Podcasts about forecasted

Title: Severe Weather Outbreak Alert: Double-Digit Tornado Threat Timestamp Breakdown:00:00 - 00:17: Introduction to Weather with Enthusiasm and today's severe weather outlook.00:17 - 01:24: Overview of two storm rounds expected today (11 AM-3 PM & 4 PM-8 PM) and the "powerhouse" storm system.01:24 - 02:27: Discussion on extraordinary dew points (upper 70s-low 80s) fueling the system.02:27 - 03:30: Explanation of contrasting air masses, hot temperatures, and the triple point for tornado development.03:30 - 04:34: Forecasted tornado threat areas, particularly Wisconsin/Illinois state line and north of Chicago.04:34 - 05:37: Detailed explanation of "storm relative helicity" (high values indicate high tornado potential).05:37 - 06:40: Discussion on "effective shear," "upper level flow," and the "significant tornado parameter" (double-digit value indicating extreme risk).06:40 - 07:45: Recap of impressive storm characteristics and potential for a squall line later, including Chicago's tornado risk.07:45 - 08:46: Storm Prediction Center's assessment (Level 3, EF2/EF3+ tornado potential).08:46 - 09:48: Tornado safety tips: NOAA radios, Storm Shield app, Red Cross app, sturdy buildings, interior rooms, avoiding windows, mobile home safety.09:48 - 10:58: Further safety advice: avoid highway overpasses, find low ground, have multiple warning sources, and storm speed.10:58 - 11:42: Final wishes for safety, mention of heat and humidity, and the squall line.11:42 - 12:45: Outro, podcast details, and call to subscribe.Hashtags: #SevereWeather #TornadoOutbreak #WeatherAlert #MidwestWeather #StormSafety #TornadoWarning #ExtremeWeather #WeatherForecast #JuneStorms #WeatherEnthusiast #ChicagoWeather #IowaWeather #WisconsinWeather #WeatherUpdates #StormPredictionCenter #DewPoints #BarometricPressure #Supercells #WeatherPreparedness #StaySafeBecome a supporter of this podcast: https://www.spreaker.com/podcast/weather-with-enthusiasm--4911017/support.Weather with Enthusiasm is produced by Kol Simcha Productions.New episodes drop daily (B'N)— a morning forecast at 7 AM and historical deep dives Tuesdays and Thursdays. Contact: kolsimchaproductions@outlook.comHistorical content is thoroughly researched and factually verified. After it has been factually verified it often will say so in the description. Should you find any mistakes, please email kolsimchaproductions@outlook.com so we can look into it and correct it. Not affiliated with any government agency or academic institution. Presented for educational and entertainment purposes — with meaning.Support the show — exclusive bonus episodes available to subscribers for just $2/month at spreaker.com/organization/kol-simcha

Text Our Show HostsPlease Help Us - Support TOPS Bunker as Low as 3$ mo. Click Here...!!!TOPS Bunker Podcast YouTube ChannelSpeakPipe/TOPSTOPSBunker.comOn this episode, we discuss the 2026 Hurricane Season and how forecasters from the World Meteorologic Organization are predicting a rare Super El Nino that may significantlly enhance this upcoming storm season.Please Visit Our Affiliate Links to Find Great Preparedness Products:Running Snail Emergency Crank Solar NOAA Weather RadioMart Cobra Thermal Emergency Blankets 4 PackP-Sticks Military Grade Ultra Bright Green Glow Sticks 25 PackLuxoGear Emergency Whistle 120 Decibels w/Lanyard 2 PackHurricane Survival Field Manual 2nd EditionLifeStraw Personal Water Filtration Emergency PreparednessXt Auto Portable USB Solar Rechargable Emergency Lantern 4 PackStockYourHome 100 HR Emergency Liquid Candle 6 PackAquaPodKit Emergency Bathtub Water Storage Bladder 100 GallonsMEZONN Emergency Sleeping Bag Survival Bivy(Bivvy)HotHands Hand Warmers 10 Count Value PackSuper El Nino Video LinkWorld Meteorological Organization Video LinkSupport the show

The Information's Cory Weinberg breaks down Goldman Sachs' exclusive financial models for the SpaceX IPO, detailing a massive $350 billion cash burn projection through 2030 and the S&P 500's decision to block a fast-tracked index entry. Co-executive editor Martin Peers exposes the internal engineering friction at xAI, including Elon Musk's habit of firing researchers over unrealistic deadlines and how staff used personal accounts to access Anthropic's models. Finally, San Francisco Bureau Chief Jason Dean unpacks the exclusive scoop that data center developer Switch is in talks with KKR and Brookfield to raise capital at a valuation of at least $50 billion.Articles discussed on this episode: https://www.theinformation.com/articles/wall-street-expects-spacex-burn-350-billion-cash-2030https://www.theinformation.com/articles/xai-went-chasing-anthropic-poweringhttps://www.theinformation.com/articles/data-center-developer-switch-talks-raise-billions-50-billion-plus-valuationSubscribe: YouTube: https://www.youtube.com/@theinformation The Information: https://www.theinformation.com/subscribe_hSign up for the AI Agenda newsletter: https://www.theinformation.com/features/ai-agendaTITV airs weekdays on YouTube, X and LinkedIn at 10AM PT / 1PM ET. Or check us out wherever you get your podcasts.Follow us:X: https://x.com/theinformationIG: https://www.instagram.com/theinformation/TikTok: https://www.tiktok.com/@titv.theinformationLinkedIn: https://www.linkedin.com/company/theinformation/Chapters:00:00 - Introduction01:13 - SpaceX Models Slated to Burn $350 Billion09:41 - Why S&P Refused to Fast-Track SpaceX 13:32 - The xAI and Anthropic Cat and Mouse Game19:50 - The AI Paradox for Cybersecurity Stocks23:01 - Data Center Giant Switch Eyes $50B+ Valuation

In this episode, we explore OpenAI's recent hiring of a crisis veteran to improve its public perception and the implications of a proposed AI testing executive order that was ultimately canceled. We'll also discuss SpaceX's revelation of a massive AI market opportunity, Google's strategic shifts, and the literary world's struggle with AI-generated works amidst a notable prize scandal.Chapters00:00 OpenAI's Public Image Crisis03:05 Cancellation of AI Testing Order06:00 SpaceX and the AI Market07:59 Google's Strategic Shift12:02 Literary World Scandal Show LinksGet the top 80+ AI Models for $8.99 at AI Box: ⁠⁠https://aibox.aiHow I Grow and Scale My Business with AI: https://www.skool.com/aihustleAI Chat Newsletterhttps://www.aichatdaily.com/newsletter

Heat advisory issued for Lakewood New Jersey and Philadelphia. May 19th 2026- Record heat Forecasted Through May 20thTitle: Heatwave Hits Lakewood, NJ: Advisory, Cold Front, and ShavuotTimestamp Breakdown:00:00-01:05: Introduction to the intense heat dome and surface high pressure bringing hot, humid air to the East Coast, specifically Lakewood, NJ, with yesterday's and today's high temperatures.01:05-02:06: Forecast for tomorrow's high temperatures (European vs. HRRR models), a strong cold front arriving Friday night, bringing a low-pressure system, precipitation, and cooler temperatures due to cold damming.02:06-03:07: Discussion of the National Weather Service heat advisory criteria (96°F, 100°F heat index), the NWS's reasoning for issuing it early, and dangerous cold ocean water temperatures (50s) with hypothermia risk.03:07-04:12: Examination of dew points in the 60s, a puzzling spike into the mid-70s on windy.com for Lakewood, and the unreliability of dew point sensors.04:12-05:16: Expectation of a severe thunderstorm watch for Baltimore, Philadelphia, and Lakewood; record-breaking heat; and the return of warmer weather after Shavuot.05:16-06:23: Background music identification (Shira Lamelech, a Shavuot song from Agdamus, and a Yidl song with a harmonica player from Chicago), and a mention of an amazing Shavuot event in Chicago.20 Hashtags:#LakewoodNJWeather#Heatwave2026#HeatAdvisory#ColdFront#WeatherForecast#ExtremeHeat#NewJerseyWeather#Meteorology#NationalWeatherService#OceanSafety#HypothermiaRisk#DewPointMystery#SevereThunderstormWatch#RecordHeat#Shavuot#JewishMusic#ShiraLamelech#Agdamus#Yidl#WeatherWithEnthusiasmBecome a supporter of this podcast: https://www.spreaker.com/podcast/weather-with-enthusiasm--4911017/support.

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We're back after Easter and a rain delay… Don't forget your umpire fees! 5 BUUUUUCKS!!!!   Check out our links here:  https://linktr.ee/sundayleaguepodcast

Episode Summary • [00:00:19] Welcome and introductions — Dan Fillius and Justin Glisan kick off the episode. • [00:00:40] On this day in Iowa weather history — a powerful 1954 storm brought dirty snow, sleet, freezing rain, and widespread damage to telephone and power lines across Iowa. • [00:01:19] Week ahead forecast — a winter storm system is expected this weekend with significant precipitation, especially in northeast Iowa, along with high winds and red flag warnings through Friday. Warmer and drier conditions are expected later in the month. • [00:04:02] Recent weather notables — much of Iowa has seen 170–400% of normal precipitation so far this month, with temperatures running about 14 degrees above average statewide. • [00:05:16] Severe weather recap — two severe weather events struck the region, including a tornado watch in central Iowa and a historic hail event near Kankakee, Illinois, where football-shaped hailstones measuring 6–8 inches were reported, potentially a new state record. • [00:10:26] Iowa's first tornadoes of the season — two tornadoes reported in Lee County in far southeastern Iowa caused minor damage. • [00:10:47] Specialty crop updates — Dan shares observations on overwintering crops including garlic, onions, kale, Salanova, and flowers, with notes on what survived the winter and what didn't. • [00:15:53] Nitrogen mineralization — an overview of Iowa State Extension's FACTS tool, showing how much nitrogen is mineralized across Iowa's climate divisions, when it peaks, and what it means for early-season crop fertility planning. • [00:19:23] Closing — no episode next week due to spring break; the show returns the last week of March. episode summary generated using Claude.ai

Kate Knibbs, senior writer for Wired, joins Chris and Amy with a look at prediction markets like Polymarket and Kalshi. She explains how the online platforms work and how the lack of regulation can raise a lot of eyebrows, especially when bets can be made on global events like the war in Iran. "It's hard to predict what's going to happen with prediction markets,'" jokes Knibbs.

Open Discussion!

WBZ NewsRadio's Kyle Bray reports.See omnystudio.com/listener for privacy information.

See omnystudio.com/listener for privacy information.

The principal focus of today's discussion pertains to the imminent Pacific Storm Train and its associated risks, particularly concerning flash flooding and fire weather conditions. We commence with a forecast highlighting a slight risk for excessive rainfall and flash flooding across Central and Southern California, with the most significant impacts anticipated during the late morning to early evening hours. Furthermore, the storm system is poised to generate heavy mountain snow, thereby complicating travel in the Sierra Nevada and adjacent western ranges through midweek. As we traverse the landscape of weather alerts, we underscore the critical fire weather concerns emerging in the Central High Plains, where heightened vigilance is essential due to increasing winds and low humidity. In summary, the episode delineates the multifaceted weather challenges that warrant close attention and preparedness across various regions.Takeaways:* The Pacific Storm Train presents significant risks, notably in California, where flash flooding is a concern.* Heavy mountain snow and challenging travel conditions are expected in the Sierra Nevada region through midweek.* Fire weather poses a critical risk in the Central High Plains, necessitating operational support on Tuesday.* Tornado watches and damaging winds have been reported in the Southeast, particularly affecting Louisiana and Mississippi.* The Weather Prediction Center forecasts excessive rainfall and rapid runoff impacts in urban areas of Southern California.* Ongoing storm systems are likely to produce hazardous conditions across various states, warranting vigilance and preparedness.Sources[WPC ERO Day 1 | https://www.wpc.ncep.noaa.gov/qpf/ero.php?day=1&opt=curr][Cal OES | https://www.news.caloes.ca.gov/emergency-resources-prepositioned-ahead-of-state-wide-storm/][NOAA NCO CWD | https://www.nco.ncep.noaa.gov/status/cwd/][AP (SE storms) | https://apnews.com/article/ed98b3ad57a2a59b0c61f4fc98e2b4d1][SPC Day 2 Convective Outlook | https://origin-west-www-spc.woc.noaa.gov/products/outlook/day2otlk.html][AP (SE storms) | https://apnews.com/article/ed98b3ad57a2a59b0c61f4fc98e2b4d1][SPC Day 2 Convective Outlook | https://origin-west-www-spc.woc.noaa.gov/products/outlook/day2otlk.html][NOAA NCO CWD | https://www.nco.ncep.noaa.gov/status/cwd/][AP (SE storms) | https://apnews.com/article/ed98b3ad57a2a59b0c61f4fc98e2b4d1][WPC Short Range Discussion | https://www.wpc.ncep.noaa.gov/discussions/hpcdiscussions.php?disc=pmdspd][NOAA NCO CWD | https://www.nco.ncep.noaa.gov/status/cwd/][NOAA NCO CWD | https://www.nco.ncep.noaa.gov/status/cwd/][NWS Norman (hazards) | https://www.weather.gov/oun][WPC Short Range Discussion | https://www.wpc.ncep.noaa.gov/discussions/hpcdiscussions.php?disc=pmdspd][NOAA NCO CWD | https://www.nco.ncep.noaa.gov/status/cwd/][NWS Fire Weather (portal) | https://www.weather.gov/fire/][WPC Short Range Discussion | https://www.wpc.ncep.noaa.gov/discussions/hpcdiscussions.php?disc=pmdspd] This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit emnetwork.substack.com/subscribe

Listener feedback, huge news in the rapidly expanding world of PFA AF Ablation, obesity, and a beautiful trial studying an AI-enhanced diagnostic tool in the office are the topics discussed by John Mandrola, MD, in this week's podcast. This podcast is intended for healthcare professionals only. To read a partial transcript or to comment, visit: https://www.medscape.com/twic I Listener Feedback Risk-Based TEE Omission in PVI 10.1016/j.hrthm.2025.04.056 External Link II PFA News BEAT PAROX-AF trial https://academic.oup.com/eurheartj/advance-article/doi/10.1093/eurheartj/ehaf1115/8436829 Life-Threatening Delayed Myocardial Ischemia and Malignant Arrhythmias Occurring After PFA https://www.ahajournals.org/doi/full/10.1161/CIRCULATIONAHA.125.077983 Heart Rhythm TV: Life-Threatening Delayed Myocardial Ischemia and Malignant Arrhythmias  https://www.youtube.com/watch?v=M-npoLKmRa4 MAUDE Adverse Event report https://www.accessdata.fda.gov/scripts/cdrh/cfdocs/cfmaude/detail.cfm?mdrfoi__id=23733351&pc=QZI III Obesity trends US State-Level Obesity Trends 1990-2022 and Forecasted to 2035 https://jamanetwork.com/journals/jama/fullarticle/2844495 IV New Tools in the Office TRICORDER Trial https://www.thelancet.com/journals/lancet/article/PIIS0140-6736(25)02156-7/fulltext You may also like: The Bob Harrington Show with the Stephen and Suzanne Weiss Dean of Weill Cornell Medicine, Robert A. Harrington, MD. https://www.medscape.com/author/bob-harrington Questions or feedback, please contact news@medscape.net

Memphians are frustrated with Memphis government officials for their negligence and incompetence in handling frozen city streets. We break down how many snowplows the city owns versus how Dallas has been on the ball with LESS snowplows. They had a week to prepare! Also on the show: Giancarlo Esposito calls for a revolution in DC, Rep. David Kustoff joins the show to talk about his favorite actor and the ongoing chaos in Minnesota, and Ron Hart joins to talk about his Melania movie screening in Mar-a-Lago. See omnystudio.com/listener for privacy information.

If you clipper systems are likely to produce an inch or two of snow across Chicago over the next couple of weeks. Will also watching one to two more significant winter storms moving across the country which also have a chance of impacting Chicago. Both systems have enormous potential. Currently system number one is favoring places well to our South such as Tennessee into North carolina. Stay tuned for for the weather updates. And also for updates regarding the end of next week or another system possibly strong appears to be developing according to the GFS possibly even a panhandle hook.Become a supporter of this podcast: https://www.spreaker.com/podcast/weather-with-enthusiasm--4911017/support.

The AI boom is proving to be a windfall for construction workers building the massive data centers that power it all. According to The Wall Street Journal, workers moving into data-center construction are seeing pay jumps of 25 to 30 percent compared to their previous jobs . Alos, new planned data centers promise to consume even more energy than expected. Meanwhile, a grid monitor is blaming such growth for high electricity prices. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Infrastructure Victoria CEO, Dr Jonathan Spear, joined Tom Elliott.See omnystudio.com/listener for privacy information.

Become a supporter of this podcast: https://www.spreaker.com/podcast/weather-with-enthusiasm--4911017/support.

Arctic Front and First Snowfall The Chicago area is under a Winter Storm Watch for late Sunday night into Monday due to an Arctic front and lake-effect snow potential. Rain is expected Saturday evening, transitioning to snow overnight, with the heaviest snow likely from midnight to 8 a.m. Monday. (Or 10am).  Temperatures will drop sharply, with highs in the 30s Sunday and Monday, and wind chills in the teens Monday morning. Snowfall Amounts Official forecasts from the National Weather Service (NWS) indicate 2–8 inches for Cook County, but localized totals could be higher (possibly double-digit amounts where intense bands set up). Some models suggest up to 15 inches in certain spots, though placement is uncertain. Snowfall rates of 2–3 inches per hour are possible in the most intense bands.  Lake Michigan Water Temperature Lake Michigan surface water temperatures in early November typically range 45–52°F. But currently they are in low to mid 50s which is warm for this time of year. Lake-Effect Snow Dynamics Strong temperature contrasts between the lake and the 850 mb level (around 5,000 ft) are necessary for Lake-effect snow. It requires a difference of roughly 23°F or more.  Northeast winds usually occur at the start of a storm for Chicago. This creates  enhanced lake-effect snow for Chicago. However for winds to be off the lake as a storm departs and Arctic air arrives is uncommon for Chicago. This is what causes lake effect snow. It's also uncommon for this to happen in November due to warm Lake changing precipitation to rain. Buffalo 2022 Comparison The Buffalo storm in November 2022 produced over 80 inches of snow in some areas, with snowfall rates up to 6 inches per hour and thundersnow. Comparing this event to that event is reasonable in terms of dynamics, though Chicago's totals will be far lower. Timing: Heaviest snow expected overnight Sunday into Monday morning, tapering by late morning Monday. Wind Gusts: Up to 35 mph, causing blowing snow and reduced visibility. Chicago: 8.6-9.8 inches Cicero: 9.8 inches Oak Lawn: 5.4 inches Harvey: 6.4 inches Tinley Park: 5.8 inches Oswego: 0.3 inches Plainfield: 0.8 inches Wheaton: 1.5 inches Schaumburg: 1.8 inches Palatine:1.9 inches Evanston 8.2 These totals are for 12 hour period from 10 pm Sunday night 11/9 to 10am Monday 11/10/25. They assume a 10 to 1 snow to water ratio and follows the High resolution rapid refresh model as advertised on Windy.com I used this computer model because it is high resolution which is essential for lake effect snow and seems to be better than the NAM model regarding lake effect snow events from. What I've seen. It should be noted that while at times the snow to water ratio will be 10 to 1 due to warm Lake, but lake effect often takes on a powdery snow. Should snow to water ratio be double, then amounts could potentially be double whatever listed here in some spots.Become a supporter of this podcast: https://www.spreaker.com/podcast/weather-with-enthusiasm--4911017/support.

Forecasted stormy weather prompts rescheduling of Morrilton high school football game at Farmington; arrests made in fatal shooting in Conway; Morrilton Parks and Recreation looking for partnerships for new baseball/softball complex, soccer fields; Morrilton, Bigelow High School bands advance to state marching contests.

If you thought yesterday's wind was bad, with gusts well over 110Km/h in parts of the country, well brace yourselves for tomorrow. The MetService says winds could reach up to 150 km an hour, issuing red strong wind warnings for parts of the country, red warnings are the most severe. Adding to that, we've seen wildfires popping up in many regions, which could only get worse with high winds. So how do you prepare for high winds? And wildfires?

In this episode, we're joined by Bianca Rose, Senior Portfolio Manager at Morningstar Investment Management. Nobody has a crystal ball, but having a guideline for what asset classes are forecasted to return allows you to make an informed decision about asset allocation. Bianca runs through Morningstar Investment Management's forecast for asset classes, and how this fits into your investment strategy and portfolio construction process.A message from Mark and ShaniFor the past five years, we've released a weekly podcast to arm you with the tools to invest successfully. We've always strived to provide independent, thoughtful analysis, backed by the work of hundreds of researchers and professionals at Morningstar.We've shared our journeys with you, and you've shared back. We've listened to what you're after and created a companion for your investing journey. Invest Your Way is a book that focuses on the investor, instead of the investments. It is a guide to successful investing, with actionable insights and practical applications.The book is now available! It is also available in Audiobook format from most sellers.Purchase from Amazon or Purchase from BooktopiaTo submit any questions or feedback, please email mark.lamonica1@morningstar.com or leave us a voicemail to feature on the podcast here.Audio Producer and mixer: William Ton. Hosted on Acast. See acast.com/privacy for more information.

BC finance minister Brenda Bailey released the province's fiscal update which shows the province's budget deficit is now expected to be $11.6 billion dollars, $665 million more than forecast in the spring budget. UBC Sauder School of Business professor James Brander joins Michelle Eliot to talk about the impact of that spending on British Columbian.

In this conversation, Brandon Myers from Novi Labs discusses the intricacies of shale production, focusing on type curves, price sensitivity, and the evolving landscape of the US shale patch. He emphasizes the importance of understanding breakeven metrics and the impact of inventory dynamics on future production. The discussion also highlights the role of efficiency gains and technological advancements in drilling, as well as the influence of external factors such as tariffs and regulatory changes on operational costs. Myers provides insights into the future of US shale, addressing common misconceptions and the importance of human expertise in the industry.

Your daily news in under three minutes. At Al Jazeera Podcasts, we want to hear from you, our listeners. So, please head to https://www.aljazeera.com/survey and tell us your thoughts about this show and other Al Jazeera podcasts. It only takes a few minutes! Connect with us: @AJEPodcasts on X, Instagram, Facebook, and YouTube

In this episode, Corn Bandit hits a potpourri of topics about rain and how quail and other bird younglings are affected by how you keep your pasture. Enjoy! Stock media provided by Artmuns / Pond5  

Meta made a prediction last year its generative AI products would rake in $2 billion to $3 billion in revenue in 2025, and between $460 billion and $1.4 trillion by 2035, according to court documents unsealed Wednesday. Learn more about your ad choices. Visit podcastchoices.com/adchoices

For this episode of the DCF Show podcast, host Matt Vincent, Editor in Chief of Data Center Frontier, is joined by Santiago Suinaga, CEO of Infrastructure Masons (iMasons), to explore the urgent challenges of scaling data center construction while maintaining sustainability commitments, among other pertinent industry topics. The AI Race and Responsible Construction "Balancing scale and sustainability is key because the AI race is real," Suinaga emphasizes. "Forecasted capacities have skyrocketed to meet AI demand. Hyperscale end users and data center developers are deploying high volumes to secure capacity in an increasingly constrained global market." This surge in demand pressures the industry to build faster than ever before. Yet, as Suinaga notes, speed and sustainability must go hand in hand. "The industry must embrace a build fast, build smart mentality. Leveraging digital twin technology, AI-driven design optimization, and circular economy principles is critical." Sustainability, he argues, should be embedded at every stage of new builds, from integrating low-carbon materials to optimizing energy efficiency from the outset. "We can't afford to compromise sustainability for speed. Instead, we must integrate renewable energy sources and partner with local governments, utilities, and energy providers to accelerate responsible construction." A key example of this thinking is peak shaving—using redundant infrastructure and idle capacities to power the grid when data center demand is low. "99.99% of the time, this excess capacity can support local communities, while ensuring the data center retains prioritized energy supply when needed." Addressing Embodied Carbon and Supply Chain Accountability Decarbonization is a cornerstone of iMasons' efforts, particularly through the iMasons Climate Accord. Suinaga highlights the importance of tackling embodied carbon—the emissions embedded in data center construction materials and IT hardware. "We need standardized reporting metrics and supplier accountability to drive meaningful change," he says. "Greater transparency across the supply chain can be achieved through carbon labeling of materials and stricter procurement policies." To mitigate embodied emissions, companies should prioritize suppliers with validated Environmental Product Declarations (EPDs) and invest in low-carbon alternatives like green concrete and recycled steel. "Collaboration across the industry will be essential to drive policy incentives for greener supply chains," Suinaga asserts. The Role of Modular and Prefabricated Builds As the industry seeks more efficient construction methods, modular and prefabricated builds are emerging as game changers. "They significantly reduce construction waste, improve quality control, and shorten deployment times," Suinaga explains. "By shifting a large portion of the build process to controlled environments, we can improve worker safety and optimize material usage. Companies leveraging prefabrication will gain a competitive edge in both cost savings and sustainability." Modular construction also presents financial advantages. "It allows for deferred CapEx investments, creating attractive internal rates of return (IRRs) for investors while reducing the risk of oversupply by aligning capacity with demand," Suinaga notes. However, he acknowledges that the approach has challenges, including potential supply chain constraints and quick time-to-market pressures during demand spikes. "Maintaining a recurrent production cycle and closely monitoring market conditions are key to ensuring capacity planning aligns with real-time needs." Innovation in Cooling and Water Use With AI workloads driving increasing power densities, the industry is rapidly shifting toward liquid cooling, immersion cooling, and heat reuse strategies. "We're seeing innovations in direct-to-chip cooling and closed-loop water systems that significantly reduce water consumption," Suinaga says. "Some data centers are capturing and repurposing waste heat to provide energy to nearby facilities—an approach that needs to be scaled." Immersion cooling, he adds, offers the potential to shrink data center footprints and dramatically improve Power Usage Effectiveness (PUE). "A hybrid approach combining air and liquid cooling is key," Suinaga explains. "There's still uncertainty around the right mix of technologies, as hyperscalers need to support not just AI but also continued cloud growth. Flexibility in cooling design is now essential to accommodate a diverse range of workloads." Regulatory Pressures and the Future of Sustainability Standards Regulatory frameworks such as the SEC's climate disclosure rules and Europe's Corporate Sustainability Reporting Directive (CSRD) are pushing data center operators toward greater transparency. Suinaga believes these measures will enforce more accurate sustainability reporting and drive greener investment decisions. "This will push data center operators to adopt more energy-efficient designs early in the planning phase and, in the long term, standardize carbon reporting and create incentives for sustainable practices," he explains. He also highlights the role of investors and publicly traded companies in enforcing stricter climate reporting requirements across their portfolios. "At iMasons, we are refining existing reporting benchmarks and frameworks to provide the industry with a holistic view of best practices. This is an area where we aim to support data center operators with an analytical approach." The Road to Net Zero: Overcoming Challenges Despite ambitious net zero goals, execution remains a significant challenge. "The biggest roadblock to net zero is the availability of truly carbon-free energy and materials at scale," Suinaga states. Achieving net zero requires substantial investment in renewable infrastructure, grid connectivity improvements, and energy storage innovation. To accelerate progress, he emphasizes the importance of adopting circular economy practices, advocating for renewable energy policy support, and investing in next-generation cooling and power technologies. "The demand from AI is outpacing current power infrastructure and renewable options. While some net zero commitments may be delayed, investing in new technologies and clean energy solutions will ultimately put us back on the path to net zero." Workforce Development and Addressing the Talent Shortage The digital infrastructure industry has long faced a talent shortage, which has only become more urgent as demand increases. To help address this challenge, iMasons has launched a new job-matching platform. "It's designed to bridge the talent gap by connecting skilled professionals with opportunities in digital infrastructure," Suinaga explains. "For job seekers, it's free to use, providing a streamlined way to match with job listings based on skills, experience, and location." For employers, iMasons partners gain access to the platform to find vetted candidates efficiently. "At the pace this industry is growing, the current workforce isn't enough—we need to bring in talent from other industries and create new career pathways. Digital infrastructure is recession-proof and offers tremendous opportunities for growth." Industry Partnerships Driving Innovation iMasons has been expanding its partnerships, adding 15 new partners in recent months. "We've welcomed companies from various backgrounds, including AI-driven construction management firms, energy-related companies, and cooling solution providers," Suinaga shares. "iMasons is a hub for industry collaboration, helping to drive innovation across the entire digital infrastructure ecosystem. Our mission is simple: to ensure the industry thrives." Looking Ahead As AI accelerates the demand for digital infrastructure, the industry must embrace innovative, responsible strategies to balance scale with sustainability. iMasons, alongside major players in the sector, is committed to ensuring the next generation of data centers are not just fast to deploy but also environmentally responsible.

Harry Crane (@harrydcrane) explains how his model forecasted every state correctly in the 2024 U.S. presidential election. Timestamps 0:00: Intro 1:37: Intro ends 3:38: Interview with Crane begins 3:39: When Crane began developing model 3:59: Crane's goals 4:43: Assumptions behind the model 5:12: Polls 6:35: Voter registration 6:56: Crane's Sept 1 forecast 9:21: Approval ratings 9:32: Right track/wrong track 10:58: Polling data 11:53: Crosstabs  13:31: Early voting 18:28: Prediction markets 30:17: Political bias 35:49: Focus groups 38:39: Responding to being wrong 39:06: Allan Lichtman 40:19: Nate Silver 40:51: Crane's model's vulnerabilities 42:59: Silver and Lichtman 49:44: Academic models 49:58: Assessing Crane's model 51:04: Follow Crane Follow Star Spangled Gamblers on Twitter/X @ssgamblers  Trade on Polymarket.com, the world's largest prediction market. Forecasting Meetup Network. Help us grow the forecasting community to positively influence the future by supporting us with an upvote, comment, or pledge on Manifund: https://manifund.org/projects/forecasting-meetup-network---washington-dc-pilot-4-meetups Get notified whenever a new meetup is scheduled and learn more about the Forecasting Meetup Network here: https://bit.ly/forecastingmeetupnetwork Join our Discord to connect with others in the community between monthly meetups: https://discord.com/invite/hFn3yukSwv

The guys take a first look at MLB in 2025. We compare payrolls (Dodgers $304MM vs. Marlins $44MM) and win projections from PECOTA (Dodgers 104 vs. Rockies 55.)  We then take a quick look at the forecasted starting lineups for our favorite teams-Brewers (Dad) and Reds (Bri) who are both projected to spend $100MM (tied for 22nd in MLB).

January 30, 2025 ~ According to a new survey of CEOs and senior executives, the automotive sector will be the most disrupted major industry in 2025. Guy, Lloyd, and Jamie talk with AlixPartners partner Stephen Tapley about the possible disruptions the industry could face this year.

California Attorney General Rob Bonta sues the Trump administration. LA Mayor Karen Bass issues an emergency order ahead of this weekend's forecasted rains. What lessons does the city of Santa Rosa have for L.A. after the Tubbs Fire? Plus, more.Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.comSupport the show: https://laist.com

Even though it's chilly, some people may find it's refreshing to having a real, cold and snowy Minnesota winter after last year's winter dud. And this week, we're going to have it all. Snow, freezing temperatures and above average temperatures.MPR chief meteorologist Paul Huttner spoke to Minnesota Now host Nina Moini about this rollercoaster forecast.

-Rain In The UAE To Increase By 30%-Training Aircraft Crashes In Fujairah-Abu Dhabi Limits Private School Fee Hikes To 15% Max-The Ambanis Were Shopping In Global Village!-Love Is Blind Star Khatab Talks Dating Culture, Show Drama & Life After The Show

This is The Briefing, a daily analysis of news and events from a Christian worldview.Part I (00:13 - 07:11)Severe, But Not the Worst Case Scenario: Hurricane Milton Was Not as Tragic as Forecasted, But We Should Be Thankful For Those Who Warned Of Its PotentialPart II (07:11 - 16:13)History in the Headlines: The Life and Legacy of Ethel Kennedy, Dead at Age 96Ethel Kennedy, Passionate Supporter of the Family Legacy, Dies at 96 by The New York Times (Douglas Martin)Part III (16:13 - 21:20)Were Hurricanes Helene and Milton Seeded by the Federal Government? — Dr. Mohler Responds to Letters from Listeners of The BriefingPart IV (21:20 - 23:33)Is There Free Will in Heaven? If Yes, What Will Prevent Another Fall? — Dr. Mohler Responds to Letters from Listeners of The BriefingPart V (23:33 - 25:22)Does Scripture Speak About Genesis 6:3 as a Hard Age Limit? If So, Does It Mean the Lady Who Lived 122 Years Contradicts Scripture? — Dr. Mohler Responds to Letters from Listeners of The BriefingPart VI (25:22 - 27:55)How Do Christians Find and Live Out the Calling God Has For You? — Dr. Mohler Responds to Letters from Listeners of The BriefingSign up to receive The Briefing in your inbox every weekday morning.Follow Dr. Mohler:X | Instagram | Facebook | YouTubeFor more information on The Southern Baptist Theological Seminary, go to sbts.edu.For more information on Boyce College, just go to BoyceCollege.com.To write Dr. Mohler or submit a question for The Mailbox, go here.

As Hurricane Milton heads towards Florida, it is expected to become a Category 4 storm. And, with October 7th marking a year since Hamas' attacks inside Israel, the parents of one of the hostages speaks out.  Plus, less than a month from Election Day, Vice President Harris and former President Trump have turned their focus to battleground states.  

Can you help me make more podcasts? Please consider supporting this show on Patreon as the service is 100% funded by those who watch & listen: https://EVne.ws/patreon You can read all the latest news on the blog here: https://EVne.ws/blog Subscribe for free and listen to the podcast on audio platforms: https://EVne.ws/apple https://EVne.ws/googlepods https://EVne.ws/spotify https://EVne.ws/tunein https://EVne.ws/iheart FORD MOTOR TO INTRODUCE KARAOKE TO F-150 LIGHTNING AND MACH-E https://evne.ws/4d8ffiV ELECTRIC VEHICLE SALES SURGE FORECASTED TO MEET EU TARGETS https://evne.ws/4d8eBCe REVAMPED SKODA SUPERB IV PHEV IMPRESSES CROSS-CONTINENT https://evne.ws/4dc9YHh HERBERT DIESS CRITIQUES TESLA'S DECLINING PREMIUM STATUS https://evne.ws/47vdYBm EVS LINKED TO IMPROVED AIR QUALITY AND LIFE EXPECTANCY https://evne.ws/4gqYtyr LUXURY ELECTRIC MPV REDEFINES COMFORT AND SPACE https://evne.ws/4gpYwdL PEUGEOT UNVEILS HUGE 435 MILE RANGE FOR E-3008 SUV https://evne.ws/4dYmNWN BP'S DIVERGING PATHS: SELLING WIND ASSETS WHILE INVESTING IN EV INFRASTRUCTURE https://evne.ws/4e6TlxW BOLLINGER MOTORS SHIFTS FOCUS TO CLASS 4 ELECTRIC TRUCKS https://evne.ws/4gwOM1i NEW ELECTRIC MINI JOHN COOPER WORKS UNVEILED https://evne.ws/4gsLfBi COMPACT ELECTRIC VAN COMPLETES FORD'S TRANSIT LINE-UP https://evne.ws/3TypSEF MAXUS UNVEILS ETERRON 9 ALL-ELECTRIC PICKUPFOR EUROPE https://evne.ws/3TAvIFD

Trey Colle returns to discuss the September WASDE report with Luke. How should you be attacking this market now that the crop size is coming into focus? Tune in!

We play a classic interview with Marty Ingels. Stan isn't sure if he's going to return home from his trip this weekend because of the weather. Some idiot ties up an alligator trying to save the turtles. Elllienoare steals Junior's segment yet again. We open up the phones to talk to our listeners. Brock Beasley calls in. News. And more...

072924 1st HR Pres Ford Forecasted Kamala Olympic Satanism Some Insights by Kate Dalley

Death Valley is heating up next week... and might just hit the highest temperature ever recorded on earth.  ABC News Correspondent Alex Stone is watching the thermometer.

I can only be reached via email or TikTok @iamninahayes.

This episode focuses on the development of an expected valuation to help a shareholder understand selling their shares to an ESOP.  When the historical average cash flow is much lower than the forecasted cash flow, the negotiated fair market value or adequate consideration can be much lower than desired.  This is what the podcast refers to as “bridge over troubled water.”  Where the bridge is historical to forecasted cash flow.

If you've been outside over the past few days, you can see and smell the smoke. An air quality alert has been extended through 11 p.m. for southern Minnesota on Monday. We are under a “red” alert, which means the air is unhealthy for all. At one point, the entire state was under a “red” alert. Like last summer, the smoke is coming from wildfires in northwest Canada.This is what the Minnesota Pollution Control Agency says you should do to stay healthy: Reduce outdoor physical activities, take more breaks and avoid intense activities to reduce exposure. Sensitive and more exposed individuals should avoid prolonged or vigorous activities and consider shortening, rescheduling or moving outdoor events inside.David Brown is an environmental research scientist at the MPCA. He joined MPR News host Cathy Wurzer to share more about an early start to smoke season and how to stay healthy.Use the audio player above to listen to the full conversation.Subscribe to the Minnesota Now podcast on Apple Podcasts, Google Podcasts, Spotify or wherever you get your podcasts.  We attempt to make transcripts for Minnesota Now available the next business day after a broadcast. When ready they will appear here. 

"In the long term, the weaponization may harm the US dollar, because people will rightly look for alternatives, a beneficiary of which is gold," says Thomas Kaplan in the second part of his interview with Daniela Cambone. Questions on Protecting Your Wealth with Gold & Silver? Schedule a Strategy Call Here ➡️ https://calendly.com/itmtrading/podcast or Call 866-349-3310

In 2015, representatives from all countries attending COP21 agreed to limit global average temperature rise to well below 2.0 degrees Celsius above pre-Industrial levels and to aim for a 1.5 degree rise. Flash forward less than a decade, and the United Kingdom Meteorological Office is forecasting the average annual temperature for 2024 to likely be more than 1.5 degrees warmer than pre-Industrial levels. As the world continues to break annual, monthly, and daily temperature records, what does it mean that we're now exceeding the 1.5 degree threshold so soon after the Paris Agreement? To help us understand the importance of this forecast, Dr. Nick Dunstone, leader of the Climate Dynamics Group at the Met Office and one of the scientists that conducted the forecast, joins the show to discuss what it means that 2024 may exceed the 1.5 degree threshold, the factors causing the record-breaking temperature, and what people and policymakers should take away from this historic milestone. Dr. Richard Betts, Head of the Climate Impacts Strategic Area at the Met Office, is also on today's episode to discuss his team's recent forecast of CO2 concentration in the atmosphere. As CO2 emissions continue to rise, it's no surprise that temperatures continue to rise as well. Dr. Betts helps explain the factors that contribute to 2024's record increase in CO2 concentration and provide context to this year's forecast. Read The Met's 2024 Temperature Forecast Read The Met's 2024 CO2 Concentration Forecast As always, follow us @climatepod on Twitter and email us at theclimatepod@gmail.com. Our music is "Gotta Get Up" by The Passion Hifi, check out his music at thepassionhifi.com. Rate, review and subscribe to this podcast on iTunes, Spotify, Stitcher, and more! Subscribe to our YouTube channel! Join our Facebook group. 

Immigrants keep pouring into the US' southern border.  How are we going to house them? We're already millions of housing units undersupplied. Some migrants get free housing. Yet there are homeless veterans. Here's what to expect from more immigration: more rental housing demand, more multigenerational dwellings, more homelessness, higher labor supply. Get a simple explanation about title insurance. Our in-house Investment Coach, Naresh, joins us with a real estate market update.  Two popular investment markets are Memphis BRRRRs and Florida new-builds. He provides free coaching at GREmarketplace.com. Timestamps: The immigrant crisis worsens (00:00:01) Discussion on the increasing number of immigrants and the housing shortage crisis in the United States. Housing supply shortage (00:02:44) Analysis of the shortage in housing supply, estimated to be around 4 million units, and the decline in available housing units. Impact of immigration on housing demand (00:05:07) Forecasted impacts of immigration on housing demand and the expected population growth due to immigration. Challenges and solutions for housing immigrants (00:09:03) Discussion on the challenges of housing immigrants and potential solutions, including easing construction restrictions and promoting the building of entry-level housing. Title insurance explained (00:17:29) Explanation of title insurance, its types, and its significance in real estate transactions. Update on property manager's situation (00:15:08) An update on the property manager's situation involving stolen rent payments and the tenant's agreement to compensate for the loss. Mortgage rates and inflation (00:21:52) Discussion on the current mortgage rates and their correlation with inflation, as well as predictions for future rate movements. Mortgage Rates and Fed's Strategy (00:22:54) Discussion on the impact of the Fed's decision to hold rates and its potential effect on mortgage rates. Incentives and Real Estate Markets (00:25:08) Explanation of incentives offered in Memphis and Florida real estate markets, including the BR method and new build properties. Real Estate Investment Strategies (00:29:04) Comparison of the Memphis BR method and Florida new build as investment strategies, emphasizing the benefits of each approach. Property Investment Insights (00:32:16) Discussion on the impact of property ownership and the potential for life-changing outcomes through real estate investment. Economic Uncertainty and Real Estate (00:37:07) Anticipation of potential economic volatility and its impact on real estate investment decisions, emphasizing the stability of real estate during uncertain times. Resources mentioned: Show Page: GetRichEducation.com/487 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  Top Properties & Providers: GREmarketplace.com GRE Free Investment Coaching: GREmarketplace.com/Coach Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold   Complete episode transcript:   Keith Weinhold (00:00:01) - Welcome to GRE. I'm your host, Keith Weinhold. Hold. The immigrant crisis worsens. Where are we going? To house all these people. A simple explainer on what title insurance is. Then where do you find the best real estate deals in this market today on get Rich education. If you like the get Rich education podcast, you're going to love our Don't Quit Your Daydream newsletter. No, I here I write every word of the letter myself. It wires your mind for wealth. It helps you make money in your sleep and updates you on vital real estate investing trends. It's free! Sign up and get rich education.com/letter. It's real content that makes a real difference in your life, spiced with a dash of humor. Rather than living below your means, learn how to grow your means right now. You can also easily get the letter by texting gray to 66866. Text gray to 66866.   Speaker 2 (00:01:06) - You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold (00:01:22) - Welcome to jewelry heard in 188 world nations from Lima, Ohio to Lima, Peru. I'm your host, Keith Weinhold. Get rich education founder, Forbes Real Estate Council member and longtime real estate investor. Our mission here. Let's provide people with good housing, help abolish the term slumlord and get paid five ways at the same time. Immigrants keep pouring into our southern border. In fact, federal agents encountered roughly 2.5 million migrants there just last year alone. Now, though, not all will become permanent residents. Understand? 2.5 million. That's the population of the city proper of Chicago or Houston. All in just one year. How are we going to house all these migrants? This crisis has only worsened in that 2.5 million migrants in a year figure is, according to US Customs and Border Protection data. Now, understand first that America has about 140 million existing housing units. That's what we're dealing with today. By every estimate out there, we already have a housing shortage. The layperson on the street knows that and estimates about its magnitude.   Keith Weinhold (00:02:44) - I mean, they're all over the map, some as high is America is already 7 million housing units undersupplied in order to house our current population. And you have other estimates as low is that we're only 1.5 million housing units. Undersupplied. So let's interpolate and kind of be conservative, or just use a figure closer to a common consensus and say that we are 4 million housing units. Undersupplied. All right. But if that's our given, here's what that means. 4 million housing units undersupplied to merely reach a balanced housing supply, we'd need to build enough homes to meet population growth, plus 400,000 on top of that. And we'd have to do that every single year for an entire decade. Just astounding. And to be clear, that's not to be oversupplied with housing. That's just to reach an equilibrium between supply and demand. Now, the supply of available housing, and this is basically what I'm going to talk about next, is the number of homes for sale at any given time, right. That began gradually descending in 2016.   Keith Weinhold (00:04:02) - And back then it was one and a half to 2 million available units. And in the spring of 2020, like I've talked about before, the housing supply just crashed to well below 1 million, and it still hasn't gotten up from its mighty fall. In fact, it's only about 700,000 units available today. All right, that is the Fred active listing count and Fred's sources there. Statistics from Realtor.com. All right, so that's what we're dealing with. That's a dire situation. All right, well, how do housing starts? Look, are we building up out of the ground enough to maybe start getting a handle on this sometime in the next decade? I mean, is there anything that could be more encouraging than more housing starts? Well, really, there's nothing encouraging there at all. In fact, new housing construction starts have hit a ten month low. My gosh. So that's the supply side. All right. What about the housing demand side? Well America's population grew by 1.6 to 1.8 million people between 2022 and 2023.   Keith Weinhold (00:05:07) - And that number is forecast to climb during the next few years, worsening the housing shortage crisis. And with US births falling and deaths rising, it's immigration, immigration is what is going to fuel the majority of population growth for the next decade. Immigrant related growth that is going to impact local housing markets across the country. And it's expected to hit especially hard in the northeast, Florida, California, Nevada and Texas. And what's happening is outraging some people. Some cities are housing migrants in public places, even arenas, including ones that Texas Governor Greg Abbott has bused to the northeast. And, of course, New York City Mayor Eric Adams has been outspoken about how to handle the migrant crisis. Understand that there are homeless veterans out there in America, yet the state of Maine is giving migrants up to two years of free rent for new apartments. In that right there has made a lot of people. And there are a lot of other cases out there like that of migrants getting free housing. Now, just consider this John Burroughs research and consulting.   Keith Weinhold (00:06:31) - They provide a lot of good information to the real estate market, and they have for a long time credit to them. And by the way, if you'd like us to invite John Burns onto the show here or if you have any other comments or questions or concerns, feel free to write into us through get Rich education. Com slash contact. So you can send either an email or leave a voice message. Well, according to their industry respected data, some of which is compiled through the US Census Bureau back in 2021, that's when we reached an inflection point where the US population grew more through immigration than it did through natural increase in natural change. That is simply the births minus deaths, and that is continued each year since there is more US population growth through immigration than there is through natural increase. In fact, bring it up to last year, our population grew by 1.1 million through immigration and just 500,000 through natural increase, more than double more than double the increase through immigration as natural change. And John Burns makes the forecast through the year 2033.   Keith Weinhold (00:07:47) - So the next nine years, the growth through immigration will outstrip that some more and become double to triple that of natural growth overall. Every single year through 2033, we'll add 1.7 to 2 million Americans. And they all need to be housed somewhere. So the bottom line here is that immigration fueled growth already outstrips natural growth. And that should continue and only be weighted more heavily toward immigrants every single year for the next decade, probably beyond the next decade. We just don't have projections that far yet. Well, how are you going to house all these people when we're already badly undersupplied and understand I'm not making any judgments on saying who or who should not be able to enter our nation. That is for someone else to decide. And in fact, I'm the descendant of immigrants. They're my ancestors. And you may very well be too. And over the long term, immigrants can be an asset. I am simply here asking where and how are we going to house them for the next decade and what that means to you.   Keith Weinhold (00:09:03) - Tiny homes, 3D printed homes, shipping container homes none of them seem to be the answer. And of course, population forecasts. When you look out in the future like that, they're going to vary based on the percentage of successful asylum seekers in the 2024 presidential election winner, and more. So, the figures that I shared with you, they are only the average case. In any case, the crisis is poised to worsen because now you've seen that there is a terrible mismatch between population growth and housing starts. How are you going to solve this? The government needs to ease construction restrictions and promote the building of entry level housing. More up zoning should be allowed. Do you know what up zoning is? It means just what it sounds like increasing the housing density, often by building taller buildings. So up zoning is taller building heights. All right. Well let's look at really.   Speaker 3 (00:10:02) - Four.   Keith Weinhold (00:10:03) - Big impacts that this immigration wave is having on America's already scarce supply of housing. New immigrants typically rent property. They don't buy property.   Keith Weinhold (00:10:16) - So that's higher rental housing demand. Secondly, expect more multigenerational and family oriented dwellings. That's what's needed with additional bedrooms and affordable price points like entry level single family rentals. If you want to own rental property, that right there is the spot for durable demand. And thirdly, I'm sorry, another impact is expect to see more homeless people in your community like I've touched on before. In fact, homelessness is already up 12% year over year. That's partly due to inflation, and that is already the biggest jump. Since these point in time surveys have been used. The biggest ever jump in homelessness are ready. Those stats only go back to 2007. That's when they begin measuring it. And that's according to HUD and federal officials. And then the fourth and final impact of all this immigration is that builders and manufacturers will probably see a small uptick in labor availability these next. Few years. Okay, that part could help. America could help with this labor shortage crunch. But all the other major impacts put more demand and strain on what's already a paucity of American housing supply.   Keith Weinhold (00:11:36) - And the bottom line is that there are too many people competing for too little housing, driving up prices and driving up rents this decade. I've been talking about lots of people moving north across borders. Me, I've recently moved south across borders, though for only a few weeks here. I'm joining you from here in Medellin, Colombia today, where in between doing my real estate research here, I'll be trekking in the Colombian Andes this week and the Ecuadorian Andes next week, when I'll be based in Ecuador's national capital of Quito. And, you know, there's a real estate lesson in this itself. Really? Okay, me traveling to Colombia and Ecuador, people often label and mischaracterize areas that they haven't been to or say they hear of the drug trade in Colombia or of some of the more recent, I guess, civil unrest in Ecuador, where I'll be next week. And they think, sheesh, isn't it dangerous in those places? Oh come on, I mean, sheesh, Colombia is a nation of 52 million people and it's almost twice the size of Texas.   Keith Weinhold (00:12:44) - The question is where? Where in Colombia do you think is dangerous? Don't you expect there would be great variability there? Now you the great listener. You're smarter than the average American. So I think that you get it with last month's continued civil uprising in Ecuador, seeing that story in the news that actually reminded me to book a trip there, the opposite of staying away when they held up all the people at that TV station that was way out in Guayaquil, Ecuador. To tie in the real estate lesson here. Back to your home nation. If you do live in the US or wherever you live like I do, see our investment coach, Andrea. She moved from Georgia to the Detroit Metro a couple of years ago. I don't think you'd want to invest in real estate in Andrea's neighborhood, where she lives in Detroit, because it's too nice. The property prices are high and the numbers wouldn't work for you in an upper end neighborhood of metro Detroit. But people that haven't been to Detroit don't think about areas being too ritzy for investment.   Keith Weinhold (00:13:49) - Well, of course, some of the areas are. Some of my point is, stereotypes are hard to shake. I encourage you to get out and see the world now. I've got an interesting and really an unlikely update on my property manager that had the tenant rent payments stolen from his drop box, meaning I didn't get paid the rent. The property manager, he didn't make good on that and pay me the rent. He wanted me to take the loss from the rent payment that he failed to secure from the paper money order stolen from his overnight drop box. So the manager doesn't want to take the loss. I don't want to take the loss well, and I can hardly believe this, but apparently the tenant has agreed to make the property manager hold. The tenant would effectively pay rent twice for that month, and then the property manager will apparently finally pay me the missing rent after it flows through him. The manager. I don't know if the property manager had to convince the tenant that it's the tenant's responsibility to put the payment right into the manager's hands, or what? So the tenant, what they're going to do is pay an extra $200 a month until the $1,950 stolen rent is compensated, I guess what, eight months of stepped up rent.   Keith Weinhold (00:15:08) - And so I was just really surprised that the tenant would agree to do that. And, you know, in this saga that I've been describing to you for, I guess, the third week in a row now, you know, one Jerry listener, they asked me something like, doesn't your property manager know that you're rather influential in the real estate world? Like thinking maybe I'd get preferential treatment? Oh, to that I say, no, I don't want preferential treatment. I mean, few things are more annoying in society than people that position themselves like that. But I will tell you that I actually did meet this property manager in person before he started managing my properties, and he did wear a suit and tie in the conference room for meeting me, which I thought was interesting. Later today on the show, we've got a guest that's familiar to you. He was somewhat bearish on real estate when he was here with us back in November. That's when he talked about how activity was slow, and you might even want to sit on the sidelines of adding more property to your portfolio.   Keith Weinhold (00:16:10) - We'll see if that's changed today. Now over on YouTube, you might very much like watching me in our explained. Video series because in a video format, I can show you where the numbers come from at. Very simply, break down an investing term like net worth for one video or cash flow, or your return on amortization in another one. There's also a new video in our explained series about title insurance, and this is what you'll hear over there. The title to a house is the document that proves that the owner owns it. Without that proof, the house can't be bought or sold, and title insurance is written by title insurance companies. What a title insurance company does is research the history of the house to see if there are any complications, also known as clouds, in its ownership issues that cloud the title could be like an outstanding old mortgage that the prospective seller has on the property. A previous deed that wasn't signed or wasn't written correctly and unresolved legal debt or a levy by a creditor, like an old lien placed by a contractor who once did some work on the windows and was never paid for it.   Keith Weinhold (00:17:29) - They're all examples of clouds on a title, and make transferring the property ownership difficult or impossible. But if the title appears to be clean, no clouds, then the title insurer writes a policy promising to cover the expenses of correcting any title problems if they would happen to get discovered after the sale. Title companies may refuse to insure a clouded title to be transferred, so it's important to know about any potential issues as soon as possible. Now there are two types of title insurance. There is lender's title insurance and owner's title insurance. First, lenders title insurance. In most areas of the country, the mortgage lender requires that the property buyer purchase a lender title insurance policy to protect the lender's security interest in the real estate. Lender's title insurance is issued in the amount of the mortgage loan and the amount of coverage decreases and finally disappears as the mortgage loan is paid off. And then secondly, owner's title insurance. It protects the homebuyers interest and is normally issued in the amount of the purchase price of the property. Coverage means that the insurer will pay all valid claims on the title as insured, and in most real estate transactions, separate title policies are purchased for the lender and the buyer, and although it can vary by location, the buyer typically purchases the policy for the lender, whereas the seller often pays for the policy for the buyer.   Keith Weinhold (00:19:12) - And that's title insurance, if you like. Simple to the point education by video like that, and you'd want to get a really good look at me for some inexplicable reason. Uh, for more, check out the new explained series. It is now on our get Rich education YouTube channel or next. I'm Keith Reinhold, you're listening to get Rich education. Render this a specific expert with income property you need. Ridge lending Group Nmls 42056. In gray history, from beginners to veterans, they provided our listeners with more mortgages than anyone. It's where I get my own loans for single family rentals up to four Plex's. Start your pre-qualification and chat with President Charlie Ridge personally. They'll even customize a plan tailored to you for growing your portfolio. Start at Ridge Lending group.com Ridge lending group.com. You know, I'll just tell you, for the most passive part of my real estate investing, personally, I put my own dollars with Freedom Family Investments because their funds pay me a stream of regular cash flow in returns are better than a bank savings account up to 12%.   Keith Weinhold (00:20:35) - Their minimums are as low as 25 K. You don't even need to be accredited for some of them. It's all backed by real estate and that kind of love. How the tax benefit of doing this can offset capital gains and your W-2 jobs income. And they've always given me exactly their stated return paid on time. So it's steady income, no surprises while I'm sleeping or just doing the things I love. For a little insider tip, I've invested in their power fund to get going on that text family to 66866. Oh, and this isn't a solicitation. If you want to invest where I do, just go ahead and text family to six, six eight, six, six.   Speaker 4 (00:21:21) - Anybody? It's Robert Elms with a Real Estate Guys radio program. So glad you found Keith White old and get rich education. Don't quit your day dream.   Keith Weinhold (00:21:40) - Hey. Well, I'd like to welcome in someone that you might have met by now. That is one of our terrific investment coaches. Narration. The race. Hey, welcome back onto the show.   Naresh Vissa (00:21:49) - Keith. It's a pleasure to be back on race.   Keith Weinhold (00:21:52) - I know you've got mortgage rates on your mind. It's been such an interesting topic lately, since they peaked at about 8% back in October of 2023, and almost everyone this year anticipates that now that embedded inflation is lower, that rates of all types are going to fall, rates in inflation are typically correlated. And why don't you talk to us with your thoughts about where mortgage rates are currently and where they go from here?   Naresh Vissa (00:22:19) - Like you said, mortgage rates peaked around October. The fed did their last rate hike in July 2023, so that's why the lagging effect caused rates to rise a little. And then they've been slowly creeping down since October. And what does that mean? Or where do we go from here in this new year 2024? I've been pretty spot on with what the Fed's going to do. I think they made some mistakes. I think they should have done 2 or 3 more 25 basis point hikes in 2023 because we're seeing inflation creep back up.   Naresh Vissa (00:22:54) - And that's a huge problem for the fed because their target is 2%. But that's a completely different topic. We get Monday morning quarterback the fed all we want. The fed has essentially come out and said that their rate hiking campaign is over. They've hiked enough and it's a take it or leave it. They're just going to hold and hold and hold until inflation reaches that 2% target. So what does that mean for mortgage rates? If we know that the fed isn't going to raise rates anymore, that means we are. We've already seen it. Mortgage rates have slowly creeped down. And there is a legitimate chance that the inflation rate that the CPI hits 2% by this summer, there is a chance of that. Right now we're at 3.3 or 3.4%, but there is a good chance that by the end of this summer, let's say August, we hit that 2% target, which means the fed will immediately start cutting rates after that whenever the next meeting is, I think September 2024, they'll start cutting rates, which means that's going to have an effect on mortgage rates.   Naresh Vissa (00:24:00) - We can see mortgage rates plummet even more later this year going into 2025. Now, this is just a prediction. There's a chance that inflation could go up if there is a middle East crisis or World War three or whatever you want to call it, there's a chance that inflation spikes back up and the fed just they could hold rates where they are for two years. I don't have a crystal ball in front of me. There was a black swan event that happened in 2020. Obviously, there could be a black swan event that happens in 2024. We won't know. But what we do know is the fed is done hiking rates and they're going to hold as long as possible until we get to that 2% inflation target. What does that mean for real estate? If mortgage rates are going back down, you're getting a better deal today than you were in October 2023 or November 2023. So it's almost 100 basis points lower from the peak that we saw in October. So interest rates have gone down. They've somewhat normalized to a level that digestible for investors, still not quite digestible for the average homeowner.   Naresh Vissa (00:25:08) - And the best part about this, Keith, is that the providers who we work with are still offering amazing incentives, the same amazing incentives, if not better, with the lower interest rates. So previously we brought up a 5.75% interest rate incentive program, one year free property management, another program that was two two for two years of free property management, 2% closing cost credit, $4,000 property management credit, all sorts of incentives. And those incentives are still in play while interest rates have gone down. So instead of 5.75% incentive that these providers are offering, they're now offering 4.5% interest rate. So that's why I think if there were no incentives, hey, you know what? We should probably wait until the fed starts cutting again. But with these incentives, this is incredible because they're going to be gone again the moment the fed starts cutting aggressively. These incentives are all gone. So you may as well get in. Now when home values have somewhat corrected and some markets are seeing precipitous declines, home value declines, real estate declines.   Naresh Vissa (00:26:20) - So right now it's still an excellent time to invest. Given this economic landscape.   Keith Weinhold (00:26:26) - Gray listeners are pretty savvy. And you the listener, you realize that changes in the fed funds rate don't have a direct change, and they don't move in lockstep with the 30 year fixed rate mortgages. The fed has really loaded up with the fed funds rate near 5%. Now they basically have a whole lot of ammo in the cartridge where they can go ahead and lower rates if the economy begins to get into trouble. One reason mortgage rates are higher than other long term rates is that US mortgages can be prepaid without any penalty. The anomaly in what's been different and what's been happening here is that typically there's a spread of about 1.75% between the ten year note, which has been 4% or so recently. And the 30 year mortgage rate is about 1.75% higher, which. She would put it at 5.75, but instead mortgage rates have been almost 7%. So a greater than usual historic spread between the ten year teno, which is more what mortgage rates are based off of and what that rate actually is, and the reason that that spread has been so high as this perceived greater credit risk or anticipated economic changes like this recession that is always just perpetually around the corner.   Keith Weinhold (00:27:44) - So we don't really know where mortgage rates are going to go. We know that they're not high. They're actually below their long term average. But of course, they just feel high because the only thing that was unusual is the rate at which they've increased. With that in mind here as we talk about mortgage rates nowadays. Why don't you tell us more about the incentives that are being offered right now?   Naresh Vissa (00:28:03) - The incentives are still being offered. The question is, Keith, I want to share two different strategies or two different markets. It's kind of a mix of strategy and market. The two most popular markets we are seeing right now are in Memphis, Tennessee, and in Florida. Still, Florida continues to be hot. Why is that? Why these two markets? Well, number one, Memphis still has a lot of rehab properties that you can purchase in the 100 to $150,000 range. Before the pandemic, it was common to see properties selling for 60 to $80,000. Those properties are a dime a dozen now, because of what we've already talked about the inflation, the home values, rising real estate going up.   Naresh Vissa (00:28:51) - Memphis still offers those options. Now we work with a provider in Memphis who specializes in the BR method, the B or R r. So it's for cause the BR.   Keith Weinhold (00:29:04) - It's not the February temperatures. BR yes.   Naresh Vissa (00:29:07) - Yeah. It's not the February temperatures. It stands for you buy rehab rent then you refinance and then you repeat it with the next property. So buy rehab rent refinance repeat. So this is a little different from your traditional real estate investing where you're just buying. It's already rehabbed. So you're buying renting it out. And then end of story here. It's a strategy that is meant to build equity. Almost immediately. You rehab it. And look we're not going to get into the details of this right now. I highly recommend that, folks, they can go to the GRE marketplace and set up a meeting with me if they want to talk some more about BR or if their experience and they know about BR, they may not know that we offer BR properties. But our investors have loved Memphis, BR.   Naresh Vissa (00:30:02) - They have loved it. They have bought more and more is one of our hottest asset classes or strategies right now. Memphis BR so highly recommend it. What are the incentives? There actually no incentives that our Memphis, BR provider is offering, because the incentive of the BR strategy is enough to get people to keep buying. They keep getting inventory, they don't run out. They find ways to make it work. Now in Florida, we work with a provider who we've featured on this show a couple of times before, and they're owned by the largest Japanese real estate developer called Sumitomo Forestry. They're one of the largest Japanese companies in the world. Warren Buffett owns a huge stake, Berkshire Hathaway in Sumitomo. So I highly recommend this Florida provider because they're able to offer properties that values that other providers can't compete with at prices that other providers can't compete with. They're offering the incentives that I told you, the 4.5% program, in some cases, you can buy down the rate all the way down to 4.25% if you want.   Naresh Vissa (00:31:10) - They have two years free property management or one year free property. It just depends on the package that you choose. They're offering closing cost credits. You can negotiate the list price. These are the two most popular partners we are currently working with, and I highly recommend if you are liking this real estate market, you're seeing lower interest rates. You're seeing that there's been a correction in home values and you want to get in right now. Contact your investment coach. If you don't have an investment coach, go to the marketplace. You can select me if you want, or you can select the other investment coach Andrea, it's up to you and we can share more information.   Keith Weinhold (00:31:52) - You're talking about two different strategies here, the Memphis BR and the Florida Newbuild. And I think of the Memphis burger is something that's lower cost. It's for an investor with a more aggressive disposition where it will take some of your involvement, even though it's still only going to be remote involvement. And then on the flip side, with the Florida new build, you're going to benefit from those low bought down rates that the builder will buy down for you.   Keith Weinhold (00:32:16) - The longer you plan to hold the property, the more the rate buy down is going to benefit you. And then also think of the Florida new build is kind of being a low noise investment.   Naresh Vissa (00:32:29) - You're absolutely correct, Keith. So I highly recommend those who are sitting on the fence. I've come on this podcast before and said, hey, Keith, you know, right now I'm not really sure where things are going. Like it's a little dead. Maybe investors should hold off.   Keith Weinhold (00:32:44) - Yeah, back in November, that was your guidance?   Naresh Vissa (00:32:46) - Yep. That was. And now I think because we've seen the lower interest rates, you can just get in at a much better deal. Everyone can be happy. I think our investors would be happy. And it's a great time to start investing in real estate again. Don't put it off. I remember when I first got into real estate, I was putting it off, putting it off, and I look back and I say, man, I should have gotten in four years earlier or five years earlier.   Keith Weinhold (00:33:13) - How many properties do you think it took for you to buy until it changed your life? For me, it was probably when I bought my second fourplex and I had eight units. But I think if you're buying single family homes, it takes probably fewer units than that to really start changing your life.   Naresh Vissa (00:33:30) - Yeah, one units aren't going to change your life. Two units aren't going to change your life. In my case, it's just a personal story. I bought one the first year, another one the second year, and then my third year I scaled from 2 to 7. That was the life changing experience right there. And the last two properties I bought were new construction. So number seven and number eight were new constructions. And that also changed my strategy too, because I said, hey, new construction is just so much better than these older rehab properties, just less headache. We've talked about this before on previous episodes, and so moving forward, I'm actually saving up right now to buy my next new construction property.   Naresh Vissa (00:34:13) - New construction. Me personally, I think that's a way to go, there's no doubt about it. And because I went from 2 to 7, that was the game changer for me, at least on the taxes on the passive cash flow. And look, I'm relatively young. I'm in my mid 30s. But when I think about retirement, which I don't think about much, but sometimes I do, and when I do think about it, I'm like these eight properties, if I hold on to them, that's a nice retirement that I have in retirement. That's a great passive cash flow. By then the mortgages will be paid off. Although we believe in refi til you die. Just to get a little more specific about some of these incentives, I'm looking at the Florida ones right in front of me. Option one, for example, is a 4.25% interest rate. That's where the buy down the 2.75% buyer paid point buy down. But it comes with two years of free property management. I think the best deal if you want zero buy down it's two years of free property management seller paid closing costs of 1.5%.   Naresh Vissa (00:35:19) - So that's a 1.5% closing cost credit and a 5.75% interest rate that you'll be locked into. I think that's a pretty darn good deal.   Keith Weinhold (00:35:30) - There are some attractive options there. Yeah. It's interesting you raised when you talk about how many properties does it take to change one's life. Yeah. You're right. When you buy your first property, your second property, it isn't life changing. You probably haven't own property long enough yet to benefit from leverage, and surely not cash flow just off 1 or 2 properties. But what happens is you accumulate more is sometimes you don't have to use and save up your own money to buy a new property. You might want to do that, but at the same time, the properties that you bought a few years ago have built up enough equity. So now that rather than your money buying new properties, it's like your properties, buy your new properties for you as you do these cash out refinances. And that's where you really get things rolling. So it can take a few properties and a few years.   Keith Weinhold (00:36:16) - But nowadays you're so right about the opportunity really being with New Build. Today I'm a guest on other shows and a lot of people are just an economics host. They think about real estate investing, they think about higher mortgage rates, and they're like, you know, where's the opportunity for an investor today? And that's usually what I tell him. It's with these builder rate buy downs on new build properties. Take advantage of that this year.   Naresh Vissa (00:36:38) - Absolutely. So like I said great marketplace. You can get more information set up meetings with Andrea or me or whoever you're assigned investment coaches. If you don't have an assigned investment coach, take your pick and let's get your real estate investment journey either started or on cruise control.   Keith Weinhold (00:36:57) - If you have any last thoughts, whether that's this year's direction of prices or rents or the economy as it relates to real estate or anything else at all.   Naresh Vissa (00:37:07) - Well, Keith, I think we're about to see and we don't get political on here, but for whatever reason, we tend to see crazy financial markets during election years, whether it's presidential elections or midterm elections.   Naresh Vissa (00:37:22) - We saw the stock market drop wildly in 2022 during a midterm election year. Of course, 2020 will never forget the craziness of lockdowns and masking and social distancing and what the financial markets did. I mean, all the at least the stock market. President Trump lost all the gains that he had in the stock market as president, were lost in over a two month period in February and March 2020 because of pandemic. And then they came surging back. So the point that I'm making here is economically, I shared my vision of just systematically, I think inflation is going to hit the 2% by the end of the summer. The experts initially thought it would hit the 2% by March. In the latest CPI reading showed that inflation actually went up. I think we're going to see some type of, I don't want to call it a black swan, but this year is not going to go according to plan. Maybe the inflation plummets because something deflationary happens. Or maybe the inflation rises again because something inflationary happens. That's just not on our radar.   Naresh Vissa (00:38:30) - So how does that affect real estate. Well that doesn't change what we said five minutes ago, which is right now, today. Given all this uncertainty, today is still a great time to jump in, because if there is a deflationary event, you can always refinance your rate in a year or two when rates are much lower. And remember, mortgage rates are tax deductible.   Keith Weinhold (00:38:54) - A presidential election year brings more uncertainty than usual. You can buffer yourself from that volatility with real estate and investment that's more stable than most anything else out there. I encourage you, the listener, to check out Naresh and the other coach, Andrea at Great Marketplace, and it can really help you out and help you put a plan together. Hey, it's been great having your thoughts. I think the listeners are going to find this helpful. Thanks for sharing your expertise. Thanks, Keith. Yeah, there's some valuable guidance from Naresh on where the real deals are in this market today. Memphis Bears and Florida, new builds. They're really just two of the dozens of options from Gray's nationwide provider network.   Keith Weinhold (00:39:44) - Learn more, see all the markets or connect with a coach all at Gray marketplace.com. Enjoy the Super Bowl I'm Keith Weinhold. Don't quit your Daydream.   Speaker 6 (00:39:59) - Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get Rich education LLC exclusively.   Speaker 7 (00:40:27) - The preceding program was brought to you by your home for wealth building. Get rich education.com.

Join host Dr. Mike Brasher and guest Cason Short, owner/operator of the Bill Byers Hunter Club, for a recap of an early season white-fronted goose hunt recently featured on DU TV. Hear in-depth accounts of how the hunts unfolded, adaptations made to ensure quality footage, and perspectives on how shifting distributions of specks are creating both new opportunities and challenges. The two also discuss the connection between landowners and the birds and their desire to do what's best for the resource.www.ducks.org/DUpodcast