Podcasts about hear keith

Are you a real estate investor looking to maximize your returns and minimize hassles with your rental properties? This is a must-listen! You'll discover proven strategies for quickly filling vacant units and attracting high-quality, long-term tenants.  Hear Keith share insider tips on leveraging rent increases to boost your cash flow and property values.  Plus, you'll learn about an innovative financial tool - a Home Equity Investment - that can unlock a lump sum of cash from your properties without any monthly payments.  Tune in to get the edge on managing your rentals like a true pro and building lasting wealth through real estate.  This episode is packed with actionable insights you can apply to take your investing business to the next level. Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”. Show Notes: GetRichEducation.com/532 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching:GREmarketplace.com/Coach Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, talking about the dynamic between rents and prices, how to keep your vacancy rate low and the relationship between landlords and tenants. Learn about how a newer vehicle can give you a big lump of cash from your property without you having to make any payments, then inflation is your wealth building, Friend, yeah? really today on get rich education.    Mid south home buyers, I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows and A plus rating with a better business bureau, and now over 5000 houses renovated. There's zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis, get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com    when you want the best real estate and finance info, the modern Internet experience limits your free articles access, and it's replete with paywalls and you get pop ups and push notifications and cookies disclaimers, ugh. At no other time in history has it been more vital to place nice, clean, free content in your hands that actually adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write ours myself. It's got a dash of humor, and it is to the point to get it. It couldn't be more simple. Just type up a text message with the letters G, R, E in the body and send it to the phone number, 66866, and when you start the free newsletter, you'll also get my one hour fast real estate course, completely free. Subscribe to my Don't quit your Daydream newsletter, and your mind will be wired for wealth. Text GRE to 66866, text GRE to 66866,   Corey Coates  3:02   you're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  3:18   Welcome to GRE from Villa Lenovo, Pennsylvania to Villanueva, Columbia, and across 488 nations worldwide. I'm Keith Weinhold in your listening to get rich education. I'm really grateful to have you as always. When you invest, you are buying a day that you don't have to work. That's what we're helping you do here every single week own real estate, and it's going to allow you to buy back big chunks of time for yourself later. And that's a big deal because your very life is made up of chapters of time. It's actually really cool when you own investment properties in a few different places, then you actually own part of, say, Indiana and Tennessee and Georgia. You own parts of those states. That's what we help you do here. And that sounds cool. Sounding cool, though, is not enough. There need to be good fundamental reasons behind the real estate portfolio that you are building. It's kind of interesting. With rental property investing, you're kind of doing the little things in order to hold together the big profitable picture, because there are all these forces that are simultaneously creating wealth for you when you've got income property with a loan. So yeah, you're just sort of trying to hold it together. You say, don't get your vacant property rented as soon as you want. So you might drop the rent 50 bucks and add a nice new kitchen faucet and ta da, just like that. It's rented, and all while you're doing those little things. Things to hold it together. Whether your property is vacant or rented, you are benefiting from leverage and inflation. Profiting on your loan. You're benefiting from some big forces either way. Well, on today's show, first, we're going to be talking about the little things like the one on one relationship between you and your tenant, and then later on the show today, that's when we'll grow and talk about a more macro force, like new ways for you to think about how you're benefiting from inflation when we talk about rents prices and the relationship between a real estate investor like you and your tenant. Recently, on the show here, I talked about how the 4.6% growth in wages like we do have today, that is a harbinger of you getting future rent growth. And this can get rent growth to catch up with the growth that we've had in property prices. And note that this is what happens. You need to remember that the bid format of buying property that allows for more rapid price escalation than the first come first serve at a set price format that you have when you're trying to rent out your property. All right, when you put up a property for sale, or you're the person that's buying one, that's usually not in a first come first serve process that's more of a competitive bid process. And see that is exactly why, in a hot market, real estate prices can run up fast. But because, say, you're renting out a property, and you're doing that, you're usually not accepting offers from prospective tenants and then taking the tenant that has the highest bid. Well, instead with rents, you're just taking the qualified first tenant that agrees to your fixed rent price of, say, $2,000 Okay, your prospective tenant isn't saying, Oh, I really like your rental, single family home, so I'll pay you $2,200 for instead of the 2000 that you're asking. And see that right there is why, in a hot market, property prices run up faster than rents do. But see when prices run up faster than rents, like they did, starting about four years ago, what happens is that begins to make rents, oh, they look like a relative bargain to people that are seeking housing. So that is the time that pivot point when rents catch up with prices, which is the cycle that I hope we are getting into next. Now. Right now, we have to be at a time of year where tenants tend to stay put. There isn't as much turnover as you approach the holidays, but a few months from now, turnover tends to pick up in the springtime. And before we talk about the economics of what you do when you have a vacant unit, understand that despite the national housing shortage, the rental vacancy rate really is not that low nationwide. Do you have any idea what the historically average rental vacancy rate is? You have any guess there? That's about 7% 7.3% to be exact. That's why, when you run your cash flow analysis for a property using one month per year is usually pretty safe, that's about 8% Well, all right, we've established that the long term national rate of vacancy is 7.3% the current vacancy rate is 6.9% and yes, that number is just what it sounds like. It's simply the percentage of rental inventory that's available for rent, and it maxed out at 11% back in 2009 that's when housing was badly overbuilt, and now with the housing shortage, you'll see that today's vacancy rate is only a little below normal, 7.3 versus 6.9 maybe you're wondering, well, why isn't it even lower, like five or 6% Well, one big reason why vacancy rates are just a little lower than the long run average is all of the apartment over building like I discussed with you two weeks on the show and I told you about my walk on rainy street in Austin, Texas last month, where they're building gobs of 500 foot tall apartment towers that aren't going to be occupied for a while, and I called that area America's apartment oversupply ground zero. But as you know, there are so many ways to parse and dissect real estate markets. The vacancy rate for apartment buildings today is 7.8% nationally, but for single family rental homes, it's only 5.4% that's because their supply is more scarce. But since there aren't many new apartment projects just getting started now, they're just completing when they started about two years ago, I would expect the apartment vacancy rate to come down over the next couple of years. And then, of course, each local area is going to have its own vacancy rate too. I mean, there are so many ways to parse, to bifurcate real estate, and all those figures I gave you are per the US Census. Well, I've explained to you before that when you have a vacant unit, that is the time for you to really push it test the market. Start your asking rent up rather high in order to see what you can get for it. And this is what's known in economics, in the free market as price discovery. This is your time for price discovery, but you usually only want to keep the rent way high for just a few days, otherwise you might needlessly increase your vacancy period. But here's the thing, if your unit is vacant after a number of showings, is it better for you to drop the rent, or instead, is it better for you to make some upgrades to the unit and keep that higher asking rent? Well, like seemingly everything in real estate investing, the short answer for you is, it depends right the upside of you dropping the rent is that it's a lot quicker and easier to do than making an upgrade to the unit. I mean, just snap your fingers and it's done. Dropping the rent might only take a few seconds or minutes, but see when you keep the higher asking rent and you make upgrades, you do more than just increase your rent income. You get a better quality tenant, first of all, and secondly, if you get, say, 5% more rent depending on your leverage position, you might get 10% more cash flow, that money that you feel in your pocket every month. A lot of landlords don't even consider those two attributes right there. See, when you get 5% more rent for a unit your tenant, of course, they only have to pay 5% more, yet you yourself as the property provider, you're getting perhaps 8% or 10% or 12% more money in your pocket because of the leverage. And right there, I essentially just described the third crown of get rich. Education's inflation triple crown for you. That third crown is called Cash Flow enhancement. And really there's another, I guess, a third here wealth building attribute that you've accomplished through achieving a higher rent, and that is, if it happens to be a five plus unit apartment building, you also actually just increase the value of the entire property, since they are valued on the net operating income in the cap rate. So we're talking about vacancy, rent and real estate economics here with three distinct elements that I just described about how upgrading and achieving a higher rent gives you a lot of distinct advantages. The downside of it being that it takes more time. And there's another one. What are we up to here? A fourth upside to upgrading and achieving more asking rent, as opposed to doing the minimum for lower rent. And that is, well, it's your pride of ownership. I mean, you're providing good housing now your whole mission is not about altruism alone, but you'll feel like you're on a more fulfilling mission when you are like I often say, providing housing that's clean, safe, still affordable and functional. There's a fifth reason in that is that higher rents help you deal with higher operating expenses. But maybe it's beyond just the way in which you're thinking. And you know, a lot of people really don't understand this or put this together. In fact, I was talking with a real estate investor last month at the New Orleans investment conference. He was talking about rising insurance expenses on his properties, saying that he had one property that just had a insurance premium increase of 10% and he sounded a little disappointed, saying that, well, I can't get 10% more rent, but I've got this 10% higher insurance premium. So you know, he was thinking that he was losing? No, he's not necessarily losing, because in absolute dollar terms, you're charging your tenant multiples more in rent than what you're being charged in insurance. Say that you're charging 2000 bucks in rent on a unit. All right? Well, on a monthly basis, just say that your insurance payment works out to 200 bucks on that unit. All right. Well, with just 5% more rent, that's $2,100 a $100 increase, but if your insurance goes up 10% from 200 to 220 bucks, that's just a $20 increase. So right there in that example, your rent increase is half of your insurance rate increase percentage wise, but in dollar terms, your rent just went up five times as fast as your insurance did, and you are even more cash flow positive than you were previously. So the point is in your monthly profit and loss statement, your cash flow statement, on your property, even your pro forma, keep in mind that your rent amount, that is the biggest monthly number, and being attentive to it can cure so many ills. And when you realize this, this plethora of positives, if you will, it can make a decision to, yeah, do something like replace that old Berber carpet with new vinyl plank flooring, and make that look more attractive to you, and it's gonna look more attractive to your tenant, and you're probably gonna get a higher quality tenant than what you would have placed otherwise. And when you upgrade a unit, not only is your property worth more, but you usually don't pay a higher insurance premium as a result of making that upgrade at all, despite your higher valuation. In fact, sometimes lower rents are subsidized by deferred maintenance, like a leaky faucet or a big crack in a ceiling, all right, now all of these things are sort of hard economic facts when it comes to the relationship between landlord and tenant. Let me then tell you about a, I guess, softer sensibility. Okay, let's get touchy feely for a minute, and that is the words that we use. In fact, those very landlord and tenant words themselves. Back in 2021 there is a first of its kind, legislation that was proposed in Ohio to change references in their state law from the word landlord to housing provider and from the word tenant to resident. Now I think that the word landlord is a rather strange word. I mean, it's kind of weird that we're still using that term today. In fact, in the small town that I grew up in in Appalachia, it was not an affluent area at all, not even close. It was lower middle class. But even as a kid, I knew that my parents owned their home and that all of my friends' parents owned their homes too. It wasn't until I was about age 13 when the Petroski family moved into town, cowdersport, Pennsylvania. They were nice kids. I befriended them, and they soon started using the term landlord. I might have been about 13 until I had even heard the word landlord, and I still remember then that it struck me as a strange sounding term. Now it was all simple, small, single family homes where I grew up, like these 80 year old Victorian homes. No one tried to divide their yard with fences. People didn't lock their doors. It was great. And anyway, the petroskis lived in a single family home that the landlord, Mr. Hosley, had divided up into three separate, walled off units. That's before the term house hacking even existed. But in fact, landlord, it is a futile and perhaps outdated term, and I'd have to agree that, instead of landlord, the term housing provider, you know what better describes you and I's role and the relationship to our tenants or residents. I mean the word landlord that almost sounds like a person is totalitarian or dictatorial, when in fact, most landlords are people like you, smaller and family owned, not land barons. I mean, HUD will tell you that America has 10 to 11 million individual investor landlords, and they manage an average of just two units each. Okay? So hardly dictatorial, not some tyrant that's going around trying to evict everyone. Not despotic. Let me practice a little with you today, is, I'll try to use the term housing provider instead of landlord, as much as I can here see sometimes what happens in society is that the frustration of poverty gets loaded onto housing providers, and that sets up a system of enforcement that assumes that they have an interest in crushing the people that pay them to keep their property businesses running. And the reason that, say, a food provider like a grocer or an entertainment provider like a basketball team owner, you know, they just don't seem to be as unpopular as a housing provider. And one reason for that is because housing is expensive and it's also non discretionary, meaning that everyone has to have housing. So you might consider using the term housing provider more often than landlord, especially around your tenant, if your tenant thinks of you as a housing provider that has to pay. A mortgage and operating expenses every month, rather than a landlord that turns every dollar of rent income into pure profit, which is never true. Well, if they understand that, you're going to be doing better from a tenant relations standpoint, and that's also completely truthful as well. As far as that Ohio State law and changing the word tenant to resident. Yeah, over the years, I know that a lot of people favor that term, including a lot of our turnkey providers at GRE marketplace. I've rode around in cars with them, and they're talking about their market, and they prefer the term resident to tenant. Now, tenant is a feudal term as well. It refers to someone who occupies land from a lord. The more direct term from feudal times is the word vassal. You might remember that from high school, V, A, S, S, a, l, that means a holder of a land that pays allegiance to a lord. Somehow, to me, the word tenant, it just doesn't feel as futile or like it's almost part of a system of oppression, like the word landlord feels. Landlord feels like some king brooding over his serfs. In fact, the word tenant is actually helpful, because if you tell me that a person is a resident, I don't know whether they own or they rent, but if you tell me they're a tenant, I know that they're renting. So tenant helps, because it's more descriptive and tenant does not sound to me like someone is being oppressed, either. But in any case, consider using housing provider rather than landlord. Here in the soft skills department, it can be hard to remember to do that though you're listening to get rich education podcast episode 532 I'm your host, Keith Weinhold, education is in our name, and I've got more learning for you.    Let's discuss something new and learn about what H E i's are that stands for home equity investment, and see if one of them can help you now, HEI's. They're a pretty new way where you can access a chunk of your home's equity without you having to make any ongoing payments. I mean, does that sound amazing, or what? Okay, it does sound amazing. You get a chunk of money out of your property now without making any payments, but there are some downsides to heis, as you might have guessed, all right. Well, first, let's talk about the way that it works. Okay with an hei. What happens is that a portion of your home's equity is given to you in cash, especially given to you by an investment group. Hey, windfall moment sounds amazing, and it gets even better, because you can use the funds however you like. I mean, what could you do with an extra few 10s of 1000s of dollars or hundreds of 1000s of dollars in cash? Further, unlike some of the better known vehicles, like home equity lines of credit and home equity loans, there are truly no payments for you to make with these heis, again, home equity investment, that's what we're talking about here. And better yet, you can access your funds in as little as a few weeks. And, yes, I mean, this sounds amazing, but you have got to be wondering, what is the catch with HEI's, and there are some what is in it for the investor? Is this investment group? Well, when you're ready to settle the investment years down the road, they are going to be paid out their agreed upon share as the percentage of the sale price or the appraised value. All right. So as you balance that and think that through who is an HEI for, then it's good for a borrower like you, in case you don't have great credit, or if you have a high debt to income ratio, is especially great if you are house rich and cash poor. And the reason that I'm talking about heis now is that more people find themselves in that very situation today, house rich and cash poor, and that's because Americans are sitting on all time, record equity levels of more or less 300k today. All right, that is the house rich part and more Americans are cash poor today. That's due to higher inflation. All right. Well, now that you know the basics of what a home equity investment is and what the upsides are, what about the downsides? More downsides of feeling this near term windfall without you having to make any payments? Well, your mortgage company might block you from taking on an HEI because see what you're doing is you're taking on another lien holder. Understand that with. An Hei, you've now got more of a lien than you do a loan, and much like a reverse mortgage, heis can also have high fees, and additionally, down the road, that investor might take a big chunk of the home's appreciation, that stuff should all be laid out in your terms up front. So that's something you ought to be able to see coming. All right. Well, now we're a real estate investing show here, so you're probably wondering, okay, great, and you've been hearing me use the word home, but can you get it on your non owner occupied property? Yes, at times you can get an HEI on rental property, but the terms are probably going to be less advantageous, then they will be on your primary residence. Now you might see he is referred to as a product of financial innovation, which is sort of synonymous with another term, financial engineering. And you know, whenever you see those terms, you typically want to exercise caution. Now that alone doesn't mean that an HEI is wrong for you. And of course, with any investment type, although it's usually not your main decision driver, you're going to want to learn about the tax consequences as well. And you might note that home equity investments are also known as a Home Equity sharing agreement, and although that's a longer term, it is more descriptive, and it makes sense because you and an investor partner are essentially sharing in your home's equity together. Now, as a GRE follower, you're able to understand what an investment like this would mean to you and your financial future. Since the rate of return from home equity is always yes, always zero, with an Hei, now you can separate out some equity, and now you'll have the potential for dollars that can earn a return somewhere, and you're going to enjoy better liquidity as well. But Caveat emptor, buyer beware with heis.    The GRE studio has been mobilized a lot lately, as I am here in Anchorage, Alaska today. And what am I doing here? Well, besides studying the housing market, not any local one, but the national housing market. I have also been skiing this week. Hey, when it comes to subscribing to our newsletter, which I do write myself, you might not have realized something. I don't overwhelm your inbox. When you start subscribing, you'll get a welcome set of emails that send every other day for about 10 days, but that's just in the beginning. After that, my newsletter is only sent about weekly whenever there's something critical in the real estate investing world that you really need to know about. It's also brief. It's important to keep it short because your time is valuable. And have you ever noticed that even the word abbreviation is too long? Our don't with your Daydream newsletter is always less than a five minute read. It's usually less than a three minute read to get the letter just text GRE to 66866, right now, see even opting in to get my crucial letter is brief. Now you can text GRE to 66866, more. Next. I'm Keith Weinhold. You're listening to get rich education.    Oh, geez, the national average bank account pays less than 1% on your savings, so your bank is getting rich off of you. You've got to earn way more, or else you're losing your hard earned cash to inflation. Let the liquidity fund help you put your money to work with minimum risk, your cash generates up to a 10% return and compounds year in and year out. Instead of earning less than 1% in your bank account, the minimum investment is just 25k you keep getting paid until you decide you want your money back. Their decade plus track record proves they've always paid their investors 100% in full and on time. And you know how I'd know, because I'm an investor in this myself, earn 10% like me and giari listeners are. Text FAMILY to 66866, to learn about freedom. Family investments, liquidity fund on your journey to financial freedom through passive income. Text FAMILY to 66866    Hey, you can get your mortgage loans at the same place where I get mine at Ridge lending group NMLS, 42056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualified. And chat with President Caeli Ridge personally. Start now while it's on your mind at Ridge lendinggroup.com that's Ridge lendinggroup.com.   Tarek El Moussa  30:17   What's up? Everyone? This is hgtvs Tarek El Moussa. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  30:34   Welcome back to get rich Education. I'm your host. Keith Weinhold, it's been said that in your life, what you're not changing. You're choosing loads of investors in the 401K or conventional investment plans. They aren't changing the fact that they're only getting their money to work for them. So they're choosing to deny ethically, getting other people's money to work for them, and that's why they have no option other than to work full time until they're old. Well, when you're that savvy borrower now, you're benefiting from both the asset leverage and the inflation profiting, as we know and the way to keep both your leverage high and the inflation profiting on your debt high is to intermittently change the fulcrum on your lever so that you don't have too much equity accumulating in your portfolio. And you also want to be investing in an inflationary environment be a debt DECA millionaire. Remember that term that I introduced to you here a few years ago, if you had ten million in debt at 3% inflation, you're profiting 300k per year just from that alone. Yes, the paradoxically glamorous life of having 10 million in debt, but it's all tied to income properties, so that your tenants make the pay down for you, and inflation pays it down even faster that debt DECA millionaire, he's obviously got to be a pretty creditworthy person in order to get ten million in debt in the first place. Yep, building lasting wealth is not conventional at all. And for the debtor, inflation is therefore your wealth building, friend. It's why, when you see your favorite can of La Columba cold brew coffee, which is a favorite of mine, gosh, it's nice and frothy. If you know, you know, in fact, I'm gonna crack this La Colombe triple draft latte to enjoy after the sh ow there. Did you hear that? No, I don't have any sponsorship with them, but when you see that cold brew price go from $4 to $5 well, that effect makes most people poorer. Some people think that effect makes everyone poor, but it's not making you and I poorer. It's enriching us. When you see consumer price inflation like that, there's a good chance that asset price inflation is occurring as well, and that's why seeing higher prices at grocery stores is probably a subtle signal that you are better off, not worse off. You're better off because you know how to arrange your financial life for inflation rather than being impoverished by it. Congratulations. Let's drink to that with a La Colombe coffee. What you're doing is you are swimming with the river flow, and almost everyone you know is struggling because they chose to swim against the inflationary river flow. See the way that almost everyone that you know goes about earning their income is that they only earn their income once, and they earn it at their job. In an inflationary world, you effectively have to earn your Fiat dollar twice, once when you work for it, and once again, when you invest to beat inflation, otherwise that dollar is just going to evaporate. And that seems so unfair. I mean, why should a surgeon or an athlete, engineer, programmer, accountant, why should those people that are successful in their field and serve society. Why should they have to develop expertise in a second field? Why do they have to do this just to maintain the wealth that they've already built, that they produced out on the free market? Why can't you have a store of value for the future? Inflation is the answer. So they need to develop expertise in a second field, and that's why listening to content just like this is therefore not optional, but it's actually mandatory in this cycle, CPI inflation peaked at 9.1% two and a half years ago, and despite that, has come down quite a bit. It's. A little elevated. It's still not down to the Fed's transparently stated 2% target, and by the way, there is another Fed meeting in two days. If the Fed cuts rates more, bond yields could go higher, which means mortgage rates tend to go higher. Inflation is powerful. A lot of people will tell you that it is the main reason why Jamie Carter wasn't re elected president in 1980 and today they'll tell you why. It's the main reason that it brought down the Biden Harris administration. But see, here's the thing, if you're able to obtain loans in the United States and some other developed countries, understand that you're in a sweet spot, and that sweet spot is a level of inflation that's actually low to moderate by world standards, and not hyper inflationary. All right. Now I know what you might be thinking. You're thinking like, oh, well, hyperinflation would be tremendous for a leveraged real estate investor. Now, why, though, would I say that we don't want hyperinflation? Well, there are countries with a history of hyperinflation, like Turkey, Argentina, Venezuela, Zimbabwe, Iran, they have a history of massive currency devaluation. Let's see what happens then is that financing becomes almost non existent in those places. When that happens, I mean history over hunches. History shows us that in places like that, forget about getting home mortgages, investor loans, a credit card, consumer debt, small business loans, unless maybe a usurious interest rates. If the US had a history of hyperinflation or even sustained bouts of really high inflation, then you know what cooperation between borrowers and lenders becomes nearly impossible. Even those governments of those countries, they have trouble borrowing money, except maybe at maturities of a few months. And you know, I always like to make a borrowing lending example with you and your friend. Okay, you don't want to loan your friend $1,000 for a year in hyperinflation, because if the inflation rate were 1,000% then, after a year, the $1,000 that your friend would pay you back, well, that's only $100 worth of purchasing power. Now, all right, that's why, if the US had one bout of hyperinflation, you know, maybe that would be good, because it would seriously wipe out all of your debts one time. If there became a history of that, though, then you might not get access to loans at all. I mean, who would be crazy enough to finance your growing real estate portfolio in hyperinflation? So the fact that globally, the US has low to moderate inflation levels. I mean, that can be a good thing, that inflation is most of the time, a more surreptitious force. It largely went without notice until the pandemic made it flare up and made that LA Columbia cold brew coffee go up, and made property prices and rents go up all while you're fixed. Mortgage payments stayed the same, totally sheltered from the inflation. All right. Well, if my solution to beat inflation by taking on debt and thinking about it that way, if that's not iconoclastic enough, I've got a different strategy for beating inflation, and I think that I did quickly mention this here about a year ago when Doug Casey was our guest on the show.    But yes, I do have another strategy for beating inflation, and it is controversial. It is almost blasphemy to say this out loud on any finance related show this inflation beating strategy, it's guaranteed to improve your quality of life, okay, no speculation here. A guarantee of improving your quality of life is so simple, anyone can easily do it. In fact, you even have companies competing with other companies to get you to do this, and the answer is to spend your money. Yes, I said it out loud. It guarantees that you'll improve your life. It's simple to do. Various counterparties are competing all over the place with each other. They're falling all over each other every single day to try to get you to do this well, as long as you've invested well first and you have ample liquidity by having a healthy relationship with spending there if that crew. Is to the Spanish Riviera in Majorca, is going to cost you $10,000 this year, but it'll be $11,000 next year. Then spend the money today and beat inflation. Yes, I said it. Spend some of your money if you've been listening to this show and following the guidance here, yes, you can afford to do it. I mean, what is money for anyway? And sadly, some like conventional finance professionals, they are reluctant to tell you to spend your money because they're compensated by the percent of your assets that they hold under management. Inflation makes borrowing and spending, then two irresponsible sounding things, borrowing and spending make complete sense when you do it right, like income properties tied to fixed rate loans.    Hey, why? I've got some cool announcements to share with you now and in future months here on the show, I've got a big collaboration coming up with long time friend of GRE here, Robert Helms of the real estate guys and I together. You'll learn more about that in the future. But first coming up this Saturday, the 21st at 3pm Eastern, over on YouTube, I am going to reveal GRE 's national home price appreciation forecast. So yes, to the nearest percent, I'll tell you exactly how much home price appreciation that you will get, an exact number, how much to expect in the US next year. Or, Hey, maybe I think that home prices will make a rare fall next year, what you're going to get that number, if that's what I forecast, you can go to our get rich education YouTube channel anytime here and make sure that you set a notification so that you are informed again. That's Saturday the 21st at 3pm eastern over on our get rich education YouTube channel, I expect that that information is going to benefit you.    Hey, if you appreciate the show here, do you think that you could help me out in just one small way? Call it my Christmas gift request. There's just one item on my Christmas list with you, and it should only take a couple minutes of your time leave a podcast rating and review for the show on Apple podcasts or Spotify. The rating is the five star thing. The review is a few sentences about what you get out of the show here. I would really appreciate the, I suppose, gift from you, and I will read your review myself too, if you don't know how to do it right inside those listener apps. Just open up a browser tab and search how to leave an apple podcast review or Spotify podcast review, or whatever platform you prefer to listen on. Yeah, it would feel like a little Christmas gift to me after all these months and years of listening, go ahead and provide me with some feedback. Tell me what you think, and thanks so much. Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Dolf Deroos  43:10   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  43:38   The preceding program was brought to you by your home for wealth, building, get rich, education.com  

Who will be the lucky winner of this week's prize from The Plant Runner?Another packed episode of excellent questions from our listeners and hear more about what Keith does (when he's not talking to us about gardening!)Some great tips this week include:Your ECO Neem and Eco Oil mix can be made up and left in the sprayer for use. Adding a couple of drops of detergent can help others like Bordeaux spray from becoming pastyAcer Negundo Box Elder tree can be a weedy speciesCompacted clay soil? Hear Keith's tips on preparing this soil before planting including loosening with F.D Ryan's broadfork, when to use gypsum and adding products like MycoGoldShade loving perennials - Keith recommends Ajuga, Ligularia dentata reniformis (Tractor Seat Plant), Chatham Island Forget-me-not, Arthropodium, Sedum, Clivia, Primula, Veltheimia BracteataTall plants like Aster falling over? Try crowding with other plants to support. Different forms of salivias, agastache, achillea for example.Cherries (Keith recommends lapin variety) and pears (Keith suggests Packham's Triumph) both require cross pollination for good crop production.Can you apply crop rotation principles to flowering annuals? Probably not but ensure you are improving soil with Clyde's lignite, Munash Rock Dust, Clyde's CompostHear how to remove Kaikuyu lawn. Use Slasher, cover with Where you can find all things Muddy Boots!Website: https://www.muddyboots.net.au/Instagram: www.instagram.com/muddybootspodcast/ Facebook: Muddy Boots Podcast | Facebook

Elisabeth is ready to fill her new raised beds and start her veggie patch. Maybe you are too? This month, Keith gives us some great advice on getting started with growing your own food.Location, location, location - lots of sun is an absolute must!Type of veggie patch - options include a raised bed or building into existing lawn or garden bed. Eradicating grasses and weeds with a herbicide like Roundup or consider an organic alternative like Slasher according to the directions.Soil preparation - prepare an existing area and improve soil with addition of quality compost like Clyde's Compost and topping with organic mulch like Who Flung Dung. Keith recommends using a broadfork to penetrate your soil (look for F.D Ryan's). Filling a raised bed? Ensure the base has either a layer of geo fabric or consider using Weed Gunnel. Beds can be filled with layers of organic matter using the “lasagne method”. Improve soil with Munash Rock Dust and fertilise regularly with products like Charlie CarpWhat to plant? Ensure you are planting according to your location's climate. Decide whether you will plant seedlings or propagate from seed.Set your seeds up for success by using the Moon calendar. Protect your veggies from pests. Hear Keith's Earwigs control method.Look for organic products like Eco Oil and ECO Neem and consider netting to control cabbage moths and other pests.Where you can find all things Muddy Boots!Website: https://www.muddyboots.net.au/Instagram: www.instagram.com/muddybootspodcast/ Facebook: Muddy Boots Podcast | Facebook

Check out this week's Q&A and learn who will win the prize, donated by The Plant RunnerGreat questions as always and some excellent suggestions from Keith and Elisabeth including:-   :Keep an eye out for Gumleaf Skeletoniser (Uraba Lugens) that can destroy eucalypts in Winter & Early spring-   Tips for using the moon calendar to guide pruning times-   Ant mounds? Try a 50/50 mix of vinegar and water a good organic solution -   Terms like “genetically modified”, “organic”, “heirloom”, “open-pollinated”, “hybradised” - Keith explains! -   Moss in lawns? Use a broadfork or hire an aerator. -   Can Keith help Carol with what to plant in the severe climate of Western NSW?-   How to propagate  Gymea lilies from seed with the help of smoke water-   Dreaded aphids? Treat with ECO Neem-  Fruit flies attacking your mulberry tree? Hear Keith's top tips- Kick start your citrus trees with Neutrog Gyganics- Try a layering method to propagate blueberries- Add calcium carbonate or blood and bone to speed up the break down of leaves like pear and oak - Feed bulbs with Strike Back for great flowers next season!Where you can find all things Muddy Boots!Website: https://www.muddyboots.net.au/Instagram: www.instagram.com/muddybootspodcast/ Facebook: Muddy Boots Podcast | Facebook

Keith teaches his secret formula to harness the power of words to communicate, convince, and persuade. Keith believes that we are all wordsmiths, and the better we become at our craft, the more successful we will be in the courtroom and in life. Hear Keith explain different types of words, and how connotations can subconsciously hurt or help your case.   If you have a case that you think me or my team would be able to help you with or handle, you can reply to this email. You can email me:  I personally read every reply.     I'm now on LinkedIn, let's connect:    For more visit: 

Keith teaches his secret formula to harness the power of words to communicate, convince, and persuade. Keith believes that we are all wordsmiths, and the better we become at our craft, the more successful we will be in the courtroom and in life. Hear Keith explain different types of words, and how connotations can subconsciously hurt or help your case.   If you have a case that you think me or my team would be able to help you with or handle, you can reply to this email. You can email me:  KMitnik@forthepeople.com  I personally read every reply.     I'm now on LinkedIn, let's connect: https://bit.ly/KeithOnLinkedIn   For more visit: https://keithmitnik.com

It's Truth Over Tribe book release day! Want a sneak peek inside? On today's episode, we're giving you free early access to two chapters. Hear Keith and Patrick read from the introduction, “Tribalism is Wrecking Your Life,” and chapter four, “Tribalism Creates Your Enemies.” These chapters will give you a good preview into the themes and stories discussed in our book: why tribalism makes us miserable, why people are tribal by nature, why Republicans and Democrats like each other far less today than ever before, and finally, some practical steps that Jesus offers us for leaving tribalism behind. You won't want to miss this one! Ok, truth time... Did you like this episode? Tell us by leaving a rating or review!

Has today's tribalistic culture gotten any better? Or are we becoming even more divided? On this episode, Keith and Patrick give a state of the (tribal) union, exploring recent events as case studies: The FBI's recent search of Trump's home at Mar-a-Lago, the Florida Rights and Parental Advocation Act, the overturning of Roe v. Wade, monkeypox, and more. Plus, don't miss their big announcement: They wrote a book! Hear Keith and Patrick share why they wanted to release a book on escaping tribalism and choosing truth. (And find out how you can help spread this message too!) Ok, truth time... Did you like this episode? Tell us by leaving a rating or review!

This week Keith Montena and special guest Hannah Relovsky discuss Taylor Swift's sixth studio album, "reputation". Coming off the back of an untouchable run of hit singles from "1989" at the height of her pop fame, Swift also dealt with public feuds and her first storm of media backlash. This became a clear through-line for the lyrical content across the album, and this sparked a conversation about if this laid the best groundwork for an album concept. Hear Keith and Hannah touch on how the singer experimented with more synth and dubstep, and argue if she was successful in utilizing her feuds with Kanye West, Katy Perry, and Kim Kardashian as inspiration. Make sure to follow @vinyldropodcast on Instagram, and stay tuned for more episodes.

This week Keith Montena and special guest Carly Giacoio discuss Marina's fifth studio album, "Ancient Dreams In A Modern Land". Formerly known with the "Diamonds" tag, the singer released a project which seemed to sonically pay homage to her earlier days. Preceded by "Love + Fear", an album which explored feelings of happiness and on-trend synth pop, Marina faced mixed reviews from fans and critics alike. On this project, Marina discusses societal and political issues, and deals with the heartbreak from her most recent relationship. Hear Keith and Carly discuss the ballads and pop productions across the project, and what aspects Marina excels with. Make sure to follow @vinyldropodcast on Instagram, the "Vinyl Drop Music" playlist, and stay tuned for more episodes.

Keith Montena welcomes back Katie Hausler to discuss Halsey's debut studio album, "BADLANDS". Cultivating an indie/alt-pop following throughout the previous year, Halsey's first album came at the perfect time for a mainstream breakthrough. While radio wasn't always the most friendly toward New Americana or Colors, the album became a huge success within her catalogue and carries impressive streaming numbers. Hear Keith and Katie touch on the singer's best moments in her musical introduction, the highs and lows across the album, and how Halsey's shifted since. Make sure to follow @vinyldropodcast on Instagram, and stay tuned for more episodes.

Keith Montena welcomes Logan Powers to discuss Lady Gaga's sophomore studio album, "The Fame Monster". Released with her famous debut, "The Fame", the singer's follow-up project featured eight songs that brought a more intense sound, and cemented her "Little Monster" base with darker imagery and concepts. While Bad Romance alone is hailed as one of pop's best songs, the entire collection see's the singer write and create some of her best songs to date. Hear Keith and Logan discuss their thoughts on the album. Remember to follow @vinyldropodcast on instagram to keep up with all updates.

 Keith Montena discusses Rihanna's fifth studio album, "Loud". With returning guest Andi Stebbins, the pair talk about the singer's notable singles discography and how the album is jam-packed with only potential hits. Released following "Rated R", an album released a year prior with a much darker edge, Rihanna was in the perfect position to continue her reign in the mainstream. With the red hair carving out a signature look and three number ones, this feels like Rihanna at the height of her powers... Before ANTi of course. Hear Keith and Andi discuss their thoughts on the album. Remember to follow @vinyldropodcast on instagram to keep up with all updates.

Throughout his entire career, people have called him the Director of Fun and after you listen to this episode of the GIG Podcast, you'll soon realize why Keith Stewart, PGA has accomplished so much from the Board Room to the Back 9. With two decades of perspective as an energetic leader in the sports business world, be sure to tune in to our most in-depth episode yet as together James and Keith explore his journey and discuss how Keith has turned his passions and skills as an effective communicator into a successful career and discuss what a young leader in the golf & hospitality business today can learn from his experiences. Highlights from this episode of the GIG Podcast that you don't want to miss: 8:03 – James and Keith discuss why you must take a different approach when connecting kids to golf in 2021.14:15 – What Keith advises to young up & comers about how to successfully advance in your career and get to where you want to go.25:10 – The challenges that Keith found in his career when it came to implementing creativity and change in the club environment, and the advice he gives today on being innovative.33:11 – The life lesson Keith has learned from his peers that he tries to pass on to others.36:15 – What does the acronym ‘YN = YNW' mean and why you need to remember it to get ahead in your career.47:31 – Hear Keith's philosophy about “creating golfers” and the approach he likes to take when talking about why others should take up the game. About Keith Stewart The ProShow with Keith Stewart is a live radio show covering the pop-culture of sports and golf. With 25 years of experience in the sports business vertical, Keith brings an incredible industry insider perspective to his storytelling. As a 5-time award winning PGA Professional, his expert views engage the audience and create unique interview moments. Each week is another highlight reel of non-stop fun and valuable information. Tune in every Friday at 3:00 pm EST on 920 AM in the NYC – Philadelphia market or stream the show from ESPN 920 AM's website. https://920espnnewjersey.com/show/proshow/

This week Keith Montena discusses Rihanna's fifth studio album, "Loud". With returning guest Andi Stebbins, the pair talk about the singer's notable singles discography and how the album is jam-packed with only potential hits. Released following "Rated R", an album released a year prior with a much darker edge, Rihanna was in the perfect position to continue her reign in the mainstream. With the red hair carving out a signature look and three number ones, this feels like Rihanna at the height of her powers... Before ANTi of course. Hear Keith and Andi discuss their thoughts on the album. Remember to follow @vinyldropodcast on instagram to keep up with all updates.

This week Keith Montena welcomes Logan Powers to discuss Lady Gaga's sophomore studio album, "The Fame Monster". Released with her famous debut, "The Fame", the singer's follow-up project featured eight songs that brought a more intense sound, with darker imagery and concepts. While Bad Romance alone is hailed as one of pop's best songs, the entire collection see's the singer write and create some of her best songs to date. Hear Keith and Logan discuss their thoughts on the album. Remember to follow @vinyldropodcast on instagram to keep up with all updates.

This week Keith Montena welcomes back Katie Hausler to discuss Halsey's debut studio album, "BADLANDS". Cultivating an indie/alt-pop following throughout the previous year, Halsey's first album came at the perfect time for a mainstream breakthrough. While radio wasn't always the most friendly toward New Americana or Colors, the album became a huge success within her catalogue and carries impressive streaming numbers. Hear Keith and Katie touch on the singer's best moments in her musical introduction, the highs and lows across the album, and how Halsey's shifted since. Make sure to follow @vinyldropodcast on Instagram, and stay tuned for more episodes.

This week Keith Montena and special guest Carly Giacoio discuss Marina's fifth studio album, "Ancient Dreams In A Modern Land". Formerly known with the "Diamonds" tag, the singer released a project which seemed to sonically pay homage to her earlier days. Preceded by "Love + Fear", an album which explored feelings of happiness and on-trend synth pop, Marina faced mixed reviews from fans and critics alike. On this project, Marina discusses societal and political issues, and deals with the heartbreak from her most recent relationship. Hear Keith and Carly discuss the ballads and pop productions across the project, and what aspects Marina excels with. Make sure to follow @vinyldropodcast on Instagram, and stay tuned for more episodes.

This week Keith Montena and special guest Hannah Relovsky discuss Taylor Swift's sixth studio album, "reputation". Coming off the back of an untouchable run of hit singles from "1989" at the height of her pop fame, Swift also dealt with public feuds and her first storm of media backlash. This became a clear through-line for the lyrical content across the album, and this sparked a conversation about if this laid the best groundwork for an album concept. Hear Keith and Hannah touch on how the singer experimented with more synth and dubstep, and argue if she was successful in utilizing her feuds with Kanye West, Katy Perry, and Kim Kardashian as inspiration. Make sure to follow @vinyldropodcast on Instagram, and stay tuned for more episodes.

Cleaning the kitchen for 4 to 5 hours after dinner! Cleaning all your roommates rooms for them in college! Keith wasn't a maid service, he had severe OCD and didn't get diagnosis till after he got married. He talks about how it was to cope and get by is OCD situation. Hear Keith tell his story now... #ocd #obsessivecompulsivedisorder #ocdtreatment #ocdstories  #ocdstory #storiesfromtheocdside

It is an incredibly special week on The Gastroenteritis Blues, as Steve, Dan and Emily welcome a guest they've wanted since the beginning of the podcast. The Philadelphia Inquirer's Keith Pompey joins the gang to talk about lots of his excellent reporting over the years. Hear Keith's perspective on: the time the Sixers-Sacramento game got cancelled because the floor was too wet, the Bryan Colangelo burner saga, the confetti game, Ben Simmons and Joel Embiid's relationship, his favorite Sixers to interview over the years, Scott O'Neil's involvement and much, much more. First, the hosts talk about the Sixers' undefeated week and the great vibes permeating the organization. Listen 'till the end to hear Keith join in picking the Sixers' upcoming week's wins and losses! Follow Keith on Twitter and Instagram @PompeyOnSixers Learn more about your ad choices. Visit megaphone.fm/adchoices

A good friend of one of our hosts Richard, tells his remarkable journey using Farmer & Chemist CBD. Listen to Keith, as he goes into detail of how "Problem Salved" reduced the pain and swelling in his knees after his surgery.  Our Pharmacist, Doug Burgoyne and Jeff Dunn, who go into detail and explain why the CBD worked for Keith.   Farmer & Chemist is dedicated to provide education and quality CBD products to our customers. Purchasing CBD can be daunting at first, but we're here to ensure that you find the product best suited to your needs. Farmer & Chemist is committed to elevating health and wellness by providing the highest quality CBD products on the market and giving you access to expert pharmacists.What makes Farmer & Chemist different? We have pharmacists on staff to answer your questions.FarmerandChemist.com

We're a little late but we're back with opinions on recent events. Hear Keith and RJ's takes on getting charged up, getting charges dropped, getting traded, getting paid, getting a team at all, and getting real good... oh and covid thoughts. We hope you come along with us!

Coach Keith Madison joins on the show for this episode! Hear Keith's journey from a small town in western KY to making to Triple-A with the Expos/Reds, Coaching for 25 years in the SEC, then what he's up to now in "retirement"Fast Facts:- Played professionally in the Expos and Reds organizations- KY HS Baseball Hall of Fame- 783 Wins as Head Baseball Coach, University of KY- University of KY Hall of Fame- American Coaches Association Hall of FameEmail Coach to be added to his text devotional list: keith@scorebaseball.orgJoin the American Baseball Coaches Association: www.abca.org Apple: https://podcasts.apple.com/us/podcast/fca-coach-to-coach-podcast/id1491816546?ign-mpt=uo%3D4Stitcher: https://www.stitcher.com/podcast/nate-sallee-fca/coach-to-coachSupport the show (http://www.nkyfca.org/donate)

On Digmi Discussion Interview #26, Ray Digmi catches up with MTV alum and Yes Network Contributor, Keith McPherson. Keith and Ray had the opportunity to sit down and share his story recently at The Gathering Shops at the Garden State Plaza Mall - where we proudly showcased our recent Digmi X McPherson Collaboration collection. Keith, known as the Mac Of All Trades, talks about his deep passion for the New York Yankees and how the hashtag #ReplaceFor28 led to his most exciting year, both personally and professionally. Hear Keith talk about how “The Guy In The Tie” helped him get through a difficult time, what it means to become part of the Digmi team and how he plans on growing his personal brand in 2020. A passionate personality and an incredible talent, Keith McPherson is everything that Digmi is all about and we are beyond proud to have him part of our family as we continue to chase this dream and build our brand. This short interview is a prelude to the full length interview we will be doing with Keith in the coming weeks, so be sure to stay tuned for that.

We continue our series Redefining Love on 1 Corinthians 13. In this episode, Keith discusses 1 Corinthians 13:4, where Paul writes that love is not proud. So, what does pride look like? Hear Keith explain how pride manifests itself as the absence of service to others. If you live in the Columbia area, we hope you’ll join us in person. Our Twitter (https://www.instagram.com/thecrossingcomo/) . Want to learn about more 1 Cor 13? Here are some recommendations. Beginner: Charity and it’s Fruits (https://www.amazon.com/Charity-Its-Fruits-Living-Light/dp/143352970X/ref=sr_1_1?crid=1OKP9IGJZ03Z4&keywords=charity+and+its+fruits+by+jonathan+edwards&qid=1564155319&s=gateway&sprefix=Charity+and+its%2Caps%2C171&sr=8-1) . All the links mentioned in this episode: Website: https://www.thecrossingchurch.com/about/sundays/ (https://www.thecrossingchurch.com/about/sundays/) Facebook: https://www.facebook.com/TheCrossingCOMO/ (https://www.facebook.com/TheCrossingCOMO/) Instagram: https://www.instagram.com/thecrossingcomo/ (https://www.facebook.com/TheCrossingCOMO/) Twitter: https://www.instagram.com/thecrossingcomo/ (https://www.instagram.com/thecrossingcomo/) Books – Loving the Way Jesus Does: https://www.amazon.com/Loving-Jesus-Loves-Philip-Graham/dp/1433524791 (https://www.amazon.com/Loving-Jesus-Loves-Philip-Graham/dp/1433524791) Love Within Limits: https://www.amazon.com/within-Limits-Smedes-1-Jan-1959-Paperback/dp/B013ILF570/ (https://www.amazon.com/within-Limits-Smedes-1-Jan-1959-Paperback/dp/B013ILF570/ref=sr_1_fkmr0_1?keywords=love+within+limits+smedes&qid=1564155275&s=digital-text&sr=8-1-fkmr0) Charity and its Fruit: https://www.amazon.com/Charity-Its-Fruits-Living-Light/dp/143352970X/ (https://www.amazon.com/Charity-Its-Fruits-Living-Light/dp/143352970X/ref=sr_1_1?crid=1OKP9IGJZ03Z4&keywords=charity+and+its+fruits+by+jonathan+edwards&qid=1564155319&s=gateway&sprefix=Charity+and+its%2Caps%2C171&sr=8-1) Support this podcast

Keith Thode is CEO and Chief Scientist of AdvanceNet Labs.  Keith, a self-proclaimed nerd, makes use of for-profit technologies to help empower vulnerable populations to transform their lives.   I started my business because . . . It was a moral imperative… and my wife believed in me. The thing I enjoy most about my business is . . . We have an incredible community of staff, clients and supporters. Together, we make a difference every day. The biggest surprise for me as a business owner is . . . how much relationships matter, and, how little most entrepreneurs talk about money. My desire to help the vulnerable comes from . . . my faith… God has provided me an innate joy from doing what He requires,  which is to “Love God, Love Others”. One thing I wish I knew when I was younger is . . . how fast it all goes by… Carpe Diem! Hear Keith share more of his rich wisdom and insight on today’s LIFT Speaks.

For the past 30 years Keith Squires has been overseeing and creating the culinary delights at Dru Yoga and has now published his first vegetarian cookbook "Cooking with Love".  Hear Keith tell all in this interview with Jill Bennett. https://keithonfood.com/ 

Mike Silva discusses how the incidents of the week exposes the Mets front office and field staff as lacking leadership. Why was Matt Harvey unprepared? How could the coaching staff allow Cespedes to take the field with a bad hamstring? Why was Syndagaard calling the shots with the MRI? Who is running the show over in Queens? Special guest Keith Law discusses his book "Smart Baseball: The Story Behind the Old Stats that are Ruining the Game, the New Ones that Are Running It, and the Right Way to Think About Baseball." Hear Keith talk about how looking at new advanced stats will change your perspective on what players have value, MVP's from prior years and what team's can contend.

#63: Hear Keith’s latest media appearance. He is interviewed about how he got started in real estate, his investing strategy, and where Keith invests geographically. Want more wealth? Visit GetRichEducation.com and 1) Subscribe to our free newsletter, and 2) Receive Turnkey RE webinar opportunities. Listen to this week’s show and learn: 01:46  Keith brings you the show from near Philadelphia, PA today. 02:04  Be grateful this holiday season. 07:03  Keith Weinhold Interview begins. 08:22  Keith’s first-ever real estate purchase was an Anchorage, Alaska four-plex building. 09:57  To change yourself, change who you spend time with. 11:28  Don’t follow money. Make money follow you and live where you want. 12:37  How to begin exactly how Keith did. 19:40  Using equity from one four-plex to buy a second four-plex. 22:13  Real estate markets dependent upon oil. 24:00  Foreign turnkey real estate with cash flow. 33:28  Open up your time so that you can be a great investor. 36:42  Opportunity cost. 37:25  The real tragedy of self-management is that you’ve lost your time. 38:48  Be financially free, not debt free. Resources: MidSouthHomeBuyers.com or call (901) 217-4663 for Top-Notch Turnkey Rental Properties. NoradaRealEstate.com or call (800) 611-3060. Your Premier Source for Nationwide Turnkey Cash-Flow Investment Property. GetRichEducation.com - that’s where to subscribe to our free newsletter, receive turnkey real estate webinar opportunities, and see all Events. Download the GRE Android App at Google Play to keep the GRE icon right on your phone’s home screen! We would be so grateful if you wrote a review! Here’s how to write one at: iTunes, Stitcher, and Android. To get a free GRE logo decal for your review, send: 1) A screenshot of your review. 2) Your mailing address to: Info@GetRichEducation.com

Audio clip: Adobe Flash Player (version 9 or above) is required to play this audio clip. Download the latest version here. You also need to have JavaScript enabled in your browser.AudioPlayer.embed("audioplayer_330", {soundFile:"http%3A%2F%2Fsupplychaininsights.com%2Fwp-content%2Fuploads%2Fpodcasts%2F2014_New_Years_Resolutions_with_Keith_Holliday_of_Sonoco_Products-Podcast_73.mp3"}); In this podcast, part of the 2014 New Year’s Resolutions miniseries, Lora Cecere, Founder and CEO of Supply Chain Insights, talks with Keith Holliday, Director-Supply Chain, of Sonoco Products.  Hear Keith’s reflections from 2013 as well as resolutions for 2014. Learn what this supply chain leader will work on with his team for a better 2014. Listen to the full New Year’s Resolution Podcast miniseries here: http://supplychaininsights.com/2014-new-years-resolutions-from-top-supply-chain-leaders/ Straight Talk With Supply Chain Insights – Podcast #73  

The gang gathers once again for drinks and podcasting. Sam and Doc help Keith finish up his Stop Your Bitchin podcast. Doc narcs on a blind coon and sends it to it's death. Doug Fieger makes the Insignificast Obits. Ern calls in from Dallas to check in with the guys. And of course there is the annual Presidents Day song. Mostly they work very hard at getting drunk. Call the comment line at (206) 309-7308. Visit insignificast.com. Hear Keith at stopyourbitchin.com. Thanks for listening.

If there is still beer to drink, then there is another podcast to do. Sam gives God the old what for. Keith gives Paul Rodgers a little oral and Doc gives us some Stats and Facts. The guys also give some Buy, Borrow, or Bullshit. Just a lot of drinking and good conversation. Call the comment line at (206) 309-7308. Visit insignificast.com. On twitter Doc is doctordoc and Sam is samtard. Hear Keith on stopyourbitchin.com. Thanks for listening.

The drunken dialogue continues as Keith, Sam, and Doc shoot some more Cabo Wabo, do some Dr. Doc, and some Doc News. Then the anger builds up as we see how many radio and TV people are nominated for podcast awards without Doc getting a single nod. But mostly we just drink. Visit insignificast.com. Go to our Youtube channel, insignificast. On twitter Doc is doctordoc and Sam is samtard. Hear Keith on stopyourbitchin. Call the comment line at (206) 309-7308. Thanks for listening.