg, is partnering with The Actuarial Foundation to bring the national Math Motivators Tutoring Program to Harrisburg-based schools. It will provide math education and financial literacy programs to underserved youth in Central PA. On Tuesday's Smart Talk, we're joined by Abby Fortino, Partner and Consulting Actuary at Conrad Siegel and with the The Actuarial Foundation. Support WITF: https://www.witf.org/support/give-now/ See omnystudio.com/listener for privacy information.
On this episode of The Jason Cavness Experience I talk to Jon Shreve - President at MCS We talk about the following The importance of customer service Evidenced based clinical decisions Leveraging AI His day to day as a CEO How he mentors and professionally develops people Jon's Bio Mr. Shreve oversees all facets of MCG growth and management. He was Chairman of MCG from 2002 to 2009, and he became its CEO in 2007. From 2002 to 2019, MCG has grown by over twenty times. Prior to MCG joining Hearst in 2012, Mr. Shreve had been with Milliman for over 25 years as an Equity Principal and Consulting Actuary. In addition to MCG, Mr. Shreve led or sponsored twenty other practices, including actuarial practices in Denver, Mexico, and Brazil, and Milliman's risk adjuster, MARA, and its Medical Underwriting Guidelines. He held various leadership positions, including service on Milliman's Board of Directors and Chairman of its Health Product Committee. Jon's Social Media Jon's LinkedIn: https://www.linkedin.com/in/jon-shreve-13a1aa4/ Jon's Twitter: https://twitter.com/JonShreve_MCG MCG Website: https://www.mcg.com/?utm_medium=social&utm_source=linkedin&utm_campaign=brd MCG YouTube: https://www.youtube.com/c/MCGSeattle MCG LinkedIn: https://www.linkedin.com/company/mcg-part-of-the-hearst-health-network/
In this episode of the Millionaire Mindcast, we have a spectacular guest, David Wood who shares insights about setting the goals for success, building awareness, winning the battle of distractions and productivity, and unlocking elite focus! David is a high-performance coach, founder of Focus.CEO, helps business owners to double revenue by staying focused, achieving more, and becoming a more extraordinary entrepreneur and human, and author of “Get Paid For Who You Are,” with a foreword by Jack Canfield. He coaches high performing entrepreneurs, executives, and teams – and now prison inmates – to create amazing results and deep connection. Also, he is a former Consulting Actuary to Fortune 100 companies – including Sony Music, Chanel, and Exxon – David left his cushy Park Avenue job 20 years ago to build the world's largest coaching business. He became #1 on Google for “life coaching”, serving an audience of 150,000 coaches, and coaching thousands of hours across 12 countries. David was fascinated by games and systems but realized that there's another side of life which is the actual game of life. In 25 years, he studied vulnerability, emotional intimacy, and leadership. Now, David's niche is helping people. Individuals come to him for not just work on money but productivity, and focus. Focus is really an exciting topic for him. David believes that money is a very important aspect of life but it's not everything but happiness and fulfillment is. As a coach, he provides the most value for his clients. Guiding not just earning double in their business revenue, but having a human connection and relationships. Furthermore, David suggests the importance of identifying your short-term and long-term goals. Never forget to do the things that matter to you and in your business. For David, it is maintaining integrity in doing the things you're passionate about. So, you can feel like a Rockstar at the end of the day. Put frameworks around your goals to create more awareness, and accountability in order to be extremely productive. Thus, be vigilant and disciplined at the macro level to be super focused. Be more proactive in protecting yourself from distractions. It is setting up an environment for success. Just stay hyper-focused and disciplined, and don't let focus be taken away from you. More importantly, never missed having time for yourself to recharge, celebrate, and plan. Give time on focusing on replenishment of your energy and nutrients. Only work when you're working really well, and then only rest when you're resting really well. Finally, in the world of the monkey mind full of distractions, it is necessary to have the courage to face fears and turn them into confidence. Be committed to doing extraordinary things daily. Identify what you are afraid of and name it! Some Questions I Ask: How did you get into the space of helping people achieve more and be more through productivity and focus? (01:00) Where do people start in your opinion, and what mistakes do you see them making to create more awareness at the beginning of this journey for themselves? (04:36) What are your thoughts around using that time to create clarity so you can get in the trenches and execute when it's time? (09:27) What are some of the biggest distractions and things that you see people being pulled away from their flow state and productivity state? (18:22) How bad do you really want the outcome? What extremes are you willing to go to in order to achieve them? (27:00) How do you explain to people the importance of the 30% of being more daring, and more courageous in their daily lives and maybe in their business? (35:05) In This Episode, You Will Learn: How the Monkey Mind Work at a Macro and Micro Level (05:55) Morning Routine Tips (10:28) Hacks for Eliminating Distractions and Unlocking Focus (18:41) A Weekly CEO Date with Yourself (28:06) Why Courage is Important (35:51) Quotes: “We've got shiny objects in the gem and the human mind is like a monkey uncracked.” “Let's work when we're working really well and then let's rest when we're resting really well.” Connect with David Wood on: Focus.ceo Get Paid For Who You Are book by David Wood LinkedIn
Jon talks with David Wood, Laser Focus Coach of Focus.ceo, about how people get rid of or overcome with Shiny Object Syndrome. David quit his career as a Consulting Actuary to Fortune 100 companies, to create the world's largest coaching business. He now coaches rock star entrepreneurs to double their revenue faster, overcome Shiny Object Syndrome, and be more extraordinary entrepreneurs and humans. Connect with Jon Dwoskin: Twitter: @jdwoskin Facebook: https://www.facebook.com/jonathan.dwoskin Instagram: https://www.instagram.com/thejondwoskinexperience/ Website: https://jondwoskin.com/ LinkedIn: https://www.linkedin.com/in/jondwoskin/ Email: jon@jondwoskin.com Get Jon's Book: The Think Big Movement: Grow your business big. Very Big! Connect with David Wood: Twitter: http://www.twitter.com/_focusceo Facebook: https://www.facebook.com/extraordinaryfocus Instagram: http://www.instagram.com/_focusceo Website: https://focus.ceo/ LinkedIn: https://www.linkedin.com/in/focus-ceo Email: david@playforreal.life
igna is reminding advisers this week about its pendulum commission model – also known as the swing system - and how it can be used to improve cash flow and possibly reduce this year's tax bill.The remuneration model, first launched by the firm in March, allows advisers to swap a large upfront payment for a smaller monthly income – something that could help avoid troublesome clawbacks.The firm's David Haak, General manager – Distribution, says: its Pendulum model is one of the most reliable ways to build a long-term resilient business.Cigna has made its multi-benefit discount, first announced in September 2020, a permanent fixture.The discount on its Assurance Extra policy will now provide a 5% discount to customers taking Life Cover with one other qualifying cover and a 7% discount to those taking Life Cover with two other qualifying covers.The change came in on Monday 18 October.Partners Life has made its first in-house recruitment for appointed actuarial services, bringing in Appointed Actuary (AA) Kate Dron (pictured). She will join the firm's executive team on 9 November.Dron's most recent role was as AA for the Suncorp Group and she previously served as Consulting Actuary in a financial and actuarial services business.Strategi is offering a warrant of fitness service to advice business owners that includes a review of FAP policies, processes, controls, and advice documents.The company says it's a way of identifying what business owners are doing well and what could be improved.Prices start from $2,800 plus GST.Signing up new clients is the top priority for advisers who are focused on the future of their business according to the results of our latest poll.And right behind that is higher client retention followed by reducing the cost of doing business.Our poll closes on Tuesday 26 October, so there's still time to cast your vote at riskinfoNZ co nzHealth insurer nib is offering complementary Mental Health cover valued at $2,500 for eligible members.The option is available to members who are covered under a new nib Ultimate Health or Ultimate Health Max policy purchased from 1 October 2021 and provides up to $2,500 of consultations annually with a registered psychologist or psychiatrist on referral from a GP.A report from AIA NZ has uncovered the five risk factors that lead to the five most common preventable diseases which account for more than 90% of deaths in New Zealand.It says the five risk factors of physical inactivity, poor nutrition, smoking, excess alcohol and environment interaction, contribute to five common non-communicable diseases:CancerDiabetesRespiratory diseaseHeart diseasePoor mental healthNick Stanhope, AIA NZ Chief Executive, says the case for focusing on health promotion and preventing non-communicable diseases is stronger than ever.Asteron Life is giving new customers $50 cash for every $500 they pay in annual premiums in a promotion that will run until 17 December 2021 in conjunction with gift company PrezzyCard. The top cash limit is $5,000.Graham Hill of Asteron Life says the firm wants to give advisers support as they put offers together for their clients. See acast.com/privacy for privacy and opt-out information.
David Wood is an interesting and experienced entrepreneur who worked as Consulting Actuary for major Fortune 100 companies including Sony Music, Chanel, and Exxon. David left 20 years ago to build the world's largest coaching business, and has since then become #1 on Google for "life coaching", serving an audience of 150,000 coaches, and coaching thousands of hours in 12 countries around the globe. After having survived a full collapse of his paraglider and a fractured spine, witnessing the death of his sister at age seven, and managing his severe anxiety and depression, David has learned what it takes to survive, and live a full intentional life. He is the author of "Get Paid For Who You Are," with foreword by Jack Canfield. He was nominated to the Transformational Leadership Council alongside such thought leaders as Don Miguel Ruiz, John Gray, and Marianne Williamson. Watch now and learn how you can live to your full potential, and what it truly means to live without regret. Love the show? Subscribe, rate, review & share! https://therealjasonduncan.com/podcast/ Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode, Matt hosts Mary Hegemann, who is an alumnus from the University of Nebraska - Lincoln. She is currently a Principal and Consulting Actuary at Wakely. Mary and I talk about her background and how the pandemic could potentially shape the future of emerging risks. Enjoy!
Criminal Justice Evolution Podcast - Hosted by Patrick Fitzgibbons
Hello everyone and welcome back to the Top Ranked Criminal Justice Evolution Podcast. Top Ranked Because of YOU! Thank you so much for the support. Please give us that 5-Star Rating and Review on Apple Podcast. A big shout out and thank you to all the brave men and women working the criminal justice field. Remember you are honored, cherished, and loved. Keep up the great work. If you are looking at ways to keep your brave men and women safer on the front line look no further than Detactachem. This amazing company is helping keep our brave men and women safer by offering mobile threat detection that fits on the palm of your hands. Detecting illicit drugs and explosives. This application-based technology is a must have for your organization. Check out their link at www.cjevolution.com Such an honor to have David Wood on the show. A former Consulting Actuary to Fortune 100 companies – including Sony Music, Chanel, and Exxon – David left his cushy Park Avenue job 20 years ago to build the world's largest coaching business. He became #1 on Google for “life coaching”, serving an audience of 150,000 coaches, and coaching thousands of hours across 12 countries. Alongside his clients' successes, David is no stranger to overcoming challenges himself, having overcome a full collapse of his paraglider and a fractured spine, witnessing the death of his sister at age seven, severe anxiety and depression, and a national Gong Show! He is the author of “Get Paid For Who You Are,” with foreword by Jack Canfield. He was nominated to the exclusive Transformational Leadership Council alongside such thought leaders as Don Miguel Ruiz, John Gray, and Marianne Williamson. David believes that the tough conversations we avoid, are our doorways to confidence, success, and love. They become the defining moments which shape our world. He coaches high performing entrepreneurs, executives and teams – and now prison inmates – to create amazing results and deep connection. Achieve more, by focusing on less. You cand find David here: https://focus.ceo/tough-conversations-with-david-wood-podcast/ Stay tuned for more great guests on The CJEvolution Podcast www.cjevolution.com Patrick
David Wood is the Founder of Focus.ceo, a coaching company that helps business owners double their revenue by setting clear goals and removing distractions. Before this, David was a Consulting Actuary to Fortune 100 companies such as Sony Music, Procter & Gamble, and ExxonMobil. In addition to his role at Focus.ceo, David is the CEO of Tough Conversations International and Play For Real. He is also the host of the Tough Conversations podcast and the author of Get Paid For Who You Are: 5 Steps to Financial Freedom, Time Freedom, Location Freedom, and Inner Freedom. In this episode… Do you feel like something is holding you back from achieving your goals? If so, you're certainly not alone — and David Wood has a perspective that might just change your life and career. Everyone is afraid of something when it comes to pursuing their personal and professional dreams. For some, it might be the fear of being too underqualified to buy or sell a business. For others, it could be apprehension about launching an expensive new marketing campaign — because the outcome might not be worth the money. Whatever it is that's keeping you from taking the next step toward success, David has some advice: embrace discomfort and be fearless every step of the way. As he says, becoming courageous will help you find freedom from doubt and enjoy the goals you're reaching for. So, how can you start leveraging this life-changing perspective today? In this episode of the Quiet Light Podcast, Joe Valley sits down with David Wood, the Founder of Focus.ceo, to discuss the transformative power of embracing fearlessness in your personal and professional life. Listen in as David talks about setting happiness goals, using discomfort as a motivator, and living a full, focused life in every season — regardless of your circumstances. Stay tuned!
David Wood is a former Consulting Actuary to Fortune 100 companies – including Sony Music, Chanel, and Exxon. David built one of the world's largest coaching businesses and has coached thousands of hours in 12 countries around the globe. He is also the author of “Get Paid For Who You Are,” and was nominated to the exclusive Transformational Leadership Council. In this interview, David dives in about emotional intimacy, vulnerability, leadership, and influence. In addition, David discusses emotion and how to deal with trust and transparency in client relationships. Lastly, we talk about the importance of accountability and coaching. Don't forget to subscribe so you won't miss our next podcast! Connect With David Wood: Website: https://focus.ceo/speaking/#difference LinkedIn: https://www.linkedin.com/in/focus-ceo YouTube: https://www.youtube.com/c/ExtraordinaryFocuswithDavidWood Instagram: https://www.instagram.com/_focusceo/ Twitter: https://twitter.com/_focusceo Connect with Chris Bello: Instagram: https://www.instagram.com/chrisbello_ Get my free guide: https://chrisbello.com/free
David Wood is the Founder of Focus, a coaching and leadership business that helps business owners double their revenue by allowing leaders to focus on less. The coaching strategy involves removing distractions, increasing leadership impact, and keeping an eye on the long-term goal. He is the author of Get Paid For Who You Are, where he teaches readers his 5-step approach to online business success. Before starting Focus, David was a Consulting Actuary for Fortune 100 companies, notably Sony Music, Exxon, and Procter & Gamble. David joins me to discuss how our brain keeps telling us that we have all these problems and why there is truly nothing wrong, despite what we’re telling ourselves. He shares how you can alter how your mind looks at bad news and teach it to see more ‘rights’ than ‘wrongs’. He explains how his company helps business leaders have peace in their lives through tough conversations and describes how he guides his clients into having tough conversations and the steps he takes to address their personal problems. David also discusses some of the contents of his book and what readers can look forward to when they read it. "The only thing that controls my happiness is what I’m believing about it.” - David Wood Today on Mastering Midlife: The challenges the pandemic has brought to David's clients. Our self-expectations and how it can affect our perception of reality. Why David believes the brain should be blamed for generating non-existing problems. What David means by "nothing is wrong whatsoever." How you can make the mind create more rights than wrongs. What it's like to change a client's mindset towards their personal problems. How David helps transform his clients' lives through self-vulnerability. How David walks his clients through difficult conversations. Resources Mentioned: Loving What Is: Four Questions That Can Change Your Life by Byron Katie Connect with David Wood: Focus LinkedIn Book: Get Paid For Who You Are Tough Conversations with David Wood podcast Focus Gift YouTube Instagram Twitter Extraordinary Facebook Page Play For Real Facebook Page Mastering Midlife...Together! Thanks for tuning into today’s episode of the Mastering Midlife Podcast: How to Thrive When the World Asks the Most of You with Mark Silverman. If you enjoyed this episode, subscribe to the show on Apple Podcasts and leave us a review. Be sure to visit our website and connect with us on Facebook, LinkedIn, Twitter, and YouTube and don’t forget to share your favorite episodes on social media.
David Wood quit his career as a Consulting Actuary to Fortune 100 companies, to create the world's largest coaching business. He now coaches rock star entrepreneurs to double their revenue faster, overcome Shiny Object Syndrome, and be a more extraordinary entrepreneur and human. David built the world's largest coaching business, becoming #1 on Google for life coaching and coaching thousands of hours in 12 countries around the globe.As well as helping others, David is no stranger to overcoming challenges himself, having survived a full collapse of his paraglider and a fractured spine, witnessing the death of his sister at age seven, anxiety and depression, and a national Gong Show! He coaches high performing business owners to double revenue, and their time off, by focusing on less. Click here for resources David has for our listeners. Learn more about your ad choices. Visit megaphone.fm/adchoices
How 30% More Courage Can Double Your Revenue & Your Happiness A former Consulting Actuary to Fortune 100 companies - such as Sony Music, Proctor & Gamble, and Exxon - David Wood left his cushy Park Avenue job 20 years ago to explore both the outer world and his own inner world. Along the way, he's coached thousands of hours in a dozen countries around the globe and is the author of Get Paid For Who You Are, with foreword by Jack Canfield of Chicken Soup fame. David built the world’s largest coaching business, becoming #1 on Google for life coaching and coaching thousands of hours in 12 countries around the globe. As well as helping others, David is no stranger to overcoming challenges himself, having survived a full collapse of his paraglider and a fractured spine, witnessing the death of his sister at age seven, anxiety and depression, and a national Gong Show! David joins Your Partner In Success Radio to share: Why should we be 30% more daring?Why playing safe is the most dangerous thing you can doWhat would it look like to step even further out of your comfort zone?What’s available in your life and work if you practiced ‘Real Daring’ more often?David outlines simple steps listeners can take to reap rewards that are not possible from the comfort zone. Find David Wood on the web: Website | LinkedIn | Facebook | Instagram
Listen to Pete Miller, ASA, MAAA, SOA Experience Studies Actuary and Mike Bergerson, FSA, MAAA, Principal and Consulting Actuary at Milliman and one of the report authors discuss COVID-19 Impact on Long-Term Care Insurance with host, R. Dale Hall, FSA, CERA, MAAA, CFA, SOA Managing Director of Research. We welcome your questions or comments at researchinsights@soa.org
Welcome to the What's Next! podcast with Tiffani Bova. This week I am thrilled to welcome David Wood to the What’s Next! Podcast. A former Consulting Actuary to Fortune 100 companies (including Sony Music, Chanel, and Exxon) David Wood left his cushy Park Avenue job 20 years ago to build the world’s largest coaching business. He became #1 on Google for “life coaching”, serving an audience of 150,000 coaches, and coaching thousands of hours in 12 countries around the globe. Alongside his clients’ successes, David is no stranger to overcoming challenges himself, having survived a full collapse of his paraglider and a fractured spine, witnessing the death of his sister at age seven, severe anxiety and depression, and a national Gong Show! He is the author of “Get Paid For Who You Are,” with a foreword by Jack Canfield and he was nominated to the Transformational Leadership Council alongside thought leaders like Don Miguel Ruiz, John Gray, and Marianne Williamson. David coaches rock star entrepreneurs to double their revenue faster, overcome “Shiny Object Syndrome,” and be a more extraordinary entrepreneur and human. I am so excited to bring you this episode of the What’s Next! Podcast with David Wood! THIS EPISODE IS PERFECT FOR… entrepreneurs, managers, leaders, and anyone struggling with “Shiny Object Syndrome” or making it to the next level! TODAY’S MAIN MESSAGE… If you’re looking to amplify your career, your direction, or your values system, if you’re looking to improve your sales, marketing, conversion rate or overall outcomes, or if you simply want to be a better leader and manager, David’s got quite the episode for you. He breaks down coachings, focusing in on what really matters, and overcoming Shiny Object Syndrome so that you can truly make an impact. And if you’ve ever been interested in professional coaching or how exactly a coach like David can help you and/or your organization reach your goals, this is an episode you don’t want to miss! WHAT I LOVE MOST… David’s perspective on focus, accountability, discipline, and follow-up! Running time: 33:08 Subscribe on iTunes Find Tiffani on social: Facebook Twitter LinkedIn Find David online: Twitter Instagram LinkedIn Facebook YouTube David’s Website David’s Gift
David quit his career as a Consulting Actuary, to create the world’s largest coaching business. Currently coaching entrepreneurs to double revenue faster and overcome Shiny Object Syndrome. Top 3 Value Bombs: 1. The human mind is restless. If you are willing to tame it, you can achieve so much more in so much less time. 2. It is possible to have enough work hours and accomplish the same amount of work if you focus. 3. Finish each day working on what is the most important for you and exercise it out of integrity. Get your Cheat Sheet with the first steps to double revenue, watch The 6 minute Achieve More in Less Time video and get a chance to talk with David - Your Gift Basket Sponsors: Athletic Greens: Visit AthleticGreens.com/fire and join health experts, athletes and health conscious go-getters around the world who make a daily commitment to their health. Qwantify: Rock a business that GUARANTEES success and revenue! Apply to become a Qwantify Partner today at Qwantify.com.
David quit his career as a Consulting Actuary, to create the world's largest coaching business. Currently coaching entrepreneurs to double revenue faster and overcome Shiny Object Syndrome. Top 3 Value Bombs: 1. The human mind is restless. If you are willing to tame it, you can achieve so much more in so much less time. 2. It is possible to have enough work hours and accomplish the same amount of work if you focus. 3. Finish each day working on what is the most important for you and exercise it out of integrity. Get your Cheat Sheet with the first steps to double revenue, watch The 6 minute Achieve More in Less Time video and get a chance to talk with David - Your Gift Basket Sponsors: Athletic Greens: Visit AthleticGreens.com/fire and join health experts, athletes and health conscious go-getters around the world who make a daily commitment to their health. Qwantify: Rock a business that GUARANTEES success and revenue! Apply to become a Qwantify Partner today at Qwantify.com.
David Wood is talking about the role of the ego and the power thoughts have over lives. He's telling us about the process called The Work, which is four questions + a turnaround. By going through this process, people can help rewire their thoughts into productivity and success. A former Consulting Actuary to Fortune 100 companies - including Sony Music, Chanel, and Exxon - David left his cushy Park Avenue job 20 years ago to build the world’s largest coaching business. David put together a gift basket for the listeners today, including a free 15 minute business audit, a checklist to go over strengths and weaknesses, as well as a video that goes into depth on the checklist. Visit: myfocusgift.com
A former Consulting Actuary to Fortune 100 companies - including Sony Music, Chanel, and Exxon - David left his cushy Park Avenue job 20 years ago to build the world’s largest coaching business. He became #1 on Google for “life coaching”, serving an audience of 150,000 coaches, and coaching thousands of hours in 12 countries around the globe. David coaches rock star entrepreneurs to double their revenue faster, overcome Shiny Object Syndrome, and be a more extraordinary entrepreneur and human. David put together a gift basket for the listeners today, including a free 15 minute business audit, a checklist to go over strengths and weaknesses, as well as a video that goes into depth on the checklist. Visit: myfocusgift.com
David quit his career as a Consulting Actuary to Fortune 100 companies, to create the world’s largest coaching business. He now coaches rock star entrepreneurs to double their revenue faster, overcome Shiny Object Syndrome, and be a more extraordinary entrepreneur and human.David has a special gift for all of the listeners: www.myfocusgift.comFind David Online:Website: http://focus.ceo/Linkedin: https://www.linkedin.com/in/focus-ceo/Twitter: https://twitter.com/_focusceoInstagram: http://www.instagram.com/_focusceoYoutube: https://www.youtube.com/c/ExtraordinaryFocuswithDavidWoodFacebook: https://www.facebook.com/extraordinaryfocusMedium: https://www.facebook.com/playforrealllAbout David:David is a former consulting actuary for Fortune 100 companies. He built the world’s largest coaching business, becoming #1 on Google for life coaching and coaching thousands of hours in 12 countries around the globe.As well as helping others, David is no stranger to overcoming challenges himself, having survived a full collapse of his paraglider and a fractured spine, witnessing the death of his sister at age seven, anxiety and depression, and a national Gong Show!He coaches high-performing business owners to double revenue, and their time off, by focusing on less.……..
Check out products we like> https://www.amazon.com/shop/lifestylelocker https://bit.ly/30605health 30/60/5 Lifestyle SHIFT Program. Make SHIFT HAPPEN in your life!!! This is the 2nd time for David Wood on Lifestyle Locker Radio. He has transformed his life and business again for you. He's now known as the FOCUS CEO he wants you to be more and achieve more. I know you'll love this episode! You may want to take notes! Meet David Wood... and grab his gift A former Consulting Actuary to Fortune 100 companies - including Sony Music, Chanel, and Exxon - David left his cushy Park Avenue job 20 years ago to build the world’s largest coaching business. He became #1 on Google for “life coaching”, serving an audience of 150,000 coaches, and coaching thousands of hours in 12 countries around the globe. Alongside his clients’ successes, David is no stranger to overcoming challenges himself, having survived a full collapse of his paraglider and a fractured spine, witnessing the death of his sister at age seven, severe anxiety and depression, and a national Gong Show! He is the author of “Get Paid For Who You Are,” with foreword by Jack Canfield. He was nominated to the Transformational Leadership Council alongside such thought leaders as Don Miguel Ruiz, John Gray, and Marianne Williamson. David coaches rockstar entrepreneurs to double their revenue faster, overcome Shiny Object Syndrome, and be a more extraordinary entrepreneur and human. www.myfocusgift.com THE GIFT BASKET!!! http://www.instagram.com/_focusceo https://twitter.com/_focusceo https://www.linkedin.com/in/focus-ceo https://www.facebook.com/extraordinaryfocus https://www.facebook.com/playforrealll Sponsored by 30/60/5 Program. Be stronger than your excuses. Get more info here-> https://bit.ly/30605health ENJOY THIS ONE!!! KEEP CHARGING and KEEP UNLEASHING YOUR HUMAN POTENTIAL! – Dr. Josh Handt Check out products we like> https://www.amazon.com/shop/lifestylelocker www.LifestyleLocker.com/DevilsPath www.NewYorkChiropractic.com www.Facebook.com/lifestylelocker www.facebook.com/NewYorkChiropractic www.instagram.com/drjoshhandt www.Rumble.com/DrJoshHandt www.linkedin.com/drjoshhandt
David Wood quit his career as a Consulting Actuary to Fortune 100 companies, to create the world's largest coaching business. He now coaches rock star entrepreneurs to double their revenue faster, overcome Shiny Object Syndrome, and be a more extraordinary entrepreneur and human. David built the world's largest coaching business, becoming #1 on Google for life coaching and coaching thousands of hours in 12 countries around the globe. As well as helping others, David is no stranger to overcoming challenges himself, having survived a full collapse of his paraglider and a fractured spine, witnessing the death of his sister at age seven, anxiety and depression, and a national Gong Show! He coaches high performing business owners to double revenue, and their time off, by focusing on less. Click here for resources David has for our listeners. Learn more about your ad choices. Visit megaphone.fm/adchoices
David Wood is a former Consulting Actuary to Fortune 100 companies including Sony Music, Chanel, and Exxon. David left his cushy Park Avenue job 20 years ago to build the world's largest coaching business. He understands the balancing act of life and business.https://focus.ceo/In today's episode, we discuss:How do we implement everything we know we need to do?Layers of supporting goals: yearly, monthly, weekly, dailyEmail and other distraction addictionsAccountabilityHow to focus only on the items that truly move the needleTo learn more about the Staying Power Collective, a group for aspiring and current virtual firm owners on a mission to grow their firms, visit https://www.stayingpowercollective.com/To read the show notes, guest contact information, and impactful quotes, visithttps://www.stayingpowercollective.com/blog
A former Consulting Actuary to Fortune 100 companies including Sony Music, Chanel, and Exxon, David left his cushy Park Avenue job 20 years ago to build the world's largest coaching business. He became #1 on Google for Life Coaching, serving an audience of 150,000 coaches, and coaching thousands of hours in 12 countries around the globe. Alongside his clients' successes, David is no stranger to overcoming challenges himself, having survived a full collapse of his paraglider and a fractured spine, witnessing the death of his sister at age seven, anxiety and depression, and a national Gong Show! He is the Author of, Get Paid For Who You Are, with foreword by Jack Canfield. He was nominated to the Transformational Leadership Council alongside such thought leaders as Don Miguel Ruiz, John Gray, and Presidential Candidate Marianne Williamson. David believes that the tough conversations we avoid, are our doorways to confidence, success, and love. They become the defining moments which shape our careers, our relationships, and our lives. He coaches high performing entrepreneurs, executives and teams, and now prison inmates, to create amazing results and deep connection. One tough conversation at a time. Take the 5 Minute Life Assessment at http://www.playforreal.life Facebook Profile: https://www.facebook.com/solutionbox Facebook Page: https://www.facebook.com/toughconversationswithdavidwood/ Twitter: _playforreal Instagram: _playforreal LinkedIn: https://www.linkedin.com/in/solutionbox/ Youtube: http://www.youtube.com/c/ToughConversationswithDavidWood
A former Consulting Actuary to Fortune 100 companies including Sony Music, Chanel, and Exxon, David left his cushy Park Avenue job 20 years ago to build the world's largest coaching business. He became #1 on Google for Life Coaching, serving an audience of 150,000 coaches, and coaching thousands of hours in 12 countries around the globe. Alongside his clients' successes, David is no stranger to overcoming challenges himself, having survived a full collapse of his paraglider and a fractured spine, witnessing the death of his sister at age seven, anxiety and depression, and a national Gong Show! He is the Author of, Get Paid For Who You Are, with foreword by Jack Canfield. He was nominated to the Transformational Leadership Council alongside such thought leaders as Don Miguel Ruiz, John Gray, and Presidential Candidate Marianne Williamson. David believes that the tough conversations we avoid, are our doorways to confidence, success, and love. They become the defining moments which shape our careers, our relationships, and our lives. He coaches high performing entrepreneurs, executives and teams, and now prison inmates, to create amazing results and deep connection. One tough conversation at a time. Take the 5 Minute Life Assessment at http://www.playforreal.life Facebook Profile: https://www.facebook.com/solutionbox Facebook Page: https://www.facebook.com/toughconversationswithdavidwood/ Twitter: _playforreal Instagram: _playforreal LinkedIn: https://www.linkedin.com/in/solutionbox/ Youtube: http://www.youtube.com/c/ToughConversationswithDavidWood
A former Consulting Actuary to Fortune 100 companies including Sony Music, Chanel, and Exxon, David left his cushy Park Avenue job 20 years ago to build the world's largest coaching business. He became #1 on Google for Life Coaching, serving an audience of 150,000 coaches, and coaching thousands of hours in 12 countries around the globe. Alongside his clients' successes, David is no stranger to overcoming challenges himself, having survived a full collapse of his paraglider and a fractured spine, witnessing the death of his sister at age seven, anxiety and depression, and a national Gong Show! He is the Author of, Get Paid For Who You Are, with foreword by Jack Canfield. He was nominated to the Transformational Leadership Council alongside such thought leaders as Don Miguel Ruiz, John Gray, and Presidential Candidate Marianne Williamson. David believes that the tough conversations we avoid, are our doorways to confidence, success, and love. They become the defining moments which shape our careers, our relationships, and our lives. He coaches high performing entrepreneurs, executives and teams, and now prison inmates, to create amazing results and deep connection. One tough conversation at a time. Take the 5 Minute Life Assessment at http://www.playforreal.life Facebook Profile: https://www.facebook.com/solutionbox Facebook Page: https://www.facebook.com/toughconversationswithdavidwood/ Twitter: _playforreal Instagram: _playforreal LinkedIn: https://www.linkedin.com/in/solutionbox/ Youtube: http://www.youtube.com/c/ToughConversationswithDavidWood
The July 4 earthquakes that hit South Central California are a fresh reminder that California's population is the most susceptible in the country to major earthquakes. So why is it, that earthquake insurance is no longer required as a condition for California mortgages? Especially, when wind insurance is required throughout the state of Florida and elsewhere to protect against hurricane damage?While less frequent, earthquakes are unique in that the risk is constant and the potential damage can easily exceed those of hurricanes, wildfires, and flooding combined. Is it time to readjust our public policies - and our insurance policies - to adequately cover all our 21st century risks? Host Lisa Miller, a former deputy insurance commissioner asks John Rollins, Consulting Actuary for Milliman and Jim Wilkinson, Jr., Executive Director of the Central United States Earthquake Consortium (CUSEC).Show NotesLosses from the early July earthquakes in and around Ridgecrest, California are estimated to reach $200 million of which insurance companies will likely cover only about a fifth, according to Karen Clark & Company. Less than 20% of property owners affected by the magnitude 7.1 quake and the 6.4 magnitude foreshock had earthquake insurance.The event has rekindled discussion on earthquakes in California. If a similar quake had occurred in a more populated area, the costs could have been much worse. California homeowners policies don't cover earthquake damage. According to global consulting and actuarial firm Milliman, the lack of protection for 90% of the state's 14 million dwellings poses a risk to the largest assets of many state residents: their homes.So why is earthquake insurance no longer required as a condition for California mortgages? GSE's (Government-Sponsored Enterprises, a type of financial services corporation such as FannieMae and Freddie Mac) servicing guidelines don't require it, so private lenders who originate and sell mortgages to the GSE's don't either. Contrast this to windstorm insurance, which is required everywhere as a condition for a mortgage, as dictated by the same GSEs.John Rollins, Consulting Actuary for Milliman, explained that while different regions in the U.S. are predominantly impacted by a single peril, such as California with earthquakes and Florida with hurricanes, Milliman's research indicates that all of the catastrophic perils from earthquakes, wildfires, floods, and hurricanes, actually contribute significantly a measureable amount to the total amount of what an actuarially-sound homeowners premium should be for the true risk of these disasters underlying each policy across the U.S.“Each one of those types of disasters contributes potentially hundreds of dollars to the quote -‘fair' – or right insurance premium as actuaries would define it,” said Rollins. “So that runs up against a policy question, which is, if you have significant, roughly equal risk from hurricanes, floods, wildfires, and earthquakes across the country, why aren't the guidelines for determining eligibility of mortgages for Fannie Mae and Freddie Mac… and their concomitant insurance servicing requirements exactly the same across the country? We don't have all the answers as to why that it, but we do know that a pure clinical look at the numbers would indicate that there's really no reason to favor one peril over the other,” Rollins said.The Central United States Earthquake Consortium (CUSEC) is comprised of the eight states that would be most impacted by quakes along the New Madrid earthquake fault line, which runs along the Mississippi River, in partnership with FEMA. CUSEC examines the earthquake threat and ways to encourage mitigation and reduce losses. Yet, earthquake insurance isn't popular.“Clearly we have to figure out a way to get affordability down for earthquake insurance,” said Jim Wilkinson, Jr., CUSEC's Executive Director. “For example, the six most vulnerable counties in the state of Missouri saw an almost 700% increase in their premium costs between 2000 and 2018. We need to figure out how to get that cost down and the availability up, whether that's through incentives or other means. There are a whole host of folks, including the banking and real estate industries together with local developers, who have a role in figuring out how to make this affordable for people who need it,” said Wilkinson.Rural communities, Wilkinson pointed out, are especially vulnerable, because they don't have the resources that larger communities have and shoulder a higher percentage of buildings and infrastructure that are vulnerable. “We want to get to the point where we have covered as many people as we can for this peril,” he said.Host Lisa Miller noted that the purpose of insurance is to spread risk to as large a group of policyholders as possible, which can lead to more affordable premiums. Resiliency, through stronger mitigation programs, has made a demonstrated difference in hurricane and other windstorm events. Mandatory insurance premium discounts for specific mitigation features have been shown to reduce windstorm losses. But can resiliency measures make the same difference to earthquake-threatened communities?Rollins said that with earthquakes, one of the issues is the cost and who is going to pay for mitigation. “Consumers simply don't like spending money upfront to reduce a contingent future threat that may or may not materialize. And they think very viscerally about the payback period for that investment.”He said there also has to be a catalyst, such as low-interest loans, direct government grants or loans, or public-private partnerships. “The second problem with earthquakes is that there is far less definitive engineering backed up by recent experience to tell us exactly what sort of construction and retrofits would make a big difference and give us the highest bang for the buck,” Rollins added. And in areas facing multiple disasters, a mitigation for one risk may be counterproductive to mitigating against a second risk.“The program is not set-up to build to a higher standard, but simply to rebuild to put it back the way it was,” noted Wilkinson. “They have been working to make changes in the program, so that we're not adding to the problem. That's the challenge that we've had. It's a conflict to how we build back better, safer, stronger communities.”Also, “asking a business or a homeowner who is very anxious to get back into their property to spend an extra two weeks and an extra one to two thousand dollars on top of what they're already facing to do this cross-hazard risk reduction becomes a real challenge,” said Wilkinson. “It's something we've failed to really grasp in the process of how we assess these programs and their costs. It's something that FEMA is taking a hard look at because we can't keep printing money and unfortunately the disasters seem to be increasing in frequency.” While better rebuilding after the fact is a goal that we're all striving for, host Miller noted that “Knowing that we have an uninsured population, we know that residents in earthquake-prone states are exposed to millions of dollars in damage that will not get repaired because the federal government's ability and willingness to step in and replace everything that gets damaged just isn't there.”“FEMA will help a community put everything back to the way that it was before an earthquake, but for an individual, they help provide low interest loans but there's not going to be a check written to rebuild a person's house,” said Wilkinson.Rollins also discussed the increasing entry of private sector solutions, such as flood insurance, to disaster insurance problems. He noted each one had a public policy change that served as a catalyst that attracted private insurance attention and capital. If Fannie Mae and Freddie Mac were to update one page of their servicing guidelines to require earthquake insurance, too, “it would instantly kind of upend the entire U.S. homeowners insurance market, similar to the way the Biggert-Waters Act and a few other follow-on regulations upended the flood insurance market, resulting in a whole bunch of other business models being considered,” Rollins concluded.Links and Resources Mentioned in This Episode:The Ridgecrest earthquake: Will recent quakes shake up the California insurance market? (from Milliman)The Sand Palace house in Mexico Beach, Florida (from the New York Times)Milliman websiteCentral United States Earthquake Consortium (CUSEC) websitePrivate Flood Insurance & Resilience (from Lisa Miller & Associates)** The Listener Call-In Line for your recorded questions and comments to air in future episodes is 850-388-8002 or you may send email to LisaMiller@LisaMillerAssociates.com **The Florida Insurance Roundup from Lisa Miller & Associates, brings you the latest developments in Property & Casualty, Healthcare, Workers' Compensation, and Surplus Lines insurance from around the Sunshine State. Based in the state capital of Tallahassee, Lisa Miller & Associates provides its clients with focused, intelligent, and cost conscious solutions to their business development, government consulting, and public relations needs. On the web at www.LisaMillerAssociates.com or call 850-222-1041. Your questions, comments, and suggestions are welcome! Date of Recording 7/30/19. 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