Podcasts about forecasted

In this latest episode of Help Me Buy Property Podcast, John Lindeman honored us back with another insightful episode revolving around Australian housing market. John Lindeman, a seasoned property market expert, breaks down the latest trends shaping the Australian real estate landscape curating the national and capital city forecasts for 2025, backed by data-driven predictions.Moxin Reza and John dive into key topics, such as median property values and annual market changes across capital cities and regions. Forecasted and discussed Sydney and Melbourne markets and what the investors should expect as well as, decoded the market growth of Brisbane, Adelaide and Perth and how the government incentives are shaping the future property hotspots.Together, they shed light on the evolving opportunities in the Australian real estate market and what investors need to consider for long-term success.Episode Highlights 00:00 Welcome to Help Me Buy Property Podcast 03:19 Market Trends and Insights09:04 Housing Market Predictions17:26 Capitals – Regional and Metro suburbs25:38 Price Growth in Regional Australia34:20 Final Thoughts About the Guest:Mr. John Lindeman is a renowned Australian Property Market Analyst and an avid Property investor for over 40 years and has been professionally involved in the market for about 20 years.Lindeman Reports: https://lindemanreports.com.au/Click on the link below to download Australian Bestseller“A Millennial's Guide to Property Investing” now! https://www.amazon.com.au/dp/B0CRF48GGRResources: Join us on our FREE Facebook Group: https://www.facebook.com/groups/helpmebuyauYou can alsoconnect with us on https://www.linkedin.com/company/77080688.Keep smiling, be kind, and continue investing. Peace out! Hosted on Acast. See acast.com/privacy for more information.

For this episode of the DCF Show podcast, host Matt Vincent, Editor in Chief of Data Center Frontier, is joined by Santiago Suinaga, CEO of Infrastructure Masons (iMasons), to explore the urgent challenges of scaling data center construction while maintaining sustainability commitments, among other pertinent industry topics. The AI Race and Responsible Construction "Balancing scale and sustainability is key because the AI race is real," Suinaga emphasizes. "Forecasted capacities have skyrocketed to meet AI demand. Hyperscale end users and data center developers are deploying high volumes to secure capacity in an increasingly constrained global market." This surge in demand pressures the industry to build faster than ever before. Yet, as Suinaga notes, speed and sustainability must go hand in hand. "The industry must embrace a build fast, build smart mentality. Leveraging digital twin technology, AI-driven design optimization, and circular economy principles is critical." Sustainability, he argues, should be embedded at every stage of new builds, from integrating low-carbon materials to optimizing energy efficiency from the outset. "We can't afford to compromise sustainability for speed. Instead, we must integrate renewable energy sources and partner with local governments, utilities, and energy providers to accelerate responsible construction." A key example of this thinking is peak shaving—using redundant infrastructure and idle capacities to power the grid when data center demand is low. "99.99% of the time, this excess capacity can support local communities, while ensuring the data center retains prioritized energy supply when needed." Addressing Embodied Carbon and Supply Chain Accountability Decarbonization is a cornerstone of iMasons' efforts, particularly through the iMasons Climate Accord. Suinaga highlights the importance of tackling embodied carbon—the emissions embedded in data center construction materials and IT hardware. "We need standardized reporting metrics and supplier accountability to drive meaningful change," he says. "Greater transparency across the supply chain can be achieved through carbon labeling of materials and stricter procurement policies." To mitigate embodied emissions, companies should prioritize suppliers with validated Environmental Product Declarations (EPDs) and invest in low-carbon alternatives like green concrete and recycled steel. "Collaboration across the industry will be essential to drive policy incentives for greener supply chains," Suinaga asserts. The Role of Modular and Prefabricated Builds As the industry seeks more efficient construction methods, modular and prefabricated builds are emerging as game changers. "They significantly reduce construction waste, improve quality control, and shorten deployment times," Suinaga explains. "By shifting a large portion of the build process to controlled environments, we can improve worker safety and optimize material usage. Companies leveraging prefabrication will gain a competitive edge in both cost savings and sustainability." Modular construction also presents financial advantages. "It allows for deferred CapEx investments, creating attractive internal rates of return (IRRs) for investors while reducing the risk of oversupply by aligning capacity with demand," Suinaga notes. However, he acknowledges that the approach has challenges, including potential supply chain constraints and quick time-to-market pressures during demand spikes. "Maintaining a recurrent production cycle and closely monitoring market conditions are key to ensuring capacity planning aligns with real-time needs." Innovation in Cooling and Water Use With AI workloads driving increasing power densities, the industry is rapidly shifting toward liquid cooling, immersion cooling, and heat reuse strategies. "We're seeing innovations in direct-to-chip cooling and closed-loop water systems that significantly reduce water consumption," Suinaga says. "Some data centers are capturing and repurposing waste heat to provide energy to nearby facilities—an approach that needs to be scaled." Immersion cooling, he adds, offers the potential to shrink data center footprints and dramatically improve Power Usage Effectiveness (PUE). "A hybrid approach combining air and liquid cooling is key," Suinaga explains. "There's still uncertainty around the right mix of technologies, as hyperscalers need to support not just AI but also continued cloud growth. Flexibility in cooling design is now essential to accommodate a diverse range of workloads." Regulatory Pressures and the Future of Sustainability Standards Regulatory frameworks such as the SEC's climate disclosure rules and Europe's Corporate Sustainability Reporting Directive (CSRD) are pushing data center operators toward greater transparency. Suinaga believes these measures will enforce more accurate sustainability reporting and drive greener investment decisions. "This will push data center operators to adopt more energy-efficient designs early in the planning phase and, in the long term, standardize carbon reporting and create incentives for sustainable practices," he explains. He also highlights the role of investors and publicly traded companies in enforcing stricter climate reporting requirements across their portfolios. "At iMasons, we are refining existing reporting benchmarks and frameworks to provide the industry with a holistic view of best practices. This is an area where we aim to support data center operators with an analytical approach." The Road to Net Zero: Overcoming Challenges Despite ambitious net zero goals, execution remains a significant challenge. "The biggest roadblock to net zero is the availability of truly carbon-free energy and materials at scale," Suinaga states. Achieving net zero requires substantial investment in renewable infrastructure, grid connectivity improvements, and energy storage innovation. To accelerate progress, he emphasizes the importance of adopting circular economy practices, advocating for renewable energy policy support, and investing in next-generation cooling and power technologies. "The demand from AI is outpacing current power infrastructure and renewable options. While some net zero commitments may be delayed, investing in new technologies and clean energy solutions will ultimately put us back on the path to net zero." Workforce Development and Addressing the Talent Shortage The digital infrastructure industry has long faced a talent shortage, which has only become more urgent as demand increases. To help address this challenge, iMasons has launched a new job-matching platform. "It's designed to bridge the talent gap by connecting skilled professionals with opportunities in digital infrastructure," Suinaga explains. "For job seekers, it's free to use, providing a streamlined way to match with job listings based on skills, experience, and location." For employers, iMasons partners gain access to the platform to find vetted candidates efficiently. "At the pace this industry is growing, the current workforce isn't enough—we need to bring in talent from other industries and create new career pathways. Digital infrastructure is recession-proof and offers tremendous opportunities for growth." Industry Partnerships Driving Innovation iMasons has been expanding its partnerships, adding 15 new partners in recent months. "We've welcomed companies from various backgrounds, including AI-driven construction management firms, energy-related companies, and cooling solution providers," Suinaga shares. "iMasons is a hub for industry collaboration, helping to drive innovation across the entire digital infrastructure ecosystem. Our mission is simple: to ensure the industry thrives." Looking Ahead As AI accelerates the demand for digital infrastructure, the industry must embrace innovative, responsible strategies to balance scale with sustainability. iMasons, alongside major players in the sector, is committed to ensuring the next generation of data centers are not just fast to deploy but also environmentally responsible.

Harry Crane (@harrydcrane) explains how his model forecasted every state correctly in the 2024 U.S. presidential election. Timestamps 0:00: Intro 1:37: Intro ends 3:38: Interview with Crane begins 3:39: When Crane began developing model 3:59: Crane's goals 4:43: Assumptions behind the model 5:12: Polls 6:35: Voter registration 6:56: Crane's Sept 1 forecast 9:21: Approval ratings 9:32: Right track/wrong track 10:58: Polling data 11:53: Crosstabs  13:31: Early voting 18:28: Prediction markets 30:17: Political bias 35:49: Focus groups 38:39: Responding to being wrong 39:06: Allan Lichtman 40:19: Nate Silver 40:51: Crane's model's vulnerabilities 42:59: Silver and Lichtman 49:44: Academic models 49:58: Assessing Crane's model 51:04: Follow Crane Follow Star Spangled Gamblers on Twitter/X @ssgamblers  Trade on Polymarket.com, the world's largest prediction market. Forecasting Meetup Network. Help us grow the forecasting community to positively influence the future by supporting us with an upvote, comment, or pledge on Manifund: https://manifund.org/projects/forecasting-meetup-network---washington-dc-pilot-4-meetups Get notified whenever a new meetup is scheduled and learn more about the Forecasting Meetup Network here: https://bit.ly/forecastingmeetupnetwork Join our Discord to connect with others in the community between monthly meetups: https://discord.com/invite/hFn3yukSwv

The guys take a first look at MLB in 2025. We compare payrolls (Dodgers $304MM vs. Marlins $44MM) and win projections from PECOTA (Dodgers 104 vs. Rockies 55.)  We then take a quick look at the forecasted starting lineups for our favorite teams-Brewers (Dad) and Reds (Bri) who are both projected to spend $100MM (tied for 22nd in MLB).

-It's World Radio Day and we can't even turn our microphones on -Hannah (and researchers) have some napping tips for you -Trump getting beefed by a toddler in the Oval office -New details and conspiracies on the Duolingo owl's death -Windsor Pizza is one of the WORST FOODS IN THE COUNTRY?! -The day with the most marriage proposals is almost here! -Crocs are going the way of tearaway pants

January 30, 2025 ~ According to a new survey of CEOs and senior executives, the automotive sector will be the most disrupted major industry in 2025. Guy, Lloyd, and Jamie talk with AlixPartners partner Stephen Tapley about the possible disruptions the industry could face this year.

California Attorney General Rob Bonta sues the Trump administration. LA Mayor Karen Bass issues an emergency order ahead of this weekend's forecasted rains. What lessons does the city of Santa Rosa have for L.A. after the Tubbs Fire? Plus, more.Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.comSupport the show: https://laist.com

Even though it's chilly, some people may find it's refreshing to having a real, cold and snowy Minnesota winter after last year's winter dud. And this week, we're going to have it all. Snow, freezing temperatures and above average temperatures.MPR chief meteorologist Paul Huttner spoke to Minnesota Now host Nina Moini about this rollercoaster forecast.

National Weather Service meteorologist Heather Kenyon on the latest lake effect snow storm forecasted for Western New York later this week full 125 Mon, 09 Dec 2024 19:30:51 +0000 l5enHSqriVxTdu13hXCxF7Pg5SRfnXMF buffalo,news,weather,western new york,wben,erie county,national weather service WBEN Extras buffalo,news,weather,western new york,wben,erie county,national weather service National Weather Service meteorologist Heather Kenyon on the latest lake effect snow storm forecasted for Western New York later this week Archive of various reports and news events 2024 © 2021 Audacy, Inc. News

-Rain In The UAE To Increase By 30%-Training Aircraft Crashes In Fujairah-Abu Dhabi Limits Private School Fee Hikes To 15% Max-The Ambanis Were Shopping In Global Village!-Love Is Blind Star Khatab Talks Dating Culture, Show Drama & Life After The Show

Even though we're at the tail end of 2024, This year still has a lot of potential left in terms of the property market!   On this episode, I'll be ranking capital cities based on InvestorKit's data analysis. Presenting a forecast of the top growing capital cities in Australia for the remainder of the year.   It is very important to monitor interest rates and inventory levels, which could influence market dynamics in 2025.   I would also like to announce this is the 100th episode of the InvestorKit podcast. We've brought you some amazing guests that have been on the mic and have been a wealth of knowledge.   Thank you to all of you as well as we celebrate surpassing 5000 subscribers! We wouldn't be here without you.   If you like hearing more about the data side of things when it comes to the property market, then don't hesitate to click on this episode today and hit that like and subscribe while you're at it!    

This is The Briefing, a daily analysis of news and events from a Christian worldview.Part I (00:13 - 07:11)Severe, But Not the Worst Case Scenario: Hurricane Milton Was Not as Tragic as Forecasted, But We Should Be Thankful For Those Who Warned Of Its PotentialPart II (07:11 - 16:13)History in the Headlines: The Life and Legacy of Ethel Kennedy, Dead at Age 96Ethel Kennedy, Passionate Supporter of the Family Legacy, Dies at 96 by The New York Times (Douglas Martin)Part III (16:13 - 21:20)Were Hurricanes Helene and Milton Seeded by the Federal Government? — Dr. Mohler Responds to Letters from Listeners of The BriefingPart IV (21:20 - 23:33)Is There Free Will in Heaven? If Yes, What Will Prevent Another Fall? — Dr. Mohler Responds to Letters from Listeners of The BriefingPart V (23:33 - 25:22)Does Scripture Speak About Genesis 6:3 as a Hard Age Limit? If So, Does It Mean the Lady Who Lived 122 Years Contradicts Scripture? — Dr. Mohler Responds to Letters from Listeners of The BriefingPart VI (25:22 - 27:55)How Do Christians Find and Live Out the Calling God Has For You? — Dr. Mohler Responds to Letters from Listeners of The BriefingSign up to receive The Briefing in your inbox every weekday morning.Follow Dr. Mohler:X | Instagram | Facebook | YouTubeFor more information on The Southern Baptist Theological Seminary, go to sbts.edu.For more information on Boyce College, just go to BoyceCollege.com.To write Dr. Mohler or submit a question for The Mailbox, go here.

As Hurricane Milton heads towards Florida, it is expected to become a Category 4 storm. And, with October 7th marking a year since Hamas' attacks inside Israel, the parents of one of the hostages speaks out.  Plus, less than a month from Election Day, Vice President Harris and former President Trump have turned their focus to battleground states.  

Can you help me make more podcasts? Please consider supporting this show on Patreon as the service is 100% funded by those who watch & listen: https://EVne.ws/patreon You can read all the latest news on the blog here: https://EVne.ws/blog Subscribe for free and listen to the podcast on audio platforms: https://EVne.ws/apple https://EVne.ws/googlepods https://EVne.ws/spotify https://EVne.ws/tunein https://EVne.ws/iheart FORD MOTOR TO INTRODUCE KARAOKE TO F-150 LIGHTNING AND MACH-E https://evne.ws/4d8ffiV ELECTRIC VEHICLE SALES SURGE FORECASTED TO MEET EU TARGETS https://evne.ws/4d8eBCe REVAMPED SKODA SUPERB IV PHEV IMPRESSES CROSS-CONTINENT https://evne.ws/4dc9YHh HERBERT DIESS CRITIQUES TESLA'S DECLINING PREMIUM STATUS https://evne.ws/47vdYBm EVS LINKED TO IMPROVED AIR QUALITY AND LIFE EXPECTANCY https://evne.ws/4gqYtyr LUXURY ELECTRIC MPV REDEFINES COMFORT AND SPACE https://evne.ws/4gpYwdL PEUGEOT UNVEILS HUGE 435 MILE RANGE FOR E-3008 SUV https://evne.ws/4dYmNWN BP'S DIVERGING PATHS: SELLING WIND ASSETS WHILE INVESTING IN EV INFRASTRUCTURE https://evne.ws/4e6TlxW BOLLINGER MOTORS SHIFTS FOCUS TO CLASS 4 ELECTRIC TRUCKS https://evne.ws/4gwOM1i NEW ELECTRIC MINI JOHN COOPER WORKS UNVEILED https://evne.ws/4gsLfBi COMPACT ELECTRIC VAN COMPLETES FORD'S TRANSIT LINE-UP https://evne.ws/3TypSEF MAXUS UNVEILS ETERRON 9 ALL-ELECTRIC PICKUPFOR EUROPE https://evne.ws/3TAvIFD

Trey Colle returns to discuss the September WASDE report with Luke. How should you be attacking this market now that the crop size is coming into focus? Tune in!

We play a classic interview with Marty Ingels. Stan isn't sure if he's going to return home from his trip this weekend because of the weather. Some idiot ties up an alligator trying to save the turtles. Elllienoare steals Junior's segment yet again. We open up the phones to talk to our listeners. Brock Beasley calls in. News. And more...

072924 1st HR Pres Ford Forecasted Kamala Olympic Satanism Some Insights by Kate Dalley

Death Valley is heating up next week... and might just hit the highest temperature ever recorded on earth.  ABC News Correspondent Alex Stone is watching the thermometer.

I can only be reached via email or TikTok @iamninahayes.

Send us a Text Message.https://youtu.be/H9dTDlVpgKYTry VectorVest Risk-Free ➥➥➥ https://www.vectorvest.com/YTWelcome to the VectorVest Channel! On Thursday I focus on the semiconductor industry. With all the focus on a select few stocks, tonight I will bring some new fish to the table utilizing forecasted Growth Rate in Earning's within the VectorVest software. Stay tuned for this informative presentation to keep you updated in this industry! Top 10 Semiconductor Stocks: Forecasted Earning's Growth Rate! | VectorVest

The challenge that is building affordable housing is one that the public sector cannot tackle alone so how can the private sector play a larger role and what's holding them back? Guest: Vito Sgro is a former mayoral candidate and provincial candidate, former board member of Infrastructure Ontario, and political analyst - The projected future population of Canada is astronomically higher than where we are right now but how is that number determined? If we're struggling to house everyone now, how could we ever hope to house millions more? Guest: Marvin Ryder, Professor, DeGroote School of Business, McMaster University - A film about Payne Stewart is on the horizon and it's being made by a local man from Burlington. What set Payne apart from the others on the PGA Tour and how does someone go from working in logistics to movies? Guest: Mark Sutcliffe, Film Producer

Episode Title: Navigating Economic Challenges and Strategic Growth in the Furniture IndustryIntroduction:Welcome to Furniture Industry News, your go-to podcast for the latest developments in the furniture industry.In this episode, we discuss the current economic challenges, sales trends, and strategic growth opportunities shaping the furniture retail landscape in 2023.Key Topics Covered:Sales Challenges for Top 100 Furniture Retailers:Overview of the significant sales decline among the top 100 furniture retailers in 2023.Impact of high consumer inflation, elevated interest rates, and a sluggish housing market.Notable exceptions with positive growth: Crate & Barrel, Lovesac, Ikea, Arhaus, Clive Daniel Home, and Conn's.Introduction of new retailers in the Top 100 list: Canales Furniture, The Furniture Warehouse/Richmond Sales, Kittle's Furniture, and Talsma Furniture.Consumer Confidence Index Update:Recent uptick in the Consumer Confidence Index, rising to 102.0 in May from 97.5 in April.Analysis of the Expectations Index and Present Situation Index.Insights into consumer perceptions of business conditions and job market outlook.Insights from the International Council of Shopping Centers Convention:Discussion on the shortage of desirable retail space and its impact on the industry.Anticipated support for consumer spending due to higher wages in 2024.Shifts in retail leasing demand, with growth in food services, discount retailers, fitness centers, grocery stores, and healthcare facilities.Resurgence of Mergers and Acquisitions:Trends driving the increase in mergers and acquisitions in the home furnishings industry.Examples of strategic vertical integrations, such as Tempur Sealy's bid for Mattress Firm and Ashley's acquisition of Resident.Importance of preparation and strategic planning for companies considering mergers or acquisitions.Extension of Tariff Exclusions on Chinese Textiles:Extension of tariff exclusions for several categories of home textiles until May 31, 2025.Products benefiting from the extension and its implications for manufacturers and retailers.Underutilization of Outdoor Living Spaces:Findings from the International Casual Furnishings Association report on outdoor space utilization.Consumer interest in upgrading outdoor living areas with furniture, lighting, and accent pieces.Emerging trends such as outdoor kitchens and eco-conscious designs.Performance of Bedroom Furniture:Challenges faced by the bedroom furniture category in the current economic climate.Strategies adopted by manufacturers to add value and maintain market share.Forecasted trends and demand for multifunctional and customizable bedroom furniture.Ethan Allen's Expansion in New Jersey:Announcement of Ethan Allen's new showroom in Watchung, NJ, marking its seventh store in the state.Overview of Ethan Allen's strategic growth and its standing in the industry.Conclusion:Recap of the episode's key discussions on sales challenges, consumer confidence, retail space, mergers and acquisitions, tariff extensions, outdoor living spaces, bedroom furniture, and Ethan Allen's expansion.Stay informed and ahead of the curve by subscribing to Furniture Industry News.Thank you for listening and join us in the next episode for more in-depth coverage and insights.

This episode focuses on the development of an expected valuation to help a shareholder understand selling their shares to an ESOP.  When the historical average cash flow is much lower than the forecasted cash flow, the negotiated fair market value or adequate consideration can be much lower than desired.  This is what the podcast refers to as “bridge over troubled water.”  Where the bridge is historical to forecasted cash flow.

If you've been outside over the past few days, you can see and smell the smoke. An air quality alert has been extended through 11 p.m. for southern Minnesota on Monday. We are under a “red” alert, which means the air is unhealthy for all. At one point, the entire state was under a “red” alert. Like last summer, the smoke is coming from wildfires in northwest Canada.This is what the Minnesota Pollution Control Agency says you should do to stay healthy: Reduce outdoor physical activities, take more breaks and avoid intense activities to reduce exposure. Sensitive and more exposed individuals should avoid prolonged or vigorous activities and consider shortening, rescheduling or moving outdoor events inside.David Brown is an environmental research scientist at the MPCA. He joined MPR News host Cathy Wurzer to share more about an early start to smoke season and how to stay healthy.Use the audio player above to listen to the full conversation.Subscribe to the Minnesota Now podcast on Apple Podcasts, Google Podcasts, Spotify or wherever you get your podcasts.  We attempt to make transcripts for Minnesota Now available the next business day after a broadcast. When ready they will appear here. 

This episode discusses Wet-bulb-globe temperature which is often referred to as “Wet-bulb” temperature. In cold weather the term Wet-bulb temperature accurately refers to Wet-bulb temperature. In hot weather it usually refers to Wet-bulb-globe temperature. Wet bulb temperature, black globe temperature and dry bulb temperature are all necessary in order to figure out the Wet-bulb-globe temperature. There are other variables needed as well such as sun angle, solar radiation (cloud cover) and wind speed.  This episode discusses an intense early season heatwave that is expected to expand and maximize from Mexico to Texas over the next couple days. This will expand further along much of the Gulf Coast reaching a peak on May 9th for most locations. There will be a small window of time when the heat will become life threatening for athletes in some locations. WBGT are considered unbearable at 35°C/95°F. Recent studies show that it's close to unbearable at 86° 87°F / 30°C. This episode discusses the isolated spots of 90°F/32°C WBGT in Texas. We discuss 2 cities regarding this. We discuss how this will be occurring in these 2 cities around 1pm Wednesday and 1pm Thursday May 9th 2024. The NWS has a peak WBGT occuring in parts of South Texas on Wednesday at 93°F/34°C. This heat is of a magnitude that might even be greater than last Summer.  The rest of the episode discusses the heatwave including the humidity. At this point, the peak indices will be slightly lower with this event than last Summer's due to the slightly lower dew points. This heat is also not nearly as widespread as it was last Summer. However, last summer's heat didn't get started until mid-June. We discuss areas of extreme temperatures of 45°C+/113°F+ in places that have minimal humidity. We discuss the placement of the dry-line in relation to Brownsville Texas.  We discuss the Wet-bulb temperatures Forecasted by the European model (in this context it does not mean WBGT only WBT).  We discuss the ending of this heat within the United States.  We make brief mention of the current severe weather outbreak including nighttime tornadoes going on in the Plains.  Thank you for your interest and potential feedback. Become a supporter of this podcast: https://www.spreaker.com/podcast/weather-with-enthusiasm--4911017/support.

Climate change affects animal species in many ways.  It induces habitat loss, disrupts migration and breeding patterns, threatens marine life, and facilitates an increased spread of disease.  It may also affect where animals can be found in the future.  According to a new study led by researchers from the University of Toronto Mississauga and Apex […]

"In the long term, the weaponization may harm the US dollar, because people will rightly look for alternatives, a beneficiary of which is gold," says Thomas Kaplan in the second part of his interview with Daniela Cambone. Questions on Protecting Your Wealth with Gold & Silver? Schedule a Strategy Call Here ➡️ https://calendly.com/itmtrading/podcast or Call 866-349-3310

Ross and Russ were joined by the director of Chemist Warehouse Mario Tascone and his assistant Carlo live in the studio!See omnystudio.com/listener for privacy information.

March is about to roar in like a lion, with a high wind advisory taking effect late tomorrow night, ushering in a blast of winter weather.  Rocky Mountain Power has crews on stand-by, just in case.

GameOn Entertainment Web3 Fantasy Sports Goes Global With Partners Like LaLiga, Funding From Arbitrum And Grant Of 59 Million $GAME Tokens From Sportsology GameOn is a next generation fantasy sports company partnered with the world's best sports leagues to launch, operate, and monetize web3 games. In the dynamic world of Web3 gaming, GameOn Entertainment Technologies (CSE: GET) (OTCQB: GMETF) is a visionary small cap company that is already revoloutionizing the landscape.  With the global blockchain gaming market projected to surpass $614.91 billion by 2030, GameOn's Tier-1 Partners and Financers serve as 3rd party validation that the Company is on an unparalleled growth trajectory as a key player in this industry. POWERED BY A POWERFUL TEAM GameOn is guided by a dynamic team of experts in Web3, sports, and entertainment, boasting extensive experience from renowned entities like  Dapper Labs Take-Two Interactive Twitch EA Sports NBA TopShots, and the Brooklyn Nets.  Their collective expertise ensures that GameOn isn't merely making promises but is actively reshaping the landscape of Superfan engagement. Join CEO Matt Bailey as he explores the strategic partnerships and financial successes driving GameOn's ascent into the spotlight. GameOn Receives 59,000,000 $GAME Grant from Sportsology: Fueling Fan Engagement: In their latest press release, GameOn announced a groundbreaking partnership with Sportsology and the integration of $GAME tokens into major league projects, propelling fan engagement to unprecedented heights. Watch and witness GameOn's milestone moment as it secures grant funding from Sportsology, receiving 59,000,000 $GAME tokens. This partnership drives the integration of $GAME into major league projects, starting with LaLiga, ensuring unified experiences and rewards across GameOn's ecosystem. $GAME Token Integration Guarantees $9.3 Million From Sportsology Alone With plans for $GAME to launch on Arbitrum in Q2, GameOn is poised to lead the charge in redefining fan experiences all over the world.  With an estimated value of $2.3m from development fees and $1.4m in annual recurring revenue, and a total expected value of $9.3 million over five years, $GAME is delivering actual results when most are trying to find their footing. Other Global Sports League Partnerships GameOn collaborates with premier sports leagues like Karate Combat, LALIGA and the Professional Fighters League (PFL) to launch next-gen fantasy games, captivating audiences worldwide. Projecting $11,500,000 By 2024; $40,000,000 By 2026 GameOn is poised to reshape and dominate the gaming landscape, with projected revenues soaring to $40 million by 2026. Forecasted revenues for 2023 range between $4 million and $5 million, showcasing significant progress. Building on this success, GameOn aims for an ambitious revenue projection of $11.5 million in 2024. Massive Fan Acceptance Before Going Live LaLigaNFTs recently launched on social media, amassing more than 200,000 video views and a community nearing 100,000 across X, Discord, email, and waitlist.  All of this prior to GameOn LALIGA's warchest mint is scheduled for February 28 at 12 PM ET. CEO Matt Bailey "$GAME is a natural fit for our ecosystem of next-gen fantasy games, launched with the best sports leagues in the world," said Matt Bailey, CEO at GameOn. "This partnership puts the very first supply of $GAME in the hands of GameOn and soon masses of sports fans.” GameOn represents a paradigm shift in Web3 gaming with the integration of $GAME tokens ushering in a new era of fan engagement and revenue growth. $GAME solves interoperability between games, between leagues, and different apps. With strategic partnerships in place and visionary leadership at the helm, GameOn is poised to dominate the Web3 gaming landscape. If you're seeking to join the forefront of innovation, you won't want to miss this exclusive interview with GameOn CEO Matt Bailey. Tune in now and witness the evolution of Web3 gaming unfold.

Much of what we talk about here pertains to building or accelerating the value of your business, and though also how to protect the value of your business.It's not enough to focus on revenue growth and profitability as a business owner who wants to exit successfully you also have to continually manage risks to the value and health of your business. And with the ever changing times we live in the risks to be managed are continually changing and keeping up with these changing risks can be difficult particularly when there is a need to focus on things like revenue growth and profitability.So we try to provide some help each year in doing that, and that's going to be our focus in this episode and one or two more here at the start of a new year.Many if not most of the business owners we work with want to sell or transfer their business to children or key employees – what we would call a sale to insiders.For many reasons, this can take years to accomplish but because of the owners goals, objectives, and desires, it can be the exit route that makes the most sense for their situation.One of the major initiatives or actions that can take a long time is to train and equip your successor or successors to be owners.Successors typically become candidates for ownership because they have proven to be exceptional and key employees – they've been good at their job or jobs and they really seem to care about the business.But, as you business owners listening understand there is much more to being a business owner than there is a key employee.DISCLAIMER: The information in this presentation is provided as education only, with the understanding that neither the presenter nor ENNIS Legacy Partners or GRF CPAs & Advisors is engaged to render legal, accounting, or other professional services. If you require legal advice or other expert assistance, you should seek the services of a competent professional. Neither the presenter nor ENNIS Legacy Partners or GRF CPAs & Advisors shall have any legal liability or responsibility to any person or entity with respect to any loss or damage caused, or alleged to be caused, directly or indirectly, by the information contained in this presentation.============================================“We want you to help you build a business that is sellable and exit successfully on your own terms and conditions.” - Pat Ennis============================================

USDA's latest Farm Income Forecast shows lower farm income compared to last year. Chad Smith has more on the numbers. Smith: The Economic Research Service forecasts that farm income will decrease by 25 percent in 2024. Danny Munch, an economist with the American Farm Bureau Federation, discusses what the report says about the farm economy. Munch: It measures net farm income, a broad measure of farm profitability, and the latest report anticipates a decrease from 2023 numbers of $155 billion to $116 billion in 2024. That's a 40 billion [dollar] - or 25 percent drop year-over-year, and the largest recorded year-to-year dollar decrease in net farm income on record. Smith: He says there are two main drivers behind the income drop. Munch: A $21 billion expected decline in cash receipts, so what farmers are receiving price-wise for their crops and livestock, and a $17 billion increase in production expenses, reaching a record level of $455 billion spent on production expenses expected for 2024. Smith: This report emphasizes the need for the new farm bill to be finished this year. Munch: Farmers utilize many programs within the farm bill, including ARC, PLC, and Dairy Margin Coverage, as well as the risk management options to help buffer against cost increases or volatile markets and increases in production expenses. So, when we see a decrease or an expected decrease in farm income of this magnitude, it's really important that these safety nets are available to farmers to make sure that we have a secure domestic food supply. Smith: Learn more at fb.org. Chad Smith, Washington.

Welcome to the daily304 – your window into Wonderful, Almost Heaven, West Virginia.   Today is Monday, Feb. 12  As WV adopts mobile licenses, digital identity fintech could be the wave of the future. From fire towers to treehouses, escape to a unique spring getaway in Almost Heaven. And WV is poised to become a hub of Advanced Air Mobility…on today's daily304. #1 – From FORBES – Digital identity may be the defining factor driving fintech adoption in 2024. It is also central to efforts aimed at reducing fraud and improving national security. A 2023 University of Maryland study found that almost one out of every 10 Americans lack a government issued photo identification card. The U.S. Department of Labor is using $1.6 billion from the American Rescue Plan Act to address digital identity verification at the state level, including $600 million to modernize vulnerable state IT systems and $380 million for fraud prevention. Separately, the Inflation Reduction Act included $500 million to establish Regional Technology Innovation Hubs. Out of this program, the state of West Virginia in collaboration with a consortium of Fortune 500 companies, academic institutions, extraordinary entrepreneurs and venture investors were awarded a planning grant to align existing and new capabilities for identity and authentication efforts.  Read more: https://www-forbes-com.cdn.ampproject.org/c/s/www.forbes.com/sites/sarahbiller/2023/12/03/digital-identity-fintech-solutions-could-save-the-us-billions-of-dollars/amp/   #2 – From WV TOURISM – Head for the rolling green hills and plan an escape to Almost Heaven this spring. Breathe in fresh, mountain air while lodging at the most unique and charming accommodations. Disconnect from the hustle and bustle of everyday life and plug in to the beauty of West Virginia in a tiny home, glamping dome, fire tower or treetop villa. Reconnect with yourself and nature with a night away in a tiny home at Wildflower Vacation Rentals. This lovely a-frame is nestled within 20 secluded acres, powered by solar energy and a wood-fired stove.  Originally constructed in 1935, the Thorny Mountain Fire Tower stands 53 feet above the Seneca State Forest and gives way to jaw-dropping panoramic views of Almost Heaven. Make the climb up the 69 rugged steps and find a small living space, available for rent during the warmer months. For more spring getaway ideas, visit www.wvtourism.com. Read  more: https://wvtourism.com/unique-spring-stays/?_thumbnail_id=131324   #3 – From VERTX PARTNERS – Vertx Partners has announced the release of a groundbreaking Deloitte study assessing West Virginia's potential to become a hub for Advanced Air Mobility. The comprehensive study reveals key insights into the booming AAM market in the United States and positions West Virginia as a strategic player in this transformative industry.  Forecasted to contribute $115 billion to the U.S. economy by 2035 and create over 280,000 high-paying jobs, AAM presents a significant opportunity for West Virginia's economic and societal growth. While many national studies on AAM concentrate on urban applications, this report uniquely explores the potential and challenges of implementing AAM in rural settings. “This is a great opportunity for the state. West Virginia has the chance to lead an industry and build out the template that will be used not only for rural West Virginians but also for rural America as well,” Vertx President Sean Frisbee said. You can find the full study here. Read more: https://vertxpartners.org/vertx-partners-unveils-groundbreaking-economic-study/   Find these stories and more at wv.gov/daily304. The daily304 curated news and information is brought to you by the West Virginia Department of Commerce: Sharing the wealth, beauty and opportunity in West Virginia with the world. Follow the daily304 on Facebook, Twitter and Instagram @daily304. Or find us online at wv.gov and just click the daily304 logo.  That's all for now. Take care. Be safe. Get outside and enjoy all the opportunity West Virginia has to offer.

In 2015, representatives from all countries attending COP21 agreed to limit global average temperature rise to well below 2.0 degrees Celsius above pre-Industrial levels and to aim for a 1.5 degree rise. Flash forward less than a decade, and the United Kingdom Meteorological Office is forecasting the average annual temperature for 2024 to likely be more than 1.5 degrees warmer than pre-Industrial levels. As the world continues to break annual, monthly, and daily temperature records, what does it mean that we're now exceeding the 1.5 degree threshold so soon after the Paris Agreement? To help us understand the importance of this forecast, Dr. Nick Dunstone, leader of the Climate Dynamics Group at the Met Office and one of the scientists that conducted the forecast, joins the show to discuss what it means that 2024 may exceed the 1.5 degree threshold, the factors causing the record-breaking temperature, and what people and policymakers should take away from this historic milestone. Dr. Richard Betts, Head of the Climate Impacts Strategic Area at the Met Office, is also on today's episode to discuss his team's recent forecast of CO2 concentration in the atmosphere. As CO2 emissions continue to rise, it's no surprise that temperatures continue to rise as well. Dr. Betts helps explain the factors that contribute to 2024's record increase in CO2 concentration and provide context to this year's forecast. Read The Met's 2024 Temperature Forecast Read The Met's 2024 CO2 Concentration Forecast As always, follow us @climatepod on Twitter and email us at theclimatepod@gmail.com. Our music is "Gotta Get Up" by The Passion Hifi, check out his music at thepassionhifi.com. Rate, review and subscribe to this podcast on iTunes, Spotify, Stitcher, and more! Subscribe to our YouTube channel! Join our Facebook group. 

Immigrants keep pouring into the US' southern border.  How are we going to house them? We're already millions of housing units undersupplied. Some migrants get free housing. Yet there are homeless veterans. Here's what to expect from more immigration: more rental housing demand, more multigenerational dwellings, more homelessness, higher labor supply. Get a simple explanation about title insurance. Our in-house Investment Coach, Naresh, joins us with a real estate market update.  Two popular investment markets are Memphis BRRRRs and Florida new-builds. He provides free coaching at GREmarketplace.com. Timestamps: The immigrant crisis worsens (00:00:01) Discussion on the increasing number of immigrants and the housing shortage crisis in the United States. Housing supply shortage (00:02:44) Analysis of the shortage in housing supply, estimated to be around 4 million units, and the decline in available housing units. Impact of immigration on housing demand (00:05:07) Forecasted impacts of immigration on housing demand and the expected population growth due to immigration. Challenges and solutions for housing immigrants (00:09:03) Discussion on the challenges of housing immigrants and potential solutions, including easing construction restrictions and promoting the building of entry-level housing. Title insurance explained (00:17:29) Explanation of title insurance, its types, and its significance in real estate transactions. Update on property manager's situation (00:15:08) An update on the property manager's situation involving stolen rent payments and the tenant's agreement to compensate for the loss. Mortgage rates and inflation (00:21:52) Discussion on the current mortgage rates and their correlation with inflation, as well as predictions for future rate movements. Mortgage Rates and Fed's Strategy (00:22:54) Discussion on the impact of the Fed's decision to hold rates and its potential effect on mortgage rates. Incentives and Real Estate Markets (00:25:08) Explanation of incentives offered in Memphis and Florida real estate markets, including the BR method and new build properties. Real Estate Investment Strategies (00:29:04) Comparison of the Memphis BR method and Florida new build as investment strategies, emphasizing the benefits of each approach. Property Investment Insights (00:32:16) Discussion on the impact of property ownership and the potential for life-changing outcomes through real estate investment. Economic Uncertainty and Real Estate (00:37:07) Anticipation of potential economic volatility and its impact on real estate investment decisions, emphasizing the stability of real estate during uncertain times. Resources mentioned: Show Page: GetRichEducation.com/487 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  Top Properties & Providers: GREmarketplace.com GRE Free Investment Coaching: GREmarketplace.com/Coach Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold   Complete episode transcript:   Keith Weinhold (00:00:01) - Welcome to GRE. I'm your host, Keith Weinhold. Hold. The immigrant crisis worsens. Where are we going? To house all these people. A simple explainer on what title insurance is. Then where do you find the best real estate deals in this market today on get Rich education. If you like the get Rich education podcast, you're going to love our Don't Quit Your Daydream newsletter. No, I here I write every word of the letter myself. It wires your mind for wealth. It helps you make money in your sleep and updates you on vital real estate investing trends. It's free! Sign up and get rich education.com/letter. It's real content that makes a real difference in your life, spiced with a dash of humor. Rather than living below your means, learn how to grow your means right now. You can also easily get the letter by texting gray to 66866. Text gray to 66866.   Speaker 2 (00:01:06) - You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold (00:01:22) - Welcome to jewelry heard in 188 world nations from Lima, Ohio to Lima, Peru. I'm your host, Keith Weinhold. Get rich education founder, Forbes Real Estate Council member and longtime real estate investor. Our mission here. Let's provide people with good housing, help abolish the term slumlord and get paid five ways at the same time. Immigrants keep pouring into our southern border. In fact, federal agents encountered roughly 2.5 million migrants there just last year alone. Now, though, not all will become permanent residents. Understand? 2.5 million. That's the population of the city proper of Chicago or Houston. All in just one year. How are we going to house all these migrants? This crisis has only worsened in that 2.5 million migrants in a year figure is, according to US Customs and Border Protection data. Now, understand first that America has about 140 million existing housing units. That's what we're dealing with today. By every estimate out there, we already have a housing shortage. The layperson on the street knows that and estimates about its magnitude.   Keith Weinhold (00:02:44) - I mean, they're all over the map, some as high is America is already 7 million housing units undersupplied in order to house our current population. And you have other estimates as low is that we're only 1.5 million housing units. Undersupplied. So let's interpolate and kind of be conservative, or just use a figure closer to a common consensus and say that we are 4 million housing units. Undersupplied. All right. But if that's our given, here's what that means. 4 million housing units undersupplied to merely reach a balanced housing supply, we'd need to build enough homes to meet population growth, plus 400,000 on top of that. And we'd have to do that every single year for an entire decade. Just astounding. And to be clear, that's not to be oversupplied with housing. That's just to reach an equilibrium between supply and demand. Now, the supply of available housing, and this is basically what I'm going to talk about next, is the number of homes for sale at any given time, right. That began gradually descending in 2016.   Keith Weinhold (00:04:02) - And back then it was one and a half to 2 million available units. And in the spring of 2020, like I've talked about before, the housing supply just crashed to well below 1 million, and it still hasn't gotten up from its mighty fall. In fact, it's only about 700,000 units available today. All right, that is the Fred active listing count and Fred's sources there. Statistics from Realtor.com. All right, so that's what we're dealing with. That's a dire situation. All right, well, how do housing starts? Look, are we building up out of the ground enough to maybe start getting a handle on this sometime in the next decade? I mean, is there anything that could be more encouraging than more housing starts? Well, really, there's nothing encouraging there at all. In fact, new housing construction starts have hit a ten month low. My gosh. So that's the supply side. All right. What about the housing demand side? Well America's population grew by 1.6 to 1.8 million people between 2022 and 2023.   Keith Weinhold (00:05:07) - And that number is forecast to climb during the next few years, worsening the housing shortage crisis. And with US births falling and deaths rising, it's immigration, immigration is what is going to fuel the majority of population growth for the next decade. Immigrant related growth that is going to impact local housing markets across the country. And it's expected to hit especially hard in the northeast, Florida, California, Nevada and Texas. And what's happening is outraging some people. Some cities are housing migrants in public places, even arenas, including ones that Texas Governor Greg Abbott has bused to the northeast. And, of course, New York City Mayor Eric Adams has been outspoken about how to handle the migrant crisis. Understand that there are homeless veterans out there in America, yet the state of Maine is giving migrants up to two years of free rent for new apartments. In that right there has made a lot of people. And there are a lot of other cases out there like that of migrants getting free housing. Now, just consider this John Burroughs research and consulting.   Keith Weinhold (00:06:31) - They provide a lot of good information to the real estate market, and they have for a long time credit to them. And by the way, if you'd like us to invite John Burns onto the show here or if you have any other comments or questions or concerns, feel free to write into us through get Rich education. Com slash contact. So you can send either an email or leave a voice message. Well, according to their industry respected data, some of which is compiled through the US Census Bureau back in 2021, that's when we reached an inflection point where the US population grew more through immigration than it did through natural increase in natural change. That is simply the births minus deaths, and that is continued each year since there is more US population growth through immigration than there is through natural increase. In fact, bring it up to last year, our population grew by 1.1 million through immigration and just 500,000 through natural increase, more than double more than double the increase through immigration as natural change. And John Burns makes the forecast through the year 2033.   Keith Weinhold (00:07:47) - So the next nine years, the growth through immigration will outstrip that some more and become double to triple that of natural growth overall. Every single year through 2033, we'll add 1.7 to 2 million Americans. And they all need to be housed somewhere. So the bottom line here is that immigration fueled growth already outstrips natural growth. And that should continue and only be weighted more heavily toward immigrants every single year for the next decade, probably beyond the next decade. We just don't have projections that far yet. Well, how are you going to house all these people when we're already badly undersupplied and understand I'm not making any judgments on saying who or who should not be able to enter our nation. That is for someone else to decide. And in fact, I'm the descendant of immigrants. They're my ancestors. And you may very well be too. And over the long term, immigrants can be an asset. I am simply here asking where and how are we going to house them for the next decade and what that means to you.   Keith Weinhold (00:09:03) - Tiny homes, 3D printed homes, shipping container homes none of them seem to be the answer. And of course, population forecasts. When you look out in the future like that, they're going to vary based on the percentage of successful asylum seekers in the 2024 presidential election winner, and more. So, the figures that I shared with you, they are only the average case. In any case, the crisis is poised to worsen because now you've seen that there is a terrible mismatch between population growth and housing starts. How are you going to solve this? The government needs to ease construction restrictions and promote the building of entry level housing. More up zoning should be allowed. Do you know what up zoning is? It means just what it sounds like increasing the housing density, often by building taller buildings. So up zoning is taller building heights. All right. Well let's look at really.   Speaker 3 (00:10:02) - Four.   Keith Weinhold (00:10:03) - Big impacts that this immigration wave is having on America's already scarce supply of housing. New immigrants typically rent property. They don't buy property.   Keith Weinhold (00:10:16) - So that's higher rental housing demand. Secondly, expect more multigenerational and family oriented dwellings. That's what's needed with additional bedrooms and affordable price points like entry level single family rentals. If you want to own rental property, that right there is the spot for durable demand. And thirdly, I'm sorry, another impact is expect to see more homeless people in your community like I've touched on before. In fact, homelessness is already up 12% year over year. That's partly due to inflation, and that is already the biggest jump. Since these point in time surveys have been used. The biggest ever jump in homelessness are ready. Those stats only go back to 2007. That's when they begin measuring it. And that's according to HUD and federal officials. And then the fourth and final impact of all this immigration is that builders and manufacturers will probably see a small uptick in labor availability these next. Few years. Okay, that part could help. America could help with this labor shortage crunch. But all the other major impacts put more demand and strain on what's already a paucity of American housing supply.   Keith Weinhold (00:11:36) - And the bottom line is that there are too many people competing for too little housing, driving up prices and driving up rents this decade. I've been talking about lots of people moving north across borders. Me, I've recently moved south across borders, though for only a few weeks here. I'm joining you from here in Medellin, Colombia today, where in between doing my real estate research here, I'll be trekking in the Colombian Andes this week and the Ecuadorian Andes next week, when I'll be based in Ecuador's national capital of Quito. And, you know, there's a real estate lesson in this itself. Really? Okay, me traveling to Colombia and Ecuador, people often label and mischaracterize areas that they haven't been to or say they hear of the drug trade in Colombia or of some of the more recent, I guess, civil unrest in Ecuador, where I'll be next week. And they think, sheesh, isn't it dangerous in those places? Oh come on, I mean, sheesh, Colombia is a nation of 52 million people and it's almost twice the size of Texas.   Keith Weinhold (00:12:44) - The question is where? Where in Colombia do you think is dangerous? Don't you expect there would be great variability there? Now you the great listener. You're smarter than the average American. So I think that you get it with last month's continued civil uprising in Ecuador, seeing that story in the news that actually reminded me to book a trip there, the opposite of staying away when they held up all the people at that TV station that was way out in Guayaquil, Ecuador. To tie in the real estate lesson here. Back to your home nation. If you do live in the US or wherever you live like I do, see our investment coach, Andrea. She moved from Georgia to the Detroit Metro a couple of years ago. I don't think you'd want to invest in real estate in Andrea's neighborhood, where she lives in Detroit, because it's too nice. The property prices are high and the numbers wouldn't work for you in an upper end neighborhood of metro Detroit. But people that haven't been to Detroit don't think about areas being too ritzy for investment.   Keith Weinhold (00:13:49) - Well, of course, some of the areas are. Some of my point is, stereotypes are hard to shake. I encourage you to get out and see the world now. I've got an interesting and really an unlikely update on my property manager that had the tenant rent payments stolen from his drop box, meaning I didn't get paid the rent. The property manager, he didn't make good on that and pay me the rent. He wanted me to take the loss from the rent payment that he failed to secure from the paper money order stolen from his overnight drop box. So the manager doesn't want to take the loss. I don't want to take the loss well, and I can hardly believe this, but apparently the tenant has agreed to make the property manager hold. The tenant would effectively pay rent twice for that month, and then the property manager will apparently finally pay me the missing rent after it flows through him. The manager. I don't know if the property manager had to convince the tenant that it's the tenant's responsibility to put the payment right into the manager's hands, or what? So the tenant, what they're going to do is pay an extra $200 a month until the $1,950 stolen rent is compensated, I guess what, eight months of stepped up rent.   Keith Weinhold (00:15:08) - And so I was just really surprised that the tenant would agree to do that. And, you know, in this saga that I've been describing to you for, I guess, the third week in a row now, you know, one Jerry listener, they asked me something like, doesn't your property manager know that you're rather influential in the real estate world? Like thinking maybe I'd get preferential treatment? Oh, to that I say, no, I don't want preferential treatment. I mean, few things are more annoying in society than people that position themselves like that. But I will tell you that I actually did meet this property manager in person before he started managing my properties, and he did wear a suit and tie in the conference room for meeting me, which I thought was interesting. Later today on the show, we've got a guest that's familiar to you. He was somewhat bearish on real estate when he was here with us back in November. That's when he talked about how activity was slow, and you might even want to sit on the sidelines of adding more property to your portfolio.   Keith Weinhold (00:16:10) - We'll see if that's changed today. Now over on YouTube, you might very much like watching me in our explained. Video series because in a video format, I can show you where the numbers come from at. Very simply, break down an investing term like net worth for one video or cash flow, or your return on amortization in another one. There's also a new video in our explained series about title insurance, and this is what you'll hear over there. The title to a house is the document that proves that the owner owns it. Without that proof, the house can't be bought or sold, and title insurance is written by title insurance companies. What a title insurance company does is research the history of the house to see if there are any complications, also known as clouds, in its ownership issues that cloud the title could be like an outstanding old mortgage that the prospective seller has on the property. A previous deed that wasn't signed or wasn't written correctly and unresolved legal debt or a levy by a creditor, like an old lien placed by a contractor who once did some work on the windows and was never paid for it.   Keith Weinhold (00:17:29) - They're all examples of clouds on a title, and make transferring the property ownership difficult or impossible. But if the title appears to be clean, no clouds, then the title insurer writes a policy promising to cover the expenses of correcting any title problems if they would happen to get discovered after the sale. Title companies may refuse to insure a clouded title to be transferred, so it's important to know about any potential issues as soon as possible. Now there are two types of title insurance. There is lender's title insurance and owner's title insurance. First, lenders title insurance. In most areas of the country, the mortgage lender requires that the property buyer purchase a lender title insurance policy to protect the lender's security interest in the real estate. Lender's title insurance is issued in the amount of the mortgage loan and the amount of coverage decreases and finally disappears as the mortgage loan is paid off. And then secondly, owner's title insurance. It protects the homebuyers interest and is normally issued in the amount of the purchase price of the property. Coverage means that the insurer will pay all valid claims on the title as insured, and in most real estate transactions, separate title policies are purchased for the lender and the buyer, and although it can vary by location, the buyer typically purchases the policy for the lender, whereas the seller often pays for the policy for the buyer.   Keith Weinhold (00:19:12) - And that's title insurance, if you like. Simple to the point education by video like that, and you'd want to get a really good look at me for some inexplicable reason. Uh, for more, check out the new explained series. It is now on our get Rich education YouTube channel or next. I'm Keith Reinhold, you're listening to get Rich education. Render this a specific expert with income property you need. Ridge lending Group Nmls 42056. In gray history, from beginners to veterans, they provided our listeners with more mortgages than anyone. It's where I get my own loans for single family rentals up to four Plex's. Start your pre-qualification and chat with President Charlie Ridge personally. They'll even customize a plan tailored to you for growing your portfolio. Start at Ridge Lending group.com Ridge lending group.com. You know, I'll just tell you, for the most passive part of my real estate investing, personally, I put my own dollars with Freedom Family Investments because their funds pay me a stream of regular cash flow in returns are better than a bank savings account up to 12%.   Keith Weinhold (00:20:35) - Their minimums are as low as 25 K. You don't even need to be accredited for some of them. It's all backed by real estate and that kind of love. How the tax benefit of doing this can offset capital gains and your W-2 jobs income. And they've always given me exactly their stated return paid on time. So it's steady income, no surprises while I'm sleeping or just doing the things I love. For a little insider tip, I've invested in their power fund to get going on that text family to 66866. Oh, and this isn't a solicitation. If you want to invest where I do, just go ahead and text family to six, six eight, six, six.   Speaker 4 (00:21:21) - Anybody? It's Robert Elms with a Real Estate Guys radio program. So glad you found Keith White old and get rich education. Don't quit your day dream.   Keith Weinhold (00:21:40) - Hey. Well, I'd like to welcome in someone that you might have met by now. That is one of our terrific investment coaches. Narration. The race. Hey, welcome back onto the show.   Naresh Vissa (00:21:49) - Keith. It's a pleasure to be back on race.   Keith Weinhold (00:21:52) - I know you've got mortgage rates on your mind. It's been such an interesting topic lately, since they peaked at about 8% back in October of 2023, and almost everyone this year anticipates that now that embedded inflation is lower, that rates of all types are going to fall, rates in inflation are typically correlated. And why don't you talk to us with your thoughts about where mortgage rates are currently and where they go from here?   Naresh Vissa (00:22:19) - Like you said, mortgage rates peaked around October. The fed did their last rate hike in July 2023, so that's why the lagging effect caused rates to rise a little. And then they've been slowly creeping down since October. And what does that mean? Or where do we go from here in this new year 2024? I've been pretty spot on with what the Fed's going to do. I think they made some mistakes. I think they should have done 2 or 3 more 25 basis point hikes in 2023 because we're seeing inflation creep back up.   Naresh Vissa (00:22:54) - And that's a huge problem for the fed because their target is 2%. But that's a completely different topic. We get Monday morning quarterback the fed all we want. The fed has essentially come out and said that their rate hiking campaign is over. They've hiked enough and it's a take it or leave it. They're just going to hold and hold and hold until inflation reaches that 2% target. So what does that mean for mortgage rates? If we know that the fed isn't going to raise rates anymore, that means we are. We've already seen it. Mortgage rates have slowly creeped down. And there is a legitimate chance that the inflation rate that the CPI hits 2% by this summer, there is a chance of that. Right now we're at 3.3 or 3.4%, but there is a good chance that by the end of this summer, let's say August, we hit that 2% target, which means the fed will immediately start cutting rates after that whenever the next meeting is, I think September 2024, they'll start cutting rates, which means that's going to have an effect on mortgage rates.   Naresh Vissa (00:24:00) - We can see mortgage rates plummet even more later this year going into 2025. Now, this is just a prediction. There's a chance that inflation could go up if there is a middle East crisis or World War three or whatever you want to call it, there's a chance that inflation spikes back up and the fed just they could hold rates where they are for two years. I don't have a crystal ball in front of me. There was a black swan event that happened in 2020. Obviously, there could be a black swan event that happens in 2024. We won't know. But what we do know is the fed is done hiking rates and they're going to hold as long as possible until we get to that 2% inflation target. What does that mean for real estate? If mortgage rates are going back down, you're getting a better deal today than you were in October 2023 or November 2023. So it's almost 100 basis points lower from the peak that we saw in October. So interest rates have gone down. They've somewhat normalized to a level that digestible for investors, still not quite digestible for the average homeowner.   Naresh Vissa (00:25:08) - And the best part about this, Keith, is that the providers who we work with are still offering amazing incentives, the same amazing incentives, if not better, with the lower interest rates. So previously we brought up a 5.75% interest rate incentive program, one year free property management, another program that was two two for two years of free property management, 2% closing cost credit, $4,000 property management credit, all sorts of incentives. And those incentives are still in play while interest rates have gone down. So instead of 5.75% incentive that these providers are offering, they're now offering 4.5% interest rate. So that's why I think if there were no incentives, hey, you know what? We should probably wait until the fed starts cutting again. But with these incentives, this is incredible because they're going to be gone again the moment the fed starts cutting aggressively. These incentives are all gone. So you may as well get in. Now when home values have somewhat corrected and some markets are seeing precipitous declines, home value declines, real estate declines.   Naresh Vissa (00:26:20) - So right now it's still an excellent time to invest. Given this economic landscape.   Keith Weinhold (00:26:26) - Gray listeners are pretty savvy. And you the listener, you realize that changes in the fed funds rate don't have a direct change, and they don't move in lockstep with the 30 year fixed rate mortgages. The fed has really loaded up with the fed funds rate near 5%. Now they basically have a whole lot of ammo in the cartridge where they can go ahead and lower rates if the economy begins to get into trouble. One reason mortgage rates are higher than other long term rates is that US mortgages can be prepaid without any penalty. The anomaly in what's been different and what's been happening here is that typically there's a spread of about 1.75% between the ten year note, which has been 4% or so recently. And the 30 year mortgage rate is about 1.75% higher, which. She would put it at 5.75, but instead mortgage rates have been almost 7%. So a greater than usual historic spread between the ten year teno, which is more what mortgage rates are based off of and what that rate actually is, and the reason that that spread has been so high as this perceived greater credit risk or anticipated economic changes like this recession that is always just perpetually around the corner.   Keith Weinhold (00:27:44) - So we don't really know where mortgage rates are going to go. We know that they're not high. They're actually below their long term average. But of course, they just feel high because the only thing that was unusual is the rate at which they've increased. With that in mind here as we talk about mortgage rates nowadays. Why don't you tell us more about the incentives that are being offered right now?   Naresh Vissa (00:28:03) - The incentives are still being offered. The question is, Keith, I want to share two different strategies or two different markets. It's kind of a mix of strategy and market. The two most popular markets we are seeing right now are in Memphis, Tennessee, and in Florida. Still, Florida continues to be hot. Why is that? Why these two markets? Well, number one, Memphis still has a lot of rehab properties that you can purchase in the 100 to $150,000 range. Before the pandemic, it was common to see properties selling for 60 to $80,000. Those properties are a dime a dozen now, because of what we've already talked about the inflation, the home values, rising real estate going up.   Naresh Vissa (00:28:51) - Memphis still offers those options. Now we work with a provider in Memphis who specializes in the BR method, the B or R r. So it's for cause the BR.   Keith Weinhold (00:29:04) - It's not the February temperatures. BR yes.   Naresh Vissa (00:29:07) - Yeah. It's not the February temperatures. It stands for you buy rehab rent then you refinance and then you repeat it with the next property. So buy rehab rent refinance repeat. So this is a little different from your traditional real estate investing where you're just buying. It's already rehabbed. So you're buying renting it out. And then end of story here. It's a strategy that is meant to build equity. Almost immediately. You rehab it. And look we're not going to get into the details of this right now. I highly recommend that, folks, they can go to the GRE marketplace and set up a meeting with me if they want to talk some more about BR or if their experience and they know about BR, they may not know that we offer BR properties. But our investors have loved Memphis, BR.   Naresh Vissa (00:30:02) - They have loved it. They have bought more and more is one of our hottest asset classes or strategies right now. Memphis BR so highly recommend it. What are the incentives? There actually no incentives that our Memphis, BR provider is offering, because the incentive of the BR strategy is enough to get people to keep buying. They keep getting inventory, they don't run out. They find ways to make it work. Now in Florida, we work with a provider who we've featured on this show a couple of times before, and they're owned by the largest Japanese real estate developer called Sumitomo Forestry. They're one of the largest Japanese companies in the world. Warren Buffett owns a huge stake, Berkshire Hathaway in Sumitomo. So I highly recommend this Florida provider because they're able to offer properties that values that other providers can't compete with at prices that other providers can't compete with. They're offering the incentives that I told you, the 4.5% program, in some cases, you can buy down the rate all the way down to 4.25% if you want.   Naresh Vissa (00:31:10) - They have two years free property management or one year free property. It just depends on the package that you choose. They're offering closing cost credits. You can negotiate the list price. These are the two most popular partners we are currently working with, and I highly recommend if you are liking this real estate market, you're seeing lower interest rates. You're seeing that there's been a correction in home values and you want to get in right now. Contact your investment coach. If you don't have an investment coach, go to the marketplace. You can select me if you want, or you can select the other investment coach Andrea, it's up to you and we can share more information.   Keith Weinhold (00:31:52) - You're talking about two different strategies here, the Memphis BR and the Florida Newbuild. And I think of the Memphis burger is something that's lower cost. It's for an investor with a more aggressive disposition where it will take some of your involvement, even though it's still only going to be remote involvement. And then on the flip side, with the Florida new build, you're going to benefit from those low bought down rates that the builder will buy down for you.   Keith Weinhold (00:32:16) - The longer you plan to hold the property, the more the rate buy down is going to benefit you. And then also think of the Florida new build is kind of being a low noise investment.   Naresh Vissa (00:32:29) - You're absolutely correct, Keith. So I highly recommend those who are sitting on the fence. I've come on this podcast before and said, hey, Keith, you know, right now I'm not really sure where things are going. Like it's a little dead. Maybe investors should hold off.   Keith Weinhold (00:32:44) - Yeah, back in November, that was your guidance?   Naresh Vissa (00:32:46) - Yep. That was. And now I think because we've seen the lower interest rates, you can just get in at a much better deal. Everyone can be happy. I think our investors would be happy. And it's a great time to start investing in real estate again. Don't put it off. I remember when I first got into real estate, I was putting it off, putting it off, and I look back and I say, man, I should have gotten in four years earlier or five years earlier.   Keith Weinhold (00:33:13) - How many properties do you think it took for you to buy until it changed your life? For me, it was probably when I bought my second fourplex and I had eight units. But I think if you're buying single family homes, it takes probably fewer units than that to really start changing your life.   Naresh Vissa (00:33:30) - Yeah, one units aren't going to change your life. Two units aren't going to change your life. In my case, it's just a personal story. I bought one the first year, another one the second year, and then my third year I scaled from 2 to 7. That was the life changing experience right there. And the last two properties I bought were new construction. So number seven and number eight were new constructions. And that also changed my strategy too, because I said, hey, new construction is just so much better than these older rehab properties, just less headache. We've talked about this before on previous episodes, and so moving forward, I'm actually saving up right now to buy my next new construction property.   Naresh Vissa (00:34:13) - New construction. Me personally, I think that's a way to go, there's no doubt about it. And because I went from 2 to 7, that was the game changer for me, at least on the taxes on the passive cash flow. And look, I'm relatively young. I'm in my mid 30s. But when I think about retirement, which I don't think about much, but sometimes I do, and when I do think about it, I'm like these eight properties, if I hold on to them, that's a nice retirement that I have in retirement. That's a great passive cash flow. By then the mortgages will be paid off. Although we believe in refi til you die. Just to get a little more specific about some of these incentives, I'm looking at the Florida ones right in front of me. Option one, for example, is a 4.25% interest rate. That's where the buy down the 2.75% buyer paid point buy down. But it comes with two years of free property management. I think the best deal if you want zero buy down it's two years of free property management seller paid closing costs of 1.5%.   Naresh Vissa (00:35:19) - So that's a 1.5% closing cost credit and a 5.75% interest rate that you'll be locked into. I think that's a pretty darn good deal.   Keith Weinhold (00:35:30) - There are some attractive options there. Yeah. It's interesting you raised when you talk about how many properties does it take to change one's life. Yeah. You're right. When you buy your first property, your second property, it isn't life changing. You probably haven't own property long enough yet to benefit from leverage, and surely not cash flow just off 1 or 2 properties. But what happens is you accumulate more is sometimes you don't have to use and save up your own money to buy a new property. You might want to do that, but at the same time, the properties that you bought a few years ago have built up enough equity. So now that rather than your money buying new properties, it's like your properties, buy your new properties for you as you do these cash out refinances. And that's where you really get things rolling. So it can take a few properties and a few years.   Keith Weinhold (00:36:16) - But nowadays you're so right about the opportunity really being with New Build. Today I'm a guest on other shows and a lot of people are just an economics host. They think about real estate investing, they think about higher mortgage rates, and they're like, you know, where's the opportunity for an investor today? And that's usually what I tell him. It's with these builder rate buy downs on new build properties. Take advantage of that this year.   Naresh Vissa (00:36:38) - Absolutely. So like I said great marketplace. You can get more information set up meetings with Andrea or me or whoever you're assigned investment coaches. If you don't have an assigned investment coach, take your pick and let's get your real estate investment journey either started or on cruise control.   Keith Weinhold (00:36:57) - If you have any last thoughts, whether that's this year's direction of prices or rents or the economy as it relates to real estate or anything else at all.   Naresh Vissa (00:37:07) - Well, Keith, I think we're about to see and we don't get political on here, but for whatever reason, we tend to see crazy financial markets during election years, whether it's presidential elections or midterm elections.   Naresh Vissa (00:37:22) - We saw the stock market drop wildly in 2022 during a midterm election year. Of course, 2020 will never forget the craziness of lockdowns and masking and social distancing and what the financial markets did. I mean, all the at least the stock market. President Trump lost all the gains that he had in the stock market as president, were lost in over a two month period in February and March 2020 because of pandemic. And then they came surging back. So the point that I'm making here is economically, I shared my vision of just systematically, I think inflation is going to hit the 2% by the end of the summer. The experts initially thought it would hit the 2% by March. In the latest CPI reading showed that inflation actually went up. I think we're going to see some type of, I don't want to call it a black swan, but this year is not going to go according to plan. Maybe the inflation plummets because something deflationary happens. Or maybe the inflation rises again because something inflationary happens. That's just not on our radar.   Naresh Vissa (00:38:30) - So how does that affect real estate. Well that doesn't change what we said five minutes ago, which is right now, today. Given all this uncertainty, today is still a great time to jump in, because if there is a deflationary event, you can always refinance your rate in a year or two when rates are much lower. And remember, mortgage rates are tax deductible.   Keith Weinhold (00:38:54) - A presidential election year brings more uncertainty than usual. You can buffer yourself from that volatility with real estate and investment that's more stable than most anything else out there. I encourage you, the listener, to check out Naresh and the other coach, Andrea at Great Marketplace, and it can really help you out and help you put a plan together. Hey, it's been great having your thoughts. I think the listeners are going to find this helpful. Thanks for sharing your expertise. Thanks, Keith. Yeah, there's some valuable guidance from Naresh on where the real deals are in this market today. Memphis Bears and Florida, new builds. They're really just two of the dozens of options from Gray's nationwide provider network.   Keith Weinhold (00:39:44) - Learn more, see all the markets or connect with a coach all at Gray marketplace.com. Enjoy the Super Bowl I'm Keith Weinhold. Don't quit your Daydream.   Speaker 6 (00:39:59) - Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get Rich education LLC exclusively.   Speaker 7 (00:40:27) - The preceding program was brought to you by your home for wealth building. Get rich education.com.

In today's Cleanse Heal Ignite episode with Diane Kazer, Warrior Wednesdays to help you become your own best defender! Prepare to be INpowere'ed and INspired. Today on our Cleanse, Heal, Ignite podcast, we're diving into some Fast Action steps I am personally making in response to what's happening in the stars, forecasted timeline shifts and what the crazies ‘pulling the levers' at the W.H.O. are ‘steering the sheep' with, regarding the next ‘Plandemic'. How can we build our OWN pyramid technology to source what God gave us? It's all right here for our tuning into and collective rising! My sister friend Zoey and I are traveling through Mexico right now taking action on these forecasts, to leverage the same wisdom the Mayans did in this area, we're exploring to possibly invest into for Real Estate, considering all that's going on in the USA. WE WILL COVER: - What is the ‘end of the age of Kali Yuga' mean and what it means for us as ‘timeline shift'? - Does the WHO and other ‘psychos in charge' use this technology to create dark shifts? - How can we use this technology to direct it to ‘light shifts' to benefit us - SuperHumanism vs Transhumanism. Common law vs CommUNISM…your choice, what's the difference and how to be the captain of your ship? - Relocation strategies and using Astrocartography as your guide

Are you ready for what could be the first big nor'easter of the new year? WBZ's James Rojas reports from Southie.

Guy Young is the Founder and CEO of Ethena Labs. In this episode, we discuss Ethena launching one of the highest stablecoin real yields in DeFi and how it's built with staked ETH. Ethena aims to offer a permissionless dollar-denominated savings instrument in the form of a delta-neutral synthetic dollar, that's stable, value-accruing, and scalable--what they refer to as the “Internet Bond." We explore how users will soon be able to deposit decentralized collateral such as stETH to mint USDe, stake USDe, and earn an embedded yield that's netting beta users 25-30% APY. ------

Amidst geopolitical conflicts and unpredictable weather affecting commodity prices, agriculture economists remain hopeful in foreseeing a positive outlook for the industry, particularly in terms of protein.

BC's forecasted $5.6 billion deficit Guest: Katrine Conroy - B.C's Minister of Finance Learn more about your ad choices. Visit megaphone.fm/adchoices

Stay up to date on news related to the furniture industry! In this episode, we cover:(00:40): "The Promising Outlook for Retail Holiday Sales in 2022: Resilient Consumers and Shifting Trends"(03:30): "Potential Strike Looms as ILA President Warns Union Members"(05:10): "Connecting Buyers and Exhibitors: The Exclusive Online Platform of the China International Furniture Fair"

Continuing our October all-star series, Tom Barbieri, PwC US Chief Accountant, shares insights on critical accounting and reporting topics.Tom is joined by Nick Milone, a PwC practice partner with experience advising clients on hedging strategies, to discuss effective hedging strategies for various types of macroeconomic and business risks.In this episode, you'll hear:2:47 - An overview of the theory and purpose of hedge accounting6:04 - Initial considerations for applying hedge accounting, including an overview of the effectiveness assessment10:07 - A breakdown of the three most common hedge strategies and why companies might use them10:21 - Cash flow hedges12:23 - Fair value hedges14:33 - Net investment hedges17:49 - Common examples of and questions related to hedging strategies 22:02 - Common pitfalls in applying hedge accounting27:57 - An overview of other hedging strategies, their purpose and how to use them28:04 - Forecasted debt issuance hedges35:29 - Foreign currency hedges39:04 - Hedging strategies for companies with foreign subsidiaries42:42 - Commodity hedges47:05 - Hedging strategies that do not qualify for hedge accounting50:22 - Final reporting considerations and key reminders for companies using hedge accountingFor more information, read our Derivatives and hedging guide. Tom Barbieri is PwC's Chief Accountant. He has over 30 years of experience advising large financial services and multinational corporations on complex accounting issues. Tom leads the Accounting & SEC Services Group within the National Office, which is focused on supporting our clients and engagement teams in navigating complex technical accounting and financial reporting matters. He is also a member of the Financial Accounting Standards Advisory Council.Nick Milone is a partner in PwC's Financial Markets practice, and formerly a practice fellow at the Financial Accounting Standards Board (FASB), with a wealth of experience advising clients on structured transactions, derivatives and hedging activities, transfers of financial assets, securitizations, financings, investments, valuation and other issues. Heather Horn is PwC's National Office thought leader, responsible for developing our communications strategy and conveying firm positions on accounting and financial reporting matters. She is the engaging host of PwC's accounting and reporting weekly podcast and quarterly webcast series. With over 30 years of experience, Heather's accounting and auditing expertise includes financial instruments and rate-regulated accounting.Transcripts available upon request for individuals who may need a disability-related accommodation. Please send requests to us_podcast@pwc.com.

Let's connect on Instagram. https://www.instagram.com/melissallarena/ Send me a “hi” DM on Insta letting me know you caught this week's episode. I'd love to know who is listening. Welcome to episode 194. Do you have a great business idea stuck in your head? What if getting it out of your head would put $30K in your pocket? Why would anyone procrastinate on executing such an idea? Meet Carin today's live coaching session participant.  This is her situation and yet she has been procrastinating launching her $30K idea. Does this sound familiar? The conversation started with this $30K challenge yet as is often the case for moms in business specifically there is often more going on in the background that is affecting our sanity. So what might be the root cause of Carin's hesitation to release her idea into the world and just stating selling it?  Tune in to find out!  You'll hear how  through candid and brutally honest coaching questions I uncovered that her procrastinating the launch of this idea was just a symptom of something much bigger: she is actually a hesitant to let go of her old life ( she's in the middle of an incomplete divorce). So it turns out, the issue is not really the offer, the credentials, or the details of binging her offer to the world. Sound familiar? Tune in. if this episode resonates with you as a mom in business then sign-up for a free break-through session with me. This is the link for my calendar: https://www.melissallarena.com/sessions/ Carin Cooper is a coach who helps women who are agonizing about their jobs and leaving their kids how to create income from home. She has worked hard on deprogramming herself from feeling like she is not enough. She has worked on her money story and hired a mentor who has a framework for creating a new coaching offer. You will hear how self-aware Carin is regarding the world of coaching. Use this coaching session, to see if the areas of your own life where you might require a therapist instead of a coach.  I'm sharing this conversation because the truth is that not every business challenge can be fixed on the surface. No number of affirmations, marketing funnel hacks, or shifts in money stories are going to change you when you are in the middle of a personal life tragedy like a divorce. So consider this episode a good gauge of where a coach's expertise may be insufficient. In this episode, you will hear these ideas expressed: ●      How to know when procrastinating is just a symptom vs. the real issue in business stagnation ●      Accepting change vs. resisting it; what can this look like for moms with a lot on their minds ●      Signs that you are avoiding a bigger emotional issue by investing in temporary business fixes ●      The fear of big life changes and getting back up ●      Investing in coaching vs. when you might need to invest in therapy ●      What questions might you need to answer to get to the bottom of your procrastinating? ●      How to address pain beyond the surface when coaches are not helping ●      What it sounds like when coaching is not the answer SHARE this episode with a mom founder, entrepreneur, or creator who is procrastinating launching a new offer. Similar episodes: https://www.melissallarena.com/carolines-path-from-law-to-art-embracing-art-amid-societal-pressures-episode-191/ https://www.melissallarena.com/serin-is-not-writing-her-memoir-due-to-a-fear-of-judgment-episode-193/ https://www.melissallarena.com/you-can-learn-how-to-play-again-try-this-moms-episode-147/ Supporting Resources: Facebook: https://www.facebook.com/caren.s.cooper?mibextid=D4KYlr Subscribe and Review Have you subscribed to my podcast for new moms who are entrepreneurs, founders, and creators?  I'd love for you to subscribe if you haven't yet.   I'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select “Ratings and Reviews” and “Write a Review” then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast for writer moms. This episode is brought to you by Fertile Imagination A Guide for Stretching Every Mom's Superpower for Maximum Impact  – available for purchase on October 31, 2023! Get on the waitlist - www.melissallarena.com/waitlist today. My debut non-fiction book for moms like you! Fertile Imagination is the jet engine you need to go after what you really, really want. You don't have to give up your dreams, shrink them, or hide them to be a great mom anymore! There's flexibility in how you pursue anything—your role, your lifestyle, and your personal and professional goals. The ceiling on what you go after is waiting to be shattered. It's time to see and seize what's beyond your gaze. Let's bridge your childhood daydreams with your grown-up realities. Imagine skipping with your kids across any path—you, surpassing your milestones while your kids are reaching theirs. There's only one superpower versatile enough to stretch your thinking beyond what's been done before: a Fertile Imagination. It's the perfect kryptonite for impostor syndrome and feeling stuck when it's alert! In Fertile Imagination, you will awaken your sleeping source of creative solutions. If you can wake up a toddler or a groggy middle schooler, then together with the stories in this book—featuring 25 guests from my podcast Unimaginable Wellness, proven tools, and personal anecdotes—we will wake up your former playmate: your imagination! Dive in if you've ever asked yourself: ·       Why do I want more? ·       What about my big ideas? ·       When do I get to play? ·       Where can I find the energy? ·       Who else is going for it and getting it done? ·       How can I stay relevant and keep growing? ·       What if I don't want to wait until my kids are gone?   Praise For Fertile Imagination Get on the waitlist - www.melissallarena.com/waitlist today.   Book participants/podcast guests   “Melissa is an inspiring display of tenacity and motivation. Whenever you're feeling stuck, peruse Melissa's thoughtfully compiled tips and exercises and you'll be creating magic in no time.” – Suzy Batiz, Chief Executive and Visionary Officer, ~Pourri, The Makers of Poo~Pourri, supernatural, Alive OS® “Melissa's words are authentic and important. She is a great listener and now shares reality-based strategies for imagining your own imperfect, fulfilling life.” – Martha Hennessey, Former New Hampshire State Senator / House of Representative “This is the book for a mom who wants a second jet engine to embark on her own journey from thinking she will have to wait another lifetime to dream big to knowing she can take steps right now to uncover and do what she would find more fulfilling at this life stage. Melissa writes both intimately and conversationally about topics that many moms around the world can relate to (some dads too). She invites the reader into a personal and deep journey about topics that are crucially important to uncover what would make a mom truly happy to work on...even after the kids are in bed. It was an honor and a pleasure to speak with her for an interview, which she has included excerpts of in this book, too!” - Ken Honda, Japan's bestselling zen millionaire, author of Happy Money: The Japanese Art of Making Peace with Your Money Moms like us with big dreams and school-age kids: For moms like me, the pandemic was an opportunity to re-evaluate and course-correct things in our lives we weren't thrilled with. Coming out of this period, sluggish yet motivated, so many of us can use this book to help us wake up! If you're looking to refresh, reenergize, and yes, reimagine a better version of your life, this book is for you. I loved the hilarious, yet poignant stories about motherhood today and the window into the world of those who've gone for it – and did it. - Macollvie Neel, Brooklyn, NY “The words: imagination, play and fun are not the usual things we as mothers think of when wondering how to get a grip back on our career and I believe it provides a really fresh take and lots of food for thought for mothers reading it. Its tone is so energetic and fresh!” – Alejandra Molina, Coach, Miami, Florida “Melissa is a mom of three with big dreams who tells it like it is. She draws on her own experiences and the experiences of professionals she's interviewed for her podcast to reflect on the plight of the mother. How do women conform to or challenge the traditional “mom script”? If you're a mom, what can you do to break the “cultural glass ceiling” to be yourself and a great parent, all without having to force yourself into a mom mold that doesn't fit you? Melissa is like a great friend, honest and wise and funny, telling you about her life and asking you to reflect on yours. This book is a great purchase for moms in every stage of life.” – Maureen Turner Carey, Librarian, Austin, Texas “In her book, Melissa shows us that motherhood does not have to be a pause or an end to your pre-child self. With guidance from her podcast guests, she encourages us to think big, find what lights us up, think big, and move towards our goals with the steps that fit the reality of our lives as they are today. In doing so we honor and inspire our child(ren), and our own inner child.” – Katherine Howell, Administrator in a Museum, Queens, NY

Anthony Castrovince joins Baskin & Phelps (Dan Menningen in for Jeff Phelps) to discuss the Cleveland Guardians, Noah Syndergaard being designated for assignment, the pitching rotation, and Jose Ramirez's contract.

080923 Melissa The Aspen Group "Forecasted" What Happened When Biden Docs Were Leaked INTERESTING by Kate Dalley

Join host Dr. Mike Brasher and guest Cason Short, owner/operator of the Bill Byers Hunter Club, for a recap of an early season white-fronted goose hunt recently featured on DU TV. Hear in-depth accounts of how the hunts unfolded, adaptations made to ensure quality footage, and perspectives on how shifting distributions of specks are creating both new opportunities and challenges. The two also discuss the connection between landowners and the birds and their desire to do what's best for the resource.www.ducks.org/DUpodcast

MDJ Script/ Top Stories for June 30th Friday Publish Date: June 29th Thursday   Commercial: Henssler :15   From the Henssler Financial Studio, Welcome to the Marietta Daily Journal Podcast Today is Friday June 30th and happy 56th birthday to boxer Mike Tyson ***Tyson*** I'm Dan Radcliffe and here are the stories Cobb is talking about, presented by Engineered Solutions of Georgia 1. Scorching temps forecasted in Cobb starting today 2. The Cobb tax digest growth is the largest in 21 years 3. And the Cobb GOP will appoint Debbie Fisher to elections board     Plus All of this and more is coming up on the Marietta Daily Journal Podcast.   Commercial : ESOG   STORY 1 hot   Cobb County may face a heat advisory as temperatures are expected to rise into the upper 90s. Metro Atlanta is anticipating its highest temperatures of the year starting today, with the heat potentially lasting through the weekend and into early next week. The National Weather Service is monitoring the situation to determine if a heat advisory will be issued for Cobb County and other metro areas. The heat index, which combines relative humidity with air temperature to represent how it feels to the human body, is a major concern. The NWS will issue a heat advisory if the heat indices exceed 105 degrees. Rainfall could provide some relief, but if not, there will be uncomfortable heat indices, posing a risk to those outdoors or without access to air conditioning. Residents are advised to stay hydrated, take breaks in the shade or indoors, wear light clothing, and check vehicles for children or pets left inside. There is a possibility of intense thunderstorms in north Georgia, but forecasters have low confidence in this prediction..........……... Read more about this at mdjonline.com   Story 2: digest   The total taxable value of residential, commercial, and personal property in Cobb County, experienced a significant increase of 15.7% last year, driven by rising home prices. This growth marks the steepest increase in 21 years and follows a 12.3% increase the previous year. The higher property values mean increased tax revenue for Cobb County, its cities, school districts, and community improvement districts. While rising assessments may lead to higher tax bills for property owners, many jurisdictions in Cobb do not plan to raise their millage rates. However, exceptions include the city of Mableton, Cobb County School District, and the city of Marietta, which have implemented slight increases or reductions in millage rates. Homeowners can appeal their assessments if they believe there was an error, and this year has seen a record number of appeals filed. Despite high home values and a decrease in the number of houses being sold, the demand for homes remains strong, while inventory remains low in the Atlanta market.   Story 3: gop   Debbie Fisher, a former vice chair of grassroots for the Cobb County Republican Party, will be sworn in as the party's appointee to the Cobb Board of Elections. She replaces Pat Gartland, whose term is ending. Fisher's appointment is based on her extensive knowledge of the elections process and her dedication to transparent and bipartisan elections. Although Fisher will be outnumbered on the five-member elections board, the focus is on ensuring honest and fair elections. Fisher's position will allow her to have a stronger voice in addressing issues from previous elections and providing valuable insights. Fisher has previously filed an ethics complaint against east Cobb Commissioner Jerica Richardson.......….we'll be right back   Break: Dayco - CUofGA - Glover   STORY 4: highland   Highland Rivers Behavioral Health is relocating its youth outpatient services and the Bright Changes youth resiliency clubhouse from its County Services Parkway facility to its South Cobb Drive facility in Smyrna. The move will be effective starting Monday. The previously vacant west end of the South Cobb Drive facility has undergone renovations to accommodate therapy offices, group therapy rooms, and space for the youth resiliency clubhouse. New entrances have been created for the youth services, providing direct access from the parking area. Families of youth receiving services at the current clinic have been informed about the relocation. Highland Rivers plans to hold an open house for the new facility later this summer.     STORY 5: walker   Five seniors from Walker School recently completed a four-week internship at the Centers for Disease Control and Prevention (CDC) in Atlanta. The internships are part of the school's Guided Scientific Research program, specifically the Public Health Concentration. The program begins with an elective class on Immunology and concludes with a semester focused on guided scientific research, which is later published or presented at the Georgia Junior Science and Humanities Symposium. During the CDC internship, students are paired with a scientist and engage in meaningful work, culminating in a presentation about their findings. Walker's Head of School, Carl Carlson, commended the students for their impressive presentations and acknowledged the guidance provided by Emily Adams, the mentor and Walker Science Department Chair.   Story 6: peaches   The U.S. Department of Agriculture has declared 18 Georgia counties as natural disaster areas due to damage caused by freezes in March, impacting the state's peach crop and other commodities. This declaration enables the USDA's Farm Service Agency to provide emergency credit to farmers in Georgia. The state's Commissioner of Agriculture, Tyler Harper, expressed gratitude for the relief measures, emphasizing the significance of Georgia's agricultural industry. In addition to the 18 counties directly listed in the declaration, farmers in 38 contiguous counties are also eligible for assistance. The USDA loans can be utilized for various recovery needs, such as replacing equipment or livestock, reorganizing operations, or refinancing loans. The deadline to apply for assistance is February 26 of the following year. …………we're back, in a moment   Break Elon – Ingle's 9- Drake   Story 7: town center   Town Center Community recently held a ribbon-cutting ceremony to mark the completion of educational and historical enhancements at Aviation Park. In collaboration with Kennesaw State University's Department of Museums, Archives, and Rare Books, four educational exhibits were installed. These exhibits feature QR codes that offer informational panels, photographs, oral histories, and interactive elements to engage visitors in the history and science of aviation. The exhibits cover various topics such as the science of flight, aviation history in Cobb County and beyond, the cockpit experience from a pilot's perspective, and the responsibilities of aviation professionals. An Aviation Park Teacher Packet is available on the Town Center Community website, providing lesson plans and activities aligned with educational standards. Field trips to Aviation Park do not require special permission or coordination. For more information, visit towncentercid.com/aviationparkfieldtrip.   Story 8: Lutzie   Walton High School's football team emerged victorious at the Lutzie7-on-7 tournament, securing their second consecutive title. The annual tournament, held in memory of former Lassiter and Auburn player Philip Lutzenkirchen, took place at Lassiter High School. The Raiders clinched the championship by defeating Archer with a score of 25-15, led by senior quarterback Jeremy Hecklinski. Touchdowns were worth six points, interceptions three points, and turnovers on downs two points in the tournament. Other Cobb County teams, including Sprayberry, Lassiter, and Kennesaw Mountain, also participated with varying degrees of success. The Raiders' coach, Daniel Brunner, stressed the importance of preparation for the upcoming football season and the team's ultimate goal of winning a state championship.   Story 9: Neleman   Georgia Tech pitcher Blake Neleman, a Lassiter High Alum, was named to the 2023 All-ACC Academic Softball Team. Neleman demonstrated both academic excellence and on-field contributions to earn this recognition. She maintained a GPA of 3.0 or higher and played in at least 50% of the team's games while pitching in a minimum of 20% of the contests throughout the season. Neleman ended the season with the second-most career strikeouts in program history, totaling 561, and ranked fifth in the conference with 153 strikeouts. She also achieved notable performances, including a career-high tying 13 strikeouts against UConn. Neleman is one of seven Georgia Tech softball players to receive this honor, marking the most honorees for the team since 2011.   We'll have Final thoughts coming up after this……     Break: JRM spot - Henssler 60 Signoff- Thanks again for hanging out with us on today's Marietta Daily Journal podcast. Read more about all our stories, and get other great content at MDJonline.com. Did you know over 50% of Americans listen to podcasts weekly? Giving you important news about our community and telling great stories are what we do. Make sure you join us for our next episode and be sure to share this podcast on social media with your friends and family. Add us to your Alexa Flash Briefing or your Google Home Briefing and be sure to like, follow, and subscribe wherever you get your podcasts.   www.henssler.com   www.ingles-markets.com  www.esogrepair.com  www.cuofga.org  www.daycosysatems.com  www.drakerealty.com  www.elonsalon.com  www.jrmmanagement.com  See omnystudio.com/listener for privacy information.

A trio of recruits are being forecasted to Oklahoma Football. Who are they and what do their statuses say about what could be next in Oklahoma Sooners recruiting? Plus, David Stone was in Norman. Now, he's off to an official visit at Michigan State. What does it mean for OU? Plus, full Champ U BBQ takeaways.Support Us By Supporting Our Sponsors!BirddogsGo to birddogs.com/lockedoncollege and they'll throw in a free custom birddogs Yeti-style tumbler with every order.FanDuelMake Every Moment More. Don't miss the chance to get your No Sweat First Bet up to TWO THOUSAND FIVE HUNDRED DOLLARS in Bonus Bets when you go FanDuel.com/LOCKEDON.FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN)Learn more about your ad choices. Visit podcastchoices.com/adchoices Learn more about your ad choices. Visit podcastchoices.com/adchoices

A trio of recruits are being forecasted to Oklahoma Football. Who are they and what do their statuses say about what could be next in Oklahoma Sooners recruiting? Plus, David Stone was in Norman. Now, he's off to an official visit at Michigan State. What does it mean for OU? Plus, full Champ U BBQ takeaways. Support Us By Supporting Our Sponsors! Birddogs Go to birddogs.com/lockedoncollege and they'll throw in a free custom birddogs Yeti-style tumbler with every order. FanDuel Make Every Moment More. Don't miss the chance to get your No Sweat First Bet up to TWO THOUSAND FIVE HUNDRED DOLLARS in Bonus Bets when you go FanDuel.com/LOCKEDON. FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN) Learn more about your ad choices. Visit podcastchoices.com/adchoices Learn more about your ad choices. Visit podcastchoices.com/adchoices

Strong demographics have fueled the U.S. demand for housing over the last several years. As millennials, now the largest generation alive in the country, hit their peak home-buying age, demand for home purchases and rental units has surged. This demographic strength has been one of the several variables that have pushed up home prices since prior to the pre-pandemic period.  But demographics isn't everything when it comes to demand—economics matters too. And with persistently high inflation, and a great deal of economic uncertainty, there is the risk that demand for housing could slow in the coming years. What happens to demand over the coming years will have big implications for real estate investors.  Learn more about your ad choices. Visit megaphone.fm/adchoices