Podcasts about most impact

Are you solving real problems or just slapping on Band-Aids? In this episode, I dive into the ONE question you absolutely need to ask before creating or selling your digital product and the test I use to ensure that digital products deliver fast, tangible results, not just quick fixes that only address surface-level symptoms. I also offer a practical explanation for why quick wins are the key to building trust, driving sales, and setting up future success. Join The Co-op - The Membership for Online Businesses Connect with Abagail Instagram All the Links! Whether you're reworking an existing offer or brainstorming a new one, I'll help you simplify your solution, focus on small but impactful wins, and avoid the overwhelm-trap that most creators fall into! This episode is your guide to creating offers that sell and position your business for long-term growth. Remember, the goal is to make your solutions so simple and immediate that clients can't help but say, “Oh my gosh, this works!” Episode Highlights The Quick Win Test: How Fast Does It Work? [0:02:14]  How Instant Results Lead to Instant Trust. [0:05:51] Why it's the Simplest Tools that Deliver the Most Impact. [0:12:52] Indoctrinating Someone into Your Way of Thinking. [0:16:15] Brainstorming Without Judgment, Then Filtering Out the Band-Aids. [0:22:06] Thank you for listening! Please subscribe, rate, and review The Strategy Hour Podcast on iTunes. Ratings and reviews are extremely helpful and greatly appreciated. For show notes, go to bossproject.com/podcast.

Matías De Stefano, founder of YOSOY, is known for remembering all of his past lives anywhere from Atlantean to Ancient Egyptian times. His series "Initiations" on Gaia TV took the world by storm as he precisely recounts stories from his past life memories such as: how the pyramids were built to and deed understandings of the 9th dimensional reality. He is also the host of another series on Gaia, "The Path of Remembering" where Matías recounts the 12,000-year reset, the path of the Dragon, Roma Amor, and more. At the age of 21, Matías De Stefano began to transmit his particular vision of understanding reality, helping thousands of people to have a different perspective of our environment and ourselves. His philosophical worldview can be translated as: “Heaven on Earth.” It is a concept explaining how we are creators of our own reality, as well as giving us the tools to be able to transcend it. Matías identifies himself as "The Rememberer", since his mission and purpose is to be an educator for the Consciousness Planetary Network. ___________________ PODCAST CHAPTERS 0:00 - Matias De Stefano Trailer 1:51 - Blank Slate After the 2024 Solar Eclipse 2:51 - Facing the Darkness of the Planet 4:51 - Remembering Past Lives & Biggest Fears 6:46 - Weaving Memories Together From Childhood 11:41 - Learning to Be a Portal & Channelling Information 15:31 - Channelling Darkness During the Solar Eclipse 17:41 - The Original of All Things (Time-Space Reality) 21:36 - Why Time Is Broken (CERN & Higgs-Boson Particle) 28:06 - Repairing Time-Space (Heart and Mind Coherence) 31:51 - What is the New Game for Humanity? 40:30 - Are Extraterrestrials Coming Back to Earth? 44:11 - Lesson From Ancient Civilizations (Atlantis, Lemuria, Etc) 47:41 - How Matias Uses Sound & Frequency 49:59 - Using Our Voice Inside the Great Pyramid of Giza 54:06 - Finding Your Unique Tune 54:21 - When Matias Met His Higher Self 1:05:06 - Do We Have Free Will? 1:07:46 - The Role of the Ego 1:09:06 - Who is God & the Void? 1:13:33 - Thriving in the Unknown 1:17:06 - Possibilities of a Third Global War 1:19:29 - What Is Coming For the Younger Generations 1:22:52 - The Future of Education & the Economy 1:27:21 - Compensation for Our Passions 1:36:21 - Reading Matias' Letter to Pope Francis 1:38:21 - Hidden Documents in the Vatican Library 1:41:36 - Forgiving His Views on Faith 1:44:06 - What Does Humanity Need the Most Right Now? 1:48:21 - Upcoming Projects with YO SOY 1:52:11 - How Do You Remember Your Magic? 1:53:47 - The Past Life Memory That Left the Most Impact 1:57:01 - Time Capsule Question ___________________ Guest: Matías De Stefano, "The Rememberer" Website | https://yosoy.red/ YOSOY Network Channel |  @yosoy.network  Matías De Stefano YouTube Music | https://music.youtube.com/channel/UCEVfc4CCiVX4xu2xyeSn6QQ TikTok | https://www.tiktok.com/@matiasdestefano Instagram | https://www.instagram.com/matiasgustavodestefano Facebook | https://www.facebook.com/matiasdestefanooficial/ Host: Emilio Ortiz Instagram | https://www.instagram.com/iamemilioortiz/ Subscribe to YouTube Channel |  @EmilioOrtiz  Watch Emilio's latest series on 4biddenknowledge TV l https://bit.ly/AwakenThe6thSense Shop Our Clothing Collection l https://www.unlockedmovement.com/collections/justtapin ___________________ Special Offerings to Support the Show: ✦ Make a One-Time or Recurring Donation on PayPal

Is your coaching business the BEST KEPT SECRET that NO ONE knows about? Storytelling is an effective way to connect with your target audience and build emotional connections with them. It helps to make your message more relatable and memorable, which can lead to increased engagement and trust. When it comes to coaching, storytelling can be a powerful tool to help potential clients understand the value of your services and how you can help them achieve their goals. .....Annnnnd did I mention it's just A LOT more fun than the boring stuff you download from a template or MAYBE generated by a ROBOT? In fact, it is YOUR secret awesome that makes you TOTALLY STAND OUT from the crowd! When you share your own personal and professional experiences, you can build credibility and establish yourself as an authority in your field. IF NOT YOU, THEN WHO? BUT....there're soooooo many stories in life; exactly which story should you tell to make the MOST IMPACT for your audience? How do you choose and decide? In this episode, I talked about the 4 types of storytelling that you should have in your coaching business that will captivate your audience, grow your audience and generate more sales! ************************** As the Founder of Elevate LifeCoaching, Michelle mentors women to use the power of storytelling as their secret sauce in attracting an endless stream of clients and turning their passion for coaching into a profitable business.IG: http://instagram.com/elevatelifecoachFB: http://www.facebook.com/coachmichellekuei LN: http://linkedin.com/in/michellekuei

From selling candy in the 5th grade to becoming the CEO of a company, today's guest helped ClickFunnels go to 100 million dollars in revenue in less than 5 years! Sounds crazy, doesn't it?! When you hear the saying, “anything is possible.” Believe it!  Listeners, it's time to Get Naked with David & his guest, Dave Woodward. Dave is a devoted husband, father & a successful entrepreneur. He is a ClickFunnels partner & host of Clickfunnels Radio.  David & Dave share stories of how their journey with ClickFunnels began & how much fun they've had helping others create success. Be sure to listen to the end to find out who David & Dave's biggest supporters are.IN THIS EPISODE, YOU WILL LEARN: [00:01:59] First Thing Dave Did to Make Money[00:08:47] How Did Dave Meet Russell Brunson?[00:19:33] How to Add the Most Impact with a Smaller Budget[00:22:47] Biggest Lessons Learned in Scaling a Company Effectively[00:30:55] Final Thoughts from DaveConnect with Dave Woodward:1. Follow Dave on Facebook, Instagram, LinkedIn, Twitter2. Find Dave on his website3. Listen to Click Funnels Radio hereConnect with David AsarnowFind David on his websiteFind David on his Instagram, Twitter, LinkedIn & Facebook

Here's a snapshot of a few things we talked about…·         Introduction·         Who is the Lois Lane, When It Comes to Shellye Archambeau? [00:01:38]·         What was Her Childhood Like Growing Up? [00:02:39]·         Did She Have Any Enterpernurial Ambitions Earlier in Her Life? [00:05:38]·         What Helped Her Get Through Adversity Early On? [00:07:24]·         How Was She Able to Secure a Position at IBM? [00:13:17]·         What were the Signs that Led her to Quit Her Job at IBM? [00:20:22]·         How Did Her Journey Towards Joining BlockBuster Unfold? [00:22:45]·         How Her Proposal to Work with Netflix Could Have Saved Blockbuster? [00:26:06]·         Why Did She Decide to Move to Silicon Valley after Leaving Blockbuster? [00:28:40]·         How Was She Able to Achieve Her Goal of Becoming a CEO? [00:31:58]·         How Did Her Network of Mentors Help Her Transform Zaplet? [00:35:02]·         Which Mentor Has Had the Most Impact on Her? [00:36:56]·         What are her Goals for Her Career? [00:40:03]·         One Thing She Wishes She Had Implemented Sooner to Accelerate Her Journey? [00:42:47]·         Where to Find Shellye Archambeau [00:45:56]In This Episode You'll Learn:In this episode, Casanova talks with Shellye Archambeau. She talks about her childhood, the adversities she had to face after they moved to LA, why did she decide that she wanted to be a CEO at the age of 16, how her mother and teachers helped her get through tough times at school, how she learned about building relationship by helping others, how she was introduced to power of having mentors, the importance of setting goals and executing the plans, how she climbed the ranks at IBM and why she did she decide to leave the company, how she became the president of blockbuster.com and proposed a collaboration between Blockbuster and Netflix when it was a start up, why she decided to move to the Silicon Valley, how she became the CEO of MetricStream, and much more. Have a listen.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Today on the show Jayson is talking with Dr. David Brownstein MD, a holistic medicine practitioner, specializing in the use of vitamins, minerals, herbs & natural hormones, he also utilizes applied kinesiology, acupuncture and nutritional therapies in his practice. He is one of the foremost practitioners of holistic medicine, he is also a Board-Certified family physician, and a member of the American Academy of Family Physicians and the American College for the Advancement in Medicine.Dr. David Brownstein discusses some of the pitfalls that Americans are falling into from a nutritional perspective. He also talks about the reason that he prescribes natural ingredients to help you stay healthy, and why it's still important to use traditional medicine when you need it. Links:  Follow True Underdog on IG: www.instagram.com/true_underdogReach out to Jayson directly at jayson@trueunderdog.comFollow Jayson on Linkedin: https://www.linkedin.com/in/jayson-waller-/Follow Jayson on Instagram: www.instagram.com/jaysonwallerbamCheck out our website to meet the team, view show notes and transcripts: www.trueunderdog.com Mentioned in the Episode: David's Website: https://www.drbrownstein.com/David's Latest Book: https://www.drbrownstein.com/shop Timestamps: 1:43 - What Dr. Brownstein Does3:10 - How Dr. Brownstein Got Rid of Jayson's Daughter's Cough7:53 - You're Aging One of These Two Ways12:11 - What Dr. Brownstein Did Before Holistic Care17:05 - The State of Modern Medicine22:46 - When is Modern Medicine Needed?24:55 - Connection Between Gut Health and Mental Health27:39 - Which Book Has Made the Most Impact?32:29 - Is the Youth Figuring Out How Bad Processed Foods Are?35:41 - Using Traditional Medicine Sparingly38:22 - How Traditional Medicine Treats Holistic Medicine41:34 - Dr. Brownstein's Resources

Abhishek Singh is the CEO of MyGov, President & CEO of the National e-Governance Division, and MD & CEO of the Digital India Corporation (DIC) at the Government of India. After an illustrious career as an IAS Officer that saw him work extensively with Chief Ministers and Governors in Nagaland and Uttar Pradesh, Abhishek is now leading the Indian Government's efforts to build digital services for all Indian citizens. In this episode, we discuss how India is shifting from providing Software Services to building Software Products, how the Government is democratising business opportunities for new companies, and what Abhishek thinks is the future of entrepreneurship in India. 0:00 - Intro and Abhishek's journey from IIT to IAS 10:00 - How India is becoming a Product-based Software economy 18:00 - Indian Government's Policy Changes to Support Startups and Manufacturing 25:42 - The Government's Initiatives to improve the Ease of Doing Business in India (hint: https://www.mygov.in & https://www.startupindia.gov.in/) 29:02 - Operating the Government like a Startup and New Initiatives like DigiLocker 39:02 - Which Digital Initiatives will have the Most Impact in the Future, and how Startups can take Advantage 46:23 - Abhishek's Day-to-Day, how he chooses what to work on, and Engaging Citizens 44:39 54:08 - What it will take for India to become the next Silicon Valley (or as Abhishek calls it, the Indian Valley) --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/silicon-subcontinent/message Support this podcast: https://anchor.fm/silicon-subcontinent/support

Passions drive us. Passions define us. Passions connect us. Yet, passions are changing and with the explosion of digital, the democratisation of media, and a plethora of publishing tools available, expression can come in any form and inspiration can come from anywhere. Research from M&C Saatchi Intelligence identified that interest areas that were traditionally considered hobbies, including fashion, food, beauty, health, and wellbeing, have exploded into passion areas and have identified this trend as hyper-passions. It sounds an obvious and simple enough opportunity for brands. However, it also sounds fraught with danger. How do big brands, with big budgets, weave themselves through the hyper-passions and sub-cultures of the world which have long been guarded by the passionate members themselves?  These hyper-passions are highly nuanced, a point that should not be lost on brands, agencies and rights holders. How would, and how will, those with hyper-passions, respond to corporate involvement?  That remains to be seen but what is undeniable is the opportunity in front of brands to connect with their target markets through their hyper-passions.  While it can be lucrative, all involved are looking to help enable and enhance hyper-passions as opposed to simply hijacking them for corporate outcomes. It is an intriguing scenario to say the least and joining the show to discuss M&C Saatchi's work around hyper-passions, is Luke Haynes, Group Account Director at M&C Saatchi Sport & Entertainment - Australia. Also joining the show is Daniel Collier-Hill, KORE’s Commercial Director – APAC, who discusses his latest blog, What Type of Report Will Have the Most Impact on Sponsorship Strategy in 2021. Enjoy and don't forget to subscribe on your favorite podcasting platform! See omnystudio.com/listener for privacy information.

In this episode of the KPI Cafe, Stephanie Singletary of Covideo and Steve Roessler of Drive Centric offer up their insights on leveraging video.  Whether you're just considering integrating video into your sales and service strategies or have already begun using it, there's definitely value here for you: getting more buy-in to have more people adopt video, the balance of canned versus truly personalized videos, where to start, which have the greatest impact, using it for service customers, ideal video length, and so much more. Here's what you can expect:3:37 Stephanie Singletary's Automotive Origin Story4:43 Steve Roessler's Automotive Origin Story6:18 Dealer Apprehensions to Fully Adopting VideoResistanceUncomfortability“Hollywood”9:50 Balance of Canned vs. Personalized VideoVariablesSituationalAwareness14:30 Other Means of Personalizing16:00 Secret Shopping ExampleBest Practice with TextingPhone Security18:10 Where is Best to Start Video Strategy?Early AdoptersCognizant of ProcessPlan, Plot, and ExecuteMetric SamplesDealership Accountability22:15 Video Types with the Most Impact for Salespeople24:10 Video Types with the Most Impact for Fixed Ops27:00 Other Opportunities to Engage Members Across DealershipUbiquityHow Video Makes Customers Feel30:24 Results from Leveraging Video for Service32:43 Rental Example33:44 Managing Any Disconnect Between Video Vendor and Dealer38:45 Parameters for Video Length41:34 Reaching out to Stephanie and Steve

From selling candy in the 5th grade to becoming the CEO of a company, today’s guest helped ClickFunnels go to 100 million dollars in revenue in less than 5 years! Sounds crazy, doesn’t it?! When you hear the saying, “anything is possible.” Believe it! Listeners, it’s time to Get Naked with David & his guest, Dave Woodward. Dave is a devoted husband, father & a successful entrepreneur. He is a ClickFunnels partner & host of Clickfunnels Radio. David & Dave share stories of how their journey with ClickFunnels began & how much fun they’ve had helping others create success. Be sure to listen to the end to find out who David & Dave’s biggest supporters are.IN THIS EPISODE, YOU WILL LEARN: [00:01:59] First Thing Dave Did to Make Money[00:08:47] How Did Dave Meet Russell Brunson?[00:19:33] How to Add the Most Impact with a Smaller Budget[00:22:47] Biggest Lessons Learned in Scaling a Company Effectively[00:30:55] Final Thoughts from DaveConnect with Dave Woodward:1. Follow Dave on Facebook, Instagram, LinkedIn, Twitter2. Find Dave on his website3. Listen to Click Funnels Radio hereConnect with David Asarnow1. Find David on his website2. Find David on his Instagram, Twitter, LinkedIn & FacebookAbout Get Naked PodcastWelcome to the Get Naked In Business video podcast. So the big question is… how do entrepreneurs like us, who built our businesses from the ground up, who spend our own capital, who want to make a huge impact on this world, how do we do all that and create a great income? My mission for this podcast is to interview amazing entrepreneurs who are willing to get naked in front of the mirror, jump up and down, and let the real, raw insights all hang out. Insights to help accelerate your business growth. My name is David Asarnow and welcome to Get Naked In Business. I’m glad you're here… now it's time to get naked! GetNakedInBusiness.com

Coronavirus and Charity: How Can I Make the Most Impact with My (Kinda Small) Donation? by Julia Glum For a girl who has a LOT of opinions, it can be tough for me to make choices sometimes. Like if you ask me my favorite food or whether you should subscribe to your local newspaper, I have an immediate answer. (Lasagna and yes, obviously.) But if you want to know who the best Jonas brother is, I’m going to flounder.

SOUL SOUP With Dr. Janette Freeman     "KNOW YOUR WORTH PT FOUR:  Accessing TRUST and the Higher Self's Desire that will MOST IMPACT your Life Now IN TODAY'S PROCESS:Accessing TRUST and the Higher Self's Desire that will MOST IMPACT your Life NowThis class is mostly a powerful meditational process to access your I AM Line, to access TRUST in your body and firmly establish trust and safety. Then you will be led to connect to your Higher Self and ask it a powerful question: "What is the one quality that I can experience more of that would most impact my life right now?"DONATIONS TO ONENESS CENTER ONLINEhttps://www.paypal.com/donate/?token=k2tRqAg_AcqvlAdHJ6WWUCzNwgdA-daM3oYlLcqklL-h-lf59nrkQi83QJGBeYmok35-TW&country.x=US&locale.x=USTo access the I AM Source Code teachings and free meditations:  http://www.iamsourcecode.com FREE SPIRITUAL PROCESS VIDEO This Includes A Powerful Spiritual Process To Assist You In 'Making NEW Soul Agreements For Loving Relationships,Vital Health & Youthfulness,Living On Purpose'  

Do Apple Podcasts ratings and reviews move your podcast up the ‘charts?' Can you use copyrighted music as long as it’s only a few seconds? Is YouTube is a bad place to put your podcast? Some of these you've heard, some of these you think are correct but what's the truth? Join this Round to bust or confirm some of the most common podcasting myths. Myths! 2:15 Apple Podcasts Ratings and Reviews Move Your Podcast Up the Charts 8:00 You Can Use Copyrighted Music if it’s Only a Few Seconds 13:51 Podcast Media Hosting is the Same 20:00 Consistency is the Key to Success 25:43 There’s an Ideal Length for a Podcast 31:15 Podcasting has a Discovery Problem 41:30 You Need 10 of Thousands of Downloads Per Episode to Get Advertising 47:27 You Need to Launch with Multiple Episodes to Get the Most Impact 56:32 If You Build it, They Will Come Watch this Round https://youtube.com/podcastersroundtable

Question of the day. Are you busy or are you impactful? Season 2 Episode 23 of the Success Bully Podcast once again features the amazing Lydia Frank, VP of Content Strategy at Payscale. We discuss one of my favorite topics -- Goal Setting. Lydia offers insights that made me evaluate my goals for the next quarter. You cannot do it all in the next quarter or the next year. It’s important to “Pick the Right Things that Have the Most Impact.”

Episode 88 - Herrmann, Williams or Zimmer? Marty and Will Brueggemann (Underscore Podcast) join Erik Woods and Christopher Coleman to discuss the results of the recent Tracksounds' Twitter polls which asked, "Which composer has had the most impact on film music: Bernard Herrmann, John Williams, or Hans Zimmer?" In addition to discussing the surprising poll results, they dive into the substantial merits of each composer for such a title. Lastly, each shares which composer they feel has truly made the largest impact upon the world of film music thus far. Episode Highlights 00:24 - Intro and Welcome to Marty and Will Brueggemann (Underscore Podcast) 07:21 - Defining "Impact" 11:33 - Surprising Poll Results? 20:30 - Recognizing Williams 24:44 - The Elegant Mantle of John Williams 32:50 - Herrmann's Undeniable Influence 39:59 - Which Composer Has Truly Had the Most Impact? 66:39 - Only Zimmer Could Go to Coachella 73:48 - The Last Word Music Selections 00:00 - "Marnie" - (Pyscho: The Essential Alfred Hitchcock Collection) by Bernard Herrmann 07:01 - "Super Mario Kart Theme" - (Super Mario Kart) by Soyo Oka 20:49 - "End Credits" (E.T. The Extra-Terrestrial) by John Williams 32:18 - "North by Northwest" (Pyscho: The Essential Alfred Hitchcock Collection) by Bernard Herrmann 37:18 - "Harry's Wonderous World" (Harry Potter & The Sorcerer's Stone) by John Williams 66:13 - "A Watchful Guardian" (The Dark Knight) by Hans Zimmer 80:59 - "The End?" (Sherlock Holmes: A Game of Shadows) by Hans Zimmer Notes: UnderScore (Podcast) Follow Underscore on Twitter. Follow Erik Woods on Twitter. Cinematic Sound Radio Follow Tracksounds on Twitter. Follow Christopher Coleman on Twitter. Support Tracksounds: Most of the soundtracks mentioned in this episode can be found at Amazon. Your purchases through these links help us to keep on keepin' on! Thank You! Buy Soundtracks at Amazon.com DOWNLOAD THE EPISODE Subscribe and More Info aCAST GOOGLE PLAY iTUNES RSS FEED STITCHER RADIO TUNEIN RADIO The official podcast of Tracksounds.com, The SoundCast is hosted by Christopher Coleman and features reviews and discussions centered around film, TV, and video game soundtracks. Special edition episodes include interviews with composers and other industry professionals. The Soundcast Stereo is co-hosted by Christopher Coleman and Erik Woods (Cinematic Sound Radio). Each episode is a 30 minute (ish), two channel conversation about the world of film, television, and video game music.

You may die tomorrow. You may get sick. There's no way to predict it and there's nothing you can do about it. Yeah, It sucks, I know. I've got the same deal. As important as planning for retirement is, its just as important...no, more important....you make the most of the only life you have. The one that's happening right now! The frailty of life is so easy to forget. We're so busy planning, worrying and doing we can miss enjoying the here and now. Lately, I've had lots of reminders of how important enjoying today is. Last year, my sister passed and aunt passed away, my grandmother (age 96) is in hospice and a old neighbor was just diagnosed with MS. I think of events like these as taps on the shoulder. God reminding me, that I was created to live NOW. Don't just plan a great retirement. Not at the expense of living today. To create a great life, you need to find that balance between living well today AND planning for tomorrow. I know, it's a hard balance to achieve. It might be impossible. You still need to try though. And don't wait, as many do, for a health issue to force your hand. Start today to: Dream up, plan out and begin living an amazing life. In this week's episode, we here Amy's journey to retirement and how health issues helped bring into focus the need to find better balance between living today and planning for retirement? Lessons Learned From Amy's Story Don’t postpone living. Tomorrow is promised to no one. Health issues can hit at any time. Resist the urge to inflate your lifestyle as your income rises. Society has trained us to be consumers and it can rob us of our financial security. Even after financial ruin, you can have a great life. Who is Amy? 46 married 15 years Two children, 19 and 20 Owned our own business, CPA Teaches part time at a local university Shares the same financial philosophy as her spouse Very debt adverse What Does Retirement Means to You?   “I enjoy working. I consider being a professor being retired from being a CPA.” “I don’t see us every not doing anything.” “We envision traveling and work camping to help pay expenses.” “I am disabled and my mobility has gotten worse as I’ve gotten older.” What Are You Most Excited About Retirement? “Not having to worry about the money” “Being able to travel” “Retirement means being able to go do what I want to do.” What Are You Most Worried About Retirement? “My health.” “It (health issues) kinda opens your eyes that you’re not promised tomorrow.” How Do You Think You’re Doing? “My grandparents were always a good role model.” “Being a CPA and seeing a lot of people struggle. I didn’t want to structure.” What’s the Worst Financial Decision You’ve Ever Made? “One thing we both regret, as the careers were lifting off…you always think you’re supposed to have that next big thing. The Cars the boats, the house…So we traded in this really nice house for this big mammoth..house. We got into it thinking that is what we were supposed to have.” What has been the Hardest Thing to Deal with Personally in Managing Your Finances? “I think telling myself that we have enough….because we had nothing and I never we want to go back there.” “For the past 40 years we’ve been accumulating and accumulating. It’s hard now to decompress and flip that switch.” What Resources Have Had the Most Impact in Your Life?   It comes from your multitude of experiences. Mr. Money Mustache Financial blogs How Do You Want to Be Remembered? “Just a good mother, wife and someone that gave back.” “I just want to be happy and for my family to be happy. That’s how I want to be remembered.” I Need Your Help Many of you have asked questions about Social Security benefits.  Smart move. Your Social Security benefit may be the most important retirement assets you have. I'm in the process of creating educational materials on how to maximize your Social Security benefits. What are the 3 things you'd like to learn about taking your Social Security benefit? Click here and let me know.

Have you noticed how these Journey to Retirement stories have little to do with money? Each listener story has focused on freedom and experiences. Favorite Quote From This Week's Story "It (retirement) means the freedom to do what we want, when we want and where we want.” Lessons Learned It’s important to think about what financial situation your spouse will be in when you pass. Pay attention to fees and make sure the fees pay are adding value to your financial life. Brake the habit of using consumer debt. It can be a major drag on building wealth. Who is Harold Age 56 Retired Air Force Current civil servant Married 23 years Goal to retire in 6 years What Does Retirement Means to You?   "It means the freedom to do what we want, when we want and where we want.”  "Our big hold up is not having the time to do the things we love." “Our time is limited and everything we want to do feels rushed.” What Are You Most Excited About Retirement? “I’m excited about…well, see above answer.” “Traveling is our big thing.”  What Are You Most Worried About Retirement? “My main worry is...if something happens to me that she is taken care of.” “I used to assist widows and widowers upon the death of their spouse. I saw so many times when the main breadwinner died and they were in horrible financial straights. I want to assure my wife is not in the same boat.” “I want to make sure she knows where everything is because I don’t want her to feel paralyzed if something happens to me.” How Do You Think Your Doing? “I’m feeling very good.” Who Do You Use in Your Life to Help Make Smart Financial  Decisions? “I have not and I’ve come close on three different occasions.”  What Has Been Your Worst Financial Decision? “I really don’t have a big financial mistake, but I have several small ones.”“Prior to my wife coming into my life, I was not at all bothered by carrying debt. After she came into my life, she put a stop to that quickly.” “I never used to pay attention to fees on the mutual funds I would get into.” What has been the Hardest Thing to Deal with Personally in Managing Your Finances? “The 2001-2002 and 2007-2008 markets were very hard to watch the bottom fail out of the market.” “Putting money in is easy to me. Taking money out (in retirement) I think will be mentally a little more difficult.” What Resources Have Had the Most Impact in Your Life? “The Truth About Money” by Ric Edelman “Buckets of Money” by Ray Lucia How Do You Want to Be Remembered? “Well Roger, I’d like to think of myself as a loyal, kind family man.”

Ask anyone and they'll most likely say they want to have a great retirement. But looking at the day to day financial decisions of most people might tell a different story.  What you do speaks so loud that I cannot hear what you say. Ralph Waldo Emerson It's not enough to want a great retirement. You need to decide what it will look like, create a plan to work towards it and execute your plan day by day. In short, you need to live an intention life. This was the message I heard loud and clear from this week's listener story. Favorite Quote From This Week's Story "To this day, when I want something, I think through it and make sure I want it" Lessons Learned From Ken, Jr. Intentional decision making helps you think ahead and avoid rash decisions. Don't overthink investing. Patience is a key to success. Parent's play a big role in shaping how kids think about money Not letting your lifestyle creep up as your income grows is essential to wealth creation Who is Ken Jr. Ken, Jr. was a Corporate computer guy for almost 20 years Married 20 years No  Kids Average age late 40’s Both retired What Does Retirement Means to You?   “I think mostly the freedom to set my own schedule. To enjoy anything I want to do." “I do computer consulting on the side.” “I do volunteer presentations at senior centers on technology.” “I loved my day job, its just I wanted all of my own schedule." The truth is, I feel much busier now that I can’t catch up with all the things I saved up wanting to do.” What Are You Most Excited About Retirement? “Actually, part of it is the challenge of planning money over time.” “I just like doing whatever we want to do that week we’ve planned.” What Are You Most Worried About Retirement? “The usual three things, investment return income, expenses and inflation and longevity.” Who Do You Use in Your Life to Help Make Smart Financial Decisions?   “It’s been on my list to do”. I planned aggressively for retirement 8 years before I retired.” “I need to…to give me a checkpoint, an alternative view and to help me check in every year or two.” "Mine wasn’t how to get to retire, it’s how to manage the puzzle into the future.” What Has Been Your Worst Financial Decision? “Was not knowing about Total Market Indexes, 20 years ago.” What has been the Hardest Thing to Deal with Personally in Managing Your Finances? “It has been the fine tuning and optimizing…” What Resources Have Had the Most Impact in Your Life? ”My parents led by example. They lived below their means. They lived on one salary.  They tracked their spending every day.” "My parents taught me patience." "Clarke Howard" How Do You Want to Be Remembered? “As a whole, I just want to be a good, helpful person.”

"The younger generation is ruining this country!" This was said about the baby boomers. Now it's said about the millennials. The fact is, each new generation brings a fresh perspective that helps our society and country renew itself. Recently I spoke with a "millennial" who, like you and I did, is working to raise a family and save for the future.  Want to Learn How to Draw From Your Savings During Retirement? I'll show you the system I use with clients during a free webinar on May 26th at 2:00 pm CST.  A free replay will be available to all that register. CLICK HERE to register Favorite Quote "My goal is to get compound interest on my side as quickly as possible." Lessons Learned From Jordan's Journey Millennials are rejecting debt and working hard There's a big difference between being frugal and cheap.  It's important not to rush into big purchases.  How important it is for couples to walk together as they manage their finances. About Jordan 27 years old Married, one child and one on the way Very cheap or frugal School teacher Loves working with kids What Does Retirement Means to You?   The idea if being a millionaire really struck me That idea of being wealthy sounds good The idea of traveling a lot is wonderful What Are You Most Excited About Retirement? What Are You Most Worried About Retirement? Health, obviously I think my biggest worry right now is will I have enough money. I think that’s what drives me to save. The other thing that scares me….is the idea of inflation. What inflation will be like in 30, 40, 50 years. My goal is to get compound interest on my side as quickly as possible. How Do You Think You’re Doing? “Based on where most people are, I’d give myself an A” Do You Use a Financial Planner? “I do but probably not as well as I should.” What has Been Your Worst Financial Mistake? Being cheap rather than frugal when buying their home. What Do You Struggle With When Managing Your Finance? She (my wife) just wishes we could spend a little more money and I ‘m just more on the frugal side. …I wish I was a little bit less frugal, but then again I wouldn’t be in the situation I’m in now.” What Resources Have Had the Most Impact on Your Life? Dave Ramsey Rick Edelman Podcast How Do You Want to Be Remembered? The most important thing to me is to be a good father and husband

We all screw up along the way to retirement. We blow all our earnings. We accumulate a pile of debt. We dig a hole so deep, we wonder if we can every get out and prosper financially. In my 20's I bought a nice BMW and my wife and I built a fancy custom home. Both of us were earning good money and our prospects for future increases were great.  I thought this adult career thing was easy. Projecting "normal" wage increases on our income, meant that we would be on easy street. I mean my income could never go down could it? Lets just say I spent my 30's learning hard lessons and cleaning up the mess I made in our 20's. Jen's Journey to Retirement In this week's journey to retirement story, we here from a smart lady that screwed up with debt, dug herself out of her hole and is now prospering. If you're feeling like you're in a financial hole, listen to her story. She dug out and so can you. About Jen Native Californian Divorced Mid-40’s (aka 29) No children Works in middle management What Does Retirement Mean to You? “I do believe that as we’re exposed to new ideas…our values shift” “I didn’t realize how much debt could be shackles to your future” “Retirement is freedom for me. Freedom in terms of my determining where I want to spend my time” “Maybe for me it’s not really retirement, it’s financial freedom and independence” What Are You Most Excited About Retirement? “That ability to make spur of the moment decisions” How Would You Have Changed Your 20’s? “I would not have lived what I thought a typical american lifestyle was. I would not have lived beyond my means.” What Are You Most Worried About Retirement? “That I’m not going to make it and if I do my health won’t be there.” “What am I missing now since I’m deferring so much for this date in the future.” “The fact that maybe it’s too late. That I won’t be able to make that catch up date.” “Retirement is the language I grew up hearing. We all work until we’re 65 and then we collect Social Security”. “I don’t want to be that person that I have to augment my retirement.” “You can’t bank on the fact that you have good health in retirement and that you’ll be able to work” How Do You Think You’re Doing? “I would love it if someone could look into their crystal ball and say I’m okay.” Do You Use a Financial Planner? “I’m afraid I’m going to choose someone that is inexperienced or has dealt with a situation similar to mine” What is the Worst Financial Decision You’ve Ever Made? “Oh there are SO many” The decision to be a self employed individual and I was ill prepared with what that meant”. “I got into something like $40,000 of credit card debt”. "“I understand depression. When you wake up and there’s nothing and there is nothing I can do to get out of this mess.” What Has been the Hardest Thing to Deal With Personally in Managing Your Finances? “There’s a fear that any moment now my good fortune could disappear.” What Resources Have Had the Most Impact on Your Life? The Little Engine That Could Young, Fabulous and Broke, by Suzi Orman Why you need FU money, Jlcollinsnh.com Mr. Money Mustache How Do You Want to Be Remembered? “I’m hoping who ever I meet…that I impact them positively.”

Despite what the media and some financial advisors tell us, preparing for retirement isn't about fancy strategies or the best investment. This week listener "Rick" shares his story of how he became a 401(k) millionaire by using a simple but powerful strategy. "Rick" was the first listener to share his story. Rick isn't his real name and in order to present you a better image of who he is, I asked him what his financial "spirit animal" was. After an awkward pause he replied tortoise and after hearing his story, I thought it was perfect! As you listen to Rick's story, you may feel like I did...a little jealous.  Rick grew up with a sound financial basis from his parents. As you heard last week, I didn't. In fact, I think most of us didn't. If you're like me, don't worry. Regardless of where you are, you can begin a journey towards financial independence. About "Rick" Age 59 Has worked for the same company for 30 years Married 30 years Same House 30 years 3 grown kids Shares hobbies with spouse What Does Retirement Means to You?   “I found it a little bit frightening" “I love my work…though I;m caught between the parts I like and the parts I don’t like” “I’ve always had a big lazy streak…work has so much structure and so many demands that it keeps me going”. What Are You Most Excited About Retirement? “The lack of stress!" "That I’ll have time to do the things I like to do”. What Are You Most Worried About Retirement? “I think it would be health issues”. “I’ve seen a lot of healthy people get hit with significant deseases out of the blue.” “Nobody lives for every but I’d love to have 20-30 years of health left in my life.” How Do You Think Your Doing? “We probably have saved 20% of more of my pay since day 1.” “Even in the early years when my income wasn’t anything special we saved.” “We’re 401k millionaire now.” “Money doesn’t come into our lives just so we can get as many toys as possible, it’s there to help people.” “If you don’t save it, it doesn’t matter what your rate of return is, you’ll never have much.” What Has Been Your Worst Financial Decision? “I didn’t make many money mistakes because my parents were kinda Dave Ramsey people, long before Dave  was born.” "When we first got enough money to afford cars, we bought new cars”. What has been the Hardest Thing to Deal with Personally in Managing Your Finances? “I really don’t know an answer to this one.” What Resources Have Had the Most Impact in Your Life? How to Win Friends and Influence People. "That ability to communicate and sell my ideas had as much to do with my intellect when it came to the success of my career.” What Do You Want to Be Remembered By? “I think really all I really want is my kids to remember me a certain the way, like I remember my parents.” “Someone that is honest, generous and was a loving father.” Want to Share Your Story? Tell me below. I'll send you the questions and details on how it will work. As a thank you for contributing to the community, you'll receive a free 30 minute consultation to address any financial planning issue you want.

There are plenty of people around today that will offer their services as a “life coach” or “business coach.” Few have the demonstrated history of success as businessman, family man and friend to man as Aaron Walker.  Register for May 26th's Webinar: How to Manage Cash Flow in Retirement Click Here to Register In this episode, Aaron shares his Journey Towards Retirement. Below are some notable quotes from our talk.  Aaron Walker's Journey to Retirement What Does Retirement Means to You?   “I won’t ever retire. I may slow down but I love building…”    “Retirement means, I just want to be safe because I may not be able to work” “I don’t want to quit, but I do believe we should have common sense” What Are You Most Excited About Retirement? “I’m excited I’m able to help ordinary men become extraordinary….pouring knowledge and whatever little bit of wisdom I have into others”  What Are You Most Worried About Retirement? “What creeps up sometimes is the fear of not being healthy” “Recently I started paying attention to my health…I’ve lost 40 lbs since November 1st” How Do You Think You're Doing? “I’m a big real estate guy, 75% of my retirement is in real estate” “I wish I’d saved a little more cash” “I worry sometimes if I’m balanced properly” Who Do You Use in Your Life to Help Make Smart Financial Decisions?  “For the most part, I’ve done it for myself, that’s the reason I’m not as balanced as I should be” What Has Been Your Worst Financial Decision? “I’ve never blown money, I work to hard to make it” “Its simultaneous with one of my biggest successes. It was when I was 27 years old and I sold my business” “Looking back now, I think I probably could have parlayed that into something larger”. “I didn’t know I was going to get bored as fast as I did” “I came from a very poor family…when to opportunity came along, it was the most money I could ever imagine” What has been the Hardest Thing to Deal with Personally in Managing Your Finances? “In managing my finances, I’m self reliant and I probably should have been looking outward more and seeking more expert advice” What Resources Have Had the Most Impact in Your Life? Essentialism: The Disciplined Pursuit of Doing Less How to Win Friends and Influence People The Bible TED Talks Mastermind groups “absolutely a game changer for me”  What Do You Want to Be Remembered for? “I want to be remembered as the guy that helped other achieve their goals and dreams” ‘I want to be remembered as the guy that stops waiting to talk and fully engages” Free Resources From Aaron Walker to Help you Find Meaning Click Here to Get Aaron's Free Resources A Personal Assessment What Do I Want? Steps to a Productive Day