The Fat & Broke Podcast

This is our final show!  Tune in to hear why.Thank you to all of our listeners and guests along the way.  We are incredibly proud of what we created and accomplished in the past two and a half years.  Sarah and Gary will be back with a new show in the future, but for now, this is the end.Better Every Day!Thank You & Farewell-Sarah, Peter, and Gary

Show Summary: Do you remember graduating from college and not knowing how to start your life?  For the next decade or so, it is trial and error, mostly errors, so much so that this is often known as the lost decade.  Well, what if this didn't have to happen?  What if someone taught us the things we need to know so that we can limit our mistakes and expedite our path to lifestyle optimization?  We hope to do that in today's show for a lucky new grad!  There is something in this show for everyone, so listen closely to this Fat & Broke Podcast episode!Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:We welcome our current student at our clinic to the show.  Welcome, Jianna!Headline Of The Week:Short People Are More Likely To Be Psychopaths#Adulting Topics Discussed:HousingEmploymentTransportationBudgetingInvesting/SavingInsuranceHealth/WellnessPersonal DevelopmentStudent LoansLife!Resources:The Dirty Dozen Test

Show Summary:In today's Fat & Broke Mastermind Group…We discuss:Best Laid PlansGoing HardGrowing TogetherLeave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:Peter went to a wedding and was exposing himself as usual!Headline Of The Week:How Long Does It Take To Double Your MoneyMastermind Group:Gary has to readjust his long-held plans for his son's college.Peter has refocused on being more disciplined with his health and wellness goals.Sarah discusses the need for second chances and her current relationship with her sister.

Show Summary: A few shows ago, we discussed the best way to eliminate debt and be less broke.  Today, to shed some pounds and be less fat, we will give you our plan for losing weight.  Like most things in life, there is no best way to do this, but we will give you the steps you need to get started.  Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:Daylight savings time and work got the best of Sarah.  She overslept and missed the show!Headline Of The Week:Promising New Weight Loss Drug In Short Supply-60 Minutes ClipHow To Pay Down Debt:Get into a low (250-500) caloric deficit.Eat whole foods 90% of the time.Weight training to improve metabolism.Leverage habit-stacking and identify/eliminate triggers.Have a post-weight loss plan to avoid rebound.To learn more about the steps above, listen to the show!

Show Summary:In today's Fat & Broke Mastermind Group…We discuss:Pressing The Reset ButtonMisophoniaRandom Acts Of KindnessLeave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:Gary doesn't listen when Peter and Sarah are talking.  We also take stock to see if we have improved since starting the show.Headline Of The Week:Record-Breaking Egg Prices Prompt Accusations Of Price GougingMastermind Group:Gary has been working on performing random acts of kindness.  He names a few and his rationale for doing them.Peter discusses the concept of misophonia.  Why is it that sound bothers some and not others?Sarah had an excellent post-work vent session with a friend that helped her reset.  She discusses this and the need to do this more in the future.Resources Mentioned In This Episode:Worth The Weight… (Monthly Newsletter)

Show Summary: Inflation continues to hit most Americans' bottom line.  The things we use and need the most are costing more than ever.  Groceries, gas, electricity, and everything we use daily cost more than last year.  On top of that, people are losing jobs, and a recession is looming or already here.  The savings that most people collected during the pandemic shutdown have been whittled away, and many people have turned to credit and debt to make ends meet.  If this sounds like your story, you are not alone!  In today's episode of The Fat & Broke Podcast, we will help you better understand debt and give you all the tools you need to pay it down fast!Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:Peter is back from a vacation and feels full of vigor, which is not great for the rest of us. Headline Of The Week:Credit card debt increased to record $931 billion: Here's how to pay debt quicklyHow To Pay Down Debt:TrackBuild A GapMake A PlanExecute & AutomateStay The CourseDon't Add More DebtTo learn more about the steps above, listen to the show!Resources:MintYNABUndebt.it

Show Summary:Welcome to the Fat & Broke mastermind group.  In today's session…We discuss:The NetworkMo Money, No ProblemsThis Old HouseLeave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:Gary had a colonoscopy, so we discussed his experience and the process.  Who wouldn't want to hear about that!!Headline Of The Week:4 Misleading Personal Finance TipsMastermind Group:Gary's son had a recent medical issue, and he talks about how the network he has cultivated over the years helped him navigate the healthcare system to get his son what he needed quickly.Peter is considering doing an extensive home renovation.  In this case, we discuss the concept of return on investment and whether or not that even applies to help Peter decide whether to do it.Sarah is now making enough money not to have to worry about money.  We discuss how this makes her feel and what has changed.Resources Mentioned In This Episode:Worth The Weight… (Monthly Newsletter)

Show Summary: Are you lonely?  Do the people in your life appear to be more lonely than before?  The chances are you answered yes to both of these questions.  Why?  Because America is in the midst of a loneliness crisis.  In today's episode of The Fat & Broke Podcast, we discuss the rise of loneliness and some possible solutions to help us all feel more connected.Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:We are recording during an arctic blast with temperatures dipping to minus 40 degrees.  Headline Of The Week:Amazon Launches A Subscription Prescription Drug ServiceAmerica's Loneliness Crisis:Stats:29% of households are one person36% of Americans feel lonely61% of young adults feel lonely51% of moms with young kids feel lonelyLoneliness increased with CovidEffects of Loneliness:Earl DeathDepressionAnxietyHeart DiseaseSubstance AbuseEquivalent To Smoking 15 Cigarettes A DayLoneliness Defined:A Gap between the level of connectedness that you want and what you haveCauses:CovidTechnology/InternetWork From HomeSocial MediaJob Changes/RelocationSolutions:CounselingHobbiesReaching OutCommunity EventsReligionVolunteeringResources:Rx Pass–Amazon Pharmacy

Show Summary:Welcome to the Fat & Broke mastermind group. In today's session…We discuss:Worth The CallStatus SymbolsTrivia NightLeave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:None.  Right into this week's headline.Headline Of The Week:Financial Literacy Cost 15% Of Adults $10000 in 2022Mastermind Group:Gary has adopted a new policy for when things he owns break, saving him a lot of money.Peter discusses treating people well regardless of their "status."Sarah has embraced a new role at work as the weekly trivia hostess. It's a great lesson about the benefits of going outside your comfort zone.Resources Mentioned In This Episode:Spyglass Brewing Company

Show Summary: Have you ever tried to save $1000 in one month?  Does that sound impossible to do?  Each of us in today's show reveals our own path to $1000 in 30 days.  If you are someone who thinks an emergency fund is not possible, then this show is perfect for you.  Stay tuned to the Fat & Broke Podcast as we get to $1000!!!Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:NoneHeadline Of The Week:Stanford Study Reveals Secrets to Sustainable Weight Loss: Behaviors and Biomarkers ExposedFirst To $1000:GaryCut monthly food costs (Savings = $500)Cut Amazon spending by 50% (Savings = $300)Sell things not being used (Savings = $200)Open a new credit card and get a bonus (Savings = $200)Open a new bank account for a bonus (Savings = $50-$200)SarahUse a hobby to make money such as baking (Savings = $200+)Have a yard sale (Savings = $300)Cut back on YOLOs such as nails and hair (Savings = $300)Take online surveys (Savings = $50)Sell pictures of feet (Savings = $0)PeterAdd two lifestyle coaching clients (Savings = $450)Sell HTC Vive (Savings = $300)Cut eating out (Savings = $300)Limit shopping to $1000 (Savings = $500)

Show Summary:Welcome to the Fat & Broke mastermind group.  In today's session…We discuss:DopamineLeave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:None!  We get right into the Headline Of The Week.Headline Of The Week:National Quitting DayBlue MondayMastermind Group:In today's mastermind, we turn the floor over to Peter to discuss dopamine in depth.  Inspired by the Huberman Lab Podcast, Peter explains dopamine in a way that we can all understand and tries to help us all use it in our favor.  Understanding the role dopamine plays in our lives and what we can do to increase or decrease it, is crucial to our ability to form and keep good habits.Resources:Flow, Mihaly CsikszentmihalyiMindset, Carol DweckThe Molecule Of More, Daniel Z. Lieberman MD, Michael E. LongHuberman Lab Podcast

Show Summary: In episode 170, we started our conversation around systems by discussing our set-it-and-forget-it approach to money.  In today's episode, we discuss the systems we have in place to help us reach our health, nutrition, fitness, sleep, and social goals.  Although more challenging to set and forget than money is, you can still simplify and reduce your barriers to success by using a systemic approach.  In today's episode, we teach you how!  Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:We review episode 170 and move right into part 2 of our systems approach to better every day.Health Systems:NutritionFood PrepShop 1x Per Week If PossibleDon't Bring Foods You Don't Want To Eat Into The HomeFocus On High Volume & Low Caloric Density FoodsPhysical ActivityPick # Of Days You Want To Exercise.  Make It AchievableShould Be Anything You Enjoy That Makes You MoveBe ConsistentMake It Fun.  Do It With Friends, Group Challenges, Or Whatever Keeps You AccountableEarn Your “Down” TimeReduce The Barriers To Starting By Planning AheadFocus On Process Over ResultsSustained Compliance = Compounding ResultsSleepConsistent Bed TimeWork Backwards-When You Need To Wake Up Minus Hours Of Sleep Needed = BedtimeReduce Temperature, Noise, & LightPlace Phone Across RoomAvoid Large Meals Close To BedtimeAvoid Alcohol Within In A Few Hours Of BedtimeCreate A Morning Routine You Like So You Look Forward To Going To BedSocialPick The 5 People You Want To Spend Time WithSet Reminder For Weekly Check-InsSet Game Nights, Dinner Nights, Or Some Other Regular GatheringResources:Atomic Habits, James ClearAlly Bank Saving Buckets & BoostersTodoistWhy We Sleep, Matthew WalkerCalm AppApple FitnessLose ItMake Time, Jake Knapp & John Zeratsky

Show Summary: Do you have the systems in place to help you achieve your money and wellness goals?  Or do you, like many people, know what you want to achieve but are unsure how to get there or where to start?  If that sounds familiar, then this two-part series is for you!In Part 1, we will discuss the money systems we implement to simplify this process and ensure we meet our financial goals.In Part 2, we will cover all of Peter's favorite domains: health, nutrition, fitness, sleep, and of course, social!Stay tuned for Part 1, Next!Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:Sarah and Gary confront Peter over his Wendy's Frosty key tag.Headline Of The Week:Apple's Tim Cook To Take 50% Pay Hit After Shareholder's FeedbackMoney Systems:Track Your FinancesCreate A Money Flow ChartAutomate As Many Of The Steps In The Chart As PossibleUse Direct DepositEnroll In Workplace Retirement Accounts & Have It Automatically DeductedCreate Multiple Bank Accounts For Savings, Fixed Bills, Variable Bills, & OtherUse Auto Bill Pay From All Of Your Lenders (Mortgage, Auto Loans, Credit Cards, Etc…)Auto Transfer Funds To Emergency Fund, Roth IRA's, And Other Savings VehiclesDecide On A Debt Paydown Strategy And Set Up Automatic Payments To Fit Your Plan (Snowball vs. Avalanche)Resources:Atomic Habits, James ClearAlly Bank Saving Buckets & BoostersTodoistWhy We Sleep, Matthew WalkerCalm AppApple FitnessLose ItMake Time, Jake Knapp & John Zeratsky

Show Summary:Welcome to the Fat & Broke mastermind group.  In today's session…We discuss:Using our workplace to help make us Better Every DayLeave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:None!  We get right into the Headline Of The Week.Headline Of The Week:The Secure 2.0 Act Of 2022Mastermind Group:We spend a lot of time at work.  A lot!  Knowing that, it seems evident that if we want to achieve better physical, mental, and financial health.  In today's episode, we discuss some recent workplace “challenges” we have been using to help each other achieve better every day and improve our workplace culture simultaneously.

Show Summary: In two thousand and twenty-three, I will be…  How would you answer this question?  Have you thought about that all?  In a different take on New Year's resolutions, we take some time today to reflect on how we would each complete that statement and the specific action items we will take to get there.  Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:It's been a while since we last recorded.  The hosts have all been sick and have not been able to record frequently. We are back!Headline Of The Week:Mark Cuban on the habit all 30-somethings need to succeed: Without it, ‘you're not expanding your mind.'In Two Tousand & Twenty-Three, I Will Be…l:In this episode, we each declare our intentions for the person we will be in 2023: Peter will be…a person who truly accepts others for who they are today.Gary will be…a person that listens to others more and talks less.Sarah will be…dedicated to “me.”Fan Feedback:Morning Peter! We talked a little about retirement planning & I'm actively working on moving our 401k's around & I thought I'd share. I'm leaning towards rolling our 401k's & maybe some savings into a fixed differed annuity. Interest rates right now are around 4.4, and if I can lock in for maybe 5 years, that would help us to get closer to the nest egg we need to retire in. Ask Gary what he thinks about fixed differed annuities

Show Summary:Welcome to the Fat & Broke mastermind group.  In today's session…We discuss:YOLOSaying Thank YouLeave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:We have fun discussing Sarah's asexuality. Headline Of The Week:Couch ConfessionsMastermind Group:Gary discussed a recent spending spree.Sarah doesn't know how to say thank you.We ignore Peter in this episode.  :)

Show Summary: Welcome to the Fat & Broke Christmas carol.  In today's show, we will speak only in British accents as we spin our tales of Christmas past, present, and future.  Kidding!!!!!  We are actually exploring a specific part of our past, present, and future selves to see how we have evolved and continue to evolve over time.Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:We are recording through a Bomb Cyclone in Massachusetts a few days before Christmas.  We discuss that and more!Headline Of The Week:How To Master ‘Baby Talk' (And Why You Should)The Fat & Broke Christmas Carol:In this episode, we each explore the past, present, and future of a specific part of our lives:Peter explores parenting at different ages.Gary discusses his relationship with money.Sarah delves into her health and wellness cycles.Fan Feedback:NoneResources:Mr. Money MustacheChoose FI

Show Summary: Are you ready for 2023?  Is your financial house in order?  This is a great time of year to reflect and reset as we close out one year and begin another.  In today's show, we give you a comprehensive list of must-do's in order to start the year off on the right foot.  All That and more are in today's The Fat & Broke Podcast episode.Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:As we start the show, Gary & Sarah call Peter out on his weak immune system.  We also say hello and thank all of our new listeners.Headline Of The Week:6 Everyday Habits To Regain Muscle Mass After 60, Fitness Expert SaysEnd Of Year Financial Checklist For 2022:In our annual end-of-year money show, we discuss everything you should be doing with your money and other related matters at the end of 2022 and the beginning of 2023.  We cover: Open EnrollmentRetirementFamily/EstateTaxesMore!Fan Feedback:NoneResources:annualcreditreport.comAmazon FSA Store

Show Summary:Welcome to the Fat & Broke mastermind group.  In today's session…We discuss:A New Life PhaseThe College ProcessLosing My ReligionLeave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:Gary is sick.  Sarah is a scatterbrain.  Just your normal shit-talking!Headline Of The Week:What is going on at FTX?  We discuss FTX and risky investing.Mastermind Group:Gary discusses his thoughts on the college process and college in general.Peter answers a fan's questions about religion (see question below).Sarah has entered a new phase where she is excited by home goods.  It's called getting old!Resources Mentioned In This Episode: NoneFan Feedback: Fun fact of how I found you guys.  I'm a personal finance nerd and was looking for a new podcast.  I heard about Stacking Benjamins from Joel on the How To Money podcast.  I downloaded an episode and it happened to be the one you guys were on.  I never listened to another episode of Stacking Benjamins but I went back to the beginning of yours and listened to every one until I was current. I have a request for a future topic.  I hear of Peter talking about growing up in a cult.  I'm not sure if he means that literally or if it was more of a overly strict evangelical Christian environment.  Regardless, I can relate.  I was deeply involved in a conservative evangelical Christian church for many years.  I'm now questioning many things and practices that I held for so long.  I'm having difficulty getting past the guilt in letting it go and moving on.  I would love to hear Peter discuss this topic more if he was comfortable doing so.  Keep up the great work!  I love the information shared (and the vulnerability in doing so)  and the entertaining banter.

Show Summary: It's that time of year again.  The days are getting shorter, the nights are getting cooler, and the doldrums of Winter are approaching.  With all that potential negativity coming our way, it's a great time to practice some gratitude.  Today's show explores our lives in search of what we are most grateful for.  That and more in this episode of The Fat & Broke Podcast!Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:We briefly discussed “After The Holidays: Part 2.”  Tune in for a reminder on how to avoid health and money complacency during he holiday season.Headline Of The Week:Immunity Debt: Why So Many Kids Are Sick With RSVComplacency Creep:Today's show focuses on gratitude.  What is gratitude?  What does gratitude mean to each of us, and where do we find it in our own lives?  In order to explore this topic, we ask each other questions about gratitude.  None of the hosts had time to prepare, so each answer was authentic and off the cuff.Please enjoy this open and honest discussion about gratitude.This is an episode full of great takeaways and action items for our listeners.  Enjoy!Fan Feedback:NoneResources:None

Show Summary:Welcome to the Fat & Broke mastermind group.  In today's session…We discuss:A Subscription Worth BuyingThe Fear Of StartingJust The TipLeave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:Gary and Pete discuss out-of-control food spending in the past few months and their plan to reign it back in.Headline Of The Week:What is happening to Twitter now that Elon Musk bought it?Mastermind Group:Gary is a big fan of the Panera Sip Club.  He tells us why.Peter leads a conversation about why people fail to start new endeavors.Sarah discusses a new app she uses and the idea of “real hourly wage.”Resources Mentioned In This Episode:Just The Tips AppPanera Unlimited Sip ClubFan Feedback:None

Show Summary: We have all been there.  In the zone, feeling great, doing all the right things.  You feel like everything is in sync.  Your money, health, and personal lives are all where you want them to be.  And then, before you know it, they aren't.  Something happened.  But what?  You try and pinpoint it, but you can't.  Slowly things begin to spiral out of control, and you are back in a rut.  In today's show, we discuss the idea of Complacency Creep.  What is it?  How does it happen?  What does it look like?  And how do we fight it?  All of that, and more, in today's episode of The Fat & Broke Podcast Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:Gary decides there will be no small talk this week, so there isn't!!Headline Of The Week:I spent 5 years interviewing 233 millionaires–here are the 6 habits that made them ultra-wealthyComplacency Creep:We start by defining what complacency creep is, how to identify it through the signs and symptoms, and where it shows up in our own lives.  After laying that groundwork, we specifically discuss some creep that has occurred with each host and how we plan on fixing it.This is an episode full of great takeaways and action items for our listeners.  Enjoy!Fan Feedback:NoneResources:The Magic Of Thinking Big, David SchwartzThink & Grow Rich, Napoleon Hill

Show Summary:Welcome to the Fat & Broke mastermind group.  In today's session…We discuss:Unconditional LoveLeave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterHeadline Of The Week:IRS increases 401K limits–investors can save a lot more money in 2023Mastermind Group:In a special episode of The Fat & Broke Podcast, we say goodbye Peter's dad and discuss the lessons learned in death.  We are very proud and thankful to Peter for his honesty and willingness to discuss this complex topic.Resources Mentioned In This Episode:NoneFan Feedback:None

Show Summary: Happy Halloween, everyone!  Oh, my gourd…What's the scariest thing you have ever done with your money???  In today's show, we are telling some scary money tales from our past lives.  What ghoulish things have we done and lived to tell about???  Stay tuned to this special Halloween episode of the Fat & Broke Podcast to find out!Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:Happy Halloween!!!  We discuss how we celebrated Halloween as kids and how some people do not.  Headline Of The Week:James Smith, PT Tik Tok VideoSpoooookkkkkyyyyy Money Stories:The hosts discuss the scariest things they have ever done with their money.  We have discussed some before, but tune in to hear real revelations from a few of them!Fan Feedback:Listener Stacey called to inform us that she took action on some of our tips from our Grocery Store Science show.Resources:None

Show Summary:Welcome to the Fat & Broke mastermind group.  In today's session…We discuss:Saying GoodbyeLeave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterHeadline Of The Week:I paid off my mortgage 16 years earlier with the help of a clever kitchen hack I learned from my parents.Mastermind Group Topics:Sarah:NonePeter:Peter opens up about his father's illness and how he has been dealing with it. Gary:NoneResources Mentioned In This Episode:NoneFan Feedback:None

Show Summary: Today we are taking a different look at how to live a fulfilled life by learning lessons from those that are dying.  Using Bronnie's Ware insights from her blog and book, we will discuss the 5 most common regrets of dying. What can we learn?  Will it change the way we live?  All of that and more on this episode of The Fat & Broke PodcastLeave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:We discuss the current show format and our plans going forward.Headline Of The Week:MIT developing a pill that may make it easier to keep fit without endless gym hoursThe 5 Regrets Of The Dying:1. I wish I'd had the courage to live a life true to myself, not the life others expected of me2. I wish I hadn't worked so hard3. I wish I'd had the courage to express my feelings4. I wish I had stayed in touch with my friends5. I wish that I had let myself be happierTalking Points:Our thoughts on each regret.Do we have any of these regrets right now?What changes can we make in our lives to avoid having regrets?Fan Feedback:NoneResources:Bronnie Ware (Blog & Books)

Show Summary:Welcome to the Fat & Broke mastermind group.  In today's session…We discuss:The Softening of Our SocietyHappy G-Tober!Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterHeadline Of The Week:Many young people shouldn't save for retirement, says research based on a Nobel Prize—winning theoryMastermind Group Topics:Sarah:NonePeter:A new report from MIT sets Peter off.  We discuss the softening of society and why it makes Peter so mad.Gary:Happy G-Tober!  We discuss what G-Tober is, why Gary does it, and what benefit it serves other than making Peter mad.Resources Mentioned In This Episode:NoneFan Feedback:None

Show Summary: Is your local grocery store manipulating you?  You bet they are!  Grocery store science is big business and in today's show, we pull back the curtain and expose how easily we are being tricked into spending more money every time we shop.  Welcome to the Fat & Broke Podcast!Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:The Queen has died.  We discuss our thoughts about the royal family.Headline Of The Week:Proposed legislation could affect credit card rewards in the US — here's everything you need to knowNew legislation moving through Congress could drastically change the way credit card companies view rewards programs.  We discuss this legislation and our thoughts as to whether it is good or bad.Grocery Store Science:The Science:Layout/DesignTake It SlowSpecial Offers/RewardsEye(s) LevelHunger GamesBigger CartsPaying For PreparationThe MazeImpulse“Free” SamplesClosed EntrancesParking Lot AppealThe Solutions: Wear headphones and play fast musicWear a watchHave a listSet a timer (

Show Summary:Welcome to the Fat & Broke mastermind group.  In today's session…We discuss:Having Too Much TimeFalling Down The Rabbit HolePet CemeteryLeave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterHeadline Of The Week:Gen Z trusts this man more than Warren Buffett for financial advice — and he says this is the single best habit to adopt if you want to save moneyMastermind Group:Sarah:Sarah has spent a lot of money on her dog over the past few years.  We discuss why she is so willing to do this, and at what point she would say no.Peter:Peter has been falling victim to the endless scroll of Reddit and Facebook Marketplace.  We discuss how this happened and his actions to fix it.Gary:Gary's kids are growing up fast, and he and Jess (his wife) are finding themselves with an empty nest and a lot of time.  We discuss how to handle best this abrupt change in his life in a positive way.Resources Mentioned In This Episode:NoneFan Feedback:None

Show Summary: Do you remember moving like a kid?  Did it hurt?  Did you even think about or did you just do it?  Wouldn't it be nice to move like that again? In today's show, we discuss what it means to move like a kid, why we stop doing it, and how we can start again.  Welcome to another episode of The Fat & Broke Podcast!Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:Sarah is very late to our recording session so we give her a bunch of shit.Headline Of The Week:How do strong muscles keep your brain healthy?Peter reviews an article that discusses how strength training can directly impact our brain health.  As always, Peter wants to talk about muscles.  Tune in to hear our discussion.Move Like A Kid:The Problem:As we age, we become stiff and prone to injury.Our sedentary lifestyle creates much of the problem.Myths about movement contribute to our fear of movement as well.Action Items:Train with functional movements through the full range of motion.Put yourself into positions that are true to the way we really move.Return to basics such as rolling, quadruped, crawling, kneeling, and standing.Play!Include running, jumping, agility, and sprinting in your program.Ignore the myths like knees can't go over your toes and more.Fan Feedback:HeyBig G!!! I have a question for you to ask Peter for me!! I want to take probiotics to help out my gut microbiome since I've had my c-section. I feel like I would instead do things a bit more naturally than taking medication. Does he have a good recommendation on which probiotic to take? I've been doing a bit of research on it but I know he's all about itResources:The Biggest Little Farm

Show Summary:Welcome to the Fat & Broke Summer Sessions…As Fall nears, we take a moment to reflect on the Summer that was for the three of us.  What can we take with us (and leave behind) as we progress in our quest for Better Every Day?  Today's show looks at the Good, Bad, & Ugly of the Summer of 2022! Welcome, to the Fat & Broke Podcast Summer Session Finale!Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterHeadline Of The Week:The Biden-Harris Administration's Student Debt Relief Plan ExplainedIn this week's headline of the week segment, we review the details of student loan forgiveness and discuss our thoughts surrounding this topic.The Good, Bad, & Ugly From Our Summer:In this roundtable discussion, we each discuss what we learned from this Summer.  Most of it was good, but there was definitely some bad and ugly mixed in there also.  The key for us is reflecting on the Summer that was and learning what we can from it.Resources Mentioned In This Episode:NoneFan Feedback: ★★★★★Hilariously funny with some great educationI have been listening for most of this year and have really enjoyed the bantering between all of you guys. I learned so many things that I can use in my life. Glad you guys took time over the summer to relax and refresh. I'm looking forward to having 2 weekly episodes again. I listen while I'm working out and it makes my time pass so quickly. Not sure why Sarah puts up with as she says “These Assholes”. She makes the show and holds you two clowns up. Never let her leave. Thanks again.Sept. 9, 2022 by Alan on This Website

Show Summary: Today's show teaches you how to eat all the carbs you want by taking a daily pill, how to get ripped by eating bull testicles and 100 eggs a day, AND we have a diet that cures cancer!If this all sounds like bullshit, it is! We discuss how to sift through the garbage on social media to find the information you can use.Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:We are back!!! It has been five weeks since we last recorded, and it's great to be back together. Before diving into the week's headline, we discuss that and the show's future.Headline Of The Week:Apple Cider Vinegar Health Benefits: Fact or Fiction?Peter reviews the beliefs around the health benefits of apple cider vinegar and helps us decipher which are evidenced based and which are not.Calling Bullshit On Fitness & Nutrition Social Media Influencers:Research & BackgroundA study by the University of Glasgow found that 90% of "weight-loss" advice on social media is wrong.Poor content is a result of ignorance, money, and more.Influencers in this space contribute to body image issues, eating disorders, and injury.Influencers In The SpotlightThe Liver KingFernando TorracaMichelle LewinBelle GibsonBrittany DawnAction ItemsTrust your gut.Background check influencers you follow.Speak to a credible professional in the field to check the information given.7 Signs You Shouldn't Trust A Social Media Health Guru's Advice Fan Feedback:I really appreciate this podcast and the helpful information it provides on such a wide variety of topics. I love the banter between hosts, and they don't use a lot of inside jokes that the audience wouldn't get (I've heard this on other podcasts) and are able to balance between being light-hearted and funny but serious at times. They really speak to their audience and aren't just focused on each other. Thank u for this podcast!–Chris From NCResources:Apple Cider Vinegar Health Benefits: Fact or Fiction?

Show Summary:Do you want to read, exercise, meditate, or just generally take better care of yourself, but a feeling of guilt stops you?  Do you find happiness in areas that others tell you that you shouldn't, like food or binging shows?  Today, we are discussing Self-care and whether or not it is inherently Self-ish? We will also give our advice as to how to selflessly make Self-care a part of your life.  This and more in episode 104 of The Fat & Broke Podcast!We also welcome Jessica back to the show and we all start the conversation with a statement of gratitude.Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterTopics Discussed:GratitudeSelf CareSelfishPhysical HealthMental HealthSacrificeGuiltMindfulnessSigns that Self-Care is Becoming Self-ishAction Items:Define what self-care means to you.Start with the end in mind.Sharpen the saw.Block out time for self-care.Put self-care first.Resources:The 7 Habits of Highly Effective People, Stephen Covey

Show Summary:Welcome to the Fat & Broke Summer Sessions…In today's show, we discuss areas of our lives where spending money is always “worth” it and even some areas where we think we could spend more.Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterHeadline Of The Week:4 Physical Signs You Need To Eat More Carbs, From Brain Fog To Exercise FluAn article from Insider attempts to explain why we need to eat more carbs.  As is usually the case, this is clickbait.  The article basically states that glycogen is essential.  Duh!!!  We discuss the role of carbs and glycogen in a healthy diet and the role of moderation when consuming this type of food.Spending Lavishly On What We Value:This discussion stems from an article that Gary read on Insider.What Gary Values:Kids and Their SportsGadgets That Make Life EasierFamily VacationsWhat Sarah Values:ExperiencesStreaming/NetflixHome DecorWhat Peter Values:Quality Whole FoodSelf CareHis Backyard For Social GatheringClothesBeerAfter discussing what we spend on, we move on to areas where we think we may want to spend more in the future.  Tune in to the show to hear what those items are!Resources Mentioned In This Episode:4 Physical Signs You Need To Eat More Carbs, From Brain Fog To Exercise Flu5 Things That Are Always Worth The Money, According To A Financial Planner

Show Summary: Recently, a friend of ours purchased what appeared to be a fantastic deal online.  What he got instead was days of anxiety and stress.  Luckily, with his bank's help and quick action, he could avoid the worst possible outcome.  However, this is not the case for the millions of people each year who have their identities stolen.  In today's episode of The Fat & Broke Podcast, we help each other learn more about identity theft, how to prevent it, and what to do if it happens.Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:We dispute the show intro that claims we are helping ourselves and each other improve our lives.  Additionally, we discuss Gary's sourdough dinners.  Delicious!Headline Of The Week:Changing What Time You Exercise Can Help You Lose More WeightAn awful article from Sci-Tech Daily claims that when you matter to weight loss, in particular, they state that it is different for men and women.  We call this out for that garbage that it is!Topics Discusses & Questions Answered:Types of Identity Theft:FinancialTaxMedicalEmploymentChildEstateCriminalSyntheticHow To Prevent Identity Theft:Check accounts often (Mint or another account Manager is helpful)Regular checks of your credit report.Freeze creditDon't answer email, mail, calls, or texts asking for personal informationReview all medical EOBsCheck the e-verify site if you suspect employment fraudCheck your child's creditTurn off your computerUse a VPNUse a password manager and strong passwordsConsider using an authenticator appEnable two-step verificationEnable credit alertsShred important documentsGet your mail dailyUse informed delivery from the USPS to make sure you received all mailAvoid public wi-fiPut less personal information on social mediaUse digital wallets and protect your mobile device using biometrics.What To Do If Your Identity Is Stolen:Contact the company involvedFreeze your credit at all three credit bureausSet up fraud alertsGet all three credit reportsNotify the FTC and local authoritiesChange passwordsCancel card/account affectedResources:Changing What Time You Exercise Can Help You Lose More WeightAnnualCreditReport.ComExperianEquifaxTransunionCredit KarmaUSPS Informed DeliveryTreasury DirectE-Verify

Show Summary:Welcome to the Fat & Broke Summer Sessions…In today's show, we explore ways to mentally, financially, and environmentally make the moving process advantageous. As Sarah prepares to move, we help her declutter, recycle, repurpose, and throw away. We will also find ways to fill her new place with inexpensive free things.Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterHeadline Of The Week:The sleep debt collector is here! Peter reviews a recent article that highlights the destructive effects of sleep deprivation. Specifically, we discuss the possible brain damage that occurs over time with poor sleep habits.Decluttering Categories Discussed:Things we can do with our stuff:Make Some MoneyHelp OthersRe-use RecycleFixTrashListen to this episode to hear us break down each category in detail. We also discuss where to find cheap or free stuff!Resources Mentioned In This Episode:The Sleep Debt Collector Is Here

Show Summary: Have you considered getting into rental real estate but don't know where to start?  Or maybe you are just thinking about making a change and trying a new career path?  Either way, our show today is for you!  Our guest today is Doug Donia from New Branch Real Estate Advisors in North Carolina.Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:We start the show with Doug giving some background dirt on what Gary was like as a kid.  Gary quickly tries to redirect the conversation to start the actual show!Guest Intro:After spending 20+ years at Staples, Inc., working in Supply Chain Management and Logistics, Doug took the plunge!  He quit his job and started a new career as a self-employed Real Estate Broker and Investor.After many years as a Broker for a small firm in his hometown, learning everything that he could about the industry, he worked to create a new Commercial Real Estate and Property Management Firm in which he remains a Partner today.  They currently have eight fantastic agents, admin support staff, and one dedicated Property Manager.  With growth each year, this experience has been one of the most rewarding of his life.Doug personally invests in both Residential and Commercial Real Estate and encourages others to do so at every chance he gets! Doug is married with two children and a cat (Little Dude). He enjoys spending time with his family, metal working in his garage, hiking, and enjoying nature.Oh, and he's Gary's older and wiser brother....  :)Doug's BioTopics Discusses & Questions Answered:State of the current real estate market and where it is heading.Why real estate is “better” than other investments.Who should invest in real estate?How do you get started in real estate investing?What type of property is best for a new investor?What are the ways you can make money in real estate?How to use leverage to your advantage?The 1% rule for cap rate.How to find a good tenant?How to set your rent price?What is BRRRR?Resources:New Branch Real Estate Advisors

Show Summary:Welcome to the Fat & Broke Summer Sessions…In today's show, we revisit episode 140, discussing the dirty dozen and clean fifteen by doing a taste test challenge.  Does organic produce taste better?  Is it worth the cost?  Stay tuned to find out!Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterHeadline Of The Week:Have you ever wondered why grocery stores sell flowers and why they are in the front of the store when you first walk in?  As with all things in the grocery store, there is science behind that!  Here are the main reasons why:Appealing to the senses and getting the nose and saliva glands going makes people less disciplined shoppers.Flowers signal shoppers that the store has fresh, natural, quality, and good food.If you feel good and happy, you will spend more money.Flowers have a 47% profit margin on average.Organic vs. Non-Organic Taste Test Challenge:In episode 140 with discussed the Dirty Dozen and Clean Fifteen.  In today's show, we taste some of the items on the Dirty Dozen to determine if the organic version tastes better than the non-organic one.  And is it enough to get us to spend more money to buy it if it does?  We test the following 7 items and discuss each.  Tune in to the show to hear the results!StrawberriesRaspberriesGrapesBananasBell PeppersCeleryBlueberriesResources Mentioned In This Episode:140 | Summer Sessions | The Dirty Dozen & The Clean FifteenThe Surprising Reason Supermarkets Sell Flowers, CNN Business

Show Summary: If you are like most Americans, you are not using all of your vacation days each year. America has become the No-Vacation Nation. Why is that? In many cases, it's guilt. Guilt about work, guilt about money, and sometimes even guilt about our health and well-being. Today's show discusses all of this and HOW to take a guilt-free vacation.Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:Happy Fathers Day! We discuss our Father's Day plans and then jump into the show.Headline Of The Week:None…We Forgot (and by "we," I mean Gary)Topics Discusses & Questions Answered:Today's show discusses work, money, and health guilt Americans have with vacations. Some of the topics we discuss are:Fun Facts:55% of Americans don't use all of their PTO.Top reasons for not using PTO:I don't want to come back to a lot of workNo one else can do my jobI can't afford itWant to save the daysWork Tips:Set boundariesTurn off your emailEstablish accountability partnersPlan to make sure you use your daysCelebrate time off at work to develop a culture that promotes using PTOMoney Tips:Include it in your budgetIf you don't like to spend on vacation, don't lookUse credit card pointsAvoid monthly debt traps, so you have money to save for a vacationUtilize low-cost or staycationsHealth Tips:Schedule daily exerciseStay in a walkable community and walkLimit eating out to 1x/dayEat at local markets and/or go grocery shoppingEstablish a routine Resources:Trek Simple

Show Summary:Welcome to the Fat & Broke Summer Sessions…In today's show, we discuss extreme frugality.  How far are you willing to go to save money right now!Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterHeadline Of The Week:According to an article on USA Today, balancing on one leg for more than ten seconds may predict the likelihood of living or dying in the next ten years.  We discuss this article and challenge each other to take the balance test.Extreme Frugal Tips (Which Would You Do?):Shower in your underwearUse an old calendarSnip the end of the toothpaste tubeEat other people's leftovers and/or roadkillDrive slowNo spontaneous funCold showersAvoid using the ovenBoil egg in tea waterSleep in thermals with hot water bottles and a sleeping bag2-minute showersDon't flush10 Depression Era Money Saving Hacks:Grow your own foodCook your own foodRetro entertainmentFix it yourselfDIYUse every last dropGet neighborly-borrow, share food, etc.Re-use and re-purposeGet a jobGo manual (dishes, laundry, etc.)Resources Mentioned In This Episode:Extreme Frugality10 Depression-Era HacksHeadline Of The Week:  Standing On 1 Leg 

Show Summary: Do you want to live an abundant life?  Are you constantly stressed about money?  Do you believe that wealth is for someone else?  If you are ready to learn how to Build Your Mental Wealth, then you will love our guest today, Joyce Marter.  In today's Fat & Broke Podcast episode, we explore how our mental health and mindset impact our ability to achieve financial peace, freedom, and independence. Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterAbout Our Guest:Joyce is a licensed psychotherapist, entrepreneur, national public speaker, and mental health thought leader. She is the founder of Urban Balance (a national outpatient mental health company) and the author of The Financial Mindset Fix: A Mental Fitness Program for an Abundant Life.Profile PageTopics Discusses & Questions Answered:Some of the topics we discussed with Joyce are:Abundance vs. Scarcity.Her 12 money mindsets.Relationship between health and money.Is money bad?Do you need money to have an abundant life?Net-worth vs. Self-worth.Mindfulness and money.The importance of self-care.How being charitable can improve your finances.Designing your life.Building a team to support you.Building resilience.Resources:Joyce Marter's WebsiteThe Financial Mindset Mix, Joyce Marter

Show Summary:Welcome to the Fat & Broke Summer Sessions…In today's show, we discuss the Dirty Dozen & The Clean Fifteen.  Is the food you are eating safe?  Stay tuned to find out!Headline Of The Week:According to an article on CNBC, nearly half of families with kids can no longer afford enough food five months after the child tax credit ended.  We discuss the details of this article and give some tips for struggling families.The Dirty Dozen:StrawberriesSpinachKaleNectarinesApplesGrapesPeppersCherriesPeachesPearsCeleryTomatoesThe Clean Fifteen:AvocadosCornPineappleOnionsPapayaSweet PeasAsparagusHoneydew MelonKiwiCabbageMushroomsCantaloupeMangoesWatermelonSweet PotatoesLeave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterResources Mentioned In This Episode:Environmental Working Group

Show Summary: If you knew how long you had left to live, would it change how you live each day?  In many cases of illness, this is true.  But what about otherwise healthy people?  Would knowing your possible life expectancy help you make the most of every day and allow you to better plan for your future?  This week's episode of The Fat & Broke Podcast explores the pros and cons of having a final countdown.Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:Happy Fathers Day!  We discuss our Father's Day plans and then jump into the show.Headline Of The Week:Why You Can't Trust Your Fitness Tracker on Calorie Burn, Life HackerTopics Discusses & Questions Answered:In today's show, we answer the following about the state of the current stock market:Which of the hosts will live the longest?Do we want to know when we will die?How does knowing our death date help us better live in the now?How does knowing your estimated life span help you plan for the future?Live like you were dying.Resources:Living to 100The Final Countdown AppDie With Zero, Bill Perkins

Show Summary:Welcome to the Fat & Broke Summer Sessions…In today's show, we discuss the 7 deadly sins of friendship.  Are you a good friend or a bad friend?  Stay tuned to find out!The 7 Deadly Sins Of Friendship:Being To ClingyHaving An Ulterior MotiveBeing To CompetitiveTeasing Or Insulting BanterUsing Your Friend As A TherapistGossiping About Your FriendThe One-Sided FriendshipLeave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterResources Mentioned In This Episode:The Lion Trackers Guide To Life, Boyd Varty

Show Summary:Welcome to the Fat & Broke Win or Fail Mastermind Group.  In today's session, we discussIs perception reality and should we care?Screen wars!All the Sarah's independent!Small Talk:Peter is in the market for new friends.  Gary doesn't understand this.  We discuss.Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterResources Mentioned In This Episode:None

Show Summary: If you are like us, your to-do list never seems to end.   To-do lists can run our lives which is why we are dedicating today's conversation to our NOT-TO-DO Lists! What if you can regain some of your time and headspace by doing less???  Maybe your to-do list can actually have a finish line?  If you want to do less and be more fulfilled, then stay tuned to this episode of The Fat & Broke Podcast!Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:A quick conversation about enjoying the outdoors and mosquitoes. Topics Discusses & Questions Answered:In today's show we answer the following about the state of the current stock market:How to be more fulfilled by doing less.What is a not-to-do list?How to make a list like this?How to go from good to great as a person?What things have we already stopped doing?What things would we like to stop doing going forward?Resources:Good To Great, Jim CollinsTim Ferriss Not-To-Do List

Show Summary:What is now for June 2nd, 2022?In today's WIN, we discuss: ShrinkflationRecord High RentCruise Ships Are AwfulRevenge SpendingWhen To Buy Expensive ThingsLeave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterFan Feedback:NoneResources:None

Show Summary: We have all heard a version of this statement before: financial disagreements are the number one cause of conflict in relationships.  But even know you have heard that a million times, have you ever really thought about why?  Have you spoken with your partner about it?  Have you done anything to prevent it?  Jenny Boyer returns today to help us explore love and money.  Next, on the Fat & Broke Podcast.Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterIntro:We have an awkward conversation about kissing, and following that, we discuss the importance of Memorial Day and reflect on what is essential on this day.Topics Discusses & Questions Answered:In today's show, we answer the following about the state of the current stock market:Most common money mistakes that couples make.Should partners combine their money?The best way to talk about money.The pizza box money talk.  How to find common ground.The importance of discussing money BEFORE marriage.Who's debt is it?The pros and cons of a one-income household.Resources:Get The Pizza Box Vendiagram When You Sign Up For Our Email ListHidden Footage:Listen to an awkward conversation we have about kissing and Peter's tongue!

Show Summary:Welcome to the Fat & Broke Win or Fail Mastermind Group.  In today's session, we discussPeter's shitty old car is broken.Gary is planning a practice retirement this Summer.Sarah was going to talk about abandonment but instead talks about working more???Small Talk:Summer has finally arrived in the northeast.  We discuss how happy this makes Peter and Sarah and how annoyed Gary is by their happiness!Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterResources Mentioned In This Episode:Choose FI | 022 | The True Cost Of Car Ownership

Show Summary: How low can it go?  Is the market at the bottom?  Can and will it go any lower?  Should I sell?  Why I am losing so much money?  These are all questions I have heard a lot over the past few weeks and months.  In today's episode of the Fat & Broke Podcast, we discuss the current market conditions and what we can all do now and in the future when this happens again.Leave A Voice Memo | Review The Show | Follow | Subscribe | NewsletterAction Items/Conclusions:In today's show we answer the following about the state of the current stock market:How much has the market dropped?Why has the market dropped so much?How does this compare to prior “crashes?”Where will the market go next?What should you do with your money now?How should you plan for the next market downturn?Resources:The Retirement Manifesto