Podcasts about emerging trends

On May 12, 2026, we produced a 90-minute webinar in which we explored one of the most important and rapidly developing issues in consumer financial services law: coerced debt and the emerging legislative efforts designed to address it. The webinar has been re-purposed into a two-part podcast series, the first of which is being released today, June 11th, and the second of which is being released next Thursday, June 18th. Alan Kaplinsky, Founder, former Chair for 25 years and now Senior Counsel of the Consumer Financial Services Group at Ballard Spahr, LLP hosted and moderated this discussion.  The discussion examines the growing recognition that individuals, often survivors of domestic violence, elder abuse, human trafficking, or other forms of coercive control, can be manipulated, threatened, or deceived into incurring debt without meaningful consent. The program focuses in particular on New York's newly enacted coerced debt statute, which creates a framework allowing consumers to challenge the enforceability of debts incurred through coercion and requires creditors and debt collectors to investigate such claims. The episodes feature an outstanding panel of experts from academia, legal services organizations, consumer advocacy groups, and private practice. Professor Angela Littwin of the University of Texas School of Law discusses her groundbreaking research on coerced debt, including empirical studies demonstrating the prevalence of the problem and the inadequacy of traditional legal remedies such as divorce proceedings, bankruptcy, and fraud defenses. Representatives from CAMBA Legal Services, Brooklyn, New York, Divya Subrahmanyam and Naomi Young, explain how the New York statute is intended to operate in practice, including the evidentiary requirements imposed on survivors, creditor obligations upon receipt of a coerced debt claim, and the practical challenges survivors face in seeking relief. The program also examines the broader national landscape. Carla Sanchez-Adams of the National Consumer Law Center discusses similar legislative initiatives developing across the country, including laws enacted in states such as California, Texas, Connecticut, Minnesota, Maine, Illinois, and Vermont, as well as pending legislation elsewhere. Carla and the panel further analyze the interaction between coerced debt claims and existing federal laws such as the Fair Credit Reporting Act and Truth in Lending Act, while also addressing ongoing efforts to expand federal protections. Finally, Ballard Spahr attorney, Dan Wilkinson, offers an industry perspective on the significant operational and compliance issues created by these laws for banks, finance companies, debt collectors, and other financial institutions. The discussion highlights the challenges of identifying coerced debt claims, conducting investigations while protecting survivor confidentiality, training frontline personnel, and balancing consumer protection concerns with fraud prevention and risk management obligations. This podcast and the one we are releasing next week provide a comprehensive and balanced examination of a fast-evolving area of consumer finance law that is likely to have substantial implications for creditors, debt collectors, compliance professionals, consumer advocates, and policymakers nationwide. Part 1 of this discussion includes an introduction to the topic and the speakers by Alan Kaplinsky, an overview of coerced debt by Angela Littwin, and the analysis of the New York statute by Divya Subrahmanyam and Naomi Young.  Part 2 of the discussion, which is being released next Thursday, June 18th, will cover theories of liability under existing federal and state laws and bills pending in other states by Carla Sanchez-Adams, the Industry Perspective by Dan Wilkinson, and the key takeaways and closing by Alan Kaplinsky.  Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

Sex & Power PodcastGuest: Dr. Lucas WilsonTitle: Shame Sex Attraction My guest today is Dr. Lucas Wilson, who is a Postdoctoral Fellow at University of Toronto. His research centers on White Christian nationalism, with a focus on gender and sexuality; specifically on conservative Christian homophobia and transphobia. Dr. Wilson's book Shame-Sex Attraction: Survivors' Stories of Conversion Therapyis an eye-opening look at the disturbing and dehumanizing practices Queer people have suffered under the guise of therapy to make them conform to heterosexuality. As a former evangelical who is also a survivor of conversion therapy, Dr. Wilson has first-hand understanding of such practices.If you were moved by the film Boy Erased, by Garrard Conley, you won't want to miss our conversation today.Bio Dr. Lucas Wilson is a SSHRC Postdoctoral Fellow at University of Toronto Mississauga and was formerly the Justice, Equity, and Transformation Postdoctoral Fellow at University of Calgary. He is the editor of Shame-Sex Attraction: Survivors' Stories of Conversion Therapy and the co-editor of Emerging Trends in Third-Generation Holocaust Literature. He is also the author of At Home with the Holocaust: Postmemory, Domestic Space, and Second-Generation Holocaust Literature, which received the Jordan Schnitzer First Book Publication Award. His public-facing writing has appeared in The Advocate, Queerty, LGBTQ Nation, and Religion Dispatches, among other venues. He is currently working on a new edited collection about queer experiences at Christian colleges, universities, and seminaries (under contract with University of Georgia Press). Social Media Handles for Dr. Wilson- Instagram: @lukeslamdunkwilson- Threads: @lukeslamdunkwilson- TikTok: @lukeslamdunkwilson- Bluesky: @lukeslamdunkwilson.bsky.social- Twitter/X: @wilson_fw- LinkedIn: https://www.linkedin.com/in/lucas-wilson-2a0753b1/ - Facebook: https://www.facebook.com/luke.wilson.96 Support the show

In this episode, we explore the key themes shaping the operational risk landscape based on ORX News coverage in Q1 2026. Alongside the latest loss data and major events, we look at how industry priorities compare with realised losses, highlighting gaps between perception and experience in areas such as conduct, cyber and third-party risk. We also examine developments in external fraud, cyber incidents and regulatory change, including the UK motor finance redress scheme. Taken together, these insights help build a clearer picture of where risks are emerging and how firms are responding. Related resources ORX News Top 5s Data Deep Dive: External Fraud Deep Dive: Jaguar Land Rover cyberattack severely disrupts production Global Public Loss Landscape Report 2025 Motor Finance Commission Disclosure Failures Analysis

Rob Gerberry speaks with Michael Peregrine about the major corporate governance trends that have popped up in the last six months. They discuss issues related to volatility, corporate responsibility, director and executive succession, competency-based models of board recruitment, information flow and micromanagement, health care fraud and enforcement, and hospital tax-exempt status.Watch this episode: https://www.youtube.com/watch?v=SmQXxjI7qooEssential Legal Updates, Now in AudioAHLA's popular Health Law Daily email newsletter is now a daily podcast, exclusively for AHLA Comprehensive members. Get all your health law news from the major media outlets on this podcast! To subscribe and add this private podcast feed to your podcast app, go to americanhealthlaw.org/dailypodcast.Stay At the Forefront of Health Legal EducationLearn more about AHLA and the educational resources available to the health law community at https://www.americanhealthlaw.org/. 

JK more like 20 minutes but whatever______________________________________00:00 Breaking Things and Rage Rooms05:47 Album Reception and Critique11:49 Drake's Artistic Evolution19:00 Album Highlights and Easter Eggs23:40 Lyrical Analysis and Personal Styles27:55 Viral Trends and Music Promotion33:35 Health Trends and Cultural Commentary38:25 Cultural Observations on Asian Practices42:23 BTS Phenomenon and K-Pop Influence47:01 Cultural Crossovers in Anime and Music50:18 Viral Challenges and Social Media Trends51:30 Star Wars vs. Star Trek: A Fan Debate54:02 The Morality of Violence in Star Wars56:25 The Impact of Star Wars on Pop Culture57:30 Upcoming Movies and Anticipation59:27 Comedy and Roast Culture01:00:24 Roasting and Comedy Dynamics01:02:26 The Role of Writers in Comedy01:05:20 Emerging Trends in Horror Films01:08:17 Hollywood's Approach to Diversity in Casting01:11:19 Upcoming Movies and Anticipations01:12:59 Humorous Anecdotes and Cultural References01:13:21 Upcoming UFC Events and Predictions01:14:37 Fighter Highlights and Matchups01:15:26 Gaming Talk: GTA 6 and 00701:16:49 Camping Stories and Unexpected Drama01:19:04 Consequences of Late Night Shenanigans01:20:55 Sports Discussions: NBA Playoffs and Predictions01:22:02 Fun Facts and Animal Behavior

In this podcast episode recorded live at the COVESA meeting, host John Heinlein interviews Roger Lanctot about how the automotive industry can leverage vehicle data to transition from a B2B to a B2C model, prioritizing driver personalization over data monetization to enhance customer engagement and loyalty.Chapters:0:00 Introduction to Vehicle Data and Personalization1:12 Introducing Roger Lanctot3:11 Personalization not Monetization5:23 Engagement Strategies of New Automakers6:27 Case Study: Chevy Equinox Connectivity Experience9:57 The Cost of Customer Acquisition and Retention12:11 Ensuring Privacy14:47 Emerging Trends in Vehicle Diagnostics15:45 The Evolution of Usage-Based Insurance18:43 Real-Time Feedback and Driver Engagement19:59 The Future of Personalization in Automotive21:06 Changing the Dealer Engagement Model22:13 Conclusion and Future Perspectives

In this episode of the Crypto Rundown, Brian, Joe, & Tevo break down some of the biggest altcoin winners quietly exploding beneath Bitcoin's choppy market structure. The team shares how Momentum Moneymakers identified massive plays in AI, meme coins, NFTs, collectibles, and tokenized strategies — including projects that delivered gains ranging from hundreds to thousands of percent. They also discuss the return of NFT momentum, Beeple's collectible card craze, Hyperliquid's growing dominance, and how institutions continue integrating crypto infrastructure through ETFs and tokenization. The episode closes with macro discussion around the Clarity Act, Ethereum adoption, Bitcoin's long-term outlook, and why the current “builder's market” could be setting up the next major crypto expansion.Check out Quince: https://quince.com/CRYPTO101Check out Shopify: https://shopify.com/crypto101Check out Mars Men: https://mengotomars.comGet my #1 altcoin pick for this month.Get immediate access to my entire crypto portfolio for just $1.00 today! Get your FREE copy of "Crypto Revolution" and start making big profits from buying, selling,Get immediate access to my entire crypto portfolio.. just $1.00 today! Go here to get access: https://www.crypto101insider.com/cryptnation-directm6pypcy1?utm_source=Internal&utm_medium=YouTube&utm_content=Podcast&utm_term=20250916Get your FREE copy of "Crypto Revolution: Your Guide To The Future of Money". In this book, I reveal how to make (and keep) a fortune during this crypto bull run! http://www.cryptorevolution.com/free?utm_source=Internal&utm_medium=YouTube&utm_content=Podcast&utm_term=20250916Chapters00:00 Introduction to Altcoin Winners03:02 Exploring Major Altcoin Picks05:52 The Rise of Collectibles and Cards08:55 Strategies for Trading and Selling11:58 Emerging Trends in NFTs15:05 The Impact of Culture on Crypto17:52 Beeple and the Future of Digital Art28:25 The Thrill of Opening Packs30:06 NFTs and Meme Coins: A New Frontier33:29 Market Trends: Gold vs. Bitcoin36:44 The Rise of Hyperliquid and Staking ETFs40:44 JP Morgan and Tokenized Funds on Ethereum44:56 Navigating Market Volatility49:59 AI and Bitcoin Recovery StoriesSubscribe to YouTube for Exclusive Content:https://www.youtube.com/@crypto101podcast?sub_confirmation=1Follow us on social media for leading-edge crypto updates and trade alerts:https://twitter.com/Crypto101Podhttps://instagram.com/crypto_101Guest Linkshttp://bitfinex.com/*This is NOT financial, tax, or legal advice*Boardwalk Flock LLC. All Rights Reserved  ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬Fog by DIZARO https://soundcloud.com/dizarofrCreative Commons — Attribution-NoDerivs 3.0 Unported — CC BY-ND 3.0 Free Download / Stream: http://bit.ly/Fog-DIZAROMusic promoted by Audio Library https://youtu.be/lAfbjt_rmE8▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬Our Sponsors:* Check out Mars Men and use my code Mengotomars.com for a great deal: https://mengotomars.com* Check out NPR: https://npr.org* Check out Quince and use my code quince.com/crypto101 for a great deal: https://www.quince.com* Check out Shopify and use my code shopify.com/crypto101 for a great deal: https://www.shopify.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Jonathan talks to our patron saint of GEAR:30, Hoji; Jeff Colt (ZipFit); Shane Chappell (Burton); and Will Ritter (Spark R&D) to get their sense of the most interesting trends and product developments across the ski and snowboard world.Note: We Want to Hear From You!Please share with us the questions, topics, or stories you'd like us to cover on GEAR:30. You can email us at: info@blisterreview.comRELATED LINKS:Get Covered: BLISTER+Enter Our Weekly Gear GiveawaySee Our Blister Recommended ShopsBlister Podcast (ep 404): Stories from the FieldCHECK OUT OUR YOUTUBE CHANNELS:Blister Studios (our new channel)Blister Review (our original channel)TOPICS & TIMES:Shoutout: New BLISTER+ Members (2:33)Our Responses to the Previous Panel: Blister Podcast #404 (3:27)ZipFit's Jeff Colt (15:51)Shane Chappell: Biggest Trends at Burton: Step On (20:06)Burton, Nitro, and Union: Joining Forces (23:31)Hoji on the Hoji Hole, etc. (29:57)Will Ritter: Emerging Trends (33:00)Emerging Trends from ZipFit (37:43)Hoji & 90-Flex Ski Boots (40:43)Snowboard Boot Design (46:21)Spark's Tech Toe Collab with ATK (50:29)Audience Questions:Booster Straps, Insoles, & Aftermarket Liners (53:24)Boot Pivot Points (1:00:09)Ski Technology Trends (1:03:27)Burton's ‘Family Tree' Project (1:05:37)CHECK OUT OUR OTHER PODCASTS:Blister CinematicCRAFTEDBikes & Big IdeasBlister Podcast Hosted on Acast. See acast.com/privacy for more information.

HELP US IMPROVE THE PODCAST - TAKE THIS 3 MIN SURVEY:https://forms.gle/fRTV2YiJqncKVpFh7WEBINAR LINK:https://shawnmoore.clickfunnels.com/optiniyvvg89sWant to learn more about Vodyssey or start your STR journey. Book a call here:https://meetings.hubspot.com/vodysseystrategysession/booknow?utm_source=vodysseycom&uuid=80fb7859-b8f4-40d1-a31d-15a5caa687b7FOLLOW US:https://www.instagram.com/vodysseyshawnmoorehttps://www.facebook.com/vodysseyshawnmoore/https://www.linkedin.com/company/str-financial-freedomhttps://www.tiktok.com/@vodysseyshawnmooreCONTACT US:support@vodyssey.comPROPERTIES:https://www.airbnb.com/rooms/1667348904350233215?unique_share_id=26c563d9-be21-4667-80da-13b9daf699d1&viralityEntryPoint=1&s=76&source_impression_id=p3_1777312723_P3yexqjgooDm6_Uchttps://www.airbnb.com/rooms/1676891054466854556?guests=1&adults=1&s=67&unique_share_id=503c778b-6d1d-4602-b6b1-8fac54d1c442&source_impression_id=p3_1777909658_P3ziSs-Qtie81uOZSOURCES:https://hello.pricelabs.co/blog/short-term-rental-trends/https://www.disneytouristblog.com/disney-reputation-drops-fair-tier-first-time-americans-poll/CHAPTERS:00:00:00 Intro00:05:26 Emerging Trends in Short-Term Rentals00:14:40 Impact of Spirit Airlines Shutdown00:20:53 Disney's Brand Challenges and Market Positioning

Our kick-off panel at Aerial Cities 2025 set the perfect tone for our C-level, invite-only event where industry experts discussed the future of #drones and #UrbanAirMobility, and all its nuances. Held inside Dublin's historic City Hall, our first panellists at last year's #AerialCities discussed Navigating Urban Skies and Aerial Cities: Emerging Trends and Evolutions.Moderated by Lorenzo Murzilli, Co-founder and CEO of Murzilli Consulting, the conversation featured:• Thomas Curran, Head of Survey & Mapping, Dublin City Council• Enda Walsh, UAS Manager, Irish Aviation Authority• Magdalena Szymańska, Deputy Manager of the Active Mobility Unit, Municipal Transport Authority, Gdańsk• Natale Di Rubbo, Drone Project Manager, EASATogether, they offered one of the clearest snapshots yet of how Europe is progressing on airspace integration, public acceptance, and regulatory readiness for BVLOS drone operations.Key insights from the session:• Europe's biggest bottleneck remains air risk. While SORA's ground risk is settled, scalable Detect‑and‑Avoid capabilities are still missing.• The #EASA is shifting toward practical enablement, collecting best practices and rolling out tools like digital eSORA to simplify approvals.• Ireland's new National Policy Framework shows a major step toward structured U‑Space deployment and the scaling of BVLOS drone operations.• Cities like Dublin and Gdańsk are actively preparing staff, engaging residents, mapping use cases, and integrating drones into daily operations.• Public acceptance is now, more than ever, a core enabler.If you want to be part of Aerial Cities 2026, click here for speaking, attendance and sponsorship options: https://aerialcities.dronetalks.online/

In this episode of the Crypto Rundown, Tevo and Brendan break down a pivotal moment in crypto markets as technicals and fundamentals begin to align. They highlight growing real-world adoption from companies like Walmart, Block, and Steak ‘n Shake while institutions like Morgan Stanley and T. Rowe Price continue expanding into crypto. Despite bullish long-term signals, the market sits at a critical inflection point where Bitcoin could break out or face another leg down. They also discuss regulatory delays like the Clarity Act, fading retail interest, and why this quiet phase could be the setup for the next major move.Brendan's 6 Week Technical Analysis Course https://www.cryptorevolution.com/brendan-mbr?utm_content=Rundown&utm_medium=YouTube&utm_source=Internal&utm_term=20251112Our In Person Crypto Wealth Collective https://www.cryptowealthcollective.com/exclusive-invitation?utm_source=Internal&utm_medium=YouTube&utm_content=Rundown&utm_term=2026051Check out Quince: https://quince.com/CRYPTO101Check out Shopify: https://shopify.com/crypto101Check out Mars Men: https://mengotomars.comGet my #1 altcoin pick for this month.Get immediate access to my entire crypto portfolio for just $1.00 today! Get your FREE copy of "Crypto Revolution" and start making big profits from buying, selling,Get immediate access to my entire crypto portfolio.. just $1.00 today! Go here to get access: https://www.crypto101insider.com/cryptnation-directm6pypcy1?utm_source=Internal&utm_medium=YouTube&utm_content=Podcast&utm_term=20250916Get your FREE copy of "Crypto Revolution: Your Guide To The Future of Money". In this book, I reveal how to make (and keep) a fortune during this crypto bull run! http://www.cryptorevolution.com/free?utm_source=Internal&utm_medium=YouTube&utm_content=Podcast&utm_term=20250916Chapters00:00 Intro03:00 Technical Analysis and Market Trends06:13 Long-term vs Short-term Market Perspectives09:02 Market Reactions and Institutional Involvement12:05 Regulatory Landscape and Future Prospects15:00 Emerging Trends and Community Engagement30:25 Steak and Shake's Bitcoin Initiative34:17 Walmart's Bitcoin Acceptance39:10 Institutional Interest in Bitcoin and Altcoins44:42 The Clarity Act and Regulatory Updates46:52 Crypto Market Sentiment and YouTube Trends50:39 Final Thoughts on Market DynamicsSubscribe to YouTube for Exclusive Content:https://www.youtube.com/@crypto101podcast?sub_confirmation=1Follow us on social media for leading-edge crypto updates and trade alerts:https://twitter.com/Crypto101Podhttps://instagram.com/crypto_101*This is NOT financial, tax, or legal advice*Boardwalk Flock LLC. All Rights Reserved  ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬Fog by DIZARO https://soundcloud.com/dizarofrCreative Commons — Attribution-NoDerivs 3.0 Unported — CC BY-ND 3.0 Free Download / Stream: http://bit.ly/Fog-DIZAROMusic promoted by Audio Library https://youtu.be/lAfbjt_rmE8▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬Our Sponsors:* Check out Mars Men and use my code Mengotomars.com for a great deal: https://mengotomars.com* Check out NPR: https://npr.org* Check out Quince and use my code quince.com/crypto101 for a great deal: https://www.quince.com* Check out Shopify and use my code shopify.com/crypto101 for a great deal: https://www.shopify.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Join Kevin Lim and Anton Holmström as they explore the transformative power of technology in forestry, from drones and AI to global trends and sustainability initiatives. Discover how Katam Technologies is revolutionizing forest management across the world.Key TopicsThe evolution of forestry technology and digitalizationThe role of AI and video analysis in forest measurementGlobal trends in forestry and digital transformationChallenges and opportunities in tropical forestryKatam Technologies' impact and future roadmapChapters00:00 Introduction to the Conversation01:16 Understanding Katam Technologies05:51 The Role of Psychology in Technology Adoption10:48 Forestry Landscape in Indonesia18:31 The Need for Modernization in Forestry22:34 Katam's Innovative Solutions for Forestry29:17 Data Integrity in Forestry Operations31:24 Challenges in Data Collection and Analysis33:34 Cost Reduction vs. Volume Increase in Forestry35:16 Transparency and Traceability in Data38:28 The Importance of Historical Data39:11 Pricing Models and Value Proposition40:21 Global Expansion and Market Insights43:14 Drivers of Adoption in New Markets46:29 Emerging Trends in Forestry Technology52:14 Diversifying Forestry Revenue Streams53:31 The Mission Behind Katam Technologies56:48 Future Vision for Forestry Management

On this episode of the SeventySix Capital Sports Leadership Show, Wayne Kimmel interviewed Michael Morris, Strategic Advisor at SeventySix Capital Sports Advisory.Morris, a veteran sports technology executive and Strategic Advisor at SeventySix Capital, shares insights from more than 25 years at the intersection of sports, media, and innovation. From serving as CIO of Legends Global to spending over a decade as CTO of Major League Baseball, Morris has led technology, analytics, and innovation at the highest levels of the industry.In his role, he works closely with SeventySix Capital's Sports Advisory clients and portfolio companies, helping teams, leagues, collegiate programs, and emerging technology providers navigate change, scale operations, and build long-term enterprise value. In this episode, Morris explores how data, AI, and innovative venues are transforming fan engagement, offers strategic guidance for sports organizations, and breaks down what it takes to stay competitive in an increasingly complex and rapidly evolving landscape.Chapters00:00 Future of Athlete Education and Investment00:13 Introduction to Strategic Advisory in Sports06:53 Innovations in Major League Baseball14:48 Transformative Experiences at Legends20:12 The Future of Sports Technology and AI24:33 The Evolution of Fandom in Sports30:08 Emerging Trends in Collegiate AthleticsMike Morris:LinkedIn: https://www.linkedin.com/in/mike-morris-95222a5/

Episode Info How is AI shaping the future of claims, and even the present of it? Join Bryan Falchuk as he hosts a panel featuring audience questions on the dynamics and technology shaping where insurance is headed. The panel includes: Sadiq Isu, Founder & CEO, All Talentz LLC Kevin Meyer, Managing Director, PropertyExpert Shane Emmons, Founder & CEO, Swept AI This discussion explores the evolving landscape of insurance claims, focusing on the integration of Artificial Intelligence (AI) with human expertise. The conversation highlights the critical need for a balanced approach, the inherent challenges of AI, and the strategic considerations for its implementation. This discussion was recorded live on March 24th at the 2026 PLRB Claims Conference at the Gaylord National Harbor Hotel in Washington DC, and was held right after the panelists shared this views on how things like AI are changing the ways claims can be handled – not just in the future, but right now. Episode Overview: The AI-Human Dichotomy: The presentations emphasized a common thread: the necessity of overseeing both AI and human actions within the claims process. The concept of "eyes on you" applies to both AI and human agents, ensuring accountability and adherence to procedures. AI as a Tool – Strengths and Weaknesses: AI can be applied across various settings and languages to handle claims, but requires careful management. The quality of data fed into AI directly dictates the quality of its output, mirroring human learning. Concerns around "drift" (AI deviating from its intended path) and "heresy" (AI holding onto incorrect information) were raised. Empowering Human Adjusters: A significant focus was on how AI can empower humans, rather than replace them, by handling routine tasks. This allows experienced professionals to concentrate on complex cases and the empathetic aspects of claims handling. Agentic AI: Potential and Peril: Agentic AI, capable of independent action, is still viewed with caution, especially in emotionally charged claims scenarios. The emotional impact of claims on policyholders necessitates human interaction and empathy, areas where current AI may fall short. While agentic AI is being deployed for specific tasks (e.g., document analysis, payment processing), its use in direct customer interaction is debated. Mitigating Risks and Ensuring Compliance: The importance of internal and external compliance remains paramount, with AI needing robust monitoring. The potential for class-action lawsuits stemming from AI-driven coverage decisions highlights the need for defensible AI models and careful prompt engineering. Addressing Industry Challenges: The discussion touched on staffing shortages and how AI can help, but also warned against creating future problems by reducing entry-level training opportunities. The need to train experts effectively, without relying solely on years of less engaging tasks, was emphasized. Emerging Trends and Observations: Active Pilots: Agentic AI is being piloted in areas like commercial insurance for coverage determinations and in managing long-running claims by summarizing information. Policyholder Trust: In some instances, policyholders are interacting with agentic AI systems from restoration companies, viewing them as more trustworthy than traditional insurance processes. The "Gap" in Expertise: The industry faces a challenge in developing skilled professionals, and AI's role in training needs careful consideration to avoid widening this gap. Legal Scrutiny: The legal implications of AI in decision-making are significant, with a need to understand model underpinnings and ensure unbiased outcomes. The conversation concluded by stressing the importance of a collaborative, monitored approach to AI implementation, ensuring it serves to enhance both efficiency and the human element in the insurance claims process. This episode is brought to you by The Future of Insurance book series (future-of-insurance.com) from Bryan Falchuk. Follow the podcast at future-of-insurance.com/podcast for more details and other episodes. Music courtesy of Hyperbeat Music, available to stream or download on Spotify, Apple Music, and Amazon Music and more.

In the first part of this two-part podcast series, Karen Tynan (shareholder, Sacramento) and Robert Rodriguez (shareholder, Sacramento), who are co-chairs of Ogletree's Workplace Violence Prevention Practice Group, review the first year of Cal/OSHA enforcement of California's SB 553 workplace violence prevention law. Karen, who is also chair of the Workplace Safety and Health Practice Group, and Robert discuss what employers can expect in 2026, cover key inspection trends—including heightened scrutiny of hazard assessments and training documentation—along with best practices for compliance and common employer questions. The speakers also preview anticipated regulatory changes and offer practical recommendations for employers looking to strengthen their workplace violence prevention programs.

On this episode of Health Care Beat, we explore the latest trends in health care enforcement, including developments aligned with the OIG Work Plan and emerging Data Fusion Center priorities. Torrey Young, Partner in Seyfarth's Commercial Litigation Department and Trials and Health Care Litigation practices, joins co-hosts Amanda Genovese and Chris DeMeo to break down what regulators are focusing on, how enforcement strategies are evolving, and practical steps health care organizations can take to mitigate risk. Tune in for actionable insights on compliance, investigations, and navigating heightened scrutiny in today's oversight landscape. Read the full transcript here: https://www.seyfarth.com/dir_docs/podcast_transcripts/HealthCareBeat_Episode-54.pdf

The real estate industry just got a new label for 2026: “The Great Reset.”That phrase alone is enough to make investors uneasy.But here's the real question: Does reset mean retreat?This week on Not Your Average Investor Show, Gregg Cohen and Pablo Gonzalez unpack the 2026 Emerging Trends in Real Estate Report from ULI and PwC and explain how this permanent recalibration changes the game for long-term investors.You'll learn:✅ The Great Reset vs. Crisis: Why this moment is a strategic recalibration rather than a repeat of 2008.✅ The Affordability Megatrend: Why providing workforce housing is the smartest market play for 2026.✅ Suppressed Demand: How higher rates kept buyers on the sidelines and why that pent-up demand is coming back as rates adjust.✅ Asset Adaptability: Why single-family rentals perform in both good times and bad and why that's your unfair advantage in 2026.Smart, patient, fundamentals-first investors may have more leverage today than they realize.Listen NOW!Chapters:00:00 ULI Report Preview01:14 Show Welcome and Hosts01:32 Q2 2026 Outlook Promo03:10 Why ULI Matters05:03 Trend One Great Reset07:59 Back to Basics Operations12:50 Bonus Why Next Decade13:17 Return of Yield19:33 Supply Shortage Worsens23:51 Institutions Flood Housing29:21 Distressed CRE Deals30:12 Debt Maturity Opportunities31:58 Demographics Drive Demand35:02 Buy and Hold Wins35:51 Smart Money Era36:29 Interest Rate Fog40:33 Affordability and Policy Risk45:41 Resilient Asset Classes49:24 Operations Beat Engineering54:32 Wrap Up and Next EpisodesStay connected to us! Join our real estate investor community LIVE: https://jwbrealestatecapital.com/nyai/Schedule a Turnkey strategy call: https://jwbrealestatecapital.com/turnkey/ *Get social with us:*Subscribe to our channel  @notyouraverageinvestor  Subscribe to  @JWBRealEstateCompanies  

Each year, IMCAS Paris, the premier cosmetic dermatology and plastic surgery conference, sets the tone for what's next in global esthetics, from innovative treatments to shifting patient expectations. In this episode of ASCP Esty Talk, Maggie sits down with Jenni Nagle of Lip Gloss and Aftershave to discuss what's catching her eye this year and what estheticians should be watching as these international trends begin shaping esthetics at home. ASCP Esty Talk with hosts Ella Cressman and Maggie Staszcuk   Produced by Associated Skin Care Professionals (ASCP) for licensed estheticians, ASCP Esty Talk is a weekly podcast, hosted by licensed estheticians, Ella Cressman, ASCP Skin Deep Magazine contributor, and Maggie Staszcuk, ASCP Program Director. We see your passion, innovation, and hard work and are here to support you by providing a platform for networking, advocacy, camaraderie, and education. We aim to inspire you to ask the right questions, find your motivation, and give you the courage to have the professional skin care career you desire.  About Jenni Nagle, Co-Founder, Lipgloss + Aftershave Jenni is a licensed esthetician with over 20 years in the industry, navigating everything from luxury resort spas to high-volume medical spas. She has trained teams, evaluated advanced devices and treatment protocols, and collaborated directly with top skincare brands worldwide. A respected educator and speaker, Jenni brings hands-on expertise and deep industry insight to help estheticians make informed decisions, elevate their practice, and navigate the evolving world of professional skincare. Connect with Jenni Nagle Email: hello@lipglossandaftershave.com Instagram: @lipgloss_aftershave Website: www.lipglossandaftershave.com Webinar On-Demand Library: https://lipglossandaftershave.com/webinar-on-demand-library/ Educational Articles: https://lipglossandaftershave.com/educational-articles/   About Maggie Staszcuk:  Maggie Staszcuk serves as the Program Director for ASCP and is the cohost of ASCP Esty Talk podcast. With over 18 years' experience in the esthetics industry, her diverse background includes roles in spa management, spa and med-spa services, and esthetics education. Since becoming a licensed esthetician in 2006, she carries a range of certifications in basic and advanced esthetics. Maggie is dedicated to equipping estheticians with the knowledge and resources they need to thrive in their careers.   Connect with Maggie Staszcuk:  P: 800.789.0411 EXT 1636  E: MStaszcuk@ascpskincare.com    About our Sponsors: Massage Envy is a national franchisor and does not independently own or operate any of the Massage Envy franchised locations nationwide. The Massage Envy franchise network, through its franchise locations, is the leading provider of massage services. Founded in 2002, Massage Envy now has approximately 1,100 franchise locations in 49 states that have together delivered more than 200 million massages and skin care services. Website: www.massageenvy.com/careers/career-areas/esthetician  Facebook: @MassageEnvyCareers LinkedIn: @MassageEnvy   TiZO Mineral Sunscreens set the standard for aesthetic elegance with tinted and non-tinted formulas for use on virtually all skin types and tones. Our name reflects our commitment: TIZO = Titanium dioxide + Zinc Oxides. 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Plus, when you enroll, your $800 certification comes back to you as $800 off your opening order* after completion. *$800 discount code valid on one product order of $1,200 or more. Valid for 30 days after completion of certification. Must enter code at checkout. Offer subject to change. Website: https://facerealityskincare.com/pages/certification-training Social (TikTok, IG, Facebook): https://www.instagram.com/facerealityskincare/ https://tiktok.com/@facerealityskincare https://www.facebook.com/facerealityskincare   About Associated Skin Care Professionals (ASCP):  Associated Skin Care Professionals (ASCP) is the nation's largest association for skin care professionals and your ONLY all-inclusive source for professional liability insurance, education, community, and career support. For estheticians at every stage of the journey, ASCP is your essential partner. Get in touch with us today if you have any questions or would like to join and become an ASCP member.  Connect with ASCP: Website: www.ascpskincare.com  Email: getconnected@ascpskincare.com  Phone: 800-789-0411  Facebook: facebook.com/ASCPskincare  Instagram: @ascpskincare   

"What does it actually take to get a family office to back you? In this episode, Prashant sits down with Slava Darkhaev, a family office investor based in Cyprus who deploys into emerging VC managers and direct deals across the US market.Slava breaks down how he evaluates first-time fund managers, what a real competitive edge looks like versus a rehearsed pitch, and why network quality matters far more than network size. They also get into portfolio construction, co-investment strategy, the emerging markets opportunity, and the biggest mistakes fund managers make when fundraising.⭐ Sponsored by Podcast10x - Podcasting agency for VCs - https://podcast10x.comTopics covered:— What "right to exist" really means for a fund manager— How to evaluate GPs before they have a track record— Why the VC power law makes network everything— LP book vs. direct co-investments — how to run both— Diversification as upside management, not downside protection— India, Southeast Asia & Latin America — the emerging market thesis— The #1 fundraising mistake GPs make repeatedly"If you're a GP raising your first or second fund — or an LP trying to build a smarter allocation strategy — this one is for you.TIMESTAMPS(00:00) - Episode Highlights(00:51) - Introduction to Slava Darkhaev & the Episode(02:19) - The 'Right to Exist' for VCs vs. Founders(05:02) - How to Identify and Back Top-Tier GPs(07:11) - Benchmarking Emerging Managers: The Insider Approach(08:42) - The #1 Trait Separating Top GPs from the Rest(11:05) - Strategy for Direct Investments vs. LP Investments(12:43) - Securing Co-Investment and Pro-Rata Rights(13:51) - A Different Take on Diversification in Venture Capital(16:07) - Investing Thesis on Emerging Trends and Macro Cycles(17:27) - Due Diligence for a Manager's Subsequent Fund(19:22) - Family Office Asset Allocation to Venture Capital(20:02) - Investing in 'Unproven' First-Time Managers(21:29) - Approach to Investing in Global Emerging Markets(24:58) - Key Advice for Fund Managers: The Power of Storytelling(25:46) - Common Mistakes Fund Managers Make When Fundraising(26:46) - Rapid Fire Round(27:51) - Conclusion & How to Connect with SlavaLINKSSlava Darkhaev - https://www.linkedin.com/in/slava-darkhaev/Prashant Choubey - ⁠https://www.linkedin.com/in/choubeysahab⁠Subscribe to VC10X newsletter - ⁠https://vc10x.beehiiv.com⁠Subscribe on YouTube - ⁠https://youtube.com/@VC10X ⁠Subscribe on Apple Podcasts - ⁠https://podcasts.apple.com/us/podcast/vc10x-investing-venture-capital-asset-management-private/id1632806986⁠Subscribe on Spotify - ⁠https://open.spotify.com/show/7F7KEhXNhTx1bKTBFgzv3k?si=WgQ4ozMiQJ-6nowj6wBgqQ⁠VC10X website - ⁠https://vc10x.com⁠For sponsorship queries, reach out to prashantchoubey3@gmail.comSubscribe for more conversations at the intersection of family office investing, private markets, and emerging trends in wealth management.

This week on the Free Outside Podcast, I'm joined by Allison Mercer to talk about one of the strangest weekends the running world has seen in a while.Allison was in Atlanta covering the US Half Marathon Championships, but before the reporting even started she paced a marathon, took a hard fall at mile 16, finished the race covered in blood, and ended up getting stitches. Somehow that still wasn't the craziest thing that happened.We break down the controversy from the championship race where the lead women followed a vehicle the wrong direction late in the race, how it affected the results, and why the reaction online got so heated. We also talk about what actually happened behind the scenes and why these situations are more complicated than they look on social media.After that we catch up on everything else happening in running right now, Black Canyon course records, Western States storylines, FKTs starting to heat up for the season, and Allison somehow explaining Barkley and FKTs to Olympic champion Cole Hocker over breakfast.It's a mix of running news, chaos, and a little bit of perspective from two people who spend way too much time thinking about this sport.Thanks for watching and supporting the show.Support our Sponsors: Sawyer: https://sawyerdirect.net/Janji (code: Freeoutside): https://snp.link/a0bfb726CS Coffee: CSinstant.coffeeGarage Grown Gear: https://snp.link/db1ba8abChapters00:00 Marathon Weekend Recap03:45 Race Day Chaos and Injuries06:49 The Aftermath of the Race Incident10:01 Social Media Reactions and Accountability12:57 Understanding the Race Dynamics15:43 The Impact of the Incident on Athletes18:45 Community Response and Support21:50 Reflections on Empathy and Accountability24:47 Looking Ahead: Future Races and Events37:20 Emerging Trends in Running and Relatability40:48 Ultra Runner of the Year Predictions45:32 Growth of FKTs Globally52:21 The Race Purse Controversy56:40 Excitement for Race Season and RecommendationsSubscribe to Substack: http://freeoutside.substack.comSupport this content on patreon: HTTP://patreon.com/freeoutsideBuy my book "Free Outside" on Amazon: https://amzn.to/39LpoSFEmail me to buy a signed copy of my book, "Free Outside" at jeff@freeoutside.comWatch the movie about setting the record on the Colorado Trail: https://tubitv.com/movies/100019916/free-outsideWebsite: www.Freeoutside.comInstagram: thefreeoutsidefacebook: www.facebook.com/freeoutside#Trailrunning #Runningnews #Outdoors #Outdooradventure

Explore today's ETF landscape, including retail usage, AI in portfolios, market outlook, regulations, and the rise of active ETFs with President and Director of Research at ETF.com, Dave Nadig. 00:00 Introduction 02:27 ETF Awards and Innovations 04:41 State of the ETF Landscape 12:01 Regulatory Changes and ETF Launches 17:59 Active ETFs and Market Trends 32:04 Navigating the Challenges of Private Investments 38:05 Emerging Trends in Investment Products 40:23 The Impact of AI on Investment Strategies 53:18 Trend or Fad?

2025 has been a year of turmoil when it comes to emergency management. In thispodcast we will be discussing how the future of emergency management will beshaped from one of the leaders in the profession.Bryan Koon is the President and CEO of IEM International, Inc., a leading professionalservices firm focused on emergency management, disaster recovery, and resilience. AtIEM, he integrates innovative technology and best practices to keep the organization of900+ employees ready to support communities in preparing for, responding to,recovering from, and mitigating against disasters.Before IEM, Koon was the Director of the Florida Division of Emergency Management(FDEM), where he enhanced Florida's emergency response capabilities and fosteredpublic-private partnerships, notably during Hurricane Irma and the Pulse Shooting. AsPresident of the National Emergency Management Association (NEMA) from 2014 to2016, he advocated for nationwide improvements in disaster response and resilience,testifying before Congress on the importance of controlling disaster costs and investingin mitigation.Koon serves on the FLASH Board of Directors, promoting policies to reduce disasterrisks and bolster community resilience. His career is marked by a passion for buildingresilient communities and developing aspiring emergency managers through highereducation partnerships.Please visit our sponsors!L3Harris Technologies' BeOn PPT App. Learn more about this amazing product here: www.l3harris.com Visit The Readiness Lab and learn about our Next Level Emergency Management training! https://www.thereadinesslab.com/Impulse: Bleeding Control Kits by professionals for professionals: www.dobermanemg.com/impulseDoberman Emergency Management Group provides subject matter experts in planning and training: www.dobermanemg.comCheck out how you can use digital twins in your training, exercising, and planning using RSET https://rset.com/ For sponsorship requests, check out our Sponsorship Portfolio here or email us at contact@thereadinesslab.com

Foreign Options for US Citizens Summary: https://www.youtube.com/watch?v=d-Jnr3Go2Gg In this conversation, Frazer Rice of Next Vantage and Judi Galst of Henley and Partners discuss the increasing interest among U.S. citizens in exploring global mobility options amidst geopolitical chaos. We delve into the distinctions between residency and citizenship, the implications of U.S. taxation, and the motivations driving individuals to seek alternative living arrangements. The discussion also covers the potential for citizenship through ancestry, popular destinations for relocation, and investment opportunities in countries like New Zealand and Australia. Judi emphasizes the importance of understanding the legal and practical aspects of relocating, as well as the need for personal exploration before making significant decisions. Takeaways Interest in global mobility has surged among U.S. citizens. Many seek residency as an insurance policy rather than leaving the U.S. Understanding residency vs. citizenship is crucial for potential expatriates. Residency can lead to citizenship but often requires time and investment. Tax implications are complex; relocating should not be primarily for tax benefits. Ancestry can provide a pathway to citizenship in several countries. Popular destinations for U.S. citizens include Europe, the Caribbean, and New Zealand. Investment opportunities exist in countries like New Zealand and Australia. Emerging markets in South America and Asia are gaining attention. Practical steps include consulting experts and visiting potential countries. Chapters 00:00 Navigating Geopolitical Chaos: The Rise of Global Mobility 02:55 Understanding Residency vs. Citizenship: Key Differences 06:06 Tax Implications and Motivations for Seeking Alternatives 08:48 Exploring Ancestry-Based Citizenship: Opportunities and Challenges 11:54 Popular Destinations for U.S. Citizens: Europe, Caribbean, and Beyond 15:10 Investment Opportunities: New Zealand and Australia 17:59 Emerging Trends in South America and Asia 20:50 Practical Steps for U.S. Citizens Considering Relocation Transcript I’m Frazer Rice. We’re certainly living in crazy political times right now, and a lot of US citizens are worried about what’s happening here and abroad. And they’re starting to think about other residencies and citizenship options. I talked to Judy Gost at Henley and Partners about what is and isn’t possible on that front. By the end of this, you’re going to understand the locations that are interesting, the difference between residency and citizenship, and why that may matter as you make choices for your retirement and your location long-term, both for yourself and for your kids. Frazer Rice (00:00.874)Welcome aboard, Judy. Judi Galst (00:03.022)Thanks for having me. Frazer Rice (00:04.244)Well, we’re in the midst of a lot of geopolitical chaos, and I think you have seen and I’ve seen a lot of interest in United States citizens looking abroad for either places to live or other situations to either get away from the chaos or try to address some other needs in their lives. What is the state of the union? assume interest has ticked up. Judi Galst (00:27.874)Yes, I’ve seen more business than I could have ever predicted, but it’s not necessarily people that are leaving the United States. For the most part, most of the clients that I’m working with are doing it as an insurance policy. A lot of the conversations I have with a client start out with them saying, I don’t want to leave the United States, but I’m feeling unsettled and the way to mitigate the way that I’m feeling is to have options. So they want to understand what if I did want to have a guaranteed right to go live in another part of the world? What is available to me? How do I pursue this? How long will it take? Frazer Rice (01:08.434)And we’ll get into some of the technical aspects here, but one of the concepts is understanding the difference between being able to reside somewhere else and being a citizen of another country, and then how that interacts with being a citizen of the United States. Maybe take us through the comparison of residents versus citizenship. Judi Galst (01:28.748)Yeah, that’s actually a really important distinction. And it doesn’t mean that one is better than the other, but they do have different benefits. And so it’s important to understand the difference. So let’s start with residents. Residents doesn’t mean the ability to have a house in another country. It means the ability to reside legally in another country. So the US passport is very strong. You can go into a lot of different countries even without having a visa. But we can’t stay there forever. We have limits, for example, in Europe. We can go in for 90 days, but then we have to leave for 90 days before we can go back in for another 90 days. So if you become a legal resident of another country, you have the ability to live there unlimited for a certain period of time. Residency is not permanent unless there’s a path to permanent residency. So usually you’re going to have to renew it and there may be some conditions in order to maintain it. Now, how frequently you have to renew it is going to vary by the country. For example, in Greece, you can become a Greek resident via a golden visa and that is good for five years and you’ll renew for another five years. In Italy, it’s good for two years. Then you renew for another three years. In Portugal, it’s good for two years. Then you renew for another three years. And as I said, there could be conditions. So in Greece, you qualify via purchasing real estate. If you sell the real estate, you’re going to lose your golden visa, not be able to renew it. In Italy, you qualify via purchasing stock. Frazer Rice (02:51.925)Right. Judi Galst (02:55.945)If you sell the stock, you’re not going to be able to renew it. You can get some travel rights by being a resident. Usually this benefit is not as important to a U.S. person because we already have really good travel benefits with our U.S. passport. But it can often be a strategy for someone from a country with a weaker passport, say even someone living in the United States that has only a Chinese passport. If they want to go into Europe, they have to get a Schenken visa. So a strategy for them might be let me become a resident of say Greece and then I gain Schengen access. Not unlimited, but I get that 90 days out of 180 days. Finally, I would say that residency can have a path to citizenship. Usually it’s a pretty arduous path. For example, in Italy, you can become a resident. You have to live in the country of Italy for six months a year for 10 years before you’d be eligible to apply. In Greece, six months a year for seven years. But there is ultimately a path in most residency programs. Frazer Rice (03:56.755)So let’s dive into citizenship, which my predilection on that is that it’s a much more permanent component, but it’s also a much more difficult process in general. Judi Galst (04:05.646)It doesn’t necessarily have to be difficult. It really depends on what program you’re doing. But you’re right. It’s a guaranteed right. It’s very difficult for a country to take away someone’s citizenship. The other big difference is that you get a passport. So in addition to gaining the ability to live in the country that you’re a citizen of, you also get another travel document. So depending upon what treaties have been done between your country of citizenship and other countries, it may really improve your mobility. Again, U.S. passport is pretty strong. you’re U.S. passport holder, unless there’s something unexpected like a pandemic when borders close to Americans, you already have a good travel document. But it can be another mobility option. Perhaps you’re going into a country you don’t want to identify as a U.S. passport holder, or perhaps you have a weaker passport and you want to travel on a secondary citizenship passport that might improve your mobility. Where citizenship is particularly powerful is in Europe. Because if you become a citizen of one country in the European Union, you gain the right to reside and work in any country in Europe. Frazer Rice (05:11.104)And just to distinguish, how does that impact UK people after they Brexited? Judi Galst (05:16.942)Sadly, with Brexit, the UK is no longer part of the EU. So many people in the UK are quite upset about this because no, you’re not going to gain the ability as a citizen of an EU country to live in the UK, nor are citizens of the UK now able to live anywhere in the European Union as they were previously. Frazer Rice (05:36.992)So let’s apply this directly to US citizens. So US citizen taxed on worldwide wealth. Let’s start with that. sure because I just got a Twitter fight with somebody who said, well, if you’re crypto, you can move away and you’re not out of the system. I’m like, that’s just no. We’ll start with that. But taxed on worldwide wealth, good passport can travel, but there are limitations as far as how long you can stay in various countries, probably around Judi Galst (05:52.622)Mm-hmm. Frazer Rice (06:06.578)Investment options, land ownership, things like that, depending on it. Where are the benefits of that U.S. person looking for another place to either reside or gain citizenship? Judi Galst (06:20.312)Well, it’s not a tax benefit. You started out with taxes and I know when someone, a client calls and says, you know, can you tell me what my options are? I’m really sick of paying us taxes. I’m like, well, this isn’t the right call for you. Yeah. So, but it’s important to understand. It doesn’t mean you’re going to be double taxed because that is a misconception that many people have about whether they should pursue a strategy of alternative residents or citizenship, because unlike the U S and Eritrea, Frazer Rice (06:22.079)Right. Frazer Rice (06:30.08)Puerto Rico that that’s it. That’s your best bet if you’re gonna try if you’re gonna try to play games Judi Galst (06:49.774)Every other country in the world, you don’t automatically become a tax resident by being a legal resident or even by being a citizen. Usually, you’re not going to trigger tax residency unless you reside 183 days in another country, but there are some exceptions. Switzerland is 90 days. Some, like New Zealand, will say it’s 183 days, but in a 12-month period, not necessarily in a year. I’m not licensed to give tax advice, so I’m giving high-level answer to this question. But in general, just by pursuing an alternative residence or citizenship, there’s no tax consequences. And if you were to become a tax resident, many of the countries that we support programs in have treaties. So it doesn’t necessarily mean that you’re going to pay double tax, but it does mean it has to be looked at. If I am talking to a client and they really have full intention of relocating to another country, immediately I want them to have a local tax consultation, which I set up for them to understand what, if any, consequences they have to be aware of. Frazer Rice (07:50.322)And those consequences can change. did an episode probably about six months ago on the change in law in the UK. And it’s a different environment than it was even six months ago for people either going in or coming out of that country as it relates to their US intersection. So I think that the summary on all of that is, look, if you’re going there, A, don’t do it for tax purposes, B, If you’re going to do it, make sure you get local tax counsel because those relationships can be complicated and will affect your planning. Judi Galst (08:25.198)Let’s talk about why people are doing it because taxes is not the strategy. And I would say, and my clients are almost exclusively Americans. So why are people calling me about this? There’s really four key motivators that tend to come up in the conversation. The first is because they do want another mobility option. They kind of have some PTSD still from the pandemic. They remember that feeling. Frazer Rice (08:27.935)Mm. Judi Galst (08:48.226)We could all work remotely. You had the vacation house in Italy or you had the private plane and all of a sudden you couldn’t take advantage of it because all the borders are closed to you and we could only stay in the United States. So some people are just realizing there is some risk to having one mobility option and they want to have an alternative. But I would say 90 % of the conversations I have there’s some reference to a plan B. People are feeling unsettled for so many different reasons. You know, I talked to people whose family fled the Holocaust. It is literally in their DNA where their family thought it could never happen here. And that comes up in every conversation with them. But I have same sex, you know, couples, have transgender clients, I have people whose family lived in other countries where they saw the fall of democracy. And then I just have a lot of wealthy clients, and they’re diversifying their assets right now. And they want to diversify their mobility. They pay a lot of money in insurance and they say, Judy, this is just another line item. Frazer Rice (09:45.896)You Judi Galst (09:46.703)I’d say some are thinking not just about themselves, but they’re thinking about protecting generational opportunity and legacy. Some say, you know, I’m a student of history and yeah, maybe it’s going to take 10, 15, 20 years, but I’ve seen this happen before. And I want to know that my kids and my grandkids are going to have options to either live a life in another part of the world for cultural or educational opportunities or in a worst case scenario, because the U.S. isn’t where they actually want to be. And finally, I’d say it fits nicely in a diversification of asset strategy, which many, many people are thinking about right now. Maybe they don’t want to hold all their money in the United States. Maybe they don’t want to all their real estate in the United States. And there can be strategies that are separate from what I do in terms of opening bank accounts in Switzerland or Singapore or other parts of the world. But really, all the programs that I do require you to move some assets. You’re either investing in stock or venture capital or private equity or real estate. So it does complement a diversification of asset strategy. Frazer Rice (10:42.911)Cool, so let’s think about, we sort of beat the tax horse to death a little bit here, but relocating versus renouncing. And different things, know, people probably come up to you with questions, do I have to fully leave? Do I have to renounce my US citizenship? How does all of that Judi Galst (10:51.608)Mm-hmm. Judi Galst (10:58.222)Great questions. So I’ve never had a client renounce. The US right now does not limit the number of passports one can have or citizenships one can have or how many residences they can have. Now, there is a congressperson who has just decided he wants to introduce some sort of bill that’s going to eliminate dual citizenship for Americans, although most constitutional scholars feel that’s like dead on arrival. But I have to acknowledge that. So no, you don’t need to renounce. And frankly, if you have a lot of money, renouncing is quite complicated and expensive, and you need really good counsel to make that very, very significant decision. In terms of relocation, almost all of the programs that we support require little to no physical presence. You’re always going to probably have to go for biometrics and give fingerprints. But a lot of these programs, you don’t actually have to come back to that country again, except to renew it. So for people that really want it as a Plan B and have no intention of really going to live in another part of the world at this stage in their lives, there’s not an obligation for you to spend time in order to maintain the ability to live in another country if you so choose. Frazer Rice (12:08.017)One thing that comes up that people ask me about and I only vaguely understand it is the concept of being able to get citizenship via ancestry. Comes up with a lot of people of Irish descent, Germany and Austrian especially. What’s the state of that and how realistic is it across different countries? Judi Galst (12:15.993)Mm. Mm-hmm. Judi Galst (12:26.767)It’s very realistic. And in fact, I’m doing German citizenship for myself. So for anyone whose family fled due to Nazi persecution from Germany and Austria, you and all future generations are entitled to citizenship. And my friends are like, why do you want German passport? But first of all, my kids got it. So my kids can go now live and work in Europe if they want, which is great, tremendous optionality. If you remember, I said before, it’s not just Germany. It’s any country in the European Union. Frazer Rice (12:30.473)Okay. Frazer Rice (12:47.956)Right. Judi Galst (12:56.899)And it’s very affordable if you actually are entitled to it. At Henley and Partners, we have established relationships with experts, lawyers in several countries that specialize in citizenship by ancestry. It’s very complex. And every country has different rules about like, it was passed down on the mother’s side, or if there was a break in the bloodline, or if it was passed a certain generation, or if there was a name change, there’s a lot of complexity to it. But clients who think they may be eligible can contact us and we will have an assessment done. And if there is a case, we’ll refer them to someone that can help them through the process. And, you know, it can cost around 5,000, 7,500 euros versus I have clients getting EU citizenship through, you know, Malta and they’re 1.5 million out of pocket. So if you can qualify via Ancestry, I’d say certainly it’s worth considering. Frazer Rice (13:50.879)Terrific. Judi Galst (13:51.311)But don’t call me and say, like, I did 23andMe and I’m Irish. Because you do actually have to produce documents. Not a humongous list of documents, but you’re going to need naturalization certificates for the descendant. You’re going to need marriage certificates, birth certificates, and other documents. Frazer Rice (13:55.187)Ha ha ha! Frazer Rice (14:10.844)So there’s definitely an exercise involved with it, but if you can legitimately trace lineage, you may have a shot. So let’s talk about what jurisdictions are popular with United States citizens. We talked a little bit about Europe, and I’m sure there’s some, let’s call it, some that are easier than others. But then Caribbean, South America, Australia, New Zealand, maybe even Asia, what comes across your desk as being Judi Galst (14:14.094)Mm-mm. Exactly. Frazer Rice (14:40.488)more reasonable than others maybe. Judi Galst (14:43.246)So I’d say clients that I’m talking to are basically going in one of four different directions. One is Europe. For residency, we’re looking at Portugal, Greece, Italy, and Malta. Those are all great programs because they require little to no time in the country to maintain the residency rights. So for people that really have no intention of spending significant time in another country, they’re really good solutions. And for citizenship in Europe, there very limited options. There’s ancestry, which we just talked about. But the concept of citizenship by investment in Europe essentially was killed by the European Court of Justice in the spring of 2025. To give a little bit of explanation, Malta used to have a citizenship by investment program. And it basically said, do these three things, make a large gift to the Maltese economy, rent a property for six years and spend somewhere around 21 days in the country. And you will have a path. to citizenship in Malta, which is an EU country. And the EU hated it. They felt it was transactional, that the passport was being sold, and they felt that people were being granted citizenship that didn’t show a tie to the country. And when this court ruling came out and deemed Malta’s program illegal, it essentially killed citizenship by investment programs in Europe. So I don’t think you’re going to see any European Union country have a citizenship by investment program, nor any country that wants to join the EU have one. But many countries in Europe have provisions in their constitution that say, if you are an exceptional person that make an exceptional contribution to our country or to humanity, we have discretionary ability to grant you citizenship. And so there are some paths to citizenship via merit, specifically through Malta and Austria right now, as well as some other places. So that’s Europe, snapshot of Europe. Let’s talk a little bit about Caribbean, which you specifically brought up. Frazer Rice (16:35.581)Right. Judi Galst (16:40.862)So Caribbean is a path to citizenship. If you remember, said citizenship, lifelong, right? Not many countries have a path to citizenship. It’s very fast. It’s very affordable. What does it give you? So there are five countries in the Caribbean that have programs St. Kitts, Antigua, Grenada, Dominica, St. Lucia. It gives you citizenship in one of those countries. A passport, another passport that you can travel on. Right now, it’s pretty strong. You can go into Europe with it, the UK, Ireland, not unlimited, same as the US, limited amount of time. Although I’m not sure the strength of the Caribbean passports is always going to be. as strong as it is today. Europe doesn’t love these programs. And I wouldn’t be surprised if the Caribbean passports tend to get weaker. However, for a client that says to me, this is purely an insurance policy. I want to cover my kids and my kids are in their 20s because a lot of times these program kids are going to need their own investment if they’re over the age of 18 or 21. Caribbean wouldn’t be a bad place for us if we felt we wanted to get out of town for a little while. Frazer Rice (17:23.23)Sure. Judi Galst (17:50.031)The Caribbean’s a great solution for a very affordable amount, maybe 400,000 for family. You can get and make an investment in real estate that you can sell in five or seven years and your entire family can gain citizenship. So that’s Caribbean. I can pivot to something else that you want to ask a question. OK, so I actually love the program that New Zealand has out right now, especially for a high net worth person. Frazer Rice (18:05.342)Okay, no, let’s try Australia and New Zealand. Judi Galst (18:18.414)I think every high net worth person should do New Zealand. And for a couple of reasons. First of all, it’s purely investment driven. You have to move a lot of money. So it has to be for a high net worth person because they’re going to move three million US dollars to be invested in private equity, venture capital and private credit in New Zealand for around a three year period. And children up to the age of 25, provided that they’re single and not working full time can be included in that investment. There’s very little time that the family needs to spend in New Zealand. As soon as you move the money there, you gain the right to live unlimited in New Zealand. But the main applicant only has to do 21 days, and the other family members only have to enter and exit for one day in the first year. At the end of three years, provided you didn’t invest in things that have a longer holding period, but from an immigration perspective, you can liquidate your investment. And then you can become a permanent resident. So you have a lifelong right at any time to relocate to New Zealand, or you never have to go back again. English speaking, good healthcare, good education. You could have a life there, unlike I don’t think people really want to envision spending 10 years in the Caribbean. But 10 years in New Zealand, you know, there’s many industries and many things that you could be doing. And you could have a quality of life, maybe not akin to the United States, but good. So I love the New Zealand program. Australia used to have a citizenship by investment program. They do not have one any longer. There is a route that they extend to people, which they call sort of like a talent visa. So there are certain sectors that are important to Australia and they would very much like to attract talent in those sectors. Usually it’s younger talent. So when I’m talking to a client that’s over 55, it can be difficult to get you approved for it. But I’ve had people over 55 that have gotten approved. And if you have the background that Australia deems valuable, they’ll grant you a five-year visa for you and your family at no cost. Children have to be under the age of 18 or financially dependent up to age 23 to be included. But this is a visa that’s only good for five years. And if you don’t contribute to Australian society, it’s not getting renewed. Judi Galst (20:38.082)But I’ve had people from Hollywood, I’ve had songwriters, I’ve had producers, directors, people in private equity that specialize in sectors that are important to Australia. People in finance have been approved. So it’s worth considering if the idea of being able to live in Australia means something to you. Interestingly with that visa, you can also live in New Zealand. Frazer Rice (20:58.095)Okay, it’s one of those things too. If people aren’t forcing you to say, don’t hate me because I’m beautiful, that might not be a good route, but if you are talented or bring something to bear, it may be worth taking a stab at. Is it reciprocal? If you’re in New Zealand, can you go to Australia? Got it. So let’s pivot to Asia and or South America, which you hear about Singapore, you hear about… Judi Galst (21:16.194)No. Good question. Frazer Rice (21:27.131)Other different sort of haveny types of places where people place their wealth or establish family offices and South America I think is, know, think about like Uruguay and places like that which, you know, have the reputation of being the Switzerland of South America. What’s the state of play there? Judi Galst (21:44.527)So I have actually had a few clients that have done residency in Uruguay. They don’t have a formalized program, although I think a more formalized program is going to come out of there. Henley and Partners actually has a government advisory line of business, so we design a lot of these programs and we’re very active in South America. There’s a lot of interest in South America to have citizenship and residence by investment programs, so I think you’re going to see a lot coming from that region in the near term. But Uruguay does have a path to residency. You have to spend time there. Frazer Rice (21:58.611)Mm-hmm. Frazer Rice (22:12.893)Judi Galst (22:13.251)And they don’t tell you exactly how much. Yeah. But most of my clients went with the expectation that maybe they’d have to stay for 30 days and they ended up getting the visa approved faster. You have to go back every year for a period of time or not renew renewing it. But yes, there is a path in Uruguay and more in Central America. People are doing Panama. Frazer Rice (22:36.637)Costa Rica. Judi Galst (22:37.773)Costa Rica is really interesting, very affordable. know we wanted to talk a little bit about the range, but in Costa Rica, you can gain temporary residence by demonstrating you have $2,500 a month in passive income. Many people will have that with interest and dividend income. Or you could invest $150,000 in real estate. It’s a temporary residence for two years, and then you renew for another two years. But at three years, you can transition to permanent residence. As a temporary resident, cannot work for a company in Costa Rica, so you’d have to be able to work remotely. And then once you become a permanent resident, that requirement disappears. Once you are approved, you do have to pay into Social Security in Costa Rica that gives you access to health care. So it’s about $300 per application per month. But Costa Rica is very interesting, I think. Frazer Rice (23:26.67)As we go back, pivot back to Asia, are there any countries with Singapore or others that are possibilities for people in the US? Judi Galst (23:33.722)So Singapore is a possibility. However, you have to move a family office with over 200 million there, or investment levels are around 30 million, and you have to relocate, and the ability to renew it is contingent upon how much time you spend in Singapore. So I would say a very niche client could do Singapore. A more affordable option might be Thailand, which you can get a residence permit very… Frazer Rice (23:44.125)Mm-hmm. Frazer Rice (23:52.605)To be sure. Okay. Judi Galst (24:00.782)Inexpensively. mean, a five-year permit for $25,000. Frazer Rice (24:05.159)Wow. And to round out our tour of the world here, Middle East countries, maybe the UAE, you hear about that as a place where a lot of Europeans go to move their wealth. Is that becoming popular with United States citizens? Judi Galst (24:16.463)Mm-hmm. Judi Galst (24:22.381)Golden Visa in Dubai is very popular. Honestly, not so much among Americans. It’s usually people from other parts of the world. mean, my firm has 70 offices around the world and we do a lot of UAE Golden Visas. I don’t have a huge amount of interest from Americans. I’ve done a couple of them. It’s not hard. You do have to spend time, like 30 days as part of the process there. Frazer Rice (24:26.525)Mm-hmm. Judi Galst (24:46.703)You can invest in real estate at 550,000, but there’s like 19 different visa types. You can set up a company. If you’re a member of YPO, Young Presidents Organization, they’re deemed talented and they don’t even make an investment. So, you know, it’s an option and we could certainly help it. But to be honest, I don’t see huge demand among Americans. Frazer Rice (25:03.259)Interesting. So let’s round this out a little bit here. For a U.S. citizen who is feeling unsettled or is just curious what’s out there. They want the ability to go live in Madeira, buy a place there. And to be able to go unfettered or something like that. What’s a good thought process or sequence of events for them to go through in order to make that happen? Judi Galst (25:31.344)I mean, we don’t charge for consultations. So I don’t know if you’re going to share my email at the end of this, but just hit me up. To me, any client conversation is about educating. This is generally a new topic for someone. It’s very rare that someone calls me and they really understand what is available to them and also what would be a good fit for them. They may not understand if they want to include their children. There are going to be some that are going to be better fits for them than other based on the ages of the kids. They may not understand how much time they have to spend in a country to make it happen. How much it’s going to cost, and just learn about it. Learn what your options are. I can usually pretty quickly. Once I understand a client’s objectives, tell them. This is a strategy that I think makes sense for you and exactly how it would Frazer Rice (26:14.206)And it strikes me too, that for people who are exploring different places, it’s probably a good idea to have visited them first before just jumping in, jumping in feet first and sort of solving a problem without understanding what actually implementing the solution looks like. Judi Galst (26:21.111)Yeah. Yeah. Judi Galst (26:29.177)For sure. I because many of the clients that I work with are of higher wealth, they usually have done a fair amount of traveling. So the idea of envisioning, know, residency in Italy, they’ve been to Italy. But when I talk to clients, especially about the Caribbean, where they might be investing in real estate and they have to decide between which country makes the most sense, I always tell them they should try and go because it can be a lifestyle decision. And they want to see where they could actually envision themselves if, in fact, they triggered this insurance policy. Frazer Rice (26:58.59)Judy, great stuff. Here it is. Put your email out there in case people want to reach out and find out more. Judi Galst (27:05.099)Okay, amazing. So my email is my first name, Judy, J-U-D-I dot my last name, GALST, G-A-L-S as in Sam T, at henleyglobal.com, H-E-N-L-E-Y, global.com, or you can give me a call at 646-856-3712. Frazer Rice (27:29.406)Great stuff. We’re going to have that in the show notes too so people can look on webpage, etc. to get that information. Thank you so much. It’s something, you know, when you’re at the desk and dreaming wistfully about what life looks like, what you’re done working, if you’re done working, my calculation is I’ll be able to retire when I’m 127. But it’s great just to sort of envision what that looks like. the expertise is out there. Thanks for being on. Judi Galst (27:56.047)My pleasure. HENLEY & PARTNERS DAVID LESPERANCE ON CITIZENSHIP DIVERSIFICATION DAVID LESPERANCE ON US EXPATRIATION https://www.amazon.com/Wealth-Actually-Intelligent-Decision-Making-1-ebook/dp/B07FPQJJQT/ #familyoffices #citizenship #residency #residencybyinvestment #citizenshipbyinvestment #austriancitizenship #newzealand #portugalproperty #portugalresidency #uscitizens #stkitts #malta #eucitizenship #wealthcitizenship #Californiawealthtax #puertorico #puertoricotax

In this episode we welcome Colby and Amanda, who are young adults from New York State. They join us to discuss the effects of emerging trends in gambling on youth and young adults. Questions that are discussed include:What is your current understanding of gambling harm and problem gambling?What are some of the common ways that youth and young adults are engaging in gambling these days?How have you seen gambling affect your peers, specifically, if at all?What support do you think would be helpful for youth families if they're impacted by gambling harm?If you find yourself struggling with gambling harm, or if you suspect someone you know is facing such challenges, don't hesitate to seek help. For 24/7 support, call the NYS OASAS HOPEline at 1-877-846-7369 or text 467369. Or choose your county using our interactive map on our NYProblemGamblingHELP.org HOME PAGE to see the contact information for the Problem Gambling Resource Center (PGRC) in your region.

In this engaging conversation, a panel of Seattle chefs and mixologists discusses the evolving food scene in Seattle, particularly in the wake of the pandemic. They share their experiences of the Seattle Culinary Scene and navigating challenges such as rising food costs and minimum wage, while also highlighting the innovative spirit that has emerged, with many pop-ups transitioning into successful restaurants. The chefs emphasize the importance of local ingredients and seasonal menus, showcasing how they adapt their offerings to reflect the unique bounty of the Pacific Northwest. They also touch on the competitive landscape of the culinary world, particularly in the sandwich and pastry sectors, and how they strive to maintain authenticity while appealing to a diverse clientele. The chefs delve into their personal journeys, discussing how their cultural backgrounds influence their culinary creations. They share insights on the significance of community and connection through food, as well as the creative processes behind their menus. The conversation culminates in a discussion about the importance of experimentation and iteration in crafting cocktails, with a focus on balancing flavors and ensuring that each drink resonates with patrons. Overall, the episode paints a vibrant picture of Seattle culinary scene, marked by resilience, creativity, and a commitment to quality. Emmanuel Laroche and Christina Wood discuss the challenges of introducing unconventional ingredients, such as fermented items, and the reactions they receive from patrons. Melissa Miranda shares her personal inspirations, rooted in family and cultural heritage, which shape her approach to menu development. The group reflects on the evolving trends in the culinary world, particularly the resurgence of tropical flavors and the integration of savory elements into cocktails. They also explore the role of social media in shaping food trends, with a nod to the growing popularity of unique flavor combinations that challenge traditional expectations. In this engaging conversation, the panelists discuss the evolving trends in the food and beverage industry, particularly focusing on the rise of non-alcoholic cocktails and the enduring popularity of espresso martinis.  Christina Wood highlights the coffee culture in Seattle, emphasizing the city’s preference for coffee-driven drinks. The discussion then shifts to the creative process behind crafting non-alcoholic cocktails, with Emmanuel Laroche and Kyton Blair sharing insights on the increasing variety of options available today compared to just a few years ago. The discussion culminates in a heartfelt exchange about self-care, the pressures of the culinary world, and the value of collaboration and support among peers, emphasizing the need for balance and understanding in a demanding profession. What you’ll learn from this panel discussion 00:00 Introduction to Seattle’s Culinary Scene04:25 Challenges and Evolution Post-Pandemic06:57 The Rise of Pop-Ups and New Trends09:40 Seasonality and Local Ingredients in Cooking12:26 Cultural Influences and Culinary Identity15:06 Innovative Uses of Local Produce17:44 The Role of Community and Tradition in Cuisine21:43 Preserving Local Flavors22:58 The Art of Seasonal Menus23:53 Innovative Cocktails and Cultural Influences27:00 Sources of Culinary Inspiration29:26 Balancing Tradition and Innovation32:10 Menu Evolution and Customer Engagement34:22 The Role of Community in Culinary Creativity37:03 Seasonal Adjustments and Customer Preferences38:41 Pushing Boundaries in Sandwich Making40:40 Creative Pastry Innovations42:16 Exploring Savory Donuts and Unique Pastries44:21 Seasonal Menu Inspirations and Collaborations47:17 Crafting Cocktails: Flavor Pairing and Trends49:57 The Challenge of Unpopular Flavor Combinations51:59 Emerging Trends in Flavors and Ingredients54:46 The Coffee Culture: Trends and Preferences01:00:36 Crafting the Perfect Sandwich01:01:29 Culinary Inspirations and Personal Favorites01:03:19 Menu Challenges and Customer Education01:04:38 Navigating Competition in the Culinary World01:06:10 Mental Health and Self-Care in the Restaurant Industry01:08:08 Lessons Learned from Experience01:09:39 The Importance of Teamwork and Support01:12:08 Finding Balance and Managing Stress01:13:41 Advice for Future Chefs01:18:06 Final Thoughts and Reflection Beyond the Mic: My Stories in Print A Taste of Madagascar: Culinary Riches of the Red Island invites readers to join me on his unforgettable journey across the island of Madagascar, where a vibrant culture and stunning ecosystem intertwine to create an extraordinary culinary experience. Explore the unique ingredients and traditions that define Madagascar and discover their profound impact on the global culinary landscape. Alongside the captivating stories, the book presents a collection of exciting recipes that showcase the incredible flavors and ingredients of Madagascar. Publication date: Tuesday, January 27, 2026 Pre-order the book here! “Conversations Behind the Kitchen Door” is my debut book, published in Fall 2022. It features insights from chefs and culinary leaders interviewed on the Flavors Unknown podcast, offering a behind-the-scenes look at creativity, culture, and the future of the hospitality industry. Get the book here! Links to most downloaded episodes (click on any picture to listen to the episode) Chef Sheldon Simeon Chef Andy Doubrava Chef Nina Compton Chef Jacques Pepin Social media Melissa Miranda Instagram Social media Avery Hardin Instagram Social media Janet Becerra Instagram Social media Christina Wood Instagram Social media Kyton Blair Instagram Links mentioned in this episode Musang restaurant Kilig restaurant Pancita restaurant Layers Green Lake restaurant Pastry Temple bakery Roquette Bar SUBSCRIBE TO THE ‘FLAVORS UNKNOWN' NEWSLETTER

Welcome back to the Alt Goes Mainstream podcast.Today's episode brings us to the apex of the wealth channel. We sat down in Goldman Sachs' HQ at 200 West with Sara Naison-Tarajano, a Partner and Global Head of Private Wealth Management Capital Markets and Global Head of Goldman Sachs Apex Family Office Coverage. Sara is also responsible for the One Goldman Sachs Family Office initiative in the Americas.Sara has been at Goldman Sachs for over 26 years, where she's worked in a number of roles across the firm, equipping her with a multi-disciplinary background that is brought to bear in her current role leading a global platform that delivers multi-asset investing, financing, and direct investment opportunities to some of the world's largest family offices. Goldman Sachs Apex Family Office Coverage now serves more than 600 family offices across the globe.Sara and I had a fascinating discussion about the growing intersection between private markets and private wealth and what some of the wealth channel's largest investors find interesting and differentiated in private markets. We covered:How Sara expected to spend one year at Goldman and it turned into 26 years at the firm.How her background in derivatives structuring in public markets has helped her approach private markets – and what investors in private markets can learn from being exposed to public markets.Why Sara decided to create Goldman Sachs Apex to build a dedicated group to help large family offices invest directly into private markets.How Apex is related to Goldman's “One Goldman Sachs” initiative.How the power of the platform helps to differentiate Goldman's wealth management business.What lessons the wealth channel can learn from how the UHNW and billionaire family office segment approaches private markets.Takeaways from the Goldman Sachs Family Office Insights Report.How the wealth channel can engage the next generation clients and how private markets play a role in reaching the next gen.Thanks Sara for coming on the Alt Goes Mainstream podcast to share your expertise and wisdom on private markets and working with the wealth channel.Show Notes00:00 Introduction: 26 Years at Goldman Sachs00:59 Welcome to the Alt Goes Mainstream Podcast01:05 Meet Sara Naison-Tarajano03:07 Sara's Career Path04:51 Intellectual Curiosity in Finance05:29 The Role of Derivatives06:59 Transition to Wealth Management07:51 Goldman's Culture of Creativity08:48 The Birth of Apex09:12 Why Apex?10:48 Serving Family Offices11:25 The Apex Model12:46 Early Days of Apex14:09 Family Offices and Direct Deals16:12 The Growing Role of Family Offices19:56 Misconceptions About Family Offices23:26 Engaging the Next Generation34:29 Liquidity in Private Markets34:41 Decline in Public Companies34:52 Access to Capital in Private Markets35:14 Emerging Trends in Private Markets35:36 Focus on Secondaries36:02 Family Offices and Secondaries38:19 Goldman's Secondary Market38:56 Goldman's Acquisition of Industry Ventures39:55 Family Offices' Investment Strategies40:14 US vs Global Family Offices40:38 Private Markets and Inflation42:42 Advice for Wealth Channel Investors43:02 Illiquidity Premium in Private Markets43:56 Importance of Vintaging44:28 Evergreen Funds vs Drawdown Funds47:22 International Family Offices49:27 Geopolitical Concerns and Investments52:55 Mega Trends in Investing54:15 Infrastructure and AI56:16 Simple Wealth Management Strategies58:57 Private Credit and Fixed Income01:00:48 Risks in Private Markets01:02:22 Future of Apex and Wealth ManagementEditing and post-production work for this episode was provided by The Podcast Consultant.

Summary In this podcast episode, Chad Burmeister interviews Ben Roome, co-founder of Ethical Resolve, discussing the ethical implications of AI in various sectors. They explore how AI transforms customer experiences, the importance of governance and risk management, and the potential biases in AI systems. The conversation also touches on generative AI's opportunities and challenges, the future of human-AI interaction, and the skills sales professionals need to thrive in an AI-driven world. Takeaways AI is transforming customer experiences across all sectors. Ethical procurement of AI tools is crucial for organizations. Bias in AI can be mitigated but requires careful governance. Legal risks are significant when deploying AI systems. Generative AI presents both opportunities and challenges. Trustworthiness in AI is rooted in organizational culture. AI companions may lead to psychological impacts on users. Sales professionals must critically evaluate AI outputs. The future of work will involve retraining and adapting to AI tools. Emerging AI technologies require ongoing ethical considerations. Chapters 00:00 Introduction to Ethical AI 02:05 Transforming Customer Experience with AI 07:10 Risks and Governance in AI 10:19 Legal and Trust Risks in AI Deployment 13:38 Generative AI: Opportunities and Challenges 19:23 The Future of AI and Human Interaction 25:28 Emerging Trends in AI Ethics 28:58 Skills for Sales Professionals in the AI Era The AI for Sales Podcast is brought to you by BDR.ai, Nooks.ai, and ZoomInfo—the go-to-market intelligence platform that accelerates revenue growth. Skip the forms and website hunting—Chad will connect you directly with the right person at any of these companies.

In this episode, Katherine Forrest and Scott Caravello unpack how regulators are thinking about AI in the financial sector. Joined by Paul, Weiss colleagues Roberto Gonzalez and Sam Kleiner of the firm's Economic Sanctions and Anti-Money Laundering (“AML”) practice group, they explore the Financial Stability Oversight Council's initiatives on AI, the Office of the Comptroller of the Currency's model risk management guidance, FinCEN's position on AI tools for AML compliance, and how financial institutions are utilizing AI in their compliance programs. This is both the first episode of the new year and the first in the podcast's history to feature guests—kicking off 2026 with fresh perspectives on AI for financial institutions and key regulatory trends that banks should keep in mind. ## Learn More About Paul, Weiss's Artificial Intelligence practice: https://www.paulweiss.com/industries/artificial-intelligence

Like the show? Show your support by using our sponsors. Promotive can help you find your dream job. Touch HERE to see open jobs. Need to update your shop systems and software? Try Tekmetric HERERegister NOW for Tekmetric's Tektonic Conference coming up HEREIn this episode, Jeff Compton sits down with Bob Leonard from Mobility Works to delve into the specialized world of vehicle modifications for people with physical disabilities. Bob shares insights into the unique regulatory landscape and technical requirements affecting mobility vehicle conversions, including the importance of following strict certification rules and working closely with certified evaluators. The conversation highlights the technician shortage in the mobility industry, the blend of mechanical and electrical skills required, and the impactful difference these vehicles make in the lives of customers.Timestamps: 00:00 Introduction to The Jaded Mechanic 00:40 Live at ASTA 2025: Meet Bob Leonard from Mobility Works 01:59 What is Mobility Works? The Mission and Services Explained 03:13 Types of Modifications: Minivans, Hand Controls, and High-Tech Installs 05:58 Certification and Audit Processes in Mobility Vehicle Service 08:46 Repairing or Correcting Others' Work: Challenges in Mobility Vehicle Service 11:22 Prescriptions, Regulations & Working with Certified Evaluators 14:19 How Modifications Affect Standard Vehicle Repairs 16:35 Diagnosing Issues When Factory Systems and Modified Controls Meet 19:06 Adapting to EVs and Hybrids in the Mobility Industry 22:04 The Human Side: Fittings, Customer Stories & Building Trust 25:48 Technician Shortages & The Specialized Skills Required 29:08 Training, Following Procedures, and the Role of Inspections 32:38 Troubleshooting Wiring, Diagnostics, and Common Mistakes 36:58 Customer Impact: Independence, Freedom, and Lasting Relationships 41:12 Insurance, Rentals, and the Cost of Mobility Vehicle Ownership 45:42 Body Shop Challenges: Repairs, Estimating, and Crash-Tested Parts 51:02 Advice for Technicians: Approach, Caution, and Knowing When to Call Experts 54:59 The Growing Mobility Market & Emerging Trends 57:01 Life-Changing Mobility Solutions: Why This Work Matters 01:02:57 Wrap-Up: Spreading Awareness & Educating Technicians Follow/Subscribe to the show on social media! TikTok - https://www.tiktok.com/@jeffcompton7YouTube - https://www.youtube.com/@TheJadedMechanicFacebook - https://www.facebook.com/profile.php?id=100091347564232

Today on the Salesforce Admins Podcast, we talk to Jennifer Lee, Joshua Birk, and Kate Lessard from the Admin Evangelist team at Salesforce. Join us as we look at what's next for admins and Agentforce in 2026 and revisit our predictions from last year. You should subscribe for the full episode, but here are a […] The post 2026 Roadmap for Salesforce Admins: AI, Agentforce, and Emerging Trends appeared first on Salesforce Admins.

Follow optYOUmize Podcast with Brett Ingram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Summary Brett Ingram speaks with Angela Frank, a fractional CMO and marketing consultant, about the intricacies of marketing for entrepreneurs. They discuss Angela's journey from an Etsy shop owner to a successful marketing strategist, common misconceptions in digital marketing, effective advertising strategies, the importance of customer feedback, and emerging trends in the marketing landscape. Angela emphasizes the need for a unique marketing approach tailored to each business and the significance of viewing marketing as an evolving ecosystem. Chapters 00:00 Introduction to Marketing and Entrepreneurship 02:58 Angela Frank's Journey in Marketing 05:54 Common Misconceptions in Digital Marketing 08:42 Advertising Strategies and Insights 11:29 Understanding Profitability in Ads 14:13 The Importance of Targeting in Advertising 17:25 Building a Marketing Ecosystem 20:10 Leveraging Customer Feedback 22:45 Emerging Trends in Marketing 25:39 Final Thoughts and Tips for Success #digitalmarketing #advertisingstrategies #personaldevelopment #entrepreneurship #optyoumize #brettingram #entrepreneurpodcast #podmatch Learn more about your ad choices. Visit megaphone.fm/adchoices

How Emerging Trends Are Revolutionizing Business Networks in 2026 with the CEO of BNI #235 Join us on the Unemployable Podcast as we dive into the inspiring journey of Mary Kennedy Thompson, a leader in the franchising world. Discover how her experiences in the Marine Corps and various franchise roles have shaped her leadership style and vision for the future. Learn about the power of networking and the impact of the International Franchise Association. Visit Mary Kennedy Thompson's website and the IFA website for more insights. Don't miss out on this engaging conversation! Call to Action: Subscribe now to stay updated with our latest episodes and insights from industry leaders.  

How Emerging Trends Are Revolutionizing Business Networks in 2026 with the CEO of BNI #235 Join us on the Unemployable Podcast as we dive into the inspiring journey of Mary Kennedy Thompson, a leader in the franchising world. Discover how her experiences in the Marine Corps and various franchise roles have shaped her leadership style and vision for the future. Learn about the power of networking and the impact of the International Franchise Association. Visit Mary Kennedy Thompson's website and the IFA website for more insights. Don't miss out on this engaging conversation! Call to Action: Subscribe now to stay updated with our latest episodes and insights from industry leaders.  

 Industrial cooling is one of the biggest levers industrial facilities can pull on water use—and it's getting harder to ignore as data centers and other high-heat operations grow. Returning guest Dr. Kelle Zeiher (Project Manager at Garratt Callahan) breaks down what water reuse looks like when you move past slogans and into the realities of pretreatment, concentrate management, footprint, and cost.  Cooling water reuse: the scale of the opportunity  Dr. Zeiher reframes "drought" beyond rainfall, emphasizing aquifer recharge and the limits of focusing only on household restrictions. She contrasts domestic use (~12%) with the much larger share tied to cooling (~50%), then connects that to why optimizing industrial cooling matters—especially when operations sit in arid, desert-like regions with limited water availability. She also shares a data-center statistic that puts "the cloud" into physical terms: ~53 gallons of purified water per gigabyte of data stored to keep environments cool enough for microchips.  Higher cycles, RO blending, and the concentrate question  The conversation moves into practical tower strategy: driving cycles up as far as the water and metallurgy allow. Dr. Zeiher describes a case moving from three cycles to six with RO blending and pretreatment, resulting in millions of gallons saved annually. From there, the engineering problem becomes unavoidable: higher cycles create a concentrated cooling-water stream, and RO adds its own waste stream. The key operational question is how to manage both streams without trading water savings for disposal and reliability issues.  Minimal liquid discharge, and the AEROS approach  "Zero liquid discharge" (ZLD) remains a theoretical target, but Dr. Zeiher is clear about the realities: ZLD can require large equipment and high energy demand. She shares a cost example where a 20 gpm ZLD concept came in at nearly $8 million in capital. Her team's approach focuses on minimal liquid discharge (MLD)—recovering roughly 80–90% of water rather than 98–99%, while reducing energy intensity and footprint. She introduces AEROS (Aqueous Recovery Optimization System): rapid precipitation/conditioning, followed by sequential mechanical and membrane filtration, then an RO polishing step to return purified water.  Industry wisdom: proof-first projects, relationships, and AI  You'll also hear Dr. Zeiher's "proof-first" pathway—bench-style testing, then a 5–10 gpm flow-through evaluation in Oak Ridge, Tennessee (with BioLargo)—plus a process guarantee framework and how credits can apply toward a final system. She closes with leadership lessons on documentation, continuity of customer care, and practical guidance for working with AI: feed it strong technical inputs, then apply human critical thinking before recommendations reach customers.  Listen to the full conversation above. Stay engaged, keep learning, and continue scaling up your knowledge!    Timestamps   02:40 — End-of-year reflection becomes a professional challenge: keep learning fast enough to keep systems stable and clients confident. 05:50 — "Dry December" as a discipline story—used to tee up Trace's broader point: habits beat calendar-based resolutions. 12:00 — Water You Know  13:10 — The events page pitch: planning early protects training time and reduces last-minute operational fire drills. 17:00 — Dr. Kelle Zeiher returns after Episode 351; AWT Louisville hallway energy turns into a deep dive on reuse. 18:40 — Mystery novels as technical storytelling: The Cupcake Caper, real lab practices, and a pen name built for a non-scientific audience. 20:50 — Data centers and water: 53 gallons per GB stored reframes "the cloud" as heat management with real resource costs. 23:40 — Macro water math: 50% of U.S. water use tied to cooling vs. 12% domestic—why industrial optimization moves the needle. 27:50 — "Pretreatment is everything": RO's tiny flow channels make debris control and scale prevention non-negotiable. 30:10 — Cycles example: 3 to 6 cycles with RO blending/pretreatment, plus the caution that RO-softened blends can increase corrosion risk. 31:30 — ZLD vs. MLD: energy-heavy evaporation/distillation compared to a lower-energy recovery target that still returns most water. 33:50 — AEROS explained: rapid precipitation + filtration + RO polish, with solids handling designed to keep water moving back to the front end. 37:00 — Customer pathway: bench demos → Oak Ridge pilot (5–10 gpm) → engineered system; upfront testing credits toward purchase. 43:20 — Performance accountability: process guarantee includes refund/take-back if promised performance can't be met. 47:40 — Trust and continuity: plant presence, documentation, and relationship handoffs prevent "solution drift" when people change roles. 54:40 — Working with AI: feed it strong data, then apply human critical thinking so recommendations don't outpace experience.     Quotes "Water is not a limitless resource. It's a finite resource, and we simply purify it and reuse it over and over again." "We have to learn to work with AI when it's still a toddler before it grows up into the 6th grade bully and beats you up for your lunch money."  "Persistence overcomes almost anything."  "An AI will give you a great outline for a presentation, but it won't give you a full presentation."    Connect with Dr. Kelle Zeiher Phone: (630) 660-3457  Email: kzeiher@g-c.com   Website: Water Treatment Expertise Since 1904 I Garratt-Callahan  LinkedIn: https://www.linkedin.com/in/kelle-zeiher-6bab221/     Guest Resources Mentioned   The Cupcake Caper (Undercover Cat Mysteries) by Kelle Z Riley  Process Heating and Cooling Show Paper (Cooling Tower Cycles & MLD)  Co-Intelligence: Living and Working with AI Paperback by Ethan Mollick   Sensitive: The Hidden Power of the Highly Sensitive Person in a Loud, Fast, Too-Much World Paperback by Jenn Granneman (Author), Andre Sólo (Author)  Empower Your Investing: Adopting Best Practices From John Templeton, Peter Lynch, and Warren Buffett Hardcover by Scott A. Chapman CFA  Membrane Technologies for Sustainable Wastewater Treatment: Advances, Challenges, and Applications in Zero Liquid Discharge (ZLD) and Minimal Liquid Discharge (MLD) Systems  Comparative techno-economic and environmental analysis of minimal liquid discharge (MLD) and zero liquid discharge (ZLD) desalination systems for seawater brine treatment and valorization  Forever Chemicals: A Look at the History, Regulations, Emerging Trends and Technologies to Solve the PFAS Crisis    Scaling UP! H2O Resources Mentioned  AWT (Association of Water Technologies)  Scaling UP! H2O Academy video courses  Submit a Show Idea  The Rising Tide Mastermind 351 Maximizing Water's Potential: Tech and Water Treaters in Perfect Harmony    Water You Know with James McDonald  Question: How much heat energy does it take to heat 1 pound of liquid water by 1 degree Fahrenheit?    Events for Water Professionals  Check out our Scaling UP! H2O Events Calendar where we've listed every event Water Treaters should be aware of by clicking HERE.   

Connect with Early Riders⁠⁠⁠⁠⁠⁠ // ⁠⁠⁠⁠⁠⁠Connect with Onramp⁠⁠⁠⁠⁠⁠ // ⁠⁠⁠⁠⁠⁠Register for Early Riders & Onramp State of the Bitcoin Industry Roundtable⁠⁠⁠⁠⁠⁠Presented collaboratively by Early Riders & Onramp Media…Final Settlement is a weekly podcast covering capital markets, dealmaking, early-stage venture, bitcoin applications and protocol development.00:00 - Introduction and Market Sentiment02:00 - Risk Management and Investment Philosophy04:40 - Bitcoin vs. Traditional Assets07:31 - Larry Fink's Insights on Bitcoin10:09 - Sovereign Wealth and Bitcoin Accumulation13:03 - Global Trends in Crypto Adoption16:03 - Middle East's Strategic Moves in Crypto18:52 - Game Theory and Global Crypto Dynamics22:08 - Emerging Markets and Crypto Services24:49 - Infrastructure Development in Digital Assets26:17 - The Importance of Domain Expertise in Cryptocurrency27:16 - Future of Cryptocurrency and Market Dynamics29:21 - The Rise of Cybercrime in the Crypto Space30:20 - Centralization Risks in Cryptocurrency Custody31:56 - The Gold Standard and Bitcoin's Centralization Problem34:25 - Navigating Trust and Custody in Bitcoin37:11 - The Adoption Challenge: From Zero to Bitcoin40:01 - The Stakes of Digital Asset Custody44:18 - Emerging Trends in Bitcoin Infrastructure46:06 - Recent Developments in Crypto RegulationIf you found this valuable, please ⁠⁠⁠⁠⁠⁠subscribe to Early Riders Insights⁠⁠⁠⁠⁠⁠ for access to the best content in the ecosystem weekly.Links discussed:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://x.com/MTanguma/status/1996209093858501012?s=20⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.cftc.gov/PressRoom/PressReleases/9145-25⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.theblock.co/post/381644/coinbase-resumes-user-onboarding-india⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.theblock.co/post/381655/robinhood-indonesia-acquisitions⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.theblock.co/post/381662/argentina-domestic-bank-crypto⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://x.com/thisisorlando/status/1996284429455822993?s=20⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bloomingbit.io/en/feed/news/101972⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.coindesk.com/policy/2025/12/08/binance-wins-full-adgm-approval-for-exchange-clearing-and-brokerage-operations⁠⁠⁠⁠⁠⁠Keep up with Michael:⁠⁠⁠⁠⁠⁠https://x.com/MTanguma⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/mtanguma/⁠⁠⁠⁠⁠⁠Keep up with Brian:⁠⁠⁠⁠⁠⁠https://x.com/BackslashBTC⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/brian-cubellis-00b1a660/⁠⁠⁠⁠⁠⁠Keep up with Liam:⁠⁠⁠⁠⁠⁠https://x.com/Lnelson_21⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/liam-nelson1/

Andrew Alperstein, real estate partner at PwC, joined the REIT Report to share findings from the Emerging Trends in Real Estate 2026 outlook, produced with the Urban Land Institute. A major trend highlighted in the outlook is the shift away from a sector-based investment focus to one that drills down to the asset and submarket level.Alperstein explained that value creation in the real estate sector has reflected financing and lower cap rates. Going forward, “what we expect is that a lot more value creation will need to come through property operations, really driving revenue growth or rental growth, really being focused on expenses and capital spend, and less so on the capital markets in the coming years.”Alperstein described investor sentiment as slightly muted compared to recent years, reflecting uncertainty related to interest rates, valuations, transaction activity, and policy.

Peter Jones, who heads up Revenue at Premion, returns to Insider Interviews (see Ep 38) to educate us on the shifts in local TV advertising in a streaming-first world -- and how small businesses can compete with national brands, with greater access to sports inventory, and why measurement actually matters! Learn what "context" really means for advertisers (spoiler: consumers don't experience media in silos), how the collapse of some Regional Sports Networks has created opportunities for local advertisers, and why "smart curation" is more than an industry buzzword. But it's not just the small business that needs to adapt: it's agencies and brands, too. Peter breaks down what full-funnel capabilities now available to SMBs—from maxing out brand awareness across Premion's 210 DMAs, to measurable sales transactions, tapping 1st and 3rd party data.  And, as we gear up for playoff sports, he reminds us how technology has leveled the playing field and that local advertisers can get in the game, too! So, sports puns are pervasive in Episode 44 since part of our conversation is about Premion's new(ish) programmatic options to enable more inventory for all in live sports. Talk about a “game changer...!” Understand how local car dealerships and furniture stores can now leverage the same targeting, data, and attribution tools that Fortune 500 companies use, all while reaching their specific communities with precision. But for everyone, it's key to understand the importance of creative in driving outcomes, and omnichannel strategies (because yes, we're all scrolling during halftime), and why advertisers need to embrace data-driven decisions over personal platform preferences. "The first thing to realize is that big tech has leveled the playing field for local advertisers..." Whether you're a media buyer, agency leader, or local business owner trying to navigate the CTV landscape, this conversation delivers practical guidance on inventory, data, and measurement—the three pillars every advertiser should evaluate when choosing a CTV partner. Bottom line? The local advertising opportunity in streaming TV has never been bigger—but only for those willing to adapt, measure outcomes over impressions, and follow consumers wherever they are. Key Highlights [01:15] CTV's double-digit growth, challenges and opportunities for advertisers [02:14] What Premion does – Nine years of helping local advertisers navigate CTV [03:33] Leveling the playing field – Educating SMBs on using the same tools as national brands [05:25] Challenges and Strategies for Outcomes in Omnichannel Advertising [08:26] Tools and tactics – First-party data, pixels, attribution, and what SMBs need to track [10:48] The role of creative – Sequential messaging, AI tools, and "message to market match" [12:52] How Premion's programmatic access to sports inventory is opening doors for local advertisers [15:39] Smart Curation Explained and Full Funnel Options in 200+ markets [20:22] The dynamic nature of live sports – Why planning can be tricky but opportunity is massive [21:45] What to look for in a CTV partner – Hint: Inventory, data, measurement (plus the TAG seal of approval!) [23:41] Emerging Trends and AI in Advertising Connect with Peter Jones and Premion Connect with E.B. Moss and Insider Interviews: With Media & Marketing Experts            LinkedIn: https://www.linkedin.com/in/mossappeal Instagram: https://www.instagram.com/insiderinterviews Facebook: https://www.facebook.com/InsiderInterviewsPodcast/ Threads: https://www.threads.net/@insiderinterviews If you enjoyed this episode, follow Insider Interviews, share with another smart business leader, and leave a comment on @Apple or @Spotify… or a tip in my jar!: https://buymeacoffee.com/mossappeal! 

We cover the PWC-ULI Emerging Trends in Real Estate 2026 report, which analyzes Canada's real estate market through interviews with industry professionals. The report highlights housing affordability challenges while noting resilience in alternative sectors like retail, student housing, and industrial properties. Despite current difficulties, industry leaders remain cautiously optimistic about adapting to find new growth opportunities. Housing remains the central challenge — Affordability issues are affecting the entire real estate market, with government programs like Build Canada Homes emphasizing modular construction to accelerate supply Alternative asset classes are outperforming — Retail, student housing, self-storage, seniors' housing, and industrial properties show strong performance, with approximately 7.6 million Canadians (18.9%) now 65 or older driving demand in seniors' housing Market is shifting to "the age of the operator" — Success now depends on operational excellence, cross-industry partnerships, and technology integration rather than just identifying the right asset class or location Exchange-Traded Funds (ETFs) | BMO Global Asset Management MULTIPLEX MASTERCLASS UGLY SWEATER HOLIDAY PARTY LISTEN AD FREE free 1 week trial for Realist Premium Deal AnalyzerSee omnystudio.com/listener for privacy information.

This week, the ladies welcome to the show Patrick Shelton, Senior Vice President of Sales at Valdese Weavers, to decode what “performance fabrics” really mean and how to choose the right one for your home. With hands-on training across spinning, dyeing, weaving, finishing, and testing, Patrick explains yarn-based versus finish-based performance (and where InsideOut, Crypton Home, Sunbrella, and Ballard's Performance Queen's Velvet fit), how to read fiber content, and what to expect for cleanability, durability, and fade resistance. What You'll Hear This Episode: 00:00 Introduction to Ballor Designs Podcast 00:56 Meet the Expert: Patrick Shelton 01:34 Understanding Performance Fabrics 06:18 Types of Performance Fabrics 20:12 Cleaning and Maintenance Tips 06:25 Avoiding Bleach on Performance Fabrics 27:42 Choosing the Right Fabric for Your Needs 29:42 Pet-Friendly Fabric Options 30:59 Upholstery Cleaning Tips 35:26 Understanding Fabric Repellency 39:10 Emerging Trends in Fabric Design 44:52 The Importance of Fabric in Furniture 50:08 Conclusion and Where to Find More Key Takeaways on Performance Fabrics: Cleaning basics: Always blot first and start with water; add a mild soap if needed and rinse thoroughly. Use diluted bleach only on bleach-safe fibers, and clean pile fabrics like velvet in the direction of the nap to avoid damage. For busy or pet-friendly homes: Opt for tightly woven, multicolor or textured fabrics (bouclé, tweed, chenille) that better disguise wear and stains. Tackle spills quickly and clean full cushions or panels to prevent water rings. Trends and biggest takeaway: Expect softer hands, multicolor tapestries, and warming palettes (camels, ochres, terracottas, greens). Above all, your fabric choice is the biggest determinant of how good upholstery looks over time. Also Mentioned: • Shop Performance Fabrics at Ballard Designs - ⁠⁠https://bit.ly/3LJf3Pg • Valdese Weavers, Company Website - ⁠https://bit.ly/3X2wUD6 Please send in your questions so we can answer them on our next episode! And of course, subscribe to the podcast in Apple Podcasts so you never miss an episode. You can always check back here to see new episodes, but if you subscribe, it'll automatically download to your phone. Happy Decorating! Learn more about your ad choices. Visit megaphone.fm/adchoices

When everyone has access to the same AI tools, what separates the great from the forgettable is the human behind the screen.Fiverr's VP of Global Brand Communications, Shiri Hellmann, joins Marketing Trends to break down how her team turns chaos into creativity. From producing the viral “Gary” campaign with real freelancers to writing a rom-com about avocados, Shiri reveals how Fiverr spots cultural moments early, takes smart risks, and proves that talent still beats the algorithm. CHAPTERS / KEY MOMENTS00:00 - The Weirdest Fiverr Requests Ever02:58 - How Fiverr Grew from Weird to Global Brand04:00 - Inside Fiverr's Wildest Marketing Campaigns06:11 - Freelancers Behind Fiverr's AI Ad "Gary"08:40 - How Fiverr Selects Top Creators10:00 - The Data-Driven Matchmaking Engine12:10 - Strategy Behind Creative Campaigns14:05 - From Vibe Coding to Avocado Apps16:20 - AI, Humans, and the Future of Creative Work18:55 - Taking Risks and Learning from Failures21:00 - The "F***-Up Night" and Courage Culture23:25 - Biggest Marketing Lesson: Marketers vs. Consumers26:30 - How Fiverr Stays Grounded and Human29:40 - Emerging Trends and The Future of Work33:10 - How Fiverr's Culture Fuels Innovation37:25 - What's Next for Fiverr and Freelancers41:00 - Shiri's Advice for Marketers and Founders44:45 - Closing Reflections and Takeaways This episode is brought to you by Lightricks. LTX is the all-in-one creative suite for AI-driven video production; built by Lightricks to take you from idea to final 4K render in one streamlined workspace.Powered by LTX-2, our next-generation creative engine, LTX lets you move faster, collaborate seamlessly, and deliver studio-quality results without compromise. Try it today at ltx.studio Mission.org is a media studio producing content alongside world-class clients. Learn more at mission.org. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

John Chang breaks down the Urban Land Institute and PwC 2026 Emerging Trends report and what it means for commercial real estate investors. He walks through ULI's top ten markets to watch, including Dallas, Miami, Houston, Northern New Jersey, Tampa, and Phoenix, highlighting where overdevelopment, insurance costs, and local policy risks could pressure performance versus where solid job and demographic trends still support growth. John also explores why he favors sectors like seniors housing, medical office, workforce apartments, necessity-based neighborhood retail, and small bay industrial over buzzy data centers, especially given AI's long runway and the heavy power demands of server facilities. He wraps up by explaining why today's combination of compressed lending spreads, elevated cap rates, and a coming construction slowdown could set investors up for strong risk-adjusted returns over the next three to five years if they position carefully now. Alternative Fund IV is closing soon and SMK is giving Best Ever listeners exclusive access to their Founders' Shares, typically offered only to early investors. Visit smkcap.com/bec to learn more and download the full fund summary. Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at ⁠www.bestevercommunity.com⁠ Podcast production done by ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Emerging Trends in Real Estate® is a trends and forecast publication now in its 47th edition; it is one of the most highly regarded and widely read forecast reports in the real estate industry. Emerging Trends in Real Estate® 2026, undertaken jointly by PwC and the Urban Land Institute (ULI), provides an outlook on real estate investment and development trends, real estate finance and capital markets, property sectors, metropolitan areas, and other real estate issues throughout the United States and Canada. Join Michael Bull and Andrew Alperstein as they cover the highlights, and dive into the details of the 2026 report, with topics including property type outlooks, which markets to watch, and opportunities to explore in next year's market.  Bull Realty - Customized Asset & Occupancy Solutions: https://www.bullrealty.com/ Commercial Agent Success Strategies - The ultimate commercial broker training resource: https://www.commercialagentsuccess.com/ Watch the video versions of our show on YouTube! https://www.youtube.com/c/Commercialrealestate    

Welcome back to Trending in Education! This week, we dive headfirst into the accelerating world of emerging technology with Gerry White, Dean of Academic Technology for ECPI University. Gerry, an English and Music major turned tech enthusiast, shares his fascinating career trajectory and the work he is doing to keep ECPI University at the forefront of the AI revolution. We explore the current landscape of AI in higher education, noting the split between institutions that forbid its use (even reverting to blue books and oral exams) and those that are running with the technology. Gerry advocates for integrating AI responsibly, modeling its use for students, and leveraging it as a powerful tool for deeper critical thinking and better writing. We also discuss the very real dangers of over-reliance—the "training wheels problem"—where students risk losing critical thinking skills and agency by letting the AI write for them. For Gerry, the loss of human agency is perhaps the biggest threat posed by this new technology. Finally, we shift into the sci-fi lane as Gerry shares details about his recent science fiction novel, Edge of Control, which explores the dystopian possibilities of an integrated, unregulated Enterprise AI. We wrap up with practical advice for listeners to start experimenting with AI tools like ChatGPT and Gemini, and look ahead at the next horizon: Augmented Reality (AR) glasses that integrate with AI.

Ready to approach retirement with clarity and confidence? In this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase discuss how private equity, 401(k) plan developments, and evolving retirement planning trends are shaping today's investing landscape—helping listeners stay informed and intentional about their long-term financial goals. • Explore how private equity is being considered for inclusion in 401(k) plans, what this potential change could mean for plan sponsors, participants, and the broader retirement system, and understand how it differs from related categories like private credit and private infrastructure—including key factors to consider when evaluating these alternative investments. • Hear Wes and Christa respond to listener questions about teaching financial values, communicating about family wealth, and encouraging healthy money discussions at home. • Discuss the Financial Independence, Retire Early (FIRE) movement, and how reaching certain savings milestones—such as $1 million—can offer flexibility without guaranteeing financial independence or early retirement. • Consider the reasoning behind more conservative portfolio allocations being discussed in today's market and how they may relate to broader investment risk and retirement planning themes. • Review how private equity funds may be structured within 401(k) plans, including their potential advantages, limitations, and regulatory considerations. • Compare Roth and traditional 401(k) options as Wes and Christa emphasize how employers can foster education and awareness—without directing individual investment decisions. • Learn how inherited IRAs and 401(k)s, along with community property laws, can affect Required Minimum Distributions (RMDs) and estate planning outcomes. • Examine how covered call ETFs may function within a diversified portfolio, including the potential trade-offs between income generation and growth opportunities. This episode offers thoughtful discussions to help listeners stay educated about current financial topics without making predictions or recommendations. **Listen and subscribe to the **Retire Sooner Podcast for ongoing educational conversations that promote understanding, balance, and informed decision-making in your retirement planning journey. Learn more about your ad choices. Visit megaphone.fm/adchoices

The 21st century is well underway. So, why are distributors and manufacturers still using 20th-century warehouse management systems? Steve Shebuski, managing director of MCA Connect, says that an outdated WMS costs companies more than they realize.  Jason caught up with Steve to discuss insights gained from his long career in Microsoft-based warehouse solutions, as well as the benefits of a modern WMS on order management, supply sourcing, and business strategy. CONNECT WITH JASON LinkedIn CONNECT WITH STEVE MCA Connect LinkedIn *** For full show notes and services visit: https://www.distributionteam.com Distribution Talk is produced by The Distribution Team, a consulting services firm dedicated to helping wholesale distribution clients remove barriers to profitability, generate wealth, and achieve personal goals.    This episode was edited by The Creative Impostor Studios  Special thanks to our sponsors for this episode: Moblico, helping businesses do more business on mobile devices; and INxSQL Distribution Software, an integrated distribution ERP software designed for the wholesale and distribution industry.

In this episode, host Andy Storch sits down with Jamie Albers, co-founder of Mento—a company at the forefront of transforming professional development with performance-based coaching solutions. Jamie shares her journey from Middle Eastern Studies to leading innovative teams at Google and eventually launching Mento, which is redefining coaching by skillfully blending mentorship from real-world operators with data-driven methodologies.Jaime's journey may look intentional in hindsight, but it unfolded through a series of unexpected choices. Originally pursuing Middle Eastern studies in college, Jaime set out in a different direction than most would expect. After graduation, they took a role as an advertising associate at Google during the 2010s—a time when such jobs were often a mix of customer service and ad review, but proved to be a valuable training ground. Grateful for the opportunities at Google, Jaime also seized the chance to participate in a classic “20% project,” further shaping their path. Looking back, every step seems to have fit together as if by destiny, even if it wasn't the plan from the start.Order Own Your Brand, Own Your Career on AmazonApply to Join us in the Talent Development Think Tank Community!This episode is sponsored by Mento which offers a unique 80/20 mix of coaching and mentorship so that your people can increase performance and success. This episode is also sponsored by LearnIt, which is offering a FREE trial of their TeamPass membership for you and up to 20 team members of your team. Check it out here.Connect with Andy here: Website | LinkedInConnect with Jamie: LinkedIn: LinkedInKey Topics:1. The Importance of Intentional Career Development2. Transition into Talent Development3. Current and Emerging Trends in Talent Development4. Bridging the Skills Gap and Skills-Based Hiring5. Fostering Collaboration, Knowledge Sharing, and Internal Upskilling6. The Role of Mindset in Adopting New Skills and Technologies7. Coaching and Mentoring: The Mento Model8. Measuring Impact and Return on Investment (ROI) in Coaching & L&D9. The Rise of AI Coaching and Where It's Headed10. Evaluating and Selecting Coaching and L&D SolutionsMentioned in this episode:Check out Learnit! For fantastic on-demand learning, check out learnit.com/hotseatTry Mento for coachingFor coaching with real-world experience, check out Mento.co

In this episode, Dr. Jessica Steier and Dr. Sarah Scheinman welcome registered dietitian Abbey Sharp to explore the complex relationships between nutrition, social media, and body image. The scientists examine the role of protein in healthy diets, comparing meat and plant-based sources, while addressing emerging trends like teen creatine use. They delve into the concerning influence of 'Skinny Tok' and similar social media phenomena on young people's body image and eating behaviors. The conversation also explores how menstrual cycles affect nutritional needs and overall health. Throughout the episode, Sharp emphasizes the importance of balanced nutrition approaches and intuitive eating practices, while the experts collectively address the ongoing challenges of combating nutrition misinformation in digital spaces. Video available on YouTube: https://youtu.be/7WbRD_dZHKo (00:00) Intro to mRNA and Public Health Updates (05:49) The Importance of Protein in Diet (14:00) Creatine and Its Use in Teens (18:40) Skinny-Tok and The Impact of Social Media on Body Image (26:45) Cycle Products and Emerging Trends in Nutrition and Supplements (30:04) Hope and Progress in Health and Science https://www.seekyoursounds.com/podcasts/bite-back-with-abbey-sharp ----------------------------------------------------------------------------------------------------------------------- Interested in advertising with us? Please reach out to advertising@airwavemedia.com, with “Unbiased Science” in the subject line. PLEASE NOTE: The discussion and information provided in this podcast are for general educational, scientific, and informational purposes only and are not intended as, and should not be treated as, medical or other professional advice for any particular individual or individuals. Every person and medical issue is different, and diagnosis and treatment requires consideration of specific facts often unique to the individual. As such, the information contained in this podcast should not be used as a substitute for consultation with and/or treatment by a doctor or other medical professional. If you are experiencing any medical issue or have any medical concern, you should consult with a doctor or other medical professional. Further, due to the inherent limitations of a podcast such as this as well as ongoing scientific developments, we do not guarantee the completeness or accuracy of the information or analysis provided in this podcast, although, of course we always endeavor to provide comprehensive information and analysis. In no event may Unbiased Science or any of the participants in this podcast be held liable to the listener or anyone else for any decision allegedly made or action allegedly taken or not taken allegedly in reliance on the discussion or information in this podcast or for any damages allegedly resulting from such reliance. The information provided herein do not represent the views of our employers. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Dr. Jessica Steier and Dr. Sarah Scheinman welcome registered dietitian Abbey Sharp to explore the complex relationships between nutrition, social media, and body image. The scientists examine the role of protein in healthy diets, comparing meat and plant-based sources, while addressing emerging trends like teen creatine use. They delve into the concerning influence of 'Skinny Tok' and similar social media phenomena on young people's body image and eating behaviors. The conversation also explores how menstrual cycles affect nutritional needs and overall health. Throughout the episode, Sharp emphasizes the importance of balanced nutrition approaches and intuitive eating practices, while the experts collectively address the ongoing challenges of combating nutrition misinformation in digital spaces. Video available on YouTube: https://youtu.be/7WbRD_dZHKo (00:00) Intro to mRNA and Public Health Updates (05:49) The Importance of Protein in Diet (14:00) Creatine and Its Use in Teens (18:40) Skinny-Tok and The Impact of Social Media on Body Image (26:45) Cycle Products and Emerging Trends in Nutrition and Supplements (30:04) Hope and Progress in Health and Science https://www.seekyoursounds.com/podcasts/bite-back-with-abbey-sharp ----------------------------------------------------------------------------------------------------------------------- Interested in advertising with us? Please reach out to advertising@airwavemedia.com, with “Unbiased Science” in the subject line. PLEASE NOTE: The discussion and information provided in this podcast are for general educational, scientific, and informational purposes only and are not intended as, and should not be treated as, medical or other professional advice for any particular individual or individuals. Every person and medical issue is different, and diagnosis and treatment requires consideration of specific facts often unique to the individual. As such, the information contained in this podcast should not be used as a substitute for consultation with and/or treatment by a doctor or other medical professional. If you are experiencing any medical issue or have any medical concern, you should consult with a doctor or other medical professional. Further, due to the inherent limitations of a podcast such as this as well as ongoing scientific developments, we do not guarantee the completeness or accuracy of the information or analysis provided in this podcast, although, of course we always endeavor to provide comprehensive information and analysis. In no event may Unbiased Science or any of the participants in this podcast be held liable to the listener or anyone else for any decision allegedly made or action allegedly taken or not taken allegedly in reliance on the discussion or information in this podcast or for any damages allegedly resulting from such reliance. The information provided herein do not represent the views of our employers. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Two guests rejoined the podcast to discuss finance and innovation. Chris Morrill, Executive Director, and Shayne Kavanagh, Senior Manager of Research, at the Government Finance Officers Association (GFOA) discussed their work. They talked about GFOA's research initiatives and how they are helping organizations deal with recent changes in federal funding. They shared why GFOA is changing its membership structure. They talked about a new finance innovation lab effort and their upcoming Innovator in Residence position. They also reflected on local government trends from the last 10 years. Host: Ben Kittelson

My guest today is Peter Lacaillade. Peter is the Chief Investment Officer for Private Investments at SCS Financial and has built one of the most respected private equity allocation platforms in wealth management, overseeing $50 billion for ultra-high-net-worth families and earning the same access as top-tier endowments. He shares how SCS's pooled vehicle structure enables them to compete with institutional giants for the best funds, avoiding the adverse selection that plagues most wealth platforms. Peter shares his investment philosophy across lower middle market buyouts, emerging independent sponsors, and early bets on category-defining managers like Thrive Capital and Shore Capital. We discuss what separates exceptional private equity managers, the evolution of the industry toward AI-powered strategies, and private markets going mainstream. Please enjoy this conversation with Peter Lacaillade. For the full show notes, transcript, and links to mentioned content, check out the episode page⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠.⁠⁠⁠⁠⁠⁠⁠⁠ ----- This episode is brought to you by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Ramp⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Ramp's mission is to help companies manage their spend in a way that reduces expenses and frees up time for teams to work on more valuable projects. Go to⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Ramp.com/invest⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to sign up for free and get a $250 welcome bonus. – This episode is brought to you by⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Ridgeline⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Ridgeline has built a complete, real-time, modern operating system for investment managers. It handles trading, portfolio management, compliance, customer reporting, and much more through an all-in-one real-time cloud platform. Head to⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ridgelineapps.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ to learn more about the platform. – This episode is brought to you by⁠⁠⁠⁠⁠⁠⁠⁠ AlphaSense⁠⁠⁠⁠⁠⁠⁠⁠. AlphaSense has completely transformed the research process with cutting-edge AI technology and a vast collection of top-tier, reliable business content. Invest Like the Best listeners can get a free trial now at⁠⁠⁠⁠⁠⁠⁠⁠ Alpha-Sense.com/Invest⁠⁠⁠⁠⁠⁠⁠⁠ and experience firsthand how AlphaSense and Tegus help you make smarter decisions faster. ----- Editing and post-production work for this episode was provided by The Podcast Consultant (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://thepodcastconsultant.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠). Show Notes: (00:00:00) Welcome to Invest Like the Best (00:04:31) Advantages of Private Equity Over Public Markets (00:08:59) Talent Acquisition and Growth at SCS (00:10:28) SCS's Wealth Management Strategy (00:19:51) Challenges and Risks in Private Equity (00:26:06) The Future of Wealth Management (00:12:42) Trends in Private Equity (00:20:14) Challenges and Risks in Private Equity1 (00:22:58) Building Successful Private Equity Partnerships (00:26:06) The State of the Wealth Management Industry (00:35:07) Lower Middle Market Buyouts and Independent Sponsors (00:49:38) Introduction to Long Lake and Its Innovative Approach (00:50:21) AI-Powered Tools for Homeowners Associations (00:52:46) Permanent Capital Vehicles vs. Drawdown Funds (00:54:26) The Rise of Holding Companies (00:57:03) Emerging Trends in Venture Capital 01:05:44) The Role of Endowments and Liquidity Solutions (01:10:40) Jake and Frank's Partnership (01:13:57) The Kindest Thing Anyone Has Ever Done For Peter