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If someone offers you a hot cross bun and it arrives without fruit, have you been deceived? Christian thinks his mum needs to manage expectations better. Josh argues hot cross buns have evolved into a category, like pizza, and you should be able to ask for the variant you want. And Dion wonders why a baker's dozen exists in the first place. The boys settle nothing. Josh has booked himself into a 40th birthday predicament. He sent a “save the date” to roughly 70 people, assuming unlimited capacity, lost his original venue, and now has to work out how to politely tell people they may no longer be invited. Should plus ones be welcome only if he's met them? And how big a bar tab is reasonable? Plus: Christian is shopping for a storage cabinet for his records and gets derailed by a contact form that auto-populates "can you tell me more" into the subject line. The boys workshop the perfect email subject line for every occasion, including bookings, complaints, and inquiries. Surnames or first names? Commas or vertical bars? Order numbers above or below the "hi team"? Watch us on YouTube, and follow us on Instagram, TikTok, and Facebook, because you don't follow enough useless rubbish on those platforms! www.linktr.ee/welcometopatchwork For a couple of dollars a month you can sign up to our Patreon page and get a bonus Patch every off week. Sign up at: www.patreon.com/welcometopatchworkSupport the show: https://www.patreon.com/welcometopatchworkSee omnystudio.com/listener for privacy information.
Hero Forge is a free-to-use, in-browser character creator that allows you to make full-color miniatures for tabletop gaming. Head to www.heroforge.com today and use code SADBOYZ at checkout to get 5% off on your order of physical miniatures. Not combinable with other sales or promotions. Check out 150+ bonus episodes at: https://patreon.com/sadboyz ✨find us everywhere✨ https://linktr.ee/sadboyzpod
Hello everyone! I hope you are ready for some AMAZING content today, because I have brought on one of my favorite educators in the literacy space, Martin Brandt, to discuss his book Between the Commas, and how to use writing instruction that WORKS! In this talk, we discuss: That writing is more than just responses to questions and essays How to achieve sentence focus The power of writing instruction that frees students from artificial constraints …and much more! For this episode, I just wanted a pure talk about teaching writing. And that's what it is! Enjoy! NOTE: This episode originally appeared as #159 of the podcast.
Hello everyone! I hope you are ready for some AMAZING content today, because I have brought on one of my favorite educators in the literacy space, Martin Brandt, to discuss his book Between the Commas, and how to use writing instruction that WORKS! In this talk, we discuss: That writing is more than just responses to questions and essays How to achieve sentence focus The power of writing instruction that frees students from artificial constraints …and much more! For this episode, I just wanted a pure talk about teaching writing. And that's what it is! Enjoy! NOTE: This episode originally appeared as #158 of the podcast.
Jayson Buford is a writer. A New Yorker born and raised, he is a diehard Knicks and Yankees fan with bylines that include Billboard, CR Fashion Book, GQ, Brooklyn Magazine and more.Check out Jayson's Substack, Lots of Commas.We met at the legendary Jumbo's Clown Room and Harvard and Stone.Cinephile by day, cinephile by night so go scroll his Letterboxd.This is not a fire drill, this is the real thing.Host of the Jayson Buford Show.Please welcome Jayson Buford to Wear Many Hats.instagram.com/jaybufinstagram.com/wearmanyhatswmhinstagram.com/rashadrastamrashadrastam.comwearmanyhats.com
1151. This week, we look at the deep history of words with Doug Harper, creator of Etymonline. We look at the "gravitational" link between digging a grave and having a grave problem, the surprising 1839 origin of "OK," and why some of our favorite word stories are actually "folk etymologies" designed as jokes.Etymonline.comVisit our YouTube channel to see the video version of this episode. Links to Get One Month Free of the Grammar Girl Patreon (different links for different levels)Order of the Snail ($1/month level): https://www.patreon.com/grammargirl/redeem/687E4Order of the Aardvark ($5/month level): https://www.patreon.com/grammargirl/redeem/07205Keeper of the Commas ($10/month level): https://www.patreon.com/grammargirl/redeem/50A0BGuardian of the Grammary ($25/month level): https://www.patreon.com/grammargirl/redeem/949F7
1150. This week, we look at "impact" as a verb and why it's a pet peeve for so many editors and readers. Then, we look at the linguistic shift between sympathy and empathy, exploring how "sympathy" began to sound patronizing and how "empathy" expanded to fill the gap.Links to Get One Month Free of the Grammar Girl Patreon (different links for different levels)Order of the Snail ($1/month level): https://www.patreon.com/grammargirl/redeem/687E4Order of the Aardvark ($5/month level): https://www.patreon.com/grammargirl/redeem/07205Keeper of the Commas ($10/month level): https://www.patreon.com/grammargirl/redeem/50A0BGuardian of the Grammary ($25/month level): https://www.patreon.com/grammargirl/redeem/949F7
1149. This week, we look at the life and legacy of Samuel Johnson, the man behind the 1755 Dictionary of the English Language. We talk with John Overholt, curator at Harvard's Houghton Library, about Johnson's eclectic career. We also look at what it's like to manage a collection of 4,000 rare books and why even the most "unremarkable" items deserve a home in a library.Find John Overholt on Mastodon.Houghton Library's websiteLinks to Get One Month Free of the Grammar Girl Patreon (different links for different levels)Order of the Snail ($1/month level): https://www.patreon.com/grammargirl/redeem/687E4Order of the Aardvark ($5/month level): https://www.patreon.com/grammargirl/redeem/07205Keeper of the Commas ($10/month level): https://www.patreon.com/grammargirl/redeem/50A0BGuardian of the Grammary ($25/month level): https://www.patreon.com/grammargirl/redeem/949F7
1148. This week, we look at penny idioms that are still "legal tender" in our language even as the U.S. penny is retired. We look at the history of phrases like "a bad penny" and "penny wise and pound foolish." Then, we look at the linguistic history of procrastination, explaining how human nature changed words like "soon," "anon," and "presently" from meaning "at once" to "in a little while."The penny segment was written by Karen Lunde, a longtime writer and editor turned web designer and marketing mentor. Solo service business owners come to her for websites where beautiful design meets authentic words that actually build connections. Find her at chanterellemarketingstudio.com.The linguistics of procrastination segment was written by Valerie Fridland, a professor of linguistics at the University of Nevada in Reno and the author of "Like Literally, Dude: Arguing for the Good in Bad English." You can find her at valeriefridland.com.Find a link to the old Tanner Tour brochure mentioned in today's familect story. Links to Get One Month Free of the Grammar Girl Patreon (different links for different levels)Order of the Snail ($1/month level): https://www.patreon.com/grammargirl/redeem/687E4Order of the Aardvark ($5/month level): https://www.patreon.com/grammargirl/redeem/07205Keeper of the Commas ($10/month level): https://www.patreon.com/grammargirl/redeem/50A0BGuardian of the Grammary ($25/month level): https://www.patreon.com/grammargirl/redeem/949F7
1147. In this bonus segment that originally ran in October, we look at the fascinating history of the "new letters" of the alphabet — V, W, X, Y, and Z. Danny Bate explains why T was the original end of the alphabet and how letters were added by the Greeks and Romans. We also look at the origin of the letter Y, which was originally a vowel, and the two historical reasons we call the final letter “zee” or “zed.”Find Danny Bate on his website, Bluesky or on X. Get the book, "Why Q Needs U."Listen to Danny's podcast, "A Language I Love Is..."Links to Get One Month Free of the Grammar Girl Patreon (different links for different levels)Order of the Snail ($1/month level): https://www.patreon.com/grammargirl/redeem/687E4Order of the Aardvark ($5/month level): https://www.patreon.com/grammargirl/redeem/07205Keeper of the Commas ($10/month level): https://www.patreon.com/grammargirl/redeem/50A0BGuardian of the Grammary ($25/month level): https://www.patreon.com/grammargirl/redeem/949F7
1146. This week, we look at the history of Braille, from the tragic accident that inspired Louis Braille's six-dot system to the "War of the Dots"—a decades-long conflict over competing reading standards in the U.S. Then, we look at the origin of the phrase "pitch black," revealing how the intensifier "pitch" refers to an ancient, dark wood tar and how the word traces its roots back to Old English.The braille segment was written by Karen Lunde, a longtime writer and editor turned web designer and marketing mentor. Solo service business owners come to her for websites where beautiful design meets authentic words that actually build connections. Find her at chanterellemarketingstudio.com.The pitch black segment was run by Samantha Enslen who runs Dragonfly Editorial. You can find her online at dragonflyeditorial.com.Links to Get One Month Free of the Grammar Girl Patreon (different links for different levels)Order of the Snail ($1/month level): https://www.patreon.com/grammargirl/redeem/687E4Order of the Aardvark ($5/month level): https://www.patreon.com/grammargirl/redeem/07205Keeper of the Commas ($10/month level): https://www.patreon.com/grammargirl/redeem/50A0BGuardian of the Grammary ($25/month level): https://www.patreon.com/grammargirl/redeem/949F7
1145. In this bonus segment from October, I talk with Ben Zimmer about "hella" and how even yearbook messages can be digitized to help preserve the language record. Ben shares the full story of this slang term, and we also talk about the detective work that led to the OED using Run DMC's use of "drop" in “Spin Magazine” as a citation.Ben Zimmer's website: Benzimmer.comBen Zimmer's social media: Bluesky. Facebook. Links to Get One Month Free of the Grammar Girl Patreon (different links for different levels)Order of the Snail ($1/month level): https://www.patreon.com/grammargirl/redeem/687E4Order of the Aardvark ($5/month level): https://www.patreon.com/grammargirl/redeem/07205Keeper of the Commas ($10/month level): https://www.patreon.com/grammargirl/redeem/50A0BGuardian of the Grammary ($25/month level): https://www.patreon.com/grammargirl/redeem/949F7
1144. This week, we look at the origin of the letter X as the variable for the unknown in algebra. Then, we look at the phrase "how come," explaining why it's more informal than "why" and how its grammar subtly differs from other question words.That X segment was written by Peter Schumer, Professor of Mathematics and Natural Philosophy at Middlebury College, and it originally appeared on The Conversation and appears here through a Creative Commons license.Links to Get One Month Free of the Grammar Girl Patreon (different links for different levels)Order of the Snail ($1/month level): https://www.patreon.com/grammargirl/redeem/687E4Order of the Aardvark ($5/month level): https://www.patreon.com/grammargirl/redeem/07205Keeper of the Commas ($10/month level): https://www.patreon.com/grammargirl/redeem/50A0BGuardian of the Grammary ($25/month level): https://www.patreon.com/grammargirl/redeem/949F7
1143. This week, we look at the 2025 words of the year with Jess Zafarris and Danny Hieber. We look at viral slang like "six seven" and cultural terms like "rage bait" and "fatigued." We also look at the dramatic rise of "slop" to describe low-quality AI content and how words like "parasocial" are changing function.Find Jess Zafarris at UselessEtymology.com, or find her podcast Words Unravelled on YouTube.Find Danny Hieber at LingusiticDiscovery.com or on his Substack.Links to Get One Month Free of the Grammar Girl Patreon (different links for different levels):Order of the Snail ($1/month level): https://www.patreon.com/grammargirl/redeem/687E4Order of the Aardvark ($5/month level): https://www.patreon.com/grammargirl/redeem/07205Keeper of the Commas ($10/month level): https://www.patreon.com/grammargirl/redeem/50A0BGuardian of the Grammary ($25/month level): https://www.patreon.com/grammargirl/redeem/949F7
1142. This week, we look at the history of the phrase "pride and prejudice," which was used frequently before Jane Austen's 1813 novel. Then, we look at whether Parson Brown from “Winter Wonderland” was a real person, and why his name is sometimes replaced with a “circus clown.” Links to Get One Month Free of the Grammar Girl Patreon (different links for different levels)Order of the Snail ($1/month level): https://www.patreon.com/grammargirl/redeem/687E4Order of the Aardvark ($5/month level): https://www.patreon.com/grammargirl/redeem/07205Keeper of the Commas ($10/month level): https://www.patreon.com/grammargirl/redeem/50A0BGuardian of the Grammary ($25/month level): https://www.patreon.com/grammargirl/redeem/949F7
In this episode, Jodi shares why podcast guesting is one of the most effective and underutilized strategies for authors who want to market their books long term. She explains how guest appearances help you repurpose content, build trust with new audiences, and shorten the sales cycle—making podcast guesting a powerful tool in your overall visibility strategy. Time Stamps: 00:00 – Welcome and introduction 01:10 – Why podcast guesting belongs in your book marketing plan 03:00 – Reason #1: Repurposing guest appearances as long-term content 07:30 – Reason #2: Leveraging the host's know-like-trust factor to warm up new audiences 14:00 – Bonus: How podcast guesting connects directly to sales multipliers 16:30 – Sponsor break: Coffee and Commas newsletter 18:00 – The importance of shortening the sales cycle with podcast appearances 23:00 – Reason #3: Helping audiences get to know you faster (voice, personality, expertise) 28:15 – Bonus tip: Why guesting works long after your book launch 34:00 – Ongoing marketing, quarterly visibility pushes, and ROI from your book 38:30 – Wrap-up and closing thoughts Keywords: book marketing, podcast guesting, visibility strategy, content repurposing, know-like-trust, author platform, book launch, business growth, sales cycle, sales multipliers, evergreen marketing, author visibility, marketing ecosystem, ROI for authors, business owners writing books, leaders writing books, book writing for business owners, books writing for leaders Resources Mentioned: Coffee + Commas signup: https://bit.ly/coffeeandcommassignup Ready Set Write Challenge: www.jodibrandoneditorial.com/readysetwrite Write Publish Market Episode 170: Sales Multipliers and Your Book: http://www.jodibrandoneditorial.com/write-publish-market-podcast/170 LINK TO FULL EPISODE (RAW) TRANSCRIPT: https://docs.google.com/document/d/15DsDOgy4u0qDyLPeM1FFDdGeI-XeYdSL-TX10-o-5Po/edit?usp=drive_link
Greetings! It's time for another chat with my friend and colleague Andrew Moss regarding the tools that we developed together as I was training to solo-hike across northern England in 2023.Today you'll hear about a tool we call Periods. Not commas. Back when Andrew was my coach and I was training to cross northern England on foot, this was the first tool that my brain was able to take in. It's been interesting to see where and how the tool has shown up in both of our lives.You can look forward to a whole month worth of Tools Chats – “lost episodes”! We recorded them out over winter and spring 2025, and I've been really looking forward to the opportunity to get them to you.Hope you enjoy!* Would you like to be part of our final Tools Chat coming up in November 2025? Email me here and we'll get you in the room!* Consider subscribing to this newsletter so that it shows up in your inbox, instead of you having to go search for it :)About this Series…It's really a podcast within a podcast!In these “Waking Up: The Tools” conversations Andrew and I discuss the essential tools we developed that helped me grow into the person who hiked all by myself across northern England in 2023… After needing a wheelchair to go more than a few steps in 2011.We've called this series Waking up: The Tools because they're featured in my award-winning memoir, Waking Up.See you soon! Thank you for being along on the journey.With Love, KayKay Lock Kolp M.Ed. - Coaching | Art | Writing | Shows: https://kaylockkolp.comThe quote I live by: “Till this moment I never knew myself.” - Jane AustenArt Creativity & Wellbeing is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit kaylockkolp.substack.com/subscribe
Carmen Corona reflects on how commas played a role in her family's history.
Today on The Marilyn Denis Show we learn how many kilometers are on Marilyn Denis' car, how David Corey's apartment move went and give someone $50,000 with CHUM's Keyword to Cash.
Recently, we saw Astronomer CEO Andy Byron and HR head Kristin Cabot's viral reel on the big screen. The media, news outlets, and social platforms have been buzzing with discussions about this incident, with many expressing that his actions were highly inappropriate for someone in his position. We often think of mistakes as the end of something. But what if we looked at mistakes differently? Now let me be clear: I do not favor what Andy Byron did. It was certainly unacceptable.But if we keep revisiting the same incident, don't you think we risk becoming the kind of people who are more invested in dissecting someone else's life than reflecting on our own. This raises an important question: should mistakes be treated as full stops, or should life move on? Feel free to reach out to me:Email: mothersgurukulpodcast@gmail.comInstagram: alpanabapatTwitter: alpana_deoFacebook: MothersGurukulLinkedln: Alpana DeoBlog: www.mothersgurukul.com
On this episode, Ryan and Joey discuss Ephesians 4:11-12 and the significance of comma placement. Helpful, short article: https://learn.ligonier.org/articles/punctuating-bible-ephesians-411-12 This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.broadoakpiety.org
(00:00-33:57) Doug, we've essentially got playoff hockey tonight in the Mound City. Mammoths or Outlaws. Can your father-in-law claim you as a dependent? Redbirds get the 8-3 win over the Astros. Arenado went ranking last night. Somebody bring the baby to Enterprise tonight. Lix and WWW warring in the text inbox. Always work to be done. Pick it up, Petro! Who has the best flat top ever? Doug is an eternal optimist. Winning Listener of the Year was the best night of Chairman's life. (34:06-55:59) We gotta start keeping track of Doug's vacations. Audio of Oli Marmol talking about liking what he's seeing out of the boys. Arenado vs. Houston. Brendan Donovan playing SS. Looking back on the Arenado offseason saga. Doug prefers the Pacific Ocean over the Atlantic. Chuckles Marlow drops. (56:09-1:02:43) The kind of song you'd call your best gal to. Jackson's nemesis, Jamie Rivers had to make an apology video with Jobu. Doug drank a lot of rum when he was a pirate. Martin tried to jinx the Blues in 2019 by touching The Cup. Learn more about your ad choices. Visit podcastchoices.com/adchoices
(00:00-33:57) Doug, we've essentially got playoff hockey tonight in the Mound City. Mammoths or Outlaws. Can your father-in-law claim you as a dependent? Redbirds get the 8-3 win over the Astros. Arenado went ranking last night. Somebody bring the baby to Enterprise tonight. Lix and WWW warring in the text inbox. Always work to be done. Pick it up, Petro! Who has the best flat top ever? Doug is an eternal optimist. Winning Listener of the Year was the best night of Chairman's life. (34:06-55:59) We gotta start keeping track of Doug's vacations. Audio of Oli Marmol talking about liking what he's seeing out of the boys. Arenado vs. Houston. Brendan Donovan playing SS. Looking back on the Arenado offseason saga. Doug prefers the Pacific Ocean over the Atlantic. Chuckles Marlow drops. (56:09-1:02:43) The kind of song you'd call your best gal to. Jackson's nemesis, Jamie Rivers had to make an apology video with Jobu. Doug drank a lot of rum when he was a pirate. Martin tried to jinx the Blues in 2019 by touching The Cup. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In this episode of More than Commas, we take a deep dive into Ernst & Young's latest white paper on integrating life insurance and annuities into a financial plan. With a projected $240 trillion retirement savings gap by 2030, EY's research highlights how strategies beyond traditional investments—such as permanent life insurance and deferred income annuities—can enhance income stability and legacy value. We break down the key takeaways from their analysis and what it means for your retirement planning. Tune in to learn how a smarter, more balanced approach could optimize your financial future. Download the Ernst & Young Full Whitepaper: https://www.ey.com/content/dam/ey-unified-site/ey-com/en-us/insights/insurance/documents/ey-benefits-of-integrating-insurance-products-into-a-retirement-plan.pdf Related episode: https://sfgway.com/2022/05/18/podcast-episode-239-income-investing-in-retirement/ -- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.
(00:00-37:06) Breaking bracketology news already this morning: Lunardi has Mizzou as a 7 seed against Baywor. A moment for TIm. Back on our meds today. Blackballed from Family Golf. Talking Cardinal Cowboy on SNY. Fun with Cardinal averages. We don't kink shame or parent shame. Doug thinks the local ballclub doesn't have much. The Wizard of Crestwood's coaching philosophy. SIU-E could get Duke or Auburn. (37:14-50:05) Biggest upsets in NCAA Tournament history. Larry Nickel on the line to talk a little wrasslin'. Larry's dream Final 4. Doug is down on cage match rules. Larry can't remember the last time he missed a Raw.(50:15-1:01:25) Ed Hermann in studio talking a possible Yankees and Cardinals trade. DJ LeMaiheu is bad money. How much stock can you put in Spring Training? STL restaurants. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
(00:00-37:06) Breaking bracketology news already this morning: Lunardi has Mizzou as a 7 seed against Baywor. A moment for TIm. Back on our meds today. Blackballed from Family Golf. Talking Cardinal Cowboy on SNY. Fun with Cardinal averages. We don't kink shame or parent shame. Doug thinks the local ballclub doesn't have much. The Wizard of Crestwood's coaching philosophy. SIU-E could get Duke or Auburn. (37:14-50:05) Biggest upsets in NCAA Tournament history. Larry Nickel on the line to talk a little wrasslin'. Larry's dream Final 4. Doug is down on cage match rules. Larry can't remember the last time he missed a Raw. (50:15-1:01:25) Ed Hermann in studio talking a possible Yankees and Cardinals trade. DJ LeMaiheu is bad money. How much stock can you put in Spring Training? STL restaurants. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Active asset managers promise market-beating returns, but the data tells a different story. In this episode of More than Commas, Cory explores why 90% of actively managed funds underperform over time and how patience, simplicity, and low-cost investing outperform stock-picking strategies. Through stories of legendary investors like Warren Buffett and everyday savers like Ronald Read, we uncover the power of long-term investing. Plus, we dive into the harsh realities of day trading and why even the best managers struggle to sustain success. Tune in to learn why the best strategy isn't about working harder—it's about staying the course. -- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.
In this episode of More than Commas, Host Cory Shepherd discusses the challenges of owning real estate in a self-directed IRA. While it may seem like a smart way to diversify retirement investments, several factors complicate this strategy. Key points include the loss of tax benefits, as traditional deductions do not apply; prohibited transactions that restrict personal use and management; and financing limitations, requiring nonrecourse loans with higher costs. --- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.
In episode 307 of More than Commas, Cory Shepherd and Todd Schwartz explore the strategy of assuming a seller's low-interest mortgage in today's high-rate real estate market. He explains how this approach allows buyers to take over existing loans, potentially saving thousands by accessing lower interest rates. Todd highlights key points such as the types of assumable loans (FHA, VA, USDA), the assumption process, and the benefits, including reduced closing costs and payment stability. --- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.
In this episode, Jodi chats with self-publishing expert Monique Mensah about how business owners writing books and other self-publishing authors can achieve traditional publishing quality. They discuss essential steps like hiring genre-specific professional cover designers, understanding the various editing types available in the marketplace, and leveraging platforms beyond Amazon to maximize control and profit. Monique also shares practical tips on building an author's brand, maintaining design consistency, and the significance of owning your ISBN for true publishing independence. Time Stamps: 00:00 Self-publishing doesn't mean doing everything yourself. 05:39 ISBN gives authors publishing rights and control. 08:41 Professional editing is essential for quality books. 10:03 Professional editor essential for high-quality manuscript. 15:10 Lack of developmental editing undermines memoir structure. 17:40 Subscribe to Coffee and Commas newsletter. 20:25 Use published books as benchmark for quality. 24:01 Book cover duplicated; not a custom design. 25:58 Interior design requires expertise and understanding. 30:16 Sell books via platform with profit-sharing costs. 35:32 Drive traffic to your site, not Amazon. 37:41 Define goals for writing or marketing books. 39:36 Sign up for Monique's list for insights. 42:38 Connect via my website for self-publishing insights. Keywords: self-publishing, traditional publishing, book quality, book benchmarks, genre alignment, DIY design platforms, professional cover designers, template covers, unique book design, professional typesetting, book interiors, developmental editing, line editing, copy editing, proofreading, editing misconceptions, book cover design, professional editing, Amazon KDP, IngramSpark, ISBN ownership, print-on-demand distribution, direct book sales, strategic marketing, building author brand, self-publishing pitfalls, customer data control, professional publishing assistance, high-quality self-publishing, authorpreneurs, Monique Mensah Resources Mentioned: Ready Set Write Challenge: www.jodibrandoneditorial.com/readysetwrite Mastery of Self by Don Miguel Ruiz Jr. The Last Party by A.R. Torre About Our Guest: Monique Mensah is a Personal Self-Publishing Assistant, who helps authors in all genres--fiction to nonfiction--take their books from Manuscript to Masterpiece. Through her signature done-for-you self-publishing service, Monique guides independent authors in producing professional, premium-quality books that don't look self-published and can stand out in a crowded market. Known for her straightforward, no-nonsense approach and deep understanding of the publishing process, Monique ensures authors maintain full ownership and control of their work so they can transform into Savvy Saelf-Publishers. Originally from Detroit, Michigan, and now living in Playa Del Carmen, Mexico, she brings passion and strategic insight to every project, making self-publishing both achievable and rewarding for authors who are serious about success. Website: www.moniquemensah.com Free Self-Publishing Guide: www.moniquemensah.com/free-guide Book a Free Strategy Call: www.moniquemensah.com/book-a-call Instagram: instagram.com/theminiquemensah TikTok: tiktok.com/themoniquemensah LINK TO FULL EPISODE (RAW) TRANSCRIPT: https://docs.google.com/document/d/1qG4utCiUNSY98O12Pc051ZeSKhBS8Ja_2DcHWSy-4cQ/edit?usp=sharing
In episode 306 of More than Commas, Host Cory Shepherd explores the crucial differences between simple interest and compound interest. Listeners will learn how simple interest is calculated solely on the principal amount, while compound interest builds on both the principal and accumulated interest. Through relatable examples, Paul illustrates the financial impact of each type, emphasizing how compound interest can exponentially grow investments over time. He also discusses the importance of balancing debt repayment with investment strategies. --- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.
Bob, Cory, and Todd rant and rave about boozy cereal, jury duty grievances, and a lazily strewn peanut butter and jelly application technique. 00:00:00 - Housekeeping 00:14:24 - Airing of Grievances 00:49:38 - 90-second Sports 01:04:02 - Gentleman's Agreement 01:20:20 - Existential Question of the Week Send your comments and existential questions to Schnozzcast@gmail.com! Follow us on YouTube, Instagram, Threads, and Facebook @Schnozzcast! And don't forget to rate, review, and subscribe on Apple Podcasts, Spotify, PodBean, Audible, Amazon Music, or wherever you get your favorite podcasts! Special thanks to Jack Moran for the intro and outro music. Follow him on Instagram @ thejackmoran.
In episode 305 of More than Commas, Host Elijah Fowler explores the crucial question of retirement funding through the lens of the 4% Rule. This popular guideline suggests retirees can withdraw 4% of their savings annually without depleting their funds over 30 years. Paul discusses key factors influencing this rule, including market fluctuations, inflation, and personal expenses, emphasizing that while the 4% Rule is a useful starting point, it requires careful adjustment to fit individual circumstances. --- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.
This episode Comma Crazy comes back for part 2. We jump into mthe DJ's spinning for cheap (5:00), the NY and NJ event scenes and merging the two (14:15), dating life while in the event curating space (38:10), what's next for Comma Crazy (47:45), and much more. Join us on Patreon ! http://Patreon.com/thegoodfellaspodcastFollow our guestshttps://www.instagram.com/commacrazyevents?igsh=NWRnbjNrMWhpem9hhttps://www.instagram.com/ab_gotti?igsh=bXl2bnN1ZnlzaHg1https://www.instagram.com/hotrod.nj?igsh=MWNwcW5wcHNzN2dpdg==https://www.instagram.com/moneta.kai?igsh=dzA4OHJ0M2dxbXU3For more Goodfellas content subscribe herehttps://instagram.com/goodfellaspod?utm_medium=copy_linkFollow us on Instagram HostsRon: @ronnieblancoDJ 1-UP: @dj1upnyc
In this episode of More than Commas, we explore the essential differences between 401(k)s and IRAs—two vital tools for retirement savings. Join Host Cory Shepherd as we break down their unique features, including employer sponsorship, contribution limits, investment choices, tax advantages, and withdrawal rules. Discover which option might be best for your financial situation and learn how to maximize your retirement savings effectively. --- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.
In Episode 303 of More than Commas, Elijah Fowler talks about the differences between traditional 401(k) and Roth 401(k) retirement plans. He explains that traditional 401(k) contributions are made with pre-tax dollars, providing immediate tax benefits, while Roth 401(k) contributions are made with after-tax dollars, allowing for tax-free withdrawals in retirement. The episode also covers employer matching contributions, withdrawal flexibility, and required minimum distributions (RMDs), highlighting how each option can impact your financial strategy. --- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.
This episode Comma Crazy joins the podcast and we get into how Comma Crazy got started (6:00), the Jersey party scene in 2016 (12:30), how the clothing brand blew up (19:15), and how the collective came together to take over the party scene (25:00). Stay tuned for part 2!Join us on Patreon ! http://Patreon.com/thegoodfellaspodcastFollow our guestshttps://www.instagram.com/commacrazyevents?igsh=NWRnbjNrMWhpem9hhttps://www.instagram.com/ab_gotti?igsh=bXl2bnN1ZnlzaHg1https://www.instagram.com/hotrod.nj?igsh=MWNwcW5wcHNzN2dpdg==https://www.instagram.com/moneta.kai?igsh=dzA4OHJ0M2dxbXU3For more Goodfellas content subscribe herehttps://instagram.com/goodfellaspod?utm_medium=copy_linkFollow us on Instagram HostsJigga: @Jigga.___Ron: @ronnieblancoDJ 1-UP: @dj1upnyc --- Support this podcast: https://podcasters.spotify.com/pod/show/thegoodfellasud83dudd4a/support
In this episode of More than Commas, host Paul Adams unpacks the crucial differences between Roth IRAs and Traditional IRAs, two popular retirement accounts. Discover how taxes, contribution limits, and withdrawal rules impact your financial future. Paul explains the tax benefits of each account, eligibility requirements, and the implications of Required Minimum Distributions (RMDs). Whether you're seeking immediate tax relief or planning for tax-free withdrawals in retirement, this episode offers valuable insights to help you make informed decisions. --- This Material is Intended for General Public Use. By providing this material, we are not undertaking to provide investment advice for any specific individual or situation or to otherwise act in a fiduciary capacity. Please contact one of our financial professionals for guidance and information specific to your individual situation. Sound Financial LLC dba Sound Financial Group is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance. Insurance products and services are offered and sold through Sound Financial LLC dba Sound Financial Group and individually licensed and appointed agents in all appropriate jurisdictions. This podcast is meant for general informational purposes and is not to be construed as tax, legal, or investment advice. You should consult a financial professional regarding your individual situation. Guest speakers are not affiliated with Sound Financial LLC dba Sound Financial Group unless otherwise stated, and their opinions are their own. Opinions, estimates, forecasts, and statements of financial market trends are based on current market conditions and are subject to change without notice. Past performance is not a guarantee of future results.
In this episode of More than Commas, host Paul Adams unveils the exciting rebranding of the podcast, formerly known as Sound Financial Group Podcast. With the new tagline "Your wealth is more than commas," Paul explains the motivation behind this change, emphasizing that true wealth encompasses more than just financial figures. Listeners can expect a broader conversation about living a fulfilling life, integrating career, relationships, and health alongside financial strategies. Join us as we embark on this journey to explore what it means to build a life rich in every sense. Don't miss out!
FTCE 60 Secs Review: English Subtest - Commas Summary In this episode of FTCE Seminar, host Mercedes Musto delves into the FTCE General Knowledge English Language Skills Subtest, focusing specifically on the use of commas. The discussion covers the basic functions of commas, including their role in creating sentence flow, linking independent clauses, and incorporating non-essential information. Musto emphasizes the importance of mastering comma usage for effective writing and provides resources for further study. Chapters 00:00 Introduction to the FTCE General Knowledge English Language Skills Subtest 00:29 Understanding Commas: The Basics 03:24 Advanced Comma Usage: Linking Clauses and Non-Essential Information Keywords FTCE, General Knowledge, English Language Skills, Commas, Study Tips, Teacher Certification, Writing Skills, Purdue OWL, Exam Preparation, Language Arts --- Support this podcast: https://podcasters.spotify.com/pod/show/ftceseminar/support
LIGHTSPEED MAGAZINE - Science Fiction and Fantasy Story Podcast (Sci-Fi | Audiobook | Short Stories)
This episode features "The Oracular Manifestation of Human Consciousness Offers Three Provocative Verbs, Separated by Commas" by Aimee Ogden (©2024 by Aimee Ogden) read by Stefan Rudnicki, and "We Will Bring Siege to the Bastion of Sin that Cries Out in Your Prayer" by Hammond Diehl (© 2024 by Hammond Diehl) read by Justine Eyre. Learn more about your ad choices. Visit megaphone.fm/adchoices
1018. This week, we look at the meanings of the word "board," including the differences between board games, table games, and table-top games. We also look at the punctuation of participial phrases, helping you understand when to use commas in sentences like "She yelled at me, making me cry" versus "She is the lady making me cry."The "board" segment is by Samantha Enslen, who runs Dragonfly Editorial. You can find her at DragonflyEditorial.com.The "commas with participial phrases" segment is by Bonnie Mills, who has been a copy editor since 1996.
Uptown Funk came out 76 years ago. Feel old yet? Well this week we're taking a blast to the past for An Evening with Silk Sonic! I can condone making someone walk on shards of broken glass, but I draw the line at taking a dump without locking the door Slap City picks: "Chunky" by Bruno Mars, "Sunkissed Afro" by We the Commas. Listen to our playlist here Join us in 2 weeks when we'll discuss our next pick, Daniel Johnston's Hi How Are You!
Brian Stokes Mitchell is a two-time Tony Award-winning actor who has always thought the universe chose him. Born on Halloween when “people dress up in costumes and pretend to be other people”, the stars have indeed decided. Aside from performing, he also writes, dances, produces his own music, and orchestrates, but out of all the things he can do, his best quality is being a really good student. He details his latest project, “HOPE”, realizing that sometimes creative works have their own timing - this video dropping exactly when we need to hear it the most. He presents a profound metaphor about life as a "long sentence" full of commas rather than periods, and what his “dead questions” are. With an upcoming role in “3 Summers of Lincoln” at the La Jolla Playhouse, he recounts how the project deeply resonated with him upon reading the script. Aside from all his projects, he always makes sure to give back to the community–from being chairman of the board for the Entertainment Community Fund for 19 years to providing entertainment from his balcony during the pandemic. Stokes shares how curiosity continues to motivate him, and why we should follow our heart in all our endeavors. Brian Stokes Mitchell is a two-time Tony Award-winning, Drama Desk Award-winning, and Outer Critics Award winning actor. He is renowned for his powerful baritone voice and dynamic stage presence with standout performances in Broadway productions like “Ragtime”, “Kiss Me, Kate”, “Man of La Mancha”, and “Shuffle Along”. He's become a celebrated figure in musical theater, but beyond Broadway, he has showcased his talent on television, including shows like “Vampirina”, “Wolverine”, “Billions”, “Mr. Robot”, and of course, “Trapper John, M. D.” He's also recognized for his philanthropic work, particularly for his 19 years of serving as chairman of the board for the Entertainment Community Fund, and is a member of the Theater Hall of Fame since 2016. Connect with Brian: Website: www.brianstokes.com Facebook: @bstokesmitchell Instagram: @brianstokesm Youtube: @brianstokesmitchell7280 X: @bstokesmitchell Listen: Brian Stokes Mitchell - HOPE (feat. Jason Robert Brown) “3 Summers of Lincoln” at La Jolla Playhouse What's Possible When the Arts Belong to Everybody | Lear deBessonet with Brian Stokes Mitchell | TED Connect with The Theatre Podcast: Support the podcast on Patreon: Patreon.com/TheTheatrePodcast YouTube: YouTube.com/TheTheatrePodcast Threads, Twitter & Instagram: @theatre_podcast TikTok: @thetheatrepodcast Facebook.com/OfficialTheatrePodcast TheTheatrePodcast.com My personal Instagram: @alanseales Learn more about your ad choices. Visit megaphone.fm/adchoices
GCBC 284 - Good episode with Good in Inverted Commas recorded July 5th 2024 Good Cop Moments Bad Cop Moments #FanCopMoments Devil's Advocate Follow the podcast @goodbadwrestle Follow the network @visglobalmedia Follow Matt @themattattackuk Follow Graham @mgbgraham Follow Ryan @nishguy
Hadiya Nuriddin explains how to start or improve a quality management program in your organization.
Linktree: https://linktr.ee/AnalyticNotorious Mass Effect - Deep Dive: Ayra Starr's Genre-Bending "The Year I Turned 21"New music alert! This segment dives into Nigerian superstar Ayra Starr's highly-anticipated sophomore album, "The Year I Turned 21."Breaking Boundaries: This 14-track project marks a departure from Starr's established sound, showcasing her artistic evolution and global aspirations.Global Collaborations: The album boasts an impressive list of international features, including American R&B singer Giveon, Brazilian star Anitta, and rising Nigerian artists like Asake.Afrobeats Fusion: "The Year I Turned 21" isn't afraid to experiment. Expect a blend of contemporary Afrobeats, infectious Latino rhythms, and a touch of Yoruba Highlife.Viral Success: Starr's project garnered massive pre-release buzz, exceeding 200 million streams on Spotify. Tracks like "Commas" and "Bad Vibes" have already received critical acclaim and award nominations.A Coming-of-Age Story: Following the pattern of her debut, the album title reflects Starr's age at release, adding a personal touch to this musical milestone.Tune in for a deep analysis of "The Year I Turned 21," exploring its sonic exploration, chart-topping potential, and Ayra Starr's artistic journey.Support this podcast at — https://redcircle.com/analytic-dreamz-notorious-mass-effect/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
962. We explore why phrases like "time flies" and "fast approaching" reveal deeper perspectives on time — is it us moving or the event? Plus, you may think you know how to use commas, but just like people, they can be more complex than they appear at first glance.The "time" segment was written by by Sarah Duffy, a senior lecturer in English language and linguistics in the Department of Humanities at Northumbria University, Newcastle. It originally appeared on The Conversation and appears here through a Creative Commons License.| Transcript: https://grammar-girl.simplecast.com/episodes/time-language/transcript| Subscribe to the newsletter for regular updates.| Watch my LinkedIn Learning writing courses.| Peeve Wars card game. | Grammar Girl books. | HOST: Mignon Fogarty| VOICEMAIL: 833-214-GIRL (833-214-4475) or https://sayhi.chat/grammargirl| Grammar Girl is part of the Quick and Dirty Tips podcast network.Audio Engineer: Nathan SemesDirector of Podcast: Brannan GoetschiusAdvertising Operations Specialist: Morgan ChristiansonMarketing and Publicity Assistant: Davina TomlinDigital Operations Specialist: Holly Hutchings| Theme music by Catherine Rannus.| Grammar Girl Social Media Links: YouTube. TikTok. Facebook. Instagram. LinkedIn. Mastodon.