Podcasts about silicon valley bank collapse

In President Donald Trump's recent joint address to Congress, he said, "To unshackle our economy, I have directed that for every one new regulation, ten old regulations must be eliminated." Elon Musk, whom Trump has assigned to execute this vision, has argued that it is time to get rid of all regulations, or as Musk said, “regulations, basically, should be default gone.”Joining Bethany and Luigi to discuss this intensified commitment to deregulation and laissez-faire capitalism is Sam Peltzman, perhaps the leading living expert on the economics of regulation. Peltzman is the Ralph and Dorothy Keller Distinguished Service Professor Emeritus of Economics at the University of Chicago's Booth School of Business and director emeritus of the Stigler Center, which sponsors this podcast and is named after his mentor, Nobel-Prize laureate George Stigler. Together, the three of them chart a historical perspective on regulation, from Stigler's ideas of regulatory capture to the unintended consequences of deregulatory efforts over time to today's “chainsaw” approach to gutting federal agencies. To understand the costs and benefits of regulation, they discuss how federal agencies have recently intervened in markets, if the private sector could not have accomplished these interventions more efficiently, and if these interventions did more harm than good. Their case studies include the funding, testing, and rollout of the COVID-19 vaccine, the regulation of cryptocurrencies, the management of the collapse of Silicon Valley Bank, and the role of the government in addressing climate change. In the process, they answer the trillion-dollar question: Are Trump's deregulation efforts actually efficient?Episode Notes:Revisit our recent episode with Federico Sturzenegger, the Argentinian Minister for State Transformation and DeregulationRead the op-ed Bethany mentions writing in the wake of the financial crisis: Who Wants a 30-Year Mortgage?At the end of the conversation with Peltzman, Luigi asks him about his recent academic papers tracing marriage and happiness. Read these papers on the Stigler Center's Working Paper archives: The Socio-Political Demography of Happiness (2023) and The Anatomy of Marital Happiness (2025)

So if you are reading this, there is a good chance that you've heard about the Silicon Valley Bank Collapse last week. It is important to note that while this is a scary time, it doesn't mean that your business is at risk. The unexpected will happen in a moment. Whether you're starting a business, growing one, or just living life, you need to make sure that bad things don't bring it down.In this podcast, I put together a list of 5 simple things we can do to ensure our businesses are protected; when the unexpected occurs. So breathe, we are all in this together. It is something that can be scary but it is not the end of the world, we must always just be prepared! I hope you enjoy this week's episode! If you loved it or hated it I would appreciate an honest review on whatever platform you are listening on.EPISODE NOTES: https://kaseyclin.com/blogs/podcast/silicon-valley-bank-collapse-and-5-simple-ways-to-safe-guard-your-business-when-the-unexpected-happensWe are in the process of uploading all of our previous podcasts since they got deleted! We are working on getting everything back up and running. Thank you for your patience! Thanks for listening! Click one of the links below to. Learn how to design for crafting machines such as Cricut, Silhouette, Glowforge, sublimation or embroidery. Check out my designs on Etsy

Here's how the second-biggest bank collapse in U.S. history happened in just 48 hours. Silicon Valley Bank closed its doors today. Within 48 hours, a panic induced by the very venture capital community that SVB had served and nurtured ended the bank's 40-year-run. For sure you've heard that millionaires are made in recessions, but how? Jaspreet Singh is joining Tom for a second time to get you up to speed on what it takes to get wealthy during any recession. Jaspreet is the Minority Mindset guru and Chief Money Nerd at Minority Mindset Companies. He's been creating financial education videos on YouTube for years and is breaking down all the reason you don't have to be scared during a recession Jaspreet is a voice of reason to remember that recessions are only bad or good in relation to which side of the equation you are on. This is a must watch if you're trying to find the best route through a recession that has most people nervous and panicked. [Original air date: 3-13-23]. CHECK OUT OUR SPONSORS Range Rover: Explore the Range Rover Sport at  https://landroverUSA.com Miro: Bring your teams to Miro's revolutionary Innovation Workspace and be faster from idea to outcome at https://miro.com. Found Banking: Stop getting lost in countless finance apps and try Found for free at https://found.com/impact. Netsuite: Download the CFO's Guide to AI and Machine Learning for free at https://netsuite.com/theory Shopify: Sign up for your one-dollar-per-month trial period at https://shopify.com/impact Factor:  Get 50% off your first box plus 20% off your next month while your subscription is active at https://factormeals.com/impacttheory50 with code impacttheory50. Follow Jaspreet Singh: Website: https://theminoritymindset.com/about-us/ YouTube: https://www.youtube.com/@MinorityMindset Instagram: https://www.instagram.com/minoritymin... Twitter: https://twitter.com/minoritym1ndset Facebook: https://www.facebook.com/MinorityMind... CHECK OUT OUR SPONSORS Range Rover: Explore the Range Rover Sport at  https://landroverUSA.com Miro: Bring your teams to Miro's revolutionary Innovation Workspace and be faster from idea to outcome at https://miro.com Betterhelp: This episode is sponsored by BetterHelp. Give online therapy a try at https://betterhelp.com/impacttheory and get 10% off your first month Netsuite: Spend less time looking backwards, and more time on what's next. Download the CFO's Guide to AI and Machine Learning at https://NetSuite.com/theory  NordVPN: EXCLUSIVE NordVPN Deal ➼ https://nordvpn.com/impacttheory Try it risk-free now with a 30-day money-back guarantee! Vanta: Get $1,000 off Vanta when you go to https://vanta.com/THEORY ********************************************************************** What's up, everybody? It's Tom Bilyeu here: If you want my help... STARTING a business: join me here at ZERO TO FOUNDER SCALING a business: see if you qualify here. Get my battle-tested strategies and insights delivered weekly to your inbox: sign up here. ********************************************************************** Join me live on my Twitch stream. I'm live daily from 6:30 to 8:30 am PT at www.twitch.tv/tombilyeu ********************************************************************** LISTEN TO IMPACT THEORY & MINDSET PLAYBOOK AD FREE + BONUS EPISODES on APPLE PODCASTS: apple.co/impacttheory ********************************************************************** FOLLOW TOM: Instagram: https://www.instagram.com/tombilyeu/ Tik Tok: https://www.tiktok.com/@tombilyeu?lang=en Twitter: https://twitter.com/tombilyeu YouTube: https://www.youtube.com/@TomBilyeu Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever wondered how to build a financial model that not only supports sustainable agriculture but also stands resilient during market upheavals? Dan Miller, the visionary founder and CEO of Steward, shares his remarkable journey from co-founding Fundrise to pioneering a platform that empowers farmers with human-centric and flexible financing solutions. Tune in as he delves into the intricacies of Steward's alternative credit model, which has shown exceptional resilience even amid industry shakeups like the collapse of Silicon Valley Bank.   This episode reveals the transformative power of regenerative agriculture and distributed food systems in a post-pandemic world. Through compelling stories, including the rise of a vertically integrated meat company, Dan illustrates how Steward identifies and nurtures impactful projects. He also candidly discusses the evolution of his decision-making skills and the essential role that trusting one's instincts plays in leadership. As a remote-first company, Steward emphasizes flexibility and personal fulfillment, creating an environment where team members can seamlessly blend their passions with their work. Don't miss this insightful conversation on building a values-driven financial legacy and supporting the future of sustainable food systems. Timestamps 00:00:00 - Introduction and Welcome to Business Legacy Podcast 00:00:37 - Introduction to Dan Miller, Founder and CEO of Steward 00:01:15 - Dan Miller's Background and Journey from Fundrise to Steward 00:02:20 - The Concept and Operation of Steward: Online Capital Raising for Sustainable Food Systems 00:03:45 - Impact of Interest Rate Changes and Resilience During Market Freezes, including the Silicon Valley Bank Collapse 00:05:00 - Identifying and Supporting Worthy Projects: Example of a Vertically Integrated Meat Company 00:08:00 - Building a Unique Credit Model for Alternative Agriculture and Regional Food Systems 00:09:45 - Initial Challenges and Evolution of Decision-Making in Financing Non-Traditional Agricultural Enterprises 00:11:15 - Surge in Recognition of Regenerative Agriculture Post-Pandemic 00:12:00 - Trusting Instincts and Lessons Learned from Various Business Ventures 00:13:00 - Steward's Remote-First Company Model: Flexibility and Personal Fulfillment 00:14:30 - Supporting Undervalued Businesses with Human and Flexible Financing Solutions 00:16:00 - Insights on Sustaining Regional Food Systems 00:17:00 - Significance of a Human-Centric Approach to Finance 00:18:30 - Surprises and Positive Developments in Sustainable Agriculture and Steward's Impact 00:20:00 - The Importance of Values and Culture in Steward's Operations 00:21:30 - Building Legacy Through Sustainable and Regenerative Agriculture 00:22:30 - Future Projects and Expansion Plans for Steward 00:23:30 - How Listeners Can Get Involved with Steward 00:24:00 - Closing Remarks and Final Thoughts from Dan Miller 00:25:00 - Conclusion and Where to Find More Information About Steward Visit the website https://gosteward.com/ to find out what Dan and Steward are up to.   Legacy Podcast: For more information about the Legacy Podcast and its co-hosts, visit businesslegacypodcast.com. For more information: Visit businesslegacypodcast.com to access the shownotes and additional resources on the episode.

Scott McComb, President of Heartland Bank fills us in on the latest news from the banking industry

Episode 276: Neal and Toby have the latest on the push in Congress to ban TikTok and why the social media company might wanna look for a buyer to stick around in the US. Plus, the movies you saw actually won awards at The Oscars and taking a look back at one year since the Silicon Valley Bank Collapse. The guys share their winners of the weekend and how the world looks four years removed from the start of the pandemic. And finally, a look at the week ahead. Use code MORNINGBREW50 to get 50% OFF your first Factor box at https://bit.ly/3UUZGG0 Listen to Morning Brew Daily Here: https://link.chtbl.com/MBD Watch Morning Brew Daily Here: https://www.youtube.com/@MorningBrewDailyShow Learn more about your ad choices. Visit megaphone.fm/adchoices

A Senate hearing on recent bank failures turned into a prickly confrontation between bank executives and lawmakers. Former leadership for Silicon Valley, Signature, and First Republic Banks were hammered by lawmakers about why their banks collapsed. And there wasn't a lot of agreement on the cause. Bank executives blamed the government and the media, while lawmakers blamed mismanagement and greed.   Hi, I'm Kathy Fettke and this is Real Estate News for Investors. Please remember to subscribe to this podcast and leave us a review.   Silicon Valley Bank made the biggest splash as the first bank to fall with about $210 billion in assets. Signature bank had about $110 billion when it was seized by regulators. They were the third and fourth largest banks in the U.S. so their failures raised huge concerns about the impact on the entire financial system. First Republic went south and teetered for a few months after it lost billions in deposits, and was largely taken over by JPMorgan.   SVB CEO Blamed a Series of “Unprecedented Events”   In a joint session before the Senate Banking Committee, former Silicon Valley Bank CEO Greg Becker pointed a finger at the federal government, saying the bank's failure was the result of a series of “unprecedented events.” He testified that: “With near zero-percent interest rates and the largest government sponsored economic stimulus in history, more than $5 trillion in new deposits flooded into commercial banks. By the end of 2020, SBV had grown 63 percent over the prior year, and in 2021, SVB's assets grew another 83 percent to $212 billion.” (1)   He also pointed out that during the pandemic, when inflation started to become an issue, the Federal Reserve insisted that inflation was “transitory” and that interest rates would remain low.   Massive Bank Run at SVB   The bank's collapse largely happened after a decision to invest more than half of the bank's loan portfolio into fixed-income Treasury securities, when interest rates were low. They are considered “low risk” but they are also impacted by interest rate hikes. When interest rates blew up to fight inflation, the value of SVB's portfolio shrank and that forced the bank to sell at a $2 billion loss. When news spread about the bank's situation, depositors became concerned about accessing their funds and the bank experienced a massive bank run.    Media Misconceptions   Becker also blamed the media for comparing the March 8th failure of Silvergate Bank to Silicon Valley Bank. He told lawmakers that the two banks had completely different business models, and said: “Rumors and misconceptions quickly spread online, culminating on March 9th with the first-ever social media bank run leading to more than $42 billion in deposits being withdrawn from SVB in 10 hours, or $1 million every second.”   Two More Dominoes to Fall   Former Signature Bank Chairman Scott Shay was miffed that his bank was seized by New York State regulators on March 12th. He insisted that the bank would have survived that bank run. He argued: “We were at all times solvent and well-capitalized, and even with the sale of our available-for-sale securities, we still would have remained well capitalized.”   Former First Republic CEO Mike Roffler also blamed social media and news stories for inciting panic among depositors along with technology that allows for fast-paced digital withdrawals. Roffler told lawmakers: “The contagion spread very quickly and panic is very hard to control.” (2)   Lawmakers Blame Mismanagement, Greed   But lawmakers also took the conversation in a different direction, criticizing bank leaders for millions of dollars in bonuses and personal stock sales ahead of the failures. Senator Sherrod Brown ripped into Becker saying: “Workers face consequences, executives ride off into the sunset. Only in corporate boardrooms can you run your business into the ground, take the whole economy along with you and come out ahead. We can't let that happen again.”   Some lawmakers said that bank executives could have reduced the risk by hedging their portfolios, but that they, instead, placed profits ahead of safety. As explained in a Washington Post article, Silicon Valley Bank had financed short-term liabilities with long-term debt. It seemed like a no-brainer when interest rates were low, and to be fair, there was a lot of talk about interest rates remaining low for a very long time. But when the Fed started hiking rates, the value of those Treasurys went down. Lawmakers say the bank could have swapped those longer-term notes for one with shorter-terms that match the duration of the bank's liabilities. But they say the banks didn't do that because it would have been more expensive. (3)   Sharp Words from Some Senators   The session became downright nasty at times. Senator John Kenney of Louisiana had sharp words for what he called SVB's “stupidity.” He told Becker: “You made a really stupid bet that went bad, didn't ya? And the taxpayers of America had to pick up the tab for your stupidity, didn't they?” (4)   He continued saying: “No, this wasn't unprecedented. This was bone-deep, down-to-the-marrow stupid. You put all your eggs in one basket and unless you lived on the International Space Station you could see that interest rates were rising and that you weren't hedged.”   Let's hope we've seen the last of this kind of banking madness. You can read more about this by following links in the show notes at newsforinvestors.com.    I always encourage listeners to hedge their own financial empire with real estate. You can learn how to invest in rental properties at RealWealth. Becoming a member is free and will give you access to all our educational material as well as our investor portal with valuable data on rental markets, sample properties, and help from our investment counselors who can answer your questions. Just hit the “Join for Free” button.   And please remember to subscribe to this podcast!    Thanks for listening! Kathy Fettke   If you're a RealWealth member, just sign into the portal and look for DealCheck under the Resources tab. If you aren't a member, it's free and easy to sign up. And, please remember to subscribe to this podcast!   Thanks for listening! Kathy    Links:   1 - https://commercialobserver.com/2023/05/svb-signature-ceos-blame-federal-govt-media-bank-failures/   2 - https://www.forbes.com/sites/dereksaul/2023/05/17/lawmaker-blasts-first-republic-chief-you-were-one-of-3-worst-run-banks-in-us/?sh=256ad3e18d07   3 - https://www.washingtonpost.com/business/2023/03/15/svb-s-fateful-mistake-could-be-lurking-in-your-401-k/0f139944-c31b-11ed-82a7-6a87555c1878_story.html 4 - https://www.cnn.com/2023/05/17/investing/premarket-stocks-trading/index.html

P.M. Edition for April 28. U.S. financial regulators released their reports on the failure of Silicon Valley Bank and Signature Bank. Financial regulation reporter Andrew Ackerman has the major takeaways. Plus, in China, raids on businesses and a tougher espionage law are giving mixed messages to foreign businesses. WSJ deputy China bureau chief Josh Chin explains. Annmarie Fertoli hosts. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Federal Reserve issued a stinging report on the historic collapse of Silicon Valley Bank. The analysis notes that while the collapse was a "textbook case of mismanagement" by bank officers, the Fed said its regulators missed clear danger signs as the bank ballooned in size and acted much too slowly on the problems they did identify. William Brangham discussed the report with Jeanna Smialek. PBS NewsHour is supported by - https://www.pbs.org/newshour/about/funders

In this episode, Vivek Ramaswamy and Mark Ousley discuss the rise of the managerial class in America that exploits fear to advance their own agendas. They explore the infiltration of global mindsets in education, the impact on individual students, and the potential influence of tech giants on private schools. The conversation also covers the challenges surrounding school choice and the importance of local control in improving public schools. Vivek Ramaswamy is a successful entrepreneur and author, while Mark Ousley is an experienced educator and advocate for educational reform. Together, they dive deep into the issues facing the American education system and the need for open dialogue and involvement from parents and community members.Mark Ousley is a grassroots activist based in Oklahoma and the host of the UnWokable Podcast. A vocal critic of wokeness and gender ideology in academia and the media, Mark has become a leading figure in the fight against these dangerous and divisive trends. He has been featured in interviews with prominent commentators such as Tim Pool and James Lindsay, where he has shared his unique perspective on the challenges facing our society today. Time-Codes:00:00 - Discussing the rise of the managerial class in America and the exploitation of fear.02:07 - The pattern of exploiting fear in Ukraine and the COVID pandemic.03:55 - The exploitation of fear leading to school closures and educational inequity.10:34 - Commitment to the World Economic Forum's sustainable development goals in universities.11:32 - The infiltration of global mindsets in the education system and the decline in student mental health.14:09 - The cultural revolution developing in America through the education system.20:22 - The potential influence of tech giants on private schools through capital campaigns and ESG scores.21:07 - The importance of defunding the Department of Education to make school choice "woke-proof".23:15 - The shift in Pell Grants and the possibility of K-12 education student loans.25:49 - The dangers of the WISC model and its potential impact on private schools.40:20 - The influence of accreditation organizations in the education system.42:22 - The challenges of implementing school choice and the need to cut certain strings.43:55 - Data mining in private schools that receive public money.45:40 - The personal nature of community data mandated in the ARPA reporting system.50:24 - The importance of local control in improving public schools and the involvement of conservatives in school boards.

In this Real Estate News Brief for the week ending March 25th, 2023... the Fed's latest rate hike, the impact of high rates on banks, and the top states for tenant migrations.   Hi, I'm Kathy Fettke and this is Real Estate News for Investors. If you like our podcast, please subscribe and leave us a review.   Economic News   We begin with economic news from this past week. The Federal Reserve hiked the short-term rate once again by a quarter point. The benchmark rate is now 4.75% to 5%. There had been speculation that we'd see a half point rate hike because inflation hasn't been coming down fast enough, but the failure of Silicon Valley Bank forced the central bank to be more cautious. (1)   Fed Chief Jerome Powell said he was surprised at how quickly Silicon Valley Bank collapsed and even admitted that committee members considered a pause in rate hikes. Federal Reserve data shows that almost $100 billion were pulled from accounts during the week that ended March 15th. Most of that money came from small banks, while larger banks saw more of an inflow.   Although depositors have been yanking money from smaller banks, Powell says the deposit drain from small banks has slowed down and the U.S. banking system is “sound and resilient.” He says the Fed set up a powerful backstop for banks, allowing them to tap into an emergency loan program. (2)   It's important to remember that FDIC-insured banks will guarantee deposits up to $250,000 and $500,000 for couples. If you have more than those amounts, you can protect yourself by keeping the maximum-insured amounts at different banks.   Moving on to the job market… The weekly unemployment report shows another drop in claims for new benefits. Those applications declined to a three-week low of 191,000. That indicates that companies are not laying off employees in any great numbers, and that higher interest rates have “not” hit the job market, yet. (3)   New home sales are up for a third month in a row, thanks to a dip in mortgage rates. They rose 1.1% to an annual rate of 640,000 in February. (4) And for the first time in 13 months, existing home sales were higher. According to the National Association of Realtors, they surged 14.5% last month to an annual rate of 4.58 million. NAR says the sale of single-family homes is the highest ever since the association began tracking those sales in 1999. As reported by MarketWatch, there's clearly a pent-up demand for homes as the spring home-buying season gets underway. (5)   Mortgage Rates   Mortgage rates slid closer to the 6% level this last week. Freddie Mac says the average 30-year fixed-rate mortgage was down 18 basis points to 6.42%. The 15-year dropped 22 points to 5.68%. (6)   In other news making headlines...   Small Bank Impact on Real Estate   Pressure on small banks could make it harder to get a real estate loan. According to Goldman Sachs, there are about 4,800 small and mid-sized banks in the U.S. and they are often the go-to lenders for real estate loans, including a high percentage of construction loans. These smaller banks are responsible for 67% of commercial real estate loans and 37% of all residential real estate loans. (7)   As reported by Axios, small banks had already started tightening their lending standards by the end of last year, but now economists are expecting more tightening. CoStar says about 40% of loan officers had tightened their lending standards for commercial real estate loans by Q4 of last year. Only about 5% said they were doing that in Q4 of 2021.   Commercial real estate could face the biggest impact as property owners deal with low-interest loans that are maturing, and a whole lot of half-empty office space. Those loans will need to be renegotiated at higher rates, making it tough on property owners and their lenders loans become unaffordable.   Study: 190 Small Banks Could Collapse   One study projects the failure of 190 smaller banks if depositors decide to withdraw even half their uninsured amounts. The study was done by social Science Research Network and published in USA Today. (8)   The report did not list the at-risk banks but described them as smaller banks with a total of $300 million in FDIC-insured deposits. They are at risk because the value of long-term investments, like government bonds and mortgage-backed securities, has gone down. Economists say if those values decline further, more of those smaller banks could be at risk. Spring Tenant Migration   It isn't just the beginning of the spring home-buying season. Real estate insiders are expecting a huge number of renter migrations as well, and many of those renters are looking for homes in new cities. A study by Apartment List shows that 40% of tenants searched in a new metro last year, while 27% searched in a new state… and that many are considering long distance moves. (9)   Apartment List says those long-distance moves tend to be more common among high-income renters, and that many of them are coming from California and New York. Those two states each lost about a half a million residents from 2020 to 2022. Top destinations for ex-Californians are Nevada, Arizona, Texas, Washington, and Florida, while New Yorkers are heading for Florida, California, Massachusetts, Pennsylvania, and Connecticut.   That's it for today. Check the show notes for links at newsforinvestors.com, and make sure you hit the “Join for Free” button for complete access to our market data and resources for real estate investing opportunities.   It's also important to subscribe to our podcast, and we'd love a review if you haven't left one yet!   Thanks for listening. I'm Kathy Fettke.   Links:   1 - https://www.marketwatch.com/story/fed-hikes-interest-rates-again-pencils-in-only-one-more-increase-ac42c84e?mod=the-fed   2 - https://www.cnbc.com/2023/03/24/100-billion-pulled-from-banks-but-system-called-sound-and-resilient.html   3 - https://www.marketwatch.com/story/jobless-claims-dip-to-3-week-low-of-191-000-labor-market-still-very-strong-fd75abd1?mod=economic-report   4 - https://www.marketwatch.com/story/u-s-new-home-sales-rise-for-the-fifth-consecutive-month-a8de7116?mod=economic-report   5 - https://www.marketwatch.com/story/u-s-existing-home-sales-rise-for-the-first-time-in-13-months-surging-14-5-in-february-12603067   6 - https://www.freddiemac.com/pmms   7 - https://www.axios.com/2023/03/21/small-bank-struggles-could-hit-the-real-estate-market-hard   8 - https://www.bisnow.com/national/news/capital-markets/186-smaller-banks-risk-of-collapse-mark-to-market-assets-118152   9 -  https://www.apartmentlist.com/research/apartment-list-renter-migration-report-2023?utm_source=linkedin&utm_medium=social&utm_campaign=brandmkt&utm_content=apartment-list-renter-migration-report-2023&sr_share=linkedin

How would you react if you suddenly had all your access to money cut off from your bank? Welcome to a special Friday episode of Stacking Benjamins! In today's show, Joe talks to Tiller founder and CEO, Peter Polson. As CEO of a tech start-up, Peter had a front-row seat to experience firsthand the Silicon Valley Bank drama as it unfolded. He recounts the events of that fateful day a couple of weeks ago - and how it impacted Tiller's business operations. FULL SHOW NOTES: https://www.stackingbenjamins.com/Peter-Polson-1334/ Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, Niki, Natalia, and Neil discuss the collapse of Silicon Valley Bank. Support Past Present on Patreon: https://www.patreon.com/pastpresentpodcast Here are some links and references mentioned during this week's show:   ·         Fueled by social media panic, depositors ran to withdraw from Silicon Valley Bank this month. Neil drew on this institutional history of the bank at Medium. Niki recommended historian Margaret O'Mara's book The Code: Silicon Valley and the Remaking of America, and Natalia referenced this POLITICO piece in which she is quoted. Natalia drew on this Derek Thompson Atlantic article and referenced this Wall Street Journal opinion piece.     In our regular closing feature, What's Making History: ·         Natalia recommended Chavie Lieber's Wall Street Journal article, “How Young Women Fight Loneliness –Walking Together in the Park by the Hundreds.” ·         Neil shared about Maria Clara Cabo's New York Times article, “'Phantom' Ends. For Musicians, So Does the Gig of a Lifetime.” ·         Niki discussed Susan Salai's Washington Times piece, “War on Government: ‘Sovereign Citizens' Bring Surge of Violence.”

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Mike Madrid (Lincoln Project Cofounder), Liz Gilbert Cohen (President of the 2020 Democratic National Convention), and Donna Redel (former Managing Director of the World Economic Forum) join host Ron Steslow to unpack some of the most important stories of the week and how they're shaping the political landscape: (03:07) The Silicon Valley Bank Collapse (34:28) Biden's Threat to Ban TikTok, national security, and data security concerns [Politicology+ Subscribers Only] Ron DeSantis's claim that the support for Ukraine isn't vital to national interest, the ongoing fight over support for Ukraine within the Republican party, and the opportunity it presents for Democrats…if they can seize it. Politicology+ is our private, ad-free version of this podcast, with subscriber-only episodes, strategy, and analysis. To join us there, visit politicology.com/plus or subscribe in Apple Podcasts. Follow this week's panel on Twitter: https://twitter.com/RonSteslow  https://twitter.com/DonnaRedel https://twitter.com/madrid_mike Follow Liz on Instagram:  https://www.instagram.com/lizgilbertcohen/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Economist and AEI senior fellow Dr. Paul Kupiec joins Rep. Crenshaw to explain the abrupt collapse of Silicon Valley Bank. They break down in layman's terms what caused the collapse, the failures in regulatory and management oversight, how this will affect taxpayers, and options policymakers must weigh to reform and fortify our financial systems from systemic risk. *Editor's note* Rep. Crenshaw and Dr. Kupiec skipped the standard intro and jumped right into the conversation. Please see below for Dr. Kupiec's bio. Paul Kupiec is a senior fellow at the American Enterprise Institute (AEI), where he studies systemic risk and the management and regulations of banks and financial markets. Before joining AEI, Kupiec was an associate director of the Division of Insurance and Research within the Center for Financial Research at the Federal Deposit Insurance Corporation (FDIC). Kupiec was also director of the Center for Financial Research at the FDIC and chairman of the Research Task Force of the Basel Committee on Banking Supervision.  He has previously worked at the International Monetary Fund (IMF), Freddie Mac, J.P. Morgan, and for the Division of Research and Statistics at the Board of Governors of the Federal Reserve System. Kupiec has edited many professional journals, including the Journal of Financial Services Research, Journal of Risk, and Journal of Investment Management. He has a Bachelor of Science degree in economics from The George Washington University and a doctorate in economics — with a specialization in finance, theory, and econometrics — from the University of Pennsylvania.

This is your cosmic energy report for March 17, 2023- March 24, 2023

On today's episode the guys are joins by Barstool Finance expert, Tyler Morin. Tyler gives us an insight to the Silicon Valley Bank collapse and what is happening in the finance world. Plus we get into a few other good stories including a time that Billy rubbed poison ivy on his balls and when Arian's step dad almost fought Ray Lewis. And as always we answer your voicemails. Love you guys! (00:00:25) Macrodosing (01:20:45) Bank Runs (01:40:00) Silicon Valley Bank Collapse (02:52:15) VoicemailsYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/macrodosing

Rudy Giuliani's Common Sense podcast covers the news others won't cover, objectively and with Common Sense.

Today with Sean KB we go over the Silicon Valley Bank Collapse and decide who should live, who should perish, and who's at fault (rich people) Also, we're back on Jordan Peterson tweetwatch as we parse through his most recent bangers including his arguing against animal rights and confusing obvious fetish porn for a Chinese Communist Party cum dungeon Listen to the Antifada wherever you get podcasts -------------------------------- Sign up for bonus content at http://patreon.com/miniondeathcult  Support the show for $5/month and get a weekly bonus episode of Minion Death Cult as well as our brand new weekly live show: DEATH CHAT 500 (also available in podcast form). That's TWO bonus episodes a week directly in your podcast app or browser Also get access to our entire back catalogue including BUTT FEST 2000 with Bryan Quinby; live-reads of My Antifa Lover, Rodham, and Ladies First: A MAGA Hat Romance; movie episodes like Believe, To Die For, and Loqueesha; and hundreds more.  

Crypto companies are scrambling to find new banking partners after last weekend's collapse. Plus: A conversation with photographer Dave Krugman on the “attention economy.”On “Carpe Consensus,” host Ben Schiller, Danny Nelson and Cam Thompson are joined by photographer and non-fungible token (NFT) artist Dave Krugman to highlight the biggest trends in crypto.[0:40] Inside the Desk: Silvergate, Silicon Valley Bank, Signature: Structural pressures have led to the closure or collapse of three tech-focused banks.[12:45] Cam's Corner: Dave Krugman, NFT artist and founder of creative collective ALLSHIPS, explains how NFTs can reshape the art economy for the long term.[28:35] Danny's Dungeon: Danny explores where U.S. Treasurys have seeped into the crypto economy.Are you building the next big thing in Web3? Apply to pitch your project live on stage at the CoinDesk Pitchfest Powered by Google Cloud at Consensus, the industry's most influential event happening April 26-28 in Austin, Texas. Apply by March 31 for a chance to be among the twelve finalists selected to pitch. Visit consensus.coindesk.com/pitchfest for more information.-“Carpe Consensus” is executive produced by Jared Schwartz and produced and edited by Eleanor Pahl. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

OpenAI announces GPT-4 AI language model. Silicon Valley Bank is imploding, prompting bank run. T-Mobile to acquire Ryan Reynolds' Mint Mobile in a $1.35 billion deal. OpenAI announces GPT-4 AI language model (again). Grammarly adds ChatGPT-like AI to create text in your writing style, outlines, and more. Gmail, Google Docs, and more are getting ChatGPT-like generative AI features. Facebook's Powerful Large Language Model Leaks Online. Microsoft Lays Off Team That Taught Employees How to Make AI Tools Responsibly. The Distributed AI Research Institute (DAIR) presents Stochastic Parrots Day. Google opens up its AI language model PaLM to challenge OpenAI and GPT-3. Carrot Weather gets a snarky ChatGPT update. Nabla, a digital health startup, launches Copilot, using GPT-3 to turn patient conversations into action. Rent Going Up? One Company's Algorithm Could Be Why. TikTok now offers a feed dedicated to science and tech. Meta is working on a decentralized social app. Gowalla returns to see if location-based networking is ready for its mainstream moment. Noam Chomsky: The False Promise of ChatGPT. Google has discontinued the Glass Enterprise Edition. YouTube TV Multiview lets you watch up to 4 games in preview for March Madness. Google Play will now machine translate Android apps for free. Google Workspace is getting a price increase and other changes. March Pixel Feature Drop with Android 13 QPR2 is now rolling out. Stranded on a mountain, he tied his phone to a drone to text for help. Meta layoffs: Facebook owner to cut 10,000 staff. A Look Inside Elon Musk's $50,000 Prefab Tiny House. The Biden administration demands that TikTok be sold or risk a nationwide ban. Picks: Stacey - Saving Time: Discovering a Life Beyond the Clock Hardcover by Jenny Odell. Jeff - Kottke.org Is 25 Years Old Today, and I'm Going to Write About It. Jeff - Lifehacker sold by G/O to Ziff Davis. Jeff - Here's Everything That Happened at the #BlackTwitterSummit. Jeff - The Color Printer. Mike - ChatPDF. Hosts: Leo Laporte, Jeff Jarvis, and Stacey Higginbotham Guest: Mike Elgan Download or subscribe to this show at https://twit.tv/shows/this-week-in-google. Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit Sponsors: GO.ACILEARNING.COM/TWIT eightsleep.com/twit

It looks like the Libertarians of Silicon Valley suddenly love government when they need the government to bail them out. Socialism for the mega-rich, taxes and fascism for the rest of us. In this week's episode, we delve into the fantasy hellscape of Peter Thiel, his investments in surveillance tech and A.I. that would give aspiring autocrats like him unstoppable power; Dictator Xi of China as a warning of what could happen to the United States if the Silicon Valley Libertarian Fascist Brigade usher in Big Brother 2.0, why Democrats aren't doing more to stop them (because some are cashing in!). Thiel's allegedly instigated banking collapse comes at an opportune time. Rattling the economy when the 2024 presidential elections are around the corner will drive economic anxiety and uncertainty at a time when Democrats need to defend the White House. This will pave the way for a wannabe fascist dictator like Ron DeSantis, the Viktor Orban of Florida, who is using the kind of anti-gay laws Putin used to consolidate power in Russia. DeSantis just gave an interview to Walter Duranty of Fox News, telling Tucker Carlson that supporting Ukraine in the face of an existential genocide from a modern day Hitler is not in the U.S. interests, which means he's secured Russia's help in the upcoming election. In our bonus episode, we answer questions from our listeners at the Democracy Defender level and higher. This week's discussion includes why we should keep an eye on Russia's threat of invading Moldova (again!) to open up a new front to seize Ukraine; how to hold onto hope and push back against corruption; and how to organize one's life to be creative and productive despite the hellscape we find ourselves in, and a fun story about a recent run-in with Hillary Clinton, possible Gaslit Nation listener? If you want to keep Gaslit Nation going and support the show, join our community of listeners on Patreon to get access to weekly bonus shows, ask us anything in our regular Q&As, and join live events. We couldn't produce the journalism the world needs without you!  Show Notes: Opening clip: https://twitter.com/jonsarlin/status/1634712724117794817 Closing clip: https://www.youtube.com/watch?v=WU1kS2jUpnY Formal Reprimand of Rep. Frank Is Urged by House's Ethics Panel https://www.nytimes.com/1990/07/20/us/formal-reprimand-of-rep-frank-is-urged-by-house-s-ethics-panel.html A lot of people heard what Barney Frank said about the new banking law. Few knew he works for a bank. https://www.washingtonpost.com/news/wonk/wp/2018/05/24/a-lot-of-people-heard-what-barney-frank-said-about-the-new-banking-law-few-knew-he-works-for-a-bank/ GOP blames Silicon Valley Bank's collapse on ‘ESG' policies. Here's what to know. https://www.washingtonpost.com/business/2023/03/14/svb-esg-woke-investing/ Congress just approved a bill to dismantle parts of the Dodd-Frank banking rule https://www.nbcnews.com/business/economy/congress-just-approved-bill-dismantle-parts-dodd-frank-banking-rule-n876516 Ron DeSantis says backing Ukraine is not in the U.S. interest, a sign of a GOP divided https://www.npr.org/2023/03/14/1163363579/desantis-trump-ukraine-republican-split Congressional Stock Trading - If You Don't Know, Now You Know | The Daily Show https://www.youtube.com/watch?v=E7Vyyc6YCKk Dozens in Congress beat stock market in 2022 despite downturn on Wall Street: analysis https://nypost.com/2023/01/06/dozens-in-congress-beat-stock-market-in-2022-analysis/      

Email Us:dbahnsen@thebahnsengroup.comwill@calpolicycenter.orgFollow Us:@DavidBahnsen@WillSwaim@TheRadioFreeCAShow notes:California appeals court reverses most of ruling deeming Prop. 22 invalidLos Angeles teachers, other workers plan three-day strike as labor woes explode“Noise, not substance”: Special Silicon Valley Bank Dividend Cafe (March 13)Gov. Newsom working with White House, Treasury after fall of Silicon Valley BankBiden says taxpayer money won't be used to bail out Silicon Valley Bank after collapseEditorial: Newsom, Bonta and the righteous fight to block Huntington Beach's NIMBYismHuntington Beach sues NewsomGOP bills stall in committee + Former CAGOP chair wants to prevent embarrassing endorsementsEditorial: California lawmakers try again to deceive votersCalifornia bill would compel teachers to out transgender students to their parentsShould Californians have a right to housing? New constitutional amendment could guarantee itSen. Scott Wiener's second attempt to pull the wool over the eyes of tax-weary voters

Just out, the Consumer Price Index for February and it shows that inflation cooled slightly for the month. Government figures show it rose .4% which brings the annual inflation rate down to 6%. It was 6.4% last month.   Hi, I'm Kathy Fettke and this is Real Estate News for Investors. Please remember to subscribe to this podcast and leave us a review.   The report on the CPI also shows a .5% rise in the core rate of inflation, which omits volatile pricing for food and energy. That's slightly higher than a .4% estimate for the core rate, but the annual core rate of 5.5% was inline with expectations.    Economists Expect Soften Fed Policy   Overall, inflation went down in February, but likely not enough to prevent another rate hike when the Federal Reserve meets next week. Economists expect the banking turmoil to soften the Fed's stance however.   The head of Evercore ISI's global policy and central bank strategy, Krishna Guha, told CNBC: “While only moderately higher than consensus, in the pre-SVB crisis world this may well have pushed the Fed to hike 50 basis points at its March meeting next week. It is a sign of how much things have changed in the very near term that 50 basis points is almost certainly off the table for March.”   Economists started predicting a 50 basis point rate hike after hawkish comments by Fed Chief Jerome Powell when he testified before two congressional committees. During two days of testimony, Powell said that interest rates will probably be “higher than previously anticipated.”    After the failure of Silicon Valley Bank and two other banks, economists now expect the Fed to back off a bit, but not completely. Jeffrey Roach, who's the chief U.S. economist at LPL Financial told CNBC: “Even amid current banking scares, the Fed will still prioritize price stability over growth and likely hike rates by .25% at the upcoming meeting.   Inflation Rate Varies from Sector to Sector   When you break the report down into sectors, you see that lower energy prices helped bring the overall rate down. Energy prices were down .6% in February, to an annual rate of 5.2%. Food prices were up .4% although egg prices tumbled. They were down 6.7% but are still up 55.4% on a year-over-year  basis.   Shelter costs were .8% higher which brought the annual rise in shelter prices to 8.1%. Shelter costs make up about one third of the CPI, but fed officials expect those costs, including rent growth, to slow down throughout the year.   As Bright MLS chief economist, Lisa Sturtevant, told CNBC: “Housing costs are a key driver of the inflation figures, but they are also a lagging indicator. It typically takes six months for new rent data to be reflected in the CPI.” She says the fact that the data is six months old means that inflation levels are not accurately reflecting current rates of inflation.    Moody's: Six Banks at Higher Risk of Failure   Fed officials will be taking this report into consideration at their meeting, along with other newly released economic data and the risk to the banking system. Moody's released a list of six banks that it considered at higher risk of failure because of the current economic environment. Those banks include: First Republic Bank, Zions, Western Alliance, Comerica, UMB Financial and Intrust Financial. (2)   Economist Gus Faucher of PNC Financial Services told MarketWatch: “What was a tricky task for the Fed, raising rates by enough to cool off inflation, but not by too much as to push the economy into recession, has gotten even more difficult with the recent bank failures.” (3)   Check the show notes at newsforinvestors.com for links to our sources. I also encourage you to join RealWealth for free. When you become a member, you have access to more than just the Learning Center. You'll be able to log in to the Investor Portal where you'll find data on some of the best rental markets in the country, along with sample properties for sale to investors. Members also have access to our experienced investment counselors, and our list of property teams and other real estate professionals that can help put you on the path to financial freedom.   Thanks for listening, Kathy Fettke   Links:   1 - https://www.cnbc.com/2023/03/14/cpi-inflation-february-2023-.html   2 - https://www.cnn.com/2023/03/14/investing/moodys-us-banks-downgrade/   3 - https://www.marketwatch.com/story/cpi-shows-slightly-cooler-u-s-inflation-but-pressure-still-on-fed-to-raise-rates-fe88e2f5

Alf is Italian but is coming today from the Netherlands. He and Jason talk about some of the factors that contributed to the collapse of the Silicon Valley Bank, the largest bank failure since the 2008 financial crisis. They discuss the moral hazard involved, mismanaged portfolios and the lack of proper risk management- factors that culminated on the banks demise, making investors question whether this will spark a broader banking meltdown. Key Takeaways: Jason's editorial 1:21 Hope you enjoyed last episode 2:03 Listen to Jason's "10 commandments of successful investing": Thou shalt maintain control! 4:38 Housing inventory keeps falling- where's the crash? 7:10 Almost 25% of mortgages are 3% or lower 8:19 On to our guest with a deep dive into the current banking crisis Alfonso Peccatiello interview 9:14 Alf, coming from the Netherlands 10:03 3 Bank collapses; a summary of what really happened 13:42 US Banks loan-to-deposit ratios 16:06 Moral Hazard and a mismanaged portfolio 19:16 Big banks hedge interest rate risks- NOT SVB 22:28 Lax regulatory and accounting laws in the US for small banks  23:34 Who benefited from the collapse 24:36 Securities portfolio mix as of December 31, 2022;  distinguishing between small and highly regulated banks 29:29 SVB 'woke' programs and the lack of proper risk management 30:39 Bank failures 2001 to 2023; are more bank collapses coming 31:56 At risk: the real estate market; unaffordable housing leads to more renters 34:50 Compared to what 37:43 The booming labor market  39:02 Credibility & central banks; Blackstone & KKR, Jerome Powell & Paul Volcker 44:25 There is no distressed home owner 48:10 Institutional investors- what their capital stack or debt structure is like 49:32 Step up your macro game  https://www.themacrocompass.com   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Megyn Kelly is joined by Steve Forbes, Chairman and Editor-in-Chief of Forbes Media, to discuss the latest on the Silicon Valley Bank collapse, how it can affect the U.S. economy, and more. Plus, Marcellus Wiley, former NFL star and host of "More To It,” joins to discuss Michael Irvin refiling his $100 million defamation lawsuit against Marriott, the latest on Tiger Woods after his ex-girlfriend alluded to sexual assault in legal filings, why public figures are a target for false accusations, the rumors that Tom Brady will un-retire, why it's so hard for athletes to call it quits, what Gisele Bundchen has been up to, trans issues in women's sports, how Colin Kaepernick used his fame to bash his parents with his new book, and more. Forbes: https://www.forbes.com/sites/steveforbes/?sh=80c090ae726eWiley: https://www.youtube.com/@marcelluswiley6255 Follow The Megyn Kelly Show on all social platforms: YouTube: https://www.youtube.com/MegynKellyTwitter: http://Twitter.com/MegynKellyShowInstagram: http://Instagram.com/MegynKellyShowFacebook: http://Facebook.com/MegynKellyShow Find out more information at: https://www.devilmaycaremedia.com/megynkellyshow

Kal Penn tackles the latest news including Fox News blaming the Silicon Valley Bank collapse on "woke", the 95th Academy Awards, and Trump's chart topping song by the J6 prison choir.  Kal Penn and President Joe Biden talk about passing bipartisan legislation when the country is so divided, and how young people's advocacy can affect policy on climate, drilling, and human rights.See omnystudio.com/listener for privacy information.

(00:00) Intro (0:39) Silicon Valley Bank (5:51) How it happened (10:02) Changes since 2008 (13:20) Bailout? (15:37) Stress test (18:39) Peter Thiel (20:47) Modern banking system (23:40) Deception (26:13) Outro Chief joins the show to talk about the collapse of the Silicon Valley Bank. We get into how it is one of the biggest banks in California, how it all fell apart in 48 hours, the similarities to the 2008 housing crisis, and more.You can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/thedogwalk

Seth takes a closer look at the Biden administration trying to stem the fallout from the sudden collapse of Silicon Valley Bank, which has put a spotlight on efforts by the Trump administration to weaken financial rules that could have prevented the crisis.Then, John Oliver talks about being interviewed by Seth when big news breaks, his show Last Week Tonight competing with the 2023 Oscars and his first time meeting Cookie Monster.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Episode 430: Shaan Puri (@ShaanVP) and Sam Parr (@TheSamParr) are joined by Suleman "Suli" Ali (@sulemanali) to talk about the fail of Silicon Valley Bank, the D2C brands that may fall next, reverse Robinhood, going on good quests, and Suli's next business venture. Bonus: Listen to the end for a job opportunity. Want to see more MFM? Subscribe to the MFM YouTube channel here. SHAAN'S NEW DAILY NEWSLETTER --> shaanpuri.com ----- Links: * Figs * Allbirds * Grove Collaborative * Squarespace * Wish * Nelk Boys * Do you love MFM and want to see Sam and Shaan's smiling faces? Subscribe to our Youtube channel. ------ Show Notes: (01:20) - Sam's and Shaan's most heroic moments (12:00) - Silicon Valley Bank Collapse (43:45) - Allbirds: The SVB of footwear? (55:20) - Chamath and the Reverse Robinhood (01:03:25) - Going on Good Quests (01:16:20) - Distribution before product ----- Past guests on My First Million include Rob Dyrdek, Hasan Minhaj, Balaji Srinivasan, Jake Paul, Dr. Andrew Huberman, Gary Vee, Lance Armstrong, Sophia Amoruso, Ariel Helwani, Ramit Sethi, Stanley Druckenmiller, Peter Diamandis, Dharmesh Shah, Brian Halligan, Marc Lore, Jason Calacanis, Andrew Wilkinson, Julian Shapiro, Kat Cole, Codie Sanchez, Nader Al-Naji, Steph Smith, Trung Phan, Nick Huber, Anthony Pompliano, Ben Askren, Ramon Van Meer, Brianne Kimmel, Andrew Gazdecki, Scott Belsky, Moiz Ali, Dan Held, Elaine Zelby, Michael Saylor, Ryan Begelman, Jack Butcher, Reed Duchscher, Tai Lopez, Harley Finkelstein, Alexa von Tobel, Noah Kagan, Nick Bare, Greg Isenberg, James Altucher, Randy Hetrick and more. ----- Additional episodes you might enjoy: • #224 Rob Dyrdek - How Tracking Every Second of His Life Took Rob Drydek from 0 to $405M in Exits • #209 Gary Vaynerchuk - Why NFTS Are the Future • #178 Balaji Srinivasan - Balaji on How to Fix the Media, Cloud Cities & Crypto * #169 - How One Man Started 5, Billion Dollar Companies, Dan Gilbert's Empire, & Talking With Warren Buffett • ​​​​#218 - Why You Should Take a Think Week Like Bill Gates • Dave Portnoy vs The World, Extreme Body Monitoring, The Future of Apparel Retail, "How Much is Anthony Pompliano Worth?", and More • How Mr Beast Got 100M Views in Less Than 4 Days, The $25M Chrome Extension, and More

See omnystudio.com/listener for privacy information.

The collapse of Silicon Valley Bank has rattled the startup sector that was so reliant on it. Now venture investors are combing through the aftermath, working to change their banking practices. WSJ venture-capital reporter Berber Jin joins host Zoe Thomas to discuss. Plus, do you have questions about generative AI? Leave us a voicemail at (415) 439-6482 or send us a voice recording at tnb@wsj.com. We'll answer them on an upcoming episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

On Monday, spurred by the Silicon Valley Bank collapse, President Biden addressed the nation in the wake of the ongoing banking crises to reassure Americans that we "can have confidence that the banking system is safe. Your deposits will be there when you need them." Unfortunately, the stock market disagreed, and the reason why goes deeper than you might expect. Author: Jim Denison, PhD Narrator: Chris Elkins Subscribe: http://www.denisonforum.org/subscribe Read The Daily Article: https://www.denisonforum.org/daily-article/is-my-money-safe-silicon-valley-bank-collapse/  

In this Real Estate News Brief for the week ending March 11th, 2023 and beyond… the collapse of three banks in one week, how this might change the Fed's decision on a rate hike, and a new attempt to kill the 1031 exchange.   Hi, I'm Kathy Fettke and this is Real Estate News for Investors. If you like our podcast, please subscribe and leave us a review.   Economic News   We begin the latest economic reports and the failure of a huge bank in Silicon Valley. The collapse of Silicon Valley Bank happened in just 48 hours, after a $42 billion bank run. It's now the second biggest bank collapse in U.S. history after the collapse of Washington Mutual in 2008.    The crisis began when the bank said it needed to raise $2.25 billion to shore up its balance sheet, but that spooked investors which include some of the biggest tech companies and venture capitalists in Silicon Valley. Withdrawals happened so rapidly that the company was forced to sell all of its available-for-sale bonds at a $1.8 billion loss. At the end of the two-day run, the bank had a negative cash balance of $958 million. (1)   Fintech investor Ryan Falvey of Restive Ventures told CNBC: “This was a hysteria-induced bank run caused by venture capitalists. This is going to go down as one of the ultimate cases of an industry cutting its nose off to spite its face.”   The root cause of the collapse goes deeper however, into the lap of the Federal Reserve and its fight against inflation. As the Fed hiked rates, many of the startups withdrew funds to keep their businesses afloat. That led to a funding shortfall at the bank, and the need to sell those bonds at a loss.    The government is trying to prevent further damage to the economy by taking control of SVB and promising to make good on all deposits including deposits worth more than the FDIC-insured $250,000 maximum. The Treasury Department, Federal Reserve, and FDIC said in a joint statement: “This step will ensure that the U.S. banking system continues to perform its vital roles of protecting deposits and providing access to credit to households and businesses in a manner that promotes strong and sustainable economic growth.” (2)   Regulators are also dealing with two other bank failures. They have taken control of crypto-friendly Signature, which has a sizable commercial real estate loan portfolio. They are also promising that customers will have full access to their deposits, beyond the $250,000 FDIC insured amount. (3) It's a different story for crypto-friendly Silvergate which has also failed. That bank started to go downhill after the collapse of crypto exchange FTX last year. At this point, the bank has now announced that is will shut down and liquidate assets to meet its obligations with depositors. (4)   Economists say the banking failures point to what some now expect to be a “hard landing” for the economy, or at least harder than the wished-for “soft landing.” While they were recently forecasting as much as a half point rate hike at the Fed's next meeting, there's now talk that the Fed will have to back off. CNBC reports that the probability of a quarter point rate hike rose above 70% at one point last Friday. But the Fed will also be considering new economic data including a report on February's Consumer Price Index. (5)   Moving on to the job market. Initial claims for unemployment jumped to 211,000 last week. That's the highest since Christmas, but most of those lay-offs were in New York, so they may not indicate a national increase. Meanwhile, continuing claims were up 69,000 to a total of 1.72 million. (6)   As for job growth, the government says that companies created a robust 311,000 new jobs in February. That's less than the 500,000 jobs created in January, but more than Wall Street analysts had forecasted. The unemployment rate did rise slightly to 3.6% and job openings have come down somewhat, to 10.8 million. In December, there were 11.2 million open positions and a record 12 million earlier in 2022. (7) (8)   Mortgage Rates   Checking in on mortgage rates… Freddie Mac says the average 30-year fixed-rate mortgage was up 8 basis points this last week, to 6.73%. The 15-year was up 6 points to 5.95%. (9)   In other news making headlines…   Another Whack at the 1031 Exchange   President Biden is taking another whack at the 1031 exchange. His budget proposal suggests that by eliminating 1031s, the government would collect an additional $19 billion. The 1031 gives real estate investors a way to transfer equity from one investment property to another similar property without triggering a taxable event. But it would only defer the tax obligation, not eliminate it. (10)   The White House is calling it a “sweetheart deal” for real estate investors, but it's also a shot in the arm for the economy, when investors can reinvest without taking an immediate tax hit. Let's say you own a property that has increased in value, and you'd like to sell that property so you can buy a similar property elsewhere. If you have a huge tax bill, you wouldn't have enough money to do that, which might discourage you from selling in the first place. The 1031 allows for movement within the real estate industry, and a tax bill that comes due when the investor eventually sells without reinvesting.    Biden's budget proposal also seeks to eliminate the carried-interest tax break. It says the loophole allows “wealthy investment managers to pay a 20% rate on the pay they receive for managing fund assets, instead of the 37% rate that comparable wage earners pay.” And that by closing this loophole, the government would save $6 billion dollars.    That's it for today. Check the show notes for links. And please remember to hit the subscribe button, and leave a review!   If you'd like to learn more about how to invest in real estate and the benefits of a 1031 exchange, go to newsforinvestors.com. You can join RealWealth for free and have access to our Learning Center and our Investor Portal. That's at newsforinvestors.com.   Thanks for listening. I'm Kathy Fettke.   Links:   1 - https://www.cnbc.com/2023/03/10/silicon-valley-bank-collapse-how-it-happened.html   2 - https://www.federalreserve.gov/newsevents/pressreleases/monetary20230312b.htm   3 - https://www.cnbc.com/2023/03/12/regulators-close-new-yorks-signature-bank-citing-systemic-risk.html   4 - https://www.coindesk.com/tech/2023/03/10/how-silvergates-crypto-collapse-differed-from-silicon-valley-banks-no-us-government-bailout/   5 - https://www.cnbc.com/2023/03/10/just-like-that-market-pricing-swings-back-to-quarter-point-fed-rate-hike.html   6 - https://www.marketwatch.com/story/jobless-claims-jump-to-211-000-and-hit-highest-level-since-christmas-6911db39?mod=home-page   7 - https://www.marketwatch.com/story/jobs-report-shows-strong-311-000-gain-in-february-puts-pressure-on-fed-for-bigger-rate-hike-1e45fe1e?mod=home-page   8 - https://www.marketwatch.com/story/u-s-job-openings-drop-to-10-8-million-but-they-are-still-too-high-for-the-fed-1111e9ea?mod=economic-report   9 - https://www.freddiemac.com/pmms   10 - https://www.bisnow.com/national/news/capital-markets/biden-budget-proposes-end-to-1031-exchanges-118036

In this episode, Patrick Bet-David and Barry Habib will discuss: Silicon Valley Bank Collapse Trump being involved in the SVB collapse FaceTime or Ask Patrick any questions on https://minnect.com/Want to get clear on your next 5 business moves? https://valuetainment.com/academy/Join the channel to get exclusive access to perks: https://bit.ly/3Q9rSQLDownload the podcasts on all your favorite platforms https://bit.ly/3sFAW4NText: PODCAST to 310.340.1132 to get added to the distribution list --- Support this podcast: https://anchor.fm/pbdpodcast/support

Federal officials seek to restore public confidence in the banking system after Silicon Valley Bank collapses, ex-president Donald Trump campaigns in Iowa, Hollywood elite score trophies at Oscars.

Megyn Kelly is joined by David Sacks, founder of Craft Ventures and co-host of the All-In Podcast, and Vivek Ramaswamy, GOP candidate for president and founder of Strive Capital, to discuss and debate the Silicon Valley Bank collapse, what it means for America, whether this is a bailout of the bank or a bailout of tech startups and entrepreneurs, who should be responsible for helping the tech startups, whether there will be a run on more banks in America and a cascading effect, evaluating risk management and due diligence in the wake of the collapse, how to fix the problem short-term and long-term, how the Biden administration may have played a role in this, and more. Then Tim Rosenberger, president of The Federalist Society at Stanford University, joins to discuss the mayhem at Stanford Law School after students protested a federal judge in extreme ways, faculty joining in on the protesting, the corruption and boneheaded training of our young people, the partial apology coming now, and more. Finally, Megyn Kelly breaks down what happened at the Oscars last night, including a pro-America speech and a winner slamming Don Lemon.David - http://www.craftventures.com Vivek - https://www.vivek2024.comTim - https://twitter.com/TimJRJR Follow The Megyn Kelly Show on all social platforms: YouTube: https://www.youtube.com/MegynKellyTwitter: http://Twitter.com/MegynKellyShowInstagram: http://Instagram.com/MegynKellyShowFacebook: http://Facebook.com/MegynKellyShow Find out more information at: https://www.devilmaycaremedia.com/megynkellyshow

The Oscars were last night, and we were disappointed to find out "Top Gun: Maverick" didn't win everything. Brendan Fraser won for the "The Whale," beating Austin Butler's "Elvis," and Jamie Lee Curtis beat Angela Bassett because of racism. We break down the collapse of Silicon Valley Bank and what it means for the financial future of the country. Dr. Fauci is asked about the possibility that a lab leak caused the pandemic, and his response is laughable. And we are all struggling today because of the archaic time change that needs to be repealed because no one is farming any more! Learn more about your ad choices. Visit megaphone.fm/adchoicesSee omnystudio.com/listener for privacy information.

The Oscars were last night, and we were disappointed to find out "Top Gun: Maverick" didn't win everything. Brendan Fraser won for the "The Whale," beating Austin Butler's "Elvis," and Jamie Lee Curtis beat Angela Bassett because of racism. We break down the collapse of Silicon Valley Bank and what it means for the financial future of the country. Dr. Fauci is asked about the possibility that a lab leak caused the pandemic, and his response is laughable. And we are all struggling today because of the archaic time change that needs to be repealed because no one is farming any more! Learn more about your ad choices. Visit megaphone.fm/adchoices

Silicon Valley Bank collapse, FCC nominee Gigi Sohn, Apple headset Hedge funds are offering to buy startups' deposits stuck at Silicon Valley Bank. Etsy is delaying seller payouts following Silicon Valley Bank's collapse. FDIC to Silicon Valley Bank workers. We'll give you a 50% raise or double-time OT, but you'll lose your job in 45 days. U.S. officials weigh protecting all deposits at Silicon Valley Bank. Silicon Valley Bank profit squeeze in tech downturn attracts short sellers. Meta to end Canadians' access to news on Facebook and Instagram if Bill C-18 becomes law. Joint Statement by Treasury, Federal Reserve, and FDIC. Report: Apple CEO Tim Cook Ordered Headset Launch Despite Designers Warning It Wasn't Ready. Daylight savings time change 2023 starts Sunday with "spring forward". Gigi Sohn, Biden FCC nominee withdraws, following bruising lobbying battle The privacy loophole in your doorbell. YouTubers can swear at the start of videos again without getting demonetized. Apple Music Classical app launching March 28. Chat with Jason Calacanis (post credits) Host: Leo Laporte Guests: Lisa Schmeiser, Reed Albergotti, Glenn Fleishman, and Jason Calacanis Download or subscribe to this show at https://twit.tv/shows/this-week-in-tech Get episodes ad-free with Club TWiT at https://twit.tv/clubtwit Sponsors: ZipRecruiter.com/Twit bitwarden.com/twit kolide.com/twit

Stand Up is a daily podcast that I book,host,edit, post and promote new episodes with brilliant guests every day. Please subscribe now for as little as 5$ and gain access to a community of over 740 awesome, curious, kind, funny, brilliant, generous souls Check out StandUpwithPete.com to learn more The GREAT Barry Ritholtz who has spent his career helping people spot their own investment errors and to learn how to better manage their own financial behaviors. He is the creator of The Big Picture, often ranked as the number one financial blog to follow by The Wall Street Journal, New York Times, and others. Barry Ritholtz is the creator and host of Bloomberg's “Masters in Business” radio podcast, and a featured columnist at the Washington Post. He is the author of the Bailout Nation: How Greed and Easy Money Corrupted Wall Street and Shook the World Economy (Wiley, 2009). In addition to serving as Chairman and Chief Investment Officer of Ritholtz Wealth Management, he is also on the advisory boards of Riskalyze, and Peer Street, two leading financial technology startups bringing transparency and analytics to the investment business.   Barry has named one of the “15 Most Important Economic Journalists” in the United States, and has been called one of The 25 Most Dangerous People in Financial Media. When not working, he can be found with his wife and their two dogs on the north shore of Long Island. Check out all things Jon Carroll Follow and Support Pete Coe Pete on YouTube Pete on Twitter Pete On Instagram Pete Personal FB page Stand Up with Pete FB page

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3/13 Hour 3   3:00 Silicon Valley Bank collapse 10:40 Valdez saunas over the weekend 18:00 BDK on the Oscars 38:00 Ja Morant's strip club photo

Jason kicks off Monday by recapping this weekend's chaos caused by the collapse of Silicon Valley Bank (1:45). Then, he advises founders on preventing a scare like this from happening again before interviewing Andrew R McHugh of Wist Labs, who is building a platform to capture and relive memories in AR and VR (13:40). (0:00) Jason kicks off the show (1:45) The past weekend's chaos and triaging startups (12:18) Pilot - Get 20% off the first 6 months at https://pilot.com/twist (13:40) The government's response and advice for founders (24:12) LinkedIn Marketing - Get a $100 LinkedIn ad credit at https://linkedin.com/thisweekinstartups (25:39) Andrew R McHugh of Wist Labs (37:28) Brilliant.org - Get 20% off an annual subscription at http://brilliant.org/twist (38:56) Reliving past experiences and Generative AI applications (57:00) Raising capital in the weeks to come FOLLOW Andrew: https://twitter.com/armthethinker FOLLOW Jason: https://linktr.ee/calacanis Check out Founder University the podcast at https://www.founder.university/podcast

Regulators are speaking out after last week's Silicon Valley Bank collapse.Eight people are dead after a boat capsized near San Diego.USA TODAY National Correspondent Elizabeth Weise talks about some incentives for going green.March Madness is here.USA TODAY 'Entertain This' Host Ralphie Aversa recaps the Oscars.(Audio: Associated Press)Episode Transcript available hereAlso available at art19.com/shows/5-ThingsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Silicon Valley Bank's collapse is the second-largest FDIC takeover since the Great Depression. What does that mean for you, your money, and your long term plan? OG, Doug, and Joe gathered around the card table for a rare weekend discussion. They review what happened, what to expect, and how it may affect your future. Learn more about your ad choices. Visit podcastchoices.com/adchoices

This week, Face the Nation moderator Margaret Brennan speaks exclusively with Treasury Secretary Janet Yellen about the collapse of Silicon Valley Bank, and what that means for a potential federal bailout, and involvement in ensuring depositors are made whole. Brennan also interviewed Rep. Ro Khanna (D-CA), who represents most of Silicon Valley, and Chris Krebs, cybersecurity expert. Plus, Brennan interviews Democratic Governor of New Jersey Phil Murphy and Chairman of the House Foreign Affairs Committee Rep. Mike McCaul (R-TX). See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This all happened within the past 48 hours so I'm going to give you everything you need to know as of right now Become a supporting member of Liberty Lockdown here!: https://libertylockdown.locals.com/ This is where I do monthly AMA's for supporting members only Super valuable stuff! Make sure to sign up over at Odysee so you can watch the video version of this show and not worry about censorship! It's free too! https://odysee.com/$/invite/@LibertyLockdown:8 Please follow me on Instagram: https://www.instagram.com/libertylockdown/?hl=en Twitter: https://twitter.com/LibertyLockPod Pickup LL shirts over at https://www.toplobsta.com/pages/liberty-lockdown Podcast subscriptions are the best way to never miss an episode: Apple https://podcasts.apple.com/us/podcast/liberty-lockdown/id1138657182 Spotify https://open.spotify.com/show/47zBxoqrvRr8Fxn87DlIUh VIDEO VERSION, sub the YT bruh! t.co/s4MO6TtOzu?amp=1 All links: https://www.libertylockdownpodcast.com/ Linktree: https://linktr.ee/libertylockdown As always, if you leave a five star review on Apple Podcasts with your social media handle I'll read it on next weeks show (audio version only)! Love you long time

➤ Silicon Valley Bank collapses, stoking fear in markets ➤ Unemployment rises ➤ Tesla China production and sales report ➤ BYD cuts price, dealer reportedly pushes Tesla misinformation ➤ Materials partner reports ➤ Tesla lists jobs for new gigafactory ➤ Microsoft mentions GPT-4 launch ➤ Calendar Shareloft: https://www.shareloft.com Twitter: https://www.twitter.com/teslapodcast Patreon: https://www.patreon.com/tesladailypodcast Tesla Referral: https://ts.la/robert47283 Executive producer Jeremy Cooke Executive producer Troy Cherasaro Executive producer Andre/Maria Kent Executive producer Jessie Chimni Executive producer Michael Pastrone Executive producer Richard Del Maestro Executive producer John Beans Disclosure: Rob Maurer is long TSLA stock & derivatives