Podcasts about commas

This is the weekly columnWine has been a staple of food and culture for 8,000 years. It is not going away. But the wine industry's exhilarating days of the past 50 years are fading. Let's explore.Gino Colangelo is the founder of Colangelo & Partners, a leading PR force in the wine, food, and spirits industry worldwide. I asked him about the state of the wine world today.Gino ColangeloWhat are the biggest threats to the wine world?Gino: “Depends on the day of the week. Tariffs are looming. Economic uncertainty is certainly an issue. But I still see the anti-alcohol movement as the biggest existential threat. If a 25-year old today decides that health risk starts at one glass of wine/day, what does that do to the lifetime consumption of that person? We need to fight back hard against the misinformation and propaganda surrounding wine and health. That's why I started, together with esteemed wine writer Karen MacNeil and wine PR pro Kimberly Charles, two wine advocacy campaigns: Come Over October ( Link ) and Share & Pair Sundays ( Link ). Both campaigns will be annual. Creating a positive narrative around wine will take years.”Your wine elevator pitch?Gino: “Wine has a unique ability to bring people of all ages and backgrounds together. Wine is social, cultural, historical and sustainable. Wine is good economics for rural populations—farmers —around the world. And, ultimately, wine is food. It belongs on the dinner table.”Wine pricing?Gino: “I think there will always be a place for sub-$10 wine but Americans are appreciating better wines—which is a good thing. Most of our clients are at $15-$25. That seems to be a strong part of the market. There is a lot of trading down now from $50+, for example, among large segments of the wine drinking population. Besides, there's a world of very good and interesting wines at $15.”Wine trends?Gino: “I think rosé is trending down. Low/no-alcohol is certainly trending though there's much work to be done on the quality/taste front. Thousands of vineyard acres are being ripped up in California. I think this is an inevitable correction in the supply of wine grapes. ‘Natural wine' continues to trend among some demographics—though I still haven't heard a clear definition of the category. Movement away from 15 percent+ wines to more restrained styles is a positive trend, I would say. Also, interest in indigenous varieties, whether that's Saperavi from Georgia or Nero d'Avola from Sicily is still trending.”Last roundLet's eat kids. Let's eat, kids. Commas are important. Wine time.Email: wine@cwadv.comNewsletter: gusclemens.substack.comWebsite: Gus Clemens on Wine websiteFacebook: facebook.com/GusClemensOnWine/posts/Twitter (X): @gusclemensBluesky https://bsky.app/profile/gusclemensonwine.bsky.social .Long form wine stories on Vocal: Gus Clemens on VocalApple podcasts https://www.google.com/search?client=safari&rls=en&q=apple+podcasts+gus+clemens+apple+p…&ie=UTF-8&oe=UTF-8.Linkedin: Gus Clemens on WineLinks worth exploringDiary of a Serial Hostess Ins and outs of entertaining; witty anecdotes of life in the stylish lane.As We Eat Multi-platform storytelling explores how food connects, defines, inspires. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit gusclemens.substack.com/subscribe

On this episode, Ryan and Joey discuss Ephesians 4:11-12 and the significance of comma placement. Helpful, short article: https://learn.ligonier.org/articles/punctuating-bible-ephesians-411-12 This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.broadoakpiety.org

(00:00-33:57) Doug, we've essentially got playoff hockey tonight in the Mound City. Mammoths or Outlaws. Can your father-in-law claim you as a dependent? Redbirds get the 8-3 win over the Astros. Arenado went ranking last night. Somebody bring the baby to Enterprise tonight. Lix and WWW warring in the text inbox. Always work to be done. Pick it up, Petro! Who has the best flat top ever? Doug is an eternal optimist. Winning Listener of the Year was the best night of Chairman's life. (34:06-55:59) We gotta start keeping track of Doug's vacations. Audio of Oli Marmol talking about liking what he's seeing out of the boys. Arenado vs. Houston. Brendan Donovan playing SS. Looking back on the Arenado offseason saga. Doug prefers the Pacific Ocean over the Atlantic. Chuckles Marlow drops. (56:09-1:02:43) The kind of song you'd call your best gal to. Jackson's nemesis, Jamie Rivers had to make an apology video with Jobu. Doug drank a lot of rum when he was a pirate. Martin tried to jinx the Blues in 2019 by touching The Cup. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of More than Commas, we take a deep dive into Ernst & Young's latest white paper on integrating life insurance and annuities into a financial plan. With a projected $240 trillion retirement savings gap by 2030, EY's research highlights how strategies beyond traditional investments—such as permanent life insurance and deferred income annuities—can enhance income stability and legacy value. We break down the key takeaways from their analysis and what it means for your retirement planning. Tune in to learn how a smarter, more balanced approach could optimize your financial future.   Download the Ernst & Young Full Whitepaper: https://www.ey.com/content/dam/ey-unified-site/ey-com/en-us/insights/insurance/documents/ey-benefits-of-integrating-insurance-products-into-a-retirement-plan.pdf   Related episode: https://sfgway.com/2022/05/18/podcast-episode-239-income-investing-in-retirement/   --   This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.

(00:00-37:06) Breaking bracketology news already this morning: Lunardi has Mizzou as a 7 seed against Baywor. A moment for TIm. Back on our meds today. Blackballed from Family Golf. Talking Cardinal Cowboy on SNY. Fun with Cardinal averages. We don't kink shame or parent shame. Doug thinks the local ballclub doesn't have much. The Wizard of Crestwood's coaching philosophy. SIU-E could get Duke or Auburn. (37:14-50:05) Biggest upsets in NCAA Tournament history. Larry Nickel on the line to talk a little wrasslin'. Larry's dream Final 4. Doug is down on cage match rules. Larry can't remember the last time he missed a Raw. (50:15-1:01:25) Ed Hermann in studio talking a possible Yankees and Cardinals trade. DJ LeMaiheu is bad money. How much stock can you put in Spring Training? STL restaurants. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Active asset managers promise market-beating returns, but the data tells a different story. In this episode of More than Commas, Cory explores why 90% of actively managed funds underperform over time and how patience, simplicity, and low-cost investing outperform stock-picking strategies. Through stories of legendary investors like Warren Buffett and everyday savers like Ronald Read, we uncover the power of long-term investing. Plus, we dive into the harsh realities of day trading and why even the best managers struggle to sustain success. Tune in to learn why the best strategy isn't about working harder—it's about staying the course.   --   This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.    

In this episode of More than Commas, Host Cory Shepherd discusses the challenges of owning real estate in a self-directed IRA. While it may seem like a smart way to diversify retirement investments, several factors complicate this strategy. Key points include the loss of tax benefits, as traditional deductions do not apply; prohibited transactions that restrict personal use and management; and financing limitations, requiring nonrecourse loans with higher costs.   ---   This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.

In episode 307 of More than Commas, Cory Shepherd and Todd Schwartz explore the strategy of assuming a seller's low-interest mortgage in today's high-rate real estate market. He explains how this approach allows buyers to take over existing loans, potentially saving thousands by accessing lower interest rates. Todd highlights key points such as the types of assumable loans (FHA, VA, USDA), the assumption process, and the benefits, including reduced closing costs and payment stability.   ---   This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.

In this episode, Jodi chats with self-publishing expert Monique Mensah about how business owners writing books and other self-publishing authors can achieve traditional publishing quality. They discuss essential steps like hiring genre-specific professional cover designers, understanding the various editing types available in the marketplace, and leveraging platforms beyond Amazon to maximize control and profit. Monique also shares practical tips on building an author's brand, maintaining design consistency, and the significance of owning your ISBN for true publishing independence.   Time Stamps: 00:00 Self-publishing doesn't mean doing everything yourself. 05:39 ISBN gives authors publishing rights and control. 08:41 Professional editing is essential for quality books. 10:03 Professional editor essential for high-quality manuscript. 15:10 Lack of developmental editing undermines memoir structure. 17:40 Subscribe to Coffee and Commas newsletter. 20:25 Use published books as benchmark for quality. 24:01 Book cover duplicated; not a custom design. 25:58 Interior design requires expertise and understanding. 30:16 Sell books via platform with profit-sharing costs. 35:32 Drive traffic to your site, not Amazon. 37:41 Define goals for writing or marketing books. 39:36 Sign up for Monique's list for insights. 42:38 Connect via my website for self-publishing insights. Keywords: self-publishing, traditional publishing, book quality, book benchmarks, genre alignment, DIY design platforms, professional cover designers, template covers, unique book design, professional typesetting, book interiors, developmental editing, line editing, copy editing, proofreading, editing misconceptions, book cover design, professional editing, Amazon KDP, IngramSpark, ISBN ownership, print-on-demand distribution, direct book sales, strategic marketing, building author brand, self-publishing pitfalls, customer data control, professional publishing assistance, high-quality self-publishing, authorpreneurs, Monique Mensah Resources Mentioned: Ready Set Write Challenge: www.jodibrandoneditorial.com/readysetwrite Mastery of Self by Don Miguel Ruiz Jr. The Last Party by A.R. Torre About Our Guest: Monique Mensah is a Personal Self-Publishing Assistant, who helps authors in all genres--fiction to nonfiction--take their books from Manuscript to Masterpiece. Through her signature done-for-you self-publishing service, Monique guides independent authors in producing professional, premium-quality books that don't look self-published and can stand out in a crowded market. Known for her straightforward, no-nonsense approach and deep understanding of the publishing process, Monique ensures authors maintain full ownership and control of their work so they can transform into Savvy Saelf-Publishers. Originally from Detroit, Michigan, and now living in Playa Del Carmen, Mexico, she brings passion and strategic insight to every project, making self-publishing both achievable and rewarding for authors who are serious about success. Website: www.moniquemensah.com Free Self-Publishing Guide: www.moniquemensah.com/free-guide Book a Free Strategy Call: www.moniquemensah.com/book-a-call Instagram: instagram.com/theminiquemensah TikTok: tiktok.com/themoniquemensah LINK TO FULL EPISODE (RAW) TRANSCRIPT: https://docs.google.com/document/d/1qG4utCiUNSY98O12Pc051ZeSKhBS8Ja_2DcHWSy-4cQ/edit?usp=sharing  

In episode 306 of More than Commas, Host Cory Shepherd explores the crucial differences between simple interest and compound interest. Listeners will learn how simple interest is calculated solely on the principal amount, while compound interest builds on both the principal and accumulated interest. Through relatable examples, Paul illustrates the financial impact of each type, emphasizing how compound interest can exponentially grow investments over time. He also discusses the importance of balancing debt repayment with investment strategies.   ---   This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.

Bob, Cory, and Todd rant and rave about boozy cereal, jury duty grievances, and a lazily strewn peanut butter and jelly application technique.   00:00:00 - Housekeeping 00:14:24 - Airing of Grievances 00:49:38 - 90-second Sports 01:04:02 - Gentleman's Agreement 01:20:20 - Existential Question of the Week   Send your comments and existential questions to Schnozzcast@gmail.com! Follow us on YouTube, Instagram, Threads, and Facebook @Schnozzcast! And don't forget to rate, review, and subscribe on Apple Podcasts, Spotify, PodBean, Audible, Amazon Music, or wherever you get your favorite podcasts!   Special thanks to Jack Moran for the intro and outro music. Follow him on Instagram @ thejackmoran.

Meryl chats with her bibliophile cousin, 99-year-old Arthur Fischman, about his love of reading. During the past three years, he's read 235 books on audio due to diminished eyesight. They also talk about family, and the importance of maintaining a positive attitude as we age. Arthur Fischman was born in Newark, New Jersey, and graduated from N.Y.U. with a degree in business and finance. He was president and CEO of Newark Auto Products. At the same time, he was Director and member of the executive committee of a Commercial Bank. He is a veteran of World War II. He has three daughters and lives in Pennsylvania. He recently turned 99 and is an avid reader. Copyright by Authors on the Air Global Radio Network#AuthorsOnTheAir #AuthorsOnTheAirGlobalRadioNetwork #AOTA #ArthurFischman #99thBirthday #235Books #PhilipRoth #ThePlotAgainstAmerica #JewishCommunityInNewark #Newark #MetropolitanLife #Weequahic #WorldWarII #WAC #FortBelvoir #DigitalCartridgeAudioBooks #AudioBooks #LAMP #LibraryServices #LibraryOfAccessibilityForMedia #Optimist #Optimism ##DorisKearnsGoodwin #RichardGoodwin #AnUnfinishedLove #RichardLederer #Grammar #Commas #Prononuns #MurderMystery #HistoricalFiction #Biography #Autobiography #BeConcise #PeopleoftheBook #MerylAin #TheTakeawayMen #Sequel #ShadowsWeCarry #LetsTalkJewishBooks #JewsLoveToRead

In episode 305 of More than Commas, Host Elijah Fowler explores the crucial question of retirement funding through the lens of the 4% Rule. This popular guideline suggests retirees can withdraw 4% of their savings annually without depleting their funds over 30 years. Paul discusses key factors influencing this rule, including market fluctuations, inflation, and personal expenses, emphasizing that while the 4% Rule is a useful starting point, it requires careful adjustment to fit individual circumstances.     ---   This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser.  Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.  Investments involve risk and, unless otherwise stated, are not guaranteed.  Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.

This episode Comma Crazy comes back for part 2. We jump into mthe DJ's spinning for cheap (5:00), the NY and NJ event scenes and merging the two (14:15), dating life while in the event curating space (38:10), what's next for Comma Crazy (47:45), and much more. Join us on Patreon ! http://Patreon.com/thegoodfellaspodcastFollow our guestshttps://www.instagram.com/commacrazyevents?igsh=NWRnbjNrMWhpem9hhttps://www.instagram.com/ab_gotti?igsh=bXl2bnN1ZnlzaHg1https://www.instagram.com/hotrod.nj?igsh=MWNwcW5wcHNzN2dpdg==https://www.instagram.com/moneta.kai?igsh=dzA4OHJ0M2dxbXU3For more Goodfellas content subscribe herehttps://instagram.com/goodfellaspod?utm_medium=copy_linkFollow us on Instagram HostsRon: @ronnieblancoDJ 1-UP: @dj1upnyc

In this episode of More than Commas, we explore the essential differences between 401(k)s and IRAs—two vital tools for retirement savings. Join Host Cory Shepherd as we break down their unique features, including employer sponsorship, contribution limits, investment choices, tax advantages, and withdrawal rules. Discover which option might be best for your financial situation and learn how to maximize your retirement savings effectively.   ---   This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser.  Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.  Investments involve risk and, unless otherwise stated, are not guaranteed.  Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.

In Episode 303 of More than Commas, Elijah Fowler talks about the differences between traditional 401(k) and Roth 401(k) retirement plans. He explains that traditional 401(k) contributions are made with pre-tax dollars, providing immediate tax benefits, while Roth 401(k) contributions are made with after-tax dollars, allowing for tax-free withdrawals in retirement. The episode also covers employer matching contributions, withdrawal flexibility, and required minimum distributions (RMDs), highlighting how each option can impact your financial strategy.   ---   This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser.  Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.  Investments involve risk and, unless otherwise stated, are not guaranteed.  Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.

This episode Comma Crazy joins the podcast and we get into how Comma Crazy got started (6:00), the Jersey party scene in 2016 (12:30), how the clothing brand blew up (19:15), and how the collective came together to take over the party scene (25:00). Stay tuned for part 2!Join us on Patreon ! http://Patreon.com/thegoodfellaspodcastFollow our guestshttps://www.instagram.com/commacrazyevents?igsh=NWRnbjNrMWhpem9hhttps://www.instagram.com/ab_gotti?igsh=bXl2bnN1ZnlzaHg1https://www.instagram.com/hotrod.nj?igsh=MWNwcW5wcHNzN2dpdg==https://www.instagram.com/moneta.kai?igsh=dzA4OHJ0M2dxbXU3For more Goodfellas content subscribe herehttps://instagram.com/goodfellaspod?utm_medium=copy_linkFollow us on Instagram HostsJigga: @Jigga.___Ron: @ronnieblancoDJ 1-UP: @dj1upnyc --- Support this podcast: https://podcasters.spotify.com/pod/show/thegoodfellasud83dudd4a/support

In this episode of More than Commas, host Paul Adams unpacks the crucial differences between Roth IRAs and Traditional IRAs, two popular retirement accounts. Discover how taxes, contribution limits, and withdrawal rules impact your financial future. Paul explains the tax benefits of each account, eligibility requirements, and the implications of Required Minimum Distributions (RMDs). Whether you're seeking immediate tax relief or planning for tax-free withdrawals in retirement, this episode offers valuable insights to help you make informed decisions.     ---     This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser.  Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies.  Investments involve risk and, unless otherwise stated, are not guaranteed.  Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.

In this episode of More than Commas, host Paul Adams unveils the exciting rebranding of the podcast, formerly known as Sound Financial Group Podcast. With the new tagline "Your wealth is more than commas," Paul explains the motivation behind this change, emphasizing that true wealth encompasses more than just financial figures. Listeners can expect a broader conversation about living a fulfilling life, integrating career, relationships, and health alongside financial strategies. Join us as we embark on this journey to explore what it means to build a life rich in every sense. Don't miss out!

FTCE 60 Secs Review: English Subtest - Commas Summary In this episode of FTCE Seminar, host Mercedes Musto delves into the FTCE General Knowledge English Language Skills Subtest, focusing specifically on the use of commas. The discussion covers the basic functions of commas, including their role in creating sentence flow, linking independent clauses, and incorporating non-essential information. Musto emphasizes the importance of mastering comma usage for effective writing and provides resources for further study. Chapters 00:00 Introduction to the FTCE General Knowledge English Language Skills Subtest 00:29 Understanding Commas: The Basics 03:24 Advanced Comma Usage: Linking Clauses and Non-Essential Information Keywords FTCE, General Knowledge, English Language Skills, Commas, Study Tips, Teacher Certification, Writing Skills, Purdue OWL, Exam Preparation, Language Arts --- Support this podcast: https://podcasters.spotify.com/pod/show/ftceseminar/support

This episode features "The Oracular Manifestation of Human Consciousness Offers Three Provocative Verbs, Separated by Commas" by Aimee Ogden (©2024 by Aimee Ogden) read by Stefan Rudnicki, and "We Will Bring Siege to the Bastion of Sin that Cries Out in Your Prayer" by Hammond Diehl (© 2024 by Hammond Diehl) read by Justine Eyre. Learn more about your ad choices. Visit megaphone.fm/adchoices

1018. This week, we look at the meanings of the word "board," including the differences between board games, table games, and table-top games. We also look at the punctuation of participial phrases, helping you understand when to use commas in sentences like "She yelled at me, making me cry" versus "She is the lady making me cry."The "board" segment is by  Samantha Enslen, who runs Dragonfly Editorial. You can find her at DragonflyEditorial.com.The "commas with participial phrases" segment is by Bonnie Mills, who has been a copy editor since 1996.

Episode 2 - Dirt Simple Photo Gallery Dirt Simple Photo Gallery is the program that started me down the Plain Text Programs path. It predates my own thinking about Plain Text Programs by at least a decade. Ever since I wrote it I use it all the time. It is now my preferred web page generator for all kinds of web pages, not just galleries. Like most of my programs I wrote it because I needed it. Vivian and I were putting on music events like Blues Fest, Sunday In The Park, Jazz Thursday, New Jazz In Jonesboro, and Bebopalooza. I recorded all the shows. Sometimes video, always audio. And we loved taking pictures of the musicians singing and playing. After the shows we would dump the photo files to a hard drive, make all the original photos read only, and back them up to a CD or DVD. We really enjoyed scrolling through the photos, picking the ones we liked, cropping them and enhancing them, and resizing them for the internet. And then that's where it fell apart. We recorded the show. We took the pictures. We cropped the pictures and had them ready to go for our Delta Boogie website. And we didn't want to write the html. Some days we would have five or six bands playing. We usually had ten to twenty photos of each band that we picked out of hundreds of photos taken. Do the math. That's a lot of typing HTML code like a href =, img src, etc. A lot a captions to write. A lot of work to get done in a week. Because the next weekend we had another show. Another set of photos. Another bunch of html backlog. And the thing I found out. If we didn't get the pages posted right away we almost never had time to post them later. I mean we had kids to raise, cooking to do, cars to fix, school to attend, not to mention work. So, I loved writing programs more than I loved marking up html. And I could write one program and avoid marking up tons of html. And so I wrote the Dirt Simple Photo Gallery. Even back in the dark ages of the internet also known as the nineties there were photo gallery programs. And just like today they were cumbersome and running them was a lot like data entry. You know what I hate worse than writing html? Data entry. I had this idea. I would take all the photos we had ready for a gallery and I would upload them to a directory on our server. Then I would upload an index.php file and we'd have a photo gallery. And that's just how Dirt Simple Photo Gallery works. And if that's really all you need you're done. It wasn't quite all we needed. So I added a title.txt file and a notes.txt file so there could be a bit more than just the photos and captions on the web page. I was careful that I didn't have to write any html in the notes.txt file. The program even automatically turns copy and pasted links into hot links. Now, you can include html in the notes.txt file. You can even embed iframes if you want to include an audio or video player. But you don't have to. Also, iframe embeds are just a copy and paste exactly like links. Easy peasy. There's also the problem of the captions and the sort order of the photos. Captions I use the file names to carry the meta data required for captions and sort order. These are the characters I use in the file names. Alphanumeric, commas, apostrophes, dashes, and underscores. I don't use spaces but the underscores are converted to spaces in the captions. I use Thunar and I love the bulk rename option where I can search and replace a set of file names and change all the spaces into underscores. I have code that allows you to include special characters in your captions by using html character sets but it's confusing to think about. And I discovered the only special characters I really needed were dashes, commas, and apostrophes. All three of these characters are legal in file names on all major systems. Dashes are not problematic. Commas can cause problems if you are using comma delimited data but, I'm not, so no worries. Apostrophes can also be an issue because in php they are used as single quotes and can be used to delimit strings in the code. There is a way around this with php. Use double quotes to surround the entire string. If there is a place inside of that string where you would use single quotes, which is not uncommon in html, replace the single quotes with escaped double quotes, that is ". So that's what I did. So now I can use all the apostrophes I want in my file names and they fly right through my code, never accidentally truncating a string and throwing errors. Commas and apostrophes are important in captions. Captioning group shots without commas leads to misunderstanding people's names. And if your caption has a possessive in it like Joe's Garage leaving the apostrophe out is just wrong. Using double quotes in a file name will truncate strings in the php code and throw errors. Usually, anywhere you would want a double quote a single quote will do. There are other special characters, like dashes, that aren't problematic. Forward slashes and back slashes should not be used in file names ever. Some special characters may work on some systems and not on others. I've been using this program for almost 25 years and I really want commas and apostrophes and don't really care about other special characters in captions. You may have special needs for special characters I don't. That's why it's open source. If you need something the program isn't designed to provide test it. Fix it. Right now there are fewer than 100 lines of code in the program. I have confidence in you. Sorting Default sorting of images is alphabetical by file name. If you just name your files with good captions and don't add any numbers as a prefix that's what you'll get. Alphabetical by caption. This may be just what you need. If, however, you want some other sort order you can prefix your files with nnn- where n is any integer. 000-filename.ext displays the picture at the top of the page. If the photo is narrow enough, the text from notes.txt will wrap around it to the left. All the photos numbered 001- to 999- will display in a single column below the text. Unnumbered photos will also display below the text in alphabetical order. So if you want a photo at the top of the page add the prefix 000- to the file name. If alphabetical order is what you want for the rest of the photos you don't have to rename them. Permitted extensions are jpg, png, or gif. (It's hapeg stupid!) It's easy to add other permitted extensions in the code but, of course, they have to be rendered by a browser. I did not include the jpeg extension choosing to rename jpeg files to jpg. This made it slightly easier to code. There is a config.inc file where you can set your table width. The default is 700. I resize my photos to be 600 max width. I usually use jpg files with a quality level of 90. This reduces storage space and enables fast loading of images. The config.inc file also allows you to change background color, text color, link color, etc. There is also a CSS section in the config.inc file so you can change the font, the headline sizes, etc. Or add your own CSS. If you have trouble getting the text wraparound to look good on your page there is a way to disable it in the config.inc file. Install the page with ftp. Make a directory, where you want it on your website, and give it a good name. Upload index.php, title.txt, notes.txt, config.inc, and the image files into the directory. Go to your website and check it out. That's it. Page maintenance is the same. Fix captions by renaming files. Add and delete images. Update the title or the text in notes.txt and upload the changes. Change the font, colors, or CSS in config.inc and upload the changes. I have put up a demo site on infinityfree.com. And I am posting my show notes on my blog at https://home.gamerplus.org/ I will include links there to the demo site, the link to the comment thread for this podcast on Mastodon, and the link to the git repository on Codeberg. If you can't find Dirt Simple Photo Gallery use the search feature. To Network With Hairy Larry I have another plain text program at https://deltaboogie.net/ If you use or have written Plain Text Programs please let me know. I want to do a podcast about them. Thanks for listening. More Links Comment thread at Gamer+DBN on Mastodon Dirt Simple Photo Gallery Demo https://ptp.000.pe/Dirt_Simple_Photo_Gallery Repository on Codeberg Dirt Simple Photo Gallery https://codeberg.org/hairylarry/DirtSimplePhotoGallery

Uptown Funk came out 76 years ago. Feel old yet? Well this week we're taking a blast to the past for An Evening with Silk Sonic! I can condone making someone walk on shards of broken glass, but I draw the line at taking a dump without locking the door Slap City picks: "Chunky" by Bruno Mars, "Sunkissed Afro" by We the Commas. Listen to our playlist here Join us in 2 weeks when we'll discuss our next pick, Daniel Johnston's Hi How Are You!

Brian Stokes Mitchell is a two-time Tony Award-winning actor who has always thought the universe chose him. Born on Halloween when “people dress up in costumes and pretend to be other people”, the stars have indeed decided. Aside from performing, he also writes, dances, produces his own music, and orchestrates, but out of all the things he can do, his best quality is being a really good student. He details his latest project, “HOPE”, realizing that sometimes creative works have their own timing - this video dropping exactly when we need to hear it the most. He presents a profound metaphor about life as a "long sentence" full of commas rather than periods, and what his “dead questions” are. With an upcoming role in “3 Summers of Lincoln” at the La Jolla Playhouse, he recounts how the project deeply resonated with him upon reading the script. Aside from all his projects, he always makes sure to give back to the community–from being chairman of the board for the Entertainment Community Fund for 19 years to providing entertainment from his balcony during the pandemic. Stokes shares how curiosity continues to motivate him, and why we should follow our heart in all our endeavors. Brian Stokes Mitchell is a two-time Tony Award-winning, Drama Desk Award-winning, and Outer Critics Award winning actor. He is renowned for his powerful baritone voice and dynamic stage presence with standout performances in Broadway productions like “Ragtime”, “Kiss Me, Kate”, “Man of La Mancha”, and “Shuffle Along”. He's become a celebrated figure in musical theater, but beyond Broadway, he has showcased his talent on television, including shows like “Vampirina”, “Wolverine”, “Billions”, “Mr. Robot”, and of course, “Trapper John, M. D.” He's also recognized for his philanthropic work, particularly for his 19 years of serving as chairman of the board for the Entertainment Community Fund, and is a member of the Theater Hall of Fame since 2016. Connect with Brian: Website: www.brianstokes.com Facebook: @bstokesmitchell Instagram: @brianstokesm Youtube: @brianstokesmitchell7280 X: @bstokesmitchell Listen: Brian Stokes Mitchell - HOPE (feat. Jason Robert Brown) “3 Summers of Lincoln” at La Jolla Playhouse What's Possible When the Arts Belong to Everybody | Lear deBessonet with Brian Stokes Mitchell | TED Connect with The Theatre Podcast: Support the podcast on Patreon: Patreon.com/TheTheatrePodcast YouTube: YouTube.com/TheTheatrePodcast Threads, Twitter & Instagram: @theatre_podcast TikTok: @thetheatrepodcast Facebook.com/OfficialTheatrePodcast TheTheatrePodcast.com My personal Instagram: @alanseales Learn more about your ad choices. Visit megaphone.fm/adchoices

Les uns adorent, les autres détestent, une question de goût ? Vraiment ? L'occasion de nous interroger sur ce goût : Comment se crée-t-il, de quoi est-il fait ? Est-ce l'odorat qui fait le goût ? Comment le décrire, le reconnaitre, le nommer, le partager ? Quelle différence entre une odeur, un arôme, une saveur ? Comment déguster ? Le goût enfin en question avec peut-être une idée du « Goût du monde » ! (Rediffusion) Avec Viva Lenoir, directrice du Pôle arôme des éditions Jean Lenoir, à l'origine des livres et coffrets Le nez du vin, le nez du café, le nez du whiskey Antoine Viollette, co-directeur des éditions BPI – Best Practice Inside, éditeur des livres de La cuisine de référence, La pâtisserie de référence ou encore La cuisine végétale de référence, disponibles également en version digitale Laurent Aron, sémiologue du goût, consultant, formateur, conférencier, son thème de prédilection : « Le goût, le sens des autres ».Pour aller plus loin L'Atlas des saveurs, de Thierry Marx et Raphaël Haumont, éditions Dunod – nov 2023 Le répertoire des saveurs, de Nikki Segnit, aux éditions Marabout. Un répertoire des saveurs végétales a été publié au printemps 2024 Foodpairing, la science du goût, de Peter Coucquyt, Bernard Lahousse, Johann Langenbick – First 2021 L'appel des odeurs, de Ryoko Sekiguchi, éditions P.O.L. Ateliers saveurs : Si vous êtes à Paris, la MAIF social club propose avec la cheffe cuisinière et autrice Lila Djeddi des ateliers de découvertes et reconnaissances des saveurs, ainsi que d'inspirantes balades gustatives - pour suivre Lila Djeddi.Sur un air de Commas de Ayra Starr.En images

The saying “it takes a village to raise a child” doesn't explicitly factor in how much that village will cost. The price of just “being Black” is expensive. And for many creatives, innovators, and entrepreneurs, the cost of growth and expansion is unaffordable. Although one of the brief responses to the murder of George Floyd was a slight uptick in public and private commitments, data reveals that funding to Black entrepreneurs still severely lagged in comparison to what white spaces received. Institutions gained a lot of clout and exposure being connected to the brand of Black activism and movement, but not that most have departed from their public promises, Black entrepreneurs seeking to build impactful ventures are lumped back into the traditional models of funding and support—which includes tokenizing and the VC quest for the next “unicorn” in tech and business. Former NYC Deputy Mayor and current CEO of Robin Hood Foundation, Richard Buery, Jr., challenges the From Chains to Links community to question whether these standards yield sustainable results, and how bridging imagination with capital interventions helps us build the villages we deserve

Welcome to my world. Have a 5ive Star Mixperience! Follow @tophaz254

GCBC 284 - Good episode with Good in Inverted Commas recorded July 5th 2024 Good Cop Moments Bad Cop Moments #FanCopMoments Devil's Advocate Follow the podcast @goodbadwrestle Follow the network @visglobalmedia Follow Matt @themattattackuk Follow Graham @mgbgraham Follow Ryan @nishguy

Hadiya Nuriddin explains how to start or improve a quality management program in your organization.

Linktree: https://linktr.ee/AnalyticNotorious Mass Effect - Deep Dive: Ayra Starr's Genre-Bending "The Year I Turned 21"New music alert! This segment dives into Nigerian superstar Ayra Starr's highly-anticipated sophomore album, "The Year I Turned 21."Breaking Boundaries: This 14-track project marks a departure from Starr's established sound, showcasing her artistic evolution and global aspirations.Global Collaborations: The album boasts an impressive list of international features, including American R&B singer Giveon, Brazilian star Anitta, and rising Nigerian artists like Asake.Afrobeats Fusion: "The Year I Turned 21" isn't afraid to experiment. Expect a blend of contemporary Afrobeats, infectious Latino rhythms, and a touch of Yoruba Highlife.Viral Success: Starr's project garnered massive pre-release buzz, exceeding 200 million streams on Spotify. Tracks like "Commas" and "Bad Vibes" have already received critical acclaim and award nominations.A Coming-of-Age Story: Following the pattern of her debut, the album title reflects Starr's age at release, adding a personal touch to this musical milestone.Tune in for a deep analysis of "The Year I Turned 21," exploring its sonic exploration, chart-topping potential, and Ayra Starr's artistic journey.Support this podcast at — https://redcircle.com/analytic-dreamz-notorious-mass-effect/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Les uns adorent, les autres détestent, une question de goût ? Vraiment ? L'occasion de nous interroger sur ce goût : Comment se crée-t-il, de quoi est-il fait ? Est-ce l'odorat qui fait le goût ? Comment le décrire, le reconnaitre, le nommer, le partager ? Quelle différence entre une odeur, un arôme, une saveur ? Comment déguster ? Le goût enfin en question avec peut-être une idée du « Goût du monde » ! Avec- Viva Lenoir, directrice du Pôle arôme des éditions Jean Lenoir, à l'origine des livres et coffrets Le nez du vin, le nez du café, le nez du whiskey- Antoine Viollette, co-directeur des éditions BPI – Best Practice Inside, éditeur des livres de « La cuisine de référence » , la pâtisserie de référence ou encore la cuisine végétale de référence disponibles également en version digitale- Laurent Aron, sémiologue du goût, consultant, formateur, conférencier, son thème de prédilection : « Le goût, le sens des autres ».Pour aller plus loin- L'Atlas des saveurs, de Thierry Marx et Raphaël Haumont, éditions Dunod – nov 2023- Le répertoire des saveurs, de Nikki Segnit, aux éditions Marabout. Un répertoire des saveurs végétales a été publié au printemps 2024- Foodpairing, la science du goût, de Peter Coucquyt, Bernard Lahousse, Johann Langenbick – First 2021- L'appel des odeurs, de Ryoko Sekiguchi, éditions P.O.L- Ateliers saveurs – Si vous êtes à Paris, la MAIF social club propose avec la cheffe cuisinière et autrice Lila Djeddi des ateliers de découvertes et reconnaissances des saveurs, ainsi que d'inspirantes balades gustatives - pour suivre Lila Djeddi.Sur un air de :  Commas de Ayra Starr. En images

On our latest weekly roundup, we find that we're still involved in "youth" sports, even though our kids are well past the age of T-ball and tot soccer.What we're watching: Reservation Dogs season 3 brought two very different episodes. "Deer Lady" gave us both the origin story of this character and a gut-wrenching look at Indian boarding school history. "Friday" bought comic relief with a day at the IHS clinic as the kids served their punishment for running away to California.Catherine's library find this week is Great Circle by Maggie Shipstead, the epic tale of a female aviator born in 1914. It's complex, sweeping, and full of adventure. Mentioned: Previous pick The Strange Case of Dr. Couney.In the archives, we revisit episodes in which we discussed saying no to naysaying (April 10, 2019); people asking us for help (April 11, 2017); and how we treat ourselves (April 14, 2016). Mentioned: The movie Champions, a PSA starring its actor Madison Tevlin, and a post Terri wrote on the same topic; Oat Nog and Oats Overnight.​Next week, we'll return to Reservation Dogs season 3, E5 ("House Made of Bongs") and E6 ("Frankfurter Sandwich"). Until then (and anytime you're in need), the archives are available.

Dj Schwaz | Mambo Bad EP 1 | Commas by Capital FM

3/11/24: Holyoke Mayor Joshua Garcia on schools, decent housing & St. Paddy's Day.  Amilcar Shabazz w/ award winning community activists Pat Ononibaku & Councilor Ellisha Walker. Tapestry Health's CEO Mavis Nimoh on reproductive rights & safe sites. Megan Zinn on commas that divide us.

  Incredible special editions of The Isles of the Gods and The Heart of the World are coming at you soon from Book Addiction. You can click here to order a copy (prices are in Aussie dollars). Make sure to sign up for the Pub Dates newsletter that publishes each time a new episode drops. Sign up for our individual newsletters at Amie and Kate's websites. You can buy both The Isles of the Gods AND Nightbirds wherever good books are sold, and you can pre-order their sequels, The Heart of the World (coming July 2) and Fyrebirds (coming August 28) right now!

March 4, 2024, celebrates the bonds of family and the beauty of language on Destination Celebration. Join hosts Marlo Anderson and Latoya Johnson as we honor the cherished relationship between parents and sons on National Sons Day. Then, delve into the intricacies of language and grammar, embracing the importance of clear communication and precision on National Grammar Day. Tune in for a day of familial love and linguistic appreciation, only on Destination Celebration. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ladies, gentlemen, and variations thereupon, the new Queers of Time Book club has officially started! Today, Camille, James, and Matt chat about Carmilla, by Sheridan Le Fanu, their selection for January 2024. Join us for some sapphic vampires mixed with a lot of Victorian grammar.Support the showCheck out our Twitter, Instagram, TikTok, and Patreon.Intro and outro music by Julius H.

On this episode, Deji and Sharon review new releases including Ayra Starr's “Commas,” Zlatan & Asake's “Bust Down,” Usher ft. Pheelz' “Ruin,” Iyanya's “Once Upon A Cat” (Album) and Ajebo Hustlers ft. Odumodublvck's “Celine Dion.” Amongst other things, they discuss Joeboy's departure from Empawa and launch of his new label, the potential impact of the United Music Group and TikTok dispute on Afrobeats artists and debate the viability of Manny Wellz' approach to streaming platforms. Hosted on Acast. See acast.com/privacy for more information.

962. We explore why phrases like "time flies" and "fast approaching" reveal deeper perspectives on time — is it us moving or the event? Plus, you may think you know how to use commas, but just like people, they can be more complex than they appear at first glance.The "time" segment was written by by Sarah Duffy, a senior lecturer in English language and linguistics in the Department of Humanities at Northumbria University, Newcastle. It originally appeared on The Conversation and appears here through a Creative Commons License.| Transcript: https://grammar-girl.simplecast.com/episodes/time-language/transcript| Subscribe to the newsletter for regular updates.| Watch my LinkedIn Learning writing courses.| Peeve Wars card game. | Grammar Girl books. | HOST: Mignon Fogarty| VOICEMAIL: 833-214-GIRL (833-214-4475) or https://sayhi.chat/grammargirl| Grammar Girl is part of the Quick and Dirty Tips podcast network.Audio Engineer: Nathan SemesDirector of Podcast: Brannan GoetschiusAdvertising Operations Specialist: Morgan ChristiansonMarketing and Publicity Assistant: Davina TomlinDigital Operations Specialist: Holly Hutchings| Theme music by Catherine Rannus.| Grammar Girl Social Media Links: YouTube. TikTok. Facebook. Instagram. LinkedIn. Mastodon.

In Part 1 of 'Justice for Suzanne Johnson,' we delve into the life of Suzanne Johnson, a young girl whose mysterious disappearance has haunted the community of Elkhart, Kansas, for decades. Explore the events leading up to her vanishing, her connections with those around her, and the questions that have remained unanswered. Join us on a journey to uncover the truth about Suzanne's fate and bring long-overdue justice to her memory.backhomemedia.comWays to Donate to Back Home MediaPatreon: Visit patreon.com/BackHomeMedia to become a patron and support Back Home Media through a monthly subscription.PayPal: Make a one-time donation by visiting paypal.com.Me/backhomemedia on PayPal's platform.Venmo: Send your donation to @backhomemedia on Venmo, providing a quick and easy way to contribute.Spot Fund: Support Back Home Media through a dedicated campaign by visiting http://spot.fund/ElevateBackHomeMedia.Choose the method that works best for you to help Back Home Media continue its valuable work.

Get ready for an episode rife with random references when David Burge, VP for Enrollment Management at George Mason University and winner of the Margaret E. Addis Service to NACAC Award, joins the ALP to discuss ADVANCE, a model transfer partnership between GMU and Northern Virginia Community College. Warning: this episode contains eye-rolling dad jokes. Listener discretion is advised.Rapid DescentWalkout song: Champion by Fall Out BoyBest recent read: "My email."Eager to read next: See aboveFavorite thing to make in the kitchen:  Mail order spice packets have inspired his cuisine, which includes hundreds of NYT recipes, five of which he has made.Taking and keeping notes: emailMemorable bit of advice: "Marketing drives applications; relationships build enrollment."Bucket list: "I would like to live in Europe."Check out RHB Academy at Claremont McKenna. Nov. 17.The ALP is supported by RHB. Music arranged by Ryan Anselment

Nice day today, 8C, clear, though windy. Isabelle's hair makes punctuation. Isabelle got some arm warmers which, I didn't know were a thing. Not too busy today, I guess everyone was burnt out from thanksgiving or something.. We had friends over! Oh and some really bad stuff happened to our neighbours. We're thinking of them.

The fellas are back! They took a quick vacation, but now they are back still pissing people off. This week they have to talk about #coachprime, The one and only, Deion Sanders. They talk about how he is thriving out in Colorado and silencing the haters. And if we are talking about great coaching, we have to talk about crappy coaching. So of course, we talk about Channce's little league coaching this fall. They also talk about the guy from U of Florida, Gervon Dexter, the guy who signed the bad NIL deal and now he owes a company 15% of his NFL salary for the next 25 years. They are still trying to find S. Commas a rich date (donate to cash app $rip28podcast). And they figure out which 90s hottie was the best. Laura Winslow. Lisa Turtle. Or Moesha. Be sure to check it out! #familymatters #savedbythebell #moesha #colorado #NIL #collegefootball --- Send in a voice message: https://podcasters.spotify.com/pod/show/rip-28-podcast/message Support this podcast: https://podcasters.spotify.com/pod/show/rip-28-podcast/support

The Boys are back! Listen in as we dicuss Gospel lists and omissions, christian song flips, catch up on lifes ups and downs, and other pop culture updates! All in our signature 2Tones duality. Visit HerbalNuance.com and UncompromisedBlackness.com --- Send in a voice message: https://podcasters.spotify.com/pod/show/2tones/message Support this podcast: https://podcasters.spotify.com/pod/show/2tones/support

***TIME SENSITIVE***Join industry leaders and marketing experts as they share their know-how during the Marketing for Auto Repair Shops (MARS) 2023 Conference, Sep 07 - Sep 09 2023 in Ogden UT. Click here to register: https://geni.us/MARS2023The BEST automotive training event in the southeast is back, bigger and better than ever! DO NOT MISS OUT. Click here to register: https://geni.us/ASTE2023_____________________________________________________________________________________________________Don't get to the end of this year wishing you had taken action to change your business and your life.Click here to schedule a free discovery call for your business: https://geni.us/IFORABEShop-Ware gives you the tools to provide your customer with a unique and immersive buying experience.Click here to schedule a free demo: https://geni.us/Shop-WareUtilize the fastest and easiest way to look up and order parts and tires with PartsTech absolutely free.Click here to get started: https://geni.us/PartsTechSpecial guest, Dan Vance, President and Founder of Advanced Local, join Lucas Underwood and David Roman from ITTC 2023. They discuss a diverse range of topics, from the latest advancements in AI to the importance of effective communication and the impact of automation on skilled trades. They also dive into the intriguing world of AI-generated content and its implications on society.Topics Discussed:[00:01:01] COVID skewed numbers, closer to death, depressing.[00:04:56] Construction and quality of mattresses are the same everywhere.[00:09:07] Shop owner struggles with overpowering emotions and urges reason.[00:10:06] Unhealthy coping taught, crucial for parenting.[00:14:21] Man steals, interviews ex-cons, exposes prison system.[00:16:57] Baidu's AI answers questions, unlike Chat GPT.[00:20:57] Using periods and commas improves communication.[00:24:22] Human skills lost with automation in industry.[00:28:17] AI understands language, manipulation and has autonomy.[00:30:08] Online misinformation treated as reality; convictions for election-related memes raise concerns about AI-generated content.[00:33:11] AI produces wrong and fake results. Miscommunication is an issue. Caution is necessary when using AI.[00:36:24] Gary Vaynerchuk pushed for being voice-first.[00:40:43] Microsoft bought OpenAI; we are using AI.[00:44:27] Fake AI conversation between Chat GPT and Joe Rogan.[00:48:06] Improved customer service through a personalized phone app.[00:50:07] "All-in-one Google Maps integrated messaging app."[00:53:03] CRM companies can use AI to improve marketing.[00:56:10] AI connects and finds truth in your mind.

Pastor John commends the well-placed comma to writers along with this encouragement: good grammar invites writers to love their readers.This show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/3279340/advertisement

Check out AMMOAuthor Marketing Mastery through Optimization is the best option for indie authors to sell their books. Check it out here.Build BridgesHere's a real-life example of why we need to build many bridges to our readership. This week on Thursday evening, I was notified my Facebook Ad Account was restricted, shutting down my ads and preventing me to run any until the review is complete.The issue was caused by a glitch Facebook is experiencing. I won't bore you with the details, but the moral of the story is simple: I did nothing wrong, and yet, my business of selling books came to a screeching halt.And I'll be honest, for about three hours on Thursday night, I sulked, pouted, and licked my wounds. For me that looked like a few extra cans of Miller Lite and a Zelda, Breath of the Wild binge. If you know, you know.But enough about my woes, let's dive back into our discussion about libraries. And I'll start by sharing some great news. The 9 Lives of Marva DeLonghi sold 7 copies into the Nebraska Libraries System Oakland Branch this week. I donated one copy to the library and followed up to see how it was doing on loans.The librarian had read and enjoyed it, and it had remained checked out since so she bought seven copies for the local book club. You can imagine my excitement.All this happened because I prioritized quality first. So that's what we're going to talk about today. How do you ensure your book is high-quality enough to retain the readers you gain?Get Reviews by GivingI recently stumbled on a YouTuber who publishes unique reviews, but what's different about his channel is its approachability. It's vulgar. It's accessible. It's fun. Check it out: Thoughts Before REM.I'm excited that the channel is going to give a shoutout for my novel, and I'll get you a link when it's live.Next up, I got a book review from a former podcast guest, Jason Cheng, and you can read it in its entirety here. I struggled with many elements of the review, and did the unforgivable thing, sending a comprehensive rebuttal to him, in private. Do like I say, not like I do, in this regard. And it may be wise not to read reviews. Our health matters, and reviews tend to be bad for our health.TRBM is a Listener-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.Quality Matters, and It Costs TooNo surprise here, but quality is the most important aspect of any writer's journey.You simply can't expect to be a bestselling author much less sell anything if you choose to publish books that lack professional editing and formatting. Lately, I've begun to question my firm stance on buying a cover from a professional artist, because I've seen that many successful, six-figure authors do just fine with in-house book cover designs.At the same time, I still can spot a homemade cover almost always. And if I am like other readers, the hesitancy I feel to read a book with a homemade cover may affect sales.But here is where things get interesting. Consider, libraries are peopled by employees who have masters degrees in library science. These people spend their entire days surrounded by books published by the Big Five publishing houses. That means librarians not only have a keen eye for cover art of a certain kind, but they'll be biased toward cover art that doesn't meet the standard they're used to seeing. Excepting librarians from your hometown and those you've made close relationships with, every pitch to get your book in the library will be happening electronically or over the phone, which means you have only the appearance of your book cover to make that first impression. Nothing you can do can change how a librarian will see your book cover.If the librarian thinks the book cover appears amateurish what are the chances your book ends up on those library shelves? So, if for no other reason than that you want to consider professionally designed but covers.But all the work you do on a book cover means nothing if the work you do inside the book doesn't merit readership. Pudding ProofI've lately been swapping reviews with authors on Twitter in an effort to get my reviews on Amazon higher. You'd be shocked by the number of authors I've read who lack proofreading. Run-on sentences abound. Commas are missed or out of place. Quotations are missing or out of place. Worse, you see authors who have had no developmental editing on their books, trying to sell them through Amazon. It may work for a while, but if you approach a library with a book like that you will have no chance of success.But why should you care about libraries? Remember last week how we talked about the number of libraries available to carry your books? Nearly 20,000 if you need a refresher.With a disciplined process and a good plan in place you could easily sell $200,000 or more worth of books to library's in just a week of time. Can you imagine the opportunities presented to you if your books were in that many libraries at that kind of volume? And first impressions matter for a lifetime. If you are able to get a book into libraries at scale, every future book you write will have a first impression that is positive and lasting. That means as quickly as you can write quality books you have a six-figure customer to buy quality books.Time To ReflectRight now if you're in a similar position to me in that you have a small income on your published work and few reviews, you may be wondering if it's worth spending several thousand dollars on your book, when that's money you might have to put on a credit card and pay interest charges to repay.The little Dave Ramsey on all our shoulders tells us debt is bad. But the little Dave Ramsey on all our shoulders is lying.Actually, Dave Ramsey in real life is lying. Mostly…If you have a problem with excessive debt it can be really great to do the Dave Ramsey thing, but once you've learned discipline with your money there are much smarter ways to control your finances. Enough said about that. This isn't a finance podcast. Though, sometimes I wonder if I should start one…Businesses Require InvestmentsThe point I'm making is that you want to spend money building a great book and I use the word build intentionally. This is art, but it is also business. Libraries expect good businesspeople to bring them high-quality products that have been designed for readers to experience the least friction. If you can do that, you have a great chance of adding a full-time revenue stream to your current income for every book you publish as well as tens of thousands of readers, because, look, I read from library's and many of you do as well, and how often have we fallen in love with an author and bought other books by them after checking one out from the library.Finally, remember that this is a strategy that works well for self published or traditionally published authors. If you went the traditional route you might not be thinking much about the design of your book because the publisher did it for you, but that doesn't mean you don't have to design professional materials around the package you pitch to libraries.That means getting yourself a professional email address. The days of using Gmail are finished. You now need an @authorname.com email. If that sounds intimidating, you can just go to ZOHO and set up one email address that will have a business name domain associated with it, and you'll pay nothing.When it comes time to begin pitching libraries to carry your books you'll want to make sure your pitch deck looks as professional as any business has ever looked. But now we're starting to move into topics for future weeks.Your homework for this week's library episode is to look at the books you have already published and reflect: are they professionally designed? Have you developed a cover that librarians will want on their shelves? Is the editing and proofreading of your manuscript at a professional level? Are you afraid to spend money? And if you are afraid to spend money publishing your books, ask why you expect to make money on something you didn't invest in.Until next week. Write hard, and think about investing in you.TRBM is a listener-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. Get full access to TRBM at jodyjsperling.substack.com/subscribe

AceBoyz Worldwide EP 36 w/ Keem & TF | Less Drama, More Commas!