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Are we wasting our talents on meaningless jobs? Should our career choices reflect our morals? Author and historian Rutger Bregman thinks so. He argues that the most talented people in America are stuck in a real-life version of the movie Office Space — and that we should be trying to solve the world's biggest problems instead. Today on Lever Time, David Sirota sits down with Bregman to ask: When did we lose our moral ambition? Are we greedy, cynical, or are we just trying to escape an ever-increasing affordability crisis? Click here to learn about Bregman's book, Moral Ambition: Stop Wasting Your Talent And Start Making A Difference. For a transcript of this episode, click here. Get ad-free episodes, bonus content and extended interviews by becoming a member at levernews.com/join. To leave a tip for The Lever, click here. It helps us do this kind of independent journalism. Learn more about your ad choices. Visit megaphone.fm/adchoices
Rich debates a caller on the legitimacy of Michigan's 2023 football national championship, and reveals his brand-new NFL Power Rankings after 15 weeks of play. Actor Gary Cole joins Rich in-studio to discuss the latest season of CBS' ‘NCIS,' his lifelong Chicago Cubs fandom, reveals the inspiration behind his much-quoted ‘Bill Lumbergh ‘Office Space' character, reveals how much fun he had making the classic ‘Dodgeball' and ‘Talladega Nights' comedies, and what it was like working with Hollywood legend Clint Eastwood on ‘In the Line of Fire.' Knicks fan Rich weighs in on New York besting the San Antonio Spurs to win the 2025 NBA Cup. Learn more about your ad choices. Visit podcastchoices.com/adchoices
I share the story behind getting our first dedicated Podsqueeze office in Portugal. I talk about the challenges of moving from a co-working space, hunting for a budget-friendly place, and doing DIY renovations with my co-founder. I explain how we furnished the space cheaply, set up a gym and podcast studio, and optimized for productivity. I cover office design debates, internet installation struggles, and plans for future meetups and collaborations. If you want a tour or have ideas, let me know!My twitter: https://x.com/wbetiagoMy Linkedin: https://www.linkedin.com/in/tiago-ferreira-48562095/Timestamps by PodSqueezeIntroduction and Episode Context (00:00:05) Why Leave Home and Move to a Co-working Space (00:01:28) Choosing the Right Co-working Space (00:02:39) Benefits and Challenges of Co-working (00:03:53) Deciding to Get Their Own Office (00:04:54) Finding and Securing the New Office (00:05:56) Planning the Office Layout and Functions (00:07:07) Solving the Echo Problem and DIY Acoustic Panels (00:08:22) Designing and Furnishing the Office (00:09:25) Buying Second-hand Furniture and Equipment (00:11:54) Setting Up the Gym and Office Desks (00:12:54) Decorating and Balancing Design vs. Function (00:15:08) Setting Up Utilities: Internet, Water, Electricity (00:16:11) Internet Installation Issues and Going Viral (00:17:32) Settling In and Realizing Office Needs (00:19:28) Future Plans for the Office Space (00:20:30) Community, Meetups, and Inauguration Plans (00:21:27) Reflections on Bootstrapping and SaaS Benefits (00:23:39) Conclusion and Call for Feedback (00:24:30)
San Diego County has agreed to pay $10 million to settle a lawsuit filed after the disturbing death of an 11-year-old adopted girl. New data shows about a quarter of downtown San Diego's office spaces aren't being used right now. The Mission Bay Parade of Lights returns this weekend. What You Need To Know To Start Your Saturday.
09 Dec 2025. Day 2 of broadcasting live from Abu Dhabi Finance Week: Aldar plans to double office space on Al Maryah Island - CEO Jonathan Emery joined us with the details, and we asked our favourite headhunter who will fill all that space. Plus, how tech is transforming the justice system at ADGM Courts with CEO Linda Fitz-Alan. And ADIO launches its brand-new future economy cluster FIDA - covering fintech, insurance, digital, and alternative assets, executive reporter Georgia Tolley in conversation with Fatima AlSee omnystudio.com/listener for privacy information.
Keith reviews the state of the real estate market, noting that existing home sales are down about 33% from their 2021 peak, while prices remain firm due to low supply and high demand. Affordability challenges are driven by stagnant wages, inflation, and higher mortgage rates, with 70% of mortgage holders still locked in at rates below 5%. He observes that in certain markets, new construction may now offer better investor terms than comparable existing properties, especially where builders buy down rates. The episode highlights a comparison of nearly a century of asset class returns, reporting real estate's long-term annual appreciation at approximately 4.7%. Episode Page: GetRichEducation.com/583 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text 1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review" For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:01 welcome to GRE. I'm your host. Keith Weinhold, how do other audiences feel about the GRE mantras that we've come to love here, like financially free beats debt free and don't get your money to work for you? Then sometimes it's not what you're attracted to in life, but what you're running away from finally comparing the returns from six major asset classes over the past century all today on get rich education Keith Weinhold 0:29 since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com Corey Coates 1:18 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:34 Welcome to GRE from Kennebunkport, Maine to Bridgeport, Connecticut and across 188 nations worldwide. It is the voice of real estate investing since 2014 I'm Keith Weinhold, and I'm grateful to have you here with me, and we're doing something a little different today, as you'll soon listen in to me as I was on the hot seat being interviewed on another prominent real estate show. But first, when you pull back and ask yourself, why you're really an investor in the first place? There are so many reasons. Maybe you just want a few properties in order to supplement your day job income. Maybe you want to have more than a few so that you can completely replace that active income, or perhaps rather than going the route of building up your cash flow, which is valid, but some think that it's the only way to real estate financial freedom. Instead, you could own, say, nine doors or 22 doors, and even if they all had zero cash flow, you can just keep borrowing against that leverage and equity tax free and live off of that whatever you do when it comes to your day job, income, your degree of disdain for your nine to five job that is going to be greater or less than it is for some others. So your motivation for self improvement, it isn't always about what you're running to in life, which could be real estate investing, but it's also what you're running away from, especially if you don't get a deeply rooted sense of meaning from your job. So you could have both a push factor and a pull factor in what motivates you. There's a scene from the 1999 movie Office Space that just does this incredibly unvarnished job of saying out loud how so many of us feel today. What I'm going to share with you, I mean, you know that you have felt this at least once in your life. Office space wasn't supposed to be a mega hit movie, but it kind of was, because it's so relatable. Let's listen in to part of this clip. This is Ron Livingston playing a disgruntled male employee talking to Jennifer Aniston at a restaurant about his job in the movie Office Space. Speaker 1 4:09 I don't like my job, and I don't think I'm gonna go anymore. You're just not gonna go. Yeah, won't you get fired? I don't know, but I really don't like it, and I'm not gonna go. Keith Weinhold 4:24 Then it continues when she asks. So you're just gonna quit? No, not really. I'm just gonna stop going. When did you decide all of that? About an hour ago? Really? Yeah, aren't you going to get another job? I don't think I'd like another job. What are you going to do about money in bills and all that? I've never really liked paying bills. I don't think I'm going to do that either. Keith Weinhold 4:53 That's it. That is the end of that classic dialog from office space that we can. All relate to you did not wake up to be mediocre, but a lot of people's jobs pummel them into a rather prosaic state. You were born rich because you were born with this abundance of choices, this huge palette in menu, but society often stifles that and makes you forget it, and it gets really easy to just fall into your groove and stay there. The main reason we aren't living our dreams is really because we're living our fears. Failure doesn't actually destroy as many dreams as people think fear and doubt. Does fear and doubt destroy more dreams than failure ever does financial runway? That is a phrase for the amount of time that you can maintain your lifestyle without the need for a paycheck. And it's critical for you to lengthen this runway if you hope to retire early, and it will dramatically reduce your stress level. An example is say that you currently earn 150k per year after taxes, and you spend 126k of that, all right. Well, that means you've got a surplus of 24k a year. Well, it's going to take you a little over five years to accumulate that 126k that you need to annually support your lifestyle. That's what happens if you don't invest. And see investing helps you lengthen your financial runway, that amount of time you can maintain your lifestyle without the need for a paycheck. That's what we're talking about here. Last week I brought you the show from Caesar's Palace in the center of the Las Vegas Strip. So therefore, what I've done is I have gone from the ostentatious and flamboyant over here to the familial and simple as this week I'm in Buffalo New York, broadcasting from a somewhat makeshift GRE studio here, the Buffalo Bills had a home game yesterday, so the city and hotels are busier than usual. Next week, I will bring you the show from upstate Pennsylvania, as I'm traveling to see my family. Let's listen in to me on the hot seat. I was recently a guest on Kevin bups long running real estate investing show. You're going to get to see how I present information and GRE principles for the first time to a different audience. And as I do, you're going to hear me provide new material, but you'll also hear me say quite a few things that I have told you before, even then, the concepts might land differently when I'm explaining them to a new audience. The show is based in Florida, so We'll also touch on the real estate pain and opportunity there. After I'm interviewed, I'm going to come back and tell you about something fascinating. I'm going to compare the returns from six major asset classes over the past century, since 1930 anyway, and that's going to include the first time on the show where I'll tell you real estate's annual appreciation rate over the last entire century. Just about what do you think it is? 8% 5% 3% you're gonna have, perhaps the best answer you've ever had. Here we go. Kevin Bupp 8:31 Now, guys, I want to welcome back a guest that we've had on. It's been a number of years now. Keith Weinhold, I went back to look at the last episode we had him on. I think it's been about four years. So, you know, four years ago, the world was in the very different state. It was a very different time. And so, you know, thankfully, we're out of the covid era and on to newer and greater things. So for those that don't know Keith, he's the founder of get rich education. He's the host of the popular get rich education podcast. He's a longtime thought leader in the real estate investing space, and like myself. Keith was also born and raised in Pennsylvania. For those that know don't know, I was born and raised in Harrisburg, Pennsylvania, Keith, I believe, a couple hours away from where I was. But Keith has very much a unique perspective on wealth, building debt, and really the housing market as a whole. And today, you know, we'll be diving into everything you know, from why the property itself? This is something that Keith kind of coins, why the property itself is less important than you think, to how the housing crash has already happened in a way that most people don't even realize, to the role inflation and debt play in building long term wealth. And so again, it's been a number of years here, so I'm excited to welcome Keith back here. So my friend, Keith, welcome to the show. It's it's a pleasure to have you back here again, my friend. Keith Weinhold 9:43 Oh, Kevin, it's good to be here and be in the auspices of another fellow native Pennsylvanian as well. Kevin Bupp 9:49 That's right, that's right, yeah, no, Pa is rocking and rolling as I think I told you this little, this little tidbit last time everyone, every time I speak with someone from Pennsylvania, they never know this. But I'm going to share this fun fact. Are you already know, Keith. I'm gonna share it with the rest of the listeners here today, Pennsylvania, those that are born and raised there. It's the only state where, if you're from Pennsylvania, you refer to it by its initials, and you assume that everyone else, everywhere else across the country, they know what you're talking about when you say I'm from PA and that's the only state that does that. So I think it's pretty neat. Keith Weinhold 10:19 That's right. No one else does that. No one else says, I'm from TN, if they're from Memphis, right? Kevin Bupp 10:24 They don't, they don't. So with that, my friend. So, you know, it's, again, it's been a number of years since we, since we had you last on here, you know, let's start with just, let's back up a little bit. You know, what have you been up to? I mean, what, what have the last few years look like for you? Where have you been spending your time, energy and efforts? Obviously, it's, you know, we've gone through some quite a bit of turmoil over the last five years, and would love to just get an update as to what's going on your life. Speaker 2 10:48 Well, one of the big words in real estate investing, we all know it, even the person that cuts your hair and cleans your teeth knows it, and that's affordability. You know, really, affordability has been under fire, under pressure. By a lot of measures, we have the worst affordability for home buying since the early 80s, when the Jeffersons was on television. So it's been helping a lot of people deal with that. It's really the effect of three things, general inflation, higher home prices and higher mortgage rates. Really, those three things the crux of the problem. It's not exactly inflation, really. It's the fact that over the long term, wages don't keep up with inflation. And really that's the crux of the affordability problem. So I've been helping people deal with that and put that in perspective, really, Kevin, Kevin Bupp 11:42 what does that mean for, you know, investment, real estate? I mean, are you still still doing deals? Are you seeing deals still get done by your students? I mean, what? What's your world look like? Keith Weinhold 11:52 Yeah. I mean, I think you're asking, you know, how many deals are taking place? One way to measure that on a national basis is existing home sales. You know, existing home sales have been down substantially. And when a lot of people hear that, they think, prices, oh no, we're not talking about prices. We're talking about existing home sales. That means sales volume. That means the amount of overall transactions. So to give an idea of a real estate market, a residential one that's become pretty lethargic and not very vibrant, is that sales volume. It had its recent peak of about 6 million home sales back in 2021 I mean, 2021 was crazy, kind of the crux of the pandemic, you know, Kevin, that's when for an open house. You saw cars wrapped around the block for just one open house. Okay, well, that year 2021 there were 6 million existing home sales. Today, we're on pace to do about 4 million, and we also did only about 4 million last year. So if you put that in perspective and think about what that means, prices have stayed stable, but that's a 33% reduction in transactions. So investors, you know, people like you and I, Kevin, we're not as affected by this as some other industries. But think about the mortgage loan industry. If you're doing 33% fewer transactions, think about the hard decisions companies have to make and lay people off. 33% fewer transactions for title companies. It's probably close to 33% fewer transactions for furniture companies as well. So really it's both affordability that's been a problem, and that's led to this relative lethargy, kind of a slow, not very interesting residential real estate market, at least from the transaction perspective, really, really slow. Kevin Bupp 13:58 But Could, could one not argue, I don't know the data points. Keith, I guess, what did it look like? 2021? Was kind of the peak. I think you'd reference 6 million units a year. Transactionally, what did it look like prior? What, what was, what was a more normal year like? And maybe 2020, wasn't a normal year either, right? Because a lot of folks thought the role was ending for a period of time. You know, 2019 maybe just again, trying to, trying to find maybe a better baseline to use. And then, you know, does, I guess, in my mind, and I don't follow these data points as much as you do, is that maybe 2021, was, you know, somewhat artificial inflation, right? Lots of lots of money pumping into the marketplace. And ultimately, we had to get back to a sense of normalcy at some point in time. And so are we at a at a place of normalcy? Are we still behind the eight ball a little bit? Keith Weinhold 14:44 We're still behind the eight ball a little bit. 5 million is more of a normal long term number. But yeah, I mean, if we've got 4 million now, that's, you know, 25% less still than 5 million, sort of this long term normalcy rate of existing. Home transactions. And if you're a careful listener, you notice I've been using the word existing that doesn't include new build. So you know, when you the listener out there reading headlines, always look at that closely. We talking about existing? Are we talking about new build? You can learn a lot from that when you introduce new build data that introduces an awful lot of noise. For example, even when we look at prices, sometimes we want to exclude new construction. So why is that? Why do we want to focus on existing a lot? Well, because new build can introduce a lot of aberrations to the market. For example, the size of new build properties has dropped substantially the past few years, again, coming back to the central theme of affordability to help make a home more affordable. So we're not looking at same same when the square footage of a property drops a lot. And also, another thing that's been happening as a response to the lack of affordability is you have more builders building further and further out from a central business district where there are lower land costs for that new build property as well to help meet affordability. So the takeaway is, yeah, we want to be careful when we look at numbers. Are we looking at existing? Are we looking at new? Are we looking at overall properties. Kevin Bupp 16:22 If you believe that if rates come down, we really is that the is that the lever that has to be pulled in order for that transactional volume to kick back up and, you know, make homes more affordable for the average home buyer, Keith Weinhold 16:34 yeah, it's certainly going to help. I mean, really lower rates is the most likely significant lever that can help with the affordability crisis. Prices are pretty firm. Home prices are up 2% year over year. It's difficult for home prices to fall. In fact, home prices have only fallen one time substantially since World War Two. A lot of people don't realize that. So home prices are firm. I expect them to stay firm. And then the other lever is if we get a huge surge in wage increases, which I really don't expect anytime soon, unless we have another really big bout of inflation. So to your point, yes, lower mortgage rates like, that's the biggest lever that can help affordability return. And to speak to mortgage rates, Kevin and help put all of this into perspective, including this affordability component, is the fact that today, mortgage rates are low, and that gives a lot of people pause. They're like, What are you talking about? Mortgage rates were 3% even as low as two point some percent, just as recently as 2021 and early 2022 What are you talking about? Like, mortgage rates are 2x to 3x that today we look at a long term perspective when we look at the arc of mortgage rates, instead of in setting up expectations where we think rates could go. And we need to look at a frame of reference. Mortgage rates peaked over 18% in 1981 that's if you had a good credit score and everything on a 30 year fixed rate mortgage. That's what we're talking about here. In fact, Freddie Mac, they're the ones that have the best, most reliable stat set for mortgage rates, and that goes back to 1971 the average mortgage rate since 1971 all the way up to today, through all these presidential administrations you know, Nixon and in the Reagan years, and Clinton and the bushes and Obama, everything You know up to today, from 1971 until today, the average 30 year fixed rate mortgage is 7.7% so that's why I talk about how mortgage rates are, you know, moderate to a little low today. That takes a lot of people back. I don't see any impetus. It's going to get us back to, say, 3% mortgage rates. So some real perspective here. Kevin Bupp 19:06 Yeah, yeah, no. And, you know, the interesting thing again, you might have data points on this to see, is a lot of the lack, do you feel that a lot of the lack of transactional volume is also related to those folks that have locked in, you know, 3% you know, mortgages, right? Like they're they, why would they sell and ultimately trade into a, maybe a, you know, a, you know, upgrade of a home, but ultimately be paying significantly more than that of what they're paying at the present time, you know, double the cost of capital. Your rates today, 30 year, rates are where the six and a half, 7% range, I don't follow it, but yeah. Keith Weinhold 19:42 I mean, as of today, 6.3% is is where they're at. But yeah, you have a lot of those homeowners locked in to low rates. I mean, first, if we just pull back and look at the overall homeowner landscape, four in 10 have a paid off property. So just to talk to those about the other. Or 60% that percentage that are mortgage borrowers, among borrowers, 70% still have a mortgage rate under 5% meaning it starts with a four or less. So yeah, you're bringing up astutely Kevin the lock. In effect, people are reluctant to sell and give up that rate to trade it for a higher rate. And here's what's interesting, a lot of people if they couldn't make the payments on their home and say they lost their home, something that actually happened a lot in 2008 when people were locked into in sustainable mortgages because they didn't have good credit and they didn't have good income, the borrower is in good shape today. But even if, for some reason, they couldn't make the payments on their home, and they lost their home and they had to rent. Rents are actually higher in many cases, than what that mortgage principal and interest payment is. Maybe even the mortgage principal interest, taxes and insurance that they pay today are lower than what comparable rent would be, and this helps stabilize the housing market, people are really motivated to make their payments, and they can easily do it when it is so low, speaking to that lock in effect, and we're bringing up another reason now why transaction volume is so low, that lock in effect. So homeowners are in good shape. Their payments are sustainable. They don't want to sell, and they're just staying put. They're staying in place Kevin Bupp 19:42 tying that all back around. Keith, what does that mean for us real estate investors? I mean, is there still good value out in the marketplace? I mean, is the rent to value ratio still, you know, Is there good opportunity to be had, as far as ROI for an investor that wants to buy into a residential investment or a multifamily investment, or anything related to that of residential housing? Keith Weinhold 19:42 Well, the deals in the one to four unit space, single family homes up the four Plex buildings, yeah, just are not as good as they used to be. The ratio of rent income to purchase price is lower than it was five years ago. And that's so simple, but that's just really the simplest formula for profitability for a real estate investor, you don't have to look at cap rate or or NOI in the one to four unit space. Let's just look at that ratio of rent income to purchase price. 20 years ago, it was easy to find a full 1% meaning, on a 200k property, you could get $2,000 worth of rent income. That's that 1% ratio. But now oftentimes you've got to find something that's more like seven tenths of 1% that would be a $1,400 rent on a 200k property. So that simple formula, and I love that, the rent income divided by the purchase price when I'm looking at properties, when I'm scrolling or scanning like that's a calculation you can do in your head. It's only if I would see a ratio that appears really good, oh, that I would like drill down and look at that property more closely. So of course, when you have something that is that simple, though, rent income divided by purchase price, there's a lot of things that doesn't tell you. You know, what kind of mortgage interest rate can you get? What kind of property tax Do you pay in that jurisdiction? But really, I love the simplicity. That's it, rent divided by price, but it has been under attack. Now today, I still don't know where you're going to get a better risk adjusted return than you do with a carefully bought income property with a loan. I've always liked fixed interest rate debt the best risk adjusted return anywhere. I really don't know of a better one than with buying real estate, because real estate investors have so many profit centers, five simultaneous profit centers, which few people understand. Yeah. Kevin Bupp 19:42 So using that, I want to, I want to unpack the the 1% rule a little bit for those that aren't familiar with it. And again, there's a lot of variables there, as you had mentioned, you know, mortgage rate, taxes, insurance and that respective market that you that you're buying in, and so what? What are you really trying to back into when applying that rule? Is there? Is there? Is there a true cash on cash return that you're hoping to achieve, again, assuming all these other variables that we just don't know, what they are at this point, you know? Is there a target range of actual ROI that you're actually looking to achieve when applying that 1% rule? Keith Weinhold 19:42 No, I'm just looking for any positive cash flow. You know, to your point, yeah, there's nothing like the cash on cash return needs to be at least three and a half percent or something like that. But, yeah, I still like buying a property that's that's greater than a break even. Inflation is probably going to increase your cash flow over time, even if you bought a property that that broke even or just had a trickle of cash flow or a $100 cash flow today, a lot of people don't understand that fact that right there you can't count on it, you shouldn't count on. Getting rent increases. But we all know it generally happens over time at a rate of about 3% a year, but it actually increases your cash flow. If you increase your rent 5% your cash flow can often increase something like 12% why is that? How could that happen? That's because, you know, it's key for the person that was listening closely, you get fixed interest rate debt, so your rent income goes up, your expenses increase, except for that mortgage principal and interest. Inflation can touch it. It's kind of like a mosquito buzzing against a window and always trying to get in. And inflation can't touch that in a way. It's sort of like debt that's an asset in some unusual way, or some play on words, getting that debt so So yes, you can't count on rent increases over time. We know what typically happens, and that's really part of the compelling value proposition of buying income property with a loan. You're sort of leveraging inflation. You're really on the right side of it. Kevin Bupp 20:08 Are there any particular markets that you feel are ripe for opportunity today where you're spending your focus and energies in? Keith Weinhold 20:08 Yeah, it's still in high cash flowing markets like Memphis, okay, little rock and a good part of the Midwest and the Midwest still has home prices appreciating faster than the national average as well. So those are some of the areas that I like. Those jurisdictions also tend to have laws, as your listeners might know this already, Kevin, they tend to have laws that benefit the landlord more so than the tenant, where you can get a prompt eviction, but those are still the areas where you do get that high ratio of rent income to purchase price on a single family rental home, you might still find eight tenths of 1% meaning $800 worth of rent for every 100k of property purchase in places exactly like that. Kevin Bupp 20:08 I was hoping that you tell me 1% rule would is applicable. Keith Weinhold 20:08 It's pretty rare. You know, if you do see, if you do see a property that has a full 1% rent to purchase price ratio, it could be in a sketchy area, you need to make sure that you can actually get the rent in like you would get a respectful rent paying tenant in there. That's something that we would have to look at more closely. Kevin Bupp 20:08 Have you explored building new product? Is there an opportunity there getting at a lower basis by building ground up? Keith Weinhold 19:42 You asked such a smart question. This is actually the first time ever, as long as I've been an active real estate investor, Kevin for more than 20 years where new build purchases for income property make more sense than existing purchases. Why is that? It's because builders know that investors and borrowers are struggling to buy and afford property and make the numbers work. Like you're talking about, that builders are incentivized to buy down your rate. For you, to buy down your mortgage rate, we deal with a lot of providers that buy down your mortgage rate to 5% or less for you, and this is a fixed, long term loan in order to help get the numbers to work. You know, especially where you might see a new build property where the rent to purchase price ratio is less than seven tenths of 1% and it's just like, ah, the numbers wouldn't work paying a higher mortgage rate, but some are willing to buy them down to as little as four and a half. However, if you're looking into buying a new build income producing property, you do want to look at that closely. Who is paying for the discount points to buy down the rate. Is it the builder, or is it you? Because some builders just suggest, hey, you can buy down. You can have your rate bought down. But yeah, the next question is, yeah, okay, who is actually doing the buy down? Yeah. Keith Weinhold 19:43 I mean, just getting tacked on. I mean, in that instance, I'm assuming that a lot of it's just getting tacked on to the to the back end of the purchase price, or it's being baked into closing costs somewhere somebody is paying for it. More than likely the borrower is paying for it. Paying for it. Is that? Is that? Again, I'm assuming we probably have that here in Florida. Again, I don't really follow the residential market too much, but there's, as you had mentioned, like, kind of on the the outskirts of Tampa, the tertiary, necessary, tertiary, probably more secondary areas. That's where a lot of the builds are happening. Lots of these, you know, planned subdivisions. You know, hundreds and 1000s of homes being put up. And in my understanding, through the grapevine, is I hear that they're, you know, sales volumes is incredibly slow, and a lot of these builders are now offering some creative loan products, again, to what you've just stated there, to attract, not necessarily even just homeowners, but also investors, to come in and buy their product from them. Is, is there a real opportunity there, though? I mean, have you seen investors be able to benefit from buying brand new product at a fair price, with economics at work keeping as a rental? Keith Weinhold 29:53 I have and Florida has some builders that are almost desperate. I'm a long time investor. Know personally, directly in Florida, income property, Southwest Florida, places like Cape Coral, they have been ground zero for real estate depreciation, a contraction in real estate values year over year of 10% or more in some southwest Florida markets. So like the post pandemic, migration boom is certainly over in Florida. And you know, Kevin, as little as 10 years ago, people used to talk about buy in Florida. It's cheap, it's sunny, cheap and cheerful, like you would sort of hear that sort of thing about Florida real estate. That is no longer true. Florida just is not as cheap as it used to be. It's the same or higher than the national median home price now in Florida. So yes, some builders are rather desperate. The other benefit of buying new build, especially in a place like Florida, where a lot of new building has taken place and the supply actually exceeds the demand here in the short period. You can take advantage of that, not only by getting the rate buy down, but because homeowners insurance premiums are substantially less on new build property, because they're built to today's wind mitigation and other standards than they are existing property. I have a friend that just bought a new Florida duplex through us in Ocala, Florida. That's sort of a central, North Central Florida, on that new build duplex that he paid 400k for. I saw the actual insurance premium, the the rate sheet, $694.06 $694 694 so the benefit of buying new build is you get a lower insurance premium. You get these rate buy down. Sometimes what your builder will buy for you make for you rather and of course, you're probably going to have low maintenance costs for a long time, since it's a new build property, and you get a tenant that is probably going to stay longer than the average duration. They're the first person to ever live there. It's difficult for the tenant to improve their housing situation when they have a new build income property, unless they would go out and buy, and it's a very difficult time to go out and buy. So through that lack of affordability, really, the advantage for a real estate investor is tenants are staying put longer. The average tenancy duration is up because they can't run out and be a first time homebuyer. Keith Weinhold 32:32 You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1-937-795-8989, yep. Text their freedom coach directly. Again. 1937795898, 77958989 Keith Weinhold 33:44 the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com Todd Drowlette 34:17 this is the star of the A and E show the real estate commission. Todd Rowlett, listen to get rich education with my friend Keith Weinhold, and don't quit your Daydream. Kevin Bupp 34:38 That even trickles down to the to the space that we're in. We're in the mobile home park space. And while we don't have a lot of rentals inside of our portfolio, most of our residents own their home and they rent the land, but throughout our portfolio, we have roughly 400 units that we own that we have as standardized rentals, and we've noticed that trend as well. Historically. 10 years ago, you. Yeah, we track actually about, I can take it back about eight years, where we actually have data to support this. This claim is that our average renter would stay about 16 months. That was fairly standard. Whereas today it's over, it's nearly three years. At this point in time, the majority are staying nearly three in there's probably, there's some variables in there. You know, eight years ago, we weren't bringing a lot of new product into our communities, whereas a lot of the mobile home parks that we purchased today do have a lot of newer mobile homes in them. So again, to your point, it's, it's a it's a newer home. It's fresh. There might not be the first person that lived there, maybe they're only the second, right? But it's still a very new home. It's only a couple years old. All the appliances are new. It's fresh, you know, it's well insulated, and it's just a high quality product, but, but it's nearly double of what we used to experience and what we used to underwrite. It's, you know, which is, which is interesting. You know, I am, I want to, I want to circle back, you'd mentioned Cape Coral. I've got quite a bit, quite a bit of experience with Cape Coral. This is not the first time that Cape Coral and Port Charlotte in those areas have crashed. I mean, like, they've got quite an interesting history in time, back during the GFC, that area down there took probably one of the biggest hits in most of Florida, while, you know, the rest of Florida got, you know, pounded pretty hard with home values and decreasing home values decreasing rents, Port Charlotte, Cape, coral, in those areas as well. It's just It looks very different down there today. As far as you know, the job basis. I mean, there's a little bit more of a, you know, you know, an economy than what existed maybe 1015, years ago. But I don't know if you know the story of Port Charlotte. Is it some interesting history that you can if you want to spend some time, go on YouTube. There's some documentaries out there about, basically when that area was created. There's a two brothers that, essentially, you know, sold, subdivided and sold swampland and sold the dream to the northeast centers to come down and buy, you know, parcels of land down in Cape Coral, port, Charlotte and in that general area. And it took a lot of time for it develop over the years, but it's a beautiful area down there. But again, I think what happened to your point? A lot of folks during the covid era were wanting to come to Florida. We were fairly free down here. The sun was shining, you know, the Gulf of Mexico was warm, and that was a good value for a lot of folks. You know, the values were driving up there. Was home inventory down there. You got a good bang for your buck back at that point in time. But again, there's not, there's not as much as many amenities and supportive economy there. And then to me, there, like you might find in the Tampa area, or you might find Orlando, or even Ocala cow is a phenomenal market right now. And yeah, oh, Cal is, for those that don't you know you mentioned, you referenced the insurance there, which is, that's a great, that's a great price for that, that policy, you know, 700 bucks, basically, that is inland. For those that don't know the geography here in Florida, that is inland. So you are fairly protected from storms, you know, hurricanes and things of that nature, which crush us here on the on the Gulf Coast. But in any event, I just thought I'd share that there's some good, pretty cool documentaries out there in Port Charlotte, in the whole area down there, but a beautiful part of the country. But just Yeah, it's, it's suffering right now. There's, I think there's, I was looking the other day on Zillow. I just play around and check and see what waterfront home prices are going for. And down there, you can basically get a you can get a canal front home going out to the Gulf of Mexico for about $500,000 which was probably closer to 800,000 during, you know, the the boom era of 2021 2022 So historically, we used to buy properties down there. This is back in 2000 and 345, before the the GFC, we could buy those same properties for 150 and $200,000 waterfront home, waterfront homes, deep water canals going out to the Gulf of Mexico. But when it crashed, some of those homes were selling for $120,000 $100,000 so it's interesting to see how things have come kind of full circle multiple times, not just down there, but in all of Florida as well. Florida is always boom and bust. You know, I think they say that with you know, you could probably speak to that most of these coastal towns, whether it be in Florida, whether it be up the eastern seaboard, the coastal markets are definitely more of a roller coaster ride than the Midwestern markets, where you invest in would you? Would you agree with that? Keith Weinhold 39:09 Yeah, I would. And yeah, you talk about Florida being a boom and bust, and what you said is certainly true in the shorter term. Back in the global financial crisis, we saw more price blood letting in Florida than we did in other states as well. But over the long term, the long arc, I'm bullish on Florida because of just the obvious constant in migration story. In fact, if you go back to decennial censuses, all the way back to the early 1800s every single decennial census, every 10 years, the population of Florida has rose, and it rises faster than the national average, almost all of those 10 year periods. So yeah, over the long term, I certainly like Florida, but Yeah, you sure can, you know, nitpick over the. Short term, but as little as five years from now. If you bought today, as little as five years from now, I could see someone saying, like, yeah, I bought back five years ago, because we're actually in a in a short term, overbuilt condition, and builders bought down my rate. For me, this could look savvy and this could look wise. So if you're looking for opportunity, new building Florida is definitely something to look into. Kevin Bupp 40:22 I agree. No, absolutely. Like, the long term, you know, opportunity here in Florida, it's there, you know, it's interesting. We've got the we get these hurricanes every year. Last year was a pretty impactful year, at least here on the on the Gulf side, and the neighborhood I lived in, we got flooded. Luckily, our homes in newer builds built up. But, you know, 70% of the neighbor I lived in had 444, or five feet of seawater. And as did the, you know, the long stretch of the Gulf Coast here, and it was the first time this area has ever this immediate air right where we live, has ever had a it wasn't even a direct hit. It just happened to be a massive storm surge. But it was, you know, catastrophic as far as the damage that it did. And a lot of folks that we knew in our neighborhood here. Have lived here for 1020, 3040, or 50 years, and they had never had any floodwater whatsoever. And and there was two camps where they fell in either one camp where they didn't, they whether they had the money to rebuild or not, didn't matter. Like, mentally, they were never going to end up. They were never going to deal with that again. They were moving away, like they just didn't want to go through the heartache of that again. In the second camp, we're basically, I knew it was going to happen at some point in time. This is the kind of price to live, to pay, a live in paradise and and what ultimately occurred is, you know, you saw homes going up for sale, and in the initial chatter for those that that were impacted, is that, who's going to buy that? You know? You know, they're not going to get hardly anything for it. You know, it's just like, who's going to want to live here now that has been flooded. I said, Just wait. I'll say people have us as human beings, have short term memories. We do and and I can promise you, within a few months, those homes will be gobbled up, some will be knocked down, some will be rebuilt, but inevitably, the prices will come back incredibly strong, and you'll see very limited inventory, at least in desirable markets that are here on the water. And that's exactly that happened. Within six month period of time, prices are back up. You can't get your hands on a flooded property now, or one that had been flooded, right? Keith Weinhold 42:12 I can believe it. And this is not the way that you want to have a waterfront property when the water inundates you and comes to you, that is not the way to buy waterfront property. Kevin Bupp 42:23 Yeah, interesting, but, uh, no, Keith has been a fun conversation, my friend. So let's, let's talk about, you know, I like to you'll peek inside your brain if you were going to start all over again, from scratch, you know, you've been at this now, what? How long? Almost two decades. It's been, been quite Keith Weinhold 42:38 Yes, yes, more than two decades. Is that what you're asking, how would I start, starting from today? Kevin Bupp 42:47 Yeah, like, what would you do? Where would you focus, what asset type and any particular strategy outside of what you're doing today? You know, where would you focus your time? Keith Weinhold 42:55 Actually, it is quite a coincidence. The way that I would start all over again in real estate is the way that I did start in real estate. It worked out phenomenally, in a way it makes sense, because if it hadn't worked out phenomenally, you never would have heard of me, and I wouldn't have become this real estate thought leader or whatever, because this is a way, an everyday person with virtually no real estate knowledge and very little money. Can start out, what I did is I made the first ever home of any kind, a four Plex building where I lived in one unit and rented out the other three. This is something very actionable for your for your audience as well, Kevin. Or if maybe you're a listener that has a an adult daughter or son and they want to get started in real estate with a bang without much money, is to buy a four Plex, just like I did. You can use an FHA loan, a three and a half percent down payment. You have to live in one of the units at least 12 months, and at last check, your minimum credit score only needs to be 580 now you will get a lower interest rate if you have a higher credit score. But those are the only three criteria you need. I mean, what a country talk about? The American Dream. You can use that FHA program with a single family home, duplex, triplex or fourplex, that's the formula. That's how I began. Actually ended up living there a little more than three years. But what that did for me was remarkable, and in fact, you know what it taught me? Kevin and every listener can benefit from this. It's paradoxical. A lot of times I say things that you would not expect to hear that make you go, wait what? Whoa, how can that be? Is what it taught me is that I don't want to focus on getting my money to work for me. You probably wouldn't expect to hear that. It's actually a middle class paradigm to say, well, I don't want to work for money. I also want to get my money to work for me. I'm telling. You that that's going to keep you middle class, or worse, that's going to keep you working until old age, and you won't have an outsized life and retirement and options. If you think that the best and highest use of your dollar is getting your money to work for you, it's not what's the paradigm shift if this four Plex building taught me the way I started out, which is still the way that I would start out today, and you probably heard this before, but I'm going to put a new twist on it. Is you want to ethically get other people's money to work for you, and we can be ethical. We can do good in the world. Provide housing that's clean, safe, affordable and functional. Never get called a slumlord that way. You can employ other people's money three ways at the same time, ethically by buying an income property with a loan, like we've been talking about in Florida, or with this fourplex building. How do you do it three ways at the same time, using the bank's money for the loan and leverage, which greatly amplifies your return beyond anything Compound Interest can do. The second of three ways you're ethically employing other people's money is you're using the tenants money to pay for the mortgage and some of the operating expenses on this fourplex. And then the third way you're simultaneously using other people's money is using the government's money for generous tax incentives at scale. So the lesson is that the best and highest use of your dollar is not getting just your money to work for you, it's other people's money, in this case, the banks, the tenants and the governments. That's what you can do. I mean, what an opportunity. A lot of people just don't even know about that FHA program. Kevin Bupp 46:41 Yeah, I actually, I wasn't, I wasn't aware that it was that low of a down payment key. That's no idea. Three and a half percent, you said, a 550 credit score, believe me, 580 minimum credit. Keith Weinhold 46:51 And you have to, thirdly, you have to owner occupy a unit for at least 12 months. And hey, I'm not saying it's always easy. You know, you got to think about that. Your neighbors are also your tenants. And I don't know how to fix stuff. I still don't. I'm a terrible handyman, but it's good to learn a little about about human relations. And you know, letting finding a general way to let the tenants know that you have a mortgage to pay every month. I mean, just that alone can can help them ensure timely rent payments. But, and this also doesn't mean every area, or every four Plex building is is good, but, yeah, that's the opportunity. That's how I started. I would totally do it again. Kevin Bupp 47:27 Can you use that FHA program more than once? Or is that just the one time you know your first, first, first primary home purchase? Keith Weinhold 47:34 It's generally you can only use one at a time. There are some exceptions, like if you and your job move, like, a certain mile radius away from where you got the first one, but, yeah, generally it's only going to be one at a time. A lot of people don't use it. Don't know about it. In fact, if you have VA benefits, Veterans Administration benefits, you can get a similar program, like I was talking about, but zero down payment, rather than three and a half with an FHA loan. It's a really good, amazingly good opportunity. Kevin Bupp 48:05 That's incredible. That's incredible. Keith, my friend, I appreciate you coming back going. It's always good to catch up with you. Good to see that you're doing well. Keith Weinhold 48:17 Oh yeah, a terrific chat there with Kevin. I hope that you like that really. At our core, real estate investors are not day trading. We are decade trading. Now I'm in western New York today, at the other end of the state, NYU compiled some terrific statistics that you want to hear about for nearly the past 100 years. It is the annualized returns of six major asset classes. This spans, the Great Depression, a number of recessions, World War Two, the New Deal, gold standard, abandonment, brendawoods, the Cold War, Civil Rights Movements, oil shocks, Volcker rate hikes, the.com boom and crash, the 911, attacks, the housing bubble, covid, 19, AI revolution and 16 presidencies, all those ups and downs and war and peace and economic booms and economic lows, and now there is going to be a mild tongue in cheek element here, because stats like this drive real estate investors crazy, but this is often how mainstream media portrays asset class comparisons. All right, the six asset classes are stocks, cash, bonds, real estate, gold, and then inflation, which isn't in an asset class, but it's a benchmark. All of these begin from the year 1930 so spanning almost 100 years. Let's take it from the lowest return to the high. Best return the lowest is inflation. And what do you think the CPI inflation rate is averaged over the last 100 years? Any guess at all? You might be surprised. It is 3.2% Yeah, even though the Fed's CPI inflation target has long been 2% it runs hot longer than most people believe. So therefore, today's inflation rate isn't high, it's just normal. The next highest return is cash at 3.3% How did NYU measure that the yield from three months T bills? Next up is bonds. They returned 4.3% that's the 10 year treasury average of the last 100 years. The next highest is real estate at 4.7% that uses the K Shiller Index. Now we're up to the second highest. It is gold at 5.6% and the highest is stocks at 10.3% using the s, p5, 100, and this was all laid out in a brilliant chart that also shows the returns by each decade for all of these asset classes. You'll remember that I shared the chart with you in our newsletter a few weeks ago. Now you are smarter and more informed than the layperson is, you know, but they see this chart and they think, Oh, well, that's it. I've got my answer. Real Estate's 4.7% appreciation loses out to gold's 5.6 and stocks 10.3 and then they go back to watching Love is blind. But of course, rental property owners like us know that we often make five times or more than this 4.7% when we consider all those other income streams and profit centers, leverage, rents, ROA and inflation, profiting on our debt, it's often 25 to 30% total. It's sort of like judging a Ferrari by only measuring its cupholders or something. Now, would stocks 10.3% get adjusted up as well? Yeah, probably a little, because the s and p5 100 currently averages a 1.2% dividend yield, so that might be added on the 4.7% return for real estate. That cites the popular Case Shiller Index. And the way that that index works is that it uses a repeat sales methodology. So what that means is that the Case Shiller measures the sales price of the same property over time. Therefore a property would have to sell at least twice in order to be measured by this popular and widely cited K Shiller Index. So then the 4.7% appreciation figure excludes new build homes, and new builds appreciate more than existing homes, but you do have more existing homes that sell the new build homes, so we can pretty safely assume that real estate's long term appreciation rate is higher, likely between five and 6% there it is. So yeah, making comparisons across asset classes like this is pretty tricky, because investment properties leverage and cash flow gets nullified. And when you make comparisons like this, it's a big reminder that even if you can't get much cash flow off a 20 or 25% down real estate payment, sheesh, most people put a 100% payment into stocks, gold or Bitcoin, and they don't expect any cash flow. And Bitcoin isn't part of what we're looking at for this century long view, because it did not exist until 2009 and also NYU had to use some alternative statistics. Sometimes the s, p5, 100 index only came into being in 1957 and the Case Shiller Index 1987 Keith Weinhold 54:02 next week here on the show, I expect to answer your listener questions from beginner to advanced. You've been writing in with some good ones for the production team here at GRE. That's our sound engineer, Vedran Jampa, who has edited every single GRE podcast episode since 2014 QC in show notes, Brenda Almendariz, video lead, brendawali strategy talamagal, video editor, seroza, KC and producer me, we'll run it back next week for you. I'm your host. Keith Weinhold, don't quit your Daydream. Speaker 3 54:36 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively. Speaker 2 55:04 The preceding program was brought to you by your home for wealth building, get richeducation.com
Nik is back so the boys are back in to-o-o-ownnn! We continue with Queensryche and their wild third album, "Operation: Mindcrime!" Did they succeed at making at "Pink Floyd-type" album for metalheads? You decide! We make references to Office Space, Phantom Menace, Revenge of The Sith, A New Hope, Mallrats, Chasing Amy, Dogma, Type O Negative, You Can't Do That On Television, Double Dare, Alainis, DeGrassi, Deadpool and Wolverine, Role Models, Goodfellas, Wayne's World, and more! Check out our last series the Layne Staley-years of Alice in Chains:https://www.youtube.com/playlist?list...For Rock and Metal news: https://www.ghostcultmag.comFor vinyl porn: https://www.instagram.com/Glacially_M...For Don-related stuff: https://www.southeastofheaven.com/To support the Pouredcast: https://linktr.ee/GlaciallyMusicalPou... Invest In Vinyl mylar inner sleeves https://amzn.to/3pPLQaA Timestamp: 0:00 Intro ✅ Greetings! 0:55 Beer ✅ Nik - Aldi Beer, Don - Jack and Coke, Keefy - Liquid Death 3:37 Vinyl ✅ Nik - American Graffitti OST + Blood Incantation, Don - Dub Side of The Moon, Keefy - Deadguy and Sheer Terror 2024 reissues13:01 News ✅ Dollar Tree socks rock, RSD Black Friday, Guns N Roses, Styx, Foreigner tour, UK new ticket reselling law, "Trashed Panda Raccoon," Blue Lou Graham solo album, Spotify numbers, Spotify Wrapped, 27:41 Shirt✅ Nik - St. Louis Blues and Track jacket, Don - Xmas show, Keefy - Alice Cooper/Wayne's World32:15 Meat✅1988 in rock and metal, does Mindcrime hold up, and what they meant to do? Nik, Don, and Keefy give their unbiased opinions! 112:00 ✅ Outro - Please like and subscribe! Tell your friends!
Mike Judge's Office Space Recorded some time ago, we've been holding onto this episode until the right time. As we move into our second month of Midnight & Cult Movies it is clear that Director Mike Judge (creator of Beavis & Butthead, Idiocracy, and King of the Hill) is a director whose filmography is almost entirely cult films and television shows. In 1999 he was approached by 20th Century Fox to adapt his short films (based on the Milton character first seen on Saturday Night Live and Mtv's Liquid Televison) into a theatrical film. There is no real undestanding of what 20th Century Fox expected. Judge's film would dive deep into the soul-sucking, emotionally paralyzing world of daily office work. A film that was never backed by its studio, Office Space would go onto find popularity on cable television and the dvd market. This is a wonderful film that plays to the pain and suffering of the 40 hour work week, idiot bosses, crazed and delusional co-workers, and ultimately fulfillment. Take a listen as we celebrate Mike Judge and this studio-trashed film that - somehow - found an audience and rose Phoenix-like. Questions, Comments, Complaints, & Suggestions can be directed to gondoramos@yahoo.com - Many, Many Thanks. For those of you who would like to donate to this undying labor of love, you can do so with a contribution at https://www.buymeacoffee.com/watchrickramos - Anything and Everything is appreciated, You Cheap Bastards.
Click to text the show!Connect with Tiffany:https://transwestern.com/tiffany.mcswainhttps://www.linkedin.com/in/tiffany-mcswain-ccim-2321ab15/ Email Jonathan with comments or suggestions:podcast@thesourcecre.comOr visit the webpage:www.thesourcecre.com*Some or all of the show notes may have been generated using AI tools.
Today's guest, Bonnie Clevering, in a nearly five-decade career as a Motion Picture Hair Stylist, has trussed the tresses of hundreds of actors including Hilary Swank, Bette Davis, Brad Pitt, Julia Roberts, Al Pacino, Keanu Reeves, and Kristen Stewart. Her impressive resume includes iconic films and TV series like Hello, Dolly!, RoboCop, Any Given Sunday, Ocean's Eleven, Erin Brockovich, Office Space, The Twilight Saga, and Mr. & Mrs. Smith, totaling over 120 productions. She earned membership in the Academy of Motion Picture Arts & Sciences in 2001. Join Bonnie and I as we talk about what it was like to creatively work in Hollywood for almost 50 years with some of the biggest actors that graced our television sets and the silver screen. We also talk about how the industry changed over the years as well as some of the obstacles Bonnie overcame. You don't want to miss any of today's interesting and inspiring chat! To learn more about today's guest Bonnie Clevering please visit: Website: https://www.punctuatemedia.com/copy-of-projects https://shop.punctuatemedia.com/ Instagram: : https://www.instagram.com/continuitybyclevering/ -------- To learn more about host G. Brian Benson: www.gbrianbenson.com Don't forget to sign up for the newsletter! YouTube: www.youtube.com/gbrianbenson Instagram: www.instagram.com/gbrianbenson Facebook: www.facebook.com/gbrianbensonmedia LinkedIn: https://www.linkedin.com/in/gbrianbenson/
Faith in Focus is in its last season! This bittersweet swan song of a year is immersed in the Best Year in Film™: 1999.Tracy and Jason begin their "Trendsetter" category of films with a look back at Mike Judge's eminently-quotable masterpiece, Office Space.
In this episode of Remodelers on the Rise Kyle talks with husband and wife team Austin and Callie Cornell of MSC Enterprises They share how they run their remodeling business together balance family life improve their financial clarity and build smoother processes that support steady growth ----- Explore the vast array of tools, training courses, a podcast, and a supportive community of over 2,000 remodelers. Visit Remodelersontherise.com today and take your remodeling business to new heights! ----- Remodel Your Marriage, Life & Business Retreat – Feb 10-12, 2026 A three-day experience in Franklin TN designed for remodeling-business couples who want to strengthen their marriage, clarify their vision, and build a business that supports a thriving life together. Join Kyle and Sarah Hunt for meaningful conversations, practical sessions, and intentional time to reconnect and refocus for 2026. Sign up here! ----- Takeaways The importance of marriage in business partnerships. Transitioning business ownership requires open communication. Financial clarity is crucial for business growth. Hiring the right team members can alleviate stress. Understanding numbers leads to better decision-making. Having a dedicated office space enhances productivity. Saying no to projects that don't fit your business model is essential. Peer support groups can provide valuable insights. Flexibility in work allows for better family time. Continuous learning and adaptation are key to success. ----- Chapters 00:00 Introduction and History of Lee's Summit 04:06 Predictions for the Chiefs' Season 05:22 History and Overview of MSC Enterprises 07:34 Transitioning from Teaching to Working in the Business 11:55 Lessons Learned in Transitioning from One Generation to Another 15:35 Lessons in Understanding Financials and Charging Properly 19:33 The Importance of Knowing Your Numbers and Creating a Budget 25:51 The Impact of Leasing an Office Space 28:08 The Role of a Project Coordinator in Reducing Stress and Improving Accuracy 36:36 The Importance of Saying No and Focusing on What Works for Your Business 37:38 The Best Decision We've Ever Made 38:42 Finding Support and Encouragement 39:48 The Importance of Regular Meetings
Het is deze maand een saaie bedoeling qua klassieker van de maand, maar dat ligt niet aan de film maar wel aan diens setting! Pim kwam namelijk met Office Space uit 1999 op de proppen waarin we een stel mannen volgen op een dodelijk saai kantoor. Toch is de komedie van Mike Judge alles behalve dat aangezien de mannen op komische wijze een plan beramen om hun baas op te lichten. Beluister de gehele aflevering via de welbekende podcast-kanalen of bekijk ‘m met beeld via youtube.com/filmerds.
Do Business. Do Life. — The Financial Advisor Podcast — DBDL
Are you struggling to attract and close more high-net-worth clients?What if the reason has nothing to do with your financial plans and everything to do with your office design?In this solo episode, I share one of the most surprising lessons I've learned in 20+ years of coaching advisors: the design and intention behind your office directly impacts the clients you attract and the culture you create.Your office is more than a workspace. It's a physical reflection of your values, beliefs, and the experience you promise to your clients. I'll show you how thoughtful design can elevate your credibility, boost team culture, and transform how prospects perceive your brand.I'll also walk you through the three lessons that shaped Triad's new headquarters, so you can apply the same principles to your own firm and start attracting higher-net-worth clients while building a culture your team loves coming to every day.3 of the biggest insights from Brad…#1.) Celebrate What Matters in Business and LifeMost advisors design an office that looks good on paper, but doesn't feel like them. In this episode, I share how to build a space that actually tells your story. From our Do Business, Do Life wall filled with team goals to the way you showcase client experiences instead of sales awards, I'll show you how to create an environment that instantly connects and builds trust with million-dollar clients.#2.). Speak Things Into Existence That MatterAt Triad, we believe language creates culture. So when we built our new office, we wanted our walls to literally speak our values. Instead of labeling rooms A, B, and C, we named them after the beliefs we live by—like the “Significance Suite” and the “Day One Café.” We even have an “Empty Chair” in every conference room to represent our members, reminding us to always build on their behalf. It's a simple way to make sure what we say we believe shows up in how we work every day.#3.) Create a Collision-Friendly EnvironmentWe fixed one of the biggest mistakes from our first office—silos. In our new space, we built what I call a “hub-and-spoke” design that sparks connection. The hub is where ideas collide—coffee stations, couches, even a kegerator—and the spokes are where deep work happens. I'll share how this setup boosted creativity, broke down barriers, and created a vibe that everyone—from team members to visiting advisors—can feel the moment they walk in.SHOW NOTEShttps://bradleyjohnson.com/143FOLLOW BRAD JOHNSON ON SOCIALXInstagramLinkedInFOLLOW DBDL ON SOCIAL:YouTubeTwitterInstagramLinkedInFacebookDISCLOSURE DBDL podcast episode conversations are intended to provide financial advisors with ideas, strategies, concepts and tools that could be incorporated into their business and their life. No statements made in the episode are offered as, and shall not constitute financial, investment, tax or legal advice. Financial professionals are responsible for ensuring implementation of anything discussed related to business is done so in accordance with any and all regulatory, compliance responsibilities and obligations. The Triad member statements reflect their own experience which may not be representative of all Triad Member experiences, and their appearances were not paid for. Triad Wealth Partners, LLC is an SEC Registered Investment Adviser. Please visit Triadwealthpartners.com for more information. Triad Wealth Partners, LLC and Triad Partners, LLC are affiliated companies. TP11254897334. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Cam and Dylan are back in the lab spreading talking about one of Jim Carrey's most underrated chaos-fests Fun with Dick and Jane! In this episode, they dive deep into the 2005 comedy where Dick (Carrey) and his wife Jane (Téa Leoni) go from suburban comfort to full-blown heist mode after losing everything thanks to a corrupt company. It's Breaking Bad meets Office Space — but with way more mugging to the camera and less meth. The guys break down the film's wild tone shifts, that early-2000s corporate satire energy, and the pure unhinged joy of watching Jim Carrey rob a bank in a ski mask while grinning like a cartoon character. Expect jokes, nostalgic takes, and a few “what would you do if Enron stole your 401(k)?” moments. By the end, you'll either be ready to rewatch the movie… or start your own Bonnie & Clyde reboot called HR & Payroll. Wanna ask us something?!? Hit us up at Xtrabutta@gmail.com or our Instagram https://instagram.com/xtrabuttapodcast?igshid=YmMyMTA2M2Y=
On the 488th episode of Piecing It Together, we continue our FilmQuest Film Festival 2025 coverage as Jake Myers joins me to talk about Appofeniacs. We also talk about Jake's own feature Kombucha making this a double dose episode. Puzzle pieces for Appofeniacs include Tarantinto, Lynch and South Park. Puzzle pieces for Kombucha include The Substance, Inside Llewyn Davis and Office Space.As always, SPOILER ALERT for Appofeniacs and Kombucha and the movies we discuss!Check out FilmQuest at https://www.filmquestfest.comAnd also check out FilmQuest on Instagram @filmquestAppofeniacsWritten by Chris Marrs PilieroDirected by Chris Marrs PilieroStarring Aaron Holiday, Jermaine Fowler, Michael Abbot Jr, Sean Gunn, Scarlett DeMeoKombuchaWritten by Jake Myers and Geoff BakkenDirected by Jake MyersStarring Zoe Agapinan, Charin Alvarez, Rachel Benson, Jesse KendallJake Myers is a filmmaker and the director of KombuchaCheck out his website at https://www.johnjacobmyers.com/And also check out Jake on Instagram @johnjacobmyersMy latest David Rosen album MISSING PIECES: 2018-2024 is a compilation album that fills in the gaps in unreleased music made during the sessions for 2018's A Different Kind Of Dream, 2020's David Rosen, 2022's MORE CONTENT and 2025's upcoming And Other Unexplained Phenomena. Find it on Bandcamp, Apple Music, Spotify and everywhere else you can find music.You can also find more about all of my music on my website https://www.bydavidrosen.comMy latest music video is “Shaking" which you can watch at https://www.youtube.com/watch?v=wzm8s4nuqlAThe song at the end of the episode is "Enemy" from my album A Different Kind Of Dream.Make sure to “Like” Piecing It Together on Facebook at http://www.facebook.com/PiecingPodAnd “Follow” us on Twitter @PiecingPodAnd Join the Conversation in our Facebook Group, Piecing It Together – A Movie Discussion Group.And check out https://www.piecingpod.com for more about our show!And if you want to SUPPORT THE SHOW, you can now sign up for our Patreon at https://www.patreon.com/bydavidrosenYou can also support the show by checking out our Dashery store to buy shirts and more featuring Piecing It Together logos, movie designs, and artwork for my various music projects at
Sander en Richard waren bij het Pathé Film Festival in oktober en daarom hebben we twee films voor je in de aanbieding die aankomende week in première gaan! Zo bespreken we in Podcast #60 de kansen voor Dwayne ‘The Rock' Johnson op een Oscar met zijn hoofdrol in de film The Smashing Machine en de Iraanse film It Was Just An Accident van regisseur Jafar Panahi (Taxi Teheran) waarin een groep mensen zichzelf in allerlei moeilijke bochten moeten wringen om de identiteit van hun voormalige martelaar vast te stellen. Spoiler: de mannen zijn eigenlijk alleen enthousiast over één titel. Maar uiteraard is er nog veel meer content deze podcast in de vorm van Nobody 2, de serie Peacemaker, previews van Predator: Badlands & The Running Man en uiteraard onze klassieker van deze maand: Office Space uit 1999. Beluister de gehele aflevering via de welbekende podcast-kanalen of bekijk ‘m met beeld via youtube.com/filmerds.00:00 intro01:14 It was just an Accident review11:24 The Smashing Machine review28:19 Nobody 2 review36:06 Klassieker van de maand: Office Space (1999)47:16 Klassieker voor aankomende maand...53:19 Peacemaker seizoen 1 & 2 review01:02:47 Predator: Badlands preview01:10:59 The Running Man preview
Reach out to Cody and Buhler to tell them what's up!When your family rejects you, you're just getting started!On today's episode of False Start, John Buhler (Lead Writer, FanSided) and Cody Williams (Content Director, FanSided.com) decided that their TPS reports could wait because they ain't done winning yet!Brian Kelly is out at LSU, and the college football world could not be more excited.While this show was recorded hours before Kelly was let go by the Bayou Bengals, it still works because the guys kept it 100 percent.Who could conceivably replace Kelly as the face of the Bayou Bengals?Also, they looked at Fernando Mendoza's Heisman Trophy candidacy, as well as unveiled their latest playoff projections on this Office Space-themed episode.Before you jump to conclusions, be sure you False Start first.
Milo and Jamie are in person again for this episode, sharing a few beers and some laughs as they dive into one of their favorite and most relatable films, Office Space. From TPS reports to printers, they break down why this cult classic still hits home for anyone who has ever worked a mind-numbing office job. For More from the 80s and 90s visit Web: the80sand90s.com Instagram: @The80sand90sCom YouTube: The 80s and 90s Overlooked If you enjoy this episode, don't keep it a secret, tell a friend and/or share it on social media so others can experience it as well. This episode is proudly sponsored by Gray Skies, Concrete Dreams a novel by Milo Denison
In today's "Motivational Minute", leadership expert Jamy Bechler talks about having a case of the Mondays, which is phrase made popular in the movie Office Space. The "Motivational Minute" is part of the Success is a Choice podcast network. It's a quick thought designed to help you inspire yourself and those around you. - - - - Each week, the Success is a Choice podcasting network brings you leadership expert Jamy Bechler and guest experts who provide valuable insights, tips, and guidance on how to maximize your potential, build a stronger culture, develop good leadership, create a healthy vision, optimize results, and inspire those around you. Please follow Jamy on Twitter @CoachBechler for positive insights and tips on leadership, success, culture, and teamwork. - - - - The Success is a Choice podcast network is made possible by TheLeadershipPlaybook.com. Great teams have great teammates and everyone can be a person of influence. Whether you're a coach, athletic director, or athlete, you can benefit from this program and now you can get 25% off the price when you use the coupon code CHOICE at checkout. Build a stronger culture today with better teammates and more positive leaders. If you like motivational quotes, excerpts, or thoughts, then you'll want to check out Jamy Bechler's book "The Coach's Bulletin Board" as it has more than 1,000 positive insights to help you (and those around you) get motivated and inspired. Visit JamyBechler.com/BulletinBoardBook. - - - - Please consider rating the podcast with 5 stars and leaving a quick review on Apple podcasts. Ratings and reviews are the lifeblood of a podcast. This helps tremendously in bringing the podcast to the attention of others. Thanks again for listening and remember that “Success is a choice. What choice will you make today?” - - - - Jamy Bechler is the author of nine books including "The Captain" and "The Bus Trip", host of the "Success is a Choice Podcast", professional speaker, and trains organizations on creating championship cultures. He previously spent 20 years as a college basketball coach and administrator. TheLeadershipPlaybook.com is Bechler's online program that helps athletes become better teammates and more positive leaders while strengthening a team's culture. As a certified John Maxwell leadership coach, Bechler has worked with businesses and teams, including the NBA. Follow him on Twitter at @CoachBechler. To connect with him via email or find out about his services, please contact speaking@CoachBechler.com. You can also subscribe to his insights on success and leadership by visiting JamyBechler.com/newsletter.
Like what you hear? Show some love and send a text. #CheersThis week on Reels, Booze & Bro's (RB2Podcast), we clock in for a breakdown of one of the funniest workplace comedies ever made — Office Space! From Peter's corporate rebellion to Milton's stapler revenge, we explore the film's sharp satire of office culture and why it still resonates today.We talk best scenes (yes, the printer beatdown), worst bosses (looking at you, Lumbergh), and why Mike Judge's vision of office life feels both painfully accurate and hysterically exaggerated. And of course, we pair this episode with some booze-worthy brews that'll make your Monday blues disappear faster than your paycheck.So grab your coffee, ignore the TPS reports, and join the RB2 crew for a hilarious, nostalgic, and slightly rebellious ride through Office Space.Support the show
Welcome to Dev Game Club, where this week we add to our series on Portal by interviewing Erik Wolpaw. We talk about his pre-Portal career, burnout, and success on small teams and large. Dev Game Club looks at classic video games and plays through them over several episodes, providing commentary. Podcast breakdown: 1:05 Interview 1:12:10 Break 1:12:41 Outro Issues covered: Valve credits, early Magic: The Gathering, growing up in the shadow of James Garfield's mausoleum, publishing in magazines, piracy early in the industry, getting in, getting sick, constantly shipping and crunch, breaking down, changing culture, having ownership vs not, the exhilaration and camaraderie at the end, drowning in game dev, starting with little films, getting in with the Portal kids, self-motivation at Valve, being on multiple projects, enhancing/amplifying the design, a cohesive experience, puzzle fatigue, gag bumpers, giving the environment a voice, not having to manage a big art team, a very small team, having the pressure off, not even knowing what you have, entertaining yourselves, the benefits of low expectations, having more pressure on the sequel, loving to leave a job, endings coming late, not getting it, thinking things will be bad before they turn out to be good, a notorious imbecile, the biggest "I told you so" moment, a good day has cake, not returning to the well, a Portal game without portals?, just jumping in and making the thing, writing for yourself and your interests, sensing creative investment, good vs crappy games, wanting to make Portal 3, wanting to join the industry, skipping right past the AI conversation, being open about the hard stuff, art: the optional stuff. Games, people, and influences mentioned or discussed: Atari 400, Old Man Murray, Chet Faliszek, Tim Schafer, Double Fine, Psychonauts (series), Valve, Team Fortress, Left 4 Dead, Artifact, Half-Life (series), Aperture Desk Job, Richard Garfield, Magic: The Gathering, James Garfield, Scramble, Defender, Ballblazer, Rescue on Fractalus, Microsoft, Gabe Newell, Platinum Games, Source FilmMaker, The Orange Box, Mark Laidlaw, Jay Pinkerton, Narbacular Drop, Kim Swift, Fallout, Tim Cain, Leonard Boyarsky, Republic Commando, Daron Stinnett, Jonathan Coulton, Ellen McLain, The Crab Cracker, Severance, Office Space, Garrett Rickey, Realm Lovejoy, Josh Weier, Dave Grossman, Another Crab's Treasure, Peak, Cursor, Spelunky, Kirk Hamilton, Aaron Evers, Mark Garcia. Next time: TBA! Twitch: timlongojr and twinsunscorp YouTube Discord DevGameClub@gmail.com
Welcome to Dev Game Club, where this week we complete our series on Portal. We talk about the ending part of the game, the increasing difficulty, the cake, and the boss and declare ourselves Still Alive. Dev Game Club looks at classic video games and plays through them over several episodes, providing commentary. Sections played: Finished the game! Issues covered: puzzle hockey stick, having puzzles cross through multiple rooms, mechanical additions to the sequel, limiting the additional portal mechanics, having to think about getting across rooms, timing puzzles, how the portals line up, not supporting the twitch elements well, is Chell an android? (she is not -B), the feeling of escape, test subjects getting behind the walls, tactical freedom vs strategic freedom, the importance of context, the meta aspect of these narratives, the subtlety of the cake (until it isn't), "now I'm in Half-Life," competing with Black Mesa, the boss fight, thinking in portals, the final exam and having all the tools, timers as a crutch, the perfectly balanced end point, seeing the outside and being in the Half-Life world, the cake room, the character of GLaDOS as an amalgam of personality modules, triumphant GLaDOS, "the cake is a lie," the game hitting in a different way, the Weighted Companion Cube, having to be interactive, using games as a substrate for "non-interactive" entertainment, the grungy environment vs what's going on, a better show than a game (except maybe a couple of scenes), freeing your mind, the limits of new mechanics, being just one idea with some small sub-ideas, lean/no fat, really great onboarding, a light touch with narrative, everything coming together and artistic cohesion, a meta moment about the SteamDeck, portals!, safety in the portals, portal-based renderers, the one game that brought you in, another very kind review that we sometimes live up to. Games, people, and influences mentioned or discussed: The Stanley Parable, BioShock, Half-Life, President Obama, Claire Danes, Chris and Susan McKinley Ross, Jonathan Coulton, Ellen McLain, The Office, Office Space, Fallout, Saw, Ex Machina, Alex Garland, The Last of Us, Giovanni Giorgio Morodor, Diana Ross, Daft Punk, Fez, Fumito Uedo, Keita Takahashi, J. K. Simmons, Stephen Merchant, Jacques Rivette, Valve, Aperture Desk Job, Erik Wolpaw, Calamity Nolan, BioStats, Endofunctor, Morrowind, Halo CE, Paolo, Outer Wilds, Kirk Hamilton, Aaron Evers, Mark Garcia. Next time: TBA! Twitch: timlongojr and twinsunscorp Discord DevGameClub@gmail.com
On Wednesday's show: We discuss the latest developments in politics in our weekly roundup.Also this hour: In a time with plentiful commercial real estate vacancies, we learn one way some landlords are making their spaces stand out to potential renters.And we see some amazing work by hairstylists and artists at the Afro Hair Summit Expo.Watch
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Most entrepreneurs budget only for advertised rent rates, but surprise fees can increase your actual office costs by thousands per year. Learn the 5 most common hidden expenses when searching for an office space for rent in Nashville. Visit https://www.indonashville.com/ for more info. InDo Nashville City: Nashville Address: 632 Fogg St Website: https://www.indonashville.com/ Phone: +1 615 243 0619 Email: kate@richlynngroup.com
Sooooooo uhhhhhhh are you gonna tune into the new Movie Vault this episode about Office Space....cause if not, I'm gonna need you to come in on Saturday, soooooo, yeahhhhhInstagram-@TheMovieVaultPodEmail us- themovievaultpod@gmail.comYouTube - https://www.youtube.com/@lastresortnetworkThis episode is brought to you by Point A Insurance (formerly Hedman Anglin Agency). Contact them at 614-486-7300 for your home and auto insurance needs. If you do contact them, make sure to tell them that Ben and Zach sent you! Visit their website for more information at www.PointAInsurance.com
20250903 Office Space-Form fitting Originally Broadcasted September 3, 2025, on ACB Media 5 So, you made your first form, now it is time to try it on. Is it hitting all the notes you want? Does it look right? Then publish it, let people get their hands on it, and see how to check out how they respond. Sponsored by: ViperTech Training Find out more at https://acb-community.pinecast.co
Bonnie Clevering|The Creative Force Behind Iconic Hollywood HairHollywood Hair Designer of 50 Years with 120 A-list Credits and New MemoirBonnie Clevering, in a nearly 5-decade career as a Motion Picture Hair Stylist, has trussed the tresses of hundreds of actors including Hilary Swank, Bette Davis, Brad Pitt, Julia Roberts, Al Pacino, Keanu Reeves, and Kristen Stewart. Her impressive resume includes iconic films and TV series like Hello, Dolly!, RoboCop, Any Given Sunday, Ocean's Eleven, Erin Brockovich, Office Space, The Twilight Saga, and Mr. & Mrs. Smith, totaling over 120 productions. She earned membership in the Academy of Motion Picture Arts & Sciences in 2001. In September, Bonnie is releasing her pictorial memoir, CONTINUITY WITH BONNIE CLEVERING: LIFE BEYOND THE CREDITS.Links:https://continuitybybonnieclevering.com/https://www.instagram.com/bonnieclevering/Tags:AuthorBooksCelebrityHair StylistMoviesSingle MomTV & Filmworking in Hollywood and being a single momLive Video Podcast InterviewBonnie Clevering|The Creative Force Behind Iconic Hollywood HairSupport PEG by checking out our Sponsors:Download and use Newsly for free now from www.newsly.me or from the link in the description, and use promo code “GHOST” and receive a 1-month free premium subscription.The best tool for getting podcast guests:https://podmatch.com/signup/phantomelectricghostSubscribe to our Instagram for exclusive content:https://www.instagram.com/expansive_sound_experiments/Subscribe to our YouTube https://youtube.com/@phantomelectricghost?si=rEyT56WQvDsAoRprRSShttps://anchor.fm/s/3b31908/podcast/rssSubstackhttps://substack.com/@phantomelectricghost?utm_source=edit-profile-page
Before we are gone for a week, we had to talk about a movie Dasher picked juuuuust before Ian was going to. The cult classic comedy everyone who hates their job needs to see.Support the show
In this episode of 'Small Town Big Business,' hosts Jennifer Olson and Russell Williams welcome Whitney Roberts and Jade Mccalla from Idea Creative Marketing. The discussion delves into the unique business journeys of Whitney and Jade, spotlighting the challenges and successes they've encountered in the marketing industry. Whitney shares her start in Marion, Illinois, and the growth of Idea Creative Marketing, emphasizing the importance of passion and adaptability in small business marketing. Jade discusses her experiences with the American Marketing Association and the dynamic nature of their day-to-day operations. The conversation also touches on the significance of local networking, the evolution of marketing strategies, and the benefits of working with small businesses over large corporations. The episode ends with insights into their personalized approach to marketing services and the impact of community-focused growth. Special thanks to sponsors and contributors who make the podcast possible.00:00 Welcome to Small Town Big Business00:51 Introducing Whitney Roberts and Jade McCalla01:14 The Journey of Idea Creative Marketing01:35 Office Space and Community Involvement04:17 Roles and Responsibilities04:56 Background Stories and Career Paths13:12 Marketing Evolution and Strategies18:12 Team Dynamics and Strengths22:17 AMA Conference and Networking23:10 Financial Turnaround of AMA24:59 Fundraising Success Stories27:20 Challenges of Retaining Local Talent29:30 Small Business vs. Corporate Jobs34:17 Client Relationships and Onboarding41:22 Custom Marketing Solutions44:46 Passion and Motivation in Marketing48:31 Conclusion and AcknowledgementsRecorded at EThOs Small Business Incubator and Co-working Spaces in Marion, Illinois.https://members.ethosmarion.org/ SUBSCRIBE TO THE PODCASTOur guest: https://ideacreativemarketing.com/
ViperTech Training 20250827 Office Space-Form fitting Originally Broadcasted August 27, 2025, on ACB Media 5 So, you made your first form, now it is time to try it on. Is it hitting all the notes you want? Does it look right? Then publish it, let people get their hands on it, and see how to check out how they respond. Sponsored by: ViperTech Training Find out more at https://acb-community.pinecast.co
20250820 Office Space-Warm to the Form Originally Broadcasted August 20, 2025, on ACB Media 5 Ready to spice up your data collection? Participants joined us for a sultry stroll through Google Forms—where questions got personal, responses stayed confidential, and you might just fall in love with spreadsheets. Get ready to turn your surveys from “meh” to “oh my!” Sponsored by: ViperTech Training Find out more at https://acb-community.pinecast.co
20250813 Office Space-Warm to the Form Originally Broadcasted August 13, 2025, on ACB Media 5 Ready to spice up your data collection? Participants joined us for a sultry stroll through Google Forms—where questions got personal, responses stayed confidential, and you might just fall in love with spreadsheets. Get ready to turn your surveys from “meh” to “oh my!” Sponsored by: ViperTech Training Find out more at https://acb-community.pinecast.co
A dedicated office space for a doula business can bring professionalism, visibility, and a central hub for meetings and classes. It can also come with significant costs and added responsibilities. Understanding the pros and cons is essential before making the investment. Calculating the potential return on investment provides a clear picture of whether it is a worthwhile investment. It is important to weigh costs such as rent, utilities, insurance, and furnishings. Compare them to potential income, client convenience, and growth opportunities. Carefully exploring these factors can reveal if an office space for your doula business will truly support long-term goals. It may also show if your resources are better used elsewhere. Join us as we discuss location evaluation, shared versus private spaces, and creative ways to maximize usage. Learn how to align your decision with your overall business strategy.
Hoo, dang, this week's episode is a DOOZY. So much so that I'm breaking it down into four parts. Today is part one of four: Colleagues are not saying hi when they walk past my desk, and I'm feeling disrespected in the office. Back to School wishlist: jesslindgren.com/school Venmo: @galfriday612 Jess Lindgren 4465 E Genesee Street STE 114 Syracuse, NY 13214 Join the newsletter if you're feeling fancy: askanassistant.substack.com Patreon is another fancy option: https://www.patreon.com/jesslindgren I always love to hear from you: askanassistant.com Book a 1:1 with me: jesslindgren.com/coaching Lay your comments, questions, thoughts, and concerns on me. Have an awesome week! xo Jess
A new policy paper says the Trump administration's actions may be weakening the country's position in the Pacific; Colliers has the latest findings on Honolulu's empty office space
We sat down with Patrick Sentner, EVP at Colliers and past President of the Society of industrial and Office Realtors, to discuss the state of office property and office vacancies. We also spend some time discussing how real estate financing aligns with tenant leasing terms. Send us a textPresented by Remedy ConsultingTechnology Contract Negotiation & System Assessments, T&C Improvements, and FI Strategic Planning.For more information on BankTalk:BankTalk WebsiteSubscribe to BankTalk NewsRemedy Consulting WebsiteRemedy LinkedInTo speak on the BankTalk Podcast, please email us.
Charles Skaggs & Xan Sprouse are joined by special guest Jesse Jackson as they watch Office Space, the 1999 satirical dark comedy written and directed by Mike Judge, featuring Ron Livingston as Peter Gibbons, Jennifer Aniston as Joanna, Stephen Root as Milton Waddams, and Gary Cole as Bill Lumbergh! Find us here:X/Twitter: @DrunkCinemaCast @CharlesSkaggs @udanax19 @JesseJacksonDFW Facebook: @DrunkCinema Bluesky: @charlesskaggs.bsky.social, @udanax19.bsky.social @jessejacksondfw.bsky.social Email: DrunkCinemaPodcast@gmail.com Listen and subscribe to us on Apple Podcasts and leave us a review!
It's time for our daily chat with KCBS Insider Phil Matier. In what may be a sign of how things are in San Francisco, an AI company is moving into office space that once housed Macy's online division.
We don't usually review comedies, because they are usually difficult to talk about apart from naming every joke in the movie, however in Office Space (1999) we felt that this was such a smart comedy that had a deeper meaning and more to say about life that we could talk about it and come up with some insight to share with you! I hope you enjoy! Music: https://jessejacethomas.bandcamp.com/album/want Coffee Affiliate Link: https://www.bonescoffee.com/ifinallywatched CODE: IFINALLYWATCHED Create your podcast today! #madeonzencastr
Join Alex in a celebration of the past six years of CinemaPsych Podcast content and 100 episodes! It's been a journey, with so many films and guests, and so what better way to highlight that time with a clip show! In this double-sized episode, explore some of my favorite moments and discussions, from great films, actors, and directors to awesome psychology content and critical thinking in art. In addition to the past episode clips, Alex describes the new additions to the website, a reimagined resource for this show and the larger aim of film pedagogy in psychology. The film and clips discussed are grouped by broad psychology category. Of course, if you love what you hear in this super-sized episode, you should check out the rest the show! This episode features clips from the following episodes, in order of appearance: Clip from the first show, affectionately numbered Episode 000: An Introduction & a Memento (2000) for the Future A quick defintion of amnesia and how it is used in the film Memento (2000): Episode 039: Do You Remember the Last Time We Talked About This Film? Memento (2000) An introduction to the emotions in Inside Out (2015), with Dr. Molly Metz: Episode 010: I Need to Remember That Jingle Like I Need An HQ Crisis in My Head! Inside Out (2015) with Molly Metz A brief primer on Gestalt problem solving in Cast Away (2000) by Dr. Marc Klippenstine: Episode 002: Is Being Stranded a Problem? Cast Away (2000) with Marc Klippenstine Social influence and jury deliberations, featuring Dr. Jordan Wagge and Jason Spiegelman, in both versions of 12 Angry Men (1957/1997): Episode 038: Men Can Get Really Angry! 12 Angry Men (1957 & 1997) with Jordan Wagge & Jason Spiegelman Along a similar vein, Dr. Olivia Aspiras explains social conformity and relational aggression in Mean Girls (2004): Episode 005: On Podcasts, We Wear Pink—Mean Girls (2004) with Olivia Aspiras Dr. Christina Ragan "rages" on the 10% brain myth depicted in Lucy (2014): Episode 009: One Neuron, You're Alive; Two Make a Pair! Lucy (2014) Rage Watch with Christina Ragan Exploring Oliver Sacks and when real life meets drama with Dr. KatieAnn Skogsberg in At First Sight (1999): Episode 074: Virgil Picked Up His Hammer and Saw, and Hated it — At First Sight (1999) with KatieAnn Skogsberg How classical and operant conditioning are differentiated in A Clockwork Orange (1971) with Dr. Wind Goodfriend: Episode 001: Come Viddy, Me Little Droogies—A Clockwork Orange (1971) with Wind Goodfriend Learning is either baby steps or flooding in What About Bob? (1991) with Dr. Jordan Wagge: Episode 041: If Freud is the Butt of the Jokes, What Does it Mean? What About Bob (1991) with Jordan Wagge Learn a little about the history of chimp language projects with Dr. Karen Brakke and how they were depicted in Project X (1987): Episode 040: Wait, A Chimp Can Fly A Plane?! Project X (1987) with Karen Brakke Get a quick rundown of the developmental stages of each of the Von Trapp children from The Sound of Music (1965) with Dr. Jill Swirsky: Episode 092: Developmental Psychology… In Song Form! The Sound of Music (1965) with Jill Swirsky Learn a little something about Organizational Citizenship Behaviors (OCBs) in Office Space (1999) with Dr. Ed Hansen: Episode 047: I Wouldn't Say I've Been Missing Work—Office Space (1999) with Ed Hansen Learn the opposite of OCBs with Counterproductive Worplace Behaviors (CWBs) in Clerks (1994) with Nic Baldwin: Episode 059: He Wasn't Even Supposed to Be There Today! Clerks (1994) with Nic Baldwin Explore the history of L-dopa and how experimenting with it changed the lives of so many patients in Awakenings (1990) with Dr. Sara Bagley: Episode 033: With L-Dopa, You Too Can Do the Hokey Pokey (But Only if You're Rigid)—Awakenings (1990) with Sara Bagley Get a great psychological definition of addiction from Dr. Melissa Maffeo as portrayed in Requiem for a Dream (2000): Episode 078: Drugs are Bad, MMKay? Requiem for a Dream (2000) with Melissa Maffeo Sports and stats are a dream made in heaven, at least in Moneyball (2011) and to Dr. Jess Hartnett: Episode 060: Baseball is a Game of Statistics! Moneyball (2011) with Jessica Hartnett Hypothesis testing is the core feature of Groundhog Day (1993), as devised by Dr. Jordan Wagge: Episode 083: Behaviorism and Research Methods on Repeat? Sign Me Up! Groundhog Day (1993) with Jordan Wagge Explore the reasons why satire might be a good avenue for discussing hard topics, like the conversion therapy in But I'm a Cheerleader (1999) with Drs. Molly Metz and Will Ryan: Episode 045: A Juicy 90s Satire of Conversion Therapy—But I'm a Cheerleader (1999) with Molly Metz & Will Ryan Learning about the true definition of "gaslighting," its resurgence into the lexicon, what students think of it now and its origin in Gaslight (1940) with Dr. Wind Goodfriend: Episode 089: You Haven't Listened to this Episode, You're Forgetful — Gaslight (1944) with Wind Goodfriend Explore the rivalry of Sigmund Freud and Carl Jung, two heavyweight sin early Western psychology, and this rivalry's portrayal in A Dangerous Method (2011) with Dr. Sheila Thomas: Episode 064: Sex, Drugs, and Psychoanalysis? A Dangerous Method (2011) with Sheila Thomas Discover how accurate the depiction of the 1970s was in The Stanford Prison Experiment (2015) with Dr. Keli Braitman and the late, great Dr. Jen Simonds: Episode 044: Wait, Zimbardo Didn't Do An Experiment? The Stanford Prison Experiment (2015) with Keli Braitman and Jen Simonds In a final bonus segment, Alex shares one of his most favorite moments from the past six years, with a quick introduction to how the music of Star Wars (1977) was intended to make you feel with Dr. Jim Davies and Hollywood composer Joe Kraemer: Episode 068: This Music Makes Me Feel… The Psychology of Star Wars (1977) Music with Jim Davies & Joe Kraemer Please leave your feedback on this post, the main site (cinemapsychpod.swanpsych.com), on Facebook (@CinPsyPod), or Threads/Instagram (@cinemapsych_podcast). We'd love to hear from you! Don't forget to check out our Paypal link to contribute to this podcast and keep the lights on! Don't forget to check out our MERCH STORE for some great merch with our logo and other designs! Legal stuff: 1. All film clips are used under Section 107 of Title 17 U.S.C. (fair use; no copyright infringement is intended). 2. Intro and outro music by half.cool ("Gemini"). Used under license. 3. Film reel sound effect by bone666138. Used under license CC-BY 3.0. Episode Transcription Go to this link to read a transcript generated by Whisper AI Large V3 Model. Disclaimer: It is not edited and may contain errors!
New technologies and trends have transformed the way many of us work, but our home workspaces haven't always kept up with the changes. One consequence is clutter that cuts into productivity and diminishes enjoyment of our homes. In episode #263 of The Clutter Fairy Weekly, Gayle Goddard, professional organizer and owner of The Clutter Fairy in Houston, Texas, discusses factors that contribute to home office space clutter and offers strategies for aligning these spaces with the way we work today.Show notes: https://cfhou.com/tcfw263The Clutter Fairy Weekly is a live webcast and podcast designed to help you clear your clutter and make space in your home and your life for more of what you love. We meet Tuesdays at noon (U.S. Central Time) to answer your decluttering questions and to share organizing tools and techniques, success stories and “ah-hah!” moments, seasonal suggestions, and timeless tips.To participate live in our weekly webcast, join our Meetup group, follow us on Facebook, or subscribe to our mailing list. You can also watch the videos of our webcast on YouTube.Support the show
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode of the Real Estate Pros podcast, Michael Bull shares his extensive experience in commercial real estate, discussing his journey from managing apartments to becoming a successful broker. He highlights the importance of education, navigating market cycles, and the current opportunities in the commercial real estate market. Bull emphasizes the value of training for agents and the need for municipalities to adapt to housing demands. The conversation also touches on personal interests and the significance of family in his professional life. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
We continue our conversation with the always entertaining Tim Rundel in this second installment. Tim has not just seen a thing or two, he has personally endured some incredibly challenging and professionally traumatic situations. In this powerful episode, he talks about how we as city managers carry the trauma of abuse and betrayal to our next position and that it is quite easy to become "gun shy" or lose your self-confidence. He opens the interview by recounting a conversation with a peer who has recently experienced a couple of brutal and extremely short tenures. And toward the end of the conversation Tim talks about how we as executives need to value ourselves and appreciate our worth. He says "we're the cookie" and we should not be giving it away. If you did not get a chance to catch my first interview with Tim way back in Episode 8 of the podcast, it is a must listen. It is one of the funniest interviews I have ever done and in it we talk about his efforts to get a sitcom about a small town city manager made a la The Office Space. You can check that out here: https://www.citymanagerunfiltered.com/e/city-of-weed-sitcom-about-city-manager-life-tim-rundel-ep-08/ SHOW NOTES Tim Rundel's LinkedIn Profile Links to Tim's Documentaries: Brother Valentine: Producer/Director An Oklahoma family is ripped apart after their 15-year-old son brutally murders his older sister in 1974. Controversy swirls around the case after his parents decide to hire a prominent defense attorney to keep him out of jail. https://vimeo.com/147941222 Calls to Okies: The Park Grubbs Story. Executive Producer. In the early 1980's a group of Oklahoma teenagers mastered the art of prank phone calls and became legends. : https://www.shortoftheweek.com/2016/10/03/park-grubbs-story/ The B'CATS (Bryan County Alternative Transportation Society): Producer/Director Venturing into the lives of a peculiar subculture in southern Oklahoma, a former city manager encounters a group of locals who have found an unconventional means of transportation through the use of riding lawn mowers. https://youtu.be/VCuR7oWVYVQ AAME Waitlist Sign Up Link: https://app.youform.com/forms/f9ulo0uh AAME JOB BOARD: The American Association of Municipal Executives has a free job board exclusively focused on executive and senior level local government recruitments. To post a job, go to: https://jobs.aame.org/ SUPPORT THE PODCAST: Subscribe to my FREE weekly newsletter hosted on LinkedIn. It is called the "City Manager News & Job Board" newsletter and can be found here: https://www.linkedin.com/newsletters/city-manager-rtrs-job-board-7164683251112992768/ If you would like to support the podcast by making a donation, please use the "Buy Me A Coffee" link. Please rate and review the podcast on Apple or your preferred platform if you enjoy the show. It helps tremendously. But more importantly, refer your friends and peers to podcast through personal conversations and posts on your social media platforms. Joe Turner's LinkedIn Page City Manager Unfiltered YouTube Page - Subscribe Today! Note: Page may contain affiliate links. As an Amazon Associate I earn from qualifying purchases.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1718: Philip Taylor breaks down the pros and cons of five distinct types of office spaces, helping entrepreneurs navigate the crucial decision of where to build their business. Whether you're seeking flexibility, community, or professionalism, this guide clarifies which setup aligns best with your goals and budget. Read along with the original article(s) here: https://ptmoney.com/types-of-office-space-for-entreprenuers/ Quotes to ponder: "Working from home allows for the ultimate in flexibility and cost savings." "The great thing about coworking spaces is that you're surrounded by other entrepreneurs." "Virtual offices provide a professional address and phone answering service without the cost of physical space." Episode references: WeWork: https://www.wework.com Office Evolution: https://www.officeevolution.com Davinci Virtual Office Solutions: https://www.davincivirtual.com LiquidSpace: https://www.liquidspace.com Regus Virtual Offices: https://www.regus.com/virtual-offices Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1718: Philip Taylor breaks down the pros and cons of five distinct types of office spaces, helping entrepreneurs navigate the crucial decision of where to build their business. Whether you're seeking flexibility, community, or professionalism, this guide clarifies which setup aligns best with your goals and budget. Read along with the original article(s) here: https://ptmoney.com/types-of-office-space-for-entreprenuers/ Quotes to ponder: "Working from home allows for the ultimate in flexibility and cost savings." "The great thing about coworking spaces is that you're surrounded by other entrepreneurs." "Virtual offices provide a professional address and phone answering service without the cost of physical space." Episode references: WeWork: https://www.wework.com Office Evolution: https://www.officeevolution.com Davinci Virtual Office Solutions: https://www.davincivirtual.com LiquidSpace: https://www.liquidspace.com Regus Virtual Offices: https://www.regus.com/virtual-offices Learn more about your ad choices. Visit megaphone.fm/adchoices
Sound Bites"We should interview him again.""Bad Counsel the movie.""This is just like Office Space.""I miss those rambling texts.""It's funny you'd say that.""We have staying power, right?""I find that very strange.""He's complicit in child rape.""I empathized with Captain Hook.""I danced with Captain Hook!""It was so romantic. It was.""Oral sex tells all.""I think I could forgive Gary.""You gotta do the right thing.""It's evil.""Girls are the best.""What a fun hobby!""You should be grateful."