Podcasts about leave a legacy

Listen to the archived services of Community Baptist Temple in Akron, OH

You've worked hard, saved well, and now you're thinking about giving back—maybe to your kids, your grandkids, or a cause you care about. But should you wait and pass that wealth on later, or give while you're still around to enjoy the impact? Let's talk about how to make that decision with confidence.   Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705   Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA are separate, non-affiliated entities. PCA does not provide tax or legal advice. Insurance and tax services offered through CP Welde Group are not affiliated with PCA. Information received from this podcast should not be viewed as individual investment advice. Product discussions and illustrations are hypothetical in nature and will vary based on many factors including, but not limited to, age, health, product, insurance carrier and product design. You should consult the insurance carrier website and policy for detailed information. Content may have been created by a Third Party and was not written or created by a PCA affiliated advisor and does not represent the views and opinions of PCA or its subsidiaries.  For information pertaining to the registration status of PCA, please contact the firm or refer to the Investment Adviser Public Disclosure web site (www.adviserinfo.sec.gov). For additional information about PCA, including fees and services, send for our disclosure statement as set forth on Form ADV from PCA using the contact information herein. Please read the disclosure statement carefully before you invest or send money.

Listen to the archived services of Community Baptist Temple in Akron, OH

RCC | Living to Leave a Legacy | PG | 7 6 25 by Remnant Christian Center

You'll be remembered for something.    “Repent therefore and be converted, that your sins may be blotted out.”  - Acts 3:19 (NKJV)

In this episode, Joe Curry breaks down smart, simple, and tax-efficient strategies to pass on your wealth in Canada—so your legacy goes to your loved ones, not the CRA. Whether you've built your nest egg through saving, investing, or selling a business, this episode is packed with insights you can use. Check out the show notes for EP148 HERE

(Part 25 of 31) Ch. 24: Fifth Step: Influence Based on Contribution of Service Over TimeThe Ladder of Influence: 5 Steps for Climbing to the Next Level and Beyond by Ria Story provides a powerful, yet simple, framework to help you realize the practical steps you can take to increase your influence with the people around you: family, friends, co-workers, your boss, team members, community members, children, spouses, and maybe even ex-spouses too!Check out the related ~7.5 hour online video course at BlueCollarLeadership.com/Academy (Don't miss our FREE 2-hour course on "The 5 Types of Leaders" in the "Individuals" section while you're there. It comes with an 8 page Participant's Guide, and you'll receive a Certificate of Completion once you finish up. Be sure to add that to your resume or as an achievement on your LinkedIn profile!)

You've worked hard, saved well, and now you're thinking about giving back—maybe to your kids, your grandkids, or a cause you care about. But should you wait and pass that wealth on later, or give while you're still around to enjoy the impact? Let's talk about how to make that decision with confidence.   Helpful Information: PFG Website: https://www.pfgprivatewealth.com/ Contact: 813-286-7776 Email: info@pfgprivatewealth.com   Disclaimer: PFG Private Wealth Management, LLC is an SEC Registered Investment Advisor. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. The topics and information discussed during this podcast are not intended to provide tax or legal advice. Investments involve risk, and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial advisor and/or tax professional before implementing any strategy discussed on this podcast. Past performance is not indicative of future performance. Insurance products and services are offered and sold through individually licensed and appointed insurance agents.     Marc: Welcome in once again to another edition of Retirement Planning, Redefined with John and Nick, and we're going to talk about gifting money while you're alive or leaving a legacy. You work hard, you saved well, so let's talk about how to gift and leave a legacy.   Welcome into the podcast everybody. Thanks for hanging out with John and Nick and myself as we talk about these topics this week. And guys, it's gifting, right? So I want to go over some basics here. It seems like there's been a trend the last couple of years for people to enjoy their retirement legacy with the family versus the old way of you pass and you'll leave a check, right? Here's your inheritance, we're gone, that kind of thing. So let's talk about that a little bit this week on the show and just kind of see what you guys are seeing in your neck of the woods. How you doing this week, Nick?   Nick: Good, good. How about yourself?   Marc: Doing pretty good's. How's the wedding action coming?   Nick: Planning's moving along.   Marc: Nice.   Nick: Did some, hopefully we got the food picked out, so trying to check off all the big things, so.   Marc: That's important. Got to have that good food going on for sure. Well, good. Kudos. Good. Glad to hear that. And John, my friend, how are you this week?   John: I'm good. I'm good. Summer just started for the kids, so getting used to waking up in the morning and they're hanging out with me as I'm getting ready for work-   Marc: And they're ready to go.   John: Versus me just dropping them off. Yeah.   Marc: That's right.   John: It's a lot of fun.   Marc: There you go. Are you guys seeing this trend that I talked about, not necessarily a new trend. It's been going on for a number of years now, but I think where people just want to maybe enjoy some experiences with their loved ones while they're still here versus just leaving that check, so to speak? Are you guys seeing that in your practice as well?   Nick: Yeah, I'd say so. We've had, what are we on now? A 14, 15 year bull run from the standpoint of people have kind of exceeded what their perspective on goals was for the money that they might have in retirement and, so especially I would say, at least from what I've seen, the vacation side of things is kind of the biggest thing that people have been doing where they'll do a large family vacation and pay for the kids and their families to go so that they can all enjoy that together.   Marc: Yeah, that's very cool. And we'll talk about some of the numbers and things in just a few minutes, but John, I'll kick this over to you. I'd say the first step probably still should be, make sure you are covered first, right? We all want to leave and do things for our kids and loved ones, but don't sacrifice your own retirement in order just to do that. Is that a fair place to start?   John: That is 100% where you should start. The last thing you want to do is start gifting and spending money on a vacation, and then you look at it and you're like, "Oh man, I don't have enough money to live anymore." So first thing we do in this situation where it comes up with clients is like most things we say, we look at the plan and we will stress test it and look at different scenarios to make sure, hey, if this were to happen, how does your plan react to it? So we'll throw out some scenarios out there, whether it's healthcare, inflation, social security, things like that. And if the plan looks solid, we will typically give somewhat of a green light of, we think you should budget X amount for this. Or we can also look at scenarios where Nick talked about vacation, but we've seen some others where it's like, "Hey, I want to help my son, daughter with a home purchase." And with the way prices are going now, it's very difficult for first time homeowners to be buying houses. So we've seen a lot of people basically lending, not giving money to their kids for buying homes. So we will put that in the plan and say, "Hey, what does your plan look like if you were to give X amount for a down payment?"   Marc: Gotcha. Okay. And we'll talk about some of those numbers and ways to do that here in a few minutes. So I would say if step number one, as John pointed out is make sure you are covered. The next step number two is maybe just kind of clarify your motivation. He kind of touched on that a little bit, but why are you giving, I mean, again, we all love our kids. We want to help, but what's the purpose? Is that an important kind of factor to decide through?   Nick: Yeah, I've had some recent conversations where maybe there's specific topics like, okay, we're off conversions, and because somebody has read or seen an article or something like that, the thought process is, all right, well let's go ahead and let's convert all of our qualified money to Roth accounts and leave the money to them. And a tricky thing with that can be, as an example, is maybe their kids are not in the same sort of economic space as they are and they're not going to ever make nearly the same amount of money. Them taking a hit right away from a tax perspective maybe doesn't make sense, so try to take them back to the initial point in, Hey, what's your motivation? What are you trying to do? What's most important to you? Is it making sure that your plan is structured well to protect you first and then start to do some giving while you're alive? Or is it more focused on you want to give after you pass away and let's structure your assets accordingly?   So just so many things, making sure that you fully understand what your objectives are because it can be a little bit of the shiny new thing or a shiny new strategy that weren't familiar with at first or initially, and then once you go through and evaluate it in more detail, maybe it doesn't make a whole lot of sense. But yeah, really understanding how account types work, what your goals are and really what your focus is really important.   Marc: And of course, working with a financial professional is going to help you identify that because often we're not going to know what the account types and the rules and the taxation things are going to be, so that's why you want to turn to the pros on that. So let's get into some of the numbers a little bit, guys, because I actually want to point out a couple of things that based on what you've said so far, and just kind of ask you some clarifying questions on that. But let's start with understanding the gifting rules. So John, what's some of the numbers that we need to know if we just want to gift money in general?   John: So you want to look at what is the gifting amount before you trigger having to file a gift tax return or putting that on your return that you gifted money. So this number changes from year to year typically, and in 2025, it's $19,000 per person. So example, let's say you have a mother, father, and they want to gift to a child. They can each give $19,000 apiece.   Marc: So married couples 38 grand, right?   John: Yes. So that's a good starting point. And then if you have grandkids involved or whatever, you can start gifting to that. So it's $19,000 per person per year without triggering the gift tax filing.   Marc: And that's hefty. Now I'm sure somebody listens going, "I love my kids, but I ain't giving them 38 grand."   John: Again, everyone's situation's different.   Marc: And you can do that. And it doesn't matter if it doesn't have to be family either, right? This could be anybody, right? You can give 19,000.   John: It can be anybody. Yeah. If you want to just find a random person in the street, you're more than welcome to-   Marc: Your favorite podcast host. I mean, podcast hosts need love too, so I'm just saying.   John: Yeah. So that's definitely the starting point. If you're going to be gifting money to any particular individual. If you want to help out with tuition and medical expenses, as long as it's paid directly towards those institutions, you don't have to file any type of gift tax return.   Marc: Now, I wanted to ask you about that because a minute ago you guys were talking about helping with school. Now you can't gift the money and pay the loan, right? It's not paying the student loan, it's paying the tuition. There is a difference there, correct?   Nick: Yeah. And you want to pay it directly to the institution.   Marc: Gotcha. Okay. That's important to know too, right? I'm sure from a tax standpoint as well. All right. What about QCDs, John? Can we do that in that arena as well? If you want to do some gifting?   John: Yeah. So let's explain what that is. So it's qualified charitable distributions from your IRAs. Nick and I use this quite a bit. So when we're doing the fact-finding with clients, one of the main, not one of the main, but one of the questions we go through is, do you do any charitable gifting? And if they check that box, we'll typically find out what institutions and how much they're giving. And once someone hits RMD age, a great way to save on taxes is gifts directly from your IRA. So you could save quite a bit depending on how much someone's gifting. So example, we have someone that doesn't necessarily need their distribution from the IRA, and they were just taking money out of just cash flow, whether it was social security or pension, they were gifting it to their church. What we would typically do is say, "Hey, let's kind of switch this. Let's go to, let's pull out of the IRA." Let's just use number. Maybe it's 10 or 15 grand and we're going to go directly from the IRA to the charitable institution. In this example, it's a church, and you don't pay any taxes on that amount that came out.   Marc: That's ideal, right? And Nick, thinking about how you, if you're a charitably minded person and talking about leaving a legacy, since this kind of rolls into this conversation, people often ask, "Well, which account should I use for what?" And John mentioned that earlier. So if you're thinking about leaving money to your kids and you've got money in a Roth, you might want to leave the kids that right? And then maybe QCD some money from the IRA over to the church, for example, because that's a tax benefit to everybody. Correct?   Nick: Yeah, for sure. That makes sense. I would say to one kind of red flag, or at least something to be very aware of and had this conversation recently with a client is, while you're alive, if you're in a position to be able to gift and if you're in a position to be able to choose where you want to gift money from, avoid gifting from highly appreciated assets from the standpoint of let's say there's a property or there's a taxable brokerage account that maybe you've held 10 different stocks for 20 years and they have a substantial gain. If you gift that while alive, then the recipient, when they sell those is going to pay taxes on the gain versus if you gift it after you pass away, those investments will get a step-up in cost basis, which can save a significant amount of money from a tax perspective. So I would say where you gift from is absolutely, probably if this is something that's important to you, that's where the largest amount of strategy comes into play and doing it from the right place.   Marc: Nick, any other things we missed as far as with the QCD or some of the numbers there?   Nick: Yeah, one thing that we have run into is that some custodians, including the one that we use, Charles Schwab, they don't send out a specific tax document when somebody processes a qualified charitable distribution. So that's something that you want to keep records of and indicate that you've done that with your tax preparer. We've had a couple of clients where they were anticipating that they were going to receive a specific document that laid out exactly what they did, who it paid to, and that sort of thing and that was not the case. It shows the distribution via the 10-99, but they have to notify the tax preparer and usually provide some sort of documentation showing that they made that gift to a charity. So just from a best practice sort of standpoint, that's something to keep in mind.   Marc: All right. All right. Good stuff guys. So as always, if you've got questions and concerns, need some help when it comes to any kind of the financial pieces, the X's and O's when it comes to retirement, you always want to check with qualified financial professionals who do this day in and day out. And John and Nick certainly do so if you need some help, reach out to them online at pfgprivatewealth.com. That's pfgprivatewealth.com and don't forget to subscribe to the podcast on Apple or Spotify or whatever podcasting app you enjoy using. You can reach out to the guys on the website. You can also call them at (813) 286-7776. And don't forget to tune in for new episodes as they come out. I appreciate the time guys. Thanks so much for being here and we'll catch you next time here on Retirement Planning, Redefined with John and Nick.   Get yourself a plan, get yourself a strategy. Reach out to John and Nick today at pfgprivatewealth.com, that's pfgprivatewealth.com, to get started on your situation or to tweak your situation and dive into that process with the guys. You can reach out to them at 813-286-7776. Or again, find them online at pfgprivatewealth.com. Don't forget to subscribe to us on the podcast on Apple or Spotify, or whatever platform you like using. We'll see you next time here on Retirement Planning Redefined with John and Nick.  

You've worked hard, saved well, and now you're thinking about giving back—maybe to your kids, your grandkids, or a cause you care about. But should you wait and pass that wealth on later, or give while you're still around to enjoy the impact? Let's talk about how to make that decision with confidence.   Here's some of what we discuss in this episode:

A discussion with Rachel Donnelly, author of Late To Your Own Funeral. After experiencing multiple family losses, Rachel realized that mourners need guidance through death's bureaucracy, not just condolences. As an after loss consultant, she helps navigate estate complexities, acting as a "wedding coordinator—but for death."Produced in partnership with Northeast Ohio Thrive—a lifestyle magazine dedicated to helping our Northeast Ohio readers thrive after 55 https://www.northeastohiothrive.com/Late To Your Own Funeral: How To Leave a Legacy and Not a Logjam order on Amazon at https://a.co/d/2IMfOo4Through a blend of practical insight and unflinching honesty, Donnelly offers a roadmap for both the living and those thrust into the role of executor. Late To Your Own Funeral helps readers face the conversations everyone else avoids, giving loved ones an invaluable gift: the ability to mourn without drowning in paperwork.Rachel Donnelly is the founder and CEO of AfterLight,https://myafterlight.com/ a pioneering firm dedicated to helping individuals and families navigate the complex administrative challenges of estate settlement and legacy planning after a loss. Inspired by her own experience managing multiple family estates while balancing a career and raising children, Donnelly created AfterLight to provide the support she wished she had during those difficult times.Under her leadership, AfterLight has developed innovative offerings like the Legacy Building Formula™, a six-step coaching program designed to help clients preserve their stories and protect their families' futures. Donnelly's expertise includes handling intricate cases involving digital assets and cross-border estates, and she is widely recognized for her compassionate, client-centered approach to after-loss services.She is also the author of the book Late To Your Own Funeral, which offers practical guidance and personal insight into grief, estate administration, and legacy planning. Before founding AfterLight, Donnelly worked in fundraising and development at institutions such as Emory University, Georgia Tech, and the Shepherd Center Foundation. She is a graduate of Agnes Scott College, serves on the board of the Momento Foundation, and lives in Decatur with her husband and two childrenProfessionals of After Loss Services https://www.afterlosspros.com/

Wake up. Work. Family. Eat. Sleep. Repeat. It feels like there's got to be more, a bigger purpose, something you specifically were created to be and do. Good news: You were created on purpose, for a purpose! The problem is we don't know what our purpose is or how to figure it out. In this teaching, Pastor Mark Cummins unpacks truth from God's Word through the story of Esther and equips us with a worksheet to find your purpose in living and the legacy you want to leave behind.

Check out our sponsors: ✅ Patriot Mobile - https://patriotmobile.com/partners/chad ✅ Birch Gold - Text CHAD to 989898 Episode Description: This is it….the final episode of Stand Your Ground. And Chad Prather isn't pulling punches. In “Die Empty,” Chad brings the series to a thunderous close with a message every purpose-driven warrior needs to hear: Don't go to the grave full of potential, passion, or excuses go empty. You've got one life. One shot to make hell regret your name and heaven proud of your fight. This episode will challenge you to spend everything God gave you to pour out your gifts, your voice, your strength, and your faith with no regrets and no retreat. Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a MessageIn this episode of Culture Change RX, Sue Tetzlaff discusses the importance of initiating movements within healthcare organizations to create lasting and impactful change. She emphasizes that true revolutions require more than incremental improvements; they demand a collective effort around a shared purpose. Tetzlaff shares insights on how to mobilize people, the significance of leadership, and the necessity of data in driving change. She also highlights successful examples of movements and the importance of celebrating the “first followers” as the movement builds momentum.A movement is more than incremental change; it is impactful and lasting.Starting a movement often begins with one person or a small group.Hope is not a strategy; movements require intentionality and leadership.Celebrating first followers is crucial for building momentum.Data is essential for guiding and measuring the impact of a movement.Expect resistance and noise; persistence through this is key in the infinite game of change.Communication cadence is vital for keeping the movement alive.Creating a volunteer army can empower employees to drive change.Leaders play a critical role in activating and sustaining movements.Need help improving the culture, performance, and results of your healthcare organization? If so, let's talk:  https://www.capstoneleadership.net/contact-usAre we connected yet on LinkedIn? https://www.linkedin.com/in/suetetzlaff/Reach us at CapstoneLeadership.net or info@capstoneleadership.net

The Real Men Check In is a quick way to help you start your week off on the right foot, in the right way - as a husband, father, and leader. Every Monday, Joe Martin shares personal insights, encouragement, and support that will move you beyond “church” to “real change.”  And to make sure you don't miss a Check-In or interview episode, as well as contest give-a-ways, special announcements, and much more, make sure you "Stay Connected" by visiting us at https://station.page/realmen to join our online community of podcast listeners.   Talk with Dr. Joe 1-on-1: Are you tired and stuck? Want to go to get your faith, marriage, family, career and finances back on track?  Then maybe it's time you got a coach. Every CHAMPION has one. Schedule an appointment to chat with Dr. Joe. He takes on only a few Breakthrough Calls each week.  The call is FREE, but slots are limited to ONE call only.  NO RESCHEDULES.  Just click on the link below and select the BREAKTHROUGH CALL option to set up an appointment: http://TalkwithDrJoe.com  If no slots are available, please check back in a week.   Also join us on: Online Podcast Community (on Station):  https://station.page/realmen Facebook: @realdrjoemartin YouTube: http://www.RealMenTraining.com Instagram: @realdrjoemartin Twitter: @professormartin Website: https://RealMenConnect.com

Acts to the Future: Leave a Legacy | Acts Chapter 3 by Lifehouse

This week, we will explore what it truly means to leave a lasting legacy, not through just wealth, but through timeless values. This Father's Day Message reminds us that a good life is celebrated through future generations. 

Genesis 4:25-5:32

This week we talk through the #Commanders OTA's and answer fan questions.

You've worked hard, saved well, and now you're thinking about giving back—maybe to your kids, your grandkids, or a cause you care about. But should you wait and pass that wealth on later, or give while you're still around to enjoy the impact? Let's talk about how to make that decision with confidence. In this episode, Scott shares a thoughtful 4-step process to help you navigate one of the most meaningful decisions in retirement. Here's what we cover in this episode:

What does it take to lead with heart, overcome challenges, and build a legacy rooted in emotional intelligence? This week, I'm joined by Nada Lena Nasserdeen—internationally acclaimed thought leader, keynote speaker, and founder of Rise Up For You—to talk about her latest #1 bestselling book, the power of soft skills, and how she's helped transform over 100,000 lives across 50+ countries. We get real about: What emotional intelligence actually looks like in action How leaders can shift from reactive to intentional communication Building a global brand from purpose and passion The Rise Power Up Method: how Nada empowers individuals and teams The behind-the-scenes of speaking on TEDx, co-hosting on The Office Hours, and sharing the stage with icons like Tony Robbins and Les Brown If you're ready to unlock the mindset, energy, and skills to rise up in your life and career, this one's for you. Connect with Nada:

R. Kenner French discusses the critical importance of estate planning, emphasizing the need to address it proactively rather than postponing it. He outlines the goals of estate planning, key terminology, and the differences between wills and trusts. The discussion also covers various types of trusts, charitable trusts, estate taxes, and the role of life insurance in estate planning. Kenner encourages listeners to consult with professionals and take action to ensure their estate plans are effective and beneficial for their heirs.Takeaways• Estate planning is essential for everyone, regardless of wealth.• Proactive estate planning can prevent confusion and legal issues for heirs.• Understanding key terms like beneficiary, grantor, and trustee is crucial.• Wills do not avoid probate, which can expose assets to public scrutiny.• Trusts can provide more privacy and control over asset distribution.• Charitable trusts can offer tax benefits while supporting causes you care about.• Estate taxes can significantly impact the value of an estate left to heirs.• Life insurance can be a strategic tool in estate planning.• Regularly updating your estate plan is necessary as circumstances change.• Consulting with professionals can optimize your estate planning strategy.Sound Bites• You gotta start thinking about estate planning.• Do estate planning before it's too late.• A will does not get around probate.Listen & Subscribe for More:

Focusing on love as the lens through which I looked at every person who came my way gave me the understanding of how Jesus lived His life. Love is the oxygen needed in our hearts to be healthy.

In this impactful episode of Witnesses, Ambassador Elisha sits down with financial strategist and H&R Block franchise owner Chris Wilson to uncover key insights on building wealth, saving on taxes, and planning for retirement.   With over two decades of experience in financial planning and tax preparation, Chris shares:   • How tax knowledge can save (and grow) your money   • The smartest way to set up your business entity   • Why most people get retirement planning wrong   • How to create a financial legacy that lasts generations     If you're ready to take control of your finances and stop starting over every generation, this episode is for you.   Reach Chris:  https://www.amazon.com/dp/B0DY82472Z? ... Want to be a guest on WITneSSes? Send Elisha Arowojobe a message on #PodMatch, here: https://www.podmatch.com/member/ambelisha     Elevate your business with Anastasia's expert consulting. Use code Elisha3 for an exclusive offer and transform your business today! https://resurrectionmentor.wixsite.com/so/42PDEPEB8?languageTag=en   Feel like something's missing? Start Living the Magical Life today. Buy Now: https://a.co/d/4sHrFx2     Amb. Elisha just published a transformational workbook, buy now: https://ambelisha.gumroad.com/l/Llaenlap

Are You Ready to Retire??  ✅ Schedule a Discovery Call: HERE's my calendar Get your questions answered and make sure your prepared for the next step.   ✅ Join the Retirement Lifestyles Inner Circle for FREE: CLICK HERE Receive daily email tips and strategies to take your retirement planning to the next level. Stay up to date with current Social Security, Medicare and Tax law changes with our checklists and reports   ✅ Visit us at Retirement Lifestyles Advisors: www.RLAPlan.com   **Questions? Call or Text Questions and Comments to 530-319-5158 Follow me on: Facebook: https://www.facebook.com/RetirementLifestylesAdvisors/ Instagram: @Retirement_Lifestyles_Advisors LinkedIn: https://www.linkedin.com/in/theretirementincomeadvisor/ Twitter: @The_McNally YouTube: https://www.youtube.com/channel/UCNheDpmYRV1-T5l6Apa5h5Q?sub_confirmation=1 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Leave a Legacy, Not a Burden: Real Estate Wisdom Beyond the Closing Table At Boston Connect Real Estate, our mission goes far beyond buying and selling homes—it's about guiding families through life's transitions with compassion, clarity, and confidence. The latest episode of Talk Real Estate Roundtable with Sharon McNamara and Melissa Wallace was a heartfelt and insightful conversation centered on a topic that impacts every homeowner eventually: how to leave a legacy, not a burden. A Personal Journey Sparks a Universal Message This episode stemmed from Sharon's personal experience caring for her father, who is currently living with dementia. As she navigates the medical system, financial logistics, and emotional toll, Sharon candidly shared stories that many can relate to—visits to Everett hospitals, time spent in traffic reflecting on life, and the realization that “getting your financial house in order” is not something to delay. Her message was clear: don't wait. Decisions around finances, wills, homeownership, and care should be made before a crisis arises—not during one. Real Estate Is About More Than Property While we're in the business of real estate, we're really in the business of people. Melissa and Sharon emphasized how often they've worked with clients who were left to sort through rooms of paperwork, unclear directives, and emotional confusion following a parent's or partner's passing. As Sharon noted, “We've seen families left with file cabinets of documents and no roadmap.” That's why the team encourages proactive organization—gathering important documents like deeds, utility information, insurance, and even a simple home maintenance log. This isn't just smart planning; it's a loving act for the people who matter most. Financially Secure Women & Safe Conversations The show also revisited Sharon's long-running program with financial advisor Alyssa McNamara Reed: “Financially Secure Women”—a safe space for women to ask questions about money, aging, and real estate without judgment. These sessions empowered women to be involved in their household finances and future planning, especially in generational situations where financial roles were traditionally one-sided. Planning now means avoiding potential conflicts later—particularly when multiple siblings or heirs are involved. As Sharon explained, “Death changes people.” Clarity, transparency, and documentation can prevent confusion and protect everyone involved. Decluttering with Purpose: From the Basement to the Paper Trail Spring cleaning takes on a whole new meaning when you're thinking generationally. The episode encouraged listeners to declutter with intent—not just physically, but also digitally and administratively. Create a binder. Label your files. Log major home repairs. Keep passwords and contacts in one place. Melissa put it best: “We want to help people live well in their homes, and leave well from them too.” Is Your Home Part of Your Legacy? Let's Plan for That. If you're thinking about what comes next—whether it's downsizing, helping aging parents, or just organizing for peace of mind—Boston Connect Real Estate is here to help.

Faith, Leadership & Legacy: What 2 Timothy Teaches Us Today  When your faith feels like a faint ember, you don't need to start over—you just need to rekindle the gift already within you. In this episode of the Transforming Mission Podcast, explore what it means to lead with power, love, and self-control as you reflect on your spiritual legacy and embrace your God-given calling. You'll be encouraged to remember those who passed the faith down to you, respond to the Spirit's whisper, and lead with courage—even in the midst of resistance or weariness. Whether you're a pastor, ministry leader, or simply longing to live with renewed purpose, this episode offers practical encouragement and biblical wisdom for rekindling your faith and leadership.

What kind of legacy are you building? In this message, Charles Zimmerman explores the lives of Peter and Paul, whose legacies were transformed by Jesus into something lasting. This message will challenge you to think differently about the story your life is telling and the future you're influencing. Watch the full service: https://youtube.com/live/PamuNFFvJPQ BIBLE VERSES IN THIS EPISODE: 2 Timothy 1:1 2 Peter 1:1 2 Timothy 2:2 THIS SERIES: Legacy: How You Live Matters We're all building a legacy—whether we realize it or not. Our values and priorities don't just shape our lives; they shape the next generation. Join us for our new series, Legacy: How You Live Matters, where we'll look at 2 Peter and 2 Timothy, exploring what it means to leave a Gospel legacy. NEXT STEPS: Submit a Prayer Request: https://www.calvary-church.com/prayer New to Calvary? Start Here: https://www.calvary-church.com/new Give Financially to Support Our Mission: https://www.calvary-church.com/give Get Baptized: https://www.calvary-church.com/baptism Join a Group: https://www.calvary-church.com/groups WHO WE ARE: We're so glad you're listening today! At Calvary Church, we believe that as we connect with God and he impacts our lives, we are sent to connect with others and impact their lives with the gospel. With a new message each week, we have a ton of videos to help you connect and impact as you join in on our mission to continue what Jesus started. Subscribe to let us know you're here, and get ready to worship with us this Sunday at 9:30am in Souderton or Quakertown, Pennsylvania, as well as online. FOLLOW US: YouTube: https://www.youtube.com/@calvarychurchpennsylvania Instagram: https://www.instagram.com/calvarychurchpennsylvania Facebook: https://www.facebook.com/calvarychurchpennsylvania Website: https://www.calvary-church.com

Certified Executor Advisor and author David Edey explains the key role that having the right insurance plays in your estate planning, and the biggest tip for how to find it.Hear David's full interview in Episode 64 of Let's Talk Legacy.

In episode 85 of the Summits Podcast, Vince Todd, Jr. is joined by Nate Spangle, Founder of Get Indiana and Head Wrestling Coach at Bishop Chatard High School. Tune in as Nate shares the family cancer story that set the trajectory for his young adulthood and inspired him to live bigger. The Heroes Foundation is thrilled to introduce Nate as the Honorary Chair and Accountability Coach for the 2025 Fit4Heroes campaign, Powered by American Health & Wellness, from April 1-30! Join Nate today at heroesfoundation.org/fit4heroes.

Leave a Legacy, Not a Logjam, with Rachel Donnelly, Author of Late To Your Own Funeral (North Fulton Business Radio, Episode 854) In this episode of North Fulton Business Radio, host John Ray interviews Rachel Donnelly, founder of AfterLight and author of Late to Your Own Funeral: How to Leave a Legacy and Not a Log […] The post Leave a Legacy, Not a Logjam, with Rachel Donnelly, Author of

Leave a Legacy, Not a Logjam, with Rachel Donnelly, Author of Late To Your Own Funeral (North Fulton Business Radio, Episode 854) In this episode of North Fulton Business Radio, host John Ray interviews Rachel Donnelly, founder of AfterLight and author of Late to Your Own Funeral: How to Leave a Legacy and Not a Log […]

You need to learn to serve before you can lead. God puts people in our lives to lead us to prepare us for the same opportunities with others. In the finale of "Elijah," we see how our main character invests in Elisha to prepare him to leave a lasting legacy of his own.

In this episode of Cardio Buzz, we explore the intriguing concept of the 'legacy effect' of medications like those used in treating diabetes, hypertension, hypercholesterolemia, and chronic kidney disease. We'll delve into landmark studies like the UKPDS, Steno-2, and more, examining the lasting impacts of medications such as Repatha, Candesartan, and Empagliflozin. Learn how these drugs contribute to disease regression, modify genes, and prevent non-fatal events to grant long-term protective effects. 00:00 Introduction: The Challenge of Lifelong Medication 00:57 Exploring the Legacy Effect of Medications 01:33 Diabetes Medications: Long-Term Benefits 03:15 Hypertension Medications: Persistent Effects 03:58 Cholesterol Medications: Lasting Impact 04:49 Kidney Disease Medications: Prolonged Benefits 06:12 Understanding the Legacy Effect Mechanism 09:13 Implications and Final Thoughts

Dr. Justin Brown joins the UCM Podcast with host Dr. Bill Davis. In this episode, we discuss the phenomenal growth of Dr. Brown's practice in South Florida over the past two decades. Dr. Brown discusses the importance of leaving a legacy with your Upper Cervical Practice. This is your chance to learn from an upper cervical practice master about how to scale your practice to impact more people in your community.  

He's my dad and he gives good advice! Let's go to the Story House with Pastor Joseph West!

Jennifer Lee is a Divorce Doesn't Suck sponsor and the founder of Modern-Wealth. She has almost 30 years (45 years if you count going into the office with her father as a child) of expertise in the financial services industry. She's the author of “Squeeze the Juice: Live With Purpose-Then Leave a Legacy.”She helps women navigate the financial challenges they face during and after divorce, and the gives them the tools and strategies to face them with confidence. Jennifer encourages women to avoid becoming a financial ‘ostrich' (sticking their head in the sand to avoid difficult decisions) and instead empowers them to take the emotion out of finances and get their financial ducks in a row for the future.Connect with Jennifer for information and advice you can use to protect yourself and your finances as you navigate through, and after, divorce:Web: Modern-Wealth.comWeb: squeezethejuicebook.comIG: @modernwealthloveletterLI: Jennifer LeeYT: Modern-Wealth

It's the final episode of Becoming Better Parents, with Dr. Josh and Christy Straub. This season covered everything from conflict with teens to the emotions of young kids, from praying for your children to understanding how parenting changes moms and dads. Everything ties together in this final conversation about how our homes become places that can kickstart healthy relationships that last from one generation to the next. Learn more about your ad choices. Visit megaphone.fm/adchoices

Message from Jarrett Stephens on January 26, 2025

Welcome to Success by Design, the podcast crafted for high achievers ready to take charge of their careers, elevate their businesses, and create lasting fulfillment in life. Hosted by Tim Madden, CEO of Executive Career Upgrades, this podcast delivers actionable strategies, expert interviews, and industry insights for meaningful growth. Whether you're aiming for a breakthrough in your current role, transitioning to a new industry, or growing your business, Success by Design is here to guide you toward your full potential. With over 22 years of military experience and a track record of scaling multiple businesses, Tim Madden brings insights from a career spanning leadership, entrepreneurship, and executive coaching. Join us weekly to learn how you can define success on your terms—and achieve it. Hit subscribe to start your success journey today!

Discovering your purpose is a transformative journey that can lead to greater fulfillment and success in life. In this conversation, Dustin Heiner and Dr. Jordan Grummet delve deep into the concept of purpose, emphasizing that rather than finding a singular purpose, individuals should focus on creating it through actionable steps. Get Jordan's Book "The Purpose Code" here: https://amzn.to/40leXSMJoin Me At REWBCON25 20% OFF CODE: MPIPODCAST https://rewbcon.com Get the 1-on-1 coaching FREE strategy call here: https://masterpassiveincome.com/bookacallFollow Dustin Heiner on Instagram: https://instagram.com/thedustinheinerCheck out all the other MPI Podcast Network Shows: https://masterpassiveincome.com/network//BEST REAL ESTATE INVESTING RESOURCE LINKSStart your LLC for only $29! https://masterpassiveincome.com/formanllcGreat High Interest Savings Account: https://masterpassiveincome.com/citGet your business bank account here: https://masterpassiveincome.com/baselaneGet your business credit card with 2% Cash Back with NO FEE! https://masterpassiveincome.com/amexTakeaways: Purpose is a deeper driver for success than simply setting goals or resolutions. Finding your purpose involves creating it actively rather than searching for it passively. Little p purpose focuses on daily actions that bring joy, rather than lofty achievements. Interpersonal connections and community are essential for happiness and fulfillment in life. Understanding your regrets can guide you toward discovering your true purpose in life. Financial independence is a tool to achieve a life of purpose, not the purpose itself. real estate investing, passive income, purpose in life, financial independence, wealth building, mindset shift, coaching in real estate, Master Passive Income, Real Estate Wealth Builders Conference, finding your purpose, purpose anchors, investing strategies, personal finance, achieving goals, success mindset, motivation, fulfillment in life, overcoming limiting beliefs, community building, entrepreneurship

Sermon - Living To Leave a Legacy by Kris Vallotton