Podcast appearances and mentions of Jeff Stevens

On this week's episode, we're joined by Jeff Stevens, the visionary founder of Wellbeing Brewing. If you've ever wondered how to build a mission-driven company that not only thrives in a competitive market but also challenges industry norms, this is an episode you won't want to miss. Jeff has taken the craft beer world by storm with a bold idea: creating non-alcoholic beers that don't just taste great but also align with a lifestyle of balance, health, and mindfulness. From humble beginnings to national recognition, Wellbeing Brewing is redefining what it means to enjoy a beer. In this insightful conversation, we dive into the NA category and talk about who are his real competitors and who are his real consumers. We tackle the challenges of scaling a business while staying true to your core values? And what are the things that keep a founder like Jeff up at night? Pour yourself a glass and let's roll… #brewing #nonalcoholic #stlouis #craftbeer

Jeff Stevens, the co-founder and CEO of Village Caregiving, one of the largest, privately-owned home care agencies in the US joins Enterprise Radio. Listen … Read more The post Lessons from a CEO of one of the fast-growing home agencies in the U.S. appeared first on Top Entrepreneurs Podcast | Enterprise Podcast Network.

1Have mercy on me,a O God, according to your steadfast love; according to your abundant mercy blot out my transgressions. 2Wash me thoroughly from my iniquity, and cleanse me from my sin! 3For I know my transgressions, and my sin is ever before me. 4Against you, you only, have I sinned and done what is evil in your sight, so that you may be justified in your words and blameless in your judgment. 5Behold, I was brought forth in iniquity, and in sin did my mother conceive me. 6Behold, you delight in truth in the inward being, and you teach me wisdom in the secret heart. 7Purge me with hyssop, and I shall be clean; wash me, and I shall be whiter than snow. 8Let me hear joy and gladness; let the bones that you have broken rejoice. 9Hide your face from my sins, and blot out all my iniquities. 10Create in me a clean heart, O God, and renew a rightb spirit within me. 11Cast me not away from your presence, and take not your Holy Spirit from me. 12Restore to me the joy of your salvation, and uphold me with a willing spirit. 13Then I will teach transgressors your ways, and sinners will return to you. 14Deliver me from bloodguiltiness, O God, O God of my salvation, and my tongue will sing aloud of your righteousness. 15O Lord, open my lips, and my mouth will declare your praise. 16For you will not delight in sacrifice, or I would give it; you will not be pleased with a burnt offering. 17The sacrifices of God are a broken spirit; a broken and contrite heart, O God, you will not despise. 18Do good to Zion in your good pleasure; build up the walls of Jerusalem; 19then will you delight in right sacrifices, in burnt offerings and whole burnt offerings; then bulls will be offered on your altar.

Jeff Stevens, owner/operator of Wellbeing Brewing Company, tells KMOX's Stuart McMillian how the mindset of beer without alcohol is changing.

This episode is brought to you by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Oberle Risk Strategies⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: Insurance Broker and Insurance Due Diligence Provider for Search Funds and Other Small-to-Medium-Sized Businesses⁠⁠⁠⁠⁠ * This episode is brought to you by ⁠⁠⁠⁠⁠The Profit Line: The Outsourced Finance & Accounting Department for Small and Medium Sized Businesses⁠⁠⁠⁠⁠ * Today I'm joined by two of the most thoughtful, distinguished, and respected investors in the ETA ecosystem, Jeff Stevens and A.J. Wasserstein, to discuss the future of acquisition entrepreneurship. The paper that inspired this episode, written by both Jeff & A.J., can be accessed here: Jeff Stevens is the Founder of Anacapa Partners, a firm with over 20 years of experience structuring, operating and investing in search fund-owned companies. Jeff was an acquisition entrepreneur himself, having managed 3 funded searches during the period from 1990-2005, each one culminating in the acquisition of a SMB. A.J. Wasserstein is the Eugene F. Williams, Jr. Lecturer in the Practice of Management at the Yale School of Management. His research, writing, and teaching concentrates on search funds, entrepreneurship, programmatic acquisitions, and small businesses. In addition to his role as an educator, A.J. is also a private investor in lower middle-market businesses.

Jeff Stevens, the CEO and co-founder of Psyched Wellness, a company that researches and produces products from the medicinal properties of Amanita Muscaria.  We discuss the company's efforts to provide safe, high-quality products to their consumers, the mushroom's use and impact, the challenges and opportunities surrounding it, as well as the company's aspirations for future growth and product offerings. Jeff also shares insights from their consumers' experience and both the anecdotal and scientific evidence they have collected so far.Host: Bruce Bassi MDMore resources, including a full transcript, can be found at our podcast website: https://www.telepsychhealth.com/futurepsychiatrypodcast/We are always looking to grow and learn more about the field of tech and mental health. If you have an idea for the show, want to suggest a guest, or have a suggestion, please feel to message us through our website's contact page. If you want to support the show, please like on Facebook, and follow us on Instagram, and Tiktok and subscribe on Youtube.As always, the content is for educational purposes and is not medical advice. If you are having a medical or psychiatric emergency please contact 911.

Jeff joins Colby on the podcast to discuss their flagship Amanita muscaria extract "Calm," containing Muscimol. Footnotes: To find out more on Psyched Wellness, or to order Calm to have it shipped to home, click on the link here: For more on Amanita Muscaria, please view the article I published on my Substack by clicking the link here Wired article on microdosing: https://www.wired.co.uk/article/microdosing-workplace-shroom-boom#intcid=_wired-uk-bottom-recirc_397cdbf7-d656-4f04-b4a2-111a2dd3ef9f_entity-topic-similarity- Microdosing Amanita for neuropathic pain: https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4614567/ *Be on the lookout for an affiliate link to purchase “Calm” extract in the coming days*

The man who was at Beech Ridge...day 1. If there's anyone who has seen and been a part of it all, it's Chum. He's been behind all the greats and we dig into stories of Homer, Dickie, Jeff Stevens, and others.   Chum's grandson, Rusty Poland guest's as co host...and you're really going to enjoy this one. 

Dave discusses the peak Supermodified years at Beech Ridge Motor Speedway. The Maine Motorsports Hall of Famer shares an incredible story about Jeff Stevens, the wild bus ride when they lost the brakes...but had a race to get to. Also, did Dave get a heads up Ralph was buying Beech Ridge? Find out here!   Those 5 Star Reviews are super helpful and  thank you for the support on Patreon

Today's guest is Jeff Stephens    Jeff is Founder of The Thoughtful Real Estate Entrepreneur and host of the podcast, “Racking Up Rentals.” Jeff's focus is on relationship-based negotiation for off-market acquisitions with Seller Financing. Join Sam and Jeff in today's episode.  -------------------------------------------------------------- Introduction [00:00:32] Jeff's background and approach [00:01:00] Seller financing as a relationship-based approach [00:03:43] Finding the Right Properties [00:07:44] Scaling the Business [00:09:53] Getting Seller Financing [00:14:17] Patience and Skill in Negotiating with Sellers [00:15:29] Finding the Awesome in Every Deal [00:17:26] The Infinitely Negotiable Seller Financing Loan [00:22:12] Supercharged Seller Financing [00:22:57] Practical Applications of Supercharged Seller Financing [00:24:11] Conclusion and Call to Action [00:25:06] -------------------------------------------------------------- Connect with Jeff: Facebook: https://www.facebook.com/JeffWStephens  Facebook: https://www.facebook.com/thoughtfulre  Instagram: https://www.instagram.com/thoughtfulrealestate/ Free Seller Financing 101 Video Training: www.sellerfinancing-101.com   Connect with Sam: I love helping others place money outside of traditional investments that both diversify a strategy and provide solid predictable returns.     Facebook: https://www.facebook.com/HowtoscaleCRE/ LinkedIn: https://www.linkedin.com/in/samwilsonhowtoscalecre/ Email me → sam@brickeninvestmentgroup.com   SUBSCRIBE and LEAVE A RATING. Listen to How To Scale Commercial Real Estate Investing with Sam Wilson Apple Podcasts: https://podcasts.apple.com/us/podcast/how-to-scale-commercial-real-estate/id1539979234 Spotify: https://open.spotify.com/show/4m0NWYzSvznEIjRBFtCgEL?si=e10d8e039b99475f -------------------------------------------------------------- Want to read the full show notes of the episode? Check it out below: Jeff Stephens (00:00:00) - That's kind of the, the problem that I think most people have trying to buy seller financing properties is that, that the default mentality they bring, and this is gonna be, you know, obvious, like, of course this is the mentality we bring is I wanna buy a property, thus I'm shopping for a property. And now I'm gonna ask the seller about seller financing. But with seller financing off market, we need to do the opposite. We need to go shopping for a person and then see what property they own. Because seller financing is much more about the person than it is about the property.   Intro (00:00:32) - Welcome to the How to Scale commercial real Estate show. Whether you are an active or passive investor, we'll teach you how to scale your real estate investing business into something big.   Sam Wilson (00:00:45) - Jeff Stevens is the founder of the thoughtful real estate entrepreneur and host of the podcast Racking Up Reynolds. His focus is on relationship-based negotiation for off-market acquisitions with seller financing. Jeff, welcome to the show.   Jeff Stephens (00:00:58) - Thanks so much for having me here. I appreciate it.   Sam Wilson (00:01:00) - Absolutely, Jeff, the pleasure is mine. There are three questions I ask every guest who comes in the show in 90 seconds or last, can you tell me where did you start? Where are you now and how did you get there?   Jeff Stephens (00:01:09) - Yeah, absolutely. I started in, um, you know, about 15, well, maybe 17, 18 years ago by picking up that purple book Everybody has been, uh, inspired by and I thought, huh, that sounds interesting. So my wife and I had just bought our first primary residence and, and I picked up this book shortly thereafter. I thought, gosh, I bet I could tap some of the equity and buy a rental property. So we did that. We bought a triplex. It was very, very conventional, very different than what I would do today, but that got us started and I'm so glad that, that I did that deal even though I wouldn't do it again today, cuz it really got us, got us going. Fast forward a few years, I decided that I wanted to make real estate more of a full-time focus and a part-time focus. And that was about 10 years ago. And fast forward a few more years, I've really locked into kind of my particular, you know, my little niche, my little approach and, uh, that is buying properties off market relationally with great seller financing terms. And then in the last year, or well no, maybe two or three years, I've become just a good advocate for spreading the message on that because I feel like this is something that more people really deserve to understand.   Sam Wilson (00:02:14) - No, that's great. That's great. I look forward to digging into the nuances of what you do and how you do it. Um, seller financing is one of those, I think like, you know, uh, pie in the sky ideas for a lot of real estate investors, they're like, oh yeah, you know, you can get seller financing one in every hundred deals, but otherwise it's probably not gonna work out. Uh, it sounds like you have really found a, uh, a way to disprove that theory. Yeah. So really again, just let's get nerdy, let's get in the weeds, let's break it down. Mm-hmm. , talk about kind of how you discovered seller financing, the way that you approach it, kind of your thought process behind it. I'd love to love to just hear, uh, hear your thoughts on that.   Jeff Stephens (00:02:54) - Yeah, absolutely. You know, I think my very, very first experience with seller financing was one that I kind of stumbled into a little bit. This was kind of like a pocket listing situation where somebody had called me and as we had this conversation, it just sort of unfolded, but I didn't have a strong strategic idea about exactly, you know, how to optimize it. I thought, gosh, I can just buy this property and not have to go qualify for a loan, and that's really great. But as I, as I got more into this and I found my own coach and my own mentor, I started to, to refine this, um, this approach. So a couple important pillars of this, I'd say is, is it possible to buy a listed property with seller financing? Yes, it's absolutely possible, but it is not gonna be the same kind of conversation as if we're doing it off market and doing it in a relationship-based manner.   Jeff Stephens (00:03:43) - And in my experience, in my opinion, my philosophy is that we will be far more successful in negotiating much better terms for us, but also even just doing a better job of tailoring the deal for the seller too, if we get to see that person face-to-face. So I at, at this point just completely avoid anything that is listed. I just want to have a face-to-face conversation in a seller's living room. Um, a couple of the things that make seller financing actually far more, um, common or maybe even possible than a lot of people think is that a lot of buyers in real estate kind of think like, well gosh, a seller, you know, they do seller financing as kind of a last resort. They would always prefer a different outcome. They'd prefer different plan. So seller financing as a result, basically comes when situations when the seller like, boy, they just can't sell it in another way.   Jeff Stephens (00:04:34) - Or it's taking too long. Or they, they're gonna have to lower the price a lot and they're sort of doing it reluctantly. But the real, the truth is that there are certain people, while, while there are many situations that are indeed like that, the truth is there are also lots of people for whom selling their property with seller financing is once they kind of realize this and we kind of gently help unpack this conversation for them, they realize this is the best possible way for them to sell their property. And there's a couple main reasons and then I'll pause there cuz I think these are really important to, to hear. First and foremost, seller financing or, or termed an installment sale is an excellent way for the owner of a property who would otherwise have a big old gnarly capital gains tax bill to significantly ease the pain of that tax bill bill and defer large portions of it, but without needing to do a 10 31 exchange.   Jeff Stephens (00:05:30) - There's a lot of people I I know and I've bought properties from that are about 70, and they're thinking, these properties have been very, very good to me, but I'm not really in the mood to just trade one responsibility for another. I'd rather get outta this game, but how do I do that without having this big painful tax bill? Secondly, these people like having income, it's probably why they bought rental properties in the first place. So if they sell the property and then, you know, the, the, there goes the income stream. So they like to, to be able to continue to have income stream. And then the third and final reason is that there's a lot of people who say, gosh, if you know 500, a million, 2 million showed up, uh, from a closing, I don't even know exactly what I would do with it. That actually feels kind of burdensome to figure that out. It feels like kind of a big responsibility and you find the right person with those attributes and it's a great conversation. It works out perfectly for everybody.   Sam Wilson (00:06:21) - I like that. And, and, but, and again, I'll go back to my initial, tell me why I'm wrong, I guess is why I'm saying this, but it sounds like that seller is, is unique. Is that the case?   Jeff Stephens (00:06:34) - Well, they're unique in, in the sense that if you just go out into the world and stumble around and look at properties that are for sale and then say, oh, I wonder if that person has these attributes, the chances are probably not good. Right? But if you're trying to catch that particular fish mm-hmm. , you would probably want to go to the places where that particular fish lives, right? So that's kind of the, the problem that I think most people have trying to buy seller financing properties is that, that the default mentality they bring, and this is gonna be, you know, obvious, like of course this is the mentality we bring is I wanna buy a property, thus I'm shopping for a property and now I'm gonna ask the seller about seller financing. But with seller financing off market, we need to do the opposite. We need to go shopping for a person and then see what property they own. Because seller financing is much more about the person than it is about the property.   Sam Wilson (00:07:31) - So tell me, uh, break, break that down for us. I don't even, uh, if, if you told me that right now, said, Hey, Sam, go out and find the person and then find what property they own. I'd look at you like a deer in the headlights like I'm doing right now, and say, how, how do you do that?   Jeff Stephens (00:07:44) - Absolutely. So here's, here's exactly what I do. I know that there's certain areas, my my little geographic sandbox where I want to buy properties, and I'm pretty picky about those. So I define these areas, let's just call 'em zip codes. And then I say, who are the people who would have the attributes that I just kind of went through? Who would have a nasty tap capital gains tax problem? Uh, an owner occupant of a house, probably not, right? Uh, but a landlord, a person who owns an investment property and has owned it for a, a reasonable period of time. Okay, there's, there's my person, right? Mm. So now I'm trying to query a list and I actually just do this with, uh, my local title company. I just say, Hey, would you please query the public database for the following parameters and send me a spreadsheet?   Jeff Stephens (00:08:25) - So I say, here are my zip codes. I'm looking for absentee owners of this type of property. Like let's just say in this case, um, you know, with your audience, I'm looking for five to eight unit buildings. Like, that's, that's one of the, uh, categories in my, my county's tax records is five to eight unit properties. Okay? So I'm looking for this zip code, absentee landlords, which is gonna be most of them, in this case, five to eight unit properties. They've owned the property for at least say 10 years. Um, send me the, send me the list and they send me the list. And now this is like my pond. I'm about to go fishing in the pond where there's real reasonable chance that these people are gonna have these attributes I want. Right? The next question is, how do I reach out to them?   Jeff Stephens (00:09:05) - And my, my strategy is to reach out to them with a, a dead simple. It's very strategic, but dead simple at the same time. Personal, nice, unbelievably low pressure letter that just says, hi, my name is Jeff. My wife and I have a couple rental properties. We're actively looking for another one that we could buy and manage ourselves. I came across yours at this address. Uh, I was just thinking if you would ever consider selling it, would you give us a call? It'd be lovely to just discuss it face-to-face with you. It's pretty much as simple as that. And that initiates phone calls where at that point when our, when our phone rings with that seller, pretty much always, we're the only person on the planet who knows that that property is even in play. Because these aren't people who have raised their hand, they haven't stuck a sign out front, they haven't hired a broker. There's, it's not on the internet now, we're just having a one-on-one conversation.   Sam Wilson (00:09:53) - How do you do that at scale? Like what's the, what are the, or maybe you don't, maybe let's, let's ask that. Do you do it at scale? And if you do, how? And if you don't, why not?   Jeff Stephens (00:10:04) - Yeah, so I think, I mean, I think scale is, is relative. I would say we send probably, you know, a thousand letters a month would be, so I'm not sure if that's, you know, considered scale. Yeah. Yeah. I think that this business, at least the business that I'm in, and I'm guessing a lot of your, uh, listeners here too are, it's, we don't have to have a volume game. I mean, this isn't a, a, a whole, uh, you know, residential wholesaling thing where I need to turn 30 properties a month. If I can buy 4, 5, 6 great properties a year in this part, uh, particular manner, that's a great, um, that's a great win for me. So it's the, one of the things that people I guess, push back on and they say, well, it doesn't sound like real conversations with people aren't, isn't scalable. Um, do I have a acquisitions manager of this? And I would say, yeah, I mean, because real relationships aren't scalable. I mean, I, I don't outsource the, the, uh, scaling of my ability to have more friends either. I actually just invest in those relationships knowing that these are, are very valuable things and only takes a couple great ones to get huge wins.   Sam Wilson (00:11:04) - Right. No, I think that's, that's, that's powerful what you've, what you've just said there. Um, it's also building a business the way you want. And I think, I think that's, and we'll, we'll, I'm turning left here in the conversation, but it's, so oftentimes I hear from other investors and just kind of the general vibe is that like, bigger is better and we just get bigger for bigger's sake without any real understanding of why we're actually doing what we're doing. And for you, yeah. Say, Hey, look, five or six of these a year is plenty and that's all we need. Uh, I think that's, yeah. Really powerful to know kind of what, what your parameters are there. How does, how, when you, when I mean a thousand letters a month in that five to eight unit range, I think is a lot. Just, just in the sense to finding that many owners that own those types of properties. I love what you said there though, about having a face-to-face conversation. I think that, are there anything else that you really put in that letter that makes it stand out? Is it handwritten? Is it, I mean, cuz a lot of, all of us get anybody that owns property, I'm sure you do too, get mm-hmm.  the, the letters in the mail and you're like, okay, I've seen this 8,000 times. It's this  Yeah. Inking letter. I've seen my, you know, last decade. Yeah. Downend, what do you do?   Jeff Stephens (00:12:18) - Yeah, yeah, absolutely. So one of the funny things I, I love, I experience this myself all the time. And then my clients, uh, who I'm coaching, I experience this all the time too, is actually two things. One is somebody calls you back from your letter and then they say, you know, I get letters like this all the time. I, I've never called anybody back before, but I'm calling you now. Something just felt different. And then the second thing is, you'll get a call, you know, nine months, two years, three years after you sent the letter from somebody saying, you know, I got the letter, the time wasn't right. I stuck it in a folder though, and now the time is right and I'm calling you back. And I think the thing is that it's, it's, they're doing that because it's worth saving. And the reason it's worth saving, the reason it's cutting through the clutter is cuz it is really clear.   Jeff Stephens (00:13:01) - It is coming from one regular person to another. And this part is really important in my opinion. Uh, we are positioning ourselves as peers, right? Most, most letters that real estate investors send position themselves as we have money, we have clients, we, you know, you, you, you kind of look like you might be the gazelle down here waiting to get taken down. We are the lion. Sure. Uh, all cash close, fast, right? And that, that puts people on guard. But if you send them a letter where the, the power dynamic is balanced, you say, Hey, I'm a local landlord like you, my wife and I have got a small business, we'd love to buy another property. Uh, anytime you wanna call, it'd be awesome to chat with you. It feels very, very safe because they're thinking like, this person is like me. They're not, they're not here to, uh, they don't see some crazy opportunity, you know, to exploit me. We're just having a conversation.   Sam Wilson (00:13:49) - I, no, I think that's, I think that's great. That's, that's really, really great, uh, insight on that. One of the things that we talked about off air was that you said, uh, or before we started recording this, you said that the best way to get seller financing is to not ask for seller financing. Yeah. Now you're going into this transaction or into this, into this pond. You're fishing in with this idea that in the end you want seller financing. Uh, yeah. How, what talk, talk me through that, uh, that line of thinking.   Jeff Stephens (00:14:17) - Yeah, so I, to me, the number one mistake that buyers make trying to get seller financing is that they show up and they make it just ridiculously obvious that this is what they want. Like, they might as well be wearing a t-shirt that says, I want to buy your property with seller financing. And so there's a couple things here. The first thing I'll say is, categorically humans, anywhere on any topic, what ideas do we like best? We like our own ideas best, right? And so when we show up and we just sort of like right outta the gate, we're like really obvious, like, Hey, I'd like to buy your property with seller financing. It's like saying, this is my idea. Which then, you know, leads to the very obvious natural next step, which is like, because it would be good for me . But if we can have this conversation in a way such that we are actually kind of eliciting the insights and the information from the seller such that when we make a proposal, I don't make offers, I make proposals when I make a proposal back to them that involves seller financing, it feels like a prescription that is perfectly tailored to the diagnosis that they just told me.   Jeff Stephens (00:15:29) - Like, we just discussed it, you know, the themselves, right? And so when, when, if you just show up and say, I wanna buy your property with seller financing, like the enthusiasm is great, but it's raises questions in people's mind. Like, why, why, why does that person need, do they need seller financing? Oh, they must have bad credit. Oh, they don't have enough down, blah, blah, blah, all this kind of stuff, right? But if we just like exhibit a little patience and a little bit of skill in asking questions that get people to say the things we need them to say out loud, now we're talking, right? Because I know if I, if I can get a seller to talk about how, uh, they want to, this is the most common thing in the world for me. A seller says, I'd love to sell this property, but man, I'll tell you the taxes would fricking kill me.   Jeff Stephens (00:16:13) - Right? Right. I know I want them to say that. So how do I open the door so that they can just walk through the door and say that thing? Right? So I might say to them like, oh gosh, you've had this property for a long time. Are you just planning to do a 10 31 exchange? I might just say that it's like a question. That's not a question, right? I mean, it's a question, but it's more like a statement and just sort of let them go. Oh no, God no. We're, you know, real estate's been great to us, but we're done. Oh really? Now I'm like putting tucking these little insights back in my head so that when I come back to them with a proposal, I say, you know, you, I was thinking about how you were telling me how you don't really want to pay the taxes, but you also don't wanna do an exchange. I think I've got an idea that might work for you. Mm-hmm.   Sam Wilson (00:16:56) - I like that. I like that. That's, and and those are, those are the, uh, the information gathering stage I will say of that relationship. How many, how many of these deals on the seller financing side have you come across where you're like, I really, I Jeff Love this deal. The seller does not wanna do seller financing. How do you, how do you gracefully walk away from that? And or have you then turned around and said, let me find an alternative way to get this closed?   Jeff Stephens (00:17:26) - Yeah, I, to me, when I, so my, my strategy for buying my approach to buying is that I need there to be something awesome about every deal. I call it find the awesome, like the, the awesome could be, wow, the rents are half of what they could be. The awesome could be the zoning that would allow you to build a whole bunch more units or some, some other form of expansion. You know, the awesome could just be like this incredible location or beauty or romance of a building. The awesome could be any aspect of, of the financing. So to me, I need to have some kind of, some kind of awesome. Hmm. So if I'm talking to a seller and it's, it's seeming like seller financing is not the prescription that is matching their diagnosis basically, to put it that way. But there's some other awesome that I have found then, then yes, I will certainly be willing to, to pivot. I I always hope that that's not the case, but yeah, I would, I would hate to pass up what, what is a, a, an amazing opportunity in a different way or seen from a different angle simply, simply because of that.   Sam Wilson (00:18:28) - Got it. Got it. Okay. Yeah, I guess that that was the question there was was, you know, do you let deals go? Cause they're not seller financing, clearly that's not the case. Interest rates have just been skyrocketing. I mean like the power of the dollar is just, it's declining rapidly. People's purchasing power is going down. Uh, how have terms changed on the seller financing side of things, maybe relative to even a couple years ago?   Jeff Stephens (00:18:53) - Yeah, so this is a great question that that really also speaks again to some of the, I would say misconceptions about seller financing. In my experience, a seller is rarely thinking to themselves, okay, I'm gonna be the bank. Let me see what US Bank is charging. Let me see what Wells Fargo is charging. What it, oh, it's gonna have to be 25 year amortization, because that's what the commercial loans at the credit union would be. In my experience, it's not that conversation at all. It's actually much more about what, what works for them and kind of what works for, for us as buyers and the deal. I don't think there's any natural correlation between, uh, market interest rates or down payments or LTVs or anything like that. Uh, with, with sellers, a great example of this would be if I'm looking at a seller financing deal and I, and I'm seeing that their rents are kind of low, and that's one of the reasons I like the, the opportunity.   Jeff Stephens (00:19:50) - I'm actually asking myself like, what are they netting each month right now? Right? I'm doing the math, a gross rents, you know, these expenses, whatever expense ratio, I think they're netting this amount right here. Now I'm, I'm also figuring out then of course, what is my note likely to be? Let's say I'm gonna put 10% down or whatever. So my note is gonna be this amount in many times, in many ways, I'm actually reverse engineering my interest rate simply so that I can show up at the proposal meeting and say, okay, I've got a proposal that gives you the same net income every month that you're getting right now. Plus gives you a little down payment, plus removes all of the hassle of, you know, of management and does the most important thing you said, which is to defer your capital gains indefinitely into the future for the term of this loan.   Jeff Stephens (00:20:35) - And so I, if the answer is like I'm proposing a 3.5% interest rate, I'm not really proposing a 3%, 3.5% interest rate, I'm proposing a, you know, $2,700 payment, it just happens to be a 3.5. Right? So I am, I'm seeing what's actually most important to them. Cuz cuz there are sellers who will say to you, um, you know, 5% is what's important. Like they have no idea what that payment amount, but for some reason 5% is the number. Like, okay, then I guess we'll work with 5% and then we'll play with the other variables, right? That, you know what I mean?   Sam Wilson (00:21:09) - Yeah, no, that makes, that makes a lot of sense. And I like, I like the way you think through that, that, uh, that gives a lot of color to that. Let's talk one last, uh, one last topic here before we get to sign off. But you were talking about how'd you put that  financing a good property or repro a good, maybe you could explain that to me in more detail.   Jeff Stephens (00:21:29) - Yeah, yeah. It's so funny. I was just taking a walk this morning. I had this epiphany. I was like, oh my gosh, this topic that I talk about all the time, I've never said it in this exact way before. So what I was saying is, everybody knows how to refinance a great property, but very few people know how to re property some great financing. So here's this. So this is gonna be, since we only have a couple minutes, this is gonna be like the little bit of a, of a, of a teaser head scratcher. But hopefully, um, wonderfully enchant people as they, as they leave this podcast at episode wanting more, um, when we buy a property with seller financing, we're actually buying two things. We're buying the property and we're buying the financing, right? These are two things that they, they come together as a package, but do they have to stay together as a package forever?   Jeff Stephens (00:22:12) - And the answer is no, because a seller financing loan is infinitely negotiable and tailorable and customizable, right? If we get a loan from a bank, a major part of that deal is a three word expression. We all know do on sale. Well, a seller financing loan does not have to have a do on sale clause. In fact, a lot of sellers a do on sale clause would hurt their, uh, interests overall. You know, if I buy a property for, from somebody who wants to defer their capital gains for the next 20 years in this installment sale and six months later I think, oh, I think I'll refinance it. I have just really screwed up their whole plan, right? Sure. They don't wanna get paid off early. And frankly, if it's a great loan that I've negotiated, I don't wanna pay it off early anyway, but I do need to maybe refinance my property.   Jeff Stephens (00:22:57) - I certainly need to have the right to sell my property if I want to. And that introduces the opportunity for us to negotiate. This is something I call supercharged seller financing, uh, uh, a term, a clause, an element of our promissory note that says that the maker of the note that's us, the borrower has the right to provide a different piece of real estate as collateral. As long as the new piece of real estate also has enough equity and enough cash flow to make the payments. But we can substitute the collateral that secures the note, just a substitution of security clause. So I've bought the property and I've bought the financing, but there are scenarios in which I buy the property and I buy the financing. I'm like, yeah, the property's okay, but the financing is awesome. What if I just wanna get rid of the property but keep the financing in my portfolio? We all know the idea. So, you know, bring it full circle here. We all know the idea that you have a property and you can constantly be changing the financing on it, but what if you had financing that was awesome that you could constantly be changing the, the property that secured that financing. And when you do that, it opens up a real world of like deal structuring possibilities. It's a little bit, uh, mind blowing.   Sam Wilson (00:24:11) - That is absolutely mind blowing. Jeff, this has been awesome. We'll need to, uh, have you come back on and we'll do an episode just on that kind of, uh, thought and process and how that even practically works out. It sounds, uh, very, very interesting and intriguing. Certainly appreciate you coming on today, learned a ton from you just on the way that you approach seller financing, the way you find the properties that you're looking for, how you go to the title companies and have them pull records, your wealth of knowledge. And I certainly appreciate it. Uh, if our listeners wanna get in touch with you or learn more about you, what is the best way to do that?   Jeff Stephens (00:24:41) - Yeah, thank you so much. Yeah, I would say check out my podcast Racking Up Rentals, which you mentioned before. I really appreciate that. And then I'm also really quite active on, on Facebook and we have a small community private Facebook group called Rental Portfolio Wealth Builders. It'd be great to see people there and   Sam Wilson (00:24:57) - Fantastic. We'll make sure we include all that there in the show notes. And Jeff, thank you again for coming on today. I certainly appreciate it.   Jeff Stephens (00:25:04) - Thank you so much for the opportunity.   Sam Wilson (00:25:06) - Hey, thanks for listening to the How to Scale Commercial Real Estate podcast. If you can do me a favor and subscribe and leave us a review on Apple Podcasts, Spotify, Google Podcast, whatever platform it is you use to listen. If you can do that for us, that would be a fantastic help to the show. It helps us both attract new listeners as well as rank higher on those directories. So appreciate you listening. Thanks so much and hope to catch you on the next episode.

Psyched Wellness' CEO, Jeff Stevens, joins Coruzant Technologies for the Digital Executive podcast. He shares his company's goal of bringing the first legal Amanita Muscaria extract to consumers across the U.S.

Tonight we have a guest! Joining us is Jeff Stevens, founder of WellBeing Brewing (wellbeingbrewing.com). WellBeing makes craft non-alcoholic beers, for the discerning sober beer aficionado. Jeff generously gave up time to talk to us about the story behind his business and who his market is and really, why he does what he does.Also, please be careful out there. Coronavirus has a LOT of us out of work and a LOT of us very isolated. Reach out. Get support if you need it. If you have strength to spare, do some check-ins. It can't hurt.(Originally released 3/20/2020)

Welcome back to By Volume!Co-hosts *Danny and Laura* continue their intentional season 1 ride with Jeff Stevens, founder of Wellbeing Brewing out of St. Louis, MO. Wellbeing, one  of the USA's first non-alcoholic beer companies, is focused on  inclusion and all about cultivating a community of discoverers and recoverers.  Our Wellbeing Brewing playlist, with songs from Danny, Laura, and Jeff.Follow Wellbeing Brewing on IG: @wellbeingbrewingFollow By Volume on IG: @byvolumepodcastCo-host Danny Frounfelkner is the co-founder of Sipple in Houston.Co-host Laura Silverman is founder of Zero Proof Nation and Booze Free in DC.Intro / outro music: Braille Bones by Danny Frounfelkner Please review us on Apple Podcasts! ⭐️⭐️⭐️⭐️⭐️ Send us an email at byvolumepodcast@gmail.com and we may just read your note on the air!Support the show

Starting in the mid-80s, Jeff Stevens has written some monster country hits, including songs that could fairly be called classics- Carrying Your Love With Me from George Strait, for example. But, as his career has gone on, he hasn't just gone back to the same well again and again and as such, some of his more recent stuff has actually gotten blowback for not being country enough. If you listen to this podcast at all, you'll know a few other veteran songwriters have faced the same challenge- and charge. But in a business where you're only as relevant as your last hit, staying in the writer's room requires never closing the door on suggestions or ideas, even if it's a suggestion to, say, write with and produce a new artist named Luke Bryan. See omnystudio.com/listener for privacy information.

Non-alcoholic beer was stigmatized for decades. Problem was, most NA products weren't worth drinking. The craft beer revolution's led to companies like Well Being Brewing, which for the past 5 years has been leading the way for non-alcoholic beer. Joining me to talk about Well Being Brewing tonight is its founder, Jeff Stevens Car Con Carne is sponsored by Buona! Take 10% off your mobile or online order with the podcast promo code (CARNE10)!

Non-alcoholic beer was stigmatized for decades. Problem was, most NA products weren't worth drinking. The craft beer revolution's led to companies like Well Being Brewing, which for the past 5 years has been leading the way for non-alcoholic beer. Joining me to talk about Well Being Brewing tonight is its founder, Jeff Stevens Car Con Carne is sponsored by Buona! Take 10% off your mobile or online order with the podcast promo code (CARNE10)!

While the Spooky Crew huddles in their cuddle puddle on a Tuesday night, we're going to take a step back to Monday night. Before the skin suit, before phone calls, before Casey's tense encounter with Sebi, other characters were on the move. Featuring spectacular guest stars Lucas Duff (Ballad of the Seven Dice), Andrew Palmer (ChasmQuest), and Matt Surges (voice actor and friend from Multiclass Theater). Our promos this week feature Jeff Stevens' Potbellied Kobold's Guide to Villains and Lairs and Dwarven Rations.   CREDITS "The Restoration" by Scott Buckley at 0:00. Licensed under Creative Commons Attribution 4.0 International.

The Spooky Crew gives George Columbus the skinny on their situation, and he isn't the only one. Casey's family spends some time on the phone together. Featuring extra special guest stars Seth Mahon and Adam Goudreault from Cheaper by the Dungeon! Our promos this week feature Jeff Stevens' Potbellied Kobold's Guide to Villains and Lairs and Dwarven Rations.   CREDITS "Anticipation" by David Fesliyan at 2:59. "Cool Vibes" and "Stay the Course" by Kevin MacLeod at 18:27 and 28:01 (respectively). Licensed under Creative Commons Attribution 4.0 International. "Run" by Ross Bugden at 39:40. Licensed under Creative Commons Attribution 4.0 International. "Dead Roses" and "Out of Body" by Nicolas Jeudy at 41:28 and 51:33 (respectively). Dark Fantasy Studio, 2015.

Geospatial is an important part of agriculture technology. Stephanie Regagnon of the Donald Danforth Plant Science Center talks about the GeoInnovation National Speaker Series. WEPOWER launched Elevate/Elevar Capital. Yoni Blumberg tells us about the $1.5 million investment fund for Black and Latinx-owned companies. Jeff Stevens with WellBeing updates us on the non-alcoholic brewery.

Jeff Stevens Well Being Brewing

Today I talk with TTRPG/D&D Content Creator, horror enthusiast and Kickstarter - Jeff Stevens.We discuss the new release Adventures from the PotBellied Kobold, Happy Jack's Funhouse, supporting other creators in the community and so much more.You can find Jeff Stevens and all of their content via the links below.Website:https://t.co/rsm0ZU7DKA?amp=1https://t.co/BtiCDL0BTb?amp=1 - Mailing Listhttps://www.dmsguild.com/browse.php?author=Jeff%20C.%20Stevens Twitter:https://twitter.com/JcorvinstevensPlease leave reviews on ITunes to help us to learn and grow as a PodcastYours Sincerely,Adam 'Cosy' Powell~~~~~~~~~~CAST & CREWHost: Adam PowellGuest: Jeff StevensSound Design: Adam PowellMusic: Epidemic SoundCover Art: Tim Cunningham - www.Wix.com~~~~~~~~~~Website:https://linktr.ee/snydersreturnhttp://snydersreturn.squarespace.comSupport the podcast by joining our Patreon community where you'll gain access several hours of bonus episodes. At the "Celestial” tier you have the opportunity to submit NPC names and items to be used in the game!Visit https://www.patreon.com/snyders_return?fan_landing=trueAre you on DISCORD? Come hang out in our server! https://discord.gg/QgU5UNf Join us in the Snyder's Return Facebook Group!Buy us a TTRPG Source Book: https://www.buymeacoffee.com/SnydersReturn~~~~~~~~~~~Social Media:Twitter - https://twitter.com/ReturnSnyderInstagram -  Snyder's Return (@snyders_return)Email - snydersreturn@gmail.com~~~~~~~~~~~Support our Streamers across on Twitch:Sox_TGD: https://www.twitch.tv/sox_13/videos/allTyler Whatmore:  https://twitch.tv/llamakiller93 Become a Podcaster and Share your interests with others.Buzzsprout Podcast Host: https://www.buzzsprout.com/?referrer_id=1010188Epidemic Sound: https://www.epidemicsound.com/referral/4u0qhi/Support the show (https://www.buymeacoffee.com/SnydersReturn)

Consolidation has been occurring through healthcare, no matter what side of the table you have been sitting on for the past decade.  GPOs have been no exception and sourcing strategies have been forced to change as well.  Jeff Stevens shares his extensive experience and perspective on how to get the best value from your Group Purchasing Organization affiliations.  How have you leveraged your GPO contracts successfully?  What limitations do you face related to exclusivity versus a pick and choose approach?  On this episode we dive into emerging opportunities in the world of GPOs such as Purchased Service and gain insight from an industry expert with an interesting background in healthcare! You can follow Power Supply at: Facebook: https://zcu.io/kDUC Linkedin: https://zcu.io/waOr   And listen at: iTunes -> https://zcu.io/3Zef Spotify -> https://zcu.io/eBXx Stitcher -> https://zcu.io/2gMi Amazon Podcasts -> https://zcu.io/Xo2S Google Podcasts -> https://zcu.io/O8SY #GPO #PurchasedServices #Strategic # Sourcing #PowerSupply #Podcast #Education #SupplyChain #Healthcare #Purchasing #Contracting

CSE's Anil Mall chats with Jeff Stevens, CEO of Psyched Wellness Ltd. (CSE:PSYC) to discuss the company's objective to create premium mushroom-derived products that have the potential to become a leading North American brand in the emerging functional food category. Jeff also shares how they are developing a line of Amanita Muscaria-derived water-based extracts, teas and capsules designed to help with three health objectives: promote stress relief and relaxation, assist with sleeping and to support mood.Here's an overview of what Anil and Jeff cover in this edition of the #HashtagFinance podcast:0:00 - Introducing Jeff Stevens CEO of Psyched Wellness2:30 - The company's mission to harness the healing power of mushrooms6:00 - The science and history of Amanita Muscaria9:00 - Professor David Nutt - a thought leader in Amanita Muscaria11:20 - Michael Nederhoff, Terry Booth and the PSYC Board16:00 - Psyched's developing product line17:20 - The R&D required to launch a micro dose product20:30 - Keeping up with Psyched22:50 - Closing comments - the value propositionLearn more about Psyched Wellness at: https://thecse.com/en/listings/life-sciences/psyched-wellness-ltd 

This week on The Green Rush, our hosts Nick and Anne are talking with Jeff Stevens, CEO of Psyched Wellness (CSE: PSYC), a Canadian-based health supplements company focused on the production and distribution of artisanal functional and psychedelic mushrooms. At its core, Psyched Wellness is developing a line of Amanita muscaria-derived water-based extracts, teas and capsules designed to help with three health objectives: promote stress relief, relaxation and assist with restful sleeping. With increased interest in plant-based wellness alternatives to pharmacological treatments for health issues such as insomnia, depression, and anxiety, Psyched Wellness and its work with the Amanita Muscaria mushroom are part of the larger push within the psychedelics space to transform mental healthcare. We chat with Jeff about the unique characteristics of Amanita, what differentiates Psyched from other psychedelics companies and what the company has in store for 2021.  So sit back and enjoy our conversation with Jeff Stevens of Psyched Wellness. Jeff Stevens, CEO and Director of Psyched Wellness Jeff Stevens is the CEO and Director of Psyched Wellness. Jeff has 20+ years of capital markets experience and has been an officer and director with several public companies. He has taken three companies public via reverse takeover, built teams and structured multiple M&A transactions while building successful businesses. Links and mentions in the show https://psyched-wellness.com/    Links to the guest’s company and social media accounts Twitter: https://twitter.com/jeffste44576043 LinkedIn: https://www.linkedin.com/company/psyched-wellness/ LinkedIn: https://www.linkedin.com/in/jeffrey-stevens-7a897a5/  Show Credits: This episode was hosted by Anne Donohoe and Nick Opich of KCSA Strategic Communications.  Special thanks to our Program Director Shea Gunther. You can learn more about how KCSA Cannabis can help your cannabiz by visiting www.kcsa-cannabis.com or emailing greenrush@kcsa.com. You can also connect with us via our social channels: Twitter: @The_GreenRush  Instagram: @thegreenrush_podcast LinkedIn: https://www.linkedin.com/company/thegreenrushpodcast/  Facebook: https://www.facebook.com/TheGreenRushPodcast/  YouTube: https://www.youtube.com/channel/UCuEQkvdjpUnPyhF59wxseqw?disable_polymer=true

We are saved by God's grace as a gift, not as a result of anything we've done to earn it. In response to this incredible gift of love, we should find ourselves compelled to live lives marked by the fruit of God's spirit within us, and...

This week we welcome Wiggles from Voodoo Bike Rides & Jeff Stevens from Saints Through Fire onto the show. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Jackie and Jeff Stevens (@kuratowa on Twitter) have a case of the Monday's.Must-know: - Michael Bolton is an ass-clown. - There is such a thing as "too little" flair. - If you could do that, that'd be greeeeat.Follow us on Twitter @JackieWatches.This episode produced by Sean Flynn (@wxgeek).We have merch! Shop here: https://www.teepublic.com/user/jackie-watches-stuffSupport the show (https://www.patreon.com/jackiewatchesstuff)

Psyched Wellness with CEO, Jeff Stevens. Jeff is the chief executive officer of Psyched Wellness, a company researching and developing new ways of distilling and purifying mushrooms in order to harness their healing properties. Jeff is a seasoned Canadian capital markets executive with experience in building and managing public companies in emerging industries. Jeff Stevens, CEO of Psyched Wellness, Discusses the Psychedelics Scene and His Company’s Fresh Take on Psilocybin Treatment. Psyched Wellness is a Canadian health supplements company dedicated to protect, restore and regain a healthier body and mind through the production and distribution of artisanal, medicinal mushrooms. They are dedicated to researching and developing new ways of distilling and purifying mushrooms in order to harness their healing properties in order to nurture healthier happier lives.

Understanding the truth of who God is will change everything about how we see the world. If we believe that God is the creator and sustainer of all things, and out of His love for us He sent His Son to be our Savior, then it's God's Word -...

It's a full house on today's The Loyal Littles Podcast episode as Chuck and Roxy welcome back Simon and Tiny Chuck to the show to briefly discuss the NFL playoff weekend and a new “interesting” show on Netflix. Then it's time to “Meet the Littles”. JEFF STEVENS @tkardinal (11:30) Next our hosts close out the show with a few special news items. (48:00) SONG: The Storm Is Coming by Dr. Frederic Grant fred@ifredmusic.com WTFCPODNET@GMAIL.COM --- Support this podcast: https://anchor.fm/loyallittles/support

Episode 42: Proudly Non-Alcoholic with Jeff Stevens In this episode of the Sober Vibes Podcast, Courtney Andersen chats with Jeff Stevens, founder of WellBeing Brewing Company.  Jeff shares about his Sobriety and how he ended up creating WellBeing Brewing Company in his journey. Jeff Stevens, founder of Wellbeing Brewing, and a Non-Alcoholic. Years ago, he quit drinking alcohol. It was pretty obvious that booze and he were never going to have a successful relationship at that moment of clarity. However, from almost the beginning, Jeff still went out to bars. He loved listening to live music and was working in the music, beer, and spirits marketing industry. He was out a lot and constantly surrounded by alcohol. Jeff drank NA beer. It saved him in many ways, and it allowed me to participate fully in fun and stay sober. Fast forward to today, and an entire explosion of craft brewing has transformed the beer industry, and yet, for him, NA beer is still pretty much what it once was: not that great. The world has passed it by until now. Jeff and his wife created  Wellbeing Brewing Company®, the country’s very first brewery solely dedicated to brewing Non-Alcoholic Craft Beer. Check out WellBeingBrewing and save on your next purchase of NA and CBD water.  At checkout, use code "SOBERVIBES10" and save. Make sure you Rate, Review, and Subscribe to the Sober Vibes Podcast. To Connect with Jeff: Instagram Website To Connect with Courtney: Instagram Ebook  1:1 Free Consult 30 Day Free Sober Not Boring Calendar 3 Day Free Alcohol & Me Challenge

The greatest gift we’ll ever be given is Jesus Christ. His life, death and resurrection provides the incredible gift of grace - a gift we can't earn, but a gift that is freely given by a holy and loving God. Have you received this gift of new...

The mission of sharing the Gospel is a team sport. The church is a team made up of many different players, each with their own unique gifts and talents from God. The question is: are you in the game, or are you just watching from the sidelines?

The Dungeon Master's Guild House is a podcast where I (Matthew Whitby) sit down to chat all things creative for content on the DMsGuild! From techniques and tips, to highlights and discussion! This week I'm blown away to be joined by the lead creator of Shore of Dreams, Warriors of Sehanie and the newly released Birds of Paradise, Florian Emmerich! Guest: Florian Emmerich @PoisonPotPress https://www.dmsguild.com/browse.php?author=Florian%20Emmerich Special Mentions: Katrina Bresnick - https://www.dmsguild.com/product/318900/Crook--Wands Goodman Games - https://www.drivethrurpg.com/product/132658/Fifth-Edition-Fantasy-2-The-Fey-Sisters-Fate Loresmyth - https://www.drivethrurpg.com/product/193826/The-Claws-of-Madness-adventure-5e Anne Gregersen - https://www.kickstarter.com/projects/red-ink-caravan-1/aaralyns-stolen-notes-to-velea-reprint-5e-setting Jeff Stevens - https://www.kickstarter.com/projects/587512440/adventures-from-the-potbellied-kobold-for-5e Host: Matthew Whitby @WhitbyWrites https://www.dmsguild.com/browse.php?author=Matthew%20Whitby CHECK OUT MY NEWEST PRODUCT BELOW! https://www.dmsguild.com/product/330813/Waterdeep-Items--Encounters

God calls us to stop chasing money, comparison with others, sexual immorality, and deceit, not because He wants to control us, but because He loves us and knows that those things will ultimately leave us empty. Instead we're to live for Him in...

Crit Academy is joined by the best-selling Dmsguild author Jeff Stevens! He joins us today to discuss his current and first Kickstarter Adventures from the Potbellied Kobold! Let's face it, as game masters we don't always have the time to prepare an adventure for the next gaming session. This isn't our fault, we can't predict what chaos may occur in our everyday lives. Nor can we always be prepared for when the adventuring party turns left when they should have turned right. Adventures from the Potbellied Kobold hopes to remedy this by supplying you with one-shot adventures designed to run quickly and efficiently, with many requiring little preparation time. Show Notes: https://www.critacademy.com/post/episode191 Adventures from the Potbellied Kobold: https://bit.ly/3dEjiqb

Founded in 2017, WellBeing Brewery is one of the first breweries solely dedicated to making delicious craft non-alcoholic beers for health-conscious individuals, expectant parents, designated drivers and anyone who wants to participate fully in the fun and still feel good the next day.In this episode with Jeff Stevens, Founder and CEO of WellBeing Brewery, we discuss: 1) The origin story of WellBeing Brewery and how it was one of the first companies to create a line of great tasting non-alcoholic beers in the U.S. 2) His journey from working in the alcohol beverage industry and how this sparked the idea for WellBeing 3) How the NA beer industry is using new methods and technologies to develop some of the best tasting beers on the world  4) Why Jeff decided to become a non-alcoholic and his own inspiring journey of no longer drinking alcohol 5) Insights into where the non-alcoholic beer and beverage industry is heading in the future.

Our days are filled with loud voices and media telling us what to think, feel, believe, and do. Where can we go to find truth? How do we hold onto truth in the midst of all the noise?

Jeff Stevens shares a message about making good use of our time on Sunday Evening.

Before we came to faith in Christ, we were dead in our sins and separated from God. Jesus paid the price for our sins and made us holy and blameless when we stand before God. Have you put your faith in Jesus alone?

Jeff Stevens pops into the tower and we discuss writing and creating campaigns and publishing your D&D work. Sponsors: Patreon - Support the show and get early episodes, ad-free, guest on the show, play D&D with us, and other rewards! Gamefly - Get game rentals, 2 months for the price of 1 from Gamefly. Loot Crate - Get 15% OFF Loot Crate. Green Man Gaming - Buy video games, find awesome deals, and help support us! NordVPN - Protect your internet for 68% off! Equip your own adventures: D&D 5th Edition Starter Set: https://amzn.to/2WgZX6O  D&D 5th Edition Players Handbook: https://amzn.to/3iRtcH4  D&D 5th Ed Monster's Manual: https://amzn.to/2Eeh8Qp  38 Fantasy Miniatures: https://amzn.to/34kh6kX  Spellbook Cards (Arcane): https://amzn.to/3iRJfUo  Spellbook Cards (Cleric): https://amzn.to/2Qfrwdf  Awesome Looking Dice Sets: https://amzn.to/3aHFwpM Links: Stuarts D&D Show - Committee Quest: https://www.committee-quest.com/  Tom's Other Shows - Fallout Lorecast: https://anchor.fm/fallout-lorecast & Elder Scrolls Lorecast: https://anchor.fm/elder-scrolls-lorecast  Talk D&D and join the Robots Radio fam: Discord: discord.gg/JXKfVhM  Visit and chat w/ Tom live: twitch.tv/robotsradio  Stay plugged in on Twitter: twitter.com/dndlorecast  Send us a note! Email: dndlorecast@gmail.com  Get a cool shirt, hat, or sticker, and support the show. Merch: https://robotsradio.net/store/  ROBOTSRADIO.net - Smart Shows for Interesting People. Explore all the awesome shows on the network.  Music: Dangerous by Kevin MacLeod Link: https://incompetech.filmmusic.io/song/3587-dangerous License: http://creativecommons.org/licenses/by/4.0/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Jeff Stevens pops into the tower and we discuss writing and creating campaigns and publishing your D&D work. Sponsors: Patreon - Support the show and get early episodes, ad-free, guest on the show, play D&D with us, and other rewards! Gamefly - Get game rentals, 2 months for the price of 1 from Gamefly. Loot Crate - Get 15% OFF Loot Crate. Green Man Gaming - Buy video games, find awesome deals, and help support us! NordVPN - Protect your internet for 68% off! Equip your own adventures: D&D 5th Edition Starter Set: https://amzn.to/2WgZX6O  D&D 5th Edition Players Handbook: https://amzn.to/3iRtcH4  D&D 5th Ed Monster's Manual: https://amzn.to/2Eeh8Qp  38 Fantasy Miniatures: https://amzn.to/34kh6kX  Spellbook Cards (Arcane): https://amzn.to/3iRJfUo  Spellbook Cards (Cleric): https://amzn.to/2Qfrwdf  Awesome Looking Dice Sets: https://amzn.to/3aHFwpM Links: Stuarts D&D Show - Committee Quest: https://www.committee-quest.com/  Tom's Other Shows - Fallout Lorecast: https://anchor.fm/fallout-lorecast & Elder Scrolls Lorecast: https://anchor.fm/elder-scrolls-lorecast  Talk D&D and join the Robots Radio fam: Discord: discord.gg/JXKfVhM  Visit and chat w/ Tom live: twitch.tv/robotsradio  Stay plugged in on Twitter: twitter.com/dndlorecast  Send us a note! Email: dndlorecast@gmail.com  Get a cool shirt, hat, or sticker, and support the show. Merch: https://robotsradio.net/store/  ROBOTSRADIO.net - Smart Shows for Interesting People. Explore all the awesome shows on the network.  Music: Dangerous by Kevin MacLeod Link: https://incompetech.filmmusic.io/song/3587-dangerous License: http://creativecommons.org/licenses/by/4.0/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Work happy hours. Lunch at a brewery. Holiday parties. Dinner with friends. Imagine each of these scenarios. Now picture them without any alcohol. It's nearly impossible, right? For those who partake in the occasional drink, having fun often seems to go hand-in-hand with alcohol — and it can be pretty exclusionary for those who don't drink for one reason or another. Jeff Stevens, founder of the WellBeing Brewing Company, is working to change that. Jeff spent years marketing top beer brands before founding WellBeing Brewing in 2017. The company is the first craft brewery in the country dedicated to brewing non-alcoholic beer.  Jeff has been in recovery from the age of 24. As a self-described “non-alcoholic,” Wellbeing Brewing scratched his own itch. But he's realized there are many different people who want a great-tasting beverage without alcohol. “There are lots of people who don't drink. There are lots of people who aren't drinking at a particular time —  that particular night, this particular round — and to have some thoughtful beverages for them just makes complete sense,” Jeff says on this episode of The Empowered Challenger. To create appealing non-alcoholic options that look and sound cool, Jeff was inspired by the “fun, funky aesthetic” on Cherokee Street in St. Louis. Bold names for beverages — like its dark amber beverage “Hellraiser” — add to the appeal. Jeff has also worked hard to ensure the drinks actually taste good — not so easy for non-alcoholic beers. He says, “We all want to try something better than O'Doul's.” Prentice's Takeaway

In this episode of The Tome Show, Jeff Greiner sits down with Jeff Stevens, MT Black, Josh Parry, and Ismael Alvarez to discuss publishing your products on the DMsGuild.   Links: Jeff Stevens on Twitter MT Black on Twitter Josh Parry on Twitter Ismael Alvarez on Twitter Jeff Greiner on Twitter Thetomeshow.com Patreon.com/thetomeshow    

This week we go back in time a bit and play Last Day of June on the Switch. This is an indie title about a man and his wife becoming separated due to unforseen circumstances and you have to try and piece it back together and hopefully stop it from happening. We also revisit The New Colossus from 2017 to see how it's aged and if we still think it's GOTY material. In the news, PS5 has released the first details on the new hardware while Xbox drops the all digital Xbox One S for the same price as a regular console. Oh and someone streamed for 2000 days straight. In our discussion, we have a guest interview with Jeff Stevens. He is a writer that creates original campaigns for Dungeons & Dragons. In this interview, we discuss how he stumbled upon this idea, how to master being a DM and the best resources for players to get better and better. Find out more about Jeff over on Twitter. You can also find some of his work on Dungeon Master's Guild. WE'RE DOING A GIVEAWAY! Do you play D&D? If so, we need your details in this survey and 2 lucky winners will get a $10 certificate to the Dungeon Master's Guild. Check out video clips of our news every week over on YouTube. Show Notes: 4:11 - Last Day of June 14:14 - Wolfenstein 2: The New Colossus 27:00 - Gaming News 1:04:29 - Jeff Stephens on Writing Adventures for D&D 1:46:01 - Upcoming Video Game Releases Become a part of the conversation! Join our Discord server today. If you donate $1 or more you can get exclusive access to the patreon-only chat and channels in the server. The Inner Gamer is a podcast built for the casual gamer. Your weekly dose of video game news, reviews, opinions and discussions every Tuesday. Like what you hear? Share our podcast with your friends! Also be sure and subscribe to our podcast on iTunes and leave us a review! You can find all of our social channels and contact us on The Inner Gamer website. Credits: "Blue Groove Deluxe" by BlueFoxMusic on audiojungle.net Woman Announcer - Arie Guerra; Actress

On this week’s episode of DUX, we are joined by the ever lovable and often quotable Jeff Stevens from UF Health for a discussion on how to get yourself rolling with content strategy. We talk about...