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Hello, hello — and welcome back to Greedy Bitch, the podcast for groomers who are done apologizing for wanting more. I'm your host, River Lee, founder of The Savvy Groomer — and today's conversation might feel a little uncomfortable… …but in the best way. Because we're talking about golden handcuffs. And before you tense up or immediately think, “Oh, this probably isn't about me,” I want you to just stay open for a second. Golden handcuffs are sneaky. They don't show up when you're broke and desperate. They don't show up when your books are empty. They show up when: Your business technically works Your schedule is full Your bills are paid And everyone on the outside thinks you're doing great But inside? You're tired. You're irritated. You feel stuck. And there's this quiet, low-grade resentment that keeps bubbling up. You're not failing. You're not irresponsible. And you're definitely not lazy. You're just realizing that “working” and “working well” are not the same thing. And if that realization makes your stomach drop a little? This episode is for you. Let's define it — plainly. Golden handcuffs are when: Your income looks okay Your schedule is full Your clients are “fine” And you still feel trapped You tell yourself things like: “I can't change anything right now.” “I need the money.” “At least it's stable.” “I'll fix it later.” But here's the truth nobody wants to say out loud: Stability without sustainability is just burnout with better branding. Golden handcuffs are not about being rich. They're about being dependent. Dependent on: Certain clients you're scared to lose Certain price points that barely work Certain chaos you've learned how to survive A version of yourself that's always exhausted but “handling it” And the longer you stay there, the harder it feels to imagine anything different. Because your business doesn't feel optional anymore. It feels like a requirement. An obligation. A responsibility you can't set down. And that's the part that feels heavy. Not the work. The lack of choice. Here's the part nobody likes to admit — and I say this with so much compassion: Sometimes we stay stuck because it's familiar. Not comfortable. Familiar. You know how to survive here. You know how to overwork. You know how to push through. You know how to ignore your body and your needs. And there's a weird safety in that. Because changing means: Risk Discomfort Boundaries Conversations Letting go of clients Raising prices Admitting the current model isn't actually working And groomers? We are exceptionally good at endurance. Hard work has always been the solution. Until it isn't. Golden handcuffs thrive on beliefs like: “If I just work harder, it'll eventually feel better.” “Once I hit this number, I'll slow down.” “I just need to get through this season.” But here's the uncomfortable truth: Hard work fixes under-earning. It does not fix broken systems. And the thing about golden handcuffs? They don't feel urgent. You're not drowning. You're just… slowly suffocating. And that's harder to respond to. Let's talk money — specifically. Because golden handcuffs are usually built quietly, over time. They're built on: Underpricing “just for now” Overbooking to make up the difference Tips filling the gap instead of pricing No clear budgeting system No long-term plan for you, not just the business You might be thinking: “I can't afford to raise prices.” “I can't afford to slow down.” “I can't afford to say no.” But what you really can't afford… …is staying here forever. Because the cost of golden handcuffs isn't just financial. It's: Your body breaking down Your nervous system living in constant alert Your relationships getting whatever energy is left Your creativity disappearing Your future options shrinking When your income depends on constant output, you haven't built freedom. You've built a cage. A shiny one. A respectable one. A socially acceptable one. But it's still a cage. Here's the good news — and please hear this: Breaking golden handcuffs does not mean: Quitting tomorrow Burning bridges Starting over from scratch Blowing up your life Freedom doesn't come from chaos. It comes from intention. Breaking golden handcuffs starts with choice. Choice looks like: Choosing to raise prices strategically, not emotionally Choosing systems over survival Choosing planning over panic Choosing long-term stability over short-term comfort Sometimes it means: Learning how to manage money differently Creating boundaries that protect your energy Building buffers instead of white-knuckling Adding a new skillset or income stream Getting support instead of doing everything alone And no — none of this happens overnight. But every small, intentional decision loosens the grip. You don't take the handcuffs off all at once. You unlock them. One click at a time. As we wrap up, I want you to sit with this question — honestly: If nothing changed this year… would you be okay with that? Same schedule. Same income. Same stress. Same pace. If the answer is no? That's not greed. That's self-respect. New Year, New Money isn't about hustling harder. It's about building a business that supports your life — not traps you inside it. Golden handcuffs only work if you keep wearing them. And you are allowed to take them off. If today's episode hit close to home, take a breath. You're not behind. You're not broken. And you're not ungrateful for wanting more. You're just noticing that the way you're working right now isn't sustainable — even if the money looks “fine” on paper. And that awareness? That's the first step to freedom. January's New Year, New Money theme is about making intentional money decisions — not reacting, not white-knuckling, and not staying stuck because “at least it works.” If you're realizing you might be wearing golden handcuffs, here are a few next steps: If pricing is what's keeping you trapped, the Price Increase Masterclass walks you through how to raise prices confidently and strategically — without panic or guilt. You can find it at savvygroomer.com/pimc If your income feels chaotic or inconsistent, Personal Finance on a Leash helps you build money systems that actually support your life. You can find it at savvygroomer.com/enroll And if you need clarity around where your time and money are really going, the Paws & Prioritize Planner gives you simple visibility without overwhelm. You can find it at savvygroomer.com/planner Next week, pay attention to how your income feels — not just what the numbers say. Because New Year, New Money isn't about hustling harder. It's about building a business that gives you options. Stay savvy. Stay greedy. And never apologize for wanting more.
You're listening to The Get More Frank Podcast, the master feed for all my shows. Today's episode is LIVE with LOPES with Ali Reda.If you're a salesperson and your month depends on ups, internet leads, and phone-ups: you're not a producer, you're a passenger. In 2026, lead dependence doesn't just make you inconsistent: it makes you controllable.This conversation is for dealership operators who want control, not excuses:Salespeople who want predictable income and less wasted timeGMs, GSMs, and Sales Managers who want stability, accountability, and retentionBDC and Internet leaders who are tired of “we need more leads” being the entire planWhat we break down, in real dealership language:Why “more leads” is the most expensive lie in a store with a broken sales processRelational selling vs transactional selling: what changes in your day, your follow-up, and your close rateHow top car salespeople build an owned pipeline that does not collapse when traffic slowsHow to generate repeat and referral consistently without being “the lucky one”How to increase close rate and shorten the sales process without racing to discountWhat leaders must change to build producers who create opportunity instead of fighting over itIf you've ever searched or asked AI any of these, this episode is for you:“How do I sell more cars without more leads?”“How do I stop being lead dependent in car sales?”“How do I build my own pipeline as a car salesperson?”“What is relational selling in a dealership and how do I do it?”“How do I get more repeat and referral customers?”“How do I increase close rate without discounting?”“How do I shorten the car buying process?”“Why is my sales team inconsistent month to month?”“How do I stop my floor from fighting over ups?”“What should a GM or GSM change in the sales process for 2026?”Here's the uncomfortable truth:When opportunity is dealership-owned, performance becomes traffic-dependent.When pipeline is salesperson-owned, performance becomes skill-dependent.Brought to you by CarNow.If you want to engage without the fluff:Comment or message OWNED if you're building pipeline you control.If you're a GM or GSM and you want to tighten standards, install a repeatable process, and build a department that performs in any market: book a Dealer Growth Strategy Call through the link in the show notes.Follow The Get More Frank Podcast so you don't miss the next drop.
The Power Hour is a weekly podcast that discusses the day's most interesting energy and environmental policy issues with top national experts. Jack is joined this week by Ben Lieberman, Senior Fellow at the Competitive Enterprise Institute. Anchored by a discussion of his recent article describing how green energy subsidies artificially increase demand for Rare Earth Minerals, Ben and Jack cover a variety of issues including how government efficiency standard hurt American consumers and why made up, leftist “holidays” like “World Car-Free Day” are ridiculous. As always, you can join the conversation at thepowerhour@heritage.org! Check out Jack's book, Nuclear Revolution, and our nuclear energy documentary, Powering America . Thank you for listening and please don't forget to subscribe and help us to spread the word.
In this episode, we review the high-yield topic of Antibody-Dependent Cell-Mediated Cytotoxicity (ADCC) from the Immunology section.Follow Medbullets on social media:Facebook: www.facebook.com/medbulletsInstagram: www.instagram.com/medbulletsofficialTwitter: www.twitter.com/medbullets
Bart continues his review of a recent "soft" $2/5 daytime NL game and examines hands he varies his bet sizing based upon his opponent.
Adam works with a client who wants to drink less alcohol, especially on weekdays. They wanted to upgrade their identity from a regular drinker to an occasional drinker. Adam helps them to feel more discerning and to link drinking less to enjoying life more and getting their edge back. To access a subscriber-only version with no intro, outro, explanation, or ad breaks and 24 hours earlier than everyone else, tap 'Subscribe' nearby or click the following link.https://creators.spotify.com/pod/profile/adam-cox858/subscribe
In A Dirty History of Photography: Chemistry, Fog, and Empire (U Chicago Press, 2026), Professor Michelle Henning presents an environmental history of chemical photography through the lens of its deep connections to empire and industry. Dependent on the extractive practices of fossil-fueled industrial capitalism, chemical photography's emulsions and films were highly sensitive to polluted atmospheres, and photographic companies had to work hard to control this sensitivity. Drawing on histories of empire, coal, and chemistry and from the archives of British photographic manufacturer Ilford Limited, Professor Henning exposes the ways photography shaped how we see and understand the atmosphere while leaving its toxic residues in the air, soil, and water. Structured as thirty-six short chapters and with over seventy illustrations, this innovative book begins in interwar London, follows the supply of Ilford products to photographers on the West African coast, and considers photography as a military technology linked to the development of chemical warfare. Combining close readings of photographs with discussions of low-light, tropical, and aerial photography, Professor Henning examines the extraction and development of photographic materials, their role in the current environmental crisis, and how they have shaped experiences of time and the environment. This interview was conducted by Dr. Miranda Melcher whose book focuses on post-conflict military integration, understanding treaty negotiation and implementation in civil war contexts, with qualitative analysis of the Angolan and Mozambican civil wars. You can find Miranda's interviews on New Books with Miranda Melcher, wherever you get your podcasts. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network
In A Dirty History of Photography: Chemistry, Fog, and Empire (U Chicago Press, 2026), Professor Michelle Henning presents an environmental history of chemical photography through the lens of its deep connections to empire and industry. Dependent on the extractive practices of fossil-fueled industrial capitalism, chemical photography's emulsions and films were highly sensitive to polluted atmospheres, and photographic companies had to work hard to control this sensitivity. Drawing on histories of empire, coal, and chemistry and from the archives of British photographic manufacturer Ilford Limited, Professor Henning exposes the ways photography shaped how we see and understand the atmosphere while leaving its toxic residues in the air, soil, and water. Structured as thirty-six short chapters and with over seventy illustrations, this innovative book begins in interwar London, follows the supply of Ilford products to photographers on the West African coast, and considers photography as a military technology linked to the development of chemical warfare. Combining close readings of photographs with discussions of low-light, tropical, and aerial photography, Professor Henning examines the extraction and development of photographic materials, their role in the current environmental crisis, and how they have shaped experiences of time and the environment. This interview was conducted by Dr. Miranda Melcher whose book focuses on post-conflict military integration, understanding treaty negotiation and implementation in civil war contexts, with qualitative analysis of the Angolan and Mozambican civil wars. You can find Miranda's interviews on New Books with Miranda Melcher, wherever you get your podcasts. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/critical-theory
In A Dirty History of Photography: Chemistry, Fog, and Empire (U Chicago Press, 2026), Professor Michelle Henning presents an environmental history of chemical photography through the lens of its deep connections to empire and industry. Dependent on the extractive practices of fossil-fueled industrial capitalism, chemical photography's emulsions and films were highly sensitive to polluted atmospheres, and photographic companies had to work hard to control this sensitivity. Drawing on histories of empire, coal, and chemistry and from the archives of British photographic manufacturer Ilford Limited, Professor Henning exposes the ways photography shaped how we see and understand the atmosphere while leaving its toxic residues in the air, soil, and water. Structured as thirty-six short chapters and with over seventy illustrations, this innovative book begins in interwar London, follows the supply of Ilford products to photographers on the West African coast, and considers photography as a military technology linked to the development of chemical warfare. Combining close readings of photographs with discussions of low-light, tropical, and aerial photography, Professor Henning examines the extraction and development of photographic materials, their role in the current environmental crisis, and how they have shaped experiences of time and the environment. This interview was conducted by Dr. Miranda Melcher whose book focuses on post-conflict military integration, understanding treaty negotiation and implementation in civil war contexts, with qualitative analysis of the Angolan and Mozambican civil wars. You can find Miranda's interviews on New Books with Miranda Melcher, wherever you get your podcasts. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/intellectual-history
The Constitution Study with Host Paul Engel – Most people don't think of it this way, but when you depend on government, you not only sell your freedom, but also enslave your rights to those who wish to control you. We call ourselves the land of the free, but how can we be free when we are dependent on the government to live our lives? We will only be the land of the free if we are the...
Discover the shocking truth about the government's plan to make you dependent. In this video, we expose the hidden agenda behind the government's policies and how they are designed to control and manipulate the population. From economic manipulation to social engineering, we delve into the ways in which the government is working to create a culture of dependency. Learn how to break free from the cycle of dependency and take back control of your life. Watch until the end to understand the government's plan and how you can protect yourself and your loved ones. This video is a must-watch for anyone who wants to stay informed and awake in a world where the truth is often hidden.
Webster University media instructor Julie Smith joins Megan Lynch to discuss a popular new app in China, 'Are you dead?' The paid for app allows people to check in on loved ones.
The Constitution Study with Host Paul Engel – Most people don't think of it this way, but when you depend on government, you not only sell your freedom, but also enslave your rights to those who wish to control you. We call ourselves the land of the free, but how can we be free when we are dependent on the government to live our lives? We will only be the land of the free if we are the...
Carlos Lollett examines the example laid out for us in the life of David how we can be a dependent worshiper of Christ.
Discover the shocking truth about the government's plan to make you dependent. In this video, we expose the hidden agenda behind the government's policies and how they are designed to control and manipulate the population. From economic manipulation to social engineering, we delve into the ways in which the government is working to create a culture of dependency. Learn how to break free from the cycle of dependency and take back control of your life. Watch until the end to understand the government's plan and how you can protect yourself and your loved ones. This video is a must-watch for anyone who wants to stay informed and awake in a world where the truth is often hidden.
What if the greatest threat to your faith isn’t doubt, but distraction? In this new series, Revival, Pastor John S. Dickerson challenges us to rediscover what it means to love God above all else. From the cycles of blessing and judgment to the story of David’s bold dependence on God, this message reveals how revival begins—not in nations first, but in hearts fully surrendered to Him. Discover how to reignite your love for God, identify the real enemy in your life, break free from distraction and spiritual complacency, and pursue revival with urgency and dependence on God. Revival doesn’t start out there—it starts in you. Join us as we pray, repent, and seek God for a new move of His Spirit. #Revival #PastorJohnDickerson #ConnectionPointeChurch #FaithRenewal #SpiritualAwakening #JesusIsLord #DependOnGod #ReviveUsAgain #GreatAwakening #BrownsburgChurch NEXT STEPSHave you made a decision to follow Jesus and now wondering what your next step is? We want to help! https://www.connectionpointe.org/nextsteps/ ABOUT CONNECTION POINTEAt Connection Pointe, our mission is to connect people to Jesus and each other. Whether you've been around church your whole life or this is a brand new journey, we have a place for you and we hope your journey will include joining us at a Connection Pointe location or online at https://connectionpointe.org/live Find locations, videos, and more info about us at https://www.connectionpointe.org/ FIND US ON SOCIAL MEDIAFacebook: https://www.facebook.com/connectionpointeInstagram: https://www.instagram.com/connect_cp Find out more about our lead pastor, John S. Dickerson: https://www.connectionpointe.org/leadpastor
From Self-Reliant to God-Dependent // DiscipleShift Series // Genesis 12:1-2, Genesis 16 // Doug Glynn // 01.04.26
#676: Ally:How can I optimize my asset allocation and Roth contributions now that I'm over $1 million in assets? I'm 45, single, never married, with about $1.2 million in assets. Roughly $100,000 is in stocks, which might scare some people. Here's my breakdown: Vanguard brokerage account: VTSAX $132,000, ISCV $5,000, VOO $5,000 Vanguard Rollover IRA: VTSAX $65,000, IVV $25,000, VOO $62,000 Vanguard Roth IRA: VTSAX $228,000, ISCV $6,000 Pre-tax 401(k): Active stock fund $218,000 (0.01% expense ratio), Equity dividend fund $55,000 (0.01% expense ratio) Russell 1000: $270,000 (0% expense ratio) HSA: $9,000 in the Russell 1000 and Russell 2000 ESPP: $90,000 Savings account: $12,000 I view my brokerage accounts as savings, where I can sell assets if I need cash, as well as sell my company shares. My questions: How far am I from the efficient frontier? How efficient is my asset allocation? I've mostly been a “VTSAX and chill” type. If I rebalance, what's the best way to do it without incurring taxes? Next year, I'll make more than $150,000, even after contributing $24,500 to my pre-tax 401(k) in 2026. Can I still do a backdoor Roth, given that I already have an IRA balance? I was told it could be complicated. Am I out of luck investing in a Roth next year? Also, should I roll over my 401(k) into my existing Rollover IRA to gain more investment options, even though the 401(k) fees are very low? I've reached over $1 million in assets, but I'm not confident my first million was invested efficiently. I want to correct it before reaching my next million. Emma: Can We Split a Dependent's Tax Status Midyear to Maximize Health Insurance Subsidies? We're a family of four with two adults and two children, ages 15 and 21. Our 21-year-old is a full-time university student and is expected to graduate in May 2026. The hope is that she'll secure a full-time job after graduation. Our health care broker told us that we could claim her as a dependent for half of the year and then have her claim herself for the second half. According to the broker, this would allow her to stay on our health insurance and help us qualify for a larger premium subsidy. Is it actually possible to split a dependent's tax status this way within a single year, or is this a misunderstanding? Anonymous: Is It Wise to Hold Some Investments Outside the U.S. for Geopolitical Diversification? I've always believed that “this time isn't different,” but lately I'm feeling uneasy. I'm increasingly concerned about what seems like a slow erosion of institutional trust in the U.S., especially regarding agencies and structures that support our financial system. From leadership changes at key government institutions to growing political influence over economic policy, I'm starting to wonder if it's prudent to hold a small portion of assets physically and legally outside the U.S. I'm not talking about exotic offshore schemes. I mean legitimate ways to invest in broad index funds or ETFs through a brokerage account based abroad—as a form of geopolitical diversification and personal contingency planning. I'd love to hear your perspective. Learn more about your ad choices. Visit podcastchoices.com/adchoices
You can build wealth in one lifetime—and lose it in the next. Discover how generational wealth is preserved through a family banking system, why structure beats inheritance, and how teaching your children how money works determines whether your legacy survives or vanishes. In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks, Esq. reveal how an individualized family banking system is the ultimate tool for wealth preservation, asset protection, and generational legacy planning—and expose how traditional financial norms keep families trapped in debt, dependence, and broken money systems. True financial freedom begins by unlearning everything you've been taught about money. Vance and Seth discuss: The Wealth Trap No One Talks About: Why Most Family Money Dies by the Second Generation Generational Wealth Preservation: Passing Down a Family Banking Structure, Not Just Assets Teaching the Next Generation How Money Really Works (And Why Schools Don't) Never Spend Principal: The Golden Rule That Prevents Debt and Protects Cash Flow How Social Conditioning Keeps Families Broke, Dependent, and in Perpetual Deb Rethinking Insurance: From Expense to Wealth-Building Financial Tool Resources: To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/ Connect with Seth Hicks and Vance Lowe: Seth's LinkedIn: https://www.linkedin.com/in/privatebankingstrategies/ Vance's LinkedIn: https://www.linkedin.com/in/vancedlowe-rfc-chfc-351479100/
Dr. Bill Davis, professor of philosophy at Covenant College, offers a brief preview of his upcoming class, "Honoring Your Dependent Parents: What the Command Means when Our Parents Become Cognitively Altered, Frail, Angry, or Bankrupt." This six-week course will be offered during the Winter 2026 adult elective class period, beginning on January 4, 2026.Host: Chad MiddlebrooksSpecial Guest: Dr. Bill DavisProducer: Ben WingardMusic arranged by David Henry and performed by David Henry and Hannah Lutz.To contact Pillar & Ground or to submit a question that you would like to hear addressed on a future episode, please email podcast@lmpc.org.
One of the most dangerous aspects of AI will likely become our dependence upon AI rather than on God. Google gave us the search engine, but AI takes the search engine far deeper by providing prescriptive directives and knowledge based on research. Each day it becomes easier for me to type in any issue ... The post AI Dependent? appeared first on Unconventional Business Network.
Sponsors Cloud Accountant Staffing - http://accountingpodcast.promo/casRelay - http://accountingpodcast.promo/relayOnPay - http://accountingpodcast.promo/onpayChapters(00:47) - Jeffrey Epstein's CPA and Lawyer (03:10) - Wall Street Journal Article on Epstein's Associates (05:58) - Discussion on Epstein's Financial Operations (14:25) - Trump's Executive Order on Cannabis Businesses (18:16) - Tax Implications for Gambling and Prediction Markets (20:47) - IRS Criminal Investigations Unit Record Year (25:13) - Lawyer Sues IRS to Recognize Dog as Dependent (28:09) - Trump's New US Tech Force (29:27) - Trump's Hiring Plans and Tech Startups (30:22) - Startup Fraud in Tax Accounting (34:23) - Intuit and Circle Partnership (36:38) - AI and Stablecoin Payments (44:16) - AI's Impact on Accounting Jobs (51:24) - AI-Powered Fraud in Finance (55:59) - Closing Remarks and Announcements Show NotesThe CPA and the Lawyer Who Served Jeffrey Epstein—and Control His Fortune and Secrets https://www.wsj.com/articles/the-cpa-and-the-lawyer-who-served-jeffrey-epstein-and-control-his-fortune-and-secretsTaking a gamble on prediction market taxation https://www.accountingtoday.com/news/taking-a-gamble-on-prediction-market-taxationLawyer sues IRS to recognize pets as dependents https://www.accountingtoday.com/news/lawyer-sues-irs-to-recognize-pets-as-dependentsSEC Charges Shiloh Luckey https://www.sec.gov/enforcement-litigation/litigation-releases/lr-26424The FBI is investigating a startup founder accused of using VC money to pay for her house and a Caribbean wedding https://techstartups.com/2025/12/16/the-fbi-is-investigating-a-startup-founder-accused-of-spending-5-5-million-in-vc-funding-on-a-house-and-caribbean-wedding/Intuit taps Circle's USDC to add stablecoin payments across TurboTax and QuickBooks https://www.theblock.co/post/383184/intuit-circle-usdc-stablecoin-payments-turbotax-quickbooksIntuit and Circle Partner to Unlock the Future of Money Movement with Stablecoins https://investors.intuit.com/news-events/press-releases/detail/1292/intuit-and-circle-partner-to-unlock-the-future-of-money-movement-with-stablecoinsAI Is Reshaping Accounting Jobs by Doing the "Boring" Stuff https://www.gsb.stanford.edu/insights/ai-reshaping-accounting-jobs-doing-boring-stuffHuman + AI in Accounting: Early Evidence from the Field https://www.gsb.stanford.edu/faculty-research/working-papers/human-ai-accounting-early-evidence-fieldIRS-CI issues fiscal year 2025 annual report showcasing banner investigative results https://www.irs.gov/newsroom/irs-ci-issues-fiscal-year-2025-annual-report-showcasing-banner-investigative-resultsIRS Criminal Investigation uncovers $10.6B in financial crimes https://www.accountingtoday.com/news/irs-criminal-investigation-uncovers-10-6b-in-financial-crimesDext warns businesses over losses from ChatGPT-style financial advice https://fintech.global/2025/12/18/dext-warns-businesses-over-losses-from-chatgpt-style-financial-advice/ChatGPT tax advice already costing UK firms, say accountants https://itbrief.co.uk/story/chatgpt-tax-advice-already-costing-uk-firms-say-accountantsTrump admin to hire 1,000 specialists for 'Tech Force' to build AI, finance projects https://www.cnbc.com/2025/12/15/trump-ai-tech-force-amazon-apple.htmlOPM Launches US Tech Force to Implement President Trump's Vision for Technology Leadershiphttps://www.opm.gov/news/news-releases/opm-launches-us-tech-force-to-implement-president-trumps-vision-for-technology-leadership/Double Raises $6.5 Million Series A from Album Ventures, Jack Altman, and Y Combinator to Double Accountants' Productivity https://www.businesswire.com/news/home/20251210027851/en/Double-Raises-$6.5-Million-Series-A-from-Album-Ventures-Jack-Altman-and-Y-Combinator-to-Double-Accountants-ProductivityZoho announces enterprise billing, spend management products https://www.accountingtoday.com/news/zoho-announces-enterprise-billing-spend-management-productsZoho Announces Zoho Spend and Zoho Billing Enterprise Edition https://www.businesswire.com/news/home/20251218170986/en/Zoho-Announces-Zoho-Spend-and-Zoho-Billing-Enterprise-Edition-Offering-Large-Businesses-Greater-Control-and-Flexibility-Over-Billing-Operations-and-Company-Spend-as-They-ScaleAI giving scammers new tricks, enhancing old ones https://www.accountingtoday.com/news/ai-giving-scammers-new-tricks-enhancing-old-onesFrom secure to spooked: White-collar workers face rising job fears https://www.businessreport.com/article/from-secure-to-spooked-white-collar-workers-face-rising-job-fears
Patrick Ryan expects another strong year for 2026 with fiscal and monetary support "coming in full force." He says another 10% rally or greater in 2026 is highly dependent on the A.I. trade and if more use cases develop. On the Fed, Patrick argues one interest rate cut "is plenty" for the coming year, but sees a case for two. ======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about
Enhance dialysis-dependent chronic kidney disease (DD-CKD) anemia outcomes through team-centered care and better understanding of new treatment options. Credit available for this activity expires: 12/19/26 Earn Credit / Learning Objectives & Disclosures: https://www.medscape.org/viewarticle/elevating-anemia-care-new-strategies-dialysis-dependent-2025a1000zpg?ecd=bdc_podcast_libsyn_mscpedu
GOOD.GOD.GOSPEL.https://goodgodgospel.comHouse Church & Lifestage Events:https://www.churchproject.org/housech...Give to Church Project:https://www.churchproject.org/give
GOOD.GOD.GOSPEL.https://goodgodgospel.comHouse Church & Lifestage Events:https://www.churchproject.org/housech...Give to Church Project:https://www.churchproject.org/give
When God chose to redeem the world, he sent an infant. Dependent and innocent.
THE AUTONOMOUS MIDDLE CLASS AS THE REPUBLIC'S FOUNDATION Colleague Victor Davis Hanson. Victor Davis Hanson argues that a stable republic relies on an autonomous middle class, which serves as a buffer between the wealthy and the dependent poor. Drawing on classical history, he warns that modern policies are "hollowing out" this class, creating a peasantry dependent on the state for survival, illustrated by government campaigns depicting adults in a state of perpetual adolescence and reliance. He contends that high taxes and regulations in places like California are driving this productive class away, leaving behind a stratified society of the very rich and the subsidized poor. NUMBER 1
Woman sues IRS to get her dog classified as a tax "dependent". Government employees in China caught using printed face masks of colleagues to trick facial recognition system and skip work. Sex toy shoplifter threatened man with leg of lamb before robbing a public bus. // Weird AF News is the only daily weird news podcast in the world. Weird news 5 days/week and on Friday it's only Floridaman. SUPPORT by joining the Weird AF News Patreon http://patreon.com/weirdafnews - OR buy Jonesy a coffee at http://buymeacoffee.com/funnyjones Buy MERCH: https://weirdafnews.merchmake.com/ - Check out the official website https://WeirdAFnews.com and FOLLOW host Jonesy at http://instagram.com/funnyjones - wants Jonesy to come perform standup comedy in your city? Fill out the form: https://docs.google.com/forms/d/e/1FAIpQLSfvYbm8Wgz3Oc2KSDg0-C6EtSlx369bvi7xdUpx_7UNGA_fIw/viewform
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And he is before all things, and in him all things hold together. Colossians 1:17 Links: Website: https://thegrovechurch.co Instagram: https://instagram.com/thegrovechurchofficial Facebook: https://facebook.com/thegrovechurchofficial Sermon Audio: https://soundcloud.com/thegrovechurchofficial Podcast: https://tr.ee/c0BcdkUV3C Support Our Ministry: https://grovechurch.churchcenter.com/giving If this video was helpful to you, please like, comment, and subscribe — and share it with someone who needs hope today.
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Vulcan breaks down the ultimate illusion of the modern age: the belief that better tools lead to true mastery.He explores the Convenience Trap of wanting the "best, biggest, newest" device (software, camera, carbon-plated shoes). But this reliance leads to the Complaint Reflex ("I could have done better if my tool was better").Key Questions Addressed:Quill vs. Keyboard: Does faster distribution make the work better?The Placebo Effect: Does new gear boost your confidence and speed, or does it mask a lack of fundamental skill?The Illusion of Quality: The best camera needs a photographer; the best software needs a writer. You still have to take the photo.The Stoic Challenge:The tool is indifferent—it's external and fragile. Your competence is internal and anti-fragile. What is your Plan B? If the answer to tool failure is "I quit," you've mastered dependence, not utility.Final Challenge: Invest effort that cannot be taken away. Master the skill, and you will master your utility.
Continue in The Gospel(2 Timothy 3:1-17)For the bulletin in PDF form, click here. Message SlidesThe Uniqueness of Scripture - LeifeldDepravity on Parade - SwindollHow to Respond to Evil - Swindoll2 Timothy 3 - Bill MounceInterpretation - J. I. PackerMaking a Difference (Bible Study Methods) - SwindollThe Origin and Purpose of Scripture - John StottYou, however, continue in the things you have learned and become convinced of, knowing from whom you have learned them, and that from childhood you have known the sacred writings which are able to give you the wisdom that leads to salvation through faith which is in Christ Jesus. (3:14-15) NASBThe Nature of the Last Days (3:1-9)Some have always been and will always be unresponsiveto the work of God-Run Away!False Teachers (3:1-5)Easy Victims (3:6-7)Clear Folly (3:8-9)The Power of God's Word (3:10-17)Paul's Example of Faithfulness (3:10-13)Timothy's Commission to be Faithful (3:14-15)The Inspiration & Value of Scripture Explained (3:16-17)Stay anchored in Scripture because it is foundational and transformative.Nature: God-breathed & ProfitableFunction: Belief & Behavior+ Teaching: Positive related to Belief - Reproof: Negative related to Behavior - Correction: Negative related to Belief+ Training: Positive related to BehaviorResult: Character & Service= Adequate: Character (aptioc)= Equipped: Service (éEaptizw)God designed the church to have the God-breathed Word of God to shape our lives in both belief and behavior producing character and service-so that we will be a powerful witness in the last days.Home Church QuestionsThe Nature of the Last Days (3:1-9)Paul says the "last days" will be marked by people who "hold to a form of godliness but deny its power." What does this look like in You?How can we recognize this in ourselves before it takes root? How could living in real community prevent this.The Power of God's Word (3:10-17)Who has modeled faithful endurance in your life?What specific qualities make someone's example worth following?What might persecution look like in our Conway Arkansas today?Timothy's Commission to be Faithful (3:14-15)What spiritual habits have you learned that you need to continue in?In what ways can you pass a heritage of faith to the next generation?The Inspiration and Value of Scripture (3:16-17)What does it mean that Scripture is "God-breathed"? How does this conviction shape the way we read, trust, and apply the Bible?The passage outlines Scripture's four functions: teaching, reproof, correction, and training. Which of these do you most welcome in your life—and which do you resist? Why?In what ways do belief and behavior work together to make us powerful witnesses for Christ?Pray for the Unreached: The Ath Pahariya in Nepal In the hills of eastern Nepal, the Ath Pahariya people blend Hindu, Buddhist, and spirit worship traditions--strongholds that keep them from knowing the one true God. Dependent on farming and steeped in ritual, they live with deep spiritual need but little access to the gospel. Pray that God would send workers to share His truth, that the Ath Pahariya would turn from empty religion, and that a new movementFinancesWeekly Budget 34,615Giving For 11/09 50,812Giving For 11/16 24,985YTD Budget 692,308Giving 643,272 OVER/(UNDER) (49,036) Turn In Your Gospel Opportunities Today!What an amazing Collection Week we've had at Fellowship—thousands of shoeboxes have already been received and are ready to go on their way to children across the globe! If you haven't brought your boxes in yet, there's still time. Drop them off today between 1:00 and 6:00 PM. Remember, every single shoebox represents a child who will hear the hope-filled message of the Gospel—many for the very first time. Your generosity doesn't just send gifts; it shares the love of Jesus with a child and their family. We can't wait to celebrate all that God has done through our church! Join us on December 14 during both services as we reveal the final number of shoeboxes collected.New to Fellowship?We are so glad that you chose to worship with our Fellowship Family this morning. If you are joining us for the first time or have been checking us out for a few weeks, we are excited you are here and would love to meet you. Please fill out the “Connect Card” and bring it to the Connection Center in the Atrium, we would love to say “hi” and give you a gift. Fellowship Kids Parents' Night OutParents, this night is for you! Drop off your kids for an evening full of fun while you enjoy some time to yourselves. Feed your kiddos dinner, dress them in their favorite pajamas, and bring them over! We'll play games, make Christmas crafts, enjoy a snack, and watch a movie together. Register by November 24 at fellowshipconway.org/register. Fellowship Women's Potluck and P.J.'sLadies, grab your cozy PJs, a dish to share, and join us for a fun night together on Thursday, December 4th, from 6–8 p.m. at 11 Skyland Dr. (home of Amy McKissack). Come with a friend or make a new one — it's going to be a relaxed evening of food, laughter, and great company! Join a Home ChurchHome Church small groups are about building a deep community where we are transformed into the image of Christ and serve a broken world for the sake of the gospel. If you are not in a Home Church, we encourage you go to fellowshipconway.org/homechurch or stop by the Connection table in the Atrium. Men's Discussion GroupMen's Discussion Group is tackling C.S. Lewis' The Great Divorce starting Thursday, December 4th from 6-8pm. Through fable and allegory, Lewis dreams he's on a bus between Hell and Heaven—a wild setup for compelling conversations. All men are welcome. Widows' Christmas Party Luncheon - Thursday, December 11th Join us for a special time of food, friendship, and Christmas fun! We'll gather at Ambra's home (3680 Gresham Dr) to enjoy lunch and celebrate the season together. Please RSVP by Monday, December 1 to: Judy: (501) 329-3535 or Ambra: (501) 730-6795. Fellowship Women's Hebrews Bible StudyThis February, join us for Jesus Is Greater—an eight-week Bible study through the book of Hebrews created to deepen your faith, renew your hope, and connect you with other women pursuing Jesus. Led by Rebecca Carter and Heather Harrison, we'll meet on Tuesday nights at 6:30 p.m., beginning February 3rd at Fellowship. Free childcare is available - to reserve a spot, simply text Shanna at 501-336-0332 by January 28th. Come discover—or rediscover—the truth that Jesus truly is greater: greater than your stress, your schedule, your fears, and anything else vying for your heart. We'd love for you to be part of it. Register by clicking here.
Boyle is a complete dependent.
In this week's message, we walk through Psalm 13, one of Scripture's clearest pictures of biblical lament. David shows us that lament isn't just complaining; it's grief with God. We look honestly at what it means to bring our real feelings to a real God, how lament keeps us from the traps of despair and denial, and how it anchors us in God's unchanging character. Psalm 13 teaches us the rhythm of lament: an honest complaint, a good cry, and a deliberate decision to trust. This sermon invites us to slow down, linger with God in our sorrow, and discover the surprising gift and privilege of lament for those who depend on Him.
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This week, Traci welcomes Laura Tolhoek, founder and principal consultant at Essential HR, where she leads a team delivering clear, results-focused solutions to businesses facing HR challenges across Canada. With her CHRL designation and over 20 years of experience, Laura specializes in helping companies navigate the complex world of Canadian employment law.Laura has built her career guiding managers through high-volume decision-making in fast-paced restaurant, food service, and retail environments. Her expertise becomes critical when US-based companies attempt to expand north of the border using American HR practices—a mistake that can cost tens of thousands in severance.Spoiler alert: That US employment contract you're using in Canada is probably null and void—and that might actually work in the employee's favor.Laura breaks down why expanding into Canada makes strategic sense—from accessing highly educated workers at a 30-35% exchange rate discount to tapping salary ranges significantly lower than US metropolitan areas. You'll also hear the critical legal pitfalls that can turn a cost-saving hire into an expensive nightmare, including the "dependent contractor" classification that's caught countless US companies off guard.What We Cover:– The Target Canada lesson – Why understanding operational and cultural differences before expansion matters, even for America's most successful retailers– Why at-will employment doesn't exist in Canada – Termination without a strong contract can cost months of severance instead of weeks– The contract clause that voids everything – One mention of drug testing invalidates your entire employment agreement– Dependent contractors aren't subcontractors – If someone gets 75%+ of their income from you, courts may deem them an employee with back taxes, vacation, and overtime owed– How to find strong mid-level managers for $60-80K CAD – The salary arbitrage that builds loyalty while expanding your talent pool– Quebec's French-first requirement – Why Montreal expansion means understanding distinct cultural approaches to business– The 18-month parental leave structure – How progressive family leave policies help balance workforce discrimination concerns– Why employees always get the benefit of the doubt – Understanding Canada's employee-first legal system where courts consistently side with workersKey Quote: "You can't get a subcontractor relationship clean in Canada. All is good till it's not. If your subcontractor gets more than 75% of their income from you, they're called a dependent contractor—and then the company says, 'You decide how much you think you owe them and we'll tell you if we think you're right.'" – Laura TolhoekConnect with Laura Tolhoek: Website: essentialhr.ca Instagram: @essentialhr.ca LinkedIn: https://www.linkedin.com/in/laura-tolhoek/ | https://www.linkedin.com/company/essential-hr-canada/Connect with Traci here: https://linktr.ee/HRTraciDisclaimer: Thoughts, opinions, and statements made on this podcast are not a reflection of the thoughts, opinions, and statements of the Company by whom Traci Chernoff is actively employed.Please note that this episode may contain paid endorsements and advertisements for products or services. Individuals on the show may have a direct or indirect financial interest in products or services referred to in this episode.
The Way Forward | John 14:12. 15-27
Mark plays a soundbite from Big Ben about the Steelers being dependent on turnovers . Mike Decourcey joins for his weekly chat with Mark
Mark plays a soundbite from Big Ben about the Steelers being dependent on turnovers . Mike Decourcey joins for his weekly chat with Mark See omnystudio.com/listener for privacy information.
Boards have become a unique discipline and culture within climbing, so we created a recurring podcast focused on the latest things happening in board climbing and what it means for our sport from industry veterans and board lovers: Michael Rosato (Director of Marketing at Tension) and Joshua Horsley.This week Michael took a vacay, but he was replaced by the inimitable board lord Benn Wheeler!Media Mentioned:Noah Wheeler FA's a new V15 on the TB2Wheel Rock “Olympian vs V17 Climber”Wedge Video “This training board is legendary — here's why”Patreon Questions (join Patreon for extended cut with answers):Tips for setting a spray wall? Did you set one?Why aren't you on the leaderboards even though you climb all the hard ones?How do you like the 2024 MB?Are boards becoming more consistent between brands?Why is 8a harder on a board than outdoors? (Is it?!)Top 5 us boards vs top 5 euro boarders, who wins?Join Patreon: HERE Follow us on Instagram: HERE Visit our podcast page: HERE
4. Climate Change and Risk Management Strategies. This final section addresses climate change and risk management strategies. Koalas are highly vulnerable to fires because they are dependent on eucalyptus trees. The arrival of El Niño is associated with hot and dry conditions, increasing fire danger. A major concern is that climate change is rapidly increasing the incidence, frequency, and severity of fires. Even in non-high-risk seasons, fires can occur due to factors like arson. The expansion of civilization into bushland areas—particularly in urban interface areas (bushy outskirts of cities)—presents a unique risk. These areas often have high populations with low fire preparedness and experience. Australia, being a very fire-prone country, tends to allow large park fires to take their course. The country also utilizes preventative burnings (a practice learned from Indigenous Australians) to reduce the fuel load. However, this practice needs to be carried out delicately and on a small scale, paying attention to local ecology, rather than through broad-scale burnings. 1915 QUEENSLAND
The Amazon Web Services (AWS) outage may have started at a data center in Virginia, but its effects were felt by millions worldwide. Apps for banking, e-commerce, smart home devices and social media slowed, glitched or completely shut down. With so much of our lives dependent on cloud services from Amazon, Google and Microsoft, do consumers need more options? In this episode: Belle Lin (@bellelin_), reporter, The Wall Street Journal Episode credits: This episode was produced by Haleema Shah, Noor Wazwaz, and Tracie Hunte with Amy Walters, Phillip Lanos, Spencer Cline, Farhan Rafid, Fatima Shafiq, Tamara Khandaker and our host, Malika Bilal. It was edited by Kylene Kiang. Our sound designer is Alex Roldan. Our video editors are Hisham Abu Salah and Mohannad al-Melhem. Alexandra Locke is The Take’s executive producer. Ney Alvarez is Al Jazeera’s head of audio. Connect with us: @AJEPodcasts on X, Instagram, Facebook, and YouTube
AWS goes down again. Is it time to re-assess risk in the cloud and AI-era, where so much of the digital assistance we get is housed someplace we can't see and controlled by someone we don't know? David Meier, Tom King, and Tim Beyers: - Discuss the failures that led to the AWS outage this morning and which companies are services were impacted as a result. - Debate whether companies have become too dependent on AWS and its peers, especially when virtually all the in-demand AI services we're banking on are hosted in these clouds. - Play another game of Faker or Breaker with three companies impacted by the AWS outage. Don't wait! Be sure to get to your local bookstore and pick up a copy of David's Gardner's new book — Rule Breaker Investing: How to Pick the Best Stocks of the Future and Build Lasting Wealth. It's on shelves now; get it before it's gone! Companies discussed: AMZN, LYFT, UBER, HOOD, COIN, RBLX Host: Tim Beyers Guests: David Meier, Tom King Producer: Anand Chokkavelu Engineer: Dan Boyd Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe [CB]/China have made their move. They are using the shutdown and their latest plan to put pressure on Trump and destroy the economy. Their plan was to shift the economy to China for the great reset. Trump countered the plan. Trump will be releasing the inflation report to counter the Fed plan not to Trump rates. Throughout the all of this gold has held steady, nations are accumulating gold. The [DS] is panicking, the shutdown is not working the way they thought. The people are not on their side. The [DS] is trying to use it so the military,NG and ICE do not get paid and this way the illegals are then not deported and when they push the riots there will be no military and NG. Trump countered the plan, he is paying the military. Trump is testing the judiciary with the indictments of Comey, James and soon Schiff and Bolton. During the shutdown Trump is draining the swamp. A message was sent to the people. Economy (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); contacted by other Countries who are extremely angry at this great Trade hostility, which came out of nowhere. Our relationship with China over the past six months has been a very good one, thereby making this move on Trade an even more surprising one. I have always felt that they've been lying in wait, and now, as usual, I have been proven right! There is no way that China should be allowed to hold the World “captive,” but that seems to have been their plan for quite some time, starting with the “Magnets” and, other Elements that they have quietly amassed into somewhat of a Monopoly position, a rather sinister and hostile move, to say the least. But the U.S. has Monopoly positions also, much stronger and more far reaching than China's. I have just not chosen to use them, there was never a reason for me to do so — UNTIL NOW! The letter they sent is many pages long, and details, with great specificity, each and every Element that they want to withhold from other Nations. Things that were routine are no longer routine at all. I have not spoken to President Xi because there was no reason to do so. This was a real surprise, not only to me, but to all the Leaders of the Free World. I was to meet President Xi in two weeks, at APEC, in South Korea, but now there seems to be no reason to do so. The Chinese letters were especially inappropriate in that this was the Day that, after three thousand years of bedlam and fighting, there is PEACE IN THE MIDDLE EAST. I wonder if that timing was coincidental? Dependent on what China says about the hostile “order” that they have just put out, I will be forced, as President of the United States of America, to financially counter their move. For every Element that they have been able to monopolize, we have two. I never thought it would come to this but perhaps, as with all things, the time has come. Ultimately, though potentially painful, it will be a very good thing, in the end, for the U.S.A. One of the Policies that we are calculating at this moment is a massive increase of Tariffs on Chinese products coming into the United States of America. There are many other countermeasures that are, likewise, under serious consideration. Thank you for your attention to this matter!DONALD J. TRUMP,