Podcasts about st joseph

Christian saint; husband of Mary and foster father of Jesus

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News/Talk 94.9 WSJM
Bicentennial Bridge hiccup; St. Joseph looking at new financing for downtown development; Vandals disrupt Benton Harbor park updates

News/Talk 94.9 WSJM

Play Episode Listen Later Jul 30, 2025 12:21


Southwest Michigan's Morning News podcast is prepared and delivered by the WSJM Newsroom. For these stories and more, visit https://www.wsjm.com and follow us for updates on Facebook. See omnystudio.com/listener for privacy information.

95.7 The Lake
Bicentennial Bridge hiccup; St. Joseph looking at new financing for downtown development; Vandals disrupt Benton Harbor park updates

95.7 The Lake

Play Episode Listen Later Jul 30, 2025 12:21


Southwest Michigan's Morning News podcast is prepared and delivered by the WSJM Newsroom. For these stories and more, visit https://www.wsjm.com and follow us for updates on Facebook. See omnystudio.com/listener for privacy information.

News/Talk 94.9 WSJM
Another apartment complex proposed in St. Joseph; New superintendent starts at BHAS; Area crops still good despite heat

News/Talk 94.9 WSJM

Play Episode Listen Later Jul 29, 2025 12:32


Southwest Michigan's Morning News podcast is prepared and delivered by the WSJM Newsroom. For these stories and more, visit https://www.wsjm.com and follow us for updates on Facebook. See omnystudio.com/listener for privacy information.

95.7 The Lake
Another apartment complex proposed in St. Joseph; New superintendent starts at BHAS; Area crops still good despite heat

95.7 The Lake

Play Episode Listen Later Jul 29, 2025 12:32


Southwest Michigan's Morning News podcast is prepared and delivered by the WSJM Newsroom. For these stories and more, visit https://www.wsjm.com and follow us for updates on Facebook. See omnystudio.com/listener for privacy information.

Catholic Life Coach For Men
254 - Two Scientists Discuss God with Douglass Ell

Catholic Life Coach For Men

Play Episode Listen Later Jul 28, 2025 53:25


Intellectually we know that science and the Catholic faith have to line up - but the world screams that they don't. Well, what if the world is wrong? What if science itself can prove that the Bible and the Christian faith is true? Join me in the next episode of Catholic Life Coach For Men as my guest Doug Ell and I talk about how we understand our faith in light of our scientific wisdom. This episode is a little bit different. Instead of purely being an interview, it's more like two scientists sitting around a campfire discussing theology. You can find Doug's books at https://countingtogod.com/ Also, I'm announcing my course on Anger. It's a collection of powerful ideas and exercises that will help you regain control of your temper - and protect those you love! You can find it here: St Joseph's Way God Bless, Michael P.S. If you find the podcast helpful, I encourage you to come check out what Life Coaching can do for you. Come to the Catholic Life Coach for Men website to learn more.

Better Preach
103. Interviewing My Pastor with Fr. Luke Marquard

Better Preach

Play Episode Listen Later Jul 28, 2025 46:50


DescriptionFather Luke Marquard is a Priest of the Archdiocese of St. Paul Minneapolis and a member of the Companions of Christ. Ordained in 2013, he serves as the pastor of St. Joseph's here in West St. Paul, along with a Master of Divinity degree. He also holds a master's degree in Education from the University of Notre Dame.Check out St Joseph's Website: www.churchofstjoseph.orgLinksFor more information about the Better Preach Podcast visit: www.ryanohara.org/betterpreachBetter Preach Podcast is now on YouTube. Here's a link to the channel.Check out Ryan's FREE course on “sharing your faith as a Catholic.”Follow Ryan on Instagram, Twitter, YouTube, or FacebookJoin the Better Preach email list.

Steve and Ted in the Morning
Chiefs training camp underway in St. Joseph

Steve and Ted in the Morning

Play Episode Listen Later Jul 28, 2025 8:34


It is that time of year once again. The Chiefs are in camp, and Voice of the Kansas City Chiefs Mitch Holthus is joining us with the first of his daily Training Camp Updates.

Gibraltar Today
Housing Allocation, ASYCUDA, Sports, Netball Youth Cup, Rubik's Cube Open

Gibraltar Today

Play Episode Listen Later Jul 25, 2025 36:52


Action for Housing says it has serious concerns following the Principal Auditor's report and its findings that the Chief Minister was personally involved in the allocation of government housing. For his part, Fabian Picardo has said he can't go into the details of the case but that they are harrowing, adding he believed those on the housing list would have agreed with the need to intervene. Henry Pinna from Action For Housing was in the studio.You may recall we recently spoke to HM Customs Gibraltar about a new software, a new system for clearing goods at the frontier. It's a new automated system for customs data - ASYCUDA. Senior Customs Officer Nigel Lia told Gibraltar Today the system is already up and running, with scope for amendments if required as and when the UK-EU Treaty is ratified. But it's experienced problems, as our reporter Jonathan Sacramento told us.Our sports reporter Jose Mari Ruiz was at the second of this week's Conference League qualifiers yesterday evening, which saw St Joseph's lose to Republic of Ireland's Shamrock Rovers 4-0 at the Europa Sports Complex. He also brought us up to speed with what's happening in local basketball.Less than two months to go until the start of the Netball Youth World Cup... 57 days, to be precise. It's the pinnacle of netball competition for emerging players under the age of 21... so how is Gibraltar preparing to host such a major event? We spoke to Moira Gomez and Geraldine Rodriguez of the management team.And, the Rubik's Cube was invented in 1974 and quickly became a global phenomenon. Now, celebrating 50 years of the Rubik's Cube, we look ahead to the 2025 Gibraltar Open this weekend! It brings together the Spanish and UK Rubik's cube communities. Father and son, Javi and Javi Garcia Mata joined us. Hosted on Acast. See acast.com/privacy for more information.

Inside INdiana Business Radio On Demand
7/24/25 PM UPDATE: Youth sports brings big impact in St. Joseph County; Indy chosen for USDA hub

Inside INdiana Business Radio On Demand

Play Episode Listen Later Jul 24, 2025 6:03


Inside INdiana Business Radio for the afternoon of July 24, 2025. A packed weekend of youth sports created a major impact for St. Joseph County. The USDA has selected Indianapolis as one of five regional hubs. Work begins on a dry fertilizer distribution facility in southwest Indiana. Plus, Indiana's college-going rate continues to decline, according to new state data. Get the latest business news from throughout the state at InsideINdianaBusiness.com.

Terry Meiners
We need cake donations for the Aug 8-9 St. Joseph Children's Home Picnic

Terry Meiners

Play Episode Listen Later Jul 24, 2025 6:11 Transcription Available


The legendary St. Joe's Picnic is coming up August 8-9 on the grounds of the famous facility on Frankfort Avenue. The picnic is the chief fundraiser for programs and services to assist the children who've been affected by uncomfortable life challenges.Rich Flaherty dropped by WHAS to remind listeners that their donations to the cake booth will be matched by sponsors.MORE at the website donatecakes.com 

News/Talk 94.9 WSJM
Fire damages St. Joseph commercial building; Arraignment this afternoon in Niles Twp. murder; Benton Harbor primary election two weeks out

News/Talk 94.9 WSJM

Play Episode Listen Later Jul 23, 2025 12:04


Southwest Michigan's Morning News podcast is prepared and delivered by the WSJM Newsroom. For these stories and more, visit https://www.wsjm.com and follow us for updates on Facebook. See omnystudio.com/listener for privacy information.

Tales From The East Stand

Gary P's last show for a few weeks is a packed one, with the Wexford tonking in the Cup to talk about, and three interviews. Dan Griffin from Gibraltar has all you need to know on Thursday's European opponents St Joseph's, we hear from Head of Girls Academy, Tommy Carberry before the return of both Harry Moore and Alan Mannus, as 'Harry meets Big Al' for an in depth chat on life after Rovers, working with Larne, Leon's departure and the highlights from his hugely successful spells as Hoops No.1.

95.7 The Lake
Fire damages St. Joseph commercial building; Arraignment this afternoon in Niles Twp. murder; Benton Harbor primary election two weeks out

95.7 The Lake

Play Episode Listen Later Jul 23, 2025 12:04


Southwest Michigan's Morning News podcast is prepared and delivered by the WSJM Newsroom. For these stories and more, visit https://www.wsjm.com and follow us for updates on Facebook. See omnystudio.com/listener for privacy information.

Get Rich Education
563: Are College Towns Doomed? Housing Supply Grows, More Apartment Loan Implosions with Hannah Hammond

Get Rich Education

Play Episode Listen Later Jul 21, 2025 37:22


Keith highlights the decline in college town real estate due to demographic changes and reduced international student enrollment.  The national housing market is moving towards balance, with 4.6 months of resale supply and 9.8 months of new build supply.  Commercial real expert and fellow podcast host, Hannah Hammond, joins Keith to discuss how the state of the real estate market is facing a $1 trillion debt reset in 2025, potentially causing distress and foreclosures, particularly in the Sun Belt states.  Resources: Follow Hannah on Instagram  Show Notes: GetRichEducation.com/563 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation   Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, are college towns doomed. There's a noticeably higher supply of real estate on the market. Today is get rich education. America's number one real estate investing show. Then how much worse will the Apartment Building Loan implosions get today? On get rich education.   Speaker 1  0:27   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads in 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:12   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:28   Welcome to GRE from Orchard Park, New York to port orchard, Washington and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education. How most people set up their life is that they have a job or an income producing activity, and they put that first, then they try to build whatever life they have left around that job. Instead, you are in control of your life when you first ask yourself, what kind of lifestyle Am I trying to build? And then you determine your job based on that. That is lifestyle design, and that is financial freedom, most people, including me, at one time. And probably you get that wrong and put the job first. And then we need to reverse it once you realize that, you discover that you found yourself so far out of position that you try to find your way back by putting your own freedom, autonomy and free agency first. There you are lying on the ground, supine, feeling overwhelmed, asking yourself why you didn't put yourself first. Then what I'm helping you do here is get up and change that by moving your active income over to relatively passive income, and doing it through the most generationally proven vehicle of them all, real estate investing for income. We are not talking about a strategy that didn't exist three years ago and won't exist three years from now. It is proven over time, and there's nothing avant garde or esoteric here, and you can find yourself in a financially free position within five years of starting to gradually shift that active income over to passive income.    Keith Weinhold  3:29   Now, when it comes to today's era of long term real estate investing, we are in the midst of a real estate market that I would describe as slow and flat. Both home price appreciation and rent growth are slow. Overall real estate sales volume is still suppressed. It that sales volume had its recent peak of six and a half million homes moved in 2021 which was a wild market, it was too brisk and annual sales volume is down to just 4 million. Today, more inventory is accumulating, which is both a good news and a bad news story. I'm going to get to this state of the overall market shortly. First, let's discuss real estate market niches, a particular niche, because two weeks ago, I discussed the short term rental arms race. Last week, beach towns and this week, in the third of three installments of real estate market niches are college towns doomed? Does it still make sense to invest in college town real estate? Perhaps a year ago on the show, you'll remember that I informed you that a college closes every single week in the United States. Gosh, universities face an increasingly tough demographic backdrop ahead. We know more and more people get a free education. Education online. Up until now, universities have tapped a growing high school age population in this seemingly bottomless well of international students wanting to study in the US. But America's largest ever birth cohort, which was 4.3 million in 2007 is now waning. Yeah, that's how many Americans were born in 2007 and that was the all time record birth year. Well, all those people turn 18 years old this year. This, therefore, is an unavoidable decline in the pool of potential incoming college freshmen from the United States. And on top of that, the real potential of fewer international students coming to the US to study adds to the concern for colleges. This is due to the effects and the wishes of the Trump administration. It already feels like a depression in some college towns now among metro areas that are especially reliant on higher education, three quarters of them suffered weaker economic growth over the past 12 years than the US has as a whole. That's according to a study at Brookings Metro. They're a non profit think tank in DC, all right, and in the prior decade, all right, previous to that, most of those same metros grew faster than the nation did. If this was really interesting, a recent Wall Street Journal article focused on Western Illinois University in McComb Illinois as being symbolic of this trend, where an empty dorm that once held 800 students has now been converted to a police training ground, it's totally different, where there are active shooter drills and all this overturned furniture rubber tipped bullets and paintball casings, you've got to repurpose some of these old dorms. Nearby dorms have been flattened and they're now weedy fields. Two more dorms are set to close this summer. Frat houses and homes once filled with student renters are now empty lots city streets used to be so crowded during the semester that cars moved at a crawl. That's not happening anymore. It's almost like you're watching the town die, said a resident who was born in Macomb and worked 28 years for the Western Illinois Campus Police Department. Macomb, Illinois is at the heart of a new rust belt across the US colleges are faltering, and so are the once booming towns and economies around them. Enrollment is down at a lot of the nation's public colleges and universities starting next year due to demographics like I mentioned, there will be fewer high school graduates for the foreseeable future, and the fallout extends to downtown McComb. It's punishing local businesses. There's this multiplier effect that's diminishing. It's not multiplying for generations. Colleges around the US fueled local economies, created jobs and brought in students and their visiting families to shop and spend and growing student enrollment fattened school budgets, and that used to free universities from having to worry about inefficiencies or cutting costs. But the student boom has ended, and college towns are suffering. And what are some of the other reasons for these doomed college towns? Well, first, a lot of Americans stopped having babies after the global financial crisis, you've got a strong dollar and an anti foreigner administration that's likely to push international student numbers down on top of this, and then, thirdly, US students are more skeptical of incurring these large amounts of debt for college and then, universities have been increasing administrative costs and tuition above the rate of inflation, and they've been doing that for decades. Tuition and operating costs are detached from reality, and in some places, student housing is still being built like the gravy train is not going to end. I don't see how this ends well for many of these universities or for student housing, so you've really got to think deeply about investing in college town housing anymore. Where I went to college, in Pennsylvania, that university is still open, but their enrollment numbers are down, and they've already closed and consolidated a number of their outlying branch campuses. Now it's important notice that I'm focused on college towns, okay, I'm talking about generally, these small. Smaller, outlying places that are highly dependent on colleges for their vibrancy. By the way, Pennsylvania has a ton of them, all these little colleges, where it seems like every highway exit has the name of some university on it. That is starting to change now.    Keith Weinhold  10:21   Conversely, take a big city like Philadelphia that has a ton of colleges, Temple University, Penn, which is the Ivy League school, St Joseph's, Drexel LaSalle, Bryn Mawr, Thomas Jefferson, Villanova. All these colleges are in the Philly Metro, and some of them are pretty big. Well, you can be better off investing in a Philly because Philly is huge, 6 million people in the metro, and there's plenty of other activity there that can absorb any decline in college enrollment. So understand it's the smaller college town that's in big trouble. And I do like to answer the question directly, are college towns doomed? Yes, some are. And perhaps a better overall answer than saying that college towns are doomed, is college towns have peaked. They've hit their peak and are going down.    Keith Weinhold  11:23   Let's talk about the direction of the overall housing market now, including some lessons where, even if you're listening 10 years from now, you're going to gain some key learning. So we look at the national housing market. There is finally some buyer selection again, resale housing supply is growing. I'm talking overall now, not about the college towns. Back in 2022, nearly every major metro could be considered not just a seller's market, but a strong seller's market. And it was too much. It was wild. Three years ago, buyers had to, oftentimes offer more than the asking price, pay all cash. Buyers had to waive contingencies, forgo inspections, and they had to compete with dozens of bidders. I mean, even if you got a home inspection, you pray that the home inspector didn't find anything worse than like charming vintage wiring, because you might have been afraid to ask for some repairs of the seller, and that's because the market was so hot and competitive that you might lose the deal. Fast forward to today, and fewer markets Hold that strong seller's market status. More metros have adequate inventory. And if you're one of our newsletter subscribers, you saw that last week, I sent you a great set of maps that show this. As you probably know, six months of housing supply is deemed as the balance point between buyers and sellers over six months favors buyers under six favors sellers. All right, so let's see where we are now. And by the way, months of housing supply, that phrase is also known as the absorption rate nationally, 4.6 months of resale supply exists. That's the current level, 4.6 months per the NAR now it bottomed out at a frighteningly low one and a half months of supply back in 2022 and it peaked at 12 full months of supply during the global financial crisis, back in 2010 All right, so these are the amounts of resale housing supply available for sale, and we overbuilt homes back in the global financial crisis, everyday people owned multiple homes 15 years ago because virtually anyone could qualify for a loan with those irresponsible lending standards that existed back in that era. I mean, back then, buyers defaulted on payments and walked away from homes and because they had zero down payment in the home. Well, they had zero skin in the game to protect and again, that peaked at 12 months of supply. Now today, Texas and Florida have temporarily overbuilt pockets that are higher than this 4.6 month national number and of course, we have a lot of markets in the Northeast and Midwest that have less than this supply. But note that 4.6 months is still under six months of supply, still favoring sellers just a little, but today's 4.6 months. I mean, that's getting pretty close to historic norms, close to balance. All right, so where is the best buyer opportunity today? Well, understand that. So far, have you picked up on. This we've looked at existing housing supply levels here, also known as resale homes. The opportunity is in new build homes. What's the supply of new construction homes in the US? And understand for perspective that right now, new build homes comprise about 1/3 of the available housing supply. And this might surprise you, we are now up to 9.8 months of new build housing supply, and that's a number that's risen for two years. That's per the Census Bureau and HUD. A lot of builders, therefore, are getting desperate right now, builders have got to sell. The reason that they're willing to cut you a deal is that, see, builders are paying interest costs and maintenance costs every single day on these nice, brand new homes that are just languishing, just sitting there. Understand something builders don't get the benefit of using a home. Unlike the seller family of a resale or existing home, see that family that has a resale home on the market, they get the benefit of living in it while it's on the market. This 9.8 months of new build supply is why buyers are willing to cut you a deal right now, including builders that we work with here at GRE marketplace.    Keith Weinhold  16:30   And we're going to talk to a builder on the show next week and get them to tell us how desperate they are. In fact, it's a Florida builder, and we'll learn about the incentives that they're willing to cut you they're building in one of these oversupplied pockets. So bottom line is that overall, an increasing US housing supply should keep home prices moderating. They're currently up just one to 2% nationally, and more supply means better options for you. Hey, let's talk about this very show that you're listening to, the get rich education podcast. What do you like to do while you're listening to the show? In fact, what are you doing right now while you're listening to the show? Well, in a recent Instagram poll, we asked our audience that very question you told us while listening to the show, 50% of you are commuting, 20% are exercising, 20% are at work, and 10% are doing home chores like cleaning or dishes. Now is this show the number one real estate investing podcast in the United States, we asked chatgpt that very question, and here's how they answered. They said, Excellent question. Real estate investing podcasts have exploded over the past 10 to 12 years, but only a handful have true long term staying power. Here's a list of some of the longest running, consistently active real estate investing podcasts that have built serious legacies. And you know something, we are not number one based on those criteria. This show is ranked number two in the nation. Number one are our friends at the real estate guys radio show hosted by Robert Helms. How many times have I recommended that you go ahead and give them a listen? Of course, I'm just freshly coming off spending nine days with them as one of the faculty members on their summit at sea. Their show started in 1997Yes, on actual radio, before podcasts even existed, and chat GPT goes on to say that they're one of the OGS in the space. It focuses on market cycles, investing strategies and wealth building principles known for its international investor perspective and high profile guests like Robert Kiyosaki. All right, that's what it says about that show. And then rank number two is get rich. Education with me started in 2014 and it goes on to say that this is what the show's about. It says it's real estate centric with a macroeconomic and financial freedom philosophy. It focuses on buy and hold investing, inflation, debt strategy and wealth building. Yeah, that's what it says. And I'd say that's about right? And this next thing is interesting. It describes the host of the show, me as communicating with you in a way that's clear, calm and slightly academic. That's what it says. And yeah, you've got to be clear. Today. There's so much competing for your attention that if I'm not clear with you, then I'm not able to help you calm. Okay? I guess I remain calm. And then finally, slightly academic. I. Hadn't thought about that before. Do you think that I'm slightly academic in my delivery? I guess that's possible. It's appropriate for a show with the word education in our name. I guess it makes sense that I'd be slightly academic. So that fits. I wouldn't want to be heavily academic or just academic, because that could get unrelatable. So there's your answer. The number two show in the nation for real estate investing.    Keith Weinhold  20:29   How are things going with your rental properties? Anyway, I had something interesting happen to me here these past few months. Now I have a property manager in one market that manages quite a few of my properties, all these single family homes and I had five perfect months consecutively as a real estate investor. A perfect month means when you have 100% occupancy, 100% rent collection, and zero maintenance or repair costs. Well, this condition went on for five months with every property that they managed. For me, which is great, profitable news, but that's so unusual to have a streak like that, it kind of makes you wonder if something's going wrong. But the streak just ended. Finally, there was a $400 expense on one of these single family homes. Well, this morning, the manager emailed me about something else. One of my tenants leases expires at the end of next month. I mean, that's typical. This is happening all the time with some property, but they suggested raising the rent from $1,700 up to 1725, and I rarely object to what the property manager suggests. I mean, after all, they are the expert in that local market. That's only about a one and a half percent rent increase, kind of slow there. But again, we're in this era where neither home price growth nor rent growth have been exceptional.    Keith Weinhold  22:02   I am in upstate Pennsylvania today. This is where I'm from. I'm here for my high school class reunion. And, you know, it's funny, the most interesting people to talk to are usually the people that have moved away from this tiny town in Appalachia, counter sport, Pennsylvania, it's not the classmates that stayed and stuck around there in general are less interesting. And yes, this means I am sleeping in my parents home all week. I know I've shared with you before that Curt and Penny Weinhold have lived in the same home and have had the same phone number since 1974 and I sleep in the same bedroom that I've slept in since I was an infant every time that I visit them. Kind of heartwarming. In a few days, I'm going to do a tour of America's first and oldest pretzel bakery in Lititz, Pennsylvania with my aunts and uncles to review what you've learned so far today, put your life first and then build your income producing activity around that. Many college towns are demographically doomed, and even more, have peaked and are on their way down. Overall American residential real estate supply is up. We're now closer to a balanced market than a seller's market. We've discussed the distress in the five plus unit apartment building space owners and syndicators started having their deals blow up, beginning in 2022 when interest rates spiked on those short term and balloon loans that are synonymous with apartment buildings. When we talked to Ken McElroy about it a few weeks ago on the show, he said that the pain still is not over for apartment building owners.   Keith Weinhold  23:51   coming up next, we'll talk about it from a different side, as I'll interview a commercial real estate lender and get her insights. I'll ask her just how bad it will get. And this guest is rather interesting. She's just 29 years old, really bright and articulate, and she founded her own commercial real estate lending firm. She and I recorded this on a cruise ship while we're on the real estate guys Investor Summit at sea a few weeks ago. So you will hear some background noise, you'll get to meet her next I'm Keith Weinhold. There will only ever be one. Get rich education podcast episode 563 and you're listening to it.    Keith Weinhold  24:31   The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS 42056, they provided our listeners with more loans than anyone because they specialize in income properties, they help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally, while it's on your mind, start at Ridge lendinggroup.com that. Ridge lendinggroup.com, you know what's crazy?    Keith Weinhold  25:03   Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family to 66 866, to learn about freedom family investments, liquidity fund, again, text family to 66866   Caeli Ridge  26:13   this is Ridge lending group's president, Caeli Ridge. Listen to get rich education with key blind holes. And remember, don't quit your Daydream.   Keith Weinhold  26:31   Hey, Governor, education nation, Keith Weinhold, here we're on a summit for real estate on a cruise ship, and I'm with Hannah Hammond. She's the founder of HB capital, a commercial real estate lending firm, and the effervescent host of the Hannah Hammond show. Hey, it's great to chat   Hannah Hammond  26:48   you too. It's been so great to get to know you on this ship, and it's been a lot of fun,    Keith Weinhold  26:51   and we just met at this conference for the first time. Hannah just gave a great, well received presentation on the state of the commercial real estate market. And the most interesting thing, and the thing everyone really wants to know since she lends for five plus unit apartment buildings as well, is about the commercial real estate interest rate resets. Apartment Building values have fallen about 30% nationwide, and that is due to these resetting loans. So tell us about that.   Hannah Hammond  27:19   Yeah, so there is a tidal wave of commercial real estate debt coming due in 2025 some of that has already come due, and we've been seeing a lot of the distressed assets start to hit the market in various asset classes, from multifamily, industrial, retail and beyond. And then, as we continue through 2025 more of that title, weight of debt is going to continue to come due, which is estimated to be around $1 trillion of debt.    Keith Weinhold  27:44   That's huge. I mean, that is a true tidal wave. So just to pull back really simply, we're talking about maybe an apartment building owner that almost five years ago might have gotten an interest rate at, say, 4% and in today's higher interest rate environment that's due to reset to a higher rate and kill their cash flow and take them out of business. Tell us about that.   Hannah Hammond  28:03   Yeah. So a lot of investors got caught up a few years ago when rates were really low, and they bought these assets at very low cap rates, which means very high prices, and they projected, maybe over projected, continuous rent growth, like double digit rent growth, which many markets were seeing a few years back, and that rent growth has actually slowed down tremendously. And so much supply hit the market at the same time, because so much construction was developed a few years back. And so now there's a challenge, because rents have actually dropped. There's an overage of supply. Rates have doubled. You know, people were getting apartment complexes and other assets in the two or 3% interest rate range. Now it's closer to the six to 7% interest rate range, which we all know it just doesn't really make numbers work. Every 1% increase in interest you'd have to have about a 10% drop in value for that monthly payment to be the same. So that's why we're seeing a lot of distress in this market right now, which is bad for the people that are caught up on it, but it's good for those who can have the capital to re enter the market at a lower basis and be able to weather this storm and ride the wave back up   Keith Weinhold  29:08   income down, expenses up. Not a very profitable formula. Let's talk more about from this point. How bad can it get? We talked about 1 trillion in loans coming due this calendar year tell us about how bad it might be.    Hannah Hammond  29:23   So it's estimated that potentially 25% of that $1 trillion could be in potential distress. And of course, if two $50 billion of commercial real estate hit foreclosure all at the same time, that would be pretty catastrophic, and there would be a massive supply hitting the market, and therefore a massive reduction in property values and prices. And so a lot of lenders have been trying to mitigate the risk of this happening, and all of this distress debt hit the market at one time. And so lenders have been doing loan modifications and loan extensions and the extend and pretend, quote. Has been in play since back in 2025 but a lot of those extensions are coming due. That's why we're feeling a little bit more of a slower bleed in the commercial market. But you know, in the residential market, we're not seeing as much distress, because so many people have those fixed 30 year rates. But in commercial real estate, rates are generally not fixed for that long. They're more they could be floating get or they might only be fixed for five years, and then they've reset. And that's what we're seeing now, is a lot of those assets that were bought within the last five years have those rate caps expiring, and then the rates are jacking it up to six to 7% and the numbers just don't make sense anymore.   Keith Weinhold  30:36   That one to four unit space single family homes up fourplexes has stayed relatively stable. We're talking about that distress and the five plus unit multi family apartment space. So Hannah, when we pull back and we look at the lender risk appetite and the propensity to lend and to want to make loans, of course, that environment changes over time. I know that all of us here at the summit, we learn from you in your presentation that that can vary by region in the loan to value ratio and the other terms that they're talking about giving. So tell us about some of the regional variation. Where do people want to lend and where do people want to avoid making loans   Hannah Hammond  31:11   Exactly? And we were talking about this is every single region is so different, and there's even micro markets within certain cities and metropolitan areas, and the growth corridors could have a very different outlook and performance than even in the overexposed metro areas. So lenders really pay attention to where the capital is flowing to. And right now, if you look at u haul reports and cell phone data, capital is flowing mostly to the Sun Belt states, and it's leaving the Rust Belt states. So this is your southeast states, your Texas, Florida, Arizona, and these types of regions where a lot of people are leaving some of the Rust Belt states like San Francisco, Chicago, New York, where those markets are being really dragged down by all this office drag from all the default rates in these office buildings that have continued to accumulate post COVID. So the lender appetite is going to shift Market to Market, and they really pay attention to the asset class and also the region in which that asset class is located. And this can affect the LTV, the amount of money that they're going to lend based on the value of the property, also the interest rate and the DSCR ratios, which is how much above the debt coverage the income has to be for the lender to lend on that asset.    Keith Weinhold  32:26   So we're talking about lenders more willing to make loans in places where the population is moving to Florida, other markets in the Southeast Texas, Arizona. Is that what we're talking about here.   Hannah Hammond  32:37   exactly, and even on the equity side, because we help with equity, like JV equity or CO GP equity, on these development projects or value add projects. And a lot of my equity investors, they're like, Nah, not interested in that state. But if it's in a really good Sunbelt type market, then they have a better appetite to lend in those markets.   Keith Weinhold  32:56   Was there any last thing that we should know about the lending environment? Something that impacts the viewers here, maybe something I didn't think about asking you?   Hannah Hammond  33:04   I mean, credit is tight, but there's tons of opportunity. Deals are still happening. Cre originations are actually up in 2025 and projected to land quite a bit higher in 2025 at about 660, 5 billion in originations, versus 539 billion in 2024 so the good news is, deals are happening, movements are happening, purchases and sales are happening. And we need movement to have this market continue to be strong and take place, even though, unfortunately, some investors are going to be stuck in that default debt and they might lose on these properties, it's going to give an opportunity for a lot of other investors who have been kind of sitting on the sidelines, saving up capital and aligning their capital to be able to take advantage of these great deals. Because honestly, we all know it's been really hard to make deals pencil over the past few years, and now with some of this reset, it's going to be a little bit easier to make them pencil.    Keith Weinhold  33:04   This is great. Loans are leverage, compound leverage, trunks, compound interest, leverage and loans are really key to you making more of yourself. Anna, if someone wants to learn more about following you and what you do, what's the best way for them to do that?    Hannah Hammond  33:42   At Hannah B Hammond on Instagram, my show, the Hannah Hammond show, is also on all platforms, YouTube, Instagram, Spotify, Apple, and if you shoot me a follow and a message on Instagram, I will personally respond to and would love to stay connected and help with any questions you have in the commercial real estate market.    Keith Weinhold  34:27   Hannah's got a great presence, and she's great in person too. Go ahead and be sure to give her a follow. We'll see you next time. Thank you.   Keith Weinhold  34:40   Yeah. Sharp insight from Hannah Hammond, there $1 trillion in commercial real estate debt comes due this year. A quarter of that amount, $250 billion is estimated to be in distress or default. This could keep the values of larger apartment buildings suppressed. Even longer, as far as where today's opportunity is, next week on the show, we'll talk to a home builder in Florida, ground zero for an overbuilt market, and we'll see if we can sense the palpable desperation that they have to move their properties and what kind of deals they're giving buyers. Now until next week, I'm your host, Keith Weinhold, do the right thing before you do things right out there, and don't quit your Daydream.   Speaker 3  35:33   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively.   Keith Weinhold  35:56   You know, whenever you want the best written real estate and finance info. Oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text, gre 266, 866,   Keith Weinhold  37:12   The preceding program was brought to you by your home for wealth, building, getricheducation.com.  

Fides et Ratio
Litany of St. Joseph: A Role Model for Fathers Today VI

Fides et Ratio

Play Episode Listen Later Jul 19, 2025 10:39


Sacred Scripture Prefigures this Great Foster Father of Jesus Sacred Scripture offers a profound prefiguration of Saint Joseph in the figure of the Old Testament Continue reading The post Litany of St. Joseph: A Role Model for Fathers Today VI appeared first on Fides et Ratio.

News/Talk 94.9 WSJM
Area residents concerned over Red Arrow road diet; St. Joseph Main Street reconstruction plans reviewed; New Chamber CGA director announced

News/Talk 94.9 WSJM

Play Episode Listen Later Jul 18, 2025 13:31


Southwest Michigan's Morning News podcast is prepared and delivered by the WSJM Newsroom. For these stories and more, visit https://www.wsjm.com and follow us for updates on Facebook. See omnystudio.com/listener for privacy information.

95.7 The Lake
Area residents concerned over Red Arrow road diet; St. Joseph Main Street reconstruction plans reviewed; New Chamber CGA director announced

95.7 The Lake

Play Episode Listen Later Jul 18, 2025 13:31


Southwest Michigan's Morning News podcast is prepared and delivered by the WSJM Newsroom. For these stories and more, visit https://www.wsjm.com and follow us for updates on Facebook. See omnystudio.com/listener for privacy information.

News/Talk 94.9 WSJM
St. Joseph advances $20 million sewer bond request; 55 firearms and drugs seized from Lawton home; Benton Township has new trash truck

News/Talk 94.9 WSJM

Play Episode Listen Later Jul 17, 2025 11:56


Southwest Michigan's Morning News podcast is prepared and delivered by the WSJM Newsroom. For these stories and more, visit https://www.wsjm.com and follow us for updates on Facebook. See omnystudio.com/listener for privacy information.

The Whole Tooth
In the Field: Monitoring Sharks and Manta Rays on a Remote Island (PART 2 - Sharks)

The Whole Tooth

Play Episode Listen Later Jul 17, 2025 60:31


In part 2 of our 'In the Field' episode with the Save Our Seas Foundation D'Arros Research Centre, we are heading to the neighbouring atoll of St Joseph to tag juvenile sharks and take part in their long term mark-recapture study. We'll also be finding out more about the sharks of D'Arros, and heading out at night in search of bull, mako, silvertip and grey reef sharks... Time stamps: 03.55: Why is D'Arros so important to sharks and rays? 07.15: Tagging juvenile sharks on St Joseph atoll 23.00: Camping overnight on the atoll and sea turtle survey 31.19: Tagging adult sharks at night 36.00: Tonic immobility 40.00: Diving on receivers 44.09: Translating science into conservation action 49.18: What can we learn from D'Arros? Find out more about the Save Our Seas Foundation D'Arros Research Centre here: https://saveourseas.com/sosf-darros-research-centre/ or on social media: @darrosresearchcentre      

95.7 The Lake
St. Joseph advances $20 million sewer bond request; 55 firearms and drugs seized from Lawton home; Benton Township has new trash truck

95.7 The Lake

Play Episode Listen Later Jul 17, 2025 11:56


Southwest Michigan's Morning News podcast is prepared and delivered by the WSJM Newsroom. For these stories and more, visit https://www.wsjm.com and follow us for updates on Facebook. See omnystudio.com/listener for privacy information.

Beyond Sunday Worship Leader Podcast
#364: The Rival Religion of America and A Prophetic Call to Pastors with Brian Zahnd

Beyond Sunday Worship Leader Podcast

Play Episode Listen Later Jul 16, 2025 91:21


Today's conversation is with Pastor and author Brian Zahnd. Brian is the founding and lead pastor of Word of Life Church in St Joseph, MO and the author of 11 books. Brian is not my pastor, but he's one of the voices I look to in this cultural moment. He's a voice of clarity, sanity, […] The post #364: The Rival Religion of America and A Prophetic Call to Pastors with Brian Zahnd appeared first on Beyond Sunday Worship.

WBEN Extras
Philip Gray of St Joseph Foundation on recommending against parishes paying Buffalo Catholic Diocese's abuse settlement fund

WBEN Extras

Play Episode Listen Later Jul 14, 2025 5:29


Philip Gray of St Joseph Foundation on recommending against parishes paying Buffalo Catholic Diocese's abuse settlement fund full 329 Mon, 14 Jul 2025 07:43:00 +0000 D3xkAPFvDEJ27J43g05P30BguTRtO9pF news & politics,news WBEN Extras news & politics,news Philip Gray of St Joseph Foundation on recommending against parishes paying Buffalo Catholic Diocese's abuse settlement fund Archive of various reports and news events 2024 © 2021 Audacy, Inc. News & Politics News Fals

Marcador
Entrevista a Abraham Paz (13/07/2025)

Marcador

Play Episode Listen Later Jul 13, 2025 20:17


El técnico del St Joseph’s de Gibraltar confía en dar la sorpresa en la Conference League en un reto histórico para el peñónSee omnystudio.com/listener for privacy information.

Fides et Ratio
Litany of St. Joseph: A Role Model for Fathers Today V

Fides et Ratio

Play Episode Listen Later Jul 12, 2025 10:09


VIII. Litany of St. Joseph The Litany of Saint Joseph beautifully captures the many virtues and titles of this great saint. Each invocation invites reflection Continue reading The post Litany of St. Joseph: A Role Model for Fathers Today V appeared first on Fides et Ratio.

Catholic Life Coach For Men
253 - Power of Storytelling with Joseph Bolton

Catholic Life Coach For Men

Play Episode Listen Later Jul 7, 2025 57:36


We've all watched our children attend to a story. They love hearing stories - even (or perhaps especially) stories they already know. Stories penetrate our mental defenses. They help define who we are. We all have stories; sharing our them is important. Join me in the next episode of Catholic Life Coach For Men as my guest Joseph Bolton and I talk about his story that is captured in his new book. This is a powerful story that connects us to the saints that preceded us. We also discuss the story of how God called him to write this book. We even talk a little bit about music and the youth. To find Joseph's book "Old Grandmother's Tree, check out his website at https://oldgrandmotherstree.com/ Also, I'm announcing my course on Anger. It's a collection of powerful ideas and exercises that will help you regain control of your temper - and protect those you love! You can find it here: St Joseph's Way

The Life of Jesus Christ in a Year: From the Visions of Anne Catherine Emmerich
Year 2, Day 50: Jesus at the Age of Twelve - Death Of St. Joseph

The Life of Jesus Christ in a Year: From the Visions of Anne Catherine Emmerich

Play Episode Listen Later Jul 5, 2025 35:24


Father Edward Looney reads and comments on The Life of Jesus Christ and Biblical Revelations: From the Visions of Anne Catherine Emmerich.Day 50 Volume 1THE MOST HOLY INCARNATIONChapter 29: Feast Picture Of John The BaptistChapter 30: The Holy Family At Nazareth. Jesus At The Age Of Twelve In The Temple Of Jerusalem.Chapter 31: Death Of St. Joseph. Jesus And Mary In CapharnaumLEARN MORE - USE COUPON CODE ACE25 FOR 25% OFFThe Life of Jesus Christ and Biblical Revelations: From the Visions of Blessed Anne Catherine Emmerich Four-Book Set - https://bit.ly/3QVreIsThe Dolorous Passion of Our Lord Jesus Christ: From the Visions of Anne Catherine Emmerich - https://bit.ly/4bPsxRmThe Life and Revelations of Anne Catherine Emmerich Two-Book Set - https://bit.ly/3yxaLE5The Life of the Blessed Virgin Mary: From the Visions of Anne Catherine Emmerich - https://bit.ly/3wTRsULMary Magdalen in the Visions of Anne Catherine Emmerich -https://bit.ly/4brYEXbThe Mystical City of God Four-Book Set - https://bit.ly/44Q9nZbOur Lady of Good Help: Prayer Book for Pilgrims -https://bit.ly/3Ke6O9SThe Life of Jesus Christ in a Year: From the Visions of Anne Catherine Emmerich is a podcast from TAN that takes you through one of the most extraordinary books ever published. Follow along daily as Father Edward Looney works his way through the classic four-volume set, The Life of Jesus Christ and Biblical Revelations, by reading a passage from the book and then giving his commentary. Discover the visions of the famous 19th-century Catholic mystic, Blessed Anne Catherine Emmerich, a nun who was privileged by God to behold innumerable events of biblical times.Anne Catherine's visions included the birth, life, public ministry, Crucifixion, and Resurrection of Jesus Christ, as well as the founding of His Church. Besides describing persons, places, events, and traditions in intimate detail, she also sets forth the mystical significance of these visible realities. Here is the infinite love of God incarnate and made manifest for all to see, made all the more striking and vivid by the accounts Blessed Anne has relayed.Listen and subscribe to The Life of Jesus Christ in a Year: From the Visions of Anne Catherine Emmerich on your favorite podcast platform or at EmmerichPodcast.com.And for more great ways to deepen your faith, check out all the spiritual resources available at TANBooks.com and use Coupon Code ACE25 for 25% off your next order.

Fides et Ratio
Litany of St. Joseph: A Role Model for Fathers Today IV

Fides et Ratio

Play Episode Listen Later Jul 5, 2025 8:00


VII. Joseph is an Ever-present Help for Modern Fathers Saint Joseph shines as a beacon for modern fathers struggling amidst these cultural storms. He is Continue reading The post Litany of St. Joseph: A Role Model for Fathers Today IV appeared first on Fides et Ratio.

News/Talk 94.9 WSJM
Got Something To Say? - St. Joseph Fireworks

News/Talk 94.9 WSJM

Play Episode Listen Later Jul 3, 2025 13:52


Jonny Reinhardt talks with Jill Adams from Berrien County Parks as well as Steve Neubecker from St. Joseph Public Safety about fireworks in St. Joseph on July 3rd! See omnystudio.com/listener for privacy information.

Clare FM - Podcasts
HSE Unable To Provide Reopening Date For St Jospeh's Hospital Beds

Clare FM - Podcasts

Play Episode Listen Later Jul 3, 2025 2:51


The HSE is unable to provide a reopening date for 12 nursing home beds currently closed at St Joseph's Hospital in Ennis. The beds are all located in the short stay unit and are currently out of use pending infrastructural works and the recruitment of additional staff. In a statement to Clare Fine Gael TD Joe Cooney, the HSE says the refurbishment of the unit and staffing will be "included for consideration as a priority" in the 2027 National Service Plan. Deputy Cooney says a firm commitment is needed.

Ask A Priest Live
7/1/25 - Fr. Daniel Alloy, FSSP - Where is St. Joseph Buried?

Ask A Priest Live

Play Episode Listen Later Jul 1, 2025 47:02


Fr. Daniel Alloy, FSSP has served as Parochial Vicar at Regina Caeli Parish in Houston, Texas since July of 2022. He was ordained in June of 2020. In Today's Show: I was wondering if members of other apostolic churches like Eastern Orthodox, Oriental Orthodox, etc. are allowed to receive Holy Communion in the Catholic Church. If so, what are the conditions that must be followed? Why do we use the term “Godfather” when there is only God the Father almighty? Do our souls have a gender? At the resurrection, since our bodies and souls will be reunified, will there be any need for us to eat? I know that things like witchcraft and sorcery or anything dealing with occult powers is dangerous and wrong, but my teenage son is fascinated by magic, meaning the kind of magic that involves the art of illusion. Is there any danger in this? How are we not cannibals if we eat the body of Our Lord? Regarding the destruction of Sodom and Gomorrah, I've heard conflicting "reasons" given for that. Most say homosexuality, but I've seen people on YouTube make arguments for other causes. Which is correct? To join the FSSP these days, do you have to consciously reject the SSPX? In seminary, what's taught on the SSPX? When discerning, why choose FSSP? What happens to the laity if a church is declared schismatic? Houston heat and Tex-Mex cuisine! Is the name Yahweh specifically connected to God the Father or to all of the persons of the Trinity? Does playing board games with your family/children count as leisure and how can we talk to someone who desires too much leisure or recreation? I was at High Mass today for the Feast of the Precious Blood. Can you explain a little about the roles of deacon and subdeacon? Where is St. Joseph buried? Can you talk about what it means for women to wear veils, why the law was changed, and why you think it seems to be coming back? Visit the show page at thestationofthecross.com/askapriest to listen live, check out the weekly lineup, listen to podcasts of past episodes, watch live video, find show resources, sign up for our mailing list of upcoming shows, and submit your question for Father!

Catholic Life Coach For Men
252 - Loneliness with Terry Poplava

Catholic Life Coach For Men

Play Episode Listen Later Jun 30, 2025 59:18


Technology is amazing; it lets us do everything from our jobs to ordering food without ever leaving our home. That's great, right? Well, actually, it turns out that some new data shows that loneliness and depression are at record levels, particularly among the younger generations, and most particularly in men. Our parishes were supposed to be a place where we gather to connect, support, and reach each other. Instead, too many people pull a Judas - receive the sacrament and run away. Join me in the next episode of Catholic Life Coach For Men as my guest Terry Poplava discuss this survey data and some practical ideas about what we all can do to help make a difference. We need human connection; the data is overwhelming. We need to reclaim our parishes not only as a place of one hour of worship, but also as a place of connection and community. To learn more about what Terry's organization is doing to help, check out his website at https://www.acstechnologies.com/acst-catholic/.  You can also download a free document with ways to make a parish more welcoming. Also, I'm announcing my course on Anger. It's a collection of powerful ideas and exercises that will help you regain control of your temper - and protect those you love! You can find it here: St Joseph's Way

Fides et Ratio
Litany of St. Joseph: A Role Model for Fathers Today III

Fides et Ratio

Play Episode Listen Later Jun 28, 2025 7:47


The Crisis of the Family In our time, the family is undergoing an unprecedented crisis. Marriage rates have plummeted, divorce rates remain high, and many Continue reading The post Litany of St. Joseph: A Role Model for Fathers Today III appeared first on Fides et Ratio.

Radio Maria Ireland
St. Joseph's Workshop –  St. Joseph and the Sacred Heart

Radio Maria Ireland

Play Episode Listen Later Jun 27, 2025 53:30


In this episode of Saint Joseph's Workshop, Thomas reflects on St. Joseph and the Sacred Heart of Jesus. L'articolo St. Joseph's Workshop –  St. Joseph and the Sacred Heart proviene da Radio Maria.

Catholic Sleep Meditations
The Dreams of St. Joseph

Catholic Sleep Meditations

Play Episode Listen Later Jun 26, 2025 91:12


"...behold, an angel of the Lord appeared to Joseph in a dream and said, 'Rise, take the child and his mother, and flee to Egypt...'" - Matthew 1—2 Listen to other great sleep mediations on Amen.Sign up for a 7-day free trial of Formed.Support this podcast and the Augustine Institute by becoming a member of the Mission Circle.

Clare FM - Podcasts
Tributes To Mike McDonagh

Clare FM - Podcasts

Play Episode Listen Later Jun 26, 2025 9:59


Tributes are being paid to a humanitarian from County Clare who passed away last weekend. Mike McDonagh, late of Miltown Malbay and formerly of Ennis, died last Saturday. Mike was a former United Nations official who also worked for Concern for more than 20 years, including serving as country director in Laos, Somalia, Angola, Rwanda, North Korea, and Zimbabwe, amongst numerous locations. Mike is survived by his wife Sarah McNiece, daughters Saoirse and Molly, and extended family and friends. His funeral mass will take place in St Joseph's Church, Miltown Malbay on Friday (from 5pm – 7pm). To Discuss this further, Peter O'Connell was joined by David McMahon of the United Nations and Paul Heslop, who knew Mike in Angola (1994), they shared a house together in Khartoum (2004-2006) and also from Libya and Oman CONF

News/Talk 94.9 WSJM
Police investigate death of woman found in Lake Michigan; Palisades nuclear plant on track for Q4 restart; St. Joseph seeks street safety money

News/Talk 94.9 WSJM

Play Episode Listen Later Jun 25, 2025 10:51


Southwest Michigan's Morning News podcast is prepared and delivered by the WSJM Newsroom. For these stories and more, visit https://www.wsjm.com and follow us for updates on Facebook. See omnystudio.com/listener for privacy information.

News/Talk 94.9 WSJM
Transformational condo project proposed in downtown St. Joseph; paid parking pause formalized by St. Joe City Commission; Monday night water rescue in South Haven

News/Talk 94.9 WSJM

Play Episode Listen Later Jun 24, 2025 13:39


Southwest Michigan's Morning News podcast is prepared and delivered by the WSJM Newsroom. For these stories and more, visit https://www.wsjm.com and follow us for updates on Facebook. See omnystudio.com/listener for privacy information.

Catholic Life Coach For Men
251 - Catholic Health with Chase Crouse

Catholic Life Coach For Men

Play Episode Listen Later Jun 23, 2025 54:19


There are a lot of fitness coaches and instructors out there. The diverse array of food and exercise plans can be overwhelming! Worse, a lot of them aren't transparent about their fees and agendas. What would be different if you had a Catholic fitness coach? Join me in the next episode of Catholic Life Coach For Men as my guest Chase Crouse explains his approach to combine faith and fitness in his business Hypuro Fit, the world's first Catholic-based personal training and nutrition coaching company. We start off discussing why we believe it's important to be healthy as Catholic men - and what a reasonable level of health looks like. We go into food, exercise, and what makes his company unique. To learn more about why you need self mastery in order to fully give yourself to your loved ones, check out Hypuro Fit's website. Also, I'm announcing my course on Anger. It's a collection of powerful ideas and exercises that will help you regain control of your temper - and protect those you love! You can find it here: St Joseph's Way

News/Talk 94.9 WSJM
SW Michigan heatwave; parking tops St. Joseph city meeting tonight; area lawmakers weigh in on Iran

News/Talk 94.9 WSJM

Play Episode Listen Later Jun 23, 2025 13:25


Southwest Michigan's Morning News podcast is prepared and delivered by the WSJM Newsroom. For these stories and more, visit https://www.wsjm.com and follow us for updates on Facebook. See omnystudio.com/listener for privacy information.

St Joseph's Workshop
Creating Community: The St. Joseph Inclusive Ministry

St Joseph's Workshop

Play Episode Listen Later Jun 20, 2025 35:41


In this week's episode of “St. Joseph's Workshop,” Fr. Stephen sits down with Esther to discuss the launch of the St. Joseph Inclusive Ministry. They explore the significance of fostering a welcoming space for young adults aged 18-28 with disabilities to worship God and share insights on how we are called to spread God's joy among one another.

Winds of Change Show
Episode # 4646 – St. Joseph Feast Day & Exploring Behind the Scenes (Reair031925)

Winds of Change Show

Play Episode Listen Later Jun 18, 2025 59:36


Welcome to a Brain Wrinkling Wednesday with Fr. Tom Koys.  Today Father Koys enlightens us regarding St. Joseph.  He shares his history and his works.  He then wrinkles our brain with a discussion regarding the things that occur behind the scenes that impact the forefront, yet we are unaware of them. He correlates how St. Joseph was a behind the scenes person during his time but yet had much impact in his role.  Father Koys continues looking behind the scenes as he discusses events from the gospel. St. Stanislaus Kostka Parish

Catholic Life Coach For Men
250 - Food Theology with Andy Felton

Catholic Life Coach For Men

Play Episode Listen Later Jun 16, 2025 56:35


There's a lot of theories about what food is healthy to eat right now. What's even worse, it seems very likely that it may legitimately be very different for different people. How are we supposed to navigate this mess and be healthy? Join me in the next episode of Catholic Life Coach For Men as my guest Andy Felton explains his theological approach to food and diet. He creates an argument for food from a Biblical perspective. While the Biblical teachings about food and diet are nowhere near as clear as other moral areas, what is present is powerful. You can find Andy's book Nourished By Design on Amazon. Also, I'm announcing my course on Anger. It's a collection of powerful ideas and exercises that will help you regain control of your temper - and protect those you love! You can find it here: St Joseph's Way

News/Talk 94.9 WSJM
The Mason Jar Cafe's Furry Friends Friday featuring Frankie!

News/Talk 94.9 WSJM

Play Episode Listen Later Jun 13, 2025 2:27


Frankie is a 2-year-old Lab mix. He is neutered, microchipped, and up to date on his vaccinations. He weighs 44 pounds. Frankie is a comical, funny dog who will do anything for a treat. Please call or visit the Humane Society of Southwestern Michigan at 269-927-3303 (5400 Niles Road, St Joseph, MI 49085) to learn more about our cute guy, Frankie!See omnystudio.com/listener for privacy information.

Inside The Senior Alliance
Inside The Senior Alliance – St. Joseph's Helpers (Ep 57)

Inside The Senior Alliance

Play Episode Listen Later Jun 13, 2025 7:16


In this episode, Emma Case, Planning and Advocacy Manager at the Senior Alliance talks to Jennifer Frush, Executive Director for New Hope Center for Grief Support. They discuss the various problems and the situations that can cause those problems when dealing with grief. Everyone has a different way of grieving, and grief affects everyone differently. whether you're a senior, or younger or even a child. New Hope Center for Grief Support is a free advocacy and counseling organization that offers help for people who are grieving in many different ways. From support groups to individualized help to events and activities, New Hope can provide care for those who are grieving and feel like no one understands what they are going through. Great information! www.thesenioralliance.org. Produced by The Senior Alliance and Blazing Kiss Media. The post Inside The Senior Alliance – St. Joseph's Helpers (Ep 57) appeared first on The Senior Alliance.

The Big Rab Show Podcast
The Big Rab Show Podcast. Episode 439. Meet The Band - St Joseph's

The Big Rab Show Podcast

Play Episode Listen Later Jun 11, 2025 72:39


Welcome to the Big Rab Show Podcast.  In this our 439th Episode we catch up with the folks of St Joseph's Pipe Band.  We hear all about their history and plans for the future.  This plus we catch up with all the news and views from around the piping scene this past week. Don't forget we have lots of amazing backstage videos, and audio recordings, exclusive interviews, episodes of Big Rab Show Plus! and loads more to share with you on there, so click support and get your hands on all this extra stuff!!   Email us now - bigrabshow@gmail.com Support us  www.patreon.com/BigRabShow   We are the show for the piping folk, reflecting everything to do with the bag piping world. Feel free to message us on Facebook and on Twitter and let us know what you would like to hear on the show, as well just to let us know that you're listening. Our live show continues to broadcast live every week on Fuse FM Ballymoney on Tuesday nights 7pm-9pm (uk time) be sure to check it out. Thank you to our very kind sponsors, G1 Reeds. If you would be interested in sponsoring the show, please do get in touch.  Or help support us via our Patreon page.   www.thebigrabshow.com www.facebook.com/TheBigRabShow www.twitter.com/bigrabshow bigrabshow@gmail.com

Indigenous Medicine Stories: Anishinaabe mshkiki nwii-dbaaddaan
A Gathering at St. Joseph's Care Group

Indigenous Medicine Stories: Anishinaabe mshkiki nwii-dbaaddaan

Play Episode Listen Later Jun 11, 2025 67:36


This episode features Ron Linklater, Brenda Mason, Randy Sewap, Dieter Sainnawap, and Nelly Mesenegeeshik, who were all participants in an Elders and Healers Gathering hosted by St. Joseph's Care Group in Thunder Bay, Ontario. Ron Linklater is a respected Knowledge Keeper and educator dedicated to sharing traditional teachings and supporting community wellness. With decades of experience in Indigenous education, Ron brings a grounded, compassionate presence to conversations about healing, cultural identity, and the importance of reconnecting to the land and ceremony. Brenda Mason is a passionate community healer and advocate for Indigenous wellness and mental health. With a background in grassroots support and cultural work, Brenda brings insight into intergenerational healing, trauma recovery, and the strength of Indigenous kinship and caregiving practices. Randy Sewap is a Traditional Knowledge Carrier and mentor committed to uplifting Indigenous youth through teachings, land-based learning, and cultural resilience. He draws from ancestral knowledge and lived experience to guide others on their healing journeys and to foster pride in Indigenous identity. Dieter Sainnawap is a dedicated language advocate and cultural facilitator working to revitalize Indigenous languages and support cross-generational learning. Through his work, Dieter promotes the power of language as a vessel of spirit, history, and healing, connecting people to their roots and to each other. Nelly Mesenegeeshik is a deeply respected Elder and Keeper of Traditional Knowledge. Her teachings center on the land, the spirit, and the ancestral wisdom passed down through generations. Nelly's presence offers gentle strength and clarity, encouraging reconnection with Indigenous lifeways and the sacredness of community. https://sjcg.net/services/Indigenous-Relations/health.aspx http://amshealthcare.ca/  

The Life of Jesus Christ in a Year: From the Visions of Anne Catherine Emmerich

Father Edward Looney reads and comments on The Life of Jesus Christ and Biblical Revelations: From the Visions of Anne Catherine Emmerich.Day 29Volume 1THE MOST HOLY INCARNATIONChapter 1: Mary Espoused to St. JosephLEARN MORE - USE COUPON CODE ACE25 FOR 25% OFFThe Life of Jesus Christ and Biblical Revelations: From the Visions of Blessed Anne Catherine Emmerich Four-Book Set - https://bit.ly/3QVreIsThe Dolorous Passion of Our Lord Jesus Christ: From the Visions of Anne Catherine Emmerich -https://bit.ly/4bPsxRmThe Life and Revelations of Anne Catherine Emmerich Two-Book Set - https://bit.ly/3yxaLE5The Life of the Blessed Virgin Mary: From the Visions of Anne Catherine Emmerich - https://bit.ly/3wTRsULMary Magdalen in the Visions of Anne Catherine Emmerich -https://bit.ly/4brYEXbThe Mystical City of God Four-Book Set - https://bit.ly/44Q9nZbOur Lady of Good Help: Prayer Book for Pilgrims -https://bit.ly/3Ke6O9SThe Life of Jesus Christ in a Year: From the Visions of Anne Catherine Emmerich is a podcast from TAN that takes you through one of the most extraordinary books ever published. Follow along daily as Father Edward Looney works his way through the classic four-volume set, The Life of Jesus Christ and Biblical Revelations, by reading a passage from the book and then giving his commentary. Discover the visions of the famous 19th-century Catholic mystic, Blessed Anne Catherine Emmerich, a nun who was privileged by God to behold innumerable events of biblical times.Anne Catherine's visions included the birth, life, public ministry, Crucifixion, and Resurrection of Jesus Christ, as well as the founding of His Church. Besides describing persons, places, events, and traditions in intimate detail, she also sets forth the mystical significance of these visible realities. Here is the infinite love of God incarnate and made manifest for all to see, made all the more striking and vivid by the accounts Blessed Anne has relayed.Listen and subscribe to The Life of Jesus Christ in a Year: From the Visions of Anne Catherine Emmerich on your favorite podcast platform or at EmmerichPodcast.com.And for more great ways to deepen your faith, check out all the spiritual resources available at TANBooks.com and use Coupon Code ACE25 for 25% off your next order.

News/Talk 94.9 WSJM
People return to downtown St. Joseph after paid parking suspension; Red Arrow Bluffs apartment complex moves forward

News/Talk 94.9 WSJM

Play Episode Listen Later Jun 11, 2025 12:26


Southwest Michigan's Morning News podcast is prepared and delivered by the WSJM Newsroom. For these stories and more, visit https://www.wsjm.com and follow us for updates on Facebook. See omnystudio.com/listener for privacy information.

Catholic Life Coach For Men
249 - Good Politics in and out of the home

Catholic Life Coach For Men

Play Episode Listen Later Jun 9, 2025 27:22


While there's always been a wide diversity of ideas, our culture today seems particularly emotionally divided. It's hard to have a calm and constructive conversation with someone who thinks differently than you. What if these differences of though, perspective, and value were actually meant to help bring us together as people. What if they were an essential part of God's plan to find balance in a sinful world? Join me in the next episode of Catholic Life Coach For Men as I explain how political divide, at its core, is present in the Bible. It's a key part of God's salvation plan for mankind. We need to understand what's underneath these differences - and how to value them - to really connect with others who think differently. If we're willing to put in that extra work of curiosity, we can reach people's hearts. Also, I'm announcing my course on Anger. It's a collection of powerful ideas and exercises that will help you regain control of your temper - and protect those you love! You can find it here: St Joseph's Way

The Catechism in a Year (with Fr. Mike Schmitz)
Day 138: Summary of the Resurrection of the Body (2025)

The Catechism in a Year (with Fr. Mike Schmitz)

Play Episode Listen Later May 18, 2025 14:48


Together, with Fr. Mike, we arrive at the “nugget day” or summary for the Catechism paragraphs on the Resurrection and the Christian vision of death. Fr. Mike emphasizes that in the face of death, we must not grieve as though we have no hope. He also points out the importance of preparing for the hour of our death. Today's readings are Catechism paragraphs 1012-1019. This episode has been found to be in conformity with the Catechism by the Institute on the Catechism, under the Subcommittee on the Catechism, USCCB. For the complete reading plan, visit ascensionpress.com/ciy Please note: The Catechism of the Catholic Church contains adult themes that may not be suitable for children - parental discretion is advised.