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You've probably seen the trend—women walking around in weighted vests, swearing it's their secret weapon for fat loss and fitness. But is it actually helping… or quietly making things worse? In this episode, I'm breaking down why I personally skip the vest—and why it might not be the best move for your perimenopausal body either. If you're working hard to balance hormones, lower stress, and feel good in your body again, this is a must-listen.
Feeling overwhelmed by all the midlife fitness trends bombarding your social feeds? You're not alone. From weighted vests to protein obsession to step-counting fixations, the wellness world has become a maze of contradictory advice that leaves many women feeling like they're failing—even when they're doing their best.In this revealing episode, I dive deep into the most pervasive fitness trends dominating the menopause conversation and separate evidence-based practices from marketing hype. Did you know the sacred 10,000 steps rule originated from a 1960s Japanese pedometer advertisement—not scientific research? Or that studies on weighted vests for bone health are surprisingly underwhelming compared to the mountain of evidence supporting simple strength training?As a culinary nutritionist specializing in women's health, I break down exactly what your changing body truly needs: progressive strength training to combat accelerated muscle and bone loss, strategic protein intake (achievable without expensive supplements), and consistent, enjoyable movement without obsessing over arbitrary metrics. You'll discover how to hit 100 grams of protein using only whole foods, why lifting weights matters more than step counts for long-term independence, and which trendy practices you can confidently leave behind.The truth is refreshingly simple: midlife wellness isn't about doing everything—it's about doing the things that actually work. Stop chasing every trending protocol and start focusing on the foundational habits that deliver real results for your health, strength, and longevity. Share this episode with a friend who's drowning in wellness advice and remember: you don't need to do it all to thrive in midlife.I would love to hear from you! What did you think of the episode? Share it with me :) Support the showLet's Be FriendsHang out with Heather on IG @greenpalettekitchen or on FB HERE.Let's Talk!Whether you are looking for 1-1 nutrition coaching or kitchen coaching let's have a chat. Click HERE to reach out to Heather.Did You Love This Episode? "I love Heather and the Real Food Stories Podcast!" If this is you, please do not hesitate to leave a five-star review on Apple or wherever you listen to podcasts.
For their 200th episode, Jake and Gareth take calls in-studio and unbox a gift sent by the caller from Ep 174 "A Thing For Dinosaurs." Then, they salvage a moonlit wedding photo and plan a new life for Gareth's terrible plaid vest. Plus, surprise follow-ups from Ep 197 "Don't Cry for Me, Season Tickets" and Ep 112 "Put Some Jeans on that Baby Jesus."See caller images here: http://www.heretohelppod.com/post/200th-episode-specialWant to call in? Email your question to helpfulpod@gmail.com.PATREON: https://patreon.com/heretohelppodMERCH: heretohelppod.comINSTAGRAM: @HereToHelpPodIf you're enjoying the show, make sure to rate We're Here to Help 5-Stars on Apple Podcasts.Advertise on We're Here to Help via Gumball.fmSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In This Hour:-- Paul Markel, from Student Of The Gun, explode the myth of the Shoot Me First Vest type of cover garment.-- Four things to have for personal protection every time you leave home.-- The Gun Talk Scout Rifle continues to surprise buyers with its looks and accuracy. Available at guntalkscout.com. Gun Talk 08.24.25 Hour 3Become a supporter of this podcast: https://www.spreaker.com/podcast/gun-talk--6185159/support.
Weighted vests can be useful, but let's be honest about the benefits.Topics discussed:(00:06) - Who's excited about a weighted vest? (00:48) - Why is Lindsay not jumping on getting a weighted vest? (02:46) - Does it help with bone density? (03:28) - Does it build more muscle and strength? (05:54) - Does it burn more body fat? (13:56) - The nuance of the studies being used to justify weighted vests (21:08) - I love food! (26:43) - I appreciate your words of encouragement Walking alone is not a strong enough stimulus for muscle or bone.Inactive postmenopausal women who walked with or without a vest for 18 months had no significant bone density changes (PMID: 22338922). Full breakdown belowEven wearing a vest for 8 hours/day (PMID: 40540267) or 10 hours/day (PMID: 30095153) showed minimal skeletal benefit.The muscle and bone gains you see in the research?They're mostly in untrained individuals doing loaded exercises like squats, lunges, and jumps with the vest (PMID: 10995045, 9467434, 17724395).In these cases, the vest is just a hands-free way to add weight — not magic. As people progress, they'll need more load than a vest alone can provide.And for fat loss?Calorie burn from vest-walking is only ~10–15% higher than without it. That's 30–50 kcal for an hour walk — about a single untracked bite of food.Long-term fat loss comes from managing intake, not chasing small increases in burn. Your diet is the real game changer.If you lift weights regularly, walk, and are mindful about food, a weighted vest probably isn't a “must-have” for you. it's most effective in the right context.Study Overview: Walking With vs. Without a Weighted Vest PMID: 22338922Authors & Journal: Tantiwiboonchai N., Kritpet T., Yuktanandana P. in Journal of the Medical Association of Thailand, 2011 (EurekaMag).Participants: 48 working women aged 30–60, randomly split into two groups: one walking with a weighted vest, the other walking without, on a treadmill 3×/week for 12 weeks (EurekaMag).Protocol: Vest group started walking without it for the first 2 weeks, then began adding 2% of body weight weekly until reaching 8% by week 6 (EurekaMag).FindingsBone Markers: Both groups showed large decreases in bone resorption (β-CrossLaps)—~19.1% for the vest group vs. ~21.8% for the non-vest group—no significant difference between them (EurekaMag).Physical Fitness: Improvements in leg and arm strength, endurance, and VO₂ max were seen in both groups—again, no significant differences between vest vs. non-vest walkers (EurekaMag).Bottom Line—What This MeansWalking, with or without a weighted vest, helped with fitness and reduced bone resorption—but wearing the vest didn't offer any extra benefit. So if you're thinking the vest is a cheat code for stronger bones or muscles… this study says otherwise.
In this episode of Perspecktives, Big Bank sits down with special guest Dominique—better known as Baby D—for a candid and powerful conversation about self-discovery, motherhood, and her unique path as a bodyguard. Dominique opens up about the challenges of identity, the lessons learned through nurturing relationships, and the transformative power of forgiveness. She reflects on her evolution from providing security to serving as a mentor, highlighting the importance of empathy, instinct, and authenticity in both work and life. The discussion also explores societal issues, the influence of social media, and Dominique’s vision for the future, offering an inspiring look at resilience, growth, and purpose. Tune in and join the conversation in the socials below. Rate, subscribe, comment and share. Follow Perspektives With Bank on IG @perspektiveswithbank @pistolsndlipgloss See omnystudio.com/listener for privacy information.
Defined outcome ETFs have exploded in popularity, offering investors a way to combine downside protection with upside participation. In this episode of Excess Returns, we sit down with Jeff Chang of Vest Financial to break down the mechanics of buffer ETFs, how they fit into portfolios, the critiques they face, and where this space is headed. Jeff shares the origin story of Vest, the innovations that made these strategies accessible and how Buffer ETFs work behind the scenes.The origin of Vest and the impact of the Lehman collapse on product designHow buffer ETFs work and why they focus on the “first 10–15%” of drawdownsThe behavioral finance angle: making hedging simple and accessibleWhy 2022 highlighted the weaknesses of traditional 60/40 portfoliosThe mechanics of buffer ETFs: options structures and resetsPopular buffer levels and how investors are using themAddressing critiques: costs, beta instability, and comparisons to cash or commoditiesThe scalability of these strategies and potential market impactBehavioral vs. quantitative advantages of defined outcome fundsFuture developments, including applications to crypto and higher-volatility assetsJeff's lessons on investing, risk management, and staying invested00:00 – Introduction and the growth of defined outcome strategies02:00 – The genesis of Vest Financial after Lehman's collapse09:00 – Explaining buffer ETFs in simple terms14:00 – Who uses these strategies and why 2022 was a turning point18:00 – Mechanics of resets and protection at market highs22:00 – Range of buffers, caps, and investor demand27:00 – The options structures behind buffer ETFs30:00 – Liquidity, scalability, and market impact considerations34:00 – How investors are using buffers in portfolios38:00 – Tax efficiency inside the ETF wrapper39:00 – Addressing critiques: cash, commodities, and costs47:00 – Are these strategies more behavioral or quantitative?48:30 – The future of buffer strategies and expansion into crypto53:00 – Jeff's contrarian investing belief54:00 – The one lesson Jeff would teach every investor
Weighted vests are everywhere from TikTok to walking trails and sidewalks in your neighbourhood. Advocates say they burn calories, improve cardiovascular fitness, and even protect bone density. But are they really worth the hype? We hear from fitness trainer Kalli Youngstrom on why she loves them, and muscle physiology researcher Lauren Colenso-Semple on what the evidence says.
Today, Karen and Megan dive into everything from Taylor Swift's surprise album announcement to their favorite running songs. They weigh in on the Chicago Marathon gear drop and the growing debate over influencers getting bibs to major races. Plus, the Chicks share the case for running with a hydration vest along with a few product recs for this week.The Chicks also answer a few listener questions...- What race distance could they beat Chris Chavez in?- How to have a race breakthrough? _________________CHICK CHAT– Send us your questions at gettingchickedpodcast@gmail.com or DM us on Instagram at @gettingchickedYOUR HOSTS– Karen Lesiewicz | @kare_les on Instagram– Rachel DaDamio | @rdadamio on X– Megan Connelly | @meganmorantwwe on InstagramFOLLOW OUR SHOW– Subscribe on Apple Podcasts here– Follow on Spotify here– Follow the show on Instagram hereSUPPORT OUR SPONSORSBeekeeper Coffee is bringing a new voice to coffee with its delicious cold brews made from premium Honduran beans and a drop of pure organic honey sourced from TrackTown USA (Eugene, Ore.) - they are available in four latte flavors - Vanilla, Mocha, Caramel and Horchata - as well as a Black cold brew. Follow them @beekeepercoffee. Get 25% off your online orders at BeekeeperCoffee.com or on Amazon using code CITIUS25.
I break down some of the latest gimmicks and trends in my Hack or Wack? series. This week we delve into something you have probably seen all over the place. Weighted vests.http://www.FitAndPositive.com
Title: How Survive When Real Estate Deals Fail with Ruben Kanya Summary: In this conversation, Seth Bradley, a securities attorney and real estate investor, discusses the complexities of capital raising, the importance of experimentation in finding one's niche, and the critical role of networking and trust in the investment landscape. He shares insights from his journey in real estate and tech, emphasizing the need for grit and public speaking skills to succeed in capital raising. The discussion also highlights the challenges of the first capital raise and the lessons learned along the way. In this conversation, the speakers delve into the multifaceted benefits of hosting a podcast, emphasizing the importance of listening and connection. They explore the intricacies of capital raising in real estate, discussing the significance of grit, networking, and leveraging other people's money. The dialogue also covers compliance with securities laws, compensation structures in syndication, and the emerging trend of fund to fund structures. Tribevest is introduced as a solution for simplifying fund management and ensuring compliance in capital raising efforts. Links to listen and subscribe: https://podcasts.apple.com/ph/podcast/raising-capital-the-right-way-compliance-funds-and/id1341895972?i=1000688593916 Links to watch and subscribe: https://www.youtube.com/watch?v=UyF9Z72m2R0 Bullet Point Highlights: You need a license to raise capital legally. Experimenting with different models helps identify what works for you. Building authority and trust is essential in capital raising. Networking with high net worth individuals is crucial. The first capital raise is often the hardest. Grit and determination are key to success in entrepreneurship. Public speaking skills can enhance your ability to communicate effectively. Learning from clients can provide valuable insights for your own journey. You can leverage your existing skills to add value in capital raises. Building a strong network can facilitate easier capital raising. Having a podcast enhances listening skills and fosters connections. Capital raising requires grit, a strong network, and resources. Leveraging other people's money accelerates business growth. Compliance with securities laws is crucial in capital raising. Compensation structures in syndication vary based on deal size and type. Fund to fund structures are becoming more prevalent in real estate. Effective communication is key to successful networking. Tribevest simplifies the process of raising capital compliantly. Understanding the legalities of capital raising is essential for success. Building a community can expedite personal and professional growth. Transcript: Ruben Kanya (00:00.142) whole idea here is you're actually not allowed to raise capital without a license. So just like being a doctor or a dentist or an attorney, you have to have a license to be able to raise capital and it's called a broker dealer or potentially an RIA, registered investment advisor. So if you're not one of those people, if you don't have a license, you need to have an exemption from having that license. if it's your, this is speaking in generalities, but if it's your own deal, if it's your own fund, If it's your own syndication, if you're the one buying the property, that's an exemption. You're exempted. You can raise capital for your own deal and that's okay. And that's kind of the co-GP concept that we talk about sometimes. I actually don't like to say co-GP because to me it's a fallacy. There's no such thing as a co-GP. You're either a GP and an active partner. Who's this? you're an entrepreneur? you're a real estate investor? you're trying to learn from those who did it? Well, come into the lab then. Put your white coat on, gloves on, notepad, and let's go, Joe. Experiment nation this episode was a really fun one with Seth Bradley who is a fun manager Invest in entrepreneurs. He's an attorney he as a startup founders of software as a service and Really what I loved about What he's built is Everything that he's built, it's vertically integrated, which I love, but he really embodies the principles of experimenting. Right. And what I mean by that is he has tried multiple models in real estate, which allowed him to get exposure, which I think is really important when I talk about having a well-rounded experiment in your lab, LabAK being your life, so that you can at least identify (Seth Bradley) (02:10.529) what you like, what you don't like, what gives you return on energy, what drains you. I think those are all important things for us to then be able to niche down. A lot of times we talk about niching down, but we haven't even gotten a taste of what's on the menu to even understand what it is that we want to niche down in. And so part of what I created here at Experimentation in the lab is to bring you folks who can present the menu of the different options that there is in not only real estate, but in business and even career to then give you that exposure so that you can then get a taste even from this show and then implement it yourself and maybe try one or two or three experiments or four or five. How many it takes for you to feel like this is the thing. This is the thing that I'm going to hold on to and grasp to and go all in on. Right. And that's what we did. And keep in mind that life has seasons. A lot of us can do something and it could be four seasons. Your season could be five years, 10 years, 15, but I do believe in the compound effect. his journey, Seth's journey, he was able to get his first duplex, then quads, then small multifamilies and big multifamily units. And the next thing you know, he's doing $120 million a deal just in 2022 alone, right? In one year. But with that, one thing I wanted to highlight, so one thing is the experiment, different exposures, AKA building blocks towards the very thing that he's doing now. But the other thing is being able to get a free, or I should say, get a paid internship. And that's through servicing your clients, learning from them, and then taking a page from their book. He was an attorney that was putting down together his SEC deals of syndications, capital raising, and then he learned from his clients because he had full transparency. Sometimes, often we're in a position where the proof of concept is right in front of us, but we don't grab it by the horns. We just see it for what it is, just clocking and clocking out. No matter what job you have, there's an opportunity for you to actually take lessons, systems, SOPs, structure, any skillset to take it to the next level for your own endeavors. (Seth Bradley) (04:38.252) And what I mean by that is I was a realtor and I was a realtor for the investor. understood how investors, underwrote their deals. And that was my win for me to hone my craft in real estate, underwriting deals, pulling comps, walking properties, understanding value at all. That was when I was the realtor for the investor. You can still look it up on bigger pockets. You can still see my page. That's what I was doing. I was helping investors invest until I then became an investor myself. And in this case, he was an ICC attorney providing these, you know, going through the process of doing syndications, fund to fund, et cetera. And then he learned and he said, not only do I have a practice that does it, but I can also be on the other side of that transaction. So don't you ever forget the importance of being on the other side of the transaction in whatever service that you offer, even if it's just call it. You work in hospitality at a restaurant to make ends meet. There's a system, there's a SOP, there's a checklist. There's something in there that is a proof of concept that you can then take and implement somewhere in your business. And the universe will tell you its secrets if you listen. The clues are all around us. Last but not least, I love our conversation around being an authority, building a brand. Essentially, that's what capital raising is and he talked about three pillars. I don't want to talk about he said money Right is one heart of the center trust in your network, right? Your network is you gotta have a big network He talks about having a platform like this where I think everybody should have a podcast because you get the interview you get to learn the skills of communication listening, etc but most importantly you foster relationship while on the air and then It builds trust to whoever's listening. I'm sure that if you're listening right now and you and I wanted to go into a deal together, there's some form of trust. If this is not your, your first episode. So there's that, right? We talked about having a meetup, restarting our meetups. That's key. Connecting people, they trust in you. Being an authoritative figure, trust. They can't flow you if they don't know you. So stop being cute and stop hiding and put yourself out there. Right? Money. Money follows all of the above network and trust. (Seth Bradley) (07:00.408) people who have money in your network will make it easier than those who are in your network who are broke. So surround yourself with people who have money, not just because they have money, but of course it can help you tremendously if you're trying to raise capital. And there's something that goes about saying with people who have money, it's not that they're better or anything, but there is a level of opulence and abundance. And I think there should be a good balance. But certainly if you're trying to raise money with people who don't have money and you're in a circle, people don't know how many doesn't mean to say that you can't uplift them when you have an opportunity, but it's going to be hard to raise capital from people who don't have capital. Right. So that's one thing to keep in mind. Money trust network and being an authority. You can build an authority from home in the lab, in a studio, in person. And you don't always have to be an expert in something else. Sometimes you can actually have authority within your own circle. If you're a dentist and you're trying to raise capital with other dentists, they trust you. You have authority maybe in your current marketplace, you're a manager of some kind or you're a lead or you're just someone that people really trust. You have that authority. You have trust already with like-minded people in your circle. So this was a great one. He brought a lot of core values home. And that's what I love about the show. It's every time you listen or anytime you interview someone who's had done some amazing leaps and experiments in their own lab, there's always some consistent clues that kind of bring to the surface and maybe it just, I'm aware of them, but if not, my goal is to extract that and make them aware for you. So I trust that you're going to get a lot from this episode without further ado, Seth Bradley in the lab, y'all. Experimentation, what's going on? Your host Ruben here. Today I have the pleasure of connecting with a gentleman that we connected with, had some mutual connections. And I was like, I didn't want to let the serendipity go to waste because I saw there was a mutual beneficial component to the lab, as I always say. And I always think you're as good as your tools, you're as good as your resources. And so I'm really happy to have the gentleman here step into the lab with us to give us insight. And I also love the (Seth Bradley) (09:21.39) I'll call it a vertical integration I think and maybe Seth will keep me honest here, but without further ado I want to welcome Seth Bradley. How's it my man? Welcome to the lab brother Going great, man. Ruben, really appreciate you having me on. Thanks for having me in the lab. Absolutely, man. I should so listen if I'm curious so Seth because you know, we we start to talk a little bit and I was a car We're getting to the weeds of things. I want to make sure I hit this record button, but I'm just a curious guy and I'm so curious that if I'm at a real estate conference and you and I sit next to each other and I say hey I'm Ruben Seth. Nice to meet you. You know, what do you do for a living? What do you lead with because you have a very interesting background? So I want to we're gonna reverse engineer, but I'm so curious as to at the time that we're recording this, what do you lead with if you don't know what my interests are, you don't know where I'm coming from, I could be an investor, I could be interested in putting my money to work, what do you lead with? I'm just so curious. I love that question, man, because sometimes I have a hard time answering it. It's an easy question to answer for most people, but for me, I have to think about it for a second. But typically I'll lead with I'm a securities attorney, specifically a real estate securities attorney. So if you're raising capital for real estate from passive investors, I'm your guy. can help you put together your fund or your syndication compliantly and secondarily, or, you know, one B I'll call it a tech founder. So involved in a few tech startups as well. (Seth Bradley) (10:48.238) That's awesome. Then that opens up the window because I see her tech founder and then I securities attorney. Is that that accurate? Yep, nailed it. securities attorney. would you do you happen to do you still do I mean, of course, you've been involved in raising capital yourself, which is what I want to lead with next. But are you actively investing? And if you are, what is the model? Is it more investing in the startup? Or is it more investing in actual capitals? I should say social capital relationships, or even you know what, maybe it's some form of real estate, what is your current I guess, investing season for lack of better words. Yeah, it's all across the board, man. mean, everything that you mentioned, I mean, just quickly, I started in real estate in 2013. House hacked into a duplex did kind of the bigger pockets podcast. Listen to that. Red Rich Dad, Poor Dad, you know, the typical journey you take and house hacked into a duplex and started buying bigger and bigger properties got to the point where, you know, I wanted to get into syndications and funds and start raising capital. So I started actually investing passively into real estate first and I got my feet wet. Ruben Kanya (12:01.55) figured out what that investor journey looked like. And then I started raising capital myself from my own syndications where potentially I could be just a capital partner or also an operator. So I raised a good amount of capital from 2019 to 2023, I would say, before the interest rates started to spike. And then we slowed down a bit, but we still own a good amount of that real estate and just put it in perspective. We bought about $120 million with the real estate in 2022 alone. And now I'm kind of involved with a handful of tech startups where I'm also in that same capacity where I'm raising capital or helping the CEO raise capital for seed rounds for these startups. Okay, very interesting. So I'm glad let's go to the very beginning because you talked about bigger pockets with shout out to bigger pockets, right? Because that's or did you say bigger pockets? I did hear you say that. Okay, cool. had a mutual kind of, know, I was planning my seeds. I think that they did an amazing job, of course, like minded investors together. 2013 get a duplex. I'm sure one thing I'm curious about and you know, someone else might be listening is, you know, what point now every everyone's situation is different with that said, but at what point did you start to think, okay, it's time to bring in some outside capital and, I'm going to lead with you. It seems that you strike me as a guy who does things strategically. enlighten me a little bit as to get the duplex. Was there another lever that was pulled to get the next property before you start to raise capital? Or is that right away, right into, okay, now it's time to raise capital. Cause duplex going to take me so far. Tell me about that journey. Ruben Kanya (13:43.732) No, I mean, that journey was, you know, a lot of different types of things. mean, I've wholesaled, I've fixed and flipped single family properties. We were doing that in Cleveland for a while. Then we kind of moved on to multifamily, you know, smaller multifamilies up to four units, which is still residential, but then up to, you know, like 16 units, those sorts of things. Then we started getting to where, you know, capital starts getting constrained, your own capital, or if you're doing like a JV, starts getting constrained. But I was fortunate enough that my legal practice, which also started in 2013, was highly related to what I was doing. So as a real estate attorney, my real estate clients were raising capital for their real estate deals. So then I got into securities law. So I saw how they were raising capital. Then I started helping them raise capital from the legal side. And then I started raising, and then I realized that, hey, if we want to go bigger, I've got to be more like my clients who are buying, you know, 50, $100 million properties. How do we do that? Well, like they do it. They need to raise capital from either passive investors or from, larger investors like family offices and places like that. So I knew that that was the pathway. So I was fortunate enough to kind of have that perspective shown to me by my clients and they kind of showed me the blueprint. Hey, this is how you need to do it. Now, a lot of other attorneys see that same blueprint and they don't really have that entrepreneurial mindset. So they're kind of just like that service oriented, Hey, let's do what I'm doing. And I'm just going to help. But I have an entrepreneurial mindset. I I'm like, I want to do that. I want to buy that property. I want to run that business. I want to scale it. like anything else, though, I still had a little bit of reservation, I would say. So I decided to invest passively first just to get my feet wet, just to see what that investor experience was like. And then once I did that a few times, I really got into the active side and dove right in. Oh man, I love so many elements of that. Let's unpack the experiment phase, right? Because that's what I truly believe in. I'm curious to what your thoughts are on this, right? Before I even preface by saying this, I think, and this is just a thought, could be wrong. I'm experimenting life as it is. But when you ask someone, hey, what do you want to do for a living? Right? It's like, well, I don't know. I haven't been exposed to enough. (Seth Bradley) (16:03.116) Right. But then when you start experimenting with a lot of different things, then you can niche down because you've been exposed to like this that I don't like, et cetera. And there's a second leg to that, but I want to touch on that for a second because you said you did wholesale fixing flips, then you need small multifamily. What do you think you were able to gain from that? My personally, when I see that, I see, well, you were able you were able to get insight, but Again, maybe you see things differently. Maybe it's like you needed to do those things and you thought it was true. And then you were led down one path and led to another. What do you take from that? Were you experimenting or was it more or less of the natural progression of events and what you thought was going to be your end all be all ended up progressing into a new ideal. Tell me about that experience. Yeah, I mean, I think it was an experiment. It was me trying. I knew I wanted to be in real estate. I love real estate. I've always been drawn to it. It's just been an interesting thing for me and interesting subject. I remember when I was in undergrad and I couldn't afford to buy any kind of real estate or didn't have a job at all. And I was trying to figure out, well, man, how can I buy like these townhouses that I'm living in and rent those out? Like, I remember just being interested from the get go. So I knew I wanted to be in it, but it was certainly an experiment to see. how to break into the market, how to scale a business. Because once you got into a duplex and your house hacked and bought a few other single family properties, it was like, okay, well, we can continue to do this, but I'm always looking again to scale. And to do that, a lot of times you do need to bring in other people's money to be able to fund that scale. But not always. mean, I think it would be a better pathway, honestly, if you can scale without other people's money, because then you can own 100 % of it. But a lot more difficult to do. So if you want to... you want to grow with scale fast, typically it's with other people's money. And again, luckily I was already in a profession that gave me that experience to be able to see that pathway and be able to execute on (Seth Bradley) (18:02.35) Now tell me that's a great insight or at least a transition point there, Seth, because we, know, in our professions, we spend a lot of time, but not a lot of folks spend the time to have the lens of an entrepreneur to say, hey, maybe I can actually take a page from their book. Right. Because I think it's interesting that it's we all are entrepreneurs. Right. So we go into business ourselves to run away from maybe possibly corporate. Some people. And then we build our own companies. We install systems, we invest in resources. And then it's like, we turn into the thing that we were maybe running away from, but there's a lesson that we get to build it our way and have maybe learned lessons from these big corporations. In your end, it reminds me a little bit of me because I again, certainly not an attorney by any means. And I won't compare being a realtor to an attorney, but you are servicing clients and you get to at least, at least get nuggets from their journey and then say, Hey, why don't, why don't I take a page from their book? Can you talk to us about that? Because I think honestly, it's an unkept almost secret and not even talked about enough where it's like, Hey, you're taking this opportunity right now to get to understand the playbook, see how they've done it, learn from their mistakes, right? Right. Through service and while getting paid. And then you're like, okay, now I'm going to do it for me. So Do you see it that way as well? was it kind of, know, or did you strategically go into it thinking that you do that? Or it was kind of like, you know what? This is kind of cool. Let me try it myself. Yeah, I mean, and Ruben, hats off to you, man, because a lot of realtors and brokers, they're around real estate every single day. That is literally their business. They have access to deals before other people. They get to see things that other people don't get to see. They get to see the transactions. They get to see how they change hands. And as you know, most of them don't invest in real estate. like, you even own your own house? Do you own any investment properties in... Ruben Kanya (20:11.918) 90 % of them don't, right? Unless it's, well, maybe their own house, but that's probably it. They don't invest. And it's crazy to think about that when they're around that all the time. And it's the same thing with attorneys, right? Like, know, they're, whether there's somebody like me, there's real estate or securities, and they have clients that are, that are buying large properties and raising capital, or it's, you know, some other practice like and A where they're combining companies and building companies and things like that. I think that there's a certain entrepreneurial DNA that's in some of us and it's not in others. And that's okay. Like some people thrive in an office atmosphere or thrive in a W-2 type of atmosphere. And a lot of times I don't even like to disrupt that. Like people, you know, are comfortable there. They like the steady paycheck and that's okay. And I think the vast majority of people do want that and they do like that. They like the predictability of it. But some of us out there, like me and you, I believe are, you know, we just, We're not a fit for that. Like we need to build. I think that's the key is, is the build, right? Cause you were talking about, you know, we start putting all the systems and the processes and the things into place to ultimately end up in the, the same machine that we didn't want to work for. But I don't think that's the piece that's important. The piece is important is that that climb the build, we want to build like we were builders. love to build. Yeah. Have you ever had a conversation, with maybe your associates on? I don't know if this is a hypocritical question, because I don't know if I could answer this. But I'm curious, have you had a conversation with another attorney? Like, hey, you see this all the time. Have ever thought of doing it yourself? What's the mindset behind? Have you had that conversation? And have you had around those? Yeah, just curious. Yeah, I definitely, I definitely have. think, you know, at least specifically with the attorney industry or with that profession, we are, we're trained to look at risk. We're trained to evaluate liability. We are trained to be conservative in nature. and that is totally different than when you're an entrepreneur and you're out there building a business and you're, don't know what tomorrow is going to bring. And there's going to be a problem that pops up today that you didn't expect. Ruben Kanya (22:30.01) And you don't know if you're going to be able to pay payroll and all these different things that come up as an entrepreneur, as a business builder, that's totally a different mindset than it is that attorneys are trained for. So I think that's definitely a separation. like, you know, I have a lot of investors that are attorneys. That was, that's who my investor base is. Typically it's other attorneys. A lot of other capital raisers don't go after attorneys because they are paying the ass. We ask a lot of questions. Like I said, we are risk averse. Like, you know, we're not the ideal. person or people to raise from. I'm gonna predict my money isn't really the case. with a cold on the page. 137 second paragraph line four. What does that mean? Why is that? And, know, that's the kind of stuff you have to deal with. But, you know, they do make a good amount of money. So there's a, you know, there's a push, there's a give take there. But, you know, I think that that's, I have identified that with conversations with my investors and obviously my prior colleagues. I mean, that in itself is, is a big difference. It's a big difference. We're just as attorneys, we're just trained to find and look at risk and think about all the bad things that can happen. And man, when you're building a business, when you're growing out on your own and you say, I'm done with my W-2, I don't want that paycheck anymore. That's a lot of risk, right? Or at least it's a lot of risk to a person that thinks that way. I actually don't think that way. I think it's more risky to be have one income stream and be a W-2, but that's certainly not the way that they typically look at it. (Seth Bradley) (24:02.306) Yeah, no, it's interesting what you're saying. But I'm also curious though, that if they are also investing, because it sounds like you've also worked with some associates, or at least your investors have come from the same cloth, it sounds like they might be, instead of again, raising the capital like you are, high risk, high leverage, they're willing to put their money to work. Do you find that And I guess maybe that's it. Do you find that that kind of archetype is finding that to be of a less riskier approach versus flipping versus doing it themselves? Or do you find that it's more of time constraint thing? it's like, listen, I got the money. You mentioned it. I have a high net worth. I'm an accredited investor. Let me just do it with someone who's an expert. What have you seen since you've been on both sides, and especially as a fundraiser? Yeah, I think it's that investor profile. You know, these are folks that make a lot of money from their W-2. They have no time on their hands because their W-2 is so demanding. then any time they have outside of that, it's got to be spent with family. So they really just don't have any time, but they do have capital. So it's just that investor profile that you're dealing with with attorneys and some of the similar, you know, with doctors and dentists and engineers and people like that. Same thing. You know, they're highly paid professionals. You know, they went to school for a long time. They make a lot of money, but they don't have any time. And unless they really want to venture out and say, okay, I want to raise capital or, or, I don't know, you have to figure out a way to carve out more time because they certainly don't have it. I know when I worked in big law firms and I'm trying to bill 2000 hours a year, I don't have time to, you know, invest actively. In fact, I actually got fired from my big law job, my last one, because of that, because I'm raising capital and doing real estate deals. and starting businesses and guess what? You don't have time to do that if you're working at a demanding job, whether that's as an attorney or Dr. Dennis, whoever that might be. So I think it just comes down to that profile and do you have time? Do you have capital? And then whatever one you have a surplus of, that's probably where you're going to fit into the asset. So you can invest if you have capital and no time. Ruben Kanya (26:26.126) You need to find something a little bit more passive and that comes through like funds and syndications and things like that. All right. So that's very helpful and I think very interesting because you've seen both sides. You not only were on the other side, but you've also been the capital raiser and then you've also yourself invested passively. Tell me about the first deal that if you recall, at least the like kind deal when you raised capital, who did you go to? Did you start with your client base? Did you start with friends and family? And then maybe we can even get into the granularity. I know there's different non-accredited, accredited 506V versus 506C. There's a lot of different kind of foundational pillars. But talk to us about what your first deal was like, if you recall some of the numbers and what kind of asset type and then who you actually pulled in. So people can start thinking of actually what's possible when we talk about capital. you know, in fundraising, we think of it as this big thing, but people like you and me can actually start initiating these kinds of transactions. Talk to us about your first one. Yeah, man, I mean, don't remember the actual specifics, but it was like 100 because there's around 150 unit multifamily something like that was your first That was the first raise it was the first raise but I was brought I I wasn't the primary operating partner I brought in as a capital raiser that sort of thing and also providing some legal services as well. Um, but I was (Seth Bradley) (27:48.078) That was your first race. (Seth Bradley) (28:01.422) Hold on. That's interesting. Now you kind of you're kind of double. Is that is that how you got your general partner essentially? Were you a general partner on that? Or were you tell us about that? Because from what I understand, you can correct me if I'm wrong here. You're the expert. You can bring in different subject matter expertise to the table to value your I guess your position and a capital raise. Maybe one is investor relations, one, et cetera. Did you from what I understand, bacon? some of your services and as a GP or is that, what did you? Yeah, for sure. Yeah. I was a general partner on that deal, baking in some of my legal services as well. Started leveraging my skillset that's super valuable. Obviously, it's applicable to these capital raises. I can help you raise capital and also be the securities attorney and also potentially the real estate attorney as well on the deal. So lots of different ways that I can get in there and provide value to the active partnership. But yeah, I I was tasked with raising, you know, half a million dollars. I didn't hit it. I hit way under. I think I might've raised like a couple hundred thousand dollars. And I was pretty happy that I even hit that because it's the first time. I'm, and I'll tell you what, man, like capital raising is hard. Like I think that, you know, you see all these masterminds out there and these coaching programs and things and they're teaching how to raise capital and some are great. And I'm actually in a couple of them. but they are, you know, they, have to sell you on that. easy, right? They have to sell you on, Hey, I'll give you the systems, the processes and boom, you're going to be able to raise a million dollars easily. It's not that easy. unless you already have a built in network of high net worth individuals, that's where you'll find success. Or maybe you have a platform like yours where you can access a lot of people that you already have a relationship with and you'll like, and trust you that love what you're doing. And they're like, man, if he's investing in this, it must be good. So that those people, like you, and then also people that are. Ruben Kanya (29:59.426) we tend to see a lot of doctors and dentists that are very successful right out of the gate. Cause guess what? They work with other doctors and dentists who already trust them, who have money, who already trust them. So they do great. and then others, like me are probably somewhere in the middle, right? We we've got a base of investors that are like attorneys, which seem like they'd be great because they have money, but guess what? They're a pain in the ass. So there's, there's a little bit of give take there. and then you have other folks who, you know, maybe they're a school teacher or something like that where their colleagues maybe don't have a ton of money to invest and they have to follow just like, you know, follow the processes, the systems and the marketing funnels and those things and rely really heavily on that. And typically it doesn't go that well. It doesn't on the first one. You've really got to be scrappy. Like you've got to get in there. You've got to literally make a list of a hundred people that you know, that might want to invest right. type it up, go systematically through that list, and you've gotta break out of your shell and not be afraid to just reach out to these people, no shame, get your pitch together and just do it. And it feels awkward and you don't wanna do it and you feel like a salesperson, but you've gotta do it. You've gotta break through those reservations and make it happen because that first raise is a bear. You've gotta just be. You've got to be scrappy and you've got to do whatever it takes and 10x whatever you think is going to take. Experiment nation, you've heard me talk about how multiple investors across the nation are landing these lucrative midterm rental insurance contracts by making these small tweaks on the branding and marketing side, especially if you're an existing short-term rental operator, there is a quick and easy shift that you can make with the ride guide in place. And because we've launched a two-day bootcamp, (Seth Bradley) (31:59.278) that not everyone could attend in real time, I've put together a recording where you can get all the materials and all the guides to focus on rebranding either your short term rental business or your current midterm rental business so that you can actually have the insurance companies reach out to you. And then day two is if you want to actually play offense, how you can reach out to them by listing on the right platforms, et cetera. If you're looking to get this MTR bootcamp so that you can start optimizing and you can start receiving these lucrative contracts that again, provide less headaches, less turnovers, unlike the Airbnb space, you can start receiving inquiries today by having the right guide in place. So please go to experimentrealestate.com for slash MTR bootcamp or click the link in the bio to make sure you get your hands on the and midterm rental insurance bootcamp to fast track your way into landing these lucrative insurance contracts the exact same ways multiple investors have taken advantage of this unknown and untapped niche within the midterm rental umbrella. Wow, so I'm a systems guy and as you're speaking, I'm taking notes here guys. I heard three key pillars and feel free to add to them because I wanna hear. kind of the downfall of some of what folks are coaching. I heard one is money, number two is trust, and number three is network. And I like how you highlighted those because I hear, well, if you have a network and you can get access and you have a large pool, then there's probably people who are gonna have money in there. Then if you have what I'm hearing is authority, trust, AKA I'm a doctor, you're a doctor, we speak the same language. And by the way, guess what? Third pillar, we all have money. So that's kind of like the sweet, sounds like that's the sweet spot. MTN money trust and network. What did I miss? Ruben Kanya (34:03.89) You nailed it, man. That's it. That's kind of the big level, the high level things that you need. I mean, you need that authority or you need to be able to show that you know what you're doing, that you know what you talk about and what you're talking about, that sort of thing. And then obviously that network, you either have to develop that through your W-2 that you already have or however it might be, or maybe you have a platform, right? Like maybe you have a platform like a podcast or an investor group. or an in-person meetup. We don't do those as much as we used to before COVID, but that used to be a huge thing. Like I were on a real estate meetup in San Diego County or something like that. And it goes, that used to go really, really well for people to be able to raise capital. So yeah, you gotta have that platform. Network. I know, right, Networking lunch. You should bring that back. There's something about because there's something about this, right? This is cool. Like, what a time to be alive where you and I can connect in the flesh. But I want to echo what you just said. Because I'm kind of speaking to myself as a reminder, Ruben, you got to get these meetups going again. We used to do a meetup in New York and Atlanta. And just the relationships that happen in the room and you're being the super connector is so powerful. I wouldn't get cute and just, you know, this is great that you and I can connect while you're in San Diego and I'm here in Boston, but it's not, or it's and, I think we should, I think we should bring it back. Cause I could tell it may a super charismatic dude, great energy. you know, obviously you're authoritative figure and I feel like, I think, it will only service more. never seen. (Seth Bradley) (35:41.87) to have these in there's something about in person. So yeah, I'm just I'm preaching to the choir, but I'm also like, hey, accountability, I'm gonna check up on you. gotta do the same. You gotta appreciate it. Tell me sure man. And it's great. Like when we meet on something like this and we have some interactions on social media and then we get on each other's podcast, you know, get to know each other. And then when you meet in person, you're like, this is awesome. You already feel like you know the person. So technology is a great and right. Another and yeah. Yeah, don't sleep on that fit that in person. We need more of that if anything. And people are, you know what, people I think are actually searching for it with all this technology. So good reminder for the both of us and whoever who's listening. I want to touch on something that you said, Seth. You mentioned, because I like learning from those who either have failed or made mistakes because can expedite our learning process. So you said, First deal typically, uh first one doesn't go well, uh, it's a bear but then you also mentioned that uh, you know Some some mastermind programs, right and there's a lot out there good and bad and some are better than others. Uh, some of them, you know I see I guess uh, maybe Don't um, I should say, um, maybe they fall a little short of helping you get to your first link. What's missing? What's the missing link? We talk about money, trust and network, but like if I wanted to nail it the first time the right way without, and I wanted to learn from someone like you from, your mistakes or from someone else's mistakes or from, know, those masterminds that are just falling short, what is a, is, is it a foundational or at least insight or lesson learn or thing I should keep top of mind in addition to the money, trust and network that would maybe put me in a (Seth Bradley) (37:40.024) position not to have the first one be so challenging. Yeah, I mean, to be honest with you, I think it's going to be challenging no matter what. I mean, I think what I was going to say is actually grit, right? You have to have grit. So I think it kind of it's a counterbalance here where you have a mastermind or coaching program or a class or something like that that you're selling to somebody. And the only way somebody is going to buy it is if you say, hey, buy this or come join me in this group and I'll make it easy for you to do what you want to do. Like that's the selling point. You have to say that it's going to be easy to get them to pay you to do it. But the problem is once they're in, you realize it's not easy. So, you know, People sell the promise, not the process. That's right. That's right. So, you know, I think maybe I don't know if there's any way around that. Like you certainly can't sell it is going to be hard and be like, Hey, well, if you buy my $20,000 program, you're probably not going to make it. So you can, if you want, you know, it's just not, it's not going to work. So I don't know if that's going to change, but I would say maybe once you get into that program, then you preach that, look, I can give you the systems, I can give you the processes. I can even teach you the compliance and I can hook you up with all my different, you know, my network and Ruben Kanya (38:59.21) hook you up with my securities attorney and my CPA and my funnel builder and those sorts of things. But at the end of the day, really emphasize that it's going to be work. You have to not only implement the systems, but you're going to have to scrap. Just like building any business, capital raising is a hard business and you're going to have to do things that are going to make you uncomfortable. And if you don't go all in, you're not going to make it. That's all there is. It's just like any business. or even a piece of a business. So me and my wife own a few gyms together and like sometimes we'll implement like you know, a promotion or something. Right. And if we half asset, it doesn't work. It just doesn't. It simply does not work. You have to have full buy-in. You have to believe in it yourself and you have to get your teammates and your employees to believe in it or they won't or they won't grow in the same direction as you. You've got to be all in just like with any business or it's not going to work. love that. That's a good one. The belief system is certainly a big one. And I'm sure it comes off across, especially in this space of capital raising, you people want to know that, do you believe in what you're saying, right? Just as much as you believe in yourself. That's interesting. So Tactically, was talking to this gentleman yesterday at the gym, speaking of the gym, a young guy, a hustler, you know, making some good money. And we were kind of talking about, you know, journey, you know, part of the journey is, you know, acquiring skill sets and honing your and sharpening the axe, for lack of a better word. And so I'm curious, you know, And I'm going to stick to my pillager because that's a reference point for me. But if I'm thinking of, what is one skill? Not saying for this is the end all be all by any means, just curses. If I was to focus and truly get really, really good at one skill and, can she not just achieve mastery in it? Is it fostering relationships, remembering Seth's birthday, what he does? Is it being able to really get (Seth Bradley) (41:17.998) great at communication and putting together a pitch deck, just to get a little bit more granular of like, what skillsets should I be thinking of, of honing, flexing that muscle and or which skill sets would actually give me an advantage in this space to really double down on? What would you say to that? I'll just lean on what I personally did. And I think that that's public speaking. So it's a lot, it's something that people hate, right? Like most people hate it. There's a small percentage of people that love it. Not very many. Most people say it's their biggest fear. Certainly my biggest fear was public speaking. so I had to overcome that. I realized that in order to be the person that I wanted to be, I needed to overcome that fear. I needed to get good at what I was not good at. And that was certainly it. And I'll tell you what. doing what we're doing now helped me. So I launched a podcast. It helps a lot. You get used to talking, you get used to conversating with people and you being the center of attention and focusing your thoughts and putting them into the words that you want to say. And it, it really helped. And I think that that goes from the top down. So even if you, you know, public speaking, you're thinking about, you know, being on stage and giving a presentation, that sort of thing. Just gonna say. Ruben Kanya (42:34.914) but it trickles down all the way to networking conversations, to having a phone call with an investor. Like it just improves your conversation skills and your communication skills that you have, whether you're on stage, whether you're on a podcast or whether you're on a phone call or a face-to-face meeting with an investor, it trickles all the way down. I love this conversation so much and Seth, you have your own podcast as well. Why don't you plug it in for a second. Sure, it's called the Passive Income Attorney podcast, but I will say that I'm rebranding to Raise the Bar Radio. Obviously a homage to raising capital and being an attorney. Right. No, the reason I bring that is I couldn't, I just want to echo that, that, everything is, is, is a, is a building block, right? I think what's fascinating about having your own show, right? Seth is, you know, that when someone is talking, traditionally, or if you're not well trained, you're already thinking the next thing to say, not really hearing the person. This skillset right here, but we're doing, which I love so much, you know, forces you to be a better listener. You know be able to collect information Digest it analyze it and then respond to it. I've always said I think having a show a podcast is one of the ultimate hacks because of the the the There's just so many multiple benefits associated with it. I'm curious. Do you see it that way too? Or is it just me? Ruben Kanya (44:06.798) just 100 % man 100 % you heard me man like that it's a game changer I mean there's that's to me the number one thing but also you you just get to make connections too right like you get to have guests that you have to have a reason to have somebody on your show that maybe you wouldn't get to talk to for whatever reason or and you get to cross paths with people and you get to say you get to share this experience like we're always gonna have this experience I know when I meet up with people in real life maybe five years later, like at a networking event, I'm like, my gosh, you remember we were I was on your podcast four years ago or whatever. And it's just like, you know, it's like we're high school buddies or something. you know, You know, that's so funny you say that Seth, because I was at a conference and I've seen this dude and it had been so long. He's awesome. And I blanked on his name and I was like, but I like, hadn't seen me yet. So I just went to my episode, scrolled them like that's right. Cause I couldn't put it together. I'm like, why am I playing on it? And we hit it off. went to lunch together. Like it was just awesome. But it's to your point, it's, it's sharing an experience one. It's learning how to communicate, learning how to listen, and then being able to... That's why I actually like being on this side more, because I get to ask you questions. It's having a master class. I'm learning so much right now, and then I get to share with my audience. It's like, Roman, that was just a great interview. like, dude, I self-interest. I selfishly was just as hyped. I'm so glad you got value out of it. So that's awesome, Seth. Let me ask you. So, know, biggest... You talked about the capital raising, challenging, having grit, needing grit, having a network, having money, having relationships. On the other side of this is, ah, this isn't for me. Do you have a message for those folks who are saying, you know, if you're an advocating for it and obviously you have a service around it, you've done it yourself. Sure. It's not for everybody. (Seth Bradley) (46:14.178) Right, but for someone out there who's not thinking this right like I think I was in a meetup There was a gentleman out like 300 something units like single-family homes. I think I think you did it the old-fashioned way old gentleman I'm like, yeah, I'm like damn. what is it? What message you have to like share as far as I? Like pulling on levers, right? That's why a lot of us get into real estate levers being anyone resources capital social capital, etc Can you? Just give us your take on this lever and the power it has. And if someone's not thinking of this, the power it can have. I you mentioned 120 million in 2022. Like help us understand and grasp that for someone who's thinking still like, oh, I'm going to just refinance. I'm going to flip this home and I'm going to OPM. How important is that? It's so important. Like I said, it's scale, right? It's scale and speed. And that applies to any business that you're trying to scale. It's speed. Like, can you get there on your own or maybe finding one partner at a time? A lot of times that's where you start. Like if you're fixing and flipping homes, you get to a max and you're like, I'm going to bring in, you know, Joe Shimo or my brother-in-law and they're going to fund this one deal. And you're doing one house at a time, or maybe you're doing two houses and you're doing three, but that takes time. I mean, it just takes a lot of time to get there. So you're just going to be going like this. Maybe you're going to keep improving and then you're going to have one bad deal and it'll be chopped back down a little bit and they're to keep going. But with other people's money, you go like this, like that you get vertical and you can get, and you can just get economies of scale. can, again, just go with speed and that's what matters in business. Now, maybe that's not for everyone. I do get that. Like, I think if you would have asked me a few years ago, I would have said, this is the only way. Like this is the only way you have to do it. I don't know if it's necessarily for everyone, but if you do want to get to that next level and you want to get there fast, like you want to achieve it soon, then other people's money is where it's at. Like you have to use it like gasoline on a fire. (Seth Bradley) (48:21.678) Tell us about the, I recently heard Alex Formozzi say this, and I think he was talking about how people need to realize that a piece of a watermelon is always gonna be greater than a large grass, like grapes or something like that. I was like, oh, that's a very interesting analogy. Can you break down maybe just for us who are not familiar with the split? when you're raising capital and you have other people's money in play and you know a lot of people talk about assets under management here and there millions here and there but help us understand like what's what's the what's the ratio you helped a lot of clients if someone's a GP on a hundred million dollar deal or a ten million dollar deal how much are they actually taking home right like how much do I make because you know you see a lot even on social like I think that's very interesting for us because you know, we got into the space and we're super lean, but at the same time our margins are ridiculous and it's not about how many doors someone how much profit we make per each, you know, property with all these insurance companies who are paying us like five X what you would traditionally pay. So it's never been about a door contest for us, but that's very prevalent in the industry. Like, we got assets on a management, you know, 20 million here, 120 million. But how much would one. for someone who's listening, or maybe you're not thinking, said pour gasoline on it, how much am I actually taking home, let's say on a $100 million raise, or on a 20 million, 10 million? What's the good ratio? Like what am I making? And then what's the upside of that? And why is it beneficial for me to really pay attention to this? Especially if I am for profit and money driven, and I understand the opportunity that might be at stake here. For sure, man. And you're kind of opening up a can of worms, right? So we'll see where we take this. the general idea here is you're actually not allowed to raise capital without a license. So just like being a doctor or a dentist or an attorney, you have to have a license to be able to raise capital. And it's called a broker dealer or potentially an RIA, a registered investment advisor. So if you're not one of those people, if you don't have a license, you need to have an exemption from having Ruben Kanya (50:41.814) that license. Now, if it's your, this is speaking in generalities, but if it's your own deal, if it's your own fund, if it's your own syndication, if you're the one buying the property, that's an exemption. You're exempted. You can raise capital for your own deal and that's okay. And that's kind of the co-GP concept that we talk about sometimes. I actually don't like to say co-GP because to me it's a fallacy. There's no such thing as a co-GP. You're either a GP and an active partner. or you're not. And what's a co GP. So we call co GPS or the way that the industry tends to frame them as kind of these small capital raisers, right, these small capital raisers that come in and raise a little bit of capital, and they don't participate in the deal in any other way. So they don't provide any services, they don't do any of I got got I got rich friends Right you call me you say Ruben. Can you code GP this? know you can probably bring us an extra 50 million to the table Co GP or you're saying is actually not kosher It depends. So it all depends on how you structure that deal. So if you're bringing a large amount of capital and you're only bringing capital, what you're going to want to do is negotiate managerial or voting rights within that legal entity that you're partnering with. So maybe they're the operating partner and you're the capital partner. And that's okay. So long as you as the capital partner have some sort of like meaningful voting and managerial rights. So that's kind of what private equity does, right? They come in, they raise capital. And that's all they do is provide capital. But guess what? In those legal documents, if something goes wrong, let's say with the property or whatever the asset is, they have takeover rights. They can come in and manage the property and take over the asset management if they want to. Those rights are baked into the legal documentation. And that's what makes it okay, because they are an active partner because they have those managerial and or voting rights. But when you come in as a, let's say a smaller partner, and all you're doing is bringing in capital, Ruben Kanya (52:41.1) and you're not doing anything else. So you haven't negotiated any meaningful rights to make decisions or to manage. you don't actually manage the asset. You don't actually attend the meetings. You don't do anything except, here's my 500,000 bucks from my investors. And then you walk away. That's actually not legal. And a lot of people call that the Code GP model. But actually, you're either an active partner in the deal or you're not. Would it change Seth if I, it sounds like what you're saying is I'm bringing 500K and then I'm just leaving. I'm just like, here you go. Here's, I'm just hooking you up. Would that change if I put my own money into the deal? Now I'm an LP or no, there's more complicated. Now you're, yeah, now you're an LP because it's your money. So you're just an investor. Right. you're saying I could, yeah. So you're saying the difference between the example you just gave is the fact that that person never had money in, they just brought money in. That's none of their own money. And then they didn't do anything. You're saying that's a red flag for lack of better words, if they don't have the proper, I guess, voting rights, manager rights, et cetera. Is that an accurate recap? Yeah, I can use my own capital. I can put my own half a million dollars into somebody's deal and be a passive investor. And that's okay. I'm not raising capital. That's my capital. But if I said, okay, here's $250,000 from my mom and $50,000 from Rubin and another $100,000 from this person and that person. And I put it in a LLC or I just bring them into the deal. Then that is raising capital. You're raising capital from other people. And that's, that's the difference there. (Seth Bradley) (54:14.254) Yeah, so it's almost like you could be stacking, you know, people are a bunch of people are recruiting for the fund, but those folks are not on there as investors. It's aggregated funds, essentially, which could create a problem, right? Is that what you're saying? Yeah. Okay. Yeah. Very interesting. I never even thought of that case study. Yeah. Yeah, I didn't even ask your question though, which was how much money can you make? Right? So typically, typically, and again, we're putting securities laws aside here. We're just talking about kind of industry norms, we'll call it. Maybe 30 % or so is put aside for the capital raising. So 30 % of the GP. let's say there's a syndication where you do a 70 30 split, 70 % goes to the investors, 30 % goes to the general partners. Well, If you bring in, let's say, 100 % of the equity, you bring in all of it, then you'll probably be allocated about 30 % of the general partnership. So 30 % of the 30 % in that example. So you get 9 % of the deal. What did you mean by 100 % of the equity amount following? So if you had to raise, let's say you're closing on a $10 million property and you need to raise $4 million to close it, or let's say the down payment plus capital improvements, something like that, and you bring in the full $4 million, you brought in 100 % of the equity needed to close the deal. Ruben Kanya (55:38.574) Yep. And then overall, so and then what has happened now? So what's going on now or what's happened over the last couple of years is that there have been some very well-known syndicators in the space get investigated by the SEC and people have said, all right, well, now we need to figure out a different way to raise capital, compliantly. Right. And the answer is actually always been out there, but it's had some difficulties and that's a fund to fund. So people out there, they've heard of a fund to fund. This is more a more prominent way, a more compliant way to raise capital nowadays. But I'll tell you what, comparing it to the CoGP model, it's more complicated. It costs more money and it's just a lot more work for you as the capital aggregator or the fundraiser. So people have avoided it because they've just done the CoGP model because it's easier. But now that the CoGP model isn't as available, people are still doing it, but people are kind of shying away from it because of the the investigations that went on. Fund to Fund has become a lot more prominent and you have companies like Tribe Best who I'm chief legal officer for, full disclosure. We put together a Fund to Fund product where we make it cheaper, easier, more compliant, and you can just do it very easily and within five business days because we do everything for you. So instead of you having to find a securities attorney and a CPA, open a business banking account, file your LLC, Walk your investors through the signing ceremony and get them to wire your funds. We call that herding the cats. Do all these things and put your cap table together, do your distributions, all those things that you'd normally have to do. Tribe Best does. And we do it for a very low price in comparison to what I would charge you if you came to me as a law client. Interesting so I like how you just covered the foundation there. Let's go back to the 10 million dollar example, right? Yeah, you put in equity is you said so this is me saying Equity to close is 4 million. And so I'm bringing in 4 million just so I'm clear is do I have and this is my assumption that a Lot of syndicators are also raising the capital for that 4 million. Is that not correct? Ruben Kanya (57:55.032) Typically, yes. Okay, so then you're saying, just want to make sure I understand all the different use cases. So I could be 4 million and then the Delta, I can either traditional lending and or have my investors cover the Delta, which would be the 6 million. Is that accurate? Yeah, I mean you can find however you need to fill in that the debt the equity stack Well wouldn't be the equity stack the full capital stack. Yeah Typical though, it more typical that if I'm the GP to $10 million asset that I'm actually going to raise, I don't know, $3.5 million and put 500K on my own money? Is that more typical than I'm... I would say that is typical. Yep. That is more typical. would say prime example idea, $10 million property, get a $6 million, maybe a little bit more, $6, $7 million loan. And then you raise three or $4 million, whether that's from passive investors or whether that's your own capital that you put in, or maybe you bring in fund to fund investors. (Seth Bradley) (59:02.478) Okay, so that's where I wanted to ask the question, fund to fund. Tell me how that's different than the, bring in 3.5, I bring in 500K to the table, I raised 3.5, now I have a $4 million down payment, we borrow $6 million on debt. Tell me how the fund to fund is different than that approach. Sure. So that deal that you just described, we like to call that when we're talking it with respect to fund to funds, the target deal. So that's the target deal. Like that's the entity and the structure that's buying the asset. So they're buying this $10 million asset. We're actually at the fund to fund level, one level down from there. So we create our own legal structure, our own LLC, and you have your own manager, a fund manager who brings in their own passive investors and they put them in that fund to fund legal entity. And then the fund of fund legal entity actually invests into the target deal. So they come into the target deal as basically a big passive investor. let's say they aggregate a half a million dollars where typically, you know, the average investor might be $50,000. So these are bigger investors. It's just one big investor to the lead sponsor or the target deal, but it's really, yeah, it's really another fund is what it is. So it's a fund of a fund or a fund of a syndication. That is so interesting. so you're saying that is becoming more prevalent. You fund a fund. I mean, I would imagine that's where not to get so far off topic, but that's where a lot of big companies who are deploying their excess capital or investing in. I I guess it's in multiple portfolios, right? Investing, right? mean, there's commercial, there's insurance. I mean, there's so many different things you can invest your money into. Yes. (Seth Bradley) (01:00:46.656) Is that all fun to fun families essentially? For sure. For sure. Yeah. You know, you can call it a fund. There's different kinds of fund to funds. Fund funds aren't new. They've just been deployed in a different way recently or more prominently or more often, which is this kind of this I'll call it. We like to call it an SPV fund to fund single purpose vehicle fund to fund. Now other people will call it that same thing and mean something different, but the way that we mean it is that we create this fund to fund entity. And it's a single purpose vehicle, meaning it's created only to invest in one deal. So that $10 million multifamily deal, we create a fund of an SPV fund of fund only to invest in that one
Mike Johnson, Beau Morgan, and Ali Mac let listeners call in and talk about if they have a weighted vest, their experience with weighted vests, and if they like weighted vests. Mike, Beau, and Ali also let listeners call in and talk about which players they're rooting for throughout all the NFL training camps, which Falcons players they have their eyes on, and which Falcons players they're excited for or concerned about after the first preseason game in the Wake Up Call!
Steve and Charlie previewed the Saints' upcoming preseason opener against the LA Chargers. The guys reported on LSU quarterback Garrett Nussmeier's injury at fall camp. Former NFL fullback Lorenzo Neal, the host of the Bleav in Chargers podcast, joined Sports Talk. Neal broke down the upcoming Saints-Chargers preseason matchup, highlighting LA backup QB Trey Lance, their running back competition, and the Chargers' new-look defensive line. Steve and Charlie listened to Saints OC Doug Nussmeier's post-practice press conference audio after Tuesday's session.
In this episode of the Art of Living Well podcast, host Liv Hill discusses the trending topic of weighted vests. She explores whether they are necessary for fitness, their benefits, and drawbacks, particularly in relation to menopause and perimenopause. Liv emphasizes that while weighted vests can enhance workouts, they are not essential for achieving fitness goals. She encourages listeners to consider their personal fitness needs and preferences when deciding to use a weighted vest.
In today's episode:
Singer, songwriter, guitar player, and producer. Performing under the artist name Osmunda Music, she just released a new single less than three weeks ago, having put out three new songs since April 25th now, in the leadup to an August 15th EP. Her influences and the music she releases have been described as spanning numerous genres and her original music has been submitted for several GRAMMY nominations. She is also a founding member and the lead singer of the band Space Babies, and in 2010 opened Earthstar Creation Center, a recording studio in Venice, California. More recently, along with two other artists, she established the nonprofit Pandion Music Foundation in 2022, to help independent music creators further their careers with free weekly online music industry workshops and a monthly newsletter.
The guys discuss what their reactions were to Tigers pitcher Will Vest hitting Diamondbacks 3B and potential Tigers trade target Eugenio Suarez last night.
A Houston woman is charged with murder after police say she shot and killed a 75-year-old woman collecting cans outside her apartment. A Delta Airlines co-pilot is pulled from the cockpit and arrested by the feds after landing in San Francisco, now facing five counts of child sex abuse involving a victim under 10. Drew Nelson reports.See omnystudio.com/listener for privacy information.
This was almost disaster!
After a drowning during Black Yacht Weekend, 16th Ward Ald. Stephanie Coleman joins Lisa Dent to discuss her proposal to require all boaters to wear life vests. She stresses the importance of stronger safety measures to prevent future tragedies on Chicago's waterways.
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You're listening to Burnt Toast! Today, my guest isMara Gordon, MD. Dr. Mara is a family physician on the faculty of Cooper Medical School of Rowan University, as well as a writer, journalist and contributor to NPR. She also writes the newsletter Your Doctor Friend by Mara Gordon about her efforts to make medicine more fat friendly. And she was previously on the podcast last November, answering your questions on how to take a weight inclusive approach to conditions like diabetes, acid reflux, and sleep apnea.Dr. Mara is back today to tackle all your questions about perimenopause and menopause! Actually, half your questions—there were so many, and the answers are so detailed, we're going to be breaking this one into a two parter. So stay tuned for the second half, coming in September! As we discussed in our recent episode with Cole Kazdin, finding menopause advice that doesn't come with a side of diet culture is really difficult. Dr Mara is here to help, and she will not sell you a supplement sign or make you wear a weighted vest. This episode is free but if you value this conversation, please consider supporting our work with a paid subscription. Burnt Toast is 100% reader- and listener-supported. We literally can't do this without you.PS. You can always listen to this pod right here in your email, where you'll also receive full transcripts (edited and condensed for clarity). But please also follow us in Apple Podcasts, Spotify, Stitcher, and/or Pocket Casts! And if you enjoy today's conversation, please tap the heart on this post — likes are one of the biggest drivers of traffic from Substack's Notes, so that's a super easy, free way to support the show!And don't miss these: Episode 203 TranscriptVirginiaWhen I put up the call out for listener questions for this, we were immediately inundated with, like, 50 questions in an hour. People have thoughts and feelings and need information! So I'm very excited you're here. Before we dive into the listener questions, let's establish some big picture framing on how we are going to approach this conversation around perimenopause and menopause.MaraI should start just by introducing myself. I'm a family doctor and I have a very general practice, which means I take care of infants and I have a couple patients who are over 100. It's amazing. And families, which is such an honor, to care for multiple generations of families. So, perimenopause and menopause is one chunk of my practice, but it is not all of it.I come from the perspective of a generalist, right? Lots of my patients have questions about perimenopause and menopause. Many of my patients are women in that age group. And I have been learning a lot over the last couple of years. The science is emerging, and I think a lot of practice patterns amongst doctors have really changed, even in the time that I have been in practice, which is about 10 years. There has been a huge shift in the way we physicians think about menopause and think about perimenopause, which I think is mostly for the better, which is really exciting.There's an increased focus on doctors taking menopause seriously, approaching it with deep care and concern and professionalism. And that is excellent. But this menopause advocacy is taking place in a world that's really steeped in fatphobia and diet culture. Our culture is just so susceptible to corporate influence. There are tons of influencers who call themselves menopause experts selling supplements online, just selling stuff. Sort of cashing in on this. And I will note, a lot of them are medical doctors, too, so it can be really hard to sort through.VirginiaYour instinct is to trust, because you see the MD.MaraTotally. There's a lot of diet talk wrapped up in all of it, and there's a lot of fear-mongering, which I would argue often has fatphobia at its core. It's a fear of fatness, a fear of aging, a fear of our bodies not being ultra thin, ultra sexualized bodies of adolescents or women in their 20s, right? This is all to say that I think it's really exciting that there's an increased cultural focus on women's health, particularly health in midlife. But we also need to be careful about the ways that diet culture sneaks into some of this talk, and who might be profiting from it. So we do have some hearty skepticism, but also some enthusiasm for the culture moving towards taking women's concerns and midlife seriously.VirginiaThe cultural discourse around this is really tricky. Part of why I wanted you to come on to answer listener questions is because you approach healthcare from a weight inclusive lens, which is not every doctor. It is certainly not every doctor in the menopause space. And you're not selling us a supplement line or a weighted vest, so that's really helpful. So that's a good objective place for us to start! Here's our first question, from Julie: It's my understanding that the body naturally puts on weight in menopause, especially around the torso, and that this fat helps to replace declining estrogen, because fat produces estrogen. I don't know where I've heard this, but I think it's true? But I would like to know a doctor's explanation of this, just because I think it's just more evidence that our bodies know what they're doing and we can trust them, and that menopause and the possible related weight gain is nothing to fear or dread or fight.MaraOof, okay, so we are just diving right in. Thank you so much for this question. It's one I get from many of my patients, too. So I looked into some of the literature on this, and it is thought that declining estrogen—which happens in the menopausal transition—does contribute to what we call visceral adiposity, which is basically fatty tissue around the internal organs. And in clinical practice, we approximate this by assessing waist circumference. This is really spotty! But we tend to think of it as “belly fat,” which is a fatphobic term. I prefer the term “visceral adiposity” even though it sounds really medical, it gets more specifically at what the issue is, which is that this particular adipose tissue around internal organs can be pathologic. It can be associated with insulin resistance, increasing risk of cardiovascular disease, and risk of what we call metabolic—here's a mouthful—metabolic dysfunction associated steatotic liver disease, which is what fatty liver disease has been renamed.So I don't think we totally understand why this happens in the menopausal transition. There is a hypothesis that torso fatty tissue does help increase estrogen, and it's the body's response to declining estrogen and attempts to preserve estrogen. But in our modern lives, where people live much longer than midlife, it can create pathology. VirginiaI just want to pause there to make sure folks get it. So it could be that this extra fat in our torsos develops for a protective reason —possibly replacing estrogen levels—but because we now live longer, there's a scenario where it doesn't stay protective, or it has other impacts besides its initial protective purpose.MaraRight? And this is just a theory. It's kind of impossible to prove something like that, but many menopause researchers have this working theory about, quote—we've got to find a better term for it—belly fat. What should we call it, Virginia? Virginia. I mean, or can we reclaim belly fat? But that's like a whole project. There is a lot of great work reclaiming bellies, but we'll go with visceral adiposity right now.MaraAnyway, this is an active area of menopause research, and I'm not sure we totally understand the phenomenon. That being said, Julie asks, “Should we just trust our bodies?” Do our bodies know what they're doing? And I think that's a really philosophical question, and that is the heart of what you're asking, Julie, rather than what's the state of the research on visceral adiposity in the menopause transition.It's how much do we trust our bodies versus how much do we use modern medicine to intervene, to try to change the natural course of our bodies? And it's a question about the role that modern medicine plays in our lives. So obviously, I'm a fan of modern medicine, right? I'm a medical doctor. But I also have a lot of skepticism about it. I can see firsthand that we pathologize a lot of normal physiologic processes, and I see the way that our healthcare system profits off of this pathology.So this is all to say: Most people do tend to gain weight over time. That's been well-described in the literature. Both men and women gain weight with age, and women tend to gain mid-section weight specifically during the menopausal transition, which seems to be independent of age. So people who go through menopause earlier might see this happen earlier. This weight gain is happening in unique ways that are affected by the hormone changes in the menopausal transition, and I think it can be totally reasonable to want to prevent insulin resistance or prevent metabolic dysfunction in the liver using medications. Or can you decide that you don't want to use medications to do that; diet and exercise also absolutely play a role. But I think it's a deep question. I don't know, what do you think? Virginia, what's your take?VirginiaI think it can be a both/and. If everybody gains weight as we age, and particularly as we go through menopause transition, then we shouldn't be pathologizing that at baseline. Because if everybody does it, then it's a normal fact of having a human body. And why are we making that into something that we're so terrified of?And I think this is what we're going to get more into with these questions: It's also possible to say, can we improve quality of life? Can we extend life? Can we use medicine to help with those things in a way that makes it not about the weight gain, but about managing the symptoms that may or may not be caused by the weight gain? If the weight gain correlates with insulin resistance, of course you're going to treat the insulin resistance, because the insulin resistance is the concern. Does that mean weight loss is the thing we have to do? Not necessarily.MaraTotally. I define size inclusive medicine—which is the way that I practice medicine—as basically not yelling at my patients to lose weight. And it's quite revolutionary, even though it shouldn't be. I typically don't initiate conversations about weight loss with my patients. If my patients have evidence of metabolic dysfunction in the liver, if they have evidence of diabetes or pre-diabetes, if they have high blood pressure, we absolutely tackle those issues. There's good medications and non-medication treatments for those conditions.And if my patients want to talk about weight loss, I'm always willing to engage in those conversations. I do not practice from a framework of refusing to talk with my patients about weight loss because I feel that's not centering my patients' bodily autonomy. So let's talk about these more objective and less stigmatized medical conditions that we can quantify. Let's target those. And weight loss may be a side effect of targeting those. Weight loss may not be a side effect of targeting those. And there are ways to target those conditions that often don't result in dramatic or clinically significant weight loss, and that's okay.One other thing I'll note that it's not totally clear that menopausal weight gain is causing those sort of metabolic dysfunctions. This is a really interesting area of research. Again, I'm not a researcher, but I follow it with interest, because as a size-inclusive doctor, this is important to the way that I practice. So there's some school of thought that the metabolic dysfunction causes the weight gain, rather than the weight gain causing the metabolic dysfunction. And this is important because of the way we blame people for weight gain. We think if you gain weight, you've caused diabetes or whatever. This flips thta narrative on its head. Diabetes is a really complex disease with many, many factors affecting it. It's possible that having a genetic predisposition to cardiometabolic disease may end up causing weight gain, and specifically this visceral adiposity. So this is all to say there's a lot we don't understand. And I think at the core is trying to center my patients values, and de-stigmatize all of these conversations.VirginiaI love how Julie phrased it: “The possible related weight gain in menopause is maybe nothing to fear, dread, or fight.” I think anytime we can approach health without a mindset of fear and dread and not be fighting our bodies, that seems like it's going to be more health promoting than if we're going in like, “Oh my God, this is happening. It's terrible. I have to stop it.”And this is every life stage we go through, especially as women. Our bodies change, and usually our bodies get bigger. And we're always told we have to fight through puberty. You have a baby, you have to get your body back as quickly as possible. I do think there's something really powerful in saying: “I am going through a big life change right now so my body is supposed to change. I can focus on managing the health conditions that might come along with that, and I can also let my body do what it needs to do.” I think we can have both.MaraYeah, that's so beautifully said. And Julie, thank you for saying it that way.VirginiaOkay, so now let's get into some related weight questions.I was just told by my OB/GYN that excess abdominal weight can contribute to urinary incontinence in menopause. How true is this, and how much of a factor do you think weight is in this situation? And I think the you know, the unsaid question in this and in so many of these questions, is, so do I have to lose weight to solve this issue?MaraYes. So this is a very common refrain I hear from patients about the relationship between BMI and sort of different processes in the body, right? I think what the listeners' OB/GYN is getting at is the idea that mass in the abdomen and torso might put pressure on the pelvic floor. And more mass in the torso, more pressure on the pelvic floor.But urinary incontinence is extremely complicated and it can be caused by lots of different things. So I think what the OB/GYN is alluding to is pelvic floor weakness, which is one common cause. The muscles in the pelvic floor, which is all those muscles that basically hold up your uterus, your bladder, your rectum—all of those muscles can get weak over time. But other things can cause urinary incontinence, too. Neurological changes, hormonal changes in menopause, can contribute.Part of my size inclusive approach to primary care is I often ask myself: How would I treat a thin person with this condition? Because we always have other treatment options other than weight loss, and thin people have urinary incontinence all the time.VirginiaA lot of skinny grandmas are buying Depends. No shame!MaraTotally, right? And so we have treatments for urinary incontinence. And urinary incontinence often requires a multifactorial treatment approach.I will often recommend my patients do pelvic floor physical therapy. What that does is strengthen the pelvic floor muscles particularly if the person has been pregnant and had a vaginal delivery, those muscles can really weaken, and people might be having what we call genitourinary symptoms of menopause. Basically, as estrogen declines in the tissue of the vulva, it can make the tissue what we call friable.VirginiaI don't want a friable vulva! All of the language is bad.MaraI know, isn't it? I just get so used to it. And then when I talk to non-medical people, I'm like, whoa. Where did we come up with this term? It just means sort of like irritable.VirginiaOk, I'm fine having an irritable vulva. I'm frequently irritable.MaraAnd so that can cause a sensation of having to pee all the time. And that we can treat with topical estrogen, which is an estrogen cream that goes inside the vagina and is an amazing, underutilized treatment that is extremely low risk. I just prescribe it with glee and abandon to all of my patients, because it can really help with urinary symptoms. It can help with discomfort during sex in the menopausal transition. It is great treatment.VirginiaItchiness, dryness…MaraExactly, yeah! So I was doing a list of causes of urinary incontinence: Another one is overactive bladder, which we often use oral medications to treat. That helps decrease bladder spasticity. So this is all to say that it's multifactorial. It's rare that there's sort of one specific issue. And it is possible that for some people, weight loss might help decrease symptoms. If somebody loses weight in their abdomen, it might put less pressure on the pelvic floor, and that might ease up. But it's not the only treatment. So since we know that weight loss can be really challenging to maintain over time for many, many reasons, I think it's important to offer our patients other treatment options. But I don't want to discount the idea that it's inherently unrelated. It's possible that it's one factor of many that contributes to urinary incontinence.VirginiaThis is, like, the drumbeat I want us to keep coming back to with all these issues. As you said, how would I treat this in a thin person? It is much easier to start using an estrogen cream—like you said, low risk, easy to use—and see if that helps, before you put yourself through some draconian diet plan to try to lose weight.So for the doctor to start from this place of, “well, you've got excess abdominal fat, and that's why you're having this problem,” that's such a shaming place to start when that's very unlikely to be the full story or the full solution.MaraTotally. And pelvic PT is also underutilized and amazing. Everyone should get it after childbirth, but many people who've never had children might benefit from it, too.VirginiaOkay, another weight related question. This is from Ellen, who wrote in our thread in response to Julie's question. So in related to Julie's question about the role of declining estrogen in gaining abdominal fat:If that's the case, why does hormone replacement therapy not mitigate that weight gain? I take estrogen largely to support my bone health due to having a genetic disorder leading to fragile bones, but to be honest I had hoped that the estrogen would also help address the weight I've put on over the past five years despite stable eating and exercise habits. That hasn't happened, and I understand that it generally doesn't happen with HRT, but I don't understand why. I guess I'd just like to understand better why we tend to gain abdominal fat in menopause and what if anything can help mitigate that weight gain. I'm working on self acceptance for the body I have now, and I get frustrated when clothes I love no longer fit, or when my doctor tells me one minute to watch portion sizes to avoid weight gain, and the next tells me to ingest 1000 milligrams of calcium per day, which would account for about half of the calories I'm supposed to eat daily in order to lose weight or not gain more weight. It just feels like a lot of competing messages! Eat more protein and calcium, but have a calorie deficit. And it's all about your changing hormones, but hormone replacement therapy won't change anything.Ellen, relatable. So many mixed messages. Dr. Mara, you spoke to what we do and don't know about the abdominal fat piece a little bit already in Julie's question, so I think we can set that aside. But yes, if estrogen is playing a role, why does hormone replacement therapy not necessarily impact weight? And what do we do with the protein of it all? Because, let me tell you, we got like 50 other questions about protein.MaraI will answer the first part first: I don't think we know why menopausal hormone therapy does not affect abdominal fat. You're totally right. It makes intuitive sense, but that's not what we see clinically. There's some evidence that menopausal hormone therapy can decrease the rate of muscle mass loss. But we consider it a weight neutral treatment. Lots of researchers are studying these questions. But I don't think anybody knows.So those messages feel like they're competing because they are competing. And I don't think we understand why all these things go on in the human body and how to approach them. So maybe I'll turn the question back to you, Virginia. How do you think about it when you are seeking expertise and you get not a clear answer?VirginiaI mean, I'm an irritable vulva when it happens, that's for sure. My vulva and I are very irritated by conflicting messages. And I think we're right to be. I think Ellen is articulating a real frustration point.The other thing Ellen is articulating is how vulnerable we are in these moments. Because, as she's saying, she's working on self-acceptance for the body she has. And I think a lot of us are like, “We don't want weight loss to be the prescription. We don't want to feel pressured to go in that direction.” And then the doctor comes in and says, “1000 milligrams of calcium a day, an infinity number of protein grams a day. Also lose weight.” And then you do find yourself on that roller coaster or hamster wheel—choose your metaphor. Again, because we're so programmed to think “well, the only option I have is to try to control my weight, control my weight, control my weight.” And you get back in that space.What I usually try to do is phone a friend, have a plan to step myself out of that. Whether it's texting my best friend or texting Corinne, so they can be that voice of reason. And I would do this for them, too! You need help remembering: You don't want to pursue intentional weight loss. You're doing all this work on self-acceptance. Dieting is not going to be helpful. So what can you take from this advice that does feel doable and useful? And maybe it's not 1000 milligrams of calcium a day, but maybe it's like, a little more yogurt in your week. Is there a way you can translate this to your life that feels manageable? I think it's what you do a great job of. But I think in general, doctors don't do a great job with that part.MaraYeah, I bet you Ellen's doctor had 15 minutes with her. And was like, “Well, eat all this calcium and definitely try to lose weight,” right? And then was rushing out the door because she has 30 other patients to see that day.I think doctors are trying to offer what maybe they think patients want to hear, which is certainty and one correct answer. And it can feel hard to find the space to sort of sit in the uncertainty of medicine and health and the uncertainty of like our bodies. And corporate medicine is not conducive to that, let's put it that way.VirginiaBut so how much protein do we need to be eating?MaraI have no idea. Virginia, I don't think anybody knows. I think exercise is good for you. It's not good for every single body at every single moment in time. If you just broke your foot, running is not a healthy activity, right? If you're recovering from a disordered relationship with exercise, it's not healthy.But, movement in general prolongs our health span. And I'm reluctant to even say this, but, the Mediterranean diet—I hate even calling it a diet, right? But vegetables, protein—I don't even want to call them healthy fats, it's just so ambiguous what that means. But olive oil. All those things seem to be good for you. With the caveat that it's really hard to study the effects of diet. And this is general diet, not meaning a restrictive diet, but your diet over time. But I don't think we know how much, how much protein one needs to eat. It is unknowable.VirginiaAnd that's why, I think what we've been saying about figure out how to translate this into something that feels doable in your life. It's not like, Oh, olive oil forever. Never butter again. MaraOf course not. I love butter. Oh, my God. Extra butter!VirginiaRight. Butter is core to the Burnt Toast philosophy. I know you wouldn't be coming here with an anti-butter agenda.MaraOh, of course not. Kerry Gold forever.VirginiaBut it's, how can you take this and think about what makes sense in your life and would add value and not feel restrictive? And that's hard to do that when you're feeling vulnerable and worried and menopause feels like this big, scary unknown. But you still have the right to do that, because it's still your body.MaraBeautifully said.ButterVirginiaWell, this has all been incredibly helpful. Let's chat about things that are bringing us joy. Dr Mara, do you have some Butter for us? MaraI had to think about this a lot. The Butter question is obviously the most important question of the whole conversation.We have been in a heat wave in Philly, where I live, and it's really, really hot, and we have a public pool that is four blocks from our house. Philly actually has tons of public pools. Don't quote me on this, but I've heard through the grapevine—I have not fact-checked this—that it is one of the highest per capita free public pools in the country. I don't know where I heard that from. I know I should probably look that up, but anyway, we've got a lot of pools in Philly. And there's one four blocks from my house.So I used to think of pool time as a full day, like a Saturday activity. Like you bring snacks, you bring a book, you lounge for hours. But our city pool is very bare bones. There's no shade. And so, I have come to approach it as an after work palate cleanser. We rush there after I get my kid from daycare, and just pop in, pop out. It's so nice. And pools are so democratic. Everybody is there cooling off. There's no body shame. I mean, I feel like it's actually been quite freeing for my experience of a body shame in a bathing suit, because there's no opportunity to even contemplate it. Like you have to hustle in there to get there before it closes. There's no place to put your stuff. So you can't do all those body shielding techniques. You have to leave your stuff outside of the pool. So you have to go in in a bathing suit. And it's just like, all shapes and sizes there. I love it. So public pools are my Butter.VirginiaWe don't have a good public pool in my area, and I wish we did. I'm so jealous. That's magical. Since we're talking about being in midlife, I'm going to recommend the memoir, Actress of a Certain Age: My Twenty-Year Trail to Overnight Success by Jeff Hiller, which I just listened to on audiobook. Definitely listen to it on audiobook. Obviously, Jeff Hiller is a man and not in menopause, but he is in his late 40s, possibly turned 50. He's an actress of a certain age, as he says. If you watched “Somebody Somewhere” with Bridget Everett, he plays her best friend Joel. And the show was wonderful. Everyone needs to watch that.But Jeff Hiller is someone who had his big breakout role on an HBO show at the age of, like, 47 or something. And so it's his memoir of growing up as a closeted gay kid in Texas, in the church, and then moving to New York and pursuing acting and all that. It's hilarious. It's really moving. It made me teary several times. He is a beautiful writer, and it just makes you realize the potential of this life stage. And one of his frequent refrains in the book, and it's a quote from Bridget Everett, is Dreams Don't have Deadlines, and realizing what potential there is in the second half of our lives, or however you want to define it. Oh my gosh, I loved it so much. There's also a great, great interview with Jeff on Sam Sanders podcast that I'll link to as well. That's just like a great entry point, and it will definitely make you want to go listen to the whole book.MaraI love it.I will briefly say one thing I've been thinking about during this whole conversation is a piece by the amazing Anne Helen Petersen who writes Culture Study, which is one of my favorites of course, in addition to Burnt Toast. She wrote a piece about going through the portal. That was what she calls it. And she writes about how she's talking with her mom, I think, who says, “Oh, you're starting to portal!” to Anne. And I just love it.What she's getting at is this sort of surge of creativity and self confidence and self actualization that happens in midlife for women in particular. And I just love that image. Whenever I think of doing something that would have scared me a few years ago, or acting confident, appropriately confident in situations. I'm like, I'm going into the portal. I just, I love it, it's so powerful, and I think about it all the time.VirginiaWell, thank you so much for doing this. This was really wonderful. Tell folks where they can find you and how we can support your work.MaraThank you so much, Virginia. I'm such a fan of your work. It has been so meaningful, meaningful to me, both personally and professionally. So it's such an honor to be here again. You can find me on Substack. I write Your Doctor Friend by Mara Gordon . And I'm on Instagram at Mara Gordon MD, too. And you can find a lot of my writing on NPR as well. And I'm writing a book called, tentatively, How to Take Up Space, and it's about body shame and health care and the pursuit of health and wellness. So lots of issues like we touched on today, and hopefully that will be coming into the world in a couple of years. But yeah, thanks so much for having me, Virginia.The Burnt Toast Podcast is produced and hosted by Virginia Sole-Smith (follow me on Instagram) and Corinne Fay, who runs @SellTradePlus, and Big Undies.The Burnt Toast logo is by Deanna Lowe.Our theme music is by Farideh.Tommy Harron is our audio engineer.Thanks for listening and for supporting anti-diet, body liberation journalism! This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit virginiasolesmith.substack.com/subscribe
Season 3, Episode 20: You won't meet many 16 year olds like Zeke Vest. This Melissa native is driven. He's smart and mature. He has an amazing work ethic. All of that has helped this young man build a successful lawn care service in this community. On this episode of The Front Porch, Zeke shares the story of how Kid with a Cart Lawn Care got started ... he talks about all the people who have supported him ... and he discusses his plans to serve our country after graduating from Melissa High School. #frontporchLinks:City of Melissa: WebsiteMusic: https://www.purple-planet.com
Shamus Toomey, Editor in Chief and co-founder of Block Club Chicago, joins Bob Sirott to share the latest Chicago neighborhood stories. Shamus has details on: Proposed Law Would Require Life Vest For All Boaters After Black Yacht Weekend Drowning: The proposal would require life jackets for any and all boaters, with fines up to $500. Smoque […]
Jeff wanted to get the word out about the new V3 dog vest and catch up on this falls plans. Of course there was plenty of BirdCamp shop talk as well.The GoFundMe link mentioned is here. https://www.gofundme.com/f/7zmz6-support-rachels-battle-against-breast-cancer/cl/s?attribution_id=sl:71e0677b-3f2b-4b3f-884e-c3adb3d17873&lang=en_US&utm_campaign=fp_sharesheet&utm_content=amp13_t1-amp14_t2-amp15_t1&utm_medium=customer&utm_source=copy_link&v=amp14_t2Thank you to our sponsorsAspen Thicket Grouse Dogs aspenthicketgrousedogs.comPine Hill Gun Dogs phkscllc@gmail.comSecond Chance Bird dogs Field Armor fieldarmorusa.comWild Card Outfitters and Guide Service wildcardoutdoors.comPrairie ridge Farms prairieridgefarms.com
Dominerende familier, der styrer hele boligområder Imamer og lokale kræfter, som saboterer politiets arbejde Mindreårige, som hundredvis af gange er endt i politiets søgelys, og en æreskultur, som trumfer retsprincipper. I denne artikelserie afdækker Berlingskes gravegruppe, hvordan enkelte familier står for bemærkelsesværdig meget kriminalitet - og at den går i arv. Gennem adgang til fortrolige dokumenter, et omfattende feltarbejde og behandling af følsomme kilder afsløres en hidtil ukendt underverden i Danmark - de kriminelle klaner. Artiklerne er skrevet af Jens Beck og Christian Birk, der modtog Publicistklubbens Dokumentarpris 2025 for serien. I tredje afsnit af serien Kriminelle klaner kaster vi lys over en af Danmarks mest toneangivende kriminelle familier. Ismail-familien har i årevis præget det vestlige Aarhus med en kombination af religiøs autoritet, social dominans og organiseret kriminalitet. Oplæser: Caroline Toft Baunkjær Producer: Frederik Riis-Jacobsen Redaktør: Ida Hasgaard Røntorp Find alle højtlæste artikler fra Berlingske herSee omnystudio.com/listener for privacy information.
Amanda Zoe Vest & Chelsea Kolić, of Ader Emerging Artists Program for Charlottesville Opera, joined Michael Urpí & Nickolas Urpí On “Today y Mañana!” “Today y Mañana” airs every Thursday at 10:15 am on The I Love CVille Network! “Today y Mañana” is presented by Emergent Financial Services, LLC, Charlottesville Opera and Matthias John Realty, with Forward Adelante.
Weighted vests are having a major moment - especially in the wellness world for women over 40. But are they really worth the hype? In this episode, I take you behind the headlines and into the science to answer the question: Can wearing a weighted vest actually improve bone density and strength? I dive into recent research, share my personal experience testing one out, and offer practical tips if you're curious about adding a weighted vest to your routine. As always, we approach this with curiosity, compassion, and clarity because not everything trending on Instagram is backed by evidence (or even feels good for your body!). What You'll Learn in This Episode: What the latest research says about weighted vests and bone density Whether walking with a vest is as beneficial as it seems The pros and cons of adding weight to your walk or workout How posture, core strength, and alignment factor into safe use Personal tips for getting started if you choose to try one Episode Highlights: Three key studies on weighted vests and midlife women's strength, balance, and bone health The (limited) evidence on whether walking with a vest impacts bone density Why enjoyment, posture, and core strength matter before strapping one on Robin's personal experience testing a 12-lb vest—and how it felt in her body Questions to ask before adding a vest to your routine Resources and Links: Join the Lindywell community: www.lindywell.com Follow us on Instagram for daily inspiration: @wearelindywell Blog post on weighted vests with links! Let's Connect: Visit www.lindywell.com for free resources and more episodes. Subscribe to the podcast so you never miss an episode! If you found this episode helpful, leave a review and share it with a friend!
Struggling with the brutal summer heat? In this episode, Peter Von Panda tests a $20 water-activated cooling vest designed to keep you cool in temperatures over 100°F. Will it really work? We dive into how this vest compares to more expensive options and whether it can actually make outdoor tasks like walking the dog or golfing more bearable. Tune in for a hands-on review and discover if this affordable cooling solution can survive the ultimate test in scorching heat. Get it here... https://geni.us/cPAtiN ---------- LET'S TALK ABOUT LIVING BETTER: ▶ Podcast: https://geni.us/FtGAT4 ▶ My Amazon Store: https://www.amazon.com/shop/petervonp... ---------- IF YOU'D LIKE TO SHOW SOME LOVE: ▶ Buy My Book: https://geni.us/qwbZAE ▶ Become A Channel Member: https://geni.us/AA3Jk ▶ Patreon: / petervonpanda ▶ Merch: https://petervonpanda.storenvy.com/ ▶ Free Panda Group: https://panda-research-institute.mn.co FOLLOW MY OTHER SOCIAL MEDIA PLATFORMS: ▶ Instagram: / petervonpanda ▶ Facebook: / petervonpanda
Jim Rome Hour 2 - 6-24-2025 Learn more about your ad choices. Visit podcastchoices.com/adchoices
During the current security conflict, Access Israel, a leading organization promoting inclusion and accessibility for people with all types of disabilities and in all areas of life, launched the Purple Vest Mission, which assists and rescues people with disabilities in times of emergency. As part of the Hatashtit civil initiative, Access Israel volunteers have special training to provide immediate help on the ground. Yuval Wagner, Founder and Chair of Access Israel spoke to KAN reporter Naomi Segal. (Photo: Courtesy Access Israel)See omnystudio.com/listener for privacy information.
Jen Health Annual Membership Discount:Don't miss out! We are having a massive discount on our Annual Membership on Jen Health! As our podcast listener, you'll get the best discount of all using code OPTIMAL10 at checkout! If you've been considering getting started on one of our 12 Therapy Plans, now is the time! You'll get over a 50% discount when you use OPTIMAL10 to start your free trial of the Annual Membership. Come move with us!LMNT Electrolytes: Free Gift with Purchase!Fuel every system within the body and the brain with LMNT! Keep yourself hydrated on a cellular level by replenishing the sodium, potassium, and magnesium that our body needs for basic cellular processes like nerve signaling, smooth muscle contractions, unnecessary fatigue, aches and pain, brain fog, and recovery! Get a free gift with every purchase and try some new flavors as you stay hydrated! Get Your Free Gift!We think you'll love:Strong Healthy Joints ProgramJen Health Membership DiscountJen's InstagramDom's InstagramYouTube ChannelFor full show notes and resources, visit: https://jen.health/podcast/414
Sådan spørger Noahs kusines kæreste fra forsædet af taxaen på vej til et traditionelt boliviansk bryllup. Noah er taget til Bolivia for at lære sin bolivianske familie at kende. Bryllupsfesten åbner en helt ny verden af ritualer og manerer, hvad enten det drejer sig om øl, der skal drikkes og bydes i den rigtige rækkefølge, vals, lyserøde kjoler, mulige ægteskabstilbud og en brudebuket der er svær at slippe. -Senere tager de videre på klub - men dér får festen en brat ende. Medvirkende: Noah Tilrettelæggelse og lyddesign: Klara Witt Producer og redaktør: Torben Brandt Kontakt: radiofortaellinger@dr.dk
Our favorite episodes involve answering listener questions in a "no secrets" style. That means we might be right, we might be wrong, but we'll always be honest (and hairy!).We started with a game theory analysis on how we think this year's Western States 100 will play out. This is the type of conversation that athletes have before every race, but they usually wouldn't play it out in public. We can check our work in 2 weeks!And then we broke down tons of great questions! Topics: what drives us, messages from our younger selves, The Feed's new high carb mix that is resetting the cost curves, responders and non-responders to passive heat, going for it at the back of the pack, diagnosing and improving offsets between climbing and flats, adding passive heat v. adding more training, whether you need heat training in the summer, a couple hypotheticals on road and track athletes coming to trails, a spicy hypothetical on Kilian Jornet, adding weight vest training, balancing competition with self-acceptance, sub-ultra v. ultra for making the sport more accessible, getting into coaching, and the popularity of Park Run in the UK v. the US.May your legs be carbed-up and may your hairs not be given names on a podcast. We love you all! Huzzah!-David and MeganClick "Claim Reward" for free credit at The Feed here: thefeed.com/swap Check out the least expensive carb mix on the market from TheFeedLab: https://thefeed.com/products/the-feed-lab-high-carb-drink-mixFollow Megan's female athlete health initiative at Huzzah: https://www.instagram.com/thehuzzahhub/Buy Janji's amazing gear: https://janji.com/ (code "SWAP")For weekly bonus podcasts, articles, and videos: patreon.com/swap
Kicking off with World Sea Turtle Day, Erin shares her Puerto Rico protest adventure, joining locals to save sea turtle eggs from a beachfront pool plan. Erin's new “dense bones, dense brain” fitness series features weighted vest walks to boost bone density, alongside a strength training routine (lower body, core, upper body, HIIT, yoga). Erin forgets their daughter's field trip shirt and learns their son has an unannounced birthday party to attend. A near disaster unfolds when their 15 foot sailboat, crashes off its trailer. Dan and Mike nearly burn down a shore house cooking.Sports talk dives into the Enhanced Games (May 21-24, 2026, Las Vegas), an Olympic style event allowing “safe” doping like testosterone, with $500K prizes and $1M for breaking non-doped world records in swimming, track, or weightlifting. The NFL's tush push drama sees most teams vote to ban the Eagles' signature play. A viral hurdler's gymnast trained tumble wins a race, staying in her lane. Gianna Mari, a Long Island high school senior, dominates race walking, winning two national mile titles. Chess grandmaster Magnus Carlsen's lost and Erin is obsessed with the video. A Crumbl Cookie franchise owner in bullies a lash business owner over $1,000 in gift cards meant to cross-promote, threatening lawsuits despite prior approval. An influencer who called NYC creators boring loses her job at a luxury brand. CNN reports arsenic in store bought rice. A French bulldog named Dale surfs in the live action Lilo & Stitch after answering an Instagram ad.
In this episode of PERSIST. Voices, Michelle Glogovac sits down with Erika Lucas, entrepreneur, immigrant advocate, and founder of StitchCrew, to talk about the realities women face when stepping away from corporate America to build something better. Erika shares her personal journey from the boardroom to nonprofit leadership, highlighting the funding gap for women of color, the healthcare hurdles entrepreneurs face, and the emotional toll of burnout. They explore how the current political climate impacts immigrant entrepreneurs and why normalizing political conversations is essential for women's empowerment. If you're a woman feeling the weight of corporate burnout, wondering how to start something of your own, or passionate about creating change in your community—this conversation is for you. What We're Talking About... Erika Lucas shares her immigrant story and journey into entrepreneurship. The importance of addressing the funding gap for women of color entrepreneurs. Women often start businesses as an escape from corporate America. The need for inclusive workplaces that support caregivers and women. Many women in leadership are considering leaving their positions due to burnout. The political climate creates fear and uncertainty for immigrant entrepreneurs. Healthcare costs are a significant barrier for entrepreneurs. Normalizing political discussions is crucial for women's empowerment. Building community support is essential for advocacy work. Regular people doing impactful work should be amplified. Chapters 00:00 Introduction and Background 03:08 Empowering Women Entrepreneurs 06:04 Challenges in Corporate America 10:07 Political Climate and Its Impact 16:01 Finding Your Voice 21:12 Building Community and Support 27:06 Conclusion and Resources Links Mentioned Erika Lucas' Website https://www.erikalucas.co/ StitchCrew https://www.stitchcrew.com/ VEST https://www.vesther.co/vestherventures The PERSIST. Network https://www.thepersistnetwork.com/ The PERSIST. Network on Instagram https://www.instagram.com/thepersistnetwork/
Ferris' vest is up for sale and Lice will be infecting theaters! Find out about it all with today's #MikeJonesMinuteCon.
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In this episode, Tim and Jeff Kurkjian discuss recent updates in Major League Baseball, and reflect on the significance of retired numbers. But first, what in the world is Tim wearing? They also address safety concerns in the sport and highlight notable moments in baseball history. In this episode, Tim and Jeff Kurkjian celebrate the unique career of Bill Spiers, discuss the ranking of baseball legends, particularly focusing on Frank Robinson and Ken Griffey Jr. They also introduce a fun concept called the 'All Clothing Team' and engage with a listener's passion for one-run games, ultimately welcoming him into the Seamhead community.Thank you for listening and sharing the show with a friend or family member so they can become part of our family as well! Visit GreatGameOrWhat.com to contact the show with your questions, quips and insights. Joy Pop Productions LLC
Regresso ao Parlamento
Buckle up Fans and enjoy some smooth sailing as The Fan Girls chat all about S1 Pt. 2 of "Doctor Odyssey".
In June of 1999, a brilliant entomologist vanished into the night after walking home in Idaho Falls. And when police looked into his vanishing, they found many suspicious angles. In a strangely familiar situation from three years earlier, he was assaulted while walking home from a bar. And the last person to see him before he went missing left town that same night, with a troubling discovery in his car coming up in police's search. So what happened to this man that everyone admired? This is the story of Darwin Vest.
This episode was a total joy with toe warmers in all the right places (and some of the wrong ones)! The main scientific topic was a new study on how high carb fueling may improve heat adaptation. We broaden that out to a question from a listener on the old "calories-in, calories-out" framework, and why that doesn't apply to athletes from evolutionary or exercise science perspectives. The big takeaway from 2 decades of research: avoiding excessive within-day deficits from training may improve health, performance, and body composition. Eat during hard training, or the body may have to take unhealthy steps to avoid shutting down. And this one was full of great topics! Other topics: a hopeful update on David's knee heading into Western States, the decision to get a cortisone injection, Megan having enough watts to be confused for an e-bike, a new study on weight-vest warm-ups improving running economy, how we think training theory might evolve based on that study, last week's controversial news in trail running, why we think that love and grace for humans needs to lead the way, and a Q+A on fear of vulnerability, workout intensity, and athlete sponsorship.Stick around to the very end for the hardest we have ever laughed on an episode!May your knees stay healthy and may your tooth bags stay hidden. We love you all! HUZZAH!-David and MeganClick "Claim Reward" for free credit at The Feed here: thefeed.com/swap Order a Core 2 Sensor here before they sell out: https://thefeed.com/products/core-2-temperature-monitorFollow Huzzah: https://www.instagram.com/thehuzzahhub/Buy Janji's amazing gear: https://janji.com/ (code "SWAP")For weekly bonus podcasts, articles, and videos: patreon.com/swap
Monday, May 20th, 2024David DePape was sentenced to 30 years in prison for attacking Paul Pelosi with a hammer, but there's a flag on the play; Brent Bozell IV was sentenced to nearly four years in prison for his role in the insurrection; how redistricting battles could impact the 2024 election; Minnesota Republicans back Royce White to run against Amy Klobuchar; a helicopter carrying Iran's President and foreign minister has crashed; a Trump-linked dark-money group spent $90m on racist and transphobic ads in 2022; plus Allison and Dana deliver your Good News.Greg Olear:Rough Beast: Who Donald Trump Really Is, What He'll Do if Re-Elected, and Why Democracy Must Prevail by Greg Olearhttps://a.co/d/gSlLnWRPrevail Podcasthttps://mswmedia.com/show/prevail-with-greg-olearPrevail Substackhttps://gregolear.substack.comThe Five 8https://www.youtube.com/@thefive-8/videosTwitterhttps://twitter.com/gregolear Mega Happy Hour Zoom Call - you can interact with not just me and Harry Dunn, Andy McCabe, and Dana Goldberg. They'll all be there this Friday 5/23/2025 at 7 PM ET 4 PM PT. Plus, you'll get these episodes ad free and early, and get pre-sale tickets and VIP access to our live events. You can join at patreon.com/muellershewrote for as little as $3 a month. Federal workers - feel free to email me at fedoath@pm.me and let me know what you're going to do, or just vent. I'm always here to listen.Share your Good News or Good Trouble:https://www.dailybeanspod.com/good/ Check out other MSW Media podcastshttps://mswmedia.com/shows/Subscribe for free to MuellerSheWrote on Substackhttps://muellershewrote.substack.comFollow AG and Dana on Social MediaDr. Allison Gill Substack|Muellershewrote, BlueSky|@muellershewrote , Threads|@muellershewrote, TikTok|@muellershewrote, IG|muellershewrote, Twitter|@MuellerSheWrote,Dana GoldbergTwitter|@DGComedy, IG|dgcomedy, facebook|dgcomedy, IG|dgcomedy, danagoldberg.com, BlueSky|@dgcomedyHave some good news; a confession; or a correction to share?Good News & Confessions - The Daily Beanshttps://www.dailybeanspod.com/confessional/ Listener Survey:http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=shortFollow the Podcast on Apple:The Daily Beans on Apple PodcastsWant to support the show and get it ad-free and early?Supercasthttps://dailybeans.supercast.com/Patreon https://patreon.com/thedailybeansOr subscribe on Apple Podcasts with our affiliate linkThe Daily Beans on Apple Podcasts
Teach and Retire Rich - The podcast for teachers, professors and financial professionals
Scott finds out just how much commission Equitable salespeople get for selling EQUI-VEST products. No wonder they fight reform so hard. No wonder they love to initiate exchanges. The Price of Enrollment Podcast on SIOs Plan Fee Disclosure Form for University of Jamestown Equitable Plan Fee Disclosure Brochure Learned by Being Burned (short pod series about K-12 403(b) issues) 403bwise.org Meridian Wealth Management Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).
Today's Sports Daily covers the Dallas Mavericks getting thrown a life vest by the NBA last night, Celtics season is over, NBA Finals could be a record low in the ratings, NFL releases some key games for the upcoming season, and NHL Playoffs.Music written by Bill Conti & Allee Willis (Casablanca Records/Universal Music Group)
As Fr. John and Mary continue their Easter series on the Mission of the Church, they propose some new mindsets that priests might want to consider putting on. Next week they will focus on a new mindset the lay faithful might want to consider. Connect with us and our community on our websites and social media. Or simply reach us via email at mission@actsxxix.org (mailto: mission@actsxxix.org) ACTS XXIX - Mobilizing for Mission Web: https://www.actsxxix.org Instagram: @acts.xxix Facebook: @ACTSXXIXmission The Rescue Project Web: https://rescueproject.us Instagram: @the.rescue.project Our Streaming Channels Web: https://watch.actsxxix.org/browse YouTube: @actsxxix (https://youtube.com/actsxxix)
In this episode of The Jordan Syatt Podcast, I sit down with the wonderful Susan Niebergall (@susanniebergallfitness) to discuss everything from menopause during weight loss, to walking with a weighted vest, creatine and brain health, and more.I hope you enjoy the episode. And if you do, please leave a 5-star review on iTunes and Spotify (they really do help a lot).Finally, if you've been thinking about joining The Inner Circle but haven't yet...we have hundreds of home and bodyweight workouts for you and you can get them all here: www.sfinnercircle.com.