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Why do ambitious women keep getting penalized at work even in 2026? In this episode of Moolala: Money Made Simple, host Bruce Sellery sits down with author Stefanie O'Connell to dig into her data-driven book The Ambition Penalty, which reveals how corporate culture tells women to step up and then pushes them back down through biased performance reviews, salary negotiation backlash, and the "paradox of meritocracy." Then, financial journalist Alicia Adamczyk from The Purse shares real-couple stories from her Division of Labour series, exploring how household responsibilities are (or aren't) being shared equally. Finally, Karen Holland, founder of Gifting Sense, walks us through Spending Ed: Driver's Ed for Money, a practical kit designed to give kids the money skills they need before they need them most. To find out more about the guests check out: Stefanie O'Connell: Instagram | Threads | TikTok | LinkedIn | Substack | The Ambition Penalty Alicia Adamczyk: thepurse.co | Instagram | TikTok Karen Holland: giftingsense.org | School's Out. Time for Spending Ed: Driver's Ed for Money! | Instagram Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple. Find Bruce Sellery at Moolala.ca | X | Facebook | LinkedIn
In this episode of Moolala: Money Made Simple, host Bruce Sellery tackles four pressing personal finance topics for Canadians. Certified financial planner Jason Heath breaks down the tax implications of cryptocurrency, including capital gains and losses, the risks of business income classification, and the importance of proper CRA reporting. Zainab Williams, founder of Fund Evolve, introduces her Influencer Safety Score, an AI-powered tool that helps Canadians evaluate the credibility and personal suitability of financial advice found on TikTok, Instagram, and beyond. Senior Desjardins economist Kari Norman explores the rise of the permanent renter in Canada, examining affordability data, wealth-building trade-offs, and why cities like Toronto and Vancouver are pushing more people to rent for the long term. Finally, Alex Mazer, co-founder and CEO of Commonwealth, makes the case for a Small Employer Retirement Plan Tax Credit which is a policy proposal designed to help the nearly 10 million Canadians who currently have no access to a workplace retirement plan. To find out more about the guests check out: Jason Heath: objectivefinancialpartners.com | X | Facebook | Instagram Zainab Williams: fundevolve.com | Instagram Kari Norman: LinkedIn (Kari) | LinkedIn | Instagram | Facebook | Economics Study | Economics Study Registration Alex Mazer: commonwealthretirement.com | LinkedIn Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple. Find Bruce Sellery at Moolala.ca | X | Facebook | LinkedIn
In this episode of Moolala: Money Made Simple, host Bruce Sellery tackles three powerful conversations that connect identity, emotion, and financial well-being. First, LGBTQ+ keynote speaker and author Mischa Oak joins Bruce to discuss Rainbow Wisdom: 18 LGBTQ+ Life Lessons for Everyone, which explores queer joy as a workplace superpower, the difference between fitting in and truly belonging, and what real allyship looks like in practice. Then, Chantel Chapman, CEO and founder of the Trauma of Money Institute, unpacks how past trauma, from childhood poverty to generational scarcity, shapes our financial behaviours today, including a concept she calls "financial fawning." Finally, Carol Willes, Director of Estate Planning at BMO Private Wealth, guides parents caring for a child with a disability through the critical financial and legal tools available to them, including the RDSP, the Henson Trust, and the do's and don'ts of estate planning in these complex family circumstances. To find out more about the guests check out: Mischa Oak: mischaoak.com | Instagram | TikTok | LinkedIn Chantel Chapman: thetraumaofmoney.com | Instagram: @chantelchapman @traumaofmoney Carol Willes: LinkedIn Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple. Find Bruce Sellery at Moolala.ca | X | Facebook | LinkedIn
Bruce Sellery is a business journalist, TV host, author and speaker. He joined Andrew Carter to discuss the importance of credit scores.
Trudie’s Takeaways with CJAD Newscaster Trudie Mason, Wassim Aboutanos, Entertainment with John Moore, Political Analyst Tom Mulcair, Emergency Room Physician Dr. Mitch Shulman, Joanna Aiton Kerr Provincial Archivist Government of New Brunswick, Bruce Sellery is CEO of Credit Canada
In this episode of Moolala: Money Made Simple, host Bruce Sellery tackles three pressing issues facing Canadians today. Organizational psychologist Dr. Liane Davey introduces the concept of "thought load" , an invisible tax on your performance and presence driven by rising cognitive demands, emotional triggers, and depleted energy reserves. Liane shares practical strategies to identify your overwhelm style and reclaim your focus. Then, Ron Butler, principal broker at Butler Mortgage and host of the Angry Mortgage Podcast, breaks down the pros and cons of home equity lines of credit (HELOCs), explaining how they work, when they make sense, and the critical difference between a mortgage and a demand loan. Finally, Cherolle Prince, Director of Fraud and Identity Management at Equifax Canada, reveals why first-party fraud, which is when individuals misrepresent their own financial information to qualify for credit, is surging at over 30% year over year, and what lenders and AI tools are doing to fight back. To find out more about the guests check out: Dr. Liane Davey: lianedavey.com | LinkedIn | YouTube | Instagram | Facebook | X Ron Butler: butlermortgage.ca | X | Instagram | Facebook Cherolle Prince: LinkedIn(Cherolle) | X | Facebook | Instagram | YouTube | LinkedIn(Equifax) Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple. Find Bruce Sellery at Moolala.ca | X | Facebook | LinkedIn
In this episode of Moolala: Money Made Simple, host Bruce Sellery tackles three money and work topics you can't afford to ignore. Leadership strategist and author Dan Pontefract joins to discuss his new book The Future of Work is Grey, exploring the untapped value of older workers, the looming "age debt crisis," and why organizations that ignore aging demographics risk a $5.4 trillion knowledge loss. Then, Tim Hewson, CEO and co-founder of Legal Wills, breaks down how estate planning has evolved in the digital age from Bitcoin and frequent flyer miles to iPhoto libraries and legacy account holders and why every adult needs an up-to-date will. Finally, Licensed Insolvency Trustee Rob Kilner of Spergel reveals the real risks of Buy Now, Pay Later platforms, including debt stacking, hidden fees, and the psychological trap that keeps consumers spending without realizing it. To find out more about the guests check out: Dan Pontefract: danpontefract.com | LinkedIn | YouTube | Instagram | Threads | TikTok Tim Hewson: legalwills.ca | Facebook | Instagram | LinkedIn Rob Kilner: spergel.ca | Facebook | X | Instagram | TikTok Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple. Find Bruce Sellery at Moolala.ca | X | Facebook | LinkedIn
Psychologist and Deloitte behavioural scientist Michelle Hilscher joins Bruce Sellery to explore the emotional mechanics behind financial scams. From manufactured urgency and false intimacy to overconfidence bias and the myth that education alone keeps you safe, Michelle breaks down why anyone, regardless of age, income, or savviness can fall victim. She also shares a practical framework for protecting yourself and having difficult conversations with loved ones you think may be at risk. Connect with Michelle on LinkedIn.
Certified financial planner Jackie Porter joins Bruce Sellery to make the case for financial awareness, a deeper, more actionable layer of understanding that goes beyond basic literacy. Jackie explains why knowing your cash flow, net worth, and financial blind spots is essential for both risk management and optionality: the freedom to make choices on your own terms. Through real client stories, she illustrates how this awareness can unlock the ability to take a year off, weather an unexpected job loss, or ensure your assets are used exactly the way you intend right up to the end of your life. Find out more at askjackie.ca and connect on Instagram and LinkedIn.
In this episode of Moolala: Money Made Simple, Bruce Sellery explores the emotional and psychological tactics scammers use to manipulate their victims with psychologist and Deloitte behavioural scientist Michelle Hilscher. It's all about unpacking why awareness alone isn't enough to protect you and what questions you should ask yourself before you click. Heather Scoffield, CEO of the Canadian Tax Observatory, shares eye-opening research on Canada's First Home Savings Account and who it's really benefiting. Rob Carrick discusses his new podcast The FinDustry, co-hosted with Shannon Lee Simmons, exploring the financial advisory industry from the inside. And certified financial planner Jackie Porter breaks down the difference between financial literacy and true financial awareness, including why understanding your cash flow and net worth could be the most powerful move you make for your financial future. To find out more about the guests check out: Michelle Hilscher: LinkedIn Heather Scoffield: X | LinkedIn | Substack Rob Carrick: robcarrick.ca | Substack | LinkedIn | X Jackie Porter: askjackie.ca | Instagram | LinkedIn Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple. Find Bruce Sellery at Moolala.ca | X | Facebook | LinkedIn
Credit Canada credit counsellor Brandon Thonson joins Bruce Sellery to unpack the current state of household debt in Canada, where consumers now owe $1.77 for every dollar earned. Brandon shares what he's seeing on the front lines, from people using debt to service debt, to mortgage renewals jumping 15–20%, to a 39% increase in counselling requests at Credit Canada. He identifies the warning signs that debt is becoming unmanageable, explains what to expect during a credit counselling session, and outlines solutions, including debt consolidation programs, conversations with financial institutions, and Credit Canada's GOLD coaching program. A compassionate, no-judgment conversation about taking control of your finances. Find out more at creditcanada.com and connect on Facebook, X, LinkedIn, Instagram, YouTube and TikTok.
Licensed insolvency trustee Joshua Harris, CEO of Harris & Partners, joins Bruce Sellery to break down what makes debt uniquely challenging for seniors in Canada. They discuss the realities of living on a fixed income from CPP and OAS, how ageism limits earning potential, and the critical difference between consumer proposals and bankruptcy filings. Joshua explains which assets are protected, including the fact that government pensions are non-garnishable, addresses common fears about losing your home, and shares what happens to debt when a person passes away. If you're a senior dealing with debt or love someone who is, this is essential listening. Find out more at harrisandpartnersinc.com and connect on LinkedIn.
Award-winning Toronto Star journalist Moira Welsh joins Bruce Sellery to discuss her new book The Astonishing Lives of Older Women: How to Create Pleasure Over Peril in the Age of Peak Longevity. Moira shares powerful real-life stories of women in their 70s, 80s, and beyond who are struggling financially, from a woman who lived in her car for nine months to another who went from a yacht club lifestyle to a trailer park. They explore how divorce, the wage gap, and the motherhood penalty leave women vulnerable in later life, and discuss innovative solutions like communal living that are helping women regain stability, community, and hope. Connect with Moira on Instagram, LinkedIn, X, and Bluesky.
Credit Canada credit counsellor Brandon Thonson joins Bruce Sellery to unpack the current state of household debt in Canada, where consumers now owe $1.77 for every dollar earned. Brandon shares what he's seeing on the front lines, from people using debt to service debt, to mortgage renewals jumping 15–20%, to a 39% increase in counselling requests at Credit Canada. He identifies the warning signs that debt is becoming unmanageable, explains what to expect during a credit counselling session, and outlines solutions, including debt consolidation programs, conversations with financial institutions, and Credit Canada's GOLD coaching program. A compassionate, no-judgment conversation about taking control of your finances. Find out more at creditcanada.com and connect on Facebook, X, LinkedIn, Instagram, YouTube and TikTok.
AI tools can be helpful, but when it comes to taxes, they can also be confidently wrong. In this episode of Moolala: Money Made Simple, Bruce Sellery talks with Jennifer Robson, Associate Professor, Carleton University, about the federal government's SimpleFile initiative and how automatic tax filing could help more Canadians file returns and unlock benefits. Then Anita Balakrishnan, Reporter at The Logic, breaks down why accountants are increasingly seeing AI-generated tax mistakes and what to watch for before relying on tools like ChatGPT. For a lighter take on grown-up chores, Chris Colin, Journalist at the Wall Street Journal, explains how hosting an “admin night” can make boring tasks less painful. Finally, Aled ab Iorwerth, Deputy Chief Economist at CMHC, shares key context on mortgage delinquencies and the early warning signs that a household may be heading into financial distress. To find out more about the guests check out: Jennifer Robson – Associate Professor, Carleton University: LinkedIn | Bluesky Anita Balakrishnan – Reporter, The Logic: thelogic.co | LinkedIn Chris Colin – Journalist (Wall Street Journal contributor): chriscolin.com | Bluesky | Instagram Aled ab Iorwerth – Deputy Chief Economist, CMHC: LinkedIn | YouTube | Instagram | X | Facebook Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple. Find Bruce Sellery at Moolala.ca | X | Facebook | LinkedIn
Glassdoor career pivot strategist Janel Abrahami joins Bruce Sellery to unpack “career minimalism,” the trend of doing the bare minimum at work to make room for life outside the office. They discuss why it resonates with Gen Z and beyond, how it can be a seasonal strategy rather than a forever mindset, and what employees should understand about trade-offs like performance reviews, advancement, and income. Find out more at janelabrahami.com and connect on Instagram, TikTok and LinkedIn.
What does career minimalism really mean, and why is it showing up in Gen Z work culture? Bruce Sellery speaks with Glassdoor career pivot strategist Janel Abrahami about the idea of doing the minimum at work to create space for health, family, and life outside the office, plus what this trend can look like for employees and employers. Then, Wealthsimple's David Mak breaks down securities lending (stock lending), including how investors can potentially earn extra income by lending shares, what borrowers use those shares for, and how risk and collateral work. Next, Jon Shell from Social Capital Partners explains employee ownership trusts in Canada, how EOTs can help business owners transition succession to employees, and why employee ownership could strengthen communities and the Canadian economy. Plus, wealth manager and author Geoff Saab (Low Risk Rules: A Wealth Preservation Manifesto) shares why simple, low-fee, liquid investing can beat “prestige” products over the long run. Listen for practical takeaways you can use right now, whether you are building a career, growing a portfolio, or planning a business exit. To find out more about the guests check out: Janel Abrahami: janelabrahami.com | Instagram | TikTok | LinkedIn David Mak: wealthsimple.com | X | Instagram | Facebook Jon Shell: LinkedIn Geoff Saab: Substack | X Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple. Find Bruce Sellery at Moolala.ca | X | Facebook | LinkedIn
Willpower is a great idea, but it rarely holds up when money decisions get real. In this episode of Moolala: Money Made Simple, Bruce Sellery explores situational agency with CPA and author Robin Taub, breaking down how to design your environment so saving becomes easier and impulsive spending gets harder, from “pay yourself first” automation to removing digital spending triggers. Then, Farzana Damji (Senior Director, RBC Insurance) shares what divorcing couples need to know about life insurance, beneficiaries, and timing, including common mistakes that can create costly consequences. Plus, Shawn Good (President and CEO, Libro Credit Union) explains a financing option aimed at helping international students access high-cost Canadian business programs, and financial educator Kelley Keehn discusses Save Yourself and how identity, psychology, and even AI tools can help people change their relationship with money. To find out more about the guests check out: Robin Taub: Substack | LinkedIn | Instagram Kelley Keehn: kelleykeehn.com | Instagram | Facebook | Save Yourself Farzana Damji: rbcinsurance.com | LinkedIn | LinkedIn (RBC) | Facebook (RBC) Shawn Good: libro.ca | LinkedIn (Libro) | Instagram (Libro) | Facebook (Libro) | LinkedIn | Instagram Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple. Find Bruce Sellery at Moolala.ca | X | Facebook | LinkedIn
Pay transparency is rolling out across Canada, and it changes the job search in a big way. Bruce Sellery speaks with career coach and Mums at Work founder Allison Venditti about why posting salary ranges matters, how transparency can reduce the motherhood-driven gender pay gap, and what employers need to fix behind the scenes to avoid internal inequities. They also dig into return-to-office mandates and why they can push out top talent, especially women and caregivers, plus the biggest gaps in Canada's parental leave system and the policy ideas Allison wants on the table next. Find out more at thisismomsatwork.com and connect on Instagram and Facebook.
Pay transparency is becoming the law across Canada, and it is reshaping how people job hunt, negotiate, and get paid. Bruce Sellery talks with career coach and Mums at Work founder Allison Venditti about why salary ranges matter, how pay transparency can help close the motherhood-driven gender pay gap, and what employers need to get right as policies roll out. Then Bruce explores AI and personal finance with fintech expert Jason Pereira, from how automation is transforming bank back offices to how smarter client-facing tools could change the way Canadians manage money. Plus, author Nick Wolny joins to discuss Money Proud and what personal finance can look like through a queer lens. To find out more about the guests check out: Allison Venditti: thisismomsatwork.com | Instagram | Facebook Nick Wolny: nickwolny.com | Instagram | X Jason Pereira: Facebook | X | Instagram Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple. Find Bruce Sellery at Moolala.ca | X | Facebook | LinkedIn
This episode explores money management across different career stages and industries. Amanda Schultz, founder of Scene Change, shares her journey from TV producer on shows like Big Brother Canada to corporate consulting, and how she's helping entertainment professionals translate their unique skills, like adaptability and project management, into other industries. Dr. Stephanie Zhou discusses her groundbreaking financial literacy curriculum for medical students at the University of Toronto, addressing the unique challenges physicians face with high debt loads (averaging $150,000), delayed earning years, and the complexities of running fee-for-service practices. Bruce Sellery also speaks with Anne Alkok, broker of record at Wahi, about maximizing your relationship with a realtor and what to look for when choosing one for buying or selling your home. The episode concludes with CPA Marlene Chiarotto discussing her book "Achieve Financial Freedom on Your Terms" and the powerful lessons she learned about money, legacy, and values after becoming a widow at age 42. From career transitions to professional-specific financial education to major life changes, this episode covers essential money topics for wherever you are in your journey. To find out more about the guests check out: Amanda Schultz: scenechange.ca | TikTok | Instagram | Facebook Dr. Stephanie Zhou: physiciansficonference.com | Instagram | LinkedIn | YouTube Anne Alkok: wahi.com | Instagram Marlene Chiarotto: Facebook | LinkedIn | Instagram Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple. Find Bruce Sellery at Moolala.ca | X | Facebook | LinkedIn
This episode of Moolala: Money Made Simple with host Bruce Sellery spans every age and stage of your financial life. Bruce starts with wills and legacy giving, speaking with Laurie Fox, campaign director of Willpower, about how more Canadians are choosing to leave a charitable gift in their will – and why even 1% of your estate can create a meaningful, tax-efficient legacy while still putting family first. Then he dives into new research from Home Equity Bank with chief financial commentator Pattie Lovett-Reid, unpacking what older women say about their financial literacy, fears about outliving their money, and the realities of aging in place on a fixed income. Next, Bruce turns to the kids' table with Maya Corbic, CPA, author of From Piggy Banks to Stocks, on how parents can teach children the basics of investing, compound interest, and long-term wealth building in a way that's fun and non-intimidating. Finally, he explores why your body is one of your most important financial assets with Michelle Pannor Silver, professor at the University of Toronto and author of Aging with Agility: How Elite Athletes and Ordinary Folks Embrace Exercise with Age. Together, they connect physical health, longevity, and mobility to the money choices you make today – from retirement planning to healthcare costs and quality of life in your older years. To find out more about the guests check out: Laurie Fox: Instagram | Facebook | LinkedIn Pattie Lovett-Reid: Instagram | YouTube Episode HomeEquity Bank: Instagram | Facebook | LinkedIn Maya Corbic: Instagram | Facebook | X/Twitter Michelle Pannor Silver: michellepannorsilver.com Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple. Find Bruce Sellery at Moolala.ca | Twitter | Facebook | LinkedIn
As we all gear up to spend money on gifts this holiday season — we might be tempted by the many retailers offering some sort of "buy now, pay later" program at their online checkout. Recently, Paypal has started offering it in Canada. And while it can be appealing, as an interest-free way to purchase big-ticket items, financial experts Shannon Lee Simmons and Bruce Sellery warn that it can also lead to overspending — as we indulge in an ever-escalating list of "wants" as opposed to "needs."
Rory O'Neil, Eric Fitzgerald, Rick Steiner, John Moore, Tom Mulcair, Dr. Mitch Shulman, David Phillips, Bruce Sellery
Bruce Sellery is a business journalist, TV host, author and speaker. He joined Andrew Carter to discuss using your house for retirement.
Bruce Sellery talks with personal finance expert and author Preet Banerjee about the “light bulb moment” that changed his money life as a teenager: automatic savings and the astonishing power of compound interest. Preet walks through simple examples that show why starting early matters more than saving perfectly, how small increases in your contributions can more than double your nest egg, and why high-interest credit card debt is compounding working against you. If you've ever wondered whether those online calculators are “too good to be true,” this segment will flip the switch. Connect with Preet on Instagram.
In this episode we dive into the powerful “light-bulb moments” that can transform the way you manage your money. Bruce Sellery speaks with personal finance expert Preet Banerjee, who shares the compounding insight that changed his financial life at age 16—plus the surprising math behind why starting early matters far more than saving perfectly. Then, Bruce talks with Julie Kuzmic of Equifax Canada, who explains the often-misunderstood mechanics of credit scores, from utilization timing to how collection accounts really work. Later, RBC's Lucianna Adragna joins to unpack new research on why parents struggle to talk to their kids about money, and how to make financial lessons part of everyday life. The episode wraps with Didier Lavallée of Tetra Digital, explaining what Canadians need to know about Stablecoin, why it's gaining popularity, and how blockchain-enabled digital dollars may shape our financial future. A packed, practical episode full of insights to help Canadians make smarter, more confident money decisions. To find out more about the guests check out: Preet Banerjee: Instagram Julie Kuzmic: X/Twitter | LinkedIn Lucianna Adragna: X/Twitter | Facebook | Instagram Didier Lavallée: LinkedIn Tetra Digital: LinkedIn Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple. Find Bruce Sellery at Moolala.ca | Twitter | Facebook | LinkedIn
In this episode of Moolala: Money Made Simple, Bruce dedicates a full hour to personal finance legend David Chilton, author of The Wealthy Barber. Nearly four decades and millions of copies later, Chilton has fully updated his Canadian classic for a new generation facing soaring housing costs, ubiquitous credit and constant social-media-fueled temptation. He shares the story behind the original book, why he chose a barbershop narrative, how he self-published before it was cool, and what really happened when Canada Trust and Costco helped turn The Wealthy Barber into a phenomenon. Bruce and David also talk about family, travel, homeschooling, and what it was like for his kids to grow up with “the Wealthy Barber guy” as their dad. Then, they dig into the money lessons that still matter most: paying yourself first, crushing high-interest debt, using spending summaries to spot the leaks, and why car costs are quietly wrecking so many budgets. David explains how small daily changes can add up to fully funding a TFSA, why side hustles can be a game-changer, and how high-fee products still undermine long-term returns. He also looks ahead to the future of money, from AI and employment to open banking, and shares the one change he wishes every Canadian would see: practical, engaging financial education for teens that actually sticks. Find out more check out thewealthybarber.com and connect on Instagram, Facebook, YouTube, TikTok, LinkedIn, and X/Twitter. Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple. Find Bruce Sellery at Moolala.ca | Twitter | Facebook | LinkedIn
This week on Moolala: Money Made Simple, Bruce Sellery explores the “light bulb moments” that change how we manage money, starting with wills and estate planning. Willful CEO Erin Bury explains why every Canadian adult should have a will and powers of attorney, how today's online tools make it fast and affordable, and what really happens to your family if you don't. Then creator Claudia Gleason breaks down her viral payday routine on TikTok: biweekly budgeting, naming savings buckets, and balancing emergency funds with fun money—so you can borrow the parts that fit your life. Next, Matt Ardrey from TriDelta Private Wealth, demystifies the RRSP-to-RRIF conversion: minimum withdrawals, tax implications, in- kind transfers, and portfolio tips for sustainable retirement income. Finally, investment coach Aman Raina shares practical signs it may be time to help your parents with their finances, plus steps to make that conversation and the paperwork easier. To find out more about the guests check out: Erin Bury: Instagram | X/Twitter Willful: Instagram | X/Twitter Claudia Gleason: TikTok | Instagram Matt Ardrey: X/Twitter | LinkedIn Aman Raina: agingparentsfinance.com | Threads | BluSky | LinkedIn Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple. Find Bruce Sellery at Moolala.ca | Twitter | Facebook | LinkedIn
It's budget day in Canada, and the new Liberal government is pledging a "big, bold" budget that contains "generational investments" to pivot away from Canada's reliance on the U.S. If the budget fails to pass, it could trigger another general election. Prime Minister Mark Carney has hinted at making sacrifices to transform the Canadian economy. Alex Hemmingway, B.C. Society for Policy Solutions senior economist, joins the show as we ask viewers about what could be sacrificed and if it is justified. Bruce Sellery, CEO of Credit Canada and CBC money columnist, joins the show to discuss the budget's impact on personal finances. We take audience calls throughout the show.
In this episode of Moolala: Money Made Simple, host Bruce Sellery explores the “lightbulb moments” that change how we handle money. Fee-only planner and author Shannon Lee Simmons shares the personal story that shaped her approach to emergency funds, why the act of saving matters more than a magic number, how to tailor the size of your fund to your risk and income, and practical ways to avoid sliding into debt when life throws a curveball. Then, portfolio manager Dan Bartolotti of PWL Capital tackles a thorny topic: helping parents or loved ones financially. He lays out clear steps to decide if and how you can help without jeopardizing your own retirement, set healthy boundaries, and navigate family dynamics with transparency. Plus, Jonathan Hackett, Head of Sustainable Finance at BMO, explains the bank's Indigenous Bond - how sustainable debt can channel capital to Indigenous businesses and communities. Finally, certified death doula Michelle Leray demystifies end-of-life support and connects it to estate planning and family conversations you should start now. Subscribe, review, and share to help more Canadians get confident about their money. To find out more about the guests check out: Shannon Lee Simmons: Instagram New School of Finance: Instagram Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple. Find Bruce Sellery at Moolala.ca | Twitter | Facebook | LinkedIn
This episode of Moolala: Money Made Simple with host Bruce Sellery dives into the practical, the psychological, and the empowering side of money management. First, financial coach Alanna Abramsky, founder of Broad Money, outlines seven proven approaches to budgeting, from zero-based and goals-based methods to the envelope system, showing how to find a money plan that fits your lifestyle. Then, Becca Mintz, Vice President of Credit and Data at Capital One Canada, joins Bruce to bust common credit myths, including whether checking your score hurts it, how income affects credit, and what “hard hits” and “soft hits” really mean. Plus, Rob Kilner from Spergel shares insights from their annual Debt Load and Psychological Well-Being Study, revealing how debt stress, social media pressures, and stigma intersect and what truly helps people move toward financial recovery. Finally, Becky Western-Macfadyen from Credit Canada introduces EASE, a groundbreaking program that helps survivors of intimate partner violence regain financial stability and confidence. To find out more about the guests check out: Becca Mintz: Instagram | Facebook Rob Kilner: X/Twitter | Facebook | Instagram Alanna Abramsky: broadmoney.ca | Instagram Becky Western-Macfadyen: Instagram | Facebook | LinkedIn | X/Twitter Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple. Find Bruce Sellery at Moolala.ca | Twitter | Facebook | LinkedIn
Money stress often starts with silence. Certified financial therapist Erika Wasserman, author of Conversations with Your Financial Therapist, joins Bruce Sellery to discuss how to talk about money with your partner, family, or even yourself without shame or conflict. Erika's M.O.N.E.Y. framework turns hard financial conversations into moments of connection, helping you uncover your money mindset and rewrite unhelpful habits. From setting shared goals to using scripted conversations, this segment blends financial literacy with emotional intelligence to help you grow your confidence and your bank account. Find out more at yourfinancialtherapist.com and connect on Instagram.
Bruce Sellery sits down with Chris Potvin, co-founder of Camp Mustache Toronto: Firescape, a four-day retreat for Canadians pursuing Financial Independence, Retire Early (FIRE). Chris shares how the camp blends community, hands-on workshops, and lifestyle design to help attendees align their spending with their values. From budgeting around what truly matters to building a supportive peer network, this conversation explores how to make financial independence a reality, without losing sight of purpose or fun along the way. Find out more at cmtofirescape.com.
In this week's episode of Moolala: Money Made Simple, Bruce Sellery kicks off with the FIRE movement at CMTO Firescape, where co-founder Chris Potvin shares what a four-day money camp looks like: hands-on workshops, case studies, and a community built around Financial Independence, Retire Early. Then, for listeners who got a late start on savings, CPA David Trahair unpacks The Procrastinator's Guide to Retirement—including the real math behind RRSP vs. mortgage paydown, how spending actually changes in retirement, and smart ways to maximize CPP when time is short. Next, we look at protecting your household in a digital world. James South from Aviva Canada explains what personal cyber insurance covers—from online fraud recovery and forensic clean-ups to cyberbullying support and dark-web monitoring—and how much it typically costs to add to a home/tenant policy. Finally, financial therapist Erika Wasserman walks through practical scripts to improve your money mindset and have calmer, more productive conversations about budgeting, debt, and goals with partners and family. Whether you're chasing early retirement or rebuilding late, this episode blends actionable retirement tactics, consumer protection insights, and behavioral tools to help Canadians feel more confident about their money. To find out more about the guests check out: Chris Potvin: cmtofirescape.com David Trahair: trahair.com | LinkedIn | X/Twitter James South: aviva.ca | Instagram | LinkedIn Erika Wasserman: yourfinancialtherapist.com | Instagram Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple. Find Bruce Sellery at Moolala.ca | Twitter | Facebook | LinkedIn
In this episode of Moolala: Money Made Simple, host Bruce Sellery chats with Chandler Point's John Puffer as he breaks down how 1/10 ownership and 5 weeks/year actually work, what fees cover (cleaning, taxes, reserves, Wi-Fi), how rentals and rules are handled, and why it's different from a timeshare, —including resale and passing shares to family. Find out more at chandlerpoint.com and connect on Facebook .
Bruce Sellery, host of Moolala: Money Made Simple, is joined by ecoATM's Neil Fried, as he explains the 6–7 minute kiosk process: —device checks, data wipe and pay on the spot to turn your phone into cash. Plus how to prep your phone (backup, factory reset, remove locks) and where devices go next. Connect with Neil Fried on LinkedIn.
In this episode of Moolala: Money Made Simple, Melissa Leong sits down with host Bruce Sellery and shares a practical playbook for splitting costs with friends: set expectations early (“everything optional, nothing personal”), assign a banker/accountant, use bill-splitting apps, and know when to say no if you can't pay off the trip. Find out more at melissaleong.com and connect on Instagram.
Newcomers face a steep learning curve: chequing vs. savings, why credit history matters, and how to get a first credit card. On this episode of Moolala: Money Made Simple with Bruce Sellery, Head, Customer Growth & Segments, at BMO Sumit Sarkar walks through the earliest money moves to make—often before you land—plus digital tools that map personal goals and help establish credit. Learn why a primary bank relationship is so valuable, how to open accounts pre-arrival (with in-country verification later), and what to expect as you set up life in a cash-light, credit-heavy system. Clear steps to get stable fast, with confidence. Find out more at bmo.com and connect on X/Twitter and LinkedIn.
CFP Owen Winkelmolen introduces Advice (with two i's), a low-cost platform that helps do-it-yourselfers build and iterate a proper retirement plan. Input income, expenses, assets, debts, and goals—then let strategy tools explore hundreds of “what ifs” in seconds: RRSP/RRIF withdrawals, CPP/OAS timing, tax brackets, income splitting, and estate trade-offs. On this episode of Moolala: Money Made Simple with Bruce Sellery, we discuss why accumulation is simple but decumulation is where real value is created, and why you should start that plan ~5 years before retiring. Quick to set up, easy to refine—so you can spend confidently for the long run. Find out more at adviice.ca.
Author Adam Ferguson proposes an unconventional contract: before your kid gets a smartphone, they complete 50 real-world experiences—from cooking a family meal and doing laundry to building a fire and planning a road trip. On this episode of Moolala: Money Made Simple with Bruce Sellery, he explains why the list is a “carrot,” not a crackdown, and how it builds resilience, connection, and competence. We tackle the spicy items (self-defense, “break a minor law”) and talk age & stage—why Grade 8 is a useful target while recognizing maturity varies. Parents will get practical ideas to replace infinite scroll with meaningful, confidence-building moments. Find out more at beforethephone.com.
Bruce Sellery is a business journalist, TV host, author and speaker. He joined Ken Connors to discuss minimum wage rates across Canada and are they enough.
Rory O'Neil, Alex M. McComber, John Moore, Tom Mulcair, Dr. Mitch Shulman, Soraya Martinez Ferrada, Bruce Sellery
Buying your first home can feel overwhelming — from saving a down payment to understanding mortgage rules. In this segment of Moolala: Money Made Simple with Bruce Sellery, Bruce talks with Andrew Peker, founder and CEO of Homie, a new Canadian fintech app designed to help first-time homebuyers understand, track, and grow their buying power. Andrew explains how Homie works: Pulling real financial data securely through partners like Plaid and Equifax Canada Showing users what they can afford based on how a mortgage underwriter would see them Offering habit-building nudges — from avoiding new car loans that could hurt your approval, to staying aware of interest rate impacts Helping users plan for hidden costs like cash reserves, land transfer taxes, and closing fees If you're a first-time homebuyer in Canada or helping someone become one, this segment will give you practical insight into mortgage readiness, budgeting smarter, and avoiding costly mistakes on the road to homeownership. Find out more at meethomie.ca and connect on LinkedIn.
Housing costs keep climbing, but smart ideas (and smarter planning) can help you move forward. In this episode of Moolala: Money Made Simple with Bruce Sellery, we explore four timely topics: turning empty office towers into co-living spaces for young professionals, what a real financial plan actually includes, how to design mini retirements without derailing your future, and a first-time homebuyer app that helps you understand and grow buying power. First, Robert Barnard of Toboggan Flats explains how co-living office conversions in Canada can deliver private rooms with shared amenities, stronger communities, and faster timelines by reusing office infrastructure. It's an affordable housing approach that leverages existing buildings instead of starting from scratch. Then, advice-only financial planner Sandi Martin walks through the seven pillars of a real financial plan—purpose & goals, cash flow, debt, risk/insurance, investments, retirement/financial independence, and estate & lifetime tax—plus how to stress-test assumptions and focus on the three actions that move the needle most. Next, author Jillian Johnsrud shares how a mini retirement (a month or more) can fit real life. You'll get practical budgeting rules of thumb, ideas for front-loading affordable adventures, and tips to offset costs by renting out or exchanging your home. Finally, Andrew Peker introduces Homie, a first-time homebuyer app in Canada that models mortgage readiness like an underwriter. Learn how daily habits affect approval, why car leases can hurt more than you think, and how the app nudges you to build buying power over time. Whether you're chasing cheaper rent, real planning clarity, more meaningful breaks, or your first set of keys, this episode delivers practical steps you can act on today. To find out more about the guests check out: Robert Barnard: tobogganflats.com | LinkedIn Sandi Martin: sandimartin.ca | Instagram | Bluesky Jillian Johnsrud: retireoften.com | Instagram Andrew Peker: meethomie.ca | LinkedIn Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple. Find Bruce Sellery at Moolala.ca | Twitter | Facebook | LinkedIn
Would you buy your next home through a platform that gives you cash back — thousands of dollars after closing? Bruce Sellery speaks with Benjy Katchen, CEO of Wahi, about their innovative approach to real estate. Learn how Wahi's digital-first platform combines technology with expert guidance to create efficiencies — and passes those savings back to buyers. Plus, discover what kind of homebuyer is best suited for this model and how it fits into Canada's evolving housing market. You'll learn Cashback for Homebuyers: Wahi gives buyers 10% of the buyer-agent commission back — often thousands of dollars — just days after closing. Tech + Realtors: The platform uses a "Netflix-meets-Tinder" app experience combined with desk-based realtors to cut costs while still providing expert guidance. Who It's For: Ideal for tech-savvy homebuyers who prefer an efficient, data-driven process without sacrificing support during negotiations. This episode is packed full of ideas on how to look at real estate as a way to stretch your dollar and get some savings passed back to you, the buyer. Find out more on wahi.com and connect with Benjy on X/Twitter and Instagram.
Feeling overwhelmed by the chaos of today's world? You're not alone — but uncertainty might actually be your secret weapon. In this episode of Moolala: Money Made Simple, host Bruce Sellery sits down with Scott Stirrett, author of The Uncertainty Advantage and founder of Venture for Canada, to explore how uncertainty can be transformed from a source of anxiety into a catalyst for growth. Scott shares his personal journey — leaving Goldman Sachs at 22, navigating OCD during the pandemic, and building a national nonprofit — to illustrate how confronting the unknown can lead to resilience, purpose, and opportunity. You'll learn: What “uncertainty” really means and why today's world is four times more uncertain than in 2008 Six pillars for building your “uncertainty muscle” including adaptability, antifragility, and entrepreneurial thinking How young professionals (and anyone, at any career stage) can thrive during disruptive times Why cultivating both strong and weak professional ties is essential for opportunity and resilience If you're facing career uncertainty, worried about AI disruption, or just want to feel more confident about the future, this conversation is packed with actionable insights and inspiration. Connect with Scott on X/Twitter and LinkedIn and sign up to his Substack.
Divorce isn't just an ending — it's a beginning. Bruce Sellery speaks with Olivia Howell, co-founder and CEO of Fresh Starts Registry, about how divorce registries are helping people rebuild their homes, routines, and lives after a separation. Discover how these registries work, why they reduce the overwhelm of starting over, and how they help friends and family show meaningful support. You'll Learn From Wedding Registry to Divorce Registry: Olivia shares how her own divorce inspired the creation of Fresh Starts Registry — a platform to help people rebuild their homes after a breakup. Practical Support, Not Just Gifts: Registries include vetted bundles for every room and budget — from $7 shower curtains to full kitchen sets — to make starting over easier. More Than Divorce: Fresh Starts Registry also supports other life transitions, like coming out, job loss, moving, and post-illness recovery. If you are feeling overwhelmed going through a divorce this conversation is packed with ways of learning that you are a the beginning of your new life. Find out more at freshstartregistry.com and connect with Olivia on Threads, Facebook and Instagram.
This week Bruce Sellery explores three timely money topics to help you navigate today's changing financial landscape. First, we look at the state of the labour market during uncertain times with Scott Stirrett, author of The Uncertainty Advantage. Learn how to adapt your career strategy, build resilience, and strengthen your professional network when the job market feels unpredictable. Next, Olivia Howell, co-founder and CEO of Fresh Starts Registry, joins us to talk about divorce registries — an innovative way for individuals to get the essential items they need as they begin a new chapter after separation. Finally, Benjy Katchen, CEO of Wahi, explains how their cashback program from a digital real estate platform and brokerage can put thousands of dollars back in your pocket after buying a home. If you're facing a big life transition, worried about your job security, or curious about how to save money on your next home purchase, this episode is packed with practical insights you can act on right away. To find out more about the guests check out: Scott Stirrett: Substack | X/Twitter | LinkedIn Benjy Katchen: wahi.com | X/Twitter | Instagram Olivia Howell: freshstartregistry.com | Threads | Facebook | Instagram Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple. Find Bruce Sellery at Moolala.ca | Twitter | Facebook | LinkedIn
Podcast: Moolala: Money Made Simple with Bruce Sellery (LS 37 · TOP 2.5% what is this?)Episode: The Costs of Sports BettingPub date: 2024-09-18While sports betting can be a hobby the cost of it can add up. We are joined by Tyler Thielmann, president and CEO of online lender Spring Financial, to take us through the dangers of betting on sports. Connect with Spring Financial on X, Facebook and Instagram.The podcast and artwork embedded on this page are from Bruce Sellery, which is the property of its owner and not affiliated with or endorsed by Listen Notes, Inc.